EFTA00124162

EQUIFAX CREDIT FILE : September 16, 2019 Confirmation Personal Identification Information (This section Includes your name, current andprevious Please address all future correspondence addresses, and any other Identifying Information reported by your creditors.) www.equifax.cornipersonaltdisputes Name On File: Tova A Noel Equifax Information Services LLC Social Security # P.O. Box 740241 Current Address: Atlanta, GA 30374 Previous Address(es (800) 377-6568 M - F 9:00am to 5:00pm in your time zone. Formerly Known As: Toya Noel; Tova A Noel Christian Credit Account Information (For your security, the last 4 digits of account number(s) have been replacedby" (This section includes open and closed accounts reported by credit grantors) Account Column Title Descriptions: Account Number - The Account number reported by credit grantor Amount Past Due - The Amount Past Due as of the Date Reported Date Acct. Opened - The Date that the credit grantor opened the account Date of Last Paymnt - The Date of Last Payment High Credit - The Highest Amount Charged Actual Pay Amt - The Actual Amount of Last Payment Credit Limit - The Highest Amount Permitted Sched Pay Amt - The Requested Amount of Last Payment Terms Duration - The Number of Installments or Payments Date of 1st Delinquency - The Date of First Delinquency Terms Frequency - The Scheduled Time Between Payments Date of Last Actvty - The Date of the Last Account Activity Months Reviewed - The Number of Months Reviewed Date Maj Delq Rptd - The Date the 1st Major Delinquency Was Reported Activity Designator - The Most Recent Account Activity Charge Off Amt - The Amount Charged Off by Creditor Creditor Class - The Type of Company Reporting The Account Deferred Pay Date - The 1st Payment Due Date for Deferred Loans Date Reported - Date of Last Reported Update Balloon Pay Amt - The Amount of Final(Balloon) Payment Balance Amount - The Total Amount Owed as of the Date Reported Balloon Pay Date - The Date of Final(Balloon) Payment Status - Condition of Account When Last Updated by Creditor Date Closed - The Date the Account was Closed or Otherwise Account History 1 : 30-59 Days Past Due 5 : 150-179 Days Past Due J Voluntary Surrender 2 : 60-89 Days Past Due 6 : 180 o More Days Past Due K Repossession Status Code 3 : 90-119 Days Past Due G : Collection Account L Charge Off Descriptions 4 • 120-149 Days Past Due H : Foreclosure Bank of America PO Box 982238 El Paso TX 79998-2238: (800) 421-2110 ass Dee °WM Hp Creek Cridt Lena Teems Demean Teems FreOunst's Monty Rome home Daieviee CraelSOt Clatisraolacm 12/12/2007 $5,075 $9.600 Monthly 99 Items As o' Mita Date Of AMY SChaale0 Date cd 1st Dated oats M oe Warred Pay Ballow Pay Salmi Date Date Repotted /mote Past Due Last Payne PayerAmount Parrot Amore Delnoueocy Last AWAY i trACI Slat Dale Amount Pay Dab Closed 08/17/2019 $4,299 08/2019 $100 08/2019 Status - Pays As Agreed: Type of Account - Revolving; Type of Loan - Credit Card: Whose Account - Individual Account, ADDITIONAL INFORMATION - Credit Card; ( Continued On Next Page ) Page 6 of 30 9259040335CVJ-002734477- 1- 1- S EFTA00124162 EFTA00124163 When you place a security freeze on your Equifax credit report, you will be provided a 10-digit personal identification number (PIN) to use if you choose to temporarily lift or permanently remove the security freeze from your credit report. To make either request, you can contact Equifax by phone or mail and provide all the following: 1. Proper identification. 2. The unique PIN provided by Equifax when you placed the security freeze. 3. If requesting a temporary lift, specify the period of time for which the credit report is to be available (for example, from March 15, 2018 to March 21, 2018). You can also create or sign into your account on www.equifax.com to authorize the temporary lift or permanent removal of your security freeze from your Equifax credit report. Equifax will authorize the release of your credit report within one hour after receiving the above information if the request is by phone or electronic means or no later than three business days when a written request is submitted. Placing, lifting, and removing a security freeze on your Equifax credit report is free. Page 5 of 30 9259040335CVJ-002734477- 1- 1- S Historical Account Information Balance Scheduled Actual Date of High Credit Amount Type of Activity Payment Payment Last Credit Limit Past Loan Designator Amount Amount Payment Due 08/19 54,299 $100 8/112019 $5,075 $9.600 Credit Card 07119 $3,671 $82 7/1/2019 $5,075 $9.600 Credit Card 06/19 $3,246 I $72 6/1/2019 $5,075 $9.600 Credit Card 05/19 $2.332 $55 I 5/1/2019 $5,075 $9,600 Credit Card 04119 52,333 $56 4/1/2019 $5,075 $5.600 I Credit Card 03/19 $2,535 $60 3/1/2019 $5,075 S5,600 Credit Card 02/19 $3,052 $82 2/1/2019 55,075 $5,600 I Credit Card 01/19 $4,215 $100 1/1/2019 $5,075 $5,600 Credit Card 12/18 $3,979 $102 12/1/2018 $5,075 $5,600 Credit Card 11/18 $4,847 5119 11/1/2018 $5,075 $5.600 Credit Card 10/18 $5,075 $117 10/1/2018 $5,075 $5,600 Credit Card 09/18 $4,459 $108 9/1/2018 $4,742 $5,600 Credit Card 08/18 $3,577 $83 8/1/2018 $4,327 $5,600 Credit Card I 07/18 $3,341 $90 7/1/2018 $4,327 $5.600 Credit Card 06/18 $3,870 $77 I 6/1/2018 53,870 55,600 Credit Card 05/18 $2,247 S51 5/1/2018 $2,610 $5,600 Credit Card 04/18 $2,101 $49 4/1/2018 $2,610 $5,600 Credit Card .I 03/18 $2,042 $46 3/1/2018 $2,610 $5,600 Credit Card I i ( Continued On Next Page ) Page 7 of 30 9259040335CVJ-002734477- 1- 1- S EFTA00124164 Historical Account Information Balance Scheduled Actual Date of High Credit Amount Type of Activity Payment Payment Last Credit Limit Past Loan Designator Amount Amount Payment Due 02/18 $2,216 $52 2/1/2018 $2,610 $5.600 Credit Card 01/18 $2,245 $53 1/1/2018 $2,610 $2,600 Credit Card 12/17 $2,274 $52 12/1/2017 $2,610 $2,600 Credit Card 11/17 $2,343 $55 11/1/2017 S2,610 $2,600 Credit Card 10117 $2,411 $55 10/1/2017 $2,610 $2.600 Credit Card 09/17 $2,479 $58 9/1/2017 $2,610 $2,600 Credit Card Bestbuy/CBNA PO Box 6497 Sioux Fens SD 57117-6497 Dale Opened KO Croat end', omit Tierra Wallin TM* Fripulmoi Wrens Red AcirMy Dmaynasx CrEMOrClaallicsain MIR Items As o Balance Amount 11/21/2009 $2,952 Date or Actual $3,300 SclarauliO Dab of 1st Monthly Data of Data MM. 70 Charge Off Delerred Pay Saloon Pay Saloon Dna Data Saporta Amoy% Past Due Last Parrett Paymnt Amore Parrs% Amami Delnquency Lag ACIAT Datil ROI AffatIllt Stan Data Amount Pay DM, QOM 08/16/2019 SO 12/2018 12/2018 Status - Pays As Agreed: Type of Account - Revolving; Type of Loan - Credit Card: Whose Account - Individual Account ADDITIONAL INFORMATION - Credit Card; Histoncal Account Information Balance Scheduled Actual Date of High Credit Amount Type of Activity Payment Payment Last Credit Limit Past Loan Designator Amount Amount Payment Due 08/19 $0 12/1/2018 $2,952 $3,300 Credit Card 07/19 $0 12/1/2018 $2,952 $3,300 Credit Card 06/19 $0 12/1/2018 $2,952 $3.300 Credit Card 05/19 $0 12/1/2018 $2,952 $3,300 Credit Card 04/19 $0 12/1/2018 $2,952 $3.300 Credit Card 03119 $0 12/112018 $2,952 53,300 Credit Card 02/19 $0 12/1/2018 $2,952 $3,300 Credit Card Continued On Next Page ) Page 8 of 30 9259040335CVJ-002734477- 1- 1- S EFTA00124165 Historical Account Information Balance Scheduled Actual Date of High Credit Amount Type of Activity Payment Payment Last Credit Limit Past Loan Designator Amount Amount Payment Due 01/19 $0 12/1/2018 $2,952 $3,300 Credit Card 12/18 $59 $27 2/1/2018 $2,952 $3,300 Credit Card 11/18 $0 2/1/2018 $2,952 $3,300 I Credit Card 10/18 $0 2/1/2018 $2,952 $3.300 I Credit Card 09/18 $0 2/1/2018 $2,952 $3,300 Credit Card 08/18 $0 I 2/1/2018 $2,952 $3,300 Credit Card 07/18 $0 2/1/2018 $2,952 $3,300 Credit Card 1 06/18 SO 2/1/2018 $2,952 $3,300 I Credit Card 05/18 $0 2/12018 $2,952 $3,300 Credit Card 04/18 $0 2/1/2018 $2,952 $3,300 Credit Card 03/18 $0 2/1/2018 $2,952 $3,300 Credit Card 02/18 $2,769 $75 2/1/2018 $2,769 $3,300 Credit Card 01/18 $2,319 $68 1/1/2018 $2,604 $3,300 Credit Card 12/17 $2,273 $67 12/1/2017 62,604 $3,300 Credit Card 11/17 $2,166 $64 11/1/2017 $2,604 $3,300 Credit Card 10/17 $1,943 $58 10/1/2017 $2,310 $3,300 Credit Card 09/17 $1,988 $57 9/1/2017 $2,310 $3,300 Credit Card ( Continued On Next Page ) Page 9 of 30 9259040335CVJ-002734477- 1- 1- S EFTA00124166 Capital One PO Box 30253 Salt Lake City UT 84130: (800) 4174000 Mast Number Date Opened Hpli Credd OS Lunt Terms Catal Terns Fresno, Mcnals Rod Acta (Signaler Credit, Claesdcalon 11/21/2009 $869 $810 Monthly 46 Transfer/Sold rams As of Calais Nast Data or Actual Schaktod Dam cent Date of CS a Own Off Deterred Pay Baas Pay Bellom Date Data R•pCfled Amount Past Due Is Pawn Pawn Worn Pawn Motet Deimpuency Last Aray Del 1st Rqd Most Dige Stull Pay fa Closed 09/09/2013 $0 03/2013 $517 03/2013 09/2013 Status - Pays As Agreed; Type of Account - Revolving; Type of Loan - Credit Card; Whose Account - Individual Account ADDITIONAL INFORMATION - Account Transferred or Sold; Credit Card; Capital One Auto Finance PO BOX 259407 CREDIT BUREAU DISPUTE PLANO 7X 75025: (800) 946-0332 Pt Opened Hall Cali Gall Ulla Terms Oraidal Tema Faddy Mora Revd Wady Deilpilbt Creator Candied= 01/11/2013 $18.745 72M Monthly 34 Paid and Closed Items As of Balance AMOY"' Data 01 ActLel Schaal Dateal tat Data d Data M. Carpe OR DeSed Pay Barks Pay San Data Data Reamed Arnadd Past Du* Last Payrmt Paymrt Moat Padml /Want Desquency last Addly DN. 111 Rptcl Amount Stan Oats Arran Pay Dale Closed 11/30/2015 $0 11/2015 $10,171 $0 11/2015 11/2015 Status - Pays As Agreed; Type of Account - Installment; Type of Loan - Auto; Whose Account - Individual Account ADDITIONAL INFORMATION - Closed or Paid Account/Zero Balance; Auto; Cificards CBNA PO Box 6241 Sioux Fails SD 571174241: (800) 950.5114 Date opened HO Ctedt Cat Ural Tenn Dalian Terms Frequency Mara Revd Actilty arra (Warm' Passer:elan 04/19/2015 $1,903 $2.700 Monthly 52 Items As or Oats aortal Baas AmCart Must Pas! Cue DWd Last Paymnt Aciaral Pawn Mist SMOGS Parrot Arnout Date dint Deanancy Dated Last Actvty Met Nnehtri°' Deterred Pay Saloon Pay Start Data AMOtelt Bats Pay OS. On Closed 08/26/2019 $0 06/2019 06/2019 Status - Pays As Agreed; Type of Account - Revolving; Type of Loan - Flexible Spending Credit Card; Whose Account - Individual Account ADDITIONAL INFORMATION-: Histoncal Account Information Balance Scheduled Actual Date of High Credit Amount Type of Activity Payment Payment Last Credit Limit Past Loan Designator Amount Amount Payment Due 08/19 No Data Available 07/19 $0 6/1/2019 $1,903 Ii$Z700 Flexible Spending Credit Card 06/19 $0 6/1/2019 $1,903 $2,700 Flexible Spending Credit Card 05/19 $99 I $25 6/1/2018 151,903 1 52 700 I Flexible Spending Credit Card 04/19 No Data Available 03/19 No Data Available 02/19 No Data Available 01/191No Data Available ( Continued On Next Page ) Paae 10 of 30 9259040335CVJ-002734477- 1- 1- S EFTA00124167 Histoncal Account Information Balance Scheduled Actual Date of High Credit Amount Type of Activity Payment Payment Last Credit Limit Past Loan Designator Amount Amount Payment Due 12/18 No Data Available 11/18 No Data Available 10/18 No Data Available 09/18 No Data Available 08/18 $0 6/1/2018 $1,903 $2,700 Flexible Spending Credit Card 07/18 $0 6/1/2018 $1,903 82,700 I Flexible Spending Credit Card 06/18 No Data Available 05/18 $95 $25 6/1/2017 $1,903 $2,700 Flexible Spending Credit Card ComenifybankNictoriassecret PO Box 182789 Columbus OH 02218-2789 OM Opened Hiatt Cretit Credt Lana Terms Duration Teens Frequency Monts Revd *arty Desgnmor Creator Classification 11/29/2017 $251 $650 Monthly 21 Ram! As a Balance Amours Cone ol AMA Sere:hied Dale Mist Dale of MO. Mad. ChM)/ Olf Waned Pay BOOM Pay Balloon Dale Dam Septetoa Avow Past Dta Last Payrrra Parma Arnourt ParTed AM01411 Dilmoiniy Last Activity ON. 1st Rpfd AmouM Start Date Anna Pay Dale Dosed 09/07/2019 $0 08/2019 $50 08/2019 Status - Pays As Agreed; Type of Account - Revolving; Type of Loan - Charge Account; Whose Account - Individual Account ADDITIONAL INFORMATION - Charge; Historical Account Information Balance Scheduled Actual Date of High Credit Amount Type of Activity Payment Payment Last Credit Limit Past Loan Designator Amount Amount Payment Due 08/19 $0 $45 5/1/2019 $251 $650 Charge Account 07/19 $0 $45 5/1/2019 $251 $650 Charge Account 06/19 $0 $45 5/1/2019 $251 $650 Charge Account 05/19 $0 $26 2/1/2019 $251 $650 Charge Account I 04/19 $0 $26 2/1/2019 $251 $650 Charge Account ( Continued On Next Page ) Page 11 of 30 9259040335CVJ-002734477- 1- 1- S EFTA00124168 Historical Account Information Balance Scheduled Actual Date of High Credit Amount Type of Activity Payment Payment Last Credit Limit Past Loan Designator Amount Amount Payment Due 03119 SO $26 2/1/2019 $251 $650 Charge Account 02/19 SO $24 2/1/2019 $251 $650 Charge Account 01/19 $0 824 11/1/2018 $251 $650 Charge Account 12/18 SO $24 11/1/2018 $251 $650 Charge Account 11/18 $0 $143 10/1/2018 $251 $650 Charge Account 10/18 $143 $27 $251 9/1/2018 $251 $650 Charge Account 09/18 $136 $27 3/1/2018 $136 $250 Charge Account 08/18 SO $96 3/1/2018 $96 $250 Charge Account 07/18 SO $96 3/1/2018 $96 $250 Charge Account 06/18 SO $96 3/1/2018 $96 $250 Charge Account 05/18 $0 $96 3/1/2018 $96 $250 Charge Account 04/18 $0 $96 3/1/2018 596 $250 Charge Account 03/18 SO $72 12/1/2017 $72 $250 Charge Account 02/18 SO $72 12/1/2017 $72 $250 Charge Account 01/18 SO $72 12/1/2017 $72 $250 Charge Account 12/17 SO $0 $250 Charge Account ( Continued On Next Page ) Page 12 of 30 9259040335CVJ-002734477- 1- 1- S EFTA00124169 Jpmcb - Auto Finance PO Box 901003 Ft Worth 7X 76101-2003: (800) 336-6675 laiNunber Oat Opened High OA* Ctedt Lend Teems Duration Terms Frequency Wenn Rued AcvelyDosgnalor Credbee CIOSSAICation 12/28/2018 $31.648 39M Monthly 8 Miens As Ct Balance Amount Dale Of Anatol Scheduled Dale of Ise Dale of Otte Mk Caine CO Deferred Pay Saloon Alf Balloon Date Date Receded Amour* Part Due Last Parent Parint Amount Parra Amount custrquency Last ActMty Ott 1st ROM Armen Staff Date Annuli Pay Dale Closed 08/28/2019 $24,344 08/2019 $811 $811 08/2019 Status - Pays As Agreed: Type of Account - Installment Type of Loan - Auto Lease; Whose Account - Individual Account ADDITIONAL INFORMATION - Auto; Lease: Historical Account Information Balance Scheduled Actual Date of High Credit Amount Type of Activity Payment Payment Last Credit Limit Past Loan Designator Amount Amount Payment Due 08/19 No Data Available 07/19 $25,156 $811 $811 7/1/2019 531,648 Auto Lease 06/19 $25,967 $811 $811 6/1/2019 $31,648 Auto Lease 05/19 $26.779 $811 $811 5/1/2019 $31,648 Auto Lease 04/19 $27,590 $811 $811 4/112019 $31,648 Auto Lease 03/19 $28.402 $811 $811 3/1/2019 $31.648 Auto Lease 02/19 $29,213 $811 $811 2/1/2019 $31,648 Auto Lease Jpmcb - Card Services PO BOX 15369 WILMINGTON DE 198504369 : (800) 9454000 Nit Da Opened HICh Creel Credit Limn ream Dusabon Terms Frequency Monte Red Achily DOSighltOt Credits' Classnicabon 06/14/2007 $2,963 $5.000 Monthly 99 ISMS Al Cl Stens Amami Dale of Acrval Scheduled Dase al 1st Dal* of Oats M. Charge Off Darted Pay Saloon Pay BaS00,1 Data Dula Reported Amourd Past Duo Last Payrrn: Paymnt Amami Payroll AM04.211 Degrquency Last AdMty Detest NSA Amur! Steel We Anwar* Pay Dale Closed 08/13/2019 $0 12/2018 12/2018 Status - Pays As Agreed; Type of Account - Revolving; Type of Loan - Credit Card; Whose Account - Individual Account ADDITIONAL INFORMATION - Credit Card; Histoncal Account Information Balance Scheduled Actual Date of High Credit Amount Type of Activity Payment Payment Last Credit Limit Past Loan Designator Amount Amount Payment Due 08/19 $0 12/1/2018 $2,963 $5,000 Credit Card 07/19 $0 12/1/2018 $2,963 $5,O00 Credit Card A ( Continued On Next Page ) Page 13 of 30 9259040335CVJ-002734477- 1- 1- 5 EFTA00124170 Histoncal Account Information Balance Scheduled Actual Date of High Credit Amount Type of Activity Payment Payment Last Credit Limit Past Loan Designator Amount Amount Payment Due 06/19 $0 12/1/2018 $2.963 $5.000 Credit Card 05/19 $0 12/1/2018 52,963 $5,000 Credit Card 04/19 S0 12/1/2018 $2,963 $5.000 Credit Card 03/19 $0 12/1/2018 $2,963 $5,000 Credit Card 02/19 $0 12/1/2016 $2,963 $5,000 Credit Card 01119 $0 12/1/2018 $2,963 $5,000 Credit Card 12/18 $0 12/1/2018 $2,963 $5,000 Credit Card 11/18 $0 11/1/2018 $2,963 $5.000 Credit Card 10/18 $0 4/1/2018 $2,963 $5.000 Credit Card 09/18 $0 4/1/2018 $2,963 $5,000 Credit Card 08/18 No Data Available 07/18 $0 4/1/2018 $2,963 $5,000 Credit Card 06/18 $0 4/1/2018 $2,963 $5,000 Credit Card 05/18 $0 4/1/2018 $2,963 $5.000 Credit Card 04/18 $0 3/1/2018 $2,963 $5,000 Credit Card 03/18 $0 3/1/2018 $2,963 $5,000 Credit Card 02/18 $0 2/1/2018 $2,963 $3,000 Credit Card 01/18 52,927 $60 1/1/2018 $2,963 $3,000 Credit Card ( Continued On Next Page ) Page 14 of 30 9259040335CVJ-002734477- 1- 1 -S EFTA00124171 Histoncal Account Information Balance Scheduled Actual Date of High Credit Amount Type of Activity Payment Payment Last Credit Limit Past Loan Designator Amount Amount Payment Due 12/17 S2,805 $56 12/1/2017 $2,938 $3,000 Credit Card 11/17 $2,697 $56 11/112017 $2,927 $3,000 Credit Card 10/17 $2,855 $55 10/1/2017 S2.855 $3,000 I Credit Card 09/17 $2,369 $47 9/1/2017 $2,445 $3,000 Credit Card Macys/Dsnb PO Box 8218 Mason OH 450404218: (800) 697-2909 Data Opined High Crultl Credit Unit Terns Dna, Terns Froq.ency Monde Revd Acanry Caiegnalor Gecko, Clasrenelcn 03/02/2015 $1,306 $1,400 Month 54 Berns As or Balance Mort Date cf Adual SdflMd Date of is Date of Dale Man Charge Off Deferred Pay Balloon Pay Balloon Date DaZa Reported Atrourt Pas De US Pasant Peril Moan Payinnt Matt Definaaeney Last Acevey Mist Rptd Arnaud San Dane Andean Pt, Data Closed 09/06/2019 $0 10/2018 10/2018 Status - Pays As Agreed; Type of Account - Revolving; Type of Loan - Charge Account; Whose Account - Individual Account; ADDITIONAL INFORMATION - Charge; Historical Account Information Balance Scheduled Actual Date of High Credit Amount Type of Activity Payment Payment Last Credit Limit Past Loan Designator Amount Amount Payment Due 08/19 SO 10/1/2018 $1,306 $1,400 Charge Account 07/19 $0 10/1/2018 $1,306 $1,400 Charge Account 06/19 SO 10/1/2018 $1,306 $1,400 I Charge Account 05/19 $0 10/1/2018 $1,306 $1,400 Charge Account 04/19 $0 10/1/2018 $1,306 $1.400 Charge Account 03/19 $0 10/1/2018 $1,306 $1,400 Charge Account 02/19 $0 10/1/2018 $1,306 $1,400 Charge Account 01/19 $0 10/1/2018 $1,306 $1,400 Charge Account 12/18 $0 10/1/2018 $1,306 $1,400 Charge Account Continued On Next Page ) Page 15 of 30 9259040335CVJ-002734477- 1- 1-S EFTA00124172 Historical Account Information Balance Scheduled Actual Date of High Credit Amount Type of Activity Payment Payment Last Credit Limit Past Loan Designator Amount Amount Payment Due 11/18 $0 10/1/2018 51.306 $1,400 Charge Account 10/18 $285 $27 2/1/2018 $1,306 $1,400 Charge Account 09/18 50 2/112018 $1,306 $1,400 Charge Account 08/18 $0 2/1/2018 $1,306 $1,400 Charge Account 07/18 SO 2/1/2018 $1,306 $1,400 Charge Account 06/18 $0 2/1/2018 $1,306 $1,400 Charge Account 05/18 $0 2/1/2018 $1,306 $1,400 Charge Account 04/18 $0 2/1/2018 $1,306 $1,400 Charge Account 03/18 $0 2/1/2018 $1,306 $1,400 Charge Account 02/18 $0 3/1/2017 $1,306 $1,400 Charge Account 01/18 SO 3/1/2017 $1,306 $1,400 Charge Account 12/17 50 3/1/2017 $1,306 $1,400 Charge Account 11/17 SO 3/1/2017 $1.306 $1,400 Charge Account 10/17 S0 3/1/2017 $1,306 $1.400 Charge Account 09/17 $0 3/1/2017 $1,306 $1,400 Charge Account Municipal Credit Union 22 Cortland[ St New York NY 100074107: (212) 416-7000 ur Dale Opened H4 Cadt Credit Limit Tema DtratIon In Frequent') Maths Revd Asumly Designmot cracker Glassman 12/01/2016 $8,050 60M Monthly 32 Items As of Balance Ansatett Dale ot Actual St:Mauled Del. of let Date of Date Mai. °Mtge Off Deferred Pay Below Pay Balloon Dale Data Reported Amotrt Past Due tau Parma Paylmt Amur* Paymnt Amo‘nt Deantioeno, Last ActMty Di. tit NCO MOW* Stxt Date *man Pay Dig. Closed 09/01/2019 $4.387 08/2019 $185 $185 09/2019 Status - Pays As Agreed; Type of Account - Installment Type of Loan - Unsecured: Whose Account - Individual Account ADDITIONAL INFORMATION - Unsecured; ( Continued On Next Page ) Page 16 of 30 9259040335CVJ-002734477- 1- 1- S EFTA00124173 Historical Account Information Balance Scheduled Actual Date of High Credit Amount Type of Activity Payment Payment Last Credit Limit Past Loan Designator Amount Amount Payment Due 08/19 $4,519 $185 $185 7/1/2019 $8,050 Unsecured 07/19 No Data Available 06119 $4.787 $185 $185 5/1/2019 $8,050 Unsecured 05/19 $4,920 $185 $185 4/1/2019 $8,050 Unsecured 04/19 $5,044 $185 $185 3/1/2019 $8,050 Unsecured 03/19 $5,176 $185 2/1/2019 $8,050 Unsecured 02/19 $5,165 $185 $370 2/1/2019 $8,050 Unsecured 01/19 $5,429 $185 $185 12/1/2018 $8,050 I Unsecured 12/18 $5,556 $185 $185 11/1/2018 $8,050 Unsecured 11/18 $5,678 $185 $185 10/1/2018 $8,050 Unsecured 10/18 $5,797 $185 9/1/2018 $8,050 Unsecured 09/18 $5,917 $185 8/1/2018 $8,050 Unsecured 08/18 $6,038 $185 $185 7/1/2018 $8,050 Unsecured 07/18 $6,159 $185 $185 6/1/2018 $8,050 Unsecured 06/18 $6,274 $185 $185 5/1/2018 $8,050 Unsecured 05/18 $6,390 $185 $185 4/1/2018 $8,050 Unsecured 04/18 $6,507 $185 $185 3/1/2018 $8,050 Unsecured 03/18 $6,624 $185 $185 2/1/2018 $8,050 Unsecured ( Continued On Next Page ) Page 17 of 30 9259040335CVJ-002734477- 1- 1- S EFTA00124174 Historical Account Information Balance Scheduled Actual Date of High Credit Amount Type of Activity Payment Payment Last Credit Limit Past Loan Designator Amount Amount Payment Due 02/18 $6,731 $185 $185 1/1/2018 $8,050 Unsecured 01/18 $6,842 $185 $185 12/1/2017 $8,050 Unsecured 12/17 $6,944 $185 $185 11/1/2017 $8,050 Unsecured 11/17 $7,057 $185 $185 10/1/2017 $8,050 Unsecured 10/17 $7,169 $185 $185 9/1/2017 $8,050 Unsecured 09/17 $7,265 $185 $185 8/1/2017 $8,050 Unsecured Navy Federal Cu P.O. BOX 3700 ATTN: CBR DISPUTES MERRIFIELD VA 22119-3700: (888)84241328 Dare Opened KO Cads Carr Limn Terra &ratan Terms Fremency Mann Revd Attbry Designator Creator Classlreattal Mit Items As c4 Balance Afneurt 07/02/2017 $9,394 Dale of Areal $17,200 Screduled Date of let Monthly Dater. lital. 25 CM Deferred Pay Bacon Pry Balloon Data Dale Restated Arnaud Past Dus Last Payrrnt Payne Arnourt Payrrni Amen DdriquenCy Last A.:MY Del. Rptd Amount Stet Date Armin, Pay Date Owed 08/19/2019 $9.394 08/2019 $500 $188 08/2019 Status - Pays As Agreed; Type of Account - Revolving; Type of Loan - Credit Card: Whose Account - Individual Account ADDITIONAL INFORMATION - Credit Card; Historical Account Information Balance Scheduled Actual Date of High Credit Amount Type of Activity Payment Payment Last Credit Limit Past Loan Designator Amount Amount Payment Due 08/19 59,394 $188 $500 8/1/2019 $9,394 517,200 Credit Card 07/19 $4.853 $38 $160 7/1/2019 $6,397 $17,200 Credit Card 06/19 $4,976 $100 5/1/2019 $6,397 $14.900 Credit Card 05/19 $4,938 $240 5/1/2019 $6,397 $14,900 Credit Card 04/19 $5,140 $103 $243 4/1/2019 56,397 $14,900 Credit Card 03/19 $5,343 $546 3/1/2019 $6,397 $14,900 Credit Card 02/19 $5,846 $117 $543 2/1/2019 $6,397 $14,900 Credit Card Continued On Next Page ) Page 18 of 30 9259040335CVJ-002734477- 1- 1- S EFTA00124175 Historical Account Information Balance Scheduled Actual Date of High Credit Amount Type of Payment Payment Last Credit Limit Past Loan I Amount Amount Payment Due 01/19 $6,343 $27 $100 1/1/2019 $6.397 $12.900 Credit Card 12/18 $0 2/1/2018 $2,284 $12,900 Credit Card 11/18 $0 2/1/2018 $2,284 $12,900 Credit Card 10/18 $0 2/1/2018 $2,284 $12.900 Credit Card 09/18 $0 2/1/2018 $2,284 $12,900 Credit Card 08/18 $0 2/1/2018 $2,284 $12,900 Credit Card 07/18 $0 2/1/2018 $2,284 $12,900 Credit Card 06/18 $0 2/1/2018 $2,284 $12,900 Credit Card 05/18 $0 2/1/2018 $2,284 $12,900 Credit Card 04/18 $0 I 2/1/2018 $2,284 $12,900 Credit Card 03/18 $0 I$602 2/1/2018 $2,284 $12,900 Credit Card 02/18 $602 $200 2/1/2018 $2,284 $12,900 Credit Card 01/18 $793 $20 $1,000 1/1/2018 $2,284 $12,900 I Credit Card 12/17 $1,784 $500 12/1/2017 $2,284 $12,900 Credit Card 11/17 $0 $0 $12.900 Credit Card I 10/17 $0 $0 $12.900 Credit Card 09/17 $0 $0 $12,900 Credit Card ( Continued On Next Page ) Page 19 of 30 9259040335CVJ-002734477- 1- 1- S EFTA00124176 Navy Federal Cu P.O. BOX 3700 A1TN: CBR DISPUTES MERRIFIELD VA 22119-3700: (888) 842-6328 Accotte hurter Date Opened legh Croat CrWt Lsnd Terns Dawn Tarns Frequency Mont* Revd AcIvity Detionator Crecatd CleSithcaeon 01/20/2019 $0 $25.000 Monthly 6 Items As d Baling Amount Date of Actual Stheduled Data of 10 Dade of Date Ilk Crams Off Warred Pay Ballow Pay Salop, Dale Date Reputed Arnotal Past Due Laµ %Mee Pierre Arneunt Pardo,: emoted Deenpueney Last MOTO Dµ 1st Reef Amara Stan Date Amara Pay Data Cl0ated 08/16/2019 $0 Status - Pays As Agreed; Type of Account - RevoMng; Type of Loan - Credit Card; Whose Account - Individual Account ADDITIONAL INFORMATION - Credit Card Historical Account Information Balance Scheduled Actual Date of High Credit Amount Type of Activity Payment Payment Last Credit Limit Past Loan Designator Amount Amount Payment Due 08/19 $0 SO $25,000 Credit Card 07119 $0 SO $25,000 Credit Card 06/19 $0 $0 $25.000 Credit Card 05/19 $0 SO $25.000 Credit Card 04/19 $0 SO r Credit Card $25,000 I 03/19 $0 I SO 525,000 I Credit Card 02/19 SO SO $25,000 Credit Card Nissan Acceptance Culp. 7900 Rldgepaint Dr living TX 75063-3153 : (800)456-6622 Date Opened No Cruet OWN Laren Terms Dineen Terms Frequency mmosniivir moityceiraier creditor amines:ion SSD nem; As d Barite Amount 11/13/2015 $21,987 Data d ANUI 72M Senedshesi Data d 1n Monthly Date of Date May 37 Paid and Closed Chap OP ovum Pay Balloon Pay Balloon Doe Dew Reputed Amalfi Past Due Last Paymnt Perm, Amcunt Payers Amount Dumuueney Last Acevay Del In Stood amour claw Start Ode Amount Pay Data 12/31/2018 $0 12/2018 $11.953 12/2018 12/2018 Status - Pays As Agreed; Type of Account - Installment Type of Loan - Auto; Whose Account - Individual Account; ADDITIONAL INFORMATION - Closed or Paid AccountRero Balance: Auto; Fixed Rate; Histoncal Account Information Balance Scheduled Actual Date of High Credit Amount Type of Activity Payment Payment Last Credit Limit Past Loan Designator Amount Amount Payment Due 08/19 No Data Available 07/19 No Data Available ( Continued On Next Page ) Page 2C o' 30 9259040335CVJ-002734477- 1- 1- S EFTA00124177 Histoncal Account Information Balance Scheduled Actual Date of High Credit Amount Type of Activity Payment Payment 1 Last Credit Limit Past Loan Designator Amount Amount Payment Due 06/19 No Data Available 05/19 No Data Available 04/19 I No Data Available 03/191No Data Available 02/19 I No Data Available 01/19 No Data Available 12118 No Data Available 11/18 $11,912 $362 ' $362 11/1/2018 $21,987 Auto I Additional Information: Fixed Rate 10/18 $12,218 19.362 $362 10/1/2018 $21.987 Auto Additional Information: Fixed Rate 09/18 $12,522 I$362 $362 9/1/2018 $21,987 Auto Additional Information: Fixed Rate 08/18 $12,825 1$362 $362 8/1/2018 $21,987 Auto Additional Information: Fixed Rate 07/181$13,125 ($362 $362 7/1/2018 $21,987 Auto Additional Information: Fixed Rate 06/18 $13,424 I$362 $362 6/1/2018 $21,987 Auto Additional Information: Fixed Rate 05/181$13,723 I $362 15362 (5/1/2018 S21,987 I Auto Additional Information: Fixed Rate 04/181$14,019 $362 5362 3/1/2018 $21,987 Auto Additional Information: Fixed Rate ( Continued On Next Page ) Page 21 of 30 9259040335CVJ-002734477- 1- 1-S EFTA00124178 Historical Account Information Balance Scheduled Actual Date of High Credit Amount Type of Activity Payment Payment Last Credit Limit Past Loan Designator Amount Amount Payment Due 03/18 $14,316 5362 $362 3/112018 $21,987 Auto 02/18 $14,554 $362 $362 2/1/2018 $21,987 Auto 01/18 $14,900 $362 $362 1/1/2018 S21,987 Auto 12117 $15,134 5362 $362 12/1/2017 $21.987 Auto 11/17 $15.419 $362 $362 11/1/2017 $21,987 Auto 10/17 $15,771 $362 $362 10/1/2017 $21,987 Auto 09/17 $16,000 $362 $362 9/1/2017 $21,987 Auto A request for your credit history is called an inquiry. There are two types of inquiries - those that may impact your credit rating/score and those that do not Inquiries that may impact your credit rating/score. These are inquiries made by companies to whom you have applied for a loan or credit They may remain on your file up to 2 years. Company Information Inquiry Date $ Credco::JAGUAR LAND ROVER PA 12/2612018 PO BOX 509124 SAN DIEGO, CA 92150-9124 Phone: (800) 523-0233 At&T Services, Ins-Mt 11/03/2018 17330 PRESTON RD STE 100A DALLAS. 7X 75252—W6 ( Continued On Next Page ) Page 22 of 30 9259040335CVJ-002734477- 1- 1- S EFTA00124179 Inquiries that do not impact your credit rating/score. These are inquiries, for example, from companies making promotional offers of crecfit, periodic account reviews by an existing creditor or your own requests to check your credit file. They may remain on your file for up to 2 years. Company Information - Prefix Descriptions: AM OR AR - Inquiries with these prefixes indicate a periodic review of your credit history by one of your creditors. CAR RENT - Inquiries with this prefix are from rental car companies regarding debit card payment acceptance. COLLECT - Inquiries with this prefix are for collection purposes and may be from the lender, a party collecting on the lender's behalf, or a company that purchased your debt. CONS RPT - Inquiries with this prefix are from your requests for your own report or requests you have authorized as part of a service or product. DDA - Inquiries with this prefix relate to a review of your consumer report for the opening of a deposit account. EMPL OR ND EMPL - Inquiries with this prefix indicate an employment inquiry. EQUIFAX OR EFX - Inquiries with these prefixes indicate Equifax's activity in response to your contact with us for a copy or your credit file or a research request. FIN PLAN - Inquiries with this prefix relate to a review of your consumer report for financial counseling or planning. INS - Inquiries with this prefix are from insurance companies regarding a review of your consumer report for insurance underwriting purposes. MEDICAL - Inquiries with this prefix are from medical service providers. ND - Inquiries with this prefix are general inquiries that do not display to creditor grantors. ND MR - Inquiries with this prefix indicate the reissue of a mortgage credit report containing information from your Equifax credit file to another company in connection with a mortgage loan. NON APPL - Inquiries with this prefix are used when companies review the consumer report of a spouse who is not a co-applicant. PR - Inquiries with this prefix indicate that a creditor reviewed your account as part of a portfolio they are purchasing. PREQAUTO - Inquiries with this prefix are used when you have provided consent to be prequalified for an auto loan or lease. PREQCARD - Inquiries with this prefix are used when you have provided consent to be prequalified for a credit card. PREQCOMM - Inquiries with this prefix are used when you have provided consent to be prequalified for telecommunications products or services. PREQHE - Inquiries with this prefix are used when you have provided consent to be prequalified for a home equity loan or line of credit. PREQIL - Inquiries with this prefix are used when you have provided consent to be prequalified for an installment loan other than auto, mortgage or home equity. PREQINS - Inquiries with this prefix are used when you have provided consent to be prequalified for an insurance quote. PREQMTG - Inquiries with this prefix are used when you have provided consent to be prequalified for a mortgage loan. PREQOD - Inquiries with this prefix are used when you have provided consent to be prequalified for an overdraft line of credit. PREQ - Inquiries with this prefix are used when you have provided consent to be prequalified for credit or services, not specific to auto, credit card, telecommunications, home equity, installment loan, insurance, mortgage or overdraft services. PRM - Inquires with this prefix indicate that only your name and address were given to a credit grantor so they can provide you a firm offer of credit of insurance. REFRESH - Inquiries with this prefix relate to the use of a consumer report in the period of time between underwriting and closing of a mortgage loan to ensure no new debt is identified. SUPPORT - Inquiries with this prefix are used by a social service agency related to a govemment benefit or child support. UTILSERV - Inquiries with this prefix are used when requesting utility services. Company Information Inquiry Date Equifax 09/16/2019 PO Box 740241 Atlanta, GA 30374-0241 Phone: (800) 685-1111 CONS RPT—Credit Karma, Inc 09/13/2019 09/06/2019 08/25/2019 08/17/2019 08/06/2019 07/26/2019 07/19/2019 07/10/2019 760 Market St F110 San Francisco, CA 94102-2300 07/03/2019 06/27/2019 06/20/2019 06/11/2019 05/31/2019 05/27/2019 05/20/2019 05/13/2019 05/06/2019 04/28/2019 04/17/2019 04/10/2019 04/03/2019 03/28/2019 03/20/2019 03/13/2019 03/07/2019 03/04/2019 AR—Best Buy / CBNA 09/08/2019 08/08/2019 07/08/2019 06/07/2019 05/09/2019 04/08/2019 03/08/2019 02/07/2019 PO Box 6497 Citibank Sioux Falls, SD 57117-6497 Phone: (888) 574-1301 01/09/2019 12/09/2018 11/08/2018 10/09/2018 ( Continued On Next Page ) Page 23 of 30 9259040335CVJ-002734477- 1- 1- S EFTA00124180 Company Information Inquiry Date S AR-Cat Cards CBNA 08/27/2019 07/23/2019 06/29/2019 05/28/2019 04/23/2019 03/26/2019 02/19/2019 01/22/2019 PO Box 6241 Sioux Falls, SD 57117.6241 Phone: (800) 995-5114 12/252018 11/27/2018 10/23/2018 09/25/2018 AR-Navy FCU 08/27/2019 07/23/2019 06/18/2019 05/28/2019 04123/2019 03/26/2019 02/26/2019 01/29/2019 820 FoNinIn SE Aces Review Project Vienna, VA 22180-4907 12/252018 11/27/2018 10/232018 09/25/2018 AR-Macys/Dsnb 08/27/2019 07/23/2019 06/29/2019 05/28/2019 04/23/2019 03/26/2019 02/19/2019 01/22/2019 PO Box 8218 Mason, OH 45040-8218 Phone: (800) 241-0488 12/25/2018 11/27/2018 10/23/2018 09/25/2018 PRM-Discover Financial 08/09/2019 06/27/2019 02/22/2019 12/21/2018 12/06/2018 10126/2018 09/27/2018 PO Box 15316 Wilmington, DE 19850-5316 Phone: (800) 347-2683 AR-Comenity Bank 08/06/2019 07/02/2019 05/07/2019 03/05/2019 11/06/2018 PO Box 182789 Columbus, OH 43218-2789 PRM-Canenitycapital/Mprcc 06/14/2019 BATCH PRESCRN PO BOX 182120 COLUMBUS, OH 43218-2120 PRM-Navy FCU 06/06/2019 P.O. BOX 3700 ATTN: CBR DISPUTES MERRIFIELD, VA 22119-3700 Phone: (888) 842-6328 ND-Equifax 04/08/2019 PO BOX 740250 ATLANTA GA 30374-0250 Phone: (800)685-1111 PRM-Citi Cards CBNA 03/30/2019 02/23/2019 09/25/2018 PO BOX 6142 SIOUX FALLS, Si) 57117.6142 Phone: (800) 995-5114 PRM-Comenity Bank/Nwyrk&CO 03/04/2019 PO Box 182789 Columbus, OH 43218-2789 PRM-Discover Financial Services 02/22/2019 11/12/2018 10/12/2018 2500 Lake Cook Rd Riverwoods, IL 60015-3851 Phone: (800) 347-2683 PRM-Citizens 02/19/2019 01/15/2019 / Citizens PIz Providence, RI 02903-1344 Phone: (317) 831-0110 CONS RPT-CIC/Experlan Aids 01/10/2019 Monkoring-Inquiy PO Box 1909 Orange, CA 92856-0909 AR-Citibank Na 12/28/2018 09/24/2018 PO Box 6241 Sioux Falls, SD 57117-6241 Phone: (800) 995-5114 NO EMPL-Verato, Inc.::AFtAXID 04/04/2018 6862 Elm St Ste 460 McLean, VA 22101-3838 — End of Credit File nn Page 24 of 30 9259040335CVJ-002734477- 1- 1- S EFTA00124181