EFTA01596615

SUBS Statement Bitting Period: Payment Due Date Minimum Payment Due 08/27/19 - 09/26/19 October 23,2019 $241.20/ UBS Visa Signature credit card statement Prepared for: GHISLAINE MAxv,!: . Page t of 6 Customer News Primary Card Numht E'ri no vi MIN Questions? Call 1-800-762-1000 ubs.conVonlinesentices New Card Reminder As we recently communicated, you will receive your new UBS Visa Signature Business card in the coming Account Summary Activity Summary weeks. This new card replaces your Minimum Payment Due 4241.20 Previous Balance $1.983.88 existing UBS Visa Signature credit Payment Due Date 10/23/19 - Payments $0.00 card. Activate your new card Credit Line S0.C0 + Purchases SO CO immediately to avoid any disruption Available Credit Line $0.00 - Other Credits $0.00 in service by calling 877-864-6526. Cast. Credit Line S0.C0 + Cash Advances $0.00 You'll earn 5,000 rewards points if Available Cash Line $0.00 + Fees S38.00 you make at least one purchase using Past Due Amount S13329 + Interest $29.31 O3cerlinnt Amount $0.00 Statement Balance 52,051.19 any of the cards on your account by December 31, 2019. Your existing card will be deactivated on December 1, 2019. To learn more about the enhanced I Payment Information* Statement Balance Minimum Payment Due Payment Due Date 42,051.19 $241.20 10/23/2019 Minimum Payment Due includes the fnllnwing: level of features, rewards and benefits of your new UBS Visa Past Due Amount $133.89 Signature Business card, visit ubs.com/uscards. Detach here. Please mace ch pap, e :o ' UBS Card Services' and include this payment coupon in the enclosed enselcpe. Please allow 7 - 10 business days for U.S. Postal Serrce delivery If undeliverable. return to: UBS BANK USA - CARD SERVICES PO BOX 84040 SUBS Card Number Ending in Minimum Payment Due Statement Balance $241 20 $2,051.19 COLUMBUS GA 31908.4040 Payment Due Date October 23, 2019 Amount Enclosed: You can also pay online at ubs.com/onlineservices Sendpayments to: GHISLAINE MAXWELL UBS BANK USA - CARD SERVICES PO 8OX 203219 DALLAS TX 75320-3219 SDNY_GM_00008693 CONF DENIAL I 0000024120 2 EFTA01596615 Important information about your UBS credit card lost or stolen card. Your credit card is issued by UBS Bank USA. If Other payment options. your card is lost or stolen, please contact us immediately at any time at Online: Visit ubscornionlineservices to sign up for Pay Credit Card to 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 pay your account online. Payments made through Pay Credit Card will for the UBS Visa Signature credit card. You will not be liable for any be credited to your account that same day if requested prior to 4:00 p.m. unauthorized use that occurs after you notify us. You may, however, be Eastern time for debits from an external account and 6:00 p.m. Eastern liable for unauthorized use that occurs before your notice to us. In any time for debits from a UBS Resource Management Account (RMA) or UBS case, your liability will not exceed $50. Business Services Account BSA account. Available only for cardholders with art BMA or UBS Business Services Account BSA Pawned Infonnellon. Each billing cycle, you must pay at least the Minimum Payment Due shown on your monthly statement by its Payment Pay by Phene:To make a payment by phone, please call 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800-762-1000 2 Due Date. Both the Minimum Payment Due and Payment Due Date are for the UBS Visa Signature credit card. Payments made from an outside noted on your statement. At any time you may pay more than the Minimum Payment Due up to the full amount you owe us, however you account by 5:00 p.m. Eastern time will be credited to your account same 8 day. Payments made from your UBS account by 6:00 p.m. Eastern time cannot "pay ahead.' This means that if you pay more than the required Minimum Payment Due in any billing cycle or if you make more than one are also credited same day. Application of any phone payment to your payment in a billing cycle, you will still need to pay the next month's credit line may be delayed for up to 7 days. required Minimum Payment Due by your next Payment Due Date. 0 ••k tr-k 1 F r •k CBS Card Services. Please Overnight pepsin!,: Send overnight courier service or USPS Priority Mail payments to UBS Bank USA - Card Services, 2975 Regent Boulevard, 8 allow 7 clays for the U.S. Postal Service to deliver your payment to us. Upon our receipt, your available credit may P.O. Box 203219, Irving, TX 75063. A payment received at this address by 5:00 p.m. Central time that otherwise meets the requirements of a a not be increased by the payment amount for up to 7 days to conforming payment will be credited to your account that same day. ensure the funds from the bank on which your payment is drawn are collected and not returned. Wnen you provide a check Automatic repayment of cash misses through as payment on this Account, you authorize us to either use the CasbConsioct : The CashConnect feature on your UBS credit card information from your check to make a one-time electronic fund transfer account will automatically repay new Cash Advances obtained from from your account or to process the payment as a check transaction. ATMs and financial institutions (CashConnect Cash Advances), each When we use information from your check to make an electronic fund night, with available funds from your UBS Resource Management transfer, funds may be withdrawn from your account as soon as the Account (RMA) or your UBS Business Services Account BSA (either same day we receive your payment, and you will not receive your check referred to as your UBS Account). When we use your UBS Account to back from your financial institution. For inquiries, please call repay your CashConnect Cash Advance transaction in full, you will not 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 incur any interest charges. If there are insufficient funds in your UBS for the UBS Visa Signature credit card. Account to pay off your CashConnett Cash Advances balance in full, then the APR for your Cash Advances will apply as of the original Malted Payments. A conforming payment received by us by 5:00 p.m. transaction date on any remaining balance. You will be charged the APR Central time will be credited to your account the day of receipt. A on Cash Advances on your remaining CashConnect Cash Advance 'conforming payment' is a payment that: 1) is mailed using the enclosed balance until it is repaid in full. Applicable ATM surcharge fees may envelope and payment coupon included with this statement to UBS Bank apply. No other account balances are paid through the CashConnect USA - Card Services, P.O. Box 203219, Dallas, TX 75320-3210 and 2) is in feature. If you choose not to participate in the CashConnect feature, the form of a single, non-folded check or money order made payable in please contact us at 1.888.762.1232 for the UBS Visa Infinite credit card US dollars from a US based institution. Any payment that does not meet or I -800-762-1000 for the UBS Visa Signature credit card. Available only these requirements or any payment with multiple checks or money for cardholders with art RMA or Business Services Account BSA. orders, additional correspondence, staples, paperclips, etc. will be considered a • non-conforming payment," which may delay the crediting Accrual of Interest ad bow to avoid paying Interest on of the payment for up to 5 days. We can accept late payments, partial purchases. Your due date is at least 23 days after the close of each payments, checks and money orders marked 'Paid in Full' or language billing cycle. On Purchases, interest begins to accrue as of the having the same effect without losing any of our rights under this transaction date. However, if you paid the Statement Balance from your Agreement and such payments may be sent to the following address: previous billing statement by the Payment Due Date on that statement, UBS Bank USA - Card Services, P.O. Box 203219, Dallas, TX, 75320-3210. then (I ) we will not impose interest on Purchases during your current billing period if you pay the Statement Balance on the current billing Continued on back of next page SDNY_GM_00008694 CONFIDENTIAL EFTA01596616 Page 3 of 6 Late Payment Warning: if we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to $38.00 and your APRs may be increased to the Penalty APR of 29.99%. Minimum Payment Warning: if you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For Instance I If you make no additional charges using this card and each month You will pay off the balance shown on this statement in And you will end up paying the 7 estimated total of... you pay... about... Only the Minimum Payment 6 yea's $2,977 If you would like information about credit counseling services, call 1-800-762-1000. Notice of Changes to Your Interest Rate We have not received your minimum payment within 60 days of the due date and therefore will apply a new interest rate to your account, as outlined in your Cardmember agreement. The new Penalty APR is 29.99% and will become effective on November 15, 2019 . The Penalty APR will apply to all existing balances and new transactions on your account. If you make six consecutive minimum payments starting with your fast payment due after November 15, 2019 your rate for transactions made before October 10, 2019 will return to the Standard APR. tf you do not make these six consecutive minimum payments, we may keep the Penalty APR on your account indefinitely. The phone number for UBS Bank USA is 1-800-762-1000. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1-800-342-3736 or viww.dh.ny.gov * Repayment information is based on your account activity and the APRs on your account as of the closing date of this statement. Account activity after the dosing date is not reflected. To view your most recent transaction activity online, go to ubs.com/onlineservices. M Choice Rewards Points from UBS Account Summary Total Points Beginning Points this period 100.61 Points earned this period Bonus points Adjustments Redemptions Ending points balance *For more details on your rewards points activity, please visit us online at ubs.comfuscards No Transaction Activity At This lime Summary of Fees Date Description Amount 09/23 LATE PAYMENT FEE $38.00 Total Fees for this period Summary of Interest Charged Date Description Amount 09/26 MEREST CHARGE-PURCHASES $29.31 Total Merest forth6 period WWI 2019 Totals Year-to-Date Summary of Fees and Interest Total Fees Charged in 2019 $65.00 Total Interest Charged in 2019 $58.20 SDNY_GM_00008695 CONFIDENTIAL EFTA01596617 Page 4 of 6 statement by the Payment Due Date in the current billing period, and (2) • Memelidennellese your name and account number we will credit any payment applied toward Purchases as of the first day in • Deer eaboutt the dollar amount of the suspected error your current billing period if you make a payment by the Payment Due • Denied= apelike= if you think there is an error on your Date in the current billing period that is less than the Statement Balance. bill, describe what you believe is wrong and why you believe it If a Statement Balance was shown on your previous billing statement and is a mistake. You must contact us within 60 days after the you did not pay the Statement Balance by the Payment Due Date on that error appeared on your statement. statement, then we will not impose Interest Charges on any Purchases during the current billing period if you pay the Statement Balance shown You must notify us of any potential errors le tales You may call us, on the current billing statement by the Payment Due Date in the current but if you do we are not required to investigate any potential errors and billing period. For Balance Transfers, interest will accrue from the day we you may have to pay the amount in question. 2 send the Balance Transfer to the payee. For Checks, interest will accrue While we investigate whether or not there has been an error: from the day the payee accepts the check. For Cash Advances, interest S will accrue from the day you take the Cash Advance. • We cannot try to collect the amount in question, or report you as delinquent on that amount. 8 New a s coital,enlace =Idea le latest Me We use a • The charge in question may remain on your statement, and we method called 'daily balance' (including new purchases). To determine may continue to charge you interest on that amount. But, if the amount of interest to be charged on your Account, we first calculate we determine that we made a mistake, you will not have to the 'Balance Subject to Interest Rate" separately for Purchases, for pay the amount in question or any interest or other fees Balance Transfers, and for Cash Advances. We apply the applicable Daily related to that amount. Periodic Rate or the DPR (the DPR for each category is the applicable APR • While you do not have to pay the amount in question, you are shown on the front of the statement divided by 365), to each of the responsible for the remainder of your balance. applicable daily balances for i) Purchases, h) Balance Transfers, and iii) • We can apply any unpaid amount against your credit limit. Cash Advances. The daily balances for Purchases, for Balance Transfers, and for Cash Advances are each calculated separately and determined as Veers...aver asselbeed SS per aunt ad pude follows: We take the beginning balances for each transaction type on If you are dissatisfied with the goods or services that you have purchased your Account each day, including any interest calculated on the previous with your credit card and you have tried in good faith to correct the day's balance, add to the respective balances any new transaction, problem with the merchant, you may have the right not to pay the subtract any payments or credits and make any other applicable remaining amount due on the purchase. To use this right, all of the adjustment(s). Your Cardmember Agreement provides for compounding following must be true: of interest. A credit balance is treated as a balance of zero. If you 1. The purchase must have been made in your home state or multiply the 'Balance Subject to Interest Rate' for each balance category within 100 miles of your current mailing address, and the as shown on your monthly billing statement by the number of days in the purchase price must have been more than $50. (Note: Neither billing period and then multiply each sum by the applicable DPR, the of these are necessary if your purchase was based on an results will be the interest assessed, except for minor variations caused by advertisement we mailed to you, or if we own the company rounding. that sold you the goods or services.) Cleat eau ..,.at.sad anise We may report information about 2. You must have used your credit card for the purchase. your account to credit bureaus. Late payments, missed payments, or Purchases made with Cash Advances from an ATM or with a other defaults on your account may be reflected in your credit report. If check that accesses your credit card account do not qualify. you believe that an entry we have made on your credit report is 3. You must not yet have fully paid for the purchase. inaccurate or incomplete, please contact the credit bureau directly or contact us at UBS Bank USA, Card Operations Division, 315 Deaderick If all the criteria above are met and you are still dissatisfied with the Street, 5th Floor, Nashville, TN 37238. We will request your name; your purchase, contact us le wen* at: account number; the credit bureau where you received the credit report; UBS Bank USA - Disputes Department a description of the error; and why you believe it is an error. We will P.O. Box 84040 promptly investigate, notify you of our findings, and, if warranted, send Columbus, GA 31908 an update to the credit bureaus within 30 days. While we investigate, the same rules apply to the disputed amount as • le dm Wpm Molt you fed am war es Der slelesnot referenced above in the section covering errors on your statement. After If you think there is an error on your statement, please write to us at: we finish our investigation, we will notify you of our decision. At that point, if we think you owe an amount and you do not pay that amount, UBS Bank USA • Card Operations Division we may report you as delinquent. 315 Deaderick Street, 5th Floor Nashville, TN 37238 Please refer to your Cardmember Agreement for additional information about the terms of your Account. In your letter, give us the following information: 02011 UBS Bank USA SDNY_GM_00008696 CONFIDENTIAL EFTA01596618 Page Sof 6 Interest Charge Calculation -31 Days in Bulling Cycle Balance ANNUAL Subject to PERCENTAGE Interest Interest Rate RATE (APR) Charge PURCHASES 52,002.90 17.24% N1 529.31 BALANCE TRANSFERS 50.00 17.24% N1 $0.00 CASH ADVANCES $0.00 24.24% N1 $0.00 Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v) = Variable Rate SDNY_GM_00008697 CONFIDENTIAL EFTA01596619 CONFIDENTIAL so"GM0000- EFTA01596620 SUBS Statement BEng Period 07/27/19 - 08/26/1 Payment Due Date Minimum Payment Due —9\ September 23, 2019 5133.1,2 UBS Visa Signature credit card statement Prepared for: GHISLAINE MAXWELL Page 1 of 4 Customer News Primary Card Number Irking in:= Questions? Call 1-800-762-1000 ubs.conVonlinesentices Account is 30 days past due Your minimum payment is 30 days past due. If your account becomes more than 60 days past due, the Account Summary Activity Summary Penalty APR may be applied to your Minimum Payment Due $133.89 Previous Balance 51,927.99 account. Please make your payment Payment Due Date 09/23/19 Credit Line $0.00 + Purchases SO Ca today. If you have already sent your Available Credit Line $0.00 - Other Credits $0.00 payment, please disregard this Cash Credit Line $0.00 + Cash Advances $0.00 message. Available Cash Line $0.00 + Fees $27.00 Past Due Amount $39.00 + Interest $28.89 ithalMit Amount $0.00 Statement Balance 51,983.88 Payment Information* Statement Balance 51,983 88 Minimum Payment Due $133.89 Payment Due Date 09232019 ltimmum Payment Due includes the following; Past Due Amount $39.00 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to 538.00 and your APRs may be increased to the Penalty APR of 29.99%. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more n interest and it will take you longer to pay off your balance. For Instance If you make no additional charges You will pay off the balance And you will end up paying the using this card and each month shown on this statement in estimated total of... you Pay— about... Only the Minimum Payment i 6 years 52,954 It you would like information about credit counseling services, call l-800-762-1000. The phone number for UBS Bank USA is 1.800-762-1000. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1.800-342-3736 or www.dfs.ny.gov Repayment information is based on your account activity and the APRs on your account as of the closing date of this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity online, go to ubs.conVonlineservices. Detach here. Please make checks payable to • UE15 Card Servkes' and include this payment coupon in the enclosed envelope. Please allow 7 - 10 business days for U.S. Postal Smoke delivery. If undeliverable, return to: UBS BANK USA • CARD SERVICES PO BOX 84040 UBS Card Number Ending in Minimum Payment Due Statement Balance $133.89 SI 983 88 COLUMBUS GA 31908.4040 Payment Due Date September 23, 2019 Amount Enclosed: S You can also pay online at ubs.conVonlineservices Sendpayments to: GHISLAINE MAXWELL UBS BANK USA • CARD SERVICES PO BOX 203219 DALLAS TX 75320.3219 SDNY_GN1_00008699 CONFIDENIAL 0000013329 2 EFTA01596621 Important information about your UBS credit card lost or stolen card. Your credit card is issued by UBS Bank USA. If Other payment options. your card is lost or stolen, please contact us immediately at any time at Online: Visit ubscornionlineservices to sign up for Pay Credit Card to 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 pay your account online. Payments made through Pay Credit Card will for the UBS Visa Signature credit card. You will not be liable for any be credited to your account that same day if requested prior to 4:00 p.m. unauthorized use that occurs after you notify us. You may, however, be Eastern time for debits from an external account and 6:00 p.m. Eastern liable for unauthorized use that occurs before your notice to us. In any time for debits from a UBS Resource Management Account (RMA) or UBS case, your liability will not exceed $50. Business Services Account BSA account. Available only for cardholders with art RMA or UBS Business Services Account BSA. Payment InfornIlon. Each billing cycle, you must pay at least the Minimum Payment Due shown on your monthly statement by its Payment Pay by Phene:To make a payment by phone, please call 00030303 • 031501. 0301. 0002 • 23 Due Date. Both the Minimum Payment Due and Payment Due Date are 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800-762-1000 for the UBS Visa Signature credit card. Payments made from an outside noted on your statement. At any time you may pay more than the account by 5:00 p.m. Eastern time will be credited to your account same Minimum Payment Due up to the full amount you owe us, however you day. Payments made from your UBS account by 6:00 p.m. Eastern time cannot 'pay ahead.' This means that if you pay more than the required Minimum Payment Due in any billing cycle or if you make more than one are also credited same day. Application of any phone payment to your payment in a billing cycle, you will still need to pay the next month's credit line may be delayed for up to 7 days. required Minimum Payment Due by your next Payment Due Date. 40 .• tr- kr •k t !Pk Cavi Services. Please Overnight pelmet: Send overnight courier service or USPS Priority allow 7 clays for the U.S. Postal Service to deliver your Mail payments to UBS Bank USA - Card Services, 2975 Regent Boulevard, payment to us. Upon our receipt, your available credit may P.O. Box 203219, Irving, TX 75063. A payment received at this address not be increased by the payment amount for up to 7 days to by 5:00 p.m. Central time that otherwise meets the requirements of a conforming payment will be credited to your account that same day. ensure the funds from the bank on which your payment is drawn an collected and not returned. Wnen you provide a check Automatic repownent of cash advance. through as payment on this Account, you authorize us to either use the Lambast : The CashConnect feature on your UBS credit card information from your check to make a one-time electronic fund transfer account will automatically repay new Cash Advances obtained from from your account or to process the payment as a check transaction. ATMs and financial institutions (CashConnect Cash Advances), each When we use information from your check to make an electronic fund night, with available funds from your UBS Resource Management transfer, funds may be withdrawn from your account as soon as the Account (RMA) or your UBS Business Services Account BSA (either same day we receive your payment, and you will not receive your check referred to as your UBS Account). When we use your UBS Account to back from your financial institution. For inquiries, please call repay your Cashannect Cash Advance transaction in full, you will not 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762-1000 incur any interest charges. If there are insufficient funds in your UBS for the UBS Visa Signature credit card. Account to pay off your CashConnett Cash Advances balance in full, then the APR for your Cash Advances will apply as of the original Mailed Payments. A conforming payment received by us by 5:00 p.m. transaction date on any remaining balance. You will be charged the APR Central time will be credited to your account the day of receipt. A on Cash Advances on your remaining Cashannect Cash Advance 'conforming payment' is a payment that: 1) is mailed using the enclosed balance until it is repaid in full. Applicable ATM surcharge fees may envelope and payment coupon included with this statement to UBS Bank apply. No other account balances are paid through the CashConnect USA - Card Services, P.O. Box 203219, Dallas, TX 75320-3210 and 2) is in feature. If you choose not to participate in the CashConnect feature, the form of a single, non-folded check or money order made payable in please contact us at 1.888.762.1232 for the UBS Visa Infinite credit card US dollars from a US based institution. Any payment that does not meet or 1.800.762.1000 for the UBS Visa Signature credit card. Available only these requirements or any payment with multiple checks or money for cardholders with art RMA or Business Services Account BSA. orders, additional correspondence, staples, paperclips, etc. will be considered a • non-conforming payment," which may delay the crediting Accrual of Interest ad bow to avoid paying Merest en of the payment for up to 5 days. We can accept late payments, partial purchases. Your due date is at least 23 days after the close of each payments, checks and money orders marked 'Paid in Full' or language billing cycle. On Purchases, interest begins to accrue as of the having the same effect without losing any of our rights under this transaction date. However, if you paid the Statement Balance from your Agreement and such payments may be sent to the following address: previous billing statement by the Payment Due Date on that statement, UBS Bank USA - Card Services, P.O. Box 203219, Dallas, TX, 75320-3210. then (I ) we will not impose interest on Purchases during your current billing period if you pay the Statement Balance on the current billing Continued on back of next page SDNY_GM_00008700 CONFIDENTIAL EFTA01596622 Page 3 of 4 My Choice Rewards Points from UBS Account Summary Total Points Beginning Points this period 100,610 Points earned this period 0 Bonus points 0 Adjustments 0 Redemptions 0 Ending points balance 100,610 •For more details on your rewards points activity, please visit us online at ubs.comfuscards No Transaction Activity At This Tyne Summary of Fees Date Description Amount 08/23 ._ATE PAYMENT FEE $27.00 Total Fees for this period Summary of Interest Charged Date Description Amount 0£v26 NTEREST CHARGE-PURCHASES $28.89 Total Werra for this Plarlotila IliW O19 Totals Year-to-Date Summary of Fees and Interest Total Fees Charged in 2019 $27.00 Total Interest Charged in 2019 $28.89 Interest Charge Calculation - 31 Days in Billing Cycle Balance ANNUAL Subject to PERCENTAGE Interest Interest Rate RATE (APR) Charge PURCHASES $1,945.39 17.49% 00 528.89 BALANCE TRANSFERS 40.00 17.49% 00 $0.00 CASH ADVANCES 40.00 24.49% 00 $0.00 428.89 Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v) = Variable Rate SDNY_GM_00008701 CONFIDENTIAL EFTA01596623 Page 4 of 4 statement by the Payment Due Date in the current billing period, and (2) • Memelidennellese your name and account number we will credit any payment applied toward Purchases as of the first day in • Deanna the dollar amount of the suspected error your current billing period if you make a payment by the Payment Due • Descrlelleof pubis= if you think there is an error on your Date in the current billing period that is less than the Statement Balance. bill, describe what you believe is wrong and why you believe it If a Statement Balance was shown on your previous billing statement and is a mistake. You must contact us within 60 days after the you did not pay the Statement Balance by the Payment Due Date on that error appeared on your statement. statement, then we will not impose Interest Charges on any Purchases during the current billing period if you pay the Statement Balance shown You must notify us of any potential errors le %Tete You may call us, on the current billing statement by the Payment Due Date in the current but if you do we are not required to investigate any potential errors and billing period. For Balance Transfers, interest will accrue from the day we you may have to pay the amount in question. send the Balance Transfer to the payee. For Checks, interest will accrue While we investigate whether or not there has been an error: from the day the payee accepts the check. For Cash Advances, interest 8 will accrue from the day you take the Cash Advance. • We cannot try to collect the amount in question, or report you Mewl= a deals ea lace =eject le West net.. We use a as delinquent on that amount. 8 • The charge in question may remain on your statement, and we method called 'daily balance' (including new purchases). To determine may continue to charge you interest on that amount. But, if 0 the amount of interest to be charged on your Account, we first calculate we determine that we made a mistake, you will not have to the 'Balance Subject to Interest Rate" separately for Purchases, for pay the amount in question or any interest or other fees Balance Transfers, and for Cash Advances. We apply the applicable Daily 8 related to that amount. 8 Periodic Rate or the DPR (the DPR for each category is the applicable APR • While you do not have to pay the amount in question, you are shown on the front of the statement divided by 365), to each of the responsible for the remainder of your balance. applicable daily balances for i) Purchases, h) Balance Transfers, and iii) • We can apply any unpaid amount against your credit limit. Cash Advances. The daily balances for Purchases, for Balance Transfers, and for Cash Advances are each calculated separately and determined as Veers...aver dIsseddled math per aunt ad pude follows: We take the beginning balances for each transaction type on If you are dissatisfied with the goods or services that you have purchased your Account each day, including any interest calculated on the previous with your credit card and you have tried in good faith to correct the day's balance, add to the respective balances any new transaction, problem with the merchant, you may have the right not to pay the subtract any payments or credits and make any other applicable remaining amount due on the purchase. To use this right, all of the adjustment(s). Your Cardmember Agreement provides for compounding following must be true: of interest. A credit balance is treated as a balance of zero. If you 1. The purchase must have been made in your home state or multiply the 'Balance Subject to Interest Rate' for each balance category within 100 miles of your current mailing address, and the as shown on your monthly billing statement by the number of days in the purchase price must have been more than $50. (Note: Neither billing period and then multiply each sum by the applicable DPR, the of these are necessary if your purchase was based on an results will be the interest assessed, except for minor variations caused by advertisement we mailed to you, or if we own the company rounding. that sold you the goods or services.) Cleat eau ..,..at. sad amputee We may report information about 2. You must have used your credit card for the purchase. your account to credit bureaus. Late payments, missed payments, or Purchases made with Cash Advances from an ATM or with a other defaults on your account may be reflected in your credit report. If check that accesses your credit card account do not qualify. you believe that an entry we have made on your credit report is 3. You must not yet have fully paid for the purchase. inaccurate or incomplete, please contact the credit bureau directly or contact us at UBS Bank USA, Card Operations Division, 315 Deaderick If all the criteria above are met and you are still dissatisfied with the Street, 5th Floor, Nashville, TN 37238. We will request your name; your purchase, contact us In raw at: account number; the credit bureau where you received the credit report; UBS Bank USA - Disputes Department a description of the error; and why you believe it is an error. We will P.O. Box 84040 promptly investigate, notify you of our findings, and, if warranted, send Columbus, GA 31908 an update to the credit bureaus within 30 days. While we investigate, the same rules apply to the disputed amount as Virile d. Wipe Syne ad am aura Der slelesnot referenced above in the section covering errors on your statement. After If you think there is an error on your statement, please write to us at: we finish our investigation, we will notify you of our decision. At that point, if we think you owe an amount and you do not pay that amount, UBS Bank USA • Card Operations Division we may report you as delinquent. 315 Deaderick Street, 5th Floor Nashville, TN 37238 Please refer to your Cardmember Agreement for additional information about the terms of your Account. In your letter, give us the following information: 02011 UBS Bank USA SDNY_GM_00008702 CONFIDENTIAL EFTA01596624 SUBS Statement BEng Period Payment Due Date minimum Payment Due 06/27/19 - 07126119 August 23, 2019 539.0, UBS Visa Signature credit card statement Prepared for: GHISLAINE MAXWELL Page 1 of 4 Customer News Primary Card Number Erving in: Questions? Call 1-800-762-1000 ubs.comionlinesenrices Credit card payment reminder Do not mail payment. Your Statement Balance in the amount of $1.9 2 7.99 is scheduled to be paid on Account Summary Activity Summary B/18119 from your UBS Account. Minimum Payment Due 539.00 ievious Balance $1,265.15 Thank you. Payment Due Da C'edit Line 50.00 + Purchases $1,927.99 I Available Credit Line 50.00 - Other Credits Add your UBS credit card to Apple Cash Credit Line SO.00 + Cash Advances Pay and turn on Apple Wallet Available Cash Line 50.03 + Fees 50.00 notifications to receive immediate Past Due Amount SO.00 + Interest transaction notification for all your Overlimit Amount EOM Statement Balance $1,927.99 UBS credit card transactions. Apple Pay and Wallet are trademarks of Payment Information* Apple Inc., registered in the U.S. and Statement Balance 51,92739 other countries. Minimum Payment Due $39.00 Payment Due Date 08/23/2019 Late Payment Waming: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to $38.00 and your APRs may be increased to the Penalty APR of 29.99% Minimum Payment Warning: If you make only the minimum payment each period, you will pay more n interest and it will take you longer to pay off your balance. For Instance If you make no additional charges You will pay off the balance And you will end up paying the using this card and each month shown on this statement in estimated total of... you pay... about... Only the Minimum Payment 6 years 52,926 52,484 569 3 years (Savings= S442) If you would like information about credit counseling services, call I-800-762-1000. The phone number for UBS Bank USA is 1.800-762-1000. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1.800-342-3736 or minv.dfs.ny.gov Repayment information is based on your account activity and the APRs on your account as of the dosing date of this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity online, go to ubs.conVonlineservices. Detach here. Please make checks payable to • UE15 Card Servkes' and indude this payment coupon in the enclosed envelope. Please allow 7 - 10 business days for U.S. Postal Service delivery. ll undeliverable, return to: UBS BANK USA • CARD SERVICES PO BOX 84040 UBS Card Number Ending in Minimum Payment Due Statement Balance 539.00 41,927.99 COLUMBUS GA 31908.4040 Payment Due Date August 23,2019 You are enrolled in Automated Pay Credit Card. Send payments to: GHISLAINE MAXWELL UBS BANK USA • CARD SERVICES PO BOX 203219 DALLAS TX 75320.3219 SDNY_GM_00C08703 CONFIDENIAL 0000003900 2 EFTA01596625 Important information about your UBS credit card Lost or stolen card. Your credit card is issued by UBS Bank USA. If Other payment options. your card is lost or stolen, please contact us immediately at any time at Online: Visit ubscornlonlineservices to sign up for Pay Credit Card to 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 pay your account online. Payments made through Pay Credit Card will for the UBS Visa Signature credit card. You will not be liable for any be credited to your account that same day if requested prior to 4:00 p.m. unauthorized use that occurs after you notify us. You may, however, be Eastern time for debits from an external account and 6:00 p.m. Eastern liable for unauthorized use that occurs before your notice to us. In any time for debits from a UBS Resource Management Account (RMA) or UBS case, your liability will not exceed $50. Business Services Account BSA account. Available only for cardholders with art RMA or UBS Business Services Account BSA. Payment biforinslion. Each billing cycle, you must pay at least the Minimum Payment Due shown on your monthly statement by its Payment Pay by Phono:To make a payment by phone, please call Due Date. Both the Minimum Payment Due and Payment Due Date are 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800-762-1000 for the UBS Visa Signature credit card. Payments made from an outside = noted on your statement. At any time you may pay more than the account by 5:00 p.m. Eastern time will be credited to your account same 8 Minimum Payment Due up to the full amount you owe us, however you day. Payments made from your UBS account by 6:00 p.m. Eastern time cannot "pay ahead.' This means that if you pay more than the required Minimum Payment Due in any billing cycle or if you make more than one are also credited same day. Application of any phone payment to your payment in a billing cycle, you will still need to pay the next month's credit line may be delayed for up to 7 days. required Minimum Payment Due by your next Payment Due Date. q, •• ,, •• rirrrr Ire rr . rr • r, rr.rv.rrr r) CPS ti wz: Service.: Please Overnight poignant,: Send overnight courier service or USPS Priority Mail payments to UBS Bank USA - Card Services, 2975 Regent Boulevard, 8 allow 7 days for the U.S. Postal Service to deliver your payment to us. Upon our receipt, your available credit may P.O. Box 203219, Irving, TX 75063. A payment received at this address a by 5:00 p.m. Central time that otherwise meets the requirements of a a not be increased by the payment amount for up to 7 days to conforming payment will be credited to your account that same day. ensure the funds from the bank on which your payment is drawn are collected and not returned. Wnen you provide a check Automatic repayaent of cash advances through as payment on this Account, you authorize us to either use the CasirCerwsert : The CashConnect feature on your UBS credit card information from your check to make a one-time electronic fund transfer account will automatically repay new Cash Advances obtained from from your account or to process the payment as a check transaction. ATMs and financial institutions (CashConnect Cash Advances), each When we use information from your check to make an electronic fund night, with available funds from your UBS Resource Management transfer, funds may be withdrawn from your account as soon as the Account (RMA) or your UBS Business Services Account BSA (either same day we receive your payment, and you will not receive your check referred to as your UBS Account). When we use your UBS Account to back from your financial institution. For inquiries, please call repay your CashConnect Cash Advance transaction in full, you will not 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762-1000 incur any interest charges. If there are insufficient funds in your UBS for the UBS Visa Signature credit card. Account to pay off your CashConnect Cash Advances balance in full, then the APR for your Cash Advances will apply as of the original Mailed Payments. A conforming payment received by us by 5:00 p.m. transaction date on any remaining balance. You will be charged the APR Central time will be credited to your account the day of receipt. A on Cash Advances on your remaining Cashannect Cash Advance 'conforming payment' is a payment that: 1) is mailed using the enclosed balance until it is repaid in full. Applicable ATM surcharge fees may envelope and payment coupon included with this statement to UBS Bank apply. No other account balances are paid through the CashConnect USA - Card Services, P.O. Box 203219, Dallas, TX 75320-3210 and 2) is in feature. If you choose not to participate in the CashConnect feature, the form of a single, non-folded check or money order made payable in please contact us at 1.888.762.1232 for the UBS Visa Infinite credit card US dollars from a US based institution. Any payment that does not meet or 1.800.762.1000 for the UBS Visa Signature credit card. Available only these requirements or any payment with multiple checks or money for cardholders with art RMA or Business Services Account BSA. orders, additional correspondence, staples, paperclips, etc. will be considered a • non-conforming payment," which may delay the crediting Accrual of Interest and bow to avoid paying Interest on of the payment for up to 5 days. We can accept late payments, partial podiums. Your due date is at least 23 days after the close of each payments, checks and money orders marked 'Paid in Full" or language billing cycle. On Purchases, interest begins to accrue as of the having the same effect without losing any of our rights under this transaction date. However, if you paid the Statement Balance from your Agreement and such payments may be sent to the following address: previous billing statement by the Payment Due Date on that statement, UBS Bank USA - Card Services, P.O. Box 203219, Dallas, TX, 75320-3210. then (I ) we will not impose interest on Purchases during your current billing period if you pay the Statement Balance on the current billing Continued on back of next page SDNY_GM_00008704 CONFIDENTIAL EFTA01596626 Page 3 of 4 My Choice Rewards Points from UBS Account Summary Total Points Beginning Points this period 98,68 Points earned this period 1,92 Bonus points Adjustments Redemptions Ending points balance 100,61 •For more details on your rewards points activity, please visit us online at ubs.conVuscards Activity for 6H6LNNE MAXWELL - Card ending in INN Date Descriptim Amount Payments 07/18 PAYMENT THANK YOU -11,265.15 Total Payments Activity -$1,265.15 Purchases 07/04 Amazon web services aws.amazon.coWA 5189.60 07/04 CLOUDFLARE 650-3198939 CA 5200.10 07/09 MAILCHIMP •MONTHLY MAILCHiMP.001.16A S653.25 07/10 N *Eftl DESIGN. INC. 508-9811897 MA 5875.00 07/19 BUFFER PUBUSH AWES MO HTTPSBUFFER.CCA 510.00 Total Purchases Activity 51,927.99 W 2019 Totals Year-to-Date Summary of Fees and Interest i ll Total Fees Charged in 2019 $0.00 Total Interest Charged in 2019 40.00 Interest Charge Calculation - 30 Days in Billing Cycle Balance ANNUAL Subject to PERCENTAGE Interest Interest Rate RATE (APR) Charge PURCHASES 40.00 17.49% $0.00 BALANCE TRANSFERS 50.00 17.49% 40.00 CASH ADVANCES 50.00 24.49% 40.00 Your Annual Percentage Rate (APR) is the annual interest rate on your account. N) = Variable Rate SDNY_GM_00008705 CONFIDENTIAL EFTA01596627 Page 4 of 4 statement by the Payment Due Date in the current billing period, and (2) • canal tatennellese your name and account number we will credit any payment applied toward Purchases as of the first day in • Dana/sun! the dollar amount of the suspected error your current billing period if you make a payment by the Payment Due • Desoiples apelike= if you think there is an error on your Date in the current billing period that is less than the Statement Balance. bill, describe what you believe is wrong and why you believe it If a Statement Balance was shown on your previous billing statement and is a mistake. You must contact us within 60 days after the you did not pay the Statement Balance by the Payment Due Date on that error appeared on your statement. statement, then we will not impose Interest Charges on any Purchases during the current billing period if you pay the Statement Balance shown You must notify us of any potential errors le swage You may call us, on the current billing statement by the Payment Due Date in the current but if you do we are not required to investigate any potential errors and billing period. For Balance Transfers, interest will accrue from the day we you may have to pay the amount in question. send the Balance Transfer to the payee. For Checks, interest will accrue While we investigate whether or not there has been an error: = from the day the payee accepts the check. For Cash Advances, interest 8 will accrue from the day you take the Cash Advance. • We cannot try to collect the amount in question, or report you How VS a coital,enlace =Idea le latest Me We use a as delinquent on that amount. 8 • The charge in question may remain on your statement, and we method called 'daily balance' (including new purchases). To determine may continue to charge you interest on that amount. But, if the amount of interest to be charged on your Account, we first calculate we determine that we made a mistake, you will not have to the 'Balance Subject to Interest Rate" separately for Purchases, for pay the amount in question or any interest or other fees Balance Transfers, and for Cash Advances. We apply the applicable Daily related to that amount. Periodic Rate or the DPR (the DPR for each category is the applicable APR • While you do not have to pay the amount in question, you are shown on the front of the statement divided by 365), to each of the 8 responsible for the remainder of your balance. applicable daily balances for i) Purchases, h) Balance Transfers, and iii) • We can apply any unpaid amount against your credit limit. Cash Advances. The daily balances for Purchases, for Balance Transfers, and for Cash Advances are each calculated separately and determined as Veur delft f yen we assetbeed math per out ad pouches= follows: We take the beginning balances for each transaction type on If you are dissatisfied with the goods or services that you have purchased your Account each day, including any interest calculated on the previous with your credit card and you have tried in good faith to correct the day's balance, add to the respective balances any new transaction, problem with the merchant, you may have the right not to pay the subtract any payments or credits and make any other applicable remaining amount due on the purchase. To use this right, all of the adjustment(s). Your Cardmember Agreement provides for compounding following must be true: of interest. A credit balance is treated as a balance of zero. If you 1. The purchase must have been made in your home state or multiply the 'Balance Subject to Interest Rate' for each balance category within 100 miles of your current mailing address, and the as shown on your monthly billing statement by the number of days in the purchase price must have been more than $50. (Note: Neither billing period and then multiply each sum by the applicable DPR, the of these are necessary if your purchase was based on an results will be the interest assessed, except for minor variations caused by advertisement we mailed to you, or if we own the company rounding. that sold you the goods or services.) Credit bail ..,.at.sad amputee We may report information about 2. You must have used your credit card for the purchase. your account to credit bureaus. tate payments, missed payments, or Purchases made with Cash Advances from an ATM or with a other defaults on your account may be reflected in your credit report. If check that accesses your credit card account do not qualify. you believe that an entry we have made on your credit report is 3. You must not yet have fully paid for the purchase. inaccurate or incomplete, please contact the credit bureau directly or contact us at UBS Bank USA, Card Operations Division, 315 Deaderick If all the criteria above are met and you are still dissatisfied with the Street, 5th Floor, Nashville, TN 37238. We will request your name; your purchase, contact us le wen* at: account number; the credit bureau where you received the credit report; UBS Bank USA - Disputes Department a description of the error; and why you believe it is an error. We will P.O. Box 84040 promptly investigate, notify you of our findings, and, if warranted, send Columbus, GA 31908 an update to the credit bureaus within 30 days. While we investigate, the same rules apply to the disputed amount as VASle d. f you Syne fed am seer enemy slelesnot referenced above in the section covering errors on your statement. After If you think there is an error on your statement, please write to us at: we finish our investigation, we will notify you of our decision. At that point, if we think you owe an amount and you do not pay that amount, UBS Bank USA • Card Operations Division we may report you as delinquent. 315 Deaderick Street, 5th Floor Nashville, TN 37238 Please refer to your Cardmember Agreement for additional information about the terms of your Account. In your letter, give us the following information: 02011 UBS Bank USA SDNY_GM_00008706 CONFIDENTIAL EFTA01596628 SUBS Statement Billing Period: Payment Due Date Minimum Payment Due 05/27/19 - 06/26/19 July 23, 2019 535.00;' UBS Visa Signature credit card statement Prepared for: GHISLAINE MAXWELL Page 1 of 4 Customer News Primary Card Number Encing in: NMI Questions? Call 1-800-762-1000 ubs.com/onlinesenrices Credit card payment reminder Do not mail payment. Your Statement Balance in the amount of $1,265.15 is scheduled to be paid on Account Summary Activity Summary 7/18/19 from your UBS Account. Minimum Payment Due $35.00 Previous Balance $1,472.14 Thank you. Payment Due Date 07 Credit Line 535.000.00 + Purchases $1,265.15 I Available Credit Line — 433,7 - Other Credits Cast Credit Line $14,000.00 + Cash Advances 1=. Make life easier while earning Available Cash Line 414,000.00 + Fees $0.00 rewards: Set up your recurring monthly bills Past Due Amount argrlimit Amount SO.00 $0.00 + Interest Statement Balance SIM$1,265.15 for automatic payment with your UBS Visa Signature credit card. Not Payment Information* only will you earn rewards for each Statement Balance $1,265.15 dollar spent. you'll have the Minimum Payment Due $35.00 convenience of writing fewer checks Payment Due Date 07/23/2019 since your payments are automatically made with your card. Late Payment Warning: If we do not receive your minimum payment by the date listed above, you Simply contact your providers to get may have to pay a late fee up to S38.00 and your APRs may be increased to the Penalty APR of started. 29.99%. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more n interest and it will take you longer to pay off your balance. For Instance If you make no additional charges You will pay off the balance And you will end up paying the using this card and each month shown on this statement in estimated total of... you pay... about.. Only the Minimum Payment 4 years 51,766 41,620 $45 3 years (SaYingS= 4146) If you would like information about credit counseling services, call 1-800-762-1000. The phone number for UBS Bank USA s 1.800-762-1000. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1.800-342-3736 or www.dfs.ny.gov Repayment information is based on your account activity and the APRs on your account as of the dosing date of this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity online, go to ubs.comlonlineservices. Detach here. Please make checks payao e to UBS Card Services' and indude this payment coupon in the enclosed envelope. Please allow 7 - 10 business days for U.S. Postal Service delivery. If undeliverable. return to: UBS BANK USA - CARD SERVICES PO BOX 84040 UBS Card Number Ending in Minimum Payment Due Statement Balance $35.00 $1,265.15 COLUMBUS GA 31908.4040 Payment Due Date July 23, 2019 You are enrolled in Automated Pay Credit Card. Sendpayments to: GHISLAINE MAXWELL UBS BANK USA - CARD SERVICES PO 80X 203219 DALLAS TX 75320-3219 SDNY_GM_00008707 CONF DENIAL I 0000003500 2 EFTA01596629 Important information about your UBS credit card lost or stolen card. Your credit card is issued by UBS Bank USA. If Other payment options. your card is lost or stolen, please contact us immediately at any time at Online: Visit ubscornionlineservices to sign up for Pay Credit Card to 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 pay your account online. Payments made through Pay Credit Card will for the UBS Visa Signature credit card. You will not be liable for any be credited to your account that same day if requested prior to 4:00 p.m. unauthorized use that occurs after you notify us. You may, however, be Eastern time for debits from an external account and 6:00 p.m. Eastern liable for unauthorized use that occurs before your notice to us. In any time for debits from a UBS Resource Management Account (RMA) or UBS case, your liability will not exceed $50. Business Services Account BSA account. Available onfr for cardholders With JO RMA or UBS Business Services Account BSA Payrnest biferintion. Each billing cycle, you must pay at least the Minimum Payment Due shown on your monthly statement by its Payment Pay by Phone:To make a payment by phone, please call 03030303 • 031350 • 0301 • 0302 • 23 Due Date. Both the Minimum Payment Due and Payment Due Date are 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800-762-1000 for the UBS Visa Signature credit card. Payments made from an outside noted on your statement. At any time you may pay more than the account by 5:00 p.m. Eastern time will be credited to your account same Minimum Payment Due up to the full amount you owe us, however you day. Payments made from your UBS account by 6:00 p.m. Eastern time cannot "pay ahead.' This means that if you pay more than the required Minimum Payment Due in any billing cycle or if you make more than one are also credited same day. Application of any phone payment to your payment in a billing cycle, you will still need to pay the next month's credit line may be delayed for up to 7 days. required Minimum Payment Due by your next Payment Due Date. -Ayr to tr- tkEk> Card Services. Please Overnight pepsin!,: Send overnight courier service or USPS Priority allow 7 days for the U.S. Postal Service to deliver your Mail payments to UBS Bank USA - Card Services, 2975 Regent Boulevard, payment to us. Upon our receipt, your available credit may P.O. Box 203219, Irving, TX 75063. A payment received at this address riot be increased by the payment amount for up to 7 days to by 5:00 p.m. Central time that otherwise meets the requirements of a conforming payment will be credited to your account that same day. ensure the funds from the bank on which your payment is drawn we collected and not returned. Wnen you provide a check Automatic repayment of cash advances through as payment on this Account, you authorize us to either use the Cast/Correct: The CashConnect feature on your UBS credit card information from your check to make a one-time electronic fund transfer account will automatically repay new Cash Advances obtained from from your account or to process the payment as a check transaction. ATMs and financial institutions (CashConnect Cash Advances), each When we use information from your check to make an electronic fund night, with available funds from your UBS Resource Management transfer, funds may be withdrawn from your account as soon as the Account (RMA) or your UBS Business Services Account BSA (either same day we receive your payment, and you will not receive your check referred to as your UBS Account). When we use your UBS Account to back from your financial institution. For inquiries, please call repay your CashConnect Cash Advance transaction in full, you will not 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 incur any interest charges. If there are insufficient funds in your UBS for the UBS Visa Signature credit card. Account to pay off your CashConnett Cash Advances balance in full, then the APR for your Cash Advances will apply as of the original Mailed Payments. A conforming payment received by us by 5:00 p.m. transaction date on any remaining balance. You will be charged the APR Central time will be credited to your account the day of receipt. A on Cash Advances on your remaining Cashannect Cash Advance "conforming payment' is a payment that: 1) is mailed using the enclosed balance until it is repaid in full. Applicable ATM surcharge fees may envelope and payment coupon included with this statement to UBS Bank apply. No other account balances are paid through the CashConnect USA - Card Services, P.O. Box 203219, Dallas, TX 75320-3210 and 2) is in feature. If you choose not to participate in the CashConnect feature, the form of a single, non-folded check or money order made payable in please contact us at 1.888.762.1232 for the UBS Visa Infinite credit card US dollars from a US based institution. Any payment that does not meet or 1.800.762.1000 for the UBS Visa Signature credit card. Available only these requirements or any payment with multiple checks or money for cardholders with art RMA or Business Services Account BSA. orders, additional correspondence, staples, paperclips, etc. will be considered a 'non-conforming payment," which may delay the crediting Accrual of Interest ad bow to avoid paying interest on of the payment for up to 5 days. We can accept late payments, partial lowdown. Your due date is at least 23 days after the close of each payments, checks and money orders marked "Paid in Full" or language billing cycle. On Purchases, interest begins to accrue as of the having the same effect without losing any of our rights under this transaction date. However, if you paid the Statement Balance from your Agreement and such payments may be sent to the following address: previous billing statement by the Payment Due Date on that statement, UBS Bank USA - Card Services, P.O. Box 203219, Dallas, TX, 75320-3210. then (1) we will not impose interest on Purchases during your current billing period if you pay the Statement Balance on the current billing Continued on back of next page SDNY_GM_00008708 CONFIDENTIAL EFTA01596630 Page 3 of 4 My Choice Rewards Points from UBS Account Summary Total Points Beginning Points this period 97,017 Points earned this period 1,265 Bonus points 0 Adjustments 0 Redemptions 0 Ending points balance 98,682 •For more details on your rewards points activity, please visit us online at ubs.conVuscards Activity for GHSLAJNE MAXWELL - Card ending in OM Date Description Amount Pal rra 06/18 PAYMENT THANK YOU -$1A72.14 Total Payments Activity -81A72.14 Purchases 05/28 STICKER MULE 8009759465 NY 5205.56 06/03 Amazon web services aws.amazon.coWA 5196.19 06/04 CLOUDFLARE 650-3198939 CA 5200.15 06/09 MAILCHIMP •MONTHLY MAILCHIMP.COMGA 5653.25 06/19 BUFFER PUBUSH AWES MO HTTPSBUFFER.CCA 510.00 Total Purchases Activity S1.265.15 W 2019 Totals Year-to-Date Summary of Fees and Interest Total Fees Charged in 2019 50.00 gll Total Interest Charged in 2019 $0.00 Interest Charge Calculation - 31 Days in Billing Cycle Balance ANNUAL Subject to PERCENTAGE Interest Interest Rate RATE (APR) Charge PURCHASES $0.00 17.09% $0.00 BALANCE TRANSFERS $0.00 17.09% $0.00 CASH ADVANCES S0.00 24.09% 00 $0.00 Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v) = Variable Rate SDNY_GM_00008709 CONFIDENTIAL EFTA01596631 Page 4 of 4 statement by the Payment Due Date in the current billing period, and (2) • Memelidennellese your name and account number we will credit any payment applied toward Purchases as of the first day in • Deanna the dollar amount of the suspected error your current billing period if you make a payment by the Payment Due • Denied= apelike= if you think there is an error on your Date in the current billing period that is less than the Statement Balance. bill, describe what you believe is wrong and why you believe it If a Statement Balance was shown on your previous billing statement and is a mistake. You must contact us within 60 days after the you did not pay the Statement Balance by the Payment Due Date on that error appeared on your statement. statement, then we will not impose Interest Charges on any Purchases during the current billing period if you pay the Statement Balance shown You must notify us of any potential errors ■ tales You may call us, on the current billing statement by the Payment Due Date in the current but if you do we are not required to investigate any potential errors and billing period. For Balance Transfers, interest will accrue from the day we you may have to pay the amount in question. send the Balance Transfer to the payee. For Checks, interest will accrue While we investigate whether or not there has been an error: S from the day the payee accepts the check. For Cash Advances, interest 8 will accrue from the day you take the Cash Advance. • We cannot try to collect the amount in question, or report you S New VS a deals yew Mimics =Idea le West Me We use a as delinquent on that amount. 8 • The charge in question may remain on your statement, and we method called 'daily balance' (including new purchases). To determine S may continue to charge you interest on that amount. But, if the amount of interest to be charged on your Account, we first calculate S we determine that we made a mistake, you will not have to the 'Balance Subject to Interest Rate" separately for Purchases, for pay the amount in question or any interest or other fees g Balance Transfers, and for Cash Advances. We apply the applicable Daily related to that amount. g Periodic Rate or the DPR (the DPR for each category is the applicable APR • While you do not have to pay the amount in question, you are shown on the front of the statement divided by 365), to each of the responsible for the remainder of your balance. 8 applicable daily balances for i) Purchases, h) Balance Transfers, and iii) • We can apply any unpaid amount against your credit limit. Cash Advances. The daily balances for Purchases, for Balance Transfers, and for Cash Advances are each calculated separately and determined as Veur delft f yam are assedilled aide yew art ad pouthises follows: We take the beginning balances for each transaction type on If you are dissatisfied with the goods or services that you have purchased your Account each day, including any interest calculated on the previous with your credit card and you have tried in good faith to correct the day's balance, add to the respective balances any new transaction, problem with the merchant, you may have the right not to pay the subtract any payments or credits and make any other applicable remaining amount due on the purchase. To use this right, all of the adjustment(s). Your Cardmember Agreement provides for compounding following must be true: of interest. A credit balance is treated as a balance of zero. If you 1. The purchase must have been made in your home state or multiply the 'Balance Subject to Interest Rate' for each balance category within 100 miles of your current mailing address, and the as shown on your monthly billing statement by the number of days in the purchase price must have been more than $50. (Note: Neither billing period and then multiply each sum by the applicable DPR, the of these are necessary if your purchase was based on an results will be the interest assessed, except for minor variations caused by advertisement we mailed to you, or if we own the company rounding. that sold you the goods or services.) Omit eau ..,..at. sad anise We may report information about 2. You must have used your credit card for the purchase. your account to credit bureaus. Late payments, missed payments, or Purchases made with Cash Advances from an ATM or with a other defaults on your account may be reflected in your credit report. If check that accesses your credit card account do not qualify. you believe that an entry we have made on your credit report is 3. You must not yet have fully paid for the purchase. inaccurate or incomplete, please contact the credit bureau directly or contact us at UBS Bank USA, Card Operations Division, 315 Deaderick If all the criteria above are met and you are still dissatisfied with the Street, 5th Floor, Nashville, TN 37238. We will request your name; your purchase, contact us ■ wen* at: account number; the credit bureau where you received the credit report; UBS Bank USA - Disputes Department a description of the error; and why you believe it is an error. We will P.O. Box 84040 promptly investigate, notify you of our findings, and, if warranted, send Columbus, GA 31908 an update to the credit bureaus within 30 days. While we investigate, the same rules apply to the disputed amount as Whole dm f you Spa fed am ear es Der slelesnot referenced above in the section covering errors on your statement. After If you think there is an error on your statement, please write to us at: we finish our investigation, we will notify you of our decision. At that point, if we think you owe an amount and you do not pay that amount, UBS Bank USA • Card Operations Division we may report you as delinquent. 315 Deaderick Street, 5th Floor Nashville, TN 37238 Please refer to your Cardmember Agreement for additional information about the terms of your Account. In your letter, give us the following information: 02011 UBS Bank USA SDNY_GM_00008710 CONFIDENTIAL EFTA01596632 SUBS Statement Billing Period: Payment Due Date Minimum Payment Due 04/27/19 - 05/26/19 lune 23, 2019 535.00:' UBS Visa Signature credit card statement Prepared for: GHiSLAINE blAxWELL Page t of 4 Customer News Primary Card Number End ng in: Questions? Call 1-800-762-1000 ubs.com/onlineservices Credit card payment reminder Do not mail payment. Your Statement Balance in the amount of $1 .4 7 2.1 4 is scheduled to be paid on Account Summary Activity Summary 6/18/1 9 from your UBS Account. Minimum Payment Due $35.00 Previous Balance $1,723.48 Thank you. Payment Due Date - Payments $1,723.48 Credit Line $35.000.00 + Purchases 51,472.14 Available Credit Line $33,52 - Other Credits $0.00 Cash Credit Line $14.000.00 + Cash Advances $0.00 View your card account activity, Available Cash Line $14,000.00 + Fees $0.00 download credit card statements and Past Due Amount SO.00 + Interest $0.00 more at ubs.com/onlineservices larteilimit Amount $0.00 Statement Balance $1,472.14 Payment Information* Statement Balance 41,472.14 Minimum Payment Due $35.00 Payment Due Date 06/23/2019 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to S38.00 and your APRs may be increased to the Penalty APR of 29.99%. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For Instance If you make no additional charges You will pay off the balance And you will end up paying theall using this card and each month shown on this statement in estimated total of... you pay... about.. Only the Minimum Payment 5 years 52,129 51,908 453 3 years (Savings = $221) If you would like information about credit counseling services, call 1-800-762-1000. The phone number for 1_1B5 Bank USA is 1.600-762-1000. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1.800-342-3736 or www.dfs.ny.gov Repayment information is based on your account activity and the APRs on your account as of the closing date of this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity online, go to ubs.com/onlineservices. Detach here. Please make checks payable to UBS Card Services- and include this payment coupon in the enclosed envelope. Please allow 7 - 10 business days for U.S. Postal Service delivery. If undeliverable. return to: UBS BANK USA - CARD SERVICES PO BOX 84040 UBS Card Number Ending in Minimum Payment Due Statement Balance $35.00 $1,472.14 COLUMBUS GA 31908.4040 Payment Due Date June 23, 2019 You are enrolled in Automated Pay Credit Card. Send payments GHISLAINE MAXWELL UBS BANK USA - CARD SERVICES PO 80X 203219 DALLAS TX 75320-3219 SDNY_GM_00008711 CONF DENIAL I 0000003500 2 EFTA01596633 Important information about your UBS credit card lost or stolen card. Your credit card is issued by UBS Bank USA. If Other payment options. your card is lost or stolen, please contact us immediately at any time at Online: Visit ubscornionlineservices to sign up for Pay Credit Card to 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 pay your account online. Payments made through Pay Credit Card will for the UBS Visa Signature credit card. You will not be liable for any be credited to your account that same day if requested prior to 4:00 p.m. unauthorized use that occurs after you notify us. You may, however, be Eastern time for debits from an external account and 6:00 p.m. Eastern liable for unauthorized use that occurs before your notice to us. In any time for debits from a UBS Resource Management Account (RMA) or UBS case, your liability will not exceed $50. Business Services Account BSA account. Available only for cardholders with JO RMA or UBS Business Solaces Account BSA Pawned brfennellen. Each billing cycle, you must pay at least the Minimum Payment Due shown on your monthly statement by its Payment Pay by Phene:To make a payment by phone, please call Due Date. Both the Minimum Payment Due and Payment Due Date are 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800-762-1000 for the UBS Visa Signature credit card. Payments made from an outside noted on your statement. At any time you may pay more than the account by 5:00 p.m. Eastern time will be credited to your account same 8 Minimum Payment Due up to the full amount you owe us, however you day. Payments made from your UBS account by 6:00 p.m. Eastern time cannot "pay ahead.' This means that if you pay more than the required Minimum Payment Due in any billing cycle or if you make more than one are also credited same day. Application of any phone payment to your payment in a billing cycle, you will still need to pay the next month's credit line may be delayed for up to 7 days. required Minimum Payment Due by your next Payment Due Date. R, ••k tr- kr c‘kr: • C wk: Servico,,. Please Overnight pepsin!,: Send overnight courier service or USPS Priority allow 7 clays for the U.S. Postal Service to deliver your Mail payments to UBS Bank USA - Card Services, 2975 Regent Boulevard, 8 payment to us. Upon our receipt, your available credit may P.O. Box 203219, Irving, TX 75063. A payment received at this address by 5:00 p.m. Central time that otherwise meets the requirements of a a not be increased by the payment amount for up to 7 days to conforming payment will be credited to your account that same day. ensure the funds from the bank on which your payment is drawn are collected and not returned. Wnen you provide a check Automatic repayment of cash adoweces through as payment on this Account, you authorize us to either use the CasbCorwact : The CashConnect feature on your UBS credit card information from your check to make a one-time electronic fund transfer account will automatically repay new Cash Advances obtained from from your account or to process the payment as a check transaction. ATMs and financial institutions (CashConnect Cash Advances), each When we use information from your check to make an electronic fund night, with available funds from your UBS Resource Management transfer, funds may be withdrawn from your account as soon as the Account (RMA) or your UBS Business Services Account BSA (either same day we receive your payment, and you will not receive your check referred to as your UBS Account). When we use your UBS Account to back from your financial institution. For inquiries, please call repay your CashConnect Cash Advance transaction in full, you will not 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 incur any interest charges. If there are insufficient funds in your UBS for the UBS Visa Signature credit card. Account to pay off your CashConnett Cash Advances balance in full, then the APR for your Cash Advances will apply as of the original Mailed Payments. A conforming payment received by us by 5:00 p.m. transaction date on any remaining balance. You will be charged the APR Central time will be credited to your account the day of receipt. A on Cash Advances on your remaining Cashannect Cash Advance "conforming payment' is a payment that: 1) is mailed using the enclosed balance until it is repaid in full. Applicable ATM surcharge fees may envelope and payment coupon included with this statement to UBS Bank apply. No other account balances are paid through the CashConnect USA - Card Services, P.O. Box 203219, Dallas, TX 75320-3210 and 2) is in feature. If you choose not to participate in the CashConnect feature, the form of a single, non-folded check or money order made payable in please contact us at 1.888.762.1232 for the UBS Visa Infinite credit card US dollars from a US based institution. Any payment that does not meet or I -800-762-1000 for the UBS Visa Signature credit card. Available only these requirements or any payment with multiple checks or money for cardholders with art RMA or Business Services Account BSA. orders, additional correspondence, staples, paperclips, etc. will be considered a 'non-conforming payment," which may delay the crediting Accrual of Merest ad bow to avoid paying Interest on of the payment for up to 5 days. We can accept late payments, partial purchases. Your due date is at least 23 days after the close of each payments, checks and money orders marked "Paid in Full" or language billing cycle. On Purchases, interest begins to accrue as of the having the same effect without losing any of our rights under this transaction date. However, if you paid the Statement Balance from your Agreement and such payments may be sent to the following address: previous billing statement by the Payment Due Date on that statement, UBS Bank USA - Card Services, P.O. Box 203219, Dallas, TX, 75320-3210. then (1) we will not impose interest on Purchases during your current billing period if you pay the Statement Balance on the current billing Continued on back of next page SDNY_GM_00008712 CONFIDENTIAL EFTA01596634 Page 3 of 4 My Choice Rewards Points from UBS Account Summary Total Points Beginning Points this period 95,946 Points earned this period 1,471 Bonus points 0 Adjustments 0 Redemptions 0 Ending points balance 97,417 •For more details on your rewards points activity, please visit us online at ubs.com(uscards Activity for GHISLAINE MAXWELL - Card ending in (Al Date Description Amount Payments 05117 PAYMENT THANK YOU -11,723.48 Total Payments Activity -51,723.48 Purchases 05/01 DNH*GODADDY.COM 480-5054855 AZ $203.49 05/02 DNH*GODADDY.COM 480-5054855 AZ $28.16 05/03 Amazcn web services aws.amazon.coWA $189.72 05/03 DNH*GODADDY.COM 480-5054855 AZ $31.16 05/04 CLOUDFLARE 650-3198939 CA $200.20 05/06 N *ERI DESIGN. INC. 508-9811897 MA $125.00 0906 DNH*GODADDY.COM 480-5058855 AZ $31.16 05/09 MAILCHIMP *MONTHLY MAILCHRAP.COMGA $653.25 05/19 BUFFER PUBUSH AWES MO HTTPSBUFFER.CCA $10.00 Total Purchases Activity 51,472.14 Ili m019 Totals Year-to-Date Summary of Fees and Interest Total Fees Charged in 2019 $0.00 Total Interest Charged in 2019 $0.00 Interest Charge Calculation - 30 Days in Billing Cycle Balance ANNUAL Subject to PERCENTAGE Interest Interest Rate RATE (APR) Charge PURCHASES $0.00 17.49% (v) $0.00 BALANCE TRANSFERS $0.00 17.49% (v) $0.00 CASH ADVANCES $0.00 24.49% (v) $0.00 Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v) = Variable Rate SDNY_GM_00008713 CONFIDENTIAL EFTA01596635 Page 4 of 4 statement by the Payment Due Date in the current billing period, and (2) • Memelidennellese your name and account number we will credit any payment applied toward Purchases as of the first day in • Deer eaboutt the dollar amount of the suspected error your current billing period if you make a payment by the Payment Due • Desoielleof pubis= if you think there is an error on your Date in the current billing period that is less than the Statement Balance. bill, describe what you believe is wrong and why you believe it If a Statement Balance was shown on your previous billing statement and is a mistake. You must contact us within 60 days after the you did not pay the Statement Balance by the Payment Due Date on that error appeared on your statement. statement, then we will not impose Interest Charges on any Purchases during the current billing period if you pay the Statement Balance shown You must notify us of any potential errors ■ tales You may call us, on the current billing statement by the Payment Due Date in the current but if you do we are not required to investigate any potential errors and billing period. For Balance Transfers, interest will accrue from the day we you may have to pay the amount in question. send the Balance Transfer to the payee. For Checks, interest will accrue While we investigate whether or not there has been an error: from the day the payee accepts the check. For Cash Advances, interest will accrue from the day you take the Cash Advance. • We cannot try to collect the amount in question, or report you S New tr• a coital,enlace =Idea le SteelMe We use a as delinquent on that amount. 8 • The charge in question may remain on your statement, and we method called 'daily balance' (including new purchases). To determine may continue to charge you interest on that amount. But, if the amount of interest to be charged on your Account, we first calculate we determine that we made a mistake, you will not have to the 'Balance Subject to Interest Rate" separately for Purchases, for pay the amount in question or any interest or other fees Balance Transfers, and for Cash Advances. We apply the applicable Daily related to that amount. Periodic Rate or the DPR (the DPR for each category is the applicable APR • While you do not have to pay the amount in question, you are shown on the front of the statement divided by 365), to each of the 8 responsible for the remainder of your balance. applicable daily balances for i) Purchases, h) Balance Transfers, and iii) • We can apply any unpaid amount against your credit limit. Cash Advances. The daily balances for Purchases, for Balance Transfers, and for Cash Advances are each calculated separately and determined as Your allege are dleaddled a per aunt ad pude follows: We take the beginning balances for each transaction type on If you are dissatisfied with the goods or services that you have purchased your Account each day, including any interest calculated on the previous with your credit card and you have tried in good faith to correct the day's balance, add to the respective balances any new transaction, problem with the merchant, you may have the right not to pay the subtract any payments or credits and make any other applicable remaining amount due on the purchase. To use this right, all of the adjustment(s). Your Cardmember Agreement provides for compounding following must be true: of interest. A credit balance is treated as a balance of zero. If you 1. The purchase must have been made in your home state or multiply the 'Balance Subject to Interest Rate' for each balance category within 100 miles of your current mailing address, and the as shown on your monthly billing statement by the number of days in the purchase price must have been more than $50. (Note: Neither billing period and then multiply each sum by the applicable DPR, the of these are necessary if your purchase was based on an results will be the interest assessed, except for minor variations caused by advertisement we mailed to you, or if we own the company rounding. that sold you the goods or services.) Credit bail ..,.at.sad intr. We may report information about 2. You must have used your credit card for the purchase. your account to credit bureaus. Late payments, missed payments, or Purchases made with Cash Advances from an ATM or with a other defaults on your account may be reflected in your credit report. If check that accesses your credit card account do not qualify. you believe that an entry we have made on your credit report is 3. You must not yet have fully paid for the purchase. inaccurate or incomplete, please contact the credit bureau directly or contact us at UBS Bank USA, Card Operations Division, 315 Deaderick If all the criteria above are met and you are still dissatisfied with the Street, 5th Floor, Nashville, TN 37238. We will request your name; your purchase, contact us ■ wen* at: account number; the credit bureau where you received the credit report; UBS Bank USA - Disputes Department a description of the error; and why you believe it is an error. We will P.O. Box 84040 promptly investigate, notify you of our findings, and, if warranted, send Columbus, GA 31908 an update to the credit bureaus within 30 days. While we investigate, the same rules apply to the disputed amount as • le dm Nyou Syne fed am seer enemy slelesnot referenced above in the section covering errors on your statement. After If you think there is an error on your statement, please write to us at: we finish our investigation, we will notify you of our decision. At that point, if we think you owe an amount and you do not pay that amount, UBS Bank USA • Card Operations Division we may report you as delinquent. 315 Deaderick Street, 5th Floor Nashville, TN 37238 Please refer to your Cardmember Agreement for additional information about the terms of your Account. In your letter, give us the following information: 02011 UBS Bank USA SDNY_GM_00008714 CONFIDENTIAL EFTA01596636 SUBS Statement BEng Period: Payment Due Date Minimum Payment Due 03/27/19 - 04(26/19 May 23, 2019 535.00 UBS Visa Signature credit card statement Prepared for: GHISLAINE MAXWELL Page t of 4 Customer News Primary Card Number Erving in:= Questions? Call 1-800-762-1000 ubs.conVonlinesernces Credit card payment reminder Do not mail payment. Your Statement Balance in the amount of $1,723.48 is scheduled to be paid on Account Summary Activity Summary 5/18/19 from your UBS Account. Minimum Payment Due $35.00 Previous Balance $863.15 Thank you. Payment Due Date 5/23/19 -Pa Me $863.15 I Credit Line $35,000.00 + Purchases $1.723 48 Available Credit Line $33,276.52 - Other Credits $0.00 I Cash Credit Line $14.000.00 + Cash Advances $0.00 I View your card account activity, Available Cash Line $14,000.00 + Fees $0.00 download credit card statements and Past Due Amount SO.00 + Interest $0.00 I more at ubs.com/onlineservices Overlimit Amount $0.00 Statement Balance $1,723.48 Payment Information* Statement Balance $1,723.48 Minimum Payment Due $35.00 Payment Due Date 05/23/2019 Late Payment Waming: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to 538.00 and your APRs may be increased to the Penalty APR of 29.99%. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more 'n interest and it will take you longer to pay off your balance. For Instance If you make no additional charges You will pay off the balance And you will end up paying theall using this card and each month shown on this statement in estimated total of... you pay... about... Only the Minimum Payment 5 years $2,571 $2,232 $62 3 years (Savings= $339) If you would like information about credit counseling services, call 1-800-762-1000. The phone number for UBS Bank USA is 1.800-762-1000. New Yolk residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1.800-342-3736 or www.dfs.ny.gov Repayment information is based on your account activity and the APRs on your account as of the closing date of this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity online, go to ubs.comtonlineservices. Detach here. Please make checks payab!e to UBS Card Services' and indude this payment coupon in the enclosed envelope. Please allow 7 - 10 business days for U.S. Postal Serricedernery. if undeliverable, return to: UBS BANK USA • CARD SERVICES PO BOX 84040 UBS Card Number Ending in Minimum Payment Due Statement Balance a $35.00 Si 723.48 COLUMBUS GA 31908.4040 Payment Due Date May 23, 2019 You are enrolled in Automated Pay Credit Card. Sendpayments GHISLAINE MAXWELL UBS BANK USA • CARD SERVICES PO BOX 203219 DALLAS TX 75320.3219 SDNY_GM_00008715 CONFIDENIAL 0000003500 2 EFTA01596637 Important information about your UBS credit card lost or stolen card. Your credit card is issued by UBS Bank USA. If Other payment options. your card is lost or stolen, please contact us immediately at any time at Online: Visit ubscornionlinesenfices to sign up for Pay Credit Card to 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 pay your account online. Payments made through Pay Credit Card will for the UBS Visa Signature credit card. You will not be liable for any be credited to your account that same day if requested prior to 4:00 p.m. unauthorized use that occurs after you notify us. You may, however, be Eastern time for debits from an external account and 6:00 p.m. Eastern liable for unauthorized use that occurs before your notice to us. In any time for debits from a UBS Resource Management Account (RMA) or UBS case, your liability will not exceed $50. Business Services Account BSA account. Available onfr for cardholders with art RMA or UBS Business Services Account BSA. Payment hiformotlon. Each billing cycle, you must pay at least the Minimum Payment Due shown on your monthly statement by its Payment Pay by Phone:To make a payment by phone, please call Due Date. Both the Minimum Payment Due and Payment Due Date are 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800-762-1000 03030303 • 012941 • 0301. 0002 • for the UBS Visa Signature credit card. Payments made from an outside noted on your statement. At any time you may pay more than the account by 5:00 p.m. Eastern time will be credited to your account same Minimum Payment Due up to the full amount you owe us, however you day. Payments made from your UBS account by 6:00 p.m. Eastern time cannot "pay ahead.' This means that if you pay more than the required Minimum Payment Due in any billing cycle or if you make more than one are also credited same day. Application of any phone payment to your payment in a billing cycle, you will still need to pay the next month's credit line may be delayed for up to 7 days. required Minimum Payment Due by your next Payment Due Date. •• ,, •• rirrrr tr, rr . /dr • r, rr.kr.rrr r) C ri•:: Services. Please Overnight payments: Send overnight courier service or USPS Priority allow 7 days far the U.S. Postal Service to deliver your Mail payments to UBS Bank USA - Card Services, 2975 Regent Boulevard, payment to us. Upon our receipt, your available credit may P.O. Box 203219, Irving, TX 75063. A payment received at this address not be increased by the payment amount for up to 7 days to by 5:00 p.m. Central time that otherwise meets the requirements of a conforming payment will be credited to your account that same day. ensure the funds from the bank on which your payment is drawn are collected and not returned. Wnen you provide a check Automatic ',permed of cash adorers through as payment on this Account, you authorize us to either use the Cas/sCormact : The CashConnect feature on your UBS credit card information from your check to make a one-time electronic fund transfer account will automatically repay new Cash Advances obtained from from your account or to process the payment as a check transaction. ATMs and financial institutions (CashConnect Cash Advances), each When we use information from your check to make an electronic fund night, with available funds from your UBS Resource Management transfer, funds may be withdrawn from your account as soon as the Account (RMA) or your UBS Business Services Account BSA (either same day we receive your payment, and you will not receive your check referred to as your UBS Account). When we use your UBS Account to back from your financial institution. For inquiries, please call repay your CashConnect Cash Advance transaction in full, you will not 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 incur any interest charges. If there are insufficient funds in your UBS for the UBS Visa Signature credit card. Account to pay off your CashConnect Cash Advances balance in full, then the APR for your Cash Advances will apply as of the original Mailed Payments. A conforming payment received by us by 5:00 p.m. transaction date on any remaining balance. You will be charged the APR Central time will be credited to your account the day of receipt. A on Cash Advances on your remaining Cashannect Cash Advance 'conforming payment' is a payment that: 1) is mailed using the enclosed balance until it is repaid in full. Applicable ATM surcharge fees may envelope and payment coupon included with this statement to UBS Bank apply. No other account balances are paid through the CashConnect USA - Card Services, P.O. Box 203219, Dallas, TX 75320-3210 and 2) is in feature. If you choose not to participate in the CashConnect feature, the form of a single, non-folded check or money order made payable in please contact us at 1.888.762.1232 for the UBS Visa Infinite credit card US dollars from a US based institution. Any payment that does not meet or I -800-762-1000 for the UBS Visa Signature credit card. Available only these requirements or any payment with multiple checks or money for cardholders with art RMA or Business Settes Account BSA. orders, additional correspondence, staples, paperclips, etc. will be considered a • non-conforming payment," which may delay the crediting Accrual of interest and bow to avoid paying Merest on of the payment for up to 5 days. We can accept late payments, partial purchases. Your due date is at least 23 days after the close of each payments, checks and money orders marked 'Paid in Full' or language billing cycle. On Purchases, interest begins to accrue as of the having the same effect without losing any of our rights under this transaction date. However, if you paid the Statement Balance from your Agreement and such payments may be sent to the following address: previous billing statement by the Payment Due Date on that statement, UBS Bank USA - Card Services, P.O. Box 203219, Dallas, TX, 75320-3210. then (I ) we will not impose interest on Purchases during your current billing period if you pay the Statement Balance on the current billing Continued on back of next page SDNY_GM_00008716 CONFIDENTIAL EFTA01596638 Page 3 of 4 My Choice Rewards Points from UBS Account Surnonary Total Points Beginning Points this period 94,222 Points earned this period 1,724 Bonus points 0 Adjustments 0 Redemptions 0 Ending points balance 95,946 *For more details on your rewards points activity, please visit us online at ubs.conVuscards Activity for GHISLAINE MAXWELL - Card ending in is Date Description Amount 04/18 PAYMENT THANK YOU -5863.15 Total Payments Activity -$863.15 Purchases 04/04 CLOUDFLARE 650-3198939 CA $200.20 04/09 MAILCHIMP 'MONTHLY MAILCHIMP.COMGA $653.25 04/t6 Amazon web services aws.amazon.coWA $192.86 04/t6 Amazon web services aws.amazon.coWA $178.57 04/t6 INSURANCE FOR EXHSITO 440-3496650 OH $109.00 04/t6 STBLUE 2792124164271SALT LAKE CTYUT $379.60 TKT: 2792124164271 DEPT DATE: 04/25/19 0406: BOS DEST: DFW 0106: DtW DEST: BOS 04/t9 BUFFER AWESOME MONTHLY HTTPSBUFFEACCA $10.00 Total Purchases Activity $1,723.48 2019 Totals Year-to-Date Summary of Fees and Interest Total Fees Criarged in 2019 $0.00 Total Interest Charged in 2019 $0.00 Interest Charge Calculation - 31 Days in Billing Cycle PURCHASES BALANCE TRANSFERS CASH ADVANCES Balance Subject to Interest Rate $0.00 $0.00 $0.00 ANNUAL PERCENTAGE RATE (APR) 17.49% (v) 17.49% (v) 24.49% (v) 7 interest Charge $0.00 $O.00 $0.00 Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v) = Variable Rate SDNY_GM_00008717 CONFIDENTIAL EFTA01596639 Page 4 of 4 statement by the Payment Due Date in the current billing period, and (2) • Aceemat tatennellese your name and account number we will credit any payment applied toward Purchases as of the first day in • Dar aunt the dollar amount of the suspected error your current billing period if you make a payment by the Payment Due • Dee:della of emblem if you think there is an error on your Date in the current billing period that is less than the Statement Balance. bill, describe what you believe is wrong and why you believe it If a Statement Balance was shown on your previous billing statement and is a mistake. You must contact us within 60 days after the you did not pay the Statement Balance by the Payment Due Date on that error appeared on your statement. statement, then we will not impose Interest Charges on any Purchases during the current billing period if you pay the Statement Balance shown You must notify us of any potential errors le tabs You may call us, on the current billing statement by the Payment Due Date in the current but if you do we are not required to investigate any potential errors and billing period. For Balance Transfers, interest will accrue from the day we you may have to pay the amount in question. send the Balance Transfer to the payee. For Checks, interest will accrue While we investigate whether or not there has been an error: S from the day the payee accepts the check. For Cash Advances, interest 8 will accrue from the day you take the Cash Advance. • We cannot try to collect the amount in question, or report you S as delinquent on that amount. Hall= a coital, yewlace =eject le latest Me We use a • The charge in question may remain on your statement, and we method called 'daily balance' (including new purchases). To determine may continue to charge you interest on that amount. But, if the amount of interest to be charged on your Account, we first calculate we determine that we made a mistake, you will not have to 0 the 'Balance Subject to Interest Rate" separately for Purchases, for pay the amount in question or any interest or other fees Balance Transfers, and for Cash Advances. We apply the applicable Daily related to that amount. Periodic Rate or the DPR (the DPR for each category is the applicable APR • While you do not have to pay the amount in question, you are shown on the front of the statement divided by 365), to each of the 8 responsible for the remainder of your balance. applicable daily balances for i) Purchases, h) Balance Transfers, and iii) • We can apply any unpaid amount against your credit limit. Cash Advances. The daily balances for Purchases, for Balance Transfers, and for Cash Advances are each calculated separately and determined as This delta yen a dIsseddled math per aunt one pude follows: We take the beginning balances for each transaction type on If you are dissatisfied with the goods or services that you have purchased your Account each day, including any interest calculated on the previous with your credit card and you have tried in good faith to correct the day's balance, add to the respective balances any new transaction, problem with the merchant, you may have the right not to pay the subtract any payments or credits and make any other applicable remaining amount due on the purchase. To use this right, all of the adjustment(s). Your Cardmember Agreement provides for compounding following must be true: of interest. A credit balance is treated as a balance of zero. If you 1. The purchase must have been made in your home state or multiply the 'Balance Subject to Interest Rate' for each balance category within 100 miles of your current mailing address, and the as shown on your monthly billing statement by the number of days in the purchase price must have been more than $50. (Note: Neither billing period and then multiply each sum by the applicable DPR, the of these are necessary if your purchase was based on an results will be the interest assessed, except for minor variations caused by advertisement we mailed to you, or if we own the company rounding. that sold you the goods or services.) Cleat eau neat sad anise We may report information about 2. You must have used your credit card for the purchase. your account to credit bureaus. Late payments, missed payments, or Purchases made with Cash Advances from an ATM or with a other defaults on your account may be reflected in your credit report. If check that accesses your credit card account do not qualify. you believe that an entry we have made on your credit report is 3. You must not yet have fully paid for the purchase. inaccurate or incomplete, please contact the credit bureau directly or contact us at UBS Bank USA, Card Operations Division, 315 Deaderick If all the criteria above are met and you are still dissatisfied with the Street, 5th Floor, Nashville, TN 37238. We will request your name; your purchase, contact us In velem at: account number; the credit bureau where you received the credit report; UBS Bank USA - Disputes Department a description of the error; and why you believe it is an error. We will P.O. Box 84040 promptly investigate, notify you of our findings, and, if warranted, send Columbus, GA 31908 an update to the credit bureaus within 30 days. While we investigate, the same rules apply to the disputed amount as Whom Millirem Syne ad am ewer enemy slelesnot referenced above in the section covering errors on your statement. After If you think there is an error on your statement, please write to us at: we finish our investigation, we will notify you of our decision. At that point, if we think you owe an amount and you do not pay that amount, UBS Bank USA • Card Operations Division we may report you as delinquent. 315 Deaderick Street, 5th Floor Nashville, TN 37238 Please refer to your Cardmember Agreement for additional information about the terms of your Account. In your letter, give us the following information: 02011 UBS Bank USA SDNY_GM_00008718 CONFIDENTIAL EFTA01596640