by date← Dec 20, 2016·Dec 21, 2016 →

EFTA00123943

Dataset 9

December 21, 2016100 pages33,250 words

https://www.justice.gov/epstein/files/DataSet%209/EFTA00123943.pdf

Extracted Text

CaPitaiOne Page 1 of 2 Auto Finance Statement Date : 12/21/2016 Capital One Auto Finance PO Box 60511 Ci of Indust . CA 91716.0511 YOUR MONTHLY STATEMEN JAIME RIVAS WILLIAMS Account Number: BROOKLYN, NY 11234 Vehicle: 15 JEEP WRANGLER ACCOUNT STATUS CURRENT HOW TO MAKE A PAYMENT YOUR PAYMENT INFORMATION Jo Past Due Payment(s) $0.00 Total Unpaid Late Fees $0.00 PAY ONLINE Total Unpaid Other Fees $0.00 www.capitalone.com Current Due Payment $351.27 Total Due $351.27 es k Due Date 01/11/2017 PAY BY PHONE Call Mon - Fri. 8:00 a.m. - 9:00 p.m. EST PAY BY MAIL Capital One Auto Finance PO Box 60511 City of Industry, CA 91716-0511 Payoff Amount good through 12/31/2016 $21,477.19 • Add money to each payment - an extra SMALL STEPS. $25 can go a long way! • Make one extra payment each year BIG RESULTS. • Make half payments every two weeks To learn more money saving tips, visit www.caoitalone.com LEARN THE LITTLE STEPS THAT CAN GO A LONG WAY IN SAVING YOU MONEY. EFTA00123943 IMPORTANT DISCLOSURES AND INSTRUCTIONS Important Customer Notices: 1- Mail Payment Information. • Please see the front of the payment coupon at the bottom of the second page on this statement for important mail payment instructions. • Please allow at least 5 business days (Monday through Saturday, except holidays) for postal delivery. • We will process payments received in our California payment processing center the same day if received before 12:00 p.m. Payments received after this time will be processed on the next business day (Monday through Saturday, except holidays). Regardless of when we process your payment, we will credit your account for the day we received your payment. • We may store your payment account information to allow you to make payments in the future. We will not process payments using this account information without your prior explicit authorization. 2- Electronic Authorization. Each time you send us a check, you authorize us to use information from your check to make a one-time electronic debit from your bank account for the amount of the check. This authorization applies to all checks received. If we cannot process the one-time electronic debit, you authorize us to debit your bank account using the original check. a paper draft, or other item. When we use information from your check to make a one-time electronic debit from your checking account, funds may be withdrawn from your bank account as soon as the same day you make. or we receive, your payment. You will not receive your check back from your financial institution. 3- Late Fees. Please remember. making your monthly payments in full and on time is important to avoid delinquency. If you are past due on your account, you may be assessed late fees in accordance with your contract. 4- Other Fees may include, but are not limited to. any of the following fees or charges . except where prohibited by law: NSF ("returned check fee"), One-Time ACK Debit Card. Due Date Change. Extension, Legal. Lien Filing, FedEx. and Repossession. 5- Scheduled Payments. If you modify/cancel your scheduled payment(s) on/after your statement date. please adjust your payment amount to ensure your Total Due on the front of this statement is paid by your due date. 6- Paying Your Account Ahead. Any amount paid over your Total Due shown on the front of this statement by your due date will be applied to your balance but will not further advance your due date. You will need to make at least one regular monthly payment every billing cycle by your due date until your account is paid in full, regardless of how much you paid in previous monthly billing cycles. 7- Payoff Amount. For your convenience. the amount needed to pay off your account on the date shown (the 'good-through date) is given on the front of this statement. This amount may change if any transactions are posted to your account before your payoff good-through date. • If you pay the Payoff Amount shown before your good-through date, your account may be over paid. The credit balance will be refunded back to you. If you pay the Payoff Amount shown after your good-through date. your account may not be paid off as you may have incurred additional interest and/or fees. You will receive a statement for the remaining balance prior to your next due date. 8- Credit Bureau Reporting. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. All disputes must be sent in writing to the following address: ATTN: COAF Credit Bureau Dispute, Capital One Auto Finance. PO Box 259407. Plano, TX 75025-9407. Phone Authorization for Electronic Payments: 1- You may authorize us to initiate one-time or recurring payment(s) that will be electronically debited from your bank account by phone at 2- Confirmation of your phone authorization for recurring payments will be sent to you by mail. 3- Your authorization for one-time payment(s) will remain in effect until your payment(s) is electronically debited from your bank account. or until you direct us to stop it. 4- You may make an electronic payment at no cost by either going online at www.caoitalone.com. using our automated phone service at . or speaking with an agent at 5- If you wish to modify or cancel your payment(s). please call us at . Monday through Friday. from 8:00 a.m. to 9:00 p.m. Eastern Time. Any change to your one-time payment(s) must be completed by 5:00 p.m. Eastern Time on the payment date. Any change to your DirectPay payment must be received 3 business days before your payment date to be effective for this month; otherwise. the change will be effective starting next month. Capital One Auto Finance is a division of Capital One. National Association, and services the following Capital One affiliated company: Onyx Acceptance Corporation. EFTA00123944 Capital(Tie Page 2 of 2 Auto Finance Statement Date : 12/21/2016 Capital One Auto Finance PO Box 60511 Ci of Indust . CA 91716.0511 YOUR MONTHLY STATEMEN Account Number: Vehicle: 15 JEEP WRANGLER TRANSACTION HISTORY/12/2016 - 12/20/2016 Posting Date Effective Date Description Principal Interest Late Fees Other Fees Total BEGINNING BALANCE $0.00 $0.00 $0.00 $0.00 $0.00 12120/2016 12/1212016 Amount Financed $21.414.50 $0.00 $0.00 $0.00 $21.414.50 Interest Accrued this Period $0.00 $29.69 $0.00 $0.00 $29.69 ENDING BALANCE $21.414.50 $29.69 $0.00 $0.00 $21.444.19 SCHEDULED PAYMENTS/21/2016 - 01/11/2017 Effective Date Description Payment Amount You have authorized no scheduledpayments with Capital One Auto Finance as of your statement data PLEASE DETACH AND RETURN THE PORTION BELOW WITH YOUR PAYMENT See reverse side to update your address. Account Number: Auto Finance JAIME RIVAS WILLIAMS Total Due: $351.27 BROOKLYN. NY 11234 Due Date: 01/11/2017 Amount Enclosed: $ MAIL PAYMENT INSTRUCTIONS • Please send your payment along with this payment coupon in the enclosed envelope. • Make your check payable to Capital One Auto Finance and include your account number on your check. DO NOT SEND CASH! • Payments will be processed according to our posting policy and Capital One Auto Finance not any instructions written on your check. PO Box 60511 • Don't staple or paper clip your check to the payment slip. City of Industry, CA 91716-0511 • Be sure to use the envelope provided. • Enclose payments for this account only. 1 62031308001453914100100003512714 EFTA00123945 PLEASE DETACH AND RETURN THE PORTION BELOW WITH YOUR PAYMENT CHANGE OF ADDRESS (Please print using blue or black ink) MAKE PAYMENTS AUTOMATICAL Current Address: Sign up for DirectPay by downloading our mobile app or JAIME RIVAS WILLIAMS visiting www.capitalone.com BROOKLYN. NY 11230 Downheed on the Capital One Mobile app is available on the App Store 111 App Store for iPhone and iPad New Address E., Ong ON Capital One Mobile app is City State Zip P P Gooale Play available on Google Play TM Home Phone Alternate Phone EFTA00123946 Capita!One Page 1 of 2 Auto Finance Statement Date : 01/21/2017 Capital One Auto Finance PO Box 60511 City of Indust . CA 917160511 YOUR MONTHLY STATEMEN JAIME RIVAS WILLIAMS Account Number: BROOKLYN, NY 11234 Vehicle: 15 JEEP WRANGLER ACCOUNT STATUS CURRENT HOW TO MAKE A PAYMENT You have setup your account on our OirectPay recurring payment program. Details of your payments scheduled to process between the date of this statement and your due date are shown in the Scheduled Payments' section on Jo page 2. The total scheduled payments are shown below. PAY ONLINE www.capitalone.com YOUR PAYMENT INFORMATION Past Due Payment(s) $0.00 Total Unpaid Late Fees $0.00 edi Total Unpaid Other Fees $0.00 Current Due Payment $351.27 PAY BY PHONE Call Mon - Fri. 8:00 a.m. - 9:00 p.m. EST Total Due $351.27 Total Scheduled Payments $351.27 Total Due, if scheduled payments are made as planned $0.00 Due Date 02/11/2017 PAY BY MAIL Capital One Auto Finance PO Box 60511 City of Industry, CA 91716-0511 Payoff Amount good through 01/31/2017 $21,227.51 • Add money to each payment - an extra SMALL STEPS. $25 can go a long way! • Make one extra payment each year BIG RESULTS. • Make half payments every two weeks To learn more money saving tips, visit www.caoitalone.com LEARN THE LITTLE STEPS THAT CAN GO A LONG WAY IN SAVING YOU MONEY. EFTA00123947 IMPORTANT DISCLOSURES AND INSTRUCTIONS Important Customer Notices: 1- Mail Payment Information. • Please see the front of the payment coupon at the bottom of the second page on this statement for important mail payment instructions. • Please allow at least 5 business days (Monday through Saturday, except holidays) for postal delivery. • We will process payments received in our California payment processing center the same day if received before 12:00 p.m. Payments received after this time will be processed on the next business day (Monday through Saturday, except holidays). Regardless of when we process your payment, we will credit your account for the day we received your payment. • We may store your payment account information to allow you to make payments in the future. We will not process payments using this account information without your prior explicit authorization. 2- Electronic Authorization. Each time you send us a check, you authorize us to use information from your check to make a one-time electronic debit from your bank account for the amount of the check. This authorization applies to all checks received. If we cannot process the one-time electronic debit, you authorize us to debit your bank account using the original check. a paper draft, or other item. When we use information from your check to make a one-time electronic debit from your checking account, funds may be withdrawn from your bank account as soon as the same day you make. or we receive, your payment. You will not receive your check back from your financial institution. 3- Late Fees. Please remember. making your monthly payments in full and on time is important to avoid delinquency. If you are past due on your account, you may be assessed late fees in accordance with your contract. 4- Other Fees may include, but are not limited to. any of the following fees or charges . except where prohibited by law: NSF ("returned check fee"), One-Time ACK Debit Card. Due Date Change. Extension, Legal. Lien Filing, FedEx. and Repossession. 5- Scheduled Payments. If you modify/cancel your scheduled payment(s) on/after your statement date. please adjust your payment amount to ensure your Total Due on the front of this statement is paid by your due date. 6- Paying Your Account Ahead. Any amount paid over your Total Due shown on the front of this statement by your due date will be applied to your balance but will not further advance your due date. You will need to make at least one regular monthly payment every billing cycle by your due date until your account is paid in full, regardless of how much you paid in previous monthly billing cycles. 7- Payoff Amount. For your convenience. the amount needed to pay off your account on the date shown (the 'good-through date) is given on the front of this statement. This amount may change if any transactions are posted to your account before your payoff good-through date. • If you pay the Payoff Amount shown before your good-through date, your account may be over paid. The credit balance will be refunded back to you. If you pay the Payoff Amount shown after your good-through date. your account may not be paid off as you may have incurred additional interest and/or fees. You will receive a statement for the remaining balance prior to your next due date. 8- Credit Bureau Reporting. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. All disputes must be sent in writing to the following address: ATTN: COAF Credit Bureau Dispute, Capital One Auto Finance. PO Box 259407. Plano, TX 75025-9407. Phone Authorization for Electronic Payments: 1- You may authorize us to initiate one-time or recurring payment(s) that will be electronically debited from your bank account by phone at 2- Confirmation of your phone authorization for recurring payments will be sent to you by mail. 3- Your authorization for one-time payment(s) will remain in effect until your payment(s) is electronically debited from your bank account. or until you direct us to stop it. 4- You may make an electronic payment at no cost by either going online at www.caoitalone.com. using our automated phone service at . or speaking with an agent at 5- If you wish to modify or cancel your payment(s). please call us at . Monday through Friday. from 8:00 a.m. to 9:00 p.m. Eastern Time. Any change to your one-time payment(s) must be completed by 5:00 p.m. Eastern Time on the payment date. Any change to your DirectPay payment must be received 3 business days before your payment date to be effective for this month; otherwise. the change will be effective starting next month. Capital One Auto Finance is a division of Capital One. National Association, and services the following Capital One affiliated company: Onyx Acceptance Corporation. EFTA00123948 Capitane Page 2 of 2 Auto Finance Statement Date : 01/21/2017 Capital One Auto Finance PO Box 60511 Ci of Indust . CA 91716.0511 YOUR MONTHLY STATEMEN Account Number: Vehicle: 15 JEEP WRANGLER TRANSACTION HISTOILT/21/2016 - 01/20/2017 Posting Date Effective Date Description Principal Interest Late Fees Other Fees Total BEGINNING BALANCE $21.414.50 $29.69 $0.00 $0.00 $21.444.19 01/07/2017 01/07/2017 Payment Received -$265.42 -$85.85 $0.00 $0.00 -$351.27 Interest Accrued this Period $0.00 $101.91 $0.00 $0.00 $101.91 ENDING BALANCE $21.149.08 $45.75 $0.00 $0.00 $21.194.83 SCHEDULED PAYMENSS/21/2017 - 02/11/2017 Effective Date Description Payment Amount 02/07/2017 Recurring ACH Payment $351.27 TOTAL SCHEDULED PAYMENTS $351.27 PLEASE DETACH AND RETURN THE PORTION BELOW WITH YOUR PAYMENT See reverse side to update your address. Account Number: Auto Finance JAIME RIVAS WILLIAMS Total Due. if scheduled payments are made as planned : $0.00 BROOKLYN, NY 11230 Due Date: 02/11/2017 Amount Enclosed: $ MAIL PAYMENT INSTRUCTIONS • Please send your payment along with this payment coupon in the enclosed envelope. • Make your check payable to Capital One Auto Finance and include your account number on your check. DO NOT SEND CASH! • Payments will be processed according to our posting policy and Capital One Auto Finance not any instructions written on your check. PO Box 60511 • Don't staple or paper clip your check to the payment slip. City of Industry, CA 91716-0511 • Be sure to use the envelope provided. • Enclose payments for this account only. 1 62031308001453914100100000000010 EFTA00123949 PLEASE DETACH AND RETURN THE PORTION BELOW WITH YOUR PAYMENT CHANGE OF ADDRESS (Please print using blue or black ink) Current Address: JAIME RIVAS WILLIAMS BROOKLYN. NY 11234 New Address Caph ie Auto Finance City State Zip Home Phone Alternate Phone EFTA00123950 CapitaIthe Page 1 of 2 Auto Finance Statement Date : 02/18(2017 Capital One Auto Finance PO Box 60511 Oil of Indust' . CA 917160511 YOUR MONTHLY STATEMEN JAIME RIVAS WILLIAMS Account Number: BROOKLYN, NY 11234-4029 Vehicle: 15 JEEP WRANGLER ACCOUNT STATUS CURRENT HOW TO MAKE A PAYMENT You have setup your account on our DirectPay recurring payment program. Details of your payments scheduled to process between the date of this statement and your due date are shown in the Scheduled Payments' section on Jo page 2. The total scheduled payments are shown below. PAY ONLINE www.capitalone.com YOUR PAYMENT INFORMATION Past Due Payment(s) $0.00 Total Unpaid Late Fees $0.00 OP, Total Unpaid Other Fees $0.00 Current Due Payment $351.27 PAY BY PHONE Call Mon - Fri. 8:00 a.m. - 9:00 p.m. EST Total Due $351.27 Total Scheduled Payments $351.27 Total Due. if scheduled payments are made as planned $0.00 Due Dale 03/11/2017 PAY BY MAIL Capital One Auto Finance PO Box 60511 City of Industry, CA 91716-0511 Payoff Amount good through 02/28(2017 $20,966.93 • Add money to each payment - an extra SMALL STEPS. $25 can go a long way! • Make one extra payment each year BIG RESULTS. • Make half payments every two weeks To learn more money saving tips. visit www.capitalone.com LEARN THE LITTLE STEPS THAT CAN GO A LONG WAY IN SAVING YOU MONEY. EFTA00123951 IMPORTANT DISCLOSURES AND INSTRUCTIONS Important Customer Notices: 1- Mail Payment Information. • Please see the front of the payment coupon at the bottom of the second page on this statement for important mail payment instructions. • Please allow at least 5 business days (Monday through Saturday, except holidays) for postal delivery. • We will process payments received in our California payment processing center the same day if received before 12:00 p.m. Payments received after this time will be processed on the next business day (Monday through Saturday, except holidays). Regardless of when we process your payment, we will credit your account for the day we received your payment. • We may store your payment account information to allow you to make payments in the future. We will not process payments using this account information without your prior explicit authorization. 2- Electronic Authorization. Each time you send us a check, you authorize us to use information from your check to make a one-time electronic debit from your bank account for the amount of the check. This authorization applies to all checks received. If we cannot process the one-time electronic debit, you authorize us to debit your bank account using the original check. a paper draft, or other item. When we use information from your check to make a one-time electronic debit from your checking account, funds may be withdrawn from your bank account as soon as the same day you make. or we receive, your payment. You will not receive your check back from your financial institution. 3- Late Fees. Please remember. making your monthly payments in full and on time is important to avoid delinquency. If you are past due on your account, you may be assessed late fees in accordance with your contract. 4- Other Fees may include, but are not limited to. any of the following fees or charges . except where prohibited by law: NSF ("returned check fee"), One-Time ACK Debit Card. Due Date Change. Extension, Legal. Lien Filing, FedEx. and Repossession. 5- Scheduled Payments. If you modify/cancel your scheduled payment(s) on/after your statement date. please adjust your payment amount to ensure your Total Due on the front of this statement is paid by your due date. 6- Paying Your Account Ahead. Any amount paid over your Total Due shown on the front of this statement by your due date will be applied to your balance but will not further advance your due date. You will need to make at least one regular monthly payment every billing cycle by your due date until your account is paid in full, regardless of how much you paid in previous monthly billing cycles. 7- Payoff Amount. For your convenience. the amount needed to pay off your account on the date shown (the 'good-through date) is given on the front of this statement. This amount may change if any transactions are posted to your account before your payoff good-through date. • If you pay the Payoff Amount shown before your good-through date, your account may be over paid. The credit balance will be refunded back to you. If you pay the Payoff Amount shown after your good-through date. your account may not be paid off as you may have incurred additional interest and/or fees. You will receive a statement for the remaining balance prior to your next due date. 8- Credit Bureau Reporting. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. All disputes must be sent in writing to the following address: ATTN: COAF Credit Bureau Dispute, Capital One Auto Finance. PO Box 259407. Plano, TX 75025-9407. Phone Authorization for Electronic Payments: 1- You may authorize us to initiate one-time or recurring payment(s) that will be electronically debited from your bank account by phone at 2- Confirmation of your phone authorization for recurring payments will be sent to you by mail. 3- Your authorization for one-time payment(s) will remain in effect until your payment(s) is electronically debited from your bank account. or until you direct us to stop it. 4- You may make an electronic payment at no cost by either going online at www.caoitalone.com. using our automated phone service at . or speaking with an agent at 5- If you wish to modify or cancel your payment(s). please call us at . Monday through Friday. from 8:00 a.m. to 9:00 p.m. Eastern Time. Any change to your one-time payment(s) must be completed by 5:00 p.m. Eastern Time on the payment date. Any change to your DirectPay payment must be received 3 business days before your payment date to be effective for this month; otherwise. the change will be effective starting next month. Capital One Auto Finance is a division of Capital One. National Association, and services the following Capital One affiliated company: Onyx Acceptance Corporation. EFTA00123952 Cam Page 2 of 2 Auto Finance Statement Date : 02/18/2017 Capital One Auto Finance PO Box 60511 Ci of Indust . CA 91716.0511 YOUR MONTHLY STATEMEN Account Number: Vehicle: 15 JEEP WRANGLER TRANSACTION HISTORY/21/2017 - 02/17/2017 Posting Date Effective Date Description Principal Interest Late Fees Other Fees Total BEGINNING BALANCE $21.149.08 $45.75 $0.00 $0.00 $21.194.83 02/07/2017 02/07/2017 Payment Received -$249.97 -$101.30 $0.00 $0.00 -$351.27 Interest Accrued this Period $0.00 $91.08 $0.00 $0.00 $91.08 ENDING BALANCE $20.899.11 $35.53 $0.00 $0.00 $20.934.64 SCHEDULED PAYMEN12/18/2017 - 03/11/2017 Effective Date Description Payment Amount 03/07/2017 Recurring ACH Payment $351.27 TOTAL SCHEDULED PAYMENTS $351.27 PLEASE DETACH AND RETURN THE PORTION BELOW WITH YOUR PAYMENT See reverse side to update your address. Account Number: Auto Finance JAIME RIVAS WILLIAMS Total Due. it scheduled payments are made as planned : $0.00 BROOKLYN, NY 112344029 Due Date: 03/11/2017 Amount Enclosed: $ MAIL PAYMENT INSTRUCTIONS • Please send your payment along with this payment coupon in the enclosed envelope. • Make your check payable to Capital One Auto Finance and include your account number on your check. DO NOT SEND CASH! • Payments will be processed according to our posting policy and Capital One Auto Finance not any instructions written on your check. PO Box 60511 • Don't staple or paper clip your check to the payment slip. City of Industry, CA 91716-0511 • Be sure to use the envelope provided. • Enclose payments for this account only. 1 62031308001453914100100000000010 EFTA00123953 PLEASE DETACH AND RETURN THE PORTION BELOW WITH YOUR PAYMENT CHANGE OF ADDRESS (Please print using blue or black ink) Current Address: JAIME RIVAS WILLIAMS BROOKLYN, NY 11234-4029 New Address Capita — Auto Finance City State Zip Home Phone Alternate Phone EFTA00123954 CaptO Page 1 of 2 Auto Finance Statement Date : 03/21/2017 Capital One Auto Finance PO Box 60511 City of Indust . CA 91716.0511 YOUR MONTHLY STATEMEN JAIME RIVAS WILLIAMS Account Number: BROOKLYN. NY 11234-4029 Vehicle: 15 JEEP WRANGLER ACCOUNT STATUS CURRENT HOW TO MAKE A PAYMENT You have setup your account on our DirectPay recurring payment program. Details of your payments scheduled to process between the date of this statement and your due date are shown in the Scheduled Payments' section on Jo page 2. Your scheduled payments include an additional principal payment(s). PAY ONLINE which does not affect your Total Due. We have removed the additional www.capitalone.com principal payment(s) from the Total Scheduled Payments shown below. YOUR PAYMENT INFORMATION gra Past Due Payment(s) $0.00 Total Unpaid Late Fees $0.00 PAY BY PHONE Total Unpaid Other Fees $0.00 Call Current Due Payment $351.27 Mon - Fri. 8:00 a.m. - 9:00 p.m. EST Total Due $351.27 Total Scheduled Payments (see note above) $351.27 Total Due. if scheduled payments are made as planned $0.00 Due Date 04/11/2017 PAY BY MAIL Capital One Auto Finance PO Box 60511 City of Industry, CA 91716-0511 Payoff Amount good through 03/31/2017 $20,714.80 • Add money to each payment - an extra SMALL STEPS. $25 can go a long way! • Make one extra payment each year BIG RESULTS. • Make half payments every two weeks To learn more money saving tips, visit www.caoitalone.com LEARN THE LITTLE STEPS THAT CAN GO A LONG WAY IN SAVING YOU MONEY. EFTA00123955 IMPORTANT DISCLOSURES AND INSTRUCTIONS Important Customer Notices: 1- Mail Payment Information. • Please see the front of the payment coupon at the bottom of the second page on this statement for important mail payment instructions. • Please allow at least 5 business days (Monday through Saturday, except holidays) for postal delivery. • We will process payments received in our California payment processing center the same day if received before 12:00 p.m. Payments received after this time will be processed on the next business day (Monday through Saturday, except holidays). Regardless of when we process your payment, we will credit your account for the day we received your payment. • We may store your payment account information to allow you to make payments in the future. We will not process payments using this account information without your prior explicit authorization. 2- Electronic Authorization. Each time you send us a check, you authorize us to use information from your check to make a one-time electronic debit from your bank account for the amount of the check. This authorization applies to all checks received. If we cannot process the one-time electronic debit, you authorize us to debit your bank account using the original check. a paper draft, or other item. When we use information from your check to make a one-time electronic debit from your checking account, funds may be withdrawn from your bank account as soon as the same day you make. or we receive, your payment. You will not receive your check back from your financial institution. 3- Late Fees. Please remember. making your monthly payments in full and on time is important to avoid delinquency. If you are past due on your account, you may be assessed late fees in accordance with your contract. 4- Other Fees may include, but are not limited to. any of the following fees or charges . except where prohibited by law: NSF ("returned check fee"), One-Time ACK Debit Card. Due Date Change. Extension, Legal. Lien Filing, FedEx. and Repossession. 5- Scheduled Payments. If you modify/cancel your scheduled payment(s) on/after your statement date. please adjust your payment amount to ensure your Total Due on the front of this statement is paid by your due date. 6- Paying Your Account Ahead. Any amount paid over your Total Due shown on the front of this statement by your due date will be applied to your balance but will not further advance your due date. You will need to make at least one regular monthly payment every billing cycle by your due date until your account is paid in full, regardless of how much you paid in previous monthly billing cycles. 7- Payoff Amount. For your convenience. the amount needed to pay off your account on the date shown (the 'good-through date) is given on the front of this statement. This amount may change if any transactions are posted to your account before your payoff good-through date. • If you pay the Payoff Amount shown before your good-through date, your account may be over paid. The credit balance will be refunded back to you. If you pay the Payoff Amount shown after your good-through date. your account may not be paid off as you may have incurred additional interest and/or fees. You will receive a statement for the remaining balance prior to your next due date. 8- Credit Bureau Reporting. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. All disputes must be sent in writing to the following address: ATTN: COAF Credit Bureau Dispute, Capital One Auto Finance. PO Box 259407. Plano, TX 75025-9407. Phone Authorization for Electronic Payments: 1- You may authorize us to initiate one-time or recurring payment(s) that will be electronically debited from your bank account by phone at 2- Confirmation of your phone authorization for recurring payments will be sent to you by mail. 3- Your authorization for one-time payment(s) will remain in effect until your payment(s) is electronically debited from your bank account. or until you direct us to stop it. 4- You may make an electronic payment at no cost by either going online at www.caoitalone.com. using our automated phone service at . or speaking with an agent at 5- If you wish to modify or cancel your payment(s). please call us at . Monday through Friday. from 8:00 a.m. to 9:00 p.m. Eastern Time. Any change to your one-time payment(s) must be completed by 5:00 p.m. Eastern Time on the payment date. Any change to your DirectPay payment must be received 3 business days before your payment date to be effective for this month; otherwise. the change will be effective starting next month. Capital One Auto Finance is a division of Capital One. National Association, and services the following Capital One affiliated company: Onyx Acceptance Corporation. EFTA00123956 Capi at ' Page 2 of 2 Auto Finance Statement Date : 03/21/2017 Capital One Auto Finance PO Box 60511 Ci of Indust . CA 91716.0511 YOUR MONTHLY STATEMEN Account Number: Vehicle: 15 JEEP WRANGLER TRANSACTION HISTORY/18/2017 - 03/20/2017 Posting Date Effective Date Description Principal Interest Late Fees Other Fees Total BEGINNING BALANCE $20.899.11 $35.53 $0.00 $0.00 $20.934.64 03/07/2017 03/07/2017 Payment Received -$260.84 -$90.43 $0.00 $0.00 -$351.27 Interest Accrued this Period $0.00 $99.54 $0.00 $0.00 $99.54 ENDING BALANCE $20.638.27 $44.64 $0.00 $0.00 $20.682.91 SCHEDULED PAYMEN13/21/2017 - 04/11/2017 Effective Date Description Payment Amount 03/21/2017 One-Time ACH Payment $1.638.27 04/07/2017 Recurring ACH Payment $351.27 TOTAL SCHEDULED PAYMENTS $1.989.54 PLEASE DETACH AND RETURN THE PORTION BELOW WITH YOUR PAYMENT See reverse side to update your address. Account Number: Auto Finance JAIME RIVAS WILLIAMS Total Due. if scheduled payments are made as planned : $0.00 BROOKLYN, NY 112344029 Due Date: 04/11/2017 Amount Enclosed: $ MAIL PAYMENT INSTRUCTIONS • Please send your payment along with this payment coupon in the enclosed envelope. • Make your check payable to Capital One Auto Finance and include your account number on your check. DO NOT SEND CASH! • Payments will be processed according to our posting policy and IlttuIItrurlydiIrhIIIIhhrIIhllliIIlirlttlliiIIrllrlrurI Capital One Auto Finance not any instructions written on your check. PO Box 60511 • Don't staple or paper clip your check to the payment slip. City of Industry, CA 91716-0511 • Be sure to use the envelope provided. • Enclose payments for this account only. 1 62031308001453914100100000000010 EFTA00123957 PLEASE DETACH AND RETURN THE PORTION BELOW WITH YOUR PAYMENT CHANGE OF ADDRESS (Please print using blue or black ink) Current Address: JAIME RIVAS WILLIAMS BROOKLYN, NY 11234-4029 New Address Capita — Auto Finance City State Zip Home Phone Alternate Phone EFTA00123958 CaPitaiOne Page 1 of 2 Auto Finance Statement Date : 04/20/2017 Capital One Auto Finance PO Box 60511 Cit of Indust . CA 917160511 YOUR MONTHLY STATEMEN JAIME RIVAS WILLIAMS Account Number: BROOKLYN, NY 11234-4029 Vehicle: 15 JEEP WRANGLER ACCOUNT STATUS CURRENT HOW TO MAKE A PAYMENT You have setup your account on our OirectPay recurring payment program. Details of your payments scheduled to process between the date of this statement and your due date are shown in the Scheduled Payments' section on Jo page 2. The total scheduled payments are shown below. PAY ONLINE www.capitalone.com YOUR PAYMENT INFORMATION Past Due Payment(s) $0.00 Total Unpaid Late Fees $0.00 ea Total Unpaid Other Fees $0.00 Current Due Payment $351.27 PAY BY PHONE Call Mon - Fri. 8:00 a.m. - 9:00 p.m. EST Total Due $351.27 Total Scheduled Payments $351.27 Total Due, if scheduled payments are made as planned $0.00 Due Date 05/11/2017 PAY BY MAIL Capital One Auto Finance PO Box 60511 City of Industry, CA 91716-0511 Payoff Amount good through 04/3012017 $18,809.64 • Add money to each payment - an extra SMALL STEPS. $25 can go a long way! • Make one extra payment each year BIG RESULTS. • Make half payments every two weeks To learn more money saving tips, visit www.caoitalone.com LEARN THE LITTLE STEPS THAT CAN GO A LONG WAY IN SAVING YOU MONEY. EFTA00123959 IMPORTANT DISCLOSURES AND INSTRUCTIONS Important Customer Notices: 1- Mail Payment Information. • Please see the front of the payment coupon at the bottom of the second page on this statement for important mail payment instructions. • Please allow at least 5 business days (Monday through Saturday, except holidays) for postal delivery. • We will process payments received in our California payment processing center the same day if received before 12:00 p.m. Payments received after this time will be processed on the next business day (Monday through Saturday, except holidays). Regardless of when we process your payment, we will credit your account for the day we received your payment. • We may store your payment account information to allow you to make payments in the future. We will not process payments using this account information without your prior explicit authorization. 2- Electronic Authorization. Each time you send us a check, you authorize us to use information from your check to make a one-time electronic debit from your bank account for the amount of the check. This authorization applies to all checks received. If we cannot process the one-time electronic debit, you authorize us to debit your bank account using the original check. a paper draft, or other item. When we use information from your check to make a one-time electronic debit from your checking account, funds may be withdrawn from your bank account as soon as the same day you make. or we receive, your payment. You will not receive your check back from your financial institution. 3- Late Fees. Please remember. making your monthly payments in full and on time is important to avoid delinquency. If you are past due on your account, you may be assessed late fees in accordance with your contract. 4- Other Fees may include, but are not limited to. any of the following fees or charges . except where prohibited by law: NSF ("returned check fee"), One-Time ACK Debit Card. Due Date Change. Extension, Legal. Lien Filing, FedEx. and Repossession. 5- Scheduled Payments. If you modify/cancel your scheduled payment(s) on/after your statement date. please adjust your payment amount to ensure your Total Due on the front of this statement is paid by your due date. 6- Paying Your Account Ahead. Any amount paid over your Total Due shown on the front of this statement by your due date will be applied to your balance but will not further advance your due date. You will need to make at least one regular monthly payment every billing cycle by your due date until your account is paid in full, regardless of how much you paid in previous monthly billing cycles. 7- Payoff Amount. For your convenience. the amount needed to pay off your account on the date shown (the 'good-through date) is given on the front of this statement. This amount may change if any transactions are posted to your account before your payoff good-through date. • If you pay the Payoff Amount shown before your good-through date, your account may be over paid. The credit balance will be refunded back to you. If you pay the Payoff Amount shown after your good-through date. your account may not be paid off as you may have incurred additional interest and/or fees. You will receive a statement for the remaining balance prior to your next due date. 8- Credit Bureau Reporting. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. All disputes must be sent in writing to the following address: ATTN: COAF Credit Bureau Dispute, Capital One Auto Finance. PO Box 259407. Plano, TX 75025-9407. Phone Authorization for Electronic Payments: 1- You may authorize us to initiate one-time or recurring payment(s) that will be electronically debited from your bank account by phone at 2- Confirmation of your phone authorization for recurring payments will be sent to you by mail. 3- Your authorization for one-time payment(s) will remain in effect until your payment(s) is electronically debited from your bank account. or until you direct us to stop it. 4- You may make an electronic payment at no cost by either going online at www.caoitalone.com. using our automated phone service at . or speaking with an agent at 5- If you wish to modify or cancel your payment(s). please call us at . Monday through Friday. from 8:00 a.m. to 9:00 p.m. Eastern Time. Any change to your one-time payment(s) must be completed by 5:00 p.m. Eastern Time on the payment date. Any change to your DirectPay payment must be received 3 business days before your payment date to be effective for this month; otherwise. the change will be effective starting next month. Capital One Auto Finance is a division of Capital One. National Association, and services the following Capital One affiliated company: Onyx Acceptance Corporation. EFTA00123960 Capi at ' Page 2 of 2 Auto Finance Statement Date : 04/20/2017 Capital One Auto Finance PO Box 60511 City of Indust . CA 917160511 YOUR MONTHLY STATEMEN Account Number: Vehicle: 15 JEEP WRANGLER TRANSACTION HISTORY/21/2017 - 04/19/2017 Posting Date Effective Date Description Principal Interest Late Fees Other Fees Total BEGINNING BALANCE $20,638.27 $44.64 $0.00 $0.00 $20.682.91 03/21/2017 03/20/2017 Payment Received -$1.638.27 $0.00 $0.00 $0.00 -$1.638.27 04/07/2017 04/07/2017 Payment Received -$256.97 -$94.30 $0.00 $0.00 -$351.27 Interest Accrued this Period $0.00 $87.31 $0.00 $0.00 $87.31 ENDING BALANCE $18.743.03 $37.65 $0.00 $0.00 $18,780.68 SCHEDULED PAYMENU/2012017 - 05/11/2017 Effective Date Description Payment Amount 05/07/2017 Recurring ACH Payment $351.27 TOTAL SCHEDULED PAYMENTS $351.27 PLEASE DETACH AND RETURN THE PORTION BELOW WITH YOUR PAYMENT See reverse side to update your address. Cai 311 . Account Number: Auto Finance JAIME RIVAS WILLIAMS Total Due. if scheduled payments are made as planned : $0.00 BROOKLYN. NY 112344029 Due Date: 05/11/2017 Amount Enclosed: $ MAIL PAYMENT INSTRUCTIONS • Please send your payment along with this payment coupon in the enclosed envelope. • Make your check payable to Capital One Auto Finance and include your account number on your check. DO NOT SEND CASH! • Payments will be processed according to our posting policy and Capital One Auto Finance not any instructions written on your check. PO Box 60511 • Don't staple or paper clip your check to the payment slip. City of Industry, CA 91716-0511 • Be sure to use the envelope provided. • Enclose payments for this account only. 1 62031308001453914100100000000010 EFTA00123961 PLEASE DETACH AND RETURN THE PORTION BELOW WITH YOUR PAYMENT CHANGE OF ADDRESS (Please print using blue or black ink) Current Address: JAIME RIVAS WILLIAMS BROOKLYN, NY 11234-4029 New Address Capita — Auto Finance City State Zip Home Phone Alternate Phone EFTA00123962 CaPitaithe Page 1 of 2 Auto Finance Statement Date : 05/22/2017 Capital One Auto Finance PO Box 60511 Ci of Indust . CA 91716.0511 YOUR MONTHLY STATEMEN JAIME RIVAS WILLIAMS Account Number: BROOKLYN, NY 11234-4029 Vehicle: 15 JEEP WRANGLER ACCOUNT STATUS CURRENT HOW TO MAKE A PAYMENT You have setup your account on our 0irectPay recurring payment program. Details of your payments scheduled to process between the date of this statement and your due date are shown in the Scheduled Payments' section on Jo page 2. The total scheduled payments are shown below. PAY ONLINE www.capitalone.com YOUR PAYMENT INFORMATION Past Due Payment(s) $0.00 Total Unpaid Late Fees $0.00 Total Unpaid Other Fees $0.00 `•+ Current Due Payment $351.27 PAY BY PHONE Call Mon - Fri. 8:00 a.m. - 9:00 p.m. EST Total Due $351.27 Total Scheduled Payments $351.27 Total Due, if scheduled payments are made as planned $0.00 Due Date 06/11/2017 >-< PAY BY MAIL Capital One Auto Finance PO Box 60511 City of Industry, CA 91716-0511 Payoff Amount good through 06/11/2017 $18,578.52 • Add money to each payment - an extra SMALL STEPS. $25 can go a long way! • Make one extra payment each year BIG RESULTS. • Make half payments every two weeks To learn more money saving tips, visit www.caoitalone.com LEARN THE LITTLE STEPS THAT CAN GO A LONG WAY IN SAVING YOU MONEY. EFTA00123963 IMPORTANT DISCLOSURES AND INSTRUCTIONS Important Customer Notices: 1- Mail Payment Information. • Please see the front of the payment coupon at the bottom of the second page on this statement for important mail payment instructions. • Please allow at least 5 business days (Monday through Saturday, except holidays) for postal delivery. • We will process payments received in our California payment processing center the same day if received before 12:00 p.m. Payments received after this time will be processed on the next business day (Monday through Saturday, except holidays). Regardless of when we process your payment, we will credit your account for the day we received your payment. • We may store your payment account information to allow you to make payments in the future. We will not process payments using this account information without your prior explicit authorization. 2- Electronic Authorization. Each time you send us a check, you authorize us to use information from your check to make a one-time electronic debit from your bank account for the amount of the check. This authorization applies to all checks received. If we cannot process the one-time electronic debit, you authorize us to debit your bank account using the original check. a paper draft, or other item. When we use information from your check to make a one-time electronic debit from your checking account, funds may be withdrawn from your bank account as soon as the same day you make. or we receive, your payment. You will not receive your check back from your financial institution. 3- Late Fees. Please remember. making your monthly payments in full and on time is important to avoid delinquency. If you are past due on your account, you may be assessed late fees in accordance with your contract. 4- Other Fees may include, but are not limited to. any of the following fees or charges . except where prohibited by law: NSF ("returned check fee"), One-Time ACK Debit Card. Due Date Change. Extension, Legal. Lien Filing, FedEx. and Repossession. 5- Scheduled Payments. If you modify/cancel your scheduled payment(s) on/after your statement date. please adjust your payment amount to ensure your Total Due on the front of this statement is paid by your due date. 6- Paying Your Account Ahead. Any amount paid over your Total Due shown on the front of this statement by your due date will be applied to your balance but will not further advance your due date. You will need to make at least one regular monthly payment every billing cycle by your due date until your account is paid in full, regardless of how much you paid in previous monthly billing cycles. 7- Payoff Amount. For your convenience. the amount needed to pay off your account on the date shown (the 'good-through date) is given on the front of this statement. This amount may change if any transactions are posted to your account before your payoff good-through date. • If you pay the Payoff Amount shown before your good-through date, your account may be over paid. The credit balance will be refunded back to you. If you pay the Payoff Amount shown after your good-through date. your account may not be paid off as you may have incurred additional interest and/or fees. You will receive a statement for the remaining balance prior to your next due date. 8- Credit Bureau Reporting. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. All disputes must be sent in writing to the following address: ATTN: COAF Credit Bureau Dispute, Capital One Auto Finance. PO Box 259407. Plano, TX 75025-9407. Phone Authorization for Electronic Payments: 1- You may authorize us to initiate one-time or recurring payment(s) that will be electronically debited from your bank account by phone at 2- Confirmation of your phone authorization for recurring payments will be sent to you by mail. 3- Your authorization for one-time payment(s) will remain in effect until your payment(s) is electronically debited from your bank account. or until you direct us to stop it. 4- You may make an electronic payment at no cost by either going online at www.caoitalone.com. using our automated phone service at . or speaking with an agent at 5- If you wish to modify or cancel your payment(s). please call us at . Monday through Friday. from 8:00 a.m. to 9:00 p.m. Eastern Time. Any change to your one-time payment(s) must be completed by 5:00 p.m. Eastern Time on the payment date. Any change to your DirectPay payment must be received 3 business days before your payment date to be effective for this month; otherwise. the change will be effective starting next month. Capital One Auto Finance is a division of Capital One. National Association, and services the following Capital One affiliated company: Onyx Acceptance Corporation. EFTA00123964 CapitalOre Page 2 of 2 Auto Finance Statement Date : 05/22/2017 Capital One Auto Finance PO Box 60511 City of Indust . CA 917160511 YOUR MONTHLY STATEMEN Account Number: Vehicle: 15 JEEP WRANGLER TRANSACTION HISTOW/20/2017 - 05/21/2017 Posting Date Effective Date Description Principal Interest Late Fees Other Fees Total BEGINNING BALANCE $18.743.03 $37.65 $0.00 $0.00 $18.780.68 05/08/2017 05106/2017 Payment Received -$267.28 -$83.99 $0.00 $0.00 -$351.27 Interest Accrued this Period $0.00 $92.02 $0.00 $0.00 $92.02 ENDING BALANCE $18.475.75 $45.68 $0.00 $0.00 $18.521.43 SCHEDULED PAYMENIS/22/2017 - 06/11/2017 Effective Date Description Payment Amount 06/07/2017 Recurring ACH Payment $351.27 TOTAL SCHEDULED PAYMENTS $351.27 PLEASE DETACH AND RETURN THE PORTION BELOW WITH YOUR PAYMENT See reverse side to update your address. Account Number: Auto Finance JAIME RIVAS WILLIAMS Total Due. if scheduled payments are made as planned : $0.00 BROOKLYN, NY 112344029 Due Date: 06/11/2017 Amount Enclosed: $ MAIL PAYMENT INSTRUCTIONS • Please send your payment along with this payment coupon in the enclosed envelope. • Make your check payable to Capital One Auto Finance and include your account number on your check. DO NOT SEND CASH! illiiiiliigIIIIIIIIIIIIIIhIIIIIIIIIiliillilliluluiilliilliln • Payments will be processed according to our posting policy and Capital One Auto Finance not any instructions written on your check. PO Box 60511 • Don't staple or paper clip your check to the payment slip. City of Industry, CA 91716-0511 • Be sure to use the envelope provided. • Enclose payments for this account only. 1 62031308001453914100100000000010 EFTA00123965 PLEASE DETACH AND RETURN THE PORTION BELOW WITH YOUR PAYMENT CHANGE OF ADDRESS (Please print using blue or black ink) Current Address: JAIME RIVAS WILLIAMS BROOKLYN, NY 11234-4029 New Address Capita — Auto Finance City State Zip Home Phone Alternate Phone EFTA00123966 CaPitO Page 1 of 2 Auto Finance Statement Date : 06/20/2017 Capital One Auto Finance PO Box 60511 Ci of Indust . CA 91716.0511 YOUR MONTHLY STATEMEN JAIME RIVAS WILLIAMS Account Number: BROOKLYN. NY 11234-4029 Vehicle: 15 JEEP WRANGLER ACCOUNT STATUS CURRENT HOW TO MAKE A PAYMENT You have setup your account on our 0irectPay recurring payment program. Details of your payments scheduled to process between the date of this statement and your due date are shown in the Scheduled Payments' section on Jo page 2. The total scheduled payments are shown below. PAY ONLINE www.capitalone.com YOUR PAYMENT INFORMATION Past Due Payment(s) $0.00 Total Unpaid Late Fees $0.00 Total Unpaid Other Fees $0.00 Current Due Payment $351.27 PAY BY PHONE Call Mon - Fri. 8:00 a.m. - 9:00 p.m. EST Total Due $351.27 Total Scheduled Payments $351.27 Total Due. if scheduled payments are made as planned $0.00 Due Date 07/11/2017 PAY BY MAIL Capital One Auto Finance PO Box 60511 City of Industry, CA 91716-0511 Payoff Amount good through 06/3012017 $18,280.57 • Add money to each payment - an extra SMALL STEPS. $25 can go a long way! • Make one extra payment each year BIG RESULTS. • Make half payments every two weeks To learn more money saving tips, visit www.caoitalone.com LEARN THE LITTLE STEPS THAT CAN GO A LONG WAY IN SAVING YOU MONEY. EFTA00123967 IMPORTANT DISCLOSURES AND INSTRUCTIONS Important Customer Notices: 1- Mail Payment Information. • Please see the front of the payment coupon at the bottom of the second page on this statement for important mail payment instructions. • Please allow at least 5 business days (Monday through Saturday, except holidays) for postal delivery. • We will process payments received in our California payment processing center the same day if received before 12:00 p.m. Payments received after this time will be processed on the next business day (Monday through Saturday, except holidays). Regardless of when we process your payment, we will credit your account for the day we received your payment. • We may store your payment account information to allow you to make payments in the future. We will not process payments using this account information without your prior explicit authorization. 2- Electronic Authorization. Each time you send us a check, you authorize us to use information from your check to make a one-time electronic debit from your bank account for the amount of the check. This authorization applies to all checks received. If we cannot process the one-time electronic debit, you authorize us to debit your bank account using the original check. a paper draft, or other item. When we use information from your check to make a one-time electronic debit from your checking account, funds may be withdrawn from your bank account as soon as the same day you make. or we receive, your payment. You will not receive your check back from your financial institution. 3- Late Fees. Please remember. making your monthly payments in full and on time is important to avoid delinquency. If you are past due on your account, you may be assessed late fees in accordance with your contract. 4- Other Fees may include, but are not limited to. any of the following fees or charges . except where prohibited by law: NSF ("returned check fee"), One-Time ACK Debit Card. Due Date Change. Extension, Legal. Lien Filing, FedEx. and Repossession. 5- Scheduled Payments. If you modify/cancel your scheduled payment(s) on/after your statement date. please adjust your payment amount to ensure your Total Due on the front of this statement is paid by your due date. 6- Paying Your Account Ahead. Any amount paid over your Total Due shown on the front of this statement by your due date will be applied to your balance but will not further advance your due date. You will need to make at least one regular monthly payment every billing cycle by your due date until your account is paid in full, regardless of how much you paid in previous monthly billing cycles. 7- Payoff Amount. For your convenience. the amount needed to pay off your account on the date shown (the 'good-through date) is given on the front of this statement. This amount may change if any transactions are posted to your account before your payoff good-through date. • If you pay the Payoff Amount shown before your good-through date, your account may be over paid. The credit balance will be refunded back to you. If you pay the Payoff Amount shown after your good-through date. your account may not be paid off as you may have incurred additional interest and/or fees. You will receive a statement for the remaining balance prior to your next due date. 8- Credit Bureau Reporting. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. All disputes must be sent in writing to the following address: ATTN: COAF Credit Bureau Dispute, Capital One Auto Finance. PO Box 259407. Plano, TX 75025-9407. Phone Authorization for Electronic Payments: 1- You may authorize us to initiate one-time or recurring payment(s) that will be electronically debited from your bank account by phone at 2- Confirmation of your phone authorization for recurring payments will be sent to you by mail. 3- Your authorization for one-time payment(s) will remain in effect until your payment(s) is electronically debited from your bank account. or until you direct us to stop it. 4- You may make an electronic payment at no cost by either going online at www.caoitalone.com. using our automated phone service at . or speaking with an agent at 5- If you wish to modify or cancel your payment(s). please call us at . Monday through Friday. from 8:00 a.m. to 9:00 p.m. Eastern Time. Any change to your one-time payment(s) must be completed by 5:00 p.m. Eastern Time on the payment date. Any change to your DirectPay payment must be received 3 business days before your payment date to be effective for this month; otherwise. the change will be effective starting next month. Capital One Auto Finance is a division of Capital One. National Association, and services the following Capital One affiliated company: Onyx Acceptance Corporation. EFTA00123968 Cam Page 2 of 2 Auto Finance Statement Date : 06/20/2017 Capital One Auto Finance PO Box 60511 Ci of Indust . CA 91716.0511 YOUR MONTHLY STATEMEN Account Number: Vehicle: 15 JEEP WRANGLER TRANSACTION HIST085/22/2017 - 06/19/2017 Posting Date Effective Date Description Principal Interest Late Fees Other Fees Total BEGINNING BALANCE $18.475.75 $45.68 $0.00 $0.00 $18.521.43 06/07/2017 06/07/2017 Payment Received -$259.91 -$91.36 $0.00 $0.00 -$351.27 Interest Accrued this Period $0.00 $82.27 $0.00 $0.00 $82.27 ENDING BALANCE $18.215.84 $36.59 $0.00 $0.00 $18.252.43 SCHEDULED PAYMEN16/20/2017 - 07/11/2017 Effective Date Description Payment Amount 07/07/2017 Recurring ACH Payment $351.27 TOTAL SCHEDULED PAYMENTS $351.27 PLEASE DETACH AND RETURN THE PORTION BELOW WITH YOUR PAYMENT See reverse side to update your address. Account Number: Auto Finance JAIME RIVAS WILLIAMS Total Due. if scheduled payments are made as planned : $0.00 BROOKLYN, NY 112344029 Due Date: 07/11/2017 Amount Enclosed: $ MAIL PAYMENT INSTRUCTIONS • Please send your payment along with this payment coupon in the enclosed envelope. • Make your check payable to Capital One Auto Finance and include your account number on your check. DO NOT SEND CASH! • Payments will be processed according to our posting policy and Capital One Auto Finance not any instructions written on your check. PO Box 60511 • Don't staple or paper clip your check to the payment slip. City of Industry, CA 91716-0511 • Be sure to use the envelope provided. • Enclose payments for this account only. 1 62031308001453914100100000000010 EFTA00123969 PLEASE DETACH AND RETURN THE PORTION BELOW WITH YOUR PAYMENT CHANGE OF ADDRESS (Please print using blue or black ink) Current Address: JAIME RIVAS WILLIAMS BROOKLYN, NY 11234-4029 New Address Capita — Auto Finance City State Zip Home Phone Alternate Phone EFTA00123970 Capita/One Page 1 of 2 Auto Finance Statement Date : 07/21/2017 Capital One Auto Finance PO Box 60511 Cii of Indust' . CA 917160511 YOUR MONTHLY STATEMEN JAIME RIVAS WILLIAMS Account Number: BROOKLYN, NY 11234-4029 Vehicle: 15 JEEP WRANGLER ACCOUNT STATUS CURRENT HOW TO MAKE A PAYMENT You have setup your account on our DirectPay recurring payment program. Details of your payments scheduled to process between the date of this statement and your due date are shown in the Scheduled Payments' section on Jo page 2. The total scheduled payments are shown below. PAY ONLINE www.capitalone.com YOUR PAYMENT INFORMATION Past Due Payment(s) $0.00 Total Unpaid Late Fees $0.00 Total Unpaid Other Fees $0.00 Current Due Payment $351.27 PAY BY PHONE Call Mon - Fri. 8:00 a.m. - 9:00 p.m. EST Total Due $351.27 Total Scheduled Payments $351.27 Total Due. if scheduled payments are made as planned $0.00 Due Dale 08/11/2017 PAY BY MAIL Capital One Auto Finance PO Box 60511 City of Industry. CA 91716-0511 Payoff Amount good through 07/31/2017 $18,015.87 • Add money to each payment - an extra SMALL STEPS. 825 can go a long way! • Make one extra payment each year BIG RESULTS. • Make half payments every two weeks To learn more money saving tips. visit www.capitalone.com LEARN THE LITTLE STEPS THAT CAN GO A LONG WAY IN SAVING YOU MONEY. EFTA00123971 IMPORTANT DISCLOSURES AND INSTRUCTIONS Important Customer Notices: 1- Mail Payment Information. • Please see the front of the payment coupon at the bottom of the second page on this statement for important mail payment instructions. • Please allow at least 5 business days (Monday through Saturday, except holidays) for postal delivery. • We will process payments received in our California payment processing center the same day if received before 12:00 p.m. Payments received after this time will be processed on the next business day (Monday through Saturday, except holidays). Regardless of when we process your payment, we will credit your account for the day we received your payment. • We may store your payment account information to allow you to make payments in the future. We will not process payments using this account information without your prior explicit authorization. 2- Electronic Authorization. Each time you send us a check, you authorize us to use information from your check to make a one-time electronic debit from your bank account for the amount of the check. This authorization applies to all checks received. If we cannot process the one-time electronic debit, you authorize us to debit your bank account using the original check. a paper draft, or other item. When we use information from your check to make a one-time electronic debit from your checking account, funds may be withdrawn from your bank account as soon as the same day you make. or we receive, your payment. You will not receive your check back from your financial institution. 3- Late Fees. Please remember. making your monthly payments in full and on time is important to avoid delinquency. If you are past due on your account, you may be assessed late fees in accordance with your contract. 4- Other Fees may include, but are not limited to. any of the following fees or charges . except where prohibited by law: NSF ("returned check fee"), One-Time ACK Debit Card. Due Date Change. Extension, Legal. Lien Filing, FedEx. and Repossession. 5- Scheduled Payments. If you modify/cancel your scheduled payment(s) on/after your statement date. please adjust your payment amount to ensure your Total Due on the front of this statement is paid by your due date. 6- Paying Your Account Ahead. Any amount paid over your Total Due shown on the front of this statement by your due date will be applied to your balance but will not further advance your due date. You will need to make at least one regular monthly payment every billing cycle by your due date until your account is paid in full, regardless of how much you paid in previous monthly billing cycles. 7- Payoff Amount. For your convenience. the amount needed to pay off your account on the date shown (the 'good-through date) is given on the front of this statement. This amount may change if any transactions are posted to your account before your payoff good-through date. • If you pay the Payoff Amount shown before your good-through date, your account may be over paid. The credit balance will be refunded back to you. If you pay the Payoff Amount shown after your good-through date. your account may not be paid off as you may have incurred additional interest and/or fees. You will receive a statement for the remaining balance prior to your next due date. 8- Credit Bureau Reporting. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. All disputes must be sent in writing to the following address: ATTN: COAF Credit Bureau Dispute, Capital One Auto Finance. PO Box 259407. Plano, TX 75025-9407. Phone Authorization for Electronic Payments: 1- You may authorize us to initiate one-time or recurring payment(s) that will be electronically debited from your bank account by phone at 2- Confirmation of your phone authorization for recurring payments will be sent to you by mail. 3- Your authorization for one-time payment(s) will remain in effect until your payment(s) is electronically debited from your bank account. or until you direct us to stop it. 4- You may make an electronic payment at no cost by either going online at www.caoitalone.com. using our automated phone service at . or speaking with an agent at 5- If you wish to modify or cancel your payment(s). please call us at . Monday through Friday. from 8:00 a.m. to 9:00 p.m. Eastern Time. Any change to your one-time payment(s) must be completed by 5:00 p.m. Eastern Time on the payment date. Any change to your DirectPay payment must be received 3 business days before your payment date to be effective for this month; otherwise. the change will be effective starting next month. Capital One Auto Finance is a division of Capital One. National Association, and services the following Capital One affiliated company: Onyx Acceptance Corporation. EFTA00123972 CapitalOce Page 2 of 2 Auto Finance Statement Date : 07/21/2017 Capital One Auto Finance PO Box 6051 I City of Indust . CA 917160511 YOUR MONTHLY STATEMEN Account Number: Vehicle: 15 JEEP WRANGLER TRANSACTION HISTO88/20/2017 - 07/20/2017 Posting Date Effective Date Description Principal Interest Late Fees Other Fees Total BEGINNING BALANCE $18.215.84 $36.59 $0.00 $0.00 $18.252.43 07/07/2017 07/07/2017 Payment Reversed by COAF -$266.83 -$84.44 $0.00 $0.00 -$351.27 07/12/2017 07/07/2017 Payment Returned $266.83 $84.44 $0.00 $0.00 $351.27 07/13/2017 07/13/2017 Payment Received -$249.94 -$101.33 $0.00 $0.00 -$351.27 Interest Accrued this Period $0.00 $86.94 $0.00 $0.00 $86.94 ENDING BALANCE $17.965.90 $22.20 $0.00 $0.00 $17.988.10 SCHEDULED PAYMEN108/21/2017 - 08/11/2017 Effective Date Description Payment Amount 08/07/2017 Recurring ACH Payment $351.27 TOTAL SCHEDULED PAYMENTS $351.27 PLEASE DETACH AND RETURN THE PORTION BELOW WITH YOUR PAYMENT See reverse side to update your address. Account Number: Auto Finance JAIME RIVAS WILLIAMS Total Due. if scheduled payments are made as planned : $0.00 BROOKLYN, NY 11234.4029 Due Date: 08/11/2017 Amount Enclosed: $ MAIL PAYMENT INSTRUCTIONS • Please send your payment along with this payment coupon in the enclosed envelope. • Make your check payable to Capital One Auto Finance and include your account number on your check. DO NOT SEND CASH! • Payments will be processed according to our posting policy and Capital One Auto Finance not any instructions written on your check. PO Box 60511 • Don't staple or paper clip your check to the payment slip. City of Industry, CA 91716-0511 • Be sure to use the envelope provided. • Enclose payments for this account only. 1 62031308001453914100100000000010 EFTA00123973 PLEASE DETACH AND RETURN THE PORTION BELOW WITH YOUR PAYMENT CHANGE OF ADDRESS (Please print using blue or black ink) Current Address: JAIME RIVAS WILLIAMS BROOKLYN, NY 11234-4029 New Address Capita — Auto Finance City State Zip Home Phone Alternate Phone EFTA00123974 Capitak Page 1 of 2 Auto Finance Statement Date : 08/21/2017 Capital One Auto Finance PO Box 60511 City of Indust . CA 91716.0511 YOUR MONTHLY STATEMEN JAIME RIVAS WILLIAMS Account Number: BROOKLYN. NY 11234-4029 Vehicle: 15 JEEP WRANGLER ACCOUNT STATUS CURRENT HOW TO MAKE A PAYMENT You have setup your account on our DirectPay recurring payment program. Details of your payments scheduled to process between the date of this statement and your due date are shown in the Scheduled Payments' section on Jo page 2. The total scheduled payments are shown below. PAY ONLINE www.capitalone.com YOUR PAYMENT INFORMATION Past Due Payment(s) $0.00 Total Unpaid Late Fees $0.00 TA Total Unpaid Other Fees $0.00 ` h+ Current Due Payment $351.27 PAY BY PHONE Call Mon - Fri. 8:00 a.m. - 9:00 p.m. EST Total Due $351.27 Total Scheduled Payments $351.27 Total Due, if scheduled payments are made as planned $0.00 Due Date 09/11/2017 PAY BY MAIL Capital One Auto Finance PO Box 60511 City of Industry, CA 91716-0511 Payoff Amount good through 08/31/2017 $17,749.61 • Add money to each payment - an extra SMALL STEPS. $25 can go a long way! • Make one extra payment each year BIG RESULTS. • Make half payments every two weeks To learn more money saving tips, visit www.caoitalone.com LEARN THE LITTLE STEPS THAT CAN GO A LONG WAY IN SAVING YOU MONEY. EFTA00123975 IMPORTANT DISCLOSURES AND INSTRUCTIONS Important Customer Notices: 1- Mail Payment Information. • Please see the front of the payment coupon at the bottom of the second page on this statement for important mail payment instructions. • Please allow at least 5 business days (Monday through Saturday, except holidays) for postal delivery. • We will process payments received in our California payment processing center the same day if received before 12:00 p.m. Payments received after this time will be processed on the next business day (Monday through Saturday, except holidays). Regardless of when we process your payment, we will credit your account for the day we received your payment. • We may store your payment account information to allow you to make payments in the future. We will not process payments using this account information without your prior explicit authorization. 2- Electronic Authorization. Each time you send us a check, you authorize us to use information from your check to make a one-time electronic debit from your bank account for the amount of the check. This authorization applies to all checks received. If we cannot process the one-time electronic debit, you authorize us to debit your bank account using the original check. a paper draft, or other item. When we use information from your check to make a one-time electronic debit from your checking account, funds may be withdrawn from your bank account as soon as the same day you make. or we receive, your payment. You will not receive your check back from your financial institution. 3- Late Fees. Please remember. making your monthly payments in full and on time is important to avoid delinquency. If you are past due on your account, you may be assessed late fees in accordance with your contract. 4- Other Fees may include, but are not limited to. any of the following fees or charges . except where prohibited by law: NSF ("returned check fee"), One-Time ACK Debit Card. Due Date Change. Extension, Legal. Lien Filing, FedEx. and Repossession. 5- Scheduled Payments. If you modify/cancel your scheduled payment(s) on/after your statement date. please adjust your payment amount to ensure your Total Due on the front of this statement is paid by your due date. 6- Paying Your Account Ahead. Any amount paid over your Total Due shown on the front of this statement by your due date will be applied to your balance but will not further advance your due date. You will need to make at least one regular monthly payment every billing cycle by your due date until your account is paid in full, regardless of how much you paid in previous monthly billing cycles. 7- Payoff Amount. For your convenience. the amount needed to pay off your account on the date shown (the 'good-through date) is given on the front of this statement. This amount may change if any transactions are posted to your account before your payoff good-through date. • If you pay the Payoff Amount shown before your good-through date, your account may be over paid. The credit balance will be refunded back to you. If you pay the Payoff Amount shown after your good-through date. your account may not be paid off as you may have incurred additional interest and/or fees. You will receive a statement for the remaining balance prior to your next due date. 8- Credit Bureau Reporting. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. All disputes must be sent in writing to the following address: ATTN: COAF Credit Bureau Dispute, Capital One Auto Finance. PO Box 259407. Plano, TX 75025-9407. Phone Authorization for Electronic Payments: 1- You may authorize us to initiate one-time or recurring payment(s) that will be electronically debited from your bank account by phone at 2- Confirmation of your phone authorization for recurring payments will be sent to you by mail. 3- Your authorization for one-time payment(s) will remain in effect until your payment(s) is electronically debited from your bank account. or until you direct us to stop it. 4- You may make an electronic payment at no cost by either going online at www.caoitalone.com. using our automated phone service at . or speaking with an agent at 5- If you wish to modify or cancel your payment(s). please call us at . Monday through Friday. from 8:00 a.m. to 9:00 p.m. Eastern Time. Any change to your one-time payment(s) must be completed by 5:00 p.m. Eastern Time on the payment date. Any change to your DirectPay payment must be received 3 business days before your payment date to be effective for this month; otherwise. the change will be effective starting next month. Capital One Auto Finance is a division of Capital One. National Association, and services the following Capital One affiliated company: Onyx Acceptance Corporation. EFTA00123976 CapitalOre Page 2 of 2 Auto Finance Statement Date : 08/21/2017 Capital One Auto Finance PO Box 60511 Ci of Indust . CA 91716.0511 YOUR MONTHLY STATEMEN Account Number: Vehicle: 15 JEEP WRANGLER TRANSACTION HISTORY/2112017 - 08/20/2017 Posting Date Effective Date Description Pnncipal Interest Late Fees Other Fees Total BEGINNING BALANCE $17.965.90 $22.20 $0.00 $0.00 $17.988.10 08/07/2017 08107/2017 Payment Received -$281.87 -$69.40 $0.00 $0.00 -$351.27 Interest Accrued this Period $0.00 $85.45 $0.00 $0.00 $85.45 ENDING BALANCE $17.684.03 $38.25 $0.00 $0.00 $17.722.28 SCHEDULED PAYMENIIS/21/2017 - 09/11/2017 Effective Date Description Payment Amount 09/07/2017 Recurring ACH Payment $351.27 TOTAL SCHEDULED PAYMENTS $351.27 PLEASE DETACH AND RETURN THE PORTION BELOW WITH YOUR PAYMENT See reverse side to update your address. Cai 31/ . Account Number: Auto Finance JAIME RIVAS WILLIAMS Total Due. if scheduled payments are made as planned : $0.00 BROOKLYN, NY 112344029 Due Date: 09/11/2017 Amount Enclosed: $ MAIL PAYMENT INSTRUCTIONS • Please send your payment along with this payment coupon in the enclosed envelope. • Make your check payable to Capital One Auto Finance and include your account number on your check. DO NOT SEND CASH! • Payments will be processed according to our posting policy and Capital One Auto Finance not any instructions written on your check. PO Box 60511 • Don't staple or paper dip your check to the payment slip. City of Industry, CA 91716-0511 • Be sure to use the envelope provided. • Enclose payments for this account only. 1 62031308001453914100100000000010 EFTA00123977 PLEASE DETACH AND RETURN THE PORTION BELOW WITH YOUR PAYMENT CHANGE OF ADDRESS (Please print using blue or black ink) Current Address: JAIME RIVAS WILLIAMS BROOKLYN, NY 11234-4029 New Address Capita — Auto Finance City State Zip Home Phone Alternate Phone EFTA00123978 Capitalthe Page 1 of 2 Auto Finance Statement Date : 09/20/2017 Capital One Auto Finance PO Box 60511 City of Indust . CA 917160511 YOUR MONTHLY STATEMEN JAIME RIVAS WILLIAMS Account Number: BROOKLYN. NY 11234-4029 Vehicle: 15 JEEP WRANGLER ACCOUNT STATUS CURRENT HOW TO MAKE A PAYMENT You have setup your account on our DirectPay recurring payment program. Details of your payments scheduled to process between the date of this statement and your due date are shown in the Scheduled Payments' section on Jo page 2. The total scheduled payments are shown below. PAY ONLINE www.capitalone.com YOUR PAYMENT INFORMATION Past Due Payment(s) $0.00 Total Unpaid Late Fees $0.00 gra Total Unpaid Other Fees $0.00 Current Due Payment $351.27 PAY BY PHONE Call Mon - Fri. 8:00 a.m. - 9:00 p.m. EST Total Due $351.27 Total Scheduled Payments $351.27 Total Due, if scheduled payments are made as planned $0.00 Due Date 10/11/2017 PAY BY MAIL Capital One Auto Finance PO Box 60511 City of Industry, CA 91716-0511 Payoff Amount good through 09/30(2017 $17,479.37 • Add money to each payment - an extra SMALL STEPS. $25 can go a long way! • Make one extra payment each year BIG RESULTS. • Make half payments every two weeks To learn more money saving tips, visit www.caoitalone.com LEARN THE LITTLE STEPS THAT CAN GO A LONG WAY IN SAVING YOU MONEY. EFTA00123979 IMPORTANT DISCLOSURES AND INSTRUCTIONS Important Customer Notices: 1- Mail Payment Information. • Please see the front of the payment coupon at the bottom of the second page on this statement for important mail payment instructions. • Please allow at least 5 business days (Monday through Saturday, except holidays) for postal delivery. • We will process payments received in our California payment processing center the same day if received before 12:00 p.m. Payments received after this time will be processed on the next business day (Monday through Saturday, except holidays). Regardless of when we process your payment, we will credit your account for the day we received your payment. • We may store your payment account information to allow you to make payments in the future. We will not process payments using this account information without your prior explicit authorization. 2- Electronic Authorization. Each time you send us a check, you authorize us to use information from your check to make a one-time electronic debit from your bank account for the amount of the check. This authorization applies to all checks received. If we cannot process the one-time electronic debit, you authorize us to debit your bank account using the original check. a paper draft, or other item. When we use information from your check to make a one-time electronic debit from your checking account, funds may be withdrawn from your bank account as soon as the same day you make. or we receive, your payment. You will not receive your check back from your financial institution. 3- Late Fees. Please remember. making your monthly payments in full and on time is important to avoid delinquency. If you are past due on your account, you may be assessed late fees in accordance with your contract. 4- Other Fees may include, but are not limited to. any of the following fees or charges . except where prohibited by law: NSF ("returned check fee"), One-Time ACK Debit Card. Due Date Change. Extension, Legal. Lien Filing, FedEx. and Repossession. 5- Scheduled Payments. If you modify/cancel your scheduled payment(s) on/after your statement date. please adjust your payment amount to ensure your Total Due on the front of this statement is paid by your due date. 6- Paying Your Account Ahead. Any amount paid over your Total Due shown on the front of this statement by your due date will be applied to your balance but will not further advance your due date. You will need to make at least one regular monthly payment every billing cycle by your due date until your account is paid in full, regardless of how much you paid in previous monthly billing cycles. 7- Payoff Amount. For your convenience. the amount needed to pay off your account on the date shown (the 'good-through date) is given on the front of this statement. This amount may change if any transactions are posted to your account before your payoff good-through date. • If you pay the Payoff Amount shown before your good-through date, your account may be over paid. The credit balance will be refunded back to you. If you pay the Payoff Amount shown after your good-through date. your account may not be paid off as you may have incurred additional interest and/or fees. You will receive a statement for the remaining balance prior to your next due date. 8- Credit Bureau Reporting. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. All disputes must be sent in writing to the following address: ATTN: COAF Credit Bureau Dispute, Capital One Auto Finance. PO Box 259407. Plano, TX 75025-9407. Phone Authorization for Electronic Payments: 1- You may authorize us to initiate one-time or recurring payment(s) that will be electronically debited from your bank account by phone at 2- Confirmation of your phone authorization for recurring payments will be sent to you by mail. 3- Your authorization for one-time payment(s) will remain in effect until your payment(s) is electronically debited from your bank account. or until you direct us to stop it. 4- You may make an electronic payment at no cost by either going online at www.caoitalone.com. using our automated phone service at . or speaking with an agent at 5- If you wish to modify or cancel your payment(s). please call us at . Monday through Friday. from 8:00 a.m. to 9:00 p.m. Eastern Time. Any change to your one-time payment(s) must be completed by 5:00 p.m. Eastern Time on the payment date. Any change to your DirectPay payment must be received 3 business days before your payment date to be effective for this month; otherwise. the change will be effective starting next month. Capital One Auto Finance is a division of Capital One. National Association, and services the following Capital One affiliated company: Onyx Acceptance Corporation. EFTA00123980 CapitalOce Page 2 of 2 Auto Finance Statement Date : 09/20/2017 Capital One Auto Finance PO Box 6051 I Ci of Indust . CA 91716.0511 YOUR MONTHLY STATEMEN Account Number: Vehicle: 15 JEEP WRANGLER TRANSACTION HISTORt1/21/2017 - 09/19/2017 Posting Date Effective Date Description Principal Interest Late Fees Other Fees Total BEGINNING BALANCE $17.684.03 $38.25 $0.00 $0.00 $17.722.28 09/07/2017 09/07/2017 Payment Received -$266.56 -$84.71 $0.00 $0.00 -$351.27 Interest Accrued this Period $0.00 $81.44 $0.00 $0.00 $81.44 ENDING BALANCE $17.417.47 $34.98 $0.00 $0.00 $17.452.45 SCHEDULED PAYMEN18/.20/2017 - 10/11/2017 Effective Date Description Payment Amount 10/07/2017 Recurring ACH Payment $351.27 TOTAL SCHEDULED PAYMENTS $351.27 PLEASE DETACH AND RETURN THE PORTION BELOW WITH YOUR PAYMENT See reverse side to update your address. Account Number: Auto Finance JAIME RIVAS WILLIAMS Total Due. if scheduled payments are made as planned : $0.00 BROOKLYN, NY 112344029 Due Date: 10/11/2017 Amount Enclosed: $ MAIL PAYMENT INSTRUCTIONS • Please send your payment along with this payment coupon in the enclosed envelope. • Make your check payable to Capital One Auto Finance and include your account number on your check. DO NOT SEND CASH! 1111.11t1~u~1'11111111111111111'1l'1l1l11littitlltl111uiuiliIii.. • Payments will be processed according to our posting policy and Capital One Auto Finance not any instructions written on your check. PO Box 60511 • Don't staple or paper clip your check to the payment slip. City of Industry, CA 91716-0511 • Be sure to use the envelope provided. • Enclose payments for this account only. 1 62031308001453914100100000000010 EFTA00123981 PLEASE DETACH AND RETURN THE PORTION BELOW WITH YOUR PAYMENT CHANGE OF ADDRESS (Please print using blue or black ink) Current Address: JAIME RIVAS WILLIAMS BROOKLYN, NY 11234-4029 New Address Capita — Auto Finance City State Zip Home Phone Alternate Phone EFTA00123982 Capita/One Page 1 of 2 Auto Finance Statement Date : 10/21/2017 Capital One Auto Finance PO Box 60511 City of Indust . CA 91716.0511 YOUR MONTHLY STATEMEN JAIME RIVAS WILLIAMS Account Number: BROOKLYN, NY 11234-4029 Vehicle: 15 JEEP WRANGLER ACCOUNT STATUS CURRENT HOW TO MAKE A PAYMENT You have setup your account on our DirectPay recurring payment program. Details of your payments scheduled to process between the date of this statement and your due date are shown in the Scheduled Payments' section on Jo page 2. The total scheduled payments are shown below. PAY ONLINE www.capitalone.com YOUR PAYMENT INFORMATION Past Due Payment(s) $0.00 Total Unpaid Late Fees $0.00 Total Unpaid Other Fees $0.00 Current Due Payment $351.27 PAY BY PHONE Call Mon - Fri. 8:00 a.m. - 9:00 p.m. EST Total Due $351.27 Total Scheduled Payments $351.27 Total Due, if scheduled payments are made as planned $0.00 Due Date 11/11/2017 PAY BY MAIL Capital One Auto Finance PO Box 60511 City of Industry, CA 91716-0511 Payoff Amount good through 10/31/2017 $17,210.53 • Add money to each payment - an extra SMALL STEPS. $25 can go a long way! • Make one extra payment each year BIG RESULTS. • Make half payments every two weeks To learn more money saving tips, visit www.caoitalone.com LEARN THE LITTLE STEPS THAT CAN GO A LONG WAY IN SAVING YOU MONEY. EFTA00123983 IMPORTANT DISCLOSURES AND INSTRUCTIONS Important Customer Notices: 1- Mail Payment Information. • Please see the front of the payment coupon at the bottom of the second page on this statement for important mail payment instructions. • Please allow at least 5 business days (Monday through Saturday, except holidays) for postal delivery. • We will process payments received in our California payment processing center the same day if received before 12:00 p.m. Payments received after this time will be processed on the next business day (Monday through Saturday, except holidays). Regardless of when we process your payment, we will credit your account for the day we received your payment. • We may store your payment account information to allow you to make payments in the future. We will not process payments using this account information without your prior explicit authorization. 2- Electronic Authorization. Each time you send us a check, you authorize us to use information from your check to make a one-time electronic debit from your bank account for the amount of the check. This authorization applies to all checks received. If we cannot process the one-time electronic debit, you authorize us to debit your bank account using the original check. a paper draft, or other item. When we use information from your check to make a one-time electronic debit from your checking account, funds may be withdrawn from your bank account as soon as the same day you make. or we receive, your payment. You will not receive your check back from your financial institution. 3- Late Fees. Please remember. making your monthly payments in full and on time is important to avoid delinquency. If you are past due on your account, you may be assessed late fees in accordance with your contract. 4- Other Fees may include, but are not limited to. any of the following fees or charges . except where prohibited by law: NSF ("returned check fee"), One-Time ACK Debit Card. Due Date Change. Extension, Legal. Lien Filing, FedEx. and Repossession. 5- Scheduled Payments. If you modify/cancel your scheduled payment(s) on/after your statement date. please adjust your payment amount to ensure your Total Due on the front of this statement is paid by your due date. 6- Paying Your Account Ahead. Any amount paid over your Total Due shown on the front of this statement by your due date will be applied to your balance but will not further advance your due date. You will need to make at least one regular monthly payment every billing cycle by your due date until your account is paid in full, regardless of how much you paid in previous monthly billing cycles. 7- Payoff Amount. For your convenience. the amount needed to pay off your account on the date shown (the 'good-through date) is given on the front of this statement. This amount may change if any transactions are posted to your account before your payoff good-through date. • If you pay the Payoff Amount shown before your good-through date, your account may be over paid. The credit balance will be refunded back to you. If you pay the Payoff Amount shown after your good-through date. your account may not be paid off as you may have incurred additional interest and/or fees. You will receive a statement for the remaining balance prior to your next due date. 8- Credit Bureau Reporting. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. All disputes must be sent in writing to the following address: ATTN: COAF Credit Bureau Dispute, Capital One Auto Finance. PO Box 259407. Plano, TX 75025-9407. Phone Authorization for Electronic Payments: 1- You may authorize us to initiate one-time or recurring payment(s) that will be electronically debited from your bank account by phone at 2- Confirmation of your phone authorization for recurring payments will be sent to you by mail. 3- Your authorization for one-time payment(s) will remain in effect until your payment(s) is electronically debited from your bank account. or until you direct us to stop it. 4- You may make an electronic payment at no cost by either going online at www.caoitalone.com. using our automated phone service at . or speaking with an agent at 5- If you wish to modify or cancel your payment(s). please call us at . Monday through Friday. from 8:00 a.m. to 9:00 p.m. Eastern Time. Any change to your one-time payment(s) must be completed by 5:00 p.m. Eastern Time on the payment date. Any change to your DirectPay payment must be received 3 business days before your payment date to be effective for this month; otherwise. the change will be effective starting next month. Capital One Auto Finance is a division of Capital One. National Association, and services the following Capital One affiliated company: Onyx Acceptance Corporation. EFTA00123984 Cam Page 2 of 2 Auto Finance Statement Date : 10/21/2017 Capital One Auto Finance PO Box 60511 City of Indust . CA 917160511 YOUR MONTHLY STATEMEN Account Number: Vehicle: 15 JEEP WRANGLER TRANSACTION HISTO8%/20/2017 - 10/20/2017 Posting Date Effective Date Description Principal Interest Late Fees Other Fees Total BEGINNING BALANCE $17.417.47 $34.98 $0.00 $0.00 $17.452.45 10/07/2017 10/07/2017 Payment Received -$270.53 -$80.74 $0.00 $0.00 -$351.27 Interest Accrued this Period $0.00 $82.85 $0.00 $0.00 $82.85 ENDING BALANCE $17.146.94 $37.09 $0.00 $0.00 $17.184.03 SCHEDULED PAYMENT8/21/2017 - 11/11/2017 Effective Date Description Payment Amount 11/07/2017 Recurring ACH Payment $351.27 TOTAL SCHEDULED PAYMENTS $351.27 PLEASE DETACH AND RETURN THE PORTION BELOW WITH YOUR PAYMENT See reverse side to update your address. Account Number: Auto Finance JAIME RIVAS WILLIAMS Total Due. if scheduled payments are made as planned : $0.00 BROOKLYN, NY 112344029 Due Date: 11/11/2017 Amount Enclosed: $ MAIL PAYMENT INSTRUCTIONS • Please send your payment along with this payment coupon in the enclosed envelope. • Make your check payable to Capital One Auto Finance and include your account number on your check. DO NOT SEND CASH! • Payments will be processed according to our posting policy and Capital One Auto Finance not any instructions written on your check. PO Box 60511 • Don't staple or paper clip your check to the payment slip. City of Industry, CA 91716-0511 • Be sure to use the envelope provided. • Enclose payments for this account only. 1 62031308001453914100100000000010 EFTA00123985 PLEASE DETACH AND RETURN THE PORTION BELOW WITH YOUR PAYMENT CHANGE OF ADDRESS (Please print using blue or black ink) Current Address: JAIME RIVAS WILLIAMS BROOKLYN, NY 11234-4029 New Address Capita — Auto Finance City State Zip Home Phone Alternate Phone EFTA00123986 Cam Page 1 of 2 Auto Finance Statement Date : 11/20/2017 Capital One Auto Finance PO Box 605II Cit of Indust' . CA 917160511 YOUR MONTHLY STATEMEN JAIME RIVAS WILLIAMS Account Number: BROOKLYN, NY 11234-4029 Vehicle: 15 JEEP WRANGLER ACCOUNT STATUS CURRENT HOW TO MAKE A PAYMENT You have setup your account on our DirectPay recurring payment program. Details of your payments scheduled to process between the date of this statement and your due date are shown in the Scheduled Payments' section on Jo page 2. The total scheduled payments are shown below. PAY ONLINE www.capitalone.com YOUR PAYMENT INFORMATION Past Due Payment(s) $0.00 Total Unpaid Late Fees $0.00 Total Unpaid Other Fees $0.00 aaa Current Due Payment $351.27 PAY BY PHONE Call Mon - Fri. 8:00 a.m. - 9:00 p.m. EST Total Due $351.27 Total Scheduled Payments $351.27 Total Due. if scheduled payments are made as planned $0.00 Due Dale 12/11/2017 PAY BY MAIL Capital One Auto Finance PO Box 60511 City of Industry, CA 91716-0511 Payoff Amount good through 11/3012017 $16,937.79 • Add money to each payment - an extra SMALL STEPS. $25 can go a long way! • Make one extra payment each year BIG RESULTS. • Make half payments every two weeks To learn more money saving tips. visit www.caeitalone.com LEARN THE LITTLE STEPS THAT CAN GO A LONG WAY IN SAVING YOU MONEY. EFTA00123987 IMPORTANT DISCLOSURES AND INSTRUCTIONS Important Customer Notices: 1- Mail Payment Information. • Please see the front of the payment coupon at the bottom of the second page on this statement for important mail payment instructions. • Please allow at least 5 business days (Monday through Saturday, except holidays) for postal delivery. • We will process payments received in our California payment processing center the same day if received before 12:00 p.m. Payments received after this time will be processed on the next business day (Monday through Saturday, except holidays). Regardless of when we process your payment, we will credit your account for the day we received your payment. • We may store your payment account information to allow you to make payments in the future. We will not process payments using this account information without your prior explicit authorization. 2- Electronic Authorization. Each time you send us a check, you authorize us to use information from your check to make a one-time electronic debit from your bank account for the amount of the check. This authorization applies to all checks received. If we cannot process the one-time electronic debit, you authorize us to debit your bank account using the original check. a paper draft, or other item. When we use information from your check to make a one-time electronic debit from your checking account, funds may be withdrawn from your bank account as soon as the same day you make. or we receive, your payment. You will not receive your check back from your financial institution. 3- Late Fees. Please remember. making your monthly payments in full and on time is important to avoid delinquency. If you are past due on your account, you may be assessed late fees in accordance with your contract. 4- Other Fees may include, but are not limited to. any of the following fees or charges . except where prohibited by law: NSF ("returned check fee"), One-Time ACK Debit Card. Due Date Change. Extension, Legal. Lien Filing, FedEx. and Repossession. 5- Scheduled Payments. If you modify/cancel your scheduled payment(s) on/after your statement date. please adjust your payment amount to ensure your Total Due on the front of this statement is paid by your due date. 6- Paying Your Account Ahead. Any amount paid over your Total Due shown on the front of this statement by your due date will be applied to your balance but will not further advance your due date. You will need to make at least one regular monthly payment every billing cycle by your due date until your account is paid in full, regardless of how much you paid in previous monthly billing cycles. 7- Payoff Amount. For your convenience. the amount needed to pay off your account on the date shown (the 'good-through date) is given on the front of this statement. This amount may change if any transactions are posted to your account before your payoff good-through date. • If you pay the Payoff Amount shown before your good-through date, your account may be over paid. The credit balance will be refunded back to you. If you pay the Payoff Amount shown after your good-through date. your account may not be paid off as you may have incurred additional interest and/or fees. You will receive a statement for the remaining balance prior to your next due date. 8- Credit Bureau Reporting. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. All disputes must be sent in writing to the following address: ATTN: COAF Credit Bureau Dispute, Capital One Auto Finance. PO Box 259407. Plano, TX 75025-9407. Phone Authorization for Electronic Payments: 1- You may authorize us to initiate one-time or recurring payment(s) that will be electronically debited from your bank account by phone at 2- Confirmation of your phone authorization for recurring payments will be sent to you by mail. 3- Your authorization for one-time payment(s) will remain in effect until your payment(s) is electronically debited from your bank account. or until you direct us to stop it. 4- You may make an electronic payment at no cost by either going online at www.caoitalone.com. using our automated phone service at . or speaking with an agent at 5- If you wish to modify or cancel your payment(s). please call us at . Monday through Friday. from 8:00 a.m. to 9:00 p.m. Eastern Time. Any change to your one-time payment(s) must be completed by 5:00 p.m. Eastern Time on the payment date. Any change to your DirectPay payment must be received 3 business days before your payment date to be effective for this month; otherwise. the change will be effective starting next month. Capital One Auto Finance is a division of Capital One. National Association, and services the following Capital One affiliated company: Onyx Acceptance Corporation. EFTA00123988 CapitalOne Page 2 of 2 Auto Finance Statement Date : 11120/2017 Capital One Auto Finance PO Box 60511 City of Indust . CA 9 t 716.0511 YOUR MONTHLY STATEMEN Account Number: Vehicle: 15 JEEP WRANGLER TRANSACTION HISTORN/21/2017 -11119/2017 Posting Date Effective Date Description Principal Interest Late Fees Other Fees Total BEGINNING BALANCE $17.146.94 $37.09 $0.00 $0.00 $17.184.03 11/07/2017 11/07/2017 Payment Received -$269.14 -$82.13 $0.00 $0.00 -$351.27 Interest Accrued this Period $0.00 $78.95 $0.00 $0.00 $78.95 ENDING BALANCE $16.877.80 $33.91 $0.00 $0.00 $16,911.71 SCHEDULED PAYMENTS/20/2017 - 12/11/2017 Effective Date Description Payment Amount 12/07/2017 Recurring ACH Payment $351.27 TOTAL SCHEDULED PAYMENTS $351.27 PLEASE DETACH AND RETURN THE PORTION BELOW WITH YOUR PAYMENT See reverse side to update your address. Cca . Account Number: Auto Finance JAIME RIVAS WILLIAMS Total Due. if scheduled payments are made as planned : $0.00 BROOKLYN, NY 112344029 Due Date: 12/11/2017 Amount Enclosed: $ MAIL PAYMENT INSTRUCTIONS • Please send your payment along with this payment coupon in the enclosed envelope. • Make your check payable to Capital One Auto Finance and include your account number on your check. DO NOT SEND CASH! • Payments will be processed according to our posting policy and Capital One Auto Finance not any instructions written on your check. PO Box 60511 • Don't staple or paper clip your check to the payment slip. City of Industry, CA 91716-0511 • Be sure to use the envelope provided. • Enclose payments for this account only. 1 62031308001453914100100000000010 EFTA00123989 PLEASE DETACH AND RETURN THE PORTION BELOW WITH YOUR PAYMENT CHANGE OF ADDRESS (Please print using blue or black ink) Current Address: JAIME RIVAS WILLIAMS BROOKLYN, NY 11234-4029 New Address Capita — Auto Finance City State Zip Home Phone Alternate Phone EFTA00123990 CapitalOne Page 1 of 2 Auto Finance Statement Date : 12/21/2017 Capital One Auto Finance PO Box 60511 Cit of Indust . CA 91716.0511 YOUR MONTHLY STATEMEN JAIME RIVAS WILLIAMS Account Number: BROOKLYN, NY 11234-4029 Vehicle: 15 JEEP WRANGLER ACCOUNT STATUS CURRENT HOW TO MAKE A PAYMENT You have setup your account on our DirectPay recurring payment program. Details of your payments scheduled to process between the date of this statement and your due date are shown in the Scheduled Payments' section on Jo page 2. The total scheduled payments are shown below. PAY ONLINE www.capitalone.com YOUR PAYMENT INFORMATION Past Due Payment(s) $0.00 Total Unpaid Late Fees $0.00 ea Total Unpaid Other Fees $0.00 Current Due Payment $351.27 PAY BY PHONE Call Mon - Fri. 8:00 a.m. - 9:00 p.m. EST Total Due $351.27 Total Scheduled Payments $351.27 Total Due, if scheduled payments are made as planned $0.00 Due Date 01/11/2018 PAY BY MAIL Capital One Auto Finance PO Box 60511 City of Industry, CA 91716-0511 Payoff Amount good through 12/31/2017 $16,666.35 • Add money to each payment - an extra SMALL STEPS. $25 can go a long way! • Make one extra payment each year BIG RESULTS. • Make half payments every two weeks To learn more money saving tips, visit www.caoitalone.com LEARN THE LITTLE STEPS THAT CAN GO A LONG WAY IN SAVING YOU MONEY. EFTA00123991 IMPORTANT DISCLOSURES AND INSTRUCTIONS Important Customer Notices: 1- Mail Payment Information. • Please see the front of the payment coupon at the bottom of the second page on this statement for important mail payment instructions. • Please allow at least 5 business days (Monday through Saturday, except holidays) for postal delivery. • We will process payments received in our California payment processing center the same day if received before 12:00 p.m. Payments received after this time will be processed on the next business day (Monday through Saturday, except holidays). Regardless of when we process your payment, we will credit your account for the day we received your payment. • We may store your payment account information to allow you to make payments in the future. We will not process payments using this account information without your prior explicit authorization. 2- Electronic Authorization. Each time you send us a check, you authorize us to use information from your check to make a one-time electronic debit from your bank account for the amount of the check. This authorization applies to all checks received. If we cannot process the one-time electronic debit, you authorize us to debit your bank account using the original check. a paper draft, or other item. When we use information from your check to make a one-time electronic debit from your checking account, funds may be withdrawn from your bank account as soon as the same day you make. or we receive, your payment. You will not receive your check back from your financial institution. 3- Late Fees. Please remember. making your monthly payments in full and on time is important to avoid delinquency. If you are past due on your account, you may be assessed late fees in accordance with your contract. 4- Other Fees may include, but are not limited to. any of the following fees or charges . except where prohibited by law: NSF ("returned check fee"), One-Time ACK Debit Card. Due Date Change. Extension, Legal. Lien Filing, FedEx. and Repossession. 5- Scheduled Payments. If you modify/cancel your scheduled payment(s) on/after your statement date. please adjust your payment amount to ensure your Total Due on the front of this statement is paid by your due date. 6- Paying Your Account Ahead. Any amount paid over your Total Due shown on the front of this statement by your due date will be applied to your balance but will not further advance your due date. You will need to make at least one regular monthly payment every billing cycle by your due date until your account is paid in full, regardless of how much you paid in previous monthly billing cycles. 7- Payoff Amount. For your convenience. the amount needed to pay off your account on the date shown (the 'good-through date) is given on the front of this statement. This amount may change if any transactions are posted to your account before your payoff good-through date. • If you pay the Payoff Amount shown before your good-through date, your account may be over paid. The credit balance will be refunded back to you. If you pay the Payoff Amount shown after your good-through date. your account may not be paid off as you may have incurred additional interest and/or fees. You will receive a statement for the remaining balance prior to your next due date. 8- Credit Bureau Reporting. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. All disputes must be sent in writing to the following address: ATTN: COAF Credit Bureau Dispute, Capital One Auto Finance. PO Box 259407. Plano, TX 75025-9407. Phone Authorization for Electronic Payments: 1- You may authorize us to initiate one-time or recurring payment(s) that will be electronically debited from your bank account by phone at 2- Confirmation of your phone authorization for recurring payments will be sent to you by mail. 3- Your authorization for one-time payment(s) will remain in effect until your payment(s) is electronically debited from your bank account. or until you direct us to stop it. 4- You may make an electronic payment at no cost by either going online at www.caoitalone.com. using our automated phone service at . or speaking with an agent at 5- If you wish to modify or cancel your payment(s). please call us at . Monday through Friday. from 8:00 a.m. to 9:00 p.m. Eastern Time. Any change to your one-time payment(s) must be completed by 5:00 p.m. Eastern Time on the payment date. Any change to your DirectPay payment must be received 3 business days before your payment date to be effective for this month; otherwise. the change will be effective starting next month. Capital One Auto Finance is a division of Capital One. National Association, and services the following Capital One affiliated company: Onyx Acceptance Corporation. EFTA00123992 CapitalOne Page 2 of 2 Auto Finance Statement Date : 12/21/2017 Capital One Auto Finance PO Box 60511 City of Indust . CA 917160511 YOUR MONTHLY STATEMEN Account Number: Vehicle: 15 JEEP WRANGLER TRANSACTION HISTORY/20/2017 - 12/20/2017 Posting Date Effective Date Description Principal Interest Late Fees Other Fees Total BEGINNING BALANCE $16.877.80 $33.91 $0.00 $0.00 $16.911.71 12/07/2017 12/07/2017 Payment Received -$273.03 -$78.24 $0.00 $0.00 -$351.27 Interest Accrued this Period $0.00 $80.25 $0.00 $0.00 $80.25 ENDING BALANCE $16.604.77 $35.92 $0.00 $0.00 $16,640.69 SCHEDULED PAYMENTS/21/2017 - 01/11/2018 Effective Date Description Payment Amount 01/07/2018 Recurring ACH Payment $351.27 TOTAL SCHEDULED PAYMENTS $351.27 PLEASE DETACH AND RETURN THE PORTION BELOW WITH YOUR PAYMENT See reverse side to update your address. Account Number: Auto Finance JAIME RIVAS WILLIAMS Total Due. if scheduled payments are made as planned : $0.00 BROOKLYN, NY 112344029 Due Date: 01/11/2018 Amount Enclosed: $ MAIL PAYMENT INSTRUCTIONS • Please send your payment along with this payment coupon in the enclosed envelope. • Make your check payable to Capital One Auto Finance and include your account number on your check. DO NOT SEND CASH! • Payments will be processed according to our posting policy and Capital One Auto Finance not any instructions written on your check. PO Box 60511 • Don't staple or paper clip your check to the payment slip. City of Industry, CA 91716-0511 • Be sure to use the envelope provided. • Enclose payments for this account only. 1 62031308001453914100100000000010 EFTA00123993 PLEASE DETACH AND RETURN THE PORTION BELOW WITH YOUR PAYMENT CHANGE OF ADDRESS (Please print using blue or black ink) Current Address: JAIME RIVAS WILLIAMS BROOKLYN, NY 11234-4029 New Address Capita — Auto Finance City State Zip Home Phone Alternate Phone EFTA00123994 CaPitO Page 1 of 2 Auto Finance Statement Date : 01/22/2018 Capital One Auto Finance PO Box 60511 Ci of Indust . CA 91716.0511 YOUR MONTHLY STATEMEN JAIME RIVAS WILLIAMS Account Number: BROOKLYN. NY 11234-4029 Vehicle: 15 JEEP WRANGLER ACCOUNT STATUS CURRENT HOW TO MAKE A PAYMENT You have setup your account on our 0irectPay recurring payment program. Details of your payments scheduled to process between the date of this statement and your due date are shown in the Scheduled Payments' section on Jo page 2. The total scheduled payments are shown below. PAY ONLINE www.capitalone.com YOUR PAYMENT INFORMATION Past Due Payment(s) $0.00 Total Unpaid Late Fees $0.00 es h Total Unpaid Other Fees $0.00 Current Due Payment $351.27 PAY BY PHONE Call Mon - Fri. 8:00 a.m. - 9:00 p.m. EST Total Due $351.27 Total Scheduled Payments $351.27 Total Due, if scheduled payments are made as planned $0.00 Due Date 02/11/2018 PAY BY MAIL Capital One Auto Finance PO Box 60511 City of Industry, CA 91716-0511 Payoff Amount good through 02/11/2018 $16,421.32 • Add money to each payment - an extra SMALL STEPS. $25 can go a long way! • Make one extra payment each year BIG RESULTS. • Make half payments every two weeks To learn more money saving tips, visit www.caoitalone.com LEARN THE LITTLE STEPS THAT CAN GO A LONG WAY IN SAVING YOU MONEY. EFTA00123995 IMPORTANT DISCLOSURES AND INSTRUCTIONS Important Customer Notices: 1- Mail Payment Information. • Please see the front of the payment coupon at the bottom of the second page on this statement for important mail payment instructions. • Please allow at least 5 business days (Monday through Saturday, except holidays) for postal delivery. • We will process payments received in our California payment processing center the same day if received before 12:00 p.m. Payments received after this time will be processed on the next business day (Monday through Saturday, except holidays). Regardless of when we process your payment, we will credit your account for the day we received your payment. • We may store your payment account information to allow you to make payments in the future. We will not process payments using this account information without your prior explicit authorization. 2- Electronic Authorization. Each time you send us a check, you authorize us to use information from your check to make a one-time electronic debit from your bank account for the amount of the check. This authorization applies to all checks received. If we cannot process the one-time electronic debit, you authorize us to debit your bank account using the original check. a paper draft, or other item. When we use information from your check to make a one-time electronic debit from your checking account, funds may be withdrawn from your bank account as soon as the same day you make. or we receive, your payment. You will not receive your check back from your financial institution. 3- Late Fees. Please remember. making your monthly payments in full and on time is important to avoid delinquency. If you are past due on your account, you may be assessed late fees in accordance with your contract. 4- Other Fees may include, but are not limited to. any of the following fees or charges . except where prohibited by law: NSF ("returned check fee"), One-Time ACK Debit Card. Due Date Change. Extension, Legal. Lien Filing, FedEx. and Repossession. 5- Scheduled Payments. If you modify/cancel your scheduled payment(s) on/after your statement date. please adjust your payment amount to ensure your Total Due on the front of this statement is paid by your due date. 6- Paying Your Account Ahead. Any amount paid over your Total Due shown on the front of this statement by your due date will be applied to your balance but will not further advance your due date. You will need to make at least one regular monthly payment every billing cycle by your due date until your account is paid in full, regardless of how much you paid in previous monthly billing cycles. 7- Payoff Amount. For your convenience. the amount needed to pay off your account on the date shown (the 'good-through date) is given on the front of this statement. This amount may change if any transactions are posted to your account before your payoff good-through date. • If you pay the Payoff Amount shown before your good-through date, your account may be over paid. The credit balance will be refunded back to you. If you pay the Payoff Amount shown after your good-through date. your account may not be paid off as you may have incurred additional interest and/or fees. You will receive a statement for the remaining balance prior to your next due date. 8- Credit Bureau Reporting. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. All disputes must be sent in writing to the following address: ATTN: COAF Credit Bureau Dispute, Capital One Auto Finance. PO Box 259407. Plano, TX 75025-9407. Phone Authorization for Electronic Payments: 1- You may authorize us to initiate one-time or recurring payment(s) that will be electronically debited from your bank account by phone at 2- Confirmation of your phone authorization for recurring payments will be sent to you by mail. 3- Your authorization for one-time payment(s) will remain in effect until your payment(s) is electronically debited from your bank account. or until you direct us to stop it. 4- You may make an electronic payment at no cost by either going online at www.caoitalone.com. using our automated phone service at . or speaking with an agent at 5- If you wish to modify or cancel your payment(s). please call us at . Monday through Friday. from 8:00 a.m. to 9:00 p.m. Eastern Time. Any change to your one-time payment(s) must be completed by 5:00 p.m. Eastern Time on the payment date. Any change to your DirectPay payment must be received 3 business days before your payment date to be effective for this month; otherwise. the change will be effective starting next month. Capital One Auto Finance is a division of Capital One. National Association, and services the following Capital One affiliated company: Onyx Acceptance Corporation. EFTA00123996 CapitaIthe Page 2 of 2 Auto Finance Statement Date : 01/22/2018 Capital One Auto Finance PO Box 60511 Ci of Indust . CA 91716.0511 YOUR MONTHLY STATEMEN Account Number: Vehicle: 15 JEEP WRANGLER TRANSACTION HISTORY/21/2017 - 01/21/2018 Posting Date Effective Date Description Principal Interest Late Fees Other Fees Total BEGINNING BALANCE $16.604.77 $35.92 $0.00 $0.00 $16.640.69 01/08/2018 01/06/2018 Payment Received -$274.29 -$76.98 $0.00 $0.00 -$351.27 Interest Accrued this Period $0.00 $81.43 $0.00 $0.00 $81.43 ENDING BALANCE $16.330.48 $40.37 $0.00 $0.00 $16.370.85 SCHEDULED PAYMENM/.2212018 - 02/11/2018 Effective Date Description Payment Amount 02/07/2018 Recurring ACH Payment $351.27 TOTAL SCHEDULED PAYMENTS $351.27 PLEASE DETACH AND RETURN THE PORTION BELOW WITH YOUR PAYMENT See reverse side to update your address. Account Number: Auto Finance JAIME RIVAS WILLIAMS Total Due. if scheduled payments are made as planned : $0.00 BROOKLYN, NY 112344029 Due Date: 02/11/2018 Amount Enclosed: $ MAIL PAYMENT INSTRUCTIONS • Please send your payment along with this payment coupon in the enclosed envelope. • Make your check payable to Capital One Auto Finance and include your account number on your check. DO NOT SEND CASH! • Payments will be processed according to our posting policy and Capital One Auto Finance not any instructions written on your check. PO Box 60511 • Don't staple or paper clip your check to the payment slip. City of Industry, CA 91716-0511 • Be sure to use the envelope provided. • Enclose payments for this account only. 1 62031308001453914100100000000010 EFTA00123997 PLEASE DETACH AND RETURN THE PORTION BELOW WITH YOUR PAYMENT CHANGE OF ADDRESS (Please print using blue or black ink) Current Address: JAIME RIVAS WILLIAMS BROOKLYN, NY 11234-4029 New Address Capita — Auto Finance City State Zip Home Phone Alternate Phone EFTA00123998 CaPitaiOne Page 1 of 2 Auto Finance Statement Date : 02/19/2018 Capital One Auto Finance PO Box 60511 Ci of Indust . CA 91716.0511 YOUR MONTHLY STATEMEN JAIME RIVAS WILLIAMS Account Number: BROOKLYN. NY 11234-4029 Vehicle: 15 JEEP WRANGLER ACCOUNT STATUS CURRENT HOW TO MAKE A PAYMENT You have setup your account on our DirectPay recurring payment program. Details of your payments scheduled to process between the date of this statement and your due date are shown in the Scheduled Payments' section on Jo page 2. The total scheduled payments are shown below. PAY ONLINE www.capitalone.com YOUR PAYMENT INFORMATION Past Due Payment(s) $0.00 Total Unpaid Late Fees $0.00 CP. Total Unpaid Other Fees $0.00 dha Current Due Payment $351.27 PAY BY PHONE Call Mon - Fri. 8:00 a.m. - 9:00 p.m. EST Total Due $351.27 Total Scheduled Payments $351.27 Total Due, if scheduled payments are made as planned $0.00 Due Date 03/11/2018 PAY BY MAIL Capital One Auto Finance PO Box 60511 City of Industry, CA 91716-0511 Payoff Amount good through 03/11/2018 $16,139.37 • Add money to each payment - an extra SMALL STEPS. $25 can go a long way! • Make one extra payment each year BIG RESULTS. • Make half payments every two weeks To learn more money saving tips, visit www.caoitalone.com LEARN THE LITTLE STEPS THAT CAN GO A LONG WAY IN SAVING YOU MONEY. EFTA00123999 IMPORTANT DISCLOSURES AND INSTRUCTIONS Important Customer Notices: 1- Mail Payment Information. • Please see the front of the payment coupon at the bottom of the second page on this statement for important mail payment instructions. • Please allow at least 5 business days (Monday through Saturday, except holidays) for postal delivery. • We will process payments received in our California payment processing center the same day if received before 12:00 p.m. Payments received after this time will be processed on the next business day (Monday through Saturday, except holidays). Regardless of when we process your payment, we will credit your account for the day we received your payment. • We may store your payment account information to allow you to make payments in the future. We will not process payments using this account information without your prior explicit authorization. 2- Electronic Authorization. Each time you send us a check, you authorize us to use information from your check to make a one-time electronic debit from your bank account for the amount of the check. This authorization applies to all checks received. If we cannot process the one-time electronic debit, you authorize us to debit your bank account using the original check. a paper draft, or other item. When we use information from your check to make a one-time electronic debit from your checking account, funds may be withdrawn from your bank account as soon as the same day you make. or we receive, your payment. You will not receive your check back from your financial institution. 3- Late Fees. Please remember. making your monthly payments in full and on time is important to avoid delinquency. If you are past due on your account, you may be assessed late fees in accordance with your contract. 4- Other Fees may include, but are not limited to. any of the following fees or charges . except where prohibited by law: NSF ("returned check fee"), One-Time ACK Debit Card. Due Date Change. Extension, Legal. Lien Filing, FedEx. and Repossession. 5- Scheduled Payments. If you modify/cancel your scheduled payment(s) on/after your statement date. please adjust your payment amount to ensure your Total Due on the front of this statement is paid by your due date. 6- Paying Your Account Ahead. Any amount paid over your Total Due shown on the front of this statement by your due date will be applied to your balance but will not further advance your due date. You will need to make at least one regular monthly payment every billing cycle by your due date until your account is paid in full, regardless of how much you paid in previous monthly billing cycles. 7- Payoff Amount. For your convenience. the amount needed to pay off your account on the date shown (the 'good-through date) is given on the front of this statement. This amount may change if any transactions are posted to your account before your payoff good-through date. • If you pay the Payoff Amount shown before your good-through date, your account may be over paid. The credit balance will be refunded back to you. If you pay the Payoff Amount shown after your good-through date. your account may not be paid off as you may have incurred additional interest and/or fees. You will receive a statement for the remaining balance prior to your next due date. 8- Credit Bureau Reporting. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. All disputes must be sent in writing to the following address: ATTN: COAF Credit Bureau Dispute, Capital One Auto Finance. PO Box 259407. Plano, TX 75025-9407. Phone Authorization for Electronic Payments: 1- You may authorize us to initiate one-time or recurring payment(s) that will be electronically debited from your bank account by phone at 2- Confirmation of your phone authorization for recurring payments will be sent to you by mail. 3- Your authorization for one-time payment(s) will remain in effect until your payment(s) is electronically debited from your bank account. or until you direct us to stop it. 4- You may make an electronic payment at no cost by either going online at www.caoitalone.com. using our automated phone service at . or speaking with an agent at 5- If you wish to modify or cancel your payment(s). please call us at . Monday through Friday. from 8:00 a.m. to 9:00 p.m. Eastern Time. Any change to your one-time payment(s) must be completed by 5:00 p.m. Eastern Time on the payment date. Any change to your DirectPay payment must be received 3 business days before your payment date to be effective for this month; otherwise. the change will be effective starting next month. Capital One Auto Finance is a division of Capital One. National Association, and services the following Capital One affiliated company: Onyx Acceptance Corporation. EFTA00124000 Capitanie Page 2 of 2 Auto Finance Statement Date : 02/19/2018 Capital One Auto Finance PO Box 60511 City of Indust . CA 917160511 YOUR MONTHLY STATEMEN Account Number: Vehicle: 15 JEEP WRANGLER TRANSACTION HISTOBY/22/2018 - 02/18/2018 Posting Date Effective Date Description Principal Interest Late Fees Other Fees Total BEGINNING BALANCE $16.330.48 $40.37 $0.00 $0.00 $16.370.85 02/07/2018 02/07/2018 Payment Received -$270.53 -$80.74 $0.00 $0.00 -$351.27 Interest Accrued this Period $0.00 $70.15 $0.00 $0.00 $70.15 ENDING BALANCE $16.059.95 $29.78 $0.00 $0.00 $16.089.73 SCHEDULED PAYMEN12/19/2018 - 03/11/2018 Effective Date Description Payment Amount 03/07/2018 Recurring ACH Payment $351.27 TOTAL SCHEDULED PAYMENTS $351.27 PLEASE DETACH AND RETURN THE PORTION BELOW WITH YOUR PAYMENT See reverse side to update your address. Account Number: Auto Finance JAIME RIVAS WILLIAMS Total Due. if scheduled payments are made as planned : $0.00 BROOKLYN, NY 112344029 Due Date: 03/11/2018 Amount Enclosed: $ MAIL PAYMENT INSTRUCTIONS • Please send your payment along with this payment coupon in the enclosed envelope. • Make your check payable to Capital One Auto Finance and include your account number on your check. DO NOT SEND CASH! • Payments will be processed according to our posting policy and Capital One Auto Finance not any instructions written on your check. PO Box 60511 • Don't staple or paper clip your check to the payment slip. City of Industry, CA 91716-0511 • Be sure to use the envelope provided. • Enclose payments for this account only. 1 62031308001453914100100000000010 EFTA00124001 PLEASE DETACH AND RETURN THE PORTION BELOW WITH YOUR PAYMENT CHANGE OF ADDRESS (Please print using blue or black ink) Current Address: JAIME RIVAS WILLIAMS BROOKLYN, NY 11234-4029 New Address Capita — Auto Finance City State Zip Home Phone Alternate Phone EFTA00124002 CaPtO Page 1 of 2 Auto Finance Statement Date : 03/21/2018 Capital One Auto Finance PO Box 60511 Ci of Indust . CA 91716.0511 YOUR MONTHLY STATEMEN JAIME RIVAS WILLIAMS Account Number: BROOKLYN, NY 11234-4029 Vehicle: 15 JEEP WRANGLER ACCOUNT STATUS CURRENT HOW TO MAKE A PAYMENT You have setup your account on our 0irectPay recurring payment program. Details of your payments scheduled to process between the date of this statement and your due date are shown in the Scheduled Payments' section on Jo page 2. The total scheduled payments are shown below. PAY ONLINE www.capitalone.com YOUR PAYMENT INFORMATION Past Due Payment(s) $0.00 Total Unpaid Late Fees $0.00 Total Unpaid Other Fees $0.00 Current Due Payment $351.27 PAY BY PHONE Call Mon - Fri. 8:00 a.m. - 9:00 p.m. EST Total Due $351.27 Total Scheduled Payments $351.27 Total Due, if scheduled payments are made as planned $0.00 Due Date 04/11/2018 PAY BY MAIL Capital One Auto Finance PO Box 60511 City of Industry, CA 91716-0511 Payoff Amount good through 03/31/2018 $15,836.68 • Add money to each payment - an extra SMALL STEPS. $25 can go a long way! • Make one extra payment each year BIG RESULTS. • Make half payments every two weeks To learn more money saving tips, visit www.caoitalone.com LEARN THE LITTLE STEPS THAT CAN GO A LONG WAY IN SAVING YOU MONEY. EFTA00124003 IMPORTANT DISCLOSURES AND INSTRUCTIONS Important Customer Notices: 1- Mail Payment Information. • Please see the front of the payment coupon at the bottom of the second page on this statement for important mail payment instructions. • Please allow at least 5 business days (Monday through Saturday, except holidays) for postal delivery. • We will process payments received in our California payment processing center the same day if received before 12:00 p.m. Payments received after this time will be processed on the next business day (Monday through Saturday, except holidays). Regardless of when we process your payment, we will credit your account for the day we received your payment. • We may store your payment account information to allow you to make payments in the future. We will not process payments using this account information without your prior explicit authorization. 2- Electronic Authorization. Each time you send us a check, you authorize us to use information from your check to make a one-time electronic debit from your bank account for the amount of the check. This authorization applies to all checks received. If we cannot process the one-time electronic debit, you authorize us to debit your bank account using the original check. a paper draft, or other item. When we use information from your check to make a one-time electronic debit from your checking account, funds may be withdrawn from your bank account as soon as the same day you make. or we receive, your payment. You will not receive your check back from your financial institution. 3- Late Fees. Please remember. making your monthly payments in full and on time is important to avoid delinquency. If you are past due on your account, you may be assessed late fees in accordance with your contract. 4- Other Fees may include, but are not limited to. any of the following fees or charges . except where prohibited by law: NSF ("returned check fee"), One-Time ACK Debit Card. Due Date Change. Extension, Legal. Lien Filing, FedEx. and Repossession. 5- Scheduled Payments. If you modify/cancel your scheduled payment(s) on/after your statement date. please adjust your payment amount to ensure your Total Due on the front of this statement is paid by your due date. 6- Paying Your Account Ahead. Any amount paid over your Total Due shown on the front of this statement by your due date will be applied to your balance but will not further advance your due date. You will need to make at least one regular monthly payment every billing cycle by your due date until your account is paid in full, regardless of how much you paid in previous monthly billing cycles. 7- Payoff Amount. For your convenience. the amount needed to pay off your account on the date shown (the 'good-through date) is given on the front of this statement. This amount may change if any transactions are posted to your account before your payoff good-through date. • If you pay the Payoff Amount shown before your good-through date, your account may be over paid. The credit balance will be refunded back to you. If you pay the Payoff Amount shown after your good-through date. your account may not be paid off as you may have incurred additional interest and/or fees. You will receive a statement for the remaining balance prior to your next due date. 8- Credit Bureau Reporting. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. All disputes must be sent in writing to the following address: ATTN: COAF Credit Bureau Dispute, Capital One Auto Finance. PO Box 259407. Plano, TX 75025-9407. Phone Authorization for Electronic Payments: 1- You may authorize us to initiate one-time or recurring payment(s) that will be electronically debited from your bank account by phone at 2- Confirmation of your phone authorization for recurring payments will be sent to you by mail. 3- Your authorization for one-time payment(s) will remain in effect until your payment(s) is electronically debited from your bank account. or until you direct us to stop it. 4- You may make an electronic payment at no cost by either going online at www.caoitalone.com. using our automated phone service at . or speaking with an agent at 5- If you wish to modify or cancel your payment(s). please call us at . Monday through Friday. from 8:00 a.m. to 9:00 p.m. Eastern Time. Any change to your one-time payment(s) must be completed by 5:00 p.m. Eastern Time on the payment date. Any change to your DirectPay payment must be received 3 business days before your payment date to be effective for this month; otherwise. the change will be effective starting next month. Capital One Auto Finance is a division of Capital One. National Association, and services the following Capital One affiliated company: Onyx Acceptance Corporation. EFTA00124004 Capitalaie Page 2 of 2 Auto Finance Statement Date : 03/21/2018 Capital One Auto Finance PO Box 60511 Ci of Indust . CA 91716.0511 YOUR MONTHLY STATEMEN Account Number: Vehicle: 15 JEEP WRANGLER TRANSACTION HISTOMM9/2018 - 03/20/2018 Posting Date Effective Date Description Principal Interest Late Fees Other Fees Total BEGINNING BALANCE $16.059.95 $29.78 $0.00 $0.00 $16.089.73 03/07/2018 03107/2018 Payment Received -$281.78 -$69.49 $0.00 $0.00 -$351.27 Interest Accrued this Period $0.00 $73.84 $0.00 $0.00 $73.84 ENDING BALANCE $15.778.17 $34.13 $0.00 $0.00 $15.812.30 SCHEDULED PAYMENIA9/21/2018 - 04/11/2018 Effective Date Description Payment Amount 04/07/2018 Recurring ACH Payment $351.27 TOTAL SCHEDULED PAYMENTS $351.27 PLEASE DETACH AND RETURN THE PORTION BELOW WITH YOUR PAYMENT See reverse side to update your address. Account Number: Auto Finance JAIME RIVAS WILLIAMS Total Due. if scheduled payments are made as planned : $0.00 BROOKLYN, NY 112344029 Due Date: 04/11/2018 Amount Enclosed: $ MAIL PAYMENT INSTRUCTIONS • Please send your payment along with this payment coupon in the enclosed envelope. • Make your check payable to Capital One Auto Finance and include your account number on your check. DO NOT SEND CASH! • Payments will be processed according to our posting policy and IiiiiitY1611111111111111 1111 Capital One Auto Finance not any instructions written on your check. PO Box 60511 • Don't staple or paper clip your check to the payment slip. City of Industry, CA 91716-0511 • Be sure to use the envelope provided. • Enclose payments for this account only. 1 62031308001453914100100000000010 EFTA00124005 PLEASE DETACH AND RETURN THE PORTION BELOW WITH YOUR PAYMENT CHANGE OF ADDRESS (Please print using blue or black ink) Current Address: JAIME RIVAS WILLIAMS BROOKLYN, NY 11234-4029 New Address Capita — Auto Finance City State Zip Home Phone Alternate Phone EFTA00124006 Capita/One Page 1 of 2 Auto Finance Statement Date : 04/20/2018 Capital One Auto Finance PO Box 60511 Ci of Indust . CA 91716.0511 YOUR MONTHLY STATEMEN JAIME RIVAS WILLIAMS Account Number: BROOKLYN, NY 11234-4029 Vehicle: 15 JEEP WRANGLER ACCOUNT STATUS CURRENT HOW TO MAKE A PAYMENT You have setup your account on our DirectPay recurring payment program. Details of your payments scheduled to process between the date of this statement and your due date are shown in the Scheduled Payments' section on Jo page 2. The total scheduled payments are shown below. PAY ONLINE www.capitalone.com YOUR PAYMENT INFORMATION Past Due Payment(s) $0.00 Total Unpaid Late Fees $0.00 Total Unpaid Other Fees $0.00 dha Current Due Payment $351.27 PAY BY PHONE Call Mon - Fri. 8:00 a.m. - 9:00 p.m. EST Total Due $351.27 Total Scheduled Payments $351.27 Total Due, if scheduled payments are made as planned $0.00 Due Date 05/11/2018 PAY BY MAIL Capital One Auto Finance PO Box 60511 City of Industry, CA 91716-0511 Payoff Amount good through 04/3012018 $15557.57 • Add money to each payment - an extra SMALL STEPS. $25 can go a long way! • Make one extra payment each year BIG RESULTS. • Make half payments every two weeks To learn more money saving tips, visit www.caoitalone.com LEARN THE LITTLE STEPS THAT CAN GO A LONG WAY IN SAVING YOU MONEY. EFTA00124007 IMPORTANT DISCLOSURES AND INSTRUCTIONS Important Customer Notices: 1- Mail Payment Information. • Please see the front of the payment coupon at the bottom of the second page on this statement for important mail payment instructions. • Please allow at least 5 business days (Monday through Saturday, except holidays) for postal delivery. • We will process payments received in our California payment processing center the same day if received before 12:00 p.m. Payments received after this time will be processed on the next business day (Monday through Saturday, except holidays). Regardless of when we process your payment, we will credit your account for the day we received your payment. • We may store your payment account information to allow you to make payments in the future. We will not process payments using this account information without your prior explicit authorization. 2- Electronic Authorization. Each time you send us a check, you authorize us to use information from your check to make a one-time electronic debit from your bank account for the amount of the check. This authorization applies to all checks received. If we cannot process the one-time electronic debit, you authorize us to debit your bank account using the original check. a paper draft, or other item. When we use information from your check to make a one-time electronic debit from your checking account, funds may be withdrawn from your bank account as soon as the same day you make. or we receive, your payment. You will not receive your check back from your financial institution. 3- Late Fees. Please remember. making your monthly payments in full and on time is important to avoid delinquency. If you are past due on your account, you may be assessed late fees in accordance with your contract. 4- Other Fees may include, but are not limited to. any of the following fees or charges . except where prohibited by law: NSF ("returned check fee"), One-Time ACK Debit Card. Due Date Change. Extension, Legal. Lien Filing, FedEx. and Repossession. 5- Scheduled Payments. If you modify/cancel your scheduled payment(s) on/after your statement date. please adjust your payment amount to ensure your Total Due on the front of this statement is paid by your due date. 6- Paying Your Account Ahead. Any amount paid over your Total Due shown on the front of this statement by your due date will be applied to your balance but will not further advance your due date. You will need to make at least one regular monthly payment every billing cycle by your due date until your account is paid in full, regardless of how much you paid in previous monthly billing cycles. 7- Payoff Amount. For your convenience. the amount needed to pay off your account on the date shown (the 'good-through date) is given on the front of this statement. This amount may change if any transactions are posted to your account before your payoff good-through date. • If you pay the Payoff Amount shown before your good-through date, your account may be over paid. The credit balance will be refunded back to you. If you pay the Payoff Amount shown after your good-through date. your account may not be paid off as you may have incurred additional interest and/or fees. You will receive a statement for the remaining balance prior to your next due date. 8- Credit Bureau Reporting. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. All disputes must be sent in writing to the following address: ATTN: COAF Credit Bureau Dispute, Capital One Auto Finance. PO Box 259407. Plano, TX 75025-9407. Phone Authorization for Electronic Payments: 1- You may authorize us to initiate one-time or recurring payment(s) that will be electronically debited from your bank account by phone at 2- Confirmation of your phone authorization for recurring payments will be sent to you by mail. 3- Your authorization for one-time payment(s) will remain in effect until your payment(s) is electronically debited from your bank account. or until you direct us to stop it. 4- You may make an electronic payment at no cost by either going online at www.caoitalone.com. using our automated phone service at . or speaking with an agent at 5- If you wish to modify or cancel your payment(s). please call us at . Monday through Friday. from 8:00 a.m. to 9:00 p.m. Eastern Time. Any change to your one-time payment(s) must be completed by 5:00 p.m. Eastern Time on the payment date. Any change to your DirectPay payment must be received 3 business days before your payment date to be effective for this month; otherwise. the change will be effective starting next month. Capital One Auto Finance is a division of Capital One. National Association, and services the following Capital One affiliated company: Onyx Acceptance Corporation. EFTA00124008 Capital(Tie Page 2 of 2 Auto Finance Statement Date : 04/20/2018 Capital One Auto Finance PO Box 60511 Ci of Indust . CA 91716.0511 YOUR MONTHLY STATEMEN Account Number: Vehicle: 15 JEEP WRANGLER TRANSACTION HISTORY/21/2018 - 04/19/2018 Posting Date Effective Date Description Pnncipal Interest Late Fees Other Fees Total BEGINNING BALANCE $15.778.17 $34.13 $0.00 $0.00 $15.812.30 04/07/2018 04/07/2018 Payment Received -$275.69 -$75.58 $0.00 $0.00 -$351.27 Interest Accrued this Period $0.00 $72.59 $0.00 $0.00 $72.59 ENDING BALANCE $15.502.48 $31.14 $0.00 $0.00 $15.533.62 SCHEDULED PAYMENINI/20/2018 - 05/11/2018 Effective Date Description Payment Amount 05/07/2018 Recurring ACH Payment $351.27 TOTAL SCHEDULED PAYMENTS $351.27 PLEASE DETACH AND RETURN THE PORTION BELOW WITH YOUR PAYMENT See reverse side to update your address. caPft . Account Number: Auto Finance JAIME RIVAS WILLIAMS Total Due. if scheduled payments are made as planned : $0.00 BROOKLYN, NY 112344029 Due Date: 05/11/2018 Amount Enclosed: $ MAIL PAYMENT INSTRUCTIONS • Please send your payment along with this payment coupon in the enclosed envelope. • Make your check payable to Capital One Auto Finance and include your account number on your check. DO NOT SEND CASH! • Payments will be processed according to our posting policy and Capital One Auto Finance not any instructions written on your check. PO Box 60511 • Don't staple or paper clip your check to the payment slip. City of Industry, CA 91716-0511 • Be sure to use the envelope provided. • Enclose payments for this account only. 1 62031308001453914100100000000010 EFTA00124009 PLEASE DETACH AND RETURN THE PORTION BELOW WITH YOUR PAYMENT CHANGE OF ADDRESS (Please print using blue or black ink) Current Address: JAIME RIVAS WILLIAMS BROOKLYN, NY 11234-4029 New Address Capita — Auto Finance City State Zip Home Phone Alternate Phone EFTA00124010 Capita!One Page 1 of 2 Auto Finance Statement Date : 05/21/2018 Capital One Auto Finance PO Box 60511 City of Indust . CA 91716.0511 YOUR MONTHLY STATEMEN JAIME RIVAS WILLIAMS Account Number: BROOKLYN. NY 11234-4029 Vehicle: 15 JEEP WRANGLER ACCOUNT STATUS CURRENT HOW TO MAKE A PAYMENT You have setup your account on our DirectPay recurring payment program. Details of your payments scheduled to process between the date of this statement and your due date are shown in the Scheduled Payments' section on UI page 2. The total scheduled payments are shown below. PAY ONLINE www.capitalone.com YOUR PAYMENT INFORMATION Past Due Payment(s) $0.00 Total Unpaid Late Fees $0.00 Total Unpaid Other Fees $0.00 Current Due Payment $351.27 PAY BY PHONE Call Mon - Fri. 8:00 a.m. - 9:00 p.m. EST Total Due $351.27 Total Scheduled Payments $351.27 Total Due, if scheduled payments are made as planned $0.00 Due Date 06/11/2018 PAY BY MAIL Capital One Auto Finance PO Box 60511 City of Industry, CA 91716-0511 Payoff Amount good through 05/31/2018 $15.279.53 • Add money to each payment - an extra SMALL STEPS. $25 can go a long way! • Make one extra payment each year BIG RESULTS. • Make half payments every two weeks To learn more money saving tips, visit www.caoitalone.com LEARN THE LITTLE STEPS THAT CAN GO A LONG WAY IN SAVING YOU MONEY. EFTA00124011 IMPORTANT DISCLOSURES AND INSTRUCTIONS Important Customer Notices: 1- Mail Payment Information. • Please see the front of the payment coupon at the bottom of the second page on this statement for important mail payment instructions. • Please allow at least 5 business days (Monday through Saturday, except holidays) for postal delivery. • We will process payments received in our California payment processing center the same day if received before 12:00 p.m. Payments received after this time will be processed on the next business day (Monday through Saturday, except holidays). Regardless of when we process your payment, we will credit your account for the day we received your payment. • We may store your payment account information to allow you to make payments in the future. We will not process payments using this account information without your prior explicit authorization. 2- Electronic Authorization. Each time you send us a check, you authorize us to use information from your check to make a one-time electronic debit from your bank account for the amount of the check. This authorization applies to all checks received. If we cannot process the one-time electronic debit, you authorize us to debit your bank account using the original check. a paper draft, or other item. When we use information from your check to make a one-time electronic debit from your checking account, funds may be withdrawn from your bank account as soon as the same day you make. or we receive, your payment. You will not receive your check back from your financial institution. 3- Late Fees. Please remember. making your monthly payments in full and on time is important to avoid delinquency. If you are past due on your account, you may be assessed late fees in accordance with your contract. 4- Other Fees may include, but are not limited to. any of the following fees or charges . except where prohibited by law: NSF ("returned check fee"), One-Time ACK Debit Card. Due Date Change. Extension, Legal. Lien Filing, FedEx. and Repossession. 5- Scheduled Payments. If you modify/cancel your scheduled payment(s) on/after your statement date. please adjust your payment amount to ensure your Total Due on the front of this statement is paid by your due date. 6- Paying Your Account Ahead. Any amount paid over your Total Due shown on the front of this statement by your due date will be applied to your balance but will not further advance your due date. You will need to make at least one regular monthly payment every billing cycle by your due date until your account is paid in full, regardless of how much you paid in previous monthly billing cycles. 7- Payoff Amount. For your convenience. the amount needed to pay off your account on the date shown (the 'good-through date) is given on the front of this statement. This amount may change if any transactions are posted to your account before your payoff good-through date. • If you pay the Payoff Amount shown before your good-through date, your account may be over paid. The credit balance will be refunded back to you. If you pay the Payoff Amount shown after your good-through date. your account may not be paid off as you may have incurred additional interest and/or fees. You will receive a statement for the remaining balance prior to your next due date. 8- Credit Bureau Reporting. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. All disputes must be sent in writing to the following address: ATTN: COAF Credit Bureau Dispute, Capital One Auto Finance. PO Box 259407. Plano, TX 75025-9407. Phone Authorization for Electronic Payments: 1- You may authorize us to initiate one-time or recurring payment(s) that will be electronically debited from your bank account by phone at 2- Confirmation of your phone authorization for recurring payments will be sent to you by mail. 3- Your authorization for one-time payment(s) will remain in effect until your payment(s) is electronically debited from your bank account. or until you direct us to stop it. 4- You may make an electronic payment at no cost by either going online at www.caoitalone.com. using our automated phone service at . or speaking with an agent at 5- If you wish to modify or cancel your payment(s). please call us at . Monday through Friday. from 8:00 a.m. to 9:00 p.m. Eastern Time. Any change to your one-time payment(s) must be completed by 5:00 p.m. Eastern Time on the payment date. Any change to your DirectPay payment must be received 3 business days before your payment date to be effective for this month; otherwise. the change will be effective starting next month. Capital One Auto Finance is a division of Capital One. National Association, and services the following Capital One affiliated company: Onyx Acceptance Corporation. EFTA00124012 CapitalOne Page 2 of 2 Auto Finance Statement Date : 05/21/2018 Capital One Auto Finance PO Box 60511 City of Indust . CA 917160511 YOUR MONTHLY STATEMEN Account Number: Vehicle: 15 JEEP WRANGLER TRANSACTION HISTORV20/2018 - 05/20/2018 Posting Date Effective Date Description Principal Interest Late Fees Other Fees Total BEGINNING BALANCE $15.502.48 $31.14 $0.00 $0.00 $15.533.62 05/07/2018 05107/2018 Payment Received -$279.41 -$71.86 $0.00 $0.00 -$351.27 Interest Accrued this Period $0.00 $73.65 $0.00 $0.00 $73.65 ENDING BALANCE $15.223.07 $32.93 $0.00 $0.00 $15.256.00 SCHEDULED PAYMENII$/21/2018 - 06/11/2018 Effective Date Description Payment Amount 06/07/2018 Recurring ACH Payment $351.27 TOTAL SCHEDULED PAYMENTS $351.27 PLEASE DETACH AND RETURN THE PORTION BELOW WITH YOUR PAYMENT See reverse side to update your address. Account Number: Auto Finance JAIME RIVAS WILLIAMS Total Due. if scheduled payments are made as planned : $0.00 BROOKLYN, NY 112344029 Due Date: 06/11/2018 Amount Enclosed: $ MAIL PAYMENT INSTRUCTIONS • Please send your payment along with this payment coupon in the enclosed envelope. • Make your check payable to Capital One Auto Finance and include your account number on your check. DO NOT SEND CASH! • Payments will be processed according to our posting policy and Capital One Auto Finance not any instructions written on your check. PO Box 60511 • Don't staple or paper clip your check to the payment slip. City of Industry, CA 91716-0511 • Be sure to use the envelope provided. • Enclose payments for this account only. 1 62031308001453914100100000000010 EFTA00124013 PLEASE DETACH AND RETURN THE PORTION BELOW WITH YOUR PAYMENT CHANGE OF ADDRESS (Please print using blue or black ink) Current Address: JAIME RIVAS WILLIAMS BROOKLYN, NY 11234-4029 New Address Capita — Auto Finance City State Zip Home Phone Alternate Phone EFTA00124014 CapitaIthe Page 1 of 2 Auto Finance Statement Date : 06/20/2018 Capital One Auto Finance PO Box 60511 Ci of Indust . CA 91716.0511 YOUR MONTHLY STATEMEN JAIME RIVAS WILLIAMS Account Number: BROOKLYN. NY 11234-4029 Vehicle: 15 JEEP WRANGLER ACCOUNT STATUS CURRENT HOW TO MAKE A PAYMENT You have setup your account on our DirectPay recurring payment program. Details of your payments scheduled to process between the date of this statement and your due date are shown in the Scheduled Payments' section on Jo page 2. The total scheduled payments are shown below. PAY ONLINE www.capitalone.com YOUR PAYMENT INFORMATION Past Due Payment(s) $0.00 Total Unpaid Late Fees $0.00 Total Unpaid Other Fees $0.00 dha Current Due Payment $351.27 PAY BY PHONE Call Mon - Fri. 8:00 a.m. - 9:00 p.m. EST Total Due $351.27 Total Scheduled Payments $351.27 Total Due. if scheduled payments are made as planned $0.00 Due Date 07/11/2018 PAY BY MAIL Capital One Auto Finance PO Box 60511 City of Industry, CA 91716-0511 Payoff Amount good through 06/30(2018 $14,997.84 • Add money to each payment - an extra SMALL STEPS. $25 can go a long way! • Make one extra payment each year BIG RESULTS. • Make half payments every two weeks To learn more money saving tips, visit www.caoitalone.com LEARN THE LITTLE STEPS THAT CAN GO A LONG WAY IN SAVING YOU MONEY. EFTA00124015 IMPORTANT DISCLOSURES AND INSTRUCTIONS Important Customer Notices: 1- Mail Payment Information. • Please see the front of the payment coupon at the bottom of the second page on this statement for important mail payment instructions. • Please allow at least 5 business days (Monday through Saturday, except holidays) for postal delivery. • We will process payments received in our California payment processing center the same day if received before 12:00 p.m. Payments received after this time will be processed on the next business day (Monday through Saturday, except holidays). Regardless of when we process your payment, we will credit your account for the day we received your payment. • We may store your payment account information to allow you to make payments in the future. We will not process payments using this account information without your prior explicit authorization. 2- Electronic Authorization. Each time you send us a check, you authorize us to use information from your check to make a one-time electronic debit from your bank account for the amount of the check. This authorization applies to all checks received. If we cannot process the one-time electronic debit, you authorize us to debit your bank account using the original check. a paper draft, or other item. When we use information from your check to make a one-time electronic debit from your checking account, funds may be withdrawn from your bank account as soon as the same day you make. or we receive, your payment. You will not receive your check back from your financial institution. 3- Late Fees. Please remember. making your monthly payments in full and on time is important to avoid delinquency. If you are past due on your account, you may be assessed late fees in accordance with your contract. 4- Other Fees may include, but are not limited to. any of the following fees or charges . except where prohibited by law: NSF ("returned check fee"), One-Time ACK Debit Card. Due Date Change. Extension, Legal. Lien Filing, FedEx. and Repossession. 5- Scheduled Payments. If you modify/cancel your scheduled payment(s) on/after your statement date. please adjust your payment amount to ensure your Total Due on the front of this statement is paid by your due date. 6- Paying Your Account Ahead. Any amount paid over your Total Due shown on the front of this statement by your due date will be applied to your balance but will not further advance your due date. You will need to make at least one regular monthly payment every billing cycle by your due date until your account is paid in full, regardless of how much you paid in previous monthly billing cycles. 7- Payoff Amount. For your convenience. the amount needed to pay off your account on the date shown (the 'good-through date) is given on the front of this statement. This amount may change if any transactions are posted to your account before your payoff good-through date. • If you pay the Payoff Amount shown before your good-through date, your account may be over paid. The credit balance will be refunded back to you. If you pay the Payoff Amount shown after your good-through date. your account may not be paid off as you may have incurred additional interest and/or fees. You will receive a statement for the remaining balance prior to your next due date. 8- Credit Bureau Reporting. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. All disputes must be sent in writing to the following address: ATTN: COAF Credit Bureau Dispute, Capital One Auto Finance. PO Box 259407. Plano, TX 75025-9407. Phone Authorization for Electronic Payments: 1- You may authorize us to initiate one-time or recurring payment(s) that will be electronically debited from your bank account by phone at 2- Confirmation of your phone authorization for recurring payments will be sent to you by mail. 3- Your authorization for one-time payment(s) will remain in effect until your payment(s) is electronically debited from your bank account. or until you direct us to stop it. 4- You may make an electronic payment at no cost by either going online at www.caoitalone.com. using our automated phone service at . or speaking with an agent at 5- If you wish to modify or cancel your payment(s). please call us at . Monday through Friday. from 8:00 a.m. to 9:00 p.m. Eastern Time. Any change to your one-time payment(s) must be completed by 5:00 p.m. Eastern Time on the payment date. Any change to your DirectPay payment must be received 3 business days before your payment date to be effective for this month; otherwise. the change will be effective starting next month. Capital One Auto Finance is a division of Capital One. National Association, and services the following Capital One affiliated company: Onyx Acceptance Corporation. EFTA00124016 CapitalOre Page 2 of 2 Auto Finance Statement Date : 06/20/2018 Capital One Auto Finance PO Box 60511 Ci of Indust . CA 91716.0511 YOUR MONTHLY STATEMEN Account Number: Vehicle: 15 JEEP WRANGLER TRANSACTION HIST088/21/2018 - 06/19/2018 Posting Date Effective Date Description Principal Interest Late Fees Other Fees Total BEGINNING BALANCE $15.223.07 $32.93 $0.00 $0.00 $15.256.00 06/07/2018 06107/2018 Payment Received -$278.35 -$72.92 $0.00 $0.00 -$351.27 Interest Accrued this Period $0.00 $70.01 $0.00 $0.00 $70.01 ENDING BALANCE $14.944.72 $30.02 $0.00 $0.00 $14.974.74 SCHEDULED PAYMEN18/20/2018 - 07/11/2018 Effective Date Description Payment Amount 07/07/2018 Recurring ACH Payment $351.27 TOTAL SCHEDULED PAYMENTS $351.27 PLEASE DETACH AND RETURN THE PORTION BELOW WITH YOUR PAYMENT See reverse side to update your address. Account Number: Auto Finance JAIME RIVAS WILLIAMS Total Due. if scheduled payments are made as planned : $0.00 BROOKLYN, NY 112344029 Due Date: 07/11/2018 Amount Enclosed: $ MAIL PAYMENT INSTRUCTIONS • Please send your payment along with this payment coupon in the enclosed envelope. • Make your check payable to Capital One Auto Finance and include your account number on your check. DO NOT SEND CASH! • Payments will be processed according to our posting policy and Capital One Auto Finance not any instructions written on your check. PO Box 60511 • Don't staple or paper clip your check to the payment slip. City of Industry, CA 91716-0511 • Be sure to use the envelope provided. • Enclose payments for this account only. 1 62031308001453914100100000000010 EFTA00124017 PLEASE DETACH AND RETURN THE PORTION BELOW WITH YOUR PAYMENT CHANGE OF ADDRESS (Please print using blue or black ink) Current Address: JAIME RIVAS WILLIAMS BROOKLYN, NY 11234-4029 New Address Capita — Auto Finance City State Zip Home Phone Alternate Phone EFTA00124018 Cam Page 1 of 2 Auto Finance Statement Date : 07/21/2018 Capital One Auto Finance PO Box 60511 Ci of Indust . CA 91716.0511 YOUR MONTHLY STATEMEN JAIME RIVAS WILLIAMS Account Number: BROOKLYN. NY 11234-4029 Vehicle: 15 JEEP WRANGLER ACCOUNT STATUS CURRENT HOW TO MAKE A PAYMENT You have setup your account on our DirectPay recurring payment program. Details of your payments scheduled to process between the date of this statement and your due date are shown in the Scheduled Payments' section on Jo page 2. The total scheduled payments are shown below. PAY ONLINE www.capitalone.com YOUR PAYMENT INFORMATION Past Due Payment(s) $0.00 Total Unpaid Late Fees $0.00 Total Unpaid Other Fees $0.00 Current Due Payment $351.27 PAY BY PHONE Call Mon - Fri. 8:00 a.m. - 9:00 p.m. EST Total Due $351.27 Total Scheduled Payments $351.27 Total Due, if scheduled payments are made as planned $0.00 Due Date 08/11/2018 PAY BY MAIL Capital One Auto Finance PO Box 60511 City of Industry, CA 91716-0511 Payoff Amount good through 07/31/2018 $14,717.11 • Add money to each payment - an extra SMALL STEPS. $25 can go a long way! • Make one extra payment each year BIG RESULTS. • Make half payments every two weeks To learn more money saving tips, visit www.caoitalone.com LEARN THE LITTLE STEPS THAT CAN GO A LONG WAY IN SAVING YOU MONEY. EFTA00124019 IMPORTANT DISCLOSURES AND INSTRUCTIONS Important Customer Notices: 1- Mail Payment Information. • Please see the front of the payment coupon at the bottom of the second page on this statement for important mail payment instructions. • Please allow at least 5 business days (Monday through Saturday, except holidays) for postal delivery. • We will process payments received in our California payment processing center the same day if received before 12:00 p.m. Payments received after this time will be processed on the next business day (Monday through Saturday, except holidays). Regardless of when we process your payment, we will credit your account for the day we received your payment. • We may store your payment account information to allow you to make payments in the future. We will not process payments using this account information without your prior explicit authorization. 2- Electronic Authorization. Each time you send us a check, you authorize us to use information from your check to make a one-time electronic debit from your bank account for the amount of the check. This authorization applies to all checks received. If we cannot process the one-time electronic debit, you authorize us to debit your bank account using the original check. a paper draft, or other item. When we use information from your check to make a one-time electronic debit from your checking account, funds may be withdrawn from your bank account as soon as the same day you make. or we receive, your payment. You will not receive your check back from your financial institution. 3- Late Fees. Please remember. making your monthly payments in full and on time is important to avoid delinquency. If you are past due on your account, you may be assessed late fees in accordance with your contract. 4- Other Fees may include, but are not limited to. any of the following fees or charges . except where prohibited by law: NSF ("returned check fee"), One-Time ACK Debit Card. Due Date Change. Extension, Legal. Lien Filing, FedEx. and Repossession. 5- Scheduled Payments. If you modify/cancel your scheduled payment(s) on/after your statement date. please adjust your payment amount to ensure your Total Due on the front of this statement is paid by your due date. 6- Paying Your Account Ahead. Any amount paid over your Total Due shown on the front of this statement by your due date will be applied to your balance but will not further advance your due date. You will need to make at least one regular monthly payment every billing cycle by your due date until your account is paid in full, regardless of how much you paid in previous monthly billing cycles. 7- Payoff Amount. For your convenience. the amount needed to pay off your account on the date shown (the 'good-through date) is given on the front of this statement. This amount may change if any transactions are posted to your account before your payoff good-through date. • If you pay the Payoff Amount shown before your good-through date, your account may be over paid. The credit balance will be refunded back to you. If you pay the Payoff Amount shown after your good-through date. your account may not be paid off as you may have incurred additional interest and/or fees. You will receive a statement for the remaining balance prior to your next due date. 8- Credit Bureau Reporting. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. All disputes must be sent in writing to the following address: ATTN: COAF Credit Bureau Dispute, Capital One Auto Finance. PO Box 259407. Plano, TX 75025-9407. Phone Authorization for Electronic Payments: 1- You may authorize us to initiate one-time or recurring payment(s) that will be electronically debited from your bank account by phone at 2- Confirmation of your phone authorization for recurring payments will be sent to you by mail. 3- Your authorization for one-time payment(s) will remain in effect until your payment(s) is electronically debited from your bank account. or until you direct us to stop it. 4- You may make an electronic payment at no cost by either going online at www.caoitalone.com. using our automated phone service at . or speaking with an agent at 5- If you wish to modify or cancel your payment(s). please call us at . Monday through Friday. from 8:00 a.m. to 9:00 p.m. Eastern Time. Any change to your one-time payment(s) must be completed by 5:00 p.m. Eastern Time on the payment date. Any change to your DirectPay payment must be received 3 business days before your payment date to be effective for this month; otherwise. the change will be effective starting next month. Capital One Auto Finance is a division of Capital One. National Association, and services the following Capital One affiliated company: Onyx Acceptance Corporation. EFTA00124020 CapitaI_One Page 2 of 2 Auto Finance Statement Date : 07/21/2018 Capital One Auto Finance PO Box 60511 City of Indust . CA 917160511 YOUR MONTHLY STATEMEN Account Number: Vehicle: 15 JEEP WRANGLER TRANSACTION HISTO8N/20/2018 - 07/20/2018 Posting Date Effective Date Description Principal Interest Late Fees Other Fees Total BEGINNING BALANCE $14.944.72 $30.02 $0.00 $0.00 $14,974.74 07/07/2018 07/07/2018 Payment Received -$281.99 -$69.28 $0.00 $0.00 -$351.27 Interest Accrued this Period $0.00 $70.98 $0.00 $0.00 $70.98 ENDING BALANCE $14.662.73 $31.72 $0.00 $0.00 $14,694.45 SCHEDULED PAYMEN52/21/2018 - 08/11/2018 Effective Date Description Payment Amount 08/07/2018 Recurring ACH Payment $351.27 TOTAL SCHEDULED PAYMENTS $351.27 PLEASE DETACH AND RETURN THE PORTION BELOW WITH YOUR PAYMENT See reverse side to update your address. Account Number: Auto Finance JAIME RIVAS WILLIAMS Total Due. it scheduled payments are made as planned : $0.00 BROOKLYN, NY 112344029 Due Date: 08/11/2018 Amount Enclosed: $ MAIL PAYMENT INSTRUCTIONS • Please send your payment along with this payment coupon in the enclosed envelope. • Make your check payable to Capital One Auto Finance and include your account number on your check. DO NOT SEND CASH! IPIlgtgiiiiiqliiiuumllihlllPulliltruhlillmiulllI • Payments will be processed according to our posting policy and Capital One Auto Finance not any instructions written on your check. PO Box 60511 • Don't staple or paper clip your check to the payment slip. City of Industry, CA 91716-0511 • Be sure to use the envelope provided. • Enclose payments for this account only. 1 62031308001453914100100000000010 EFTA00124021 PLEASE DETACH AND RETURN THE PORTION BELOW WITH YOUR PAYMENT CHANGE OF ADDRESS (Please print using blue or black ink) Current Address: JAIME RIVAS WILLIAMS BROOKLYN, NY 11234-4029 New Address Capita — Auto Finance City State Zip Home Phone Alternate Phone EFTA00124022 CapitalOre Page 1 of 2 Auto Finance Statement Date : 08/21/2018 Capital One Auto Finance PO Box 60511 City of Indust . CA 91716.0511 YOUR MONTHLY STATEMEN JAIME RIVAS WILLIAMS Account Number: BROOKLYN, NY 11234-4029 Vehicle: 15 JEEP WRANGLER ACCOUNT STATUS CURRENT HOW TO MAKE A PAYMENT You have setup your account on our DirectPay recurring payment program. Details of your payments scheduled to process between the date of this statement and your due date are shown in the Scheduled Payments' section on Jo page 2. The total scheduled payments are shown below. PAY ONLINE www.capitalone.com YOUR PAYMENT INFORMATION Past Due Payment(s) $0.00 Total Unpaid Late Fees $0.00 fel Total Unpaid Other Fees $0.00 Current Due Payment $351.27 PAY BY PHONE Call Mon - Fri. 8:00 a.m. - 9:00 p.m. EST Total Due $351.27 Total Scheduled Payments $351.27 Total Due, if scheduled payments are made as planned $0.00 Due Date 09/11/2018 PAY BY MAIL Capital One Auto Finance PO Box 60511 City of Industry, CA 91716-0511 Payoff Amount good through 08/31/2018 $14,435.03 • Add money to each payment - an extra SMALL STEPS. $25 can go a long way! • Make one extra payment each year BIG RESULTS. • Make half payments every two weeks To learn more money saving tips, visit www.caoitalone.com LEARN THE LITTLE STEPS THAT CAN GO A LONG WAY IN SAVING YOU MONEY. EFTA00124023 IMPORTANT DISCLOSURES AND INSTRUCTIONS Important Customer Notices: 1- Mail Payment Information. • Please see the front of the payment coupon at the bottom of the second page on this statement for important mail payment instructions. • Please allow at least 5 business days (Monday through Saturday, except holidays) for postal delivery. • We will process payments received in our California payment processing center the same day if received before 12:00 p.m. Payments received after this time will be processed on the next business day (Monday through Saturday, except holidays). Regardless of when we process your payment, we will credit your account for the day we received your payment. • We may store your payment account information to allow you to make payments in the future. We will not process payments using this account information without your prior explicit authorization. 2- Electronic Authorization. Each time you send us a check, you authorize us to use information from your check to make a one-time electronic debit from your bank account for the amount of the check. This authorization applies to all checks received. If we cannot process the one-time electronic debit, you authorize us to debit your bank account using the original check. a paper draft, or other item. When we use information from your check to make a one-time electronic debit from your checking account, funds may be withdrawn from your bank account as soon as the same day you make. or we receive, your payment. You will not receive your check back from your financial institution. 3- Late Fees. Please remember. making your monthly payments in full and on time is important to avoid delinquency. If you are past due on your account, you may be assessed late fees in accordance with your contract. 4- Other Fees may include, but are not limited to. any of the following fees or charges . except where prohibited by law: NSF ("returned check fee"), One-Time ACK Debit Card. Due Date Change. Extension, Legal. Lien Filing, FedEx. and Repossession. 5- Scheduled Payments. If you modify/cancel your scheduled payment(s) on/after your statement date. please adjust your payment amount to ensure your Total Due on the front of this statement is paid by your due date. 6- Paying Your Account Ahead. Any amount paid over your Total Due shown on the front of this statement by your due date will be applied to your balance but will not further advance your due date. You will need to make at least one regular monthly payment every billing cycle by your due date until your account is paid in full, regardless of how much you paid in previous monthly billing cycles. 7- Payoff Amount. For your convenience. the amount needed to pay off your account on the date shown (the 'good-through date) is given on the front of this statement. This amount may change if any transactions are posted to your account before your payoff good-through date. • If you pay the Payoff Amount shown before your good-through date, your account may be over paid. The credit balance will be refunded back to you. If you pay the Payoff Amount shown after your good-through date. your account may not be paid off as you may have incurred additional interest and/or fees. You will receive a statement for the remaining balance prior to your next due date. 8- Credit Bureau Reporting. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. All disputes must be sent in writing to the following address: ATTN: COAF Credit Bureau Dispute, Capital One Auto Finance. PO Box 259407. Plano, TX 75025-9407. Phone Authorization for Electronic Payments: 1- You may authorize us to initiate one-time or recurring payment(s) that will be electronically debited from your bank account by phone at 2- Confirmation of your phone authorization for recurring payments will be sent to you by mail. 3- Your authorization for one-time payment(s) will remain in effect until your payment(s) is electronically debited from your bank account. or until you direct us to stop it. 4- You may make an electronic payment at no cost by either going online at www.caoitalone.com. using our automated phone service at . or speaking with an agent at 5- If you wish to modify or cancel your payment(s). please call us at . Monday through Friday. from 8:00 a.m. to 9:00 p.m. Eastern Time. Any change to your one-time payment(s) must be completed by 5:00 p.m. Eastern Time on the payment date. Any change to your DirectPay payment must be received 3 business days before your payment date to be effective for this month; otherwise. the change will be effective starting next month. Capital One Auto Finance is a division of Capital One. National Association, and services the following Capital One affiliated company: Onyx Acceptance Corporation. EFTA00124024 CapitalOce Page 2 of 2 Auto Finance Statement Date : 08/21/2018 Capital One Auto Finance PO Box 60511 City of Indust . CA 917160511 YOUR MONTHLY STATEMEN Account Number: Vehicle: 15 JEEP WRANGLER TRANSACTION HISTORY/21/2018 - 08/20/2018 Posting Date Effective Date Description Principal Interest Late Fees Other Fees Total BEGINNING BALANCE $14,662.73 $31.72 $0.00 $0.00 $14,694.45 08/07/2018 08107/2018 Payment Received -$281.03 -$70.24 $0.00 $0.00 -$351.27 Interest Accrued this Period $0.00 $69.63 $0.00 $0.00 $69.63 ENDING BALANCE $14,381.70 $31.11 $0.00 $0.00 $14,412.81 SCHEDULED PAYMEN68/21/2018 - 09/11/2018 Effective Date Description Payment Amount 09/07/2018 Recurring ACH Payment $351.27 TOTAL SCHEDULED PAYMENTS $351.27 PLEASE DETACH AND RETURN THE PORTION BELOW WITH YOUR PAYMENT See reverse side to update your address. Account Number: Auto Finance JAIME RIVAS WILLIAMS Total Due. if scheduled payments are made as planned : $0.00 BROOKLYN, NY 112344029 Due Date: 09/11/2018 Amount Enclosed: $ MAIL PAYMENT INSTRUCTIONS • Please send your payment along with this payment coupon in the enclosed envelope. • Make your check payable to Capital One Auto Finance and include your account number on your check. DO NOT SEND CASH! • Payments will be processed according to our posting policy and Capital One Auto Finance not any instructions written on your check. PO Box 60511 • Don't staple or paper clip your check to the payment slip. City of Industry, CA 91716-0511 • Be sure to use the envelope provided. • Enclose payments for this account only. 1 62031308001453914100100000000010 EFTA00124025 PLEASE DETACH AND RETURN THE PORTION BELOW WITH YOUR PAYMENT CHANGE OF ADDRESS (Please print using blue or black ink) Current Address: JAIME RIVAS WILLIAMS BROOKLYN, NY 11234-4029 New Address Capita — Auto Finance City State Zip Home Phone Alternate Phone EFTA00124026 CaPitO Page 1 of 2 Auto Finance Statement Date : 09/20/2018 Capital One Auto Finance PO Box 60511 Ci of Indust . CA 91716.0511 YOUR MONTHLY STATEMEN JAIME RIVAS WILLIAMS Account Number: BROOKLYN. NY 11234-4029 Vehicle: 15 JEEP WRANGLER ACCOUNT STATUS CURRENT HOW TO MAKE A PAYMENT You have setup your account on our 0irectPay recurring payment program. Details of your payments scheduled to process between the date of this statement and your due date are shown in the Scheduled Payments' section on Jo page 2. The total scheduled payments are shown below. PAY ONLINE www.capitalone.com YOUR PAYMENT INFORMATION Past Due Payment(s) $0.00 Total Unpaid Late Fees $0.00 ea Total Unpaid Other Fees $0.00 Current Due Payment $351.27 PAY BY PHONE Call Mon - Fri. 8:00 a.m. - 9:00 p.m. EST Total Due $351.27 Total Scheduled Payments $351.27 Total Due, if scheduled payments are made as planned $0.00 Due Date 10/11/2018 PAY BY MAIL Capital One Auto Finance PO Box 60511 City of Industry, CA 91716-0511 Payoff Amount good through 09/30/2018 $14,149.43 • Add money to each payment - an extra SMALL STEPS. $25 can go a long way! • Make one extra payment each year BIG RESULTS. • Make half payments every two weeks To learn more money saving tips, visit www.caoitalone.com LEARN THE LITTLE STEPS THAT CAN GO A LONG WAY IN SAVING YOU MONEY. EFTA00124027 IMPORTANT DISCLOSURES AND INSTRUCTIONS Important Customer Notices: 1- Mail Payment Information. • Please see the front of the payment coupon at the bottom of the second page on this statement for important mail payment instructions. • Please allow at least 5 business days (Monday through Saturday, except holidays) for postal delivery. • We will process payments received in our California payment processing center the same day if received before 12:00 p.m. Payments received after this time will be processed on the next business day (Monday through Saturday, except holidays). Regardless of when we process your payment, we will credit your account for the day we received your payment. • We may store your payment account information to allow you to make payments in the future. We will not process payments using this account information without your prior explicit authorization. 2- Electronic Authorization. Each time you send us a check, you authorize us to use information from your check to make a one-time electronic debit from your bank account for the amount of the check. This authorization applies to all checks received. If we cannot process the one-time electronic debit, you authorize us to debit your bank account using the original check. a paper draft, or other item. When we use information from your check to make a one-time electronic debit from your checking account, funds may be withdrawn from your bank account as soon as the same day you make. or we receive, your payment. You will not receive your check back from your financial institution. 3- Late Fees. Please remember. making your monthly payments in full and on time is important to avoid delinquency. If you are past due on your account, you may be assessed late fees in accordance with your contract. 4- Other Fees may include, but are not limited to. any of the following fees or charges . except where prohibited by law: NSF ("returned check fee"), One-Time ACK Debit Card. Due Date Change. Extension, Legal. Lien Filing, FedEx. and Repossession. 5- Scheduled Payments. If you modify/cancel your scheduled payment(s) on/after your statement date. please adjust your payment amount to ensure your Total Due on the front of this statement is paid by your due date. 6- Paying Your Account Ahead. Any amount paid over your Total Due shown on the front of this statement by your due date will be applied to your balance but will not further advance your due date. You will need to make at least one regular monthly payment every billing cycle by your due date until your account is paid in full, regardless of how much you paid in previous monthly billing cycles. 7- Payoff Amount. For your convenience. the amount needed to pay off your account on the date shown (the 'good-through date) is given on the front of this statement. This amount may change if any transactions are posted to your account before your payoff good-through date. • If you pay the Payoff Amount shown before your good-through date, your account may be over paid. The credit balance will be refunded back to you. If you pay the Payoff Amount shown after your good-through date. your account may not be paid off as you may have incurred additional interest and/or fees. You will receive a statement for the remaining balance prior to your next due date. 8- Credit Bureau Reporting. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. All disputes must be sent in writing to the following address: ATTN: COAF Credit Bureau Dispute, Capital One Auto Finance. PO Box 259407. Plano, TX 75025-9407. Phone Authorization for Electronic Payments: 1- You may authorize us to initiate one-time or recurring payment(s) that will be electronically debited from your bank account by phone at 2- Confirmation of your phone authorization for recurring payments will be sent to you by mail. 3- Your authorization for one-time payment(s) will remain in effect until your payment(s) is electronically debited from your bank account. or until you direct us to stop it. 4- You may make an electronic payment at no cost by either going online at www.caoitalone.com. using our automated phone service at . or speaking with an agent at 5- If you wish to modify or cancel your payment(s). please call us at . Monday through Friday. from 8:00 a.m. to 9:00 p.m. Eastern Time. Any change to your one-time payment(s) must be completed by 5:00 p.m. Eastern Time on the payment date. Any change to your DirectPay payment must be received 3 business days before your payment date to be effective for this month; otherwise. the change will be effective starting next month. Capital One Auto Finance is a division of Capital One. National Association, and services the following Capital One affiliated company: Onyx Acceptance Corporation. EFTA00124028 Capitanie Page 2 of 2 Auto Finance Statement Date : 09/20/2018 Capital One Auto Finance PO Box 60511 Ci of Indust . CA 91716.0511 YOUR MONTHLY STATEMEN Account Number: Vehicle: 15 JEEP WRANGLER TRANSACTION HISTORS/21/2018 - 09/19/2018 Posting Date Effective Date Description Principal Interest Late Fees Other Fees Total BEGINNING BALANCE $14,381.70 $31.11 $0.00 $0.00 $14.412.81 09/07/2018 09/07/2018 Payment Received -$282.38 -$68.89 $0.00 $0.00 -$351.27 Interest Accrued this Period $0.00 $66.10 $0.00 $0.00 $66.10 ENDING BALANCE $14,099.32 $28.32 $0.00 $0.00 $14,127.64 SCHEDULED PAYMEN119/20/2018 - 10/11/2018 Effective Date Description Payment Amount 10/07/2018 Recurring ACH Payment $351.27 TOTAL SCHEDULED PAYMENTS $351.27 PLEASE DETACH AND RETURN THE PORTION BELOW WITH YOUR PAYMENT See reverse side to update your address. Account Number: Auto Finance JAIME RIVAS WILLIAMS Total Due. if scheduled payments are made as planned : $0.00 BROOKLYN, NY 112344029 Due Date: 10/11/2018 Amount Enclosed: $ MAIL PAYMENT INSTRUCTIONS • Please send your payment along with this payment coupon in the enclosed envelope. • Make your check payable to Capital One Auto Finance and include your account number on your check. DO NOT SEND CASH! • Payments will be processed according to our posting policy and Capital One Auto Finance not any instructions written on your check. PO Box 60511 • Don't staple or paper clip your check to the payment slip. City of Industry, CA 91716-0511 • Be sure to use the envelope provided. • Enclose payments for this account only. 1 62031308001453914100100000000010 EFTA00124029 PLEASE DETACH AND RETURN THE PORTION BELOW WITH YOUR PAYMENT CHANGE OF ADDRESS (Please print using blue or black ink) Current Address: JAIME RIVAS WILLIAMS BROOKLYN, NY 11234-4029 New Address Capita — Auto Finance City State Zip Home Phone Alternate Phone EFTA00124030 CapitalOne Page 1 of 2 Auto Finance Statement Date : 10/22/2018 Capital One Auto Finance PO Box 60511 City of Indust . CA 917160511 YOUR MONTHLY STATEMEN JAIME RIVAS WILLIAMS Account Number: BROOKLYN, NY 11234-4029 Vehicle: 15 JEEP WRANGLER ACCOUNT STATUS CURRENT HOW TO MAKE A PAYMENT You have setup your account on our DirectPay recurring payment program. Details of your payments scheduled to process between the date of this statement and your due date are shown in the Scheduled Payments' section on Jo page 2. The total scheduled payments are shown below. PAY ONLINE www.capitalone.com YOUR PAYMENT INFORMATION Past Due Payment(s) $0.00 Total Unpaid Late Fees $0.00 ea Total Unpaid Other Fees $0.00 Current Due Payment $351.27 PAY BY PHONE Call Mon - Fri. 8:00 a.m. - 9:00 p.m. EST Total Due $351.27 Total Scheduled Payments $351.27 Total Due, if scheduled payments are made as planned $0.00 Due Date 11/11/2018 PAY BY MAIL Capital One Auto Finance PO Box 60511 City of Industry, CA 91716-0511 Payoff Amount good through 11/11/2018 $13,888.06 • Add money to each payment - an extra SMALL STEPS. $25 can go a long way! • Make one extra payment each year BIG RESULTS. • Make half payments every two weeks To learn more money saving tips, visit www.caoitalone.com LEARN THE LITTLE STEPS THAT CAN GO A LONG WAY IN SAVING YOU MONEY. EFTA00124031 IMPORTANT DISCLOSURES AND INSTRUCTIONS Important Customer Notices: 1- Mail Payment Information. • Please see the front of the payment coupon at the bottom of the second page on this statement for important mail payment instructions. • Please allow at least 5 business days (Monday through Saturday, except holidays) for postal delivery. • We will process payments received in our California payment processing center the same day if received before 12:00 p.m. Payments received after this time will be processed on the next business day (Monday through Saturday, except holidays). Regardless of when we process your payment, we will credit your account for the day we received your payment. • We may store your payment account information to allow you to make payments in the future. We will not process payments using this account information without your prior explicit authorization. 2- Electronic Authorization. Each time you send us a check, you authorize us to use information from your check to make a one-time electronic debit from your bank account for the amount of the check. This authorization applies to all checks received. If we cannot process the one-time electronic debit, you authorize us to debit your bank account using the original check. a paper draft, or other item. When we use information from your check to make a one-time electronic debit from your checking account, funds may be withdrawn from your bank account as soon as the same day you make. or we receive, your payment. You will not receive your check back from your financial institution. 3- Late Fees. Please remember. making your monthly payments in full and on time is important to avoid delinquency. If you are past due on your account, you may be assessed late fees in accordance with your contract. 4- Other Fees may include, but are not limited to. any of the following fees or charges . except where prohibited by law: NSF ("returned check fee"), One-Time ACK Debit Card. Due Date Change. Extension, Legal. Lien Filing, FedEx. and Repossession. 5- Scheduled Payments. If you modify/cancel your scheduled payment(s) on/after your statement date. please adjust your payment amount to ensure your Total Due on the front of this statement is paid by your due date. 6- Paying Your Account Ahead. Any amount paid over your Total Due shown on the front of this statement by your due date will be applied to your balance but will not further advance your due date. You will need to make at least one regular monthly payment every billing cycle by your due date until your account is paid in full, regardless of how much you paid in previous monthly billing cycles. 7- Payoff Amount. For your convenience. the amount needed to pay off your account on the date shown (the 'good-through date) is given on the front of this statement. This amount may change if any transactions are posted to your account before your payoff good-through date. • If you pay the Payoff Amount shown before your good-through date, your account may be over paid. The credit balance will be refunded back to you. If you pay the Payoff Amount shown after your good-through date. your account may not be paid off as you may have incurred additional interest and/or fees. You will receive a statement for the remaining balance prior to your next due date. 8- Credit Bureau Reporting. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. All disputes must be sent in writing to the following address: ATTN: COAF Credit Bureau Dispute, Capital One Auto Finance. PO Box 259407. Plano, TX 75025-9407. Phone Authorization for Electronic Payments: 1- You may authorize us to initiate one-time or recurring payment(s) that will be electronically debited from your bank account by phone at 2- Confirmation of your phone authorization for recurring payments will be sent to you by mail. 3- Your authorization for one-time payment(s) will remain in effect until your payment(s) is electronically debited from your bank account. or until you direct us to stop it. 4- You may make an electronic payment at no cost by either going online at www.caoitalone.com. using our automated phone service at . or speaking with an agent at 5- If you wish to modify or cancel your payment(s). please call us at . Monday through Friday. from 8:00 a.m. to 9:00 p.m. Eastern Time. Any change to your one-time payment(s) must be completed by 5:00 p.m. Eastern Time on the payment date. Any change to your DirectPay payment must be received 3 business days before your payment date to be effective for this month; otherwise. the change will be effective starting next month. Capital One Auto Finance is a division of Capital One. National Association, and services the following Capital One affiliated company: Onyx Acceptance Corporation. EFTA00124032 Ca O Page 2 of 2 Auto Finance Statement Date : 10/22/2018 Capital One Auto Finance PO Box 60511 Ci of Indust . CA 917160511 YOUR MONTHLY STATEMEN Account Number: Vehicle: 15 JEEP WRANGLER TRANSACTION HISTOBV/20/2018 - 10/21/2018 Posting Date Effective Date Description Principal Interest Late Fees Other Fees Total BEGINNING BALANCE $14.099.32 $28.32 $0.00 $0.00 $14,127.64 10/08/2018 10/06/2018 Payment Received -$288.09 -$63.18 $0.00 $0.00 -$351.27 Interest Accrued this Period $0.00 $69.00 $0.00 $0.00 $69.00 ENDING BALANCE $13.811.23 $34.14 $0.00 $0.00 $11845.37 SCHEDULED PAYMENT8/22/2018 - 11/11/2018 Effective Date Description Payment Amount 11/07/2018 Recurring ACH Payment $351.27 TOTAL SCHEDULED PAYMENTS $351.27 PLEASE DETACH AND RETURN THE PORTION BELOW WITH YOUR PAYMENT See reverse side to update your address. Cea . Account Number: Auto Finance JAIME RIVAS WILLIAMS Total Due. if scheduled payments are made as planned : $0.00 BROOKLYN, NY 112344029 Due Date: 11/11/2018 Amount Enclosed: $ MAIL PAYMENT INSTRUCTIONS • Please send your payment along with this payment coupon in the enclosed envelope. • Make your check payable to Capital One Auto Finance and include your account number on your check. DO NOT SEND CASH! • Payments will be processed according to our posting policy and Capital One Auto Finance not any instructions written on your check. PO Box 60511 • Don't staple or paper clip your check to the payment slip. City of Industry, CA 91716-0511 • Be sure to use the envelope provided. • Enclose payments for this account only. 1 62031308001453914100100000000010 EFTA00124033 PLEASE DETACH AND RETURN THE PORTION BELOW WITH YOUR PAYMENT CHANGE OF ADDRESS (Please print using blue or black ink) Current Address: JAIME RIVAS WILLIAMS BROOKLYN, NY 11234-4029 New Address Capita — Auto Finance City State Zip Home Phone Alternate Phone EFTA00124034 CaPitO Page 1 of 2 Auto Finance Statement Date : 11/20/2018 Capital One Auto Finance PO Box 60511 City of Indust . CA 91716.0511 YOUR MONTHLY STATEMEN JAIME RIVAS WILLIAMS Account Number: BROOKLYN. NY 11234-4029 Vehicle: 15 JEEP WRANGLER ACCOUNT STATUS CURRENT HOW TO MAKE A PAYMENT You have setup your account on our DirectPay recurring payment program. Details of your payments scheduled to process between the date of this statement and your due date are shown in the Scheduled Payments' section on Jo page 2. The total scheduled payments are shown below. PAY ONLINE www.capitalone.com YOUR PAYMENT INFORMATION Past Due Payment(s) $0.00 Total Unpaid Late Fees $0.00 Total Unpaid Other Fees $0.00 Current Due Payment $351.27 PAY BY PHONE Call Mon - Fri. 8:00 a.m. - 9:00 p.m. EST Total Due $351.27 Total Scheduled Payments $351.27 Total Due, if scheduled payments are made as planned $0.00 Due Date 12/11/2018 PAY BY MAIL Capital One Auto Finance PO Box 60511 City of Industry, CA 91716-0511 Payoff Amount good through 11/30/2018 $13,576.33 • Add money to each payment - an extra SMALL STEPS. $25 can go a long way! • Make one extra payment each year BIG RESULTS. • Make half payments every two weeks To learn more money saving tips, visit www.caoitalone.com LEARN THE LITTLE STEPS THAT CAN GO A LONG WAY IN SAVING YOU MONEY. EFTA00124035 IMPORTANT DISCLOSURES AND INSTRUCTIONS Important Customer Notices: 1- Mail Payment Information. • Please see the front of the payment coupon at the bottom of the second page on this statement for important mail payment instructions. • Please allow at least 5 business days (Monday through Saturday, except holidays) for postal delivery. • We will process payments received in our California payment processing center the same day if received before 12:00 p.m. Payments received after this time will be processed on the next business day (Monday through Saturday, except holidays). Regardless of when we process your payment, we will credit your account for the day we received your payment. • We may store your payment account information to allow you to make payments in the future. We will not process payments using this account information without your prior explicit authorization. 2- Electronic Authorization. Each time you send us a check, you authorize us to use information from your check to make a one-time electronic debit from your bank account for the amount of the check. This authorization applies to all checks received. If we cannot process the one-time electronic debit, you authorize us to debit your bank account using the original check. a paper draft, or other item. When we use information from your check to make a one-time electronic debit from your checking account, funds may be withdrawn from your bank account as soon as the same day you make. or we receive, your payment. You will not receive your check back from your financial institution. 3- Late Fees. Please remember. making your monthly payments in full and on time is important to avoid delinquency. If you are past due on your account, you may be assessed late fees in accordance with your contract. 4- Other Fees may include, but are not limited to. any of the following fees or charges . except where prohibited by law: NSF ("returned check fee"), One-Time ACK Debit Card. Due Date Change. Extension, Legal. Lien Filing, FedEx. and Repossession. 5- Scheduled Payments. If you modify/cancel your scheduled payment(s) on/after your statement date. please adjust your payment amount to ensure your Total Due on the front of this statement is paid by your due date. 6- Paying Your Account Ahead. Any amount paid over your Total Due shown on the front of this statement by your due date will be applied to your balance but will not further advance your due date. You will need to make at least one regular monthly payment every billing cycle by your due date until your account is paid in full, regardless of how much you paid in previous monthly billing cycles. 7- Payoff Amount. For your convenience. the amount needed to pay off your account on the date shown (the 'good-through date) is given on the front of this statement. This amount may change if any transactions are posted to your account before your payoff good-through date. • If you pay the Payoff Amount shown before your good-through date, your account may be over paid. The credit balance will be refunded back to you. If you pay the Payoff Amount shown after your good-through date. your account may not be paid off as you may have incurred additional interest and/or fees. You will receive a statement for the remaining balance prior to your next due date. 8- Credit Bureau Reporting. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. All disputes must be sent in writing to the following address: ATTN: COAF Credit Bureau Dispute, Capital One Auto Finance. PO Box 259407. Plano, TX 75025-9407. Phone Authorization for Electronic Payments: 1- You may authorize us to initiate one-time or recurring payment(s) that will be electronically debited from your bank account by phone at 2- Confirmation of your phone authorization for recurring payments will be sent to you by mail. 3- Your authorization for one-time payment(s) will remain in effect until your payment(s) is electronically debited from your bank account. or until you direct us to stop it. 4- You may make an electronic payment at no cost by either going online at www.caoitalone.com. using our automated phone service at . or speaking with an agent at 5- If you wish to modify or cancel your payment(s). please call us at . Monday through Friday. from 8:00 a.m. to 9:00 p.m. Eastern Time. Any change to your one-time payment(s) must be completed by 5:00 p.m. Eastern Time on the payment date. Any change to your DirectPay payment must be received 3 business days before your payment date to be effective for this month; otherwise. the change will be effective starting next month. Capital One Auto Finance is a division of Capital One. National Association, and services the following Capital One affiliated company: Onyx Acceptance Corporation. EFTA00124036 CapitalOrie Page 2 of 2 Auto Finance Statement Date : 11/20/2018 Capital One Auto Finance PO Box 60511 City of Indust . CA 9 t 716.0511 YOUR MONTHLY STATEMEN Account Number: Vehicle: 15 JEEP WRANGLER TRANSACTION HISTORS/2212018 -11119/2018 Posting Date Effective Date Description Pnncipal Interest Late Fees Other Fees Total BEGINNING BALANCE $13.811.23 $34.14 $0.00 $0.00 $13.845.37 11/07/2018 11/07/2018 Payment Received -$282.98 -$68.29 $0.00 $0.00 -$351.27 Interest Accrued this Period $0.00 $61.33 $0.00 $0.00 $61.33 ENDING BALANCE $13.528.25 $27.18 $0.00 $0.00 $13.555.43 SCHEDULED PAYMENTS/20/2018 - 12/11/2018 Effective Date Description Payment Amount 12/07/2018 Recurring ACH Payment $351.27 TOTAL SCHEDULED PAYMENTS $351.27 PLEASE DETACH AND RETURN THE PORTION BELOW WITH YOUR PAYMENT See reverse side to update your address. Account Number: Auto Finance JAIME RIVAS WILLIAMS Total Due. if scheduled payments are made as planned : $0.00 BROOKLYN, NY 112344029 Due Date: 12/11/2018 Amount Enclosed: $ MAIL PAYMENT INSTRUCTIONS • Please send your payment along with this payment coupon in the enclosed envelope. • Make your check payable to Capital One Auto Finance and include your account number on your check. DO NOT SEND CASH! • Payments will be processed according to our posting policy and Capital One Auto Finance not any instructions written on your check. PO Box 60511 • Don't staple or paper clip your check to the payment slip. City of Industry, CA 91716-0511 • Be sure to use the envelope provided. • Enclose payments for this account only. 1 62031308001453914100100000000010 EFTA00124037 PLEASE DETACH AND RETURN THE PORTION BELOW WITH YOUR PAYMENT CHANGE OF ADDRESS (Please print using blue or black ink) Current Address: JAIME RIVAS WILLIAMS BROOKLYN, NY 11234-4029 New Address Capita — Auto Finance City State Zip Home Phone Alternate Phone EFTA00124038 CaPitaiOne Page 1 of 2 Auto Finance Statement Date : 12/21/2018 Capital One Auto Finance PO Box 60511 Ci of Indust . CA 91716.0511 YOUR MONTHLY STATEMEN JAIME RIVAS WILLIAMS Account Number: BROOKLYN. NY 11234-4029 Vehicle: 15 JEEP WRANGLER ACCOUNT STATUS CURRENT HOW TO MAKE A PAYMENT You have setup your account on our DirectPay recurring payment program. Details of your payments scheduled to process between the date of this statement and your due date are shown in the Scheduled Payments' section on Jo page 2. The total scheduled payments are shown below. PAY ONLINE www.capitalone.com YOUR PAYMENT INFORMATION Past Due Payment(s) $0.00 Total Unpaid Late Fees $0.00 eig d Total Unpaid Other Fees $0.00 Current Due Payment $351.27 PAY BY PHONE Call Mon - Fri. 8:00 a.m. - 9:00 p.m. EST Total Due $351.27 Total Scheduled Payments $351.27 Total Due, if scheduled payments are made as planned $0.00 Due Date 01/11/2019 PAY BY MAIL Capital One Auto Finance PO Box 60511 City of Industry, CA 91716-0511 Payoff Amount good through 12/31/2018 $13,288.79 • Add money to each payment - an extra SMALL STEPS. $25 can go a long way! • Make one extra payment each year BIG RESULTS. • Make half payments every two weeks To learn more money saving tips, visit www.caoitalone.com LEARN THE LITTLE STEPS THAT CAN GO A LONG WAY IN SAVING YOU MONEY. EFTA00124039 IMPORTANT DISCLOSURES AND INSTRUCTIONS Important Customer Notices: 1- Mail Payment Information. • Please see the front of the payment coupon at the bottom of the second page on this statement for important mail payment instructions. • Please allow at least 5 business days (Monday through Saturday, except holidays) for postal delivery. • We will process payments received in our California payment processing center the same day if received before 12:00 p.m. Payments received after this time will be processed on the next business day (Monday through Saturday, except holidays). Regardless of when we process your payment, we will credit your account for the day we received your payment. • We may store your payment account information to allow you to make payments in the future. We will not process payments using this account information without your prior explicit authorization. 2- Electronic Authorization. Each time you send us a check, you authorize us to use information from your check to make a one-time electronic debit from your bank account for the amount of the check. This authorization applies to all checks received. If we cannot process the one-time electronic debit, you authorize us to debit your bank account using the original check. a paper draft, or other item. When we use information from your check to make a one-time electronic debit from your checking account, funds may be withdrawn from your bank account as soon as the same day you make. or we receive, your payment. You will not receive your check back from your financial institution. 3- Late Fees. Please remember. making your monthly payments in full and on time is important to avoid delinquency. If you are past due on your account, you may be assessed late fees in accordance with your contract. 4- Other Fees may include, but are not limited to. any of the following fees or charges . except where prohibited by law: NSF ("returned check fee"), One-Time ACK Debit Card. Due Date Change. Extension, Legal. Lien Filing, FedEx. and Repossession. 5- Scheduled Payments. If you modify/cancel your scheduled payment(s) on/after your statement date. please adjust your payment amount to ensure your Total Due on the front of this statement is paid by your due date. 6- Paying Your Account Ahead. Any amount paid over your Total Due shown on the front of this statement by your due date will be applied to your balance but will not further advance your due date. You will need to make at least one regular monthly payment every billing cycle by your due date until your account is paid in full, regardless of how much you paid in previous monthly billing cycles. 7- Payoff Amount. For your convenience. the amount needed to pay off your account on the date shown (the 'good-through date) is given on the front of this statement. This amount may change if any transactions are posted to your account before your payoff good-through date. • If you pay the Payoff Amount shown before your good-through date, your account may be over paid. The credit balance will be refunded back to you. If you pay the Payoff Amount shown after your good-through date. your account may not be paid off as you may have incurred additional interest and/or fees. You will receive a statement for the remaining balance prior to your next due date. 8- Credit Bureau Reporting. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. All disputes must be sent in writing to the following address: ATTN: COAF Credit Bureau Dispute, Capital One Auto Finance. PO Box 259407. Plano, TX 75025-9407. Phone Authorization for Electronic Payments: 1- You may authorize us to initiate one-time or recurring payment(s) that will be electronically debited from your bank account by phone at 2- Confirmation of your phone authorization for recurring payments will be sent to you by mail. 3- Your authorization for one-time payment(s) will remain in effect until your payment(s) is electronically debited from your bank account. or until you direct us to stop it. 4- You may make an electronic payment at no cost by either going online at www.caoitalone.com. using our automated phone service at . or speaking with an agent at 5- If you wish to modify or cancel your payment(s). please call us at . Monday through Friday. from 8:00 a.m. to 9:00 p.m. Eastern Time. Any change to your one-time payment(s) must be completed by 5:00 p.m. Eastern Time on the payment date. Any change to your DirectPay payment must be received 3 business days before your payment date to be effective for this month; otherwise. the change will be effective starting next month. Capital One Auto Finance is a division of Capital One. National Association, and services the following Capital One affiliated company: Onyx Acceptance Corporation. EFTA00124040 Cam Page 2 of 2 Auto Finance Statement Date : 12/21/2018 Capital One Auto Finance PO Box 60511 City of Indust . CA 9I 7I 6.0511 YOUR MONTHLY STATEMEN Account Number: Vehicle: 15 JEEP WRANGLER TRANSACTION HISTORY/20/2018 - 12/20/2018 Posting Date Effective Date Description Principal Interest Late Fees Other Fees Total BEGINNING BALANCE $13.528.25 $27.18 $0.00 $0.00 $11555.43 12/07/2018 12/07/2018 Payment Received -$288.56 -$62.71 $0.00 $0.00 -$351.27 Interest Accrued this Period $0.00 $64.17 $0.00 $0.00 $64.17 ENDING BALANCE $11239.69 $28.64 $0.00 $0.00 $11268.33 SCHEDULED PAYMENT2/21/2018 - 01/11/2019 Effective Date Description Payment Amount 01/07/2019 Recurring ACH Payment $351.27 TOTAL SCHEDULED PAYMENTS $351.27 PLEASE DETACH AND RETURN THE PORTION BELOW WITH YOUR PAYMENT See reverse side to update your address. Account Number: Auto Finance JAIME RIVAS WILLIAMS Total Due. if scheduled payments are made as planned : $0.00 BROOKLYN, NY 112344029 Due Date: 01/11/2019 Amount Enclosed: $ MAIL PAYMENT INSTRUCTIONS • Please send your payment along with this payment coupon in the enclosed envelope. • Make your check payable to Capital One Auto Finance and include your account number on your check. DO NOT SEND CASH! • Payments will be processed according to our posting policy and Capital One Auto Finance not any instructions written on your check. PO Box 60511 • Don't staple or paper clip your check to the payment slip. City of Industry, CA 91716-0511 • Be sure to use the envelope provided. • Enclose payments for this account only. 1 62031308001453914100100000000010 EFTA00124041 PLEASE DETACH AND RETURN THE PORTION BELOW WITH YOUR PAYMENT CHANGE OF ADDRESS (Please print using blue or black ink) Current Address: JAIME RIVAS WILLIAMS BROOKLYN, NY 11234-4029 New Address Capita — Auto Finance City State Zip Home Phone Alternate Phone EFTA00124042

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