EFTA01268833

-4 L. Te oetne- we are ore BUSA, Imperum Pkast refer to the Account Oposirg Procedures for specific Information on the various types of documents required at as Account Idle: Jeepers, :!lc . Account Number D•Kopint rpinph, n71 Serowe Cwiles Caen Da Citgence dismesf Accounts Cue otgarste Or I49 Risk isms Actursa (Chetag) ✓ Cteenekns a Place 0 &times ✓ WAC,PLC twill endera V mnkaton) ✓ Ooranoni *eckbst for BAUM ACCCultS FIt AWOOrate WA ;Cm i. ros4.1 S en y) Ct Diselosuns that most be pm to cleat USA 'ay rt Aa C.-stoma Mknnabon ROM, ktke Pales alt Fees S.-ne0.1 Waco AgreeTenl FOC Imam Yar Copost ?Wu. 'USA ore*) Woke 0 NW ye Ilt'll3LOO Oscwtre Phi Barton friXITISSOO Shanng rid Prtvry Poky Geed 0 If Is competed Other DOCaNnanb ot Rambo MAIM. Centre dhcorambri a Cantata d Oast., Pa US. Owe COrlonal Flusloottial• tante (cuttern camosvolso:dsvnsil see Affidavit on file AOC* CI Ittabettal Irerrpeo by Me OkeelballbacraGOillnlcall$11aN1 re i--"" Rostra Cow a r Pe gr 4,,, Conlkaie of Traoa Ire N Ii Comcmte Retatka, (OM Commie Se*) C.aTaale Resatoon a-c Corporate Aurcozabon are klenvety Agreement fa Therener&LC arstrooVirlhen Instructects :Jtis 00Cument al Only Ittotrod 4 awl regatta fund wearsto/ ciOre. tar Ot rnessergett Patteatid INK tied Stag* Mani einkesseTraosUccese (acid PerveshoswearenttY alp CaolltilI Cage Mao II se* Calkas allied Prieseleanakkk) Raolita diem Pialaticconias Osaka II OPrInate atflan Famentip Coen thaw Later fawnssea PaSswetaleket*) Paretak Unions Tulles Penrwffliooketail eamenbe Coen Jon went an Parry abakible) Swag Prawn enema to 70-Weea keep ol Pawn Otte se &Well to AnkellOni el repses:11 rissimmismisafis ai raTi .t . --•-•- kb thocartrkreenere amine* Son Precnatribb Meg, Autettesd Steen( a0Oloitle) 8.anestrnr a bone( COO= a Vat. 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(Pa dOcrell Is oat reamed If 0em nattablts fund :amen nYPIlono, Ias or roosacrffiln - ri InonalkO Smarty Inoctdae Apneentot an Telepttnennt bsutax Cl oarmen Crows a Pea Sa urrevorrai Cm 61raettaustll - Istircatotiola van-2404-not SDNY_GM_00012986 CONFIDENTIAL CONFIDENTIAL FOMBankPRO00149 EFT/k_00123629 EFTA01268833 Brivoirrade Liam (anent) 00smaa aartayars spas elOgonitato ce Cathay a Farman motet km -Ste MSC Is roof SUS CenSaft of Wan* Soma koala* Acoasall b lamacraFas Mau a Mast dance ore:MC.4i if reamecS, I mcceramod ARS kr UMW Laity Cram Comm Camay laseavahnoser gawks* inlay Utast Comm Comm Lam UIMIS Coal" a a mastalfaiKe 0 Meta UMW MOSS Comm Wens Lad least Paamato War* as a Morantholax a Load Lea Cantata Coln aa "Nan a latometcoaso (dasolaba alba latity Coning Combs Trust as We baMaraasa ciaccamo) tabd Mali Csrpary Urencorp:aliq &mama as Mectoacarogy:f apace* mats waft Camara Ombra Joatterunt as a MereeoVaraixiol IWcatiel Caporal, Rack aa contact d acamasco a Nakao 0 OaKeaton lain UM carom(( Men cl barpcneta (strayed ta NI Olca of re Lours Gaeta) lecostirwe Lana asair 9 Carona %Mai= all COratt3:0 &lab{ 2aabn aid bra realY Vann b Telectiefiralatfaciara•Viratel Instaxba, ;nu etallaaa dent repasts haa aarslerS by trove, 'ax cr iseSbalater, is wit reslati if Into .ag rtr Ccr:e' • .cry- 4 SEW(' ag racer Stoma- we tcree .cum t Nitta ct Va. rare :V acacaom 0InsalaVent Mama Ossocala or Cornea Santos (motel bamaired i Ito U. is Ore 11C) Callas attar*: tern Paean Agretowt Ice TobaosaFoc baba a Piping Gars ta Rfl oar haorokatNalsil rolanal talatUatits Comm COMM COMM Meatasallataget al mamas( Lead laY °Oar), Oar Li-** LaM Cray a a astaaanage (I *a Land Left Camara Warm Lona latab annals a a lAantenlamisaaa IT MOS) Land LIPSCOMM Comm Polarap as Manter ewer if apPlate) OTIS Lab ( Cacao Carom T1% as Verteetrtamoo :, apestm Leta MGM Comm Comm l^brxraveled AsSabadb, as a ikereausivale le nab* LATIN Lab* CCatMere Cann an Youre as a amblaVanagoe 01 anal Wag Oaf Pairehb Leger arbi Seal*Angst Ceebbie of iimid On** Ono PnwitC)- Not :Nal vita ollortg SOW* rot Sr ire ce seam Gala} ropy Goan of Easton tastasafiraM cow Wawa COWAN aPaertail Stalsicatra ctOadvaxn 'Saimaa OCreqn0u0fraco Cattkaia of bib Naas liatabaabffi Slaty PrOCialte Areniall ICE TOUM:fg% Mutate Onn: Quin 0/ Regis" RH laMOVID:a 0 1MUSOM CLf3:vIED UMW Waft Parnecaa Cacao WNW labia' Comm a a Motatakaa P Staab* DATE • 14i I (CLOP- :Solid labia Parocra Ceram LOON Lea« ParaMO a • alatsaanalla p axeibit) Lined Lig*/ Patti* Cat. Pienonti; n s a moatWpm PI affictitl Mao MacamealCo ft Ogma Can Haan( Pion) swot prone Apertm to intrecoeu Issura wartial Ones at *Want) of PrreAt Orin of Pip" ll Cada* of In Nam (I no V-. tanitalatleLbearie (Curet RI* b Ise lama amity Praana b addbaba &baba Isq.sea kr leaare 7,ba; MOnsomaes IO,TAAaoalboa a Rama Inctivico APP Can Atlas ce Fiera* hat*, Saass Wan Motel) Prefab a TM. . ap,texit Raab re atecug :psfi'v; P t con xes ix *MoroI down** said te alifficicaa el Mims WON A wja dor-ineit ./10- I urn ow 'gni et.e awls, a ing as WA:USX SDNY_GM_00012987 CONFIDENTIAL CONFIDENTIA L FerstBankPRO00150 EFITA_00123630 EFTA01268834 ZSSCUPWA afr g r 0 8210: 13.0n cows rain WaX401110 A90:111Cri liegolitol ...maw I 1 thp NC 54 tex ty pet Oymein Cent** a' Inospyalka iot a smack coqrnim is mum • A arectea itrtr. I. 01iOrds Scan Eleckors Aegean' Otithmenteletbearbithrbeanrests) Cheek a If is *Weed or N/A Meat sporkehle Rosh BVINU R*Ctel rtria_DOPIr IMotis Eby Peon) 31w5ifikkg Rebuts, :OW. ViviMcd Pithearioll a &SO* ierkeefe area WittenMelee re est reastakta w__ s Ullees Komi (*Mai. Sena Were) SaTc.el MetY sebum, Igesenlalice er WS heetpace. envetees...) Oder Other Ober Other Other FOR ACCOUNT REF ERALS OALY if this account opening was referred by a Departmerrs Mier, other than the Branch's Officer. please/Rout the dewing certification: Thy asocunl was raced by (name) (tee) of (Debarment) to to cpenec et arena leer* bath:envied with tie Cuslaner idertefrakil Program end reamed this customers profile and swooning docummtabon in compriance rib the Customer Cue Dagen. end Entine Due Crigence processes Named Us Sgralure Dl. CLOSED DATE: 01 .2 1 ° SO NY_GM_00012988 CONFIDENTIAL CONFIDENTIAL FirstBankPRO00151 EFTA_00 I 2363 I EFTA01268835 NOTES TO FILE RATE; COMMENTS w. 1 en/- 44-07 it/ J' Mg Citrif t' thhet, Oiratn-l-u Me.441-'14..ds LSkrtal eIt File 5ot". Carnrieit4_ C CI 72 DATE; I9 SDNY_GM_00012989 CONFIDENTIAL CONFIDENTIAL FirstBankPRO00152 EFTA 00123632 EFTA01268836 1 First Bank Checking Debit Advice Prepaid bY IC . . 1VIIN3OHNOO WO ton arklla pr emeu4 r perblot Pinup am rag meads ;LI 4 170 it 11 teen Speer Gummi Mien valiant Ainaalailft WOW' Check No. 039092 C) 1First Bank CRUM 01 O MAW PUERTO RCO popcoppos copy MANAGERS CHECK Gate: 12/31/2019 z Purchaser: JEEPERS INC s WWI- -n I .11, AS I Payee: ESTATE OF JEFFREY E EPSTEIN DEC 31 NW RE:CLOSING ACC I m 0 Branch: .721 z Tenet 09865 Amount k‘a.C. $14383.90 Source: Fee: 13 S15.00 Total: $192.398.80 O 066a000 INO ANDS EFTA01268837 Cone V& lo ACCOUNT INFORMATION Account JR. Ct12 002 Ctl3 717 Ct14 C000 Ct11 01 Prod Type 235 C CHECKING ACCO MSGS: Status 00-NORMAL System Type 010-COMMERC. JEEPERS INC • Ext Inv Fund AMERICAN YACHT HARBOR Link Cust Balance 1923.8.80 6100 RED HOOK QUARTER STE B3 Memo Balance ST THOMAS VI 192398.80 00802 Ledger Bal 192398.80 Loan Balance 0.00 Sao Trlr Bal 0.00 IVR 192398.80 Ln Av 0.00 Sav Avail MMDA 0.00 Dt Opened 02/02/07 Bank Unavail Charge Card? 0.00 NO Dt Let Cust Actv 12/19/19 Cust Unavail Spec Inst? 0.0C YES Dt Lst Dep 12/19/19 Min DDA Bal NSF? NO OD? NO Dt Lst Maint 0.0C 12/05/19 Avg Coll Bal 184241.96 Bal Hist? YES Sigr. 0 Loc Nbr MTD Avg Bal 184241.9E Bal Hist Ret 15 TIN: Cd 1 Nbr 660629193 Last Dep Amt 13618.90 Con Kite Days 0 Number Ant )(fere 0 Reg-E Amount 0.00 MTD Kite Days 0 Number Ck Items 0 Total Holds 0.00 Stop Pay CD Limit 9999999999999.99 Cyc Ater' 0.000000 Ext Inv 0.00 Proj Accrd C.00 PF1-Fwd PF4-Hist PFS-Redisp PF14-S/H Inq PF12-Help PF18-/BT :ng CLOSED DATE: 14144 ge SDNY_GM_00012991 CONFIDENTIAL CONFIDENTIA FIrML EFTA 001236.34 EFTA01268838 ESTATE OF JEFFREY E EPSTEIN c/o Kentithab Ferguson Kraal PLLC 9053 Ease Thomas Stake 101 Sc Thome, VI 00802 (340) 779-2564 rusmasHiarLDSainlY Ms Miththe Singh Roberta Buskins Development May= USVI Mania, Sinking Meager Fast Bmk Vf 4700 Estee Charlotte Amabe, Suitt 101, 2s Flow St Thomas, VI 00602 Re MarthaRing of Estate of Jeffrey E. Epstein Asses Dear Ms Smith-Retests In eottoection with the mirshalling of the decedmes assets, we request S entity aocotmrs be closed and the foods transferred into the estate account ending in dot to the sloe of the year. / - Thomas Weal Air Liiirt ling ira 3 - - FSF LLC ending in • iccfnl• 10‘ minx Link Squats coding in = - Freedom Air Petroleum aiding ini.. . Mirk". Transpothstiori ending ' As that companies net being dissolved St yen end, we "Predate your instance in Teing:.c oc h matter expedidously. Please do not lease to contact ow counsel at Kele:hats Futuna Krob:lip PLLC obould you have any questions as need addition! information. Thank you for your assistance. Darren K. loctyke Co-Excanor Estate of JefErcy E. Epstein I0 , S0NY_GM_00012992 CONFIDENTIAL CONFIDENTIAL FirstBankPR000155 EFTA_00 I 23635 EFTA01268839 ESTATE OF JEFFREY F. EPSTEIN c/o Keilerhsie Paguson Krotarn PLLC 6353 Estate Mann Sung 101 St. Tomas. VI 00802 (340) 179-2344 VitamintHst Dram° Mt. Michelle South Roans Buena. Development Mango USVI Plata= Baking Manages Feet Bank yr 4700 Estate Chaotic Amalie, Suite 101,2" flab St Thomas. VI 00602 Re. Meehana Estate of Jeffrey E Epstein Assets Dees Ma. Smith-Robetts In connection with the annhalzag of the decedent% assets, we tau= that the following entity accetots be dosed and the grade transfened into the estate *C031311t ending in =prier to the dose of the year. i • - - • Thomas Viotti Ait LLC exile inME ESP ILC ending an *pen, Inc. With) laic St. James mang m Freedom Air Penolorn g itiM - Michelle. Transporman coding' As these companies are bong assayed at yen end, we appreciate your assistance in 'tie/ries thit matter expedineady Plate do not halms to crew out avast! at KaInhale Potato° Keobb PLLC should you hare any question or need additional intonation Thank you foe rout asaistana. . IZ.rsayie Richard D. Kahn Co•Eaono' Co-Exiseact Estate offer/taw t. Epee., Estate of jersey E. Epstein et", cliED SDNY_GM_00012993 CONFIDENTIAL CONFIDENTIAL FirstBankPRO00156 EFTA (()123636 EFTA01268840 MICHELLE SMITH-ROBERTS From: MICHELLE SMITH-ROBERTS Sent: Tuesday, December 31, 2019 10:49 AM To: Kurt Petri; 'Erika Kellerhals' Cc Dina Perry Subject RE: (EXTERNAL) Liquidation of Entity Accounts Thanks Kurt, As such, we will proceed to close and issue checks to deposit to the Estate of Jeffrey E Epstein with respect to the those three (3) entities which have received an "okays: 1. Thomas World Air, LLC 2. ;SF, LLC 3 leepers, Inc Erika, I will provide copies of the checks issued and deposited Into the Estate account upon completion today. In addition, I will continue to monitor email for approval to move forward on the other entities (Little St James, Freedom Air Petroleum and Michelle's Transportation). Regards Michelle Swetteatoberrs s taangrnitingt CM. &airs Direceopentell Jan-ale From: Kurt Petri buailui l Sent: Tuesday, December 31, 201910:46 AM To: 'Erika Kellerhals' < Cc MICHELLE SMITH-R0BERTS Dina Persil Subject (EXTERNAL) RE: (EXTER/tAlj Liquiciataon of Entity Accounts Michelle and Dina, At this point, t have alit need for the following: Thomas World Air FSF 11C Jeepers cLOS ED 1!„(k_ .... pz ki DATE: SDNY_GM_00012994 CONFIDENTIAL CONFIDENTIAL FuetBankPR000157 EFTA_D0I 23637 EFTA01268841 I am awaiting information on the following: Little St. James Freedom Air Petroleum Michelle's Transportation KED From: Kurt Petri Sent Tuesday, December 32, 201910:26 AM To: 'Erika Kellerhals' Cc MICHELLE SMITH-ROBERTS < ; Dina Perry Subject: RE: (EXTERNAL] Liquidation of Entity Accounts Erika, Little St. lames: I'm confused On this one. You provided the articles for Little St. Jim, LLC. Is this referring to the same company? I don't appear to have any other information for Little St. Jim in my file, i.e. operating agreement, resolution appointing management. etc. Please clarify. KEP From: Erika Kellerhals Sent Tuesday. December 31. 2019 10'.05 AM To: Kurt Petr Cc MICHELLE SMITH-ROBERTS Dina Perry Subject: Re: jEKTERNALJ liquid You are correct re: Thomas World Air. Jeffrey was the sole member. Darren is the Manager. Jeanne Brennan resigned as manager Of Michelle's Transportation. I will send resignation. Let me discuss Freedom with the co-executors and I'll get back to you. Erika A. Kellerhals Member Kellerhals Ferguson Kroblin PLLC 9053 Estate Thomas, Suite 101 St. Thomas VI 00802 Office: Cell: 34 On Dec 31, 2019, at 10:00 AM, Kun Petri %Tett: Erika, a si r ;:s.;146si 2 DATE: —2- 4 t4 lb12—a — SDNY_GM_00012995 CONFIDENTIAL CONFIDENTIAL FirstBankPR000158 EFTA_00123638 EFTA01268842 I'm going through this right now. See preliminary comments below: Thomas World Air LLC: Per the Articles of Organization, this is manager managed, and the manager is D. Indyke. Assuming this is correct, as it disagrees with your email, this entity is OK. FSF, LIG: OK leepers, Inc.: OK Little St. lames: In process Freedom Air Petroleum: The operating agreement says it is manager managed, which disagrees with the articles, which controls. Have the executors resolved to void this agreement somehow? Michelle's Transportation: Articles say this is manager managed with the initial manager being). Brennan. The operating agreement says there are two managers, but doesn't specify who they are. I need some clarification on this. KEP From: Erika Kellerhals Sent: Tuesday, Decemr1.1...1 To: MICHELLE SMITH-ROBERTS Cc: Kurt PetraMIIII IIDina Perry •a• Subject: Re: [EXTERNAL) Liquidation of Entity Accounts Good morning Kurt. Please let me know as soon as possible if you need any additional documentation. Thank you. Sony for the end of the year rush. Erika A. Kellerhals Member Kellerhals Ferguson Kroblin PLLC 9053 Estate Thomas. Suite 101 St. Thomas VI 00802 011ie Cell: On Dec 31 2019 at 8:58 AM. MICHEL E SMITH-ROBERTS wrote: Good Morning Kurt, Please provide your feedback on the documentation provided and advise if we may release these funds. Your voice message of yesterday afternocic just came through this morning. Gi ergaSED DAP= • 12.i 3 SDNY_GM_00012996 CONFIDENTIAL CONFIDENTIAL FirstBankPRO00159 EFTA_D0123639 EFTA01268843 <imagelX)1.jpg> Michell iglais. rr WOW. 04,4410;a4 /Ss pouting Matt tt cimage002.png> pro. vnev.1.• dr or0,•••••I WO% P From: Erika Kellerhals Sent Monday, DecemiliMil la To: MICHELLE SMITH-ROBERTS < ; Kurt Petri Sk Dina Perry Subjects (EXTERNAL) Liquidation of Entny Accounts Good day all. Please see attached letter regarding certain single member entity accounts ovined by Mr. Epstein. Please do not hesitate to contact me if you have any questions or need additional information. Erika A. Kellerhals Member Kellerhals Ferguson Kroblin PLLC Royal Palms Professional Building 9053 Estate Thomas Suite 101 St. Thomas, VI 00802 Erna. • Tel: Cell: Fax: MOW telf Camoverabarl may wain remora Cl COM, ccrtadrad hiermako NYCu are not M intended *Went. or MOM mu youNMI removed MY 00romunICOMO Mawr. please do nod pint copy. clissmirso. d ellenne use it 01040411124i. Also. Snit MOO* lib Ihersinclet rig yOu Mw ceOrad me ornill In error. and 0•1.44 Me COM yOu recomtd 11WOr KW, s chz;.1.4.9 :WO 12, IA IA 4 DATE: SDNY_GM_00012497 CONFIDENTIAL CONFIDENTIAL FerMESankPR000160 EFTA 00123640 EFTA01268844 First Bank Security Procedure and Indemnity Agreement for Email / Facsimile / Written Instructions for Wire Transfers Requests roamer we ere ore 1. &gni/am: The undersigned hereby requests and authoress ersteiank ;the Tank- ) to accept and ad upon any instructions ('instructcnr) delivered try ernail. Mitten a feleserfe blintrenne 9ven a pUreortetty given by a person or parsons adortzed to trassact business with the Bank as shown on the Corporate Resolution a PatriendiblICA1Pitala Letter and SearryAgreernent a other evidence a advice of authority from time to tree maintained In the records of the Bork. 2. Neat The undersigned scares the rink that estriatens may be gem by an unauthorized person end agrees that the Bank will have nit hearty a response,* for acting et accordance Ath any kotructions. whether a rot genuine or Oiy authorized The Bark shall have no seamy a ;impend:flay for any rthatairslendings arising out of any Instructions. 3. kanSISeittlit The security procedure agreed van for fl aying the authenticity of Instructions is back to any of the following holinduels. whether a not such indindual has initiated any such Visa. (The Bark recommends that the persons designated below should not be persons vino gererally issue Instructors. Wherever possible, the Bar* all enleaver to all saineore other than the San et the inbructions.) Date ot Binh Last 4 Teketherse menet* Naas (Mabry Digits Harem TelephoneNumber wreeCoat Darren Wyk* We President RIChark Kahn Attendant Jame Brennen AcccuntaM Altar*, M the Biers 001100. the cat Oak may be made to any person designated on the signature cards or any other account documentation on file with the Bank fa the incleesignerts accounts as authorized to Sex Instructions a otherwise transact business on such *MOW'. In addition to call back. the parties agree that !or Institutions received by email, frosmile transmission. a In wring. the Bank wit &three* *tether the Irstructions purport to bear the signature of any individual who s designated on tte current signature cads or other account documentation on Ile with the Bank fa the undersigned's mecums) as authorized to issue Instructors or otherwise transact business on such accounts. The teary procedures and other terms specified in this Agreement also apply to amendments end cancellations of the Instrudions. t e understood that these security academe are designed to verify the authenticity. and not the correctness of Instructions. The Bank may, at its option. record (electronically or otherwise) any call back made pursuant to this Agreement. any Instructions a other instructices given by telephone and any other te‘wheie. discussions Mang to I mine-dons. T he undersigned agrees that its rights and duties and those of the Bank hereunder shall be governed by the terms of the Bank's Deposit Accost Agreement (as may be amended horn tine to tine) applicable to the uncersigneds account. a to Bank. The undersigned agrees that the security procedures set forth herein constitute a carcinoma/1i reasonable method of proekleig sec" against unauencrized Instructions. The undersigned agrees to be bound by any listrueliOn, whether a not Bummed, issued in the undersigned's name and accepted by the Bank in comp/once with the security procedure set forth herein and the undersigned agrees to indemnify and hold the Bank harmless from any loss suffered a liability incurred by the Beek in or trisiro horn the Bank's execution of Instructions believed by the Bank in good lath to have Peen given (a signed in the case of any fa imi7c transmission) by a person authorized as provided above. provkled the Bank has complied with such toasty procedure. 4. lasiaaltskt32.60 II is understood that the Bank shalt have no obigabon to execute any Instruction unless and unti such Instructon is verified in Decadence with the security pro:eaves set loth heron. and the undersigned wit ettlemay and hold the Bat harmless from any ion suffered or lebdity ncurrod by the Bark in refraining tan accessing an 'entreat:in after al reasonable efforts to vary seal Instruction E accordance wet) this agreement have failed or n delaying the exeCueOn of an Instruction until such verecaton a obtained. Upon We to to undersigned. the Bak may ate. at is option. refuse to execute any Inane:lion a part thereof for sny ether reason wilhait inaming any resporedlity kr any loss, 'laity or expense snare out of still refusal. S. Indemger The undersigned agrees to indermify the Bark, is ail eekee. subsidiaries and trier drectors. dicers, reftretentatIves and agents on demand for at krises, claims. damages a expenses (including legal fees and disbursements) which t or any of than may suffer or flair in connection with this Agreement including, but not frnited to acting or refusing to act an any Instructions, whether a not genuine a duty authorized. 6. the designated aorount(s) to be used for such instrument ie(are): :depths 7. Our continued issuance of Transfer I s blowing our recent. execution end return et this Isar N the be* MI ant am agreement to the tams speciled main. COUNT HOLDERS S C- DA1r:: Name lithe Data Jeffrey Epstein Presided 11282019 BANKS REPRES V NES I *me Shift SnateRoberts PrieirtiPiiait0 Rico seasSassee4VIR SO NY_GM_00012998 CONFIDENTIAL CONFIDENTIAL FirstBankPRO00161 EFTA_00123641 EFTA01268845 Bank Security Procedure and Indemnity Agreement for Email / Cowart an are are Facsimile / Written Instructions for Wire Transfers Requests 1. Authorization: The undersigned hereby request, arid autricnzee Fitheank (the 'Bane) to accept and ad upon any instructions cinstrudican derrered by ems. Annan or lamb] transmission given or purportedy given by a pertiOn Or Persda atileted (0 IrenSact busiest wan the Sank as shown on me Corporate Resolution or Pannersho/LC/LI_PILLI* Letter and Scanty Agreement or carer evidence or advice of authonty Iron: time to are mainlined En the records cf the Bank 2. No Liabarer of Bank: The undersigned accepts the nex that rani:hors may be o esi by an unauthorized person and agrees that the Bark wit have ro lenity Cr responsibility for acting n accordance with any Insbudbni, Mather or not genuine or duly theicrized The Bank shall hare no laity or response:Aim for any misunderstandings arising out of any InstrUdkres. 3. Seeuntie Orcioediees: The mouthy procedure agreed won for vertying the aithereicity of beau -tons is a rail back to any of the tokonro indenduals. whether Cr not Stith individual has initiated any such Warbler. (The Bank recommends tat the persons designated below should not be persons who generally issue tore. Whenever possible, the Balk veil endoevre to call someone Other than the issuer o' the instivilkne.) Lasts yam:lens enemas mime Tide Date ot Seth (001wAD Omits Number Telephone Number is.nu Coal Darien Whirs Vice President Richark Kahn Accoutre' Jeanne Brennan Accountant Narratively, at the Barks Optren, the call beck may be made to any po any other taunt documentation on file with the Bank for the undersigns:ft accounts as aultaCed to issue Inflodlnsor passlnia8 transact business on suet: account. In addition to call back. the parties agree that for InStniCteXIS received by emai. facsirrie transmission. or In writing. the Bank we deterrnne whether the InSelatiOnS purport to tear the signature of any individual who is designated on the current signature cards ce other account documentation on lile with the Bank for the undersigned's accounes) as Wheezed to issue Instnalons or otherwise transact business on such accounts The secunty procedures and other tarns spooled in tics Agreement also apply to amendments and cancellations of the Instructora It is understood that these security procedures are designed to verify the authentioty, and not the correctness. of instrucaons. The Bark may. at its option record (electronically or otherwise) any cal back male pursuant to this Agreement. any Insuuctions or other instructions given by telephone and any other telephone discussions renting to Instructions. The undersigned agrees that Ae rats and duties and then Of the Bank hereunder shad be governed by the terms of the Banks Deposit Account Agreement (a may be amended from time to time) applicable to the undersigned's accounts at the Bank. The undersigned agrees that the seaway PrOCOdureil Set forth herein consreure a COmrnerclally reasonable rrethod of providing security agate unauthorized Instruct:cot The undersigned agree* to be bound by taw Instruction whether or rot authorized. issued el the undersigned's name and accepted by the Bank in compliance with the sew* procedure set firth herein and the undersigned *gees to inclenaly and lad the Bank harmless from any loss suffered or lately nano by the Bank in, or ansing from the Bank's execution o' Instructions behoved by the Bank in good faith to have been given (or signed in the case of any facaree transmission) by a parson authorized as provided above. provided the Bank has complied with such security procedure. 4. Bank May Decline to Act tt Is underdad that the Balk shall have no obligaban to execute any IretruClian unless and until etch Instruttion it vetted n aocordenoe von the secure), PreCackireS UAW, heren, and the undersigned wit indemnify and boil the Bank Nantes* from 'nylon suffered or labay inarred by the Bank in refraining from proceasing an Instruction after a reasonable tons to verify such Inelnation in accordance with this agreement have fated or in ithayag the execution of an Instructen until such verilicabon is obtained. Upon notice to the undies:red. the Bank may also. Macula -% refuse to execute any Instruction or pert thereof to any other reason without Maneg my responstiely for any loss. batty Cr expense arising at of such refusal. S. mdenuntr: The under-none:I agrees to inclorrinify the Bank as affiliates, subsidiaries and thee directors. officers, reuresentatives and agents cn demand fa at losses. claim damages or expenses (and:Airy legal 'ees and diburSerritintS) which it or any of them may Wks a Was n connection won the Agreement. inducting out not lated to adong or refusing to act on any Instructions. whether or not genuine or duly authorized. 6. The designated account(*) to De used Thomas Wald AU LLC 7. Our cortinuad issuance of Traraler InStructiOns following our receipt execution and return of as letter to the bank we consaute our agreement to the securty procedures and other terms see:toed herein. FroWelic FOOKTO RicO tieste$1-256841lab SDNY 12999 CONFIDENTIAL CONFIDENTIAL FirstBankPRO00162 EF1'A_00123642 EFTA01268846 CERTIFICATION OF BENEFICIAL OWNER(S) The information containedin this Certification is soughf pursuant to Section 1020.230 of 77tle 31of the United States Code ofFederalRegulations (31CFR 1020.230). Person opening an account on behalf of a legal entity must provide the following Information: 1. First Name and title of Natural Person Opening Account 2 Lase Name MIN 3. Midas Initial JEFFREY J EPSTEIN E 4. Name and type of Legal Entity for Which the Account is Being Opened JEEPERS, INC. 44 Legal bay Addison 4b. City 4 Mots 4d. VP/Posta Code 6100 Rod Hook Quarter B3 St Three USVI 00802 SECTION I froaddarkwonatmsfaus6, see oage3) Please provide the following Information 'or an indviduel(s), If any. view. directly or mdrectly, nymph any contract arrangement. understanding. relationship. or otherwise Ours 20% or more of the equity interests &the legal en* !Pod above. Cho* here 0 if no Indvidual meets this definition and template Section IL & First Name S. Last Name T. MI S. Date of Birth Jeffrey Epstein E e. Address 10. City ' 11. Stab 112, 6100 Red HOOk Quarter B3 St. Thomas i USVI I 00802 1& Identincedon Number (Sgit PintpX(MInef• Wart it Country 14. SSN (US Penons/htn4) S. Amend aritectomato \ _— USA 15a. Mae of Issuance: tax Country of lestrance: 16. Ownership % USA USA 100 fa In for as passport ate. Non-U.S. Persons may wee provide • Soo* Seco* fate,. Staten letive*Ola coral canter, a number and many of Stance of any our govemenenthancl dcatenrit tiviabourig nationally or tesigwat anal tang • photograph or senor soteguarct SECTION II Please provide the flaming inFormatkm tor en htlividual with sgmfigAra for managing or directing the entity. Maxin e. en executive officer or senor manager (e.g.. Chef Executive Officer. Chief Mandel allow, Chief Operating Officer. Mooney Member, General Partner. President Vice Preitident, Treilismer): or NW Other individual eh* regulerlY PerfOrms *raw fundions. 17. Pint Name I 1& Last Mame 19. MI 20. Oats of Birth Jeffrey I Epetet E 21. Address 122. City 2& Stele 24. 23P/Posed Code 6100 Red Hook Quarter B3 I St. Thomas USVI 00802 26. MN SSN N.S. ttensrtain-LIS. Persons) V. Identification ($9,4PosagerinUmernorwerstar U. Country USA 7,.. Stets of lesuincal 1 n mrio ItisiniSw ‘ a.12t n ilenieceece tuner/ ntty of Issuance: USA ilk! SA ggia bi years ere passport Sic&s* Ntetber, • II Men agenefratal or numbw of number and Marty of invent* or tiny other govenvalassual PoNanent evnienoing nennalay a ream and tang • phetcp‘pli or anis sefegosad. I. JEFFREY fame ofperson opt hereby certify, to the best of my knowledge, that the Information provided herein s true an the above mentioned information changes I agree to provide the Onandal Institution written n of each than"? Signore Due /Dahl „ L*Trfn Pas:. 2 ors . ........ _ SO NY_GM_00013000 CONFIDENTIAL CONFIDENTIAL FustBankPRO00163 EFTA_00123643 EFTA01268847 Law Faityldergiber(Ordinalk DATT-:_)-41311/- 21- SIV0.1618-0418 Page 3 off SDNY_GM_00013001 CONFIDENTIAL CONFIDENTIA FirstBankL laROOO164 EFTA_00123644 EFTA01268848 Additional Section 1- Second Beneficial Owner (If required) Please provide the following information tor an indhickal(S), drely,soto. Scaly or indrectty. through anyCOrefeCt arrangement ttde.Mandirg, relationship, or otherwise ONUS 20% or more °MO epiy Internals of the legal entity %Mid above. & First Name & Last Mine I 7. ILL 3. Dation:Um I I 9. Address 10. City 11t. State 12. ZIP/Postal Code 14. UN (US Peon/ Stolle. Poland 15. Identification tiumber f5.53‘t PasigottlIornterronersiner 13. Country andaan nate) tits Sato or lesuanee: Ins. Country of Issuance: 118 Ownerthip % ILITE n Nu ot • nsuat Area an-U.S. Persons may also dome a Socks Sena/ Noma, an Wen antifoation and number. or number and malty a *sun* Of ati), Offit g0a0T7Mekittued deponent eviderkeec atonally Ce reatlenal en0 Wag a Wager 0, Mohr safeguard. Additional Section 1 -Third Beneficial Owner afroptind) Please provide the (closing Infametion for an inlividue(s). deny, who, directly ex Miro*. through any contract arrangement. uncierstanded. MallOnalp.aaterwISO OM1S 20% or mac of the fl ay interests of the legalen tested above. S. First Name & Last Name 7. M.I. I 8. Date of Birth 9. Address 10. City 11. State 12 Me/Postal Code 14. s.sN fus. pawns/ hemI s polow) it anitson idendlicetlen nienbio Ntember (SSW Passport Nunswet restrenkr 13. Country 15a. State of Issuance: 15b. Country of Issuance: 16. Ownership % NOTE In how ea a pasSpOrt rumba, Neoi1 S. Persons may also provide a Soul Sawa Mena an an ideracabon cal moan or amber end courey or mance a' aary Oar goammalasited document mama mama a reardenCe and bearing • photograph a skrar safeguard. Additional Section I - Fourth Beneficial Owner (If required) Pleas/ provide the folocong information for an inckvIduedsl deny. who. directlyor indirecty. "'trough any contract arrangement. underetending, retertonstio «otherwise owns 20% or moredoe equity interests of the legal entry listed above. 5. First Name 0. Last Name 7. 11.1. A Date dearth 9. Address 10. Ply It. State 1 2IPIPoetel Code sa (us ogaracninanas pone) 1S. araten ithWarial furtoi Nlariber MK PiWar Matectceve sot' U. 13. Country 16e. State or Issuance: 15% Country of Issuance: 16. Ownership % isur In No of • passport number. Piona.I.S. Persons nay also provideo Social Sara Marta. an tan analloate and number. or number and entity or brans at my caw governanelatuad document arcing nanay a radiance and Deana a aclograth a Mar sale—. CLOr51) DATE:.112.41111 NNNO.1611-0118 eget as SDNY 13002 CONFIDENTIAL CONFIDENTIAL FirstBankPR000165 EFTA_00123645 EFTA01268849 Additional Section I - Fifth Beneficial Owner (If required) Mat.* provide the foloWng information for an individual(s). if any. who. dimity or odirecny. tryout any contract arrangement underitandng. relationship. o othenvise owns 20% or more of theapMy tterests of the legal eNryleted above. 5. First Name I & Last Name 17. NJ. . B. Date of Birth I_ 9. Address 10. City 1 11. State 12. 23PIPostal Code 14. ssm am pirimmorgis. prim) 11& Identification Number ISSN. Petard eamberwonwarner 13. Country 15a. Stars of Issuance: 16b. Country of Issuance: 16. Ownership V. ISM In Soy of a passport numbed Non-U.S. Persona may also provide a Social Seemly Number. en afar cadmotor. or samba* and court/ of issuance of try other povemmenFisaued document evecnorq meledoNey or residence and Dung • eftecgraple or smear slispuartt Additional Section 1 -Shah &Infidel Owner (Urequiredi Please provide the roilovMg Informationfor an ndvidua[s).iary. who, dm* or ixerrody. troacb onyccotract wrinnenet. understandrig. retebonship. or otherwise own 20% or more of the equity Interests of the legal only tided above. S. First Name 6. Last tam* t O. Date of Birth S. Address 10. City 11. State 12. MP/Postal Code 16. Identification Wenner MN. Paaaptettamtee or odor "heir 14. SEN NS Pereowitenil.S Pews) ciremeeco amber) 13. County 15E. tato of Issuance: 15b. Country of Issuance: 16. Ownership % umfen feu a a 0143•04 novate. Nce4)..S. grans may also pro.** • Soon Seaway Numbed. an Akio Adan0liCation nanber. Or number and dowdy of tbSuanCe of any alba gOvernenen/havad abatement evidencing naabnektf or reai*ntt and beeng • "'oomph ce smear safeguard. Additional Section I - Seventh Beneficial Owner (If required) Picas, provide the foleMig information for an idirldualisb ratty, *no, directly or rofregy. Mr0i411any contract arrangement. 20% or moretithe spew interests of the legalet feted above. S. First Name 6. Last Name I 7. W. S. Date of Birth 9. Address 10. City ' 11. Stet* 12. 2/P/Postel Code I 1& Identificabon Number Ma ftleepOrtfeenberif Oresenile draw°nrano 13. Country 14. MN (US Pelona,tiOnitS.Praoaa) 15b. Country of Issuance: 16. amended % trin State of Issuance: Sat r MA Oa Warped owner. Non-Cf.S. Paton. may also ;Mode a SoCIN Scary Mn*.e n an rowniamn an%punter. or manber al country of issuance ce am other governmeneissued document ' metionalty a naklonbe and bombes • aba4091101 of Stir altaguard. tr: I 0 E: cis DAV": f 4( -5 ) "7 " 1 Nritalel&fult lepton SO NY_GM_00013003 CONFIDENTIAL CONFIDENTIAL FirstBankPR000166 EFTA_00123646 EFTA01268850 Bank ' Name and Address M intenance Form (RN. Branch: Waterfront-Platinum Banking Customer Pin: Jeeoers Inc ❑ TBA C All Records Maintenance to: O The Customer Relationship e Following Accounts: O Credit Card nasal umber Account: Account: Amman • Account Account: Account: Account: Account: Account: Instruction: Please complete only the maneVero the maintenance is needed. *WE BLEGALTITEBEIFIBBEINANCE Actual Name: Jeffrey E. Epstein New Name: New Legal Tile: BENEPPEAFTtORMIBREILMOONCOOEANO PERCENTAGE OF OWNERSHIP-RMHP SCREEN Authorized Signer who is a Beneficial Owner Authorized Signer who is a Senate's' Owner and has significant responsibility O =A-B __% E • ACB 1:02% Individual who A a Maar* Owner O•BEF indlyarai who is a Beneficsa' Owner and has signi`Cant reSPOnsWAY ❑c BCT _._% Authorized Signer with significant responsibilitytor managing the legal entity (Control Prong) =A-C Individual who has significant responsibility for managing Me %egalentlty (Control Prong) C = CRL ADDRESSatIMUNTENANCE Addressl: Also Residential Address, Address2: ❑ Yes O NO City: State: Bp Cede: Home Phone: Work Phone: Extension: Alt Phone Cellular Alternate Phone: _ Typo: Phone: O DO NotCSU E-mail Address: O Do Not Email CUSTOBER PROFILE Citizen: Social Security Birth Date: Primary ID: ID Number: Gender Secondary ID: ID Number: Off/Employee: Employer: Employee Since: Occupation: Address: City: State: _ Zip Cod*: Employer Phone: Annual Gross: Employment Status: NAILS CODE IN awe& ar k Cet C. Kg n ranch tea mart, cat NtINSOfelNiali r signature DATE* 121t3)rn Customer Venetia SONY_GM_00013004 CONFIDENTIAL CONFIDENTIAL FirstBankPRO00167 EFTA_00123647 EFTA01268851 Plralleek Theta binds - Skeeter* Card Account Ina. steer Ran OS JEEPERS , INC. 1 11/19/0 7 Wet Adckess: 8100 Red Hook Quarter S3 St Thomas Wale Name JEF EPSTEIN SSN: IPD Type: US PP t Name DARR inU KE SSN: ID Type: Na N • SSN: ID Type: No: Name: SSN: ID Type: Na Prepared by: U.IACNEILLV-C? Authorized My sUpERCEDIfie 2„ I NAIOIE I/2407 NNNS-0001 Instructions for cootoletion Please print this form 3 times and complete in triplicate in blue or black ink. Please insert the name of the company or the account title under account name. Please prim the name of each authorized signatory to the account together with a sample of their signature in each field under the name. If there are mocc than four signatories please use additional signature cards as necessary. The Bank will complete the remaining fields. *Important' Please provide each signature card in triplicate with original signatures (no photocopies). C., 'Pimp ' jiatit_s_"1" - Finaenk sea nada:C.57y fn Savoy NYSE 'Fri SDNY_GM_00013005 CONFIDENTIAL CONFIDENTIAL FirstBankPR000168 EFTA_00123648 EFTA01268852 Waive Charge Request Form First Bank Service Charges and Interest Branch: WF,EEP,F8P,POS Account Number NOM of me Account Holder. Jeffrey Eosin Indicate amber explain the anon and justi ifcation for the request: ❑ Overdrawn Account Closure ❑ Account for intorno Sank Use 9 Banking Resbonsbr. incbcaM the type of charges to wane: 9 Monthly servo) foe and tfarraaCaOnS O NSF fee O Uncollected fee O Day overdraft fee O managers Cheek fee O Money Order fee 9 Other writ transfer lees Explanation: See attached merrio for account dotaib Prepared by: Jvonse George 4/13/2016 Name Pee ABLOMMOL all Milinnt Macaw or Smoot, Manager Richard Young _ Area Manager Nigel Dawson ECR Business Director ta4 Leh 6 • in the case ci Barium Relaticashas. outlying= gem are Enron Manicer, Resold Branch Whew and the ECR euwen Dreeter a required. Also 'WA:loam Niched RMSA - C;Atoms, Rebiamisp te Aeons sawn and erg ober tocaurenlatken to Suihrot the request, es appicaow. :VCO. fsT, tft rr.ri r .t. 7 .C2j 1 ht4,45-293,1214R DATE: P4(3111 3r SDNY_GM_000i 3006 CONFIDENTIAL CONFIDENTIAL FirstBankPRO00169 EF1'A_00123649 EFTA01268853 MEMO Date: 4/6/2016 SSU From; Richard Young Bei Jeffrey Epstein Jeffrey Epstein is a large non-borrowing deposit Platinum Banking client of FirstBank VI. He has several companies with all of the accounts with FirstBank. He keeps an average combined balance of over $5.3MM with FirstBank. Mr. Epstein has been banking with FirstBank for over 7 years. Based on the overall deposit relationship, all of his accounts are approved to receive waived account service charge fees and waived wire transfer fees. Going forward, Mr. Epstein's accounts will not receive a charge for service fees. Maar Young Malin° & SUSUMU Relationship Manager Market Manager W"triin t‘e. ICI .h.s .404.1; • CLOSED DATE: SDNY_GM_00013007 CONFIDENTIAL CONFIDENTIAL FirstBankPR000170 EFTA 00123650 EFTA01268854 1Fust= Client Due Diligence Vhipa- Business Account. Account Title ("Depositor,: Jeepen, Inc. Account Number. S.SJTIWEIN: Physical Address: Mailing Address: 6100 Red Hock Duarte Suite B3 Same St Thanes. US Virgin Islands 00802 Business Telephone* Bushes Fat InternetWeinite Address: WA Line el Business. Investments NNCS Code $3°ono Date Established: MS/2003 Annual Sales: SO NW'. of Ciffibeiffirenches I NO* cf Employees: 0 Properly Status 0 Ovid rg Lease Referred By: aAdvertisement Z Current Cont Doter: Correct Person NEI'. 6 Tee same Brennan Correct Pima Tarawa ill 2 Account Type 0 Sole ProprietorsNp 0 Pannershio EI Corporation 0 Non-Pm61 0 LLP 0 U.S 0 Other 0 Carmerbal Cream 0 mallow CO 0 C.:nrnscial Sane Sy Q Care PattonSinus irril,, \". 0 Carmen:Sal OSA CIOCket) 0 Maned CO !)Herre OA U Carmen* OM Stilement5V U Genersitint Passtosk Soak 3 ).• ' ID Csidernmerl (boding 0 Anffsed co OM 0 Cannercial ~SY 0 Cedtase«Doz. (.): • vs* CI Correnteda Clotav /re ClGovtrnmiont SIterert SV ! El atirec.i DSA 14.anerter SV 0 ever , 1:/14 ‘., 3 Authorized Signer (Complete the followin informator rO, itaCil authorized miner.) Authorized Signer Name: Jeffrey Epstein 4 insnet Shareholder Prokosen: Consultant Gnash Titer Physical (Horne) Address: Personal Wiling Address: Ulte Saki James Island 6100 Red Hook Quarter B3 St Than" US Virdn Islands St Therm US Virgin Islands SocisiSeourty hinter 090-44-3348 I Date Of lartn:1/20/1953 I Fleoe01Batelgew Ye" I cline CAUSA • - i ' . Aker Number. I Erase Address: Yenta 30 i nth) Idenectilion Type d Number VI Dnvers License 1 iderdeceeen Expiration Date: 012000 ps5FAc 12fCHEXSYSTEMS caled2Kes 0 No, explain why: t- I i.) US SSN Response: Year j 96 7 State: (%J )" ID Respects: ri z-,..art . nr, nert gpix K REFERENCE requested 0 Yes 044o. ezPiein why: Silt \Sete,S4 . °Ocean Response: artheck here if thee are addrettil &Sires en reverse Pete of vac Client [Mortal:en Sheet WC) SladeShi AM" t t .. tirt ) 4 Account Agreement Acceptance and Taxpayer Status 'I .rlificassi The Decors, hereby :err es tal the Fist art has been designsted si a Story of the Ospeeter and the It has reviewed the : aia centered in this Caere Infeerraten Sheet (KYC) and fills I SCC,V1te on t•13 ciao r+e Deposed ?us moaned end agrees to the Terms re Agnarene fat Commercial AOCOunte and Rates aril Fees Schedule oddity et offset and as any be anerced fa the woe or account end Bannon C has 5~4 Under peruke of MINN, te Depositor temt es that (1) The meter sneavn on ro tom * the coned tax identification number and 12)1111 mo hatmo tor a net subject to backs, washes:pt. seer pecaner go n res not been notified by tte Hemel Revenue Sanke ORS) tat 4 Es gutted» ~holding es a resit of failure to repeal at trereel a dradenda. Or (D) that me IRS No notified the Depoetor that i is no loon/ subject to backup vethhcldng orate exempt horn backup wilktoldrit (3) the Geooster s a U.S. may. (Cross out subpart 2(a) if Siena true. If Statement 3 knot true, wca out end complete an appropriate Fenn W4) dte ~ma Revenue Sena does not require you Confent to any provision of this document other than the Certification required to avoid backup eithhOlene Gate Tray (SeCrehrefrressurersCasteM 10123:2007 Trassuer s •Al ... . - ..- Type: -2., Moreno' !Corner - LI Cash Prey Order: pease Occuters source of tunes er aorta of %math. (Rents Glide ror Instruclions) Check ¶muer*, C'e (- ]Transfer I D c.T"' • 6 Ex octed Transactions (Monthly) Do you intend to deport chocks with second endorsements? Yes Z No Do you provide check cashing Cr reMittereervicost -___ CI YC. 21 NO Credits No. of Transactions: lEg 0 -10 0 1140 0 21 - 60 0 Osier: .._ Total Amount (3): CI $0 - 55.000 0 35.001- 516.000 CEO $16.001 -050.000 0 One ga Wm Transfers D POS I Type: Dew, ID cumin C Account Transfers I:) Para El Direct Direst 0 Mangers Ctiennailloney orders 0 Aat Dar Debits: No. el Transactor*: C 0 - 10 D 11.20 0 21- 50 Ei OthIr Total Annai (5): 0 50 - 55.000 0 50.001 • $15.000 igi 515.001 - $50.000 D 011wr. Type: 00*st Ell dada i3 Actouretnnilon 21 titre Trariskin CI POS CIPerot a Duct Owe« 0 Managers Own/Morey Onion 0 ACM -' Onner ' Req.« h Accounts . ...a,: i. Current fil sea 0 Se Accounta 7191372601 Current (3 Yee 0 Ole — Account Tee: ~aura rue , Mew Ellibln _ 17 i //IA 3 .3 I Fat" vegaisune4 a 0 sir elaitS43 04207.1 SO NY_GM_00013008 CONFIDENTIAL - TI&L.„ CONFIDEN EFTA_0012365 I EFTA01268855 FFitenCiTI :rdttlLtal Fina °ha' :WA:bon = ft: Ras< Authorized Signer Name: Darren Indyke PI[less cr Attar ey Ca:prate Mk, Treasurer Physic.* (Home) Address. Personal I.Inieng Andress: Groat Se 8100 Rod Hook plaza B-3 St. Thomas USVI 0:3802 &Thorns USV100802 Solder I Dale Of Bier 911965 Place Of Bay Ginn Ot New Yal USA Haw Telephone tester I Pewees Telephone Number Business Fax Number: Mobile Naar: Ernal Address TesThriagete 2), Reno Ideattalson Type & Number n reign Examen Dole. 20 ....... US Passport 37102012 grOFAC CHEXSYSTEMS calisterYes O No, explair li SSN Response: Year. ( q WI State: Oy ID RelgOnSIC w in we veer —ffPin . ),Spica ic:). ., firPLC 121CANK REFERENCE requated Yes 'o. explain why (2. MI:C*1v‘ di t...tiVas Response: Authorized Signer Name: • Cain* Title: —___ r - Physic* (Home) Address: IrPersonal Meting Address: Vt. SS Security Number: Ds Of sins ! Fos Of EIS Caren skew Teats* Number. Bi ns Telephone Number Business Fax Naar. Noble Nantes Erred MenIn Occasion iPhsto Iderteallas Type 8 Number. Edalradbe Dana O OFAC Li CHEXSYSTEMS called O Yes CI No. &Vaal wily: SSN Response: Year State: ID Response: °PLC O BANK REFERENCE requested U Yes O No. aplarn why: Response: Authorized Signer Name: : Comma Mc Physical (Taome) Address: SSW Sisk Number Os WINS Marne Telerate Number business aphone nest . Banow Maas Numbel: fess. TanII Otowita I Photo salon:Pm & Maroc. Intends:aeon bastion O OFAC CHEXSYSTEMS calledO Yee O No. why: SSN Response: Year. Stale: ID Reassess' DIDLC O SANK REFERENCE requested O es ❑ No. explain why: Rapala: c L..,.. - ..7.1 Audit:Prized Signer Neme: Pressea. Caporals Tdc: Physical (Horne) Address: Titersonal Mang Address DO 7 Social Semen Number Date a Bah. Is Precila Beth. Odes Of. I Nome Telephone Weber thiamin Telephone Number Business rex Number Motes NIS I Ems Arklrese Vann Omen* leen:at:aeon Type a Number Wertificeton Expraten ate O OFAC • CHEXSYSTEMS called O Yes O No. explain why: SSN Response: Year: State: 10 Response OPt • SANK REFERENCE requested CFY-es D No, explain why: Response: CMS ot el ID 6 egneturs) mores nt Alf j Account Opening Signabae Meat I d NI keel Posses mesa (Re Document Checklist Mildred) Employm Aeg-c- tit 1 ) I DM ;2 / a / oir fl OFAC & PLC (Emergent Aerosol LLMWelted gBy)41/14 ., MeruPnlsd •i Comments _Cailitte Reason Fr Owning Mzoun O Merchant Card Services O O-Fired3ank (Internet) anent O Credit Card O Fig Fax O Nghl Ceposito Leo I O Payroll I'', *4 ' 7: • Q Other 12-inle rt SS 1\8 Line ;great SDNY_GM_00013009 CONFIDENTIAL CONFIDENTIAL FirstBankPRO00172 EFTA_00123652 EFTA01268856 AFFIDAT RE NOT DOING BUSINESS let fpgy_EpSis being of lawful age and after having been duly sworn, state that: 1. I ant, and have been from the date of the filing of the Articles of Incorporation, a copy of which is attached hereto, the President of JIVERS, INC ("the Company"). 2. I hereby confirm that the Company never did any business of any kind from the date of the filing of the Articles of Organization through the date of this statement and we further state that the Company has no intention of doing any business in the foreseeable • FirstBank Virgin Islands - Signature Card Account WI: I Ace"ni number: Sc,. Rea on JEEPERS , INC. 717-1030638 1 1 1/19/07 Henn: Adana: 6100 Red Hook Quarter 83 St. Thomas 5 Name J EPST IN SSN: ID Type: US PP No. - •: DARREN I SEN. ID T Na Na SSN: ID Type: No: Name: SSN: ID Type: No: Preparedly: U.MCNEIL SUPERCEDING Autivned by: NAIOIE $/2007 NNNS4 00 I IOwifctloes for coeppletion Please print this form 3 dines and complete in triplicate in blue or black ink. Please insert the name of the company or the account title under account name. Please print the name of each authorized signatory to the account together with a sample of their signature in each field under the name. if there are more than four signatories please use additional signature cards as necessary. The Bank will complete the remaining Beds. •Important• Please provide each signature card in triplicate with original signatures (no photocopies). CLOSED h-infil SDNYGM00013010 CONFIDENTIAL Fv7i8°."4,GONFIDENIT IAL FirstBankPR000173 EFTA_00123653 EFTA01268857 NAME AND ADDRESS First Bank MAINTENANCE FORM (RM) - Prepared Enter& Branch: 732 vincncl Date Date Account: 7171030636 it\ 24C11 II trEiren FE PERSONAL OR COMMERCIAL IBA Nmes CODE Of &POP) 530000 Select: OM/SIPA O ST O AM O XS ORE OTC O Other: NAME & LEGAL Actua: Name: JEE'ESS I.LC New Name: NEW SIGNER TO BE ADDED TO THIS ACCOUNT New Legal Title: EIN NUMBER -11 solo I - Connector Code: IV kt(9 CUSTOMER CT PRO IA d n C IV ANC Name: DARREN :NOME Address': 6100 RED HOOK WATER Address 2: SUITE B3 City ST THOMAS State: VI ZIP Cods: 00802 n. Homo Phone: Extension: .v. .„ 6;; InIMIE---- Alt. Phone: " Alt Pho e T : Pager C: Contact Pref.: WORKDW'tE: Time: Email Address: Citizen: USA Social Security: Birth Date: Primary ID: PASSPORT Origin: USA ID Number: Secondary ID: Origin: ID Number: Gender. MALE Language: ENGLISH Home Owners: RENTS Off f Employee: LAWYER Marital Status: Ut•MNOWN Sawn Information: Nang: Birth Oats: Customer Remarks: Exp. Date: Employer: FINANCIAL TRUST COMPANY Employee Since: 1 YEAR Occupation: LAYWER Address: 8100 RED HOOK QUARTER. B3 City. ST THOMAS &me: VI Zip Code: 00802 Employer Phone: Annual Gross: 8160.00000 Employment Status: FULL TIME Customer Strewn totterrete&OtOeit GDNY_GM_00013011 CONFIDENTIAL CONFIDENTIAL FirstBankPRO00174 EFTA_00123654 EFTA01268858 ono TRAriSmIt-CSION nneoni SID : FlItSTBANX Humber : 3107798401 Date : 11-21-87 14:26 Date/Time 11-21 14:25 Dialled number 178?28Z272S Subscriber fatOM.Le Durst. 8'38" Mode NDAMAL Pages 2 Status Correct Il0010/1008.18 . If“stftfik IMMTOWICIFOROPS ft.. N ISIFIll a a. NNW* 0 EWA S S 00•102.Latara ism Ca ail Or Or On OR OR Cain a won Lic ...... stAgg Cna, , r 1.4 inn ber mo• aenf 00 1SONIN MS __t •••••• alalfleal as sa 4-M imps Pea tools ta /1=r .7 1 am isiteas. 'wit fmaifteL ti seiseava ..... Jih--... 11...... --S — all. — ines• NoWe aslant aliga non. MM MA lams — Seam Sitil____ nisi SCIT ialsow.. rYr sacs ow. es sins rase illin•I Mit MS MEM! sate.—, fl ea *mom lrar We Mlle NOOMMEMLIS OW S .....i n Sab ir DATE': 1.42 11511. SDNY_GM_00013012 CONFIDENTIAL CONFIDENTIAL FustBankPRO00175 EFTA_00123655 EFTA01268859 Ventication Results rage i of z I RESULTS SUMMARY OFAC CHECK: PASSED L ID CHECK: OVERRIDE SSN: PASSED 15:sued 12/31/1975 sr. New Yoh. Input SSN NAME MATCH: PASSED Input Name: darren indyke ADDRESS MATCH: FAILED Input Address: 6100 red hook plaza ste 201 st. thomas VI 00802 CM. Info: INIMMINIMELIVINGSTON N3 07039 Dd. Info - INEW YORK NY 10021 Dif. Info: I ll/iNGSTON PU 07039 F M OF BIRTH MATCH: P Input Date of Birth: ED Affirmative verifications HOME PHONE MATCH: Input Phone: No Verification Data Given DN. Info: LICENSE MATCH: Input License Number: No Verification Data Given FDECEASED: NO Additional actions taken: us passport Account Status: OPENED Override Comments: CLOSED On 11/19/07 at 08:06:21 Ursula Ecilr...Addet - us Address Mismatch I VA, https:ilproduction.penityinc.comipenley/socureifastWatchReportDetaiLdo?mode—print&_. 11/19/2007 SONY_GM_00013013 CONFIDENTIAL CONFIDENTIAL FirstBankPRO00176 EFTA_00123656 EFTA01268860 Chez{Systems l'age I of E•FlJNDS' Verificadon Cheeks Response > ID Verification ` Consumer Information (As Captured) Business > OgAC Only Check dower' Mdyko SSN: ■ > New AccountChex 4100 red hook plate DOS: > Business INAC) at thomas in 00802 DLO: DL STATE: Batch Checks Phone: > ID Verification Country of Citizenship: US Business > OFAC Account Actions > FinCan 314(a) Action: REVIEW Reporting Recommended Actions: > Verification Reports > Batch Upload Report > (WAC Only Report Product Offer > FinCan 311(8) Report > New AccountChex Product Lining A.P.R. > Custom Reports Help & Training Logout IderefficatIon Information SSN Validation: BECAME AVAILABLE FOR ISSUANCE IN 1971IN NY SSW, Chextustorne History Previous Inquiries: 02 previous inquiries by 02 R(s) Closures: No closure history found for this consumer. Relevance Detail Debit Bureau Reef: Transaction Tracking ID: 119S181223037:1153:PNXIDONLPI: ChewSysirme AN services ate rented by ChexSystems, Inca va coned WbSgbery of Won* Cernntion. Ciao SMIds DATE: (4 21 ri https://produetion.penleyinc.comipenley/secure/chexSystems.do?firstNamt—darreacr... 11/19/2007 SDNY_GM_00013014 CONFIDENTIAL FlrM6an.,„ CONFIDENTIAL EFTA_00123657 EFTA01268861 COMMERCIAL CHEM! 0CT I717.7171030638 bw. net. I var I 60M OK env RED woo( Oman» Et 3 AMERICAN YACHT HARBOR 3T TPIOMAE VI 00002.:000 HOMa. wORs Wow JEEPERS INC Sal iD T Name: IN SSN Noin Nam: GSM: unakeww Type: No. Neme'. % NO. %pond bee COMMERCIAL CHECKING ACCTI~ I $IGN Req. COM IO2.02•2007 02.02•2007 6100 RED NOOK QUARTER B 3 AMERICAN YACHT HARBOR ST TNOW.S. N 000020000 Hoa Name: JEEPERS INC SSN II:17n* No. FFR SS» 1CI " Ne. Nome: votC 0 Ta Sij No. Norma SSN: ID Type: No. Pite." tifbli atI ERS COMMERCIAL CHECKING ACCTI like. Rog. I Doha 1 COM DE1322C07 0100 RED »DOK (WARM B 3AMERICAN YACHT ~OR NOME: ST THOMAS, V) 021302.0000 WORK Norm: JEEPERS INC 1 SS* MM. 10 Type: :JE ID Nome: SSN Ceikg 4in"ro ID Typo: No. tar) mom Nome: SSN: DATE: 1 1 ID Typ.. No. Prepared byt.eyre • Cri 71,02 Auhxlved SDNY_GM_00013015 CONFIDENTIAL CONFIDENTIAL FirstBankPR000178 EFTA_00123658 EFTA01268862 rank Client Due Diligence ausinewi Accounts Account Tide ("Depositor"): Japers, Inc Account Number: 8.11/TPHION: Physical Addy's: lieftleigAddens: 81Red Hook Ouster B-3 8100 Red Hook Oparler B-3 St Thanes VI 00802 SC Rs:ems A 00802 Business Telephone S = Business Fat ...... Intemebreesiet address: ,--- i.ine of Business- investments NA1CS Code 523000 Dote Edenrshed: 08-20-2008 Annual Sales: S V") 0 n e_.• Nly. of OfecesiBranches: I Nbr. of EreplOyee8: 0 Property States. 0 Own 0 Lease Referred BY 0 Advertisement 0 Current Caen: COUec CO, ..W. PC40. Name S Tee. Jeanne Brennen Contact Person Tele:lien• 2 Account Type 0 Solo Propietorship O Partnership CorporeSzei O Non•Profit 0 LIP O I.LC O Other 0 jeJTiii ar CNcitg 0 Arrayed OD 0 Commercial Statement SY O OCCIMINCIII Pautca &wince 0 COTimerOd MX Cheding U Arraved OD Castors (82i) O Commercial 09A Diemen' SV O Cowmen Peasbeck &Ay 0 Conferment CXecieg 0 Ma-90d OD USA 0 Canmeroal Masimber SV O Ceallared Don( 0 Csnwerosi Cheat's IXTA 0Goterrrianl &WNW SV 0 COmMerCid NA Maxrizer SV O Olen Aulh.riz • . . . . . . Authorized Signer Name: Jeffrey E Epstein Professor Capin. Tee President Physical (Honor) Address. Personal Mailing Address Little St James Kraft 8100 Red Fmk ()van& B-3 St Thomas VI 03802 St Nimbi VI 00802 Soda Secret ant Date Of IlreellEMMEN I Pace Of Bethideracitk 1 Cann ot US Mobile leaner. I beadMews I Went/calm Exterullon OWN ■ 550FAC CHEXSYSTEMS cad Ye* U No, explain why. SSN Response: Year: 1967 State: NY ID Response: no record no retell Marks' Epic M BANK REFERENCE netteeleX10 Yes El No. explain My: Response: 1 0 Omskhere If there Sr. etfaional ern on reverie Seats Clem infonaabon Sheet (CIP)Businese Aeceunta .1 Account Agreement Acceptance and Taxpayer! Status Certatatie• The Deco:nor hereby unites mar the Fester i his been designated as a Ceposney of the .ice lice ere thet a ins renamed the InlemWen moaned in MS Cart Information Sheet tau) am finds it aconite on this dale The Depositor nes remened and eras to the Terms end Arsamene for Commensal Accounts Ong Rates and Foes Schedule currency fri effect ere as nay be an)erded *of the pee of account and saran it has wiloctio0. Under peneres of perry, the Deose. oven that (t) Teo number shown on Os lam is to correct tax klenecetkei number end (2) core Ilse OciPearee Is rot ssthact to bickup siebnoldng view Sown: (Cl it Ma not been reeled by To Internal Revere. Simko ORS) done sullied to sslotdcbcd Oa • result of Sore to few ell nearest or eividersle. or (b) Vat me IRS her needed the Depositor Net no loner subject to backup vethrekleg or Its tempi bob backup whosatond. (3104 Deporaar eel/S.44e. (Cross out subpart Ma) if it Is not tn.. If Suminent 3 is non biro. Crete Out and complete en WitcoessM• Form W4) the Internal Ronne. Sweloe does not require your consent to any provision el this document oxen than the Dirtier:aeon required to weld backup withholding. Dees Authorized S stunt X ley Cie) 0 Other sr the into depose is over S500.000 CS. UMW ONlif 41114W 404440 116,00 of fund* or source ■ Creel ■ Transfer TWWWS CM . CLOSED of wealth. (Reim to DAde for Mercian) Do you mend to deposit checks vrith second enclyntets? 0 NO i Do you provide Check Cashing or remitter fewiciall? 0 Yes 0 No Credits I No. of Transactions 0 0 — 10 011-20 21 —50 Totel'Arnount(S): O $0 - X0030 006.001- $16.000 0 slew • moo fl Mar. Type: 0 Cash ®Charts 0 Mecum Tenders 0 wre Imam 0 POS 0 Pewee 0 Dead Depose 0 Merles Cheelaceey Oven 0 ACM 00ther Debits No. of Tnuissetione: 0 0 — 10 O 11- 20 O 21 - 50 O Otter Total Artioure (Sb O so - ss.000 0 $6.0D1 - $15.000 O MAI - 550000 O Other Type: 0 Oish 0 Oars 0 Account Transfers 0 Wm Slanders 0 POS 0 Pare' Opined Dena 0 Managers Chemphioney Orderer:JAC/I 0 Other - Kehl .il ini.i.o,int, ...., ;escape, avow, aranctm,.t . I. j Current El ves 0 No Amon* Gwent 0 Ms• ONe Accounts Account Two . Account Tee Amnon, Teat COMMIT. Inc FirianSI IS 1 anneal Inallueon: FIRSIBANIC POSPASSS WO, Mica ne OtWaon dwwaana PIX4D use PJUSIS-23, 04300TR SD NY_GM_00013016 CONFIDENTIAL CONFInFNTIAL FirsteankPRO00179 EFTA 00123659 EFTA01268863 8. Additional Authorized Signers (Comple the following :nlormation for each auth rued srgnor ) Authorized Signer Name: ‘Porossoo CorGovate /ce Phytnal (Home) Address: Personai Melen Address: Sen Sammy Nels: Dele Of Be: ' Peis Of Bier Orens Nome Toko:None Nette. Bastte ToMobone Nebbe Bednee Fax kloek Numbor I Crue Meer I Vaus in Onsen I leb Inrennen Type A Numbr. -1 Meneficecon Enirine Oen D OFAC ❑CHEXSYSTEMS cocci D yes D . «pan why: SSN Response: Veer Stam: 0 Response: OPLC O BANK REFERENCE requegtod D Yell O No. eolan etrY: Response: .., Authorized Signer Name: PrOlbeikax Coma Ni Bonte (Homo) Snaren: Panen Meialp Sen SoonN Plombe Det Of ent Pleoe Of Beo Cate Ot Hen Tenen* Neen /hees Tenen keer. rex Naober Heao Manba Ene Anns. naninOompalará Pee eeneten Type A Negeer I Ninollanen Expireuen Ome O oppc 1 CHEXSYSTOAS ene et D No. enpest Uw: SSN Response: Y . State: ID Respons. OPLC D BANK REFE nudered U Yes D No. meen, MV. Response: Autherteed !Sper Neme: PrceesSon: Cour* Tee PhYNSal (Neme) Address: Personal Marling Address ..------ ..,-- Soul SuurIty Noester. Date Ofte: ..-'"‘" Pee Of Bie: Oten Ot .7 . Home Taken Ween Bens* Tenor* Hunben/ - Samen Fix Nuseber. None Naober: I Een) meren. ramin Oconlint Pholo Idenekele Type & Neb« klenneete EerstenDen D Om CHEXSYSTEMS elilled4Yei o No. tam es UN Response: Tent. State: IC, Response: OPLC O BANK REFERENCE mquersted U Vn IJ NO. «plein why. ~e: Authodzed Signer Name: Ftolesstorr Corpora tee Paneel (Home) Acklresx P Ming Aderess Soda Sneb. Weer Dele 01 %ca Of Bi-b: Carol Of IT114 Mams: moe Telephone Neer. I Benen eleobono ~ter. ea in Occonlen I Hole Inneem T e a meier," ElllttinIAS ba X 3 2 tfc kleneacnon Entree Oma ..- 3 me D CHEXSYSTEIAS cake pn res U No. expteigWC -,12+..-I115-----raf SSN Response' Vue' State: ID 4eSp0194 OPLC ■ BANK REFERENCE reqoested ■ Yes ■ No, explein why. Response. • Management - evlew • cco,“ or up a eren- en) venfied InlMvíw.N (Beting Camee) Account Omring C Sneep cards een Dele S) As loge acemenis reenso (Fille ~ani Omarm snee/ Inpen ID No.. C ene a Pto (reent Accent Uit Veel By): CI Merogree Reen Ely. I Commies Renen Fe (»neg ou mercara Cart Services ❑ e-Firstaank (Internst) D Gaan Mana9crriont Credit Card ❑ Pet Fax O Hight DeposlIcry IC I Oordrab tin* D Palmt O Ode Lino Of Credit snar* Kpn atspre sneonenen* SOM ROP Hili45./ OSV•JeR SONY_GM_00013017 CONF1DENTIAL CONFIDENTIAL FirstBankPR000180 EFTA_00123660 EFTA01268864 Client Informatinn Sheet (1M) Business Adisteunta 1. Business Information Account Title ("Depositor): Le Y the Account Number: S.5./TIWEIN: Physical Adam: Mailing Address: 4100 tent deok Quark- 8-3 Si Di oratie i SIN Horfe Blares Telephoter Ileidneso Fats henit/Websert Sea: fa of Business: invesksiants NMCS Code Dale EsMbtehed: t - 2.0 -ct ‘ 0 Annual Sales: S . O - Nbr. of Offlowittranches: i Nbr. of &Insley'« -O - Property Status: 0 Orm (*tern Referred By: ip Advertisement D Current Client °Other. Contect Penal Name/erne- _Icon eke ei~sp.." Contra Penal TWO.** q ..ien -79 r -on s- 2. Account Type 0 Sole Proprietorship CI Parbiership Reteporation 0 NenPrita 0 LIP 13 tiC 0 Met 17(CW:reseal Credrang CI Commtend DM Cheddng a Senerment Chaaing 9 CI AffangerIC0 Atnnpcl 00 minors (svo Winged COCCIA El ConneWS Sanest SV Cerrammis D8& &semen SV Carman tlhhfcer SV 0 torendsPassbook Sags El Govemment PasZOOk Sadly 0 Cettictte 04 Detect C Cernmeroal Cnectng :CUTS DCwernewt Starlet SV Ccerwco CM Armin= SV IC l:)er. 3. Authorized Signer (Coal •fete the following ml nnatior tor navn author/zed signet) Authorized Signer Name: _Iafrrmy L.Epgir t. et Gander M 21FD cc.Tinte TWO. Pmegi id .,-,A. Physical (Horne) Address: it.,1/4-nm,X sr -S3, fay, nip. mi Personel Maling Address: -smatem-ibee3- 3112SkeECEStree 1.10o Red Hook Ch.ael«.. ti-3 .≤..4.Tkeenn . USU 1 On rot Co Mmma-. tiøl arts en Piece Or Birth , Of. Net.>Vore! I USA AMA NVIM « Emil Addroaa h ymn= ...... ..,...,-,.... tt await" 1 4- klentecatbn arl • t • : . lair ire SySTE1AS called ern M No. eq,lain r t"' WFAC @T. r• ~Witt tan 'kl t SSN Response: Year. Jethi__ State: - '5. cr . ).D.RMPOgeas. :X.evyt - cot, ,.p„Stj,/ BANK REFERENCE requested CI Y U No exigain why, . if : Response. • OAT::: IA Ila I 1 tr C Check here z there am sameamil Wines at wane aide tithe Chen Infrmation Sheet (KYC) Bushes Accounts 4. Account Agreement Acceptance and Taxpayer Status tificatrer The nepostr herebycanes mat the Fired:Wean teen desgnatedasedwoMory of the ~Nor and that it ras reviewed the information contained in tic Client intone:son Sheet (KYC) and finis it axone, on the deft The Depotlo Ns meshed ind arm to the Tema end Agfenots for Cog:mend& Accounts and Rates and Fees Schedule tweedy lit sled and as may be emoNed for the type 01 account ane "MC" i0d aped Under senates of pti:wry. the Depositor cantles that (1) The number skein e lies town e the Correct to (2) IMthe Depositor e nit weed to base vdthhOklee either ~air (a) i ha nit been noteed ty Um Intentel the a IS tabled to wrhhOldirri a e reput a !live to MCA ad ate« a efVklentle et (b) that the MS nit noshed toe Dapo brew ~et to Sedum tu 'r ag wee exempt from dåep witshokIng. (3) the Deposkor is a U.S. snot/ (Cross out Cu e we Inm-telltasement 3 is net trim cm« out and complete an appropriate Form win ..---- fact Tho Internal Revenue kraut doos not Illtildi• yet, artsand to WY lialrd0Cumeell other thi if CarMloatka requit.d to mold backup vethltokeng. Dam Aufhotend Tee: (SecretwyrrreaweriCashien I _s _c —, x Ir-05‘ 5. Initial i r. sit Type: Death Ch~ ,._. Vanier 2 e•Crattao-e, >what:~ Cri 2 Other Amount i 000 • 6. Expected Transactions (Monthly) Do you intend to deposit checks wit. second endorsements D Yee I o Co you provide check caning or remitter services? a ve (7 No cress; No. el Trews:eons 3 10-10 n 11-20 CI 21 — ad CI Dear. Total Amount (3): 0 $0 • 35.000 [•55.001.515,000 C 315,001 • $50.000 El Oda Typo: CI Gib ~IS - - 2 Adiffirellnniters - - erWteirenand -CI POS . a Payroll CI ore«Dome Cliimosers Chermatorey Oars l:j *CH Deem Celt No. of Tronsechons: 50-10 CI 11.20 D 21 - 50 D Other Total Amount Al: 0 30 • $6.000 B%5.001 - S15,000 El 315.001 • $50.000 0 Other Type: a Ca n Etch.cks a Account Twain ~Tram,» O POS El Peyton 0 Died Deice i rI Manna's Checks/Miney Orders CAC>. O Other 7. Related Accounts .,,:zto',:.^jr nr“BalA åfido/nderlarall ii11~,.... , .n.,...., 'H.:, :* .11,3,....5,.' trfrCr.1.1b,S1,3tUgV4K rtr Current ones CI No Accounts talent E1Yets Crib Arco u rt ~we Me: ..„ Amount Toe. PinarritI•1 /rim'. Ldeaafeny,1tit. -, ~mist fratlite: soorsim ingtflial: i.. -.; don k ;new* ~as* is•Cmata ceFteiNete ate 1,0048237040X" SO NY_GM_00013018 CONFIDENTIAL CONFIDENTIAL FirstBankPR000181 EFTA_00123661 EFTA01268865 8. Additional Authorized Signers (Complete the following information for ea h authorized signer.) Atttherized Signet theme Gprder. M 0 C crecceis v.° Physics: (Home) Address: Personal Meiling Address: Social See" winter Date Of Sat Place of EWE C Mon Ce Horne Te/Newne Number gushes. Telephone Nader. Sal eta art Number. Mabee r Ernes Address. Yews a Compeata. Photo Newer-earn Tyne it Number. Ilentecstbn EamtelfOn Date' O OFAC 0 CHEXSYSTEMS called O Yes O No, explain why; SSN Response: Yew, Stale: ID Response. OPLC O BANK REFERENCE requested O Yes O No. why: ReSPOnse: Authorized Signer Name: Gender:Mtn: Corpoiate 'Se PhyScal (Homo) Address: Personal Medina Address: Setlai corny Number One Place VS*: Liken Of. Home TNphone Harter Business ne Number. Business Fax Nynex, IS Weber: Address: Yea h Ocoesen: I Phut. Tyne & theater to Itlettheation Expiration OVA: O OFAC lJ CHEXS MS paled O Yes O No, arrolein . S SSN : Year. State: ['PLC LJ REFERENCE requested O Yes O No, explain why: Authorized Signet Name: Gender: gl ID Fp Cap:rare* Physical (Horns) Address: Personal Magna Address: Soda Smirk Iltraiser. Date Of Bret I Place Of Beth: Caw, CS. Hans Telernme Winger. I Signet. TelepfrOne Number Business Fax Nair. N Email Addnsa TanIt Ocapexa ; Photo ioemincsion Type g Number e-tincatioit farness Dere O OFAC O CHEKSYSTEMS caged O Yes O No. explain why. SSN Response: Year. Stele: ID Response. DPW O BANK REFERENCE requested O Yee O expein why: Response: Authotized Signer Name: Gender M CI FO Caporal, Tee Physical plena)Moran: Personal Mailing Address: Spoil Securty Neater I Dale cERtVi l fflTh ; I easel Cit. Nome Tiernan. Humber. Burnie. Te losneer. I ithriets Fax 15 re4 mbar bate Address: URI £: ,, YepaOa;Wim: I Priem IdantileabOn 4 Number idinielestbn EpYAbn Dace: O OFAC d l CHEXSYSTE S cared U Yes O No, explain why. SSN R : Year State: ID Response: OPLC O BANK RENCE requested O Yes O No. explain why: Response. 9. Management Review ler Copies of as es is craFt(s) west Art:=1_, Mangy Caste( ACCOtral Cimaing Daly ij No ID retained in fie (Capin ofID shackled Wier min, Signmun caresreceived 7.— --S---* a —7 oI,2 AZidea: &Comets recteacl pile Documat C:hockgst ~se l EmPC le) No (e OFAC it PLC (Fraudulent Accost UN Verbs Of I gosca....nwas a PAIrdelinnROVONel I Can°. VC1.... -51.CAt. , - dalVeiga tad et UPC" ' Reason Foe Denying Account O Merchant Card Seances W ye-FirstBanir (Internet) O Cash Manager's:4d ft ud ne I O Credit Car int Fax O NIgM Depository O Payroll O Other I 2 trite 01Credit SO NY_GM_00013019 CONFIDENTIAL CONFIDENTIA FirstBankPR000182 EFTA 00123662 EFTA01268866 1First Bank VegM Wand, Corporate Resolution the undersigned Secretary. hereby certify to FirstElank, that at a meeting of the Board of Directors of ealrfl r ira_Q ('Corporation) a corporation organized and existing under the lave or U Virtpw laa lands duly called and duly held on the noisy of onup • . mann the fairing Resolutions were duly adopted. and that the d Resolutions have been entered upon the regular mew. Welds of the Corporation, are in accordance with the By-lave and we now In full force and effect. RESOLVED: 1. The Cakes of Corporation. Of any one or more of them, we hereby authorized to open a bank account or accounft from tine to erne with FirstElank and its subsidiaries and affiliates (each being hereinafter referred to as 'Bank') for and in the name of or Wes as he or they may designate. Corporation with arch tale 2. The ftrnal ear/eat sp Preurert noway. acoeswenew) of Corporation. signing Porovnew et score ears. mar. SS krl‘k ewes ec) and their successors and any other person hereinafter authorized by any means to sign on behalf of Corporation (Authorized Presen(er) are hereby authorized to syn. by hand or by facsimie onclucIng, but rot limited to, computer generated) signatwe(s), checks• drafts. acceptances and other instruments (hereinafter each collectively referred to es -Itemis)'). Notwithstanding the above, any Authorized Person is authorized singly to: (1) irritate Automated Clearing House (Aga) debits without a signature, (2) initiate payments by use of Depository Transfer Checks (OTC') without a signalise other than the name of Corporation printed on the DTC: or (3) give instructions, by means other than the signing of an Item. with respect to any accent transaction. including. but not fueled to, the payment, transfer or witharawal of funds by wire, computer or caner electronic means, or otherwise, or of money. credits. Items cr property at any tare held by Bark for account of Corporation (Instructional. 3. Bark a hereby authorized to honor and pay items, whether signed by hand or by facsimile (including, but not limited to. computer generated) agnature(s) it the actual or curported faceinale signatores(s), regardless of how or by whom Waxed. resemtles the speornens Med with Bank by Corporation and other orders, 0TC.s. ACHs. and Imitructions, given singly by any Authorized Person. Bank is further authorized to honor and pay DTCs ACHs, Instructions, and other orders given singly by any Authorized Person. including such as may bring about or increase an overdraft and such es may be payable to or for the benefit of any Authorized Person or other Officer or employee indirkkway. withcut inquiry as to the drcurnstames of the issuance or the disposition Of the proceeds thereof and WeineUt NMt as to amount 4. Bank is hereby authorized to accept for deposit, for SER. Or for collection. Or otherwise. Items endorsed by arty person or by stamp or other impression in the name of Corporation without inquiry as to the circumstances of the enlorsement or any lack of endorsement Or the disposition of the proceeds. 5. The Pres aware by tot oraossi werinam wawa uwa.mews. ea. sot.. Preriarra WeePnitliftlhemeari a) of Corporation, signing atn% entlesHoro Nome. et. en b Y Weal a a. enpy. ref,YA. ero) are hereby authorized to effect loans and advances and obtain credit at any time for Corporabon from Bank (and guarantee on behalf of Corporation the obligations of others to Bank), secured or unsecured, and for such loans and advance., and made and guarantees to make, execute and deliver promissory notes and other written obligations or evidence of indebtedneSS Of CPpOratiOn. applications for letters of credit. instruments of guarantee and imlerrety and any agroomeMs or undenakirgs, general or specific, with respect to any of the foregohg. and as security for the payment of bans. advances. indebtedness, guarantees and liabilites of. or credit given to. Corporation o' others to pledge, hypothecate, mortgage, assan, transfer, giant liens and BeCcotty Interests in, give rights with respect to. endorse and deliver properly of any description, real or personal, and any interest therein and evidence of any thereof at any erne held by Corporation, and to execute mortgages. deeds of trust. security agreements. instrumects of transfer, assenrnent or pledge, powers of attorney and other agreements or instruments "Mich may be necessary or desirable ih connection therewith: and also to sell lo. or discount with Bank, commercial paper. bills receivable, accounts receivable. stocks, bonds or any other securities or property at any time held by Corporation. and to that end to endorse. assign. transfer and deliver the same; to execute and deliver instruments or agreements of subordination and assignment satisfactory to Bank and also to give any orders or consents for the delivery. sale. exchange or other disposton of any property or interest therein or evidence thereof oraorging to Corporation and at any time in the hands of Bank. whether as collateral or otherwise: and to execute and deliver such other agfeernent1S, rumens and documents and to do such other acts and things as may be necessary or dearsahe or require atofirtecria ny of the foregoing and Bank a hereby authorized to honor, accept and execute any of the transactions .gittkaat; aaata 8. loans, discounts and advances heretofore obtained on behalf of alls and other obligations or evidences thereof of Corporation held by Bank are hereby approved. reppgre4 • 7. Corporation does hereby give to Bank a continuing lien for the amount or any and all !abates and obligations of Corporation to Bank and Gains of every nature and desoiptian of Bank against Corporation. whether now exating or hereafter incurred. originally contracted with Bank and/or with another or others and now or hereafter owing to ci acquired in any matter oy dank. whether contracted by Corporation alone or piney and/or severally with another or others. absolute or contingent seared or Ls:secured, matured or unmaturel upon any and iii moneys, eecurinwerni any arc eZ other propeny of Co.—cretin rd the seareeds thereat. now or hereafter actually or construsivear held or received by or in transit in any mater to or frianri Bark:b correspondents or agents from or for CorporaiOn. -whither fur safekeeping, custody. pledge. transmission. collection or otherwise COrnalg Into the possession of Rank n any way. Bark shall also have a right of set-off for the amount of the obigations, and Bank may al any time or times and wahout notice appy Corporation's deposits (pew* or special). Corporation's credits van Bank. or Corporation's claims against Bank. or any parts thereof. to such obligations and In such amounts as Bank may elect. although said obligations may be contingent or unmatured and whether any CoPalaral therefore is deemed adequate or not. 8. In case of conflicting claims or disputes. or doubt on Bark's part as to the warty. extent, medication, revocation Or enrols of any of the authorities herein contained Bank may but need not recognae nor give any effect to any notice from any Offcer, or from any other person, purporUng to canoe', restrct or *erect any of said authoress, or the exercise thereof, unless Bank Is required to do so by the judgment decree or order of a coat having junsdiaion of the subject matter and of the parties to such conflicting claims or disputes. Ram/ MeinHeed. ft • wives orFisarear Aare Rt. 10114421)4SOIR SONY_GM_00013020 CONFIDENTIAL FirstBankPR0001O EFTA_00123663 EFTA01268867 9. Corporation agrees to be bound by the Terms and Conditions for Business Accounts and Se, . as wag as any signature card, deposit ticket, checktook, passbook, statement of account recent insthumect, document or other agreements, such as. but not trade,: to, funds transfer agreements. delivered or made avaiable to Corporation from Bank and as notices posted at the office of Bank at which the account of Corporation is maintained. in 03O case with the came effect as if eachby and every term thereof were sot forth n full herein and made a pan hereof. 10. Tne Officers of Corporation or any one or more of them are hereby authorized to Sot for Corporation In al, other matters and transactions rearing to any of its business with Bank including, but not rimited to, the °mouton and delivery of any agreements or contracts necessary to effect the foregoing Resolutions. 11. Bank is hereby released from any liability and shel be indemndled against any loaf. "ability or expense arising from honoring any of these Resolut,ons. 12. Subject to paragraph 8 above. each of the foregoing Resolutions and the authOnty thereby conferred shall remain in full force and effect until written notice of revocation or moctilicalion by presentation of new Corporate Resolutions and signature cards shall be received by Bank: provided that such notice shall not be effective with respect to any exercise of said authorities until Bank shall have had a reasonable opportunity to act thereon and in no event prior to the receipt thereof nor with respect to any checks or other instruments, for the payment of money or the wrhdrawal of funds dated on or prior to the date of such notice, but presented to Bank after the receipt of such notice. The Secretary or any Assistant Secretary or any other Officer of Corporation Is hereby authorized and directed Corporation or not, but with like effect In the latter case, to Bank the foregoing Resolutions, to certify, under the seal of the names of the Officers and other representatives of Corporation and any charges from time to time n the said Officers and representatives and sesernens of their respectke signatures. Bank may conciutvely assume that persons at any time certified to a to be Officers or other representatives of Corporation continue as such until receipt by Bank of written nonce to the contra", I FURTHER CERTIFY that the persons herein designated as Officers of Corporation have boon duly elected to and now hold the offices In Corporation set opposite their respective names and that the following are the authentic, offi0a signatures of via said respective Officers and of the named signatories who are not Corporate Officers, to wit !OMB Nmpewritteri or Printed/ S~frye./ President Vice President Don en 'int' Secretary ittAtAte. Treasurer IN WITNESS WHEREOF. I have hereunto at my hard as Secretary and affixed the seal of the said Corporadon day of 2-•-•_saa\ to tar) • Attest ( ssaeley 9.112."ttitivf . TIP AFFIX Cft,COED (CORPORATE SEAL) DATE )apAll tr . HERE • Note: In case the Secretary is authorized to sign by the above Resolutions. this certircate should be attested by a second MGM of Corporati0n. SONYOM00013021 CONFIDENTIAL CONIFIDENTIAL FirstBankPRO00184 EFTA_00123664 EFTA01268868 Naga liren0$ Corporate Resolution I. the undersigned Secretary. hereby certify to FirstBank, that Si a meeting of the Board of Directors of Jeepers, Inc. __ ('Corporation') a corporaton organized and exlseng under the laws of U.S. Vmin Islands dtiy anted and dilly held on the 20 day of Aunt . 2003 the following Resolution were duly adopted. and that the said Resolutions have been entered upon the regnr rrinute books of the Corporation, are in accordance with the Bylaws an are new in full force and effect RESOLVED 1 The Officers of Corpora)" or any one or more of them, we hereby authorized to open a bank account a accounts from tine to time with FirstBank and its subsidiaries and affiliates (each being hereinafter referred to as 'Bane) for and in the name of Corporation with such tele or titles as he or they may designate. 2. The President Treasuer/AttamerY Neu& by The poSCNs)asherizel as .Pnosieso. Vaasa tsoothsecer. err-) of Corporation, signing singly der npo.e or arse rein Sew e.g.. ran any ere.at, and their successors and any other person hereinafter authorized by any men to sign on behalf of Corporation (Authorized Person(s), are hereby authorized to sign, by hand or by ffiagnille (inIgitirg but not 'Meted to. computer generated) signatuee(e). ©nee, draft., acceptances and other inseuments (hereinafter each collectively referred to as item(s)') Notwithstanding the nye, any Authorized Person is authorized singly to: (1) Initiate Automated Clearing House ('ACH') debits without a signature: (2) initiate payments by use of Depository Transfer Checks ('DTC') without a signature other than the name of Corporation printed on the DTC; or (3) give inauctions. by means outer than the spring of an Item. with respect to any account transecbon, includng, but not limited to, the payment, transfer or withdrawal of funds by wire. computer or other electronic means, a otherwise or of money, cedes. items or property at any time heed by Bank for account of Corporation elnatruceone). 3. Bank is hereby authorized to honor and pay Items, whether signed by hand or by facsimile (including. but not Weed to. computer generated) signature(s) If the actual or purported facsimile signatures(s). regardless of how or by whom altered. resembles the specimens filed with Bank by Corporation and other orders. DTCs. ACHs. and Instructions, given singly by any Authorized Person Bank is further autherized to honor and pay DTCs. ACHs. Instructions, and other orders given singly by any Authorized Person. inducing sudi as may bring about or increase an overdraft and such as may be payable to or 'or the benefit of any Authorized Person or other Officer or employee net/dually, without inquiry as to the arcurnstenoes of the issuance or the disposition of the proceeds thereof and without limit as to amount. 4. Bank is hereby authorized to accept for deposit. for enxlit or for collection, or otheemse, Items endorsed by any person or by stamp or other impression r the name of Corporation without inquiry as to the circumstances of the endorsement or any tack of endorsement or the cliposition of the proceeds. S. The President dna ey Tee Fencers) azhartzes tharsatuaMena Mc. ea. erne& vim erresent linear.net of Corporation, signing simply (Mob no.Nan C. web it florae g.. kYlly Ity tat. sic) are hereby authorized to effect loans and advances and obtain credit at any time for Corporation from Bank (and guarantee on behalf of Corporation the obligations of others to Sank), sealed a unsecured, and for such loans and advances and credit and guarantees to make, execute and deliver promssory notes and other written obi:gallons or evidence of indebtedness of CAXPOratiOn. applications (or tellers of credit. instriariaits of gannet and indemnity and any agreements or undertakings, general or specie, with reseed to any of the foregoing, and as security for he payment o' loans. advances. indebtedness, guarantees and liabilities of. or credit given to. Corporation or others to pledge. hypothecate, mortgage. assign, transfer, grant bens and security interests in, give nghts with respect to. endorse and define property of any description, real or personal, and any V.terest therein and evidence of any thereof at any lime held by Corporation, and to execute mortgages. deeds of trust security agreements. instruments of transfer. assignment or pledge. powers Of attorney and Other agreements or instruments which may be necessary or desirable in connection therewith: and also to sell to. or discount with Bank, conenercial paper, buts receivable. amens receivable. stocks, bonds or any other securites or property at any tine held by Corporation, and to that end to endorse. assign. transfer end deliver the same; to execute and deliver instruments or agreements of subordnabon and assignment satisfactory to Bank and also to 4ve any orders or consents for the delivery, sale. exchange or Other disposition of any property cr Interest there4n or evidence thereof belonging to Corporation end at any time Ni the hands of Bank. whether as collateral or Wins.: and to execute and deliver such other agreements, instruments and documents and to do such Other acts and things as may be necessary or desirable or required by Bank n canton will any of the foregoing and Bank is hereby authorized to honor, accept and execute any of the transactions Omit tin fr Cie 7 6. Al loans, discounts and advances heretofore obtained on behalf of Corporation andie. and other obligations or evidences thereof of Corporation held by Bank are hereby approved. raly eftr= 84 .4.41 : 7 Canaan:a does hereby give to Bank a ccnenweg aen for the amount of any and all liabilities and obligations of Corporation to Bank and clams of every nature and description of Bank against Corporation whether now existing or hereafter incurred. originally contracted with Bank ander with another or others end now or hereafter owng to a acquired in any matter by Bank, whether contacted by Corporation alone or jointly and/or severely with another a others. absotele or contingent secured or unsecured. metered or unmatured upon any and all moneys, securities and any and at other property of Carpenter, arc the proceeds thereof. now or hereafter actually or constructively held or received by a in ran in any matter to or from Bank. its conespeneents or agents from or for CorPeratarl, whether for sateisealang. Custody. pledge, transmission. collection of otherwise coming into the possession of Bank in any way. Bank shall &SO have a right of set-off for the amount of the notions. and Bank may at any time or times and without notice apiey Corporation's deposits (general a special). Corporation's credits with Bank. or Corporation's claims against Bank. or any parts thereof, to such obligations and in such amounts as Bank may elect, although said obligations may be contingent or unmatured and whether any enteral therefore Is deemed adequate a not 8. in case of conflicting claims or disputes. or doubt on Barks pail as to the validity, extent modification, revocation or exercise of any of the authorities herein contained Bank may but need not recognize nor gave any effect to any notce from any Cfficer. or tom any other penal, purporting to cancel. restrict a change any of said authontes. or the exercise thereof. unless Bank is required to do so by the Judgment decree or order of a court having jurisciction of the sublect matter and of the panes to suth conflicting claims or disputes. Piste **Nana n.CINeoei cIFAsSeri* Paw wee lellOCRISCOgg SONY_GM_00013022 CONFIDENTIAL CONFIDENTIAL FirstBankPR000185 EFTA_00123665 EFTA01268869 9. Corporation agrees to be bound by the Terms and Conditions for Business Accounts and Services. as well as any signature card, deposit ticket. checkbook, passbook. statement of account. receipt Instrument. document or other agreements, such as. but not 'kneed to. funds transfer agreements, delivered or made available to Corporation from Bank and by all notices posted at the office of Bank at which the account of Corporation is maintained. In each case with the same effect as if each and every term thereof were set falh In fur herein and made a part hereof 10. The Officers of Corporation or any one or more of them are hereby authorized to act for Corporation in all other matters and transactions relating to any of its business with Bark including, but not lmited to. the execution and delivery of any to effect the foregoing Resolutions agreements or contracts necessary i Bank is hereby released from any liability and shad be indernniCed against any loss liability or expense amino from hawing any of these Resolutions. 12 Subject to paragraph 8 above. oath of the foregoing Reactuoons and the a.ithonty thereby conferred shall remain in hall fate and effect unti written notice of revocation or modification by presentabon of new Corporate Resolutions and signature Bank: provided that such notice shall not be effective with respect to any exercise of said authorities cards shall be received by until that have had a reasonable opportunity to act thereon and m no event peke to the receipt thereof nor with respect to any checks or Bank of money or the withdrawal of funds dated on or prof to to date of such notice, but presented to ether instruments. lot the payment Bank after the receipt of such notice. The Secretary or any Assistant Secretary or any other Officer of Corporation is hereby authorized and directed to certify. under the seal of Corporation o' not, but with like effect in the tatter case, to Bank the foregSag Rekkutions. the names of the Officers and other representatives of Corporation and any changes from time to time in the said Officees and representatives and specimens el their respective signatures Bank may conclusively assume that persona at any time Certified to It to be Officers or other representatives of Corporation continue as such until receipt by Bank of mitten notice to the contrary. I FURTHER CERTIFY that the parsons herein designated as Office," of Corporation have been duly elected and now to hold the offices in Corporation set opposite their respective names and that the following are the authentic. official sign/Three of the said respective Officers the named signatories who are not Corporate Officers, to wit and of Name (Typewntten or Printed), Office Jeffrey Emden Presider! Vice President Darren lndyke Secretary. Darren likifyke Treasurer IN WITNESS WHEREOF, thaws hereunto set my hand as Secretary and affixed the seal of the saki Corporation this lei day of AFSX (CORPORATE SEAL et, .1=1:; HERE 2-1 DATE: 2-4—, • Note: In case the Secretary a atnhonzed to sign by the above Resolutions, this certificate should be attests by a second Officer of Corporation. SONY_GM_00013023 CONFIDENTIAL CONFIDENTIAL FirstBankPR000186 EFTA_00123666 EFTA01268870 r mioriassar) n .,,,arrossetipisaid "loth L 11:1Go To F e" 'ISO IP , ma Etas, ti t4909WWW.LedlagetearfintetiFf5M0(011.S.PrOrlIr5/0k-Pitad i.5 0 Go Lots a :4- 0 3'ilv _ I. W c- •, ,•- e 30% - e --. .e; L"- ............... 1: * .4 SitedrPOP WC a .e = • --:=Lr a e l Arend 000rch}c, fa . am epsrun aer....."====-.." -""*" I, ? r..-.4.,..., Total totaxes 'cut • fr....=.....„, ....nen.-- ................., ....,-....-......... • Pam South 1 =r. •..,•....tra=r" .........-...... .-.... = 4,.............-............. i .......... ..........,.... I W T i S , lass it pl • O c.; Oat: I On s urdwoonbre vfavisc-niarriegmest-eimt.mw.ltmaimaall Flo Edt Go To Foycotos Hob V A,,, ?„] e :_:- y 7, __,Ja j de: ;,'"Sera v.2-,Hates 4-.4t, 40 Trolkow; woes govrofroosimicocroortfolocrydrotlisthpl Zi a Go ins 1e a r., a SC n I► kit. ek- . e'. is- i ® >3.4 ' 0 : [r. • illli ille C tnqp P e ce., SP CSAMIIIIH0001 HS *Eliargithil ja Ton WO? -- 7.7.,Yet-We Kizter: ant EPSTEIN . -Witt iffrIfix7., E ll*F r- Vail MANION fan* 1: 11atgi kri: : I I. i MI T% At= E'__ * Now Soard, I ;9 gOtire- AC09-9= -* re-z a el virm Wail 7 new- new"'- if42.70 faixtre: Mla a 1°, 276 I, ii 0 .. Pauly: S, ; on whom Zeno SDNY_GM_00013024 CONFIDENTIAL CONFIDENTIALFirM., EFTA_00123667 EFTA01268871 .1.y.ri.mtanommeirgairrnrmmakati- Flo ttlt Go To rants SO 4! _ _•__. - _a _ _...__e O ka - -.,,1 Oil A' ,•.1 1 7. Sad'... * . _Pntlf Ageless t :a ' http.11rever terseeemifice . leeekeereweeerleske_latet! la fa Go Irks I. a . Ca' ail . ...... ..i-3i Is G4 eke II! --,fo .ii% - • 0 3'-' ........_ tt... .r ... ar— I- M. .....=.... a Role soardtv fa: .—..... 101,05, WC Or'' ...-.................— Tctol laves fart ...................-. .......... tr ...-•••••1.r...Z.... ---"- I ................ . tOtorkerch .......................-.... a , , , :TiTa 1. pi ! O - Pats , ....:20:0 ta Unique 2ave Srriro lgetrMeerferEr. =WV Vtgler.ef f Me et Go To Favortes He ir _J „...i i.!) l e , ,I...0 di - , Sworn *Onto; e 2.,• .:, ..,, ,_.; .i as ali, Act- lulyteether.estreeeeovietlesefereelelelleteeleted § ©Go tris . a z. ‘ei, Of, , . ",' b• "-iii S- .iir::! o &is - o • DI. r 1MS SeedsPOt - MI C.WialleillWiltalat Fs ° * '' A. . H tvgaz--- q,=?At. 13267-7— M- Athol own:Mx, kr fl ats. Via. ategii, gra*: MS at wen Ford: , crast- x Etece.7: : mg-it- •. vgatvii5 RirtfA maw Etz rare ftkra,tt oca. .•; ozgs-- 'ma. lrefE swami& *Intl ' OS "grit upsvt. r.r DATE: izif iri Si' lel 276 e, •i O ,, Roes: ...... __ __ • - -- _ Done urge...are SDNY_GM_00013025 CONFIDENTIAL CONFIDENTIAL FirstBankPR000188 Erl'A_00123668 EFTA01268872 DUE DILIGENCE FOR HIGH RISK BUSINESS (CHECKLIST) 1 First Bank Together WO Ire one AccouM Tale Ardour. JEEPERS. INC High Risk BuSineill rasa iddrionai Weapons:le. If mere than one type a business appriee. then fellow the regalement, ter al OM 1fl fal WIMP M Wes ewer. Sane Men Risk Buakhessea Haute Iheshaweitimesillte2 'Obseerebbn et pace oil SulkheM rem% II a Business I oder wthaticke ter la cant ha no: al atialaildd a flasIfTY. tied our keekagth that +wave the delay m dernthenng the Oa:mar Fenn III %doh WV babas a not nacasstrly toted ado it you behave a business to he 'ha yak'. ma • Is not feted beet you must contact BSA Corradde ClObli trr *Kr and vane. Ware BSA Com$.nce artful:Won or approval .scored. ne minaremeni cannot be' non. BUSINESS TYPE OF:viiiFE. Let ON O Financial 'nomad (Emelt Unon. Ocommercia: era Private Loran. Now FIRSTBANK does not open account for money transmitters co Mortgage Broke. Private Bank and Naomi Bank; check cashing business. O Non-Bank Primus. Inanition (Currency Exchange. Foreign Exchange O Operating accounts for Fatal and Non.Bank Miamians DO not "are and Carlc) the approval of Fiddled's BSA Coma:ince Department In ti's case au MI: - Needs leer lone the pawner on company letterhead - RYON tielSCCOUnt IS for operations, Dv-poets only. and - No warner hinds INI tar through the awount - Tad pada cannot fund coveting account O the BSA Corealance Officer approval Inquired prim to wean for at Met has ot account'. CM 7874034M O Cash recede Ruse= (Any retail burrs obese amebae Palle O Visit Me pace of tares* and Corneae the 'Observations at the Place of saws t30.030 cc more in ash per ask and Wale note rthxgrand Biarrias' Urn. Tha mat be done within a weds of accovnt open'"? If regabil Of racial ran. ea Warsaw TOI Fridays. as. MS the bathes: a no boated in you mandalana (to. Cuslc.nr lime Si OW) Ponce end ean an accowt in Halo Ray Bran:Mine Bank Odes opening - Foods and Making pieces ta weevil must defeated the meson for oaring the swami at Branch - Grocery Stares at the Otiteniaton at the Place of Gwen Form and shy this exanston makes banes* seta. - Bev. Ions end laver stem O ATM- WM.:lona* owned ATMs are located on the venthes. If yea - Art Omen Wain Way a Third Party Agreements. - Venting liacnne Operators O If the business sees monewy ins:roman (money Ceded ender Prepaid O TdeCeenrokunt940,6: °Noe Cards, Teter:ant Ceders aids. obtain oroy of :hi Sales Agent Agreement. O Travel Agent,' O WWII Export 3Wlen (Physical LIVIOlOryin store er visrehouse an be absen.]) O Jewelry/ Gen) Prepouo Metals O Elettransa* (w410,01erol CLOSED O GU Staters DATE; ) 21/1 /l5 43 O GerndingtGathing Establishments (a 20% of the aday) O WPOWEvoll Broker Never takes pasesson of goods. War Wane base Obtain et least 2 of mere d any of therfelbang (copy for 'horde) or no corySai location accessible to demonstrate barn a) O Invoices O Used Car Sale (no Sala locohon) O Shipping documents O throat TranspOninon ' O Conrad' O Tana and Ground Tranworaton These must be suroadve of Mewane a asides antapated n the O Off-Sac.. Ccmccatons (cedes, Me Andes of th arporalka. It Corporate Tram-sawn Profile. For exempla If a coaarry indicated that Wes in Staidant uses Tearer shares' do na open the account). Under no $200.000 range will be received. 2 Widow for $460 are nal acceptable cirweratances may the business be inconthrated Ina %gnat haven country See Iva long aliases attinthea. Swale IRS Form 8300 for review. II assymer inaateS cash seies do no, O CaBoal: Pane Otederati aimed S10.000 to a caliwer. indicate this en the °bummers at the Piece O Sea* Brokerage of Bunnell Rent Yee the ritia of Mamas and complete l's -Obserrocits at the are of suns' form. ma mat be done Whin a **eke Cl aCCOant cornet It the business a no keeled in you mantediace (t.e. Chanter, nith in Ponce ant OW an account in Crates) the Bark Ofice cpcnng the accord mat . Wand the mesa for operas the wart at Branch on the Observation. at , the Place of Business Ron ant why this 'Wonsan makes business sense O Foreign Bianca no registered lo do business in the Urited Stales Note: At prevent. FIRSTBAJIK Pas mot acen ateaUnte foe foreign . Nave% Puerto Rico), United Stela Virgin Wanes. or BMW Virgin business not registered to de business in the United Sage. Islands O Internet Buskins -My business that sat the marry a a goods end You must raw the whats to there that there a no infonnam tel could services ever eta Internet (Notarial ghat Vat alth has a web page), reed n enthemassment cr negative pailay for FIRST BANK. (Examples: adult ontorteannt. pornography. ebb.) 0 Personal irlotiltelen Conaany 0 00(faena eaeounte ler owsnaent business de not rewire the aWocal of %investment maragamem Butinese esA Cemplonce. In this vase. you Nil nose - haler horn the customer en company letterhead stand the Money Nicneareni 5takieSal is lot operate purposes and no weather tunes ad Ron through ant the accoure. Tad neriate cannot fund the operating VICOLOI. O BSA Oarrprienoe approval ItaJllit edix to owing Mr all other anted liCeaurel. - Oaten for BSA Commerce renew 1. A copy of the customer agreement 2. farm winery residence and social securer number for each beneeCiel crow (ALL INVESTORS MST RESIDE IN u.S.) 1 Sanded account airing donwemaeon. Note: Under no atAaritill1021 may de bosoms be norporated In • Tara have" Country ( see listing of thee* ccumnes) Note: Person* invesvosel Co thaNes (PIC). isms the way it inward Its can hinds no maw other men the agues or Welly members, date nal tip fi ma Clitsconq a PCs es not Nal NW and ass not aqua BSA Compuince Nava and no Ow adioral Out cameos IS required. _ . . .._ SDNY_GM_00013026 CONFIDENTIAL CONFIDENTIAL FostBankPR000189 EFTA_00123669 EFTA01268873 BUSINE£S TYPE AF.autlftE:i aft DON ❑ Nome Shad Staines* Otter try two t2t of the blowing (Matt fOr Ma): ❑ Leper Semites • Irmaices kern supplies ❑ Accounting. Tea Proosnollon. and Part Sordoni • COntrerb, I win osternee ❑ Canter System Design aid Retied Settees • Teltatkin• VierfiCiOnalth CoStcrners in Sou of =net= • Copy cf a loon*', engage n a Dario-tar thanes* t if required or ycw slate) • My COCLOICalt IrCCI e thir0 party *the owneTagnenb‘aness enkelang that the Names* eti ergaged fn needn't? they dam vAlCh can be vented by fektatone. Nine thane** Ostler has rileirtttined Fs arsenal Ghockng aocant of another (yawn Mart with First Sark for tl rriletr, or Toro a WOW. rn• (french Manager may wain the rethirenitil tot invtices, co- vecla. etc. If deemed prudent to do so. The becreng rhyme:on must ha daosthamed in the solounthelationship it • Owner a name • CuSeamer ft Met tutfineeS sawn! mirth* • Date monad O Business Accepting thedoefty etas Branch management meet Mud. a ItAttrketkel memo to be kept at fie thiliathing the reason for coining the relational*. The justrestion anted clearly indicate the nastIonship between the Drench customs, and the tee petty whose checks are bong deposited. MI steno) OcCumentellco. Customer Due Manna (0001PSI.. customer conellausi agreement s Inning of the businesses' Distornera alt. must be art aid, the funfeabon memo. Needs the approve Of the Seance Menegn• Embasststenstates and of Reoresinisthe Once Of FOreign ❑ Pie SSA COmOtenCe °Twee appeovel required fakir to coning these Gmemments Mats a accomta. Call 787.9)3-6150, tamable Orgarieratot Na for Petit and taigas Organoraton Obtain me "m 'g ntonneton are doontert n the observation el thace of - Relipoin Oto-Knonts bonnet dOthenlelt (CONS on fife). - Grant makhig re wring swoon • Ponalree and ctiecthe c4 their activities - Cute and Seca Onsancatcos • °Winkel/en ethAufe • The donor and 'manatee base • Fundng and danmement alma • Lycra conoesnom • Malabo, vnth ate Chtuteb'e 6-Oupe • Funding and debtarnent Mena O Initial Deport greeter Than SSOCK The Source of Weal mat be iletterninel and fseceded. Rehr to Guide b insticuons. I have reviewed the Cultanter prone of the tossed and determined that this I not a high risk business and tie account opening request we: ❑ Aeitten4 ❑ Denied (Resent ❑ Approved sated bx Business Mreger NamarOMcar In Signature Dole This *tau* via desalted high Mak business and ths account coifing reQUett was ❑ Append ❑ Dowd Mama* ❑ Affeenetd Satkeet CO: gusinese Manager Haman:Ms In Char CLOSE:; Date DATE:.._124alajt_ Pk. 2 el teet21634ted SONY_GM_00013027 CONFIDENTIAL CONFIDENTIAL FirstBankPR000190 EFTA_00123670 EFTA01268874 111 OBSERVATIONS AT PLACE Of EILISITESS Tar we ars a A ctimitlitl• are WC°. LLC Play 2. 20ot Nam 10:30861 naa rims Nord C001•00.theand JOSS Ste 6100 Rs HOC* Obs Ste 83 I iet calift ninaryinis olk. WOE OF OU800182 ' &Nam Accersing Tide6Parte Cheats O Homo Band &Was O Pena laveseetCowevy O Careataaaa• Daignalo n From:sae Fdrtralassaa O laipartToscrt O Mx* tkateses O Marne! EWAN* O TeltonitusicieknflicaKezteCke.C ;lanai Intica .nier ▪ lambaritItairansaletataaany • sart&vatergt 20-, of b.G.,tee O marmameas Twitioncy achny) O Wed entitles u as imeassu &Wei mirornaim • mbnivoies.st rox.a*Pren dt O Other. , 2.800 squads foef rinie. ete°91.4 TO/a Ot r owled LI &cad E R artadtlaaco 00ce Sula (.4, a shwa kaaaa) °O eactTh akiarsom a6 easaaionat: rr II yr. describe infamy Ns O Swan Locei Oics and aiming etintio DATE: P-if 40 I-1 • a OkiMaraallalle MOMS Haw la busies Fee O Cash El Checks nras 8 Otor Dome Obtain a deaceolian elf* tanicames phvorylado ana dream the pawkily MIS dem lassbasa pal...yards agaa 8. Madan ba Sara branch fl an the unman, ataaasea. SeleCt Barbing clients Use Select Ettoldng aeE the Set ErdPlats tan 8 subins% aolacallaiTheS• laaraalOrta Cualmeet /kw n Kass Ng keens, ...MUM if Mak, Rey aranCh) 'Pe Rank Caa.. (0.1^'C ea, acoxat Faunlatialat b lealabra0•000100 wawaIt &wax and votby Ifies ngdarseon /nets busk-met 54, 44 Ittla *pal of Islamabad hwvaeerw waareSt7 DVArobwar DAar Mier. Seer vial aft ei,w;40-40,544?- CONFIDENTIAL SO NY_GM_000 13028 CONFIDENTIAL FastBankPR000191 EFTA_00123671 EFTA01268875 . . . . . . .. •. . .. . . taxa O as U Woti O Monet ❑ Dray O DVSS% • . O 144 Tornellosn treat 0 0 - 10 011.20 C21-00 O 50 cc more it"t Tammy O C. -/el O af- aa on-se b Fliatimeie Pella O SO - $26.000 Omen • sante 01000,00ter one ."" on m ON • VS$00 ' CHIALIOUSIS/X0 01100.001 raven OftiOlen taw o n CI cc o a O. o o o O Den Ito brdriastas pareeptvoneedallisloWallbs neaskeel D Y. 21 No Myatt sewn* nordosrobtflis b Slininesebeethes *add* CI ready O cage otarth dearest Det:ate. tow sales ot tiro b4emn.ree • Na the huarnose operation? IG0 corner, ttC is a stocirholdre In s Virgin Ward co,. r. is May an Iratieritmart and dose not Donna itY nest VESPERS INC. le a pear.:e investmeril fund. Detain the business weapon volwriernancy? none Did pair °Own/ices pan sal your narsee0asbtls tn.or wdrl 0Ye O No Lynn Jeffrey C0akiin • is Ifio president of rneroi The Coney Inc. (Rate' Caring Sentt.).. h• ablo asner Of en Warn of Little St Jinn. lee has several teat Wanes saw to in WOAD any WORN* ant rye?om hOdir0 caninlitt Other nekrelatotemvellean or linarmallsre One Cheri lee Lea settlilhoi tilitamta? of MOD* VI. Gwent Cormnave Siam 3 Ye 0 No TOL Mote Open V ton or en insoln oaken stesortst Tobi Nunaseragesolre gnats} Comm.erm Stre buses Van Oas Sisonts) blames Sea Racems1 oar as. Noe:tags were aineanry Onions tasty (PR. Lace One 31 O Via O No if Vs& start Dry. O %%a* octostassapurca OP Keen Am, TIE ernohessacer mans aeon) MON. iPERSOsteieieio.ar °Damara TIEoseRvAnoti rthOvE AT TIE refeSca Rim REPROISoffallell (It sa PROVIDED IS AN ACCURATE) ono °mitre NO playa lea near, onist sonnet ecepenfag. hoc socionita and mega terearet. TTY is • Itrrobseoi Sultana ra a ornessiten wares 00.0.0ted. fray nisreonsairotionortionesto and be own.* Ice Oohs', clan. itatIve bosun No MiegeW inblekot on been eon son tenon Siva /97 Dee Pen ?esti isee2468020in • sile,g!';'"::::to.;? -• SD NY_GM_00013029 CONFIDENTIAL CONFIDENTIAL FirstBankPR000192 EFTA_00123672 EFTA01268876 GOVERNMENT OF THE VIRGIN ISLANDS OF THE UNITED STATES -*- CHARLOTTE AMALIE. ST. THOMAS C-819-2003 I. the undersigned. LIEUTENANT GOVERNOR. do hereby certify that JEEPERE. INC. of the Virgin Islands flied in my office on Au4ust 18, 2003 ss prov:ded for by law-, Articles of Incorporation, duly acknowledged: DATE WHEREFORE the persons named in the said Articles, and who hava signed the same. and their successors are hereby declared to he from the date aforesaid, a corporation by the name and for the purposes set forth in said Articles. with the right of succession as therein stated. Witness my hand and the Seal of the Government of the Virgin Islands of the United States. at Char. day of 20aa._ Lieutenant Governor for thel/Irgtn Islands SDNY_GM_00013030 CONFIDENTIAL CONFIDENTIAL FirStBankPRO00193 EFTA_00 I 23673 EFTA01268877 GOVERNMENT OF THE VIRGIN ISLANDS OF THE UNITED STATES p Charlotte Amalie, St. Thomas, V.I. 00802 OFFICE OF 52E.1 Estate Thomas THE LIEUTENANT GOVERNOR Charlotte Anultc. St. Thomas US Visgia Islands 00802 Division of Oxporation &Trademuks (340)776-6515 MAY 15, 2007 CLOSED DATE:12-laiLLZ-3. _ . CERTIFICATION OF GOOD STANDING This is to certify that the corporation known as JEEPERS, INC. filed Articles of Incorporation in the Office of the Lieutenant Governor on AUGUST 18, 2003 and a Certificate of Incorporation was issued by the Lieutenant Governor on AUGUST 20, 2003 authorizing the said corporation to conduct business in the Virgin Islands and the corporation is considered to be in good standing. annea 5 Director, Division of Corporation And Trademarks SONY_GM_00013031 CONFIDENTIAL CONFIDENTIAL Fste,,R000,84 EFTA_00123674 EFTA01268878 ARTICLES OF IN CORPORATIONc OF LOSEDT DATE: . JEEPERS, INC. _2= We. the undersigned, for the purposes t .t;i of associating to establisn a corpon transaction of the business and the promotion and itton for the conduct of the objects and purposes stated, Murder the previsions end atibject to the hereinafter requirements of the laws of the Virtin Islands United States (hereinafter called the Virgin of the Islands), and particularly the General Corpor of the Virgin Islands (Chapter 1, Title 13, Virgin ation Law Islands Code), as the same may be amend time to time, do make and file these Articles of ed from Incorporation in writing and do cenify: ARTICT F. I The name of the corporation (hereinafter referred to as the 'corporation") is JEEPERS. INC. ARTICLE II The principal office of the corporation in the Virgin Islands is located at 41-42 St. Thomas, VI, and the name of the resident agent of the corporation at Kongens Oath, that address is Barbara Mignon Weatherly. ARTICLE Jll Without limiting in any manner the scope and generality of the allowa ble functions of the corporation, it is hereby provided that the corporation shall have the follow ing purposes, objects and powers: 1. To engage in any lawful undertaking or business. 2. To 'engage in any commercial, industrial, agricultural, marketing. transpo rtation, or service activity, business, or enterprise calculated or designed to be profitab le to the corporation 3. To design, develop, manufacture, construct, assemble, install, repair, mainta in, prepare and compound and to buy, sell, import, export, and otherw ise deal in commercial, industrial, agricultural, or other instruments, appliances, tools, machinery, equipment, parts, supplies, accessories, devices, preparations, compounds, and articles, and goods, wares, and merchandise of every kind; to maintain and operate laboratories and testing facilities of every kind and to carry on the business of analysts, testers, examiners, advisors, and technical consultants with respect to materials, equipment, and processes of every kind and to carry on research and experiments with thereto. SDNY_GM_00013032 CONFIDENTIAL CONFIDENTIAL FirstBankPR000195 EFTA_00123675 EFTA01268879 Articles of Incorporation Page 2 pp t- 4. To acquire, hold, mai ntain, and operate such buildings, equipment, veh plants, workshops, offi icles, and vessels as ces, stores, conduct of the business here may be desirable for the in referred to, and to do proper may be legally performed and perform every oth by a corporation engaged er act that in such business. 5. To apply for, acquire, regi ster, use, hold, sell, assign, absolutely or by way of leas or otherwise dispose of e, mortgages, pledge, or (either respect to and otherwise turn license), to grant licenses with to account any letters pate any foreign country, or pending nt of the United States or applications therefor, and of improvements, devices, trade ste any inventions, rns, formulae, processes, brands, labels, copyrights, trademarks. trade names, and privileges and any right, title, or interest therein. 6. To purchase, or otherwise acq uire, take by devise, hold, own enjoy or otherwise turn to acc , mongage, pledge, sell, ount, assign, and transfer and in goods, wares, and merchandis to invest, trade, and deal e, and real and personal prop erty of every kind. 7. To acquire all or any pest of the good will, rights, property, and person. firm, association, or cor business of any poration and to Foy for the sam or bonds of this corporation or othe e in cash or in stock rwise and to bold or in any whole or any part of the propert manner dispose of the y so purchased, and to assu therewith any liabilities of any suc me in connection h person, firm, association, conduct in any lawful manner in or corporation, and to any place the whole or any part acquired. of the business thus S. To purchase, hold, sell, assign, transfer, mortgage, pledge, or othe the shares of the capital stoc rwise dispose of k of, or any bonds, securitie indebtedness created by any oth s, or evidences of er corporation or corporations of or any other jurisdiction and, whi the Virgin Islands le the owner of such stocks, evidences of indebtedness, to exe bonds, securities, or rcise all the tights, powers ownership, including the right to and privileges of vote any stock thus owned. 9. To borrow or raise money to any amount permitted by law by bonds, notes, debentures, or othe obl the sale or issue of r igations of any kind and to secu mortgages or other liens upon any re the same by and all of the property of corporation. every kind of the 10. To enter into and carry out any con tracts including entering into partnerships, limited or general joint ventures or , as limited or general partner, or both, for or in SDNYGM_0001303.3 CONFIDENTIAL CONFIDENTIA FirstaankPa000i96 EFTA_00123676 EFTA01268880 Articles of Incorporation CLOSED Page 3 DATE.S_ relation to the foregoing business with any person, firm, association government or governmental agency. , corporation, or _. conduct its business in the -V irgin Islands and elsewhere in foreign centuries and to have offices the United States and within or outside the Virgin purchase, mortgage, and convey real Islands and to hold, and personal property within or Virgin Islands. outside the 12. To do all and everything nopoctary, suita ble and proper for the accompli any of the purposes or the attainment of shment of any of the objects or the exercise the powers herein set forth, either alon of any of e or in connection with other individuals, associations, or corporations firms, in the Virgin Islands and elsewhere United States and foreign countries, and to do in the any other acts or things incidental or appurtenant to or growing out of or conn ected with the said business, purposes, objects, and powers or any part thereof not inconsistent with the laws of the Virgin Idawls and to exercise any and all powers now or hereafter conferred enumerated herein or not. The purposes, objects, and powers specified in this by reference to the terms of any other subdivisio Article shall not be limited or restricted n or of any other Article of these Articles incorporation. of ARTICLE IV The total number of shares of stock which the corpo ration is authorized to issue is 1,000 shares of common stock of no par value; no preferred stock is authorized. The minimum amount of capital with whi,:h the corporation will commence business is $1.000.00. ARTICLE V The name and place of residence of each of the perso follows: ns forming the corporation are as Barbara Mignon Weatherly 2-21 Bonne Esperance St. Thomas, Virgin islands CONFIDENTIAL CONFIDENTIAL FirstBankPR000197 SDNY_GM_00013034 EFTA_00123677 EFTA01268881 Articles of Incorporation CLOSED Page 4 Ena Simon 146-100 Anna's Retreat St. Thomas, Virgin Islands Mary R. Weber 22-113 Mandahl St. Thomas, Virgin Islands ARTICLE VI The corporation is to have perpetual existence. ARTICLE "a The corporation is to be unlimited in the amount of indebtedness to which it shall at any time be subject. ARTICLE VIII For the management of the business and for the conduct of tbe affairs of the corporation, and in further creation, definition, limitation, and regulation of the powers of the corporation and of its directors and stockholders, it is further provided: 1. The number of directors of the corporation shall be fixed by, or in the manner provided in the By-Laws, but in no case shall the number be less than three. The directors need not be stockholders. 2. In furtherance and not in limitation of the powers conferred by the laws of the Virgin Islands. and subject at all times to the provisions thereof, the Board of Directors is expressly authorized and empowered: a) Subject to the right of a majority of the stockholders to amend , repeal, alter or modify the By-Laws at any regular meeting, or at any special meeting called for such purposes, to make, alter and repeal By-Laws, not inconsistent with any existing law, fixing or altering the manage ment of the property of the corporation, the governing of its affairs, and the manner of certification and transfer of its stock. b) To authorize and issue obligations of the corporation, secured and unsecured. to include therein such provisions as to redeemability, convertibility or SDNY_GM_00013035 CONFIDENTIAL CONFIDENTIAL FirstBankPRO00198 EFTA_00123678 EFTA01268882 Articles of Incorporation Page 5 CLOSED DATEd4L3 otherwise, as the Board of Directors in its sole discretion may to authorize the mortgaging or determine and pledging of. and to authorize executed mortgages and liens upon and cause to be any property of the.corporatio personiil;including after acquired prop n, real or erty. c) To determine whether any, and, if any, what part of the net profi corporation or of its net assets in exce ts of the ss of its capital shall be decla dividends and paid to the stockholders, red in and to direct and determine the and disposition thereof. use d) To contract in the name of the corporati on with individual members of the Board of Directors in their individual capacity or as representatives of any firm, association or corporation. e) To sell or otherwise dispose of the real or personal property of the corporation. f) To set apart a reserve or reserves, and to aboli sh such reserve or reserves, or to make such other provisions, if any. as the Board of Directors may deem necessary or advisable for working capital, for additions. improvements and betterments to plant and equipment, for expansion of the business of the corporation (including the acquisition of real and personal property for this purpose) and for any other purpose of the corp oration. g) To establish bonus, profit-sharing, pension, thrift and other types of incentive, compensation or retirement plans for the offic ers and employees (including officers and employees who are also direc tors) of the corporation and to fix the amounts of profits to be distributed or shared or contributed and the amounts of the corporation's funds otherwise to be devoted thereto and to determine the persons to participate in any such plans and the amounts of their respective participation. h) To issue, or grant options for the purpose of shares of stock of the corporation to officers and employees (including offic ers and employees who are also directors) of the corporation and on such terms and conditions as the Board of Directors may from time to time determine . i) To enter into contacts for the management of the business of the corporation for terms not exceeding five (5) yaws. CONFIDENTIAL CONFIDENTIAL FeratBankPR000199 EFTA_00123679 EFTA01268883 Articles of Incorporation Page 6 CLOSED DATE; j) To exercise all the powers of the corporation, except st_ law, or by these Ankles of Incorporation or by corporation, upon the stockhold ers. AIZT1CLEIX Any person made a party to or other wise involved in any action, suit or 3 of the fact that he is or was a director, corporation in which he served as such resident agent or officer of the c at the request of the corporation, corporation against any and all amou shall t nts, costs and expenses, including fees, amounts paid upon judgments or but not awards or in settlements (before or after actually and necessarily incurred by or imposed upon him in connection proceeding, or in connection with any appe with al therein, except in relation to man be adjudged in such action, suit or proce e eding, or in connection with any appe officer or director is liable for wilful misconduct in the performance of his du. • of this Article shall not be deemed exclu sive of any other rights respecting hider one seeking indemnification may be entitled and shall not be read to limit or provisions of law, nor to further limit re the corporation as respects indenutia respecting indemnification referred to herei n shall inure to the benefit of the I administrators of any person entitled to indemnification. ARTICLEX The corporation reserves the right to amen d, alter, change, orrepeal any p.: in The Articles of Incorporation in the mann er now or hereafter prescribed by r conferred upon stockholders herein are granted subject to this reservation. IN WTTNESS WHEREOF we have made , signed and acknowledged Incorporation this day of August, 2003. 114:1O-a- • --.it4CT Barbera Mignon Weatherly na Simon CONFIDENTIAL CONFIDENTIAL FirstBankPRO00200 SDNY_GM_00013037 EFTA_00 I 23680 EFTA01268884 Articles of Incorporation Page 7 ost° ohlS. TERRITORY OF THE VIRGIN ISLANDS ) )ss: DIVISION OF ST. THOMAS åk St JOHN ) The foregoing instrument was acknowledged before me this Je k day of August, 2003 by Barbara Mignon Weatherly, Ena Simon and Mary R. W Notary Public PAUL HOFFMAN NOTARY Plait COMMOSON No apeiI.00 is S27. OOMMItetnt~AN -2004 SDNY_GM_00013038 CONFIDENTIAL CONFIDENTIAL FirstBankPR000201 EFTA_00 I 2368 I EFTA01268885 Articles of Incorporation Page 6 CLOSED DATE. 1 7-11i) To exercise all the powers of the law, or by these Articles of corporation, except such as are conferred by Incorporation or by the By corporation, upon the stockhold -Laws of the ers. Any person made a party to or other wise involved in any action, suit or proce of the fact that be is or was a director, eding. by reason resident agent or officer of the corporation in which he served as such at corporation or of any the request of the corporation, shall corporation against any and all amounts, be indemnified by the costs and expenses, including but not fees, amounts paid upon judgments or limited to, attorney's awards or in settlements (before or after actually and necessarily incurred by or suit is commenced), imposed upon him in connection with proceeding, or in connection with any such action, suit or appeal therein, except in relation to matte be adjudged in such action, suit or proce rs as to which it shall eding, or in connection with any appea officer or director is liable for wilful Misc l therein, that such onduct in the performance of his duties. of this Article shall not be deemed exclu The provisions sive of any other rights respecting indem one seeking indemnification may be entitl nification to which ed and shall not be read to limit or restri provisions of law, nor to Gather limit the ct any applicable respecting indemnification referred corporation as respects indemnification to herein shall inure to the benefit of the . The rights administrators of any person entitled to indem heirs, executors and nification. ARTICLE]( The corporation reserves the right to amend, alter in The Articles of Incorporation in the maim , change, orrepeal any provisions conta er now or hereafter prescribed by statute ined conferred upon stockholders herein are grant and all rights ed subject to this reservation. IN WITNESS WHEREOF we have made, sign I ncorpotatiouthis _ day of August, 2003 ed and acknowledt;:d these Articles . of ilisi ra Barbara Mignon W ly SDNY_GM_00013039 CONFIDENTIAL CONFIDENTIAL FirstBankPRO00202 EFTA_00 I 23682 EFTA01268886 EFTA01268887 EFTA_0O123683 SONY_ GM_ 00013040 0 FirstBank O CC www.f i , ittiankvi.COM E-FIRSTBANK REGISTRATION FOR BUSINESS ACCOUNTS Business Name Tny Triontifiratinn Nn. Telephone No. J Y IL eetzs Lnc. e-Mail Address Mailing Address 1.91 urNtv-tra3 A noma, tisvi L . Business Fax No. Business Contact Person Contact Person Telephone No. LLI Agreement and agrees to the terms and conditions currently In The Depositor hereby ;eknowledges receipt of the Internet Banking and Bill Payment effect end as may lw anwnded from time to time for the type of account and service' requested. agreements subsimbed by the depositor and dI applocablc dtsclusute In addition, the rkpositor awn to comply with the woos and conditions of all other disclosure documents, related to the documents, related to the accounts and other services that can he accmacri by the depositor through usc of applicable Banking. The depositor commits to maintain and use their amounts and other services that can be accessed by the depositor through use of Find:lank Internet acenunts, including payment of charges related with the use accounts with PirsiBank adequately xrd to comply with all the mks that govern each one of said angor maintenance of said account:. Authorized Signatures Print No ire Social Security No. Signature coomal Telephone I Date of Birth —icfcretv Epatc,t‘ 2 5 Account Numbers 11-716304e3Cp r BRANCH USE ONLY Bank Ofhru Nnnic l ose 137tite Bank Officer Signature • O NFINS4:O9.0606li 8 Bank FirstBank it iol,S,firstirrirli.pr.carh ACCESS AGREEMENT CLOSED This access agreement establishes the terms and conditions that Mtge anent fteraPighPaide)t; n credits. shovm on govern the use of e-FInsiBank service. the ri-FirstEtank seines may be in bane. the patine shown may not be final. The Customer must use the end of the For the purpose of this agreement. the terms 'you' and your month statement for the official 'leggy rocchoiiadon. niter to the teem who 4 the user of e-FirstElank. "FirstElanIC, lie. and 'Our refer to FiratBank Puerto Rco. The berm You accept and agree that the avail/billy and ability of 'working day means Monday through Friday. except Saturday, FlatSank to provide access 10 the eiFirestElank service Sunday and bank holidays. depends, among others, on the continuous operation and availability of FirstBank's computer system and on the I. Description of *Phelan% communications processing line, your Internet serve! provider, your browser. your peraeral computer, your e-FirstRank 4 an electronic service Viet allows you to view access equipment and the telephone or electnc power ties your account activity a: FirstBack through the Internet using or both. Should access to eFIrstBank be temporarily a personal compiler. WelentiMed or ceases for any reason. I irstBank shall net be responsible for said interruption. Reouirements for the use of t-Firstaank le Service Charges In order to be able to on fin e-FirstElank sernce. you must have an amount with FirstBank, as well as the requ'red At this time, access to the e-FindBank service shag not be 1X004ar Metaled in your arsenal comoder. In ackition, subfrO to other charges besides those establishes for your you must have a modem and access service to the Internet account. However. you are responctie for the phone through your service provider. The 'browser Mal you use charges related to connection of the service, for the fntemet rust be ccergalltife with Microsoft Internet EV/avers, Son ic° Provost charges and any other charges related to version 4.0 or higher. or Netscape your personal computer equipment. Navigator/Communicator. version 4.04 or higher, You we responsible Ot all costs and expenses related to the For information about the confidentiality of your information. Installation, use and maintenance of your equipment, of Pease refer to tho Safety rhormation Included In Our Ter telephone ales. and your Internet access ProVider. section of e-FirstBank. You must thoositIntesworcf to gain exclusive access to 6. Reauest for Additional Services your account through e-FiretSank. You can request ackitena, services such as copies of You shall be sole), responsible for adariki3 adequate safety checks, a bank account Statement the investigation of a measures to protect your password and avoid unauthorized crack Cares activity, or the investgaton of a oanicatar access to your amounts through e-FinstElank. FirstBank charge, through the e-FirstBank service. r you requital an shall not have the duly or express or implied obligation to acklitIonal service through the eFireFlaik service. FirstBank investigate or verify if the use of e-FirstElank or the access to is authorized to process said request as if x was a widen said service is Carried out bye person authorized by you, or reqrJoSt signed by you. E-Firstf3ank shall provide you a acconing to the safety measures adopted by you. oonhnhabon number upon completing; your request. Said cone-million number will help yap obtain ackitional If your password S lost or forgotten and must Do charged or information related lo your request M our Meg Service modeled. you must authorize said change or moSfication Ll Center. writing to Firlafkink. No password will be changed or rte.:lied as a result of a telephone conversation since 7. Copyrights and Trarktmarks FirstBank must *ways receive the authorization to change or modify the password in writing. AD rights over images, tad. screens and pages of a- First8ank are Properly of FirstBank or of third pares, as It a Corporation isishes to gain access to the o-Firsteank specified. You may copy information horn ornilBank for seMce, a corporate cassword viii be chosen. The your own personal use only. You shell not copy. publish. inIvIduals that signed the Germs, Restiution must apply in distribute. record, molly. or eansfor this intormaten, parson at their main Brandi In order to enrol and to sign the images or other type or materials. nor dee Mem sr any other e-FiratBank agreement for their company and wt be the way to create wake derived from tem nor for public or ones that have access to the corporate Password. De commercial purposes. except as provided in the agreement. indeduals that signed the General Resolution must authorize any change or moddlcaton of the corporate You recognize and agree that the name e-Fireflank as wet Password In writing. as other trademarks used here are pro my of FirstBank or other saasIdienee. or of third parties., You shall not use You indemnify and hold FIrstBank, Si directors. officers. and these trademarks without the previous wiles° consent of employees harmless from any claim or suit. ;were from the Fr-s:Barra or the trademark's legitimate rawer. access to the served. 8. Representations and Guaranties zAmitiranyilable through a-Ebel:lank FirstBank does rot represent or guarantee, expressly or You she be able to obtain updated Information about your implicitly, the am:rev of the information and materials accounts. hirstlitank may, horn time lc lime, add, amend. or (including taxi, graphics, laws or other °beets) contained In el minste services 10 those offered at this time through a- e•FiretBank, and expreary rejects all responsibility toreros FustBank. FirstBank Shall update tie agrooment to inform or missions in thorn. Nedher Firstasink nor Its providers you of any changes. If you choose to use new sentries. represent nor guarantee ctroctly or implicitly that e-FiretBank when "feeble, you agree to comply whit al! the rules is appropriate for a particular use. You Finegan that you oontamed in the amendments to this agreement related to have received adequate informs:kr from FirstBank the new services. regarding eFaradilank, and that you have deeded, freely and voluntarily, to subscnbe this agreement and obtain 4, Access to e-Firstleank access to e-Firseark according to the terms and oondsons hereby agreed. You shall have access to e-Firsteark seven (7) days a week, twenty.four (24) limn a day. FirStilailk agrees to You represent and guarantee to Fustdank that you have no update ;era:Maly the Infonnatial you may obtan through 'ntenbon to use, and that you sh.il not use eFlrefilank with the e-Finitgark service. However, you recognize and the direct or indirect purpose of providing services accept that FirstBank has no obligation to update said (including, without imitations, financial, dada processing or tnformaton at a speak hour of the day and Mat It is not administrative services, or other related services) to any subject to a deterninate schoda person Or entity. uNketaniei bun S0NY_GM_00013041 CONFIDENTIAL CONFIDENTIAL FirstBankPR000204 EFTA_00123684 EFTA01268888 Any fink to pages of organeatom not at:noted to FirslBank 13. Term of the At gement is wedded only as a suggestion of to;is that might be interesting or useful to you. FirstBank does nett:WAS any Th's agreement shall remain in effect unti re of the pantos guaranty whatsoever regarding the accuracy. integrity or notifies the Other of hisser intention to cancel the service. rentrely of these pages. cr regardir.g weenier or not as use These notices may be sent through either eleareric or rs appropnate for any specolic pumose, nor does it regular mail. The Rank shal' send men to the most racer: guarantee they are free of defects or clams or of viruses or address appearing on your account record. The Bank's other contarenabee. Those links do not represent an address is included in section 12 of this agreement. endorsement nor do they create responsWity for me °peons. ideas. products, information or services offered in In ease this agreement is kwaidated for any reason, you said pages. that immediate.y cease using c,F.rstBank and FirstBare shall Cancel the Son-oe. but not your accounts in Firsteark Limit of ReeponsIbillW ores affiliate; or subs dams. FirstBank shall net be responsible for incorrect mainration 14, Miscellaneous Disoositioel or Inflictions plodded by you Neither F estBank nor any provider of information shall be responsible for deficiences a) Fir$tSonk reserves the tight to affiend, update, modify, in the accuracy, totally. avail/eerily or timeliness of said or discontinue terrine at any time and to information, of of any investment or decsion made based on amend or moony at Wry time the tams ce this a. agreement through previous notice to you. Steept as expreszty provided in this agreement or in any b) The use and access to the eFirstBank service is other agreement applicable to the eclat:en between you and aubant to the amicable laws and repdations. Fensteank, or as required by law, you agree this neither PrstBark nor any information provider shall be responsible c) You shall not transfer this agreement to any person for any loss or damages whatsoever, direct or Indirect, without FatBanies previous written consent. caused by 0.Firsteark or that in any way arISS4 or is related to the access and use of e-FIrstBank by you. 0) This agreement shat be governed and be subject le the laws of the Commonweal, of Puerto ace. You are obligated to indermlfy FthatBank and release it from any responsibility before any suit or elan filed against o) If one or more of the <Weston& an the aereerrect for FirstBank thal seeks to impose respetsibility on FirstBank in any mason is declared null. illegal or it cannot be violation of the dispositions of this Swam enforced, the remaining dispositions sera ranker verso arid in full force and effect. The term -Fin:Wank" as used in this Section, includes Finest*, its parent company. subsidiaries and I) FlrstBank reserves the right to use all those available sNerehonars, directors. officials, employees Or agents of legal remedos in case of notations of these each of these. dispositions. iricluding suspension of access serve. ander carcellation of rants° acccerts. 10 Electronic Communication g) Access to the service and use of the passwords through You shall be able to communicate electroricalhT and n a es-FiTalBonk arc limited to those users authonzed by safe manner only through the rorms included in the "Other FirstBank. FirstBank steal use at' available legal Services- section of eFirstBank. Said forms shay be refriedlOS against any person who tiles to ander uses considered ((aim] by ute the need %%akin° day. this service wthcu duo authorization. FirstBank snail act goon your communication within a By signing beew, you agree that you have reviewed the reasonable tent. In addition you recognize and accept that terms a this agreement and that the use of the a-Patinae the forms found in the *Other Services' section of re service to gain access to any of your accounts in FliatBenk sherd not be used when you need to FIRSTBANK conettutes your acceptance ol the terms sod communicate with us lernociatory. For rune:kale con one hereby estalaretheri, to wr cri you agree to commit communicaticn you !rust call our Client Service Center at yOurn11. In addition, you agree to comply with the terms the number 'refund in section 12 of th's agreement, or vim and conditions of all other agreements subscribed by you any of our branches. and all applicable disclosure documents. retain to the accounts and other services that can be accessed by you You hereby authorize us to recad, use, ander copy any through the use of e-FirstBene, whet are made pert of this electronic form sent by you. agreement You are committed to maintain and use your accounts with FlatBank adequately and to comply with all You accept and recognize that for safety reasons in the Ries Mat govern each one of said accounts, !Toluene handing informatcn, any other elect:ono metbco, in,olueng payment of charges related with the use ander electronic mail, shalt not be used to request additcoa) rrantenane,e of said acoounts. services. 11. Unauthorized Transactions If you believe you have est or someone has stolen your password or scot number. an authorized person is no longer authorized amen your account or II you detect sly unauthorized access to your account. or if you suspect any type of (legal activity in your amount. you ant Worm Firstaank immedately, by eating us a (787) 725-2511 or 1• eS8-448-2511 dunng the eatablehed service hours. lit Customer It you require any assistance regarding ea-Firs:Bank or would like to speak to one of our reoresereahves, please cal 1787) 725-2511 a I-888-448-2511 during the established service CLOSED hours. You may also said us your message via fax to (787) 729.8060 or was to the following address: DATE: —W134611 ---- FIRSTUNE CUSTOMER CENTER P.O. Box 9146 San Juan, Puerto Rico CO908-0146 YoU may also send en electronic menage to: g-FirstBanktaltrecaraer can SDNY_GM_00013042 CONFIDENTIAL CONFIDENTIAL FirstBankPRO00205 EFTA_00123685 EFTA01268889