EFTA01596815

SUBS Statement Billing Period: Payment Due Date Minimum Payment Due 09/27/15 - 10/26/15 November 23, 2015 $68.21 UBS Visa Signature® credit card statement Prepared for: GHISUUNE MAXWELL Page 1 of 4 Customer News Primary Card Number Encfmg in: a Questions/ Call 1-800-762-1000 ubs.comfoninesenrices Pay Credit Card reminder Your payment in the amount of $9 5.6 8 is scheduled to be paid o Account Summary Activity summary 11/18/1 5 from your UBS Account Minimum Payment Due 568.21 Previous Balance $2,122.00 Thank you. Mir Date 11/23/15 - Payments $95.68 Credit Line $35,000 CO + Purchases 1194.70 UBS Visa Signature credit card la -le Credit Line 432,754.77 - Other Credits $0.00 clients have access to a range of Cash Credit Line $14,C00 CO + Cash Advances $0.00 Isle Cash Line $14,000.00 + Fees $0.00 roadside services and towing Past Due Amount $0.00 + Interest $24.21 assistance. including the following Lovedimit Amount $0.00 `Statement Balance $2.245.23 roadside emergencies (up to $50 per event): Payment Information* Flat tires Statement Balance $2,245.23 Dead batteries Minimum Payment Due $68.21 Mechanical breakdowns Payment Due Date 11/23/2015 Running out of gas Lockouts Late Payment Warning: If we do not receive your minimum payment by the date listed above, you All benefits are subject to lint itations. may have to pay a late fee up to $35.00 and your APRs may be increased to the Penalty APR of Please see the Terms and 27.24%. Conditions available at Minimum Payment Waming: If you make only the minimum payment each period, you will pay more ubs.comiuscards for more details. in interest and it will take you longer to pay off your balance. For Instance If you make no additional charges You will pay off the balance And you will end up payln using this card and each month shown on this statement in estimated total of... you pay... about... Only the Minimum Payment 6 yea's $3,134 576 3 years $2,736 (Savings = $398) If you would like information about credit counseling services, call 1-800-762-1000. The phone number for UBS Bank USA is 1-800-762-1000. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1-800-342-3736 or www.dh.ny.gov Repayment information is based on your account activity and the APRs on your account as of the closing date of this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity online, go to ubs.com/onlineservices. Detach here. Please make checks payable to UBS Card Services and include this payment coupon in the enclosed envelope. Please allow 7 10 business days for U S. Postal Service delivery. UBS BANK USA - CARD SERVICES PO BOX 84040 UBS Card Number Ending in Minimum Payment Due Statement Balance $68.21 $2,245.23 COLUMBUS GA 31908.4040 Payment Due Date November 23, 2015 You are enrolled in Automated Pay Credit Card. Send payments to: GHISLAINE MAXWELL UBS BANK USA - CARD SERVICES PO BOX 203219 DALLAS TX 75320-3219 SDNY_GM_00008893 CONFIDENTIAL 0000006821 5 EFTA01596815 Important Information Lest or stolen card: Your credit card is issued by UBS Bank USA. If pay your account online. Payments made on our website by 6:00 p.m. your card is lost or stolen, please contact us immediately at Eastern time will be credited to your account that same day. Available 1-800-762-1000 at any time. You will not be liable for any only for cardholders with a UBS Resource Management Account unauthorized use that occurs after you notify us. You may, however, be (RMA(g) or UBS Business Services Account BSA 110. liable for unauthonzed use that occurs before your notice to us. In any case, your liability will not exceed 550. Pay by phone: To make a payment by phone please call 1-800-762-1000. An expedited payment made by phone by 5:00 p.m. Payment Information: Each billing cycle, you must pay at least the Eastern time will be credited to your account that same day, and Minimum Payment Due shown on your monthly statement by its reflected in your credit line by the next day. You can also make a Payment Due Date. Both the Minimum Payment Due and Payment Due phone payment from your UBS account as late as 6:00 p.m. Eastern Date are noted on your statement. At any time you may pay more than time. This payment will be credited as of that same day, but application S the Minimum Payment Due up to the full amount you owe us, however to your credit line may be delayed. you cannot "pay ahead". This means that if you pay more than the required Minimum Payment Due in any billing cycle or if you make more than one payment in a billing cycle, you will still need to pay the next Overnight payments: Send overnight courier service or USPS Prionty § Mail payments to UBS Bank USA--Card Services, 2975 Regent month's required Minimum Payment Due by your next Payment Due Boulevard, P.O. Box 203219, Irving: TX 75063. A payment received at Date. Remember to make all checks payable to Card Services. Please this address by 5:00 p.m. Central time that otherwise meets the allow 7 days for the U.S. Postal Service to deliver your payment requirements of a conforming payment will be credited to your account to us. Upon our receipt, your available credit may not be that same day. Increased by the payment amount for up to 7 days to ensure the funds from the bank on which parr payment Is drawn are Arstranatic repayment of cash advances through CashConnect collected and not returned. vi"ilen you provide a check as payment The CashConnect feature on your UBS credit card account will on this Account, you autnonze us to either use the information from automatically repay new Cash Advances obtained from ATMs and your check to make a one-time electronic fund transfer from your financial institutions (CashConnect Cash Advances), each night, with account or to process the payment as a check transaction. When we use information from your check to make an electronic fund transfer, available funds from your UBS Resource Management Account funds may be withdrawn from your account as soon as the same day IRMA or your UBS Business Services Account BSA ®(either referred to we receive your payment, and you will not receive your check back as your UBS Account). You will incur no interest charges on from your financial institution. For inquiries please call 1-800-762-1000. CashConnect Cash Advances: as long as there are sufficient available funds in your UBS Account to repay your CashConnect Cash Advance Moiled payments: A conforming payment received by us by 5:00 transaction in full when we first seek payment from your UBS Account. p.m. Central time will be credited to your account the day of receipt. A If sufficient available funds are not available in your UBS Account to pay "conforming payment" is a payment that: 1) is mailed using the off your CashConnect Cash Advances balance in full, then the APR for enclosed envelope and payment coupon included with this statement to Cash Advances will apply as of the original transaction date on any UBS Bank USA--Card Services, P.O. Box 203219, Dallas, TX 75320-3210 remaining balance. You will be charged the APR on Cash Advances on and 2) is in the form of a single, non-folded check or money order made your remaining CashConnect Cash Advance balance until it is repaid in payable in US dollars from a US based institution. Any payment that full. Applicable ATM surcharge fees may apply. No other account does not meet these requirements, or any payment with multiple checks balances are paid through the CashConnect feature. If you choose not or money orders, additional correspondence, staples, paperclips, etc. to participate in the CashConnect feature, please contact UBS at will be considered a "non-conforming payment" which may delay the 1-800-762-1000. Available only for cardholders with a UBS Resource crediting of the payment for up to 5 days. We can accept late Management Account or UBS Business Services Account BSA. payments, partial payments, checks and money orders marked "Paid in Full" or language having the same effect without losing any of our Accrual of Interest and hew to avoid paying Interest en rights under this Agreement, and such payments may be sent to the purchases. following address: UBS Bank USA—Card Services, P.O. Box 203219, Your due date is at least 23 days after the close of each billing cycle. On Dallas, TX 75320-3210. Purchases, interest begins to accrue as of the transaction date. However, if you paid the Statement Balance that was shown on your Other payment options: previous billing statement by the Payment Due Date on that statement, Online: Visit ubs.comionlineservices to sign up for Pay Credit Card to then (I) we will not impose interest on Purchases during your current Continued on back of next page SDNY_GM_00008894 CONFIDENTIAL EFTA01596816 Page 3 of 4 My Choke Rewards Points from UBS Account Summary Total Points Beginning Points this period 3,759 Points earned this period 195 Bonus points 0 Adjustments 0 Redemptions 0 Ending points balance 3.954 • For more details on your rewards points activity, please visit us online at ubs.com/uscards Activity for GHISLAINE MAXWELL - Card ending n' Date Desoiptias Amount Payments 10/16 PAYMENT THANK YOU -$9668 Total Payments Activity -595.68 Purchases 09/29 ESPA CORP NEW YORK NY $59.00 10/05 ESPA CORP NEW YORK NY $12.70 10/10 ESPA CORP NEW YORK NY $42.00 10/12 ESPA CORP NEW YORK NY $16.00 10/14 JIM RAU DOG SHOWS LTD 610-376-1880 PA $65.00 Total Purchases Activity $194.70 Summary of Fees and Interest Interest Charged Date Description Amount INTEREST CHARGE-PURCHASE≤ 524.21 Total Interest for this period 2015 Totals Year-to-Date Summary of Fees and Interest Total Fees Chdryec: n 20:5 $5.05 Total Interest Charged in 2015 5132.86 Interest Charge Calculation - 30 Days in Billing Cyde Balance ANNUAL Subject to PERCENTAGE Interest Interest Rate RATE (APR) Charge PURCHASES $2222.86 13.24% (v) $24.21 BALANCE TRANSFERS $0.00 13.24% (v) $0.00 CASH ADVANCES $0.00 21.99% (v) $0.00 Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v) = Variable Rate SDNY_GM_00008895 CONFIDENTIAL EFTA01596817 Page 4 of 4 billing penod if you pay the Statement Balance on the current billing In your letter, give us thu ng information: statement by the Payment Due Date in the current billing period, and Account Information; Your name and account number. (2) we will credit any payment applied toward Purchases as of the first Dollar amount: • :.n amount of the suspected error. day in your current billing penod if you make a payment by the Payment Description of problem: If you think there is an error on your Due Date in the current billing period that is less than the Statement cesythe •:,:lat you oel.ee is wrong and why you believe it is a Balance. If a Statement Balance was shown on your previous billing mistake. You must contact us within 60 days after the error appeared statement and you did not pay the Statement Balance by the Payment on your statement. Due Date on that statement, then we will not impose Interest Charges on any Purchases during the current billing period if you pay the You must notify us of any potential errors is weeidnee. You may call us, Statement Balance shown on the current billing statement by the but if you do we are not required to investigate any potential errors and Payment Due Date in the current billing period. For Balance Transfers, you may have to pay the amount in question. interest will accrue from the day we send the Balance Transfer to the While we investigate whether or not there has been an error, the 8 payee. For Checks, interest will accrue from the day the payee accepts following are true: the check. For Cash Advances, interest will accrue from the day you We cannot try to collect the amount in question, or report you as 8 take the Cash Advance. delinquent on that amount. N The charge in question may remain on your statement, and we q How we will calculate your balance subject to interest rate. may continue to charge you interest on that amount. But, if we We use a method called -daily balance' (includny new purchases). To determine that we made a mistake, you will not have to pay the 8 determine the amount of the interest to be charged on your Account amount in question a any interest or other fees related to that 88 we first calculate the "Balance Subject to Interest Rate" separately for amount. 8 Purchases, for Balance Transfers, and for Cash Advances. We apply the While you do not have to pay the amount in question, you are applicable Daily Periodic Rate (the DPR) (the DPR for each category is responsible for the remainder of your balance. the applicable APR shown on the front of the statement dmded by We can apply any unpaid amount against your credit limit. 365), to each of the applicable daily balances for i) Purchases, u) Balance Transfers and iii) Cash Advances. The daily balances foe Von rights if you are dissatisfied with yew credit card Purchases, for Balance Transfers and for Cash Advances are each purchases calculated separately and determined as follows: We take the beginning If you are dissatisfied with the goods or services that you have balances for each transaction type on your Account each day, including purchased with your credit card, and you have tried in good faith to any interest calculated on the previous day's balance, add to the correct the problem with the merchant, you may have the right not to respective balances any new transaction, subtract any payments or pay the remaining amount due on the purchase. To use this right, all of credits and make any other applicable adjustment(s). Your Cardmember the following must be true: Agreement provides for compounding of interest. A credit balance is I. The purchase must have been made in your home state or within treated as a balance of zero. If you multiply the "Balance Subject to 100 miles of your current mailing address, and the purchase price Interest Rate for each balance category as shown on your monthly must have been more than S50. (Note: Neither of these are billing statement by the number of days in the billing penod and then necessary if your purchase was based on an advertisement we multiply each sum by the applicable OPR, the results will be the interest mailed to you, or if we own the company that sold you the goods assessed, except for mince variations caused by rounding. or services.) 2. You must have used your credit card for the purchase. Purchases credit bureau reports and disputes: We may report information made with cash advances from an ATM or with a check that about your account to credit bureaus. Late payments, missed accesses your credit card account do not qualify. payments, or other defaults on your account may be reflected in your 3. You must not yet have fully paid for the purchase. credit report. If you believe that an entry we have made on your credit report is inaccurate or incomplete, please contact the credit bureau If all of the criteria above are met and you are still dissatisfied with the directly or contact us at UBS Bank USA, Card Operations Division, 1000 purchase, contact us is twilit. at: Harbor Boulevard, 8th Floor, Weehawken, NJ 07086. We will request UBS Bank USA--Disputes Department your name; your account number; the credit bureau where you received P.O. Box 84040 the credit report; a descnption of the error; and why you believe it is an Columbus, GA 31908 error. We will promptly investigate, notify you of our findings, and send While we investigate, the same rules apply to the disputed amount as an update to the credit bureaus if warranted within 30 days. discussed above. After we finish our investigation, we will tell you our decision. At that point, if we think you owe an amount and you do not What to do If you think you find a 'mistake on yew statement pay, we may report you as delinquent. If you think there is an error on your statement write to us at: UBS Bank USA--Card Operations Denson Please refer to your Cardmember Agreement for additional information 1000 Harbor Boulevard, 8th Floor about the terms of your Account. Weehawken, NJ 07086 C2011 UBS Bank USA SDNY_GM_00008896 CONFIDENTIAL EFTA01596818 SUBS Statement Billing Period: Payment Due Date Minimum Payment Due 08/27/15 - 09/26/15 October 23, 2015 565.39 UBS Visa Signature® credit card statement Prepared for: GHISLA1NE MAXWELL Page 1 of 4 Customer News Primary Card Number Ending in: Mi Questions? Call 1-800-762-1000 ubs.com/onlineservices View your card account activity. download credit card statements an more at ubs.com lonlineservices in the cash management tab. Account Summary Activity Summary Minimum Payment Due 455.39 Previous Balance $2,041.10 Mir Date 10/23/15 1- Payments $95.68 Credit Line $35,000 CO + Purchases $153.19 Pay Credit Card reminder -le Credit Line $32,878.00 ' - Other Credits $0.00 Cash Credit Line $14,030.00 + Cash Advances $0.00 Your payment in the amount of Eire Cash Line $14,000.00 I + Fees $0.00 $95.68 is scheduled to be paid o i_Past Due Amount $0.00 + Interest $23.39 10/18/15 from your UBS Account. rOverlimit Amount $0.00 1 Statement Balance $2,122.00 Thank you. Payment Information* Statement Balance $2,122.00 Minimum Payment Due $65.39 Payment Due Date I0232015 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to $35.00 and your APRs may be increased to the Penalty APR of 27.24%. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For Instance If you make no additional cha You will pay off the balance And you will end up payin using this card and each mon shown on this statement in estimated total of... you pay... about... Only the Minimum Payment 6 years $2,943 $2,592 $72 3 years (Savings = $351) If you would like information about credit counseling services, call 1-800-762-1000. The phone number for UBS Bank USA is 1-800-762-1000. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1-800-342-3736 or www.dh.ny.gov • Repayment information is based on your account activity and the APRs on your account as of the closing date of this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity online, go to ubs.comtonlineservices. Detach here. Please make cnecks payable to 'UBS Card Service( and include this payment coupon in the enclosed envelope. Please allow 7 - 10 business days for U.S. Postal Service delivery. UBS BANK USA CARD SERVICES PO BOX 84040 UBS Card Number Ending in Minimum Payment Due Statement Balance $65.39 $2,122.00 COLUMBUS GA 31908.4040 Payment Due Date October 23, 2015 You are enrolled in Automated Pay Credit Card. Send paym enis lo: GHISLAINE MAXWELL UBS BANK USA - CARD SERVICES PO BOX 203219 DALLAS TX 75320-3219 SDNY_GM_00008897 CONF I DE NI 11 AL 0000006539 5 EFTA01596819 Important Information Lost or stolen card: Your credit card is issued by UBS Bank USA. If pay your account online. Payments made on our website by 6:00 p.m. your card is lost or stolen, please contact us immediately at Eastern time will be credited to your account that same day. Available 1-800-762-1000 at any time. You will not be liable for any only for cardholders with a UBS Resource Management Account unauthorized use that occurs after you notify us. You may, however, be (RMA4, or UBS Business Services Account BSA O. liable for unauthonzed use that occurs before your notice to is In any case, your liability will not exceed 550. Pay by phone: To make a payment by phone please call 1-800-762-1000. An expedited payment made by phone by 5:00 p.m. Payment Information: Each billing cycle, you must pay at least the Eastern time will be credited to your account that same day, and Minimum Payment Due shown on your monthly statement by its reflected in your credit line by the next day. You can also make a Payment Due Date. Both the Minimum Payment Due and Payment Due phone payment from your UBS account as late as 6:00 p.m. Eastern Date are noted on your statement. At any time you may pay more than time. This payment will be credited as of that same day, but application S the Minimum Payment Due up to the full amount you owe us, however to your credit line may be delayed. you cannot "pay ahead". This means that if you pay more than the required Minimum Payment Due in any billing cycle or if you make more than one payment in a billing cycle, you will still need to pay the next Overnight payments: Send overnight courier service or USPS Prionty § Mail payments to UBS Bank USA--Card Services, 2975 Regent month's required Minimum Payment Due by your next Payment Due Boulevard, P.O. Box 203219, Irving, TX 75063. A payment received at 2 Date. Remember to make all checks payable to Card Services. Please this address by 5:00 p.m. Central time that otherwise meets the allow 7 days for the U.S. Postal Service to deliver your payment requirements of a conforming payment will be credited to your account to us. Upon our receipt, your available credit may not be that same day. increased by the payment amount for up to 7 days to ensure ($, the funds from the bank on which yam payment Is drawn are Arsteasatic repayment of cash advances through CasiKeanect collected and not returned. When you provide a check as payment The CashConnect feature on your UBS credit card account will on this Account, you autrionze us to either use the information from automatically repay new Cash Advances obtained from ATMs and your check to make a one-time electronic fund transfer from your financial institutions (CashConnect Cash Advances), each night, with account or to process the payment as a check transaction. When we use information from your check to make an electronic fund transfer, available funds from your UBS Resource Management Account funds may be withdrawn from your account as soon as the same day (RMA'2) or your UBS Business Services Account BSA ®(either referred to we receive your payment, and you will not receive your check back as your UBS Account). You will incur no interest charges on from your financial institution. For inquiries please call 1-800-762-1000. CashConnect Cash Advances, as long as there are sufficient available funds in your UBS Account to repay your CashConnect Cash Advance Moiled payments: A conforming payment received by us by 5:00 transaction in full when we first seek payment from your UBS Account. p.m. Central time will be credited to your account the day of receipt. A If sufficient available funds are not available in your UBS Account to pay "conforming payment" is a payment that: 1) is mailed using the off your CashConnect Cash Advances balance in full, then the APR for enclosed envelope and payment coupon included with this statement to Cash Advances will apply as of the original transaction date on any UBS Bank USA--Card Services, P.O. Box 203219, Dallas, TX 75320-3210 remaining balance. You will be charged the APR on Cash Advances on and 2) is in the form of a single, non-folded check or money order made your remaining CashConnect Cash Advance balance until it is repaid in payable in US dollars from a US based institution. Any payment that full. Applicable ATM surcharge fees may apply. No other account does not meet these requirements, or any payment with multiple checks balances are paid through the CashConnect feature. If you choose not or money orders, additional correspondence, staples, paperclips, etc. to participate in the CashConnect feature, please contact UBS at will be considered a "non-conforming payment" which may delay the 1-800-762-1000. Available only for cardholders with a U85 Resource crediting of the payment for up to 5 days. We can accept late Management Account or UBS Business Services Account BSA. payments, partial payments, checks and money orders marked "Paid in Full" or language having the same effect without losing any of our Accrual of Interest and hew to avoid paying Interest en rights under this Agreement, and such payments may be sent to the parcbases. following address: UBS Bank USA—Card Services, P.O. Box 203219, Your due date is at least 23 days after the close of each billing cycle. On Dallas, TX 75320-3210. Purchases, interest begins to accrue as of the transaction date. However, if you paid the Statement Balance that was shown on your Other payment options: previous billing statement by the Payment Due Date on that statement, Online: Visit ubs.comlonlineservices to sign up for Pay Credit Card to then (1) we will not impose interest on Purchases during your current Continued on back of next page SDNY_GM_00008898 CONFIDENTIAL EFTA01596820 Page 3 of 4 My Choke Rewards Points from UBS Account Summary Total Points Beginning Points this period 3.605 Points earned this period 154 Bonus points 0 Adjustments 0 Redemptions 0 Ending points balance 3.759 • For more details on your rewards points activity, please visit us online at ubs.com/uscards Activity la GHISLAINE MAXWELL - Card encfmg Date Desorption Amount Payments 09/18 PAYMENT THANK YOU -$95.68 Total Payments Activity -S9S.68 Purchases 09/I I FOUR SEASONS BEAUTY BAR INEW YORK NY $48.07 09/16 IIM MU DOG SHOWS LTD 610-376-1880 PA $38.50 09/19 FOUR SEASONS BEAUTY MR INEW YORK NY 537.62 09/21 ESPA CORP NEW YORK NY $29.00 Total Purchases Activity S1S3.19 Summary of Fees and Interest Interest Charged Date Description Amount INTEREST C!ARGE-PURCHASES $23.39 Total Interest for this period 2015 Totals Year-to-Date Summary of Fees and Interest Total Fees Charged in 2015 15.05 Total Interest Charged in 2015 $108.65 Interest Charge Calculation - 31 Days in Billing Cyde Balance ANNUAL Subject to PERCENTAGE Interest interest Rata RATE (APR) Charge PURCHASES $2,078.33 13.20% (v) $23.39 BALANCE TRANSFERS $0.00 13.20% (v) $0.00 CASH ADVANCES $0.00 21.99% (v) $0.00 Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v) = Variable Rate SDNY_GM_00008899 CONFIDENTIAL EFTA01596821 Page 4 of 4 billing penod if you pay the Statement Balance on the current billing In your letter, give us thu • ng information: statement by the Payment Due Date in the current billing period, and Account Information: Your name and account number. (2) kw will credit any payment applied toward Purchases as of the first Dollar amount: • : .dr amount of the suspected error. day in your current billing penod if you make a payment by the Payment Description of problem: If you think there is an error on your Due Date in the current billing period that is less than the Statement ces:rthe .kit you oel.ee is wrong and why you believe it is a Balance. If a Statement Balance was shown on your previous billing mistake. You must contact us within 60 days after the error appeared statement and you did not pay the Statement Balance by the Payment on your statement. Due Date on that statement, then we will not impose Interest Charges on any Purchases during the current billing period if you pay the You must notify us of any potential errors is kg/Mag. You may call us, Statement Balance shown on the current billing statement by the but if you do we are not required to investigate any potential errors and Payment Due Date in the current billing period. For Balance Transfers, you may have to pay the amount in question. 2 interest will accrue from the day we send the Balance Transfer to the While we investigate whether or not there has been an error, the payee. For Checks, interest will accrue from the day the payee accepts following are true: 2 the check. For Cash Advances, interest will accrue from the day you We cannot try to collect the amount in question, or report you as take the Cash Advance. delinquent on that amount. The charge in question may remain on your statement, and we 2 How we will calculate your balance subject to interest rate. may continue to charge you interest on that amount. But, if we 8 We use a method called -daily balance' (includny new purchases). To determine that we made a mistake, you will not have to pay the determine the amount of the interest to be charged on your Account amount in question a any interest or other fees related to that we first calculate the "Balance Subject to Interest Rate" separately for amount. 8 Purchases, for Balance Transfers, and for Cash Advances. We apply the While you do not have to pay the amount in question, you are applicable Daily Periodic Rate (the DPR) (the DPR for each category is responsible for the remainder of your balance. the applicable APR shown on the front of the statement dmded by We can apply any unpaid amount against your credit limit. 365), to each of the applicable daily balances for 4 Purchases, Balance Transfers and iii) Cash Advances. The daily balances foe Veer rights If you are dissatisfied with your credit card Purchases, for Balance Transfers and for Cash Advances are each powdiases calculated separately and determined as follows: We take the beginning If you are dissatisfied with the goods or services that you have balances for each transaction type on your Account each day, including purchased with your credit card, and you have tried in good faith to any interest calculated on the previous day's balance, add to the correct the problem with the merchant, you may have the right not to respective balances any new transaction, subtract any payments or pay the remaining amount due on the purchase. To use this right, all of credits and make any other applicable adjustment(s). Your Cardmember the following must be true: Agreement provides for compounding of interest. A credit balance is I. The purchase must have been made in your home state or within treated as a balance of zero. If you multiply the "Balance Subject to 100 miles of your current mailing address, and the purchase price Interest Rate for each balance category as shown on your monthly must have been more than S50. (Note: Neither of these are billing statement by the number of days in the billing penod and then necessary if your purchase was based on an advertisement we multiply each sum by the applicable DPR, the results will be the interest mailed to you, or if we own the company that sold you the goods assessed, except for mince variations caused by rounding. or services.) 2. You must have used your credit card for the purchase. Purchases Credit bureau reports and disputes: We may report information made with cash advances from an ATM or with a check that about your account to credit bureaus. Late payments, missed accesses your credit card account do not qualify. payments, or other defaults on your account may be reflected in your 3. You must not yet have fully paid for the purchase. credit report. If you believe that an entry we have made on your credit report is inaccurate or incomplete, please contact the credit bureau If all of the criteria above are met and you are still dissatisfied with the directly or contact us at UBS Bank USA, Card Operations Division, 1000 purchase, contact us is willing at: Harbor Boulevard, 8th Floor, Weehawken, NJ 07086. We will request UBS Bank USA--Disputes Department your name; your account number; the credit bureau where you received P.O. Box 84040 the credit report; a descnption of the error; and why you believe it is an Columbus, GA 31908 error. We will promptly investigate, notify you of our findings, and send While we investigate, the same rules apply to the disputed amount as an update to the credit bureaus if warranted within 30 days. discussed above. After we finish our investigation, we will tell you our decision. At that point, if we think you owe an amount and you do not Wbat to do If you flask you flood a 'mistake an your ststooment pay, we may report you as delinquent. If you think there is an error on your statement write to us at: UBS Bank USA--Card Operations Denson Please refer to your Cardmember Agreement for additional information 1000 Harbor Boulevard, 8th Floor about the terms of your Account. Weehawken, NJ 07086 C2011 UBS Bank USA SDNY_GM_00008900 CONFIDENTIAL EFTA01596822 SUBS Statement Billing Period: Payment Due Date Minimum Payment Due 07/27/15 - 08/26/15 September 23, 2015 563.24 UBS Visa Signature® credit card statement Prepared for: GHISLAINE MAXWELL Page 1 of 4 Customer News Primary Card Number Ending in: Questions? Call 1-800-762-1000 ubs.com/onlineservices Pay Credit Card reminder Your payment in the amount of $95.68 is scheduled to be paid on Account Summary Activity Summary 9/18/15 from your UBS Account. Minimum Payment Due $63.24 Previous Balance $1,975.88 I Thank you. Mir Date 09/23/15 - Payments Credit Line 535,000.00 + Purchases $137.66 ale Credit Line $32,958.90 - Other Credits $0.00 Cash Credit Line $14,000.CO I+Cash Add $0.00 Ere Cash Line $14,000.00 + Fees $0.00 Past Due Amount $0.07 + Interest LOverlimit Amount $0.00 I Statement Balance $2,041.10 II Payment Information* Statement Balance $2,041.10 Minimum Payment Due $63.24 Payment Due Date 09232015 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to $35.00 and your APRs may be increased to the Penalty APR of 27.24%. Minimum Payment Waming: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For Instance If you make no additional charg You will pay off the balance And you will end up payin using this card and each mon shown on this statement in estimated total of... you pay... about... Only the Minimum Payment 6 years $2,818 $69 3 years $2,484 (Savings = $334/ If you would like information about credit counseling services, call 1-800-762-1000. The phone number for UBS Bank USA is 1-800-762-1000. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1-800-342-3736 or www.dh.ny.gov * Repayment information is based on your account activity and the APRs on your account as of the closing date of this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity online, go to ubs.conVonlineservices. Detach here. Pease make checks payable to '1.185 Card Services and include this payment coupon in the enclosed envelope. Please allow 7 - 10 business days for U.S. Postal Service delivery. UBS BANK USA - CARD SERVICES PO BOX 84040 UBS Card Number Ending in Minimum Payment Due Statement Balance $63.24 $2,041.10 COLUMBUS GA 31908.4040 Payment Due Date September 23, 2015 You are enrolled in Automated Pay Credit Card. Send payments to: GHISLAINE MAXWELL UBS BANK USA - CARD SERVICES PO BOX 203219 DALLAS TX 75320-3219 SDNY_GM_00008901 CONFI DEN1IIIIIALS 0000006324 5 EFTA01596823 Important Infonnotion Lest or stolen card: Your credit card is issued by UBS Bank USA. If pay your account online. Payments made on our website by 6:00 p.m. your card is lost or stolen, please contact us immediately at Eastern time will be credited to your account that same day. Available 1-800-762-1000 at any time. You will not be liable for any only for cardholders with a UBS Resource Management Account unauthorized use that occurs after you notify us. You may, however, be (RMA(g) or UBS Business Services Account BSA 110. liable for unauthonzed use that occurs before your notice to us. In any case, your liability will not exceed 550. Pay by phone: To make a payment by phone please call l-800-762-1000. An expedited payment made by phone by 5:00 p.m. Payee's! Information: Each billing cycle, you must pay at least the Eastern time will be credited to your account that same day, and Minimum Payment Due shown on your monthly statement by its reflected in your credit line by the next day. You can also make a Payment Due Date. Both the Minimum Payment Due and Payment Due phone payment from your UBS account as late as 6:00 p.m. Eastern Date are noted on your statement. At any time you may pay more than time. This payment will be credited as of that same day, but application the Minimum Payment Due up to the full amount you me us, however to your credit line may be delayed. you cannot "pay ahead". This means that if you pay more than the required Minimum Payment Due in any billing cycle or if you make more Overnight payments: Send overnight courier service a USPS Prionty than one payment in a billing cycle, you will still need to pay the next Mail payments to UBS Bank USA-Card Services, 2975 Regent month's required Minimum Payment Due by your next Payment Due Boulevard, P.O. Box 203219, Irving, TX 75063. A payment received at Date. Remember to make all checks payable to Card Services. Please this address by 5:00 p.m. Central time that otherwise meets the allow 7 days for the U.S. Postal Service to deliver your payment requirements of a conforming payment will be credited to your account to us. Upon our receipt, your available credit may not be that same day. increased by the payment amount for up to 7 days to ensure the funds from the bank on which yore payment Is drawn are o Arsteresatic repayment of cash advances through Cashroanect collected and not returned. When you provide a check as payment The CashConnect feature on your UBS credit card account will on this Account, you aumonze us to either use the information from automatically repay new Cash Advances obtained from ATMs and your check to make a one-time electronic fund transfer from your financial institutions (CashConnect Cash Advances), each night, with account or to process the payment as a check transaction. When we use information from your check to make an electronic fund transfer, available funds from your UBS Resource Management Account funds may be withdrawn from your account as soon as the same day IRM(VIE or your UBS Business Services Account BSA ®(either referred to we receive your payment, and you will not receive your check back as your UBS Account). You will incur no interest charges on from your financial institution. For inquiries please call 1-800-762-1000. CashConnect Cash Advances, as long as there are sufficient available funds in your UBS Account to repay your CashConnect Cash Advance Moiled payments: A conforming payment received by us by 5:00 transaction in full when we first seek payment from your UBS Account. p.m. Central time will be credited to your account the day of receipt. A If sufficient available funds are not available in your UBS Account to pay "conforming payment" is a payment that: 1) is mailed using the off your CashConnect Cash Advances balance in full, then the APR for enclosed envelope and payment coupon included with this statement to Cash Advances will apply as of the original transaction date on any UBS Bank USA—Card Services, P.O. Box 203219, Dallas, TX 75320-3210 remaining balance. You will be charged the APR on Cash Advances on and 2) is in the form of a single, non-folded check or money order made your remaining CashConnect Cash Advance balance until it is repaid in payable in US dollars from a US based institution. Any payment that full. Applicable ATM surcharge fees may apply. No other account does not meet these requirements, or any payment with multiple checks balances are paid through the CashConnect feature. If you choose not or money orders, additional correspondence, staples, paperclips, etc. to participate in the CashConnect feature, please contact UBS at will be considered a "non-conforming payment" which may delay the 1-800.762-1000. Available only for cardholders with a UBS Resource crediting of the payment for up to 5 days. We can accept late Management Account or UBS Business Services Account BSA. payments, partial payments, checks and money orders marked "Paid in Full" or language having the same effect without losing any of our Accrual of Interest and hew to avoid paying Interest en rights under this Agreement, and such payments may be sent to the purchases. following address: UBS Bank USA—Card Services, P.O. Box 203219, Your due date is at least 23 days after the close of each billing cycle. On Dallas, TX 75320-3210. Purchases, interest begins to accrue as of the transaction date. However, if you paid the Statement Balance that was shown on your Other payment options: previous billing statement by the Payment Due Date on that statement, Online: Visit ubs.comlonlineservices to sign up for Pay Credit Card to then (1) we will not impose interest on Purchases during your current Continued on back of next page SDNY_GM_00008902 CONFIDENTIAL EFTA01596824 Page 3 of 4 My Choke Rewards Points from UBS Account Summary Total Points Beginning Points this period 3.467 Points earned this period 138 Bonus points 0 Adjustments 0 Redemptions 0 Ending points balance 3.605 • For more details on your rewards points activity, please visit us online at ubs.com/uscards Activity for GHISLAINE MAXWELL - Card ending in MP Date Description Amount Payments 08/18 PAYMENT THANK YOU -$95.68 Total Payment Activity -$95.68 Purchases 07/31 ESPA CORP NEW YORK NY $7400 08/07 FOUR SEASONS BEAUTY BAR INEW YORK NY $6146 Total PurchasesiktkitY 5137.66 Summa of Fees and Interest Interest Charged Date Description Amount 08/26 INTEREST CHARGE-PURCHASES $23.24 $23241 2015 Totals Year-to-Date Summary of Fees and Interest Total Fees Charged in 2015 $5.05 Total Interest Charged in 2015 $85.26 Interest Charge Calculation - 31 Days in Billing Cyde Balance ANNUAL Subject to PERCENTAGE Interest Interest Rate RATE (APR) Charge PURCHASES 12,065.28 13.24% (v) $23.24 BALANCE TRANSFERS $0.00 13.24% (v) $0.00 CASH ADVANCES $0.00 21.99% (v) $0.00 Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v) = Variable Rate Customer Notifkations Access cash at ATMs and banks all over the world With your UBS Visa Signature credit card. For domestic transactions. receive ATM fee rebates. up to $3 per transaction. for an unlimited number of transactions. SDNY_GM_00008903 CONFIDENTIAL EFTA01596825 Page 4 of 4 billing penod if you pay the Statement Balance on the current billing In your letter, give us thu • rig information: statement by the Payment Due Date in the current billing period, and Account Information; Your name and account number. (2) we will credit any payment applied toward Purchases as of the first Dollar amount: • dr amount of the suspected error. day in your current billing penod if you make a payment by the Payment Description of problem: If you think there is an error on your Due Date in the current billing period that is less than the Statement ces:rthe rvaat you oel.ee is wrong and why you believe it is a Balance. If a Statement Balance was shown on your previous billing mistake. You must contact us within 60 days after the error appeared statement and you did not pay the Statement Balance by the Payment on your statement. Due Date on that statement, then we will not impose Interest Charges on any Purchases during the current billing period if you pay the You must notify us of any potential errors is writing. You may call us, Statement Balance shown on the current billing statement by the but if you do we are not required to investigate any potential errors and Payment Due Date in the current billing period. For Balance Transfers, you may have to pay the amount in question. interest will accrue from the day we send the Balance Transfer to the While we investigate whether or not there has been an error, the payee. For Checks, interest will accrue from the day the payee accepts following are true: the check. For Cash Advances, interest will accrue from the day you We cannot try to collect the amount in question, or report you as take the Cash Advance. delinquent on that amount. The charge in question may remain on your statement, and we How we will calculate your balance subject to interest rate. may continue to charge you interest on that amount. But, if we We use a method called -daily balance' (includny new purchases). To determine that we made a mistake, you will not have to pay the determine the amount of the interest to be charged on your Account amount in question a any interest or other fees related to that we first calculate the "Balance Subject to Interest Rate" separately for amount. 8 Purchases, for Balance Transfers, and for Cash Advances. We apply the While you do not have to pay the amount in question, you are applicable Daily Periodic Rate (the DPR) (the DPR for each category is responsible for the remainder of your balance. the applicable APR shown on the front of the statement dmded by We can apply any unpaid amount against your credit limit. 365), to each of the applicable daily balances for i) Purchases, u) Balance Transfers and iii) Cash Advances. The daily balances foe Von rights if you are dissatisfied with yew credit card Purchases, for Balance Transfers and for Cash Advances are each penduses calculated separately and determined as follows: We take the beginning If you are dissatisfied with the goods or services that you have balances for each transaction type on your Account each day, including purchased with your credit card, and you have tried in good faith to any interest calculated on the previous day's balance, add to the correct the problem with the merchant, you may have the right not to respective balances any new transaction, subtract any payments or pay the remaining amount due on the purchase. To use this right, all of credits and make any other applicable adjustment(s). Your Cardmember the following must be true: Agreement provides for compounding of interest. A credit balance is I. The purchase must have been made in your home state or within treated as a balance of zero. If you multiply the "Balance Subject to 100 miles of your current mailing address, and the purchase price Interest Rate for each balance category as shown on your monthly must have been more than S50. (Note: Neither of these are billing statement by the number of days in the billing penod and then necessary if your purchase was based on an advertisement we multiply each sum by the applicable OPR, the results will be the interest mailed to you, or if we own the company that sold you the goods assessed, except for mince variations caused by rounding. or services.) 2. You must have used your credit card for the purchase. Purchases Credit bureau reports and disputes: We may report information made with cash advances from an ATM or with a check that about your account to credit bureaus. Late payments, missed accesses your credit card account do not qualify. payments, or other defaults on your account may be reflected in your 3. You must not yet have fully paid for the purchase. credit report. If you believe that an entry we have made on your credit report is inaccurate or incomplete, please contact the credit bureau If all of the criteria above are met and you are still dissatisfied with the directly or contact us at UBS Bank USA, Card Operations Division, 1000 purchase, contact us is willing at: Harbor Boulevard, 8th Floor, Weehawken, NJ 07086. We will request UBS Bank USA--Disputes Department your name; your account number; the credit bureau where you received P.O. Box 84040 the credit report; a descnption of the error; and why you believe it is an Columbus, GA 31908 error. We will promptly investigate, notify you of our findings, and send While we investigate, the same rules apply to the disputed amount as an update to the credit bureaus if warranted within 30 days. discussed above. After we finish our investigation, we will tell you our decision. At that point, if we think you owe an amount and you do not Mat to do If you flask you flood a 'mistake on yaw statement pay, we may report you as delinquent. If you think there is an error on your statement write to us at: UBS Bank USA--Card Operations Denson Please refer to your Cardmember Agreement for additional information 1000 Harbor Boulevard, 8th Floor about the terms of your Account. Weehawken, NJ 07086 C2011 UBS Bank USA SDNY_GM_00008904 CONFIDENTIAL EFTA01596826 SUBS Statement Pilling Period: Payment Due Date Minimum PaymeM Due 06/27/15 - 07/26/15 August 23, 2015 $57.45 UBS Visa Signature® credit card statement Prepared for: GHISUUNE MAXWELL Page 1 of 4 Customer News Primary Card Number Ending in: Questions? Call 1-800-762-1000 ubs.com/onlineservices Pay Credit Card reminder Your payment in the amount of $9 5.6 8 is scheduled to be paid on Account Summary Activity Summary 8/18/1 5 from your UBS Account. Minimum Payment Due $57.5 Previous Balance $I D68 1 I Thank you. Mir Date 08/23/15 - Payments $95.68 Credit line $35,000 CO + Purchases $985.00 ale Credit Line $33,024.12 - Other Credits $0.00 Make lite easier while earning Cash Credit Line la.COO.00 + Cash Advances $0.00 Cash Line $14,000.00 I + Fees S0.00 rewards: Past Due Amount $0.00 + Interest 418AS Set up your recurring monthly bills Overlimit Amount $0.00 Statement Balance $1,975.88 for automatic payment with your UBS Visa Signature credit card. Not Payment Information* only will you earn rewards for each Statement Balance $1,975.88 dollar spent. you'll have the Minimum Payment Due 457.45 convenience of writing fewer checks Payment Due Date 08/23/2015 since your payments are automatically made with your card. Late Payment Warning: If we do not receive your minimum payment by the date listed above, you Simply contact your providers to get may have to pay a late fee up to $35.00 and your APRs may be increased to the Penalty APR of started. 27.24%. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For Instance If you make no additional charges You will pay off the balance And you will end up paying the using this card and each month shown on this statement in estimated tot. you pay... about... Only the Minimum Payment 6 years $2,717 $67 3 years $2,412 (Savings = $305) If you would like information about credit counseling services, call 1-800-762-1000. The phone number for UBS Bank USA is 1-800-762-1000. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1-800-342-3736 or www.dh.ny.gov Repayment information is based on your account activity and the APRs on your account as of the closing date of this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity online, go to ubs.conVonlineservices. Detach here. Please make checks payable to UBS Card Services and include this payment coupon in the enclosed envelope. Please allow 7 10 business days for U.S. Postal Service delivery. UBS BANK USA CARD SERVICES PO BOX 84040 UBS Card Number Ending in Minimum Payment Due Statement Balance $57.45 S1,975.88 COLUMBUS GA 31908.4040 Payment Due Date August 23, 2015 You are enrolled in Automated Pay Credit Card. Send payments to: GHISLAINE MAXWELL UBS BANK USA - CARD SERVICES PO BOX 203219 DALLAS TX 75320-3219 SDNY_GM_00008905 CONF I DE N3111 AL5 0000005745 5 EFTA01596827 Important Information Lost or stolen card: Your credit card is issued by UBS Bank USA. If pay your account online. Payments made on our website by 6:00 p.m. your card is lost or stolen, please contact us immediately at Eastern time will be credited to your account that same day. Available 1-800-762-1000 at any time. You will not be liable for any only for cardholders with a UBS Resource Management Account unauthorized use that occurs after you notify us. You may, however, be (RMA(g) or UBS Business Services Account BSA 110. liable for unauthorized use that occurs before your notice to us. In any case, your liability will not exceed 550. Pay by phone: To make a payment by phone please call l-800-762-1000. An expedited payment made by phone by 5:00 p.m. Payment Information: Each billing cycle, you must pay at least the Eastern time will be credited to your account that same day, and Minimum Payment Due shown on your monthly statement by its reflected in your credit line by the next day. You can also make a Payment Due Date. Both the Minimum Payment Due and Payment Due phone payment from your UBS account as late as 6:00 p.m. Eastern Date are noted on your statement. At any time you may pay more than time. This payment will be credited as of that same day, but application S the Minimum Payment Due up to the full amount you owe us, however you cannot "pay ahead". This means that if you pay more than the to your credit line may be delayed. 8 required Minimum Payment Due in any billing cycle or if you make more than one payment in a billing cycle, you will still need to pay the next Overnight payments: Send overnight courier service or USPS Priority § Mail payments to UBS Bank USA--Card Services, 2975 Regent vt- month's required Minimum Payment Due by your next Payment Due Date. Remember to make all checks payable to Card Services. Please Boulevard, P.O. Box 203219, Irving: TX 75063. A payment received at 8 this address by 5:00 p.m. Central time that otherwise meets the a allow 7 days for the U.S. Postal Service to deliver your payment requirements of a conforming payment will be credited to your account 8 to us. Upon our receipt, your available credit may not be that same day. Increased by the payment amount for up to 7 days to ensure c?, the funds from the bank on which yam payment Is drawn are 0 thstwasaffc repayment of cash advances through CashUmnect collected and not returned. V.,,Ien you provide a check as payment The CashConnect feature on your UBS credit card account will on this Account, you auttionze us to either use the information from automatically repay new Cash Advances obtained from ATMs and your check to make a one-lime electronic fund transfer from your financial institutions (CashConnect Cash Advances), each night, with account or to process the payment as a check transaction. When we use information from your check to make an electronic fund transfer, available funds from your UBS Resource Management Account funds may be withdrawn from your account as soon as the same day IRMA or your UBS Business Services Account BSA ®(either referred to we receive your payment, and you will not receive your check back as your UBS Account). You will incur no interest charges on from your financial institution. For inquiries please call 1-800-762-1000. CashConnect Cash Advances: as long as there are sufficient available funds in your UBS Account to repay your CashConnect Cash Advance Moiled payments: A conforming payment received by us by 5:00 transaction in full when we first seek payment from your UBS Account. p.m. Central time will be credited to your account the day of receipt. A If sufficient available funds are not available in your UBS Account to pay "conforming payment" is a payment that: 1) is mailed using the off your CashConnect Cash Advances balance in full, then the APR for enclosed envelope and payment coupon included with this statement to Cash Advances will apply as of the original transaction date on any UBS Bank USA—Card Services, P.O. Box 203219, Dallas, TX 75320-3210 remaining balance. You will be charged the APR on Cash Advances on and 2) is in the form of a single, non-folded check or money order made your remaining CashConnect Cash Advance balance until it is repaid in payable in US dollars from a US based institution. Any payment that full. Applicable ATM surcharge fees may apply. No other account does not meet these requirements, or any payment with multiple checks balances are paid through the CashConnect feature. If you choose not or money orders, additional correspondence, staples, paperclips, etc. to participate in the CashConnect feature, please contact UBS at will be considered a "non-conforming payment" which may delay the 1-800-762-1000. Available only for cardholders with a U85 Resource crediting of the payment for up to 5 days. We can accept late Management Account or UBS Business Services Account BSA. payments, partial payments, checks and money orders marked "Paid in Full" or language having the same effect without losing any of our Accrual of Interest and hew to avoid paying Interest en rights under this Agreement, and such payments may be sent to the parclunes. following address: UBS Bank USA—Card Services, P.O. Box 203219, Your due date is at least 23 days after the close of each billing cycle. On Dallas, TX 75320-3210. Purchases, interest begins to accrue as of the transaction date. However, if you paid the Statement Balance that was shown on your Other payment options: previous billing statement by the Payment Due Date on that statement, Online: Visit ubs.comfonlineservices to sign up for Pay Credit Card to then (I) we will not impose interest on Purchases during your current Continued on back of next page SDNY_GM_00008906 CONFIDENTIAL EFTA01596828 Page 3 of 4 My Choke Rewards Points from UBS Account Summary Total Points Beginning Points this period 1482 Points earned this period 985 Bonus points 0 Adjustments 0 Redemptions 0 Ending points balance 3.467 • For more details on your rewards points activity, please visit us online at ubs.com/uscards Activity fa GHISLAINE MAXWELL - Card airing is MI Date Desaip6cn Amount Payments 07/17 PAYMENT THANK YOU -S95.68 Total Payments Activity -S99.68 Purchases 07/01 liM RAU DOG SHOWS LTD 610-376-1880 PA $134.00 07/08 WKI•CTCORPORATION 8C0-624-0909 NY $684.00 07/08 DM RAU DOG SHOWS LTD 610-376-1880 PA $138.00 07/10 ESPA CORP NEW YORK NY S29.00 Total Purchases Activity $985.00 Summary of Fees and Interest Interest Charged Date Description Amount INTEREST CHARGE-PURCHASES S18.45 Total Interest for this period $18.45 2015 Totals Year-to-Date Summary of Fees and Interest Total Fees Charged in 2015 $5.05 Total Interest Charged in 2015 $62.02 Interest Charge Calculation - 30 Days in Billing Cyde Balance ANNUAL Subject to PERCENTAGE Interest Interest Rate RATE (APR) Charge PURCHASES $1,693.86 13.24% (v) SI8.45 BALANCE TRANSFERS $0.00 13.24% (v) $0.00 CASH ADVANCES $0.00 21.99% (v) $0.00 Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v) = Variable Rate SDNY_GM_00008907 CONFIDENTIAL EFTA01596829 Page 4 of 4 billing penod if you pay the Statement Balance on the current billing In your letter, give us thu • ng information: statement by the Payment Due Date in the current billing period, and Account Information; Your name and account number. (2) we will credit any payment applied toward Purchases as of the fast Dollar amount: • ar amount of the suspected error. day in your current billing penod if you make a payment by the Payment Description of problem: If you think there is an error on your Due Date in the current billing period that is less than the Statement ces:rthe rvaat you oel.ee is wrong and why you believe it is a Balance. If a Statement Balance was shown on your previous billing mistake. You must contact us within 60 days after the error appeared statement and you did not pay the Statement Balance by the Payment on your statement. Due Date on that statement, then we will not impose Interest Charges on any Purchases during the current billing period if you pay the You must notify us of any potential errors is %galling. You may call us, Statement Balance shown on the current billing statement by the but if you do we are not required to investigate any potential errors and Payment Due Date in the current billing period. For Balance Transfers, you may have to pay the amount in question. interest will accrue from the day we send the Balance Transfer to the While we investigate whether or not there has been an error, the 8 payee. For Checks, interest will accrue from the day the payee accepts following are true: the check. For Cash Advances, interest will accrue from the day you We cannot try to collect the amount in question, or report you as 8 take the Cash Advance. delinquent on that amount. The charge in question may remain on your statement, and we How we will calculate your balance subject to interest rate. may continue to charge you interest on that amount. But, if we We use a method called "daily balance' (inciudtny new purchase5). To determine that we made a mistake, you will not have to pay the 8 determine the amount of the interest to be charged on your Account amount in question a any interest or other fees related to that 8 8 we first calculate the "Balance Subject to Interest Rate" separately for amount. 8 Purchases, for Balance Transfers, and for Cash Advances. We apply the While you do not have to pay the amount in question, you are applicable Daily Periodic Rate (the DPR) (the DPR for each category is responsible for the remainder of your balance. the applicable APR shown on the front of the statement dmded by We can apply any unpaid amount against your credit limit. 365), to each of the applicable daily balances for i) Purchases, Balance Transfers and iii) Cash Advances. The daily balances foe Vow rights if you are dissatisfied with yew credit card Purchases, for Balance Transfers and for Cash Advances are each palm calculated separately and determined as follows: We take the beginning If you are dissatisfied with the goods or services that you have balances for each transaction type on your Account each day, including purchased with your credit card, and you have tried in good faith to any interest calculated on the previous day's balance, add to the correct the problem with the merchant, you may have the right not to respective balances any new transaction, subtract any payments or pay the remaining amount due on the purchase. To use this right, all of credits and make any other applicable adjustment(s). Your Cardmember the following must be true: Agreement provides for compounding of interest. A credit balance is I. The purchase must have been made in your home state or within treated as a balance of zero. If you multiply the "Balance Subject to 100 miles of your current mailing address, and the purchase price Interest Rate" for each balance category as shown on your monthly must have been more than S50. (Note: Neither of these are billing statement by the number of days in the billing penod and then necessary if your purchase was based on an advertisement we multiply each sum by the applicable DPR, the results will be the interest mailed to you, or if we own the company that sold you the goods assessed, except for mince variations caused by rounding. or services.) 2. You must have used your credit card for the purchase. Purchases Credit bureau reports and disputes: We may report information made with cash advances from an ATM or with a check that about your account to credit bureaus. Late payments, missed accesses your credit card account do not qualify. payments, or other defaults on your account may be reflected in your 3. You must not yet have fully paid for the purchase. credit report. If you believe that an entry we have made on your credit report is inaccurate or incomplete, please contact the credit bureau If all of the criteria above are met and you are still dissatisfied with the directly or contact us at UBS Bank USA, Card Operations Division, 1000 purchase, contact us is willing at: Harbor Boulevard, 8th Floor, Weehawken, NJ 07086. We will request UBS Bank USA--Disputes Department your name; your account number; the credit bureau where you received P.O. Box 84040 the credit report; a descnption of the error; and why you believe it is an Columbus, GA 31908 error. We will promptly investigate, notify you of our findings, and send While we investigate, the same rules apply to the disputed amount as an update to the credit bureaus if warranted within 30 days. discussed above. After we finish our investigation, we will tell you our decision. At that point, if we think you owe an amount and you do not Wbat to do If you think you find a 'mistake on yaw statement pay, we may report you as delinquent. If you think there is an error on your statement write to us at: UBS Bank USA--Card Operations Denson Please refer to your Cardmember Agreement for additional information 1000 Harbor Boulevard, 8th Floor about the terms of your Account. Weehawken, NJ 07086 C2011 UBS Bank USA SDNY_GM_00008908 CONFIDENTIAL EFTA01596830 SUBS Statement Billing Period: Payment Due Date Minimum Payment Due 05/27/15 - 06/26/15 July 23, 2015 S35.00 UBS Visa Signature® credit card statement Prepared for: GHISUUNE MAXWELL Page 1 of 6 Customer News Primary Card Number Ending in: MI Questions? Call 1-800-762-1000 ubs.corn/onfnesenrices Pay Credit Card reminder Your payment in the amount of $95.68 is scheduled to be paid on Account Summary Activity Summary 7/18/15 from your UBS Account. Minimum Payment Due 435 CO Previous Balance 3752.80 I Thank you. Mr Date 07/23/15 - Payments s911114 Credit Line $35,000 CO + Purchases 5395.33 'ale Credit Line 533,931.89 - Other Credits $0.00 Cash Credit Line 314,000.DO + Cash Advances $0.00 Isle Cash Line $14,000.00 + Fees $5.05 Past Due Amount $0.00 + Interest $10.61 LOverlimit Amount $0.00 Statement Balance $1,068.11 Payment Information* Statement Balance $1,068.11 Minimum Payment Due $35.00 Payment Due Date 0723/2015 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to 535.00 and your APRs may be increased to the Penalty APR of 27.24%. Minimum Payment Waming: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For Instance If you make no additional charg. You will pay off the baler And you will end up pay/ s card and shown this statement I estimated total u tat Only the Minimum Payment 3 years 51,309 If you would like information about credit counseling services, call 1-800-762-1000. The phone number for UBS Bank USA is 1-800-762-1000. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1-800-342-3736 or www.dh.ny.gov * Repayment information is based on your account activity and the APRs on your account as of the closing date of this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity online, go to ubs.conVonlineservices. Detach here. Please make cnecks payable to 'UBS Card Services and include this payment coupon in the enclosed envelope. P allow 7 - 10 business days for U.S. Postal Service delivery. UBS BANK USA - CARD SERVICES PO BOX 84040 UBS Card Number Ending in Minimum Payment Due Statement Balance NMI $35.00 $1,068.11 COLUMBUS GA 31908.4040 Payment Due Date July 23, 2015 You are enrolled in Automated Pay Credit Card. Send paym anis to: GHISLAINE MAXWELL UBS BANK USA - CARD SERVICES PO BOX 203219 DALLAS TX 75320-3219 SDNY_GM_00008909 CONFIDENT)AL 0000003500 5 EFTA01596831 Important Infonnetion Lest or stolen mid: Your credit card is issued by UBS Bank USA. If pay your account online. Payments made on our website by 6:00 p.m. your card is lost or stolen, please contact us immediately at Eastern time will be credited to your account that same day. Available 1-800-762-1000 at any time. You will not be liable for any only for cardholders with a UBS Resource Management Account unauthorized use that occurs after you notify us. You may, however, be (RMA(g) a UBS Business Services Account BSA 0. liable for unauthonzed use that occurs before your notice to us. In any case, your liability will not exceed 550. Pay by phone: To make a payment by phone please call 1-800-762-1000. An expedited payment made by phone by 5:00 p.m. Payvaeat InfernsMion: Each billing cycle, you must pay at least the Eastern time will be credited to your account that same day, and Minimum Payment Due shown on your monthly statement by its reflected in your credit line by the next day. You can also make a Payment Due Date. Both the Minimum Payment Due and Payment Due phone payment from your UBS account as late as 6:00 p.m. Eastern Date are noted on your statement. At any time you may pay more than time. This payment will be credited as of that same day, but application the Minimum Payment Due up to the full amount you owe us, however to your credit line may be delayed. you cannot "pay ahead". This means that if you pay more than the 8 required Minimum Payment Due in any billing cycle or if you make more than one payment in a billing cycle, you will still need to pay the next Overnight payments: Send overnight courier service or USPS Prionty § Mail payments to UBS Bank USA--Card Services, 2975 Regent month's required Minimum Payment Due by your next Payment Due Boulevard, P.O. Box 203219, Irving, TX 75063. A payment received at Date. Remember to make all checks payable to Card Services. Please this address by 5:00 p.m. Central time that otherwise meets the allow 7 days for the U.S. Postal Service to deliver your payment requirements of a conforming payment will be credited to your account to us. Upon our receipt, your available credit may not be that same day. increased by the payment amount for up to 7 days to ensure the funds from the bank on which year payment Is drawn are *retrainee repayment of cash advances through CashCoaneet collected and not returned. V.,,Ien you provide a check as payment The CashConnect feature on your UBS credit card account will on this Account, you auttionze us to either use the information from automatically repay new Cash Advances obtained from ATMs and your check to make a one-lime electronic fund transfer from your financial institutions (CashConnect Cash Advances), each night, with account or to process the payment as a check transaction. When we use information from your check to make an electronic fund transfer, available funds from your UBS Resource Management Account funds may be withdrawn from your account as soon as the same day IRMA or your UBS Business Services Account BSA ®(either referred to we receive your payment, and you will not receive your check back as your UBS Account). You will incur no interest charges on from your financial institution. For inquiries please call 1-800-762-1000. CashConnect Cash Advances, as long as there are sufficient available funds in your UBS Account to repay your CashConnect Cash Advance Moiled payments: A conforming payment received by us by 5:00 transaction in full when we first seek payment from your UBS Account. p.m. Central time will be credited to your account the day of receipt. A If sufficient available funds are not available in your UBS Account to pay "conforming payment" is a payment that: 1) is mailed using the off your CashConnect Cash Advances balance in full, then the APR for enclosed envelope and payment coupon included with this statement to Cash Advances will apply as of the original transaction date on any UBS Bank USA—Card Services, P.O. Box 203219, Dallas, TX 75320-3210 remaining balance. You will be charged the APR on Cash Advances on and 2) is in the form of a single, non-folded check or money order made your remaining CashConnect Cash Advance balance until it is repaid in payable in US dollars from a US based institution. Any payment that full. Applicable ATM surcharge fees may apply. No other account does not meet these requirements, or any payment with multiple checks balances are paid through the CashConnect feature. If you choose not or money orders, additional correspondence, staples, paperclips, etc. to participate in the CashConnect feature, please contact UBS at will be considered a "non-conforming payment" which may delay the I-800-762-1000. Available only for cardholders with a U85 Resource crediting of the payment for up to 5 days. We can accept late Management Account or UBS Business Services Account BSA. payments, partial payments, checks and money orders marked "Paid in Full" or language having the same effect without losing any of our Accrual of Interest and hew to avoid paying Stares! en rights under this Agreement, and such payments may be sent to the parebases. following address: UBS Bank USA—Card Services, P.O. Box 203219, Your due date is at least 23 days after the close of each billing cycle. On Dallas, TX 75320-3210. Purchases, interest begins to accrue as of the transaction date. However, if you paid the Statement Balance that was shown on your Other payment options: previous billing statement by the Payment Due Date on that statement, Online: Visit ubs.comIonlinesenrices to sign up for Pay Credit Card to then (Uwe will not impose interest on Purchases during your current Continued on back of next page SDNY_GM_00008910 CONFIDENTIAL EFTA01596832 Page 3 of 6 My Choke Rewards Points from UBS Account Summary Total Points Beginning Points this petiod 2.089 Points earned this petiod 393 Bonus points 0 Adjustments 0 Redemptions 0 Ending points balance 2.482 • For more details on your rewards points activity, please visit us online at ubs.com/uscards Activity for GHISLAINE MAXWELL - Card ending ell= Date Desoiptial Amount Payments 06/18 PAYMENT THANK YOU -$95.68 Total Payment Activity -595.68 Purchases 05/26 FOUR SEASONS NAL BAR INCNEW YORK NY SS4.00 05/27 JIM RAU DOG SHOWS LTD 610-376-1880 PA $67.00 06/01 MARLBORO MARKET BOSTON MA 57 47 06/02 SAVENORS MARKET BOSTON MA 51 49 06/04 MARLBORO MARKET BOSTON MA 538.98 06/04 2OE HAIR LLC BOSTON MA 539.00 06/04 QUALITY MART INC BOSTON MA $11.47 06/05 QUALITY MART INC BOSTON MA 53.49 O6/06 MARLBORO MARKET BOSTON MA 54.00 06/25 ETS1 PANSU 4235630 ?SPANS 10 $168.43 150.00 EUR Total Purchases Activity $395.33 Summary of Fees and Interest is Fees Date Description Amount 06/26 iri TRANSACTION FEE $50S Total Fees for this period $5.05 Interest Charged Date Description Amount CNts INTEREST CHARGE-PURCHASES Total interest for this period $10.61 2015 Totals Year-to-Date Summary of Fees and Interest total Fees Charged in 2015 35.05 Total Interest Charged in 2015 $43.57 Interest Charge Calculation - 31 Days in Billing Cyde Balance ANNUAL Subject to PERCENTAGE Interest Interest Rate RATE (APR) Charge PURCHASES $942.72 13.24% (v) $'10.6.1 BALANCE TRANSFERS 40.00 13.24% (v) $0.00 CASH ADVANCES 40.00 21.99% (v) $0.00 Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v) = Variable Rate SDNY_GM_00008911 CONFIDENTIAL EFTA01596833 Page 4 of 6 billing penod if you pay the Statement Balance on the current billing In your letter, give us thu • ng information: statement by the Payment Due Date in the current billing period, and Account Information: Your name and account number. (2) kw will credit any payment applied toward Purchases as of the first Dollar amount: • ar amount of the suspected error. day in your current billing penod if you make a payment by the Payment Description of problem: If you think there is an error on your Due Date in the current billing period that is less than the Statement ces:rthe valat you oel.ee is wrong and why you believe it is a Balance. If a Statement Balance was shown on your previous billing mistake. You must contact us within 60 days after the error appeared statement and you did not pay the Statement Balance by the Payment on your statement. Due Date on that statement, then we will not impose Interest Charges on any Purchases during the current billing period if you pay the You must notify us of any potential errors is residnes. You may call us, Statement Balance shown on the current billing statement by the but if you do we are not required to investigate any potential errors and Payment Due Date in the current billing period. For Balance Transfers, you may have to pay the amount in question. 8 interest will accrue from the day we send the Balance Transfer to the While we investigate whether or not there has been an error, the 8 payee. For Checks, interest will accrue from the day the payee accepts following are true: the check. For Cash Advances, interest will accrue from the day you We cannot try to collect the amount in question, or report you as take the Cash Advance. delinquent on that amount. The charge in question may remain on your statement, and we How we will calculate your balance subject to interest rate. may continue to charge you interest on that amount. But, if we We use a method called "daily balance' (includny new purchase5). To determine that we made a mistake, you will not have to pay the determine the amount of the interest to be charged on your Account amount in question a any interest or other fees related to that we first calculate the "Balance Subject to Interest Rate" separately for amount. Purchases, for Balance Transfers, and for Cash Advances. We apply the While you do not have to pay the amount in question, you are applicable Daily Periodic Rate (the DPR) (the DPR for each category is responsible for the remainder of your balance. the applicable APR shown on the front of the statement droded by We can apply any unpaid amount against your credit limit. 365), to each of the applicable daily balances for 4 Purchases, Balance Transfers and iii) Cash Advances. The daily balances foe Veer rights if you are dissatisfied with yew credit card Purchases, for Balance Transfers and for Cash Advances are each pees calculated separately and determined as follows: We take the beginning If you are dissatisfied with the goods or services that you have balances for each transaction type on your Account each day, including purchased with your credit card, and you have tried in good faith to any interest calculated on the previous day's balance, add to the correct the problem with the merchant, you may have the right not to respective balances any new transaction, subtract any payments or pay the remaining amount due on the purchase. To use this right, all of credits and make any other applicable adjustment(s). Your Cardmember the following must be true: Agreement provides for compounding of interest. A credit balance is I. The purchase must have been made in your home state or within treated as a balance of zero. If you multiply the "Balance Subject to 100 miles of your current mailing address, and the purchase price Interest Rate for each balance category as shown on your monthly must have been more than S50. (Note: Neither of these are billing statement by the number of days in the billing penod and then necessary if your purchase was based on an advertisement we multiply each sum by the applicable DPR, the results will be the interest mailed to you, or if we own the company that sold you the goods assessed, except for mince variations caused by rounding. or services.) 2. You must have used your credit card for the purchase. Purchases Credit bureau reports and disputes: We may report information made with cash advances from an ATM or with a check that about your account to credit bureaus. Late payments, missed accesses your credit card account do not qualify. payments, or other defaults on your account may be reflected in your 3. You must not yet have fully paid for the purchase. credit report. If you believe that an entry we have made on your credit report is inaccurate or incomplete, please contact the credit bureau If all of the criteria above are met and you are still dissatisfied with the directly or contact us at UBS Bank USA, Card Operations Division, 1000 purchase, contact us is %%irking at: Harbor Boulevard, 8th Floor, Weehawken, NJ 07086. We will request UBS Bank USA—Disputes Department your name; your account number; the credit bureau where you received P.O. Box 84040 the credit report; a descnption of the error; and why you believe it is an Columbus, GA 31908 error. We will promptly investigate, notify you of our findings, and send While we investigate, the same rules apply to the disputed amount as an update to the credit bureaus if warranted within 30 days. discussed above. After we finish our investigation, we will tell you our decision. At that point, if we think you owe an amount and you do not Mat to do If you think you fled a 'mistake an year statement pay, we may report you as delinquent. If you think there is an error on your statement write to us at: UBS Bank USA—Card Operations Denson Please refer to your Cardmember Agreement for additional information 1000 Harbor Boulevard, 8th Floor about the terms of your Account. Weehawken, NJ 07086 02011 UBS Bank USA SDNY_GM_00008912 CONFIDENTIAL EFTA01596834 Page 5 of 6 Customer Notifications Access cash at ATMs and banks all over the world With your UBS Visa Signature credit card. For domestic transactions, receive ATM fee rebates. up to $3 per transaction. for an unlimited number of transactions. SDNY_GM_00008913 CONFIDENTIAL EFTA01596835 CONFIDENTIAL so"GM0000091 EFTA01596836 SUBS Statement Billing Period: Payment Due Date Minimum Payment Due 04/27/1S - 05/26/15 June 23, 2015 535.00 UBS Visa Signature® credit card statement Prepared for: GHISLAINE MAXWELL Page I of 4 Customer News Primary Card Number Ending in: a Questions? Call 1-800-762-1000 ubs.com/onlineservices Pay Credit Card reminder Your payment in the amount of $9 5.6 8 is scheduled to be paid on Account Summary Activity Summary 6/18/1 5 from your UBS Account. Minimum Payment Due 435 CO Previous Balance 4497.23 Thank you. Payment Due Date 06/23/15 Byrne Credit Line $3.5,000 CO + Purchases $344.60 UBS Visa Signature credit card Available Credit Line 434,247.20 - Other Credl clients have access to a range of Cash Credit Line 14.000.00 + Cash Advances Available Cash Line $14,000.00 + Fees $0.00 roadside services and towing Past Due Amount 50.00 + Interest assistance. including the following Ovedimit Amount WOO Statement Balance $752.80 roadside emergencies (up to $50 per event): Payment Information* Flat tires Statement Balance 4752.80 Dead batteries Minimum Payment Due $35.00 Mechanical breakdowns Payment Due Date 06/23/2015 Running out of gas Lockouts Late Payment Warning: If we do not receive your minimum payment by the date listed above, you All benefits are subject to lim itations. may have to pay a late fee up to S35.00 and your APRs may be increased to the Penalty APR of Please see the Terms and 27.24%. Conditions available at Minimum Payment Warning: If you make only the minimum payment each period, you will pay more ubs.com/uscards for more details in interest and it will take you longer to pay off your balance. For Instance make no additional charges You will payoff the balance And you will end up payln this card and each month shown on this statement in about... estimated total of... u prig Only the Minimum Payment 2 years 4864 If you would like information about credit counseling services, call 1-800-762-1000. The phone number for UBS Bank USA is 1-800-762-1000. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1-800-342-3736 or www.dfs.ny.gov - Repayment information is based on your account activity and the APRs on your account as of the closing date of this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity online, go to ubs.com bnlinesenrices. Detach here. Pease make cs payab'e to UBS Card Service( and include this payment coupon in the enclosed envelope. Please allow 7 - 10 business days for U.S. Postal Service delivery. UBS BANK USA CARD SERVICES PO BOX 84040 UBS Card Number Ending in Minimum Payment Due Statement Balance $35.00 $752.80 COLUMBUS GA 31908.4040 Payment Due Date June 23, 2015 You are enrolled in Automated Pay Credit Card. Send payments to: GHISLAINE MAXWELL UBS BANK USA - CARD SERVICES PO BOX 203219 DALLAS TX 75320-3219 SDNY_GM_00008915 CONF I DENIAL 0000003500 5 EFTA01596837 Important Information Lest or stolen cad: Your credit card is issued by UBS Bank USA. If pay your account online. Payments made on our website by 6:00 p.m. your card is lost or stolen, please contact us immediately at Eastern time will be credited to your account that same day. Available 1-800-762-1000 at any time. You will not be liable for any only for cardholders with a UBS Resource Management Account unauthorized use that occurs after you notify us. You may, however, be (RMA4, or UBS Business Services Account BSA O. liable for unauthonzed use that occurs before your notice to is In any case, your liability will not exceed 550. Pay by phone: To make a payment by phone please call 1-800-762-1000. An expedited payment made by phone by 5:00 p.m. Payment Information: Each billing cycle, you must pay at least the Eastern time will be credited to your account that same day, and Minimum Payment Due shown on your monthly statement by its reflected in your credit line by the next day. You can also make a Payment Due Date. Both the Minimum Payment Due and Payment Due phone payment from your UBS account as late as 6:00 p.m. Eastern Date are noted on your statement. At any time you may pay more than time. This payment will be credited as of that same day, but application the Minimum Payment Due up to the full amount you me us, however to your credit line may be delayed. you cannot "pay ahead". This means that if you pay more than the required Minimum Payment Due in any billing cycle or if you make more Overnight payments: Send overnight courier service a USPS Prionty than one payment in a billing cycle, you will still need to pay the next Mail payments to UBS Bank USA-Card Services, 2975 Regent month's required Minimum Payment Due by your next Payment Due Boulevard, P.O. Box 203219, Irving: TX 75063. A payment received at Date. Remember to make all checks payable to Card Services. Please this address by 5:00 p.m. Central time that °themes@ meets the allow 7 days for the U.S. Postal Service to deliver your payment requirements of a conforming payment will be credited to your account 8 to us. Upon our receipt, your available credit may not be 8 that same day. Increased by the payment amount for up to 7 days to ensure 8 the funds from the bank on which we payment Is drawn are Ardwasaffc repayment of cash advances through CashCoanect collected and not returned. V.,,Ien you provide a check as payment The CashConnect feature on your UBS credit card account will on this Account, you autnonze us to either use the information from automatically repay new Cash Advances obtained from ATMs and your check to make a one-time electronic fund transfer from your financial institutions (CashConnect Cash Advances), each night, with account or to process the payment as a check transaction. When we use information from your check to make an electronic fund transfer, available funds from your UBS Resource Management Account funds may be withdrawn from your account as soon as the same day IRMA or your UBS Business Services Account BSA ®(either referred to we receive your payment, and you will not receive your check back as your UBS Account). You will incur no interest charges on from your financial institution. For inquiries please call 1-800-762-1000. CashConnect Cash Advances: as long as there are sufficient available funds in your UBS Account to repay your CashConnect Cash Advance Moiled payments: A conforming payment received by us by 5:00 transaction in full when we first seek payment from your UBS Account. p.m. Central time will be credited to your account the day of receipt. A If sufficient available funds are not available in your UBS Account to pay "conforming payment" is a payment that: 1) is mailed using the off your CashConnect Cash Advances balance in full, then the APR for enclosed envelope and payment coupon included with this statement to Cash Advances will apply as of the original transaction date on any UBS Bank USA—Card Services, P.O. Box 203219, Dallas, TX 75320-3210 remaining balance. You will be charged the APR on Cash Advances on and 2) is in the form of a single, non-folded check or money order made your remaining CashConnect Cash Advance balance until it is repaid in payable in US dollars from a US based institution. Any payment that full. Applicable ATM surcharge fees may apply. No other account does not meet these requirements, or any payment with multiple checks balances are paid through the CashConnect feature. If you choose not or money orders, additional correspondence, staples, paperclips, etc. to participate in the CashConnect feature, please contact UBS at will be considered a "non-conforming payment" which may delay the I-800-762-1000. Available only for cardholders with a UBS Resource crediting of the payment for up to 5 days. We can accept late Management Account or UBS Business Services Account BSA. payments, partial payments, checks and money orders marked "Paid in Full" or language having the same effect without losing any of our Accrual of Interest and hew to avoid paying Interest on rights under this Agreement, and such payments may be sent to the parchases. following address: UBS Bank USA—Card Services, P.O. Box 203219, Your due date is at least 23 days after the close of each billing cycle. On Dallas, TX 75320-3210. Purchases, interest begins to accrue as of the transaction date. However, if you paid the Statement Balance that was shown on your Other payment options: previous billing statement by the Payment Due Date on that statement, Online: Visit ubs.comlonlineservices to sign up for Pay Credit Card to then (1) we will not impose interest on Purchases during your current Continued on back of next page SDNY_GM_00008916 CONFIDENTIAL EFTA01596838 Page 3 of 4 My Choke Rewards Points from UBS Account Summary Total Points Beginning Points this period 1,744 Points earned this period 345 Bonus points 0 Adjustments 0 Redemptions 0 Ending points balance 2.089 • For more details on your rewards points activity, please visit us online at ubs.com/uscards Activity fa GHISLAINE MAXWELL - Card ending in a Date Desoiptias Arrount Payments 05/18 PAYMENT THANK YOU 495.68 Total Payments Activity -S9S.68 Purchases 04/29 NYC TAXI 4P22 NEW YORK NY 59 80 05/04 ESPA CORP NEW YORK NY $6710 05/05 ESPA CORP NEW YORK NY $16.00 05/19 ESPA CORP NEW YORK NY $235.00 05/21 ESPA CORP NEW YORK NY $16.00 Total Purchases Activity S344.60 Summary of Fees and Interest Interest Charged Date Description Amount 05/26 INTEREST CHARGE-PURCHASES 56.65 Total Interest for this period 2015 Totals Year-to-Date Summary of Fees and Interest Total Fees Chdrgec AI 20:5 $0.00 Total Interest Charged in 2015 532.96 Interest Charge Calculation - 30 Days in Billing Cyde Balance ANNUAL Subject to PERCENTAGE Interest Interest Rate RATE (APR) Charge PURCHASES $610.21 13.24% (v) $6.65 BALANCE TRANSFERS $0.00 13.24% (v) $0.00 CASH ADVANCES $0.00 21.99% (v) $0.00 Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v) = Variable Rate SDNY_GM_00008917 CONFIDENTIAL EFTA01596839 Page 4 of 4 billing penod if you pay the Statement Balance on the current billing In your letter, give us the • ng information: statement by the Payment Due Date in the current billing period, and Account Information: Your name and account number. (2) vie will credit any payment applied toward Purchases as of the first Dollar amount: • ..:war amount of the suspected error. day in your current billing penod if you make a payment by the Payment Description of problem: If you think there is an error on your Due Date in the current billing period that is less than the Statement cesythe rvaat you oel.ee is wrong and why you believe it is a Balance. If a Statement Balance was shown on your previous billing mistake. You must contact us within 60 days after the error appeared statement and you did not pay the Statement Balance by the Payment on your statement. Due Date on that statement, then we will not impose Interest Charges on any Purchases during the current billing period if you pay the You must notify us of any potential errors is wiraldnje. You may call us, Statement Balance shown on the current billing statement by the but if you do we are not required to investigate any potential errors and Payment Due Date in the current billing period. For Balance Transfers, you may have to pay the amount in question. interest will accrue from the day we send the Balance Transfer to the While we investigate whether or not there has been an error, the payee. For Checks, interest will accrue from the day the payee accepts following are true: the check. For Cash Advances, interest will accrue from the day you We cannot try to collect the amount in question, or report you as take the Cash Advance. delinquent on that amount. The charge in question may remain on your statement, and we How we will calculate your balance subject to interest rate. may continue to charge you interest on that amount. But, if we We use a method called "daily balance' (includny new purchases). To determine that we made a mistake, you will not have to pay the determine the amount of the interest to be charged on your Account amount in question a any interest or other fees related to that we first calculate the "Balance Subject to Interest Rate" separately for amount. 8 Purchases, for Balance Transfers, and for Cash Advances. We apply the While you do not have to pay the amount in question, you are applicable Daily Periodic Rate (the OPR) (the DPR for each category is responsible for the remainder of your balance. the applicable APR shown on the front of the statement dmded by We can apply any unpaid amount against your credit limit. 365), to each of the applicable daily balances for 4 Purchases, u) Balance Transfers and iii) Cash Advances. The daily balances fa Von rights if you are dissatisfied with yew credit card Purchases, for Balance Transfers and for Cash Advances are each pines calculated separately and determined as follows: We take the beginning If you are dissatisfied with the goods or services that you have balances for each transaction type on your Account each day, including purchased with your credit card, and you have tried in good faith to any interest calculated on the previous day's balance, add to the correct the problem with the merchant, you may have the right not to respective balances any new transaction, subtract any payments or pay the remaining amount due on the purchase. To use this right, all of credits and make any other applicable adjustment(s). Your Cardmember the following must be true: Agreement provides for compounding of interest. A credit balance is I. The purchase must have been made in your home state or within treated as a balance of zero. If you multiply the "Balance Subject to 100 miles of your current mailing address, and the purchase price Interest Rate" for each balance category as shown on your monthly must have been more than S50. (Note: Neither of these are billing statement by the number of days in the billing penod and then necessary if your purchase was based on an advertisement we multiply each sum by the applicable DPR, the results will be the interest mailed to you, or if we own the company that sold you the goods assessed, except for mince variations caused by rounding. or services.) 2. You must have used your credit card for the purchase. Purchases °edit bureau reports and disputes: We may report information made with cash advances from an ATM or with a check that about your account to credit bureaus. Late payments, missed accesses your credit card account do not qualify. payments, or other defaults on your account may be reflected in your 3. You must not yet have fully paid for the purchase. credit report. If you believe that an entry we have made on your credit report is inaccurate or incomplete, please contact the credit bureau If all of the criteria above are met and you are still dissatisfied with the directly or contact us at UBS Bank USA, Card Operations Division, 1000 purchase, contact us is multi..! at: Harbor Boulevard, 8th Floor, Weehawken, NJ 07086. We will request UBS Bank USA--Disputes Department your name; your account number; the credit bureau where you received P.O. Box 84040 the credit report; a descnption of the error; and why you believe it is an Columbus, GA 31908 error. We will promptly investigate, notify you of our findings, and send While we investigate, the same rules apply to the disputed amount as an update to the credit bureaus if warranted within 30 days. discussed above. After we finish our investigation, we will tell you our decision. At that point, if we think you owe an amount and you do not Mat to do ti you think you find a 'mistake en yaw statement pay, we may report you as delinquent. If you think there is an error on your statement write to us at: UBS Bank USA--Card Operations Dmson Please refer to your Cardmember Agreement for additional information 1000 Harbor Boulevard, 8th Floor about the terms of your Account. Weehawken, NJ 07086 C2011 UBS Bank USA SDNY_GM_00008918 CONFIDENTIAL EFTA01596840