EFTA00169810

Deutsche Asset & Wealth Management Account Agreement The Haze Trust Client(s) 8100 Red Hook Quarter B3 Address St. Thomas U.S.V.I 00802 City State Zip Code Account Title (Complete if afferent nom the Clem above) Account Numberts) !PAPORTA N PLEASE SIGN AND.RETURN THIS ACCOUNIAGREFMENT This is the account agreement (Account Agreement) between Client and Deutsche Bank Securities Inc. (referred to herein as 'DBSI'). It includes the terms and conditions and is the contract that controls each brokerage account in which Client has an Interest leach an 'Account,. Client agrees to read this Account Agreement and the Appendix to this Account Agreement: Disclosures and Definitions ("Appendix") carefully. If Client is not willing to be bound by these terms and conditions, Client should not sign this Account Agreement. Client's signature confirms that Client has read and agrees to the terms of this Account Agreement and the Appendix annexed hereto. I. CLIENT REPRESENTATIONS Client certifies that all of the information provided by Client in this Account Agreement is accurate and complete and that each of the following Statements is accurate as to Client and Client's Account: a. Where Client is a natural person, Client is of legal age; b. For all accounts: (a) no one except the person(s) named on the Account(s). or. if signed in a representative capacity, then no one except the beneficial owner(s), has any interest in the Account(s), (b) Client is and will remain compliant with all Applicable Laws, (e) Client is financially capable of satisfying any obligations undertaken through Client's Account(s). (d) Client acknowledges that the purchase and sale of securities entails substantial economic risk, and represents knowingly and willingly that Client can assume such risk and (e) Client has read and understands the terms set forth in this Account Agreement and those agreements or supplements incorporated by reference and understands that Client is bound by such terms; c. Chant agrees to notify us In writing It Ito Client is or becomes an employee, member or immediate family member of any recurities exchange (or corporation of which any exchange owns a majority of the capital stock), Financial Industry Regulatory Authority, Inc. (RNRA) or of any broker-dealer, (b) Client is or becomes a senior officer er immediate family member of such a person of any bank, savings and loan institution, insurance company, investment company, investment advisory firm or institution that purchases SECUrrieS, or nther employer whose consent is required to open and maintain this Account by regulation or otherwise, unless such consent has been provided to DOS'. Client will promptly notify DBSI in writing if any of the above circumstances change. II. TERMS AND CONDITIONS THAT APPLY TO CLIENTS ACCOUNTS) The following twins and conditions gnvem Client's Account(s): 1. Rights of DBSI. NI rights granted to DBSI under this Account Agmement are granted with the understanding that it shall be within the sole discretion of DBSI whether, and in what manner, to exercise such rights. The failure of DBSI to exercise any right granted under this Accoem Agreement shall not be dawned a waiver of such right or any other right granted hereunder. DBSI retains the right to delegate to its agent including its clearing agent. Pershing LLC (Pershing), one or mtire of DBSI's rights or obligenons under this Agreement withoUt notice to Client. 2. Cash Account. DBSI will classify eech Amount as a canh brokerage account. DBSI muel aeparately approve the opening of a margin account (Margin Account) and Client must separately sign the Margin Agreement. 3. Order Execution. Orders for the purchase or sale of assets may be routed to or executed through any exchange, market or broker that DBSI select 4. Rules and Regulations, Allittenseetions in Account(s) shall be conducted in accordance with and subject to Applicable Law. III 1IUPI C1 IIIII 13-AWM 0196 012145032813 CONFIDENTIAL - PURSUANT TO FED R. CRIM. P. 6(e) 16a10-al243 EFTA_00020 1 1 3 EFTA00169810 5. Purchase of Securities. DEIS! requires that cash accounts contain sufficient funds to settle a transaction, but has the right to accept an order without sufficient funds with the understanding that Client will submit payment on or before settlement date for each security purchased. DBSI retains the right to cancel or liquidate any order accepted and/or executed without prior notice to Cliot If DBSI does bot reteive payment by sethoment dote. Alternatively, upon Client's failure to pay for purchased and settled securities. DEISI has the right to sell Securities and Other Property held in any of Client's Account(s), and charge to Client any loss resulting therefrom. 6. Sale of Secunties. Chant agrees triad in a cesh amount (a) Client will not sell any Senility before iris paid tor, (d) Client will own each security sold at the time of sale, (c) unless such security is already held in the.Account. Client will promptly deliver such security thereto on or before settlement date, (d) Client will promptly make full cash payment of any amount which may banome due in order to meet necessary requests for additional deposits and (e) with respect to any Securities and Other Property sold, Chant will satisfy any mark to the market deficiencies. Client must affect all Short Sales in a margin account and designate these sales as "short." All other sales will be designated es "king" and will be deemed to be owned ny Client to the event that DBSI enters an order to snit Securities and Other Property that Client represents Client owns, but which are not held In the Account at the time of sale, and Client fails to make delivery by settlement date. DBSI has the right to purchase or borrow any Securities and Other Property necessary to make tne reignited delivery. Client setae° to compensate DBSI fo' any loss or cost, including interest, commission or fees sustained as a result of the foregoing. DIM charges interest on unpaid balances in cash accounts from the close of business on settlement date. See the Annual Disclosure Statement at httplAwyw.pwm.dbaomrarneneagenfannualeisclosarestatementhtml for additional information an interest charges. 7. Restrictions on Trading. DB51 has the right to prohibit or restrict Client's ability to trade Securities and Other Property, or to substitute securities in Client's Account. 8. Restricted Sewed's. Ckeot writ not buy, sell or pledge any Restricted Securities without 0651's prior written approval. Prior to placing any order for Restricted Securities subject to Rule 144 or 145 of the Securities Act of 1933. Client must identify the status of the securities and furnish DBSI with the necessary documents (Including opinions of legal counsel, if requested) to ootein approval to transfer and register these securities. DBSI will not be halals for any delays in the processing of these securities or for. any losses caused by these delays. DBSI has the right to decline to accept an order for these securities until the transfer and registration of such securities has been approved. 9. Order Placement and Canoellatinnthilocinication Requests, Whan Client verbally places a trade with a Client Advisor, Client will ba bound to the oral confirmation repeated back to Client. unless Client objects at the time of the order. Client understands that requests to cancel/modify an order that D851 accepts are on a best efforts basis only. 10. Aggregation of Orders and Average Prices. Client authorizes DBSI to aggregate orders for Client Account(s) with other orders. Client recognizes that in so doing. Client may receive an average price for orders that may differ from the enc.(*) Client may have received had the orders not been aggregated. Client understands that tnis practice may also result in orders being pnly partially completed. 11. Transmission of Instructions. Client understands and accepts responsibility for the transmission of instructions to DBSI and will bear the risk of loss arising from the method of transmission used in the event of transmission errors, misunderstandings, impersonations. transmission by unauthorised persons, foraery or intorcepts. EX1:111111 10 the case of gross negligence. Client agrees to release and indemnify DBSI. its affiliates. employees and directors from any and all liability arising from the execution of transactions based on such instructions. 12. Role of Certain Third Parties. ORSI engages a.thkd-party Mooring apent Pershing. Chant understands that Pershing is the custodian of Client's assets, clears and settles al transactions, and eittends credit on any margin purchases, where applicable. Client further ondaratands that Pershing may accept from DBSI, without inquiry or investigation: (i) orders for the purchase or sale of Securities end Other Property on margin or otherwise. and (ti) any other instructions concerning Account(s). Client further understands that the contract between DBSI and Pershing. and the services rendered thereunder, are not intended to create a joint venture, partnership or other form of business organization of any kind. Pershing shall riot be responsible or liable to Client fer any acts or omissions of 0851 or its employees. Pershing does net provide investment advice, nor offer any opinion on the suitability of any transaction or order. DB51 15 not acting as the agont of Pershing. Client cannot hold Pershing, its affiliates and its bfticers, directors and agents liable for any trading losses /her Client Incurs. 13. Liens. Client hereby grants to DBSI and its Affiliates a security interest in and lien upon all Securities and Other Property in the possession or control of DBSI. any of its Affiliates or Pershing. in which Client has en interest (het° individually, jointly or otherwise) foellectivaty all such Securities and Other Pnaoarty me referred to berem as 'Collateral") in order to secure any and all indebtedness or any other obligation of Client to DBSI and its Affiliates or Pershing (collectively, all such Mitigations aro referred to herein as the "Oblgations"). Clients who are joint accountholders (Joint Accountholders) acknowledge and agree that pursuant to the lien to DBSI and Affiliates, the Collateral shall include Securities and Other Property held in the Account or any other account held by either Joint Accountholder with OBSI or its Affiliates or Pershing (whether individually, jointly or otherwise) end shall secure any and all Obligations of each Jent Accountholder to DBSI and its Affiliates or Pershing. With respect to the lien granted to DBSI and its Affiliates, 13951(0r Pershing. at D8SI's instruction).may, at any time and without prior notice. sell, transfer, release, exehenge, settle or otherwise dispose of or deal with any or all such Collateral in order to satisfy any Obligations. In enforcing this lien DBSI shag have the discretion to determine what and how much Collateral to apply for the purposes of the foregoing. Notwithstanding the foregoing, nothing herein shall be deemed to grant an interest in any Account or assets that would give rise to a prohibited transaction under Section 4975(c)(1) (3) of the Internal Revenue Code of 1986, as amended. 'Jr Section 406(a)(i)(B) of the Employee Retirement Ineomn Security Act of 1974. as amended. Securities and Other Property held in Client's retirement account(s) maintained by DBSI, which may include IRAs or qualified plans, are not subject to this lien and such Securities and Other Property may only be ueed to setinry Client's indebtedness or other obligations related to Client's retirement account(s). 13-AWSI-0196 2 012145.032813 CONFIDENTIAL — PURSUANT TO FED. R. GRIM. P. 6(e) YASIM244 EFTA_00020114 EFTA00169811 14. Satisfaction of Indebtedness and Assignment of Rights. Client agrees to satisfy, upon demand, any indebtedness, including any interest and commission charges and to pay the reasonable costs and expenses of collection of any amount Client owes to DBSI, including reasonable attorneys' tees and court costs. Client agrees that O851 or Pershing may execute dl assign to each other or any tiuni berty any rights or obligations Client .granted under this Account Agreement. including but not limited to the right to collect any Obligations. or liquidate any Securities and Other Property held m Account(s). 15. Fees. Client understands that DBSI chntges an Annual Account Fee for certain accounts aed may charge service fees, processing fees and/or other fees or commissions, for the transactions and other services provided, more fully described in the Annual Disclosure Statement, at http://www.mvmdb.corn/americasten/annualdisdosurestatement. html. Client understands that theca foes will De charged to Accoonffs) and autnorizes OBSI to deduct soon fees from Client's Account(s). 16. No FDIC Insurance, Not Obligations of My Bank. Client understands that the assets in Client's Account are subject to the risk of sertial or total loss due to market fluctuations or the insolvency of the is eunr(s). The assets in Client's Account (including all related cash balances and shares of any Mutual Fund) are not deposits or other obligations of OBSI, Deutsche Bank AG, Pershing or any other bank, are not guaranteed by DBSI, Deutsche Bank AG, Administrator, Batik or any other brink, and are not jnsured by the Federal Deposit Insurance Corporation (FDIC). Monies held in the Insured Deposit Program (IDP) may be FDIC insured while those monies are hold in a depository account at a participating bank as described in the IDP Terms and Conditions. Client may from time to time be offered investment products for which DBSI or Deutsche Bank AG is an obligor. These products may be complex, may not provide for the return of the full amount of principal invested or for the payment of a fixed rate of interest (or any Interest) and will not usually be covered by FDIC insurance, unless otherwise disclosed in the written offering documents fer such prothicts. 17. Cash Sweep Selection. Client agrees to contact DEISI regarding the selection of.Cash Sweep Options and understands that Client's choice of Cash Sweep Options may be limited to money market mutual funds or deposit products that are uoeffillatad with DB51 it Clionris Account is en individuai rethement amount or an ERICA account, or if DBSI is acting as Cient's investment adviser. Client understands that any funds Client has on deposit with the banks participating in IDP will be allocated among such banks in a manner described in the IDP Terms and Conditions. 18. Credit Information and Investigation. Client authorizes DBSI and Pershing to obtain reports concerning Client's credit standing and business conduct at their discretion without notifying Client. Client also authorizes DBSI to share among service providers (as set forth herein) and DWI Affiliates such credit-related and business conduct information and any other confidential information DB51, Deutsche Bank AG and such Affiliate(s) may have about Client and Client's Account, in accordance with OBSI's Privacy Policy and Applicable Law. DBSI arid Pershing will provide Client with a copy of oeeh of their Privacy Policies sbnrtly after execution by Client of this Agreemnnt. Client may request a copy of Client's credit report, and upon request. DBSI will identify the name and address of the consumer reporting agency that furnished it. 19. Confirmations, Statements and Other Communications. Client egress to notify DSSI in writing, within ten (10) days after transmittal to Client of a confirmation. of any objection Client has to any transaction in Client's Account(s);In the absence of such written notification, Client agrees that all transactions in Client's Account(s) will be final and binding. Client understands objeotions must be.direoted to the 8ronch Supervisor in writing, et the address on Client's account statement or confirm. For more information on how confirmations and account statements are delivered, please refer to the Appendix to this Account Agreement. 20. Recording Conversations. Client consents to DRS! recording any or all telephone calls witn Client. 21. Joint Accounts. a. Unless Clients specify 'tenants in common" or 'community property." Clients authorize DB51 to designate a joint account as "joint tenants with tight of survivorship," or as "tenants by the emirstios' if Clients are married and reside in a state that recognizes said designation for personal property. Clients agree that joint accounts will be carried by DB51 on Pershing's books in the form reflected by the Account name appearing on the account statement. In the event that itte Accouot is e joint tenancy with right ni survivorship ore tenancy by the entireties, the entire interest in the joint Account shat be vested in the survivor or survivors on the same terms and conditions as before the death. The survivors and the estate of the deceased Accountholder will indemnify DBSI for any loss iacurred through tresinteet of the Account es provided herein. b. Clients agree that each party to the joint account shall have authority to deal with DBSI as if each were the sole Account owner, all without notice to the other Account owner(s). Clients agree that notice to any Account owner shall be deemed to be hntice to ell account owners. Each Account owner shall be jointly ar.d severally liable for this Account. DBSI may follow the instructions of any owner concerning this Account and make deliveries to any owner, of any or all property and payment, even if such deliveries and/or payments shall be made to one owner personally and not to allot the Account own ars. MI shall be under no obligation to inquire into the purpose of any such demand for delivery of securities or payment and shall not be bound to see to the application or disposition of the securities and/or monias.so delivered or paid to any Account owner. Notwithstanding the foregoing. DBSI may require joint action by si account owners with respect to any matter concerning On account, including the giving or cancellation of orders and the withdrawal of monies. Securities and Other Property. In the event DBSI receives conflicting instructions front any owner, it may in its sole discretion: (a) follow any soon instructions, (b) moues written or verbal euthoriZatIon of both, all er any owner bider° acting on the instructions from any one owner, (c) send the assets of the Account to the address of the account, or (d) file an interpleader action in an appropriate court to let the court decide the dispute. 'SOS 3 012148412013 CONFIDENTIAL — PURSUANT TO FED. R. CRIM. P. 6(e) titkiingi245 EFTA_000201 15 EFTA00169812 c. In the event of the death of any owner, the survivors) shall immediately give DBSI written notice thereof. 13B51 may, before or after receiving such notice. take such action, require such documents, retain such securities and/ or restrict transactions in the Account as necessary for its protection against any tax, liability, penalty or loss under any present or futurn laws or otherwise. Any cost resulting frets me death of any owner. or through the exercise by any decedent's estate. survivors (including other Account owners) or representatives of any rights in the Account shall be chargeable against the interest of the survivals) as well as against the interest of the estate of the decedent. The estate of me oricedent and each survivor (including other Accoom aware) shall conlieue to be jointly and severally liable to D1351 for any obligation of the joint account or net debit balance or loss in said account until such time as DBSI distributes the assets in accordance with Clients' instructions. 22. Non-disclosure of Confidential and Material, Non-public Information. During the course of business, employees of 0851 may come ihto possession of coitridennai and materiel oon-public information. Unner Apblicoble Law, such employees are prohibited from improperly disclosing or using such information for their personal benefit or for the benefit of any other person, regardless of whether such other person is a Client of DBSI. Client understands that under Applicable Law, 0851 employees are pronemed from conenunicating scan imerroanon to Clierit anti that 0851 shall have no responsibility or liability to Client for failing to disclose such information. 23. Third Party Authorization; No Agency. Client agrees that if Client authorizes third party(les) (including, without limitation, any investment advisor or money maoager) to act on Client's Account, such third panyees) shall be bound by the Terms and Conditions of this Account Agreement. Client further agrees that unless otherwise agreed to in writing by DBSI, third party(iec) authorized by Client to act fo: Client, whether or not referred to Client by ()BSI, is/are not, and shall not be deemed agents of DBSI and 0851 shall have no responsibility or liability to Client for any acts or omissions of such third party. or any officers, employees or agents thereof. 24. No Legal, Tax or Accounting Advice. Client acknowledges and agrees that: (a) neither DBSI, nor Pershing. provide any legal, tax or aecounting privies, (b) neither DBSI nor Pershing employees are authorized to give any such advice and (c) Client will not solicit such advice or rely upon such advice given in error, whether or not in connection with transactions in or for any of Client's AccouM(s). In makmg legal, tax or accounting decisions with respect to transactions in or for Client's Account(s) or any other matter, Client will consult with and. rely upon Client's own advisers, and net DOSE Client acknowledges that DBSI shall have no liability therefore. 25. Limitation of Liability. Client agrees that, unless otherwise provided in any other agreement between Client and DBSI or under Applicable Law, DBSI shall not be kabla for any loss to Client eNeept in fhe case id DEISI's gross negligence or willful misconduct. DBSI shall pot be liable for loss caused directly or indirectly by government restrictions, exchange or market rulings, suspension of trading, war, strikes, act of foreign or domestic terrorism or other conditions beyond 0B51's control. DBSI shall not he liable for any demeqes caused by equipment frfilirio, communications line failure, unauthorized access, theft, systems failure and other occurrences beyond ['BSI's control. 26. Customer Inquiries/Customer Complaints. For general inquiries. Client will contact the Client Advisor or Branch Supervisor assigned to Client's Account(s) for questions or assistance on any matter relating to these Account(s). Client must direct all formal complaints against 0851 or any of its employees to Deutsche Bank Securities Inc.. Compliance Department • Client Inquiries. 60 Wall Street, 23rd floor, Mail Stop NYC60-2330, New York, NY 10005-2836 or Client may call 1212) 250-1n86. 27. Entire Understanding. This Account Agreement contains the entire understanding between Client and 0851 concerning the subject matter of this Accbunt Agreement and them are no oral or other agreements in conflict herewith. The Tarots end Cooditions of inis Acceum Agreement shall apply to each and every account and, collectively, any end all funds, money, Securities and Other Property that Client has with DBSI and supersedes any prior Account Agreement Client may have signed with DBSI. Client acknowledges that Client may be required to enter into separate agreements with respect to products or services offered by or through DBS1 or its affiliates. 28. Right to Terminate or Amend. Client agrees that D851 has the right to terminate this Account Agreement and close any related accounts or amend the Terms and Conditions of this Account Agreement at any time and for any reason by sending written notice of such termination or amendment to Client. Any sucb termination or aroondment shell be effective as of the date that DB51 establishes. Client cannot waive, alter, modify or amend this Account Agreement unless agreed in wining and signed by 0851. Ne failure or decay on the port of 0051 to exercise any right or power hereunder or to insist at any time upon strict compliance with any term contained In this Account Agreement, shall operate as a waiver of that right or power or term. 29. Controlling Law. This Account Agreement shall be deemed to have been made in the State of New York and shall be construed, and the rights of the parties determined. in accordance with the laws of the State of New York and the United States, as amended, without giving effect to the choice of law or conflict-of-laws previsions thereof. 30. Headings. Paragraph headings are for convenience only and shall not affect the meaning or interpretation of any provision of this Account Agreement 31. Assignment, Separability, Survivability. This Accoont Agreement shall be binding upon Client's heirs. executors, administrators, personal representatives and permitted assigns. It shall inure to the benefit of DBSI's successors and assigns, or any successor clearing broker, to vmom DB51 may transfer Client's Accountisl D851 may. without notice to Client, assign the rights and duties under this Account Agreement to any of its Affiliates, or to any other non- affiliate entity boon written notice to Client. If any provision or condition of this Account Agreement shall be hold to be invalid or unenforceable by any court, edministrative agency or regulatory or self-regulatory agency er body. such invalidity or unenforceability shall attach only to such provision or condition. The validity of the remaining provisions and conditions shall hot be affected thereby and this Account Agreement shall be earned out as If any such invalid or unenforceable provision of condition wore not contained heroic,. 32. The provisions of this Account Agreement governing arbitration (Section III). controlling law (Section 11.29) and limitation of liability (Section 11.25) will survive the termination of this Account Agreement. Awm-0196 4 012145.032813 CONFIDENTIAL — PURSUANT TO FED. R. CRIM. P. 6(e) iASS,W246 EFTA_00020116 EFTA00169813 III. ARBITRATION 1. This section of the Account Agreement contains the pre-dispute arbitration agreement between Client and DBSI and Pershing, as applicable. who agree as follows: • a. All parties to this Account Agreement (being Client DBSI and Pershing) are giving up the right to sue each other in court, including the right to a trial by jury, except as provided by the rules et tho arbUration forum in which a claim is filed, or as prohibited by Applicable Law; b. Arbitration awards are generally final and binding: a party's ability to have a court reverse or modify an arbitration award is very limited; c. The ability of the parties to obtain documents. witness statements and other discovery is generally more limited in arbitration than in court proceedings: d. The arbitrators do not have to explain the ratison(s) for their award, unless, in an eligible case, a joint request for an explained decision has been submitted by all patties to the panel at least 20 days prior to the first scheduled hearing date: e. The panel of arbitrators will typically include a minority of arbitrators who were or are affiliated with the securities industry: f. The rules of some arbitration forums may impose time limits for bringing a claim in arbitration. In some cases, a claim that is ineligible for atbinetion they be brought in court; end 9. The rules of the arbitration forum in which the claim Is filed, end any amendments thereto, shall be incorporated into this Account Agreement. 2. Subject to the preceding disclosure. Client agrees to arbitrate any controversies or disputes mat moy arise with DBSI or Pershing, whether based on events occurring prior to, on or subsequent to the date of this Account Agreement, and including any controversy arising out of or relating to any Account with DBSI, the construction, performance or breach of any agreement, or any duty arising from any agreement or other relationship with 08SI. to transactions with or through DBSI, or any controversy as to whether any issue is arbitrable. My arbitration under this Account Agreement shall be deterrbined onN before an arbitration panel set up by FINRA in accordance with its arbitration procedures or an exchange of which DBSI is a member in accordance with the rules of that particular regulatory agency then In effect. Clierit may elect in the first instance whether arbitration shall be by FINRA or a specific national securities exchange of which DEISI is a member, but failure to make such election by registered letter to Deutsche Bank Securities Inc., Compliance Department - Attention: Director of Compliance, 60 Wall Street, 23rd Floor, Mail Stop NYC00-2330. New York, NY 10005-2836 within five days after receipt of a written request from DBSI for such Section, gives DBSI the right to elect the arbitration forum that will have jurisdiction over the dispute. Judgment upon arbitration awards may be entered in any court, state or federal, having jurisdiction. My arbitration under this Account Agreement will be conducted pursuant to the Federal Arbitration Act and the laws of the State of New York. 3. Neither DBSI, Pershing nor Client(s) waive any right to seek equitable relief pending arbitration. No parson shall bring a putative or certified class action to arbitratiOn, nor seek to enforce any pre-dispute arbitration agreement against any person who has initiated in court a putative class action or who is a member of a putative class who hat not opted out of the class with respect to any claims encompassed by the putative class action until: (a) the class certification is denied, Or (b) the crass is decertified. or (c) the Client is excluded from the class by the court. Such forbearance to enforce an agreement to arbitrate shall not constitute a waiver of any rights under this egreement except to thn extent stated herein. [THIS SPACE INTENTIONALLY LEFT BLANK) 13,AWM-0196 01214502813 CONFIDENTIAL — PURSUANT TO FED R. CRIM. P. 6(e) 1611-Stn271247 EFTA_00020117 EFTA00169814 IV. TAX ELECTION/DECLARATION OF TAX STATUS This Account Agreement is designed for use by both U.S. Persons and Non-U.S. Persons. Please check the box next to the applicable rtem below. Client certifies that Dent will notify DBSI in writing immediately if the representation certified to below ceases to be true end correct 1. CI U.S. Citizen or U.S. Resident Alien FonnW9 Request for Taxpayer Identification Number and Certification mil ,Nemliertymdz i thieritie tyter til t ._ from a Hugeness name/ • eheck appropriate box for leder& tax clesathcation (required): • Irdivualisale proprietor ❑ C Corporation 0 kl S Corporation 0 Partnership gr< rioniestete 0 Exempt Pinto a E 0 Limited liability company. Enter the tax classification(CiC corporation. ScS corporation, P- partnership) 1 • Other 1 Addresea(numb. er a[( IS. and gr es bb°0 e tirne aia/4 21. /33 Cite, Stte, and MP carat, 4 t frh O0o Taxpayer Identification Number (TIN) Social Security Number Enter your TIN In the appropriate box. The 1IN provided must match the name given on the 'Name' line to avoid backup withholding. For individuals. this is your social security numbs. (SSN). For other amities. k Ls your employe idantdication number (FIN'. CEIDED= P.-, it II Certification Under penalties of perjury. I candy that: 1. the number shown on this form is my correct taxpayer klentihcation number or I am waiting for a number to be issued to me). and 2. I am not subject to backup withholding because: (a) t am exempt from backup withholding, or (b) I have not been notified by the Internal Revenue Service (IRS) that I am subject to backup withholding as • result of a Wave to report all interest or dnndends. a la the IRS has notified me that I am no longer subject to backup withholding. and 3. I am a U.S. citizen or other V.S. parson (defined in the Instructions). Certification instructions. You must cross out Item 2 above If you have been notified by the IRS that you are currently subject to backup wtthholdng because you have faied to report all interest and dividends on your tax return. Ugn Here us:Piwic• gnittink taie P 5 /4 h 3 2.0 Non-U.S Person I am not a U.S. person (including a U.S. resident lam submitting the applicable Form W-8 with thls form to certify my foreign status and. M appticable, claim tax treaty benefits. For example: Client Is not a U.S. person (including a U.S. resident alien). Oient agrees to provide OBSI with this application the applicable Internal Revenue Service (IRS) Form W43 to certify the client's foreign status. W-8 forms and Instructions are ovalable on the IRS website at yeweeJrs.gov. 13-AWIA-0106 6 012146.032813 CONFIDENTIAL - PURSUANT TO FED. R GRIM. P. 6(e) aISM248 EFTA_00020118 EFTA00169815 P ST SIGNING BELOW CLIENT ACKNOWLEDGES THAT:11) CLIENT HAS RECEIVED. READ AND AGREES TO THE TERMS AND CONDITIONS OF THIS ACCOUNT AGREEMENT, INCLUDING THE APPENDIX WHICH CONTAINS IMPORTANT INFORMATION; AND (2) THE INFORMATION CONTAINED IN THIS ACCOUNT APPLICATION IS CURATE. GUENT.ACKNOWLEDGES THAT THIS ACCOUNT AGREEMENT CONTAINS A PFIEOISPUTE ARBITRATION worzataiptg PAGESrAND WENT AGREKTOITS TERMSTALLACCOVIXT AGREEMENtSIONATOMES MUST INITIALS- WOOLHERE: lc THE INTERNAL REVENUE SERVICE DOES NOT REQUIRE CUENT'S CONSENT TO ANY PROVISION OF THIS DOCUMENT OTHER THAN THE CERTIFICATION REQUIRED TO AVOID BACKUP WITHHOLDING. AND. IF APPLICABLE. THE CERTIFICATION REQUIRED TO ESTABLISH CLIENTS STATUS AS A NON-U.S. PERSON AND OBTAIN A REDUCED RATE OF WITHHOLDING. Important Information for ERISA employee benefit plan clients: U.S. Department of Labor regulations requite DBSI to disclose to a responsible plan fiduciary certain Information in connection with the salvoes that DBSI provides to • plan, to aunt the fiduciary in evaluating the reasonableness of DBSI's services and related compensation. The disclosure Is available online, at Mtp://www.pwrn.db.contramenuohm/erisa_disdosure_pcs html. By signing below, you acknowledge that you are a fiduciary responsible for the procurement of DBSI's services to the plan, you have read the disclosure and you understand the disclosure. Individual or joint account (IF THIS IS A JOINT ACCOUNT, ALL ACCOUNT OWNERS MUST SIGN): CONFIRMATION OF TAX AND COMPLIANCE RESPONSIBILITIES Client acknowledges having sole responsesarty to SIM any tax obligations and any other regulatory reporting duties applicable in any relevant jurisdictions that may arise in connection with assets. incomes transactions in Client's acoountlsl and business relationship with DBSI. CHECK A BOX BELOW ONEY IF CLIENTS DO NOT WANT JOINT TENANTS WITH RIGHTS OF SURVIVORSHIP OR TENANTS BY DIE ENTIRETIES. CLIENTS SPECIFY INSTEAD: Tenants in common; or I:Community Property (for married couples In certain states; each spouse retains SO% Interest in the community property upon death of the first spouse). Signature Date Print Name SSWE IN Signature Date Print Name SSN/EiN Signature Date Print Name SSWEIN Corporation, partnership, tryst or other entity: CONFIRMATION OF TAX AND COMPLIANCE RESPONSIBILITIES Client acknowledges having sole responsibility to Nlfdl any tax oblqations and any other regulatory reporting duties appicable to in any relevant lurisdictions that may arise in connection with meets. Income or transactions in CLent's eccounds) and business relationship with DBSI. Furdwinnore, Client confirm, that the necessary information (to the beet of Client's knowledge and caps 'vilifies) is made available no less than annually to the relewint beneficial owneds). settlods), beneficiaryfies), penned*, etc. to enable such portents) to fulfill any respective tax obligations that may arise ,1 ..such presents) in connection with Client's business relationship with DBSI. Name of Entity 1M Raze Trust . NoIIMIL Signature of Officer. Parir.er, Trustee Authorited*Pedi Date C 1c3113 Print Name/Tine Signature of Officer. Partner. Trustee, Authorized Party ) ft .4..-Lay,... bC.A.L(24_._.S1--__ Datei 1(s li $ PrimNarreft Signature of Officer, Partner, Trustee. Authorized Parry Date Puiw Nante/Rtlis 13.AWM-O198 012145.032813 CONFIDENTIAL - PURSUANT TO FED. R. CRIM. P. 6(e) liDMIWW1249 EFTA_00020119 EFTA00169816 APPENDIX TO THIS ACCOUNT AGREEMENT: DISCLOSURES AND DEFINMONS IMPORTANT. PLEASE READ HIS APPENDIX DISCLOSURES 1. Confirmations. Confirmations of transactions. as well as other communications will be sent to the address Client has crovided, or to such other address as Client may hereafter give to OBS' in writing, and all crimmuoications so sent, whether by mail, private carrier, facsimile, messenger. electronically or otherwise, shall be deemed delivered to Client when sent, whether actually received or not. 2. Consent to Loan or Pledge of Securities and other Property. Within the limitations imposed by Applicable Law, all Securities and Other Property now or hereafter bold, carried or maintained by or in the possession of DBSI that have not been fully paid for may be lent to DBSI, to Pershing or to others, and may be pledged. repledged, hypothecated or rehypothecated without notice to CSent. either separately or in common with other Securities end Other Property of DBSI'e curer Clients for any amount due in arty account with OBS! In which Client has an interest, or for any greater amount, and DBSI may do so without retaining in its possession or control for delivery a like amount of similar Securities and Other Property. Client undorstcnds that while securities held for Client's Account(s) are loaned out, Client will lose voting rights attendant to such securities. For additional terms that apply to margin accounts only, std the Margin Addendum. Neither Pershing, nor 06SI, will land or pledge fully paid for securities without Client's written permission. 3. Corrected and Late Trade Reports. DBSI may receive late and/or erroneous trade reports from the marketplace where Client's order is executed. Any such reports may result in an adjustment to Client's order or the information on a trade execution reported to Client. 4. Effect of Attacnment or Sequestration of Acconnts. DBSI shall not be tale for refusing to obey any drders given by or for Client with respect to any Account which is or has been subject to an attachment or sequestration in any legal proceeding against Client. and DB51 shall be under no obligation to contest the validity of any such attachment or sequestraton. 5. Foreign Securities. With rnspect to debt or equity securities of foreign issuers or debt or deposit instruments of foreign banks ("Foreign Securities"). Client acknowledges and understands that: (a) Foreign Securities are, in most cases, not registered with the Seturities and Exchange Commission or listed on any U.S. secunties exchar.ge. (b) Foreign Securities, particularly those of issuers in the so-called "emerging markets" are often illiquid, are sometimes subject to legal and/or contractual transfer restrictions and it may be difficult or impossible to dispose of such Foreign Securities prior tie the maturity thereof or to determine the market price thereof for valuation purposes, (c) Foreign Securities, and the issuer, guarantors or other obligors with respect thereto ("Foreign Issuers! Obligors") are subtect to a variety of risks in addition to those typically faced in the case of U.S. secoritles and issuers, including, among other things. currency risk, exchange controls, confiscatory taxation, withholding, limitations on the rights of security holders, civil unrest, hyperinflation, discriminatory treatment of foreign investors, etc., (d) there is ofthii less information available regarding Foreign Issuers/Obligors. and such information may be more difficult to interpret, than is the case with U.S. issuers whose securities are subject to the periodic reporting requirements under U.S. securities laws, (e) there may be no effective means to determine if a Foreign Issuer/Obligor is in default of its obligations in respect of its debt securities or other financial obligations (and Client specifically acknowledges that Foreign Securities which Client purchases may be in default at the time of purchase). (f) Foreign Secunties in question may be unrated. and (g) such Foreign Securities are not suitable for all investors. Client authorizes DBSI to purchase Foreign Securities (and, in the case of Foreign Securities denominated in Ibreign currencies, tho relevant foreign currencies) from or sell Foreign Seorunies (und foreign exchange) to an Affiliate of DBSI. In dealing with such Affiliates, such Affiliates may take and retnin their normal commissions, spreads or other fees without regard to ()BSI's relationship with Client. B. Freeriding Prohibited (Not Applicable to Margin Accounts). Paying for the purchase of secunties in a cash account with the proceeds of their suosequent sate, known as unending, violates Fogy:ration T of the Federal Reserve Board, is prohibited and may, among other things, result in Client's Account being restnoted or domed. 7. Impartial Lottery Allocation System. When DBSI holds Securities and Other Property that are callable (all or in pan) on Client's behalf, Client will participate in ()BSI's impartial lottery allocation system for the called Securities and Other Property. 8. Non-Investment Adviser Capacity. Unless DBSI agrees otherwise in writing, DRSI is not acting as an 'investment adviser" las such term is defined in the Investment Advisers Act of 1940, as amended) with respect to the Client's Account(s). 9. Non-United 6tateo Resident Additional Diselceure and Understanding. This disclosum apollcis to non-United States residents and non-United States domiciled entities. Client's Account is based in the United States, and not in Client's country of residence. DBSI accounts, products and services may not have been registered. reviewed or approved by any governmental, banking nr serenades regulamr m Client's conntry of incidence or domicile. Not all of DBSI accounts, products. services or investments are available to residents of all countries. Many countries have various laws. rules and regulations that may apply to opening and maintaining accounts, products or services outside Client's country of residence or deistical°. including reporting and filing requirements end laws, rules end regulations regarding taxes, exchange or capital controls. Client is responsible for knowledge of and adherence to any such laws, rules and regulations and reporting or filing requirements in Client's country or domicile of residence that might anely as a result of Client's Account with 0851 in the United States. These may include but are not limited to, tax, foreign exchange or capital controls, and reporting or filing requirements that may apply as a result of Client's country of citizenship, domicile or residence. Client currently complies and will continue to comply with eny such laws, rules, regulations ono reporting or filing requirements es required by Clients country of citizenship, residence or domicile. 134MM-0198 8 012145 032813 CONFIDENTIAL — PURSUANT TO FED. R. CRIM. P. 6(e) IgatnR250 EFTA_00020120 EFTA00169817 10. Notices. Notices and other communications may also be provided to Client verbally. Such notices and other communications left for Client on Clients answering machine, voice mail. electronic mail or otherwise. are considered to have been delivered to Client whether actually received or not. Transactions entered into Client's Account shall be confirmed by DBSI in writing whore required by law or regulation. DBSI will not send separate confirmations for the following transactions: (a) dividends or distributions credited or reinvested, or transactions effected pursuant to a Dividend Reinvestment Plan, (b) shares of money market funds that are purchased or redeemed, or are pan of the Cneh Sweep Options, or (c) transactloos °Hewed pursuant to a penodic plan or en investment company plan. Client's periodic account statements will reflect these transactions. Notices concerning all matters related to Account(s) usually will go through 0851 although Pershing may send notords) directly to Client with a duplicate te DBSI should market eonditions, time constraints or otear circumstances se inquiet 11. Possible Conflicts of Interest Services end recommendations that DBSI provides to Client may differ from the services and recommendations provided to other Clients or by other individuals or groups at DBSI and/or affiliates of Deutsche Bank AG, whether acting es principal or agent. DBSI provides investment advice, portfolio inanagement and execution services for many Clients and, in addition, acts as principal in various markets. Given these different roles. individuals and groups at 0651 end affiliates of Deutsche Bank AG are seldom of one New as to an investment strategy and may pursue differing or conflicting strategies. Employees of DUSI shad have no obligation to recommend to Client, or inform Client of, strategies being pursued by DBSI or other Clients. Further, (a) DBSI and its affiliates may provide services for a fee to or solicit business from companies whose securities are recommended by DBSI, (b) DBSI and its affiliates may be paid fees oy investment companies registered under itte Investmem Company Act of 1840 or other investment vehicles, including without limitation, teas for acting as investment advisor, administrator, custodian and transfer agent, and (c) DBSI and its affiliates act as brokers, principals and/or market makers in cartaio markets and may do so in trensamions with Client. Clint may recommend securities or strategies that are issued, underwritten, implemented or advised by 0851 or one or more of its affiliates. DBSI may receive compensation, in addition to the compensation Client pays DBSI, in the form of Rule 12b-1 fees, distribution fees, finder's fees, tees based upon fund management foes and cash or nomcash pm/Meets that are paid by mutual funds (out of fund assets in the case of Rule 12b-1 fees) or by the managers and other service providers to the funds (not out of fund assets). DBSI also participates in a program offered by Pershing, under which DBSI shares In revenue received by Pershing frtim mutual foods offered on the Pershing platform. All of these payments may vary based on sales volume or assets under management and may give ()BSI a financial incentive to recommend certain funds or strategies and to include those funds in models and programs. In addition, DEIS! may receive trail compensation in connection with sates of auction rate securities. 12. Securities Investor Protection Corporation (SIPC). DBS1 provides SIPC coverage through Pershing and/or as a member of SIPC. For additional information on this coverage see www.SIPC.org or call the SIPC public information number (201) 371,8300. Client will rider to the Annual Disclosure Statement, at hup://www.pwre.dbiconi/ernericao/ en/annualdisclosurestatemem.html for additional information regarding SIPC and excess of SIPC coverage. 13. Tax-Exempt Entities. Charitable remainder trusts. foundations. pension plans end other tax-exempt entities may be deemed to receive uereleted business texaole income (LIBTI) as a result of investing in certain securities, borrowing monies under a margin loan, investing in e partnership or limited liability company that generates U8T1 or other leverage or loan arrangements. Tax-exempt entities should consult with their tax adviser before making an investment or entering into such arrangement If Client's periodic Account Stela-tient indicates that any Securities were forwarded to Client and Client has not received them. Client should notify D8SI immediately. If notification is received within 120 days'after the mailing date, as reflected on Client's Account Statement, replacement will be made tree of charge. Thereafter, a tee tor replacement mny apply. DEFINITIONS The following are definitions of certain terms that are used within this Account Agreement. As required. the singular shall be plural and the plural shall be singular. 1. 'Account Agreement' means the written agreement entered Into between Client(s) and ()BSI regarding CI-dings). Account(s). The Account Agreetnent ihcluties the terms and Conditions, Arbitration, Tax Electidn/Doclaration of Tax Status. and the Appendix to the Account Agreement. as well as any other applicable disclosure documents related to Client's Account(s). together with any amendments or supplements to such documents. There may be disclosures, agreements and tonne applicable to a particular feature, program, account or services provided as a result of a Client election, modification of or addition to the Account Agreement, change in service or otherwise. DBSI will provide to Client such disclosures, agreements and terms, which shall be incorporated into this Account Agreement by reference. From turn totems. DBSI may reouirethat Client sign other agreements m documents for cortaio erfrvices or instructions and such additional agreements and documents shall become part of this Account Agreement. 2. -Affiliate(s)' means any entity that is controlled by, controls or is under common control with DBSI. DBSI is a subsidiary of De Leech) 8nnk AG. Each affiliate is a separate legal entity. 3. "Applicable Law' means the constitution, rules, regulations, customs and usages of the exchange or market, and its clearing house, if any, where a transaction is executed and applicable federal and state lawS end regulations, Including but not kmrteo to securities laws and regulations (including the rules and regulations of the Securities and Exchange Commission and the Federel Reserve Board or foreign securities regulator, as applicable), and the rules and regulations of FINRA. or any other self-regulatory agencies or organizations having governing authority to a transaction In an Account in effect trine time te nroe. 'Applicable Law" shall also include the rules of any national securities association, registered securities exchange or of the Options Cleating Corporation or other clearing organization applicable to the trading of option contracts. 13.8W/44198 9 012145 032813 CONFIDENTIAL - PURSUANT TO FED. R. CRIM. P. 6(e) 'ago' b;251 EFTA_00020121 EFTA00169818 4. 'Branch Supervisor means the manager of the branch office at which Client's Accounfis) Is/are maintained. 5. "Cash Sweep Options' means the program through which certain uninvested cash balances in eligible Accounts) will be deposited automatically each day Into Interest-bearing, FDIC-insured depository accounts through DBSI's IDP or into an available money market mutual fund until Client invests these balances or balances are otherwise needed to satisfy obligations arising in connection with Client's Accountis). The Cash Sweep Options are described more fully in the Cash Sweep Options Disclosure Statement, which will be provided to Client under separate cover after the Account is opened. B. 'OBS! Privacy Statement' means the statement of DBSI's policies pertaining to gathering, protecting and maintaining the confidentiality of Client information and, in certain limited situations, providing Client information outside of DBSI. 7. 'Party" or 'Parties' menns Clients) and DBSI, together whn its affiliates, collectively. 8. 'Restricted Securities' means securities of a corporation of which Client is a director, executive officer or 10% stockholder, or otherwise classified as a control person or insider, or securities that are subject to any restrictions on resale (whether by Applicable Law, contract or legend on the security), or are not'traded on or through a notional securities exchange, automated quotation system or other nationally recognized published interdealer quotation system. 9. "Securities and Other Property" means, but is not limited to, money, securities, financial instruments and commodities of every kind and nature and related contracts and options (whether for present or future delivery). distributions, proceeds, products and accessions of ell property owned by the Client or in which the Client has an interest. (THIS SPACE INTENTIONALLY LEFT BLANK) 13.AWM.O196 10 012145 032813 CONFIDENTIAL - PURSUANT TO FED. R GRIM. P. 6(e) 16/AInbi252 EFTA_00020122 EFTA00169819 .71"3 4 E F0 E ;ho's:04.hr° sop Vrc. -• Jr • •• tfr EPs-reN, JEFFREY E. 147IX St JAMES ST77110MAS, vt ooao2 isspea• 426etAve* 1/20a apalia ssArbtrEtigob64022913 titt r ,Doa I . Class Gm, eras /ZDAJ.953 tu Aiiergi AtjfilbocITitiie 0+ . tsitxff. E ndorsements Restrictions CONFIDENTIAL - PURSUANT TO FED. R. CRIM. P. 6(e) laaitnIA 253 EFTA_00020123 EFTA00169820 CONFIDENTIAL - PURSUANT TO FED. R. CRIM. P. 6(e) gtaa0/4254 EFTA_00020124 EFTA00169821