EFTA01525672

CHASE 0 hilly Oh 2012 thro May 31, 2012 JP/Megan Chase Bank, N A. P 0 Box 659754 Primay Account. San Antonin TX 78265 -9754 CUSTOMER SERVICE INFORMATION Web site: Chase com /100656217156' Service Center. 1400.2424338 00071452 DRE 802 21915312 NNNNNIVNYNYNCC0000000 64 0000 Deaf and Hard of Hearing: 1400-242-7383 Para Espanol 1-888422-4273 International Calls 1.711.452.1679 No overdraft fm for purchases of 55 or less Good news, we re making changes to help you avoid fees For purchases of 55 or less that overdraw your account, we II no longer chaise you on Insufficient Funds Fee, Returned lien Fee, or Overdraft Protection Transfer Fee. This n in addition to our current policy ofnot charging those fees if your account is overdrawn by 55 or less at the end of the busmen day Effective July 22. 3:112. these changes will be incoporated into the Additional Banking Services and Fees document as follow, In the Agelgaggal Rinleirt tentien and Frio In the section called Insufficient Funds. Preowned Items. and Stop Payments the fee desorption, will be changed to. Insufficient Funds and Returned Item Fees We will no charge an Insufficient Folds Foe if your ending account balance is overdrawn by BC a less. Additionally. even if your ending account Instance is overdrawn we will not charge an Insufficient Funds or Returned lion Fee foe any item that es S5 or less. Overdraft Protection Transfer Fee We will no charge an Overdraft Protection Transfer Fee if your aiding account balance, before any Overdraft Protection Transfers are made. is overdrawn by $5 or less or the Overdraft Protection transfer resulted from transaction that are all 55 or less. Meese note that there will be no change to the amount of those fees All other terms of your account agreement remain the same. If you have any questions. please call us at the telephone number listed on this statement or visa your nearest Chase branch Change in fees for non Chase AIM transactions Good news Starting July 22. 2012. we will reduce the number of non-Chase AT/ (tea charged when you perform balance inquiries or account transfers at a own-(base ATM For transactions performed by the same card at the same terminal within a 15 minute time period balance inquiries and account transfers will net incur a fee if done in coounction with a withdrawal. If only transfers and anquinai are performed only one non-Chase ATM fee will be charged Other than this reduction in the number of firm charged for anquines and transfers. that are no other changes to the Non-Chase ATM fee As a reminder. the owner of the non-Chase ATM may impose an additional charge These changes will be reflected in your account agleanall All other tarns of your account agreement remain the same. If you have any questions, please call us at the telephone mambo listed on this statement or visit your nearest Chase branch Page 1 oft, Confidential Treatment Requested by JPM-SDNY-00054287 JPMorgan Chase CONFIDENTIAL SDNY_GM_00323485 EFTA01525672