EFTA01596949

SUBS Statement Billing Period: Payment Due Date Minimum Payment Due 03/27/16-04/26/16 May23,2016 $89.49 UBS Visa Signature® credit card statement Prepared for: GHISLANE MAXWELL Pagel of 4 Customer News Primary Card Number Ending in: Questions? Call 1-800-762-1000 ubs.corefoninesenrices Pay Credit Card reminder Your payment in the amount of $95.68 is scheduled to be paid on Account Summary Activity Summary 5/18/16 from your UBS Account. I Minimum Payment Due $89.49 Previous Balance 52,714.8TI Thank you. Mr Date 05/23/16 - Payments Credit Line S35,000 00 + Purchases 5285.00 Make your payment online. lire Credit Line $32,064.32 - Other Credits $0.00 Set up one-time or recurring monthly Cash Credit Line 514,000,CO I + Cash Advances $0.00 ale Cash Line $14,000.00 + Fees $0.00 payments via our online Pay Credit Past Due Amount $0.07 I + Interest $31A9 Card feature on UBS Online Services. It's a quick, safe, Overlimit Amount $0.00 I Statement Balance $2,935.68 easy and secure way to pay your Payment Information* monthly credit card Statement Balance $2,935.68 bill. Log in at Minimum Payment Due $89.49 www.ubs.com/onlineservices. and go Payment Due Date 05/23/2016 to Cash Management > Card Services Late Payment Waming: If we do not receive your minimum payment by the date listed above, you Pay Credit Card. may have to pay a late fee up to S35.00 and your APRs may be increased to the Penalty APR of 27.49%. Minimum Payment Waming: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For Instance If you make no additional charg You will pay off the balance And you will end up payin using this card and each mond shown on this statement in estimated total of... You pay... about... Only the Minimum Payment 7 years $4,232 43,600 $100 3 years (Savings = $632) If you would like information about credit counseling services, call 1-800-762-1000. The phone number for UBS Bank USA is 1-800-762-1000. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1-800-342-3736 or www.dfs.ny.gov Repayment information is based on your account activity and the APRs on your account as of the closing date of this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity online, go to ubs.com/onlineservices. Detach here. Please make checks payable to • uBS Card Services and include this payment coupon in the enclosed envelope. Please allow 7 - 10 business days for U.S. Postal Service dellvery. UBS BANK USA - CARD SERVICES PO BOX 84040 UBS Card Number Ending in Minimum Payment Due Statement Balance $89.49 $2,935.68 COLUMBUS GA 319084040 Payment Due Date May 23, 2016 You are enrolled in Automated Pay Credit Card. Send payments to: GHISLAINE MAXWELL UBS BANK USA - CARD SERVICES PO BOX 203219 DALLAS TX 75320-3219 SDNY_GM_00009027 CONFIDENT:alas 0000008949 5 EFTA01596949 Important Infonnotion Lost or stolen card: Your credit card is issued by UBS Bank USA. If pay your account online. Payments made on our website by 6:00 p.m. your card is lost or stolen, please contact is immediately at Eastern time will be credited to your account that same day. Available 1-800-762-1000 at any time. You will not be liable for any only for cardholders with a UBS Resource Management Account unauthorized use that occurs after you notify us. You may, however, be (RMA4, or UBS Business Services Account BSA 010. liable for unauthonzed use that occurs before your notice to us. In any case, your liability will not exceed 550. Pay by phone: To make a payment by phone please call 1-800-762-1000. An expedited payment made by phone by 5:00 p.m. Payee's! Infatuation: Each billing cycle, you must pay at least the Eastern time will be credited to your account that same day, and Minimum Payment Due shown on your monthly statement by its reflected in your credit line by the next day. You can also make a Payment Due Date. Both the Minimum Payment Due and Payment Due phone payment from your UBS account as late as 6:00 p.m. Eastern Date are noted on your statement. At any time you may pay more than time. This payment will be credited as of that same day, but application the Minimum Payment Due up to the full amount you owe us, however to your credit line may be delayed. you cannot "pay ahead". This means that if you pay more than the 8 required Minimum Payment Due in any billing cycle or if you make more 0 Overnight payments: Send overnight courier service a USPS Prionty than one payment in a billing cycle, you will still need to pay the next Mail payments to UBS Bank USA--Card Services, 2975 Regent month's required Minimum Payment Due by your next Payment Due ?. Boulevard, P.O. Box 203219, Irving: TX 75063. A payment received at Date. Remember to make all checks payable to Card Services. Please this address by 5:00 p.m. Central time that °them's@ meets the allow 7 days for the U.S. Postal Service to deliver your payment requirements of a conforming payment will be credited to your account to us. Upon our receipt, your available credit may not be 8 that same day. increased by the payment amount for up to 7 days to ensure the funds from the bank on which yam payment Is drawn are thetersaath repayment of cash advances through Cashranect collected and not returned. Wnen you provide a check as payment The CashConnect feature on your UBS credit card account will on this Account, you auttionze us to either use the information from automatically repay new Cash Advances obtained from ATMs and your check to make a one-time electronic fund transfer from your financial institutions (CashConnect Cash Advances), each night, with account a to process the payment as a check transaction. When we use information from your check to make an electronic fund transfer, available funds from your UBS Resource Management Account funds may be withdrawn from your account as soon as the same day IRMA a your UBS Business Services Account BSA ®(either referred to we receive your payment, and you will not receive your check back as your UBS Account). You will incur no interest charges on from your financial institution. For inquiries please call 1-800-762-1000. CashConnect Cash Advances: as long as there are sufficient available funds in your UBS Account to repay your CashConnect Cash Advance Moiled payments: A conforming payment received by us by 5:00 transaction in full when we first seek payment from your UBS Account. p.m. Central time will be credited to your account the day of receipt. A If sufficient available funds are not available in your UBS Account to pay "conforming payment" is a payment that: 1) is mailed using the off your CashConnect Cash Advances balance in full, then the APR for enclosed envelope and payment coupon included with this statement to Cash Advances will apply as of the original transaction date on any UBS Bank USA—Card Services, P.O. Box 203219, Dallas, TX 75320-3210 remaining balance. You will be charged the APR on Cash Advances on and 2) is in the form of a single, non-folded check or money order made your remaining CashConnect Cash Advance balance until it is repaid in payable in US dollars from a US based institution. Any payment that full. Applicable ATM surcharge fees may apply. No other account does not meet these requirements, or any payment with multiple checks balances are paid through the CashConnect feature. If you choose not or money orders, additional correspondence, staples, paperclips, etc. to participate in the CashConnect feature, please contact UBS at will be considered a "non-conforming payment" which may delay the 1-800-762-1000. Available only for cardholders with a U85 Resource crediting of the payment for up to 5 days. We can accept late Management Account or UBS Business Services Account BSA. payments, partial payments, checks and money orders marked "Paid in Full" or language having the same effect without losing any of our Accrual of Interest and how to avoid paying Interest en rights under this Agreement, and such payments may be sent to the parthases. following address: UBS Bank USA—Card Services, P.O. Box 203219, Your due date is at least 23 days after the close of each billing cycle. On Dallas, TX 75320-3210. Purchases, interest begins to accrue as of the transaction date. However, if you paid the Statement Balance that was shown on your Other payment options: previous billing statement by the Payment Due Date on that statement, Online: Visit ubs.comlonlineservices to sign up for Pay Credit Card to then (1) we will not impose interest on Purchases during your current Continued on back of next page SDNY_GM_00009028 CONFIDENTIAL EFTA01596950 Page 3 of 4 My Choke Rewards Points from UBS Account Summary Total Points Beginning Points this petiod 4.764 Points earned this petiod 285 Bonus points 0 Adjustments 0 Redemptions 0 Ending points balance 5,049 • For more details on your rewards points activity, please visit us online at ubs.com/uscards Activity for GHISLAINE MAXWELL - Card ending M fa Date Desoimica Amount Payments 04/18 PAYMENT THANK YOU -$95.68 Total Payments Activity -595.68 Purthases 04/22 WALDORF PEACOCK ALLY NEW YORK NY 5200.00 04/23 ESPA CORP NEW YORK NY 585.00 Total Purchases Activity $285.00 Summary of Fees and Interest Interest Charged Date Description Amount 04/26 INTEREST CHARGE-PURCHASES $31 49 Total Merest for this period S3149 2016 Totals Year-to-Date Summary of Fees and Interest Total Fees Charged in 2016 $0.00 Total Interest Chatged in 2016 1118.99 Interest Charge Calculation - 31 Days in Billing Cyde Balance ANNUAL Subject to PERCENTAGE Interest Interest Rate RATE (APR) Charge PURCHASES 32,745.43 13.49% (v) $31 49 BALANCE TRANSFERS $0.00 13.49% (v) 30.00 CASH ADVANCES $0.00 22.24% (v) $0.00 Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v) = Variable Rate SDNY_GM_00009029 CONFIDENTIAL EFTA01596951 Page 4 of 4 billing penod if you pay the Statement Balance on the current billing In your letter, give us thu • ng information: statement by the Payment Due Date in the current billing period, and • Account Information; Your name and account number. (2) we will credit any payment applied toward Purchases as of the first • Dollar amount: • : .dr amount of the suspected error. day in your current billing penod if you make a payment by the Payment • Description of problem: If you think there is an error on your Due Date in the current billing period that is less than the Statement ces:rthe rvaat you oel.ee is wrong and why you believe it is a Balance. If a Statement Balance was shown on your previous billing mistake. You must contact us within 60 days after the error appeared statement and you did not pay the Statement Balance by the Payment on your statement. Due Date on that statement, then we will not impose Interest Charges on any Purchases during the current billing period if you pay the You must notify us of any potential errors is waiting. You may call us, Statement Balance shown on the current billing statement by the but if you do we are not required to investigate any potential errors and Payment Due Date in the current billing period. For Balance Transfers, you may have to pay the amount in question. interest will accrue from the day we send the Balance Transfer to the While we investigate whether or not there has been an error, the 8 payee. For Checks, interest will accrue from the day the payee accepts following are true: the check. For Cash Advances, interest will accrue from the day you • We cannot try to collect the amount in question, or report you as 8 take the Cash Advance. delinquent on that amount. 8 • The charge in question may remain on your statement, and we How we will calculate your balance subject to interest rate. may continue to charge you interest on that amount. But, if we We use a method called "daily balance' (includny new purchase5). To determine that we made a mistake, you will not have to pay the 8 8 determine the amount of the interest to be charged on your Account we first calculate the "Balance Subject to Interest Rate" separately for amount in question a any interest or other fees related to that amount. 88 Purchases, for Balance Transfers, and for Cash Advances. We apply the • While you do not have to pay the amount in question, you are applicable Daily Periodic Rate (the DPR) (the DPR for each category is responsible for the remainder of your balance. the applicable APR shown on the front of the statement dmded by • We can apply any unpaid amount against your credit limit. 365), to each of the applicable daily balances for 4 Purchases, Balance Transfers and iii) Cash Advances. The daily balances foe Vs rights If you are dissatisfied with year credit card Purchases, for Balance Transfers and for Cash Advances are each purchases calculated separately and determined as follows: We take the beginning If you are dissatisfied with the goods or services that you have balances for each transaction type on your Account each day, including purchased with your credit card, and you have tried in good faith to any interest calculated on the previous day's balance, add to the correct the problem with the merchant, you may have the right not to respective balances any new transaction, subtract any payments or pay the remaining amount due on the purchase. To use this right, all of credits and make any other applicable adjustment(s). Your Cardmember the following must be true: Agreement provides for compounding of interest. A credit balance is I. The purchase must have been made in your home state or within treated as a balance of zero. If you multiply the "Balance Subject to 100 miles of your current mailing address, and the purchase price Interest Rate for each balance category as shown on your monthly must have been more than S50. (Note: Neither of these are billing statement by the number of days in the billing penod and then necessary if your purchase was based on an advertisement we multiply each sum by the applicable DPR, the results will be the interest mailed to you, or if we own the company that sold you the goods assessed, except for mince variations caused by rounding. or services.) 2. You must have used your credit card for the purchase. Purchases Credit bureau reports and disputes: We may report information made with cash advances from an ATM or with a check that about your account to credit bureaus. Late payments, missed accesses your credit card account do not qualify. payments, or other defaults on your account may be reflected in your 3. You must not yet have fully paid for the purchase. credit report. If you believe that an entry we have made on your credit report is inaccurate or incomplete, please contact the credit bureau If all of the criteria above are met and you are still dissatisfied with the directly or contact us at UBS Bank USA, Card Operations Division, 1000 purchase, contact us is %%irking at: Harbor Boulevard, 8th Floor, Weehawken, NJ 07086. We will request UBS Bank USA--Disputes Department your name; your account number; the credit bureau where you received P.O. Box 84040 the credit report; a descnption of the error; and why you believe it is an Columbus, GA 31908 error. We will promptly investigate, notify you of our findings, and send While we investigate, the same rules apply to the disputed amount as an update to the credit bureaus if warranted within 30 days. discussed above. After we finish our investigation, we will tell you our decision. At that point, if we think you owe an amount and you do not Wbat to do If you la nk you flood a 'mistake an yaw stetseut pay, we may report you as delinquent. If you think there is an error on your statement write to us at: UBS Bank USA--Card Operations Denson Please refer to your Cardmember Agreement for additional information 1000 Harbor Boulevard, 8th Floor about the terms of your Account. Weehawken, NJ 07086 e2011 UBS Bank USA SDNY_GM_00009030 CONFIDENTIAL EFTA01596952 SUBS Statement Billing Period: Payment Due Date Minimum Payment Due 02/27/16 - 03/26/16 April 23, 2016 583.67 UBS Visa Signature® credit card statement Prepared for: GHISLAINE MAXWELL Page 1 of 4 Customer News Primary Card Number Ending Questions? Call 1-800-762-1000 ubs.corrVonlnesenrices Pay Credit Card reminder Your payment in the amount of $9 5.6 8 is scheduled to be paid on Account Summary Activity Summary 4/18/16 from your UBS Account. Minimum Payment Due 583.67 Previous Balance 52,780.88 I Thank you. Date 04/23/16 - Payments Credit Line 535,030 CO + 1,61 .6.;ses $0.00 latle Credit Line $32,285.13 - Other Cr Cash Credit Line $ 14.030 CO + Cash Adv IIIPtle Cash Line $14,000.00 + Fees $0.00 Past Due Amount SO 03 + Interest Lpverlimit Amount $0.00 Statement Balance 52,714.87 Payment Information* Statement Balance $2,714.87 Minimum Payment Due $83.67 Payment Due Date 04/23/2016 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to S35.00 and your APRs may be increased to the Penalty APR of 27.49%. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For Instance If you make no additional charges You will pay off the balance And you will end up payln i ll using this card and each month shown on this statement in estimated total of... about... Only the Minimum Payment 7 years $3,884 592 3 years $3,312 (Savings = $572) If you would like information about credit counseling services, call 1-800-762-1000. The phone number for UBS Bank USA is 1-800-762-1000. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1-800-342-3736 or www.dfs.ny.gov Repayment information is based on your account activity and the APRs on your account as of the closing date of this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity online, go to ubs.comtonlineservices. Detach here. Pease make (necks payable to UBS Card Service( and include this payment coupon in the enclosed envelope. Please allow 7 - 10 business days for U.S. Postal Service delivery. UBS BANK USA CARD SERVICES PO BOX 84040 UBS Card Number Ending in Minimum Payment Due Statement Balance T.513 $83.67 $2,714.87 COLUMBUS GA 31908.4040 Payment Due Date April 23, 2016 You are enrolled in Automated Pay Credit Card. Send payments to: GHISLAINE MAXWELL UBS BANK USA - CARD SERVICES PO BOX 203219 DALLAS TX 75320-3219 SDNY_GM_00009031 CONFI DEN3IIIIIAL5 0000008367 5 EFTA01596953 Important Information Lest or stolen card: Your credit card is issued by UBS Bank USA. If pay your account online. Payments made on our website by 6:00 p.m. your card is lost or stolen, please contact is immediately at Eastern time will be credited to your account that same day. Available 1-800-762-1000 at any time. You will not be liable for any only for cardholders with a UBS Resource Management Account unauthorized use that occurs after you notify us. You may, however, be (RMA4, or UBS Business Services Account BSA O. liable for unauthonzed use that occurs before your notice to us. In any case, your liability will not exceed 550. Pay by phone: To make a payment by phone please call 1-800-762-1000. An expedited payment made by phone by 5:00 p.m. Payment Information: Each billing cycle, you must pay at least the Eastern time will be credited to your account that same day, and Minimum Payment Due shown on your monthly statement by its reflected in your credit line by the next day. You can also make a Payment Due Date. Both the Minimum Payment Due and Payment Due phone payment from your UBS account as late as 6:00 p.m. Eastern Date are noted on your statement. At any time you may pay more than time. This payment will be credited as of that same day, but application the Minimum Payment Due up to the full amount you owe us, however to your credit line may be delayed. you cannot "pay ahead". This means that if you pay more than the required Minimum Payment Due in any billing cycle or if you make more Overnight payments: Send overnight courier service or USPS Prionty than one payment in a billing cycle, you will still need to pay the next Mail payments to UBS Bank USA--Card Services, 2975 Regent month's required Minimum Payment Due by your next Payment Due Boulevard, P.O. Box 203219, Irving, TX 75063. A payment received at S Date. Remember to make all checks payable to Card Services. Please this address by 5:00 p.m. Central time that otherwise meets the allow 7 days for the U.S. Postal Service to deliver your payment requirements of a conforming payment will be credited to your account 8 to us. Upon our receipt, your available credit may not be 8 that same day. increased by the payment amount for up to 7 days to ensure 8 the funds from the bank on which year payment Is drawn are thetwasath repayment of cash advances through CashConnect collected and not returned. Wnen you provide a check as payment The CashConnect feature on your UBS credit card account will on this Account, you auttionze us to either use the information from automatically repay new Cash Advances obtained from ATMs and your check to make a one-time electronic fund transfer from your financial institutions (CashConnect Cash Advances), each night, with account or to process the payment as a check transaction. When we use information from your check to make an electronic fund transfer, available funds from your UBS Resource Management Account funds may be withdrawn from your account as soon as the same day (RMA(1) or your UBS Business Services Account BSA ®(either referred to we receive your payment, and you will not receive your check back as your UBS Account). You will incur no interest charges on from your financial institution. For inquiries please call 1-800-762-1000. CashConnect Cash Advances, as long as there are sufficient available funds in your UBS Account to repay your CashConnect Cash Advance Moiled payments: A conforming payment received by us by 5:00 transaction in full when we first seek payment from your UBS Account. p.m. Central time will be credited to your account the day of receipt. A If sufficient available funds are not available in your UBS Account to pay "conforming payment" is a payment that: 1) is mailed using the off your CashConnect Cash Advances balance in full, then the APR for enclosed envelope and payment coupon included with this statement to Cash Advances will apply as of the original transaction date on any UBS Bank USA--Card Services, P.O. Box 203219, Dallas, TX 75320-3210 remaining balance. You will be charged the APR on Cash Advances on and 2) is in the form of a single, non-folded check or money order made your remaining CashConnect Cash Advance balance until it is repaid in payable in US dollars from a US based institution. Any payment that full. Applicable ATM surcharge fees may apply. No other account does not meet these requirements, or any payment with multiple checks balances are paid through the CashConnect feature. If you choose not or money orders, additional correspondence, staples, paperclips, etc. to participate in the CashConnect feature, please contact UBS at will be considered a "non-conforming payment" which may delay the 1-800-762-1000. Available only for cardholders with a U85 Resource crediting of the payment for up to 5 days. We can accept late Management Account or UBS Business Services Account BSA. payments, partial payments, checks and money orders marked "Paid in Full" or language having the same effect without losing any of our Accrual of Interest and hew to avoid paying Interest en rights under this Agreement, and such payments may be sent to the parclunes. following address: UBS Bank USA—Card Services, P.O. Box 203219, Your due date is at least 23 days after the close of each billing cycle. On Dallas, TX 75320-3210. Purchases, interest begins to accrue as of the transaction date. However, if you paid the Statement Balance that was shown on your Other payment options: previous billing statement by the Payment Due Date on that statement, Online: Visit ubs.comionlineservices to sign up for Pay Credit Card to then (1) we will not impose interest on Purchases during your current Continued on back of next page SDNY_GM_00009032 CONFIDENTIAL EFTA01596954 Page 3 of 4 My Choke Rewards Points from UBS Account Summary Total Points Beginning Points this period 4,764 Points earned this period 0 Bonus points 0 Adjustments 0 Redemptions 0 Ending points balance 4,764 • For more details on your rewards points activity, please visit us online at ubs.com/uscards Activity fa GHISLAINE MAXWELL - Card ending VIM Date Desoiptias Amount Payments 03/18 PAYMENT THANK YOU -$95.68 Total Payments Activity -$95.68 Summary of Fees and Interest Interest Charged Date Description Amount 03/25 INTEREST CHARGE-PuRCHASE< $29.67 gNiltenut for this period I 2016 Totals Year-to-Date Summary of Fees and Interest _I I Total Fees Chafgeo in 2016 $ODO Total Interest Charged in 2016 $87.50 Interest Charge Calculation - 29 Days in Billing Cyde Balance ANNUAL Subject to PERCENTAGE Interest Interest Rate RATE (APR) Charge PURCHASES $2,765.60 13.49% (v) $29.67 BALANCE TRANSFERS $0.00 13.49% (v) $0.00 CASH ADVANCES $0.00 22.24% (v) $0.00 Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v) = Variable Rate SDNY_GM_00009033 CONFIDENTIAL EFTA01596955 Page 4 of 4 billing penod if you pay the Statement Balance on the current billing In your letter, give us the ng information: statement by the Payment Due Date in the current billing period, and • Account Information: Your name and account number. (2) we will credit any payment applied toward Purchases as of the first • Dollar amount: • :.n amount of the suspected error. day in your current billing penod if you make a payment by the Payment • Description of problem: If you think there is an error on your Due Date in the current billing period that is less than the Statement ces:rthe . sat you oel.ee is wrong and why you believe it is a Balance. If a Statement Balance was shown on your previous billing mistake. You must contact us within 60 days after the error appeared statement and you did not pay the Statement Balance by the Payment on your statement. Due Date on that statement, then we will not impose Interest Charges on any Purchases during the current billing period if you pay the You must notify us of any potential errors is welling. You may call us, Statement Balance shows on the current billing statement by the but if you do we are not required to investigate any potential errors and Payment Due Date in the current billing period. For Balance Transfers, you may have to pay the amount in question. interest will accrue from the day we send the Balance Transfer to the While we investigate whether or not there has been an error, the payee. For Checks, interest will accrue from the day the payee accepts following are true: the check. For Cash Advances, interest will accrue from the day you • We cannot try to collect the amount in question, or report you as take the Cash Advance. delinquent on that amount. • The charge in question may remain on your statement, and we S How we will calculate your balance subject to interest rate. may continue to charge you interest on that amount. But, if we We use a method called "daily balance' (inciudtny new purchases). To determine that we made a mistake, you will not have to pay the determine the amount of the interest to be charged on your Account amount in question a any interest or other fees related to that we first calculate the "Balance Subject to Interest Rate" separately for amount. 8 Purchases, for Balance Transfers, and for Cash Advances. We apply the • While you do not have to pay the amount in question, you are applicable Daily Periodic Rate (the OPR) (the DPR for each category is responsible for the remainder of your balance. the applicable APR shown on the front of the statement dmded by • We can apply any unpaid amount against your credit limit. 365), to each of the applicable daily balances for i) Purchases, Balance Transfers and iii) Cash Advances. The daily balances foe Veer rights if you are dissatisfied with year credit card Purchases, for Balance Transfers and for Cash Advances are each powdoases calculated separately and determined as follows: We take the beginning If you are dissatisfied with the goods or services that you have balances for each transaction type on your Account each day, including purchased with your credit card, and you have tried in good faith to any interest calculated on the previous day's balance, add to the correct the problem with the merchant, you may have the right not to respective balances any new transaction, subtract any payments or pay the remaining amount due on the purchase. To use this right, all of credits and make any other applicable adjustment(s). Your Cardmember the following must be true: Agreement provides for compounding of interest. A credit balance is I. The purchase must have been made in your home state or within treated as a balance of zero. If you multiply the "Balance Subject to 100 miles of your current mailing address, and the purchase price Interest Rate for each balance category as shown on your monthly must have been more than S50. (Note: Neither of these are billing statement by the number of days in the billing penod and then necessary if your purchase was based on an advertisement we multiply each sum by the applicable OPR, the results will be the interest mailed to you, or if we own the company that sold you the goods assessed, except for mince variations caused by rounding. or services.) 2. You must have used your credit card for the purchase. Purchases Oedk bureau reports and disputes: We may report information made with cash advances from an ATM or with a check that about your account to credit bureaus. Late payments, missed accesses your credit card account do not qualify. payments, or other defaults on your account may be reflected in your 3. You must not yet have fully paid for the purchase. credit report. If you believe that an entry we have made on your credit report is inaccurate or incomplete, please contact the credit bureau If all of the criteria above are met and you are still dissatisfied with the directly or contact us at UBS Bank USA, Card Operations Division, 1000 purchase, contact us is writing at: Harbor Boulevard, 8th Floor, Weehawken, NJ 07086. We will request UBS Bank USA--Disputes Department your name; your account number; the credit bureau where you received P.O. Box 84040 the credit report; a descnption of the error; and why you believe it is an Columbus, GA 31908 error. We will promptly investigate, notify you of our findings, and send While we investigate, the same rules apply to the disputed amount as an update to the credit bureaus if warranted within 30 days. discussed above. After we finish our investigation, we will tell you our decision. At that point, if we think you owe an amount and you do not Wbat to do If you With you flood a 'mistake an yam 'tetanal pay, we may report you as delinquent. If you think there is an error on your statement write to us at: UBS Bank USA—Card Operations Denson Please refer to your Cardmember Agreement for additional information 1000 Harbor Boulevard, 8th Floor about the terms of your Account. Weehawken, NJ 07086 C2011 UBS Bank USA SDNY_GM_00009034 CONFIDENTIAL EFTA01596956 SUBS Statement Pilling Period: Payment Due Date Minimum Payment Due 01/27/16 - 02/26/16 March 23, 2016 $84.45 UBS Visa Signature® credit card statement Prepared for: GHISLAINE MAXWELL Page 1 of 4 Customer News Primary Card Number Endmg in: Questions/ Call 1-800-762-1000 ubs.corn/onbriesenrices View your card account activity. download credit card statements an more at ubs.com lonlineservices in the cash management tab. Account Summary Activity Summary Minimum Payment Due $84.45 Previous Balance 52,473.87 I - Payments $95.68 Credit Line $35,000.00 + Purchases $373.24 ale Credit Line $32,219.12 - Other Credits $0.00 Pay Credit Card reminder Cash Credit Line $14.000 00 + Cash Advances $0.00 Your payment in the amount of Ere Cash Line $14,000.00 + Fees $0.00 $9 5.6 8 is scheduled to be paid on Past Due Amount $0.00 I + Interest $29AS 3/18/1 6 from your UBS Account. Lovedimit Amount $0.00 Statement Balance $2,780.88 Thank you. Payment Information* Statement Balance $2,780.88 Minimum Payment Due $84.45 Payment Due Date 03/232016 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to S35.00 and your APRs may be increased to the Penalty APR of 27.49%. Minimum Payment Waming: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For Instance If you make no additional charges You will pay off the balance And you will end up payin using this card and each month shown on this statement in estimated total of... about... Only the Minimum Payment 7 years $3,988 $94 3 years $3,384 (Savings = $604) If you would like information about credit counseling services, call 1-800-762-1000. The phone number for UBS Bank USA is 1-800-762-1000. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1-800-342-3736 or www.dh.ny.gov • Repayment information is based on your account activity and the APRs on your account as of the closing date of this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity online, go to ubs.conVonlineservices. Detach here. Piease make necks payable to 'UBS Card Services and include this payment coupon in the enclosed envelope. Please allow 7 10 business days for U.S. Postal Service delivery. UBS BANK USA - CARD SERVICES PO BOX 84040 UBS Card Number Ending in Minimum Payment Due Statement Balance $84.45 $2,780.88 COLUMBUS GA 31908.4040 Payment Due Date March 23, 2016 You are enrolled in Automated Pay Credit Card. Send payments to: GHISLAINE MAXWELL UBS BANK USA - CARD SERVICES PO BOX 203219 DALLAS TX 75320-3219 SDNY_GM_00009035 CONFI DEN1131ALS 0000008445 5 EFTA01596957 Important Information Lest or stolen card: Your credit card is issued by UBS Bank USA. If pay your account online. Payments made on our website by 6:00 p.m. your card is lost or stolen, please contact us immediately at Eastern time will be credited to your account that same day. Available 1-800-762-1000 at any time. You will not be liable for any only for cardholders with a UBS Resource Management Account unauthorized use that occurs after you notify us. You may, however, be (RMA4, or UBS Business Services Account BSA 010. liable for unauthonzed use that occurs before your notice to us. In any case, your liability will not exceed 550. Pay by phone: To make a payment by phone please call I-800-762-1000. An expedited payment made by phone by 5:00 p.m. Payment Information: Each billing cycle, you must pay at least the Eastern time will be credited to your account that same day, and Minimum Payment Due shown on your monthly statement by its reflected in your credit line by the next day. You can also make a Payment Due Date. Both the Minimum Payment Due and Payment Due phone payment from your UBS account as late as 6:00 p.m. Eastern Date are noted on your statement. At any time you may pay more than time. This payment will be credited as of that same day, but application 8 the Minimum Payment Due up to the full amount you me us, however to your credit line may be delayed. you cannot "pay ahead". This means that if you pay more than the 8 required Minimum Payment Due in any billing cycle or if you make more Overnight payments: Send overnight courier service or USPS Prionty than one payment in a billing cycle, you will still need to pay the next month's required Minimum Payment Due by your next Payment Due Mail payments to UBS Bank USA--Card Services, 2975 Regent Boulevard, P.O. Box 203219, Irving: TX 75063. A payment received at ,t; Date. Remember to make all checks payable to Card Services. Please this address by 5:00 p.m. Central time that othemse meets the allow 7 days for the U.S. Postal Service to deliver your payment requirements of a conforming payment will be credited to your account 8 to us. Upon our receipt, your available credit may not be 8 that same day. increased by the payment amount for up to 7 days to ensure 8 the funds from the bank on which we payment Is drawn are Aretwastaffc repayment of cash advances through CashCaanect collected and not returned. V.,,Ien you provide a check as payment The CashConnect feature on your UBS credit card account will on this Account, you autnonze us to either use the information from automatically repay new Cash Advances obtained from ATMs and your check to make a one-time electronic fund transfer from your financial institutions (CashConnect Cash Advances), each night, with account or to process the payment as a check transaction. When we use information from your check to make an electronic fund transfer, available funds from your UBS Resource Management Account funds may be withdrawn from your account as soon as the same day IRMA or your UBS Business Services Account BSA ®(either referred to we receive your payment, and you will not receive your check back as your UBS Account). You will incur no interest charges on from your financial institution. For inquiries please call 1-800-762-1000. CashConnect Cash Advances, as long as there are sufficient available funds in your UBS Account to repay your CashConnect Cash Advance Moiled payments: A conforming payment received by us by 5:00 transaction in full when we first seek payment from your UBS Account. p.m. Central time will be credited to your account the day of receipt. A If sufficient available funds are not available in your UBS Account to pay "conforming payment" is a payment that: 1) is mailed using the off your CashConnect Cash Advances balance in full, then the APR for enclosed envelope and payment coupon included with this statement to Cash Advances will apply as of the original transaction date on any UBS Bank USA—Card Services, P.O. Box 203219, Dallas, TX 75320-3210 remaining balance. You will be charged the APR on Cash Advances on and 2) is in the form of a single, non-folded check or money order made your remaining CashConnect Cash Advance balance until it is repaid in payable in US dollars from a US based institution. Any payment that full. Applicable ATM surcharge fees may apply. No other account does not meet these requirements, or any payment with multiple checks balances are paid through the CashConnect feature. If you choose not or money orders, additional correspondence, staples, paperclips, etc. to participate in the CashConnect feature, please contact UBS at will be considered a "non-conforming payment" which may delay the I-800-762-1000. Available only for cardholders with a U85 Resource crediting of the payment for up to 5 days. We can accept late Management Account or UBS Business Services Account BSA. payments, partial payments, checks and money orders marked "Paid in Full" or language having the same effect without losing any of our Accrual of Interest and hew to avoid paying Interest en rights under this Agreement, and such payments may be sent to the purchases. following address: UBS Bank USA—Card Services, P.O. Box 203219, Your due date is at least 23 days after the close of each billing cycle. On Dallas, TX 75320-3210. Purchases, interest begins to accrue as of the transaction date. However, if you paid the Statement Balance that was shown on your Other payment options: previous billing statement by the Payment Due Date on that statement, Online: Visit ubs.comlonlineservices to sign up for Pay Credit Card to then (I) we will not impose interest on Purchases during your current Continued on back of next page SDNY_GM_00009036 CONFIDENTIAL EFTA01596958 Page 3 of 4 My Choke Rewards Points from UBS Account Summary Total Points Beginning Points this petiod 4,391 Points earned this petiod 373 Bonus points 0 Adjustments 0 Redemptions 0 Ending points balance 4.764 • For more details on your rewards points activity, please visit us online at ubs.com/uscards Activity for GHISLAINE MAXWELL - Card ending in I. Date Desoiptica Amount Payments 02/18 PAYMENT THANK YOU -$9668 Total Payments Activity -595.68 Purchases 02d04 PICKNEY NAIL SKIN SALON BOSTON MA $3600 02/13 TST• LLAC HEDGE BPM BOSTON MA $47.00 02/13 TST• LLAC HEDGE BPM BOSTON MA $20.00 02/13 TST• LLAC HEDGE BPM BOSTON MA $1762 02/13 STILLMANS GREENHOUSES ANDNEW BRAINTREEMA S13.35 02/16 PLEASANT STREET TE GLOUCESTER MA $23.27 02/22 ESPA CORP NEW YORK NY 530.00 02/23 ESPA CORP NEW YORK NY $169.00 02/23 ESPA CORP NEW YORK NY $18.00 Total Purchases Activity $373.24 Summary of Fees and Interest Interest Charged Date Description Amount 02/20 ['RIPEST CHARGE-PURCHASES $29 45 Total Interest for this period S29:451 2076 Totals Year-to-Date Summary of Fees and Interest Total Fees Charged in 2016 $0.00 Total Interest Charged in 2016 $57.83 Interest Charge Calculation - 31 Days in Billing Cyde Balance ANNUAL Subject to PERCENTAGE Interest Interest Rate RATE (APR) Charge PURCHASES $2,567.51 13.49% (v) $29.45 BALANCE TRANSFERS $0.00 13.49% (v) $0.00 CASH ADVANCES $0.00 22.24% (v) $0.00 Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v) = Variable Rate SDNY_GM_00009037 CONFIDENTIAL EFTA01596959 Page 4 of 4 billing penod if you pay the Statement Balance on the current billing In your letter, give us thu • rig information: statement by the Payment Due Date in the current billing period, and • Account Information; Your name and account number. (2) we will credit any payment applied toward Purchases as of the first • Dollar amount: • : .dr amount of the suspected error. day in your current billing penod if you make a payment by the Payment • Description of problem: If you think there is an error on your Due Date in the current billing period that is less than the Statement ces:rthe gnat you oul.ee is wrong and why you believe it is a Balance. If a Statement Balance was shown on your previous billing mistake. You must contact us within 60 days after the error appeared statement and you did not pay the Statement Balance by the Payment on your statement. Due Date on that statement, then we will not impose Interest Charges on any Purchases during the current billing period if you pay the You must notify us of any potential errors is ii•esidni. You may call us, Statement Balance shown on the current billing statement by the but if you do we are not required to investigate any potential errors and Payment Due Date in the current billing period. For Balance Transfers, you may have to pay the amount in question. interest will accrue from the day we send the Balance Transfer to the While we investigate whether or not there has been an error, the payee. For Checks, interest will accrue from the day the payee accepts following are true: the check. For Cash Advances, interest will accrue from the day you • We cannot try to collect the amount in question, or report you as take the Cash Advance. delinquent on that amount. • The charge in question may remain on your statement, and we How we will calculate your balance subject to interest rate. may continue to charge you interest on that amount. But, if we We use a method called "daily balance' (includtny new purchases). To determine that we made a mistake, you will not have to pay the determine the amount of the interest to be charged on your Account amount in question a any interest or other fees related to that we first calculate the "Balance Subject to Interest Rate" separately for amount. 8 Purchases, for Balance Transfers, and for Cash Advances. We apply the • While you do not have to pay the amount in question, you are applicable Daily Periodic Rate (the DPR) (the DPR for each category is responsible for the remainder of your balance. the applicable APR shown on the front of the statement dmded by • We can apply any unpaid amount against your credit limit. 365), to each of the applicable daily balances for 4 Purchases, u) Balance Transfers and iii) Cash Advances. The daily balances foe Von rights If you are dissatisfied with year credit card Purchases, for Balance Transfers and for Cash Advances are each purchases calculated separately and determined as follows: We take the beginning If you are dissatisfied with the goods or services that you have balances for each transaction type on your Account each day, including purchased with your credit card, and you have tried in good faith to any interest calculated on the previous day's balance, add to the correct the problem with the merchant, you may have the right not to respective balances any new transaction, subtract any payments or pay the remaining amount due on the purchase. To use this right, all of credits and make any other applicable adjustment(s). Your Cardmember the following must be true: Agreement provides for compounding of interest. A credit balance is I. The purchase must have been made in your home state or within treated as a balance of zero. If you multiply the "Balance Subject to 100 miles of your current mailing address, and the purchase price Interest Rate for each balance category as shown on your monthly must have been more than S50. (Note: Neither of these are billing statement by the number of days in the billing penod and then necessary if your purchase was based on an advertisement we multiply each sum by the applicable OPR, the results will be the interest mailed to you, or if we own the company that sold you the goods assessed, except for mince variations caused by rounding. or services.) 2. You must have used your credit card for the purchase. Purchases Credit bureau reports and disputes: We may report information made with cash advances from an ATM or with a check that about your account to credit bureaus. Late payments, missed accesses your credit card account do not qualify. payments, or other defaults on your account may be reflected in your 3. You must not yet have fully paid for the purchase. credit report. If you believe that an entry we have made on your credit report is inaccurate or incomplete, please contact the credit bureau If all of the criteria above are met and you are still dissatisfied with the directly or contact us at UBS Bank USA, Card Operations Division, 1000 purchase, contact us is willing at: Harbor Boulevard, 8th Floor, Weehawken, NJ 07086. We will request UBS Bank USA--Disputes Department your name; your account number; the credit bureau where you received P.O. Box 84040 the credit report; a description of the error; and why you believe it is an Columbus, GA 31908 error. We will promptly investigate, notify you of our findings, and send While we investigate, the same rules apply to the disputed amount as an update to the credit bureaus if warranted within 30 days. discussed above. After we finish our investigation, we will tell you our decision. At that point, if we think you owe an amount and you do not What to do If you flask you flood a 'mistake on year stotemoeut pay, we may report you as delinquent. If you think there is an error on your statement write to us at: UBS Bank USA--Card Operations Dmsion Please refer to your Cardmember Agreement for additional information 1000 Harbor Boulevard, 8th Floor about the terms of your Account. Weehawken, NJ 07086 C2011 UBS Bank USA SDNY_GM_00009038 CONFIDENTIAL EFTA01596960 SUBS Statement Pilling Period: Payment Due Date Minimum Payment Due 12/27/15 - 01/26/16 February 23, 2016 S77.38 UBS Visa Signature® credit card statement Prepared for: GHISLAJNE MAXW Page 1 of 4 Customer News Primary Card Number EncIng Questions? Call 1-800-762-1000 ubs.com/onlineseraices An annual summary statement which includes all of your 2015 credit card account activity is Account Summary Activity Summary available online. To view the annual VTILM Payment Due 577.38 Previous Balance $2,429.04 statement. log on to your UBS Payment Due Date 02/23/16 I - Payments $95.68 Online Services account. The card Credit Line $35,OCO 00 + Purchases $112.13 services menu can be found in the Wale Credit Line $32,526.13 I - Other Credits $0.00 cash management section. Cash Credit Line 114000 CO Cash Advances $0.00 le Cash Line $14,000.00 + Fees S0.00 Past Due Amount $0.07 I + Interest $211.38 LOvedimit Amount $0.00 Statement Balance $2,473.87 Pay Credit Card reminder Payment Information* Your payment in the amount of Statement Balance $2,473.87 $9 5.6 8 is scheduled to be paid on Minimum Payment Due $77.38 2/18/1 6 from your UBS Account. Payment Due Date 02/23/2016 Thank you. Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to S35.00 and your APRs may be increased to the Penalty APR of 27.49%. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For Instance If you make no additional charges You will pay off the balance And you will end up paying the using this card and each month shown on this statement in estimated total about... Only the Minimum Payment 7 years $3,509 $84 3 years $3,024 (Savings = $485) If you would like information about credit counseling services, call 1-800-762-1000. The phone number for UBS Bank USA is 1-800-762-1000. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1-800-342-3736 or www.dh.ny.gov Repayment information is based on your account activity and the APRs on your account as of the closing date of this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity online, go to ubs.conVonlineservices. Detach here. Please make checks payable to 'UBS Card Services and include this payment coupon in the enclosed envelope. Please allow 7 - 10 business days for U.S. Postal Service delivery. UBS BANK USA CARD SERVICES PO BOX 84040 UBS Card Number Ending in Minimum Payment Due Statement Balance ROI $77.38 $2,473.87 COLUMBUS GA 31908.4040 Payment Due Date February 23, 2016 You are enrolled in Automated Pay Credit Card. Send payments to: GHISLAINE MAXWELL UBS BANK USA - CARD SERVICES PO BOX 203219 DALLAS TX 75320-3219 SDNY_GM_00009039 CONF I DE Nil AL5 0000007738 5 EFTA01596961 leportat Information Lost or stolen card: Your credit card is issued by UBS Bank USA. If pay your account online. Payments made on our website by 6:00 p.m. your card is lost or stolen, please contact us immediately at Eastern time will be credited to your account that same day. Available 1-800-762-1000 at any time. You will not be liable for any only for cardholders with a UBS Resource Management Account unauthorized use that occurs after you notify us. You may, however, be (RMAI ) or UBS Business Services Account BSA 110. liable for unauthonzed use that occurs before your notice to us. In any case, your liability will not exceed 550. Pay by phone: To make a payment by phone please call I-800-762-1000. An expedited payment made by phone by 5:00 p.m. Payee's! Information: Each billing cycle, you must pay at least the Eastern time will be credited to your account that same day, and Minimum Payment Due shown on your monthly statement by its reflected in your credit line by the next day. You can also make a Payment Due Date. Both the Minimum Payment Due and Payment Due phone payment from your UBS account as late as 6:00 p.m. Eastern Date are noted on your statement. At any time you may pay more than time. This payment will be credited as of that same day, but application S the Minimum Payment Due up to the full amount you ewe us, however you cannot "pay ahead". This means that if you pay more than the to your credit line may be delayed. 8 required Minimum Payment Due in any billing cycle or if you make more than one payment in a billing cycle, you will still need to pay the next Overnight payments: Send overnight courier service or USPS Prionty § Mail payments to UBS Bank USA-Card Services, 2975 Regent month's required Minimum Payment Due by your next Payment Due Boulevard, P.O. Box 203219, Irving, TX 75063. A payment received at Date. Remember to make all checks payable to Card Services. Please this address by 5:00 p.m. Central time that otherwise meets the allow 7 days for the U.S. Postal Service to deliver your payment requirements of a conforming payment will be credited to your account to us. Upon our receipt, your available credit may not be that same day. 8 Increased by the payment amount for up to 7 days to ensure c?, the funds from the bank on which yam payment Is drawn are Aretwanatic repayment of cash advances through CashCoanect collected and not returned. ti; ,Ien you provide a check as payment The CashConnect feature on your UBS credit card account will on this Account, you auttionze us to either use the information from automatically repay new Cash Advances obtained from ATMs and your check to make a one-time electronic fund transfer from your financial institutions (CashConnect Cash Advances), each night, with account or to process the payment as a check transaction. When we use information from your check to make an electronic fund transfer, available funds from your UBS Resource Management Account funds may be withdrawn from your account as soon as the same day IRMA or your UBS Business Services Account BSA ®(either referred to we receive your payment, and you will not receive your check back as your UBS Account). You will incur no interest charges on from your financial institution. For inquiries please call 1-800-762-I 000. CashConnect Cash Advances, as long as there are sufficient available funds in your UBS Account to repay your CashConnect Cash Advance Moiled payments: A conforming payment received by us by 5:00 transaction in full when we first seek payment from your UBS Account. p.m. Central time will be credited to your account the day of receipt. A If sufficient available funds are not available in your UBS Account to pay "conforming payment" is a payment that: 1) is mailed using the off your CashConnect Cash Advances balance in full, then the APR for enclosed envelope and payment coupon included with this statement to Cash Advances will apply as of the original transaction date on any UBS Bank USA—Card Services, P.O. Box 203219, Dallas, TX 75320-3210 remaining balance. You will be charged the APR on Cash Advances on and 2) is in the form of a single, non-folded check or money order made your remaining CashConnect Cash Advance balance until it is repaid in payable in US dollars from a US based institution. Any payment that full. Applicable ATM surcharge fees may apply. No other account does not meet these requirements, or any payment with multiple checks balances are paid through the CashConnect feature. If you choose not or money orders, additional correspondence, staples, paperclips, etc. to participate in the CashConnect feature, please contact UBS at will be considered a "non-conforming payment" which may delay the 1-800-762-1000. Available only for cardholders with a U85 Resource crediting of the payment for up to 5 days. We can accept late Management Account or UBS Business Services Account BSA. payments, partial payments, checks and money orders marked "Paid in Full" or language having the same effect without losing any of our Accrual of Interest and hew to avoid paying Interest en rights under this Agreement, and such payments may be sent to the parcbases. following address: UBS Bank USA—Card Services, P.O. Box 203219, Your due date is at least 23 days after the close of each billing cycle. On Dallas, TX 75320-3210. Purchases, interest begins to accrue as of the transaction date. However, if you paid the Statement Balance that was shown on your Other payment options: previous billing statement by the Payment Due Date on that statement, Online: Visit ubs.comlonlineservices to sign up for Pay Credit Card to then (I) we will not impose interest on Purchases during your current Continued on back of next page SDNY_GM_00009040 CONFIDENTIAL EFTA01596962 Page 3 of 4 My Choke Rewards Points from UBS Account Summary Total Points Beginning Points this period 4,279 Points earned this period 112 Bonus points 0 Adjustments 0 Redemptions 0 Ending points balance 4,391 • For more details on your rewards points activity, please visit us online at ubs.com/uscards Activity fa GHISLAINE MAXWELL - Card encIng VAIN Date Desolptias Amount Payments 01/1S PAYMENT THANK YOU -$95.68 Total Payments Activity -S95.613 Purchases 01/05 PECORINO NORTH GRAFTONMA $51.13 01/07 PICKNEY NAIL SKIN SALON BOSTON MA $43.00 01/19 ESPA CORP NEW YORK NY $18.00 Total Purchases Activity 5112.13 Summary of Fees and Interest Interest Charged Date Description Amount 01/26 INTEREST CHARGE-PURCHASES 528.38 li rTotal interest for this period S28.38 2016 Totals Year-to-Date Summary of Fees and Interest Iota) Fees Charged in 2016 Total Interest Charged in 2016 Interest Charge Calculation - 31 Days in Billing Cyde Balance ANNUAL Subject to PERCENTAGE Interest Interest Rate RATE (APR) Charge PURCHASES 42,474.37 13.49% (v) $28.38 BALANCE TRANSFERS $0.00 13.49% (v) $0.00 CASH ADVANCES $0.00 22.24% (v) $0.00 Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v) = Variable Rate SDNY_GM_00009041 CONFIDENTIAL EFTA01596963 Page 4 of 4 billing penod if you pay the Statement Balance on the current billing In your letter, give us the • ng information: statement by the Payment Due Date in the current billing period, and • Account Information: Your name and account number. (2) we will credit any payment applied toward Purchases as of the first • Dollar amount: • ar amount of the suspected error. day in your current billing penod if you make a payment by the Payment • Description of problem: If you think there is an error on your Due Date in the current billing period that is less than the Statement ces:rthe valat you oel.e,,e is wrong and why you believe it is a Balance. If a Statement Balance was shown on your previous billing mistake. You must contact us within 60 days after the error appeared statement and you did not pay the Statement Balance by the Payment on your statement. Due Date on that statement, then we will not impose Interest Charges on any Purchases during the current billing period if you pay the You must notify us of any potential errors is writing. You may call us, Statement Balance shown on the current billing statement by the but if you do we are not required to investigate any potential errors and A Payment Due Date in the current billing period. For Balance Transfers, you may have to pay the amount in question. interest will accrue from the day we send the Balance Transfer to the While we investigate whether or not there has been an error, the payee. For Checks, interest will accrue from the day the payee accepts following are true: the check. For Cash Advances, interest will accrue from the day you • We cannot try to collect the amount in question, or report you as take the Cash Advance. delinquent on that amount. C. • The charge in question may remain on your statement, and we How we will calculate your balance subject to interest rate. may continue to charge you interest on that amount. But, if we We use a method called "daily balance' (inciudny new purchase5). To determine that we made a mistake, you will not have to pay the determine the amount of the interest to be charged on your Account amount in question a any interest or other fees related to that we first calculate the "Balance Subject to Interest Rate" separately for amount. 8 Purchases, for Balance Transfers, and for Cash Advances. We apply the • While you do not have to pay the amount in question, you are applicable Daily Periodic Rate (the DPR) (the DPR for each category is responsible for the remainder of your balance. the applicable APR shown on the front of the statement dmded by • We can apply any unpaid amount against your credit limit. 365), to each of the applicable daily balances for 4 Purchases, Balance Transfers and iii) Cash Advances. The daily balances foe Vow rights if you are dissMiseed with your credit card Purchases, for Balance Transfers and for Cash Advances are each purchases calculated separately and determined as follows: We take the beginning If you are dissatisfied with the goods or services that you have balances for each transaction type on your Account each day, including purchased 'nth your credit card, and you have tried in good faith to any interest calculated on the previous day's balance, add to the correct the problem with the merchant, you may have the right not to respective balances any new transaction, subtract any payments or pay the remaining amount due on the purchase. To use this right, all of credits and make any other applicable adjustment(s). Your Cardmember the following must be true: Agreement provides for compounding of interest. A credit balance is I. The purchase must have been made in your home state or within treated as a balance of zero. If you multiply the "Balance Subject to 100 miles of your current mailing address, and the purchase price Interest Rate for each balance category as shown on your monthly must have been more than S50. (Note: Neither of these are billing statement by the number of days in the billing penod and then necessary if your purchase was based on an advertisement we multiply each sum by the applicable DPR, the results will be the interest mailed to you, or if we own the company that sold you the goods assessed, except for mince variations caused by rounding. or services.) 2. You must have used your credit card for the purchase. Purchases Credit bureau reports and disputes: We may report information made with cash advances from an ATM or with a check that about your account to credit bureaus. Late payments, missed accesses your credit card account do not qualify. payments, or other defaults on your account may be reflected in your 3. You must not yet have fully paid for the purchase. credit report. If you believe that an entry we have made on your credit report is inaccurate or incomplete, please contact the credit bureau If all of the criteria above are met and you are still dissatisfied with the directly or contact us at UBS Bank USA, Card Operations Division, 1000 purchase, contact us is wirkIng at: Harbor Boulevard, 8th Floor, Weehawken, NJ 07086. We will request UBS Bank USA—Disputes Department your name; your account number; the credit bureau where you received P.O. Box 84040 the credit report; a description of the error; and why you believe it is an Columbus, GA 31908 error. We will promptly investigate, notify you of our findings, and send While we investigate, the same rules apply to the disputed amount as an update to the credit bureaus if warranted within 30 days. discussed above. After we finish our investigation, we will tell you our decision. At that point, if we think you owe an amount and you do not What to do If you flask you flood a 'mistake on yaw statement pay, we may report you as delinquent. If you think there is an error on your statement write to us at: UBS Bank USA—Card Operations Denson Please refer to your Cardmember Agreement for additional information 1000 Harbor Boulevard, 8th Floor about the terms of your Account. Weehawken, NJ 07086 C2011 UBS Bank USA SDNY_GM_00009042 CONFIDENTIAL EFTA01596964 SUBS Statement Billing Period: Payment Due Date Minimum Payment Due 11/27/15 - 12/26/15 January 23, 2016 573.59 UBS Visa Signature® credit card statement Prepared for: GHISLAINE MAXWELL Page 1 of 4 Customer News Primary Card Number Encfmg in: Questions? Call 1-800-762-1000 ubs.conVonaneservices Make life easier while earning rewards: Set up your recurring monthly bills Account Summary Activity Summary for automatic payment with your tylirimum Payment Due 573.59 Previous Balance 52,174.64 UBS Visa Signature credit card. Not Payment Due Date 01/23/16 I - Payments $95.68 only will you earn rewards for each Credit Line 535,000 00 + Purchases 1324.49 dollar spent, you'll have the Available Credit Line $32,570.96 I - Other Credits $0.00 convenience of writing fewer checks Cash Credit Line 114000.00 + Cash Advances $0.00 Available Cash Line $14,000.00 + Fees $0.00 since your payments are Past Due Amount $0.00 + Interest $25.59 automatically made with your card. LOverlimit Amount $0.00 1 Statement Balance 52.429.04 Simply contact your providers to get started. Payment Information* Statement Balance $2,429.04 Minimum Payment Due $73.59 Payment Due Date 01/23/2016 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to $35.00 and your APRs may be increased to the Penalty APR of 27.24%. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For Instance If you make no additional charg You will pay off the balance And you will end up paying the using this card and each mon shown on this statement in estimated toyer you pay... about... Only the Minimum Payment 7 years $3,420 582 3 years $2,952 (Savings = $468) If you would like information about credit counseling services, call 1-800-762-1000. The phone number for UBS Bank USA is 1-800-762-1000. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1-800-342-3736 or www.dh.ny.gov Repayment information is based on your account activity and the APRs on your account as of the closing date of this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity online, go to ubs.com/onlineservices. Detach here. Please make checks payable to 'UBS Card Services and include this payment coupon in the enclosed emelope Please allow 7 10 business days for U.S. Postal Service delivery. UBS BANK USA - CARD SERVICES PO BOX 84040 UBS Card Number Ending in Minimum Payment Due Statement Balance S $73.59 $2,429.04 COLUMBUS GA 31908.4040 Payment Due Date January 23, 2016 Amount Enclosed: Send payments to: GHISLAINE MAXWELL UBS BANK USA - CARD SERVICES PO BOX 203219 7 DALLAS TX 75320-3219 SDNY_GM_00009043 CONFI DEN3IIIII ALS 0000007359 5 EFTA01596965 Important Information Lest or stolen card: Your credit card is issued by UBS Bank USA. If pay your account online. Payments made on our website by 6:00 p.m. your card is lost or stolen, please contact is immediately at Eastern time will be credited to your account that same day. Available 1-800-762-1000 at any time. You will not be liable for any only for cardholders with a UBS Resource Management Account unauthorized use that occurs after you notify us. You may, however, be (RMA4, of UBS Business Services Account BSA 110. liable for unauthonzed use that occurs before your notice to us. In any case, your liability will not exceed 550. Pay by phone: To make a payment by phone please call 1-800-762-1000. An expedited payment made by phone by 5:00 p.m. Payee's! Information: Each billing cycle, you must pay at least the Eastern time will be credited to your account that same day, and Minimum Payment Due shown on your monthly statement by its reflected in your credit line by the next day. You can also make a Payment Due Date. Both the Minimum Payment Due and Payment Due phone payment from your UBS account as late as 6:00 p.m. Eastern Date are noted on your statement. At any time you may pay more than time. This payment will be credited as of that same day, but application the Minimum Payment Due up to the full amount you me us, however you cannot "pay ahead". This means that if you pay more than the to your credit line may be delayed. 8 required Minimum Payment Due in any billing cycle or if you make more Overnight payments: Send overnight courier service or USPS Prionty § than one payment in a billing cycle, you will still need to pay the next Mail payments to UBS Bank USA-Card Services, 2975 Regent month's required Minimum Payment Due by your next Payment Due Boulevard, P.O. Box 203219, Irving, TX 75063. A payment received at A Date. Remember to make all checks payable to Card Services. Please this address by 5:00 p.m. Central time that otherwise meets the allow 7 days for the U.S. Postal Service to deliver your payment requirements of a conforming payment will be credited to your account 8 to us. Upon our receipt, your available credit may not be that same day. Increased by the payment amount for up to 7 days to ensure 8 the funds from the bank on which yam payment Is drawn are 0 Arstonsaffc repayment of cash advances through CashCoanect collected and not returned. ti; iten you provide a check as payment The CashConnect feature on your UBS credit card account will on this Account, you authorize us to either use the information from automatically repay new Cash Advances obtained from ATMs and your check to make a one-time electronic fund transfer from your financial institutions (CashConnect Cash Advances), each night, with account a to process the payment as a check transaction. When we use information from your check to make an electronic fund transfer, available funds from your UBS Resource Management Account funds may be withdrawn from your account as soon as the same day (RMA<IE or your UBS Business Services Account BSA ®(either referred to we receive your payment, and you will not receive your check back as your UBS Account). You will incur no interest charges on from your financial institution. For inquiries please call 1-800-762-1000. CashConnect Cash Advances, as long as there are sufficient available funds in your UBS Account to repay your CashConnect Cash Advance Moiled payments: A conforming payment received by us by 5:00 transaction in full when we first seek payment from your UBS Account. p.m. Central time will be credited to your account the day of receipt. A If sufficient available funds are not available in your UBS Account to pay "conforming payment" is a payment that: 1) is mailed using the off your CashConnect Cash Advances balance in full, then the APR for enclosed envelope and payment coupon included with this statement to Cash Advances will apply as of the original transaction date on any UBS Bank USA—Card Services, P.O. Box 203219, Dallas, TX 75320-3210 remaining balance. You will be charged the APR on Cash Advances on and 2) is in the form of a single, non-folded check or money order made your remaining CashConnect Cash Advance balance until it is repaid in payable in US dollars from a US based institution. Any payment that full. Applicable ATM surcharge fees may apply. No other account does not meet these requirements, or any payment with multiple checks balances are paid through the CashConnect feature. If you choose not or money orders, additional correspondence, staples, paperclips, etc. to participate in the CashConnect feature, please contact UBS at will be considered a "non-conforming payment" which may delay the I-800-762-1000. Available only for cardholders with a UBS Resource crediting of the payment for up to 5 days. We can accept late Management Account or UBS Business Services Account BSA. payments, partial payments, checks and money orders marked "Paid in Full" or language having the same effect without losing any of our Accrual of Interest and hew to avoid paying Interest en rights under this Agreement, and such payments may be sent to the parcbases. following address: UBS Bank USA—Card Services, P.O. Box 203219, Your due date is at least 23 days after the close of each billing cycle. On Dallas, TX 75320-3210. Purchases, interest begins to accrue as of the transaction date. However, if you paid the Statement Balance that was shown on your Other payment apneas: previous billing statement by the Payment Due Date on that statement, Online: Visit ubs.comlonlineservices to sign up for Pay Credit Card to then (I) we will not impose interest on Purchases during your current Continued on back of next page SDNY_GM_00009044 CONFIDENTIAL EFTA01596966 Page 3 of 4 My Choice Rewards Points from UBS Account Summary Total Points Beginning Points this petiod 3,954 Points earned this petiod 325 Bonus points 0 Adjustments 0 Redemptions 0 Ending points balance 4.279 • For more details on your rewards points activity, please visit us online at ubs.com/uscards Activity for GHISLAINE MAXWELL - Card ending in a Date Desoip6cn Amount Payments 12/18 PAYMENT THANK YOU -$95.68 Total Payments Activity -595.68 Purchases 12/02 ESPA CORP NEW YORK NY 553.00 12/09 ESPA CORP NEW YORK NY $48.00 12/10 GALET LONDON $195.00 12/18 NYC TAXI 1Y20 LONG ISLAND NY $11.00 12/18 ESPA CORP NEW YORK NY $12.70 12/20 GREEN GOURMET- BLUE P NEW YORK NY $4.79 Total Purchases Activity $324.49 Summary of Fees and Interest rest Inte Charged Date Description Amount 12/24 INTEREST CHARGE-PURCHASES $25.59 Tat/ Meese for thb pedod USW Total Fees Charged in 2015 $5.05 Total Interest Charged in 2015 5183.54 Interest Charge Calculation - 30 Days in Billing Cyde Balance ANNUAL Subject to PERCENTAGE Interest Interest Rate RATE (APR) Charge PURCHASES $2,349.68 13.24% (v) $25.59 BALANCE TRANSFERS $0.00 13.24% (v) $D.00 CASH ADVANCES $0.00 21.99% () $0.00 I Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v) = Variable Rate SDNY_GM_00009045 CONFIDENTIAL EFTA01596967 Page 4 of 4 billing penod if you pay the Statement Balance on the current billing In your letter, give us the • ng information: statement by the Payment Due Date in the current billing period, and Account Information: Your name and account number. (2) we will credit any payment applied toward Purchases as of the first Dollar amount: • ar amount of the suspected error. day in your current billing penod if you make a payment by the Payment Description of problem: if you think there is an error on your Due Date in the current billing period that is less than the Statement ces:rthe rvaat you oel.ee is wrong and why you believe it is a Balance. If a Statement Balance was shown on your previous billing mistake. You must contact us within 60 days after the error appeared statement and you did not pay the Statement Balance by the Payment on your statement. Due Date on that statement, then we will not impose Interest Charges on any Purchases during the current billing period if you pay the You must notify us of any potential errors is agesidnee. You may call us, Statement Balance shown on the current billing statement by the but if you do we are not required to investigate any potential errors and Payment Due Date in the current billing period. For Balance Transfers, you may have to pay the amount in question. interest will accrue from the day we send the Balance Transfer to the While we investigate whether or not there has been an error, the payee. For Checks, interest will accrue from the day the payee accepts following are true: the check. For Cash Advances, interest will accrue from the day you We cannot try to collect the amount in question, or report you as take the Cash Advance. delinquent on that amount. The charge in question may remain on your statement, and we A How we will calculate your balance subject to interest rate. may continue to charge you interest on that amount. But, if we 8 We use a method called "daily balance' (inciudtny new purchases). To determine that we made a mistake, you will not have to pay the determine the amount of the interest to be charged on your Account amount in question or any interest or other fees related to that we first calculate the "Balance Subject to Interest Rate" separately for amount. 8 Purchases, for Balance Transfers, and for Cash Advances. We apply the While you do not have to pay the amount in question, you are applicable Daily Periodic Rate (the DPR) (the DPR for each category is responsible for the remainder of your balance. the applicable APR shown on the front of the statement dmded by We can apply any unpaid amount against your credit limit. 365), to each of the applicable daily balances for 4 Purchases, Balance Transfers and iii) Cash Advances. The daily balances for Vow rights If you are dissatisfied with yew credit card Purchases, for Balance Transfers and for Cash Advances are each pines calculated separately and determined as follows: We take the beginning If you are dissatisfied with the goods or services that you have balances for each transaction type on your Account each day, including purchased with your credit card, and you have tried in good faith to any interest calculated on the previous day's balance, add to the correct the problem with the merchant, you may have the right not to respective balances any new transaction, subtract any payments or pay the remaining amount due on the purchase. To use this right, all of credits and make any other applicable adjustment(s). Your Cardmember the following must be true: Agreement provides for compounding of interest. A credit balance is I. The purchase must have been made in your home state or within treated as a balance of zero. If you multiply the "Balance Subject to 100 miles of your current mailing address, and the purchase price Interest Rate for each balance category as shown on your monthly must have been more than S50. (Note: Neither of these are billing statement by the number of days in the billing penod and then necessary if your purchase was based on an advertisement we multiply each sum by the applicable DPR, the results will be the interest mailed to you, or if we own the company that sold you the goods assessed, except for mince variations caused by rounding. or services.) 2. You must have used your credit card for the purchase. Purchases Oedk bureau reports and disputes: We may report information made with cash advances from an ATM or with a check that about your account to credit bureaus. Late payments, missed accesses your credit card account do not qualify. payments, or other defaults on your account may be reflected in your 3. You must not yet have fully paid for the purchase. credit report. If you believe that an entry we have made on your credit report is inaccurate or incomplete, please contact the credit bureau If all of the criteria above are met and you are still dissatisfied with the directly or contact us at UBS Bank USA, Card Operations Division, 1000 purchase, contact us is wirkIng at: Harbor Boulevard, 8th Floor, Weehawken, NJ 07086. We will request UBS Bank USA--Disputes Department your name; your account number; the credit bureau where you received P.O. Box 84040 the credit report; a descnption of the error; and why you believe it is an Columbus, GA 31908 error. We will promptly investigate, notify you of our findings, and send While we investigate, the same rules apply to the disputed amount as an update to the credit bureaus if warranted within 30 days. discussed above. After we finish our investigation, we will tell you our decision. At that point, if we think you owe an amount and you do not Mat to do If you flask you flood a 'mistake on yaw statement pay, we may report you as delinquent. If you think there is an error on your statement write to us at: UBS Bank USA--Card Operations Dnesion Please refer to your Cardmember Agreement for additional information 1000 Harbor Boulevard, 8th Floor about the terms of your Account. Weehawken, NJ 07086 C2011 UBS Bank USA SDNY_GM_00009046 CONFIDENTIAL EFTA01596968 SUBS Statement Billing Period: Payment Due Date Minimum Payment Due 11/27/15 - 12/26/15 January 23, 2016 573.59 UBS Visa Signature® credit card statement Prepared for: GHISUUNE MAXWEI6m Page 1 of 4 Customer News Primary Card Number Ending in: Questions? Call 1-800-762-1000 ubs.com/onlineservices Make life easier while earning rewards: Set up your recurring monthly bills Account Summary Activity Summary tor automatic payment with your Minimum Payment Due $73.59 Previous Balance $2,174.64 UBS Visa Signature credit card. Not Payment Due Date 01/23/16 - Payments $95.68 only will you earn rewards for each Credit Line 535,000 00 + Purchases $324 49 dollar spent, you'll have the Available Credit Line $32,570.96 - Other Credits $0.00 convenience of writing fewer checks Cash Credit Line $14,000.00 I + Cash Advances $0.00 Available Cash Line $14,000.00 + Fees $0.00 since your payments are automatically made with your card. Past Due Amount SO.W I + Interest $2559 Simply contact your providers to get LOverlimit Amount $0.00 I I Statement Balance $2,429.04 II started. Payment Information* Statement Balance $2,429.04 Minimum Payment Due $73.59 Payment Due Date 01/23/2016 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to S35.00 and your APRs may be increased to the Penalty APR of 27.24%. Minimum Payment Waming: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For Instance If you make no additional charges You will pay off the balance And you will end up payin using this card and each month shown on this statement in estimated total of... you pay... about... Only the Minimum Payment 7 years $3,420 582 3 years $2,952 (Savings = $468) If you would like information about credit counseling services, call 1-800-762-1000. The phone number for UBS Bank USA is 1-800-762-1000. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1-800-342-3736 or www.dh.ny.gov Repayment information is based on your account activity and the APRs on your account as of the closing date of this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity online, go to ubs.com/onlineservices. Detach here. Please make checks payable to U85 Card Services and include this payment coupon in the enclosed envelope. Please allow 7 10 business days for U.S. Postal Service delivery. UBS BANK USA CARD SERVICES PO BOX 84040 UBS Card Number Ending in Minimum Payment Due Statement Balance $73.59 $2,429.04 COLUMBUS GA 31908.4040 Payment Due Date January 23, 2016 Amount Enclosed: S Send payments to: GHISLAINE MAXWELL UBS BANK USA - CARD SERVICES PO BOX 203219 DALLAS TX 75320-3219 SDNV_GM_00009047 CONF I DE NIL AL5 0000007359 5 EFTA01596969 Important Infonnetion Lest or stolen card: Your credit card is issued by UBS Bank USA. If pay your account online. Payments made on our website by 6:00 p.m. your card is lost or stolen, please contact us immediately at Eastern time will be credited to your account that same day. Available 1-800-762-1000 at any time. You will not be liable for any only for cardholders with a UBS Resource Management Account unauthorized use that occurs after you notify us. You may, however, be (RMA(g) or UBS Business Services Account BSA 110. liable for unauthonzed use that occurs before your notice to us. In any case, your liability will not exceed 550. Pay by phone: To make a payment by phone please call 1-800-762-1000. An expedited payment made by phone by 5:00 p.m. Payment Information: Each billing cycle, you must pay at least the Eastern time will be credited to your account that same day, and Minimum Payment Due shown on your monthly statement by its reflected in your credit line by the next day. You can also make a Payment Due Date. Both the Minimum Payment Due and Payment Due phone payment from your UBS account as late as 6:00 p.m. Eastern Date are noted on your statement. At any time you may pay more than time. This payment will be credited as of that same day, but application the Minimum Payment Due up to the full amount you me us, however you cannot "pay ahead". This means that if you pay more than the to your credit line may be delayed. 8 required Minimum Payment Due in any billing cycle or if you make more Overnight payments: Send overnight courier service or USPS Prionty § than one payment in a billing cycle, you will still need to pay the next Mail payments to UBS Bank USA--Card Services, 2975 Regent month's required Minimum Payment Due by your next Payment Due Boulevard, P.O. Box 203219, Irving: TX 75063. A payment received at A Date. Remember to make all checks payable to Card Services. Please this address by 5:00 p.m. Central time that °themes@ meets the allow 7 days for the U.S. Postal Service to deliver your payment requirements of a conforming payment will be credited to your account 8 to us. Upon our receipt, your available credit may not be that same day. increased by the payment amount for up to 7 days to ensure ? the funds from the bank on which your payment Is drawn are 8 Aretwasaffc repayment of cash advances through CashConnect collected and not returned. When you provide a check as payment The CashConnect feature on your UBS credit card account will on this Account, you autuonze us to either use the information from automatically repay new Cash Advances obtained from ATMs and your check to make a one-time electronic fund transfer from your financial institutions (CashConnect Cash Advances), each night, with account a to process the payment as a check transaction. When we use information from your check to make an electronic fund transfer, available funds from your UBS Resource Management Account funds may be withdrawn from your account as soon as the same day IRMA a your UBS Business Services Account BSA ®(either referred to we receive your payment, and you will not receive your check back as your UBS Account). You will incur no interest charges on from your financial institution. For inquiries please call 1-800-762-1000. CashConnect Cash Advances: as long as there are sufficient available funds in your UBS Account to repay your CashConnect Cash Advance Moiled payments: A conforming payment received by us by 5:00 transaction in full when we first seek payment from your UBS Account. p.m. Central time will be credited to your account the day of receipt. A If sufficient available funds are not available in your UBS Account to pay "conforming payment" is a payment that: 1) is mailed using the off your CashConnect Cash Advances balance in full, then the APR for enclosed envelope and payment coupon included with this statement to Cash Advances will apply as of the original transaction date on any UBS Bank USA—Card Services, P.O. Box 203219, Dallas, TX 75320-3210 remaining balance. You will be charged the APR on Cash Advances on and 2) is in the form of a single, non-folded check or money order made your remaining CashConnect Cash Advance balance until it is repaid in payable in US dollars from a US based institution. Any payment that full. Applicable ATM surcharge fees may apply. No other account does not meet these requirements, or any payment with multiple checks balances are paid through the CashConnect feature. If you choose not or money orders, additional correspondence, staples, paperclips, etc. to participate in the CashConnect feature, please contact UBS at will be considered a "non-conforming payment" which may delay the 1-800-762-1000. Available only for cardholders with a U85 Resource crediting of the payment for up to 5 days. We can accept late Management Account or UBS Business Services Account BSA. payments, partial payments, checks and money orders marked "Paid in Full" or language having the same effect without losing any of our Accrual of Interest and hew to avoid paying Interest en rights under this Agreement, and such payments may be sent to the purchases. following address: UBS Bank USA—Card Services, P.O. Box 203219, Your due date is at least 23 days after the close of each billing cycle. On Dallas: TX 75320-3210. Purchases, interest begins to accrue as of the transaction date. However, if you paid the Statement Balance that was shown on your Other payment options: previous billing statement by the Payment Due Date on that statement, Online: Visit ubs.comlonlineservices to sign up for Pay Credit Card to then (1) we will not impose interest on Purchases during your current Continued on back of next page SDNY_GM_00009048 CONFIDENTIAL EFTA01596970 Page 3 of 4 My Choke Rewards Points from UBS Account Summary Total Points Beginning Points this petiod 3,954 Points earned this petiod 325 Bonus points 0 Adjustments 0 Redemptions 0 Ending points balance 4,279 • For more details on your rewards points activity, please visit us online at ubs.com/uscards Activity for GHISLAINE MAXWELL - Card ending in s Date Descrimicn Amount Payments 12/18 PAYMENT THANK YOU -$95.68 Total Payments Activity -595.68 Purchases 12/02 ESPA CORP NEW YORK NY $53.00 12/09 ESPA CORP NEW YORK NY $48.00 12/10 GALET LONDON $195.00 12/18 NYC TAXI 1Y20 LONG ISLAND NY $11.00 12/18 ESPA CORP NEW YORK NY $12.70 12/20 GREEN GOURMET -BLUE P NEW YORK NY $4.79 Total Purchases S324.49 Summary of Fees and Interest Interest Charged Date Description Amount 12/24 INTEREST C-IARCE-rlA MN S2S 59 Total Interest for this period $25.59 2015 Totals Year-to-Date Summary of Fees and Interest Total Fees Charged in 2015 Total Interest Charged in 2015 Interest Charge Calculation - 30 Days in Billing Cyde Balance ANNUAL Subject to PERCENTAGE Interest Interest Rate RATE (APR) Charge PURCHASES $2,349.68 13.24% M $25.59 BALANCE TRANSFERS $0.00 13.24% (v) $0.00 CASH ADVANCES $0.00 21.99% M $0.00 7litit I Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v) = Variable Rate SDNY_GM_00009049 CONFIDENTIAL EFTA01596971 Page 4 of 4 billing penod if you pay the Statement Balance on the current billing In your letter, give us the • ng information: statement by the Payment Due Date in the current billing period, and Account Information: Your name and account number. (2) we will credit any payment applied toward Purchases as of the first Dollar amount: • : .dr amount of the suspected error. day in your current billing penod if you make a payment by the Payment Description of problem: If you think there is an error on your Due Date in the current billing period that is less than the Statement ces:rthe rvaat you oel.ee is wrong and why you believe it is a Balance. If a Statement Balance was shown on your previous billing mistake. You must contact us within 60 days after the error appeared statement and you did not pay the Statement Balance by the Payment on your statement. Due Date on that statement, then we will not impose Interest Charges on any Purchases during the current billing period if you pay the You must notify us of any potential errors is teireldnee. You may call us, Statement Balance shown on the current billing statement by the but if you do we are not required to investigate any potential errors and A Payment Due Date in the current billing period. For Balance Transfers, you may have to pay the amount in question. interest will accrue from the day we send the Balance Transfer to the While we investigate whether or not there has been an error, the payee. For Checks, interest will accrue from the day the payee accepts following are true: the check. For Cash Advances, interest will accrue from the day you We cannot try to collect the amount in question, or report you as take the Cash Advance. delinquent on that amount. The charge in question may remain on your statement, and we A How we will calculate your balance subject to interest rate. may continue to charge you interest on that amount. But, if we We use a method called "daily balance' (inciudtny new purchases). To determine that we made a mistake, you will not have to pay the determine the amount of the interest to be charged on your Account amount in question or any interest or other fees related to that we first calculate the "Balance Subject to Interest Rate" separately for amount. 8 Purchases, for Balance Transfers, and for Cash Advances. We apply the While you do not have to pay the amount in question, you are applicable Daily Periodic Rate (the OPR) (the DPR for each category is responsible for the remainder of your balance. the applicable APR shown on the front of the statement dmded by We can apply any unpaid amount against your credit limit. 365), to each of the applicable daily balances for 4 Purchases, Balance Transfers and iii) Cash Advances. The daily balances for Vow rights If you are dissatisfied with year credit card Purchases, for Balance Transfers and for Cash Advances are each poem calculated separately and determined as follows: We take the beginning If you are dissatisfied with the goods or services that you have balances for each transaction type on your Account each day, including purchased with your credit card, and you have tried in good faith to any interest calculated on the previous day's balance, add to the correct the problem with the merchant, you may have the right not to respective balances any new transaction, subtract any payments or pay the remaining amount due on the purchase. To use this right, all of credits and make any other applicable adjustment(s). Your Cardmember the following must be true: Agreement provides for compounding of interest. A credit balance is I. The purchase must have been made in your home state or within treated as a balance of zero. If you multiply the "Balance Subject to 100 miles of your current mailing address, and the purchase price Interest Rate" for each balance category as shown on your monthly must have been more than S50. (Note: Neither of these are billing statement by the number of days in the billing penod and then necessary if your purchase was based on an advertisement we multiply each sum by the applicable DPR, the results will be the interest mailed to you, or if we own the company that sold you the goods assessed, except for minor variations caused by rounding. or services.) 2. You must have used your credit card for the purchase. Purchases Credit bureau reports and disputes: We may report information made with cash advances from an ATM or with a check that about your account to credit bureaus. Late payments, missed accesses your credit card account do not qualify. payments, or other defaults on your account may be reflected in your 3. You must not yet have fully paid for the purchase. credit report. If you believe that an entry we have made on your credit report is inaccurate or incomplete, please contact the credit bureau If all of the criteria above are met and you are still dissatisfied with the directly or contact us at UBS Bank USA, Card Operations Division, 1000 purchase, contact us is welling at: Harbor Boulevard, 8th Floor, Weehawken, NJ 07086. We will request UBS Bank USA--Disputes Department your name; your account number; the credit bureau where you received P.O. Box 84040 the credit report; a descnption of the error; and why you believe it is an Columbus, GA 31908 error. We will promptly investigate, notify you of our findings, and send While we investigate, the same rules apply to the disputed amount as an update to the credit bureaus if warranted within 30 days. discussed above. After we finish our investigation, we will tell you our decision. At that point, if we think you owe an amount and you do not Wbat to do If you Mk* you flood a 'mistake on yam st•toward pay, we may report you as delinquent. If you think there is an error on your statement write to us at: UBS Bank USA--Card Operations Denson Please refer to your Cardmember Agreement for additional information 1000 Harbor Boulevard, 8th Floor about the terms of your Account. Weehawken, NJ 07086 C2011 UBS Bank USA SDNY_GM_00009050 CONFIDENTIAL EFTA01596972 SUBS Statement Billing Period: Payment Due Date Minimum Payment Due 10/27/15 - 11/26/15 December 23, 2015 $68.09 UBS Visa Signature® credit card statement Prepared for: GHISUUNE MAXWELL Page 1 of 4 Customer News Primary Card Number Ending in: Questions? Call 1-800-762-1000 ubs.corn/onMeservices Pay Credit Card reminder Your payment in the amount of $9 5.6 8 is scheduled to be paid o Account Summary Activity Summary 12/1 8/15 from your UBS Account Minimum Payment Due S68.C9 Previous Balance 52,245.23 Thank you. Mir Date 12/23/15 - Payments $95.68 Credit Line $35,000 + Purchases $0.00 elle Credit Line $32,825.36 - Other Credits $0.00 Shop for your holiday gift-giving needs, and use your points to do it Cash Credit Line $ I4.030.00 + Cash Advances $0.00 SW Cash Line $14,000.00 + Fees S0.00 on the newly redesigned My Choice Past Due Amount $0.03 + Interest $25.09 Rewards web site. Find gift cards Overlimit Amount 50.00 Statement Balance $2,174.64 for fine dining and premium retail, browse the latest in luxury goods Payment Information* and trendy gadgets. book your Statement Balance $2,174.64 holiday travel at Minimum Payment Due $68.09 ubs.com/onlineservices or buy what Payment Due Date 12/23/2015 you want and redeem for a statement credit. Just log into your Late Payment Warning: If we do not receive your minimum payment by the date listed above, you Online Services at ubs.com and may have to pay a late fee up to $35.00 and your APRs may be increased to the Penalty APR of click "View Rewards" on the Cash 27.24%. Management tab. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For Instance If you make no additional charges You will pay off the balan And you will end up payin using this card and each month shown on this statement in estimated total of... about... Only the Minimum Payment 6 years $3,025 $74 3 years 42,664 (Savings = $361) If you would like information about credit counseling services, call 1-800-762-1000. The phone number for UBS Bank USA is 1-800-762-1000. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods. 1-800-342-3736 or www.dh.ny.gov Repayment information is based on your account activity and the APRs on your account as of the closing date of this statement. Account activity after the closing date is not reflected. To view your most recent transaction activity online, go to ubs.conVonlineservices. Detach here. Pease make checks payab'e to UBS Card Services and include this payment coupon in the enclosed envelope. Please allow 7 - 10 business days for U.S. Postal Service delivery. UBS BANK USA - CARD SERVICES PO BOX 84040 UBS Card Number Ending in Minimum Payment Due Statement Balance $68.09 $2,174.64 COLUMBUS GA 31908.4040 Payment Due Date December 23, 2015 You are enrolled in Automated Pay Credit Card. Send payments to: GHISLAINE MAXWELL UBS BANK USA -CARD SERVICES PO BOX 203219 DALLAS TX 75320-3219 SDNY_GM_00009051 CONF I DE N31111 AL5 0000006809 S EFTA01596973 Important Information Lest or stolen card: Your credit card is issued by UBS Bank USA. If pay your account online. Payments made on our website by 6:00 p.m. your card is lost or stolen, please contact us immediately at Eastern time will be credited to your account that same day. Available 1-800-762-1000 at any time. You will not be liable for any only for cardholders with a UBS Resource Management Account unauthorized use that occurs after you notify us. You may, however, be (RMA(g) or UBS Business Services Account BSA 110. liable for unauthonzed use that occurs before your notice to us. In any case, your liability will not exceed 550. Pay by phone: To make a payment by phone please call 1-800-762-1000. An expedited payment made by phone by 5:00 p.m. Payment Information: Each billing cycle, you must pay at least the Eastern time will be credited to your account that same day, and Minimum Payment Due shown on your monthly statement by its reflected in your credit line by the next day. You can also make a Payment Due Date. Both the Minimum Payment Due and Payment Due phone payment from your UBS account as late as 6:00 p.m. Eastern Date are noted on your statement. At any time you may pay more than time. This payment will be credited as of that same day, but application the Minimum Payment Due up to the full amount you owe us, however you cannot "pay ahead". This means that if you pay more than the to your credit line may be delayed. 8 S required Minimum Payment Due in any billing cycle or if you make more 0 Overnight payments: Send overnight courier service or USPS Prionty 8 than one payment in a billing cycle, you will still need to pay the next Mail payments to UBS Bank USA--Card Services, 2975 Regent month's required Minimum Payment Due by your next Payment Due Boulevard, P.O. Box 203219, Irving: TX 75063. A payment received at Date. Remember to make all checks payable to Card Services. Please this address by 5:00 p.m. Central time that otherwise meets the allow 7 days for the U.S. Postal Service to deliver your payment requirements of a conforming payment will be credited to your account 8 to us. Upon our receipt, your available credit may not be that same day. increased by the payment amount for up to 7 days to ensure 8 the funds from the bank on which yes payment Is drawn are *retrainee repayment of cash advances through CashCoanect collected and not returned. ti; nen you provide a check as payment The CashConnect feature on your UBS credit card account will on this Account, you aunionze us to either use the information from automatically repay new Cash Advances obtained from ATMs and your check to make a one-time electronic fund transfer from your financial institutions (CashConnect Cash Advances), each night, with account or to process the payment as a check transaction. When we use information from your check to make an electronic fund transfer, available funds from your UBS Resource Management Account funds may be withdrawn from your account as soon as the same day IRMA or your UBS Business Services Account BSA ®(either referred to we receive your payment, and you will not receive your check back as your UBS Account). You will incur no interest charges on from your financial institution. For inquiries please call 1-800-762-1000. CashConnect Cash Advances: as long as there are sufficient available funds in your UBS Account to repay your CashConnect Cash Advance Moiled payments: A conforming payment received by us by 5:00 transaction in full when we first seek payment from your UBS Account. p.m. Central time will be credited to your account the day of receipt. A If sufficient available funds are not available in your UBS Account to pay "conforming payment" is a payment that: 1) is mailed using the off your CashConnect Cash Advances balance n full, then the APR for enclosed envelope and payment coupon included with this statement to Cash Advances will apply as of the original transaction date on any UBS Bank USA—Card Services, P.O. Box 203219, Dallas, TX 75320-3210 remaining balance. You will be charged the APR on Cash Advances on and 2) is in the form of a single, non-folded check or money order made your remaining CashConnect Cash Advance balance until it is repaid in payable in US dollars from a US based institution. Any payment that full. Applicable ATM surcharge fees may apply. No other account does not meet these requirements, or any payment with multiple checks balances are paid through the CashConnect feature. If you choose not or money orders, additional correspondence, staples, paperclips, etc. to participate in the CashConnect feature, please contact UBS at will be considered a "non-conforming payment" which may delay the 1-800-762-1000. Available only for cardholders with a U85 Resource crediting of the payment for up to 5 days. We can accept late Management Account or UBS Business Services Account BSA. payments, partial payments, checks and money orders marked "Paid in Full" or language having the same effect without losing any of our Accrual of Interest and how to avoid paying Interest en rights under this Agreement, and such payments may be sent to the purviews. following address: UBS Bank USA—Card Services, P.O. Box 203219, Your due date is at least 23 days after the close of each billing cycle. On Dallas, TX 75320-3210. Purchases, interest begins to accrue as of the transaction date. However, if you paid the Statement Balance that was shown on your Other payment options: previous billing statement by the Payment Due Date on that statement, Online: Visit ubs.comlonlineservices to sign up for Pay Credit Card to then (1) we will not impose interest on Purchases during your current Continued on back of next page SDNY_GM_00009052 CONFIDENTIAL EFTA01596974 Page 3 of 4 My Choke Rewards Points from UBS Account Summary Total Points Beginning Points this period 3,954 Points earned this period 0 Bonus points 0 Adjustments 0 Redemptions 0 Ending points balance 3,954 • For more details on your rewards points activity, please visit us online at ubs.com/uscards Activity for GHISLAINE MAXWELL - Card encfmg Date Desoipticn Amount Payments 11/18 PAYMENT THANK YOU -$95.68 Total Payments Activity -$95.68 Summary of Fees and Interest Interest Charged Date Description Amount 1125 ,ST CHARC I $25.09 Total InA/Ust for this period 2015 Totals Year-to-Date Summary of Fees and Interest Total Fees Chafgeo in 2015 $5.05 Total Interest Charged in 2015 $157.95 Interest Charge Calculation - 31 Days in Billing Cyde Balance ANNUAL Subject to PERCENTAGE Interest Interest Rate RATE (APR) Charge PURCHASES $2,229.68 13.24% (v) $25.09 BALANCE TRANSFERS $0.00 13.24% (v) $0.00 CASH ADVANCES $0.00 21.99% (v) $0.00 Your Annual Percentage Rate (APR) is the annual interest rate on your account. (v) = Variable Rate SDNY_GM_00009053 CONFIDENTIAL EFTA01596975 Page 4 of 4 billing penod if you pay the Statement Balance on the current billing In your letter, give us thu • ng information: statement by the Payment Due Date in the current billing period, and Account Information; Your name and account number. (2) we will credit any payment applied toward Purchases as of the first Dollar amount: • : .dr amount of the suspected error. day in your current billing penod if you make a payment by the Payment Description of problem: If you think there is an error on your Due Date in the current billing period that is less than the Statement LIT cosy the rvaat you oel.ee is wrong and why you believe it is a Balance. If a Statement Balance was shown on your previous billing mistake. You must contact us within 60 days after the error appeared statement and you did not pay the Statement Balance by the Payment on your statement. Due Date on that statement, then we will not impose Interest Charges on any Purchases during the current billing period if you pay the You must notify us of any potential errors is welling. You may call us, Statement Balance shown on the current billing statement by the but if you do we are not required to investigate any potential errors and Payment Due Date in the current billing period. For Balance Transfers, you may have to pay the amount in question. interest will accrue from the day we send the Balance Transfer to the While we investigate whether or not there has been an error, the payee. For Checks, interest will accrue from the day the payee accepts following are true: the check. For Cash Advances, interest will accrue from the day you We cannot try to collect the amount in question, or report you as take the Cash Advance. delinquent on that amount. The charge in question may remain on your statement, and we How we will calculate your balance subject to interest rate. may continue to charge you interest on that amount. But, if we 18" We use a method called "daily balance' (inciudoly new purchases). To determine that we made a mistake, you will not have to pay the determine the amount of the interest to be charged on your Account amount in question a any interest or other fees related to that we first calculate the "Balance Subject to Interest Rate" separately for amount. 8 Purchases, for Balance Transfers, and for Cash Advances. We apply the While you do not have to pay the amount in question, you are applicable Daily Periodic Rate (the DPR) (the DPR for each category is responsible for the remainder of your balance. the applicable APR shown on the front of the statement dmded by We can apply any unpaid amount against your credit limit. 365), to each of the applicable daily balances for 4 Purchases, Balance Transfers and iii) Cash Advances. The daily balances foe Vow rights if you are dissatisfied with yaw credit card Purchases, for Balance Transfers and for Cash Advances are each purchases calculated separately and determined as follows: We take the beginning If you are dissatisfied with the goods or services that you have balances for each transaction type on your Account each day, including purchased with your credit card, and you have tried in good faith to any interest calculated on the previous day's balance, add to the correct the problem with the merchant, you may have the right not to respective balances any new transaction, subtract any payments or pay the remaining amount due on the purchase. To use this right, all of credits and make any other applicable adjustment(s). Your Cardmember the following must be true: Agreement provides for compounding of interest. A credit balance is I. The purchase must have been made in your home state or within treated as a balance of zero. If you multiply the "Balance Subject to 100 miles of your current mailing address, and the purchase price Interest Rate" for each balance category as shown on your monthly must have been more than S50. (Note: Neither of these are billing statement by the number of days in the billing penod and then necessary if your purchase was based on an advertisement we multiply each sum by the applicable DPR, the results will be the interest mailed to you, or if we own the company that sold you the goods assessed, except for mince variations caused by rounding. or services.) 2. You must have used your credit card for the purchase. Purchases credit bureau reports and disputes: We may report information made with cash advances from an ATM or with a check that about your account to credit bureaus. Late payments, missed accesses your credit card account do not qualify. payments, or other defaults on your account may be reflected in your 3. You must not yet have fully paid for the purchase. credit report. If you believe that an entry we have made on your credit report is inaccurate or incomplete, please contact the credit bureau If all of the criteria above are met and you are still dissatisfied with the directly or contact us at UBS Bank USA, Card Operations Division, 1000 purchase, contact us is welling at: Harbor Boulevard, 8th Floor, Weehawken, NJ 07086. We will request UBS Bank USA--Disputes Department your name; your account number; the credit bureau where you received P.O. Box 84040 the credit report; a descnption of the error; and why you believe it is an Columbus, GA 31908 error. We will promptly investigate, notify you of our findings, and send While we investigate, the same rules apply to the disputed amount as an update to the credit bureaus if warranted within 30 days. discussed above. After we finish our investigation, we will tell you our decision. At that point, if we think you owe an amount and you do not What to do If you think you find a 'mistake on your 'tetanal pay, we may report you as delinquent. If you think there is an error on your statement write to us at: UBS Bank USA--Card Operations Denson Please refer to your Cardmember Agreement for additional information 1000 Harbor Boulevard, 8th Floor about the terms of your Account. Weehawken, NJ 07086 C2011 UBS Bank USA SDNY_GM_00009054 CONFIDENTIAL EFTA01596976