It" ,rfyJ- 7 M
Primary Account:
For the Period 6/29/13 to 7131/13
A clearer description of transaction terms used in account statements
This message is to make you aware of new language that will be used to describe
a type of transaction in account statements and online activities:
Beginning July22, 2013, if you cash a check and it is returned to us without being paid,
the transaction will be listed on your statement as Cashed Check Returned.
This is not a new transaction type. It is simply a clearer description of this type
of account activity.
Currently, a single term (Deposited Item Returned) is used to describe two types of
of transactions: deposited and cashed items that are returned to us without being paid.
After July 22, this term will only be used to indicate a deposited check that
is returned.
Al other terms and conditions for your account(s) remain the same. =I§
Please contact your J.P. Morgan team if you have any questions or require
more information
J.P. Morgan Page 5 of 6
Confidential Treatment Requested by JPMorgan JPM-SDNY-00019985
Chase
CONFIDENTIAL SDNY_GM_00289183
EFTA01496607