EFTA01268689

Bank Document Checklist for To,01,er we .re crie Business Accounts File IMpOttant note. Please refer to the Account Opening PrOtedures lOr daft itreldtail on the various types of docket* required at Set.04/n1 opening. Accoont Tile: J EpfiteinVircin Islands 2c.e4else Inc ACGonad Nta6t Date °Pent 972000 Seabed Cards Client gd Depend %den Accounts . Clue Mond la MO Rd Business Actatels (Chidden °dovetails al Pepe ot &Anna OFAC.ftC lialt epterre of %state* Document Chat/nib Busmen Accounts Fen ve ndedeleel W4 Form Of weal sown Disclosure, id must be ghee to dent USA Made Aa Custe-na M' anatee Prodm NAM om Race ap Pea Scnedup tre kx0.al ATIOTEct ge. FCC hour neYar CtITCIThlkiXten)U .0 tal Mkt Noticed kept ve Intimation Diem* / Rs RanCoo !newton Statenand Rind ROW / Cheek 0 it is completed OddDocuseab or Remarks Nailed CeillbrioilaerreollaiNClelkel•ORTVelter Re US. bamocorpcesnon Deirentraielteme fond Cada anted Warn ...- Padatanalaa6ajailicala he Ghee the liaani Gran if USN adre Radee pleaded nee svn v Cantata d Ride Name CaPortle Redeem NO Capnle Sall .. . tapers* Resolutbn eon Cadets Atrterizascn and hardy hgearrare fa Toodaerstedadmitinetten Insrucbcd Mrs dooral s cot r54a e deal terauesasked hennas be dde.fet a meltadt Penedo laeraed Swap Aorternyt StroreerKle Lome i“ren9 earoweveAaecereet(ec eed) Cerab cf rade Sere ;tea:mai: Cellilelt of i_anoad Potent* (V Te-Web€ Resetton ewe PennerRD camera OXpOircii le •Parlw le liecicett PlaWay3C,otens ;am Litt. CO- oa-y es a Padre' atacente) Vadat Wean %a as a Prat. El wawa PittriCWND :Wen Jon venue as a Pmtner re audadp spurt ;twice egeonel oc TOW-cafes Manx a Papal Oran a Reaula for nitratener DOS Orteartd) UM ['MOLT Apemen made kir Retereasholnetten.tade Sawa ie annaael LarefelaieLkerse icureirj Cerisnue of Tad. RadIf adeteati Stag!, Awed's, Arwart It. TeleapreFee Ian a Ramat Otos a Reopen Ice onome OceM It TOO-esen Wrwroralto Atexar, Resolute, 3030 :1 Ole Sweat Some, PrramItre Arra< b Tele:OX.fIt iss-so:o ce Payment to a Reyes, te fl atworm. Diets otreouespli Ccee cededeadis 501I c /It -LIA1 ad ./ . Caddo ceTraii Ron (emoted) oe' Medd* Resold, a Itmagedel Added Rnoeao .te tertian e P.aocraron or Cadre of Atone Ix raelan and Rade Ideelea Cafromem l e fendenel MOO cl.n:OtWelko Y ocarPon'T %.4644.4. ,,,,d1hp-C3 Ce4fratt &Gm: Sonde Ti BP owned brimmed %sip dolt ES ncoporno) ../ C-01)toO Pitypillxin ail Worts Adatdon ad identify Apeman for reeonmeltelersacomeleMden Instruads arts ciocurnert 4 cm1i wolfed d me.: ma, lend transiers blotted has messenger) - I id:Mailed ro..ritr ?poem Verna te Indorseat dude a oars Odra a Rats be etnemii Mats • I rnJsacj- it texceroates MA5.24640207 SC/ NY_GM_00012842 CONFIDENTIAL CONFIDENTI8L. EFTA_00123485 EFTA01268689 I.rasa ' artrb Cowen tsar are spar Acroaarl Bifferessernal trans :WW1 CSarlargApferfera Anglo a Olantracon a Cann= at forrahtkargraan.bank lam -4 Iwo MC la a Yost RIC Castle awed Sonny Wart 141011.1 for TokononftFat lasuanardIfirrmera Craart a Rams t irtafroSytal Nat la refaralkedl- 0 oonforPrearad boiled urcity Company Collar* Camera Meltentangoa (4 sp(6204) Urged later Camparor Loam. lia.100 Lama CrwerfrOr ro a mortothvent ir sorts) tanked Lk1:16( UMW, Cara Untie fiabobj Prirtnitia a. a MimberilAstraet pi amicatral inka0Lista Caraway Camara Parma, * as a lierberSireofr Of lificetriai fantod Labatt Gamow Oaken Tuff to a fieettouaroore ft agsbatea) lam*/ LAW/ Carom/ Ikreceparraclaasoaatn as fi fatalberrfkaucer ft afforafOil) rifled Lift* Ccraparrf Goons Ara ' ,Miura as lAtetetaivhaer (4 apology) Caws* Resclutien tweezer or monomer. cr CooStale orOw/fir (11a U.& based cerporatcoi Mesa or ffrar:Oraftr Wane:14ft Mb, of fro tiaras/at Gown:) Ouantassrrisf•Lteee‘onarG Co -Wale RalaivIco MO C;50-ate Authalta01 all Inerresky Agreemeol for TelepbeneltFacsimiletkiben instruebret :The dowmenl is qtly rewired M den tweets trod TIOISIONS by GeOrd. la or traseoften Ladled LiataltfearparaterdtcoltrAfffeerrerff Clufitair rack Lbrat;any* Grub* of TM, MORO 104,44Cie elwarf2 PiroorrSni Anoka of Oroaritacca at Castle of f artnalco Inalabana Icorrrooker/ 1 rot LLC b a tare UV; twit.** cr Exercracs Stiaot Pscadlett orteret tr telepooreWax Stem at Psport 004 or Roost kr Wane* Orate ft settonlid) lainkl Labe( Culaint Cc s Coat* Ilefrtretrifropta piaroploatia1 Lamm tratrati Cora" Coral* lilt Lab* Canpry as a lAVrtiaattallicer w axsoltati i.kite MAU Caws/ Cants tiled Lott, PSI tip as a ladrobnlaropti C: War WOW ' y CM'S!,Comte Nolen:an IS a Marterenger f twice* Inked Wily Crory Colan. Trail as a acraDiaManagar fdaOlaffabla/ Irked La*, Carrion Grave Unnoccoraffrf Assooan as a Ilerret0lAinagar (I *doable) Erma Liget CenipSif Galan Joel wain an lararannoarit oFfreatfal :PAC Lint/ Perrin*idolIt Sean/ Agreement Oarlizslictlimte4 partnntip at Pairnelhpl - No eeciaill ate win EWA* lar fer. We a 'torn ?<kettle Pea Cartfia Of fiance eutosoositeoelts-se lareene 3panono repornem Swarrartrat Waikato," Staraffen cifCary OWIICYke Cat of Troth, Name re arploatiel Scary PraGade Acauret to TaiKaginatI Ion <I Panel dean a Reveal let intimate:NI COWS (Iraq Limo astir Pareersolp st UMW Later Cormanno a Pfliarterararior (1 Sada) :anted :SP P&WM'la Canted Litad Libity Partnere* ai ) Ihrte'Vennt. :f azeikablei Lentil Atilt. ParalIntha WWI Pialaanhp la a MiarteaManapar I aracgia( Paolo, al (Cart Order a Coal atoOrrnwt Paws) Seem scram Soweto tr teltolvettla kwanot at Poser( Wes ct Recent te Ivarnolonid Drab Of naturasfed) Carta of TU knot calatattit; BunaseThade Lunn (curran9 Re-orb,* Atmore Cperiao PI-40am for atiffforal doonettls owed torenal age el tone arrow am AD:curtIola1ot Fracoal railway. viol scant Nan Cr F teal illetblICII &MUSS LOAN [,nr Cenikell cramNara fI egolratio) PalmUCy Aottanl Operirg Pitaa5abs 0 aknal dos *cowl Cr Ohs% types ca worms tram Afro ere.rootOsi n ere A Oslo to ogre ottomanerg as eriremer It% moolor "Wary are wablahehas arAoraos SDNY_GM_00012843 CONFIDENTIAL CONFIDENTIAL FirstBankPR000006 EFTA_D0123486 EFTA01268690 0 v. PAC a ea thincesteled ,•••ecefor. Pon • Yew Wel by thorsowloil el ih• easaccoott valr9 ON 401416:0 acnean: an telecocembel Astacelko GS ie S Ire PAC et a NotbrosillOrecatoi. I Calk* cileaticerdos Imre:Mixt Carmen a (egad A articetta ken the V. rS Mod elElecten Addidonal Documents (supporting documents) Clock ON Isobtained or WA a not eppicabit Remarks Aires. Kwon _DCA*, nces illiO.S4Bent Reflect Ore &kegRefs Rao.. verkeoon Preiesser at asscatiect Seettekti Panetvg btxturn. Writs WC a aid eta wet* made Sr' fttotos, Vthete ireockets km* elsettly.MOW* Sank of softy flowery iresentatIon card bear Mild PCS.11,40:011.3 Ns. OThar: Ott Calor —Cat— OW OR ACCOUNT REFERALS ONLY. If IM accouM opening wee referred by a Copartner r s 0" err othes tan tte &ale1 a Meet pkase aI ow the lostrAng macaw. This =cunt was referred by (name) (We) of (Department) to be opened at Branch. It:eddy that I compiled WTI the Customer anat.:won Program and feNtOwed Ilsz customers trOfiS0 and Stdifordn9 ddeurnentaddd n dOrnakadOd with The Cafrenef Due DiSpence and Enhance Clue Digence processes Name & Tide &rattle Date SDNY_GM_00012844 CONFIDENTIAL CONFIDENTIAL FirstBankPR000007 EFTA_00123487 EFTA01268691 BUSINES'ACCOUNT SIGNATURE CAP QCHASE Ch — CiS amase K 'No Chao ...—arAssoOOX_S: Cnsse • FN.1 SAVINGS hAccOu, t yr._ AttausTSWASE1 Arum Ta evilness1'w. J. Epstein Virgin Islands COrpOrnOn O Pacc Entat Foundation, IOC. O Parana o Ester Sae Proprietonhip n Other Supers( Malronlas Fart* Nana sr ea weed. T ra saeea Lea n BOA( eta-r77 —w -""' ''' o'H'n n vary at ut urn wenn I Nat 1 el 2 1 1 Title ServreSpeckftge Ow Jeffrey E. Epstein 8resident0 Jeffrey A. Schantz VP/Sec. TM anblures lave Sr. la duly retried signalunts Mtn in wart of funds and the Wnac The Chase lannettin Bank re work* of otter business Ns ovr ;daunts Arra Sinn Red gook Ouarter B-3 mom cay;Oxermy ,St. Thomas USVI 00802 leaved Accounts et arena, . wpsyinplitertenciaa010 I None Ate Tine A/C No Dote: tvNil:kit...L., „,c:,.. etti n,,-...e 4 , p-ect . swam.COMMENTS (Far a k use nlyl carrard Chase commis la lo e nay ....2: ad— ' • -titic .0 at account crane hada! y a infoginotkm to our pawnor, about new send vol.ablit erode& and sailer offered by or through %ea to receive la information by moil or Chose. If you do not ROOM,* Reount Onfrand O Yes ONO &whom/. Oleos. dokb this box O- passautionsfAutnolations f i v TN un ID . An . • . - Sla Ver. ay I ; O t in r tau Amer airefolf NI Oat Nes Ow drama a s auseon mown' no those cl the paces sonar ti as on beta Cl no Cana sad 0 ao as 0'4 Ihe stool era al tosses( an of la nada to saw insIncions eV iraniaa My Toe Craw souraryons map . Itaincos end Fie Sara See to Ow Warr an Peer ryas la el nsvaeons ma no s>.lices lite be sonrad by aria se* Wow penal el paurya oat ostfyrat (91be Kerte thaws It Una a Ca win rarer lobacalcn monCer lot I a ht sal gang lee • tura OW and to a IoNa a (2) I a nos en) Mt aatec to baae aquae rade. WS alt fee Wel rag tom teacaovedvaldne nut a MI Net lave (Cl OW rated ay do WOW* geAVetbe erNeutesa to map ear, Ft I earn Sena dat b en gran a ea Mesta udenca (:ore SS as area am tee ea rst Iona aka to abash (ll you ant area oe crew Yana* oar at a was all ONO yOu arena See secenee ireauceon mat kr Ma) Cate Winery - Coro - Car 04:20 •Tet.-1 SUPer SO C100 imae W TAU/ / ctot l 7"" • - - - - - - Inn; • Pawn Dote: Later „, Cher , Chase n Chan a-I CHECKING I--I PASSBOOK SAVINGS 1—, STATEMENTSAVINGS O ACC°Urd" ACCOUNT NASSER Acccorni 1: ne &ninonInn: J. Epstein Virgin Islands LE Canaan/on O PublicEntine Foundation, Inc. .O1,:rp / 1 4, O Ens sedati•NO Longer `14 OtnIt ;UPI"— - Tr ID N .. qpl%.....-..- Inintwoono: PM In reser a . aral Me out seas Cud Naar Ns. el Bigps. Req. Fat: not al 4 two or meet trordn.nn we dil on dad, &wit nolo or %Odra I lonsalokbli other ,tern. xpe:c1 'minx-nom mull be Dieu, in wiring go Woo 0 a Maehaer. Bexa, ithe Ileal• 1 el 7 1 I 1 NIPM Yhtt VgnaanSadnwa - Cie. Jeffrey E. Epstein Presiden L. Jeffrey A. Schantz vF/sec. PloatoDesoorinO Lob SKINATUAE CILECLURIC DEPT. fr.$43 REV ISM Supels Id Dote !nit!ca. SDNY_Gm_00012845 CONFIDENTIAL CONFIDENTIAL FultBankPR000008 EFTA_00123488 EFTA01268692 BUSINESS- - ;CO UNT SIGNATURE CAF °CHASE ®CHECKING CPAS/NOOK SA' • Ca 'As MINT SAVINGS O ReaNe.TYA• ACCOUNT NUMBER Account TIN Surinea Typo J. Epstein Virgin Islands COMMOon C Peak Entity Pennettuo O Enna - w w• a Prop/ lettrielp El Omer G SUP./ InrevetienN Ft in to natter of tt lanYiNetee Gerd Weber No. of Sign. Req. For: ret old If No or mare liCaleu aik nen or new Mn mean *Imam ma b.:44 r lo - ra. INN owe Cheeks I toenstRotel Alm OhorBarol Nemo 2 of 2 1 I 1 Title relnenlre SOWN.. Date Jeffrey E. Epstein President Jeffrey A. Schantz VP/Sec. 11,0_2_0ansure NAN ire to 04 a tnalAwl A.,naNret ANNA The dash MrnhMan &Mg N MCOCNIN in permed 0.Hfl end En fransa:son of one rlaaceSs .3 Our ANCOUnte. Address 6100 Red Rook Quarter E-3 Acklreet Mo. Panty St. Thomas 00802 • Ranted Aceaantt Stence: SUM" 0 LOOMS, VL12 A/C Title A/C NM tifit1IO1 e-tt. iFor Bornme CSAlt 4 oe-toe. 1.14...o01 a 1 en'ais t soyealr . 144 4 ot.frirro.c Chase moron Ow Oipho to %hock and verify reloroneo• dl occount opotrne.ProodioNly we sand volvolas Wormadon b err women °boot new produce and torwrAtt *Howl by os_livough Chest If you do or with to mein this artionnOlion by mail tolophOno, plate cheek Nis bp/IO. not Rename R000rstOrnonm O Yes CD No retorotionsiAuthorizetions m ane ID t SSigYee. Wham:4mm inter sLvor mot Reiser ithadatil t lehMoo In* in te0,07 Tho GAMMA rang anal Ma Ut• On ha boot Cosignued ass anc-oal34 a IN e:STMAA ro re room lariat. or mese el Ile pews nallveliednion bona et Inc Conprat AD sentAnnrcat aid rental! Ana ono SS warn atIre co es on, TM Cuomo* ocencoAtoaes fp:poops was an Re:moue* aro AM Sada BANNON b ins Axon*. era NAN ewes era a maruceons and Mrsachn 1031 CO Thema n FJc prOMOM wow palmy ot perjury. I fee) arityNet to 0) The Ante sham at Ns fit tan at coned Nowt Ldraitroten numbs (or : an fie two wino e number le would b INN a (2) an Intl ma pan es up **WON tone: All . am No ace) hem troorpothrOne. gap orr sae not ban rata ey to moo* Rawer* Serra truants, a...masa a eps...p.ampes n • meadIlia SW it area drogrator um AS Ms ernes me (i t in two am bona IMMCIIMMIMMMOMMO nu es woos ere salsa to Mow? nenrotlinet con 04A IAN OAS MUM MA See rows 'Saco *or Woe) Orr ,s,r aw,,..a .,..,_ Cohlostets? supelle VOli 0- ' c•A It reae-044-- aloes ASO Dote: Nam Goa Moo LOWE ors 0-M5W" Avira" i—ISTATEMENT SAVINGS O AccOvnavin ACCOUNT NUMBER MCOMI TiN SuslnesType: Epstein Virgin Island Oftweasey Foundation, Inc. Ip O ban SWAM orrrhognetentro O 00.9 PI Dote: Instnocuonc RI Incases el SOMMI MO AM Me MIMS CMS no. In ape. noN • N. not are& Ise or Mat eon wan :son mon AMWMIS Am no:nal on cheek /NA nne. mot Ova In wane N RN Oahe CMOs LoonalNolor Poona.. &NA lee Ibine 2 1 1 1 seer Jeffrey E. Epstein President Jeffrey A. Schantz VP/Sec. Amebae.no Nana SIGNATURE FILICLIERK OIPT. More ircountaranourrio ells]N.( thee SDNY_GM_00012846 CONFIDENTIAL CONFIDENTIAL FnfflankPR000009 EFTA_00123489 EFTA01268693 CO CHASE RESOLUTIONS OF UNINCORPORATED ASSOCIATION J. Epstein Virgin Islands Foundation, Inc. Legal 82 Rev. 6432 °Miami° , SDNY_GM_00012847 CONFIDENTIAL CONFIDENTIAL FirstBankPRO00010 EFTA 00123490 EFTA01268694 UNINCORPORATED ASSOCIATION ACCOUNT We, gef free E. Eostein as President and Jeffrey A. Srhantz as Secretary of .T. Epstein Virgin Taal snas wenn:AA t t on. Tneac unincorporated association. hereby certify that the Trustees of said ujatiiitiew duly adopted :he following resolutions sod that such resolutions are now in full force said effect corporation "RESOLVED, that each subsidiary of The Chase Manhattan Corporation that accepts deposits (each being hereinafter referred to individually as the 'Bank') be and hereby is designated as a depositary of this satatioscM"orp. Corp. and that the officers and agents of this anadadnabe and hereby are, and each of them hereby is. authorized to open accounts or otherwise to conduct business with the Bank and to deposit any of the funds of this Palecelho m Corp. We Bank eithAT at its head office or at any of its branches. For purposes of these resolutions, subsidiary shall mean any corporation of which more than S0R of the shares having ordinary voting power are owned directly or indirectly by The Chase Manhattan Corporation. RESOLVED, that, until the further order of Trustees corporation , any funds of this asmxxoton deposited in the Bank be subject to withdrawal, transfer or charge at any time and from time to time upon checks. notes. drafts, bills of exchange, acceptances. undertakings. authorizations, letters, or other inftInneritS, orders, items or him-unions (whether written or otherwise) for the payment or transfer of money when made. signed. drawn. accepted, endorsed or given on behalf of this association by any one of the following: (SEE NOTE BELOW) 1) President 2) Vice President RESOLVED, that the Bank is hereby authorized to pay any such check. note, draft, bill of exchange. acceptance, undertaking. authorization, letter, or other instrument, order or item or execute any such instructions (whether written or otherwise) or effect any such withdrawal, transfer or charge and also to recent the same from the payee or any other holder without Inquiry as to the circumsunees of issue, withdrawal, transfer or charge or the disposition of the proceeds even if drawn to the individual order of or paid to any signing person. or payable to the Bank or others for his account, or tendered in payment of his individual obligation. and whrher drawn against an amount in the name of this association or in the name of any officer or agent of this association as such, and, at the option of the Bank, even if the venom shall not be in credit to the full amount of such instrument, withdrawal. transfer or charge. RESOLVED, that each of the following: (SEE NOTE BELOW) 1) President 2) Vice President is hereby authorized on behalf of this cor ral on ct. and Co delegate its respective authority to transact. any and all types of business with or through the Bank including but not limited to the authority to: c OrpOrnti n I. Borrow money and obtain credit for this arlethfO0R fromoMe Bank on any terms and to make and deliver maths. drafts, acceptances, instruments of guaran.'y. Woman= and any other obligations of this association therefor. including but not limited to applications for levers of credit. in form satisfactory co the Bank. 2. Grant security interests in and/or pledge or assign and deliver, as security for money borrowed or credit obtained, stocks. bonds. iron:omen, bills receivable, accounts, mortgages. merchandise. bills-of-lading, warehouse receipts and Other documents, insurance pnliCieS. =enfant and any other property now or hereafter corp. held or belonging to this assitonnes. with hill authority to endorse. assign or guarantee any of the same in the name of this association. 3. Discount any bills receivable or any paper held by this association with fall authority to endorse the same in the name of this association. tram: Scot Is ele sr:es atom, the titian Sr (x4 the ossan) of cams veto sae aettiorlial 1,34 ett nano milt cl oda authceized ;cram. as for sasseper •Prniclemi. ben Prmident. Tressorer. Da. %Whirs PEW. =tale clearly = etas they are az MS* ear.. and any medal combines= of ripen. as for summer 'on e4 whomo mwn be as officer'. =arc . any Cot. aay two. -,•- -.. • SDNY_GM_00012848 CONFIDENTIAL CONFIDENTIAL FirstBsnkPR000011 EFTA_00123491 EFTA01268695 4. Withdraw from the Bank ark-give receipt for, or authorize the Bank to dellir& to bearer, or to one or more designated persons, any or all documents and seamless or other property held by it. whether held as collateral security or for safekeeping or for any other purpose. corP0ratio 5. Authorize and request the Bank to purchase or sell for account of this atm swa, bonds and ocher securities. corporation 6. Enter into contracts with the Bank on behalf of this ac or the purchase andfor sale of foreign exchange, either spot or forward, execute and deliver guaranties. indemnities. pledges, and other agreements relating thereto, and give any and all instructions (whether written or otherwise) to charge accounts of this association with the Bank in connection therewith. 7. Execute and deliver all security sad other agreements, financing statements and other papers required by the Bank in connection with any of the foregoing matters. 8. Enter into other agreements with the Bank with respect to products or services, including but not limited to fi nds transfer products and securities custody services, from time to time made available by the Bank to this corp. arnettlena. to effect any and all transactions, transfers or other rends contemplated by such agreement and to execute and deliver guaranties, indemnities. pledges and other agreements relating thereto, (including but not limited to agreements regarding authentication of instructions (whether written or otherwise) delivered to the Bank). all in such form as may be approved by any of the officers or other authorized persons• such approval to be evidenced by the execution of any such agreement. guaranty. indemnity or pledge. 9. Give any and all instructions (whether written or otherwise) to charge or credit accounts of this noodiont Corp. with the Bank in connection with any of the foregoing. corporation Nothing herein contained shall limit this neat, through its officers. employees or other authorized representatives, from entering into agreements otherwise authorized or from assenting through such officers. employees or other authorized representatives to the terms and conditions upon which the Bank otters its products and services to its customers. RESOLVED, that the Bank, as designated depositary of thisatatrot tinnia hereby is requested, authorized and directed to honor all checks, notes. drafts. bills of exchange, acceptances. undertakings, authorizations, letters, or other instruments, orders, items or written instructions for the payment or transfer of money when made, signed, drawn, accepted, endorsed or given in this adziot* name on its accounts) (including but not Corp. s limited to those drawn to the individual order of or paid to any person or persons whose name or names appear thereon as signer or signers thereof or who deliver each written instrudtions) when bearing or purporting to bear the facsimile sigrature(s) of any op& (1 ) of the following: ocms) ;Amu DILE Jeffrey E. Epstein AS President Jeffrey A. Schantz Ace Vice President AS AS As As AS corpora and the Bank shall be entitled to b000r and to charge this =omen tor au osuch checks. notes. drafts, bills of exchange, acceptances. undertakings, authorizations, lett or other instruments, orders. items, or written instructions regarding the cement or transfer of money, regardless of by whom or by what means the actual or purported facsimile signature or sthnatures thereon may have been affixed thereto if such facsimile signature or signatures resemble the facsimile specimens from time to time filed with the Bank by the Secretary or other officer of this association. poration RESOLVED, that the Secretary or any other officer of this stel ithithst be and hereby is authorized te cor the Bank the names of the present officers of this rathcisten and other persons authorized to 0prfo is Ot= udodin e4jhOID • but not limited to persons to whom such officers or authorized persons have delegated their authority) and the OITtees respectively held by them, if any, together with specimens of their signatures, and in case of any change of 00A WAYOr S0NY_GM_00012849 CONFIDENTIAL CONFIDENTIAL FirstBankPR000012 EFTA_00123492 EFTA01268696 authorized persons or of any holder of any such office or holders of any such offices, the fact of such change and the names of any new officers and the offices respectively held by than, if any, together with SPeCi-MenS of their siguanuest and the Balk be and hereby it authorized to honor any checks, totes. drafts. bills of exchange. acceptances, undervJcings authorizations, letters. or other instruments. orders, terns or instructions (written or otherwise) or agreements or other documents signed by any new officer or officers in respect of whom it has received any such certificate or certificates or by any such person with the same force and effecr as if said officer or said officers or person were named in the foregoing resolutions. RESOLVED. that the authority give hereunder shall be deemed retroactive and any and all acts hereunder performed prior to the passage of these resolutions are hereby ratified and approved. RESOLVED. that the Bank be promptly notified in writing by the Secretary or any other officer of this zscorgatto of my change in these resolutions. such notice to be given to each office of the Batik in which any coin. accotmt of this associates. may be maintained or from which any product or service affected by such change is corp. provided to this ntizamjatc. and that until it has actually received such notice Ln writing and has had a reasonable opportunity to act upon such notice it shall be indemnified and saved harmless from any loss suffered or liability incurred by it in continuing to act in pursuance of these resolutions. even through these resolutions may have been changed. WE F1-RISER CERTIFY that there is no provision in the Charter or By-Laws of thrscor =am pOra t liminag the power of the Trustees to pan the foregoing resolutions, and that the same are in conformity with the provisions of said Charter and By-Laws. WE FURTHER CERTIFY that the present officers of this Wait Citanoffices respectively held by than are as follows: Jeffrey E. Epstein AS President Jeffrey A. Schantz As Vice President / Secretary Paul Hoffman As Assistant Secretary AS IN wrrxEss WHEREOF, we have hereunto set our hands as President and Secretary of this association this day of • sin A. Schantz .".._- Other Officer Pa 1 Hoffman Assistant Secretary Title 'NOTE: In ease the Secretary or other recording officer is authorized to sign checks. notes. agreements. etc., or otherwise delwer Musa tions regarding the payment or nosier of funds by the above resolution, this certificate must also be signed by a second officer of thessmoSehrat cOrporat ion. In use the facsimile signature of or instructions from the Secretary or ether certifying officer is authorized by the above resolutions, this certificate must also he signed by a second officer of the CPM_LIAL nalitioax corporation. SONY_GM_00012850 CONFIDENTIAL CONFIDENTIAL. EFTA 00123493 EFTA01268697 "sisitirrtra rant.ru-nepti tat CO FacrEpct:gn .my Y, Inc. Z1 DI1904? -- 1911 P. et4/008 Fie WAIVER OF NOTICE OF FIRST MEET ING OF THE BOARD OF TRUSTEES OF EPSTELN VIRGIN ISLANDS FOUNDATION , INC. We, the undersigned, being all the Timms of L Epstein Virgin Islands Fmmtation, hue., hereby agree end consent that the first of the Corporation be held on the date and at the time meeting of the Board of Trustees and do hereby waive all notice whatsoever of such and place designated hereunder, meeting and of any adjournmart or adjournmenta thereof. We do further agree and consent that any and all lawild transacted at such meeting or at any adjournment a business May be OrtiOW=MIS them& as may be deemed advisable by the Trustees present thereat. Any business meeting or at any adjournment or adjoumments thereof shall contracted at such be as the same force and effect as if such mein or adjourned meeting valid and legal and of were held after notice. PLACE OF MEETING: DATE OF MEETING: my 25, 2000 TIME OF MEETING: 3:00 p.m. SDNY_GM_00012851 CONFIDENTIAL CONFIDENTIAL FustBankno00.14 EFTA_00123494 EFTA01268698 CY/ Obi:LOCO Le: ws - I FILIO• IVAN 1.403. ea nisei Fres-1 bons 4orat.Y, Sintqing minim 1-ill P.101/0“ F-047 MINUTES OF THE FIRST MEETING OF THE BOARD OF TRUSTEES OF J. EPSTELN VIRGIN ISLANDS FOUNDATION, INC. The first meeting of The Board of Trustees of the above-named Virgin Islands Non-Profit Corporation was held pursuant to waiver of notice at the office of the Corporation. on July 25, 2000. The following Trustee s were present Pal Hoffman Jeffrey Epstein Jeffrey Schantz being all of the Board of Trustees of the Corporation By unanimous agreement, Jeffrey Epstein acted as chairman of the meeting and Paul Hoffman acted as secretary of the meeting and kept the 1224111eS A Waiver of Notice of the meeting was presented, and the Chairman directed that the signed Waiver of Notice be attached to and made a part of the minutes of this meeting. The meeting proceeded TO the election of officers for the Corporation. After discussion, upon nominations duly made and seconded, the persons named below were unanimOuity elected to the offices set opposite their names, to serve for the ensuing year and until their successors are elected and qualify: President; Jeffrey Epstein Vice President/Seaetssy: Jeffrey Sebsvev Vice President/Asst. Secretary: Paul Hoffman Treasurer: Jeffrey Epstein Asst. Treasurer. Pant Hoffman The meeting proceeded to the election of a Chairm an of the Board. After discussion, upon nominations duly made and seconded, Jeffrey Epstein was elected Chairman of the Board to serve until such time as his successor is elected and qualifies. SD NY_GM_00012852 CONFIDENTIAL CONFIDENTIAL FirstBankPR000015 EFTA_00123495 EFTA01268699 rAU“ nu- r PAW n. r 0-, 69i4Writ F:criti-114741n; . -weeny. I AC. 21iIfl 42 T-114 P.005/111 F-04? NINTJTES OF FIRST MEETING OF THE MEMBER OF J. EPSTEIN VIRGIN !SUMS FOUNDATION, INC The first meeting of the Member oftbe above-named CorporraionwesbeW on July23,2000 at 2:30 p.m. at 4142 Kongena Gade, St. Thomas, Virgin Islands. Jeffrey Epstein, being the sole Member of the Corporation, and Paul Hoffman were present at the meeting. Jeffrey Epstein chaired the meeting and Paul Hofer acted as Sectetery, end kept the minutes. The Chairmen them established that a quorum necessary to do business was present and he then presented to the meeting the following: 1. Copy of the Articles of Incorporation and receipt for paymem of Sling fees 2. Copy of Bylaver of the Corporation. Corporate book. Upon motion duly made and approved, it was RESOLVED, that the items listed above have been examined by the Member and are approved and adopted. The Chairman noted that it was in order to consider electing a Board of Trustees for the ensuing year. Upon motion duly made and approved, it was: RESOLVED, that Paul Hoffman, Jeffrey Epstein and Jeffrey Schantz be the elected members of the Board of Tnaslises, to serve =di their successors are duly elected at the first regular annual meeting of the member and qualify. SDNY_GM_00012853 CONFIDENTIAL CONFIDENTIA L .. Ask EFTA_00123496 EFTA01268700 p7 UO/LtlOtl ice. t frXii:orm-ntapay, eAUL it.-rttAn re PIK*. bb 2122712742 T•114 P.OWNS 5-04T Tigre being no Anther business to aunt before the duly made And approved, it was adjourned. Essteux Member SDNY_GM_00012854 CONFIDENTIAL CONFIDENTIAL FurstBankPR000017 EFTA_00123497 EFTA01268701 ILI:Pe t. tor) Emit• topaly. lac. CO, 2123/9042 T-114 P. Dal/tat F-e4T and other banking documents with respect to the account On motion duly made, seconded and unanimously carr ied, resolutions to that effe ct in the form of the prin ted resolutions submitted to the mating were unanimously adopted . The Chairman directed that a copy of the resolutions in the form adopted be attached ro and made a part of the tninume of this meeting. The Chairman said that it would be appropriate to have the Corporation assume the expenses of its own organiza tion. On motion duly made arid seconded, the following resolution was unanimously adopted: RESOLVED, that the Corporation here locum:el in connection with its orga by assumes all expenses and charges properly nization and entry into business officers of the Corporation are here ; and the approsmiam by authorized to pay such exp any person, inehrline incorporator enses and to reimburse s, who has paid any such expense . The Chairman said that it wou ld be appropriate for the Board of Trustees to determine the fiscal year of the Corpora tion. After consideration, on motion duly made and seconded, the following reso lution was unanimously adopted : RESOLVED, that the fiscal year of the Consecration shall end each year on December 31. There being no further business to come before the meeting, upo n motion duly made, seconded and unanimously carried, it was duly 9 Paulltaffinan, Asa Secretary CONFIDENTIAL CONFIDENTIA FeratBankPRO00018 SDNY_GM_00012265 EFTA_00123498 EFTA01268702 r--- O CHASE NEW ACCOUNT CHECKLIST FOR BUSINESS ACCOUNTS O SOLE PROPRIETORSHIP Cl PARTNERSHIP 0 Trade Name Certificate O Trade Name Certificate 0 Business License (Current) O Partnership Agreement 0 LIN. (Optional) O Business License CI EJ.NJ T.I.N. 0 CORPORATION Iii(Anicles of Incorporation Certificate of Incorporation Corporate Resolution (w/ Corporate Seal if Required) 1 e..1 145 - Business License (Curran) i/1 4.) O LIMITED LIABILITY COMPANY O LIMITED LIABILITY PARTNERSHIP (LLC) (LLP) O Articles of Organization O Partnership Certificate (General Partners) or Certificate of Formation or Limited Partnership Certificate O Filing Receipt from Gov't. O Filing Receipt from Gov't. 0 Resolution where LLC contains a O Limited Liability Partnership Letter & Corporate Member (when appl.) Security-Agreement O Agreement where LW contains CI Certification where Partnership contains LLC as a Member (when appl.) a LLC as a Partner (when appl.) CI Agreement where LLC contains O Business License a Partnership as a Member (when appl.) ❑ E.I.NaT.LN. O Business License O E.I.N/T.LN. O ESTATE ACCOUNT O BANKRUPTCY ACCOUNT El Letters of Administration (Original) O Bankruptcy Order including alt pages 0 Death Certificate (Original) with designation of Trustee(s) O Social Security I Dee'd/1124. Estate and Pertinent Amendments In addition to the above, please provide us with the following information: It. Social Security Ois of Signers hotocopies of Valid IDs lja Bank Reference / Account # ignature Card (s) _Ctlf O V Itie• it-4C s-estfies.„ OIVISICLSOF SDNY_GM_00012856 CONFIDENTIAL CONFIDENTIA Finstla,„00019 EFTA_00123499 EFTA01268703 Command IM11 Page 01 of 02 04/20/07 09:27:46 Accou. Curt Prod Type 205 C C/AL CHtCXLN4 ACCO MSOS: Status 00-NORMAL System Type 012-SMALL BUSINESS J EPSTEIN VIRGIN ISLANDS FOUNDATION INC Ext Inv Fund Link T/A ENHANCED EDUCATION Cust Balance 66191.12 6100 RED HOOK QUARTERS APT B3 Mae° Balance 66191.12 ST THOMAS VI 00802-1346 DDA Balance 86191.12 Loan Balance 0.00 Say Balance 0.00 IVR 86191.12 Ia Av 0.00 Sav Avail 0.00 MMDA NO Dt Opened 09/07/00 Bank Unavall 0.00 Charge Card? NO Dt Let Cust Actv 04/19/07 Oust Unavall 0.00 Spec Inst? NO Dt Let Dap 04/19/02 Min DOA Bel 0.00 NSF? NO OD? NO Dt Lst paint 01/10/03 Avg Coll Sal 65198.62 Sal list? YES Sign D Loc Nbr MID Avg Bal 65085.85 Bel Hist Ret 15 TIN: Cd 1 Nbr 660585379 Last Dep Ant 25000.00 Con Kite Days 0 Number Amt )(fere 0 Chrg Off Amt 0.00 MID Kite Days 0 Number Ck Items 3 Total Holds Stop Pay 0 OD Limit 9999999999999.99 Cyc Accrd 0.00:0:: Ext Inv 0.00 Proj Accrd 0.00 PF1-Pad PF4-Hist PFS-Redisp PF14-S/H Ing PF12-Help PP1O-IBT Dig SDNY_GM_00012857 CONFIDENTIAL CONFIDENTIAL FerstBankPR000020 EFTA 00123500 EFTA01268704 COmmand ...a IMIl Page 01 of 02 06/08/37 Snnti InkTY, ,.. MI VE ,n.t.• 5 Accoul Prod Type 201 INDIVIDUAL ..nECKING ACCO MSGS: Statue 00-NORMAL. System Type 020-PERSONAL JEFFREY E RPSTEIN Ext Inv Pund Link 6100 RED NOOK OTR B3 Cust Balance 147117.26 ST THOMAS VI 00802-1348 Memo Balance 147117.26 DDA Balance 147117.26 Loan Balance 0.00 Say Balance 0.00 TVA 147117.26 Ln Av 0.00 Sav Avail 3.00 MMDA NO Dt Opened 11/09/00 Bank Unavail 0.00 Charge Card? NO Dt I-St Cust Actv 06/07/07 Cust :*`avail 0.00 Spec :nst? KO Dt Let Dep 06/07/07 min DDA Bal 0.00 NSF? NO OD? NO Dt Lst Maint 07/10/03 Avg Coll Bal 141593.56 Bal Hist? YES Sign 0 Loc Nbr MID Avg Bal 141706.29 Bal Mist Ret 15 TIN: Cd 2 Nbr 090443348 Last Dep Amt 6312.79 Con Rite Days 0 Number Amt Xfers 0 Chrg Off Amt 0.00 MID Kite Days 0 Number Ck Items 0 Total Holds 0.00 Stop Pay 0 OD Limit 0.00 Cyc Accrd 0.000000 Ext Inv 0.00 Proj Accrd 0.00 PP1-Pwd PP4-Hist PF5-Rediep P914-S/H Inc/ PP12-Help PF18-IBT Ing SDNY_GM_00012858 CONFIDENTIAL CONFIDENTIALFN6tBenkP. EFTA ((1123501 EFTA01268705 Command ...a RMAB 06/08/07 CUSTOMER-TO-ACCOUNT RC71:1* ' ' RSE 11:06:32 JEFFREY E EPSTEM1 Rel Cd P/8/0 Appl Account Number Balance Prod Ct12 Ct13 Ct14 Alrt? Status Date Curr PRI SOW 91372601 AVAIL 147117.26 N N D 201 0001 0002 0719 0000 N NORMAL 1ST TRAM OC/00/0000 A-S 0 IX 71710:8893 AVAIL 86015.12 N N R 205 0001 0002 0717 0000 N NORMAL LST IRAN 00/00/0000 A-S 0 IN 717/021877 AVAIL 98540.89 N N R 205 0001 0002 0717 0000 N NORMAL LST TRAN 00/00/0000 A-8 0 IM 7171025235 AVAIL 1778.68 N N R 205 0001 0002 0717 0000 N NORMAL LST TRAM 00/00/0000 A-S 0 DM 7191373963 AVAIL 8922.46 N N R 205 0001 0002 0719 0000 N NORMAL CST TRAM 00/00/0000 A-S 0 IM 7221101376 AVAIL 121255.32 N N R 205 0001 0002 0722 0000 N NORMAL 1ST IRAN 00/00/0003 _ A-S 0 IN 7221120159 AVAIL 7849.59 N N R 205 0001 0002 0722 0000 N NORMAL LSI TRAM 00/00/0000 PF1-FW.3 PF5-CustAcctEr P178-CustAddr PF11-CustSvc PF14-AcctNonLeg PF2-8kud PF6-CustRel PF9-SeaSettly PF11-AcctLegTtl PF21-Top MOCABS1 RM3004 I: LAST PAGE LAST SDNY_GM_00012859 CONFIDENTIAL CONFIDENTIAL FirstBankPR000022 EFTA 00123502 EFTA01268706 SDNY_GM_000121160 CONFIDENTIAL CONFIDENTIAL FirstBankPR000023 EFTA_00 I 23503 EFTA01268707 EFTA01268708 EFTA_ 00123504 O FINANCIAL T OMN K hICIVA ennui NIC Cif BA IMF PUSC 5223 6/11/2000 0 • 77HE POLDER OF J. %mei. VissIn Island. Foundstker, Ine One Hundred EigbirSevenTboutind Five Hundred *Id 0(1/100e••'eeeeee ••••• • Mil. I $ "187,50000 ET_ ••••• DOLLARS • 4 J. Epelein Virgin Islands Foandseke, 4c arremerer r 104.4 eserrve 0 MEd0 CONFIDENTIAL CERTIFICATION OF BENEFICIAL OWNER(S) The information containedin this Certification is sought pursuant to Section 1020.230 of Title 31of the United States Code ofFederalRegulations (31CFR 1020.230). Person opening an account on belted of a legal entity must provide the following Information: 1. First Name and tale of Natural Person Opening Account 2. Last Name tl 3. aliddlelnklal JEFFREY EPSTEIN I E ♦ Nom rid type of Lead Entity for Which the Account le Being Opened J. EPSTEIN VIRGIN ISLANDS FOUNDATION. INC. 4a. Legal Entity Meese 40. City 14c. State 4d. MP/Postal Code 8100 Red Hook Quarter B3 St. Thomas I USVI 00802 SECTION I f Toaddaddtanatinorrvidua. see ono 3) Please provide the following information for an indivIdual(s). II any, who. directly or indrecay, through any contract arrengenent, understanding. reletoriship. or otherwise owns 20% or mere of the equity ireisrests of the legal enty listed above. Check here is if no Mehl/What meets, this definition and complete Section IL 15. First Name 16. Last Name 7. M.I. 8. Date of Birth 9. Address 10. City 11. State 12. DINPostai Code 14. 88N (US foorserefecnU.S. Perm* 15. Identifkaticia Number (Sat firrapormartertrotrerarner 13. Country ilateraton natter) 15a. State of Issuance: 15b. Country of Issuance: 16. Ownership % s/ars ore tenon! number. Norett.S. Prices may WOO provide a Senor' Security Number MS Nerefflonion cone number. or number re Monet of issuance of err/ offer gmenorentuseued document evaieneng notionaey or nekton*, and teemg a fMeowed, or smear safeguard SECTION II Please provide the fel:wird infernation for an individual with sionincant resnonsibilitz for rnanagrg or deeding the entity. inducing, an executor° officer or senior manager (e.g.. Chief Executive Officer, *id Financial Officer. Chief Operating Officer. Managing Member. Genera' Partner, President Vice President. Treasurer); or My other individual who regularly performs slit functions. 17. First Herne 18. Lest Name 19. NJ. 20. Dale of Side Jeffrey Epstein E 21. Address 22. CRY n. State 21. ZIP/Peetal Cede 6100 Red Hoek Quarter B3 a Thanes USVI 00802 27. Idendflartlee (SSN.PrasportMrter or areankr HohOLS. demons, 25. Cooney LISA 27a. State of Issuroe: 27b. Country of Issuance: USA USA gas ln hey d e pass,xer number, NOM/.S. Pelt*. may thePrink,* &mussy swear. an non nenotr000n can number. 0 , auntie and covey or asaNcit deny other governmentinued edemas osebriesty or res40.100 ono beane a photograph or ender safeguard. I, JEFFREY IN( ansurag, hereby certify. to the best ofmy knowledge. nue rbe loforranion provided herein and correct If any of the above mentioned information changes I agree to provide the financial Institution seine ed ation of sec hears. Sigat ic age O4-) +.6\ ty (WIMP nr.) N...NG-1618-04I Pap 2 of SDNY_Ght_00012862 CONFIDENTIAL CONFIDENTIAL FirstBankPR000025 EFTA 00123505 EFTA01268709 larr,o,i,ao .--- CONFIDENTIAL EF1,00.1235C6 EFTA01268710 Additional Section 1- Second Beneficial Owner (If required) Plea»provide the folortIng Informaton fa an individual(a). if any. ..to. directly or indirectly, through any contract arrangement inderatanåp.rebtbnehl0. Or Otwinvise WTI 20%a more of tMpuny ~Of the MW aröty listed above. S. Fuel Name 19. Last Name 17. MJ. & Date of Meth S. Address 10. City 111. State 12. ZIPIPostal Code I ' 13. Country 14. 58$ PS PersaWNtri-0.5. Pommel 11& Identification ,,,,m~ ne .) Moroi's MN. PwormIntraterordresintir 15a. Stabs of Issuance: 15b. Country of Issuance: I& Cemerateip % tlfa In fee of • ~spy: ~Sec NoneJ.S ~Pas may Po pone. Sae SOCSly Menke en an IchrddoetfOn earn probes or number and country ce issuance or any cat pvemmenehtued document silencing nation** or resides« end teeing a photograph a Saes ireIneard. Additional Section 1- Third Beneficial Ownerdfroraire0 Please ffrtOvkle the tOfetrify informationfor an irdnildual(s), If wry. %rho, (WC*/ oe Adifeetty, through any Oarend arrangemet. undersuincr . relationship or othennse awn 20% or mare c• the aptly eterests d the legal entier ratad above. & Mist Name S. Last Name 7. MA IL Date of Birth 9. Address 10. City 111. Mate 12. ZIP/Postal Cods 15, Identification Number pant Pepoot~neecroew Polar 13- County 14. SSN (US PencersiAP-US Pfelensj cferteeconurnter) 15e. State of Issuance: 15b. Country of Issuance: It Ownership % tg2/1. M No ore ossincer nun", NpW.S Pensont may atso povide a Soda/ Sean* Munbas an Pen identaPtion PPnumbs: Ce nutober aid country of issuance cd eirry other posentineeissined CIOCl/MMIt evideincorp neonalay or ~ma and among a phototypit m sender saloparct Additional Section 1- Fourth Beneficial Owner (If required) Plane Verde MO following intonation for an individual(s). (any. v.to, tiredly or indreedy, through anycentred arranOtIoNtlf. understamemo, relatIOnaN , or °tine** owns 20% a more Of tie eQuity interests of the legal entity listed above. & Fint Pin S. lat Name 7. M.I. a. Date of Birth 9. Address 10. City 11. State 12. ZIP/Postal Cods 15. Identificadon Haw (UM PasantMenemchar*MS 14. SSW tua franonelhen4Ja. Pliant) in Country Meratestnmated 16a. Si elIssuance lab. Country ofIssuance: IS. Ormond» % IC in Nu da ~pm ranter, NohltS Malone may So"Pe a Spat &witty None«. en ren idertelastion on number, oe number and camp cif issuer« ol any Other FAIIMITMIthifflad CIOCUMelle ~nap nationaky a ~imp and bearing • phoecpaph a *NW 7.040.14140411 Pagel N5 SDNY_GM_00012864 CONFIDENTIAL CONFIDENTIAL FirstBankPR000027 EFTA_00123507 EFTA01268711 Additional Section 1- Fifth Beneficial Owner (If required) Poses provide the following irdonnadon for an incilvklusi(eL tees who. directly or nclinoty. IMMO anY fated arraniternOrit underaland ig. rid lonan4. or Menge* owns 20% or more of eatestyy hiterests or the I9oM ereay bbd above. First Min I. Last Name 7. Mi. & Date of Birth 9. Pakten 10. City Hi. State 12. ziamostai Code I it Ilk am prontiefrus Rogow 1 1& Identthation Number (SW Panpar Materworer show 13. Country 15a. &Me of Issuance: 160. Country at Issuance: 1& Ownership % ALM in Su oi a Sinsoil mantes Hasa& Pens may also provides Sods, SOOLOY Member. .n Son Voltam:En coed mends a number and couity or sir ance of as abet yorommeetisaust Scanty evisenano nerbmsay or resident* and towing • pMeOgniOn Or Umber seMfbant Additional Section I -Sixth Beneficial Owner afro/abed) Please provkle the Wowing information for an inckeicluai(aa Vary. who. directly or incise:try. through any contract arrangement. mderstanding. relationship Of Oneness owns 20% or more ate equity Interests of the la9M entityy hied above. 5. First Name 6. Last Name 17. MI & Oats of Birth 1 9. Address L10. City 11. fits 12. ZIP/Postal Code 13. County it 1511N AS AWICIORtrt4J.S. PILMOIS) , 15. Ids ntification Number (SSK PeespertMenterwaritr enter minasonton mate 15e. Stated Issuance: 15b. Country of Issuance: 1& Ownership % 5211: a At NapenpOrf number. Aforatt.S. Pomona my also pass a Social Scotty ItioNxr. an Sion icholitcothan card numbs end ocean of teaser'. eI any ode govermsniasuod document ewomone astionetir anuses soleguard er rarititna ••• •••••9 • itatc5•110• a Wake Additional Section I -Seventh Beneficial Owner (If required) Please provide the following information for an indivilusits), any, who, directly or tnirectly. through any contact arrangement tinders* rel&tonship. Or Otherwise owns 20% or mete Of the eQaiy interests of the Iegalwaly fated above. & Fist Name 6. Last Name 7. Ml 9. Data of Birth 9. Address 10. City 111. Stan 12. ZIP/Postal Code 13. Courtin, 14. SSN (US Pinata, Mott& Sams) 15. neon Ideritificadon Number (SW Passport Mateo,ors see sots , 15a. Stabs of Issuance: 15b. Country of Issuance; is. Ownership % Neu Of a pareal nuMber. Prawn may else gravid, a Social Security Hunts an Son Edenaficaton card number. or Member and waxy of swans of any ewer ponemmentarowl document sands nationtily or rostisce end tearing a phoesraph or ea tentinand NNNO-1618470111 Par Soft SDNY 12665 CONFIDENTIAL CONFIDENTIAL FirstBankPR000028 EFTA_00123508 EFTA01268712 1 First Bark I Name and Address Maintenance Form (RM) f. Prepared by Branch: Waterfront...Platinum Banking J.Geor Customer Name: .1.ED:drain Virgin Islands Foundation Inc Date O TBA IE AN Records 2/28/20I9 O The Customer Relations:hip Maintena • lowing Accounts O Credit Card Account Number Account Account: Account. Account: _ Account: Account i Account: _ Account. Account • Influcfforts: Please complete only the section where the rnainlanance is needed. NAME a LEr..AL yrn.geweeemescE Actual Name Jeffrey E. Epstein New Name: New Legal Title: BENEACIARYOWNESIXECONCOOEMDPERCENTAlatellOWNERSHIPaill4PSCREEN Authorized Signer who is n Beneficial Owner ❑= A-B Authorized Signer who isa Beisefical Owner and has signikart renPonsibaity ACB Individual who rs a Beneficial Owner D • BEF Indeiduel who is a Beneficial Owner end hes significant responsibility O- DU _% Authorized Signer wen significant responsibility for managing mo legal °MAY (Control Plena/ O• A.0 Individual who has ~ewe responsibility for managing the *gal entity (Control Preen) O CRL ADDRESS/ TELEPHONEMASIENIANCE Address,: Also Residential Address? Adenoma: Dyes O No City: Sa: Zip Code: Horne Phone: Work Phone: ExtentelOrt All Phone Calmar Alternate Phone: Type: . . _ Phone: O Do Not Call Email Address: O Do Not Email Citizen: Social Security: Birth DOE Primary ID: ._ r Goodin Secondary ID: _ ID Number. OffrErnployee: Employer Employee Since: Occupation: Address: City: State: ZipCode: _ Employer Phone: Annual Oron: Employment Statue: NAILS CODE Iii amyl ~IrSlgnayra CuslemerSISIMORIP WNNS-0163411 SDNY_GM_00012866 CONFIDENTIAL CONFIDENTIAL EF1'A_00123509 EFTA01268713 Account Type: I Aern"'" mt•-•-k— Sign. Req. I Date. 1,0nfraruLti Clinks? i Address. . 5 il Com I 6 06 4 6445A &Lola Tel i,ma ow)6-0 „z" c a ?- Name: J. Epstein Virgin Nandi Foundation Inc. Vs Enhanced Education Name: li,jp/A .--a-',..----- m Mane: L.. - . I No: s superseding-Curtialattastv, Sakklan, otype: (Name: No: I Date EZ latlat 12. SSN: ID Type: batty eclazewledge 0Joirig roorinel No: the Depow Aveeacet the Fin Prepared by: Etatteep lebrmebon Stalin asel Meaty pobey. ad the peoduct mks ay Ss Authorized by: SDNY_GM_00012867 CONFIDENTIAL CONFIDENTIAL FirStBankPR000030 EFTA_00123510 EFTA01268714 Ackan Typos Amami Mager I Slat Req. i Nac enrovitiu Chiebt4 7"1416893 ! et rni i Wake , trestles! 44;th t9; 1 Mt Nonrins 9afa5 'cril gmGii;. d Oh7O2- Name J. Epstein Vinin Island. Fotolt6a3 EN: 660535379 loc. V. &lanced Edenton None lacy Entatt S.K9: 090443343 pe Typetej No: zoratooif ID t e-- 2.--- --- ESN: SumsteigCurecanst• Mar " f o:TYPt Na 0.0 41asfr aniut . 43 ESN; ID Ts. -......r,..=,111:: .c vw.away saaowsie ii.frved•s neity.illiffariltililflible. preparedbr .4% Alltbillteld Oric NA H[)2002 ta0C01 nerntjejtagattn ' Pk.: real we fun 3 timeline nrAcn iso xs b.c'uc raiotinembereoftAceripirry ale wawa tite .car wawa:. Ilea phi ova= of act rfamred %pay ..x.747. ?nide .itt name* *Heir glipata to eia WM abet awn Hears an owl Soo Oa: se, ;Ise nura at as texaday. Dm Bat =site b 'stein Lka •brxreir most prOWA kimetat cied atiiak int eta cea ..salaaer Asx9iti, • •ffittnia, el./4 Ours Ana' 'Sr SD NY_GM_00012868 CONFIDENTIAL CONFIDENTIAL FirstBankPR000031 EFTA_001235 I 1 EFTA01268715 1 First Bank MEMO Dates 4/6/2016 SSU From, Richard Young Jeffrey Epstein Jeffrey Epstein is a large non-borrowing deposit Platinum Banking client of FIrstBank VI. He has several companies with all of the accounts with FlrstBank. He keeps an average combined balance of over 55.3MM with FirstBank. Mr. Epstein has been banking with Firstliank for over 7 years. Based on the overall deposit relationship, all of his accounts are approved to receive waived account service charge fees and waived wire transfer fees. Going forward, Mr. Epstein's accounts wilt not receive a charge for service fees. Richer • Young meiotic,' a Business Relationship Manager Market Manager Wat, -I Cum< lot1 .4C• PO 110x Spas o: St Tt.opnas, V1 0.1V33 1i1: 3404)34331 340-71548SP SDNY_GM_00012869 CONFIDENTIAL CONFIDENTIAL FirstBankPR000032 EFTA_00 I 23512 EFTA01268716 11/14/07 Prepared by U NEIL. I Authorized by: SDNY_GM_00012870 CONFIDENTIAL CONFIDENTIAL FirMBankPR000033 EFTA 00123513 EFTA01268717 Customer Due Diligence For Additional Bank Signers on Individual Accounts or Authorized Signatures on Business Entities Accounts Existing Account Number Account Number which is attached to the Signer .722'101376 7171018893 Authorund Signer Information Name: Jeffrey larbal: Last Name: weeks insane Blrac NY rSac Dam of Birth: Name n 41i ather: Citizenship: up Physical Address: P117.01 ISR Little Saint Jamey island 6100 Red Hook WHIM b3 St. Thomas. VI00802 St.monk vi 00002 Typo Recurrent Source: 0 Oem Buenas O Priebe O Government O Other. specify Annual Income: Dl 5001 • WOW ❑ 550,001 -$IS0,000 ❑ $150.031- a2sBodo EI Om 5290000 3 Clirint At aroltrbeEtonit noted as imbibed it Brae Osertoe • date *sawn eit brit re L dB* Maws Neatens tsar Otte constend tee Cterifet-Ccelame fortiehtloan orErnbs Calskien as HO Rsk Yoe No mend • .Yee en CE " mot ixtrotatol tom to Complier* Cereentiet BSA Debby b A tndicele venttrer tire client* a namtiattnt aka: (NAGS e1000001 0 Ire cafe ?retry r'e bent is a resdem (NAICS 0200000) 0 0 B MSC 10 en WON de ',reign government and doctrent me type of no ationship 0 El C cost wieder me darts rtalCSUCO(.00; nos C3 (1 4. Verification Systcm- For JSO only as Contingency Name of the Representative *c attended your call: _ State: Gee: Response to Sakti Strums?: Year: Response on Industry Behavior: Reasons* on ID: 0 Approved 0 Daubed fes Brian Bonehoo Oaks, ris time Comments, It applicable: Fie updsle - ackmo signer Inleertemed by: _Sr 942. ( Aitut&O Ar 9 re, t R. - 440‘,'" 0i 4124/2012 Date: last 10•11.1101411% SONY_GM_00012671 CONFIDENTIAL CONFIDENTIAL FirstBankPR000034 EFTA_00123514 EFTA01268718 QUI!dile (NAC) Page 1 ot 3 IMPORTANT INFORMATION FOR CONSUMER REPORT & IDENTITY VERIFICATION SERVICES T IS Consurnefftusiness Cats is being nffnished in connection with a trensamon Triitated D., • err, and / or in accordance with the written IreStruCtbre of the consumer, to wnom the information relates as provided for under tne federal Fair Credit Reportins Ad (AMA) or the Gramm Leach Baley All (GSA); or is teinp used in connection with account review as provided for under the POW The data contained in this report may be viewed or printed toe no other purpose. Information returned in COnfairner Report serviced may not be viewed Or peiMed in connection weft making a pre.apprireed Arm offer of Credit (DreErlen). Consumer Information Response Consumer Information (As Entered) Jeffrey Epstein 93N Little Saint Joules Island St Thomas, VI 00802 Country of Residence: United States Account Actions Action: ACCEP. Recommended Actions: OPEN ACCOUNT Qua I iFHet Detail ciao Ica CH CURRENT ADDRESS CHANGE HISTORY QualiFlie Store: 0759 Reasons CI NON•DEROGATORY PUBLIC RECORD HISTORY CL PROPERTY OWNERSHIP HISTORY CC UNIQUE ODA INQUIRY ACTIVITY Non FCRA Identification Information SSW Validation: BECAME AVAILABLE FOR ISSUANCE IN 1907 IN NY SSN:Y ChexSystonsa History Total Closures: Total Purchased Debt 0 Disputed: Disputed: 0 Paid: Paid: 0 Unpaid: Unpaid: 0 Partially Paid: Partially Paid: 0 Sold: Sold: 0 Closure Details No Closures Found Purchased Debt Details No Purchased Debt Four(' baps://production.penleyinc.com/penley/secure/chexSystansPersooReport.do?zeporttype... 4/25/2012 SONY_GM_00012872 CONFIDENTIAL CONFIDENTIAL Fsl aTmoR000035 Erl'A_001235 I 5 EFTA01268719 quail'.Ile (NAL) Page 2 of .5 Inquiry Details out Number of Inquiries: 4 Waller of In Inn env 4 Inquiry Date Consumer Name ,resuirer Noma 04,06/2011 \MARC R FANAM NEW YORK COMMERCIAL BANK 02/02/2010 JEFFERY EPSTEIN FIRSTBANK 11/102008 JEFFREY EPSTEIN FIRSTBANK 10,034000 J6rFtttY EPSTEIN FIRSTBANK Inquiry 1of 4 inquiry Date: 04/03/2011 Inquiry ID: 452556390 httus:Pproduction.penleyinc.com/penley/seemrekhexSysteniSPersonReporldo?reponType... 4/25/2012 • SDNY_GM_00012873 CONFIDENTIAL CONFIDENTIAL FirstBankPR000036 EFTA_00123516 EFTA01268720 qualat tie (NAG) rage 3 or Inouiry ID Debit Bureau Reference• Tranraction Tr;alng I Print This Page - Close https:ilproduction.perileyinc.00mipenley.isecurechexSystansPersonIteportdo?reportType... 4/25/2012 SDNY_GM_00012874 CONFIDENTIAL CONFIDENTIALkpR000037 EFTA_00I 23517 EFTA01268721 IL) Ventication Results Page I of2 ID Verification Results for 3effrav Epstein RESULTS SUMMARY OFAC CHECK: PASSED IDV RESPONSE: OVERRIDE SSN: PASS Issued between Input SSN: NAME MATCH: PASSED Input Name: Jeffrey Epstein ADDRESS MATCH: FAILED • AA..1 I DATE OF BIRTH Mirrru Input Date of Birth nAe•ri-e, Alternative Verifiesliens HOME PHONE MATCH: Input H Manion Data Given Dif. Int DIE In, DI?. In LICENSE MATCH: . Input license Number: No Verification Data Given DECEASED: NO —, Account Status: OPENED Override Comments: On 04/25/12 at 11:40:03 Tam Bowers Added: Cleared - Obvious Address Mismatch, client's current address. 6100 redhook Quarters 9-3 client mailing address ethic magus • Slats htips://productiorocaleyinc.00mtpenley/steurelfastWatchReponDetaitdo'hnodepringtoi... 4/25/2012 SONY_GM_00012875 CONFIDENTIAL CONFIDENTIAL FirstRankPRO00038 EFTA_001235 18 EFTA01268722 IU venticauon mesuas Page 2 of 2 IMPORTANT INFORMATION FOR CONSUMER REPORT & IDENTITY VERIFICATION SERVICES This consumer/business data is bring furnished in connecoon with a transaction initiated by with the written ill/MAW:IS of the cons:mar, to ?Akan the information relates as prowled the consumer, era ;win accordance Retorting Act (FCRA) or the Gramm Leach Bliley Act (GLEA); or is berry used in connection f0r under the federal Fair Credit with account review as provided for under the FCRA. The data contained In this report may be viewed or printer/ for no other purpose. Consumer Report services may not be viewed or printed in connection with mahno Infer/nation returned In a ore-ameoveo thin offer of Credit (prescreen). https://production.penleyinc.comipenleylsecure/fastWatchReportDetaiLdo?roodeprint&oi... 425,2012 SDNY_GM_00012876 CONFIDENTIAL CONFIDENTIatpRo. EFTA (()123519 EFTA01268723 WE " E IS yfro wands Corporate Resolution . the undersigned Secretary. hereby certify to FirstBank, that at a meeting of the Board of Directors of J. Etienne Won Wands Inc Ia Enhanced Educations ('Corporations) corporation organized and existing under the laws of U.S. Virgin Islands stay called and duly held on the 10 day of Aced , 2012 the (Glowing Resolutions were duly adopted, and that the raid Resolutions have been entered upon the regular minute boobs Dither Corporation. are in accordance wth the By•taws and are now in full Once and effect RESOLVED: 1. The Officers of Corporadon. or any ono or more of them, am hereby authorized to open a bank account or accounts from time to time with FirstBank and its subeidiades and affiliates (each beIng hereinafter referred to as *Bank') for and in the norm of COrporadon with such or titles as he or they may designate. ≥. The Presdent Vice President (w5 g. tense orrica(s) manna ea. anewara femme. accaffanmal‘f of Corporation, signing Singly Fro Mum or Wine aerrit Naas se. safe's my tea and their successors and any other person hereinafter authorized by any means to sign on bell all of Corporation cAumorlbsti Persontsy) are hereby authorized to Sign, by hand or by facsimile (iric:uding. but not limited to. computer generated) signature(s), checks, drafts. acceptances and other Instnnents (hereinafter each collectively referred to as 'Item(s)'). Notwithstancng the above, any Authorized Person is authorized singly to: (1) initfate Automated Cieanng House (-Aar) debits without a signature: (2) initiate payments by use of Depository Transfer Checks OTC, without a aignature other than the name of Corporation printed on the OTC: or (3) give inatnictions, by means other than the signing of an Item, with respect to any account transaction, irialudIng. but not limited to. the payment transfer or withdraw-al of funds by wire, computer or other electronic means, or otherwise or of money. credith, terns or property at any time held by Sank for account of Corporation (Instructional. 3. Bank Is hereby authorized to honor and pay Items. whetter signed by hand or by facsimile (hducring, tut not limited to. computer generated) signature(s) d thn ectuai or purported facsimile signatures(a). regardless of how or by whom affixed. resembles the specimens filed with Bank by Corporation and other orders. DTCs, ACHs, and insinictions, given singly by any Authorized Person. Bank is further authorized to honor and pay OTCs. ACHY, Instruaions, and other orders given singly by any Authorized Person, induding such as may bring about or increase an overdraft and such as may be payable to or for the benefit of any Authorized Person or other Officer or emp3oyee indvidually, without inquiry as to the circumstances of the issuance or the disposition of the proceeds thereof end without limit as to amount. 4. Bank is hereby authorized to accept for deposit for Credit or for correction, or otherwise. Items endorsed by any person or by stamp or other impresser, in the name of Corporation without inquiry as to the clrcumstances of the endorsement or any 'ode of endorsement or the disposition of the proceeds. 5 The President , tile by The prior() emcee to uea Lank Aeries:ea ea.. see Prey Yee Prgdwq mare.it s of Corporation, signing singly edam haw mow ea en lobe lama eta. salt Wry are, sic) are hereby audthrized to effect loans and advances and obtain Credit at any time for Corporation from Bank (and guarantee on bedsit of Corporation me obligations of others to Bank), secured or unsecdrod. and for such bans and advances and credit end guarantees to et indebtedness of Corporation, applications for make. execute and deliver promissory notes and other written obligations or evidence or undo-take:us general or specific. with respect to any of letters ol credit. instruments of guarantee and indernMy and any agreements guarantees and lattrides at or credit Owen to. the foregoing. and as Security for ma payment of loans. °thrice,. indebtedness. transfer. grant Hans and seem ly interests in. give rights will respect to. Corporation or others to pledge. hypothecate, mortgage. assign, ein anZ, evidence of any thereof at any tkne held by endorse end delver property of any description. real or personal. and any Interest hornents of transfer, assignment or pledge, powers of mortgages, deeds of trust, sewely agreements. -nstru Corporation. WC to execute discount or desirable 31 connection therewith: and asp to sell to. or attorney and other agreements or Instruments %Mich may be necessary stocks, bonds or any other seCtuntie$ or property at arty time held by commercial paper. tree receivable. accounts receivable, with Bank, the same: to execute and deriver Instruments or agreements of Corporator,, and to that end to endorse. assign, transfer and deliver other and assignment satisfactory to Bank and also to give any orders or consents for the delivery, sale, exchange or subordination whether belonging to Corporation and at any Lime In the hands of Bank disposition of any property or interest therein or evidence thereof agreements. cis:rumens and documents and to do such other acts and collateral or otherwise: and to oxecute and deliver such other hereby authorized to as by Bank in connection with any of the foregoing end Bank is things as may be necessary or desirable or required above. honor, accept and execute any of the transactions described or evidences thereof ol on behalf of Corporation and ail notes and other obligations 6. A.4 loans, discounts and advances heretofore obtained and confirmed Corporation held by Bark am hereby approved. ratted, of Corporation to Bank and lien for the amount of any and all liabilities and aberrations originally contracted with 7. Corporation does hereby give to Bank a continuing Corporation. Whether now exsting or berating.' Incurred. claims Of every nature one description of Bank against by Corporation owrg to or acquired in any matter by Bank, "tether contracted upon any and Bark and/or with another or others and now or hereafter contingent, severed or unsecured, matured or ummatured abed* or alone or play ardor severally with another or others,of Corporation and the proceeds thereof. now or hereafter actually or construcovely properly all moneys. seconder. and any and et other or from Bank. its cotrelipOnden% or °pont; from or for Corporation. whether for to held or received by or in Iterate in any matter collection or ornerier.* coming into the possession of Bank in any way. Bank shalt also have a safekeeping. custody, pledge. transmission. Bank may et any time or tines and without notice apply Corporation's deposits right of set-off for, the amount of the °Neatens. and Corporation's claims against Bank or any parts thereof. to such obligations and n (general or special). Corporation's creed with Bank, or whether any coaster& therefore is ~ions may be contingent or unmatured and such amounts as Bank may elect although said deemed adeqsste or not revocation or exercise of any of he doubt on Bark's part as to the validity. extent modification. 8. In case of cordtictng diems or disputes. or need not recognize nor give any effect to any notice from any Officer. or from any other person. authorities herein contained Bank may but to do so by the *dement authorities. or the exercise thereof, unless Bank a requireddisputes. purporting to cancel, restrict or change any of said mate, and of the pettiest to such Conflicting cleans or decree or order of a court having junsdicbon of the subject Rco Iital. , * %no istrnes 4a 01/44Val isrisztusecra SDNY_GM_000 12977 CONFIDENTIAL CONFIDENTIAL FirstBankPR000040 EFTA_00123520 EFTA01268724 Corparation agrees to be bound by the Teens and Conditions for Business Accounts and Services. es well as any signature card. depose &kat, checktook, passbook. statement of acoount, receipt instrument. document or other agreements, svch as. Cul net limited to, funds transfer agreements, delivered or made available to Corporation from Bank and by all notices posted at the office of Bank at which the account of Corpeation is maintained. in each case watt the same effect as if each and every term thereof were set forth in full herein and made a pert hereof. 10. The Officers of Corporation or any one or more of them are hereby autonzod to act for Corporation in a I other matters and eanSeCtiens relating to any of its business with Bank inc. Wing. but not limited to. the execution and dethery of any agreements or contra= necessary to effect the foregoing Resdurions. 11. Bank is hereby released from any leitoeny and shell be indernnied against any loss. Fabiaty or expense arising from honoring any of these Resolutions, 12. Subject to parageari S above, each of the foregoing Reset:Den and the authority thereby conferred shall remain in full force and effect until written nctice of revocation or modifcation by presentation of new Corporate Resokakins and signature cards steel be received by Bank; provided that such notice shalt not be effective with respect to any exercise of said authorities until Bonk sive have had a reasonable opportunity to act thereon and in no event prior to the receipt thereof nor .ivith respect to any checks or other instruments, for the payment of money or the witerawa of funds dated on or prior to the date of Such notice. but presented to Bank after the receipt of such notice. The Secretary or any Assistant Secretary or any other Officer of Corporation is hereby authorized and directed to certify. under the seal of Corporation or not but with Lke effect at the latest case, to Bank the foregoing Resolutions, the names of the Officers and other representatives of Corporation and any charges from time to time in the said Officers and representatives and specimens of ther respective signatures. Bank may conclusively assume that persons at any bine certified to it to be Officers or other representatives of Corporation continue as such until receipt by of written notice to the contrary. I FURTHER CERTIFY that the persons herein designated as Officers o' Corporation have been duly elected to end now hold the offices in Corporation set opposite her respective names and that the fabwing we the authentic, official signatures of the said respective Officers and of the named !Oltenia* WhO are not Corporate Officers to vAt Name (Typewritten or Printed) coati Jeffrey Epstein President Darren Wylie Vice President Erika Kellerhats Secretary Erika Kelerhals Treasurer IN WITNESS WHEREOF, I have hereunto set my hand u Seretary and affixed the seal of the said Corporate) tin 4 04 day of Ma 24=2- . • Attest (Second Officer) sewir• Treasurer sYFIT. (CORPORATE ?:EAL) HERE Resolutons. this certificate should be attested by a second Officer of • Note: In rase the Secretary is authorized to sign by the above Corperavor. SONY_GM_00012878 CONFIDENTIAL CONFIDENTIAL FirstBankPR000041 EFTA_00123521 EFTA01268725 J. cpstein Virgin Islands Foundation, Inc. 6100 Red Hook Quarter 83 St. Thomas, U.S. Virgin Islands 00802 April 10, 2012 Ms. Tara Bowers Customer Service Representative Platinum Banking Group tarabowers(WErstbanbi.com Dear Ms. Bowers: The Corporation authorizes you to add Mr. Jeffrey Epstein, President, as an additional signatory on the following account. Name: ds Foundation, Inc. Va Enhanced Education Nurnbe Your assistance in this matter is greatly appreciated. Sincerely. ( Darren K. Indyke •-I Vice President SDNY_GM_00012879 CONFIDENTIAL CONFIDENTIekL siBlapR000042 EFTA 00123522 EFTA01268726 iaLenic , Client Due Diligence Business Accounts SALTWEIN: Physical Address: Mailing Address: 8100 Red Hook gusty Sub) 83 Same St mortise. US VINO Islands 00802 Business Telephone Irstemelfiebsite Address: N/A Line of Business: Not For Prot) Organization Date Estattsbed June 2000 Annual Sales: SNA Mr. of Offices/Branches: 1 Nbr of EmployeeS. 0 Property Status' 0 Own 0 Lease Referred By. 0 AthertiSeMent 0 tined Client Cotner Coned Pagan Nino a th ec Jeanne Brennan. Treasurer Contact Person Telepleeet 2 Account Typo __I sole etoneexsne 0 Pernersnip 0 Corponthen 123 Non-Frail 0 LLA 0 LLc Q Other Caninoitai creci.ng 0 Athsged OD ❑ Commercial Marmot SV I 0 Camsdd Probe* Santos n COMM& DM Checkng 0 Artas2ed CO Cfhhore (Eh)) ❑ Canaria CPA Slant GOvitronert Passteck Synge 0 Government Otelzro C heaved COOSA 0 Cerrrrierol tiatmw SV 0 untreated *eel ❑ Cemrerod Ceed.ng MIX Cthverierett Stamen,. SV :1 Carreras CESk Llaximer 0 Deft Authorized Signer Name: Darren lndyke prdessen money Caoccate it'll President Physical (Home) Address Personal Making Address: 6100 Red Hook Ouarter 83 6100 Red Hook Quarter B0 SL Themes, US 'AIM Wanda Si. Thomas US Wein Wands SeealSedmn tinter On Of I Nue OfBel:New York OfUSA WrabSe Number Emil Adroit US Passport 7884 Ewireate hem n 20 Mal leentFhabon Wilt a Mater 3110/1012 yJ CHEXSYSTEMS celled BYes 0 No. explain why. c OFAC ESN Response: Year 13174 State: M y ID Rosi/Orne /14 " 4.0 OLC d r BANK REFERENCE requested U Yea RNO. explain WWI 241Lajthagt_auzathe____ Response' 0 Crc here d there are addleceal specs on '<verse sine of the Client HormatOr Sheet (XVC) Waken AFlaaentk Account Agreement Acceptance and Taxpayer Status Oe•tiricf of The Deposita hereby tenths the( the Fondle nit I,n bean dasonided se a depositor/ the depositor and that h see reviewed The intormaden contancd let Its Clem information Steer (KYC) and finds it acarate on the daft The Deposited We received and agrees es the Terms and Agreements tor Commercial selected. Account! WO Rates and FOOS Salto:Me oumenty n "yet and as may be amended for the types of fiCaItet and sem:es t has Under prates cit peOury, toe Depostor cortalos tat (I) TM number abeam o fie form mum con= tax identiectser name" and ;2) due the Depositor noosed by the Irtemal Revenue Strew ORS: Met sista:eel !a mdiholdno es is not ktfed to bacSup withnord.ng etre. because (a) a has red beennotified me to Mattis ito wear sub/eel to backup witsroding r it ft exempt result ot hive to report a: interest or drepentle cc (cs) Mal The IRS Ms ()epos true. It Statement 315 not true. Cross Out and compiete from bactup waiholdne, (3) Me Depositor maUS artily. (Cross out subpart 2(a) if n is not en aPPrOOnete FOrrnW-b) or this document other than the CenitRaticin required to avoid TM internal Revenue Stenos does not require your consent to any provision backup nithholdinfl I rn Ti ifittt _ Date sr— President la/23/2007 x the rubel deeost o over Type. erase downers sauce of folds or source C Cosh OLionel Orden of ninth (Rely to Guide tor instructioM) 0 Check Travelers Clik I Transfer Ug you in em to o.)rnn i.2iticns emu awn.. vi,w.ommiim i LI Tee lit1 no Do you provide cheek cashing or resigner Nen/ices? 0 Yes 0 No 00-10 0 11.• 20 Q21-60 0 Other Credits: No. of Tremor:gems: SUM - S15,000 El moot - moo° 0 oiler Total Mount (3): 0 SO - $6.000 0 Othello' Accounaransfets 0 SI Nike Transits 0 RO3 Type: ['Cash S Payne 0 Direct Deposit O1Mowers Chewsilkeey Orders 8 ACM alher 11- 20 021-50 0 Other. Detille: No. of Transactions: 0 0— 10 0 0 others Total Amount (1): 0 SO -36.000 0 18.001 - 313000 0 316001- 350.000 0 be n Trawlers 0 POs Type: 0 Cash S Checks 0 Naaat Transfers Orecrs rl: AC, i C Otler 0 Fayros 0 Orect Cepcst 0 Milner: CreJ.0/crey ... I l...,40:“. inst..u.,0n " 7 Relat d Ac CO Jilt/. .H.:e.. ) Current Woe 0 No Access* d Current Ol Yee 0 No At:comet xr-oum line. Account The: i Fautai Trust Comer, Fonciel That th roony 1 Financiallnelitutth Fine's:rat imettdth feeselete W$ Mende ScDeem teRiztaarst here Rye SONY_GM_00012880 CONFIDENTIAL NihNS-23104:bre CONFIDENTIAL EFTA_00 1 235 / 3 EFTA01268727 F Din, PJATIORLHU OISTICT name: CaPDate -.:je Phrase (Home) Address: Personal Mailing Address: Soda Sao^Nirther Date a Ern: I FIG Oren O ho !mater. Home zeiciplione zeleptanci Number a r. EmailAddress: Tory as 0:041e/or Prate kienereseed Type di Nu I leentilegetiOn &ChM Delo: O OFAC id CMEXSYSTE Yes U No, e:cplafn why: SSN R e: Year. Star. ID Response: OPLC NK REFERENCE requested O Yee ONO. VOW WhY Response: Authorized Signer Name: Prokseirc mond Add : Capons Ira Physieel (Hemet Address: Parsons Soasl Security Neater. Dew Of Bit: I free Of Binh I Ctrs OE Home Telephone Number. iBreese Telephone inner 'Business Fr" Mobile Mater. Enloe Address: Years it hoofers PI1010 kleilblIalibil Type 8 Mabel: Identification &Pinto^ Dee O OFAC U CHEXSYSTEMS cal as O No, exPialn worr SSN ear. Stale: ID Rayons.: OPLC REFERENCE requested O Yes O No. rain why: Response: moon:cod Signer Name: Pr:kiss/at Caporate rib: Physical (Home) Address: Personal Mar Address: ................................_______ Social Sccurty rarer I Date Of Erna: I Pisa Of Cern Ot Home Telephone Narrow Business Tap:lone Numbs Eltignell nix Motile humor I Ernes AOSsres: Vegan etspeke Parr weraceson Type 8 Nurser i reeseceas E*toa Dec O OFAC CNEXSYSTEMS LINO. ier very: SSN Resort ear State: IC Referrer OPLC ERENCE requested O Yes O Pr explain why: roe: .....- Authorized Signer Name: Presets: Corpora Tee: Physical (Horne) Address: Personal Mailing Address: Seer Seery Namber. I Date Of Dollt Citizen Ot Home error Nutter: I BIlliDlttl Teleplione Weber. *sneer !I Mar Hater I kraal Address I Ideteikatica expireerxt Dote: as, a Oxteeserc PhoSa IdaYitication Type d N LI CHEXSYST ed U Yes LI No, warn why-. O OFAC se: Year. Star ID Response: Illei. 1 BANK REFERENCE requested Li Yes O No. explain why: Response: Copes a al ID & ugnature(s) yenned 1 ir vir r Ascot °Perri Sagnatucs WO, recent , Alleged downed. =VMS WS Deganteer Checklist &Man, I Ern: HI , , (144 OO I Wn 51 OM &PLC (Fraudulent Accourit SWISS Dye Common Reason For Denying Account: O e-FirelBank (Internet) ❑ Cash Management ❑ Mitafint Cud Senior 0 Credit Card O First Fax O Night DeposzorY O Overtire Line O Payroll • Other line Of Credit SONY_GM_00012B81 CONFIDENTIAL CONFIDENTIAL FastBankPRO00044 EFTA 00123524 EFTA01268728 rlea tOt Annin°1moo 6: 0Lt ::ont: , ttr : 9 12 0,, S ; "la:st 50;:k r e: ARTICLES OF INCORPORATION w• es's v ise y OF 10 P4.9" J. EPSTEIN VIRGIN ISLANDS FOUNDATION, INC. We, the undersigned natural persons of the age oftwenty-one yeareor more. all of whom are bona tide residents of the Virgin Islands of the United States, acting as incorporators of a corporation to be named J. Epstein VirginIslands Foundation.Inc.. do adopt the following Articles ofIncorporation for such corporation pursuant to the Nonprofit Corporations Law of the Virgin Islands (Chapter 3, Title 13, Sections 491 et seq. of the Virgin Islands Code), as the same may be amended from time to time, do make and file these Articles ofIncorporation in writing and do certify: ARTICLE I The name of the corporation (hereinafter referred to as the "Corporation") is J. EPSTEIN VIRGIN ISLANDS FOUNDATION, INC. ARTICLE II The principal office of the Corporation ir. the Virgin Islands is located at 41.42 Kongens Gade. St. Thomas. Virgin Islands. and the name of the resident agent of the Corporation at that address is Paul Hoffman. ARTICLE A. The Corporation is organized exclusively for charitable. educational and scientific purposes within the meaning of section 501(O(310fshe Internal Revenue Code of 1986 for the corresponding provision of subSequent tax law). Notwithstanding any other provision of these Articles, the Corporation shall not carry on any activities not permitted to be carried on (i) by a corporation exempt from federal income tax under Section 501(O(3). or (ii) by a corporation. contributions to which are deductible under Sections 170(O(21- 2053(ai(2). 2106(an2)(Allii). 25.22(ait2) or 2522(b)(21. 13. No parr of the net earnings of the Corporation shall inure to the benefit of any individual. The Corporation shall. however. be authorized and empowered to pay reasonable compensation for services rendered and to make payments in furtherance of its purposes. The Corporation may carry on propaganda or otherwise attempt to influence legislation but only to the extent permitted by the Internal Revenue Code. The Corporation shall not participate in. or intervene in (including the publishinu or distributing ofstatements). any political catnpaig:t on behalf of or in opposition to any candidate for public office. -- inintriPartKirttar• ••• put snan oe-iettrty a Epstein or such person or entity • shall designate in writing. as he ARTICLE V A. The Corporation shall be managed by a Board of Trustees which may fluter delegate management responsibilities to the officers of the Corporation. The number ofTrunces constituting the Board of Trustees is three. The number ofTrustees may be increased or decreased from time to time by amendment to the By-laws. but in no event shall the number be less than three. B. The names and addresses of the initial Board of Trustees are as follows: Paul Hoffman 41-42 Kongens Gade CONFIDENTIAL coNntENTIAL FirstBankPR000045 SDNY_GM_00012882 EFTA 00123525 EFTA01268729 • ••••••.,. Articles of Incorporation Page 3 Vice President Jeffrey Schantz 6100 Red Hook Quarter. Suite B•3 American Yacht Harbor St. Thomas, VI 00802 Vice President Paul Hoffman Secretary Jeffre Treasurer Jeffrey Epstein 6100 Red Hook Quarter. Suite B.3 American Yacht Harbor St. Thomas. VI 00802 Assistant Secretary Paul Hoffman Assistant Treasurer Paul Hoffman E.. The officers of the Corporation shall be elected at an annual meeting of the Board of Trustees on a date to be specified in the By.Laws. ARTIC.1 E V( The Corporation is to have perpetual existence. ARTICLE. VI{ A. The initial By-Laws Grille Corporation shall be adopted by the Board of Trustees. which may alter, amend or repeal the By-Laws or adopt new By-Laws. SDNY_GM_00012883 CONFIDENTIAL CONFIDENTIAL FirstBankPR000046 EFTA_00 I 23526 EFTA01268730 Articles of Incorporation Page 5 IN WITNESS WHEREOF we have made, signed and acknowledged these Articles of Incorporation this& day of 2000. TERRITORY OF THE VIRGIN ISLANDS ) )ss: DIVISION OF ST. THOMAS & ST. JOHN ) The foregoing instrument was acknowledged before me this P7' day of 2000 by Barbara Mignon Weatherly and Paul Hoffman. Notary Public n"* " N. STATE OF NEW YORK TistoPii4son era etar . )ss: COUNTY OF N e tqcet. The foregoing instrument was acknowledged before me this lc. day ofIn t 2000 by Jeffrey Epstein. Notary Public LApUric...Ists.tie NITffli;eybek of - No. D2KW607068 Otani in Now Yolk e CounN CarlintiOn NOVOMbef W20 SDNY_GM_00012884 CONFIDENTIAL CONFIDENTIAL FirstBankPRO00047 EFTA_00123527 EFTA01268731 DUE DILIGENCE FOR HIGH RISK BUSINESS ACCOUNTS (CHECKLIST) hyena war me Account Tett •u J Epstein Virgin blend Foundation 'in; High Risk gtagneases require Monona! Ore otlipenot n more than one that 00 ESPY. /4 tyro of butsela +Par. Mtn follow the retternents or at Be types of buslivanie - saw d*e flat rot yet enamened a lacers% men our Money, (BSA a District Manner!) must 'I Ye Gamest n under coratruction ant trainee, Form. AS %ph ha' buss-vases we not nerorseng toed baton It you *prove the deny in cconpietno the Oboonnetbne S Place of contact the BSA Cowl:wince Office for eVidariet When BSA Compliance beaten a Maher to be to tor and 4 is not land tar you not cowonticr a approval b moueed. the requirement ta not be weed. Notes: a. Flesh** does agy open scan be foreign tuatesses notregistered to do trans In the United Stain of America. United Stales Vagn glands a Mesh Vhan Isknat. junta:tons In ‘Mch he tank ormert. . tne 0. FirstIlank does Edg open nor manta. aortas for clients arm engage in money remagarge or chock ceenng savor o. Firattlank does= open amounts for businesses InocrporMal in a fnemcal haven country. BUSINESS TYPE REQUIRED ACTION ❑ Financier inSatUbOnS (Credit Won'. Cermet.' arse Persia Lendirs, Nor FIRSIBANK der not open accounts for money tranannters or Magna Broken, Private Banos and tesdonal Se* cher cashing bras ❑ Nern-BanS friencol ihislirtesne (CtinaneY Ertirshd9s• rehar O Oaring aCasants kr nerds/ and Non-Bank InstitubOnS Co net and Gilahos) Exchange teeming Mg &Stang of nrstBeries BSA Canpleace Department In PO Case yOu wit Need a letter kr he CuSterner en company litediead ! Shin, the account b for opratonsl Ourpan ono, and - No cabana funds ma now am* the account • Third parties carnal lurid oporat rg accounts O The SSA Casphanca Omar ' ing err all *Ma types of +coaxal.. Ca Gash Intensive Busier:roe (My retail pence elm* trinseatta Vigt the piece of business ar4 contpl to the Oteraoons el Me Place of Prone shows 530.000 a mat in cash per week and Ito le not Mane hon. The mast be oohs :atin 4 mars of ecocunt *Penn. d the ❑ reCOgnereel local. tetanal ci• natIoner rein. e.g.. Wagger% TOI business a not located In your rnarmitteace (i.e. cart hum in San Juan ate Fridays. Oils. Argo. et.) care an lease,' n Halo Rey/ Me Bank Otos carets the encount mint Foods ray tinnting places indicate the reason err epanina the ace:se at holler Branch CO the Obsavatorm at the Plea of Strews For,, and why this explaneer makes Groovy Stores Waimea sense. Beet, wine end aqua sore O ATM- Venty If ;ray owned ATMs we located on me premises. If yes, obtain copy el Third Party Agreements An dean El fan business seas monetary ineturners3 (rieney Cedes) and/or prong - Vending Marne Operston ow* oast copy of to Ssoo Agent AGra•m•ot. Tersommunketlang Phone Garda Talepnone Centers Tray* Agar O import EsPat Batman (Physmal inventor/ in store or warehouse can be observed) ❑ Jewelry! Cunt Promos Metals O Electronics (weidesaistetel) O Gas BMW. O BarehterWBSISIng Estabbilmenia P.20% c‘the early) ❑ ImporbErporl Becker (never *es possession of goca. Wier hams Obtain al Sri 2 a more of any of Me loacreanp doarrts lath be the Flo) based a no phyocat Ration acres* to dreastrale Warning) O invdoes Cl Used Car Sale (no sales koidon) O Sabered Oticumeno CI Frosts Transportation O Contracts Cl 'Pamir and Ground Transporlabon These croesinerees must to suOPOrthe of the yoke" at Wangle. issitipetast Yee CI Mahon, Conscrationa trews me Art** of Incorporates. B CoiFoiete M Trines:eon Prato. For animas. If a company indented Let Kee In Stmaure uses team mem( do not Opal M acceonG. Under no 4200.000 range al be received. 2 names tot 1460 we not acceplabte. casemate:nos may he business be Incorporated In • enenClel Man country. See fore atheist Woes camels. o GesSostr Plate Dr arsht) Sam* IRS Form 6330 for review. rt potential dent nacre met cash ear ❑ St0ScarOkente do not erect 110.000 per art Man Imam this on the Coursed:one at the Pete of Burnass bor. Wit the Noce cd cosiness and complete the 'Obsennebons et the Pace of Bushes,' lean. its must be Clone witei a weeks of account owing. If Ms Wines, b rot located In your maketplace (i.e. Want Me in Sin Juan and opens an account n Halo Roy) the Sank G&W Wets, the lonxint must nooses the ;anon for opening the account at Winer Brear on the Obeenarban at the Place of Busress Fenn and why MS esansige makes Wenn. sense. O Interned Businesses- Any business that ate the melon), IP al 000de You mat review tie webelte to enure that Montano Iniefelellect tlat COOS and cone m over use Internet (Not a renal area that also has • war) result n embarrassment or nerds* publicly for FIRST BANK (barples: Saga) adult enterternent panography. etc.) MMW463-0207A SD NY_GM_00012885 CONFIDENTIAL -CONFIDENTIAL FirstBankPR000048 EFTA_00123528 EFTA01268732 aU1SiteE36i REQUIRED ACTION EJ [samara: lovesbnOot Company D Opinane omounD'of inveshiere limlnesses Oo ned ucuto lM InIMYIAItVdlyJplMlBusiMas oparom of ISSA CNN:deng Hormet. • betler tue ba catatnec ocen n •4>nay Management Bysiness te herd on company laternead starog ene eocoont m lor burdness Melbo« ~OSS my an:Itiat elear; Deflooal Jonas onr od koi Infougli he immunt. (Third partes ceno< fund the operating annami.) ❑ %A ~pianoa sepiom! is 'emira] pfku to mening fatal oter lyPell of accounb. • °Mentor ESSA Comph ra Mee 1. A oapy of te ammer agrement 2. Nami. pnrnary reeketnco and sadel seciny rumby kr mdi thentrIcial amer (ALL INVESTORS MUS2 RESOR IN US.> 3. SOMOM setami apene" doeummtation. Na.: Person« In:hem« ~panie, (Pe), mend the anty M ithesieng ds Den lunds (no he Mew Zm im agnets or Waty risentin) don nal fal N Na ~agory o PIC*. M not -high rek' and doet ml dehens BSA Caratami «Mnd ane no ote additional dw higer« is raliered. ❑ Samt Band %annast, Oblin sny ems pinleg klbodfreg deanene, (capy ka tee MF G Mest Seences tvelees frem suppban D Acmovnbog. Ta. Onmaration. ona %wol: Semici* Centrach wa.h demi O Camp"( System 00Myr era Releno Sanimes impluwia vettatiCa wan albit In lov of ConaaCts Cepy of s imme to mone in a [urbant busIneSs (il rechsrea by yOur Any domom kom a rud paty Ss eit osnensigoerbu snesa ~nying %hat aq tonerasa a MM/ed in tle loatnitY thai dan VAIICh aen be ver.1•0 by hepnene It the Nanna omnar hu asesfachuly mairsaime his personal ducking amt0Oont Ot ~the, tvtions *word wiei Fat Benk fm 6 ment, iN lenga. the Ranch Monn« Mry Wave me mulni/nen:for invocoad cantrates, etc. I dmid2 muleni to do N. The fotko/ing 'niemulim hat be docurnentm et aea Ediounerebernshlp Be. • Genera niem • Menes personal er other bte.ness bant numa/als, • Nemnd. D Binenesses scaraerg thlre-pertid Macka Randi management mutt mene a tutralcation mune lo ba kopt on 51e Is Gneg the teaven bi mente tnt netionshIp This Beck-Mon Modne dart' heban 21e reohandla bean« Ne Brance dimt aen te ter0 Perteheles Mote mede we bang demeliee. Al dalen nt ombrnetitallal. ' ag. Cushener Due Demme dett()) Pnaille. eierel contractind agrementa a bang el the budneste' *anta e* mue be sant wiei me tustifumon Marna. ne Brance Manager hal sunne the abonent% tO the Mal fl i of nu agemani for rovrew and oppmynt • Chariteede Csganaatans. Not for Profes and reigious Organizadore OMN te kiloene .nfonnidan era ~mit u me ~Non* al pbk* ol • RINgiain Organi:4mm Business form Mam on esy . Oram making ano giving senAces • ~Se and obuctm od NN NIM« - Cym an! Som' Cvgaruiteore • Orgenriatm Mare • The dem and malvnteer Oase • Funcang ind dobla eman: muna • tYw sonett...toti • ~laban olm atol odlana GrOmn I runa reyeama twii Chera mee od ths promet‚ and deteimined tat thh, ta not • high est business and the IKON" oponng femnt mw ❑ ACINOved ❑ (»led (Rezed* ❑ Approired subjael b: Bomom Manela" in Owo. a.grelute Dat. li This "amant pro% was detarioed ba Be Nal <d i legh rlsk business NO Ne amant opondrg femnt wasi D ~ved D Naw (Re.) D Rafl lo t* ~kat Manager of BSA CoriManco Department fot guidance D Aopeovs aibpct to: Summ hanne' NamnOlco• s Charon Sirat" NNAS-2461-0207R SDNYGMOOO12886 CONFIDENTIAL CONFIDENTIAL FirstBankPROOOO49 EFTA_00123529 EFTA01268733 1 First Bank Together we are one OBSERVATIONS AT PLACE OF BUSINESS I Account TIM Arcot/ Number(s) J Egilltelti Virgin Wands Foundation IOC VISIT Date Tine Time Spent Visit Coaled Name Address Visited Locebon Typo O Primary OIRee O Secondary LOCSOCel (Meth 0110eMstishoutelete.) TYPE OF BUSINESS O Rumness Accoodru Thrd-Party Checks O Home Steed Fluent= 1 O Pansenst Irreeserient Company O Cer,B0StoRlane Dealesisp O Importtspol O Stock Brokerage O Electronic ryonciesele) O Internet Bounsss 0 TtlecommuniesiovPheneCarditrbon• Cans O Fn's-opal 1-srliuticn O Investment Manepentent Company O Travel Army O Gam pirogarning l>20% of badness O Jimmy ten:Mesh O Used Cie Sales ectety, O Moray 1 la ..,nil O Other O Gas Striors O Nor-Bark Financial instArdion I VISIT DESCRIPTION Estimable Square f matligei'Pace occupied - TYPO OF Space: O Conned O Sublet O Renbrd O Concession ' O Felneeduasa office Suite O NcrsCcourercat (with e share hoary) ilinme-iiparenenli Number or Employees on Preumee Describe Customer Traffic (or activity observed during wait): Inventory Visible? O Yes LI No II Yes. desate 'inventory: Descnb• business main suppliers and customers base: O Suppidn, CI Customer Bose business paid? O Cash O When co *mots O an. Dotage: ohoai n a description of the customer's peinury trade area describe the proximity 0 the of the Wetmore Psitnwit Bede tree in ration*, IN Bank branch where the account Is domicile. If the business is no keeled n phi markelpleus (Ie. Customer byes n Ponca are open an accost In HMO Rey Ebancb) the Bent °Mos opening the eccoont Mall eXiated the nano Or conning Be account at Stench. and Any BO exptanatico makes business sense WIN: twee 0 nownstionel Transactions ere expecwdt j O Wire TransferO ACM 00ther. I teltd-241034107P Peceld2 S0NY_GM_00012887 CONFIDENTIAL FIFMBB,kp CONFIDENTIAL EFTA_00123530 EFTA01268734 ... ., ele sin alealdn= lai Ou, <10 r-s O DM/ D wir[' a Pikr"5 C Dmy NO. of i O Weeky O Moi" ~ Tnnutons, 0 0— 10 El 11.20 O21- 50 Q 50 or more orm ' TranractIons: a 0 -10 011-30 a 21 - 50 O 50«mots Arstest O 50 • 525.000 O 525.001-Mo.= O $503.001or more Tols D Amaut 50 - 525.000 O 126.001 -5600.020 O $506001 ar moro Gemene ~bles O a O O a O ❑ O o Doet tite business have printirly musa ATils KNUS O st the ~sisu? ❑ Yes ❑ No If yes, omme Nina& of ATM* n all taum kua" «ø &Ps O ~y O msreps of ars& asousea. Naua. total sals* of II& business? Ne Us bu nen operation? Dus be the ulma anticipatsd volum of eurrencyt Oki your observations unte tun your expeetations fp Utis tue of bushen* Erprain: No Odler r svant observstions or Information: c.wcw,ionsicornmens • ADD(TIONAL INFORMATION FOR GAS STATION1S)ONLY dunt Calvinisme Stor*: O ta O No ToW Nambisr agas Stiroon(s): If fal or nou describe bølem: TUN Mynter of gastane pumps): Ou StitIon(.) business roa Corwitme Store ammes Mn O ISsqussi spy or en rapat of ges veke* ri)410, 14•/: teCSOSIC LOWSiy (PR: Letbs, Pep 3) ['Ses O Na If Us ul« ukens O Dm), D weary Ut/LESS PIKKED BELG'', i PERSaNal I Y PHYSICALLY CONDUCTED THE ABOVE OESCRIIIED PLACE OP BUSINESS I.SOM DIE INFORMATION PROVIOEDIS AN ACCURATED AND COMPLETE REPRESENTATION CF MY OBSERVATION AT THE ~CAL VISIT el Ths setlane Band Bunns or • protessicrai senrices cruparty Nø veobs. &samling. tex prepanstion Avd uroa savIces2 No physal valt was medela. Na malens' isdsessubss has toen withheld tan IN, rep" Arry mareprcasentsbas of inlarrnaMon aua begnura for correelin &Mon. ~SN, Wil$41 FIRST BANK OFFICE (5~ end Stark0) sesMS-24.S.02071t "is ten SDNY_GM_00012888 CONFIDENTIAL GON-FIDENTIAL FirstBankPR000051 EFTA _0012353 I EFTA01268735 aiidatc Business Entity ResultsL., Page I of 1 V ti RESULTS SUMMARY OFAC CHECK: PASSED ID CHECK: OVERRIDE EIN: PA Input EIN NAME MATCH: PASSED Input Name: 3 Epstein Virgin Islands Foundation Inc ADDRESS MATCH: FAILED Input Address: 6100 Red Hook Quarters Suite 83 St Thomas VI 00802 Dif. Info: 6100 RED HOOK QTRS 83 ST THOMAS VI 00802 Dif. Info: ST THOMAS VI Alternative Verifications PHONE MATCH: Input Phone: No verification data given Additional Actions taken: • Note - Please confirm the SIN. Override Comments: On 02/21/08 at 03:14:30 Madelin Colon Added: Cleared - Other Address verified and was noted that the difference is that all the words was spelled out. Account Status: OPENED i Erloglisisiase • Oen brIps://production.penleyinc.com4enley/secureMIEReportDetail.do?mocle=print&oid-45... 2/21'2008 SDNY_GM_00012889 CONFIDENTIAL CONFIDENTIAL FirstBankPRO00052 EFTA_00 I 23532 EFTA01268736 ChexSystems Page 1 of 1 cherSyszerer Consumer intonation (AS Captured) I Epstein Virgin Islands Foundation Inc EIN: 660585379 6100 Red Hook Quarters Suite B3 St Thomas VI 00802 Phone: Country of Citizenship: Please Call Reference DAM Transaction Traci6ng ID: Chadysleins- NI services ere provided ay ChevSYStiens.. Inc., is whory-ortned PeanTrod by d subsidiary of arunds Corporstioa. cfuns print This Peas - Oka haps://production.penleyinc.com/penley/secureichexSystemsReportDetail.do?oid- 450123... 2/21/2008 SDNY_GM_00012890 CONFIDENTIAL CONFIDENTIAL FirstBankPR000053 EFTA_00123533 EFTA01268737 ChexSystems Page I of 2 SI E•FlJNDS' Verification Checks QueliPile0 Response > ID Verification Consumer Information (As Captured) Business > OFAC Only Check 5511 > New AccountChex DO > Business (NAC) DLI DI. STATE: Batch Checks Moon > ID Verification Cou p: US Business > OFAC Account Anklet: > Fineen 314(a) Reporting Action: REVIEW Recommended Actions: > Verification Reports > Batch Upload Report > OFAC Only Report Product Offer > Fifteen 314(x) Report > New AccountChex Product Limits A.P.R. > Custom Reports Help & Training Logout Fraudinnders“ Detail CELLULAR PH* Identification Information SSN Validation: BECAME AVAILABLE FOR ISSUANCE IN 1974 IN NY SSNO CherIntems NINNY Previous Inquiries: 02 Orel/ems intedrias by 02 Fl(s) Closures: No closure hiStOry found for MIS consume. Reference Ostia Debit Bureau RefI: Transaction Tracking ID: 'JIM& kyr Cl https://procluctionspenleyinc.comipenleyisecurekhexSysterns.doThrstNamendartentasn—.. I I/142007 SDNY_GM_000121391 CONFIDENTIAL CONFIDENTIAL FirstBankPRO000S4 EFTA_00123534 EFTA01268738 .10 Verification Results rage i on ID Verification R RESULTS SUMMARY OFAC CHECK: PASSED ID CHECK: OVERRIDE SSN: PASSED ISSu00 or. 1975 in New Seek. Input SSN L r 1. NAME MATCH: PASSED Input Name: darren indyke 1 . DATE OF suagissii Input Date of Alternative Verifications HOME PHONE MA • RIFY Input H DK. In LICENSE MATCH: Input License Number: No Verification Data Given DECEASED: NO Account Status: Not Opened Override Comments: On 11/14/07 at 06:50:17 Ursula McNeil Added: Cleared - Obvious Address Mismatch mr. indyke lived in nj prior to coming to STT, Print Thls Pass - PviAk. Vigo 4,1 httpsiliproduction.penleyinc.00m/penley.isecuregastWatchlleporlDetaiLdemodeprinak... 11/14/2007 S0NY_GM_00012892 CONFIDENTIAL CONFIDENTIAL FirMBankPR000055 EFTA_00123535 EFTA01268739 moceRNAL REVENUE SERVICE P. 0. BOX 2508 DHPARTNENT OF TEE TREASURY CINC/NNATI, OH 45201 ION Date: 40Y MIR J BPSTEIN VIRGIN ISLANDS FOUNDATION INC 6100 RED HOOK QUARTER STE 8-3 ST THOMAS, VI 00802 December 31 Addendum Applies: No Dear Applicant: Based on information supplied, and assuming your operations will be as stated in your application for recognition of exemption, we have determined you are exempt from Federal income tax under section 501(a) of the Internal Revenue Code as an organization described in section 501(0)(3). We have further determined that, as indicated in your application, you are a private foundation within the meaning of section 509(a) of the Code. In this letter we are not determining whether you are an operating foundation as defined in section 4942(j)(3). If your sources of support, or your purposes, character, or method of operation change, please let us know so we can consider the effect of the change on your exempt status and foundation status. In the case of an amend- ment to your organizational document or bylaws, please send us a copy of the amended document or bylaws. Also, you should inform us of all changes in your name or address. As of January 1, 1984, you are liable for taxes under the Federal Insurance Contributions Act (social security taxes) on remuneration of $100 or more you pay to each of your employees during a calendar year. You are not liable for the tax imposed under the Federal Unemployment Tax Act (FUTA). However, since you are a private foundation, you are subject to excise taxes under chapter 42 of the Code. You also may be subject to other Federal excise taxes. If you have any questions about excise, employment, or other Federal taxes, please let us know. Donors may deduct contributions to you as provided in section 170 of the Code. Requests, legacies, devises, transfers, or gifts to you or for your use are deductible for Federal estate and gift tax purposes if they meet the applicable provisions of sections 2055, 2106, and 2522 of the Code. Contribution deductions are allowable to donors only to the extent that their contributions are gifts, with no consideration received. Ticket pur- chases and similar payments in conjunction with fundraising events may not necessarily qualify as deductible contributions, depending on the circum- Latter 1076 iDO/C0) SDNY_GM_00012893 CONFIDENTIAL CONFIDENTIAL FirstBankPRO00058 EFTA (()123536 EFTA01268740 J EPSTEIN VIRGIN ISLANDS FOUNDATION stances. See Revenue Ruling 67-246, published in Cumulative Bulletin 1967-2, on page 104, which sets forth guidelines regarding the deductibility, as chari- table contributions, of payments made by taxpayers for admission to or other participation in fundraising activities for charity. You are required to file Form 990-PF, Return of Private Foundation or Section 4947(a)(1) Trust Treated as a Private Foundation. Form 990-PP must be filed by the 15th day of the fifth month after the end of your annual account- ing period. A penalty of $20 a day is charged when a return is filed late, unless there is reasonable cause for the delay. However, the maximum penalty charged cannot exceed $10,000 or S percent of your gross receipts for the year, whichever is less. For organizations with gross receipts exceeding 51,000,000 in any year, the penalty is $100 per day per return, unless there is reasonable cause for the delay. The maximum penalty for an organization with gross receipts exceeding $1,000,000 shall not exceed $50,000. This penalty may also be charged if a return is not complete, so please be sure your return is complete before you filo it. You are not required to file Federal income tax returns unless you are subject to the tax on unrelated business income under section 511 of the Code. If you are subject to this tax, you must file an income tax return on Form 990-T, Exempt Organization Business Income Tax Return. In this letter we are not determining whether any of your present or proposed activities are unrelated trade or business as defined in section 513 of the Code. You are required to make certain returns available for public inspection for three years after the later of the due date of the return or the date the return is filed. The returns required to be made available for public inspection are Form 990-PF, Return of Private Foundation or Section 4947(a)(1) Nonexempt Charitable Truitt Treated as a Private Foundation, and Form 4720, Return of Certain Excise Taxes on Charities and Other Persons Under Chapters 41 and 42 of the Internal Revenue Code. You are also required to make available for public inspection your exemption application, any supporting documents, and your exemption letter. Copies of these documents must be provided to any individual upon written or in person request without charge other than reasonable fees for copying and postage. You may fulfill this requirement by placing these documents on the Internet. Penalties may be imposed for failure to comply with these requirements. Additional information is available in Publication 557, Tax-Exempt Status for Your Organization, or you may call our toll free number shown above. You need an employer identification number even if you have no employees. If an employer identification number was not entered on your application, a number will be assigned to you and you will be advised of it. Please use that number on all returns you file and in all correspondence with the internal Revenue Service. This determination is based on evidence that your funds ere dedicated to the purposes listed in section 501(c)(3) of the Code. To assure your continued exemption, you should maintain records to show that funds are expended only for those purposes. If you distribute funds to other Letter 1076 (DO/CS) SDNY_GM_00012894 CONFIDENTIAL CONFIDENTIAL FerstBankPR000057 EFTA 00123537 EFTA01268741 J EPSTEIN VIRGIN ISLANDS 70MATION organizations, your records should show whether they are exempt under section S01(c)(3). In cases where the recipient organizatio n is not exempt under section 601(c)(3), there should be evidence that the funds will remain dedicated to the required purposes and that they will be used for those purposes by the recipient. If we have indicated in the heading of this letter that an addendum applies, the addendum enclosed is an integral part of this letter. Because this letter could help resolve any questions about your exempt status and foundation status, you should keep it in your permanent records. If you have any questions, please contact the person whose name and telephone number are shown in the heading of this letter. Sincerely yours, ta-un Steven T. Miller Director. Exempt Organizations Letter 1076 (DO/CG) SDNY_GM_00012895 CONFIDENTIAL CONFIDENTIAL FirstBankPR000058 EFTA ((1123538 EFTA01268742 02 /87/2e133 1B:33 3415- 7 74-2ersu attrtifirat, ef iffenistratinn nf Wrabe min; In enterdame 'nth Tina 11, Chap. 21, V.I. Code zeCt I VED •."/V. OFF' CE ii ^t åk rei ;ea Jaen t T111319 TO tannt .:::einito in virgin /elands INSUldkatiOn, Inc. Tan a esporation. the pdadisai d in d e t b losebill et 6100.2.e moioe. Quarter Suit,- n-3, ST. Thomas, Virgin Xelan de, 0 0802 la doing Cr lannsta m du beds la the Virile bleats at ten netted states; third Ole boatman le known or In te be tan by Ss deelgalition. inns et MPS of attlant150 EDUCATION tint red bunnsus i. !s a ss a 61 00 Red Book Quarter, Suite 13-3 at. Thomas, VI 00502- aka that teat kind of balms, te be Nadir Ski a la Sane at lone. PhillattkhrOPY 4 3. Epstein Virgin Islands teundation,Inc. IN WITHIN:It wuntRor, the odd ~atom bey te these [nelson alined Its earporebe sea at exceed the an. te ba ~al ad tielaind- vice Presides! edged hl -la Charlotte Amalie end oaoristipfX r tlY e1V " It to the state (district/ of YkTBItila.ZIBMWA an et March na.39.03 Z. Epstein Virgin' Islands Foundation, tric: tedestaatelles Sclutastrkegranst set 4, Art march Cs We tie toy we Fun 2 n .banue ma scan Bignsrsthatbaely litua undosigned otneer, perassally Paul ROZZemen who seknowledged ~It to be Ute ware; Frenenot or a—_ J. Epstein Virgin Islands Foundation, inc. • rorporatIon, and that he as much Vin. President brae eutharlind so In do, executed the forotsint Imetnoneot for the purpose therein contained by dyed« the name ot time ~ration by hiM 3141 at vice vremident IN Wflfl ~ter. I besuuto set my hand and °Metal stud. Candid . rr.4. P. .. . «fii~ latiastaky,13•Waeakf HoSIT~einioolanUIP-027411 ~ma inn~Noteabr 21.20,1 SDNY_GM_00012896 CONFIDENTIAL CONFIDENTIAL Fsl aTIKI ,R000059 EFTA_00123539 EFTA01268743 CARMEN HUGGINS From: ARIANE JOSEPH-LEWIS Sent Tuesday. January 07. 2003 11 46 AM To: DELOIS DONOVAN Cc: CARMEN HUGGINS: ESPERANZA PICKERING; VEDICA BALKARRAN; CHARLENE BRATHWAITE Setif.= Change to Account Ti minsimit to PR Branch Ops. to amend the account dile for the following account J Epstein Virgin Islands Foundation. Inc. The customer has submitted a Cenificate of Registration of Trade Names under the foNovAng title. J Epstein Virgin lands Foundation. Inc. Va Enhanced Education Al checks will be made payable to the trade name "Enhanced Education' only. A copy of the certificate is being delivered to the Red Hook Branch today. Thanks and regards. Mane SDNY_GM_00012897 CONFIDENTIAL CONFIDENTIAL FirstBankPRO00060 EFTA 00123540 EFTA01268744 1 First Bank yaps lt:OrICIS S tiPERCEDINP Corporate Resolution I. the undersigned Secretary, hereby certify to FirstBaS that at a meeting a Bore of -resiebeeteeileGOUGMQV --C u t -Air n \ S c(I.Cdt r I \\ Ca' '' i eNC—. (Corporation') a corporation organized and toasting under the laws of U.S. Won Islands duly called and duly held on the 15 day of June . 31:40 the foilowing Resolutions sem duly *ROW, and that the said Resolutions have been entered upon the regular minute tons of the Corporation, are in axon:km vAth the By-Laws and are now intuit force and effect. RESOLVED: The Officers of Corporation, or any one or more of them. are hereby authorized to open a bank account or accounts from time to time with. FostBank and its subsidiaries and ;dilutes (each being hereinafter referred to as 'Boni) for and in the name of Corporation with such tire or titles es he a they may designate. 2. The Parade:a, orswate ay foe;awns) sueeimre of moss. Boakincor.e) of Corporation. signing ski* der puma* ei wove Cant Iraklion& spy. any NO. Kai and their successors and any other person hereinafter authatiod by any means to sign On behalf of Corporation ('Authorized Person(s)') are hereby authorized to tWgn, by hand or by facsimile (int:Wing, but rid limited to, computer generated) signature(s), checks. drafts. acceptances and other Moments (hereinafter each cOReCtmsly referred to as 'genito)'). Notwithstanding the above, any Authorized Person is authorized singly to: (1) inmate Automated Clearing House (ACM') debits without a signature: (2) innate payments by use of Depository Transfer Creeks (DTC) wrthcut a signature other than the name of Ca-wagon printed on the DM; or (3) cave instructions. by means other than the signing of an Item, with respect to any account transactor', including: but not limited to, the payment, transfer or withdrawal of funds by wire. computer or other electronic means, or otherwise, or of money. Credits, items a property at any time held by Bark for account of Corporation e!nstructione). 3 Bank is hereby authorized to honor and pay Items whether signed by hand or by facskride (including. but not Whited to. computer generated) spnature(s) if the actual or purported facidefee signahres(s). regardless of how or by whom affixed. resembles the specimens filed with Bank by Corporation and other orders. DTCs. AGMs. and Inst uctions. given singly by any Authorized Person. Bank is further authonzed to honor and pay DTCs. AGMs, Instructions, and other orders even Stich by any AuthOriaed Priori. including Web as may bring about or increase an overdraft and such as may be payable to or for the benefit of any Authorized Person a other Officer or employee nctividually, without nosily as to the circumstances of the issuance or the disposition of the proceeds thereof and without limit as to amount 4. Bank is hereby authorized to accept for oeposit. for creel, or for collecton. or otherwise, Items endorsed by any person or by Stamp or other impression in the name of Corporation without inquiry as to the drcuratances of the endorsement or arty lack of enddeement or the disposition of the proceeds. 5. The President Wan.by Too celontit await*, wow vers. Assam. *. era. Prerlowe Noe Prolidere Velma ale.) of Corporation. seeming singly inoortorow Hots. at oseloneKnotog- TV/. wawa se) are hereby authorized to effect loans and advances and obtain creeko at any time for Corporation from Bonk (and garatee on behalf of Corporation the obligations d others to Bank), secured or unsecured, and for such loans and advances and credit and guarantees to make, execute and deliver promissory notes and other writer obligators or evidence of indebtedness of Corporation, applications for letters of credS, instnrnents of guarantee and indemnity and any agreements or undertakings, general or vest, with respect to any of the foregoing, and as security for the payment of loans, advances, indebtedness, guarantees end liatilies of, or credit given to. Corporation or others to pledge. hypothecate, mortgage. assign. transfer. grant liens and security sairests in. give rights with respect to. endorse and deliver property of any description. real or personal, and any interest therein and ev4ence of any thereof at any time held by Corporation. and to execute mortgages. deeds of truss security agreements. :nstruments of transfer. assignment or piettige, powers of attorney and other agreemonts or instruments which may be necessary or desirable n connection therewth and also to see to, or discount with Bank. commercial Parer, bras receivable, accounts receivable, stocks, bonds or any other securities or property at any time held by Corporation. and to that end to endorse, assign. transfer and delver the same: to execute and delver x'istisinente or agreements of subordnation and assignment satisfactory to Bank and also to give any orders or consents for the defiverY. sale. exchange or other disposition of any property or interest therein or evidence thereof belonging to Corporation and at any time in the hares of Bank. whether as collateral or otherwise: and to execute and deliver such other agreements: instruments and documents and to do such other acts and things as may be necessary cr desirable or required by Bank In connection with any of the foregoing and Bank is hereby autn002034 to honor. accept and execute any of the transactions described above. 8 NI loans, discounts and advances heretofore obtained on behalf of Corporation and all notes and other obfgations or evidences thereof of Corporation held by Bank are hereby approved. ratified, and confirmed. 7 Corporation does hereby give to Bank a continuing ten for the amount of any and ell liabilities and obligations of Corporation to Bank and claims of every nature and description of Bank against Corporation. whether now testing or hereafter incurred. originally contracted with Bank and/or with another or others and now or hereafter owing to or acquired n any matter by Bank: whether contracted by Corporation alone or jointly and/or severally with another or others. absolute a cant:Nem secured or unsecured, matured or unwellred upon any and all moneys, &goalies and any and all other property of Corporation and the proceeds thereof, now or hereafter actually or cionsmictively held or received by or in transit in any 'cotter to or from Bank, its correspondents or agents from or for Corporation. whether for safekeeping, custody, pledge, transmission, collection or othannee coning into the possession of Bank in any way Bank snail also have a right of set-off for the amount of the obligations, and Bank may at any time or ernes and without notice apply Corporation's deposits (genera! or special), Corporation's credits vnth Bank, or Corporation's claims against Bank or any parts thereof, to such obligations and in such amounts as Bank may elect although said obligations may be conbrgent or Leirnatural and whether any CiOainorni therefore is deemed adequate or not. 8 In case of correicting claims or disputes. or doubt on Bank's part as to the vattrity extent,rnodificaten, revocation or exercise of any of the authorities herein contained Bark may but need not recognize nor give any effect to any notice from any Office. or from any other person. purporting to cancel. restrict or change any of said authontres, or the exercise thereof, unless Bar:( es required to do so by the ;udgment. decree or order of a court having jurLsdicton of the subject matter and of the cedes to such conflicting claims or disputes. Ansarni won wee: is a Curse, or Filer& Pcrot 16,02 vat 2211440ot SONY_GM_00012898 CONFIDENTIAL CONFIDENTIAL FiratBankPR000061 EFTA_00123541 EFTA01268745 0. Corporatico agrees to be bound by the Terms and Conditions for Business Accounts and Sonoces, as wed as any signature card. deposit tiCket. CrieCkbOOS. passoock. statement of 8CCOUrd receipt instnonere. document Or other agreements. such as, but not Cited to, funds transfer agreements, delivered or made available to Corporation from Bank and by all rotate posted at the office of Bank at which the aCCOunt Cf Corporation a Maintained, in each Cede with the same effect as if each and every term thereof were set forth m Ail been and made a part hereof. 10. The Officers of Corporation or any one or more of then ere hereby authcved to act for Corporation in an other matters and transactions relating to any of its business with Bank including, but not irotod to. the execution and delivery of any agreements or contracts necessary to effect the foregoing Resolutions. I t. Bank is hereby released from any liability and shall be ,ndemnified against any loss, liability or expense arising from honoring any of these Resolutions. 12. Subject to paragraph 8 above. each of the foregoing Resolutions and the authonty thereby conferred shire remain in full force and effect until written notice of revocation or mod cation by presentation of new Corporate Resolubcas and signature cards snail be received by Bank; provided that Such Khoo shall not be effective with respect to any exercise of said authorities until Bank shall hive NW a reasonable oppodunly to act thereon and in no event p6ort0 the receipt thereof nor with respect to any Checks Or other instruments, fOt the payment of money or the withdrawal of funds dated on or prior to the date of such notice, but presented to Bank after the receipt of such notice. The Secretary or any Assistant Secretary or any other Officer of Corporation is hereby authorized and directed to certify, under the seal of Corporation or not, but with like effect n the latter case. to Bank the foregoing Resolutions, the names of the Offsets and other representatives of Corporation and any changes from time to time In the Said Officers and representatives and specimens of the.; respective signatures Bank may conclusively assume that persons at any time cendled to it to be Officers or other representatives of Corporation continue as such until receipt by Bank of written notice to the contney. I FURTHER CERTIFY that the persons herein designated es Officers of Corporation have been duly elected to and now hold the offices in Corporation eel opposite their respective names and that the (plowing are the authentic. official signatures of the said respective Officers and of the named s4natories who are not Corporate Officers. to wit: Name (Typewritten or Printed( 012t Darren Inchdte President \ice President Ammer Brennan Secretary g5 t.e..eLefait Jeanne Brennan Treasurer IN WITNESS WHEREOF, I have hereunto set my hand as Secretary and adored the seal of the said Comoratlen tllie Ott of etietve . • Attest (Second .-1*N3,7 AA o L At e 5 Sgreture SUPLiraiiNG AfiFiX tCCRPORATE SEAL; KERB this certficate should De attested by a Officer or • Mott In case the Secretary is authorized to sign by the above Reset:dent Corporation SONY_GM_00012899 CONFIDENTIAL ONFIDENTI6L000062 EFTA 00123542 EFTA01268746 GOVERNMENT OF THE VIRGIN ISLANDS OF THE UNITED STATES Charlotte Amalie, St. Thomas, VI. 00802 OFFICE OF Koagens Gade No. 18 TKE LIELTTENANT GOVERNOR Charlotte Amalie. Sr. Thomas Division of Corporation & Trademarks April 5, 2005 CERTIFICATION OF GOOD STANDING This is to certify that the corporation J. EPSTEIN VIRGIN ISLANDS FOUNDATION, INC. filed Articles of Incorporation in the Office of the Lieutenant Governor on June 15, 2000 and that a Certificate of Incorporation was issued by the Lieutenant Governor on July 14, 2000 authorizing the said corporation to conduct business in the Virgin Islands and the corporation is considered to be in good standing. Jaa Elmo D. Roebuck, Jr. Director, Division of Corporation and Trademark SDNY_GM_00012900 CONFIDENTIAL CONFIDENTIAL FrrstB R000063 EFTA 00123543 EFTA01268747 rna.a. riArrmm. resat. ettez DEPARTMENT OF THE TREASU.. DATE OF THIS Ni. E: 07-13-2000 HUMBER OF THIS NtaICE: CP 575 ENPL DER: S AT: JEPSTEINVIRGINISLMOSFOUNDATION OR WRITE TO THE ADDRESS MOM SHOWN AT THE TOP LEFT. IF YOU WRITE. ATTACH THE STUB OF THIS NOTICE. NE ASSIGNED YOU AN EMPLOYER IDENTIFICATION NUMBER (EIN) Thank you for your Tele-TIN phone call. Ws assigned you Employer Identification Number (EIN) 66-0585179. This FIN will identify your business account, tux returns, and documents, oven if you have no employees. Please keep this notice in your permanent records. Use your complete naao and EIN as shown above on all federal tax forms, payments, and related . If you use any variation in your name or EIN, it say cause a delay in processing, incorrect information in your account, or cause you to be aligned more than one EIN. If you want to apply to receive a ruling or a determination letter recognizing Your organization es tax exempt, and have not already done so, you should file Fora 1023/1024, Application for Recognition of Exemption, with the IRS Ohio Key Dixtrict Office. Publication 557, Tax Exempt Status for Your Organization, is available at most IRS offices and has details on how you can apply . If you haven't already completed Form SS-4. Application for Employer Identification Number, we need you to do it now so your account record will be complete. You can get Form SS-4 et your local IRS office or by calling 1 -800-TAX-FORM (1-800-829-1676). After you complete the Form 55-4, sign and date it and write your new EIN, 66-0585379, in the upper right hand corner. Please return it to us with the bottom part of this notice by 07-28-2000. We've enclosod an envelop. for your convenience. . Thank you for your cooperation. Keep this part for your records. CP 575 K (Rev. 1-1 Return this part with any crrrrrr ondonco so we may identify your account. Please K correct any errors in your name or address. Your Telephone Number. Best Tima to Call DATE OF THIS NOTICE: 07-13-2000 EMPLOYER IDENTIFICATION NUMBER: FORM: 55-4 (TELE-TIN) INTERNAL REVENUE SERVICE PHILADELPHIA PA 19255 4 EPSTEIN VIRGIN ISLANDS FOUNDATION X PAUL HOFFMAN PO BOX 870 ST THOMAS VI 00804 SDNY_GM_00012901 CONFIDENTIAL CONFIDENTIA FirstBankL PRO00064 EFTA 00123544 EFTA01268748 GOVERNMENT OF THE VIRGIN ISLANDS OF THE UNITED STATES CHARLOTTE ANIAU E. ST. T14OMAS C 514-2000 L. the undersigned. LIEUTENANT GOVERNOR. do hereby certify that of the Virgin Islands filed in my mice on Jun. 7 4- anon as provided for by law. Articles of Incorporation, duly acknowledged: WHEREFORE the persons named in the said Articles. and who have signed the same. and their successors. are hereby declared to be from the date aforesaid. a corporation by the name and for the purposes set forth in said Articles. with the right of succession as therein stated. Witness my hand and the Seal of the Government of the Virgin Islands of the United States. at Char- 14th day lotte Amalie. St. Thomas. this of July, A.D. 2000 .Cr the Virgin itiar.::3 SDNY_GM_00012902 CONFIDENTIAL CONFIDENTIAL FirstBankPRO00065 EFTA _00123545 EFTA01268749 GOVERNMENT OF THE VIRGIN ISLANDS OF THE UNITED STATES CHARLOTTE AMALIE. ST. THOMAS C-574-7900 ( are All Irk Mint aAi:sr ifs:ends filial! Tann: ) I, the undersigned. LIEUTENANT GOVERNOR. do hereby certify that J. EPSIT/N VIRGIN ISLANDS FOUNDATION, INC. of the Virgin Islands filed in my office on tone is 7nnn as provided for by law. Articles of Incorporation, duly acknowledged: WHEREFORE the persons named in the said Articles. and who have signed the same. and their successors, are hereby declared to be, from the date aforesaid. a corporation by the name and for the purposes set forth in said Articles. with the right of succession as therein stated. Witness my hand and the Seal of the Government of the Virgin Islands of the United States, at Char- 14th lotte Amalie. St Thomas. this day of July, A.D. 2000 SDNY_GM_00012903 CONFIDENTIAL CONFIDENTIAL FrstB R000066 EFTA _001.23546 EFTA01268750