EFTA01596743

SUBS Statement BEng Period: Payment Due Date Minimum Payment Due 02/27/19 - 03/26/19 April 23, 2019 535.00 UBS Visa Signature credit card statement Prepared for: GHISLAME MAXWF Page t of 4 Customer News Primary Card Number Erving in: Questions? Call 1-800-762-1000 ubs.com/onlineservices Credit card payment reminder Do not mail payment. Your Statement Balance in the amount of $8 63. 1 5 is scheduled to be paid on Account Summary Activity Summary 4/18/1 9 from your UBS Account. Minimum Payment Due $35.00 Previous Balance $2.675.95 Thank you. Payment Due Da $2,675.95 Credit Line $35.000.00 + Purchases $363.35 Available Credit Line $34,1 - Other Credits $0.20 Cast, Credit Line $14.000.00 + Cash Advances $0.00 Available Cash Line $14,000.00 + Fees $0.00 Pad Due Amount SO.00 + Interest $0.00 Overlimit Amount $0.00 Statement Balance $863.15 Payment Information• Statement Balance $863.15 Minimum Payment Due $35.00 Payment Due Date 04/23/2019 Late Payment Waming: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to $38.00 and your APRs may be increased to the Penalty APR of 29.99%. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more n interest and it will take you longer to pay off your balance. For Instance If you make no additional charges You will pay off the balance And you will end up paying the using this card and each month shown on this statement in estimated total of... you pay... about... Only the Minimum Payment 3 years $1,076 If you would like information about credit counseling services, call 1-800-762-1000. The phone number for UBS Bank USA s 1.600-762-1000. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1.800-342-3736 or www.dfs.ny.gov • Repayment information is based on your account activity and the APRs on your account as of the closing date of this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity online, go to ubs.comtonlineservices. Detach here. Please make checks payable to • UBS Card Services' and include this payment coupon in the enclosed envelope. Please allow 7 - 10 business days for U.S. Postal Service delivery ll undeliverable, return to: UBS BANK USA • CARD SERVICES PO BOX 84040 SUBS Card Number Ending in Minimum Payment Due Statement Balance $35.00 $863.15 COLUMBUS GA 31908.4040 Payment Due Date April 23,2019 You are enrolled in Automated Pay Credit Card. Send payments to: UBS BANK USA • CARD SERVICES PO BOX 203219 DALLAS TX 75320.3219 SDNY_GM_00008821 CONFIDENIAL 0000003500 2 EFTA01596743 Important Information about your UBS credit card lost or stolen card.Your credit card is issued by UBS Bank USA. If Other payment opens. your card is lost or stolen, please contact us immediately at any time at Online: Visit ubscornionlineservices to sign up for Pay Credit Card to 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 pay your account online. Payments made through Pay Credit Card will for the UBS Visa Signature credit card. You will not be liable for any unauthorized use that occurs after you notify us. You may, however, be be credited to your account that same day if requested prior to 4:00 p.m. liable for unauthorized use that occurs before your notice to us. In any Eastern time for debits from an external account and 6:00 p.m. Eastern time for debits from a UBS Resource Management Account (RMA) or UBS case, your liability will not exceed $50. Business Services Account BSA account. Available onty for cardholders Payment hdorinsIllea. Each billing cycle, you must pay at least the with art RMA or UBS Business Services Account BSA. Minimum Payment Due shown on your monthly statement by its Payment Pay by Mac To make a payment by phone, please call Due Date. Both the Minimum Payment Due and Payment Due Date are noted on your statement. At any time you may pay more than the 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762-1000 Minimum Payment Due up to the full amount you owe us, however you for the UBS Visa Signature credit card. Payments made from an outside cannot 'pay ahead.' This means that if you pay more than the required account by 5:00 p.m. Eastern time will be credited to your account same 00040403 • 040757 • 0301 day. Payments made from your UBS account by 6:00 p.m. Eastern time Minimum Payment Due in any billing cycle or if you make more than one are also credited same day. Application of any phone payment to your payment in a billing cycle, you will still need to pay the next month's required Minimum Payment Due by your next Payment Due Date. credit line may be delayed for up to 7 days. Remember to make all checks payable to UBS Card Services. Please Overnight payments: Send overnight courier service or USPS Priority allow 7 days for the U.S. Postal Service to deliver your Mail payments to UBS Bank USA - Card Services, 2975 Regent Boulevard, payment to us. Upon our receipt, your available credit may P.O. Box 203219, Irving, TX 75063. A payment received at this address not he increased by the payment amount for up to 7 days to by 5:00 p.m. Central time that otherwise meets the requirements of a ensure the funds from the bank an which your payment is conforming payment will be credited to your account that same day. drawn are collected and not returned. e• I .R...1;11 ci as payment on this Account, you authorize us to either use the Automatic repayment of cash advances through information from your check to make a one-time electronic fund transfer CashConnect : The CashConnect feature on your UBS credit card from your account or to process the payment as a check transaction. account will automatically repay new Cash Advances obtained from When we use information from your check to make an electronic fund ATMs and financial institutions (CashConnect Cash Advances), each transfer, funds may be withdrawn from your account as soon as the night, with available funds from your UBS Resource Management same day we receive your payment, and you will not receive your check Account (RMA) or your UBS Business Services Account BSA (either back from your financial institution. For inquiries, please call referred to as your UBS Account). When we use your UBS Account to 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 repay your CashConnect Cash Advance transaction in full, you will not for the UBS Visa Signature credit card. incur any interest charges. If there are insufficient funds in your UBS Account to pay off your CashConnect Cash Advances balance in full, Mailed Payment■. A conforming payment received by us by 5:00 p.m. Central time will be credited to your account the day of receipt. A then the APR for your Cash Advances will apply as of the original 'conforming payment' is a payment that: 1) is mailed using the enclosed transaction date on any remaining balance. You will be charged the APR envelope and payment coupon included with this statement to UBS Bank on Cash Advances on your remaining CashConnect Cash Advance balance until it is repaid in full. Applicable ATM surcharge fees may USA - Card Services, P.O. Box 203219, Dallas, TX 75320-3210 and 2) is in apply. No other account balances are paid through the CashConnect the form of a single, non-folded check or money order made payable in US dollars from a US based institution. Any payment that does not meet feature. If you choose not to participate in the CashConnect feature, these requirements or any payment with multiple checks or money please contact us at 1.888.762.1232 for the UBS Visa Infinite credit card orders, additional correspondence, staples, paperclips, etc. will be or 1.800.762.1000 for the UBS Visa Signature credit card. Available only (or cardholders with an RMA or Business Services Account BSA. considered a 'nonconforming payment,' which may delay the crediting of the payment for up to 5 days. We can accept late payments, partial payments, checks and money orders marked 'Paid in Full' or language Accrual of Interest and how to avoid paying Interest on having the same effect without losing any of our rights under this pendants. Your due date is at least 23 days after the close of each Agreement and such payments may be sent to the following address: billing cycle. On Purchases, interest begins to accrue as of the transaction date. However, if you paid the Statement Balance from your UBS Bank USA - Card Services, P.O. Box 203219, Dallas, TX, 75320-3210. previous billing statement by the Payment Due Date on that statement, then (I ) we will not impose interest on Purchases during your current Continued on back of next page SDNY_GM_00008822 CONFIDENTIAL EFTA01596744 Page 3 of 4 M Choice Rewards Points from UBS Account Sunman/ Total Points Beginning Points this period 93,359 Points earned this period 863 Bonus points 0 Adjustments 0 Redemptions 0 Ending points balance 94,222 •For more details on your rewards points activity, please visit us online at ubs.com(uscards Activity for GH6LAJNE MAXWELL - Card ending in MI Date Descripticn Amount Payments 03/11 CLOUDFLARE 650-3198939 CA -$0.10 03/17 CLOUDFLARE 650-3198939 CA -$0.10 03/18 PAYMENT THANK YOU -$2,675.95 Tatallaymentsitabtfty -S2,676.15 Purchases 03/09 MAILCHIMP •MONTHLY MAILCHiMP.COMGA S653.25 03/09 CLOUDFLARE 650-3198939 CA $200.00 03/12 CLOUDFLARE 650-3198939 CA $0.10 03/t9 BUFFER AWESOME MONTHLY HTTPSBUFFER.CCA S10.00 Total Purchases ActMty S86335 Total Fees Charged in 2019 $0.00 Total Interest Charged in 2019 $0.00 Interest Charge Calculation -28 Days in Billing Cycle Balance ANNUAL Subject to PERCENTAGE Interest Interest Rate RATE (APR) Charge PURCHASES $0.00 17.49% (v) $0.00 BALANCE TRANSFERS $0.00 17.49% hel $0.00 CASH ADVANCES $0.00 24.49% hel $0.00 ■ Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v) = Variable Rate SDNY_GM_00008823 CONFIDENTIAL EFTA01596745 Page 4 of 4 billing period if you pay the Statement Balance on the current billing In your letter, give us the following information: statement by the Payment Due Date in the current billing period, and (2) • Account lefentatien: your name and account number we will credit any payment applied toward Purchases as of the first day in • Dear anteunt the dollar amount of the suspected error your current billing period if you make a payment by the Payment Due • Description of problem if you think there is an error on Date in the current billing period that is less than the Statement Balance. your bill, describe what you believe is wrong and why you If a Statement Balance was shown on your previous billing statement and believe it is a mistake. You must contact us within 60 days you did not pay the Statement Balance by the Payment Due Date on that after the error appeared on your statement. statement, then we will not impose Interest Charges on any Purchases You must notify us of any potential errors In writing You may call us, during the current billing period if you pay the Statement Balance shown but if you do we are not required to investigate any potential errors and on the current billing statement by the Payment Due Date in the current you may have to pay the amount in question. billing period. For Balance Transfers, interest will accrue from the day we While we investigate whether or not there has been an error: S send the Balance Transfer to the payee. For Checks, interest will accrue 8 from the day the payee accepts the check. For Cash Advances, interest • We cannot try to collect the amount in question, or report you will accrue from the day you take the Cash Advance. as delinquent on that amount. 8 • The charge in question may remain on your statement, and we How we will taintinte your balance added to Interest into. may continue to charge you interest on that amount. But, if 8 We use a method called 'daily balance" (including new purchases). To we determine that we made a mistake, you will not have to a determine the amount of interest to be charged on your Account, we pay the amount in question or any interest or other fees first calculate the 'Balance Subject to Interest Rate" separately for related to that amount. Purchases, for Balance Transfers, and for Cash Advances. We apply the • While you do not have to pay the amount in question, you are 8 applicable Daily Periodic Rate or the DPR (the DPR for each category is responsible for the remainder of your balance. the applicable APR shown on the front of the statement divided by 365). • We can appty any unpaid amount against your credit limit. to each of the applicable daily balances for i) Purchases, ii) Balance Transfers, and iii) Cash Advances. The daily balances for Purchases, for Vour rights if you are dissatisfied with your credit card Balance Transfers, and for Cash Advances are each calculated separately purdtases and determined as follows: We take the beginning balances for each If you are dissatisfied with the goods or services that you have purchased transaction type on your Account each day, including any interest with your credit card and you have tried in good faith to correct the calculated on the previous day's balance, add to the respective balances problem with the merchant, you may have the right not to pay the any new transaction, subtract any payments or credits and make any remaining amount due on the purchase. To use this right, all of the other applicable adjustment(s). Your Cardmember Agreement provides following must be true: for compounding of interest. A credit balance is treated as a balance of 1. The purchase must have been made in your home state or zero. If you multiply the "Balance Subject to Interest Rate' for each within 100 miles of your current mailing address, and the balance category as shown on your monthly billing statement by the purchase price must have been more than $50. (Note: Neither number of days in the billing period and then multiply each sum by the of these are necessary if your purchase was based on an applicable DPR, the results will be the interest assessed, except for minor advertisement we mailed to you, or if we own the company variations caused by rounding. that sold you the goods or services.) 2. You must have used your credit card for the purchase. Credit blown reports End Amputee. We may report information Purchases made with Cash Advances from an ATM or with a about your account to credit bureaus. Late payments, missed payments, check that accesses your credit card account do not qualify. or other defaults on your account may be reflected in your credit report. 3. You must not yet have fully paid for the purchase. If you believe that an entry we have made on your credit report is If all the criteria above are met and you are still dissatisfied with the inaccurate or incomplete, please contact the credit bureau directly or purchase, contact us in waiting at: contact us at UBS Bank USA, Card Operations Division, 315 Deaderick Street, 5th floor, Nashville, TN 37238. We will request your name; your UBS Bank USA - Disputes Department account number; the credit bureau where you received the credit report; P.O. Box 84040 a description of the error; and why you believe it is an error. We will Columbus, GA 31908 promptly investigate, notify you of our findings, and, if warranted, send an update to the credit bureaus within 30 days. While we investigate, the same rules apply to the disputed amount as referenced above in the section covering errors on your statement. After Met to do M yet think your find an error on your stntentent we finish our investigation, we will notify you of our decision. At that If you think there is an error on your statement, please write to us at: point, if we think you owe an amount and you do not pay that amount, we may report you as delinquent. UBS Bank USA • Card Operations Division 315 Deaderick Street, 5th Floor Please refer to your Cardmember Agreement for additional information Nashville, TN 37238 about the terms of your Account. C2011 UBS Bank USA SDNY_GM_00008824 CONFIDENTIAL EFTA01596746 SUBS Statement Biting Period: Payment Due Date Minimum Payment Due 01/27/19-02/26/19 March 23,2019 554.00 UBS Visa Signature credit card statement Prepared for: GHISLAINE MAXWELL Page t of 4 Customer News Primary Card Number Erving irr= Questions? Call 1-800-762-1000 ubs.com/onlineservices Credit card payment reminder Do not mail payment. Your Statement Balance in the amount of $ 2,6 7 5.9 5 is scheduled to be paid on Account Summary Activity Summary 3/18/19 from your UBS Account. Minimum Payment Due $54.00 Previous Balance $3,733.30 Thank you. Payment Due Date Credit Line 435.000.00 + Purchases 52,675.95 I Available Credit Line $32,3 - Other Credits Cast Credit Line $14.000.00 + Cash Advances $0.00 An annual summary statement which Available Cash Line $14,000.00 + Fees $0.00 includes all of your credit card Past Due Amount $0.00 + Interest $0.00 account activity from 2018 is now Calimit Amount $0.00 Statement Balance $2,675.95 available online. To view the statement logon to your UBS Online Payment Information* Services account and go to My UBS Statement Balance $2,675.95 Accounts > Account Documents. Minimum Payment Due $54.00 Payment Due Date 03/23/2019 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to $38.00 and your APRs may be increased to the Penalty APR of 29.99%. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more n interest and it will take you longer to pay off your balance. For Instance If you make no additional charges You will pay off the balance And you will end up paying the using this card and each month shown on this statement in estimated total of... you pay... about.. Only the Minimum Payment 7 years $4,229 43,456 496 3 years (Savings = $773) If you would like information about credit counseling services, call 1-800-762-1000. The phone number for UBS Bank USA is 1.800-762-1000. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1.800-342-3736 or wirvw.dfs.ny.gov Repayment information is based on your account activity and the APRs on your account as of the closing date of this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity online, go to ubs.com/onlineservices. Detach here. Please make checks payab!e to UBS Card Services' and include this payment coupon in the enclosed envelope. Please allow 7 - 10 business days for U.S. Postal Service delivery. If undeliverable. return to: UBS BANK USA - CARD SERVICES PO BOX 84040 UBS Card Number Ending in Minimum Payment Due Statement Balance $54.00 $2,675.95 COLUMBUS GA 31908.4040 Payment Due Date March 23, 2019 You are enrolled in Automated Pay Credit Card. Sendpayments GHISLAINE MAXWELL UBS BANK USA - CARD SERVICES PO 80X 203219 DALLAS TX 75320-3219 SDNCGM_00008825 CON F DEIflJAL I 000000 5400 2 EFTA01596747 Important information about your UBS credit card lost or stolen card.Your credit card is issued by UBS Bank USA. If Other payment options. your card is lost or stolen, please contact us immediately at any time at bulbs= Visit ubscornionlineservices to sign up for Pay Credit Card to 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 pay your account online. Payments made through Pay Credit Card will for the UBS Visa Signature credit card. You will not be liable for any unauthorized use that occurs after you notify us. You may, however, be be credited to your account that same day if requested prior to 4:00 p.m. liable for unauthorized use that occurs before your notice to us. In any Eastern time for debits from an external account and 6:00 p.m. Eastern time for debits from a UBS Resource Management Account (RMA) or UBS case, your liability will not exceed $50. Business Services Account BSA account. Available onty for cardholders Payment Isforinslion. Each billing cycle, you must pay at least the with art RMA or UBS Business Services Account BSA. Minimum Payment Due shown on your monthly statement by its Payment Pay by PlmacTo make a payment by phone, please call Due Date. Both the Minimum Payment Due and Payment Due Date are noted on your statement. At any time you may pay more than the 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762-1000 Minimum Payment Due up to the full amount you owe us, however you for the UBS Visa Signature credit card. Payments made from an outside cannot 'pay ahead.' This means that if you pay more than the required account by 5:00 p.m. Eastern time will be credited to your account same day. Payments made from your UBS account by 6:00 p.m. Eastern time Minimum Payment Due in any billing cycle or if you make more than one are also credited same day. Application of any phone payment to your payment in a billing cycle, you will still need to pay the next month's required Minimum Payment Due by your next Payment Due Date. credit line may be delayed for up to 7 days. Remember to make all checks payable to UBS Card Services. Please Oversight payments: Send overnight courier service or USPS Priority 2 allow 7 days for the U.S. Postal Service to deliver your Mail payments to UBS Bank USA - Card Services, 2975 Regent Boulevard, S payment to us. Upon our receipt, your available credit may P.O. Box 203219, Irving, TX 75063. A payment received at this address not be increased by the payment amount for up to 7 days to by 5:00 p.m. Central time that otherwise meets the requirements of a a ensure the funds from the bank on which your payment is conforming payment will be credited to your account that same day. drawn are collected and not returned. b`. u• I .R...1;31 .; /41. 1 :1,.. ci as payment on this Account, you authorize us to either use the Automatic repayment of cash admen. Hugh information from your check to make a one-time electronic fund transfer CashConnect : The CashConnect feature on your UBS credit card from your account or to process the payment as a check transaction. account will automatically repay new Cash Advances obtained from When we use information from your check to make an electronic fund ATMs and financial institutions (CashConnect Cash Advances), each transfer, funds may be withdrawn from your account as soon as the night, with available funds from your UBS Resource Management same day we receive your payment, and you will not receive your check Account (RMA) or your UBS Business Services Account BSA (either back from your financial institution. For inquiries, please call referred to as your UBS Account). When we use your UBS Account to 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762-1000 repay your Cashannect Cash Advance transaction in full, you will not for the UBS Visa Signature credit card. incur any interest charges. If there are insufficient funds in your UBS Account to pay off your CashConoect Cash Advances balance in full, Malted Payments. A conforming payment received by us by 5:00 p.m. Central time will be credited to your account the day of receipt. A then the APR for your Cash Advances will apply as of the original 'conforming payment' is a payment that: 1) is mailed using the enclosed transaction date on any remaining balance. You will be charged the APR envelope and payment coupon included with this statement to UBS Bank on Cash Advances on your remaining CashConnect Cash Advance balance until it is repaid in full. Applicable ATM surcharge fees may USA - Card Services, P.O. Box 203219, Dallas, TX 75320-3210 and 2) is in apply. No other account balances are paid through the CashConnect the form of a single, non-folded check or money order made payable in US dollars from a US based institution. Any payment that does not meet feature. If you choose not to participate in the CashConnect feature, these requirements or any payment with multiple checks or money please contact us at 1.888.762.1232 for the UBS Visa Infinite credit card orders, additional correspondence, staples, paperclips, etc. will be or 1.800.762.1000 for the UBS Visa Signature credit card. Available only (or cardholders with an RMA or Business Services Account BSA. considered a 'nonconforming payment,' which may delay the crediting of the payment for up to 5 days. We can accept late payments, partial payments, checks and money orders marked 'Paid in Full' or language Accrual of Stems! and how to avoid paying Interest on having the same effect without losing any of our rights under this purchases. Your due date is at least 23 days after the close of each Agreement and such payments may be sent to the following address: billing cycle. On Purchases, interest begins to accrue as of the transaction date. However, if you paid the Statement Balance from your UBS Bank USA - Card Services, P.O. Box 203219, Dallas, TX, 75320-3210. previous billing statement by the Payment Due Date on that statement, then (I ) we will not impose interest on Purchases during your current Continued on back of next page SDNY_GM_00008826 CONFIDENTIAL EFTA01596748 Page 3 of 4 My Choice Rewards Points from UBS Account Summary Total Points Beginning Points this period 90,68 Points earned this period 2,67 Bonus points Adjustments Redemptions Ending points balance 93,35 •For more details on your rewards points activity, please visit us online at ubs.comMscards Activity for GHISLAINE MAXWELL - Card ending inn" Date Description Amount Payments 02/15 PAYMENT THANK YOU -$9733.30 Total Payments Activity -53,733.30 Purchases 02/09 MAILCHIMP •MONTHLY MAILCHiMP.COMGA 5653.25 02/09 CLOUDFLARE 650-3198939 CA 5200.10 02/10 CLOUDFLARE 650-3198939 CA 50.10 02/19 BUFFER AWESOME MONTHLY HTTPSBUFFEACCA $10.00 02/25 N *Eftl DESIGN. INC. 508-9811897 MA 61,812.50 Total Purchases Activity 52,675.95 W 2019 Totals Year-to-Date Summary of Fees and Interest Total Fees Charged in 2019 50.00 Total Interest Charged in 2019 $0.00 Interest Charge Calculation - 31 Days in Billing Cycle Balance ANNUAL Subject to PERCENTAGE Interest Interest Rate RATE (APR) Charge PURCHASES 50.00 17.09% M $0.00 BALANCE TRANSFERS 50.00 17.09% M $0.00 CASH ADVANCES 50.00 24.09% M $0.00 Your Annual Percentage Rate (APR) is the annual interest rate on your account. (W. Variable Rate SDNY_GM_00008827 CONFIDENTIAL EFTA01596749 Page 4 of 4 billing period if you pay the Statement Balance on the current billing In your letter, give us the following information: statement by the Payment Due Date in the current billing period, and (2) • Account leformatien: your name and account number we will credit any payment applied toward Purchases as of the first day in • Dear ansount the dollar amount of the suspected error your current billing period if you make a payment by the Payment Due • Description of molds= if you think there is an error on Date in the current billing period that is less than the Statement Balance. your bill, describe what you believe is wrong and why you If a Statement Balance was shown on your previous billing statement and believe it is a mistake. You must contact us within 60 days you did not pay the Statement Balance by the Payment Due Date on that after the error appeared on your statement. statement, then we will not impose Interest Charges on any Purchases You must notify us of any potential errors ht writing You may call us, during the current billing period if you pay the Statement Balance shown but if you do we are not required to investigate any potential errors and on the current billing statement by the Payment Due Date in the current you may have to pay the amount in question. billing period. For Balance Transfers, interest will accrue from the day we While we investigate whether or not there has been an error: send the Balance Transfer to the payee. For Checks, interest will accrue from the day the payee accepts the check. For Cash Advances, interest • We cannot try to collect the amount in question, or report you will accrue from the day you take the Cash Advance. as delinquent on that amount. • The charge in question may remain on your statement, and we How we win mandate your balance suldect to Intersat mar. may continue to charge you interest on that amount. But, if We use a method called 'daily balance" (including new purchases). To we determine that we made a mistake, you will not have to determine the amount of interest to be charged on your Account, we pay the amount in question or any interest or other fees first calculate the 'Balance Subject to Interest Rate" separately for related to that amount. Purchases, for Balance Transfers, and for Cash Advances. We apply the • While you do not have to pay the amount in question, you are applicable Daily Periodic Rate or the DPR (the DPR for each category is responsible for the remainder of your balance. the applicable APR shown on the front of the statement divided by 365). • We can apply any unpaid amount against your credit limit. to each of the applicable daily balances for i) Purchases, ii) Balance Transfers, and iii) Cash Advances. The daily balances for Purchases, for Vour rights if you are dissatisfied with your credit card Balance Transfers, and for Cash Advances are each calculated separately purchases and determined as follows: We take the beginning balances for each If you are dissatisfied imth the goods or services that you have purchased transaction type on your Account each day, including any interest with your credit card and you have tried in good faith to correct the calculated on the previous day's balance, add to the respective balances problem with the merchant, you may have the right not to pay the any new transaction, subtract any payments or credits and make any remaining amount due on the purchase. To use this right, all of the other applicable adjustment(s). Your Cardmember Agreement provides following must be true: for compounding of interest. A credit balance is treated as a balance of 1. The purchase must have been made in your home state or zero. If you multiply the "Balance Subject to Interest Rate' for each within 100 miles of your current mailing address, and the balance category as shown on your monthly billing statement by the purchase price must have been more than $50. (Note: Neither number of days in the billing period and then multiply each sum by the of these are necessary if your purchase was based on an applicable DPR, the results will be the interest assessed, except for minor advertisement we mailed to you, or if we own the company variations caused by rounding. that sold you the goods or services.) 2. You must have used your credit card for the purchase. Credit Mame reports rd disputa We may report information Purchases made with Cash Advances from an ATM or with a about your account to credit bureaus. Late payments, missed payments, check that accesses your credit card account do not qualify. or other defaults on your account may be reflected in your credit report. 3. You must not yet have fully paid for the purchase. If you believe that an entry we have made on your credit report is If all the criteria above are met and you are still dissatisfied with the inaccurate or incomplete, please contact the credit bureau directly or purchase, contact us In walting at: contact us at UBS Bank USA, Card Operations Division, 315 Deaderick Street, 5th floor, Nashville, TN 37238. We will request your name; your UBS Bank USA - Disputes Department account number; the credit bureau where you received the credit report; P.O. Box 84040 a description of the error; and why you believe it is an error. We will Columbus, GA 31908 promptly investigate, notify you of our findings, and, if warranted, send an update to the credit bureaus within 30 days. While we investigate, the same rules apply to the disputed amount as referenced above in the section covering errors on your statement. After What to do M yet think yew find an ewer on your statement we finish our investigation, we will notify you of our decision. At that If you think there is an error on your statement, please write to us at: point, if we think you owe an amount and you do not pay that amount, we may report you as delinquent. UBS Bank USA • Card Operations Division 315 Deaderick Street, 5th Floor Please refer to your Cardmember Agreement for additional information Nashville, TN 37238 about the terms of your Account. C2011 UBS Bank USA SDNY_GM_00008828 CONFIDENTIAL EFTA01596750 SUBS ,- Statement BEng Period: Payment Due Date 12/27/18 - 01/26/1 —9\ February 23, 2019 Minimum Payment Due $75.00, UBS Visa Signature credit card statement Prepared for: GHISLAINE MAXWELL Paget of 4 Customer News Primary Card Number Encing Questions? Call 1-800-762-1000 ubs.conVonlinesenrices Pay Credit Card reminder Do not mail payment. Your Statement Balance in the amount of $3,733.30 is scheduled to be paid on Account Summary Activity Summary 2/18119 from your UBS Account. Minimum Payment Due $75.00 Previous Balance 51,340.52 Thank you. P SOS ini-74 Credit Line $35.000.00 + Purchases 53.733.30 Available Credit Line $31,266.75 - Other Credits 50.00 Cash Credit Line 514.000.00 + Cash Advances 50.00 View your card account activity, Available Cash UM 514,000.00 + Fees $0.00 download credit card statements and Past Due Amount 50.CO + Interest $0.00 more at ubs.com/onlineservices Overlimit Amount 50.00 Statement Balance 53,733.30 Payment Information• Statement Balance $3,733.30 Minimum Payment Due $75.00 Payment Due Date 02/23/2019 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to $38.00 and your APRs may be increased to the Penalty APR of 29.99%. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more n interest and it will take you longer to pay off your balance. For Instance If you make no additional charges You will pay off the balance And you will end up paying the using this card and each month shown on this statement in estimated total of... you pay... about.. Only the Minimum Payment 9 years 56,063 54.824 $134 3 years (Savings = $1,239) If you would like information about credit counseling services, call 1-800-762-1000. The phone number for UBS Bank USA a 1.800-762-1000. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1.800-342-3736 or www.dfs.ny.gov Repayment information is based on your account activity and the APRs on your account as of the closing date of this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity online, go to ubs.conVonlineservices. Detach here. Please make checks payable to • UE15 Card Servkes• and include this payment coupon in the enclosed envelope. Please allow 7 - 10 business days for U.S. Postal Service delivery. ll undeliverable, return to: UBS BANK USA • CARD SERVICES PO BOX 84040 UBS Card Number Ending in Minimum Payment Due Statement Balance $75.00 S3 733.30 COLUMBUS GA 31908.4040 Payment Due Date February 23, 2019 You are enrolled in Automated Pay Credit Card. Sendpayments to: GHISLAINE MAXWELL UBS BANK USA • CARD SERVICES PO BOX 203219 DALLAS TX 75320.3219 SIDNYGM_00008829 CONFIDENTIAL 0000007500 2 EFTA01596751 Important Information about your UBS credit card lost or stolen card-Your credit card is issued by UBS Bank USA. If Other payment options. your card is lost or stolen, please contact us immediately at any time at OslIns: Visit ubscorolonlineservices to sign up for Pay Credit Card to 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 pay your account online. Payments made through Pay Credit Card will for the UBS Visa Signature credit card. You will not be liable for any unauthorized use that occurs after you notify us. You may, however, be be credited to your account that same day if requested prior to 4:00 p.m. liable for unauthorized use that occurs before your notice to us. In any Eastern time for debits from an external account and 6:00 p.m. Eastern time for debits from a UBS Resource Management Account (RMA) or UBS case, your liability will not exceed $50. Business Services Account BSA account. Available only for cardholders Paned INforinslion. Each billing cycle, you must pay at least the with art RMA or UBS Business Services Account BSA. Minimum Payment Due shown on your monthly statement by its Payment Pay by Phone:To make a payment by phone, please call Due Date. Both the Minimum Payment Due and Payment Due Date are noted on your statement. At any time you may pay more than the 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800-762-1000 Minimum Payment Due up to the full amount you owe us, however you for the UBS Visa Signature credit card. Payments made from an outside 8 cannot 'pay ahead.' This means that if you pay more than the required account by 5:00 p.m. Eastern time will be credited to your account same day. Payments made from your UBS account by 6:00 p.m. Eastern time 8 Minimum Payment Due in any billing cycle or if you make more than one are also credited same day. Application of any phone payment to your payment in a billing cycle, you will still need to pay the next north's required Minimum Payment Due by your next Payment Due credit line may be delayed for up to 7 days. 8 8 Remember to make all checks payable to UBS Card Service.: Please Overnight payments: Send overnight courier service or USPS Priority allow 7 days for the U.S. Postal Service to deliver your Mail payments to UBS Bank USA - Card Services, 2975 Regent Boulevard, 8 payment to us. Upon our receipt, your available credit may P.O. Box 203219, Irving, TX 75063. A payment received at this address not be increased by the payment amount for up to 7 days to by 5:00 p.m. Central time that otherwise meets the requirements of a ensure the funds from the bank an which your payment is conforming payment will be credited to your account that same day. drawn are collected aad not returned. e I ;Jr ci ck as payment on this Account, you authorize us to either use the Automatic repayment of cash admen. Hugh information from your check to make a one-time electronic fund transfer CashCormect : The CashConnect feature on your UBS credit card from your account or to process the payment as a check transaction. account will automatically repay new Cash Advances obtained from When we use information from your check to make an electronic fund ATMs and financial institutions (CashConnect Cash Advances), each transfer, funds may be withdrawn from your account as soon as the night, with available funds from your UBS Resource Management same day we receive your payment, and you will not receive your check Account (RMA) or your UBS Business Services Account BSA (either back from your financial institution. For inquiries, please call referred to as your UBS Account). When we use your UBS Account to 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762.1000 repay your CashConnect Cash Advance transaction in full, you will not for the UBS Visa Signature credit card. incur any interest charges. II there are insufficient funds in your UBS Account to pay off your CashConnect Cash Advances balance in full, Mailed Payments. A conforming payment received by us by 5:00 p.m. Central time will be credited to your account the day of receipt. A then the APR for your Cash Advances will apply as of the original 'conforming payment' is a payment that: 1) is mailed using the enclosed transaction date on any remaining balance. You will be charged the APR envelope and payment coupon included with this statement to UBS Bank on Cash Advances on your remaining CashConnect Cash Advance balance until it is repaid in full. Applicable ATM surcharge fees may USA - Card Services, P.O. Box 203219, Dallas, TX 75320-3210 and 2) is in apply. No other account balances are paid through the CashConnect the form of a single, non-folded check or money order made payable in US dollars from a US based institution. Any payment that does not meet feature. II you choose not to participate in the CashConnect feature, these requirements or any payment with multiple checks or money please contact us at 1.888.762.1232 for the UBS Visa Infinite credit card orders, additional correspondence, staples, paperclips, etc. will be or 1.800.762.1000 for the UBS Visa Signature credit card. Available only for cardholders with an RMA or Business Services Account BSA. considered a 'non-conforming payment,' which may delay the crediting of the payment for up to 5 days. We can accept late payments, partial payments, checks and money orders marked 'Paid in Full' or language Accrual of Interest and how to avoid paying Interest on having the same effect without losing any of our rights under this purchases. Your due date is at least 23 days after the close of each Agreement and such payments may be sent to the following address: billing cycle. On Purchases, interest begins to accrue as of the transaction date. However, if you paid the Statement Balance from your UBS Bank USA - Card Services, P.O. Box 203219, Dallas, TX, 75320-3210. previous billing statement by the Payment Due Date on that statement, then (I ) we will not impose interest on Purchases during your current Continued on back of next page SDNY_GM_00008830 CONFIDENTIAL EFTA01596752 Page 3 of 4 My Choice Rewards Points from UBS Account Summary Total Points Beginning Points this period 86,950 Points earned this period 3,733 Bonus points 0 Adjustments 0 Redemptions 0 Ending points balance 90,683 *For more details on your rewards points activity, please visit us online at ubs.conVuscards Activity for GHSLAJNE MAXWELL - Card ending XENON Date Description Amount Palfrr 01/18 PAYMENT THANK YOU -$1,340.52 Total_PaymenttActivIty -S1,340.52 Purchases 01/04 STICKER MULE 8009759465 NY S185.00 01/04 CLOUDFLARE 650-3198939 CA $200.05 01/09 MAILCHIMP *MONTHLY MAILCHiMP.COMGA $653.25 01/14 IN *EFU DESIGN, INC. 508-9811897 MA $2,500.00 01/17 STICKER MULE 8009759465 NY S185.00 01/19 BUFFER AWESOME MONTHLY HTTPSBUFFER.CCA S10.00 Total Purchases Activity S3,733.30 Total Fees Charged in 2019 $0.00 Total Interest Charged in 2019 $0.00 Interest Charge Calculation -31 Days in Billing Cycle Balance ANNUAL Subject to PERCENTAGE Interest Interest Rate RATE (APR) Charge PURCHASES $0.00 17.49% (v) $0.00 BALANCE TRANSFERS $0.00 17.49% $0.00 CASH ADVANCES 50.00 24.49% $0.00 offal Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v) = Variable Rate SDNY_GM_00008831 CONFIDENTIAL EFTA01596753 Page 4 of 4 billing period if you pay the Statement Balance on the current billing In your letter, give us the following information: statement by the Payment Due Date in the current billing period, and (2) • Account bdensatien: your name and account number we will credit any payment applied toward Purchases as of the first day in • Donor aunt the dollar amount of the suspected error your current billing period if you make a payment by the Payment Due • Description of problem if you think there is an error on Date in the current billing period that is less than the Statement Balance. your bill, describe what you believe is wrong and why you If a Statement Balance was shown on your previous billing statement and believe it is a mistake. You must contact us within 60 days you did not pay the Statement Balance by the Payment Due Date on that after the error appeared on your statement. statement, then we will not impose Interest Charges on any Purchases You must notify us of any potential errors In writing You may call us, during the current billing period if you pay the Statement Balance shown but if you do we are not required to investigate any potential errors and on the current billing statement by the Payment Due Date in the current you may have to pay the amount in question. billing period. For Balance Transfers, interest will accrue from the day we While we investigate whether or not there has been an error: send the Balance Transfer to the payee. For Checks, interest will accrue from the day the payee accepts the check. For Cash Advances, interest • We cannot try to collect the amount in question, or report you will accrue from the day you take the Cash Advance. as delinquent on that amount. 8 • The charge in question may remain on your statement, and we S New we can olosInte year balance - d to Interest rate. may continue to charge you interest on that amount. But, if We use a method called 'daily balance" (including new purchases). To a we determine that we made a mistake, you will not have to determine the amount of interest to be charged on your Account, we pay the amount in question or any interest or other fees first calculate the 'Balance Subject to Interest Rate" separately for related to that amount. Purchases, for Balance Transfers, and for Cash Advances. We apply the • While you do not have to pay the amount in question, you are 8 applicable Daily Periodic Rate or the DPR (the DPR for each category is responsible for the remainder of your balance. the applicable APR shown on the front of the statement divided by 365). • We can apply any unpaid amount against your credit limit. to each of the applicable daily balances for i) Purchases, ii) Balance Transfers, and iii) Cash Advances. The daily balances for Purchases, for Vour rights if you are dissatisfied with your credit card Balance Transfers, and for Cash Advances are each calculated separately puts and determined as follows: We take the beginning balances for each If you are dissatisfied imth the goods or services that you have purchased transaction type on your Account each day, including any interest with your credit card and you have tried in good faith to correct the calculated on the previous day's balance, add to the respective balances problem with the merchant, you may have the right not to pay the any new transaction, subtract any payments or credits and make any remaining amount due on the purchase. To use this right, all of the other applicable adjustment(s). Your Cardmember Agreement provides following must be true: for compounding of interest. A credit balance is treated as a balance of 1. The purchase must have been made in your home state or zero. If you multiply the "Balance Subject to Interest Rate' for each within 100 miles of your current mailing address, and the balance category as shown on your monthly billing statement by the purchase price must have been more than $50. (Note: Neither number of days in the billing period and then multiply each sum by the of these are necessary if your purchase was based on an applicable DPR, the results will be the interest assessed, except for minor advertisement we mailed to you, or if we own the company variations caused by rounding. that sold you the goods or services.) 2. You must have used your credit card for the purchase. Credit Wren reports End Awaken We may report information Purchases made with Cash Advances from an ATM or with a about your account to credit bureaus. Late payments, missed payments, check that accesses your credit card account do not qualify. or other defaults on your account may be reflected in your credit report. 3. You must not yet have fully paid for the purchase. If you believe that an entry we have made on your credit report is If all the criteria above are met and you are still dissatisfied with the inaccurate or incomplete, please contact the credit bureau directly or purchase, contact us In wilting at: contact us at UBS Bank USA, Card Operations Division, 315 Deaderick Street, 5th floor, Nashville, TN 37238. We will request your name; your UBS Bank USA - Disputes Department account number; the credit bureau where you received the credit report; P.O. Box 84040 a description of the error; and why you believe it is an error. We will Columbus, GA 31908 promptly investigate, notify you of our findings, and, if warranted, send an update to the credit bureaus within 30 days. While we investigate, the same rules apply to the disputed amount as referenced above in the section covering errors on your statement. After What to do If yet Wilk your fled an error on your statement we finish our investigation, we will notify you of our decision. At that If you think there is an error on your statement, please write to us at: point, if we think you owe an amount and you do not pay that amount, we may report you as delinquent. UBS Bank USA • Card Operations Division 315 Deaderick Street, 5th Floor Please refer to your Cardmember Agreement for additional information Nashville, TN 37238 about the terms of your Account. C2011 UBS Bank USA SDNY_GM_00008832 CONFIDENTIAL EFTA01596754 SUBS Statement Being Period Payment Due Date Minimum Payment Due 11/27/18 -12126/18 January 23, 2019 S35.00/ UBS Visa Signature credit card statement Prepared for: GHISLNNE MAXWELL Page 1 of 4 Customer News Primary Card Number Erving in: IN Questions? Call 1-800-762-1000 ubs.com/onlinewrvices Pay Credit Card reminder Do not mail payment. Your Statement Balance in the amount of $1,340.52 is scheduled to be paid on Account Summary Activity Summary 1/18/19 from your UBS Account. Minimum Payment Due $35.00 Previous Balance $890.52 Thank you. Credit Line $35.000.00 + Purchases $1,340.52 Available Credit Line 533,659.48 I - Other Credits $0.00 Cash Credit Line $14.000.00 + Cash Advances $0.00 Available Cash Line $14,000.00 + Fees $0.00 Past Due Amount SO.00 + Interest $0.00 Overlent Amount $0.00 Statement Balance 51,340.52 Payment Information* Statement Balance $1,340.52 Minimum Payment Due $35.00 Payment Due Date 01/23/2019 Late Payment Waming: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to $38.00 and your APRs may be increased to the Penalty APR of 29.99%. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For Instance If you make no additional charges You will pay off the balance And you will end up paying the using this card and each month shown on this statement in estimated total of... yOu pay... about.. Only the Minimum Payment 4 years $1,887 $1,728 $48 3 years (Savings= $159) If you would like information about credit counseling services, call 1-800-762-1000. The phone number for UBS Bank USA n 1.800-762-1000. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1.800-342-3736 or www.dfs.ny.gov Repayment information is based on your account activity and the APRs on your account as of the closing date of this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity online, go to ubs.comtonlineservices. Detach here. Please make checks payable to • UBS Card Servkes• and include this payment coupon in the enclosed envelope. Please allow 7 - 10 business days for U.S. Postal Service delivery. if undeliverable, return to: UBS BANK USA • CARD SERVICES PO BOX 84040 UBS Card Number Ending in Minimum Payment Due Statement Balance $35.00 St 340.52 COLUMBUS GA 31908.4040 Payment Due Date January 23, 2019 You are enrolled in Automated Pay Credit Card. Sendpayments to: UBS BANK USA • CARD SERVICES PO BOX 203219 DALLAS TX 75320.3219 SDNY_GM_000013833 CONFIDENTIAL 0000003500 2 EFTA01596755 Important Information about your UBS credit card Lost or stolen card. Your credit card is issued by UBS Bank USA. If Other payment options. tolen, please contact us immediately at any time at Oman*: Visit ubscomionlineservices to sign up for Pay Credit Card to 1.888-/u2-1232 for the UBS Visa Infinite credit card or I.800.762.1000 pay your account online. Payments made through Pay Credit Card will for the UBS Visa Signature credit card. You will not be liable for any unauthorized use that occurs after you notify us. You may, however, be be credited to your account that same day if requested prior to 4:00 p.m. liable for unauthorized use that occurs before your notice to us. In any Eastern time for debits from an external account and 6:00 p.m. Eastern time for debits from a UBS Resource Management Account (RMA) or UBS case, your liability will not exceed $50. Business Services Account BSA account. Available only for cardholders Payment Information. Each billing cycle, you must pay at least the with an RMA or UBS Business Services Account BSA Minimum Payment Due shown on your monthly statement by its Payment Pay by Phone: To make a payment by phone, please call Due Date. Both the Minimum Payment Due and Payment Due Date are noted on your statement. At any time you may pay more than the 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762-1000 Minimum Payment Due up to the full amount you owe us, however you for the UBS Visa Signature credit card. Payments made from an outside cannot 'pay ahead.' This means that if you pay more than the required account by 5:00 p.m. Eastern time will be credited to your account same 00000003 • 040770 • 0301 day. Payments made from your UBS account by 6:00 p.m. Eastern time Minimum Payment Due in any billing cycle or if you make more than one are also credited same day. Application of any phone payment to your payment in a billing cycle, you will still need to pay the next month's required Minimum Payment Due by your next Payment Due Date. credit line may be delayed for up to 7 days. Remember to make all checks payable to UBS Card Services. Please °vended payments: Send overnight courier service or USPS Priority allow 7 days for the U.S. Postal Service to deliver your Mail payments to UBS Bank USA - Card Services, 2975 Regent Boulevard, payment to us. Upon our receipt, your available credit may P.O. Box 203219, Irving, TX 75063. A payment received at this address not be increased by the payment amount for up to 7 days to by 5:00 p.m. Central time that otherwise meets the requirements of a ensure the funds from the bank on which your payment Is conforming payment will be credited to your account that same day. drawn are collected and not returned. V.'nen you plovide a check as payment on this Account, you authorize us to either use the Automatic repayment of cads advances dermegh information from your check to make a one-time electronic fund transfer CasbCormect The CashConnect feature on your UBS credit card from your account or to process the payment as a check transaction. account will automatically repay new Cash Advances obtained from When we use information from your check to make an electronic fund ATMs and financial institutions (CashConnect Cash Advances), each transfer, funds may be withdrawn from your account as soon as the night, with available funds from your UBS Resource Management same day we receive your payment, and you will not receive your check Account (RMA) or your UBS Business Services Account BSA (either back from your financial institution. For inquiries, please call referred to as your UBS Account). When we use your UBS Account to 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762-1000 repay your CashConnect Cash Advance transaction in full, you will not for the UBS Visa Signature credit card. incur any interest charges. If there are insufficient funds in your UBS Account to pay off your CashConnect Cash Advances balance in full, Maned Payments. A conforming payment received by us by 5:00 p.m. Central time will be credited to your account the day of receipt. A then the APR for your Cash Advances will apply as of the original 'conforming payment' is a payment that: 1) is mailed using the enclosed transaction date on any remaining balance. You will be charged the APR envelope and payment coupon included with this statement to UBS Bank on Cash Advances on your remaining CashConnect Cash Advance balance until it is repaid in full. Applicable ATM surcharge fees may USA - Card Services, P.O. Box 203219, Dallas, TX 75320-3210 and 2) is in apply. No other account balances are paid through the Cashannect the form of a single, non-folded check or money order made payable in US dollars from a US based institution. Any payment that does not meet feature. If you choose not to participate in the CashConnect feature, these requirements or any payment with multiple checks or money please contact us at 1.888.762.1232 for the UBS Visa Infinite credit card orders, additional correspondence, staples, paperclips, etc. will be or 1.800.762.1000 for the UBS Visa Signature credit card. Available only for cardholders with an RMA or Business Services Account BSA. considered a 'non-conforming payment,' which may delay the crediting of the payment for up to 5 days. We can accept late payments, partial payments, checks and money orders marked 'Paid in Full' or language Atonal of Interest and hem to avoid paying Stems! en having the same effect without losing any of our rights under this purchases. Your due date is at least 23 days after the close of each Agreement and such payments may be sent to the following address: billing cycle. On Purchases, interest begins to accrue as of the transaction date. However, if you paid the Statement Balance from your UBS Bank USA - Card Services, P.O. Box 203219, Dallas, TX, 75320-3210. previous billing statement by the Payment Due Date on that statement, then (I ) we will not impose interest on Purchases during your current Continued on back of next page SDNY_GM_00008834 CONFIDENTIAL EFTA01596756 Page 3 of 4 My Choice Rewards Points from UBS Account Summary Total Points Beginning Points this period 85,610 Points earned this period 1,340 Bonus points 0 Adjustments 0 Redemptions 0 Ending points balance 86,950 *For more details on your rewards points activity, please visit us online at ubs.com(uscards Activity for GHISLAINE MAXWELL - Card ending in Date Description Amount 12/18 PAYMENT THANK YOU -5890.52 Total_PaymenttActiirity -$890.52 Purdiases 11/29 EARTHX 214-3101200 TX 5450.00 12/04 CLOUDFLARE 650-3198939 CA 5200.05 12/09 MAILCHIMP 'MONTHLY MAILCHIMP.COM6A 5680.47 12119 BUFFER AWESOME MONTHLY HTIPSBUFFER.CCA 510.00 Total Purchases Activity 51.340.52 2018 Totals Year-to-Date Summary of Fees and Interest j I Total Fees Charged in 2018 Total Interest Charged in 2018 $0.00 50.00 Interest Charge Calculation -30 Days in Billing Cycle Balance ANNUAL Subject to PERCENTAGE Interest Interest Rate RATE (APR) Charge PURCHASES S0.00 17.24% (v) $0.00 BALANCE TRANSFERS $0.00 17.24% (v) $0.00 CASH ADVANCES 40.00 24.24% (v) $0.00 Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v) = Variable Rate SDNY_GM_00008Et35 CONFIDENTIAL EFTA01596757 Page 4 of 4 billing period if you pay the Statement Balance on the current billing In your letter, give us the following information: statement by the Payment Due Date in the current billing period, and (2) • Account inforssatbn: your name and account number we will credit any payment applied toward Purchases as of the first day in • oetramw.t the dollar amount of the suspected error your current billing period if you make a payment by the Payment Due • Description of pale= if you think there is an error on Date in the current billing period that is less than the Statement Balance. your bill, describe what you believe is wrong and why you If a Statement Balance was shown on your previous billing statement and believe it is a mistake. You must contact us within 60 days you did not pay the Statement Balance by the Payment Due Date on that after the error appeared on your statement. statement, then we will not impose Interest Charges on any Purchases You must notify us of any potential errors in writing. You may call us, during the current billing period if you pay the Statement Balance shown but if you do we are not required to investigate any potential errors and on the current billing statement by the Payment Due Date in the current you may have to pay the amount in question. billing period. For Balance Transfers, interest will accrue from the day we While we investigate whether or not there has been an error: send the Balance Transfer to the payee. For Checks, interest will accrue from the day the payee accepts the check. For Cash Advances, interest • We cannot try to collect the amount in question, or report you will accrue from the day you take the Cash Advance. as delinquent on that amount. • The charge in question may remain on your statement, and we Note tea will calculate your balance subject t. interest ate. may continue to charge you interest on that amount. But, if We use a method called 'daily balance" (including new purchases). To we determine that we made a mistake, you will not have to determine the amount of interest to be charged on your Account, we pay the amount in question or any interest or other fees first calculate the 'Balance Subject to Interest Rate" separately for related to that amount. Purchases, for Balance Transfers, and for Cash Advances. We apply the • While you do not have to pay the amount in question, you are applicable Daily Periodic Rate or the DPR (the DPR for each category is responsible for the remainder of your balance. the applicable APR shown on the front of the statement divided by 365). We can apply any unpaid amount against your credit limit. to each of the applicable daily balances for i) Purchases, ii) Balance Transfers, and iii) Cash Advances. The daily balances for Purchases, for Your rights if you are dissatisfied with your credit card Balance Transfers, and for Cash Advances are each calculated separately purchases and determined as follows: We take the beginning balances for each If you are dissatisfied with the goods or services that you have purchased transaction type on your Account each day, including any interest with your credit card and you have tried in good faith to correct the calculated on the previous day's balance, add to the respective balances problem with the merchant, you may have the right not to pay the any new transaction, subtract any payments or credits and make any remaining amount due on the purchase. To use this right, all of the other applicable adjustment(s). Your Cardmember Agreement provides following must be true: for compounding of interest. A credit balance is treated as a balance of 1. The purchase must have been made in your home state or zero. If you multiply the "Balance Subject to Interest Rate' for each within 100 miles of your current mailing address, and the balance category as shown on your monthly billing statement by the purchase price must have been more than $50. (Note: Neither number of days in the billing period and then multiply each sum by the of these are necessary if your purchase was based on an applicable DPR, the results will be the interest assessed, except for minor advertisement we mailed to you, or if we own the company variations caused by rounding. that sold you the goods or services.) 2. You must have used your credit card for the purchase. Credit bureau reports and disputes. We may report information Purchases made with Cash Advances from an ATM or with a about your account to credit bureaus. Late payments, missed payments, check that accesses your credit card account do not qualify. or other defaults on your account may be reflected in your credit report. 3. You must not yet have fully paid for the purchase. If you believe that an entry we have made on your credit report is If all the criteria above are met and you are still dissatisfied with the inaccurate or incomplete, please contact the credit bureau directly or purchase, contact us in walling at: contact us at UBS Bank USA, Card Operations Division, 315 Deaderick Street, 5th floor, Nashville, TN 37238. We will request your name; your UBS Bank USA - Disputes Department account number; the credit bureau where you received the credit report; P.O. Box 84040 a description of the error; and why you believe it is an error. We will Columbus, GA 31908 promptly investigate, notify you of our findings, and, if warranted, send an update to the credit bureaus within 30 days. While we investigate, the same rules apply to the disputed amount as referenced above in the section covering errors on your statement. After Whet t. do if yam Mbar you find an emir on your statement we finish our investigation, we will notify you of our decision. At that If you think there is an error on your statement, please write to us at: point, if we think you owe an amount and you do not pay that amount, we may report you as delinquent. UBS Bank USA • Card Operations Division 315 Deaderick Street, 5th Floor Please refer to your Cardmember Agreement for additional information Nashville, TN 37238 about the terms of your Account. 0201 I UBS Bank USA SDNY_GM_00008836 CONFIDENTIAL EFTA01596758 SUBS Statement Billing Period: Payment Due Date Minimum Payment Due 10/27/18 - 11/26/18 December 23,2018 535.00/ UBS Visa Signature credit card statement Prepared for DHSLA MAXV:itt Page I of 4 Customer News Primary Card Number Erci ng in PPM Questions? Call 1-800.762-1000 ubs.com/onlineservices Pay Credit Card reminder Do not mail payment. Your Statement Balance in the amount of $890.52 is scheduled to be paid on Account Summary Activity Summary 12/18/18 from your UBS Account. `d:n:ma.•., Paymeut Due 535.00 Previous Balance 5917.74 Thank you. Payment Oue Date 12/23/18 I - Payments $9174 C'ecitt Lne 535.000.00 + Psaciases $890.52 Available Credit tine $34,109.48 - Other Credits $0.00 Shop for your holiday gift -giving Cash Cretin Lire S id1.000.00 + Cash Advances $0.00 needs and use your My Choice Available Cash Line 514,000.00 + Fees S0.00 Rewards points online to do it. Find Past Due Amount SO.00 + Interest 50.00 everything from gift cards for fine Overlimit Amount $aoo Statement Balance S890.52 dining and premium retail to the latest in luxury goods or gadgets. Payment Information* Book your holiday travel or buy what Statement Balance 589032 you want and redeem for a Minimum Payment Due $35.00 statement credit. Explore the range Payment Due Date 12/23/2018 of options on the rewards web site at ubs.com/mycardbenefits. Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to S38.00 and your APRs may be increased to the Penalty APR of 29.99%. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more 'n interest and it will take you longer to pay off your balance. For Instance If you make no additional charges You will pay off the balance And you will end up paying the using this card and each month shown on this statement in estimated total of... you pay... about.. Only the Minimum Payment 3 years 51)B If you would like information about credit counseling services, call 1-800-762-1000. The phone number for UBS Bank USA is 1.800-762-1000. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1-800-342-3736 or www.dfs.ny.gov • Repayment information is based on your account activity and the APRs on your account as of the closing date of this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity online, go to ubs.comfonlineservices. Detach here. P ase make checks payab!e to UBS Card Services' and include this payment coupon in the enclosed envelope. Please allow 7 - 10 business days for U.S. Postal Servce delivery. If undeliverable. return to: UBS BANK USA - CARD SERVICES PO BOX 84040 UBS Card Number Ending in Minimum Payment Due Statement Balance S3S.00 $890.52 COLUMBUS GA 31908.4040 Payment Due Date December 23, 2018 You are enrolled in Automated Pay Credit Card. Sendpayments to: GHISLAINE MAXWELL UBS BANK USA - CARD SERVICES PO 80X 203219 DALLAS TX 75320-3219 SDNY_GM_00008837 CONF DENIAL I 0000003500 2 EFTA01596759 Important Information about your UBS credit card Lost or stolen card. Your credit card is issued by UBS Bank USA. If Other payment eptleas. (.-ird is lost or stolen, please contact us immediately at any time at Oman: Visit ubscomionlineservices to sign up for Pay Credit Card to 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762-1000 pay your account online. Payments made through Pay Credit Card will for the UBS Visa Signature credit card. You will not be liable for any unauthorized use that occurs after you notify us. You may, however, be be credited to your account that same day if requested prior to 4:00 p.m. liable for unauthorized use that occurs before your notice to us. In any Eastern time for debits from an external account and 6:00 p.m. Eastern time for debits from a UBS Resource Management Account (RMA) or UBS case, your liability will not exceed $50. Business Services Account BSA account. Available onty for cardholders Payment Information. Each billing cycle, you must pay at least the with an RMA or UBS Business Services Account BSA. Minimum Payment Due shown on your monthly statement by its Payment Pay by Pb...: To make a payment by phone, please call 03030303 • 031080 • 0001 • 0002 • 23 Due Date. Both the Minimum Payment Due and Payment Due Date are noted on your statement. At any time you may pay more than the 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762-1000 Minimum Payment Due up to the full amount you owe us, however you for the UBS Visa Signature credit card. Payments made from an outside cannot 'pay ahead.' This means that if you pay more than the required account by 5:00 p.m. Eastern time will be credited to your account same day. Payments made from your UBS account by 6:00 p.m. Eastern time Minimum Payment Due in any billing cycle or if you make more than one are also credited same day. Application of any phone payment to your payment in a billing cycle, you will still need to pay the next month's required Minimum Payment Due by your next Payment Due Date. credit line may be delayed for up to 7 days. Remember to make all checks payable to UBS Card Services. Please Overnight payments: Send overnight courier service or USPS Priority allow 7 days for the U.S. Postal Service to deliver your Mail payments to UBS Bank USA - Card Services, 2975 Regent Boulevard, payment to us. Upon our receipt, your available credit may P.O. Box 203219, Irving, TX 75063. A payment received at this address not be increased by the payment amount for up to 7 days to by 5:00 p.m. Central time that otherwise meets the requirements of a ensure the funds from the bank on which your payment Is conforming payment will be credited to your account that same day. drawn we collected and not returned. Mien you provide a check as payment on this Account, you authorize us to either use the Automatic repayment of cash advances through information from your check to make a one-time electronic fund transfer CashConnect : The CashConnect feature on your UBS credit card from your account or to process the payment as a check transaction. account will automatically repay new Cash Advances obtained from When we use information from your check to make an electronic fund ATMs and financial institutions (CashConnect Cash Advances), each transfer, funds may be withdrawn from your account as soon as the night, with available funds from your UBS Resource Management same day we receive your payment, and you will not receive your check Account (RMA) or your UBS Business Services Account BSA (either back from your financial institution. For inquiries, please call referred to as your UBS Account). When we use your UBS Account to 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762-1000 repay your CashConnect Cash Advance transaction in full, you will not for the UBS Visa Signature credit card. incur any interest charges. If there are insufficient funds in your UBS Account to pay off your CashConnect Cash Advances balance in full, Mailed Payments. A conforming payment received by us by 5:00 p.m. Central time will be credited to your account the day of receipt. A then the APR for your Cash Advances will apply as of the original 'conforming payment' is a payment that: 1) is mailed using the enclosed transaction date on any remaining balance. You will be charged the APR envelope and payment coupon included with this statement to UBS Bank on Cash Advances on your remaining CashConnect Cash Advance balance until it is repaid in full. Applicable ATM surcharge fees may USA - Card Services, P.O. Box 203219, Dallas, TX 75320-3210 and 2) is in apply. No other account balances are paid through the CashConnect the form of a single, non-folded check or money order made payable in US dollars from a US based institution. Any payment that does not meet feature. II you choose not to participate in the CashConnect feature, these requirements or any payment with multiple checks or money please contact us at 1.888.762.1232 for the UBS Visa Infinite credit card orders, additional correspondence, staples, paperclips, etc. will be or 1.800.762.1000 for the UBS Visa Signature credit card. Available only (or cardholders with an RMA or Business Services Account BSA. considered a 'non-conforming payment,' which may delay the crediting of the payment for up to 5 days. We can accept late payments, partial payments, checks and money orders marked 'Paid in Full' or language Accrual of Interest and hem to avoid paying Interest en having the same effect without losing any of our rights under this purchases. Your due date is at least 23 days after the close of each Agreement and such payments may be sent to the following address: billing cycle. On Purchases, interest begins to accrue as of the transaction date. However, if you paid the Statement Balance from your UBS Bank USA - Card Services, P.O. Box 203219, Dallas, TX, 75320-3210. previous billing statement by the Payment Due Date on that statement, then (I ) we will not impose interest on Purchases during your current Continued on back of next page SDNY_GM_00008838 CONFIDENTIAL EFTA01596760 Page 3 of 4 My Choice Rewards Points from UBS Account Summary Total Points Beginning Points this period 80,72 Points earned this period 89 Bonus points Adjustments Redemptions Ending points balance 85,61 •For more details on your rewards points activity, please visit us online at ubs.conVuscards Activity tor 6HISULNEPAAXWELL - Card ending in Date Description Amount Payments 11/16 PAYMENT THANK YOU -$917.74 Total Payments Activity -S917.74 Purchases 11/04 CLOUDFLARE 650-3198939 CA $200.05 11/09 MAILCHIMP •MONTHLY MAILCHiMP.COM6A $680.47 11/19 BUFFER AWESOME MONTHLY HliPSBUFFER.CCA $10.00 Total Purchases Activity $890.52 Total Fees Charged in 2018 $0.00 Total Interest Charged in 2018 $0.00 Interest Charge Calculation - 31 Days in Billing Cycle Balance ANNUAL Subject to PERCENTAGE Interest Interest Rate RATE (APR) Charge PURCHASES $0.00 17.24% h4 $0.00 BALANCE TRANSFERS $0.00 17.24% (x4 $0.00 CASH ADVANCES $0.00 24.24% (x4 $0.00 Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v) = Variable Rate SDNY_GM_00008839 CONFIDENTIAL EFTA01596761 Page 4 of 4 billing period if you pay the Statement Balance on the current billing In your letter, give us the following information: statement by the Payment Due Date in the current billing period, and (2) • Account infonnatba: your name and account number we will credit any payment applied toward Purchases as of the first day in • Damroman the dollar amount of the suspected error your current billing period if you make a payment by the Payment Due • Description of problem: if you think there is an error on Date in the current billing period that is less than the Statement Balance. your bill, describe what you believe is wrong and why you If a Statement Balance was shown on your previous billing statement and believe it is a mistake. You must contact us within 60 days you did not pay the Statement Balance by the Payment Due Date on that after the error appeared on your statement. statement, then we will not impose Interest Charges on any Purchases You must notify us of any potential errors in writing. You may call us, during the current billing period if you pay the Statement Balance shown but if you do we are not required to investigate any potential errors and on the current billing statement by the Payment Due Date in the current you may have to pay the amount in question. billing period. For Balance Transfers, interest will accrue from the day we While we investigate whether or not there has been an error: send the Balance Transfer to the payee. For Checks, interest will accrue from the day the payee accepts the check. For Cash Advances, interest • We cannot try to collect the amount in question, or report you will accrue from the day you take the Cash Advance. as delinquent on that amount. • The charge in question may remain on your statement, and we Now see will canines your balance sodded t. interest ate. may continue to charge you interest on that amount. But, if We use a method called 'daily balance" (including new purchases). To we determine that we made a mistake, you will not have to determine the amount of interest to be charged on your Account, we pay the amount in question or any interest or other fees first calculate the 'Balance Subject to Interest Rate" separately for related to that amount. Purchases, for Balance Transfers, and for Cash Advances. We apply the • While you do not have to pay the amount in question, you are applicable Daily Periodic Rate or the DPR (the DPR for each category is responsible for the remainder of your balance. the applicable APR shown on the front of the statement divided by 365). We can apply any unpaid amount against your credit limit. to each of the applicable daily balances for i) Purchases, ii) Balance Transfers, and iii) Cash Advances. The daily balances for Purchases, for Your rights if you are dissatisfied with your credit card Balance Transfers, and for Cash Advances are each calculated separately purchases and determined as follows: We take the beginning balances for each If you are dissatisfied math the goods or services that you have purchased transaction type on your Account each day, including any interest with your credit card and you have tried in good faith to correct the calculated on the previous day's balance, add to the respective balances problem with the merchant, you may have the right not to pay the any new transaction, subtract any payments or credits and make any remaining amount due on the purchase. To use this right, all of the other applicable adjustment(s). Your Cardmember Agreement provides following must be true: for compounding of interest. A credit balance is treated as a balance of 1. The purchase must have been made in your home state or zero. If you multiply the "Balance Subject to Interest Rate' for each within 100 miles of your current mailing address, and the balance category as shown on your monthly billing statement by the purchase price must have been more than $50. (Note: Neither number of days in the billing period and then multiply each sum by the of these are necessary if your purchase was based on an applicable DPR, the results will be the interest assessed, except for minor advertisement we mailed to you, or if we own the company variations caused by rounding. that sold you the goods or services.) 2. You must have used your credit card for the purchase. Credit bureau reports and disputes. We may report information Purchases made with Cash Advances from an ATM or with a about your account to credit bureaus. Late payments, missed payments, check that accesses your credit card account do not qualify. or other defaults on your account may be reflected in your credit report. 3. You must not yet have fully paid for the purchase. If you believe that an entry we have made on your credit report is If all the criteria above are met and you are still dissatisfied with the inaccurate or incomplete, please contact the credit bureau directly or purchase, contact us in walling at: contact us at UBS Bank USA, Card Operations Division, 315 Deaderick Street, 5th floor, Nashville, TN 37238. We will request your name; your UBS Bank USA - Disputes Department account number; the credit bureau where you received the credit report; P.O. Box 84040 a description of the error; and why you believe it is an error. We will Columbus, GA 31908 promptly investigate, notify you of our findings, and, if warranted, send an update to the credit bureaus within 30 days. While we investigate, the same rules apply to the disputed amount as referenced above in the section covering errors on your statement. After Whet t. do if yor Mbar you find an emir on your statement we finish our investigation, we will notify you of our decision. At that If you think there is an error on your statement, please write to us at: point, if we think you owe an amount and you do not pay that amount, we may report you as delinquent. UBS Bank USA • Card Operations Division 315 Deaderick Street, 5th Floor Please refer to your Cardmember Agreement for additional information Nashville, TN 37238 about the terms of your Account. 0201 I UBS Bank USA SDNY_GM_00008840 CONFIDENTIAL EFTA01596762 SUBS Statement BEng Period: Payment Due Date Minimum Payment Due 09/27/18 - 10/26/18 November 23,2018 S35.00 • UBS Visa Signature credit card statement Prepared for: Gila/ONE MAXWELL Page t of 4 Customer News Primary Card Number Encing in: Questions? Call 1-800-762-1000 ubs.convonlineseMces Pay Credit Card reminder Do not mail payment. Your Account Summary Activity Summary Statement Balance in the amount of Minimum Payment Due $35.00 Pie\nous Balance $5,021.88 Payment ' - Payne $917.74 is scheduled to be paid on Credit Line $35,000.00 + Purchases 1917.74 11/18/18 from your UBS Account. Available Credit L - Other Credits $0.00 Thank you. Cash Credit Line S 4.300.00 + Cash Advances $0.00 Available Cash Line $14,000.00 + Fees $0.00 Shop for your holiday gift-giving Past Due Amount So.co + Interest needs and use your My Choice Overlimit Amount St — $0.00 Statement Balance $917.74 Rewards points online to do it. Find everything from gift cards for fine Payment Information* dining and premium retail to the Statement Balance 5917.74 latest in luxury goods or gadgets. Minimum Payment Due $35.00 Book your holiday travel or buy what Payment Due Date 11/23/2018 you want and redeem for a statement credit. Explore the range Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to $38.00 and your APRs may be increased to the Penalty APR of of options on the rewards web site at 29.99%. ubs.com/mycardbenefits. Minimum Payment Waming: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For Instance If you make no additional charges You will pay off the balance And you will end up paying the using this card and each month shown on this statement in estimated total of... you pay... about... Only the Minimum Payment I 3 years 41,157 If you would like information about credit counseling services, call 1-800-762-1000. The phone number for 1185 Bank USA is 1.800-762-1000. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1.800-342-3736 or www.dfs.ny.gov Repayment information is based on your account activity and the APRs on your account as of the closing date of this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity online, go to ubs.comtonlineservices. Detach here. Please make checks payable to • UBS Card Services' and include this payment coupon in the enclosed envelope. Please allow 7 - 10 business days for U.S. Postal Service delivery it undeliverable, return to: UBS BANK USA • CARD SERVICES PO BOX 84040 SUBS Card Number Ending in Minimum Payment Due Statement Balance $35.00 $917.74 COLUMBUS GA 31908.4040 Payment Due Date November 23, 2018 You are enrolled in Automated Pay Credit Card. Send payments to: GHISLAINE MAXWELL UBS BANK USA • CARD SERVICES PO BOX 203219 DALLAS TX 75320.3219 SIDNYGM_00008841 CONFIDENTIAL 0000003500 2 EFTA01596763 Important Information about your UBS credit card Lost or stolen card. Your credit card Is issued by UBS Bank USA. If Other menet options. Li! -.toren, please contact us immediately at any time at Oman: Visit ubscomionlineservices to sign up for Pay Credit Card to 1-888-/u2-1232 for the UBS Visa Infinite credit card or I.800.762.1000 pay your account online. Payments made through Pay Credit Card will for the UBS Visa Signature credit card. You will not be liable for any unauthorized use that occurs after you notify us. You may, however, be be credited to your account that same day if requested prior to 4:00 p.m. liable for unauthorized use that occurs before your notice to us. In any Eastern time for debits from an external account and 6:00 p.m. Eastern time for debits from a UBS Resource Management Account (RMA) or UBS case, your liability will not exceed $50. Business Services Account BSA account. Available onty for cardholders Paynt Internet's'.. Each billing cycle, you must pay at least the with an RMA or UBS Business Services Account BSA. Minimum Payment Due shown on your monthly statement by its Payment Pay by Phone: To make a payment by phone, please call Due Date. Both the Minimum Payment Due and Payment Due Date are 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762-1000 03030303 • 012532 • 0301 • 0002 • noted on your statement. At any time you may pay more than the Minimum Payment Due up to the full amount you owe us, however you for the UBS Visa Signature credit card. Payments made from an outside cannot 'pay ahead.' This means that if you pay more than the required account by 5:00 p.m. Eastern time will be credited to your account same day. Payments made from your UBS account by 6:00 p.m. Eastern time Minimum Payment Due in any billing cycle or if you make more than one are also credited same day. Application of any phone payment to your payment in a billing cycle, you will still need to pay the next month's required Minimum Payment Due by your next Payment Due Date. credit line may be delayed for up to 7 days. Remember to make all checks payable to UBS Card Services. Please Overnight payments: Send overnight courier service or USPS Priority allow 7 days for the U.S. Postal Service to deliver your Mail payments to UBS Bank USA - Card Services, 2975 Regent Boulevard, payment to us. Upon our receipt, your available credit may P.O. Box 203219, Irving, TX 75063. A payment received at this address not be increased by the payment amount for up to 7 days to by 5:00 p.m. Central time that otherwise meets the requirements of a ensure the funds from the bank on which your payment is conforming payment will be credited to your account that same day. drawn me collected and not returned. When you provide a check as payment on this Account, you authorize us to either use the Automatic repayment of cash advances threat information from your check to make a one-time electronic fund transfer CashConnect The CashConnect feature on your UBS credit card from your account or to process the payment as a check transaction. account will automatically repay new Cash Advances obtained from When we use information from your check to make an electronic fund ATMs and financial institutions (CashConnect Cash Advances), each transfer, funds may be withdrawn from your account as soon as the night, with available funds from your UBS Resource Management same day we receive your payment, and you will not receive your check Account (RMA) or your UBS Business Services Account BSA (either back from your financial institution. For inquiries, please call referred to as your UBS Account). When we use your UBS Account to 1.888.762.1232 for the UBS Visa Infinite credit card or 1.800.762-1000 repay your CashConnect Cash Advance transaction in full, you will not for the UBS Visa Signature credit card. incur any interest charges. If there are insufficient funds in your UBS Account to pay off your CashConnett Cash Advances balance in full, Maned Payments. A conforming payment received by us by 5:00 p.m. Central time will be credited to your account the day of receipt. A then the APR for your Cash Advances will apply as of the original 'conforming payment' is a payment that: 1) is mailed using the enclosed transaction date on any remaining balance. You will be charged the APR envelope and payment coupon included with this statement to UBS Bank on Cash Advances on your remaining CashConnect Cash Advance balance until it is repaid in full. Applicable ATM surcharge fees may USA - Card Services, P.O. Box 203219, Dallas, TX 75320-3210 and 2) is in apply. No other account balances are paid through the CashConnect the form of a single, non-folded check or money order made payable in US dollars from a US based institution. Any payment that does not meet feature. If you choose not to participate in the CashConnect feature, these requirements or any payment with multiple checks or money please contact us at 1.888.762.1232 for the UBS Visa Infinite credit card orders, additional correspondence, staples, paperclips, etc. will be or 1.800.762.1000 for the UBS Visa Signature credit card. Available only (or cardholders with an RMA or Business Services Account BSA. considered a 'nonconforming payment,' which may delay the crediting of the payment for up to 5 days. We can accept late payments, partial payments, checks and money orders marked 'Paid in Full' or language Accrual of Interest and hem to avoid plying Stemst on having the same effect without losing any of our rights under this purchases. Your due date is at least 23 days after the close of each Agreement and such payments may be sent to the following address: billing cycle. On Purchases, interest begins to accrue as of the transaction date. However, if you paid the Statement Balance from your UBS Bank USA - Card Services, P.O. Box 203219, Dallas, TX, 75320-3210. previous billing statement by the Payment Due Date on that statement, then (I ) we will not impose interest on Purchases during your current Continued on back of next page SDNY_GM_00008842 CONFIDENTIAL EFTA01596764 Page 3 of 4 My Choice Rewards Points from UBS Account Summary Total Points Beginning Points this period 83,80 Points earned this period 91 Bonus points Adjustments Redemptions Ending points balance 84,72 •For more details on your rewards points activity, please visit us online at ubs.conVuscards Activity for GHtSLNNE MAXWELL - Card ending in Date Description Amount Payments 10/18 PAYMENT THANK YOU -55.021.88 Total Payments Activity -55,021.88 Purchases 10/04 CLOUDFLARE 650-3198939 CA $200.05 10/09 MAILCHIMP •MONTHLY MAILCHiMP.COMGA $707.69 10/19 BUFFER AWESOME MONTHLY HliPSBUFFER.CCA $10.00 Total Purchases Activity 5917.74 2018 Totals Year-to-Date Summary of Fees and Interest Total Fees Charged in 2018 $0.00 Total Interest Charged in 2018 50.00 Interest Charge Calculation - 30 Days in Billing Cycle Balance ANNUAL Subject to PERCENTAGE Interest Interest Rate RATE (APR) Charge PURCHASES 5300 17.24% $0.00 BALANCE TRANSFERS 50.00 17.24% 0.0 $0.00 CASH ADVANCES $0.00 24.24% hel $0.00 Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v) = Variable Rate SDNY_GM_00008843 CONFIDENTIAL EFTA01596765 Page 4 of 4 billing period if you pay the Statement Balance on the current billing In your letter, give us the following information: statement by the Payment Due Date in the current billing period, and (2) • Account Infannatba: your name and account number we will credit any payment applied toward Purchases as of the first day in • oabsroman the dollar amount of the suspected error your current billing period if you make a payment by the Payment Due • Description of problem: if you think there is an error on Date in the current billing period that is less than the Statement Balance. your bill, describe what you believe is wrong and why you If a Statement Balance was shown on your previous billing statement and believe it is a mistake. You must contact us within 60 days you did not pay the Statement Balance by the Payment Due Date on that after the error appeared on your statement. statement, then we will not impose Interest Charges on any Purchases You must notify us of any potential errors in writing. You may call us, during the current billing period if you pay the Statement Balance shown but if you do we are not required to investigate any potential errors and on the current billing statement by the Payment Due Date in the current you may have to pay the amount in question. billing period. For Balance Transfers, interest will accrue from the day we While we investigate whether or not there has been an error: send the Balance Transfer to the payee. For Checks, interest will accrue 8 from the day the payee accepts the check. For Cash Advances, interest • We cannot try to collect the amount in question, or report you will accrue from the day you take the Cash Advance. as delinquent on that amount. 8 • The charge in question may remain on your statement, and we How we will calculate your balance subject t. Interest rate. may continue to charge you interest on that amount. But, if 4 We use a method called 'daily balance" (including new purchases). To 0 we determine that we made a mistake, you will not have to determine the amount of interest to be charged on your Account, we pay the amount in question or any interest or other fees first calculate the 'Balance Subject to Interest Rate" separately for related to that amount. Purchases, for Balance Transfers, and for Cash Advances. We apply the • While you do not have to pay the amount in question, you are applicable Daily Periodic Rate or the DPR (the DPR for each category is responsible for the remainder of your balance. the applicable APR shown on the front of the statement divided by 365). We ran apply any unpaid amount against your credit hint to each of the applicable daily balances for i) Purchases, ii) Balance Transfers, and iii) Cash Advances. The daily balances for Purchases, for Your rights if you are dissatisfied with your credit card Balance Transfers, and for Cash Advances are each calculated separately purchases and determined as follows: We take the beginning balances for each If you are dissatisfied with the goods or services that you have purchased transaction type on your Account each day, including any interest with your credit card and you have tried in good faith to correct the calculated on the previous day's balance, add to the respective balances problem with the merchant, you may have the right not to pay the any new transaction, subtract any payments or credits and make any remaining amount due on the purchase. To use this right, all of the other applicable adjustment(s). Your Cardmember Agreement provides following must be true: for compounding of interest. A credit balance is treated as a balance of 1. The purchase must have been made in your home state or zero. If you multiply the "Balance Subject to Interest Rate' for each within 100 miles of your current mailing address, and the balance category as shown on your monthly billing statement by the purchase price must have been more than $50. (Note: Neither number of days in the billing period and then multiply each sum by the of these are necessary if your purchase was based on an applicable DPR, the results will be the interest assessed, except for minor advertisement we mailed to you, or if we own the company variations caused by rounding. that sold you the goods or services.) 2. You must have used your credit card for the purchase. Credit bureau reports and disputes. We may report information Purchases made with Cash Advances from an ATM or with a about your account to credit bureaus. Late payments, missed payments, check that accesses your credit card account do not qualify. or other defaults on your account may be reflected in your credit report. 3. You must not yet have fully paid for the purchase. If you believe that an entry we have made on your credit report is If all the criteria above are met and you are still dissatisfied with the inaccurate or incomplete, please contact the credit bureau directly or purchase, contact us In welling at: contact us at UBS Bank USA, Card Operations Division, 315 Deaderick Street, 5th floor, Nashville, TN 37238. We will request your name; your UBS Bank USA - Disputes Department account number; the credit bureau where you received the credit report; P.O. Box 84040 a description of the error; and why you believe it is an error. We will Columbus, GA 31908 promptly investigate, notify you of our findings, and, if warranted, send an update to the credit bureaus within 30 days. While we investigate, the same rules apply to the disputed amount as referenced above in the section covering errors on your statement. After Whet t. do M yam think you find an emir on your statesman we finish our investigation, we will notify you of our decision. At that If you think there is an error on your statement, please write to us at: point, if we think you owe an amount and you do not pay that amount, we may report you as delinquent. UBS Bank USA • Card Operations Division 315 Deaderick Street, 5th Floor Please refer to your Cardmember Agreement for additional information Nashville, TN 37238 about the terms of your Account. C2011 UBS Bank USA SDNY_GM_00008844 CONFIDENTIAL EFTA01596766