SUBS Statement Billing Period:
Payment Due Date
Minimum Payment Due
08/27/19-09/26/19
October 23,2019
5241.20
UBS Visa Signature credit card statement
Prepared for: GHISLAINE MAXWELL Page 1 of 6
Customer News Primary Card Number End ng in: MI Questions? Call 1-800-762-1000
ubs.conVonlineservices
New Card Reminder
As we recently communicated, you
will receive your new UBS Visa
Signature Business card in the coming Account Summary Activity Summary
weeks. This new card replaces your Minimum Payment Due 4241.20 Previous Balance $1.983.88
existing UBS Visa Signature credit Payment Due Date 10/23/19 - Payments $0.00
card. Activate your new card Credit Line SO.00 + Purchases SD Co
immediately to avoid any disruption Available Credit Line $0.00 - Other Credits $0.00
in service by calling 877-864-6526. Cast, Credit Line SO.00 + Cash Advances $0.00
You'll earn 5,000 rewards points if Available Cash Line $0.00 + Fees $38.00
you make at least one purchase using
Past Due Amount 5133.89 + Interest $29.31
any of the cards on your account by
atptlinut Amount $0.00 Statement Balance $2,051.19
4
December 31, 2019
Payment Information*
Your existing card will be Statement Balance 42,051.19
deactivated on December 1, 2019. Minimum Payment Due $241.20
To learn more about the enhanced
Payment Due Date 10123/2019
level of features, rewards and MinimumPaymentThaiallideL2210Il2aii=
benefits of your new UBS Visa Past Due Amount $133.89
Signature Business card, visit
ubs.com/uscards.
Detach here. Please make checks payable to UBS Ca rd Services' and include this payment coupon in the enclosed envelope. Please allow 7 - 10 business days for U.S. Postal Serrce delivery.
If undeliverable. return to:
UBS BANK USA - CARD SERVICES
PO BOX 84040
SUBS Card Number Ending in
Minimum Payment Due
Statement Balance
$241 20
$2,051.19
COLUMBUS GA 31908.4040 Payment Due Date October 23, 2019
Amount Enclosed: S
You can also pay online at ubs.com/onlineservices
Sendpayments to:
GHISLAINE MAXWELL UBS BANK USA - CARD SERVICES
PO 80X 203219
DALLAS TX 75320-3219
102319 7626000014012670 2 0000024120 2
EFTA00271340
Important Information about your UBS credit card
Lost or stolen card.Your credit card is issued by UBS Bank USA. If Other payment options.
your card is lost or stolen, please contact us immediately at any time at Online: Visit ubscomlonlineservices to sign up for Pay Credit Card to
1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 pay your account online. Payments made through Pay Credit Card will
for the UBS Visa Signature credit card. You will not be liable for any be credited to your account that same day if requested prior to 4:00 p.m.
unauthorized use that occurs after you notify us. You may, however, be Eastern time for debits from an external account and 6:00 p.m. Eastern
liable for unauthorized use that occurs before your notice to us. In any time for debits from a UBS Resource Management Account (RMA) or UBS
case, your liability will not exceed S50. Business Services Account BSA account. Available only for cardholders
with art RMA or UBS Business Solaces Account BSA
Payment Wontlen. Each billing cycle, you must pay at least the
Minimum Payment Due shown on your monthly statement by its Payment Pay by Phene:To make a payment by phone, please call
1.888.762.1232 for the UBS Visa Infinite credit card or 1.800-762-1000 2
Due Date. Both the Minimum Payment Due and Payment Due Date are
for the UBS Visa Signature credit card. Payments made from an outside
noted on your statement. At any time you may pay more than the
Minimum Payment Due up to the full amount you owe us, however you
account by 5:00 p.m. Eastern time will be credited to your account same 8
day. Payments made from your UBS account by 6:00 p.m. Eastern time
cannot "pay ahead.' This means that if you pay more than the required
Minimum Payment Due in any billing cycle or if you make more than one are also credited same day. Application of any phone payment to your
payment in a billing cycle, you will still need to pay the next month's credit line may be delayed for up to 7 days.
required Minimum Payment Due by your next Payment Due Date. 0
Remember to trmat • ,il r tm: • tra:: r tr trES Card Service}. Please Overnight impart : Send overnight courier service or USPS Priority
Mail payments to UBS Bank USA - Card Services, 2975 Regent Boulevard, 8
allow 7 days for the U.S. Postal Service to deliver your
payment to us. Upon our receipt, your available credit may P.O. Box 203219, Irving, TX 75063. A payment received at this address
not be increased by the payment amount for up to 7 days to by 5:00 p.m. Central time that otherwise meets the requirements of a
conforming payment will be credited to your account that same day.
ensure the funds from the bank on which your payment is
drawn are collected and not returned. \Ninon you provide a cneck Automatic repownent of cash Edirne through
as payment on this Account, you authorize us to either use the CasiConsiort : The CashConnect feature on your UBS credit card
information from your check to make a one-time electronic fund transfer account will automatically repay new Cash Advances obtained from
from your account or to process the payment as a check transaction. ATMs and financial institutions (CashConnect Cash Advances), each
When we use information from your check to make an electronic fund night, with available funds from your UBS Resource Management
transfer, funds may be withdrawn from your account as soon as the Account (RMA) or your UBS Business Services Account BSA (either
same day we receive your payment, and you will not receive your check referred to as your UBS Account). When we use your UBS Account to
back from your financial institution. For inquiries, please call repay your CashConnect Cash Advance transaction in full, you will not
1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 incur any interest charges. If there are insufficient funds in your UBS
for the UBS Visa Signature credit card. Account to pay off your CashConnect Cash Advances balance in full,
then the APR for your Cash Advances will apply as of the original
Mailed Payments. A conforming payment received by us by 5:00 p.m. transaction date on any remaining balance. You will be charged the APR
Central time will be credited to your account the day of receipt. A on Cash Advances on your remaining CashConnect Cash Advance
"conforming payment' is a payment that: 1) is mailed using the enclosed balance until it is repaid in full. Applicable ATM surcharge fees may
envelope and payment coupon included with this statement to UBS Bank apply. No other account balances are paid through the CashConnect
USA - Card Services, P.O. Box 203219, Dallas, TX 75320-3210 and 2) is in feature. If you choose not to participate in the CashConnect feature,
the form of a single, non-folded check or money order made payable in please contact us at 1.888.762.1232 for the UBS Visa Infinite credit card
US dollars from a US based institution. Any payment that does not meet or 1.800.762.1000 for the UBS Visa Signature credit card. Available only
these requirements or any payment with multiple checks or money for cardholden with art RMA or Business Services Account BSA.
orders, additional correspondence, staples, paperclips, etc. will be
considered a 'non-conforming payment; which may delay the crediting Accrual of Interest end hew to avoid paying Interest on
of the payment for up to 5 days. We can accept late payments, partial purchases. Your due date is at least 23 days after the close of each
payments, checks and money orders marked "Paid in Full" or language billing cycle. On Purchases, interest begins to accrue as of the
having the same effect without losing any of our rights under this transaction date. However, if you paid the Statement Balance from your
Agreement and such payments may be sent to the following address: previous billing statement by the Payment Due Date on that statement,
UBS Bank USA - Card Services, P.O. Box 203219, Dallas, TX, 75320-3210. then (I ) we will not impose interest on Purchases during your current
billing period if you pay the Statement Balance on the current billing
Continued on back of next page
EFTA00271341
Page 3 of 6
Late Payment Warning: If we do not receive your minimum payment by the date listed above, you
may have to pay a late fee up to $38.00 and your APRs may be increased to the Penalty APR of
29.99%.
Minimum Payment Warning: If you make only the minimum payment each period, you will pay more
in interest and it will take you longer to pay off your balance.
For Instance
I If you make no additional charges You will pay off the balance
And you will end up paying the
using this card and each month shown on this statement in estimated total
of...
1--,You,on... about...
Only the Minimum Payment 6 years 52,977
If you would like information about credit counseling services, call 1-800-762-1000.
Notice of Changes to Your Interest Rate
We have not received your minimum payment within 60 days cf tl•i, :I.Je (.:-: te dr:: therefore will apply a new
interest rate to your account, as outlined in your Cardmember agreement. The new Penalty APR is 29.99% and
will become effective on November 15, 2019 . The Penalty APR will apply to all existing balances and new
transactions on your account.
If you make six consecutive minimum payments starting with your first payment due after November 15, 2019,
your rate for transactions made before October 10, 2019 will return to the Standard APR. tf you do not make
these six consecutive minimum payments, we may keep the Penalty APR on your account indefinitely.
The phone number for UBS Bank USA is 1-800-762-1000. New York residents may contact the New York state
department of financial services by telephone or visit its website for free information on comparative credit card rates,
fees and grace periods. 1-800-342-3736 or www.dh.ny.gov
• Repayment information is based on your account activity and the APRs on your account a of the closing date of
this statement. Account activity after the dosing date is not reflected. To view your most recent transaction activity
online, go to ubs.com/onlineservices.
My Choice Rewards Points from UBS
Account Summary Total Points
Beginning Points this period 100,61
Points earned this period
Bonus points
Adjustments
Redemptions
Ending points balance
*For more details on your rewards points activity, please visit us online at ubs.comfuscards
No Transaction Activity At This Woe
Summa of Fees
Date Description Amount
09/23 LATE PAYMENT FEE 438.00
Total Fees for this period
Summary of Interest Charged
Date Description Amount
09/26 MEREST CHARGE-PURCHASES 429.31
Tote artefact
2019 Totals Year-to-Date Summary of Fees and Interest
Total Fees Charged in 2019
Total Interest Charged in 2019
EFTA00271342
Page 4 of 6
statement by the Payment Due Date in the current billing period, and (2) • Ilan* Weaned.= your name and account number
we will credit any payment applied toward Purchases as of the first day in • rieennowet the dollar amount of the suspected error
your current billing period if you make a payment by the Payment Due • DescrIples of wails= if you think there is an error on your
Date in the current billing period that is less than the Statement Balance. bill, describe what you believe is wrong and why you believe it
If a Statement Balance was shown on your previous billing statement and is a mistake. You must contact us within 60 days after the
you did not pay the Statement Balance by the Payment Due Date on that error appeared on your statement.
statement, then we will not impose Interest Charges on any Purchases
during the current billing period if you pay the Statement Balance shown You must notify us of any potential errors lo tab. You may call us,
on the current billing statement by the Payment Due Date in the current but if you do we are not required to investigate any potential errors and
billing period. For Balance Transfers, interest will accrue from the day we you may have to pay the amount in question. Fu
send the Balance Transfer to the payee. For Checks, interest will accrue While we investigate whether or not there has been an error:
from the day the payee accepts the check. For Cash Advances, interest 8
will accrue from the day you take the Cash Advance. • We cannot try to collect the amount in question, or report you
as delinquent on that amount. 8
Hew VS a dui*, paslaic. subject is Mere ie. We use a
• The charge in question may remain on your statement, and we
method called 'daily balance' (including new purchases). To determine may continue to charge you interest on that amount. But, if
the amount of interest to be charged on your Account, we first calculate
we determine that we made a mistake, you will not have to
the 'Balance Subject to Interest Rate' separately for Purchases, for pay the amount in question or any interest or other fees
Balance Transfers, and for Cash Advances. We apply the applicable Daily related to that amount.
Periodic Rate or the DPR (the DPR for each category is the applicable APR • While you do not have to pay the amount in question, you are
shown on the front of the statement divided by 365), to each of the responsible for the remainder of your balance.
applicable daily balances for i) Purchases, ii) Balance Transfers, and iii)
• We can apply any unpaid amount against your credit limit.
Cash Advances. The daily balances for Purchases, for Balance Transfers,
and for Cash Advances are each calculated separately and determined as
Your Vets ■ yarns dbeallidled vale prat cad p=alaces
follows: We take the beginning balances for each transaction type on If you are dissatisfied with the goods or services that you have purchased
your Account each day, including any interest calculated on the previous
with your credit card and you have tried in good faith to correct the
day's balance, add to the respective balances any new transaction, problem with the merchant, you may have the right not to pay the
subtract any payments or credits and make any other applicable
remaining amount due on the purchase. To use this right, all of the
adjustment(s). Your Cardmember Agreement provides for compounding following must be true:
of interest. A credit balance is treated as a balance of zero. If you
1. The purchase must have been made in your home state or
multiply the 'Balance Subject to Interest Rate' for each balance category within 100 miles of your current mailing address, and the
as shown on your monthly billing statement by the number of days in the
purchase price must have been more than $50. (Note: Neither
billing period and then multiply each sum by the applicable DPR, the of these are necessary if your purchase was based on an
results will be the interest assessed, except for minor variations caused by
advertisement we mailed to you, or if we own the company
rounding. that sold you the goods or services.)
Credit Yam moat sad impulse. We may report information about 2. You must have used your credit card for the purchase.
your account to credit bureaus. Late payments, missed payments, or Purchases made with Cash Advances from an ATM or with a
other defaults on your account may be reflected in your credit report. If check that accesses your credit card account do not qualify.
you believe that an entry we have made on your credit report is 3. You must not yet have fully paid for the purchase.
inaccurate or incomplete, please contact the credit bureau directly or
contact us at UBS Bank USA, Card Operations Division, 315 Deaderick If all the criteria above are met and you are still dissatisfied with the
Street, 5th Floor, Nashville, TN 37238. We will request your name; your purchase, contact us In raw at:
account number; the credit bureau where you received the credit report;
UBS Bank USA • Disputes Department
a description of the error; and why you believe it is an error. We will
P.O. Box 84040
promptly investigate, notify you of our findings, and, if warranted, send
Columbus, GA 31908
an update to the credit bureaus within 30 days.
While we investigate, the same rules apply to the disputed amount as
WireID d. Mpu Sy... lbd as ears per slatesset
referenced above in the section covering errors on your statement. After
If you think there is an error on your statement, please write to us at:
we finish our investigation, we will notify you of our decision. At that
point, if we think you owe an amount and you do not pay that amount,
UBS Bank USA • Card Operations Division
we may report you as delinquent.
315 Deaderick Street, 5th Floor
Nashville, TN 37238 Please refer to your Cardmember Agreement for additional information
about the terms of your Account.
In your letter, give us the following information:
02011 UBS Bank USA
EFTA00271343
Page Sot 6
Interest Charge Calculation -31 Days in Billing Cycle
Balance ANNUAL
Subject to PERCENTAGE Interest
Interest Rate RATE (APR) Charge
PURCHASES $2,002.90 17.24% 94 529.31
BALANCE TRANSFERS $0.00 17.24% 90 $0.00
CASH ADVANCES $0.00 24.24% 90 $0.00
Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v) = Variable Rate
EFTA00271344
Page 6 of 6
2
8
8
0
8
EFTA00271345
SUBS Statement BEng Period:
Payment Due Date
Minimum Payment Due
07127/19- 013/26/19
September 23, 2019
S133.8_9
2
UBS Visa Signature credit card statement
Prepared for: GHISLAINE MAXWELL Page t of 4
Customer News Primary Card Number Ending in: Questions? Call 1-800-762-1000
ubs.conVonlineservices
Account is 30 days past due
Your minimum payment is 30 days
past due. If your account becomes
more than 60 days past due, the Account Summary Activity Summary
Penalty APR may be applied to your Minimum Payment Due $133.89 Previous Balance 51,927.99 I
account. Please make your payment 'P
Credit Line 50.00 + Purchases So Co
today. If you have already sent your
Available Credit Line $0.00 - Other Credits $0.00
payment, please disregard this
Cash Credit Line 50.00 + Cash Advances 50.00
message.
Available Cash Line $0.00 + Fees $27.00
Past Due Amount 539.00 + Interest 528.89
kanglmit Amount a $0.00 Statement Balance 51,983.98
Payment Information*
Statement Balance $1,983.88
Minimum Payment Due $133.89
Payment Due Date 09232019
Minimum Payment Due induct/8s the fiEnwing;
Past Due Amount $39.00
Late Payment Warning: If we do not receive your minimum payment by the date listed above, you
may have to pay a late fee up to 538.00 and your APRs may be increased to the Penalty APR of
29.99%.
Minimum Payment Warning: If you make only the minimum payment each period, you will pay more
'n interest and it will take you longer to pay off your balance.
For Instance
If you make no additional charges You will pay off the balance
And you will end up paying the
using this card and each month shown on this statement in
estimated total of...
You PE.— about...
Only the Minimum Payment i 6 years 42,954
If you would like information about credit counseling services, call I-800-762-1000.
The phone number for U65 Bank USA 8 1.800-762-1000. New York residents may contact the New York state
department of financial services by telephone or visit its website for free information on comparative credit card rates,
fees and grace petiods. 1.800-342-3736 or www.dfs.ny.gov
Repayment information is based on your account activity and the APRs on your account as of the dosing date of
this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity
online, go to ubs.conVonlineservices.
Detach here. Please make checks payable to ' UBS Card Services' and include this payment coupon in the enclosed envelope. Please allow 7 - 10 business days for U.S. Postal Service delivery.
if undeliverable, return to:
UBS BANK USA • CARD SERVICES
PO BOX 84040
UBS Card Number Ending in
Minimum Payment Due
Statement Balance
$133.89
Si 983 88
COLUMBUS GA 31908.4040 Payment Due Date September 23, 2019
Amount Enclosed: S
You can also pay online at ubs.conVonlineservices
Sendpayments to:
GHISLAINE MAXWELL UBS BANK USA • CARD SERVICES
PO BOX 203219
DALLAS TX 75320.3219
092319 7826000019012670 2 0000013389 2
EFTA00271346
Important information about your UBS credit card
Lost or stolen card. Your credit card is issued by UBS Bank USA. If Other payment opens.
your card is lost or stolen, please contact us immediately at any time at Online: Visit ubscomlonlineservices to sign up for Pay Credit Card to
1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 pay your account online. Payments made through Pay Credit Card will
for the UBS Visa Signature credit card. You will not be liable for any be credited to your account that same day if requested prior to 4:00 p.m.
unauthorized use that occurs after you notify us. You may, however, be Eastern time for debits from an external account and 6:00 p.m. Eastern
liable for unauthorized use that occurs before your notice to us. In any time for debits from a UBS Resource Management Account (RMA) or UBS
case, your liability will not exceed $50. Business Services Account BSA account. Available only for cardholders
with art RMA or UBS Business Services Account BSA
Panted hrfonnellea. Each billing cycle, you must pay at least the
Minimum Payment Due shown on your monthly statement by its Payment Pay by Meow To make a payment by phone, please call
00030303 • 041501 • 0301 • 0302 • 23
Due Date. Both the Minimum Payment Due and Payment Due Date are 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800-762-1000
for the UBS Visa Signature credit card. Payments made from an outside
noted on your statement. At any time you may pay more than the
account by 5:00 p.m. Eastern time will be credited to your account same
Minimum Payment Due up to the full amount you owe us, however you
day. Payments made from your UBS account by 6:00 p.m. Eastern time
cannot "pay ahead.' This means that if you pay more than the required
Minimum Payment Due in any billing cycle or if you make more than one are also credited same day. Application of any phone payment to your
payment in a billing cycle, you will still need to pay the next month's credit line may be delayed for up to 7 days.
required Minimum Payment Due by your next Payment Due Date.
Rr -lbw totrt-1,t d t ti.-: h zt.rottt'o to UBS Card Service', Please Overnight payments: Send overnight courier service or USPS Priority
allow 7 days for the U.S. Postal Service to deliver your Mail payments to UBS Bank USA - Card Services, 2975 Regent Boulevard,
payment to us. Upon our receipt, your available credit may P.O. Box 203219, Irving, TX 75063. A payment received at this address
pot be increased by the payment amount for up to 7 days to by 5:00 p.m. Central time that otherwise meets the requirements of a
conforming payment will be credited to your account that same day.
ensure the funds from the bank on which your payment is
drawn are collected and not returned. When you provide a check Automatic repayment of cash admen's through
as payment on this Account, you authorize us to either use the Casist.ormert : The CashConnect feature on your UBS credit card
information from your check to make a one-time electronic fund transfer account will automatically repay new Cash Advances obtained from
from your account or to process the payment as a check transaction. ATMs and financial institutions (CashConnect Cash Advances), each
When we use information from your check to make an electronic fund night, with available funds from your UBS Resource Management
transfer, funds may be withdrawn from your account as soon as the Account (RMA) or your UBS Business Services Account BSA (either
same day we receive your payment, and you will not receive your check referred to as your UBS Account). When we use your UBS Account to
back from your financial institution. For inquiries, please call repay your CashConnect Cash Advance transaction in full, you will not
1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 incur any interest charges. If there are insufficient funds in your UBS
for the UBS Visa Signature credit card. Account to pay off your CashConnett Cash Advances balance in full,
then the APR for your Cash Advances will apply as of the original
Mailed Payments. A conforming payment received by us by 5:00 p.m. transaction date on any remaining balance. You will be charged the APR
Central time will be credited to your account the day of receipt. A on Cash Advances on your remaining Cashannect Cash Advance
"conforming payment' is a payment that: 1) is mailed using the enclosed balance until it is repaid in full. Applicable ATM surcharge fees may
envelope and payment coupon included with this statement to UBS Bank apply. No other account balances are paid through the CashConnect
USA - Card Services, P.O. Box 203219, Dallas, TX 75320-3210 and 2) is in feature. If you choose not to participate in the CashConnect feature,
the form of a single, non-folded check or money order made payable in please contact us at 1.888.762.1232 for the UBS Visa Infinite credit card
US dollars from a US based institution. Any payment that does not meet or 1.800.762.1000 for the UBS Visa Signature credit card. Available only
these requirements or any payment with multiple checks or money for cardholders with art RMA or Business Servkes Account BSA.
orders, additional correspondence, staples, paperclips, etc. will be
considered a 'non-conforming payment," which may delay the crediting Accrual of Interest and how to mold paying Merest on
of the payment for up to 5 days. We can accept late payments, partial pendant. Your due date is at least 23 days after the close of each
payments, checks and money orders marked 'Paid in Full" or language billing cycle. On Purchases, interest begins to accrue as of the
having the same effect without losing any of our rights under this transaction date. However, if you paid the Statement Balance from your
Agreement and such payments may be sent to the following address: previous billing statement by the Payment Due Date on that statement,
UBS Bank USA - Card Services, P.O. Box 203219, Dallas, TX, 75320-3210. then (I ) we will not impose interest on Purchases during your current
billing period if you pay the Statement Balance on the current billing
Continued on back of next page
EFTA00271347
Page 3 of 4
My Choice Rewards Points from UBS
Account Surnniary Total Points
Beginning Points this period 100,610
Points earned this period 0
Bonus points 0
Adjustments 0
Redemptions 0
Ending points balance 100,610
•For more details on your rewards points activity, please visit us online at ubs.com(uscards
No Transaction Activity At This Tome
Summary of Fees
Date Description Amount
08/23 $27.00
Total Fees for this period
Summary of Interest Charged
Date Destitution Amount
NTESEST CnARGE.R.SCHASES $28.89
Total Interest for thk period
79 Totals Year-to
-Date Stunmary of s and I l
Total Fees Charged in 2019 $27.00
Total Interest Charged in 2019 $28.89
Interest Charge Calculation - 31 Days in Billing Cycle
Balance ANNUAL
Subject to PERCENTAGE Interest
Interest Rate RATE (APR) Charge
PURCHASES $1,945.39 17.49% fv) 428.89
BALANCE TRANSFERS 40.00 17.49% 60 40.00
CASH ADVANCES 40.00 24.49% N11 40.00
Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v) = Variable Rate
EFTA00271348
Page 4 of 4
statement by the Payment Due Date in the current billing period, and (2) • MemelMeanie= your name and account number
we will credit any payment applied toward Purchases as of the first day in • Deer ezeoutt the dollar amount of the suspected error
your current billing period if you make a payment by the Payment Due • Descrlelleof emblem if you think there is an error on your
Date in the current billing period that is less than the Statement Balance. bill, describe what you believe is wrong and why you believe it
If a Statement Balance was shown on your previous billing statement and is a mistake. You must contact us within 60 days after the
you did not pay the Statement Balance by the Payment Due Date on that error appeared on your statement.
statement, then we will not impose Interest Charges on any Purchases
during the current billing period if you pay the Statement Balance shown You must notify us of any potential errors le tales You may call us,
on the current billing statement by the Payment Due Date in the current but if you do we are not required to investigate any potential errors and
billing period. For Balance Transfers, interest will accrue from the day we you may have to pay the amount in question.
send the Balance Transfer to the payee. For Checks, interest will accrue While we investigate whether or not there has been an error:
from the day the payee accepts the check. For Cash Advances, interest 8
will accrue from the day you take the Cash Advance. • We cannot try to collect the amount in question, or report you
as delinquent on that amount. 8
Newt=ti olodele yewlace subject to Mese iele. We use a
• The charge in question may remain on your statement, and we
method called 'daily balance' (including new purchases). To determine 0
may continue to charge you interest on that amount. But, if
the amount of interest to be charged on your Account, we first calculate
we determine that we made a mistake, you will not have to
the 'Balance Subject to Interest Rate' separately for Purchases, for pay the amount in question or any interest or other fees
Balance Transfers, and for Cash Advances. We apply the applicable Daily 8
related to that amount.
Periodic Rate or the DPR (the DPR for each category is the applicable APR • While you do not have to pay the amount in question, you are
shown on the front of the statement divided by 365), to each of the responsible for the remainder of your balance.
applicable daily balances for i) Purchases, ii) Balance Transfers, and iii)
• We can apply any unpaid amount against your credit limit.
Cash Advances. The daily balances for Purchases, for Balance Transfers,
and for Cash Advances are each calculated separately and determined as
Veer VelsIf berme dbeadidled ale beam=! cad penises
follows: We take the beginning balances for each transaction type on If you are dissatisfied with the goods or services that you have purchased
your Account each day, including any interest calculated on the previous
with your credit card and you have tried in good faith to correct the
day's balance, add to the respective balances any new transaction, problem with the merchant, you may have the right not to pay the
subtract any payments or credits and make any other applicable
remaining amount due on the purchase. To use this right, all of the
adjustment(s). Your Cardmember Agreement provides for compounding following must be true:
of interest. A credit balance is treated as a balance of zero. If you
1. The purchase must have been made in your home state or
multiply the 'Balance Subject to Interest Rate' for each balance category within 100 miles of your current mailing address, and the
as shown on your monthly billing statement by the number of days in the
purchase price must have been more than $50. (Note: Neither
billing period and then multiply each sum by the applicable DPR, the of these are necessary if your purchase was based on an
results will be the interest assessed, except for minor variations caused by
advertisement we mailed to you, or if we own the company
rounding. that sold you the goods or services.)
Omit eau ..,..at. sad amputee We may report information about 2. You must have used your credit card for the purchase.
your account to credit bureaus. Late payments, missed payments, or Purchases made with Cash Advances from an ATM or with a
other defaults on your account may be reflected in your credit report. If check that accesses your credit card account do not qualify.
you believe that an entry we have made on your credit report is 3. You must not yet have fully paid for the purchase.
inaccurate or incomplete, please contact the credit bureau directly or
contact us at UBS Bank USA, Card Operations Division, 315 Deaderick If all the criteria above are met and you are still dissatisfied with the
Street, 5th Floor, Nashville, TN 37238. We will request your name; your purchase, contact us le wen* at:
account number; the credit bureau where you received the credit report;
UBS Bank USA • Disputes Department
a description of the error; and why you believe it is an error. We will
P.O. Box 84040
promptly investigate, notify you of our findings, and, if warranted, send
Columbus, GA 31908
an update to the credit bureaus within 30 days.
While we investigate, the same rules apply to the disputed amount as
WMtte dmIlipu Molt you fed am ewer enemy slatesiet
referenced above in the section covering errors on your statement. After
If you think there is an error on your statement, please write to us at:
we finish our investigation, we will notify you of our decision. At that
point, if we think you owe an amount and you do not pay that amount,
UBS Bank USA • Card Operations Division
we may report you as delinquent.
315 Deaderick Street, 5th Floor
Nashville, TN 37238 Please refer to your Cardmember Agreement for additional information
about the terms of your Account.
In your letter, give us the following information:
02011 UBS Bank USA
EFTA00271349
SUBS Statement BEng Period:
Payment Due Date
Minimum Payment Due
06/27/19 - 07/26/19\
August 23, 2019
539.00)
UBS Visa Signature credit card statement
Prepared for: GHISLAJNE MAXWELL Page t of 4
Customer News Pnmary Card Number Irking in: ■ Questions? Call 1-800-762-1000
ubs.com/onlineservices
Credit card payment reminder
Do not mail payment. Your
Statement Balance in the amount of
$1,927.99 is scheduled to be paid on Account Summary Activity Summary
8/18/19 from your UBS Account. Minimum Payment Due $39.00 Previous Balance $1.265.15
Thank you. Payment DUO Date 08/23/19 POY/ $1.265.15
Credit Line $0.00 + Purchases 51.927.99
I Available Credit Line - Other Credits 50.00 i
Add your UBS credit card to Apple
Cash Credit Line $0.00 + Cash Advances $0.00
Pay and turn on Apple Wallet
I Available Cash Line + Fees $0.00
notifications to receive immediate
Past Due Amount $0.00 4. Interest $0.00
transaction notification for all your tagginet Amount $0.00 Statement Balance $1,927.99
UBS credit card transactions. Apple
Pay and Wallet are trademarks of Payment Information*
Apple Inc., registered in the U.S. and Statement Balance 51,927.99
other countries. Minimum Payment Due $39.00
Payment Due Date 08/23/2019
Late Payment Warning: If we do not receive your minimum payment by the date listed above, you
may have to pay a late fee up to $38.00 and your APRs may be increased to the Penalty APR of
29.99%
Minimum Payment Warning: If you make only the minimum payment each period, you will pay more
n interest and it will take you longer to pay off your balance.
For Instance
If you make no additional charges You will pay off the balance And you will end up paying the
using this card and each month shown on this statement in
estimated total of...
you pay... about...
Only the Minimum Payment 6 years 52,926
42,484
469 3 years
(Savings= 4442)
If you would like information about credit counseling services, call l-800-762-1000.
The phone number for UBS Bank USA n 1.800-762-1000. New York residents may contact the New York state
department of financial services by telephone or visit its website for free information on comparative credit card rates,
fees and grace periods. 1.800-342-3736 or www.dfs.ny.gov
Repayment information is based on your account activity and the APRs on your account as of the closing date of
this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity
online, go to ubs.conVonlineservices.
Detach here. Please make checks payable to ' DE Card Servkes' and include this payment coupon in the enclosed envelope. Please allow 7 - 10 business days for U.S. Postal Service delivery.
If undeliverable, return to:
UBS BANK USA • CARD SERVICES
PO BOX 84040
UBS Card Number Ending in
Minimum Payment Due
Statement Balance
$39.00
$1,927.99
COLUMBUS GA 31908.4040 Payment Due Date August 23, 2019
You are enrolled in Automated
Pay Credit Card.
Sendpayments to:
UBS BANK USA • CARD SERVICES
PO BOX 203219
DALLAS TX 75320.3219
062319 7626000014012670 2 0000003900 2
EFTA00271350
Important Information about your UBS credit card
Lost or stolen card.Your credit card is issued by UBS Bank USA. If Other payment options.
your card is lost or stolen, please contact us immediately at any time at Online: Visit ubscomlonlineservices to sign up for Pay Credit Card to
1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 pay your account online. Payments made through Pay Credit Card will
for the UBS Visa Signature credit card. You will not be liable for any be credited to your account that same day if requested prior to 4:00 p.m.
unauthorized use that occurs after you notify us. You may, however, be Eastern time for debits from an external account and 6:00 p.m. Eastern
liable for unauthorized use that occurs before your notice to us. In any time for debits from a UBS Resource Management Account (RMA) or UBS
case, your liability will not exceed S50. Business Services Account BSA account. Available only for cardholders
with art RMA or UBS Business Solaces Account BSA
Payment Wontlen. Each billing cycle, you must pay at least the
Minimum Payment Due shown on your monthly statement by its Payment Pay by Phene:To make a payment by phone, please call
Due Date. Both the Minimum Payment Due and Payment Due Date are 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800-762-1000
for the UBS Visa Signature credit card. Payments made from an outside
noted on your statement. At any time you may pay more than the
account by 5:00 p.m. Eastern time will be credited to your account same
Minimum Payment Due up to the full amount you owe us, however you
day. Payments made from your UBS account by 6:00 p.m. Eastern time
cannot "pay ahead.' This means that if you pay more than the required
Minimum Payment Due in any billing cycle or if you make more than one are also credited same day. Application of any phone payment to your
payment in a billing cycle, you will still need to pay the next month's credit line may be delayed for up to 7 days.
required Minimum Payment Due by your next Payment Due Date.
Remember to trmat • ,il r tm: • tra:: r tr trES Card Service}. Please Overnight impart : Send overnight courier service or USPS Priority
allow 7 days for the U.S. Postal Service to deliver your Mail payments to UBS Bank USA - Card Services, 2975 Regent Boulevard,
payment to us. Upon our receipt, your available credit may P.O. Box 203219, Irving, TX 75063. A payment received at this address
not be increased by the payment amount for up to 7 days to by 5:00 p.m. Central time that otherwise meets the requirements of a
conforming payment will be credited to your account that same day.
ensure the funds from the bank on which your payment is
drawn are collected and not returned. \Ninon you provide a cneck Automatic repownent of cash Edirne through
as payment on this Account, you authorize us to either use the CasiConsiort : The CashConnect feature on your UBS credit card
information from your check to make a one-time electronic fund transfer account will automatically repay new Cash Advances obtained from
from your account or to process the payment as a check transaction. ATMs and financial institutions (CashConnect Cash Advances), each
When we use information from your check to make an electronic fund night, with available funds from your UBS Resource Management
transfer, funds may be withdrawn from your account as soon as the Account (RMA) or your UBS Business Services Account BSA (either
same day we receive your payment, and you will not receive your check referred to as your UBS Account). When we use your UBS Account to
back from your financial institution. For inquiries, please call repay your CashConnect Cash Advance transaction in full, you will not
1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 incur any interest charges. If there are insufficient funds in your UBS
for the UBS Visa Signature credit card. Account to pay off your CashConnect Cash Advances balance in full,
then the APR for your Cash Advances will apply as of the original
Mailed Payments. A conforming payment received by us by 5:00 p.m. transaction date on any remaining balance. You will be charged the APR
Central time will be credited to your account the day of receipt. A on Cash Advances on your remaining CashConnect Cash Advance
"conforming payment' is a payment that: 1) is mailed using the enclosed balance until it is repaid in full. Applicable ATM surcharge fees may
envelope and payment coupon included with this statement to UBS Bank apply. No other account balances are paid through the CashConnect
USA - Card Services, P.O. Box 203219, Dallas, TX 75320-3210 and 2) is in feature. If you choose not to participate in the CashConnect feature,
the form of a single, non-folded check or money order made payable in please contact us at 1.888.762.1232 for the UBS Visa Infinite credit card
US dollars from a US based institution. Any payment that does not meet or 1.800.762.1000 for the UBS Visa Signature credit card. Available only
these requirements or any payment with multiple checks or money for cardholden with art RMA or Business Services Account BSA.
orders, additional correspondence, staples, paperclips, etc. will be
considered a 'non-conforming payment; which may delay the crediting Accrual of Interest end hew to avoid paying Interest on
of the payment for up to 5 days. We can accept late payments, partial purchases. Your due date is at least 23 days after the close of each
payments, checks and money orders marked "Paid in Full" or language billing cycle. On Purchases, interest begins to accrue as of the
having the same effect without losing any of our rights under this transaction date. However, if you paid the Statement Balance from your
Agreement and such payments may be sent to the following address: previous billing statement by the Payment Due Date on that statement,
UBS Bank USA - Card Services, P.O. Box 203219, Dallas, TX, 75320-3210. then (I ) we will not impose interest on Purchases during your current
billing period if you pay the Statement Balance on the current billing
Continued on back of next page
EFTA00271351
Page 3 of 4
My Choice Rewards Points from UBS
Account Summary Total Points
Beginning Points this period 98,682
Points earned this period 1,928
Bonus points 0
Adjustments 0
Redemptions 0
Ending points balance 100,610
•For more details on your rewards points activity, please visit us online at ubs.conVuscards
Activity for GHISLAINE MAXWELL - Card ending in 0481
Date Description Amount
Payments
07/18 PAYMENT THANK YOU -$1,265.15
Total Payments Activity -51,265.15
Purchases
07/04 Amazon web services aws.amazon.coWA $189.64
07/04 CLOUDFLARE 650-3198939 CA $200.10
07/09 MAILCHIMP •MONTHLY MAILCHiMP.COMGA $653.25
07/10 IN •ERI DESIGN. INC. 508-9811897 MA $875.00
07/19 BUFFER PUBUSH AWES MO HTTPSBUFFER.CCA $10.00
Total Purchases Activity $1,927.99
W 2019 Totals Year-to-Date Summary of Fees and Interest
Total Fees Charged in 2019 $0.00
i ll
Total Interest Charged in 2019 $0.00
Interest Charge Calculation - 30 Days in Billing Cycle
Balance ANNUAL
Subject to PERCENTAGE Interest
Interest Rate RATE (APR) Charge
PURCHASES $0.00 17.49% (v) $0.00
BALANCE TRANSFERS $0.00 17.49% (v) $0.00
CASH ADVANCES S0.00 24.49% br) S0.00
Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v1= Variable Rate
EFTA00271352
Page 4 of 4
statement by the Payment Due Date in the current billing period, and (2) • MemelMeanie= your name and account number
we will credit any payment applied toward Purchases as of the first day in • Deer ezeoutt the dollar amount of the suspected error
your current billing period if you make a payment by the Payment Due • Denied= of wails= if you think there is an error on your
Date in the current billing period that is less than the Statement Balance. bill, describe what you believe is wrong and why you believe it
If a Statement Balance was shown on your previous billing statement and is a mistake. You must contact us within 60 days after the
you did not pay the Statement Balance by the Payment Due Date on that error appeared on your statement.
statement, then we will not impose Interest Charges on any Purchases
during the current billing period if you pay the Statement Balance shown You must notify us of any potential errors le tales You may call us,
on the current billing statement by the Payment Due Date in the current but if you do we are not required to investigate any potential errors and
billing period. For Balance Transfers, interest will accrue from the day we you may have to pay the amount in question.
send the Balance Transfer to the payee. For Checks, interest will accrue While we investigate whether or not there has been an error: =
from the day the payee accepts the check. For Cash Advances, interest 8
will accrue from the day you take the Cash Advance. • We cannot try to collect the amount in question, or report you
New VS a CMkale ea lace subject to Mesa iele. We use a
as delinquent on that amount. 8
• The charge in question may remain on your statement, and we
method called 'daily balance' (including new purchases). To determine may continue to charge you interest on that amount. But, if
the amount of interest to be charged on your Account, we first calculate 8
we determine that we made a mistake, you will not have to
the 'Balance Subject to Interest Rate' separately for Purchases, for pay the amount in question or any interest or other fees
Balance Transfers, and for Cash Advances. We apply the applicable Daily related to that amount.
Periodic Rate or the DPR (the DPR for each category is the applicable APR • While you do not have to pay the amount in question, you are
shown on the front of the statement divided by 365), to each of the 8
responsible for the remainder of your balance.
applicable daily balances for i) Purchases, ii) Balance Transfers, and iii)
• We can apply any unpaid amount against your credit limit.
Cash Advances. The daily balances for Purchases, for Balance Transfers,
and for Cash Advances are each calculated separately and determined as
Veur Vets N weave dbeadidled with peer aunt end pouthases
follows: We take the beginning balances for each transaction type on If you are dissatisfied with the goods or services that you have purchased
your Account each day, including any interest calculated on the previous
with your credit card and you have tried in good faith to correct the
day's balance, add to the respective balances any new transaction, problem with the merchant, you may have the right not to pay the
subtract any payments or credits and make any other applicable
remaining amount due on the purchase. To use this right, all of the
adjustment(s). Your Cardmember Agreement provides for compounding following must be true:
of interest. A credit balance is treated as a balance of zero. If you
1. The purchase must have been made in your home state or
multiply the 'Balance Subject to Interest Rate' for each balance category within 100 miles of your current mailing address, and the
as shown on your monthly billing statement by the number of days in the
purchase price must have been more than $50. (Note: Neither
billing period and then multiply each sum by the applicable DPR, the of these are necessary if your purchase was based on an
results will be the interest assessed, except for minor variations caused by
advertisement we mailed to you, or if we own the company
rounding. that sold you the goods or services.)
Credit leweria ..,..at. sad impulse We may report information about 2. You must have used your credit card for the purchase.
your account to credit bureaus. Late payments, missed payments, or Purchases made with Cash Advances from an ATM or with a
other defaults on your account may be reflected in your credit report. If check that accesses your credit card account do not qualify.
you believe that an entry we have made on your credit report is 3. You must not yet have fully paid for the purchase.
inaccurate or incomplete, please contact the credit bureau directly or
contact us at UBS Bank USA, Card Operations Division, 315 Deaderick If all the criteria above are met and you are still dissatisfied with the
Street, 5th Floor, Nashville, TN 37238. We will request your name; your purchase, contact us le wen* at:
account number; the credit bureau where you received the credit report;
UBS Bank USA - Disputes Department
a description of the error; and why you believe it is an error. We will
P.O. Box 84040
promptly investigate, notify you of our findings, and, if warranted, send
Columbus, GA 31908
an update to the credit bureaus within 30 days.
While we investigate, the same rules apply to the disputed amount as
WYtta dmIlipu Syne fed as ewer enemy slatesiet
referenced above in the section covering errors on your statement. After
If you think there is an error on your statement, please write to us at:
we finish our investigation, we will notify you of our decision. At that
point, if we think you owe an amount and you do not pay that amount,
UBS Bank USA • Card Operations Division
we may report you as delinquent.
315 Deaderick Street, 5th Floor
Nashville, TN 37238 Please refer to your Cardmember Agreement for additional information
about the terms of your Account.
In your letter, give us the following information:
02011 UBS Bank USA
EFTA00271353
SUBS Statement BEng Period:
Payment Due Date
Minimum Payment Due
05/27/19 - 06/26/19
July 23, 2019
535.00
UBS Visa Signature credit card statement
Prepared for: GHISLAINE MAXWELL Page 1 of 4
Customer News Primary Card Number Irking in= Questions? Call 1-800-762-1000
ubs.com/onlinesenrices
Credit card payment reminder
Do not mail payment. Your
Statement Balance in the amount of
$1,265.15 is scheduled to be paid on Account Summary Activity Summary
7/18/19 from your UBS Account. Minimum Payment Due $35.00 Previous Balance $1,472.14
Thank you. Payment Due Da 07
Credit Line 535.000.00 + Purchases 41,265.15
Available Credit Line $33,7 - Other Credits $0.00
Cash Credit Line 514.000.00 + Cash Advances $0.00
Make life easier while earning
Available Cash Line $14,000.00 + Fees $0.00
rewards:
Past Due Amount SO.00 + Interest $0.00
Set up your recurring monthly bills
Overlimit Amount EOM Statement Balance $1,265.15
for automatic payment with your
UBS Visa Signature credit card. Not
Payment Information*
only will you earn rewards for each
Statement Balance $1,265.15
dollar spent. you'll have the
Minimum Payment Due $35.00
convenience of writing fewer checks
Payment Due Date 07/23/2019
since your payments are
automatically made with your card.
Late Payment Warning: If we do not receive your minimum payment by the date listed above, you
Simply contact your providers to get
may have to pay a late fee up to $38.00 and your APRs may be increased to the Penalty APR of
started. 29.99%.
Minimum Payment Warning: If you make only the minimum payment each period, you will pay more
in interest and it will take you longer to pay off your balance.
For Instance
If you make no additional charges You will pay off the balance And you will end up paying the
using this card and each month shown on this statement in
estimated total of...
you pay... Stmt..
Only the Minimum Payment 4 years 51,766
$1,620
$45 3 years
(Savings= $140
If you would like information about credit counseling services, call l-800-762-1000.
The phone number for UBS Bank USA s 1.800-762-1000. New York residents may contact the New York state
department of financial services by telephone or visit its website for free information on comparative credit card rates,
fees and grace periods. 1.800-342-3736 or www.dfs.ny.gov
• Repayment information is based on your account activity and the APRs on your account as of the closing date of
this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity
online, go to ubs.conVonlineseivices.
Detach here. Please make checks paya* e UBS Card Servkes• and include this payment coupon in the enclosed envelope. Please allow 7 - 10 business days for U.S. Postal Service delivery.
undeliverable, return to:
UBS BANK USA • CARD SERVICES
PO BOX 84040
UBS Card Number Ending in
Minimum Payment Due
Statement Balance
$35.00
41 265.15
COLUMBUS GA 31908.4040 Payment Due Date July 23,2019
You are enrolled in Automated
Pay Credit Card.
Sendpayments to:
UBS BANK USA • CARD SERVICES
PO BOX 203219
DALLAS TX 75320.3219
072319 7626000019012670 2 0000003500 2
EFTA00271354
Important Information about your UBS credit card
Lost or stolen card.Your credit card is issued by UBS Bank USA. If Other payment options.
your card is lost or stolen, please contact us immediately at any time at Online: Visit ubscomlonlineservices to sign up for Pay Credit Card to
1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 pay your account online. Payments made through Pay Credit Card will
for the UBS Visa Signature credit card. You will not be liable for any be credited to your account that same day if requested prior to 4:00 p.m.
unauthorized use that occurs after you notify us. You may, however, be Eastern time for debits from an external account and 6:00 p.m. Eastern
liable for unauthorized use that occurs before your notice to us. In any time for debits from a UBS Resource Management Account (RMA) or UBS
case, your liability will not exceed S50. Business Services Account BSA account. Available only for cardholders
with art RMA or UBS Business Solaces Account BSA
Payment Wontlen. Each billing cycle, you must pay at least the
Minimum Payment Due shown on your monthly statement by its Payment Pay by Phene:To make a payment by phone, please call
03030303 • 031350 • 0301 • 0002 • 23
Due Date. Both the Minimum Payment Due and Payment Due Date are 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800-762-1000
for the UBS Visa Signature credit card. Payments made from an outside
noted on your statement. At any time you may pay more than the
account by 5:00 p.m. Eastern time will be credited to your account same
Minimum Payment Due up to the full amount you owe us, however you
day. Payments made from your UBS account by 6:00 p.m. Eastern time
cannot "pay ahead.' This means that if you pay more than the required
Minimum Payment Due in any billing cycle or if you make more than one are also credited same day. Application of any phone payment to your
payment in a billing cycle, you will still need to pay the next month's credit line may be delayed for up to 7 days.
required Minimum Payment Due by your next Payment Due Date.
Remember to trmat • ,il r tm: • tra:: r tr trES Card Service}. Please Overnight impart : Send overnight courier service or USPS Priority
allow 7 days for the U.S. Postal Service to deliver your Mail payments to UBS Bank USA - Card Services, 2975 Regent Boulevard,
payment to us. Upon our receipt, your available credit may P.O. Box 203219, Irving, TX 75063. A payment received at this address
not be increased by the payment amount for up to 7 days to by 5:00 p.m. Central time that otherwise meets the requirements of a
conforming payment will be credited to your account that same day.
ensure the funds from the bank on which your payment is
drawn are collected and not returned. %Ninon you provide a cneck Automatic repownent of cash Edirne through
as payment on this Account, you authorize us to either use the CasiConsiort : The CashConnect feature on your UBS credit card
information from your check to make a one-time electronic fund transfer account will automatically repay new Cash Advances obtained from
from your account or to process the payment as a check transaction. ATMs and financial institutions (CashConnect Cash Advances), each
When we use information from your check to make an electronic fund night, with available funds from your UBS Resource Management
transfer, funds may be withdrawn from your account as soon as the Account (RMA) or your UBS Business Services Account BSA (either
same day we receive your payment, and you will not receive your check referred to as your UBS Account). When we use your UBS Account to
back from your financial institution. For inquiries, please call repay your CashConnect Cash Advance transaction in full, you will not
1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 incur any interest charges. If there are insufficient funds in your UBS
for the UBS Visa Signature credit card. Account to pay off your CashConnect Cash Advances balance in full,
then the APR for your Cash Advances will apply as of the original
Mailed Payments. A conforming payment received by us by 5:00 p.m. transaction date on any remaining balance. You will be charged the APR
Central time will be credited to your account the day of receipt. A on Cash Advances on your remaining CashConnect Cash Advance
"conforming payment' is a payment that: 1) is mailed using the enclosed balance until it is repaid in full. Applicable ATM surcharge fees may
envelope and payment coupon included with this statement to UBS Bank apply. No other account balances are paid through the CashConnect
USA - Card Services, P.O. Box 203219, Dallas, TX 75320-3210 and 2) is in feature. If you choose not to participate in the CashConnect feature,
the form of a single, non-folded check or money order made payable in please contact us at 1.888.762.1232 for the UBS Visa Infinite credit card
US dollars from a US based institution. Any payment that does not meet or 1.800.762.1000 for the UBS Visa Signature credit card. Available only
these requirements or any payment with multiple checks or money for cardholden with art RMA or Business Services Account BSA.
orders, additional correspondence, staples, paperclips, etc. will be
considered a 'non-conforming payment; which may delay the crediting Accrual of Interest end hew to avoid paying Interest on
of the payment for up to 5 days. We can accept late payments, partial purchases. Your due date is at least 23 days after the close of each
payments, checks and money orders marked "Paid in Full" or language billing cycle. On Purchases, interest begins to accrue as of the
having the same effect without losing any of our rights under this transaction date. However, if you paid the Statement Balance from your
Agreement and such payments may be sent to the following address: previous billing statement by the Payment Due Date on that statement,
UBS Bank USA - Card Services, P.O. Box 203219, Dallas, TX, 75320-3210. then (I ) we will not impose interest on Purchases during your current
billing period if you pay the Statement Balance on the current billing
Continued on back of next page
EFTA00271355
Page 3 of 4
My Choice Rewards Points from UBS
Account Summary Total Points
Beginning Points this period 97,417
Points earned this period 1,265
Bonus points 0
Adjustments 0
Redemptions 0
Ending points balance 98,682
'For more details on your rewards points activity, please visit us online at ubs.conVuscards
Activity for GHISLAINE MAXWELL - Card ending in.
Date Description Amount
Pa s
06/18 PAYMENT THANK YOU -11;172.14
Total Payments Activity -51.472.14
Purchases
05/28 STICKER MULE 8009759465 NY 5205.56
06/03 Amazon web services aws.amazon.coWA 5196.19
06/04 CLOUDFLARE 650-3198939 CA 5200.15
06/09 MAILCHIMP *MONTHLY MAILCHIMP.COMGA 5653.25
06/19 BUFFER PUBUSH AWES MO HTTPSBUFFER.CCA 510.00
Total Purchases Activity 51,265.15
2019 Totals Year-to-Date Summary of Fees and Interest i ll
Total Fees Charged in 2019 50.00
Total Interest Charged in 2019 50.00
Interest Charge Calculation - 31 Days in Billing Cycle
Balance ANNUAL
Subject to PERCENTAGE Interest
Interest Rate RATE (APR) Charge
PURCHASES 50.00 17.49% (s) 50.00
BALANCE TRANSFERS 50.00 17.49% (v) 50.00
CASH ADVANCES 50.00 24.49% h0 $0.00
Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v) = Variable Rate
EFTA00271356
Page 4 of 4
statement by the Payment Due Date in the current billing period, and (2) • Account Manned.= your name and account number
we will credit any payment applied toward Purchases as of the first day in • Dear ansint the dollar amount of the suspected error
your current billing period if you make a payment by the Payment Due • Denied= of emblem if you think there is an error on your
Date in the current billing period that is less than the Statement Balance. bill, describe what you believe is wrong and why you believe it
If a Statement Balance was shown on your previous billing statement and is a mistake. You must contact us within 60 days after the
you did not pay the Statement Balance by the Payment Due Date on that error appeared on your statement.
statement, then we will not impose Interest Charges on any Purchases
during the current billing period if you pay the Statement Balance shown You must notify us of any potential errors le %MS= You may call us,
on the current billing statement by the Payment Due Date in the current but if you do we are not required to investigate any potential errors and
billing period. For Balance Transfers, interest will accrue from the day we you may have to pay the amount in question.
send the Balance Transfer to the payee. For Checks, interest will accrue While we investigate whether or not there has been an error:
from the day the payee accepts the check. For Cash Advances, interest 8
will accrue from the day you take the Cash Advance. • We cannot try to collect the amount in question, or report you
Hall= a Models yewlane =Noce le Mame sele. We use a
as delinquent on that amount. 8
• The charge in question may remain on your statement, and we
method called 'daily balance' (including new purchases). To determine may continue to charge you interest on that amount. But, if
the amount of interest to be charged on your Account, we first calculate S
we determine that we made a mistake, you will not have to
the 'Balance Subject to Interest Rate' separately for Purchases, for pay the amount in question or any interest or other fees g
Balance Transfers, and for Cash Advances. We apply the applicable Daily related to that amount. g
Periodic Rate or the DPR (the DPR for each category is the applicable APR • While you do not have to pay the amount in question, you are
shown on the front of the statement divided by 365), to each of the responsible for the remainder of your balance.
8
applicable daily balances for i) Purchases, ii) Balance Transfers, and iii)
• We can apply any unpaid amount against your credit limit.
Cash Advances. The daily balances for Purchases, for Balance Transfers,
and for Cash Advances are each calculated separately and determined as
Veur Adds If yen are dbeeddled add pro.! and pm:Ma
follows: We take the beginning balances for each transaction type on If you are dissatisfied with the goods or services that you have purchased
your Account each day, including any interest calculated on the previous
with your credit card and you have tried in good faith to correct the
day's balance, add to the respective balances any new transaction, problem with the merchant, you may have the right not to pay the
subtract any payments or credits and make any other applicable
remaining amount due on the purchase. To use this right, all of the
adjustment(s). Your Cardmember Agreement provides for compounding following must be true:
of interest. A credit balance is treated as a balance of zero. If you
1. The purchase must have been made in your home state or
multiply the 'Balance Subject to Interest Rate' for each balance category within 100 miles of your current mailing address, and the
as shown on your monthly billing statement by the number of days in the
purchase price must have been more than $50. (Note: Neither
billing period and then multiply each sum by the applicable DPR, the of these are necessary if your purchase was based on an
results will be the interest assessed, except for minor variations caused by
advertisement we mailed to you, or if we own the company
rounding. that sold you the goods or services.)
Cade Me= ..,..at.and amputee We may report information about 2. You must have used your credit card for the purchase.
your account to credit bureaus. Late payments, missed payments, or Purchases made with Cash Advances from an ATM or with a
other defaults on your account may be reflected in your credit report. If check that accesses your credit card account do not qualify.
you believe that an entry we have made on your credit report is 3. You must not yet have fully paid for the purchase.
inaccurate or incomplete, please contact the credit bureau directly or
contact us at UBS Bank USA, Card Operations Division, 315 Deaderick If all the criteria above are met and you are still dissatisfied with the
Street, 5th Floor, Nashville, TN 37238. We will request your name; your purchase, contact us le MIS at:
account number; the credit bureau where you received the credit report;
UBS Bank USA - Disputes Department
a description of the error; and why you believe it is an error. We will
P.O. Box 84040
promptly investigate, notify you of our findings, and, if warranted, send
Columbus, GA 31908
an update to the credit bureaus within 30 days.
While we investigate, the same rules apply to the disputed amount as
VIMle doll.= Sy... fed — emir es pm sletaame
referenced above in the section covering errors on your statement. After
If you think there is an error on your statement, please write to us at:
we finish our investigation, we will notify you of our decision. At that
point, if we think you owe an amount and you do not pay that amount,
UBS Bank USA • Card Operations Division
we may report you as delinquent.
315 Deaderick Street, 5th Floor
Nashville, TN 37238 Please refer to your Cardmember Agreement for additional information
about the terms of your Account.
In your letter, give us the following information:
02011 UBS Bank USA
EFTA00271357
SUBS Statement BEng Period:
Payment Due Date
Minimum Payment Due
04/27/19 - 05/26/19
lune 23.2019
535.00
UBS Visa Signature credit card statement
Prepared for: GHISLA1NE MAXWELL Paget of 4
Customer News Primary Card Number Ending Questions? Call 1-800-762-1000
ubs.comionlineservices
Credit card payment reminder
Do not mail payment. Your
Statement Balance in the amount of
$1,472.14 is scheduled to be paid on Account Summary Activity Summary
6/18/19 from your UBS Account. Minimum Payment Due $35.00 Previous Balance $1,723.48
Thank you. Payment Due Da.
Credit Line 535.000.00 + Purchases $1,472.14
Available Credit Line $33,52 r - Other Credits $0.00
Cash Credit Line $14.000.00 + Cash Advances $0.00
View your card account activity,
Available Cash Line 514,000.00 + Fees $0.00
download credit card statements and
Past Due Amount SO. CO + Interest $0.00
more at ubs.com/onlineservices Overlent Amount $0.00 Statement Balance S1,472.14
Payment Information*
Statement Balance $1,472.14
Minimum Payment Due $35.00
Payment Due Date D6/23/2019
Late Payment Waming: If we do not receive your minimum payment by the date listed above, you
may have to pay a late fee up to 538.00 and your APRs may be increased to the Penalty APR of
29.99%.
Minimum Payment Warning: If you make only the minimum payment each period, you will pay more
n interest and it will take you longer to pay off your balance.
For Instance
If you make no additional charges You will pay off the balance And you will end up paying the
using this card and each month shown on this statement in
estimated total of...
you pay... about...
Only the Minimum Payment 5 years 52,129
51,908
$53 3 years
(Savings= $221)
If you would like information about credit counseling services, call 1-800-762-1000.
The phone number for UBS Bank USA s 1.800-762-1000. New York residents may contact the New York state
department of financial services by telephone or visit its website for free information on comparative credit card rates,
fees and grace periods. 1.800-342-3736 or www.dfs.ny.gov
Repayment information is based on your account activity and the APRs on your account as of the dosing date of
this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity
online, go to ubs.conVonlineservices.
Detach here. Please make checks payable to ' UBS Card Servkes• and indude this payment coupon in the enclosed envelope. Please allow 7 - 10 business days for U.S. Postal Service delivery.
ll undeliverable, return to:
UBS BANK USA • CARD SERVICES
PO BOX 84040
UBS Card Number Ending in
Minimum Payment Due
Statement Balance
$35.00
$1,472.14
COLUMBUS GA 31908.4040 Payment Due Date June 23 2019
You are enrolled in Automated
Pay Credit Card.
Sendpayments to:
GHISLAINE MAXWELL UBS BANK USA • CARD SERVICES
PO BOX 203219
DALLAS TX 75320.3219
062319 762600001,9012670 2 0000003500 2
EFTA00271358
Important Information about your UBS credit card
Lost or stolen card.Your credit card is issued by UBS Bank USA. If Other payment options.
your card is lost or stolen, please contact us immediately at any time at Online: Visit ubscomlonlineservices to sign up for Pay Credit Card to
1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 pay your account online. Payments made through Pay Credit Card will
for the UBS Visa Signature credit card. You will not be liable for any be credited to your account that same day if requested prior to 4:00 p.m.
unauthorized use that occurs after you notify us. You may, however, be Eastern time for debits from an external account and 6:00 p.m. Eastern
liable for unauthorized use that occurs before your notice to us. In any time for debits from a UBS Resource Management Account (RMA) or UBS
case, your liability will not exceed S50. Business Services Account BSA account. Available only for cardholders
with art RMA or UBS Business Solaces Account BSA
Payment Wontlen. Each billing cycle, you must pay at least the
Minimum Payment Due shown on your monthly statement by its Payment Pay by Phene:To make a payment by phone, please call
Due Date. Both the Minimum Payment Due and Payment Due Date are 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800-762-1000
for the UBS Visa Signature credit card. Payments made from an outside
noted on your statement. At any time you may pay more than the
account by 5:00 p.m. Eastern time will be credited to your account same 8
Minimum Payment Due up to the full amount you owe us, however you
day. Payments made from your UBS account by 6:00 p.m. Eastern time
cannot "pay ahead.' This means that if you pay more than the required
Minimum Payment Due in any billing cycle or if you make more than one are also credited same day. Application of any phone payment to your
payment in a billing cycle, you will still need to pay the next month's credit line may be delayed for up to 7 days.
required Minimum Payment Due by your next Payment Due Date.
Remember to trmat • ,il r tm: • tra:: r tr trES Card Service}. Please Overnight impart : Send overnight courier service or USPS Priority
allow 7 days for the U.S. Postal Service to deliver your Mail payments to UBS Bank USA - Card Services, 2975 Regent Boulevard,
8
payment to us. Upon our receipt, your available credit may P.O. Box 203219, Irving, TX 75063. A payment received at this address
not be increased by the payment amount for up to 7 days to by 5:00 p.m. Central time that otherwise meets the requirements of a
conforming payment will be credited to your account that same day.
ensure the funds from the bank on which your payment is
drawn are collected and not returned. \Ninon you provide a cneck Automatic repownent of cash Edirne through
as payment on this Account, you authorize us to either use the CasiConsiort : The CashConnect feature on your UBS credit card
information from your check to make a one-time electronic fund transfer account will automatically repay new Cash Advances obtained from
from your account or to process the payment as a check transaction. ATMs and financial institutions (CashConnect Cash Advances), each
When we use information from your check to make an electronic fund night, with available funds from your UBS Resource Management
transfer, funds may be withdrawn from your account as soon as the Account (RMA) or your UBS Business Services Account BSA (either
same day we receive your payment, and you will not receive your check referred to as your UBS Account). When we use your UBS Account to
back from your financial institution. For inquiries, please call repay your CashConnect Cash Advance transaction in full, you will not
1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 incur any interest charges. If there are insufficient funds in your UBS
for the UBS Visa Signature credit card. Account to pay off your CashConnect Cash Advances balance in full,
then the APR for your Cash Advances will apply as of the original
Mailed Payments. A conforming payment received by us by 5:00 p.m. transaction date on any remaining balance. You will be charged the APR
Central time will be credited to your account the day of receipt. A on Cash Advances on your remaining CashConnect Cash Advance
"conforming payment' is a payment that: 1) is mailed using the enclosed balance until it is repaid in full. Applicable ATM surcharge fees may
envelope and payment coupon included with this statement to UBS Bank apply. No other account balances are paid through the CashConnect
USA - Card Services, P.O. Box 203219, Dallas, TX 75320-3210 and 2) is in feature. If you choose not to participate in the CashConnect feature,
the form of a single, non-folded check or money order made payable in please contact us at 1.888.762.1232 for the UBS Visa Infinite credit card
US dollars from a US based institution. Any payment that does not meet or 1.800.762.1000 for the UBS Visa Signature credit card. Available only
these requirements or any payment with multiple checks or money for cardholden with art RMA or Business Services Account BSA.
orders, additional correspondence, staples, paperclips, etc. will be
considered a 'non-conforming payment; which may delay the crediting Accrual of Interest end hew to avoid paying Interest on
of the payment for up to 5 days. We can accept late payments, partial purchases. Your due date is at least 23 days after the close of each
payments, checks and money orders marked "Paid in Full" or language billing cycle. On Purchases, interest begins to accrue as of the
having the same effect without losing any of our rights under this transaction date. However, if you paid the Statement Balance from your
Agreement and such payments may be sent to the following address: previous billing statement by the Payment Due Date on that statement,
UBS Bank USA - Card Services, P.O. Box 203219, Dallas, TX, 75320-3210. then (I ) we will not impose interest on Purchases during your current
billing period if you pay the Statement Balance on the current billing
Continued on back of next page
EFTA00271359
Page 3 of 4
My Choice Rewards Points from UBS
Account Summary Total Points
Beginning Points this period 95,946
Points earned this period 1,471
Bonus points 0
Adjustments 0
Redemptions 0
Ending points balance 97,417
*For more details on your rewards points activity, please visit us online at ubs.conVuscards
Activity for GHISLAINE MAXWELL - Card ending in.
Date Description Amount
Payments
05/17 PAYMENT THANK YOU -$1,723.48
Total Payments Activity -51,723.48
Purchases
05/01 DNH*GODADDY.COM AZ $203.49
05/02 DNH*GODADDY.COM AZ $28.16
05/03 Amazon web services aws.amazon.coWA $189.72
05/03 DNH*GODADDY.COM 480-505-8855 AZ $31.16
05/04 CLOUDFLARE 650-3198939 CA $200.20
05/06 IN *Eftl DESIGN. INC. 508-9811897 MA $125.00
05/06 DNH*GODADDY.COM 480-5058855 AZ $31.16
05/09 MAILCHIMP *MONTHLY MAILCHIMP.COMGA $653.25
05/19 BUFFER PUBUSH AWES MO HTTPSBUFFER.CCA $10.00
Total Purchases Activity 51A72.14
IllW 019 Totals Year-to-Date Summary of Fees and Interest
Total Fees Charged in 2019 $0.00
Total Interest Charged in 2019 50.00
Interest Charge Calculation - 30 Days in Billing Cycle
Balance ANNUAL
Subject to PERCENTAGE Interest
Interest Rate RATE (APR) Charge
PURCHASES 50.00 17.49% (v) $0.00
BALANCE TRANSFERS $0.00 17.49% hi) $0.00
CASH ADVANCES $0.00 24.49% hi) $0.00
Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v) = Variable Rate
EFTA00271360
Page 4 of 4
statement by the Payment Due Date in the current billing period, and (2) • Ilan* Weaned.= your name and account number
we will credit any payment applied toward Purchases as of the first day in • rieennowet the dollar amount of the suspected error
your current billing period if you make a payment by the Payment Due • DescrIples of wails= if you think there is an error on your
Date in the current billing period that is less than the Statement Balance. bill, describe what you believe is wrong and why you believe it
If a Statement Balance was shown on your previous billing statement and is a mistake. You must contact us within 60 days after the
you did not pay the Statement Balance by the Payment Due Date on that error appeared on your statement.
statement, then we will not impose Interest Charges on any Purchases
during the current billing period if you pay the Statement Balance shown You must notify us of any potential errors lo tab. You may call us,
on the current billing statement by the Payment Due Date in the current but if you do we are not required to investigate any potential errors and
billing period. For Balance Transfers, interest will accrue from the day we you may have to pay the amount in question.
send the Balance Transfer to the payee. For Checks, interest will accrue While we investigate whether or not there has been an error:
from the day the payee accepts the check. For Cash Advances, interest
will accrue from the day you take the Cash Advance. • We cannot try to collect the amount in question, or report you
as delinquent on that amount.
Hew VS a dui*, pr lla ic. subject is Mere ie. We use a
• The charge in question may remain on your statement, and we
method called 'daily balance' (including new purchases). To determine may continue to charge you interest on that amount. But, if
the amount of interest to be charged on your Account, we first calculate
we determine that we made a mistake, you will not have to
the 'Balance Subject to Interest Rate' separately for Purchases, for pay the amount in question or any interest or other fees
Balance Transfers, and for Cash Advances. We apply the applicable Daily related to that amount.
Periodic Rate or the DPR (the DPR for each category is the applicable APR • While you do not have to pay the amount in question, you are
shown on the front of the statement divided by 365), to each of the 8
responsible for the remainder of your balance.
applicable daily balances for i) Purchases, ii) Balance Transfers, and iii)
• We can apply any unpaid amount against your credit limit.
Cash Advances. The daily balances for Purchases, for Balance Transfers,
and for Cash Advances are each calculated separately and determined as
Your VetsII yarns dbeallidled vale pear out cad p=alaces
follows: We take the beginning balances for each transaction type on If you are dissatisfied with the goods or services that you have purchased
your Account each day, including any interest calculated on the previous
with your credit card and you have tried in good faith to correct the
day's balance, add to the respective balances any new transaction, problem with the merchant, you may have the right not to pay the
subtract any payments or credits and make any other applicable
remaining amount due on the purchase. To use this right, all of the
adjustment(s). Your Cardmember Agreement provides for compounding following must be true:
of interest. A credit balance is treated as a balance of zero. If you
1. The purchase must have been made in your home state or
multiply the 'Balance Subject to Interest Rate' for each balance category within 100 miles of your current mailing address, and the
as shown on your monthly billing statement by the number of days in the
purchase price must have been more than $50. (Note: Neither
billing period and then multiply each sum by the applicable DPR, the of these are necessary if your purchase was based on an
results will be the interest assessed, except for minor variations caused by
advertisement we mailed to you, or if we own the company
rounding. that sold you the goods or services.)
Credit facer moat sad impulse. We may report information about 2. You must have used your credit card for the purchase.
your account to credit bureaus. Late payments, missed payments, or Purchases made with Cash Advances from an ATM or with a
other defaults on your account may be reflected in your credit report. If check that accesses your credit card account do not qualify.
you believe that an entry we have made on your credit report is 3. You must not yet have fully paid for the purchase.
inaccurate or incomplete, please contact the credit bureau directly or
contact us at UBS Bank USA, Card Operations Division, 315 Deaderick If all the criteria above are met and you are still dissatisfied with the
Street, 5th Floor, Nashville, TN 37238. We will request your name; your purchase, contact us In raw at:
account number; the credit bureau where you received the credit report;
UBS Bank USA • Disputes Department
a description of the error; and why you believe it is an error. We will
P.O. Box 84040
promptly investigate, notify you of our findings, and, if warranted, send
Columbus, GA 31908
an update to the credit bureaus within 30 days.
While we investigate, the same rules apply to the disputed amount as
WireID d. Mpu Sy... lbd as Tara per slatesset
referenced above in the section covering errors on your statement. After
If you think there is an error on your statement, please write to us at:
we finish our investigation, we will notify you of our decision. At that
point, if we think you owe an amount and you do not pay that amount,
UBS Bank USA • Card Operations Division
we may report you as delinquent.
315 Deaderick Street, 5th Floor
Nashville, TN 37238 Please refer to your Cardmember Agreement for additional information
about the terms of your Account.
In your letter, give us the following information:
02011 UBS Bank USA
EFTA00271361
SUBS Statement BEng Period
Payment Due Date
minimum Payment Due
03127/19 - 04/26/19
May 23, 2019
$35.0%
UBS Visa Signature credit card statement
Prepared for: GHISLAINE MAXWELL Page t of 4
Customer News Pnmary Card Number Erving in: Questions? Call 1-800-762-1000
ubs.com/onlinesenrices
Credit card payment reminder
Do not mail payment. Your
Statement Balance in the amount of
$1.723.48 is scheduled to be paid on Account Summary Activity Summary
5/18/19 from your UBS Account. Minimum Payment Due $35.00 Previous Balance 5863.15
Thank you. Pay _ZECEI I-Pavri r4863.15
Credit Line 535.000.00 + Purchases 31.723 48
Available Credit Line $33,276.52 -Other Credits 50.00
Cash Credit Line $14.000.00 + Cash Advances $0.00 I
View your card account activity,
Available Cash Line $14,000.00 + Fees $0.00
download credit card statements and
Past Due Amount $0.00 + Interest $0.00
more at ubs.com/onlineservices Overlimit Amount $0.00 Statement Balance $1,723.48
Payment Information*
Statement Balance $1,723.48
Minimum Payment Due $35.00
Payment Due Date 05/23/2019
Late Payment Warning: If we do not receive your minimum payment by the date listed above, you
may have to pay a late fee up to $38.00 and your APRs may be increased to the Penalty APR of
29.99%
Minimum Payment Warning: If you make only the minimum payment each period, you will pay more
n interest and it will take you longer to pay off your balance.
For Instance
If you make no additional charges You will pay off the balance And you will end up paying the
using this card and each month shown on this statement in
estimated total of...
you pay... about...
Only the Minimum Payment 5 years 52,571
$2,232
$62 3 years
(Savings = S339)
If you would like information about credit counseling services, call l-800-762-1000.
The phone number for UBS Bank USA is 1.800-762-1000. New York residents may contact the New York state
department of financial services by telephone or visit its website for free information on comparative credit card rates,
fees and grace periods. 1.800-342-3736 or www.dfs.ny.gov
Repayment information is based on your account activity and the APRs on your account as of the closing date of
this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity
online, go to ubs.comtonlineservices.
Detach here. Please make checks payable to • UBS Card Services' and include this payment coupon in the enclosed envelope. Please allow 7 - 10 business days for U.S. Postal Service delivery.
11 undeliverable, return to:
UBS BANK USA • CARD SERVICES
PO BOX 84040
UBS Card Number Ending in
Minimum Payment Due
Statement Balance
$35.00
$1,723.48
COLUMBUS GA 31908.4040 Payment Due Date May 23, 2019
You are enrolled in Automated
Pay Credit Card.
Sendpayments to:
GHISLAINE MAXWELL UBS BANK USA • CARD SERVICES
PO BOX 203219
DALLAS TX 75320.3219
052319 762600003,4012670 2 0000003500 2
EFTA00271362
Important information about your UBS credit card
Lost or stolen card. Your credit card is issued by UBS Bank USA. If Other payment options.
your card is lost or stolen, please contact us immediately at any time at Online: Visit ubscomlonlineservices to sign up for Pay Credit Card to
1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 pay your account online. Payments made through Pay Credit Card will
for the UBS Visa Signature credit card. You will not be liable for any be credited to your account that same day if requested prior to 4:00 p.m.
unauthorized use that occurs after you notify us. You may, however, be Eastern time for debits from an external account and 6:00 p.m. Eastern
liable for unauthorized use that occurs before your notice to us. In any time for debits from a UBS Resource Management Account (RMA) or UBS
case, your liability will not exceed $50. Business Services Account BSA account. Available only for cardholders
with an RMA or UBS Business Services Account BSA.
Payment hiformstion. Each billing cycle, you must pay at least the
Minimum Payment Due shown on your monthly statement by its Payment Pay by Pheno:To make a payment by phone, please call
Due Date. Both the Minimum Payment Due and Payment Due Date are 1.888.762.1232 for the UBS Visa Infinite credit card or 1-800-762-1000
00030303 • 012941 • 0301. 0002 •
for the UBS Visa Signature credit card. Payments made from an outside
noted on your statement. At any time you may pay more than the
account by 5:00 p.m. Eastern time will be credited to your account same
Minimum Payment Due up to the full amount you owe us, however you
day. Payments made from your UBS account by 6:00 p.m. Eastern time
cannot "pay ahead.' This means that if you pay more than the required
Minimum Payment Due in any billing cycle or if you make more than one are also credited same day. Application of any phone payment to your
payment in a billing cycle, you will still need to pay the next month's credit line may be delayed for up to 7 days.
required Minimum Payment Due by your next Payment Due Date.
- lbw totrt-4,,t d c ti.-: h zt.t.ottt'p 1.0 UBS Card Services. Please Overnight Payment: Send overnight courier service or USPS Priority
allow 7 days for the U.S. Postal Service to deliver your Mail payments to UBS Bank USA - Card Services, 2975 Regent Boulevard,
payment to us. Upon our receipt, your available credit may P.O. Box 203219, Irving, TX 75063. A payment received at this address
not be increased by the payment amount for up to 7 days to by 5:00 p.m. Central time that otherwise meets the requirements of a
conforming payment will be credited to your account that same day.
ensure the funds from the bank on which your payment is
drawn are collected and not returned. Wnen you provide a check Automatic repayment of cash advances duns*
as payment on this Account, you authorize us to either use the CasisCormact : The CashConnect feature on your UBS credit card
information from your check to make a one-time electronic fund transfer account will automatically repay new Cash Advances obtained from
from your account or to process the payment as a check transaction. ATMs and financial institutions (CashConnect Cash Advances), each
When we use information from your check to make an electronic fund night, with available funds from your UBS Resource Management
transfer, funds may be withdrawn from your account as soon as the Account (RMA) or your UBS Business Services Account BSA (either
same day we receive your payment, and you will not receive your check referred to as your UBS Account). When we use your UBS Account to
back from your financial institution. For inquiries, please call repay your CashConnect Cash Advance transaction in full, you will not
1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 incur any interest charges. If there are insufficient funds in your UBS
for the UBS Visa Signature credit card. Account to pay off your CashConnett Cash Advances balance in full,
then the APR for your Cash Advances will apply as of the original
Mailed Payments. A conforming payment received by us by 5:00 p.m. transaction date on any remaining balance. You will be charged the APR
Central time will be credited to your account the day of receipt. A on Cash Advances on your remaining Cashannect Cash Advance
"conforming payment' is a payment that: 1) is mailed using the enclosed balance until it is repaid in full. Applicable ATM surcharge fees may
envelope and payment coupon included with this statement to UBS Bank apply. No other account balances are paid through the CashConnect
USA - Card Services, P.O. Box 203219, Dallas, TX 75320-3210 and 2) is in feature. If you choose not to participate in the CashConnect feature,
the form of a single, non-folded check or money order made payable in please contact us at 1.888.762.1232 for the UBS Visa Infinite credit card
US dollars from a US based institution. Any payment that does not meet or 1.900.762.1000 for the UBS Visa Signature credit card. Available only
these requirements or any payment with multiple checks or money for cardholders with art RMA or Business Services Account BSA.
orders, additional correspondence, staples, paperclips, etc. will be
considered a 'non-conforming payment; which may delay the crediting Accrual of Interest end how to avoid paying Merest en
of the payment for up to 5 days. We can accept late payments, partial pendant. Your due date is at least 23 days after the close of each
payments, checks and money orders marked 'Paid in Full" or language billing cycle. On Purchases, interest begins to accrue as of the
having the same effect without losing any of our rights under this transaction date. However, if you paid the Statement Balance from your
Agreement and such payments may be sent to the following address: previous billing statement by the Payment Due Date on that statement,
UBS Bank USA - Card Services, P.O. Box 203219, Dallas, TX, 75320-3210. then (I) we will not impose interest on Purchases during your current
billing period if you pay the Statement Balance on the current billing
Continued on back of next page
EFTA00271363
Page 3 of 4
My Choice Rewards Points from UBS
Account Summary Total Points
Beginning Points this period 94,222
Points earned this period 1,724
Bonus points 0
Adjustments 0
Redemptions 0
Ending points balance 95,946
•For more details on your rewards points activity, please visit us online at ubs.com(uscards
Activity for GHISLAINE MAXWELL - Card ending inIM
Date Description Amount
Payments
04/18 PAYMENT THANK YOU -$863.15
Total Payments Activity -$863.15
Purchases
04/04 CLOUDFLARE 650-3198939 CA $200.20
04/09 MAILCHIMP •MONTHLY MAILCHIMP.COMGA $653.25
04/16 Amazon web services mvs.amazon.coWA $192.86
04/16 Amazon web services mvs.amazon.coWA $178.57
04/16 INSURANCE FOR EXHSITO 440-3496650 OH $109.00
04/16 IETBLUE 2792124164271SALT LAKE CTTUT $379.60
TKT: 2792124164271 DEPT DATE: 04/25/19
OFUG: BOS DEST: DFW
OFUG: DON DEST: B05
04/19 BUFFER AWESOME MONTHLY HTTPSBUFFER.CCA $10.00
Total Purchases Activity $1,723.48
2019 Totals Year-to-Date Summary of Fees and Interest
Total Fees Charged in 2019 $0.00
Total Interest Charged in 2019 $0.00
Interest Charge Calculation -31 Days in Billing Cycle
Balance ANNUAL
Subject to PERCENTAGE Interest
Interest Rate RATE (APR) Charge
PURCHASES $0.00 17.49% $0.00
BALANCE TRANSFERS $0.00 17.49% $0.00
CASH ADVANCES $0.00 24.49% $0.00
Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v) = Variable Rate
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statement by the Payment Due Date in the current billing period, and (2) • Ilan* Weaned.= your name and account number
we will credit any payment applied toward Purchases as of the first day in • rieennowet the dollar amount of the suspected error
your current billing period if you make a payment by the Payment Due • DescrIples of wails= if you think there is an error on your
Date in the current billing period that is less than the Statement Balance. bill, describe what you believe is wrong and why you believe it
If a Statement Balance was shown on your previous billing statement and is a mistake. You must contact us within 60 days after the
you did not pay the Statement Balance by the Payment Due Date on that error appeared on your statement.
statement, then we will not impose Interest Charges on any Purchases
during the current billing period if you pay the Statement Balance shown You must notify us of any potential errors lo tab. You may call us,
on the current billing statement by the Payment Due Date in the current but if you do we are not required to investigate any potential errors and
billing period. For Balance Transfers, interest will accrue from the day we you may have to pay the amount in question.
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send the Balance Transfer to the payee. For Checks, interest will accrue While we investigate whether or not there has been an error:
from the day the payee accepts the check. For Cash Advances, interest
will accrue from the day you take the Cash Advance. • We cannot try to collect the amount in question, or report you
as delinquent on that amount.
Hew VS a dui*, paslaic. subject is Mere ie. We use a
• The charge in question may remain on your statement, and we
method called 'daily balance' (including new purchases). To determine may continue to charge you interest on that amount. But, if
the amount of interest to be charged on your Account, we first calculate
we determine that we made a mistake, you will not have to
the 'Balance Subject to Interest Rate' separately for Purchases, for pay the amount in question or any interest or other fees
Balance Transfers, and for Cash Advances. We apply the applicable Daily related to that amount.
Periodic Rate or the DPR (the DPR for each category is the applicable APR • While you do not have to pay the amount in question, you are
shown on the front of the statement divided by 365), to each of the responsible for the remainder of your balance.
applicable daily balances for i) Purchases, ii) Balance Transfers, and iii)
• We can apply any unpaid amount against your credit limit.
Cash Advances. The daily balances for Purchases, for Balance Transfers,
and for Cash Advances are each calculated separately and determined as
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follows: We take the beginning balances for each transaction type on If you are dissatisfied with the goods or services that you have purchased
your Account each day, including any interest calculated on the previous
with your credit card and you have tried in good faith to correct the
day's balance, add to the respective balances any new transaction, problem with the merchant, you may have the right not to pay the
subtract any payments or credits and make any other applicable
remaining amount due on the purchase. To use this right, all of the
adjustment(s). Your Cardmember Agreement provides for compounding following must be true:
of interest. A credit balance is treated as a balance of zero. If you
1. The purchase must have been made in your home state or
multiply the 'Balance Subject to Interest Rate' for each balance category within 100 miles of your current mailing address, and the
as shown on your monthly billing statement by the number of days in the
purchase price must have been more than $50. (Note: Neither
billing period and then multiply each sum by the applicable DPR, the of these are necessary if your purchase was based on an
results will be the interest assessed, except for minor variations caused by
advertisement we mailed to you, or if we own the company
rounding. that sold you the goods or services.)
Credit Yam moat sad impulse. We may report information about 2. You must have used your credit card for the purchase.
your account to credit bureaus. Late payments, missed payments, or Purchases made with Cash Advances from an ATM or with a
other defaults on your account may be reflected in your credit report. If check that accesses your credit card account do not qualify.
you believe that an entry we have made on your credit report is 3. You must not yet have fully paid for the purchase.
inaccurate or incomplete, please contact the credit bureau directly or
contact us at UBS Bank USA, Card Operations Division, 315 Deaderick If all the criteria above are met and you are still dissatisfied with the
Street, 5th Floor, Nashville, TN 37238. We will request your name; your purchase, contact us In raw at:
account number; the credit bureau where you received the credit report;
UBS Bank USA • Disputes Department
a description of the error; and why you believe it is an error. We will
P.O. Box 84040
promptly investigate, notify you of our findings, and, if warranted, send
Columbus, GA 31908
an update to the credit bureaus within 30 days.
While we investigate, the same rules apply to the disputed amount as
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referenced above in the section covering errors on your statement. After
If you think there is an error on your statement, please write to us at:
we finish our investigation, we will notify you of our decision. At that
point, if we think you owe an amount and you do not pay that amount,
UBS Bank USA • Card Operations Division
we may report you as delinquent.
315 Deaderick Street, 5th Floor
Nashville, TN 37238 Please refer to your Cardmember Agreement for additional information
about the terms of your Account.
In your letter, give us the following information:
02011 UBS Bank USA
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