EFTA00606146

<Page 1 of 1) `00084604124030ta070000306190000000' A REGIONS PROMISSORY NOTE • — -9siodital • WafrQato. , "fdttNtit9, • ItS&IIII I. ."..r,ta:' ! .: • . MaAS* .L$200.000.00. ,08:09,2010 ' 08-00-2013a Tr-, '' ' • • II. Re'? enres in the tined on me for Laden use entier end do not bit the applicatdity of this acumea to wry panne tean or item. Any Item nowt centeln'ne «« Me bean caned Onto tea burner tilalbue. Borrower: STEVEN ALEXANDER ISST& Psincipal Amount $200,000.00 Date of Note: August 9, 2010 PRMISE TO PAY. STEVEN ALEXANDER Fttetrater) preedesi b pry to REC:OV0 RAW< (Lender), er eider. In lend Matey of Me Untied Matra of Amnon the panne nowt of Two Nena Thotand & CC/10e Calms ($3310,000.00) a ett much se may Ise otestinan. topotter WV'. Interest on the bnbild Gouts NON, pined beams of sen advance. Interest shell b ~Ind from the date cif each nano* min re urata of an unman. PAYMENT. Sortotter fay fix bov t) far 'mnuanlely opal Leorlyn dunand. t no &sand it mom. Bonnier eel pay oils loan In one payment el all Guinn na ennui in el saran 'maid Intenst on Puma IL 2013. In Hann. Bonavr alt pay nine manly pane of to accrued unpaid Went due es of ma payment nun bairn% Sepiraber 9. 2010. with all atoseqbezitIntonnt ppnants to be dus on the sane day d each month Mar dut. Unto:: cob crane o reed or requIred by anten Paw, IblYmenel bill be MOW le annnla due under trit tan In each eau' as Lands, may animate in Leah?. ed. Memnon. Lender reserves On Mat to way parerenu to aUnman notadnees and ohligatortn in am,' ern that Lender ray numb. in Its sole anent and tender may change the reenceragy for the applknim of payment* at anytime ~tut nano to Borrower. Borrower Mg pay lean at Lenders Sam Sw*ti above or nt other pleat a Lane may donate b wain, fJ VARIABLE iNTERFST RATE. TM Mtnnatt ran on tin Rosa is tuna lc Mango Ø Into to limo arced en Mangos Pi an it« Witch Is la al Yam, Rao of Molina Ma 'Near). Tim Pdex is not ntoesserey the lowest no merged by 1Ør en ide bent end hed by treer :n M1r sandemetico. If the budcc Morn manna &Angina lens et this an. tsar may deskynots a ~Me index after noefylng Bonner. C tern- wla tel Drawer the =TIM Index rats upon Rorrenne request The blerett rote -cam will net incur mete often Pan each Itonvbcr unnaterde that Lander may make Pens based en one ran a wet The Index tamely le 3.260% I r imam Interest on on. ar unpok prIrmon bonco et this Non will be conten es deserted haw `INTEREST CALCULATION I.M.THOW holograph min • rate cf 2.750 Nucmose råreb over the 'nett «rand If rootatry fa any airimum end ~Mtn nita Im"acions danonbed benr. rentlrm in al [nth.: taw of 6.60C% per annum batmen a yen of 360 dn. NOTICE: Under no demiroes ail the nano no of intent on We Note 0 be lam :ban 4.750% par coon or mow then he maxinten relearned cy applcan 0 INTEREST CALCULATION METHOD. :Mtn: en 1141 Note N carman en a 365/303 nob.; that it, by applying the rep of the balrat rate «cyan« of 360 days, cr.09±bbecl by tir cularanig macHnt balance, mantled by the actual nuner of days Ore Mean Lena is eutstading. All Intent payatt's area Mis Nina ts tampon vain; in method. PREPAYMENT. InTowor ones that at loan lam and oily mend !mace chafe, en) earned fay us of Ow Oste el the bas nand net be mein to mare upon may Amnia Winn voLtitery or as a ran of dean). eص as OthavAr.o taffeta by kw. LX;µ har Eve kroponm. Barone may my nand penny a 0," • peen of in ran owed «rib ewe. It Is b.:43. Earn payments will not urn, man b by Lends' In vmen, reravn Bueagt of Carmen argellon to oaten to nuke payments of maned treald interest. Ran,, tun wren wit Mena the atonal bona due. Grow nee: not to send Liner paynnts marked paid in fulF, 'Went re o: YNIr langune. If Bontnrof so-do bJcii a parr sit Lan may accept It inns , lag any of lender's rEhte in« Eno Nola. and Ronoww SI train oalsole0 to pay any nalia amnia ono to Leta. M went corrausernans concarraig deptitad annets, Inning any check aØ payment Ireeterna that bicti es that the myna canton bental in fur d the row') owed or that b band wah arder canton a Ina« or ma furl unlyndon of a disputed amount nbiat e• mathav or allyend to: RitgbalDin P.O. Sax 2224 Onnlitiphark AL 33246. LATE CHARGE. If a pooytwx b ID ewe ce man NNE Bennet will be chewed 5000% of the unpaid wake of the manly schodad payment or 610.00, whIclrwr le gnaw. INTEREST AFTER DEFAULT. Upon drain Meng tare to bey non Inal ^Math'. Use Intern late al ads Note anen ae Manned by adding tel angora 2.000 parentage point margin roolost so. user). Teo :urea Rao MagIn nil no ern to ben ~rang Mane Mt* Mans etet man have applied tad Mete beet no ant However, at no went nil me :memo rate OXObl[ chub rabtlnian Inteneet role Tathelan order spetcan OEFAULY. Lett d line Mang Met canna an event of dehun (Tun of ~gun under Mk Na Patent Dona Borrower Me to min ry pond Mon tea ton et Note. Oiler ~tuns. Borroer fate to amply Mth a to bean any t terrn, obidedon, connect =dam contitned h dale Note a b mavt aa relareel doosnents cc to compty %valor to pirfOrM sty tern Otigalin Wean a connect toreetned in any Wm antGerman( Lender and Borrow Default le Pater of Sled Panes. Bayonet or ay Ginn deans an: any ban extension of creel, warty encement, perches* a Ong a my other eØent. b (svor of sey other ores or non that may astutely enact any of teranch popny er Cilar to repay trts Note a prone Barman Obligation under en Net. or Sy Mtn elated dcarnents. rehe ellebeeeeles An/ winnty, reprementranen a stedenes mode a lunand to Loner by Rama a on Inktmen Min awn UM and Maxi dommers is tan a Mbleebib) In Illy Inelabal reepoci, either now or åt Ms Lime mode a ~toe et Moan fen "near andelseng et any Mae Moment Death or letscitvernm. The Onith of Sonnet or VA ~be a seeneden of flormwere Sulu as • going tetots, the Menency a' Borrow, to appontmaa donna (or Sly pal d eatowses mossy. Si! rispurs for the bomfe o' =Tan art type of ordtot workout. or Me conirencenbat of any procastm order any benkruPtel a hedneglams by er ugesav Bern~. nailer et Forfeiture Procesdingo Commencement of fastiegure or forfeiture promaangs, none by koldal ancedbik self-help, rentleasion a any after method. by any crate of Borrow or ty any governmental aggro, egehi any sown semi% Ito loon. lFne Incitideo a onnanent of any of Somme) accents. instep depest neounin, wen Ledar. Hamer, eis Event of Default WWI M. *XV if them Isa good rtsrth nano by Bonn, as to the balker/ a resturo tows or Me Clan taint is OW toils of the creams et fortenre aotteeceng mod If Borrower gives Lender mitten notice of the 2Øa farrtaure proceeding end deans with Lander manias er a surety bond for the aeon or forfeltur• proment bul en *noon cliberadned by Under, al bebitliOn, as bang a, adatunt nano or bid for Si. Moen& Evan Affecting Garntø. Any of be peony avers omen 'An town to any poremor. oedema. way, a annemeodaton of any of te Madman or any Water. enticacc. steel, a ~manna party dies a bmema Incorepetent. a non: cc cremates the vanity a', orInlay moor, guranty a 5,0 libbabiednins badenettl by Hs NM* Mene Chaps. A materiel adverse Came wen b Boriewen anedal co-Sidon. of Lender bones the p-ospna of payment a performanCe of Ns Note is Intani. Inteourity Larder In good MCI bonae lied: inane* LENDER'S RIGHTS. CAM dent: Lerner may decb,e Use entre union Omni tiara Wm eds liens OK all parerpi unpaid interest enmectately dire, an] tan 8,11,O04W will pay tat 01~1. ATTORNEYS' FEES; EXPENSES. Lender may Me a pay crane dell to la ~GI this We if Papawdasrd fey- Lenny VI. rooms c' Mesa Costs end menses, edaminnate linnet to any ens Inn applicable law, n aermwe " ly ellorren fen end Laden !eQe- expenses whether a not there b a intuit annw nammatie atteeneys' fen and legal women for bignkn.91.0, ISOCIWAfrOti fr eanIV Mors to morn' a vane any autonnic slay or ~Glen), ad appears. If rot prtabiled by enicabia law, Botraver EFTA00606146 (Page 2 of 3) PROMISSORY NOTE Lon NO (Continued) Page 2 afro via poy eny Ø combattre tonne« tante latoredbibta JURY W•PIER. Lente de Bornante acetey rive the ret to dry puy Md In ma rider proceeer or counlcur CRIN by Car MM« or Ravtreer rebat et, ente. GOVERMNG LAW. MO retta to lem st (n dalred by Cal te) ses Nota x10 be marne Ly Cent lev ereede to Lenda and, to ese sent ne Preered !y feus) lere, Ne laves el the Star el Alabama without retard to na contacts of laves provtdera. ln a Cr reopme, lena Notre tal0 b garsered by fcdeN law erre* to tender and, to the ment ne crame by ferra ter, the lem of Na Subi of Flore ettrut reput ta Irt Cie* of tee pro-Mons. The for trentacUon rat b addenda by ettr Note he ber append, cula end funde end d nocury ben dameras heve ben cered by tender h ro Suto of Alabru. RIOM OC Siret To Urt erre camer by Cade law. Ledit repaves e del of tertaf hel Bentela foodorod ofiUt Lena Falster ottertgrel. Cie. a 404”) Ød resers). TM Indore ai occaerts Broc boer NtrittY wAb Cerne co and la storords libmwer 10W °entame. feue. Noweraw, tee ros rat heurt tery IRA ce Kregh roc. Cf My MM tacets for atlas tette merl ba orchlrted by tsw. Beerower CCN Lendee, to the Ment pendue by repedo lev, to chan» Of tetur fa leu ovdog n ro Indebtrams raire eny and ai pet secouas, ord, al Lier* oroo. to ottedsvenly ace e1 w® accoure to dove Cab probe Landes carre end seaft dess marie h Ude ponter. CARICHMEh7. Borienwe Cane-kt to te horante ci • Cran vall Of Cruriernect or «achar% rait Barreurs cisposable Maine% ln acoordanoa var Scier, 22211, Flate Statuer h ad« t0 sorten, In Mole or h pst eny roc lurent talasse h bar of Lender. UNE OF CRE017. Ut Nor mecs • terteg Gas 01 al«. Advares rider MIS NOM, es wel es direere for renent Iran BOROlurs sorte* rney be ordre ores or In elting ty Fermi ce by en arrime con. tore nrty, ben me Oct. nette Viet ei roa ces b• cordaned h mire licemwer rem lo be fore formate* eleer: (A) edvanced In accorder. eth the Mecs den authonzed Ø Or (3) Cretted b eny of Berevers accourt, We Lema. The tered COU Vinna enflor On no OC al ont de» may bo cab coaxl by embrecenere on elva Na* or by Leeds Inend corda Iodure dey cocote reertoute. Leader el nove no arion to trame funds tore thls Note If: (A) Mec« or ecry guraotor s In OMM rider ens germa of dis Nor ce my rament Mût Boetats of cosy garant« MS %el Lartet bdu0bg and Cament Iseo In .tsaroson veet the dartre or et Noie: (Is) lOcettevor or any sucrer rem MM race a b redent (C) any germer arr. dera or oeuvre stores to thart, modey of notko sud, maneneet redan of ela freo or erg Cor ban tee Leder: (0) Boomer Ira appied ånde peelded portent to Ut Nom fa: reposes eder ;Mn rose ettonad by Leader: or (E) land« b peed film baient tete« rotsetta. entleAT AND FUS. No citer who a» may Co ce In ey orer chrono( (Ne Note oe In bey orer doctement Barca nuit have arth tonde. Brealit don not cire or loen to PM. and Unir dots not nes or rend to charge myrtes: a tee for tha loin Mir woued h ▪ woy carte tender to caca lot, endente collas rom for e• ban Mn eus murant bande would De porbed b chatte or taled by appreablo !edam' or etato km My auch tacs CC er uneuroind fr te arrise Oral to astuce ta uned ploc/pal bec ot te andesten be pince/ Ms ber rab lo te. te retord Boawen OVERSE COSTS. ln edam to the cri and aspemoe Denenter Ga amer to Me tare NO 'flomsyt' Fer: Expertes' sodas of Ma Note,Beele aue pay el .roe ad esses baart0 by Lender sbire out of ce Terra to eny deps ce action, Loger Won to «Cd my insuccesed dent skigoden, reerady or runterdeiro Mec« rnay anal orteil Lartet Sur cons end tapeur ohm Wiudc, etheut limitaran. etteeneme 'on me mats. SUSPIMOUS ACTIVITY. Borner agites rot Binantna *ahuri mimer Mot mn perte leader to reareely bec nut Botta NO enredln. Or mu Dace rends to ar my autouran .findyas derded b contemdete oncle Un Out Cterecy Act. re USA Poolat Act, or any Car Wear of retrted taw..nother now or Cariez In Ci. or Cr sea' rereetka Land fumer to atm. Sue lev, rut«. Ciorroow oces the If Ocerovees na me (alue:Caen Cree) apposa merl of aspects Cd to Mandel Merder by te Ø r rende Assola Cont. de Motels, Crees Leerceensei Crier te redora Renon Boer or any cher oareamsectie tory a rency, ton 000mer tel be corleshey prraWkd taie tete ln OUM& Nal %Und øu10 lallar bec Mat Brotroen has enced Ioda la Horion bonds tet arrape hl. amers eaMty. ANN VAL REVXW. Somme ceee. Uw: Once tel rodde Leader adent arral Marri etement e new dei apprem, ce ber. toreatly, on kerns deddet by tende. Baud tison ES Womution Leda vei CM en rosat Ca of Seilosen Gre6t Lbe AO:Oret Peertiver Ø feues lendit me atten cor recels on *nome el ore gra, id Lardera etan open end cc ta s' y resecn.bcheon bd not trier to Cendres it eJler eue tas ter sn adverse change In Bernera Mandat ordre. Bcdower eirdiee tende tO meise inkerneica &LOO Redore to Mrd pares as eevorooto h roba cemszy policy ara tenders Far Geilt Rtneertm Art no*. ;tome Boaen el I cl apt out of te orfraie Ø. ce es perce by tau. Bateler e cor idoine dure In &TM» Maia eceddno (Loch n tendue:a cf andortnan ales of korne) tender rota amer Baron= Gentile. tomoseam. STATOIENTS. Boirons nreos to ormeo Lade velt sue Mendel erteerante and <Cm reeed Intorrnsion ot rd. Inquendes C In rab demt es teller m'y reaseadej rouer ANIMAL FEL iN Bartau coron to psy en cal nonedandste chair In the tard of $1,000.00 for ntsbieJn; end tron Whig die tact The Landes MU nom oies owoo or000ny on or atout ete Onnheeniary date of fi s ente, AUTO DOIT PROMSert. osomouse mare anse pesa sa se bres erteneyseced Ja006)143 orntweactrtare Borrowe autherta Leader IO Masos mies to Borrowera rectleg Or MC e0beratt et ese fronde hetsen tookoneo *t'o.. for Mo PaPOse d trenp Barren Rober loto parocen. Bedon« ao Chorizos the enanda! Malebo to wedenve test ertnents hem oocre accort. Bonnot acknoecedoes este rra atearbrott may te realled et any Gor by orovieeo varan noce d revocadon to noe aØ tendes sel die Mandel Inetition terra* oPfatunitY bed Uden Leader In sud, lure roi temd at OCetWet uceterWeds thaurnmeroden. artheteterms ot rat ban. Otorrowees pomelo my ruange ken Carne, Laser Ir en to raya MO *ce el the dept to Bec*. Mertna ce sevres cotant (donc martres Mat Lade vif rodde plot rotco os Me new panard cent le Bernois to the ertent redue! under crible lave. tf mie fun die law truies ter nese ramette rame. Dan0var emeas Mat noies >CM mesuantto one Law ert conrcluse ner ln Mrtattenct meut:an. SUCCESSOR mutais. no toms a Ut Note de te Øk' open Oono.ver. ard œ Barca ber. porc; re xeseerthes. exceasent endentera. •M Mal bute lo the benet ot WC end* successces ond 'sert. GENERAL PROMIONS. 71* Note b cd* cm de and. Tho Codon of spectre Oesel cetera or delta of Lee« the na perd* landes light lo «Ore priment of Ode Nor Mite dreond s' y pol or ada es» cartel be eafaca0. Mis lad vAl ne affect dos eut of ilte Nam Leader arty delay or fera recru anyalita CM ce ecce torr er Note Chott Retro rem. *noms and any ett pers. ose dges• romentees or reines thls Note, to eo aient erwe ty 10w. vie* pameemsel. Mienne fil sayment, rd mica of erre. Upon Bey Copie b et toron of INs Nom, os tolus otheNcto coproody ettad InMing, ma party yte syns ose Nec& Witt« ad rund. enflera. acortvoradon mate ce cabrer, one be roterted tom Fabry. All Øn carre ree Mal tender tory romar or extend (fOPOineety BM fer ter Irae of bror) dio Øl d rem* enry play« cran« ce cogner:et or trope, foi to noie tØ Of Orbe Letneaa modo Cree In the crame: ark teke any <Mer cceen th, nul carry by Lenda Miro the consent of ce orbe to none M ver parttee oogre Mat Lender cyme:y tes ken Cout ths cette/ d nec* Io cane Ør thon part,' aie Morte ro rreatifaitiOn le mea. The Cire; undeNi Note are end Perd %vend EFTA00606147 (Page 3 of 3) PROMISSORY NOTE Loan No: (Continued) Pogo 3 PRIOR TO S1GHH3 TITS DOTE. EICRROYigt READ AND UNDERSTOOD ALL THE PROVISIONS Of THIS NOTE, INCLUDLNG THE %%HARI F INTEREST RATE PROVISIONS. BORROWER AGREES TO THE TERMS OP THE NOTE. BORROWER ACIMINLEDGES RECUT OF A COMPLETED COPY Of THE PROMISSORY NOTE. C 0 0 ro I`J Ca 0 0 0 EFTA00606148 (Page 1 of 5) TOCITOO ?z400-cc nAvairOODOPC oD730030' 11 S REGIONS COMMERCIAL SECURITY AGREEMENT plat tali Date Marits Blink/Apo .$3P00 rinci00:00 130-49-S16 08-o9-201§ ,0:2400. SAS "•and do rat Ma to apacobeny of era Reektormes in the shaded area we for lenders use only ACCOUtlf to rayparSf's'nr • f o• Offi limn nom comallog "" has ban wand doe to ltd lamp, arnit. r one. Grantor: STEVEN ALEXANDER LIMOS THIS COMMERCIAL SECURITY AORDEMENT tied Anse 0, 2010, k mule end nomad linkmen SILVER ALEXANDER ("Gutter) and REGIONS BANK ('Laine). GRANT Of SECURITY INTEREST. For valtahlo corsithcarion, Grantor wants to Lender a weak Mani In the Pager& to secure Oro Indebadons and area that Lander nal ham the Vita stated k dale Agrannant will moan to the Canton In ealtioa to all other rights which Cooler may nye by law. COLLATERAL DESCRIPTION. The word Volbloogr a used la tie Agrearisr• man rho kikooffna dearand proinottfi wheth er now Owned or hamlet astarod. whether now codarg or Incteans Man and wherever tocated, N whoa Grantor k gong to Connecta:telly irnrott for Me peyment a the trideblednees and performance or el other obloacen under tie hole end this Ararat Al lavatory, Accounts, Ettalomert, Gamma annybess and Infant In adalon. me Word 'Cataloger alto holudes MI the foloonsi, whether now owned a hereafter anquIrad. Whether now conks or hereafter tasks end Stover located: (A) Al accontom, waeirnants, accesscria, ban parts, twain repaceneorta ran) sd5kins to arty tithe collaieral dowted brain, whether saran now a Wet .C4) (S) AR siodth-th aid crodsa of icy of to property datatbed in this Collo:eta team 0 (C) All etwouria, gonna evanables. Inalrugnows, rows, make, payment, and ell fan rights arising Oa aurae, Mae. aneknowthf 0 OthOr &pan len of oily a the propsny sioacrisecl In Ns Cdlatored soaks N (0) Al CrOOnde (trIctikroa Insurrince mode) ken the salt dosenction.bas, cr other Geonaton C4 any or es crawly &worked in Pie Castora section, end was We Iran a WS party who has damaged or deetroyed the Catalan or tan Rat perbre Nwrw, weeder due U peregmant, sadoment or other proms. 0 (F) AP nerds and data reining to any of M mown deacelbed h Las Calleateel nam e wow Is the form of • within, photograph, nicroWn. trintrods, or ciestroac main logalka metal of Grnia. right a and Serest In ad to all =nay tafeavar• leeitked to U[620. anal% manten and process any sech records or data cn eloobade media. CROSSCOLIATERAUZATOON. N adrrics to eke Nan INS harearnont nos& dl obligators. debts and hatiftiow rain Imoratt thereon. of Grata to Loathe. or any era r mom of than ss welt a all dams by Lender emaiat Grantor or any ore or mire a than, whether now solaria cr herosithr airing, whether rested a moaned to the canon of the Note, theta oenology at otherwise. nigher due or not &a. &Lot or Inc 6..turrnm,fl O' tAdokartned. aback*, a ConfrOO14. Ikflkate4 of uotinidand. %Marna' Crania may to Ilato inallaleally or fain& Mill nthsm. nhothlf obItTalt'a as Dommliol. Way. aatersnodelon pater or anemias end Witter recovely Won nth wrovr.ts may be or finale; may tscome banal by ay Zane of ImItaitens. and seethe Me ctEmsfion to repay ends ISMOIrila may b0 a hereafter may Soar.> oihrtvInn uranIcrfaabla. RIGHT OF SETOFF. To Iv want Gormand by 8plideable Law. Lauder reserves a right of send in al Grsacns scow= with Londe (whether cherrnien :ninon, a on other .Pont). ibtp Irsludes ii oceconto Grantee notch kWh' with salleomi efise awl a •Foonto Stamm may Won in the Gars. Noweimr. tie dote not Ca, any RA or Kunli amounts, or wry thrst accounts for which *OM would to VOT.Oltaa by kaw. Graz aulhones Lender. to the extort pcarahed by armlisabio Ito, to charge a zeal all was own° on no Indobtoth= sated any and a ouch accosts. and. at Lender. cone to attfallnhrlralmosy Learn oll mixt sona.nts to Saw bonder to peva** tordoro roans and tuner rights provkled in On paragraph. GRANTOR'S REPRESENTATIONS ANO WARRANTIES WITH RESPECT TO MC COLLATERAL With respect to thy Colnerol. Grantor geornaile and premises to Le na that: Porker., of &loudly Inlereft Granter fl ees 10 take ivf blame ackno are requested by bonder to perfect and coniThtin othaal eiscalif Inagovl lo the Collateral Ilan /await of Lenin, Grantor ten darer to La-dOr Dry end ak of no domino's:a cadoxin a r cora:WIN the Calera% end Grantor wit note loolork interest Nth any old al disCS ppec and Iskranerts If not dothared to Lender fa peniataal by Lender This Is a cenUntag Stonily Agrotroint sad will mann in effect awn &inn sC or any pod of the ineleblodrens Is pant la kit an one though fora period *film. Grantor may not be bitted to lender. Nona. to Leak:, Granka wit privy notify Uncial. II wiling at Linda's edam sham atom (orouth Wier Dairen as under cry dealonnie from acne so Ono) prior to Any (1) songs la Grorera memo: (2) catala N Orentak nroomild &Moses nsine(.): (3) Oungo In the thessorlyad algnakk (4) (tyro N Offinkris pawns' once &teat (6) alatera N Grantors Pandat reatlemat colotwan a Saner to • now or Chou. 1790 a turnord ani n or m thando h sty akar sued of GreMor that antsy or hares& Sates to any ogroomonts banns Grantor and Liar. No thane In Onentok name or plocipm roe dare NH take ailed until alter lands rse receMed notice. So Weleion. The encesution end envogy of this Agreement w not Santo any law or wanner* gowning Omni: or to anal Crania is a Park. Eakicartaly of Coaster& To the extant to Coltman and& of oczamtc, chase pent. or oars& inionattee, on defined by Us Lindens Coniincocial Code. In OtEnterti Is cayman In mordant with b tarn. b worn. end lully cow-plies wIth al gapplishle tows innallons talc/SIN *IR. &Neff andwarn a and eXandrel and I rend awning to be cannel on the have aullialy end copeck to =tract and an In fed obllaided as they farm ID be on the Golan At Ina Ira Orr/ (*OMNI, tees' becomes ;Paw toe nasty nal InaYw/ of Larder. Ow Nonni that be a good an veld asonya neramentog an totalptikld, inictethrs o f by the accost dear, teerchancts by to deWery instuaram Or PinsairaNY BINDS a &than nansuarit ton:aquas of oats or fce aankee onion:My performed by Orator whit or kr Pre account *Ma Cr Es long as da• Hainan' atans t aka, GraMor shell nee Without Lenderc prior triton cement COR:02M1a. ro-trd yo SOON. ann. Wald Parnant Urger Of bee n to tny =oh Accounts. Thera slid be no wolfs Or rowntorCalms any Colknrel ended Nirvana% OM halo Grave a una v.11"al orgy doduriona et dkocants nay is dans! conecnIng Colatenel except liCitie Solaced to Lenny In swing. Lenalioa of the Cohen. EneaN Ole ordinary Worse of Crania % busitsta, Exacta icrees to keep the Caalecal (or to the extent the Co1aterH canna of Marble poison. such os flora-Mt of ploaret htangthers, the records conaming the CAN.* at Grantors aches shown above or at pail ant locations as one acceptable to Lends'. Upon lAnner's rec,4+00. Grantee will dawn to Lank, In dams sassfadcry 10 Lender a 'chunk of mai nein anti Coined tendons relating to Giankr's catranns, nanny without WAN= ea fawning (1) ea reel property Orator ass or ts parnaeng (2) et met maw, / twiner b ranting or Inland Pi all ROMP fricillks• Gray owns, rents. basin, a nag and (4) a ant: noperles snore Coldora n or way ha Matte. Removal of the Calgary). Eaript In the ordinary warn of Grenlo's Ourcan Inc:to:Wm the Mks of InverCay, Grantor shall not remove ii., Gcloarisi Dom Its existing Wooden nava Landers prior written consent. TO the extant that leo Collateral moans of verados. or other Oiled property. Grantor sho3 not lake or arra any Niken which woad ram& critalcasa tor ordinates a tide fee the votsdec outdo rte Stone of Rondo. without Landes prior written castor Grantor %hat wile/levee retmeitel. advise Lend., of The exact locaCco of the Casteral TranCaCtiOne Involving Cameral. Except lee Irreankey sok or octants painted in the orcnory course of @Vital blianste. Cr an EFTA00606149 (Page 2 of 5) COMMERCIAL SECURITY AGREEMENT Loan No (Continued) Pape 2 othenotso pronlood lot In et Agreement Gaeta shal not tel. aren to up a othersta triode/ CO dopan of tho Coeateral. terse Granby is not h start under Ws Agreement Gant« may es inventory. but only In the ordinary cars* of Its babas sed only to buyers who quaky »obeyer In the cediwy come of Mikes. Auk tri the ordestry cane ol Groat balness does not Intlude a frantSer paned a total tadataceon of • dal a say tolk stat Mona Moll not fithigor ratak», missile< et eihstoo Promo the Ecargrall lo stbka to ensy Ilk; sally Illaest acumbanOti. ar dvs e, car than the security Interco prodded for In Ws Agreement kvIthein the prior written consent of Lender. Ph Masks teary interests even If luder In Mehl to the »turn Inteo“ti vanial altar Nora Agreornat delats head by Lender. as mamas km any ~don a the Cotskol ((cereals« rake) cal be held In trust foe Latter as elda not re conwittled phtt any other fatlis: preaded hoaxet Ut raldralon% oaf rot ~Ado consent by haler to any ea «Oho aposidon. Upon roe. Grotto shallLoseedisitly derisory suds POCell lo tender. Ufa. Grata reprersents and manta lo Len» tot Greta hdda good end marketable Ma lo the ~I, free and Cleat el al ked and onomemeran swept fa the as of PO Aofeetnent tio forndop etaternere ~Mg icy of Pe Careful ha% h any poetic office else, than Pea when read the *Dowry least created by this Agreement or to %filch Lada has tortakoh atlanted. Menke Wag defend Legal fighta h are Catoral oast Vie dales end dolmas of a other persons. Neat* and Oak nose Grantor WON 10 koha end maintain. all to eta chars to ketp and maliteln. the Cater/ In pal car. repair and molnån M al Ian sale Ws Agreement realm in oast Cantor haw roan to Priam Oa at clam for work deer on, et demon rendered or tuaterlal hashed le °Masan salt the CO.Stteral CO that no den or encumbence may ever attach to or be rted rig till the Camera Inspection of Carta& Lade, Ond Lender's ~OW relicr-tniativos Pad agoras dal have dart« of al niaiCati)0L-24): to erisn‘lo and Inspect the Codaral ~tom boated. Tama, AS«~tot. ad Us. Gina sal pay when due al taX01. nanbrie01.1ed bens upon the Camera Its we or operaten, egon this ArtseffittN, pan ny radar:4'y note a noon firttancire the Indelstanoss. or upon any a the other Related Documents. Grocer mry withhold sty sum porsan or stay cast to toast any es If Clamor is In good fat* conduary an opartak promote to comsat Um oblation to poY sed so tong as tetsars lotar62 h the CsEakral is not le0Pardkod In Genelds *ale cVnlan. lite C.4E:Kea la eutietled 10 s fen vetch Is not dischsrad athin Pam (15) days, Granis that data via Lent. Mai. e tlt2Clent Corporate aunty tow « cuter scatty eadtraaoty to tenter In an amount Meows to proKee foe the eatene of the fed phi any Intent oak. rumorratik attoneysifets a Oar cargos that could Mat» mere:WI of foreckeore a salt of Ma Caastral. In any matest Gram sal dead Itte end Lender and sag tasty say frtal ass. fudgmers best enforeermxn sutra the Cczateml. Cantor Man name taxi in en 'kaput °Mica via any witty bond hashed In the contest prowteem. Gant« tauter assets to fungsh under with Oskar") Mt MWh tara exementa, e d ger esMad and other cap= hava been pad la fena all bl a amoly manna. Graeae ea/ uthisold any sties pay ant a may sled to contest any On If Granter k In wed at corduchry an *percolate ~fa lo antes, the elbot On to pay and so keg as Leave tarok h Um Cameral Is AM footrace/. Maas nos wry ramierremeetrt Retizemenu. Garda anal comfy promptly with ore has Cedirtinen. Met and regutistens of ab gonnonoital atehoriteli now Of hallaga In effect aciestee to the oeneriNp, production. deposition or see of vie Marearg Molar° a lava a regartrary raising to the undue eroseen of agthaeatle fad or reiatlng to the converstn of wetlands fa the ~can of en orkutortil product or commodity. Groner may contest h good (Mn ow such law, cedhonco a esgWaeasand sechiad ~piano> Paint soy proceeding. Inardng oppropetak apart; so song as Lenore Intent here Catsne.In Leaden wink" le not feoparecta. ~Sous Substances. Gregor represents and vantarts that the Cottaterat newt has tea. ed new wed be so arc es this AG:Cement realm a am on the Calateal, used In edam of any Erneronnontal Lees or for the prnoridon, mauled:ups, swages amoortaton. treatment Mapes* release a threatened mane of may Herrehus Substsnce. The far WentadOnS and woman contained aren are hood at Grantors due drapeoto tn Invesdcattred the Coryteest for flonerfcas Suaranoors. Make baby (I) rektat> all salvos all Mute drys against tender fa Indemnity or Croltdt.i.dOrt In he reeM Canto tans Cablis Me detain a ocher costa undo. ivy Emecnroental Laws, tad (2) sprees to Indemnify. aka. and Odd ~Ps Lena MOWN say *NI all Was all Iona reauffing Irons a beach of this preasion of this Agreement This capital to Ireorerty and defend that tenta ger MOW* of the trvichledoorro ed the aatiafeetal of ta Asteernent Stairrenvcce of Cowry Marmot GetelOr OS prase and insistaln at Isla Insurance Indiana what Endatan ha, Mart ad Peaty enrage Maeda with such other larroace as Lender may may eilth recta to the Meoloni. In famk amount*. coma» and Iva roxonabh compete. to Lena ad blued hyena:Gay« ~es reasonably acceptable to Lender. Granter. scan request ol Loath eel eerier to Lender *00 time to (me the NOS* or cartifisauss ofInstance fn tarn satlefecory to Loam hdodnp ~Macs that coven:as Mn not be conceded or chråsktral without et Watt Way (30) days' Ma swam noes. lo lands( and not Indecent) any disdateer ce Go Inpaces Peaty for (Mute to Mee Ludt a iucdeo. East lesurence Kay Cm sad helode a ado:anent provung that coven; 'n Meer of Lender eel ner ba leskaddraod 'my MI la ad. °toner delsoft of Grantor cc any other meat fn connect:in eth an pactios weary oak In alch Lander aids a k canoe a arsoudry Inapt, Orator sell provide taller with Ouch has payable a Mar radasaents es Leask My Math tf MOW In any alle fat to obtain a mafroafn toy Inionnanondoed rats el:2 Arocernak Lender Inn (hut *MA nee tro Mead to) &Cain such frourance os War deems opmatate Ind tag Leda ha 01000•4 Vega Sweat insurance' arch al OW« enty Landers Wettest% me Conaterat Appeestion of karma Proceeds. Grantor sal promptly near Lender of say kiss or carnage to the Camera whetterOr not ea wsuatue a b weary by aurae*. Lava may wee neo of as If Groner fads to do so setryn Phan OM days of tho away. AU stoma of any Lastan m ere Ciatecrat Wear; «w ed ph:roods thereon. eta bo ned by tender es part et the Catairal. tab< octants to repair et retkeeneed of Me damaged tedettnneid OilOotatt.itodot wry tgm asteddy Pena of tommtliure. Day or amber» Grater from tho proceeds (to tho tondanable One 04 rear a rcatOrotion. lnenolor tima not content to mutt or tesitiscemat of Co Cask al Lada Snot retell • madont amount of tets proosedo to pay ad of tio InSetiteaness. and steel pay tho balance to Graeae Any proceeds %tact haw riot been atoned within skit (5) months are Ma resat and mash Granter as net minised to the rase or resocation °Mho Collateral Oki be wed lo grapey the irdotaxtrom Interact Rennes. Lena fay recto Grantor to mantas with torde awns for Nyman of trisuram pariahs, sirach reservea aha* be coati by monthly payments from Granar °beaten eitInated b/ Linda tO La ev/knnt to apluv. al least Moen My day, beta tho tartan due date. annuls el Stag Kai to Um Inseam pernitens to be pelt If Preen (15) days before Darnall> due. the man funds oro Inuffident. Grantee shall upon demand pay any !ardency to Lender. Tho ree.eiVe funds skal be held by Landet /a a general deposit ord abs pulsate a tworintoostaang account aids Lon*a may wary by apnea of the Swarm premiums mewed to be pad by GrerAor as they teearl Ore. Lender does not tad doe intone funds In WV for Grantor. sod Lender Is nail ger non of Dooms for apnea of Pe Parana prerams molted to be paid by Grantor. The response:Dry for tho perm« of ~yes OW roman G rumors sera unnerve...v. Inseam-A Reports Grantor, upon rams' of Lahr. elas frurrEsh to Lender rapats on each •tlang porky of Matron*, shako lush Information tor lada may romenatry request hording rue knootnc: (I) the Mena the Innili4 (2) the reda boxed, (3) Ma taxed of eso poesy, (4) la popery bassed: (5) the eon current vake on the bash of which bowsaw has teen dashed and the tams of delete/ere that vatic and (6) Ow eminden data of the paw. la addition. Grantor Man Open request by tender eltwoovor not mete often than 'noway) hem en lekepenSem repay rialkladory to Leder Swank p apglade, M ma van or robaramel. toes the Coektal. Plowing Steem•Ma. Grantor ovesstros tender to Las UOC Santa atotomant. or Ma allay. • copy of tar Agreement to portal Lendere mosey Interest. Al Lenders rarest. Granter addlaanaly sows to mph Lei cmer Wountents that are toonsary to perfect. prosts. enl cceednue Lenders soctury Interact In the Property. Grantor will pay tUirg fees, Me Usurer fees, all Otter fees and oaks Involved trans grotted by law or unless tondo b mated by law te Pry aural kite end con. Crow Irrevocably atlfointri lender to ovate arynents necessary to trasfer We If bare la a Mask Lender may fa • copy a MU Agreetent asa dunring statement If Orator Waives Grantees name or address. or gel nose or address of av parson granting • many "teat war this Agreement ;harem Cana ww pantry notify e50 terra elMat cheat GRANTOR'S RIGHT TO POSSESS/OM AND TO COLLECT ACCOUNTS. tail dotal ed wart as otheadso probtded teiOw vat, reaped to arteounts. Omar may have postman of Mt tangles ~tonal property end benalklal use of si the Dollars? and may one It In or/ awful manner not Inoxiatent with Ws Ayeattent a Pe WAS Documents. prodded hat Grantors fight to possession and banacirt use shed not apply to any Woad whom possesan of the Da Wort by Lender Is reared baba to ported haloes stook" te ast tn such Maktent. (Pee awake rotted by lender. Versa may rama any of the Cceatorne cranathg of accounts At any time ea men though no Event of Ohara coats. Lack( may mods. Its rights to caws the accosts sot to nary account debtors to rare plonella 42026/ to Linda ter espentara to 019 Indebtedness. If Lender at any torn toes postwar% Of My carmen. whether beats or eta an Eyed of Doha. Lender Oat be doomed to hovel asetchled postdate* combos% custody and grearvolon of the Co/opal If Lowe take: such • can foe dal pupate et Grantor shed moot or as lendordntenclets solo ruccoben, oho deem aPPOIMX0 Leda the dreurrialmla s. hut fa-kia to haw ay request by Crowe aha not a Itself to Oohed to te e faure to coeds. reasceda we tender shal not a reteeed to take /myth:pa ~aware to mane any Oats In the Collinoral agent ph* penes, nor ta prated. prolate or hantin any sexily barost trken to soolo trio trdoixednat, EFTA00606150 (Page 3 of 5) COMMERCIAL SECURITY AGREEMENT Loan NO (Continued) Page a LININfra IIMAMITURES. It any wean or proceeding b odermanced tnY would maionoty ancot Lertdeet ;rawest In ma Calumet of S Grater fat to amply with any potion d Et Agreement a arty Ent Moaned; batting tett not linen:: 10 Grans Inc to dente a pry when as my emote; Gnaw It touted to embargo or pay unthr CM eerneohmt or olY Iettd 0omotelCh. lathy Gent ban nay (out ehbt not be oohed to) take pry ann Let Lend. dooms opmoorlaM. InGuemg tat not tread to ditelumpt Cr oedemata/a. hms, wearty SitOrtt , enconbranom sod other Can al wry ante:third or pleat at the Calateral and paying al Costs for Pomfret. meinteireno end eft:moving to Cornet NI etne expedite's homed cv paid by La der for pooh MMOseo rAll then tear Went m the tea chirped rider the Note. or the rivulet= I)* pormIllod ty law. whit:waver Is luso from the OM Intined or pad by Louth to the date of repartee by Grantor. NI no ethans“ win been a pert of Sse bdobtrthess and, at Lens edam Led (A) be payable et desert% be en d to the balance of the Nate err bo ototoned nth are to onto with we lotterment Monet to become due data either ill) to term of any theamble Inman pen; a (2) the nth« tem d to Note, or (C) be treated es a noon peyerent urn vat by din and payable ot to Notes many. The Ardeorret eSo an secure payment of these mounts. Suth do/COON In edaidOn to all other rights end roman to with Lnider may be waded upon Default DEFAULT. Each re the fokevino eh I _Atte . Evet of Den under this Arlan Payment Weill Canter hint to make my isnot then due Older the Indeblednetee *him !Mat Chmetor fat.: to cone* mat CM tO Pfhtfm ay othefhtfrAoaleellOn. areferg a Ctatnefi =nod to this iienfnal a In any of the Rehm. Domments or to comfy with or to pane any loft titan, cent a artte conleaed Many other weentent bohteun tante: and Gran 0okult in Faver of Third Pages. Grantor dons under any loan, moon of an. thourIty agreement perehese or saes treense a. or my other In In el any other entettor a paten OW May inallelity one at of property or nay ea theism Gddp's °MpWai s under the Arent or soy of 1110 Ratted Doeurnant‘ Fate Seasons. My waseniy, ropromnearon a thatentant met or Mani to Lender by Center on on Gwent barn under It Acectmancetho Ratted Documents Is rase a tent° In any nodal respect oar now oat the time made a Mashed or beotatoS WO a tansy at any Ito thereon«. Defecate Cenaterallzaleri. This Agreement a any of the Rflted DoeUttlenh teas to be In id force and rata (nun Pam d any coltheval dormantto aide a vat and anon security Interest or men) al any time aid for any math. owe a inethency. The bath of Grenbh the In$01Y.InCy d Gran the ettanthent of • mother for any pen of arable PtcOMIC any • Mr the bent of modot any type of creditor worked. or the caarnercement d arty procenno under sty berdeupiey or Ire Laney taws by a net Creator. Creditor or Forfeiture Proteedeign. Cornanment of loatiosue or tone proccoangs, whatr by %din snobs want nom:maim a eery other that% by any an of Grantor or by oily agency east eny oaten rennet the Indebknlheett Ode Include, • Gam,thinceil of my of ramous cents. hduS, don nen. with Lender Insvor, at tat of Woke t Mal not apply U thew Method faith depute by Grater as to to veldt a masonettens of to nn which is the Oases of the err St« or Mastro mooring med If Mater thee Lender written enact's% awn or nett protean end deposit watt Larder mtrkc cr a hal* band Syr the crone or Iorieture women s an mount dented by Lender, In be ems dliereloa en berg en tempers rents a bond for the dthut Fvon1C AffcctIrp Gyarieltr. Any of the ;mooing oaths nth oath tonal to any peorarece, endow% aurety, Cr occonthottalthn party 0 arty a Um Lidobtedauss orhenna endoreoh meet or ecoonretton peed dos or becomes tenant or molt a Sep tan the Laclay W. or dearly under, any nine of the th0etiedneet LenIn • twat% A nate: ;then One cease In Grantees flnandal nein, or Lender terns tho prospect of cent or Straandence of the Ircotrceress h lepted. noway. trelor It cool faith bathe. Itself Precut MOM AND REUtDIES ON LIEtAULT. It en Event of Dealt oxen tethir tie Anon at any foam thethafter. Lender that have a the eta u secured patty style• to riots LInteent nornethal Cale. In neon and without armlet Lender may mane any ma or rot oldie Meting ristate and %sons: ascent laneentse. Lender may declare the ware Indebtedness, neat try propedneol panty moth Grantor would bee rthaired tc pay. , vintdatoty etc ens payable. VAtrxitil 001103 el any land to Gator. Asstmt'd co-bearat lady may roan Gran to nor to Lothar at crony non d the Cthereel and any and at corathat of thlo pod other donanes heaths to the Othaesar. tender may moult Oran* to eemomthe the Cement end rate, :t male,' In tend. at n ran to to non by Lemke Loran also and have Mi porter to order epon the properly of Grantor to Itto Fthenn of a r.i rmrov: ha CmIeleret. If the Gonna ocatabs thee beads not averts by 0tht Ann et the time of topeetetskn. Grooltr Londe( may toe such other then. pronxl tat Lender makes masonetett effort to morn thaw to Ors seer teposeessCr Soil the Cornet Under that haw fop 900K« 10 settees% Vendee, attn. dealwith the Galen a WOWS& theeCol Lentler'S own nmvt or tat of Grereor. Lender may at the Onset at pablo anon ter privets eat User the Gallen 0rsatore to &act gmodfY n vale or Is Of a type anon tad on a mooned nsf's, Lander will phe Greta; SiS o0 pante a required by tea, masons«. note of the ere and dace of soy patio sale, or the dad dim which any One acre," other dmpotion of the Gond le to be auto However, c non net be pwMod to any pus« who. after In of Darla man. wars No and th.theentss an iNethrnet waling that pent to no aura. The requkements of remenoble mike Mal be met such no is gin al least tart (10/ days before the time canof Me sale or &pont AU ants ran tothe of to Canal nun Winn ilmethlen the none of rent% thin, Pens ppflg for et all sett the Galan% an booths a WE et the 1000010,1•002 Sten by Nth Asnenent and ghat he payable a dent tS, tent al the hats rale from dale of amearattro until int nen Rens In to ~1 m« being hand to nodose the Adrent. larder Shell to meted tea an d Fee foreleg ode Iortentorent ault to the courtdaMang fuis4Idon appointment clam:tor ce any or cowltho natal and of al rat. tame% proles. hams and mons thored fromqtr nos Tut Pen en in fit Met tordwelth appoint ad. MONK with he veal When en! Melee Of tetelVell b Me thee Such apply NM be nude by Mats o be • now of mkt IVA bLender and stathout -crow to Granthr, end not referent to Ste adapncy or Inadequacy of the value of the Colateral, a to Grantees sotartcy eery otter easy :tient b even out Get hereby optilicolywalven the act to object to the apparemord d a re :awe and a t Mel ouch sopwon...meta be wade as so admit, nay Yid ell • mated abate tight to Lender and 00004/110 to the nparirernfto of sty Oita or eindetie elf Lander a man. Lett awl Mn to Dahl to in • receiver topanted to take Potettekn of it o my port of the Cant mph the thaw to protect sad pan the nteral, to operate the Galatend peony ftheelosso or ea% and to «fleet the Rat tam he Collators end IOW the prObeledth ethle and above the coot of to mann• nod the thelettedne«. The tester may an without batd h tralted by kat. Larne deg lo the appoint/not el a tend Shall mast withthor Cr not the anent «Aro of the Conti node the ithobwerams by a aublantla amen Emed0Yrcent by Lender that not Smelt a person Iran caning as a reo.Ms. Coned Revenwee, Apply Accounts. Lender. one In or through a recent may coledlho nein rant Iran monatung ken the Gnat& Lender 'thy at any hnie et Lender* discretion nen any faint Into LadiRa OMR rya a t1l Of Wide% MESH and Main to pants, rent b,00me, and Pleary93 thane and had be an as eauder let She Indent= a all b newt of he Ithobledness porch Order or prehrecce as Larder may denim Mena the cans acoorlrate steins. Seance Pont l••••01••••• chattel ;ever, Mast in 'Pte. or yen pep Len May *NSA Can lath tops. Othpreelbo. nat. sue foe, kenos% a tan on the Otani as Lander may deWRt4 ante a od biablednems a Camera fa Own due. Ft them pepeees, Lenox may. a bon of and In the near el drantor. neon. pre and den of mat tectrOased to tenter; chores any nee to and, Net permeate fro to be art end adage non dint CIS Money Onkos. documents of tie, Instrument ath name panto to *than et dotage of any Cotters% To fent collootion. Larder moy not enure &dons at abloom en any Col to wake inn teat to Landon nein Dertheray. If Loader chooses to sell try a al of the Gan, Leader may teeth erten agnst Grantor kr any Mtn 010"41•M; on tr• Inetedness due to Lothar maw spplIcelon of el wan toothed from the evoke or the Atte proided In Ma Amman% Grantor that te Ilk far a 0•1101e gly Min If Wee tranandica dented In this uteacson heath of accounte a than Pen On Man end Reuredlos. Lars and hat al the don and remetlee or a 'eased Orectnee under the went of to nem Oparnectial no, as may to amorted from the lo thaw b addbon, Lander stion two eel may eXerdele lifty or al ether rights and remedies n rosy have maitre t law. S equity, or othanto. Enke of Rents. Except as may be prened by wank let el of Le der* rights and non, when ealonoxl by In Agreement, the Related Donets or by any other went} lit be curthallve ad may be nen sfristarly or conomny. Elton EFTA00606151 COMMERCIAL SECURITY AGREEMENT Loan No (Continued) Page 4 by tenon to µnue err y remedy &MI not exclude Daunt of any raw nerdy. 6-4 an ebb>, to biro mpanclitunsa a to tab scion to perform an otegatton d Grata under Wet Agnew. ea Grantor's More to petham. HIM not aied Lende?s Airy to actate a dateu1 and exernelts renw6m. MISCELLANEOUS PROVISIONS. The loacniAng nthalenocus geosishns bowl of this Agreement Pasiondrawits. T is Agreonscrl, ep•Nar with by Related Docurntras, coast/Mos the entire caderstandlng arid op or the PAM as Si the mods. nu fah In this Apeowent Ab 'Untie., eta bendewni to it Arateernent slid to eatelve unless given h welded aodddoed by the priny or puled sought to be charted or bound by to Itherben a abodenont. Ammurysi Far: Emotes. Caner WON to pay bon rand a of tenant rate and meparom. ibuding Leber* masonatta *brows' fees and Lender's legal experron. loomed In eartation with the eaorcernent of ego Agreenunt Limb may Mr:beery someone se to help aeons this Agtoectent. and Grantor meta pay the costs aid expenses of such enforternat GYM end cranSeS laktde Lender's reascentho attorneys' leas and tad combos whether or not them Is inclining reasombie otforneY9 flea end tholailes for Noknipey ig atlas to moray a bath any ethometio stay Ir.;unction). spools. end say thritipated pectludgrrant oalreoGon undress. Grantor abo alsoll pry all opal costs end suoh Md1-mal km as may be directed by the avert. Caplan Headings Ebbw Melba In gis Aireeriseet sot for convenience conxcem dry and am not to to used to Interpret a (lotto tie pea done or this Awning« Gera nag Law. Mt mob to truest defstal by federal law) this Aaterrent sum be governed by Weal Sa w applicable to Ueda sad, to the extent nee prmodted by federal tam the taws of th• State of Mama without round to Pa teak,* of laws provision* In at awe remedy. Rte Apemen well be gemmed by federal in oppleabto le lender and. to are Ebb not preempted by federal law. he lab of the Slate of NM& without regard to ha cornea of few provisions. lb* loan transaction that is mbenced by the Noes and this Aveenwet hat been approved. made, and funded, and all memory ban documents hare bean accepted by Lander In the State of Albania No Weyer by Lender. Lender eel not be comma to ham waived try fights under this iienament triOSS suit uatifer is Ginn In ware and slab by Linder. No May a cenblan on the pan of Under N exambing any light mug operas as • waiver of ion, rot or any other rigid. A waryth by War a a thonslon of DM 44recvnal OM net peducism or cable* • waiver a London *get otherwise to anon* mkt covalence with that prob:on a my other abbe of this Agreanard, Ho pier miter by L• bet 1W any count of dosing between Lomb and amnia. bee construe • behead fly of looderb nab a of any of GieMons obigentons as to may Mum tivnaboaa. Whenever the bosom of Lender is bared rob Ulla Agreement. the thanting of such consent by Linda LendaIn by Este-to she not constitute comenting consent to eibsetwent Instarees where arch consent is required and In 0 01001 sum Cefiriant My be warmed a vAthhend in the sae dIsthetial of London Neon. My ram required to be given under Vt Agreement abs be girths lot writing, and bail be Open when OCIUG,b• delivered. when meaty realied by telatocarzo (unless «hands° rooked by taw). when Gaposked with • nr4anally recognized overnight abb. or. If brad, when clma:ted In the United Slides nal, as first class, cartaed a registered Mira pottage rapid. Otectard to the allresas &own near the egghead of this Argwornern My party may chants As *arose fce nod= under this Agreement by 9IVing wales, nano to both*: peeds. mectryng that the babe a the 00r Is I 0 More the Parry' adthess. for notice ptrams, Grantee agrees to beep tsar *donned at all Gera a (shames carom iamb Wins of prodded a risquirod by laol.ittbee b was than One Crania. any nobs given by ardor to any Gmrut Is bread to he nobs given to al Crentire. Poem of Attorney. Gant" Me.by appolcs Laser as Grances Irrevocabte artcrisesdrs'act foe the porpcm of exmang any dooments necessary to perfect emend. or to carve the scanty foment panted In this Patement a to dtanard teminadat of flags of other mooed partim. Lender may at any tirno. aid Without father pahodueon from Geunkr. Co a abaft. phologroads er other Ofthadoodein 0( any Mang% statement a of the Aorta:sent for use es a Swag statement. Grace wIC rename Lender for al abensas fee ea pebotka end Ow oantousthes of the perfrbat of Lender's stonily lowest h the Convent geweabgery. If • court of brawl JulVivien dada any posiebon of this Agboant to be Regal lova or tneacromble es to am circumstance. that &eke Via not rake the offernS10 ProsChn Dept, thrvalSd or boaceemstleint0 flay ate( tteetenoth If ROSS% No canseg pro:Aston shall to conookrot mollhed a that It becomes. Cab solid and enteceiblo. N the otlencIng prosisim wool to go mcolod. It that to comlbred delved from this Agreement three Otherwise imbed by taw. the Magation tevallebb or unetaeosatelty of any pro lion of this Agcet'rm'.t the: not a tea the legality, vaIrday a enbcomby of anyMbar pronoten alas Ayetemett. Successors and Assigns. &boot to any microns Meted In this agreement m dander a mantas lotonesi. eb Agramonl eheil Oe basal/ ups sod bun to the benelt of the pelts. their Sthamears end atagns. t ohneettp of the Cabrai Norm sad in a peen bar than OfOnlor. touch. without ono e to Gmbh may dog with Grano:es sucessson with fentree to thts heratroord and t`e) Indetearthrets by way of forbearance or Mansion without toleasing &SAW (ran the aCtof tiro of ON Agreorneet a Mary odor the Indaealness. Surma: a Reptesentlittorn and Warmth& Al reproarthisearo, wanadas, end agreements made et manor in this Agreement Rod Stniee the extortion and Ottvpy a des Pereerrent. Rag m catasing m rave. one MCI hash la fall forte and effect unit math Gino as Grabens lodebtedams ghat bo midIn nth. ri m le a the Essence. Tin lo of Co newts In to perfamsnon of ads Agreement. Waive Jury. All mattes to this Agree Isom hereby waive w• bet to any bey tidal In any scan. proctor:nth a counterclaim brought by arty party *paha any other party. DERNMONS. The foarsirt, Caphatized webs and terms ism time the fottowing meanings when used in hes Agreement Wins specilleelly steed to the oustrary, all re:traces to arm *mounts 041mom *rooms in 10.41~err of the linted States of ierseet. Words and terms used in ea sInglar sten lndudo the pieta. ono the plural shol lablo the agular. as the canton may Mtn. Wads and Win; net OthrlowNe debed in this AgmerneM bth ham the manage ettributed kr such terms In the Uniform CanwercialCcat Agatha& The word berthamenth more this Commecial SoonliyAgreerunt as this Canbrdal SscuribrAgemment maybe amenad or mxtthed arm fine to gms loather wit at etabits aW sebseders tubed to DM Conan:a Security Agreement from time to One. Denver. The word Mothower moans STEVEN ALEXANDER and *dudes nil cod:gm:re sad ethmalten Magna the Noce and 5.1 thelr swx,ssa s arid 04 001- Colishual. The word 'Ca telaral• means as of Oramorb right. 01a end Interest In ant to as to Calateral in &wetted II the Coltetersi Muscription seams of Via AiNeoftlont. COWL TM wad 'Detour room the Debull eat forth In this Agreement In the aedlon Wed 'Derma. Ernhenmentst LIMA The words 'Endfonaimitel Lowe moan arty Ord en state. Waal are kart statutes. nabdons ant cathancea reloeng to to *beam of human twit a the MI*Canore. without Broltation the COmPrehenaim Enliorunenial Ftempara. Corp:nub; and Libby Act of 1980. as erne dad. 42 U.S.C. 9601. et um. EMMA} tho Supodund Annarrients en* Revacebbion Mt of 1986. Pub. L. No.99-09 MAR" the Hama= Matedab Tistrisoceraten Mb 49 U.S.C. Swaim 1801. et sec. the Rinource Cabotedon end Recovery Act. 42 MSC. Stchth 6901. et sm. or other makable Mb a federal an. bee. or rog-csarus 'dappled pursuath thereto. Eyed of Default The words 'Event of Chsfaulli bon ay of the eyontS of dedingt set NM In this Agiermert h the eelout section of this Agreement. Grantor. The wood Cantata moans STEVEN AtErANDER. Gibory. Tho word •Ghseronty robot. Use guaranty from paronta, ernomer, surety, or moommalstim Wry to Linden ththrong Without lirrastloo • guazarty of aria Pert <Efts Note. Hazardous Submanooh The wads atezertous Substarcee moon matone4 (Mt because of Milk yeasty, cabbie:5m or I:Enrico!. tixelcal a Inteclous thataaerlsoks. may wee or pre a mart or petenta: hard to human heat or iihy entamed when TorenthodY bad. broiled, Molt deposed ot. gemmed. run eattune, transported a othembe mndhe. The words 'Haaardc.a ttutatences• am mad in nit vary broadest acme and Isludo without itaitmon any ono 01 ha.t0n1Ota Or Iona autelenCee, tostwials warts to armed by a Ested teethe Ernivonnuctal Laws. The term 'Hazardous Strbstaione oliohada. withal Emits on, Makurn and Deintileuth brigrodoctseitalyfraCdOn thereof end orbstrat. Indebtechms. The word 'Indebtedness' nran3 the indebrothims evidenced by the Note a MUNI Coco nab. Including al gadget and interns bathe:myth a7 otheendeteredness ad oast, at oxbriat for wMch Gmrcar is reecottie under this Agreement a under argot the Rotated Docurnents. Specifics:7y, without D, tech', indebtothess Includes •3 amounts that say to IndecOly waited by the Cross-Cthatterairman pro4skit of as Agreement EFTA00606152 (Page 5 of 5) COMMERCIAL SECURITY AGREEMENT Loan No (Continued) Page 6 Lades. The woad -Lander rata REGIONS BANK. Is saunas Ea maga. Ns10. Tla Weed 'Nett rots the Net0 eaCial tyry STEVEN ALEXANDER In the FIT/DON MOWN Or C200.0O3.03 ate Aograt Or 2010. troths, Mt ell aroma N. etarte N. maAAeaane of. palrancIngs of. omaIdoTons of, wO subsautlom for Ire roe of credit sgrawart Man* TM wad "Nat/ Tema a of 001/101e• ri0a. EM aM Parrot a ad loathe Proarty a daubed h as 'ooinW Deadollofe roan of this Pansanl. ROTA Docusente. The rale Rata Downer' meal s0 ....4W/ act egooneres. for rtextett. enetennitertel apanartai, parsails, SocurlD, samaants. maltase. deeds Or trust. sonny Sene4 cased magnet.. MN aptor Instonenb. agreernole erel cloomene4 whaler now or hereto- nary. extad In comsat with Eta Ocktesdnas. GRANTOR HAS PEW AND UNDERSTOOD ALL DIE PROVISIONS OT THIS COMIERCJAL SECURITY AGREEMENT AND AGREES TO ITS TERMS. THIS AGREEMENT IS DATED AUGUST 0, 2010. EFTA00606153 (page 1 of 4) 1300•60040240f02000000700703MITABIX6007 ASS REGIONS REGIONS BUSINESS LINE PrMOW 4 LOU% Data Maturity BinItiApp • A#Pui.4. .8200, 0 000 0 108-06-2007 08106-2010, 92400 414386 Rolerscos in the abased wee me for tenders use wet race not lard and eppreablity of et s eetri gt= ley wawa ben of MOM. Mw Rea above has ban anal &platen Borrower: BUMPH wales Lancia: RIGORS BANK CREDIT LIMIT: $200,000.00 DATE OF AGREEMENT: August 6. 2007 IntrOduclton. This Retain nut/NEVI Ui. rAgreernoNltshents SOITOWIts are of area (ho 'trent Linea M 'Croat Un Aocountr) had avows REGIONS BAPIK Borrow: arty to the fotwary NMS and sago= Prows. to Pay. Bowery pernees to pay aroloNs BANK. or ostler, the lobe old credit Wow cm and NUANCE CHARMS. together with of coals and Menses for *high Borrower Is foconstle under this Agrowsent or antler's Semen Averment %With SUNS OCiateabri Cara tine. Borrows wi pay Borrower's OW I Lee atoxPing to the remelt terms set ads blow. R ther* is Mon the are Borrower, eSi is play and sway extra on its Agreement Tit mew Wear car au re any Dorton. to pry as moan the 'Mn Mit Agnew* Wang credit as made to any Csorrearn. each licnclere scalsontet my orbit Owner, on as or her steam Norm to cancel the Gnat Line, to requlet and retort mete advacto, and to Co all other nes nycessmy to tarry cat the wins of as Agreement Lander can ream any Sanwa from rothicalbany wide- A& Arco men!, and the ore an wrl re main radoneur. Term. The term cd gorrouers end% the 7,1: begle at Cee'd Clad or did Agreement (*Opeety Deal ee0 We C0,11InJe unta agog 6. 2010 trldaewity Cat). AN ingebiectress toter lit manse-% If not Already Ot0 posseent to the lament pronseons below, wilt be duo aid Pena* upon Maturity. The drew pea of ItOnOwero Cm!! 'joie a bow on a mac sew the Opera; Dow, wen me Agnomen( Is *papa by Lander in the Slate of Ronde ScrotCkg tic perfecdon as Mc sects agreement end the meefag of eV of Loran; War comas:mead wOl =Wm es blowy The Draw mewl yell oceSnua unit* Mara Dal*. Bonower my Was awft whanots during tre period Mum Perke). Ocean arra that Lenoir may renew or Wend tie paned during "ma Boarder may obtah cretin amass or make payments. Borrower further ogress Mat Luca may renew a eater! &awash Craft Um Amara Mininsurs Payment Bersowtrolteguirt Peirinnr MI equal the sawn of Bonaire. awe PINMCE CHARGES. Borrower WI mesa Bs of TAW payment* Batas* will then te rewired to pay as entire balance caving in • age baton payment It Berms nukes oNy the llOrdnaTI Pongees. Borrower nay not rcsppaayy aairy,y of me percipal tatence by the end of ors payment pawn. BetetWers OddrMO Yee be dun Mardi,/ M tame In Me ANNUM. PtRCertACM MU may lawsst the e-ncUM a famwers Reyna Payment. Borrows' saw lo pay not to an the Wren= Payment 0ns:cheat the gm date mated on Bo:maw* weak gay statement earner Fenn* borrosver• Clog We Account Is peyetto In a upon maturity In • oboe awn peace museum moil pay the dram Caltnnang OMAN* (rand and other ceases then at. Woes otherette rattred by appOrbla taw, larder Is undr, no otlaaraan to re Crowd* the baton" payment at that lane. Borrower may be reeked to make repents a of c}:ner a:“ts B:-rawer owns cr find a tear, which may W Lender, ween M bat flacrowe the money. If Borrower rallnerces Its bellc4n. Borrows, may have to pay semen w al of Me dosing costs array assectsted with a new mat Rye swank swan if Borrows- *bias neteanclag tram Lender. How Orfordavell payante Are haled. Vanes celmewlso agreed or required by approved. law. Monne and other ante nil be ended IO emases due under this loan in arch coder es Lieber may Otininins In ardsx's cob madam. Leader Kerma the rite to apply patentees to outstandre hateeenes and otegistera I. my order that Lender may deernire In is sob aseretto and Linda may change to methodagy for the oppleation of pe a SI Oily tau about afar to Borrower. Adapt or Meant Al payments Inlet be mai by a cheek automatic same debt Mama irds transfer, money order. or oMer arasumml U.S. cams snd muss be locelved by larder a rornameo Sams Mom on Boaarede ode to ng Mame* Pognmer wand el Mt adtasso pier to 17:00 AM Qesal Thee on any busbea doy "MI be abated le Bmawwl Cried. linen& ta date rewind, WI-bbblb tbIbins Parmt beer 1061671 RIMIPMmtats Ma be crested MOW/ b BOITOWW6 Credit Line. but antlag may !caned for o° lo (5) dem mar rata Credit Ung. TMs Agreement emergence:61ns Om of aeon for is paean moue et Tao Rada ThOMend 6 CONO3 Dare ($ECO.000.0,). WWI win be ticrrewarb %Ma War under this Agree/ ea. Sommer may borrow paha the Credit Uno, melon of to Metre banned, end miters. Up le OW ibilletird el the Cram tart Borrower e Crest lhttls Me mama snow lantern army have castwtarg at any one thee. Owes agrees not to attempt rawest. a obtain a credit nano& that roe men Bonsowetre Credit an detrain balance mcsed Berrowals CreW time. Borrowers Credit Ltrre will not be aroma should Borrower wordra Credit Uns ACCOUnt If Camera waft etunnets CieCh Limit, Borrow was lo repay Imelnialery tie amount by which Elontreserls Credit Lim AOCOrel exceeds Boacmeds Creel VW% men If Lena hat frOlyt• bred Elwrowor. My amount gear Manta Cent ant will be seared by the aecw Wawa comers; Orrrowor's propony. Charge, to facwees CretTI Liu Leiser nay Char arrower's Greg Line ad pay other fees sod oafs that Booms Is cbrulca to pay under Ms Aoreenstnt the samery °gamest or any cow doctrnont mare to Borrower's Oat LIM. In a Lena may game Borrowstra Oak Lisa foe fundd• ragWed roe continuing (Waren* Coverage es described In the paragraph tied Ineurance beery or as derasibed In Fa security evened for Ws wasselon. My amount so charged to Elocrowes Credit Lie wit bear:mat eta an mU decrease the ands weans. If any. under the Croat Una. away, Lender has no carlhe 10 peaks we, of the meal same selected to ri It" paragraph. Meths Darbutoment Date. The words 'Effective Casbuistmont Ostle'm ow! An WS Agreement moan • date. aka the Oneen0 Date. awn he Agreement is accepted by Lender In the state of Reda fellang de perfocskes ol Londe; warrity sareconsa rd the many of SI of Lenders Other corsidens. Boawer yarn aid ungestards that Borrower may not Wein Sly creed tante under Borrowers Cava Lim u -S slew the EetaCeso DleburIernent Date a It Agamart. Calf Mosame. Ater the Crab° Obtateratnt Data of MN Ageerns* Benower trey Wan credit am= wider Barower.C.fedit love as Mows: Telephone Request. IttqlreStng a coda =Kenn from Sofroww% Cat ta to to °peke to Berrowetre dosIgnoted want by halm* ErApt for garalhons covered by the fedora Beam* Fuld Transfers Aer and afar caret° agreed in )W deuces account neeentent. Borrower wernmeledpos and Borrower warms that fader sow not accept mocesIblety for the steheellolty of sapheit• betrodica and that Lender WI not be llatas for any less, expas a cost analog out of my telabOne request, Including ay fraoduleet or urauthetted telephone rear* whim wing ion ma ram:Sons believed to he ge'wtee. Rasa In Person. Requester) avail Mara it awn nay el Landers aulhatza leak.* War Meade Elected° Wray Swims Lades ahem: limitMen, Was Sena* PC Boras Banking with Mcrosoft Murray. BMWs wee Odcken. Banag with Gulch Books, and Tags:co Ba peniwe und Trunsfer Seniors. here a more than ate paw Whorisd to use this Cry Lbe Aceourt. Borrower agrees not to we Lender souping bign.lCbiare. Mesh a *in farrOWOr relay Lender not baba advancer lo de other. Traneadose Requirements. The ktowtry transaction inatollons at apply to Me me of Borrower's email It.: Teaphene Roast and in Parson Ratan Unladen.. The fodonng Iransaction Isnallone will spay to Borrowers en* tin and retire:41g el aosance ty Isteneorw and reacting ea seam* In pellet,. Othe Trortesclion Reg ttemants. You may request an Arbano• b omen duty nomad bustneite bows at any of cur (acRes Wish nand personal requests kg Advances. We may ?slam Mal Pa Advance be *maw Ho you: noose account You may request an Arnradde by Ibletbanitg yea loan actor Teti mast Wray WSW to our sattaClia. Tire Advance may to deposited Ma war deposit amount. You are rowan:Me fa knovand jour bm dhow. EFTA00606154 (Page 2 or 4) REGIONS BUSINESS UNE Loan No (Continued) Page 2 OW Methods Lisatetkos. There ace no uantactko Initatans for meowing by other mamas. Future Credit Una Maroc Borrower's epproata for tris Credit Ur* aso sena as a request to game any now sakes hush es nose dovkest)Mests may be to at were Mute time as coo of Unelch maces h econecton with this Credit Me. Borrower untentamts that lets taunt Is Yoftethsty and that Sorrento may rekse arty of Mese new stMces at the ate they are armed. Boomer father undothana that the torms on. carotene ce Lis Aryeemenl, bather with any mak teas coveting 0.0 new aenioo, wu govern any tordations node W rsuant foamy of gene new sakes. Insurance. Bomar mutt obtain Manna on the Noah secang tag Agreement that b ray:nobly satiates to lender. Bows may obtain votary tarance thaertgh any cemetery a iflorrearcre choice that is reasareatey salfsfactory to Ueda Oaten Ms me ova of prating erg inthance Main* under INS Agetereenf throogh se o4 ste Pam' Or a poky Indnalogy Oteaked ale paid for by Borrower. subject to Unders right. for reasoned. Cane Ware code is Works& to beam any karma prinked by Bonower. Sahel lo saccade Ma II Monona fats to calla co man th% Insuronce as woad to the seaway othcancnt. Lender may WSW* interaces to protect Lades own interest. ea the petraum10 Bettor/ors balance. dedwo to bath debater Soorycoe or we of theta things. Right of Setae. To we nasal pointhad by moat* law, LOTION naves • dip of setoff Ina IMITOvif o CONASS vidi tender (whether chockoth SaoriCa. Or 50110 Other aCanal). Muting without ItMeriOn. ad *Maas SOITOtat may Open C tie IJ turn. However. ES ONO not Include any IRA or Keogh accounts, or any aunt liCOntirt3 doe teeth seta would be peceithied by law. Borate edition Sender, to the extent peaked by applicable lac to charge or mien all sans icing an this Agreement agethst any INC all MCA ONCNICN SM. a Our O96Ok to wine:tetrad-rely freeze al sum wants le slow us to pawl oar charge mel Not rights provietel in this Wary's" Pattook Statements. II you have a balance owing on yam Credit Lite Amount or have any alcove actIvly, we win sad woe perk& attatthat It veil show. atom OW things.. oak esaances. FINANCE CHARGES. thee °bagel. tarseal ina$9 cures tooath Your lirevica Banco? ant year 'NIX! Balance' Yoe 6114etnerit else ma Matey Thr Minimum Payment you mat take for Mat Wing pedal and the day N ke den. Whao FINANCE CHARGES Beek to Aeolic Patera FINANCE CHARGES for and Mina under Borrower, CaXii tine yal begin to wave on the dale coat amino* are paha kr itherowere Otdrt Ike. There h no 'Da ay paned' Mich would Now Sonoma to raid • FINANCE MARGE on Elotrowas Coal tine oak Cams Method Used to Oneonta the Salina on Ma toe FitUNCE CHARGE MI Be Computed. A airy FINANCE CHARGE sySI be ("mooed a at axle advances mace tam Borrower's Croat Une Unposed from the date of ma credit advancer baud a the wad calonorg pracial totem* of the Croat line on each day. Methed of Counnlakp the Amount of FINANCE CHARGE. My FINANCE CHARGE b attained by MOMS one 'Reath Rote' to ow beldam casaba boa. This is Donner* FINANCE CHARGE calculated by al:010 9 a Pedoerc Borrower act woes to pay FaANGE CHARGES, not ecolcattett by sobbing • Peilode Rite. as eel lath biow: Additional Hama Charges. The Salostkg addelcoat FINANCE CHARGES wig be charged to Borrower's Credit the or pod In cash: Orfolnathse: 'Wad $5500.00 Docommatlen: Mama E1T5.00 Palma Rate and Conasessmag ANNUAL PERCENTAGE RATE. The Plods Rale and the coamonsIng ANNUM PERCENTAGE RATE en Borrower% Gads Line we subject to change from une to time bead on daps In an Wax welch la the 06129/06 ViSJ PRIME RATE (lioe Index". The ANNUAL PERCENTAGE RATE en Borrowers Credit Une n bawd epee Ito Wm and the marthn deserted be tow (laarglif). The Palcillc Rate and to camponding ANNUAL PERCENTAGE RAIL as Sellocata Cram the wet Nana* a amuse se tha Lida tummies or decreases from tine to tee. tooter wE Wear* me Pedalo Rate and me correspond?* ATINUAL PERCENTAGE RATE es follows: Leda slats Wren the coma Index and Mon odds a ceraln Muir as caeca below. To delenTWit the PerkefoRate that WI apply to ftherowers *want. lender ads a marpn to Me nee of the Sake. Pon cerdect the ware by 360 days. To coca to ANNUAL PERCENTAGE RATE Lender arta*: the Perak Rata by 385 days. This =Mb the ANNUAL PERCENTAGE RATE. la to trot yell the conesponding ANNUAL PERCENTAGE RATE be Mril than Vie madman rote allowed by soollabb taw. AdJusenents to the Periodic Ras end per oxresponag ANNUAL PERCENTAGE RATE NH rag tom changes In the Wm MI tote aid death as the Iron Wiles. Teem the Meals 8.250% per anon. NV Madero the MU ANNUAL PERCENTAGE RAM end the cortesponS* Petkdk Rate a Botroment Caeca Ur* we aloe below: Curtail Rates for a First Payment Stream Rang* of Balance Margin Atka ANNUAL PERCENTAGE Cully Periodic a Con:Mons 10 WO RATE Ana Oalanteri 0.750% 9.125% 0.02SC014 eletwthetantring any other provision of Ma Pommes tAMIIX Val not chirp Intact on any undliburniel loan roasts. leoeielthstl aline any ether provtiket of tale Agniernere or my provision of any Retain Document Bomar don not wee or had to pay, and Lender does not agree or Intend to charge. coact. take, MONO a reecho kolectiveg *fared to herein as charge or allecif, sty sown( tn the name of Interest or name of a fee foe the Regions Beam line which ward In sny way a MIMI 0adedIng amaer2. prepayment or anima on) cause Lender to contract to, charge a collect mom for the Crath Um Aoceunt than the aLLYIPWR Lander would be paritted to chop of celled by any apprsuble tetra et Fiala Mato la. My such moos Interest or unaultorford fa edit Instead of &Avant gated to the contrary, be applied fret to seduce the unpaid pdncphl bgana a the Cade Lim Account, and when me plated has been pale In thel. be refunded to Borrower. Conditions Under %Ma Other Outgo May Se Imposed. Bomar ores to coy NI the other fete and diapts felted to Borromer. Credit tit as tot fah bawd Late charge. N addition to Linda's riaith upon Watt. Borrowers mymen wi be late If It it not trathed by Lean wain 15 days after the glayment Due Date shoat ea Corrators palate elatarialt. if • payment b late Lender may cargo knower LOOM o( the woad remota Mme tritest*. Right to Grath Advances. Ala the Effective Matteson... Oath. lento vat haw Darowa's *Wet for credit Phonon up to Corrowerh Gott Lk* so long as: (A) ONTONef is nee In death War the terms of Efs Avaenteth (B) this Agreement has not been tamInthed Or amended: aid (C) Borrower's Goal line ha not boon 0900090d as pealed above to the feetico of the AlreortoalSal Teat. Do feta- Latter may Oaten DaTewor to De In doled If am ones mese er a* foaming mats caw. (A) &NOW 0 01M pay. WeiMOM Payment wt,en due: (8) an mat of Waal awls woke the wady ogretment or the Property; (C) the Prepay is further trambered In any way. vasetiodly or throdunisly: (0) Borrower SR (E) Borrower mates any Wre or mitheadIng statements on Boraces CMS the agliation: (S) OCOCNIOf Nolan any govItko a Cs Apnoea o?aw other aeonatent with to B (0) ter)'thathornal. ocaamort of head against any notate user owned by Bonner: 91) Ranower exceeds Borrowers Credit Una: (0 Borrower Dies for ankmary awe Insotaray role,. ot on Itworwlary meson alert ao prodeke* of the BlothauOtOy Cede le Ned spare BarateC Lender In rod ere fallh totems hese Instcue. Lender's Maths. B Borrower le In admit. tender may Sem inal. or suspend Borrower's Credit Une Account ertlhout prkx notice. However. tondo: Veal notify Borrower a Wrang of Lenders oceon as soon as peaceable. Suspension. N Lender suspends BorrowtrY Coal Uric SOMME wit lose to right to obtain further credit advarces. NCWCMC as other towns of Mt Agreement wit *man In area ted be Snag taa Botoneth Including Dernmets Malley for ory Mum mauactized use Many Cade Use awn daces. Tenni/wan. If Lona terinooles Ittmerees Code Um. Sorrow.?. Credit Line we be suspended and the ado MUM Dana or Bonwro's Moth tine Account al be knearyahly duo ant toyabh. %awl mix not.* except as may be rogukod by taw. and Borrower Ores to pay tat amount as a FINANCE CHARGES and other amounts due maw this Agreement Caeca* Costs teat( may bee or pay *centavo the to hcfp odka Vie Aumment If Oorrcwor does not pay. Earerme vva Pm/ Larder the amount of these cash wd enemas. %lithe 111070193. WSW bay Wks under theacraaa law. Lodes rthronage attorneys' fees end tenders legal ammo whether or not tam is a Lava. lauding stasanable attorney** Ices and legal expanses for bean:44Oy proaccbge (hCluelhg chats to modify or sane my automat stay or kluncan). and appeals If not pthattited Dy avkatitt NW. BCNOWIX also al pay any court costs. In addition Is el other sunts setwkled by tow. Roe Manse. N oath* to Leaders other slats on Math LUACkt may Thecae the viable Intafrit IMO urger IN, Agreement to 2.000 percentage pats ova the ten appEcatis ANNUAL PERCENTAGE RATE. The lama tate yea not woad the MOO= rate porriad by incSoatte tan. It Lender does not Iran* 0* Interest rate at default It wig mn*tue at Use Valetta rate In Oa Ma MO dale Londe( EFTA00606155 (Page 3 of a) REGIONS BUSINESS LINE Loan No (Continued) Page 3 declares a dat.2. Cola in Enacenal. tender may ~. or waive be enforcement of tiny of undoes rights under this Are rent wt.out bag att right of any other Mot. If _orda delay « ~eh tiny of Lenders rights. War may Naxos tat rIgli et cop time in a bee we Nance rota. Fa exonvta. nut Neameng Bonarcs account fit nonmaymene va ra be a waher of lenders right to ~le Elarowets account in the rare id unarm, Na not paid. Temsbatton by Deflower. If Bona« aderehass Ws AgraMerle Boomar must rm Leash Nam Bonamfb cOlicibbc haw vi Aroma veil rain h force and aka wit Borrower ba, pald Lender el nab duo under la Agreement Prepayment eworn.. nay prepay all «arry amount tang under Oa Credit Line at any Wee ahead porelly. Meat Lana and be Gallia to recta all exrue.d FWA3 ~R0M ond other charges. If any. Pawns M mass of Boirowors Minimum Paymrt will not Nitro lictraor of 00Iltaell ebtatim to oat* to mose Elonowers M.linan Ott~s. Imbed, they will no. a Waal Wawa owed on the Cal Nee. Benror egress not »sad Lender mama msked 'pal In tot. 'anal rearm", or ~fie fenaspat a BaiT2Wer wide so» a pawing. Lender Tray Deceit A Shout loam orry ot Lenders tights usher this Agana. and Bomar WI Meal obligated to pay any Lear want owed to Under. MI anon oemenurawnime ~team awned wan indexing as check or oar payment valrorant teal Wade> lat tie pfimenl oath-a 'payment be fun" of me amount cad o' at b tendered with oar Oxideas rename a as to spathe:Ion Peakated athtlunt must be Maki C4 donated to: Reeve Bank P.O. Boa 216 Eartneham, AL 36201. Notkos. Ab rakes al be sort le Uwowtf edam as shown in Bornewas Ctede Line applaben. Hotta al be mated to Bawd et a dawn edam if Baca, gives Lerder wan race *tearoom oaten Borax area lo add«Lender ~WY R Banat dare Bomsers =lag address. Anal Review. Brower oats that Barroer al grade and« an a turners farad steamen a new ad( ackagon. Of bOth, ennui*. on fans provided by Lender. Nag tan la informadan Loader al conduct on annual review of Benoworla »ea Une Account. Borrower ode ego., Lead may .b OA optim on anon et end Mn, et landsts adle wan and opera, b Om rasa including bul net abed to atenrarg isliether here has boa: en adverse rugge in &floats Warta Good/ion. Lender tray mane a new amass, of No Property arch cane eono..oeu Credit La *4 Any Oa, Msaaarrg en lamed hspeaion, et Lonna ea akin end fl ame. Bomar wan= Loran to ream awake, awl arenas to ad passa a ~bed Si Lenclees pima polar end Lenakfa FWr Credit Rewrap AM nonce. orrosa arrant ad not opt cut of me sQiØce e pocky. «a wailed by low. Based won a inlaid earn change In Elonowca andien (sae al teanden of employment «loa el kØ). Lit iney suspend Ilenttwone »wit une. Transfer et Assignment. Maw pent meal Cr ISJ.tovtC kom arouir. Lender memos the tart to as or Vendor Banters Call LIW Account and 1.406./5 dot*, one eldor:ons war as Anemone to mien., lender, wilt/. or awn. ard to sign Landets under to mama auramare Ilonowera tights under Ilia Agamcnt heap to Baronet arty SS ay not be Merredors . Bomme'. otigatcces. I:maw arc bail» on Borrowers ha and togal reprecerdathat Upon any audi saki or Veneto Lear val rove no altar cbtoeCon to provide Brae( eia creed aohonc90 or to oertorrn cry other Wanton ender this eurremont Jury gayer. Lender as Borrow May wane the right to any ay Verel Si asy aka proceedlog, t ceenteraim drought by tar Lender or Bomar tatt the other. Suspicious allay. You ace that you al rot ad ham reams that neoy cause a 10 faitOnittg beam Ma you hue engaged In, a Vet YCu amid la mage In. WI Watcas inlay a ~bed In or castemplated ender tes Bonk Secrecy Act, Use USA Prot Act, or any enT draw or Ned law, olabur now or mat in WW1. una any regutaan ausd rd to any ouch art Farltiell, yOu WOO IngeIF your war tor e dank, Nadi Ward Wallet of meads issued lo finals s by me °Noe a Foam ASSele Cabal Ne remodel Caws Est:cement Network. me Federal Fame Bari or:mother avenerseral way Or agency. lien you we be cicrativar w awa lo Nye ached in a meat that ward cause us lo reasonably am bot you ha taged In. or Ow you and lo wage In. and wakka fl an You orromegn WO agree that your Waken Neer Ws pareaph constate snot ~amebae Wantons' ot Ws Agrawacent. alka fationeent Stet ate. I the peat FINNCE CHARGE on has ore Accoa Is oampsed ropt reference to cm hidox, has staeroont svi road an treat rate oaf to tie Index phis any lapin. N Ire periode FINANCE MANSE on your Credit Lb Acceenl h not gad al a lax, your ~mint will aka we lama Me equal to re Mad kiflt Rote shown oat le either owe. to ANNUAL PERCENTAGE RATE , IS delaWad war the Periodic Rate end Corrosion:keg ANNUAL PERCENTAGE RATE seldon above. wind not he ;town on yew al» felarMint. Retwa hasten. Tale now b niode ard 43,00400 for fie papa. of condnufig. modlyIng and snudag to Ionia of that Cartul, preentesay rote h the ~cal amment of $160M30.00_, dead 02-16-200.5_. execaed by las Borrower ard payable to cho &irk co itc umoir,me or mignon enbols .ramle e as medbala, or ementanl Ihe bra of Pm ciainel a, Mali odd coma. In MI 'krokia aid ePect except a epialcally «So rop heat. This note OM not ~Mute a newelon. paymed Si tun Ot ~akin WM*a lled note, ra' Slat tit isao lo anytheother Way MOW role any of No Loan 0ecurants. nat shall crane to be wan» by any Ocil otJ ce.atotal 900aing oared nole. Annual Fee Lagoa. The Benuer agas to pay an anal norwroadade cage In the amowt of S1.000.00 a estate:rang and mainteertng below. The Lender al mess as dirge ors* en Of about the enriversery Olt of this note. Goviang Lae. Tit Agreement al he avail by f•dorsi law Nefikette to Leader ad, to me eta not preempted by feoval few, the as of the State a Entida without regard »amnia ei law provIsNor.. It Agmernerd ha been accepted by Lender in We Sae of Florida. Oulu 00n0.44/ COrefents to the boate of a cordlanp writ of gangshmerd « attadvat arainet Boavens aposaile earang.. In accactsmo irch Senial 227.11, Ronda Mean, In aim to satisfy. In shale or in at any eØ Tudanent eared in fair of Lander. Caries Headings. Casa Made In Ne Apreoneerd we la conveniamo paean only and are not to be tad to initial or *nos the parish» of as Agreement Narration. Borrower woe. that nes Aprooment, again with the wcuriy opreanenl. le the bed ovidanos ei Bomaide arefamenh, with Lawlor. Item/it fram Nat toy pronsa of it Agana n not veal or Shtratt not te Sabred. tat !Sot by Asa wit not mean that the ral of ING Agreement wE not be vat or enlaced. Therefore. e coal may enforce a met ot the mallow of ids Agreement an Ifs proacin of MN Agerninnt way tio found to be Maki or unaurceablo. If tender ass to cat br any ma*" Lander owe we a copy. filmed er etearento. Of any mat statement NA Amaral. the acuity agreement a any char fawned to dam ret Brower owes Lender a at a transaction riss taken demo The copy. mkaam, roicm~o, or optical knew will heve In new validly« the wand. Boaroa agrees to No seta Mower an show are b • Nag orro«,flarowca nat ward peak sunned is a wawa of Bornmer's cabala tO PaY. lØ, averoally. Ito court a coaohant alnista ands any C4OVIMOO Ol this Nadia to be bull had. or umniorcante es to any dACAlmstanatat VfilloC seat not make Drc await proan heat bald. Or ilrewforallik awry other cIrcurrstara II IOX,J1.00. Ne offinag ~Ion SM be <addend twined so INN et became, lead vadd and enateeble. If at offenerng pi-oaken crcnoi be so mo add, It that be cantata added arc a Agreement Union ~pa realm/ by Na. ote ^a ft Imollea. or uocntoftec011ity any pression of la Agrosne aha net agave a legally, allay or onionabIty of any oter prOdSIOn of at AGA/earn- Anardlon. arrow and Lena opine that es data, COOTIP ad contrevatas bona liter. Mahn Indian, toast, or ass In neat slung from lib Agreement a amnia :naming Mead Ikellaten contra &ad loft awoke, stud he artindal award to the Ret5 of a ARIOdallArtarelloo Asada°, Si effect al nee arc the claim la Cad, open feast of filar party. No alto take or ispose of any Coattail all coalman a waiver of Nis almia mama ar ha prole:bid by ode omamen east hits lades, Mena Haman, Waning lama reed«elate/ay madam aim evt o a sower of ala ender any fasa of trust or mortgage; phalli» a writ et sachment er Tat of a moan or coachirg any Naha retake to pornoral property', LxIdiro taking et ~aim of sell pnarg with or ettame Isondet process pursuant to Arlirle 0 of dot ttaltOnn CornintectM Code. Any Co Vote,, dales, or controvala anemia Om lawanall er flualleblelleas of any act. or exec's. dany MOM abcande2 any calparaL Including any sae »mad, Nevin, a Mama rally ay :mama rate» to the Cattatenl, e're be arbitrated. provided hosegvor riot no ablator all have the Eat win power to oaks or »trala any act of ry party. ,efemer apen say *want rendered by any ortitr.,u ma. be ware le any ran NvMgMt. lea Botalg this Agreement shall grata, any pa raa tran ineldno equitable relied Irma/curt of aratentfirbelletlas Tho Male cif Initations. estoppel, lava sachet and taller data:: WWI woad otherwise be as in sn action aught by • pay sta he spaiebb to any arbaralion prixeang, and the commencement of an arantion proweing 0+80 be awed the commentimInt se n Winn lee taw purposes. The Fedend abliredon Act WO apply ta tal caint[tOon, latenatatiol and oltorCement Ce this adeltrakelpaseslon. Acknodedgment and Amendmenb. 0crta,Yer .ixtec.Landt and smash> le has set .,allem. In 04•Pineerment. Wawa ocloadadden tai cafe« to amiable Laws, Larder le, the right lo change the wins and cordares of la panri program. Including Meat allata. en Margin. II Lender charges a Pale« Rene and tubsorment new aecEt hdvarceS »Made under Nis Agreement, the erme beta. roa he . uttoa to the now talus. Bomvaier alto unlatstands end nieces serf anceser may bo swat to der agreements with Land« manta wake' ~roads cr ar, mie ~eft wtair-h roy &Casa Barmier. OWL Lira- Any person Minna bolos may request a ~Notion to thin Agorrenl. rrd, If granted. tie modrcceten ht be doing upon at sigma By Minim Nte /georom, Borrower acknowledges that Sorromw EFTA00606156 (fagot of 4) REGIONS BUSINESS LINE Loan No (Continued) Page 4 has read this Agreement- Bccrcertr ako eckaoarredges weep of a coreekted O,OY Of Meal.COMM I At. Effociero DIstnirsnnl Dale: EFTA00606157