ELEVENTH
This agreement and the trusts hereby created shall be
irrevocable and may not be altered, amended, revoked, or terminated by the
Grantor in whole or in part.
TWELFTH
This agreement and the trusts hereby created shall be construed
and governed by the laws of the United States Virgin Islands, applicable to
agreements made, delivered and performed therein.
THIRTEENTH
This trust may be referred to as the "The 2007 JEFFREY E.
EPSTEIN INSURANCE TRUST #3" and this designation may be changed
at any time by the acting trustees.
IN WITNESS WHEREOF, the undersigned have executed this
agreement as of the day and year first ve written.
4r
DARREN K. INDYKE, Trustee
err ,c c >Lac-c•-rn-a--.—
LAWRENCE NEWMAN, Trustee
444314 1 14
CONFIDENTIAL - PURSUANT TO FED. R. CRIM. P. 6(e) DB-SDNY-0096576
CONFIDENTIAL SDNY_GM_00242760
EFTA01391600