EFTA01661203

American Exp. - cos Pinwedip, JEFFREY E EIRWIPEInipATE COPY klorrtsership ReWaidtt Poseur Number Page 6 of 8 1M33334712 Earn Hundreds of Bonus Points for Everyday Banking Guaranty Bank is proud to introduce My Checking, a special Call 1-800-288-8822 Olaf-ally BANK opportunity to earn hundreds of Membership Rewards® bonus points for opening an account, plus even more points toll•free or visit www.guarantygroup. com/mychecking to sign •ll•nlektinakv-uer based on your account's average daily balance. To sign up up. for an account today, just call 1-800-288-8822 toll-free or log on to www.guarantygroup.com/mychecking. (MR Bonus ID 7649) For coussiela lama ardoorsdacrik pest visa vninamembershIprewards.comisonuepolab.O1lor bed tom Si1/05-11821177. To be *be So WA talus coes, you must be crin8kel ki the Ilanteretip Rawaicie Po:Warn and crowd* your Cob enrotellererkm Eicarces0) Cana acne pares wit be creaked 10 yes ectounl wl7in 10-12 weeks en yeu mare your mord* chockig ascount steernent. Persona actarts Only. Guaranty Bath is M0R0& F0C. Scan ID. 7849. Earn 10x Points from FTD.COM® This Valentine's Day! Find the perfect way to show how much you care this Make Valentine's Day Valentine's Day, plus earn 10x points when you shop at special this year with flowers and gifts from FTD.COM. Send fresh flowers, delivered by a quality FTD® FTD.COM and earn 1Ox Florist. Or tempt their sweet tooth with cookies, chocolates, points when you shop at gift baskets, and more! So show you care and earn 10x www.ftd.com/amex points by visiting www.ftd.com/amexpromo or call promo or call 1-800-SEND-FTO and 1-800-SEND-FTD and give promo code 4134. give promotion code 4134. Calm valid arocts 1231823. Not veld in rail sloes or In calureliec wt any other oiler Iran F1D.COµ To earn tali,.On*, seurnuel be emoted an the thantershao ReWalltib program el the ins of pieehese (MR Bonus ID 7870) and charge sour purclbseb en el0the, ennalcd Armies Express*C.vd. Bonus paints wi te crectled you: %turbanhp Rewards ascourd 10-12 becks am ceder is devoted and chxgn atpear on yam tag %termer/ BOOS ID. 7870. Connoisseur 1,000 Thread-Count Linen Sheet Set Nap in the lap of luxury--for only 25,000 Membership To redeem, visit Rewards® points! This tightly woven 1,000-thread-count www.membershIp rewards.com/rewaSs or combed cotton sateen sheet set includes a deep-pocket call 1.800-AXP-EARN fitted sheet for up to 21" deep mattreses, a flat sheet and a (297-3276). pair of pillowcases. Made of 100% combed cotton sateen and single-ply yarn for the ultimate sleeping experience. (MR Message 7134) Available in King Size/Ivory (HLX126), King Size/White (HLX127), Queen Sizefivory (HLX128) or Queen Size/White (HLX129). Sordoni Pilantecshia Rtn program leans int conelcm apply. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01661203 DUPLICATE COPY Prepared For Account Nurbef Clocing Dale Page 7 of 8 JEFFREY E EPSTEIN XXXX- 01/29/06 CustomExtrar 2005 Year-End Summary - Coming Soon! When available online, you can access it by Your 2005 Year-End Summary will soon be available online. It visiting provides a detailed report of all charges billed to your account during vAwd.amerIcanexpress. the year, and is organized into expense categories that help make tax com/yearendsummary. preparation, as well as personal money management, much more (CE 106751) efficient. Merchant charges processed and posted to your account after 12/31/2005 will appear on next year's summary. The Online Summary offers simple navigation that allows you to view charges by merchant name, date, or charge amount, download, print and save your Year-End Summary for future use, and much more. Your 2005 Year-End Summary will be available after February 10, 2006. Earn Points When You Pay Your Bills Automatically To start benefiting from the convenience of When you pay your wireless phone bill automatically with your Automatic Bill Payment, Centurion® Card, you can earn double Membership Rewards® points visit vavve.american automatically too. Automatic Bill Payment is the simple way to express.com/abp46 for consolidate your bills and make sure they are paid on time. You can the inks and phone numbers of service even continue to receive a paper statement of your bill from your providers who accept the service provider for your records. Terms and conditions apply. Not all Card for automatic bill providers service all markets. In some instances, it may take more payment. than one billing cycle before initial paid amounts are posted to the (CC 106757) Card account. Please remember to cancel these payments with your service provider if you close your Card account, and advise your service provider if your Card account number changes. Exclusive Benefits at Equinox Fitness Clubs For more information, call Equinox at 212-774-6376 Equinox brings Centurion® members more value to an already or visit an Equinox incredible fitness experience through exclusive Centurion benefits. location. Join Equinox with your Centurion Card and receive benefits such as special membership pricing, 5 personal training sessions, 10 (CE 106758) childcare sessions, 3 Signature massages, a complimentary E-assessment, and 5 guest passes. You'll also receive ongoing annual benefits including 2 personal training sessions with the purchase of a package, two 50-minute Signature spa treatments with the purchase of 10 or more, and 2 coupons for The Shop. Program terms and conditions apply. 30% Off Vacations at SnapTravel.com/americanexpress Get 30% off when you book a vacation and pay There's a new universe of family-friendly vacations out there for you to with the Card. To bcok, or discover. From Orlando to the Caribbean, skiing to golfing, we are for mere information, visit proud to offer you-powered by Snap Travel--spacious and luxurious www.sneptravel.com/ accommodations. So, If you're looking for something beyond what americanexpress or call 1.866-8444015 today. you think of when you think of family vacations, let American Express and Snap Travel take you there. (CE 106755) Subject to availability. Advance reservations required. Snap Travel is offered by RCI Holiday Network, Inc., an Mama licensed real estate salesperson, whose principal broker is John Lawrence Hertweck. Snap Travel is a service mark licensed to such licensee. All Rights Reserved. Each Office is Independently Owned and Operated. Discover a New Degree of Pleasure To take advantage of this exclusive American You are invited to discover the par-excellence, premier hotel spa Express otter, please visit experience. From Napa to Paris, the ultimate mind/body connections vrtimprefeiredhotels. 4 are being served at Preferred Hotels & Resorts. A signature spa COM/31g/j0ll or call 1-800-323-7500. 44 treatment, unique to the local property, as well as a welcome amenity await you, as our gift when you make an I Prefer Spa package (CE 106756) 08,01 Reim & WOW reservation and pay with your American Express® Card. I Prefer Spa is valid January 1-December 31, 2006, at participating Preferred Hotels & Resorts. Signature amenity is unique to each hotel and valued at $50 U.S. or local currency equivalent. Rates are subject to availability and are exclusive of local taxes and service charges. Reservations must be guaranteed and settled with an American Express. Card Offer cannot be combined with any other offer. Blackout dates and other restrictions may apply. Void where proNtited. 020N- Preferred Hotel Group. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01661204 DUPLICATE COPY Prepuce For 4 Page 8 of 8 JEFFREY E EPSTEIN )000(4000a Will Your Auto Insurance Company Be There for You? Call 1-800-842-3344 today and be sure to mention Ameriprise Auto & Home Insurance is there for our clients. Our reference code 1N9 to underwriters have received an "A" (Excellent) rating by A.M. Best, the receive your quick, Ameriprise e 4aloillins Mummy leading independent rater of insurance companies. This rating attests to our financial strength, stability and soundness of operating performance. In other words, we'll be there when you need us. Besides great service, Ameriprise Auto & Home Insurance offers very no•obligation quote. Or, if you prefer, visit wvnv.amedprIse.comf autohome to get your quote. competitive prices. In fact, you could save up to $200. Call now to see (CE 106747) how much you could save. Auto & Home Insurance is urdenvritten by AMEX Assurance Company or IDS Property Casualty Insurance Company, De Pere, WI. Both companies are wholly owned subsidiaries of Amenprise Financial, Inc., independent of American Express. Travel Medical Protection - Travel with Peace of Mind There are some things you can't pack in a Travel Medical Protection, offered exclusively to American Express® suitcase, like adequate Cardmembers, provides insurance coverage for up to $100,000 for insurance. So, travel with eligible expenses related to evacuations and medical and dental peace of mindl To learn emergencies, while on a Covered Trip traveling anywhere in the more about the coverage or how you can enroll world, when more than 150 mile radius from Your Permanent yourself and your loved Residence for up to 45* days whether driving, flying on a Scheduled ones, call 1.800497-2900 Airline or taking the Amtrak. and mention RSVP code MKU. Travel Medical Protection is underwritten by AMEX Assurance Company, Administrative (CE 106768) office, De Pere, Wisconsin. Coverage is subject to the terms, conditions, and exclusions of Master Policies: (varies per slate) Axotaso, AX0916, AX0124 or Policy Form Number TMP-IND and is subject to change 'with notice. In most states. Now Accepting American Express® Cards! If there are other paces where you would like to Rex Stores - An electronics and appliance store with over 200 see the Card accepted, RY- locations in 37 states that saves you money every day. Visit please call the Custom www.Rexstores.com for the location nearest you. Service number that Is located al the top of your statement or the number Blair Perrone Steakhouse - A classic New York Steakhouse, that is on the back of your specializing in sizzling porterhouse steaks. Opened by Peter Luger Card. veterans in midtown Manhattan. 212-796.8000. (CE 106711) Bob Stevens Appliance & TV - One of the largest selections of quality appliances. We specialize in providing personal attention for your appliance needs. 631-288-3000. Extend Your Warranty! Few more information, visit us online at Suddenly, your cell phone stops working only days after the www.americanexpress. manufacturer's warranty has expired. Easily fixed. With the Buyer's comfba. Assurance Plan, if you purchase a covered item entirely with your American Express® Card, the terms of the warranty are extended for (CE 106817) up to one additional year on warranties of five years or less that are eligible in the U.S. Ewers Assurance Plan Is underwritten by AMEX Assurance Company, AdministralMs Office, Green Bay, WI. Coverage is determined by the terms, concfitions, and exclusions of Policy AX0953 and is subject to change with notice. This document does not supplement or replace the Policy. Pay Your Bill Easily • Online Sign up today at www.americanexpress. Manage your American Express® account payments on your comlpaycardblll. schedule. Pay immediately or schedule a future payment. You can pay it online, anytime you have Internet access. Just enroll to Pay By (CE 106815) Computer. It's the most convenient way to pay your bill and avoid a late fee. Once it's paid, you'll get instant confirmation. Plus, you can set up helpful Alerts. Enroll now at www.americanexpress.com/ paycardbill. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01661205 DUPLICATE COPY Centurion® Card ReinialAWC.; Points Available` Statement of Account at 01/31106, when charget du' are paid Mull and all accounts-are ingood standrig..i. Prceatel Foe paW, Dive JEFFREY E EPSTEIN 02/28/06 Page 1 of 8 New Aceay $ New Please Pay By Preveus Pubnce $ Pomo/twos Adjustnenos Balance $ 03/15/06 92.40 -92.40 +2,441.23 2,441.23 Please refer to page 3 for important information regarding your account For assistance or questions about your account, contact us at www.americanexpress.com or call Customer Service at 1-877-877-0987. Your 2005 Year-End Summary of Charges Online Your 2005 Year-End Summary should now be available online. It provides a detailed report of all charges billed to your account during the year, and is organized into expense categories that help make tax preparation, as wall as personal money management, much more efficient. Merchant charges processed and posted to your account after 12/31/2005 will appear on next year's summary. The Online Summay offers simple navigation that allows you to: View charges by merchant name, date, or charge amount, download, print and save your Year-End Summary for future use, and much more. Access your 2005 Year-End Summary online by visiting www.americanexpress.com/yes2005. Activity 1"6" 4"`""a" Amounts 5Por.kr..0014* *41 Due in Full Activity for JEFFREY E EPSTEIN caidcooccocco•aircs 01/31/06 WORLD ACCESS SERVICERICHMOND VA 478.00 FEES/SERVICES 02/16/06 FULL ACCESS ENTERTAI8008185773 NJ 450.00 ADMISSION/TICKETS ROC No. 0000000000 02/22/06 JETBLUE SALT LAKE UT 898.50 AIRLINE CHARGE From: To: Carrier: Class: J F KENNEDY A/P NY SAN JUAN PUERTO RI B6 J F KENNEDY NP NY Ticket Number: 99900332948090 Date of Departure: 02/27 Passenger Name: WASSONGILISA Document Type: PASSENGER TICKET + Please kb on the perlascn bony. &tree ant rem velli your payment + Continued on Page Payment Coupon Please Pay By: Please enter account 3715-657814-31005 03/15/06 number on all checks and correspondence. Make check payable to American Express. JEFFREY E EPSTEIN Finance Charges 457 MADISON AVE 4FL Total Amount Due See NEW YORK NY 10022-6843 $2,441.23 asection on reverse side for descriptor, of when additional Finance Charges are not assessed on Features. .....LIAIALI.W.MMdmhdM Check here if address or telephone number has changed. Please note Mail Payment to: changes cn reverse side. AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 11111111 000244123003244123 25 ri EFTA01661206 DUPLICATE COPY PicparaclEcr Page 2 of 8 JEFFREY E EPSTEIN >0000 ffinOtoa Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must be sent to the payment address shown on your statement and must include the remittance coupon from your statement. Payments must be made with a single check or daft drawn on a US bank and payable in US dollars, Of with a negotiable instrument payable in US dollars and clearable through the US banking system, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on ail payments. If To Pay By Phone payment does not conform to these requirements, crediting may be delayed and additional Charges may be imposed. If we 1-800-472-9297 accept payment made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment into US dollars, unless a particular rate is required by law. Please do not send post-dated checks. They will be deposited upon receipt. Our acceptance of any payment marked with a restrictive legend will not operate as an accord and Customer Service and satisfaction without our express prior written approval. Authorization for Electronic Debit: We will process checks Lost or Stolen Card electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, 1-877-877-0987 account number and check serial number to your financial institution, unless the check is not processable electronically or a 24 hourer7 days lesscostly process is available. By submitting a check for payment, you authorize us to initiate an electronic debit from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset Express Cash account as socn as the same day we receive your check, and ycu wal not receive that cancelled check with your bank or 1.800-CASH-NOW asset account statement. If we cannot collect the funds electronically we may issue a draft against your bank or asset account for the amount of the check Authorization for Electronic Payments: By using Pay By Computer, Pay By Phone or any other electronic payment service of ours you will be authorizing us to initiate an electronic debit to the financial International Collect account you specify in the amount you request. Payments received after 5:00 p.m. MST may not be credited until the next 1.954.503.8905 day. Allocation of Payments and Credits: Subject to applicable law, we wit, apply and allocate payments and credits among Features and Charges on your Account in any order and manner determined by us in our sole discretion. Finance Hearing Unpaved Charges: Average Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADB (9am-5pm EST) Method to calculate FC on your Account. Under this method, we figure the FC on your Account by applying the Daily TTY: 1.800.221.9950 Periodic Rate (DPR) to the ADB (as described below) for each Feature_ (inducing current transactions). Different daily FAX: 1.800.695.9090 periodic rates may be applied to separate Feature balances. To get the ADB for each feature, we (1) take the beginning In NY: 1-800-522-1897 balance for each day (including unpaid FC from previcus billing periods) (2) add any new transactions, debits, or fees_ , (3) subtract any payments or credits, and (4) make any appropriate adjustments. For each day after the first day of the billing poriod, no also add an amount of !Morose equal to the previous day's daily balance multiplied by the DPR for the Large Print and Braille gives us the daily balance for the Fe re for that day and the beginning balance for that FeatFeaturehe next Statements day. If this balance is negative, it is considered tobe zero. Then, we add up all the daily balances for the for the 1-877-877-0987 billing period and divide the total by the number of days in the billing period. This gives us the ADB for the Feature. If you pay the New Balance on this statement by the next Closing Date, then ycu will avoid additional FC on features included in this New Balance. If you multiply the ADS for each Feature by the number of days in the billing period and the DPR for that Feature, the result will be the FC assessed on that Feature, except for variations caused by rounding. The total FC for the billing period is calculated by adding the FC assessed on all Features of the Account. This method of calculating the ADB and FC results in daily compounding of FC. Transactions Made in Foreign Currencies: If you incur a Charge in a Correspondence foreigncurrency,it will be convertedinto US dollars on the date it is processed by us orour agents. Unless a particular rate is required by applicable law, we will choose a ocrwersion rate that is aoceptabte to us for that date. Currently, the conversion Customer Service, The rate we use V a Charge in a foreign currency is no greater than (a) the highest official conversion rate published by a Centurion° Card from government agency, or (b) the highest interbank conversion rate identified by us from customary banking sources, on the American Express conversiondate or the prior businessday, In each Instance Increased by 2%. Ths conversion rate may differ from rates P.O. Box 297846 in effect on the date of your charge. Charges converted by establishments (such as airlines) will be billed at the rates such Ft. Lauderdale, FL establishments use. Sln Min Ri Case of Errors or Questions About Your Bill: If you think your bill is incorrect, or if you nrild—rnce fl m) on a ut atransacbon on your bill, write us on a separate sheet of paper at the 33329-7846 Customer Service address noted to the right. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can telephone us at the number indicated On the front of this statement, tut done Customer Service so will not preserve your rgM. In your letter, give us the following information: T. Your name and account number 2. The P.O. Box 297804 dollar amount of the suspected error; 3. Describe why you bleier() there is an error. If you need more information, describe Ft. Lauderdale, FL the kern you are unsure about. You do not have to pay any amount in question white we are investigating, but you are still 33329.7804 obligated to pay the parts of your bill that are not in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. If you have authorized trate pay y0ur bill automatically from Payments your checking or savings account, you can stop the payment on any amount you think is wrong. To stop the payment your P.O. BOX gam letter must reach us three business days before the autorn i aic ocimyment is scheduled to occur. Special Rule for Credit NEW YORK NY Card Purchases: If you have a problem with the quality of s or services that you purchased vnth a erode card, and you 10116-2855 have tried in good faith to correct the problem with the merchant, you may not have to pay the remaining amount due on the goods or services. You have this protection only when the purchase price was more than650 and the purchase was made in your home state or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the property or services, all purchases are covered regardess of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) is shown on this statement, it represents money owed to you. If you do not make sufficient charges agaInst the craft balance or request a refund, we wi, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is $1.00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of c'edt card rates, fees and grace periods by calling 1-800-518.6666. Change of Address • To change your address online, visit www.americanexpress.com/updatecontactinfo carat on iron do nal use • For Name or Company Name changes, please call the Customer Service number on the back of your Card. • If your address or phone number has changed to a FOREIGN ADDRESS OR PHONE, please call Customer Service. • Please print clearly In blue or black Ink only In the boxes provided. Stool Addreas TTh Cry. Slab Zia Code Please provide your Mae Cede aria email address to 14:ITO Phone receive important Area Cede and account updates and Waft Phone exclusive Cardmember Email lorlional offers and benefits. You may visa the American Express Privacy Statement at www.aericanexpress.corn/prvacyfor more details and to set your email preferences. rn EFTA01661207 DUPLICATE COPY Prep:rod Fa Aecetril Number Cicala Ogle Page 3 of 8 JEFFREY E EPSTEIN )000(- 02/28/06 Due in Full continued Amounts 02/23/06 • AMAZON.COM SUPERSTORAMZN.COM/BILL WA 16.23 MERCHANDISE AMPSUPERSTORE ROC No. 0072056937 02/24/06 CAPE AIR RESERVATIHYANNIS MA 199.50 TRANSPORTATION SERVICES 02/24/06 CAPE AIR RESERVATIHYANNIS MA 199.50 TRANSPORTATION SERVICES 02/24/06 CAPE AIR RESERVATIHYANNIS MA 199.50 TRANSPORTATION SERVICES Total Due In Full Activity 2,441.23 Important Notice Please refer to page 2 Information on Flexible Payment Features for further important You may have access to one or more Flexible Payment Features as pan of your Card account. The current Annual information regarcing Percentage Rates (APRs) and Daily Periccfc Rates (DPRs) for the Flexible Payment Features are as follows: your account For Sign & Travel, the APR is 13.40%, the DPR is 0.0367% EFTA01661208 DUPLICATE COPY pepece re, bralft )000( NLITbe .xxxxt Page 4 of 8 JEFFREY E EPSTEIN EFTA01661209 MembePaiictigiragis Plus® Page 5 of 8 Monthly Statement and Program News American Exrress• For questions about your Statement Period re e 4nC Membership Rewards account, contact January 1, 2006 - January 31, 2006 1-800-AXP-EARN Account activity after this period does not appear on this statement EW (297-3276) Peep er:deer vnvw.americanexpress.com/rewards JEFFREY E EPSTEIN Available Points Menixvehb Reemedeflecounl Number American Express 1M33334712 2,959,835 Membership Rewards P.O. Box 297813 Points are available when charges are Earn Double Points for all Ft. Lauderdale, FL 33329.9785 paid in full and all your accounts are in Everyday Spend Points' your Everyday Spend - good standing. earned this period:I groceries, gas, pharmacy Available points Include Everyday Spend Points. 16,127 Account Summary Opening points balance 2,858,392 New points earned +1O1,443 Points transferred or redeemed O Reinstated points and adjustments O New points balance =2,959,835 New Points Earned O1/O1/O6 - 01/31/06 Points Activity On Everyday Spend Bonus Points Total Points Activity Eligible Charges Points Awarded Per Card Centurion 93 0 0 93 )OOOcX)OOO(4-31OO5 Platinum O 0 0 O )00000000C9-32002 Gold 18,964 0 O 18,964 XXXX-X)OOOO3-42OO8 Adel Gold 84 0 84 )OOO(4OOOO(8-45O19 WI Gold 9,634 1O3 0 9,737 )OOO(-X3OOO(8-43O3O Business Gold O 0 0 0 )COC(OOOOO(8-41CO9 Gold 0 O 0 O )0000000(X2-61005 Addl Gold 39,603 15,256 0 54.859 )OO3(4)OOO(2-63O11 Adel Gold 14,O38 629 0 14,667 )OOO(-XXOO(2-63O27 Adel Gold 2,900 139 0 3,O39 XXXX-X)COO(2-62O6O Totals 85,316 16,127 0 101,443 Membership Rewards Plus points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards Plus program Terms and Conditions in your Membership Rewards Plus Guide. If you have questions, please visit vAwramericanexpress.com/membershiprewardsplus or call 1-8OO-AXP-1O9O (297-1090). From overseas, call collect 305.816.2799. Important Change to Your Membership Rewards® Statement We have made an important improvement to your (MR Message 1O39) Membership Rewards statement. Beginning this month, your Membership Rewards statement will reflect a more up-to-date point balance. As always, points are available when all linked accounts are in good standing and payment requirements are met. If you need more information regarding this change, please call us at 1-800-AXP-EARN (297-3276). Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01661210 American Expresso ATE COPY .PIgegEY E EWE* Meenterarp Rewards. AC1.014 Nana( Page 6 of 8 1M33334712 Earn Hundreds of Bonus Points For Buying and Selling a Home You can earn hundreds of bonus points when you buy, sell, Visit www.awardsfor finance and refinance your home or business, plus more mortgageandrealestate. comiamerican-express or points for home warranty and van line moving services. All call 1.866.905.2600 today! for Mortgage loan applications or requests for services must be submitted AWARDS & Real Estate. at www.awardsformortgageandrealestate.com/ (MR Bonus ID 8299) american-express or 1-866-905-2600. Restrictions apply, visit website for complete terms and conditions. Cider va4 912005-12/3106br ban appb0cca tote suanthad. real estitarkan ins transactions lo be alba. aid for !eh KW hare warranty pLan Fe:ahead and paid for in U. To earn bonus poets. you must be eat in the Merntersh. Rewards...0gram 0 the tine cl the canctiled trataa0on and pra.Ce an erebb, encored Amerban Express. Card. BOMA parrs wit bo aedeal to your account 1042%606s aft the cernpkad transaction. Benue ID: 8299 New - Reward Yourself with Cole Haan Now you can redeem Membership Rewards® points for Cole For store locations, visit Haan Gift Cards. Cole Haan celebrates the best of American www.colehaan.com or call 1-800.201.8001. style and luxury. Each season Cole Haan shoes, accessories and coats are inspired by a passion for beauty and artisan (MR Message 8133) detail. The Cole Haan Gift Card is valid at all Cole Haan stores and online at www.colehaan.com. Get 50% Off The New York Times & Earn 500 Bonus Points Sign up for home delivery of The New York Times with your Visit www.nytimes.comf American Express® Card and earn 500 bonus points. Plus, amexotter or call 1.888- Ehtifinuilork Onus you'll save 50% off the regular home delivery rate for the first 7-NYT-YES to subscribe and take advantage of this twelve weeks. Explore everything The Times offers: timely rewarding offer today. business insights, provocative Op-Ed columns, restaurant/ Earn 500 bonus points and book reviews and more--all at exceptional savings! 50% off regular rates for home delivery of Vial WIA76-9/31106 in The New Yak Thom Delivery Strike seamy, to faders Me have not tud home The New York Times! delvay ratan pest 90days. Initt vald la Sint. Only subtabers. To earn bonus pain% you must be „ enroiod in Be marrinterpRents program site ine d Purchase and.you au. iOLg o raou f obt.Val (MR Bonus ID 7368) to an figtakk enrolled Arnetban Ewen Card. sent.vnl continue citer inizsdiatory a cogt. home decay rale Bid Gerd wit be char r. d in tontee every4-Avetki unless you cared igen Bonus able will be aedltd to your kteri rsItip Rewards aroevri wain 84 weeks *a ehartyea appear on yar 1010 sWernent.BCOA 0 7368. Redeem Membership Rewards® Points and Ski Intrawest Mountain Resorts! Arne/ (tam expt cite* Now you can redeem points for lift tickets and ski/snowboard To learn more about these rentals at Intrawest's most premier resorts including Stratton rewards arid redeem points, visit Mountain, Vermont, Mountain Creek, New Jersey, www.americanexpress. Snowshoe, West Virginia, Copper Mountain, Colorado and comirewards or call Winter Park Colorado. Each mountain is unique and offers 1.800-AXP-EARN something for every level of ability. (297-3276) (MR Message 1513) Visit www.amerianexpress.com/rewards to learn more about the mountains and how to redeem points. Mechanicians scpty. Telma and condo:co al the marteght, Flirs-ds program aft*. For mare iSormaitak vist www.ameetatnexpreassoinnewards Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01661211 DUPLICATE COPY Prepoied Accourt Nutter Maim Oge Page 7 of 8 JEFFREY E EPSTEIN X)00C- 02/28/06 e %stomExtras- Benefits with US Airways@ Dividend Miles® Gold Preferred To take advantage of this membership privilege, As a Centurion® member, you can enroll in the US Airways® Dividend contact Centurion Member Miles® program as a Gold Preferred member with no mileage Services at requirement. The exclusive program benefits can make your travel 1.877-877-0987, option 3. convenient and rewarding, including seating privileges, accelerated (CE 106879) mileage accrual, elimination of blackout dates, and award travel to nearly 800 destinations with the Star Alliance"'. Centurion membership and US Airways partnership Is subject to mutual consent of American Express and US Airways. Priority boardng privileges aro not provided at all airports, by all airlines. All Dividend Miles terms and condtions apply, includng the right to terminate or change the program cr any portion of the program at any time, with or without notice. Upgrades and certain awards are subject to capacity controls. Experience Your Reward@ Customize your unique experience or review the With Your Reward, you can use Membership Rewards® points to entire selection of rewards create one-of-a-kind experiences. It's simple, you tell us your idea packages by visiting and a Reward Specialist handles the rest--from start to finish. Need waameticanexpress. ideas? Then choose from one of our many prepackaged experiences corn/rewards or calling CASI)Mtl.1BM 1-800-AXP•EARN BENEFIT‘ that provide you with a wide range of unique ideas. (297-3276). Packages are subject to availability. All vendors must accept the American Express* Card. (CE 106880) Unless otherwise noted, all gratuities and taxes are included In the package point value. Packages are based On certain costs and times associated with products and service. If these change, point redemption may increase. Terms and conditions of the Membership Rewards program apply. Visit www.americanexpress.com/rewards for full program terms and conditions. Planning Travel? Visit menv.amerIcenexpress. If you will be traveling soon, consult the new Global Assist® comiga to start preparing Destination website, which provides a quick and easy way to get for your trip! information on 240 countries. Access all the information you need before you go, such as weather reports, currency exchange rates, (CE 106881) U.S. Embassy locations, and more! And remember—when you're traveling more than 100 miles from home and need emergency financial, medical or legal assistance, the Global Assist Hotline* is available 24/7--just for you. 'While the many Global Assist Hotline coordination and assistance services are free benefits from American Express, Cardmembers are responsible for the costs charged by third-party service providers. Imagine a Good Thing - Only Better Visit vnwi.mylllemycard.comr That's what American Express is doing when it comes to family famllyvacation for great vacations. We're adding something a little extra by offering you more travel offers. than just great travel deals. From car rental upgrades to restaurant rebates, American Express wants to help make your family trip even (CE 106923) more special. Visit www.mylifemycard.cornifamilyvacation for great travel offers. Now Accepting American Express@ Cards! If there are other places where you would like to '01 ' ADT® - A single ADT system can help protect your life and property see the Card accepted, from burglary, fire, carbon monoxide and more. Call please call the Customer 1-800-ADT-ASAP or visit www.adt.com today. Service number that is located at the top of your statement or the number Burger King® - Buy your next Whopper sandwich with the American that is on the back of your Express Card. Have It Your Way® means Pay It Your Way® at Card. participating restaurants. Go to www.bk.com. (CE 106847) HO - NY Bistro in the heart of Soho serving Brunch, Lunch, and Dinner is accepting Valentine's reservations. 90 Thompson St. New York City. 212-966-2755. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01661212 DUPLICATE COPY Prepared for JEFFREY E EPSTEIN )A&S-XXXX Page 8 of 8 Free Guide for Cardmembers from Ameriprise Financial To order your free guide, call Ameripdse Financial At Ameriprise Financial we're here to help Cardmembers achieve their at 1.800552-0109 or financial success.That's why we would like to offer you our Smart visit our website at Money Management Workbook--free with no obligation. The vrvivtameriprise.com. workbook is filled with easy-to-understand information about reducing (CE 106871) your taxes, planning for college, balancing risk and investment, and Ameriprise determining your net worth. TOWS Brokerage, investments and financial advisory services are made available through Ameripose Financial Services, Inc. Member NASD and SIPO an Ameriprise Financial company. Ameriprise Financial Services Is no longer owned by the American Express Company. *2006 Amedprise Financial, Inc. AO Rights Reserved. Fraud Protection Guarantee To learn more, visit www.americanexpress. When you use the American Express® Card online or off, you won't com/fraudprotection FPI be responsible for any unauthorized charges. Period. No fine print, no guarantee. deductible--just pure protection, so you can shop with confidence anywhere on the Internet or in shops. Should any fraudulent charges (CE 106961) CARD !MASER SEHEFITS appear on your statement, simply notify us at the number on the back of your Card. Identity Theft Assistance from American Express For more information, visit us online at No matter how careful you are, identity theft can happen to you. But www.americanexpress. here's the good news. With Identity Theft Assistance, we have com/Idtheft. representatives on call when you need them--24/7--in case the unexpected does happen. We can help determine if you are a victim (CE 106963) of identity theft, recommend steps for recovery, and offer tips on how to protect yourself in the future. On request we'll also send you a comprehensive package designed to further help you navigato tho recovery process. Should you discover that somebody is using your identity online or in shops, you can turn to American Express for help. And more good news--as a valued Cardmomber, you automatically receive Identity Theft Assistance, free of charge. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01661213 DUPLICATE COPY 410A 69.P*4 50-1 Centurion® Card eiltiernbekthiii O4Mrardst Statement of Account rpt:03r48/06. when charges'due are paid i0 sfiilltandall accounts are in.geed st Closers Dale me. ProproS For JEFFREY E EPSTEIN 03/29/06 Page 1 of 12 Nosirseerey$ New Please Pay By NOVI= Balorce $ IrroA*Mmft Balance 04/13/06 2,441.23 +847.54 847.54 Please refer to page 3 for important Information regarding your account See Page 7 For A Notice Of Changes To Your Agreement See Page 11 For An Important Privacy Notice For assistance or questions about your account, contact us at www.americanexpress.com or call Customer Service at 1.877.877.0987. Activity "":"* OC"42° " cosign Curtercy oorverc'on rt.* is base rate des 2%. See pc* 210 Amount$ MOMg t!tri:Tt mcelyed .Thmlift, Fvcran,,percrrg ;74:WW tatoural Due in Full Activity for JEFFREY E EPSTEIN Carel OSOIXODOCOC4-31005 02/28/06 SAMANTHA, PARIS 16A00 204.56 —European Wise VOUS REMERCIE DE VOTRE VISITE Euro 02/28/06 SAMANTHA, PARIS 275,00 334.84 'Tun:peon tIrsoo VOUS REMERCIE DE VOTRE VISITE EVf0 03/07/06 GUTHY-FIENKER CORP 800.235.6050 CA 67.90 ACNEMEDICINE ROC No. 0080883692 03/11/06 AMAZON.COM SUPERSTORAMZN.COMIBILL WA 97.47 MERCHANDISE AMVSUPERSTORE ROC No. 0080200578 03/11/06 AMAZON.COM SUPERSTORAMZN.COM/B1LL WA 8.82 MERCHANDISE AMDSUPERSTORE ROC No. 0080668310 03/12/06 AMAZON.COM SUPERSTORAMZN.COMILL WA 14.13 MERCHANDISE AlvIrSUPERSTORE ROC No. 0080666812 + Meat. WWI* pitforgmn tobv, dotal, and 'plum with your payment Continued on Page 3 Account Number Please Pay By: Please enter account Payment Coupon 3715-657814-31005 04/13/06 number on all checks and correspondence. Make check payable to American Express. JEFFREY E EPSTEIN Finance Charges 457 MADISON AVE 4FL Total Amount Due See section on reverse side for NEW YORK NY 10022-6843 $847.54 a description of when additional Finance Charges are not assessed on Features. Check here if address or telephone number has changed. Please note Mail Payment to: changes on reverse side. AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 Lunn LW! I II I I IN1,I,Illlllll,lt,ILl 000084754000084754 25 rl EFTA01661214 DUPLICATE COPY Pttparod Fa Page 2 of 12 JEFFREY E EPSTEIN )COOWOCCOM Payments: Payments received after 12:00 noon may not be wedded until the next day. Payments must be sent to the payment address shown on your statement and must include the remittance coupon from your statement. Payments must be made with a single check or draft drawn on a US bank and payable in US dollars, or with a negotiable nstrre rn i nt biaggadboletirisUal dollars clearable thet erelect:ci: prmeendt oneittlio:apay banking \syesttrAgioluhdiogglringn t tif jcBearable and the US banking yments. To Pay By Phone payment does not conform to these requirements, crediting may be delayed and addtional i Charges may be imposed.If we 1.800-472.9297 accept payment made in a foreign currency, we will choose a conversion rate that is acceptable to us to coned your payment into US dollars, unless a particular rate is wired by law. Please do not send post-dated checks. They wit be depo5ited upon receipt. Our acceptance of any payment marked with a restrictive legend w11 not operate as an accord and Customer SenfiLe and satisfaction without our express prior written approval. Authorization for Electronic Debit: We will process checks Lost or Stolen Card electronically, at first presentment and any representments, by transmitting the amount of the check, routing, number, 1-877-877-0987 account number and check serial number to your financial institution, unless the check is not processable electronically or a 24 hours/? days less costly process Is available. By submitting a check for payment, you authorize us to initiate an electronic debit from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset Express Cash account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or 1.800-CASH-NOW asset account statement. If we cannot collect the funds electronically we may issue a draft against your bank or asset account fcr the amount of the check Authorization for Electronic Payments: By using Pay By Computer, Pay By Phone International Collect or any other electronic payment service of ours you will be authorizing us to initiate an electronic debit to the financial 1-954-503-8905 account you specify in the amount you request. Payments received after 5:00 prn. MST may not be credited until the next day. Allocation of Payments and Credits: Subect to applicable law, we willapply and allocate payments and areas among Features and Charges on your Account in any order and manner determined by us in our sole dbaetnn. Finance Hearing Impaired Charges: Average Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADS (9am-5pm EST) Method to calculate FC on your Account. Under this method, we figure the FC on your Account by applying the Daily fly: 1-800-221.9950 Periodic Rate (DPR) to the ADB (as described below) for each Feature (including current transactions). Different daily FAX: 1.800.695-9090 periodic rates may be ;replied to separate Feature balances. To get the ADS for each feature, we (1) take the beginning In NY: 1-800-522-1897 baiance for each day (including unpaid FC from previous billing periods) (2) add any new transactions, debits, or fees (3) subtract any payments or credits, and (4) make any appropriate adjustments. For each day after the first day of the billing period, we also add an amount of interest equal to the previous day's daily balance mulifplied by the DPR for the Large Print and Braille Feature. This gives us the daily balance for the Feature for that day and the beginning balance for that Feature for the next Statements day. If this balance is negative, it is considered to be zero. Then, we add up Al the daily balances for the Feature for the 1-877-877-0987 • biting period ariddivide the total by the number of days in the billing period. This gives us the ADB for the Feature. If you pay the New Balance on this statement by the next Closing Date, then you will avoid additional FC on features included in this New Balance. If you multiply the ADS for each Feature by the number of days in the loafing period and the DPR for that Feature, the resat will be the FC assessed on that Feature, except for variations caused by rounding. The total FC for the biting period is calculated by adding the FC assessed on all Features of the Account. This method of cakulating the ADS and TO results in daily compounding of FC. Transactions Made in Foreign Currencies: If you incur a Charge in a Correspondence foreign currency, it will be converted into US dollars on thedate it is processed by us or our agents. Unless a particular rate is required by applicable law, we will choose a conversion rate that is acceptable to us for thardate. Currently, the conversion Customer Service, The rate we use for a Charge in a foreign currency is no greater than (a) the highest official conversion rate pub-shed by a Centurion* Card from government agency, or (b) the highest interbank conversion rate identified by us from customary banking sources, cn the American Express conversion date or the pnor business day, in each instance increased by 2%. This conversion rate may differ from rates P.O. Box 297846 in effect on the date of your charge. Charges converted by establishments (such as airlines) will be billed at the rates such Ft. Lauderdale, FL establishments use. Billing Rights Summary: In Case of Errors or Questions About Your Bill: If you think your bill is incorrect, or if you need more information aWut atransaction on your bill, write us on a se rate sheet of paper at the 33329-7846 Customer Service address noted to the right We must hear from you no later than 60 days alter we sent you the-first bill on which the error or problem appeared. You can telephone us at the number indcated on the front of this statement, but doing Customer Service so will not preserve your rights. In your letter, give us the following information: 1. Your name and waif mt number 2. The P.O. Box 297804 dollar amount of the suspected error; 3. Describe why you believe there is an error, If you need more information, describe Ft. Lauderdale, FL the item sou are unsure about. You do not have to pay any amount in question while we are investigating, but you are still 33329-7804 obligated to pay the parts of your bill that are not in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. If you have authorized us to pay your bill automaticMy from Payments your checking or savings account, you can stop the payment on any amount you think is wrong. To stop the payment your P.O. BOX 2855 letter must reach us three business days before the automatic' payment is scheduled to occur. Special Rule for Credit NEW YORK NY Card Purchases: If you have a pcbem with the quality of goods or services that you purchased with a credit card, and you 10116-2355 have tried in good faith to correct the problem with the merchant, you may not have to pay the remaining amount due on the goods or serinoas. You have this protection only when the purchase price was morethan 650andthe purchase was made in your home state or within 100 mites of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the property or services, all purchases are covered regardless of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) is shown on this statement, 4 represents money oned to you. If you do not make sufficient charges against the credit balance or request a refund, we MI, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is $1.00 cr more. New York residents may contact the New York Banking Department to obtaina comparative listing of credit card rates, fees and grace periods by calling 1.800.518-8866. Change of Address • To change your address online, visit ww.v.americanexpress.com/updatecontactinfo corcot n Icon • For Name or Company Name changes, please call the Customer Service do no! oH, number on the back of your Card. • If your address or phone number has changed to a FOREIGN ADDRESS OR PHONE, please call Customer Service. • Please print clearly in blue or black ink only in the boxes provided. Stteel Morons City, slate 2rp Code Please provide your Area Gado aM e-mail address to Homo Fluor* receive important Arra Corkr and account updates and Work Moo exclusive Cardmember Final (optional) offers and benefits. You mayvisit the American Express Privacy Statement at www.americanexpress.conVpnvacy for more details and to set your email preferences. EFTA01661215 DUPLICATE COPY Prepv..1 F'c ArodN NurLer Cksb3 D- Po,00, 3 of 12 JEFFREY E EPSTEIN )000(.000 03/29/06 Due in Full continued " Potts Currency onenon ride act9n S:endrg Amounts is bate ateplus 2%. See pve 21a &bib. 03/13/06 AMAZON.COM SUPERSTORAMZN.COM/BILL WA 20.68 MERCHANDISE AMZ'SUPERSTORE ROC No. 0121722738 03/23/06 AMAZON.COM SUPERSTORAMZN.COM/BILL WA 42.18 MERCHANDISE AMZ'SUPERSTORE ROC No. 0086708694 03/24/06 AMAZON.COM SUPERSTORAMZN.COM/Blu. WA 24.97 MERCHANDISE AMZ'SUPERSTORE ROC No. 0066999396 03/24/06 AMAZON.COM SUPERSTORAMZN.COMMILL WA 15.03 MERCHANDISE AMZ'SUPERSTORE ROC No. 0087765054 0329/06 AMAZON.COM SUPERSTORAMZN.COWBILL WA 16.96 MERCHANDISE AMZ'SUPERSTORE ROC No. 0089386085 Total Due in Full Activity 847.54 Important Notice Please refer to page 2 Information on Flexible Payment Features for further important You may have access to ono or more Flexible Payment Features as part of your Card account. The current Annual informatbn regarding Percentage Rates (APRs) and Daily Perlocic Rates (DPRs) for the Flito6ble Payment Features are as follows: your account For Sign & Travel, the APR is 13.40%, the OPR is 0.0367% EFTA01661216 DUPLICATE COPY Prepared Fee Page 4 of 12 JEFFREY E EPSTEIN xisbotctoa EFTA01661217 membelVfikftigiffais Plus® Page 5 of 12 Monthly Statement and Program News American Express• For questions about your Statement Period Membership Rewards account, contact February 1, 2006 - February 28, 2006 1-800-AXP-EARN Account activity after this period does not appear on this statement (297-3276) mwt.arnericanexpress.com/rewards IPEMEY E EPSTEIN Available Points MerntershP Road* Past Rua. American Express 1M33334712 3,051,693 Membership Rewards P.O. Box 297813 Points are available when charges are Earn Double Points for all Ft. Lauderdale, FL 33329-9785 paid in full and all your accounts are in Everyday Spend Points your Everyday Spend - good standing. earned this period: groceries, gas, pharmacy Available points include Everyday Spend Points. 1%064 Account Summary Opening points balance 2,959,835 New points earned +91,858 Points transferred or redeemed 0 Reinstated points and adjustments 0 New points balance =3,051,693 New Points Earned 02/01/08 - 02/28/06 Points Activity On Everyday Spend Bonus Points Total Points Activity Eligible Charges Points Awarded Per Card Centurion 2,443 0 0 2,443 XXXX-XXX)004-31005 Platinum 0 0 0 0 XXXX-XXXXX9-32002 Gold 4,465 0 0 4,465 )000C-XXXXX8-42008 Add? Gold 94 0 0 94 XXXX-XXXXX8-45019 Addi Gold -3,939 0 0 4,939 XXXX-XXXXXB-43030 Business Gold 0 0 0 0 )000C-X)00(X8-41009 Gold 0 0 0 0 )000(-X)000(2-61005 Add? Gold 46,880 9,252 0 55,132 )001X-XX)00(2-62011 Addl Gold 29,723 643 0 30,366 )000t-X)00Q-63027 Addl Gold 3,128 169 0 3,297 )000(-X)000(2-62060 Totals 81,794 10,064 0 91,858 Membership Rewards Plus points earned may be transferred or redeemed as brig as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards Plus program Terms and Conditions in your Membership Rewards Plus Guide. If you have questions, please visit VAwcamericanexpress.com/membershiprewardsplus or call 1-800-AXP-1090 (297-1090). From overseas, call collect 305.816-2799. Switch to Earthtink® • Earn 3,000 Bonus Points! Earn 3,000 Membership Rewards® points when you sign up Call 1-866-748-7902 or visit www.earthlInIcnet/ fitortlaink we revolve around yea for EarthUnk's DSL, Cable, or Dial-Up Internet service. Enjoy powerful tools like AntiVirus, Firewall, and Spam Blocker. partners/amx/stmt to sign up. Have your American You'll get all the benefits of EarthLink's safe and secure Express Card and Internet service, PLUS, add thousands of points to your EarthUnk offer code (DSL- Membership Rewards account. 1024883: Cable-1024882: Dial Up-1024481) handy Ole yo:d 10.10126-1091:6 only when you enrol through URI- or phone nutter noted oboe, an] poikle when you sign up. {pee& offer code. Firctfene or tvgra to Neb.:peed athmens ore/. One One eel per Coodmenter inkss arta; to hOh-epeed. To earn bonus pit. you must be enro?ed in the htenterehp Rewas (MR Bonus ID 6198) program a the hero cd stn up and dune yw monthfr !cos on an elgble, erected Pmek..a Enna® Card. Ea; priers wd be aeclIcel to).our OCOOON wenn 10-12 weeks alte. the 2nd month d Earaink =Inas sevioe aeon an you bang 'tato-nett Emus ID: 6195. Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01661218 PrePmd lei JEFFREY E ErrwrEldpATE COPY American Expresso Waders:80 Reewele ACCCOrg Ntrobet Page 6 of 12 1M33334712 Earn Double Membership Rewards® Points at Creative Playthings Recognized for superior quality and value, Creative For the nearest store, Playthings has over half a century of experience in crafting visit us at www.creatIveplaythings. wooden swing sets and other family-oriented products for corniarnex or call thousands of families. 1.800.247.9464. •CreAny fun Si.^CO 1951' Swing Sets • Play Houses • Trampolines • Basketball (MR Bonus ID 0526) Systems • Hot Tubs • Billiards & Games Cloy ea:elthrough 54126. To be e•gb`e lo earn tcaus pit, you matte ersoted in to Mernbenthip liewaxb program at the Ins d purctfte and ythimusl chalet yaw weber.° en en ergbith entoltd Ametcan Erma. Guth Baths pyints wit be crated b your Merrtersthelk au4 =art w?tie weeks thee chaiges appear on your taro ',element Oath Point °lex aialado atpttkipaSna slam oNy. Donee ID: 0526. Limited Time Offer - Panasonic 2.4 GHz FHSS GigaRange® Digital Cordless Answering System Panasonic Panasonic 2.4 GHz FHSS GigaRange® Digital Cordless Answering System with Dual-Handsets--Only 14,500 Membership Rewards® points! Offer is valid through April 15, To redeem, visit www.americanexpress. com/rewards or call 1.800-AXP-EARN 2006. This system has a digital answering system with a ideas for life 2-digit LCD call counter on base, voice menu, and remote control from handset or outside line. Includes two handsets, (297-3276) by April 15, 2006 and mention Reward code PRM353. 1 base and 1 charger. Features Call Waiting, Caller ID (with (MR Message 7349) service) and light-up indicator with ringer/message alert. Stlyclaml ethe Aowwda leen* cordeethe cut. Redeem Membership Rewards® Points for the 5th Annual Tribeca Film Festival AMR 31-MAY 7 Celebrate New York and the best in independent film at the To redeem Membership TR BECA Tribeca Film Festival, held from Tuesday, April 25th through Rewards points for tickets, F LM call the Festival box office Sunday, May 7th, 2006 at locations throughout the City. at 1.866.941-FEST or go FEST VAL. American Expresso Cardmembers have an exclusive to tribecafilmtestivalorg, ••••••••11W.••• ,•,•••••••...". early-on-sale opportunity to purchase tickets from Saturday, and for Tribeca reward April 8th through Thursday, April 13th. packages, log on to www.membershlp rewards.com/exclus I ves. (MR Message 6245) Redeem Membership Rewards® Points This Spring for Shopping with Crate & Barrel In addition to their exclusive collection of classic and To start redeeming today, contemporary furniture, Crate & Barrel offers a tempting log on to wvm.amerIcanexpress. Crate&Barrel variety of bedding, glassware, dinnerware, kitchen and outdoor living products. For a store near you, visit com/rewards or call 1-800-AXP-EARN www.crateandbarrel.com or call 1-800-996-9960. (297-3276). (MR Message 4002) Redeem Membership Rewards® Points for a Williams-Sonoma Gift Certificate With a gift certificate from Williams-Sonoma, Cardmembers For a store near you, visit enrolled in the Membership Rewards program can shop from www.wIlltams-sonoma. corn or call WILLIAMS-SONOMA among thousands of culinary products from around the 1.800.541.2233. world, including the finest professional-quality cookware, cutlery, dinnerware and tableware, plus unique specialty (MR Message 0470) foods and an impressive selection of cookbooks. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01661219 DUPLICATE COPY Pr efatrelf CleeN Dale Page 7 of 12 JEFFREY E EPSTEIN 03/29/06 Notice of Changes to Your Agreement We are making Important Changes to your American Express Cardmember Agreement ("Agreement') governing the American Express° Card Account identified on this Notice. These changes become effective on the dates Indicated below, whether or not you receive a billing statement. This Notice formally amends your Agreement, and any contrary or conflicting language in that Agreement Is replaced fully and completely. Note that the terms of your Account are subject to change (Including increasing APRs/DPRs and fees, changing fixed APRs/DPRs to variable APRs/DPRs. and adding new terms) in accordance with the Agreement governing your Account. All terms of the Agreement not amended herein remain in full force and effect. This is an Important Notice of changes to your American Express Card Account Agreement. We recommend that you carefully review these changes, share them with any Additional Cardmembers on your Account, and then keep this Notice for future reference. If you have questions regarding this Notice, please cal the telephone number listed on the back of your American Express Card. FlexSelect Program Effective January 31, 2006, we have discontinued the FlexSelect Program. Accordingly, the fourth paragraph of the Flexible Payment Features section of your Agreement, and the reference to "FlexSelect in the frst paragraph of that section, are deleted. Application of Payments (Effective Immediately) The second sentence of the last paragraph of the Payments section of your Agreement is replaced with the following: "In most cases, we wll apply and allocate payments to the Minimum Amount Due on Feature balances first, then to amounts due in full. The remainder of your payment will be applied to any outstanding Feature balances. Amounts applied to Feature balances will be applied first to Feature balances at lower Annual Percentage Rates ("APRs") and then to higher APR Feature balances." Annual Fees We are changing the annual fee structure fix Additional Cards. We will charge a single annual fee for up to three Additional Platinum Cards on your Account, and a single annual fee for each Additional Platinum Card after the first three. We will charge a single annual fee for up to five Additional Gold Cards on your Account, and a single annual fee for each Additional Gold Card after the first five. We will apply this new structure on the renewal date of each Adddional Card on your Account that occurs on or after August 1, 2006. There is no change to the annual fee for Additional Centurion Cards. Accordingly, effective August 1, 2006, we are replacing the Annual Fees section of your Agreement with the following: 'We will bill to your Account an annual fee of $1,000 for the Basic Card and $500 for each Additional Centurion Card. We will bill to your Account an annual fee of $175 for up to three Additional Platinum Cards on your Account and $175 for each Additional Platinum Card on your Account after the first three, $45 for up to five Additional Gold Cards on your Account and $45 for each Additional Gold Card on your Account after the first five: Changing this Agreement/Assignment of this Agreement Rearming on or around April 21, 2006, your account may be transferred from American Express Centurion Bank to its affiliate, American Express Centurion Services Corporation, if your account is in default under the terms of your Agreement. If your account is transferred, your account number will not change. Accordingly, the following sentence is added to the end of the Changing this Agreement/Assignment of this Agreement section of your Agreement: "Your Account may be transferred to American Express Centurion Services Corporation if your Account is in default under the terms of this Agreement." Also, effective May I, 2006, the following sentence is added, if not already present, as a new third sentence in the same section: "This written Agreement is a final expression of the agreement between the creditor and the debtor and the written Agreemert may not be cont-adicted by evidence of any alleged oral agreement: Other Important Information About Your Account Regarding The Car Rental Loss and Damage Insurance Plan We are adding coverage for Loss of Use as an additional benefit of the Car Rental Loss ar.d Damage Insurance Plan. This coverage will be In effect for any Loss of Use Incurred on or after May 1, 2006. Also, additional changes to the Plan have been noted below. Accordingly, the Description of Coverage for the Car Rental Loss and Damage Insurance Plan is revised as follows, effective May 1, 2006. The following definition is added under the first paragraph of the Description of Coverage: "Rental Auto" means a four-wheeled, two-axle passenger type motor vehicle, designed for and sold to accommodate private passenger transport on public roads. The following is added to the end of the first paragraph in the 'Who is Eligible for Coverage" section: (3) You maintain your Permanent Residence within the 50 United States of America, the District of Columbia, Puerto Rico or the U.S. Virgin Islands. "Permanent Residence" means tho Covered Person's ono primary dwelling place where the Covered Person permanently resides and intends to return. The following is added to the end of the 'Length of Coverage' section: Note: In no event shall coverage be provided when the Cardmember rents a Rental Auto beyond 30 consecutive days from the same Rental Company, regardless of whether the ongnal agreement is extended, or a new written agreement is entered into, or a new vehicle Is rented. Additionally, no coverage will be provided When the Primary Renter rents a Rental Auto for more than 30 consecutive days out of a 45 day period within the same geographic markeUlocation (75 mile radius). The following is added to the end of the last sentence in section A under "What is Covered': "and Loss of Use." BP/TR14FYI/0306 EFTA01661220 DUPLICATE COPY Prepared roe JEFFREY E EPSTEIN S .. Page 8 of 12 The following paragraph is added under the first paragraph of section A in the "What is Covered" section: •Loss of Use' means the unavailability of a Rental Auto and consequent loss of revenue by the Rental Company due to damage or theft. UNess otherwise required by law, the Rental Company must submit a fleet utilization log indicating that during such time: 1. other Rental Auto was available; and 2. there was a demand for a Rental Auto. The following word Is removed from the fourth sentence In section B of 'What Is Covered': "osteopath" Under 'Vehicles Not Covered; the first bullet point is replaced with the following: • expensive autos, which means autos with an original manufacturer's suggested retail price of $75000 or more when new; Under 'Vehicles Not Covered; the third bullet point is replaced with the following: • trucks, pick-ups, cargo vans, custom vans; Under 'Vehicles Not Covered," the tenth bullet point is replaced with the following: • full sized sport utlity vehicles including but not limited to Range Rover, NOTE full sized sport utility vehicles with an original manufacturer's suggested retail price of less than $75,000 are covered when rented for personal or business use only. The following exclusion under the 'Losses Not Covered section Is deleted: • loss of use fees imposed by the Rental Company; The first paragraph under "How to File a Claim' is replaced with the following: Notification of damage, including vandalism, theft, or an accident must be reported to the appropriate law enforcement agency as soon as reasonably possible. This requirement applies regardless of whether the Rental Auto is involved with other vehicles. Failure to notify may result in denial of benefits. If a loss occurs, a Cardmember should promptly notify the Car Rental Loss and Damage Claims Unit toll free at (800) 338-1670 in the U.S. only or call (440) 9142950 from other locations worldwide. If the faun, of a Cardmember to promptly report a loss prejudices the rights of the Insurer, the claim may be denied. The second paragraph under 'How Benefits are Paid' Is replaced with the following: All other payments, with the exception of loss of life, shall be payable to the Cardmember or Passenger. Payments for loss of life of a Cardmember or Passenger shall be payable to the first surviving class of the following: 1) his or her spouse or Domestic Partner, 2) his or her children, equally per serpes; 3) his or her estate. "Domestic Partner" means persons of the same or opposite gender who either, 1. can provide documentation of registration of the Domestic Partner relationship pursuant to a state, county or municipal provision, or 2. can meet the following qualifications: a) have resided with each other continuously for at least the past 12 months in a sole-partner relationship that is Intended to be permanent; b) are not married to any other person; c) are at least 18 years old; d) are not related to each other by blood closer than would bar marriage per state law; and e) are financially Interdependent as can be documented by copies of joint home ownership or lease, common bank accounts, credit cards, investments, or insurance. The form number is replaced with the following: 'CRLDI-DOC-CEN 11/05' Car Rental Loss and Damage Insurance is underwritten by AMEX Assurance Company, Administrative Office, Green Bay‘ Wl. Coverage is determined by the terms, conditions, and exclusions of Polley AX0925 and is subject to change with notice. This document does not supplement or replace the Policy. 8=1ONALAILOSIMMILORBESIOENISSELOUb51ANA (CRLDI-RDR1-LA 11105) The Rights of Recovery section is replaced with the following: If the Company makes any payment under this Policy and the Cardmember has the right to recover damages from another, the Company shall be subrogated to that right. However, the Company's right to recover is subordinate to the Cardmember's right to be fully compensated. ADOITIONALANFORMATION FOR RESIDENTS OF SOUTH DAKOTA (CRLDI-RDR1-SD 11/05) Under Losses Not Covered, item number 5 is replaced with the following: Car Rental Loss and Damage Insurance does not cover losses caused by or =titled to by: 5. violation of criminal law, or commission of a criminal act, whether cited or charged; Under Losses Not Covered, item number 7 is replaced with the following: Car Rental Loss and Damage Insurance does not cover losses caused by or contributed to by: 7. consumption of alcohol at or in excess of the legal blood alcohol level for a felony conviction in the state or locality in which the Accident occurred; ADDITIONAL INFORMATION FOR RESIDENTS OF VERMONT (CRLDI-RDR1-VT 11/05) Under Losses Not Covered, the folloviing item is hereby removed: 7. alcohol intoxication on the part of the driver, as defined in the state where the Accident occurred; 6DDITIONAL INFORMATION FOR RESIDENTS OF WISCONSIN (CRLDI-ROR1-W111/05) Under Losses Not Covered, the following items are hereby removed: 5. illegal activity, such as losses where the Rental Auto was used for, or involved in illegal activity or felony; 7. alcohol intoxication on the part of the driver, as defined In the state where the Accident occurred; 8. voluntanly taking any drug or acting under the influence or effect of that drug (unless taken as prescribed or administered by a Doctor); Under Losses Not Covered, the following item Is added: 18. the use of the Rental Auto for unlawful purposes, or for transportation of liquor in violation of law, or while the driver is under the influence of an intoxicant or a controlled substance or controled substance analog, or a combination thereof, or under the influence of any other drug to a degree which renders him or her incapable of safely driving, or under the combined influence of an intoxicant and any other drug to a degree which renders him or her incapable of safely driving, or any use of the motor vehicle in a reckless manner. ADDITIONAL INFORMATION FOR RESIDENTS OF WEST VIRGINIA (CRLDI-RDR1-WV 11/05) Under How Benefits are Paid, the Footnote, to the note that reads: Nile: Benefits will not be paid if, on the date of loss, on the date of claim filing, or on the date of potential claim payment, any amount due on Your Card account is past due or Your Card is cancelled, is hereby revised to read as follows: Does not apply to West Virginia and New York State residents. BP1TR14FYi/0306 EFTA01661221 DUPLICATE COPY Account Mints Oafe Page 9 of 12 JEFFREY E EPSTEIN M 03/29/06 Annual EFT Error Resolution Notice This notice is to inform you about how you should notify us of errors or questions regarding any electronic fund transfers you initiate using your American Express Card, including Express Cash transactions, or electronic payments you make to American Express using Pay By Phone, Pay By Computer, or any other American Express electroniC payment service. In case of errors or questions about your Electronic Transfers, please telephone us at 1.800-IPAY-AXP for Pay By Phone and Pay By Computer questions, and at 1-800-CASH-NOW for Express Cash and Automatic Payment questions. Alternatively, you may write to us at American Express Travel Related Services Company, Inc., Electronic Funds Services, P.O. Box 297815, Ft. Lauderdale, FL 33329-7815, or e-mail us by clicking on the Customer Service link online at vnvw.americanexpress.com. We must hear from you no later than 60 days after we sent the FIRST statement on which the problem or error appeared or question arose. When you contact us, please provide the following information: 1) Your name and account number; 2) Description of the error or the transfer you are unsure about (explain as clearly as you can why you believe It is an error or why you need more information); and 3) The date and dollar amount of the suspected error. It you notify us by phone, we may require that you send us your complaint or question In veiling within 10 business days of the call. We will determine whether an error occurred within 10 business days and will correct any error promptly. If we need more time, however, we may take up to 45 days to investigate your complaint or question. If we decide to do this, we will credit your account.within 10 business days for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question In writing and we do not receive it within 10 business days, we may not credit your account. For errors involving new accounts, point-of-sale or foreign-initiated transactions, we may take up to 90 days to investigate your complaint or question. We will tell you the results within three business days after completing our investigation. If we'decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used In our investigation. BP/TR14FYU0306 EFTA01661222 DUPLICATE COPY Pond Fos Page 10 of 12 JEFFREY E EPSTEIN EFTA01661223 DUPLICATE COPY Puparedro AxareNtrnbor Cbsing Page 11 of 12 JEFFREY E EPSTEIN 03/29/06 An Important Notice Concerning Cardmember Privacy This Privacy Notice is addressed to United States holders of personal American Express`Charge Cards or accounts, Optima° Cards or accounts, and other personal credit card accounts that we issue, and to United States holders of business charge and credit cards from OPEN from American Express, This Notice explains how we collect and safeguard information about you and how to tell us your opt out choices. In this Notice, American Express Travel Related Services Company, Inc., American Express Centurion Bank, and American Express Bank, FSB are called 'American Express,' "we," 'our," and "us." The cards and accounts that we issue are called 'Cards* or 'Card accounts.' Holders of those Card accounts are called tardmembers* or 'you."Affiliates" refers to other companies in the American Express family, related to us by common control or ownership. What Information Do We Collect? institutions with whom we jointly offer products We obtain information about you from a variety and services. And we may disclose it to other third of sources. You provide us with information about parties as permitted by law. For example, we disclose yourself, for example, by completing Card applications. Cardmember Information in response to subpoenas, to This includes your name, address, social security credit reporting agencies, and to help prevent fraud. number, and income and asset information. Your use of the Card and your other transactions with us and our Your Opt Out Choices Affiliates provide us with additional information, such as You have `opt out° choices about offers that may be your spending and payment history. sent to you and how those offers may be delivered to you. You may also opt out from certain disclosures of Other sources, such as credit reporting agencies and Cardmember Information. Your opt out choices and providers of marketing information, furnish us with how to opt out are explained below. additional information about your credit history, purchasing preferences, and other matters. We also Offers for Products and Services of Other obtain information in connection with our efforts to Companies protect against fraud. We call all of this information We work with other companies, such as merchants that "Cardmember Information." accept the Card, so that you may receive offers for their products and services. We use Cardmember What Do We Do with This Information? Information to help make these offers more relevant We use Cardmember Information in connection with and valuable to you. If you respond to one of these delivering products and services to you. To do this it is offers, the other company will know certain Information often necessary to share it with our Affiliates and other about you, such as your name, that you are a companies we work with. These include companies that Cardmember, and that you met the qualifications manage Card accounts, offer affinity, frequent-user, and established for the offer. reward programs, companies that perform marketing services and other business operations for us, and Your Choice: You may opt out from receiving these companies whose products or services are provided as offers by calling us at 800-297-8378 or by filling out a benefit of your Card account. We may also share the attached form and returning it to the address on Cardmember Information with other financial the form. You may also include the form with your regular payment. Please Note: You may receive additional privacy notices that provide information and different opt out choices for other Card accounts that are applicable only to those accounts. Please complete this form if you choose to opt out and wish to mail your response rather If you do not than use the toll-free number, which is 800-297-8378. Return this form to American Express have a payment along with your payment coupon using the payment envelope enclosed with your statement envelope, mail your response to: American Offers for Products and Services of Offers for American Express Products Express Other Companies and Services Cardmember p Do not use Cardmember Information to Mail Offers: Do not use Cardmember Information send me offers for products and services Information to mall me offers for American Services of other companies. Express products and services. P.O. Box 299836 Ft. Lauderdale Credit Information Provided to ❑ Telephone Offers: Do not contact me by FL 33329-9836 Our Affiliates telephone to offer me products and services. Do not share credit-related information about me (except as described in this Notice) with American Express Affiliates. Account Number 3715.657814-31005 10.111LE/0306 EFTA01661224 DUPLICATE COPY Prepared ra JEFFREY E EPSTEIN Page 12 of 12 Offers for American Express Products and Services E-Mail Offers We may send you e-mail offers for our products Mail Offers and services, and those of our Affiliates and other We may use Cardmember Information to mail you companies we work with. We don't share e-mail offers for American Express products and services. addresses with other companies for them to market Your Choice: To opt out from receiving these mailings, their own products and services to you. call us at 800-297-8378 or fill out the attached form and Your Choice: To opt out from receiving those e-mail return it to the address on the form. You may also offers, enter your preferences at the'Set E-Mail include the form with your regular payment Preferences' page of our Internet Privacy Statement at Telephone Offers vwew.americanexpress,com/preferences. We may contact you by telephone about our products Additional Information About Your Opt Out Choices and services or those that we offer with our business If you are the primary Cardmember on your Card partners. account, your opt out choices will also apply to any Your Choice: To opt out from receiving telephone other Cardmembers on your Card account If you opt offers, call us at 800-297-8378 or fill out the attached out, we may still include notices and information about form and return it to the address on the form. You may the Card and other products and services when also include the form with your regular payment. communicating with you about your Card account and related products and services. Information We Share With Our Affiliates Our Affiliates include publishers, travelers cheques Information Security issuers, travel agents and providers of Card-related We take commercially reasonable physical, electronic insurance services. American Express Travel Related and procedural steps to help safeguard Cardmember Services Company, Inc., and American Express • Information. Centurion Bank, and American Express Bank, FSB are Former Customers Affiliates of each other. We may disclose certain If you cancel your Card, or your Card account(s) Cardmember Information to our Affiliates to provide are closed, we will continue to treat and safeguard services for your Card account and to develop and send Cardmember Information about you as described in you offers for their products and services. We are this Notice. permitted-bylaw to share with our Affiliates information about our transactions and experiences with you, such For Vermont Cardmembers Only as your payment history. But you can opt out of our If your Card account has a Vermont billing address, sharing with our Affiliates other credit-related we will automatically treat your account as if you had information (such as your credit history as shown on a checked the lower-left hand box on the attached opt . consumer report). out form. We may share your name and contact Information, and information about our transactions or Your Choice: To opt out from our sharing credit-related experiences with you, with financial institutions with information with our Affiliates (except as permitted by whom we jointly offer financial products and services law) call us at 800-2974378 or fill out the attached form and with our Affiliates. This Notice describes opt out and retum it to the address on the form. You may also choices about certain other uses of Cardmember Include the form with your regular payment. Information. M11/1LE/0306 EFTA01661225 DUPLICATE COPY 3,201,504 membership Rewards's Centurions" Card Points Available:, Statement of Account aa,ac,:meoi bdu nal and all PremedFa AccountN r Cosine Dab JEFFREY E EPSTEIN 04/30/06 Paget ore New /014$ New Please Pay By Proviaus Balance $ PArnWActArth4 Balance $ 05/15/06 847.54 -847.64 +1,043.14 1,043.14 Please refer to page 3 for important information regarding your account For assistance or questions about your account, contact us at www.amerIcanexpress.com or call Customer Service at 1-877-877-0987. Continental Airlines OnePasso Gold Elite Membership As a Gold Elite member, you'll enjoy the many privileges reserved for Continental Airlines' highly valued customers every time you fly. Benefits include: space-available upgrades, 100% mileage bonus on Continental and select OnePass partner flights, Priority Check-In and Boarding, preferred Economy-Class seating, and SkyTeam Elite travel benefits when traveling around the world on any of the eight SkyTeam partner airlines. All terms and conditions of the current OnePass program apply, including Continental Airlines and its partners' right to modify or terminate the OnePass program. For more details, visit the Frequent Flyer section of continental com. To enroll, call Centurion Customer Service at 1-877477-0987. Activity • me" ravg `lax' AMOUMS r:04/00/06t. Payment Received - Thai* Val Psi Amount* Due In Full Activity for JEFFREY E EPSTEIN Cud /CON->SO=4-31O35 -Ourdostki Pit r s 421. mEtic • , kiwizSgg e 03/3W06 POLO RETAIL CORP NEW YORK NY 431.33 APPAREUACCESSORIES 03/30/06 AMC THEATRES FANDANGO.COM NY 24.50 MOVIE TKTS FANDANGO.COM 866-857-5191 ROC No. 0090247297 Pk,se fold on he perlaSivn bow, detach and return vrth spur payreen, Continued on Page 3 Payment Coupon Accord Number Please Pay By: Please enter account 3715-657814-31005 05/15/06 number on all checks and correspondence. Make check payable to American Express. JEFFREY E EPSTEIN Finance Charges 457 MADISON AVE 4FL Total Amount Due See NEW YORK NY 10022-6843 $1,043.14 secton on reverse side for a description of when additional Finance Charges are not assessed on Features. I IIIIIIIIIII II I Check here if address or telephone number has changed. Please note Mali Payment to: UddlIddhldsdhOdhUdhdhhhHEJLIIII.JJH changes on reverse side. AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 LIM hundhoddliduhlahhhildnund 000104314000104314 25 d EFTA01661226 DUPLICATE COPY Preprelior Page 2 of 8 JEFFREY E EPSTEIN xxoc->occoc4-31005 Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must be sent to the payment address shown on your statement and must include the remittance coupon from your statement. Payments must be made with a single cheek or draft drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on all payments. If To Pay By Phone payment does not conform to these requirements, crediting may be delayed and additional Charges may be imposed. If we 1.800.472.9297 accept payment made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment into US dollars, unless a particular rate is required by law. Please do not send post-dated checks. They will be Customer Service and deposited upon receipt. Our acceptance of any payment marked with a restrictive legend will not operate as an accord and satisfaction without our express prior written approval. Authorization for Electronic Debit: We will process checks Lost or Stolen Card electronically, at first presentment and any re-presentments, by transmittingthe amount of the check, routing number, 1-877-877-0987 account number and check serial number to your financial institution, unless the check is not processable electronically or a 24 hoursr7 days less costly process is available. By submitting a check for payment, you authorize us to initiate an electronic debit from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset Express Cash derflunt as soon as the same day we recewe your check, and you will not receive that cancelled check with your bank or 1400-CASH-NOW asset account statement. If we cannot collect the funds electronically we may issue a draft against your bank or asset account for the amount of the check Authorization for Electronic Payments: By using Pay By Computer, Pay By Phone International Collect or any other electronic payment service of ours, you will be authorizing us to initiate an electronic debit to the financial account you specify in the amount you request. Payments received after 5:00 p.m. MST may not be credited until the next 1-954-503-8905 day. Allocation of Payments and Credits: Subject to applicable law, we will apply and allocate payments and credits among Features and Charges on your Account in any order and manner determined by us in our sofa discretion. Finance Hearing Impaired Charges: Average Dally Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADB (9ain4pm EST) Method to calculate FC on your Account. Under this method, we figure the FC on your Account by applying the Daily 17Y: 1.800.221.9950 Periodic Rate (DPR) to the ADB (as described below) for each Feature 6ncluding current transactions). Different daily FAX: 1.800.695.9090 periodic rates may be applied to separate Feature balances. To get the ADS for each feature, we (1) take the beginning In NY: 1-800-522-1897 balance for each day (including unpaid FC from previous billing periods) (2) add any new transactions, debits, or fees (3) subtract any payments or credits, and (4) make any appropriate adjustments. For each day alter the first day of the billing Large Print and Braila period, we also add an amount of interest equal to the previous day's daily balance multiplied by the DPR for the Feature. This gives us the daily balance for the Feature for that day and the beginning balance for that Feature for the next Statements day. If this balance is negative, it is considered to be zero. Then, we add up all the daily balances for the Feature for the 1-877-877-0987 billing period and divide the total by the number of days in the billing period. This gives us the ADB for the Feature. If you pay the New Balance on this statement by the next Closing Date, then you will avoid additional FC on features included in this New Balance. If you multidy the ADS for each Feature by the number of days In the billing period and the DPR for that Feature, the result will be the FC assessed on that Feature, except for variations caused by rounding. The total FC for the billing_period is calculated by adding the FC assessed on all Features of the Account. This method of calculating the ADB and FC results in daily compounding of FC. Transactions Made in Foreign Currencies: If you incur a Charge in a Correspondence foreign currency, it will be converted into US dollars on the date it is processed by us or our agents. Unless a particular rate is required by applicable law, we will choose a conversion rate that is acceptable to us for that dale. Currently, the conversion Customer Service, The rate we use fOr a Charge in a foreign currency is no greater than (a) the highest official conversion rate published by a Centurion* Card from government agency, or (b) the highest interbank conversion rate identified by us from customary banking sources, on the American Express conversion date or the prior business day, in each instance Increased by 2%. This conversion rate may differ from rates P.O. Box 297846 in effect on the date of your charge. Charges converted by establishments (such as airlines) will be billed at the rates such Ft. Lauderdale, FL establishments use. Billing Rights Summary: In Case of Errors or Questions About Your Bill: If you think your bill is 33329-7846 incorrect, or if you need more information about atransaction on your bill, write us on a separate sheet of paper at the Customer Service address noted to the right. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can telephone us at the number indicated on the front of this statement, but doing Customer Service so will not preserve your rights. In your letter, give us the following information: 1. Your name and account number 2. The P.O. Box 297804 dollar amount of the suspected error; 3. Describe why you believe there is an error. If you need more information, describe Ft. Lauderdale, FL the item you are unsure about. You do not have to pay any amount in question white we are investigating, but you are still 33329-7804 obligated to pay the parts of your bill that are not in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. If you have authorized us to pay your bill automatically from Payments your checking or savings account, you can stop the payment on any amount you think is wrong. To stop the payment your P.O. BOX 2855 letter must reach us three business days before the automatic payment is scheduled to occur. Special Rule for Credit NEW YORK NY Card Purchases: If you have a problem with the quality of goods or services that you purchased with a credit card, and you 101164855 have tried in good faith to correct the problem with the merchant, you may not have to pay the remaining amount due on the goods or services. You have this protection only when the purchase price was more than 550 and the purchase was made in your home state or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the property or services, all purchases are covered regardless of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) is shown on this statement, it represents money owed to you. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance of the amount is $1.00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calfing 1-800-518-8866. Change of Address • To change your address online, visit www.americanexpress.comfupdatecontactinfo II ootre.d cn Item • For Name or Company Name changes, please call the Customer Service do not Lao number on the back of your Card. • If your address or phone number has changed to a FOREIGN ADDRESS OR PHONE, please call Customer Service. • Please print clearly in blue or black ink only In the boxes provided. &root Addiods CdIt. Slate Zip Code Please provide your Area Code and e-mail address to Horne Phone receive important Area Code and account updates and j wale Phone exclusive Cardmember Erna' (op one) offers and benefits. You may visit the American Express Privacy Statement at www.americanexpress.com/privacy for more detals and to set your email preferences. EFTA01661227 DUPLICATE COPY Preparedkr Accoul Nunter Ctosirg Dab Page 3 of 8 JEFFREY E EPSTEIN )00000000IM 04/30/06 ountS Due in Full continued 04103/06 AMAZON.007v1SUPERSTORAMZN.COMARILL WA 98.43 MERCHANDISE AMZ'SUPERSTORE ROC No. 0093108595 04/11/06 AMAZON.COM SUPERSTORAMZN.COM/BILL WA 90.23 MERCHANDISE AMZISUPERSTORE ROC No. 0096266833 04113/06 TELECHARGE SVCE NEW YORK NY 235.50 TICKETS/RESERVATION/ETC ROC No. 14181500 04/25/06 AMAZON.COM SUPERSTORAMZN.COM/BILL WA 172.87 MERCHANDISE AMZ'SUPERSTORE ROC No. 0004279918 Total Due in Full Activity 1,043.14 Important Notice Please refer to page 2 Information on Flexible Payment Features for further important You may have access to one or more Flexible Payment Features as part of your Card account. The current Annual information regarding Percentage Rates (APRs) and Daily Periodic Rates (OPRs) for the Flexible Payment Features are as follows: your account For Sign & Travel, the APR is 13.65%, the DPR is 0.0374% EFTA01661228 DUPLICATE COPY Prpond Re P.:1:0 4 CA JEFFREY E EPSTEIN mw xxxxtm xx>kx. EFTA01661229 MembePaifrilegiarils Plus° Page 5 of 8 Monthly Statement and Program News American Express* For questions about your Statement Period Membership Rewards account, contact March 1, 2006 - March 31, 2006 1-800-AXP-EARN Account activity alter this period does not appear on this statement (297-3276) Prepared for www.americanexpress.com/rewards JEFFREY E EPSTEIN Available Points Memborebb Rewards. At:court Worker American Express 1M33334712 3,201,504 Membership Rewards P.O. Box 297813 Points are available when charges are Earn Double Points for all Ft. Lauderdale, FL 33329-9785 paid in full and all your accounts are in Everyday Spend Points your Everyday Spend - good standing. earned this period: groceries, gas, pharmacy Available points Include Everyday Spend Points. 1,605 Account Summary Opening points balance 3,051,693 New points earned +149,811 Points transferred or redeemed 0 Reinstated points and adjustments 0 New points balance =3,201,504 New Points Earned 03/01/06 - 03/31/06 Points Activity On Everyday Spend Bonus Points Total Points Activity Eligible Charges Points Awarded Per Card Centurion 848 0 0 848 XXXX-X)00GX4-31005 Platinum 0 0 0 0 XXXX400000-32002 Gold 10,792 0 0 10,792 >00000000(8-42008 Adel Gold 52 0 0 52 )000(-X)00003-45019 Adel Gold 27,533 0 0 27,533 )0=40000(843030 Business Gold 0 0 0 0 )00000000(8-411309 Gold 0 0 0 0 )000(40000(2-81005 Addl Gold 50,120 1,028 0 51,148 XXXX40000(2-62011 Add? Gold 46,999 258 0 46,257 )(YJO(40000(2-63027 Addl Gold 12,862 319 0 13,181 )000(-X)000Q-62060 Totals 148,206 1,605 0 149,811 Membership Rewards Pius points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards Plus program Terms and Conditions in your Membership Rewards Plus Guide. If you have questions, please visit www.americanexpress.com/membershiprewardsplus or call 1-800-AXP-1090 (297-1090). From overseas, call collect 305-816.2799. Mother's Day is May 14th! Remember Mom and Earn 10x Points From Butterfield Blooms Delight the special people in your life with the extraordinary Remember Mom with a multi-sensory experience of a beautiful floral and botanical unique floral and botanical B Bujt,rnfj .ld design from Butterfield Blooms. Choose from a unique selection to reflect your good taste and personal style and earn 10x Membership Rewards® points when you shop at design! Shop at www.butterfieldblooms. com/amxmr or call 1.888-8BBLOOM, promo www.butterfieldblooms.com/amxmr or call code 9949 and earn 10x points for you too. 1-888-8BBLOOM and give promo code 9949. Mee vatelthrmbh 12/3146. ION vad inMal Mores cr in cotton:Dm wit, emy colt carer from Butlerktf (MR Bonus ID 5784) Bon To canton polerz so must bo ended in Uri triaborthp Rmvarcb pntram a! the tined pothr• ant charge your to an eidbie. erttbd An E.7mis. Card. Bonus points wil be crodtei lo yea Mernbanth Pive.Veb acCOPA 10.12 weeks aner ado isdeOlecal end thatge-s appeaton ya tMing sttornont Bean 0:5754. Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01661230 American Express• PI" tedI" ElilyIPACATE COPY JEFFREY E MEMBERSHIP rmenbolthpRewardsl9 Accettl Number Page 6 O! 8 1M33334712 ttr4 t 1111• I Redeem Membership Rewards® Points for High Fashion and Exquisite Style with ESCADA ESCADA's collections meet women's desires for Visit wmv.escada.com or individualized luxury while capturing the latest trends with call 1-800-8694424. ESCADA innovative craftsmanship, unexpected details and contemporary fabrics. ESCADA collections include (MR Message 3255) ready-to-wear, sport, evening, couture and accessories. Earn Double Points When You Celebrate Mother's Day with Spa Finder Gift Certificates Give the gift of relaxation and pampering from Spa Finder Celebrate Spring! Earn this Mother's Day, plus earn Double Membership Rewards® double points on Spa Finder products or gift SPAFINDE Till Illelblalet G IT Of SIA points. Spa Finder Gift certificates are redeemable at 3,000 day, destination, resort and medical spas worldwide www.spafinder.com or call 1-888-255-7727 and earn certificates redeemable at 3,000 spas worldwide. Visit www.spaflnder.com double points today. or call 1.888-ALL-SPAS today. Car yard emboli 12(310. To ern bonus pales, you must be etyma:din the lAwrieenap Rewards enbrarn al the Una d putthre ard char- your porch= to anteal:le, erred Arnetean Dims. Cad. (MR Bonus ID 0250) Bones prat yea be et<died b your mayrxreepReyards soma 68 weed after charges ahem on year bang %la:event Bonus ID: 0250. Earn Double Points at 1.800-PetMeds with Free Shipping* Save money on your pet medications at 1-800-PetMeds and Enjoy Free Shipping' on earn double Membership Rewards® points! Plus, receive free your pet medications including prescription 1.800-Petilllledsj shipping on orders over $39. Save on flea, tick and medications, vitamins, A111011C0.0 Lanyeal Pot Pharmacy heartworm medications including Frontline Plus, Advantage supplements, and treats and Heartgard plus vitamins, supplements and treats--all plus earn double points. conveniently delivered to your door. Visit Visit www.1800petmeds. corn or call www.1800petmeds.com or call 1-800-738-6337. 1-800-738-6337 today. Otor 3/e5/31.006. Ton shibtra vadat relliarterel berm. To be elates beambarn peer, Sou (MR Bonus ID 2256) mud be ended in the Merntersh0 Rewards mutant id the erne d pyre-hue end chase rtlf purchase le an elghs, snored Anwar, &probe Card Bonus One Yell be cradled toyer Moore®® hp Regards eccount 6.43 weeks after drips anew co year hard statement Bonus ID: 21 , 56. Redeem Membership Rewards® Points for the 5th Annual Tribeca Film Festival APII 3111-MAY7 Celebrate New York and the best in independent film at the To redeem points for TRIBECA Tribeca Film Festival, held from Tuesday, April 25th through tickets, call the Festival F box office at Sunday, May 7th, 2006 at locations throughout the City. 1.866.941-FEST or go to FEST VAL. American Express® Cardmembers have an exclusive tribecafilmfestivalorg, early-on-sale opportunity to purchase tickets from Saturday, and for Tribeca reward April 8th through Thursday, April 13th. packages, log on to www.membership rewards.com/exclusIves. (MR Message 6200) Special Offer - TaylorMade R7 Quad Titanium Driver w/ Bonus 3 Dozen Maxfli Noodle Golf Balls AS el lettTheitiiiii The TaylorMade R7 Quad is a remarkable new driver To redeem, visit MEMBERSHIP featuring a completely new technology called Taylor Made www.americanexpress. com/rewards. Or call Launch Control (TLC). TLC gives players the freedom to 1.800-AXP-EARN ,Itlitti) {1U1A. if 19 ) I change the driver's launch conditions by redistributing 24 (297-3276) by May 30, grams of discretionary weight in a variety of ways. Includes 2006. accessory kit. Available in 9.5 or 10.5 degrees, in right or left (MR Message 6209) hand, and regular or stiff flex. No custom options available. PLUS, get 3 dozen Maxfli Noodle Long & Soft Golf Balls FREE. Reward Code: PRM916, 43,000 Points. Team anicordecns of the liembershp Rowan:WS Rearm aych. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01661231 DUPLICATE COPY Prepared Fee Moor/ NUTtet Map Doe Page 7 of 8 JEFFREY E EPSTEIN )000(-)000a 04/30/06 CustomExtray Exclusive Amenities from Five World-Class Partners For reservations, please call Centurion Travel In addition to the special privileges you receive with the Fine Hotels & Service at Resorts program, extraordinary benefits await you at five world-class 1.877.877-0987 and partners: Amanresorts, Mandarin Oriental, Orient-Express Hotels, select option 1. Trains & Cruises, The Peninsula Hotels, and Ritz Carlton Hotels & (CE 107052) Resorts. These benefits include: room upgrade at time of reservation, when available, 6pm late check-out (4 pm guaranteed), and additional customized amenities--such as complimentary nights, dinner for two, or spa treatments. Program terms and conditions apply. Fa full program information, visit www.amedcanexpress.com/centurton. Enjoy the Privilege of Airline Elite Status To enroll, visit www.americanexpress. As a Centurion® member, enjoy elite frequent flyer status instantly corn/centurion or call with Continental Airlines, Delta Air Lines, and US Airways®. Simply Centurion Customer enroll to enjoy elite-tier benefits: complimentary space-available Service at upgrades, dedicated check-in, priority boarding, and accelerated 1.877.877.0987. mileage accrual. (CE 107051) Benefits may vary from program to program, are subject to change, and are based on space availability and class of ticket/fare purchased. Terms and conditions apply for each individual partner. Partner programs require enrollment and may change at any time without notice. Free Guide for Cardmembers from Ameriprise Financial To order your free guide, call Ameriprise Financial At Ameriprise Financial we're here to help Cardmembers achieve their at 1.866.239-8146 or visit financial success. That's why we would like to offer you our Smart our website at Money Management Workbook—free with no obligation. The workbook www.ameriprise.com. Parealdaiwa Ameriprise e Fiji meld is filled with easy-to-understand information about reducing your taxes, planning for college, balancing risk and investment and determining your net worth. (CE 107050) Brokerage, investments and financial advisory services are made available through Ameriprise Financial Services, Inc. Member NASD and SIPC an Ameriprise Financial company. Ameriprise Financial Services is no longer owned by the American Express Company. 02006 Ameriprise Financial, Inc. All Rights Reserved. Reward Yourself with USA TODAY for Only $0.48 Per Day! Call 1-800472-0001 and ask for promotion 555. Start your day off right with home or office delivery of USA TODAY. Cr visit us °Mile at USA TODAY delivers the news you need to know, when you need it, vAmmyusatoday.com/ in a concise format to save you time. Enrich your life with exclusive bestdeal. UM. stories only found in USA TODAY. Just 13 weeks for $31.20, 26 weeks for $62.40 or 52 weeks for $124.80. Get an extra 2 weeks free (CE 107099) TODAY when you sign up for EZ Pay. We'll charge your American Express® Card at the renewal rate--currently 13 weeks for $39.00, 26 weeks for $74.25, 52 weeks for $134.99--until you call to cancel. Only American Express Cards are accepted. Void in Alaska Local sales tax, when applicable, will be added to your order. Savings calculated against the newsstand price 0! $0.75 per copy. Meet the Future of Television with a DIRECTV PLUS® DVR! Call DIRECTV at 1.877.720.9114 and Call 1-877-720-9114 and ask how to get a free lease upgrade to a provide offer code 8639 DIRECTVo DVR after $100 instant rebate and free standard today! Offer valid between installation In up to 3 additional rooms when you use your American April 1 and June 30, 2006. Express® Card to pay for DIRECTV service. DIRECTV programming, (CE 107098) equipment and DVR service available separately. On approved credit. Two-year programming commitment required. Offer code 8639. DIRECTIr New lease customers only. In certain markets, programming/priong may vary. Programming pricing, terms and conditions subject to change. Taxes not included. Equipment not transferable and may not be sold. Pricing residential. Not available in AK/HI. Receipt of DIRECTV programming subject to DIRECTV Customer Agreement, copy provided at DIFIECTV.com and in first bill. 02006 DIRECTV, Inc. DIRECTV and the Cyclone Design logo are registered trademarks of DIRECTV, Inc. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01661232 DUPLICATE Preparcd For ACO:sunl Nurber Page 8 of 8 JEFFREY E EPSTEIN XXXX•X XX Join Us - Support Boys & Girls Clubs of America Visit www.mylifemycard. corn/Inca for more American Express is proud to support the 2006 Centennial information or to make a /EN 4, Celebration of Boys & Girls Clubs of America. Help create 100 more donation. ÷ .0 years of hope and opportunity for kids by donating to the BGCA. For 00 ‘ ',,› 7 every donation made with an American Expresso Card, we will (CE 107103) C,..1 ,\N r donate an additional $5. som tens wed cum 2°0 0 4 bane°us.bercrpaireees American Express will donate an additional $5 for every donation with an American Express Card, up to $25,000, through December 31st, 2006. Additional $5 donation Is not tax deductible to Cardmembers. Now Accepting American Express® Cards! If there are other places where you would like to Bon-Ton - Your source for great fashions from your favorite brands, see the Card accepted, be- plus a complete Home Store section for every style. Visit please call the Customer • www.bonton.com for the location nearest you. Service number that is located at the tcp of your statement or the number US Helicopter - Providing hourly departures from Wall Street and that is on the back of your East 34th Street Heliports to JFK airport! Ride above the traffic with Card. us, Monday-Friday all day long! www.flyush.com. (CE 106961) Pacha New York - The 1st American home of Europe's premiere clubbing experience. Four floors and 30,000 square feet of lavish nightlife. www.pachanyc.com. 212-209-7500. Going Once. Don't Let Your Dream Trip Slip Away (CE 107061) Are you a golfer or a connoisseur? A trend-setter or a jet-setter? Find out where your passion will take you when American Express unveils Going Once. Starting April 25th, you'll get the chance to bid on the trip of a lifetime or buy an incredible vacation package at a Cardmember-only price. You decide. And while you're at it, choose any of the premium offers from top name brands. To learn more, visit www.trip.mylifemycard.com/dreamtrip. Available to IS.S. Cardinenters only. Quantities of travel packages are limited and will be sold on a first-come, first-served basis. All sales are final. Void where prohibited. Restrictions apply. See vnvw.mylffemycard.com/dreamtdp for full details. Offers subject to full terms and conditions available on www.mylifemycard.comrcireamtrip. Save 20-50% at Preferred Hotel Group For reservations, visit www.prefenedhotel When you book a stay and pay with your American Expresso Card group.co apdl, call you'll receive a rate savings of 20-50% off at participating properties. 1400-323-7mf500 or contact Additionally, each participating hotel will offer one of the following your travel professional. special welcome amenities: Offer valid until December 31, 2006. f....-- /00Th t CM. Guaranteed room upgrade -Daily continental breakfast -Welcome bottle of wine or champagne -A unique hotel-specific amenity (CE 107100) To redeem this offer, you must use your American Express Card. Subject to availability. Rates and welcome amenities may vary and are valid at participating hotels only. Participating hotels are subject to change without notice. Offer can not be combined with other promotions or offers. Advance reservations/order required. Blackout dates apply. Must be of legal drinking age to consume alcohol. Please drink responsibly. Other restrictions may apply. Save $50 per Night at The Fairmont Copley Plaza Boston -M.440-8N9 and For reservation, please call 1 The Fairmont Copley Plaza Boston invites you to experience a Golden mention Fairmont's Opportunity. Discover Fairmont Gold, from unrivaled service to the Golden Opportunity or opulence of its private lounge. The Fairmont Copley Plaza's exclusive visit www.falrmont.corn/ club level is truly a "hotel within a hotel" designed to meet the needs copleyplaza and mention of our most disceming travelers. This offer includes $50 savings each promo code PRGOP1. COPLEY PLAZA night of your stay, complimentary deluxe continental breakfast and (CE 107097) evening canapes in our Fairmont Gold lounge and complimentary valet parking. Offer valid from 4/1 - 9/4/06.24-hour advance cancellation required. Rates and dates are subject to availability, based on single or double occupancy. Payment must be made with an American Express° Card. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01661233 DUPLICATE COPY Centurion® Card r.filSreigi.‘00004%.; p4ints.Acrailablet.W4 Statement of Account -;when charges dae roatrattnqi; Premed For mecoom.,,b(4 mx.roma JEFFREY E EPSTEIN -_MI 05/29/06 Page 1 of 8 New Acriviy New Please Pay By Prricus edam. $ Payment/1th.,ly$ arc. CA' vstrait Balance $ 06/13/06 1,043.14 -1,043.14 +2,430.58 2,430.58 Please refer to page 3 for important information regardng your account For assistance or questions about your account, contact us at www.amencanexpress.com or call Customer Service at 1-877-877-0987. Book a Vacation Through Centurion Destinations" Vacations For a world of travel adventure, look to Centurion Destinations Vacations. The eleven partners will help you create one-of-a-kind, personalized vacations. Whether your ideal travel experience is a family get-together or a romantic getaway, laid-back beach bumming or non-stop adventure--look to these travel specialists to create the vacation of a lifetime, and earn up to 50,000 Membership Rewards® bonus points. Reserve your vacation today through Centurion Travel Service at 1-877-877-0987, and select option 1. Program terms and conditions apply. For full program information, visit www.americanexpress.com/centurlon. Activity irdCaleS Nang date Forei3n Otirrercy cceroxakce redo b.= raw PUS 2Y.. Soo pee 2 for &tab. Amount nA PitttStlItleaP.WObitY,V.: 11091.4kri FOreir Scald n2 Amounts Due In Full Activity for JEFFREY E EPSTEIN cwoococ4X00(441005 05102/06 GLITHY-RENKER CORP 800-235-6050 CA 67.90 ACNEMEDICINE ROC No. 0008415179 0905/06 THE CHARLES HOTEL CAMBRIDGE MA 188.19 LODGING ROC No. 241911 05/09/06 BABYCENTER 415-5370900 CA 501.50 CHILDS/INFANTS WEAR ROC No. 0000001626 05/11/06 INFINITY NEW YORK NY 182.00 APPAREL/ACCESS Please lad en vw pertcrabon tow% oetath and roan yen your payrnan Continued on Pogo 3 Payment Coupon Acccual Number Please Pay By: Please enter account 3715-657814-31005 number on all checks and 06/13/06 correspondence. Make check payable to American Express. JEFFREY E EPSTEIN See Finance Charges 457 MADISON AVE 4FL Total Amount Due section on reverse side for NEW YORK NY 10022-6843 $2,430.58 a description of when additional Finance Charges are not assessed on FeatureS. LtrIIII,NII,,,,, Check here if address oo• telephone number has changed. Please note Mail Payment to: changes cn reverse side. AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 111111111 IIIIIIIIII 11111111Ill 11111111IIIII 111111111111 IIll', 0002430580002 ,0058 25 rl EFTA01661234 DUPLICATE COPY Prepared For xxxx , Ixxxxam Page 2 of 8 JEFFREY E EPSTEIN Payments: Payments received after 12:00 noon may not be credted until the next day. Payments must be sent to the payment address shown on your statement and must include the remittance coupon from your statement. Payments must be made with a single check or draft drawn on a US bank and payable in US dollars, or with a negotiable instrument e peyable in US dollars and clearable through the US banking system, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on all payments. If To Pay By Phone payment does not conform to these requirements, crediting may be delayed and addl.:nal Charges may be imposed. If we 1-800-472-9287 accept payment made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment into US dollars, unless a particular rate is required by law. Please do not send post-dated checks. They will be Customer Service and deposited upon receipt. bur acceptance of any payment marked with a restrictive legend will not operate as an accord and satisfaction without our express price written approval. Authorization for Electronic Debit: We will process check; Lost or Stolen Card electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing, number, 1.877.877.0987 account number and check serial number to your financial institution, unless the check is not processade electronically or a 24 houma days less costly process is available. By submitting a check for payment, you authorize us to initiate an electronic debt from your bank a asset account. When we process your check electronically, your payment may be debited to your bank or asset Express Cash account as soon as the same day we receive your check, and you wit not receive that cancelled check with your bank or 1.800-CASH-NOW asset account statement. If we cannot collect the funds electronically we may issue a draft against your bank or asset account for the amount of the check Authorization for Electronic Payments: By using Pay By Computer, Pay By Phone International Collect or any other electronic payment service of ours you wit be authorizing us to ciliate an electronic debit to the financial 1.954.503.8905 account you specify in the amount you r uest. Payments received after 5:00 p.m. MST may not be credited until the next day. Allocation of Payments and Credits: Subject to applicable law, we will apply and allocate payments and credts among Features and Charges on your Account in any order and manner determined by us in our sole dscretion. Finance Hearing Impaired Charges: Average Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADB (9am-5pm EST) Methcd to calculate FC on your Account Under this method, we figure the FC on your Acra int by applying the Daily The 1-800-221-9950 Periodic Rate (DPR) to the ADB (as described below) for each Feature (inducing current transactions). Different daily FAX: 1-800-695-9090 periodic rates may be applied to separate Feature balances. To get the ADB for each feature, we (1) take the beginning In NY: 1.800.522-1897 balance for each day (including unpaid FC from previous tilling periods) (2) add any new transactions, debits, or fees, (3) subtract any payments or credits, and (4) make any appropriate adjustments. For each day after the first day of the billing Large Print and Braille period, wo also add an amount of interest equal to the previous dayas daily balance multiplied by the DPR for the Feature. This gives us the daily balance for the Feature for that day and the beginning balance for that Feature for the next Statements day. II this balance is negative, it Is considered to be zero. Then, we add tip all the daily balances for the Feature for the 1.877.877.0987 • tilling period and dvide the total blithe number of days in the billing period. This gives us the ADBfor the Feature. If you pay the New Balance on this statement by the next Closing Date, then you will avoid additional FC on features included in this New Balance. If you multiply the ADS for each Feature by the number of days in the billing period and the DPR for that Feature, the result will be the FC assessed on that Feature, except for variations caused by rouncfing. The tot& FC for the billingperiod is calculated by adding the FC assessed on all Features of the Account. This method of cakulating the ADS and FC results In daily compounding of FC. Transactions Made In Foreign Currencies: If ymi incur a Charge in a Correspondence foreign currency,it writ be converted into US dollars on the date it is processedby us or our agents. Unless a particular rate is required by applicable law, we will choose a conversion rate that is acceptable to us for that date. Currently, the conversion Customer Service, The rate we use for a Charge in a foreign currency is no greater than (a) the highest official conversion rate pubished by a Centurion* Card from government agency, or (b) the highest interbank conversion rate identified by us from customary banking sources, on the American Express conversion date or the poor business day, in each Instance Increased by 2°k. This conversion rate mayrifler from rates P.O. Box 297846 in effect on the date of your charge. Charges converted by establishments (such as airlines) will be billed at the rates such Ft. Lauderdale, FL establishments use. Billing Rights Summary: In Case of Errors or Questions About Your Bill: If you think your d0 is 33329-7846 incorrect, or if you need more information about atransaction on your bill, write us on a separate sheet of paper at the Customer Service address noted to the right. We must hear from you no later than 60 days after we sent you the first bil on whichthe error or problem appeared. You can telephone us at the number indicated on the front of this statement, but doing Customer Service so will not preserve your rights. In your letter, give us the following information: 1. Your name and account nu-nber, 2. The P.O. Box 297804 dollar amount of the suspected error; 3. Describe why you believe there is an error. If you need more information, describe Ft. Lauderdale, FL the dem you we unsure about. You do not have to pay any amount in question while we are investigating, but you are still 33329.7804 obligated to pay the parts of your bill that are not in question. While we investigate your question, we cannot report you as delinquent Or take any action to collect the amount you question. If you have authorized ysto pay your bill aUtOrnatiCallY frOrn Payments your checking or savings account, you can stop the payment on any amount you think is wrong. To stop the payment your P.O. BOX 2855 letter must reach us three business days before the automatic payment is scheduled to °cam. Special Rule for Credit NEW YORK NY Card Purchases: If you have a problem with the quality of goods or services that you purchased with a credit card, and you 10116-2855 have tried in good faith to corred. the problem with the merchant, you may not have to pay the remaining amount due on the goods or sennces. You have this protection only when the purchase price was more than $50 and the purchase was made in your home stale or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the property or services, all purchases are covered regardless of amount cr location of the purchase.) Credit Balance: If a credit balance (designateci CR) is shown on this statement, it represents money owed to you. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is $1.00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800.518.8866. Change of Address - To change your address online, visit www.americanexpress.comfupdatecontactinfo r correct cn hunt • For Name or Company Name changes, please call the Customer Service do not use number on the back of your Card. • If your address or phone number has changed to a FOREIGN ADDRESS OR PHONE, please call Customer Service. • Please print clearly In blue or black ink only In the boxes provided. Slew Address 71 Cry. State Zv Colo Please provide your Area Code and e-mail address to Horne Piano receive important Area Cede ant account updates and ij Work Phone Il exclusive Cardmember Ernst (01, tiCali) offers and benefits. You may visit the American Express Privacy Statement at vinerw.americanexpress.00rnfprivacy formate details and to set your email preferences. EFTA01661235 DUPLICATE COPY Pnoorod For Atoll Nrc z oo. Cbiloo Oee Page 3 o18 JEFFREY E EPSTEIN XXXX- 05/29/06 Forego 4encterg Amount $ Due in Full continued Foreign Currency convection to ie bola rWo pin 2%. Soo page 2 for dela. 05/16106 LIFE SCIENCE PHARMACHARRIMAN NY 45.00 PHARMACUETICALS 05/18/06 THE CARLYLE HOTEL NEW YORK NY 1,084.56 Arrival Date Departure Date No of Nights 05/15/06 05/17/06 2 00000000 05/25/06 HOTEL PLAZA ATHENEE, PARIS 37.0) 4832 -"European Union VOUS REMERCIE DE VOTRE VISITE Euro 05/25/06 FREE LANCE, PARIS 2)403 300.38 a'arc000n iE VOUS REMERCIE DE VOTRE VISITE Euro 05/28/06 AMAZON.COM SUPERSTORAMZN.COWBILL WA 12.73 MERCHANDISE AMVSUPERSTORE ROC No. 0020673481 Total Due in Full Activity 2,430.58 Important Notice Please rotor to page 2 Information on Flexible Payment Features for further important You may have access to one or more Flexible Payment Features as part of your Card account. The current Annual information regardng Percentage Rates (APRs) and Daily Pollock Rates (DPRs) for the Roil* Payment Features are as follows: your account For Sign & Travel, the APR Is 13.90%, the DPR is 0.0381% EFTA01661236 DUPLICATE COPY Prcparod Fn AccouMNsrter )000IM Page 4 of 8 JEFFREY E EPSTEIN XXX X- EFTA01661237 membeNfilftigfaitis Plus® Page 5 of 8 Monthly Statement and Program News For questions about your Statement Period Membership Rewards account, contact April 1, 2006 - April 30, 2006 1-800-AXP-EARN Account activity after this period does not appear on this statement (297-3276) Prepared ICt www.americanexpress.com/rewards JEFFREY E EPSTEIN Available Points Mont./if-1Np Rowartbe Moan Altrrter American Express 1M33334712 3,304,874 Membership Rewards P.O. Box 297813 Points are available when charges are Earn Double Points for all Ft. Lauderdale, FL 33329-9785 paid in full and all your accounts are in Everyday Spend Points your Everyday Spend - good standing. eamed this period: groceries, gas, pharmacy Available points include Everyday Spend Points. 8,286 Account Summary Opening points balance 3,20 1,504 New points earned +103,370 Points transferred or redeemed 0 Reinstated points and adjustments 0 New points balance =3,304,874 New Points Earned 04/01/06 - 04/30/06 Points Activity On Everyday Spend Bonus Points Total Points Activity Eligible Charges Points Awarded Per Card Centurion 1,043 0 0 1,043 )000(-X>000(4-31005 Platinum 0 0 0 0 )00000(vvq-32002 Gold 10,006 0 0 10,006 XXXX-X)00a8-42008 Addl Gold 0 0 0 0 XXXX-XXXXX8-45019 Addl Gold 6,620 0 0 6,620 XXXX-X)000(8-43030 Business Gold 0 0 0 0 )0(XX0000003-41009 Gold 0 0 0 0 XXXX40000(2-61005 Addl Gold 38,593 7,296 0 45,889 XXXX4000(X2-62011 Addl Gold 35,637 778 0 36,415 )000C-VD00(2-63027 Adtfl Gold 3,185 212 0 3,397 XXXX-k000(2-62060 Totals 95,084 8,286 0 103,370 Membership Rewards Plus points earned may be transferred or redeemed as long as all enrolled Card accounts are in good staming. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards Plus program Terms and Conditions in your Membership Rewards Plus Guide. If you have questions, please visit www.americanexpress.com/membershiprewardsplus or call 1-800-AXP-1090 (297-1090). From overseas, call collect 305.816.2799. Earn 10x Membership Rewards® Points from Teleflora's Flower Club! Send a vibrant bouquet Teleflora's Summer is almost here! Send the vibrant colors of the season with flowers from Teleflora's Flower Club. Choose and earn 10x points whenever you shop with from the Flower Club's selection of beautiful flowers to Teleflora's Flower Club at FLOWER CLUBC brighten any day and earn 10x points when you shop at www.membershiprewards.flowerclub.com or call www.membership rewards.flowerclub.com 1-800-775-7523. or can 1.800.775-7523. Vold Ilvccgh 12,3103 OM-float cased Ilvough URL cc /11:0 =the shown that Gravid he combined w?.h any other diet or special pars:tem. Tobo eliglae bo on beaus pot you mutt to (MR Bonus ID 1600) en:oled in ea flarbers4 Rewards occur= al the Erne of purchase and you inus1= ycl i iuar r .wh;1 ds: to an &QV*. ercetkd America, En"en. Card Bonus point vdl be crodIkd your vatin 1012 webs deer chaves axes on your baring olakment ems D:1600. Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01661238 .4mrhican Express "PaNdb' JEFFREY E tr ..DWInFATE COPY MerbershiaRewardse Account aunty Page 6 of 8 1M33334712 Find Unique Gift Ideas and Earn 5x Points from sharperimage.com THE Find unique products and gifts ideas, PLUS, earn 5x Membership Rewards® points when you shop at Shop at www.sharperlmage.comf amoxpoints today and SHARPER www.sharperlmage.com/amexpoints. The Sharper Image shares the fun of discovering innovative products that make find unique products and gift ideas, PLUS, earn 5x IMAGE' life easier and more enjoyable. As one of America's premier specialty online retailers, sharperimage.com is the place to points for you. (MR Bonus ID 2110) find something special for any occasion. Veld ONLY al www.sharpedrtage.ttunhunexpel tea* 12014C Net yard in axes. phaostnahaders kw The Shaper 5n.hse ALCWIl ash To earn bonus Feints. yea mast toenroled nM laantenhp Re.ratds plcgtem 81 fore ;aware and elan* yam purchase ban Sable. emoted Arnaran Expeetat Cad. Bann pcinh weal be «celled to yea hlerrtenhja Rewards =semi 10 12 weeks Oa charges aRear on year tOrg steamer& Raw ID: 2110. Limited Time Offer from Nike Golf - Nike Slingshot Irons - Steel Shaft Only 63,000 Points The slingshot irons were designed for the professional, the To redeem, visit beginner and everyone in-between. They have an innovative www.amedeanexpress. comirewards or call shifting center of gravity that makes for unparalleled 1-800-AXP-EARN playability across all skill levels. Available in standard lie only. (297.3276) by June 15, Take advantage of this great value, original point value was 2006. 80,000 points and you can redeem for only 63,000 points. (MR Message 3489) Reward Code: Nike17. Offer Expires: 6/15/06. Terms and condhens a the heanbershla Retards prole® eWy. Redeem Membership Rewards® Points for the Ultimate Banana Republic Wardrobe Exceptional quality, luxury fabrics and refined tailoring define For the nearest store, call Banana Republic's signature style. Every season, you'll find 1-888-BR-STYLE or visit .BANANA REPUBLIC vAvw.BananaRepublIc. a new collection of well-designed clothing and accessories COM. for men and women. (MR Message 6222) Redeem Membership Rewards® Points for Fondue at The Melting Pot 4,35 With more than 100 locations nationwide, The Melting Pot For more information, visit Restaurants, Inc. is a premier fondue restaurant franchise. At www.meltIngpotcom. The bee The Melting Pot, fondue becomes a memorable four-course Melting Pot. "nab. - dining experience where you can truly dip into something (MR Message 4493) a fondue restaurant different. Enjoy a choice of four flavorful fondue cooking styles and a variety of tasty entrees served with their special dipping sauces. The menu also includes creamy cheese fondues, lively salads, fine wines and mouthwatering chocolate fondue desserts. Redeem Membership Rewards® Points for L'Occitane Gift Cards A True Story. Experience the essence of the Mediterranean by choosing To start redeeming L'Occitane Gift Cards for $25, $50, $100 and $150. World Membership Rewards points today, log on to renown for luxurious personal care products and gift giving, OCCITANE EN PROVENCE enjoy L'Occitane for the skin, hair, body and home. www.americanexpress. comfrewards or call 1.800-AXP-EARN (297-3276). (MR Message 3094) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01661239 DUPLICATE COPY Prepared Fa Award Nunter Closlro Dale Page 7 of 8 JEFFREY E EPSTEIN )000(-)0000M 05/29108 CustomExtrar r a-C° Fly Two-for-One To book your next flight, call Centurion Travel Receive a complimentary companion ticket when you purchase a Service at qualifying First Class or Business Class ticket on 18 acclaimed 1.877.877-0987, option 1. partner airlines. Bring a friend, family member or colleague to intriguing new places, or create new memories in your favorites. The (CE 107237) CARD /EMBER BEP/EF,TS •. complimentary companion ticket must have the same itinerary as yours, and you can enjoy the flexibility of no blackout dates or cancellation fees. Complimentary ticket is subject to ail government fees, taxes and charges. Program terms, conditions and restrictions apply. For full program information, visit ynnvarnericanexpress.comicentution. Enjoy Fine Dining Around the World To make a Fine Dining reservation, please call For dinner reservations across town, across the country, or across 1.877.877-0987, option 2. the ocean, look to the Fine Dining program available to you as a Centurion® member. Every day, a reservation Is held at more than (CE 107236) 1,000 of the most highly acclaimed restaurants worldwide. So when the need arises for a reservation at a hometown favorite or an outstanding restaurant in another city, Fine Dining can help. Reservations are provided on a first-come, first-served basis, so please call as early as possible. Ah cancellations must be made by calling Centurion Concierge at least 24 hours in advance of the reservation, othenv'se a $15-per-person cancellation fee ($60 minimum, $120 maximum) will apply. Now Accepting American Express® Cards! If there are other places where you would like to Norwegian Coastal Voyage - Exploration cruise vacations visiting see tho Card accepted, spectacular Norway, Sweden, Greenland, the Arctic and Antarctica. please call the Customer 1.800-323-7436. www.norwegiancoastalvoyage.us. Service number that is located at the top of your statement or the number Bellerose Animal Hospital - A medical, surgical, dental hospital that is on the back ci your devoted to patient care and pain relief. 242-01 Jamaica Ave., Card. Bellerose, NY. 718-347-1057. www.bellerosevet.com. (CE 107147) A Voce - Elegant Italian restaurant with Chef Andrew Carmellini, the James Beard Foundation's "Best Chef New York" for 2005. 41 Madison Ave., NYC. 212-545-8555. www.avocerestaurant.com. Discover the Convenience of Online-Only Statements Switch to onhne-only statements today at Still holding on to these paper statements? Let us keep the records www.americanexpress. for you! Did you know that your six most recent statements are online comicnlineonly. now? In addition, we have over a year's worth of exact copies of your historical statements available to you within 24 hours of your (CE 107384) CARDMEMBER 3D/EfITS: request—at no cost! Still think you need that paper reminder? Not to worry, we'll send you a monthly e-mail notifying you that your statement is ready to be viewed online. You'll be able to: • View recent activity since your last statement • Sort through your statement's transaction detail by date, merchant, or amount • Download your transactions into Quicken or Microsoft Money Take an Extra 15% Off Fine Jewelry & Watches Visit www.Goldspeed. corn and save an Goldspeed.com, with over 20,000 fine and luxury jewelry items in additional 15% off on gold, platinum, diamond and designer styles, has an incredible offer Gold, Platinum and exclusively for American Express® Cardmembers. Save an additional Diamond Jewelry and 15% off Goldspeed's already discounted prices. This exclusive offer Name-Brand Watches GOLDSPEliBtom when you pay with your StefinersIneldMitkitst also applies to name-brand and designer watches and to luxury gift American Express Card. items. With our Gift-wrapping and Gift card service, Goldspeed.com is Use Offer Code: GOLD at a perfect source for Mother's and Father's day gifts, and wedding, checkout. anniversary and engagement gifts. (CE 107389) 30-day return policy on all items on site except items personalty engraved or marked Special order, final sale. Free shipping applies to total purchases over $200. Offer expires 6/30/2036. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01661240 DUPLICATE COPY Peeprod LisoutNunber Page 8 of 8 JEFFREY E EPSTEIN XXXX- FREE Retirement Guide For your free guide call Ameriprise Financial at It's never too early or too late to start planning for retirement. Request 1.800.952.9271 or visit us your free retirement guide, What You Should Know Before You Retire. at www.ameriprise.com. This comprehensive guide was compiled by a team of specialists at Ameriprise Financial. Formerly American Express Financial Advisors, (CE 107328) 1k /11sta/161/4 0d Ameriprise Financial is a financial planning and services company Ameriprise with more than two million clients and 110 years of experience. 1111011Cial Brolcerage, investments and financial advisory services are made available through Ameriprise Financial Services, Inc., Member NASD and SIPC, an Ameriprise Financial Company. Ameripnae Financial is no longer owned by the American Express* Company. 2006 Ameriprise Financial, Inc. Al rights reserved. The Purchase Protection Plan For more information, visit us online at The cat knocked over the brand new vase--good thing you bought it www.amerlcanexpress. with your Card. The Purchase Protection Plan will repair, replace, or corn/pp. reimburse the amount you charge to the Card for covered items, up WO MEMBER to $10,000 per Occurrence, if they are accidentally damaged or stolen (CE 107116) BEnEFITS within 90 days from the date of purchase. Purchase Protection Plan is underwritten by AMEX Assurance Company, Administrative Office, Green Bay, WI. Coverage is determined by the terms, concretions, and exclusions of Policy AX0951 and is scablect to change with notice. This document does not supplement or replace the Policy. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01661241 DUPLICATE COPY sh Centurion® Card Oo ig7 Statement of Account i,e65)6W64601 fug anCl • ••0 Papand Fa Iiiiiiiiiiii Clairol:4a JEFFREY E EPSTEIN 06/29/06 Page 1 of 8 Neu Aelvty New Please Pay By neva. Ste. $ lee. AC/Aimee*. Balance $ 07/14/06 2,430.58 +2,504.01 2,504.01 Please refer to page 3 for important information regardng your account For assistance or questions about your account, contact us at www.americanexpress.com or call Customer Service at 1-877-877-0987. Special Amenities through Fine Hotels & Resorts Program The 2006 Fine Hotels & Resorts Program otters you an exclusive array of personal courtesies at over 500 of the world's finest properties. As a guest at any participating hotel or resort, enjoy preferential treatment and the following complimentary amenities for Centurion® members when you book through CTS--room upgrade at time of reservation (based on availability), daily complimentary continental breakfast for two, 4:00pm late checkout, plus an additional amenity specific to each property. Reserve your Fine Hotels & Resorts Program accommodations through CTS today by calling 1-877-877-0987. Program terms and conditions apply. For full program information, visit www.americanexpress.com/centurion. Activity '""as"" Amount S -2,430.58 Amount Due in Full Activity for JEFFREY E EPSTEIN ceep000caxadox 05/28/06 AMAZON.COM SUPERSTORMAZN.COWSILL WA 11.17 MERCHANDISE AMrSUPERSTORE ROC No. 0021049073 05/28/06 AMAZON.COM SUPERSTORA/AZN.COWEOLL WA 95.23 MERCHANDISE AMrSUPERSTORE ROC No. 0021061051 05/28/06 AMAZON.COM SUPERSTORALIZN.CONEOLL WA 70.54 MERCHANDISE AMrSUPERSTORE ROC No. 0021155174 06/00/051 MEM RWDS CERTIFICATE RUSH FEE 15.00 Goods and Services PiNne foil on IM p.lcration [Mow, Math and retwnvOil your parnont Continued on Page 3 rAnwmte Please Pay By: Please enter account Payment Coupon a 31005 3715-657814- 07/14/06 number on all checks and correspondence. Make check payable to American Express. JEFFREY E EPSTEIN 457 MADISON AVE 4FL Total Amount Due See Finance Charges section on reverse &de for $2,504.01 a NEW YORK NY 10022-6843 description of when additional Finance Charges are not assessed on Features. Check here if address or telephone number has changed. Please note Mail Payment to: changes on reverse side. AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 'Willi IIIrrIIrllrrlllrllrrlrllllllltllltlllllllllllllI 000250401000250401 25 H EFTA01661242 DUPLICATE COPY Prepond Fa( ADSOUnt Nurde Page 2 of 8 JEFFREY E EPSTEIN >cca-xxxiMill Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must be sent to the payment address shown on your statement and must include the remittance coupon from your statement. Payments must be made with a single check or draft drawn on a US bank and payable in US dollars, or with a negotiable instrument payabet in US dollars and clearable through the US banking system, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be Included on all payments. If To Pay By Phone payment does not conform to these requirements, crediting may be delayed and additional Charges may be imposed. If we 1-800472-9297 accept payment made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment Into US dallarS„ unless a particular rate is recuired by law. Please do not send post-dated checks. They will be dopes ted upon receipt. Our acceptance of any payment markecl with a restrictive legend will not operate as an accord and Customer Service and satisfaction without our express prior written approval. Authorization for Electronic Debit: We will process checks Lost or Stolen Card electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, 1-877-877-0987 account number and check serial number to your financial institution, unless the check is not processatie electronically or a 24 hours/? days less costly process is available. By submitting a check for payment you authorize us to initiate an electronic debit from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset Express Cash account as scon as the same day we receive your check, and you will not receive that cancelled check with your bank or 1-800-CASH-NOW asset account statement. If we cannot collect the funds electronically we may issue a draft against your bank or asset account for the amount of the check. Authorization for Electronic Payments: Byusing Pay By Computer, Pay By Phone or any other electronic payment service of ours, you will be authorizing us to initiate an electronic debit to the financial International Collect account you specify in the amount you request. Payments received after 5:00 p.m. MST may not be credited until the next 1-954503.8905 day. Allocation of Payments and Credits: Subject to applicable law, we will apply and allocate payments and credits among Features and Charges on your Account in any order and manner determined by us in our sole discretion. Finance Hearing Impaired Charges: Average Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADB (9am• m EST) Method to caculate FC on your Account. Under this method, we figure the FC on your Account by applying the Daily TTY: -800-221-9950 Periodic Rate (DPR) to the ADB (as described below) for each Feature (including current transactions). Different daily FAX: 1.800.695-9090 periodc rates may be applied to separate Feature balances. To get the ADB for each feature, we (1) take the beginning In NY: 1.800522.1897 balance for each day (including unpaid FC from previous tilling periods) (2) add any new transactions, debts, or fees (3) subtract any payments or creths, and (4) make any appropriate adjustments. For each day after the first day of the biking period, we also add an amount of interest equal to the previous day's daily balance multiplied by the CPR for the Large Print and Braille Feature. This gives us the daily balance for the Feature for that day and the beginning balance for that Feature for the next Statements day. If this balance is negative, it is considered to be zero. Then, we add up all the daily balances for the Feature for the 1.877.877-0987 billing period and divide the total by the number of days in the tiling period. This gives us the ADB for the Feature. If you pay the New Balance on this statement by the next Closing Date, then you will avoid additional FC on features included in ills New Balance. If you multiply the ADB for each Feature by the number of days in the billing period and the DPR for that Feature, the resvit will be the FC assessed on that Feature, except for variations caused by rounding. The total FC for the tilling period is calculated by adding the FC assessed on all Features of the Account. This method of calculably the ADB and FC results in daily compounding of FC. Transactions Made In Foreign Currencies: If you incur a Charge in a • Correspondence foreign currency, it will be converted into US dollars on the date it is processed by us or our agents. Unless a particular rate is lectured by applicable law, we will choose a conversion rate that is acceptable to us for that date. Currently, the conversion Customer Service, The rate we use for a Charge in a foreigncurrency is no greater than (a) the highest official converaon rate published by a Centurion' Card from government agency, or(o) the highest interbank conversion rate identified by us from customary banking sources, on the American Express conversion date or the pnor business day, in each Instance Increased by 2%. This conversion rate may differ from rates P.O. Box 297846 in effect on the date ofyour charge. Charges converted by establishments (such as airlines) will be tilled at the rates such R. Lauderdale, FL establishments use. Billing Rights Summary: In Case of Errors or Questions About Your Bill: If you think your toll is Incorrect, or it you need more information about atransaction on your bill, write us on a separate sheet of paper at the 33329-7846 Customer Samoa address noted to the right. We must hear from you no later than 60 days after we sent you the fast bill on which the error or problem appeared. You can telephone us at the number indicated on the front of this statement, but doing Customer Service so will not preserve your rights. In your letter, give us the following information: 1. Your name and account number' 2. The P.O. Box 297804 dollar amount of the suspected error; 3. Describe why you believe there Is an error. If you need more information, describe R. Lauderdale, FL the item you are unsure about. You do not have to pay any amount in question whle we are investigating, but you are still 33329-7804 obit)ated to pay the parts of your bill that are not in question. While we investigate your question, we cannot report you as delnquent or take any action to collect the amount you question. If you have authorized us to pay your bal automatically from Payments your checking or savings account, you can stop the payment on any amount yyoouu think is wrong. To stop the payment your P.O. BOX 2855 letter must reach us three business days before the automatic payment is scetied to occur. Special Rule for Credit NEW YORK NY Card Purchases: If you have a pcbtem with the malty of goods or services that you purchased with a credit card, and you 10116-2855 have tried in good faith to coned the problem with the merchant, you may not have to pay the remaining amount due on the goods or services. You have this protection only when the purchase price was more than $50 and the puchase was made in your home state or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the property or services, all purchases are covered regardless of amount or location of the purchase.) Credit Balance: If a credt balance (designated CR) is shown on this statement, it represents money owed to you. If you do not make suffident charges against the credit balance or request a refund, we will, within 30 days after expiration of tho six-month period following the date of the first statement indcating the credit balance, issue a check to you for the credit balance if the amount is $1.00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of creditcard rates, fees and grace periods by calling 1-800.518-8866. Change of Address • To change your address online, visit www.ameticanexpress.com/updatecontactinlo corm on kW • For Name or Company Name changes, please call the Customer Service do not use number on the back of your Card. • If your address or phone number has changed to a FOREIGN ADDRESS OR PHONE, please call Customer Service. • Please print clearly in blue or black ink only in the boxes provided. Street AddreSS Ott Stale Zp Coto F Please provide your Area Code and e-mail address to Haw Moo receive important Amoy Colo and account updates and j Week Phone exclusive Cardmember Email (opfoos) offers and benefits. You may visit the American Express Privacy Statement at www.ainencanexpress.com/privacy for more details and toset your email preferences. EFTA01661243 DUPLICATE COPY Prepated Fct Account Nut, xxx l. occha Dale Page 3 of 8 JEFFREY E EPSTEIN XXM-X 06/29/06 Due in Full continued un 06/03/06 THE CARLYLE HOTEL NEW YORK NY 828.72 Arrival Date Departure Date No of Nights 06/02/06 06/02/06 1 00000000 06/06/06 BKST-HARVARD•CS#30Camtxidge MA 172.45 Merchandise ROC No. 0003900901 06/07/06 FREDERIC FEKKAl NY NY 342.00 BARBER/BEAUTY SHOP ROC No. 0000007063 06/22/06 AMERICAN AIRUNES DALLAS, TX 10.00 AMERICAN AIRUNES Routing Details Not Available Ticket Number: 00106183826515 Date of Departure: 06/22 Passenger Name: EPSTIEN/JEFF Document Type: MISC. CHARGE ORDER (MCO)/PREPAID TICKET AUTH. 06/22/06 AMERICAN AIRUNES DALLAS, TX 958.90 AMERICAN AIRLINES From: To: Carrier: Class: LAGUARDIA INTL NP ST LOUIS MO AA KR DES MOINES IA AA KR UARDIA INTL NP AA MR Ticket Number: Date of Departure: 06/22 Passenger Name Document Type: PASSENGER TICKET Total Due in Full Activity 2,504.01 Important Notice Please refer to page 2 Information on Flexible Payment Features for further important You may have access to one or more Flexible Payment Features as part of your Card account. The current Annual information regarding Percentage Rates (APRs) and Daily Periodic Rates (OPRs) for the Flertble Payment Features are as follows: your account For Sign & Travel, the APR is 13.90%, the DPR is 0.0381% EFTA01661244 DUPLICATE COPY Pupated Fa Pxanl Page 4 of 8 JEFFREY E EPSTEIN ) N- PMI EFTA01661245 membeREFWgferrlis Plus® Page 5 of 8 Monthly Statement and Program News American Expresso For questions about your Statement Period Membership Rewards account, contact May 1, 2006 - May 31, 2006 1-800-AXP-EARN Account activity alter this period does not appear on this statement (297-3276) Prepared lot vnenv.americanexpress.com/rewards JEFFREY E EPSTEIN Available Points IterrbertligRavardellkoesett Number American Express 1M33334712 3,444,882 Membership Rewards P.O. Box 297813 Points are available when charges are Earn Double Points for all Ft. Lauderdale, FL 33329.9785 paid in full and all your accounts are in Everyday Spend Points your Everyday Spend - good standing. earned this period: groceries, gas, pharmacy Available points Include Everyday Spend Points. 21,885 Account Summary Opening points balance 3,304,874 New points earned +140,008 Points transferred or redeemed 0 Reinstated points and adjustments 0 New points balance =3,444,882 New Points Earned 05/01/06 - 05/31/06 Points Activity On Everyday Spend Bonus Points Total Points Activity Eligible Charges Points Awarded Per Card Centurion 2,431 0 0 2,431 )00(X-)0000(431005 Platinum 0 0 0 0 XXXX00000C9-32002 Gold 7,565 0 0 7,565 )00()00000(8-42008 Addy Gold 194 0 0 194 )00000000(8-45019 Addy Gold 13,677 319 0 13,996 )00000000(8-43030 Gold 0 0 0 0 )00000000(2-61005 Add? Gold 36,031 2,876 0 38,907 )000(-)0000(2-62011 Addl Gold 53,837 . 18,500 0 72,337 XXXX-XXXXX2-63027 Add Gold 4,288 290 0 4,578 )00oGx)000(262060 Totals 118,023 21,985 0 140,008 Membership Rewards Plus points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a tee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards Plus program Terms and Conditions in your Membership Rewards Plus Guide. If you have questions, please visit WWW.americanexpress.comimembershiprewardsplus or call 1-800-AXP-1090 (297-1090). From overseas, call collect 305-816-2799. Earn Bonus Points at Loews Hotels There's no time like now to join the LoewsFirst frequent Earn bonus points at guest program. In addition to VIP extras like room upgrades Loews Hotels. For more information or to enroll in and late checkout, you can also choose to earn 500 the LoewsFirst program, LOEWS HOTELS Membership Rewards® bonus points with every stay. Select visit envw.loewsfirstcom. Membership Rewards points as your welcome amenity and Be sure to choose earn 500 bonus points with every qualified stay. Membership Rewards bonus points as your Cter yard through game To earn hlernbershia Renard, bonus parts, you must be enrolee' in bath Via welcome amenity. Useer..First & Mernberslip Rewards pagrams al the timed clay. You must aka havo chcson Membership Rewards bean point as the oetxmoamerity en yet/ LownsFirst molter polioa:4 you must charge (MR Bonus ID 7403) your stay to the ears e5gde, Retest govern ersalcd American Express. Card irdc.ted in your Wei...giro, matter prate.A gadded stay lama-mama/Ivo overnghl stay at a Lotws Kola a any pushed rat. Bane pants wd been:died to your IR..tsrshy FlOWall4 =ours watin 1012 weeks adJer Chne3 ppe en your Wing statement. Bonus ID: 7403. Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01661246 American Exprnse PT" td kr KI RFATE COPY JEFFREY E MoitarshO Rt./mkt Amounl Nurrbor Page 6 of 8 1M33334712 Brand New Offer from Callaway Golf-Odyssey® White Hot® XG'" # 1 Putter The Odyssey White Hot XG Putters have multi-layer insert To redeem, visit c aktatulp, technology for the softest, most responsive putter we've ever created. www.amedcanexpress. com/rewards. Or call 1.800-AXP-EARN (297-3276) by July 15, Redeem today for only 15,000 points. Reward Code: 2006. CWG145. Offer Expires 7/15/06. (MR Message 1279) Tarns and ocrcl0cas of to MorteroNp Rewards program wet Redeem Membership Rewards® Points for the Ultimate Banana Republic Wardrobe Exceptional quality, luxury fabrics and refined tailoring define For the nearest store, call Banana Republic's signature style. Every season, you'll find 1-888-BR-STYLE or visit www.BananaRepublIc. BANANA REPUBLIC a new collection of well-designed clothing and accessories COM. for men and women. (MR Message 4360) Redeem Membership Rewards® Points for Brooks Brothers Gift Cards! Established in 1818, Brooks Brothers is the premier For store locations, call American purveyor of classic apparel. Their collections 1.800.274.1815 or go to ff,r2aiden, continue to define elegance with timeless style and quality that is second-to-none. VA.M.BrooksBrothers. COM. (MR Message 1174) Dine this Summer at Smith & Wollensky Redeem Membership Rewards® points for a Smith & To start redeeming today, Wollensky Restaurant Group Gift Card, good at any Smith & log on to www.americanexpress. Wollensky location throughout the country. Smith & comirewards or call Wollensky serves delicious prime dry-aged steaks and has 1.800-AXP-EARN one of the nation's greatest wine cellars. Plus, Smith & (297-3276). Wollensky Restaurant Group has five additional NYC (MR Message 3397) concepts: Maloney & Porcelli, Park Avenue Café, Quality Meats, The Post House, and Cite. For more information call 1-877-783-2555 or visit www.smithandwollensky.com. Redeem Points for Dell Certificates! Dell, maker of America's favorite PC, allows you to create To order, visit your own customized systems and save hundreds of dollars vnanv.dell.com after you DOW at the same time. Just redeem Membership Rewards® points for a $100 or $250 Dell Home System Certificate and use it when purchasing a new Dell Inspiron® notebook or Dimension® desktop. receive your Membership Rewards Certificate. (MR Message 1470) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01661247 DUPLICATE COPY Pripand Fa Atootett Nurbor Ckcirg Oato Page 7 of 8 JEFFREY E EPSTEIN )000C- 06/29/06 CustomExtrar Use Your Centurion® Card to Make Bill Paying Easy For a list of participating providers, visit Enjoy the time-saving convenience of using your Card to pay your www.amerIcanexpress. monthly bills. It's a simple and secure way to consolidate your comicentautobill. payments and make sure your bills are paid on time. Contact your (CE 107397) providers directly and tell them to charge your bills to your Card. Terms and conditions apply. Not all providers service all markets. In some instances, it may take more than one billing cycle before initial paid amounts are posted to the Card account. Please remember to cancel these payments with your service provider if you close your Card account, and advise your service provider if your Card account number changes. Premium Access at Home Depot Center Call 1-800-4551657,8am to 11pm EST, 7 days a As a Centurion® member, you have access to club level seats at the week for reservations and Home Depot Center in Los Angeles for sports, entertainment and live more informatian. concert events. You will also receive one complimentary parking pass for every two tickets purchased as part of the package. (CE 107398) Al sales are final and nonrefundable and resale is prohibited. Details and prices are subject to change. Suites, packages, and tickets, are avaiable on a first-come, first-served basis. Al ticket orders are subject to service charges. Payment must be made using the Centurion Card from American Express. Ticket limits may apply. Availatilty is limited. Tickets will be sold in pairs. Now Accepting American Express® Cards! If there are other places where you would rake to Drexel Heritage - Welcome home to where over 95% of our products see the Card accepted, are yours to personalize. Visit www.drexelheritage.com to view our please call the Customer complete line of home furnishings. Service number that is located at the top of your statement or the number Buddha Bar NYC - Our chefs offer a deliciously unique cuisine, that is on the backer your combining the bold flavors of Asia with delicate French essences. 25 Card. Little West 12th Street, New York, NY. 212-647-7314. (CE 107293) Ribot - Inventive but familiar Italian dishes stand out on a fresh and seasonal menu. A spacious outdoor cafe and bar complement the warm indoor dining room. www.ribotnyc.com. Join Us - Support Boys & Girls Clubs of America visit www.mylifemycard.com/ American Express is proud to support the 2006 Centennial donatebgca for more /EN 4, Celebration of Boys & Girls Clubs of America. Help create 100 more inlormation or to make a t' ..fr years of hope and opportunity for kids by donating to BGCA. For donation. Va nonante MIZE ie every donation made with an American Express® Card, we will donate an additional $5. (CE 107405) OMPO 2006 American Express will donate an additional $5 for every donation made with an American Express Card, up to $25,000, through December 31, 2006. Additional $5 donation is not tax deductitte. Are You Overpaying For Personal Checks? Order now at www.amexpub.com/ Tired of ordering your personal checks through your bank? Since checks/statement or call 1997, American Express Publishing has been offering personal and 1.800.662.2314 to business checks and accessories to Cardmembers at prices up to request a brochure. 50% less than financial institutions. Other quality products we offer (CE 107462) m are address labels, deposit slips, checkbook organizers, stamps, Publishing binders, and more. We adhere to security features that exceed industry standards, as well as strict confidentiality of account information. And, we offer an unconditional money-back satisfaction guarantee. Order your checks now from a trusted name—American Express. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01661248 DUPLICATE COPY Prepasal For AccoNnINumber )0(ivja Page 8 of 8 JEFFREY E EPSTEIN =a - The Purchase Protection Plan For more information, visit us online at The cat knocked over the brand new vase--good thing you bought it www.amerlcan with your Card. The Purchase Protection Plan will repair, replace, or express.cornipp. reimburse the amount you charge to the Card for covered items, up to $1,000 per Occurrence, if they are accidentally damaged or stolen (CE 107461) CARDME MBES BENEFITS within 90 days from the date of purchase. Purchase Protection Plan is underwritten by AMEX Assurance COmpany, Administrative Office, Green Bay, WI. Coverage is determined by the terms, conditions, and exclusions of Policy AX0951 and is subject to change with notice. This document does not supplement or replace the Policy. Identity Theft Assistance from American Express For more infccmation, visit us online at No matter how careful you are, identity theft can happen to you. But www.americanexpress. here's the good news--with Identity Theft Assistance, we have comridtheft. representatives on call when you need them--24/7--in case the unexpected does happen. We can help determine if you are a victim (CE 107460) of identity theft, recommend steps for recovery, and otter tips on how to protect yourself in the future. On request we'll also send you a comprehensive package designed to further help you navigate the recovery process. Should you discover that somebody is using your identity online or in shops, you can turn to American Express for help. And, more good news--as a valued Cardmember, you automatically receive Identity Theft Assistance, free of charge. Extend Your Warranty! For more information, visit us online at Suddenly your camera stops working the day after the manufacturer's www.americanexpress. warranty expires. Easily fixed. With the Buyer's Assurance Plan, if you comnict. purchase a covered item entirely with your American Expresso Card, (CE107112) CARDMEMBE the terms of the warranty are extended for up to one additional year BENEFITS on warranties of five years or less that are eligible in the U.S. Buyer's Assurance Plan Is underwritten by AMEX Assurance Company, Administrative Office, Green Bay, WI. Coverage is determined by the terms, conditions, and exclusions of Policy AX0953 and is subject to change with notice. This document does not supplement or replace the Policy. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01661249 DUPLICATE COPY 3' 96048 Centurion® Card ber6bip t Atifitavalfib Statement of Account i"n meam te40/06 miir inmphd. dak.,.s Prepxed Fa Meted", JEFFREY E EPSTEIN 07/30/06 Page 1 of 8 New PclivAyS Now Please Pay By Prwous Sacs S PawncttAdvky $ AcAmtents Balance 08/14/06 2,504.01 -2,504.01 +4,140.52 4,140.52 Please refer to page 3 for important information regarding your account For assistance or questions about your account, contact us at www.americanexpress.com or call Customer Service at 1-877-877-0987. 2006 US Open Tennis Championships See top names in men's and women's tennis compete at the 2006 US Open Tennis IMPIIES5 Championships in NYC. Centurion® members are invited to experience great Grand Slam e tennis action, with prime viewing in the American Express Luxury suite in Arthur Ashe Stadium. Enjoy lavish in-suite amenities, buffet lunch or dinner, beer, wine, and soft drinks, with your choice of dates and seating to the Preliminary rounds, the Semi-finals, or the Finals sessions. Location: Flushing, NY. Dates: 8/28-9/10, 2006. For more information, please contact your By Invitation Only representatives at 1-800-455-1657, 8am to 11pm EST, seven days a week. All sales are final and non-refundable and resale is prohibited. Details and prices are subject to change. Packages are available on a first-come, first-served basis. Availability is limited. Activity "Sat.. Pan dat• Facign Gwen:your...ion re is ban rampa 2%. So* page 2 kir Cat knotioM iriatosatfoictoweissy.0,4,:nvitnik: Due in Full Activity for JEFFREY E EPSTEIN rtteian Speeds"; ,,a5114,01.1 Amoral oircuoccosccca-stcos 07/07/06 V E RALPH AND SON INKEARNEY NJ 229.00 DENTAULABORATORYAAEDIC 07/10/06 AMERICAN AIRUNES MANKATO MN $35.85 AMERICAN AIRUNES From: To: Carrier Class: ST THOMAS VIRGIN I SAN JUAN PUERTO RI AA 00 FORT LAUDERDALE FL AA Q0 DALLAS/FT WORTH TX AA 00 ALBUQUERQUE NM AA GA Ticket Number: 00176418608995 Date of Departure: 07/17 Passenger Name: LOOUIDIS/JULIE Document Typo: PASSENGER TICKET f Peat kid ori tna prIcraim ben, &.rh and can, w* your Parnell I Continued on Page 3 Payment Coupon smouremmx: Please Pay By: Please enter account 3715-657814-31005 08/14/06 number on all checks and correspondence. Make check payable to American Express. JEFFREY E EPSTEIN See Finance Charges 457 MADISON AVE 4FL Total Amount Due section on reverse side for NEW YORK NY 10022-6843 $4,140.52 a description of when additional Finance Charges are not assessed on Features. iiiiIIIIiiiii$$$$$ Check here if address or telephone number has changed. Please note Mail Payment to: changes on reverse side. AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116.2855 I II illill1,11_1_ I II II I 000414052000414052 25 ii EFTA01661250 DUPLICATE COPY Pezpezed Fee JEFFREY E EPSTEIN ;6&;'--)Rx' Page 2 of 8 Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must be sent to the payment address shown on your statement and must include the remittance coepon from your statement. Payments must be made with a single check or draft drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on all payments. If To Pay By Phone payment does not conform to these requirements, crediting may be delayed and additional Charges may be imposed. If we 1-800-472-9297 accept payment made in a foreign currency, we will choose a conversion rale that is accepted(' to us to convert your payment Into US dollars, unless a particular rale is required by law. Please do not send post-dated chucks. They will be Customer Service and deposited upon receipt. Our acceptance of any payment marked with a restrictive iegend will not operate as an accord and satisfaction without our express prior written approval. Authorization for Electronic Debit: We will process checks Lost or Stolen Card electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, 1-877-877-0987 account number and check serial number to your financial institution, unless the check is not processable electronicaly or a 24 hours/7 days less costly process is available. By submitting a check for payment, you authorize us to initiate an electronic debit from your bank or asset account. When we process your check electronically, your payment may be debited to yam* bank or asset Express Cash account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or 1400-CASH-NOW asset account statement. If we cannot collect the funds electronically we may issue a draft against your bank or asset account for the amount of the check. Authorization for Electronic Payments: By using Pay By Computer, Pay By Phone International Collect or any other electronic payment service of ours, you wit be authorizIng us to initiate an Sdronic debt to the financial 1.954-503.8905 account you specify in the amount you recuest. Payments received after 5:0D p.m. MST may not be credted until the next day. Allocation of Payments and Credits: Stied to applicable law, we will apply and allocate payments and credits among Features and Charges on your Account in any order and manner determined by us in our sole discretion. Finance Hearinngg Charges: Average Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADB (gam- m EST) Method to calculate FC on your Account. Under this method, we figure the FC on your Account by applying the Daily TTY: 11 800.221.9950 Periodic Rate (DPR) to the ADS (as described below) for each Feature (including current transacbons). Different daily FAX: 1.800.695.9090 ',stick rates may be embed to separate Feature balances. To get the ADB for each feature, we (1) take the beginning In NY: 1-800-522-1897 balance for each day (including unpaid FC from previous biking periods) (2) add any new transactions, debits, or fees, (3) subtract any payments or credft., and (4) make any appropriate adjustments. For each day after the first day of the billing Large Print and Braille period, we also add an amount of interest equal to the previous days daily balance multiplied by the DPR for the Statements Feature. This gives us the daily balance for the Feature for that day and the beginning balance for that Feature for the next day. If this balance is negative, it is considered to be zero. Then, we add ep all the daily balances for the Feature for the 1-877-877-0987 bilLng period and dude the total by the number of days in the baling period. This gives us the ADB for the Feature. If you pay the New Balance on this statement by the next Closing Date, then you will avoid additional FC on features included in this New Balance. If you multiply the ADB for each Feature by the number of days in the billing period and the DPR for that Feature, the result will be the FC assessed on that Feature, except for variations caused by rounding. The total FC for the billinciperiod is calculated by adding the FC assessed on ail Features of the Account. This method of calculating the ADB andFC results in daily compounding of FC. Transactions Made in Foreign Currencies: if you incur a Charge in a Correspondence foreign currency,it will be converted into US dollars on the date it is processed by us or our ageMs. Unless a particular rate is required by applicable law, we will choose a conversion rate that is acceptable to us for thatdate. Currently, the conversion Customer Service, The rate we use fir a Charge in a foreign currency is no greater than (a) the highest official conversion rate published by a Centurions Card from government agency, cf(b) the highest Interbank conversion rate identified by us from customary banking sources, on the American Express conversion date or the prior business day, in each instance increased by 27O%.Thisconversion rate may differ from rates P.O. Box 297846 in effect on the date of your charge. Charges converted by establishments (such as airlines) will be billed at the rates such FL Lauderdale, FL establishments uso. Billino Rights Summary: In Caso of Errors or Questions About Your Bill: If you think your till is incorrect, or if you need more information about atransaction on your bill, write us on a separate sheet of paper at the 33329-7846 Customer Service address noted to the right. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared You can telephone us at the number indicated on the front of this statement, but doing Customer Service so will not preserve your rights. In your letter, give us the following information: 1. Your name and account number 2. The P.O. Box 297804 dollar amount of the suspected error, 3. Describe why ycu believe there is an error. If you need more information, describe Ft. Lauderdale, FL the item you are unsure about. You do not have to pay any amount in question while we are investigating, but you are still 33329-7804 obligated to pay the parts of your bill that are not in question. While we investigate your 0uestion, we cannot report mu as delinquent or take any action to collect the amount you question.If you have authorized usto pay your till automaticaty from Payments your checkng or savings account, you cari stop the payment on any amount you think is wrong. To stop the payment your P.O. BOX 2855 letter must reach us three business days before the automatic payment is scheduled to occur. Special Rule for Credit NEW YORK NY Card Purchases: you have a problem with the quality of or services that you purchased with a credit card, and you 10116-2855 have tried in good faith to correct the problem with the merchant, you may not have to pay the remaining amount due on the goods or services. You have this protection only when the purchase price was more than 850 and the pschase was made in your home state or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the properly or services, all purchases are covered regardless of amount or location of the purchase.) Credit Balance: If a cre balance (designated CR) is shown on this statement, it represents money owed to you. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month period (Plowing the date of the first statement indicating the credit balance, Issue a check to you for the credit balance if the amount is $1.00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. Change of Address • To change your address online, visit vnvw.americanexpress.com/updatecontactinfo cocrect or front • For Name or Company Name changes, please call the Customer Service do no: Jen number on the back of your Card. • If your address or phone number has changed to a FOREIGN ADDRESS OR PHONE, please call Customer Service. • Please print clearly in blue or black ink only in the boxes provided. sheet Athress CO, Stale F zip Cede Please provide your Area Code end Horne Phone Mee code end Work Phone Emeii (00;oneo F e-mail address to receive important a000unt updates and exdusive Cardmember offers and benefits. You may visilthe American Express Privacy Statement at www.americanexpress.comfpwacy for more details and to set your email preferences. EFTA01661251 DUPLICATE COPY Premed Re Creep Dale Page 3 of 8 JEFFREY E EPSTEIN )000(-XXXX. 07/30/06 rete9a Amount S Due in Full continued "Forego Cisteneyeccreengon tie is bele role pies 2%. See page 21a CeSas. 07/10/06 ORBITZ.COM CHICAGO IL 6.99 OftrAP1101012NN96WGU ROC No. 51420681P 07/17/06 L & 6, LONDON SW1X Se0 00 730.78 "Poen& Skiing GOODS/SERVICES 07/18/06 JOE'S CAFE, LONDON SW3 1886 35.27 'Pounds Szttag GOODS/SERVICES 07/21/06 POLO RETAIL CORP NEW YORK NY 2,302.63 APPAREL/ACCESSORIES Total Due in Full Activity 4,140.52 Important Notice Please refer to page 2 Information on Flexible Payment Features for further important You may have access to one or more Flexible Payment Features as part of your Card account. The currert Annual information regarding Percentage Rates (APRs) and Daily Periock Rates (DPRs) for the Flexible Payment Features are as follows. your account For Sign & Travel, the APR is 14.15%, the DPR is 0.0388% EFTA01661252 DUPLICATE rf JEFFREY E EPSTEIN xxxx-xxxx EFTA01661253 membeNfilfiFigirarlis Plus° Page 5 of 8 Monthly Statement and Program News American Expresso For questions about your Statement Period MtMSERSKIP Membership Rewards account, June 1, 2006 - June 30, 2006 contact 1-800-AXP-EARN (297-3276) Account activity after this period does not appear on this statement Prepared ter k--REWAR sl www.americanexpress.conVrewards JEFFREY E EPSTEIN Available Points 1.486tershp Rewards.)14888unt Number American Express 1M33334712 3,296,048 Membership Rewards P.O. Box 297813 Points are available when charges are Earn Double Points for all Ft. Lauderdale, FL 33329-9785 paid in full and all your accounts are in Everyday Spend Points your Everyday Spend - standng. eared this period: groceries, gas, pharmacy rig lable points include Everyday Spend Points. 3,492 Account Summary Opening points balance 3,444,882 New points earned +101,166 Points transferred or redeemed -250,000 Reinstated points and adjustments 0 New points balance =3,296,048 New Points Earned 06/01/06.06/30/06 Points Activity On Everyday Spend Bonus Points Total Points Activity Eligible Charges Points Awarded Per Card Centurion 2,489 0 0 2,489 )00000000(4-31005 Platinum 30 0 0 30 30000)0003-32002 Gold 9,420 514 0 9,934 )000(4(100043-42008 Add] Gold 261 0 0 261 )0000030003-45019 Add] Gold 37,965 0 0 37,965 XXXX-XX)00(8-43030 Geld 0 0 0 0 XJ0000000(2-61005 Adel Gold 30,592 254 0 30,846 XXXX-XXOGX2-62011 Add' Gold 8,343 371 0 8,714 XXXX-XXXXX2-63027 Adel Gold 8,574 2,353 0 10,927 3000000002-62060 Totals 97,674 3,492 0 101,166 Points Transferred or Redeemed 06/01/06 - 06/30/06 Points Transferred Request or Redeemed Date $500 Saks Fifth Avenue Gift Certificate 50,000 6/02/06 Account nunit8r 0015285256 $1,000 Saks Fifth Avenue Gift Certificate 100,000 6/02/06 Acocurt watt 0015285255 $1,000 Saks Fifth Avenue Gift Certificate 100,000 6/02/06 Award nether 0015285260 Total 250,000 Membership Rewards Plus points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards Plus program Terms and Conditions in your Membership Rewards Plus Guide. If you have questions, please visit varmamericanexpress.comimembefshiprewardsplus or call 1-800-AXP-1090 (297-1090). From overseas, call collect 305-816-2799. Continued on reverse EFTA01661254 American Express Piel"" (1 jpi yraWFATE COPY JEFFREY E Idembushp Reteatthe Foment Number Page 6 of 8 1M33334712 111. .V 44; E Earn Double Points Every Day from Signature Days! Signature Days Gift Cards offer the perfect gift--a memorable Signature Days has the 4 experience. Your recipient can drive their dream car, learn to perfect experience for . signature skydive, golf on one of the world's finest courses, relax at a every occasion. Visit www.signaturedays. days luxurious spa, or enjoy a meal prepared by a personal chef—more than 1,500 different activities nationwide. Use corn and start earning double points today.The glue a day to remember. experience of a lifetime is your American Express® Card and earn double Membership just a click away! Rewards® points! anti vac threat 12/3100. To be etgble to earnbonus poi-nth you trust be eprolnd in the I/embers-hp (MR Bonus ID 5132) Rewards program al the One d purchase and than)* your pnctaus to an ogles credit.] fterettnin Egt00 Caml Bonus poit wit be cr to your account vote 64 weeks after charges awes on your btin0 encencot Bonin 0:5132. Earn Bonus Points at Wyndham Hotels & Resorts - Every Time You Stay! Membership Rewards® enrollees who are also members of Earn 500 bonus points Wyndham ByRequest can earn 500 bonus points every time every time you stay at ()WYNDHAM they stay at Wyndham Hotels & Resorts. Simply specify Wyndham Hotels & Resorts. See wyndham. Honts & FtE50rs Membership Rewards points as your loyalty currency by entering your American Express® Card account number corn/membership rewards for complete when you enroll in the Wyndham ByRequest program. details or to join the complimentary Wyndham Otter vekl throu012/31.0015 BooSirgs on travel wetebeth othet than Wym0stmccm. me not olgtoth foe ByRequest program. Wyrclum Bylitguesl tenths, inaptrg points. See www-wyndhantcomintembershiptevards lot donate. To earn &tambour, R•watcb bonus points. you must bo entoitd in both the Menthershp (MR Bonus ID 2395) Bth1001Ita5nem and ee WYrChael 5319ccmost pre:gran al 00 tined stay and youmull chando yds stay ea the same Mgt*. enrctlal American Ewes Cato itcSalod n your Wyrelum ByRcqumt prat Bonus ;dribM:ear/Wed to your MwrtnhQ Rewards 000401whin 10-12 weeks mci slay u ccaptdoth BMA 0:2395. Redeem Points for the Watch of Your Dreams at Tourneau, the World's Largest Watch Store Tourneau, America's largest purveyor of fine watches, with To start redeeming today, more than 100 brands and over 8,000 styles offers excellent log onto mvw.amerIcanexpress. TOMMEAU st rict 1 900 selection, value and service. Redeem points and select from $100 or $500 certificates, or an array of Tourneau branded com/rewards or call 1.600-AXP-EARN watches. For store locations and to view Tourneau's fine (297-3276). timepieces, go to www.tourneau.com or call Shop-At-Home (MR Message 3011) 1-800-348-3332. Limited Time Offer from Tumi Tumi Zip-Around Letter Pad Only 17,000 Points Crafted from Tumi's signature full-grain napa leather, this To redeem, visit WWW.81TerIcanexpress. product features turned edge construction, leather interior, comfrewards. Or call zip-around closure, interior zip pocket, four note and card 1-800-AXP-EARN pockets, pen sleeve and premium-quality notepad. Redeem (297-3276) by August 15, before August 15, 2006, for the special rate of only 17,000 006. points! (Reward Code: CMP43. Offer Expiration 8/15/06.) (MR Message 9442) Terre amt cordEcos et the Itentetstm Rewards. Regrem 454. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01661255 DUPLICATE COPY Pro:petrol For Ckeic Dale Page 7 of 8 JEFFREY E EPSTEIN 07/30/06 CustomExtrar Stanwood Preferred Guest® Welcomes Le Meridien® Join Stanwood Preferred Guest Gold status today Le Meridien San Francisco, the newest addition to the Le Meridien by calling Centurion portfolio in the U.S., is set in the heart of the city's financial district, Member Services at near the Embarcadero and deeply entrenched in San Francisco's 1.877-877-0987 and inspired surroundings. As a valued Centurion• member, you can select option 3 to enjoy award-wining hotels and enjoy Starwood Preferred Guest Gold status and earn free night no blackout dates. awards at over 850 hotels and resorts worldwide, now including Le Meridiene, Sheratone, Four Points® by Sheraton, St. Regise, The (CE 107518) Luxury Collectione, W Hotels® and Westine. Program terms and conditions apply. For additional information, go to minv.aniericanexpressoom/centurion. Stay in Touch with Home When Traveling Internationally For more information, call Centurion Concierge at Avoid the hassle of international roaming by renting an international 1-877-877-0987 and cell phone from WorldRoam. Enjoy VIP treatment with a complete select option 2. rental package delivered to your door and English-speaking support available at any moment. Request YoutoMe, a service exclusive to (CE 107517) CABDNIEITBER BENEATS • • • American Express, and friends and family can reach you on your U.S. cell phone number or a U.S. toll-free number. All costs must be (tweed to your Centurion° Card. Rental charges commence on the "Start Date" and conclude on "Disconnection Date." °slivery charges may apply. A $300 deposit is applied up to 9 days before 'Start Date." If deposit amount is exceeded, charges will apply based on usage. Call charges (Including the YouToMe Service ca3s) range from 51.99 to $6.99 per minute, based on origin of call. The final invoice details all costs. Now Accepting American Express® Cards! If there are other places where you would like to Inlet Seafood Restaurant - Offering fresh seafood and spectacular see the Card accepted, sunsets. Inlet's dock welcomes all boats for fuel, bait and ice. East please call the Customer Lake Dr., Montauk, NY. 631-668-4272. Service number that is located at the top of your statement or the number 230 Fifth - Steven Greenberg's luxurious Rooftop Bar featuring that is on the back of your breathtaking views of New York's skyline and the cuisine of Chef Zak Card. Pelaccio. 212-725-4300 or visit www.230-FIFTH.com. (CE 107503) Are You Overpaying for Personal Checks? Order now at vninv.amexpub.com/ Tired of the inconvenience of ordering your personal checks through checks/statement or call your bank? Since 1997, American Express Publishing has been 1.800.662-2314 to request offering personal and business checks and accessories to a brochure. Cardmembers at prices up to 50% less than financial institutions. (CE 107628) Other quality products we offer are address labels, deposit slips, checkbook organizers, stamps, binders, and more. We adhere to security features that exceed industry standards, as well as strict confidentiality of account information. And, we offer an unconditional money-back satisfaction guarantee. Order your checks now from a trusted name--American Express. Identity Theft Assistance from American Express® For more information, visit us °nine at No matter how careful you are, identity theft can happen to you. But ynnv.americanexpress. here's the good news. With Identity Theft Assistance, we have com/idtheft. representatives on call when you need them--24/7--in case the unexpected does happen. We can help determine if you are a victim (CE 107612) BARBI/MITSUI BENEFITS of identity theft, recommend steps for recovery, and offer tips on how to protect yourself in the future. On request, we'll also send you a comprehensive package designed to further help you navigate the recovery process. Should you discover that somebody is using your identity online or in shops, you can turn to American Express for help. And more good news: as a valued Cardmember, you automatically receive Identity Theft Assistance, free of charge. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01661256 DUPLICATE COPY Ptcpaal Fa Aoc6&41 N_trnta )0 Page 8 of 8 JEFFREY E EPSTEIN Save Time Paying Your Bills with the Card Visit vAwi.emetican express.comiabp45 for Enjoy the time-saving convenience of using your Card to pay your more information. bills. You can consolidate your payments and make sure your bills are paid on time. And you're backed by the security of American (CE 107609) Express. Contact your providers directly and tell them to charge your monthly bills like cable/satellite to your Card. Terms and conditions apply. Not all providers service all markets. In some instances k may take more than one billing cycle before initial paid amounts are posted to tho Card account. Pease remember to cancel these payments with your service provider if you dose your Card account, and advise your service provider if your Card account number changes. Fraud Protection Guarantee (CE 107611) When you use the American Express® Card online or off, you won't be responsible for any unauthorized charges. Period. No fine print, no deductible--just pure protection, so you can shop with confidence anywhere on the Internet or in shops. Should any fraudulent charges appear on your statement, simply notify us at the number on the back of your Card. To learn more, visit www.americanexpress.com/fraud protectionguarantee. Extend Your Warranty! For more information, visit us online at Suddenly, your camera stops working the day after the Ei CASOMEMBER BENEFITS manufacturer's warranty expired. Easily fixed. With the Buyer's Assurance Plan, if you purchase a covered item entirely with your American Express* Card, the terms of the warranty are extended for up to one additional year on warranties of five years or less that are wwmamerIcanoxpress. comrba. (CE 107610) eligible in the U.S. B s Assurance Plan is underwritten by AMEX Assurance Company, Administrative , Green Bay, WI. Coverage is determined by the terms, conditions, and exclusions of Policy AX0953 and is subject to change with notice. This document does not supplement or replace the Policy. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01661257 DUPLICATE COPY 08/29/06 Account: Page 1 of 10 JEFFREY E EPSTEIN 457 MADISON AVE 4FL NEW YORK NY 10022-6843 Dear Cardmember, We have enclosed important information regarding your Account and encourage you to review it carefully and then file it for safekeeping. If you have any questions, please call the toll free number on your statement or on the back of your card. Thank you for choosing American Express. JEFFREY E EPSTEIN 457 MADISON AVE 4FL NEW YORK NY 10022-6843 11111111Ill I lllll I I IllII II II III I IIIIII I EFTA01661258 DUPLICATE COPY P 2 c! IC EFTA01661259 MembePViRti94141,97itis Plus° Page 3 Of 10 Monthly Statement and Program News American Expresso For questions about your Statement Period Lr"—r nbleNielERSHIP. Membership Rewards account, contact July 1, 2006 - July 31, 2006 1-800-AXP-EARN Account activity after this period does not appear on this statement 1II : ceresfor 1. re Al (297-3276) www.americanexpress.com/rewards JEFFREY E EPSTEIN Available Points Mathcnhp Rewards. Amara Mahe American Express 1 M33334712 3,422,927 Membership Rewards P.O. Box 297813 Points are available when thanes are Earn Double Points for all Ft. Lauderdale, FL 33329.9785 paid in lull and all your accounts are in Everyday Spend Points your Everyday Spend • good standing. earned this period: groceries, gas, pharmacy Available points Include Everyday Spend Points. 20,010 Account Summary Opening points balance 3,296,048 New points earned +126,879 Points transferred or redeemed 0 Reinstated points and adjustments 0 New points balance =3,422,927 New Points Earned 07/01/06 - 07/31/06 Points Activity On Everyday Spend Bonus Pete Total Points Activity Eligible Charges Points Awarded Per Card Centurion 4,141 0 0 4,141 XXXX-X)000(4-31005 Platinum 0 0 0 0 =a -X=0(9-32002 Gold 10,359 217 0 10,576 Xxxx400000-42008 Add'I Gold 0 0 0 0 XXXX-XXXXXB-45019 Add'I Gold 18,323 336 0 18,659 =a-X=0W-43030 Gold 0 0 0 0 )00000000(2-61005 Add'I Gold 65,332 19,121 0 84,453 )000(-XXJ0012.62011 Adel Gold 3,234 309 0 3,543 XXXX-X)000(2.83027 Aden Gold 5,480 27 0 5,507 XXXX-XXXXX2-62060 Totals 106,869 20,010 0 126,879 Membership Rewards Plus paints earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards Plus program Terms and Conditions in your Membership Rewards Plus Guide. If you have questions, please visit www.americanexpress.com/membershIprewardsplus or call 1.800•AXP-1090 (297-1090). From overseas, call collect 305-816-2799. Earn DOUBLE Points from DiscountOfficeSupplies.com! Earn DOUBLE Membership Rewards® points every time you Start shopping, saving, DbOount shop at DiscountOfficeSupplies.com, your ultimate online source for everyday office essentials. Stock up your small and earning double points at DiscountOffice Supplies.com today! OfficeSupppes business or home office with an amazing selection of over 40,000 items ranging from the basics to the latest (MR Bonus ID 0251) electronics. Plus, orders over $50 qualify for FREE SHIPPING*I 'Offer valit through MIA& net hipping doh nd *ply bceders ureter $$D end exekthe sad oterstzed terns aniturrdure aeler-hros. To nen bone pants, you mat be &IOW in the ?Ante:Shp Rewards progrovt at De finedhichata arid charge yaw peuchase ro an elgtao. contled Amerean Dana* Cant Bonus mugs wil be abided o you: wocont 68 weeks Wee CAMAS swear On you Onn0 ctatemenL BMUS D:0251. Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01661260 P.P.sfor JDWEIntFATE COPY JEFFREY E EP AmeriaanExpres5e Mtmbershp RewardsOtoxtunt Number Page 4 of 10 1M33334712 2006 US Open Tennis Championships Membership Rewardse program enrollees are able to To redeem points and redeem points to purchase tickets to the 2006 US Open purchase tickets, call Ticketmaster at US0114N5 Tennis Championships, held from August 28 - September 10 at the USTA National Tennis Center in Flushing, NY. 1.866.OPEN•TIX or log on to www.USOpen.org. • USt• (MR Message 0323) For a Limited Time Only • Audiovox 7" Portable DVD Player 22,500 Points While Supplies Last! Take advantage of this limited-time otter and redeem for the To redeem, visit Audiovox 7" Portable DVD Player at a discount of over wvAv.amerIcanexpress. Austam 20,000 points! Watch movies on the go. Features a 16:1 aspect ratio, a 7" diagonal widescreen, built-in stereo speakers, and a DVD/CD/MP3 playback. Includes carrying corn/rewards. Or call 1.800-AXP-EARN (297-3276) by September 15, 2006. case, two folding headphones, rechargeable battery, AC (MR Message 8406) adapter, and a wireless remote. Redeem while supplies last through September 15, 2006. (Reward Code: RY1790. Offer Expiration: 9/15/06) TemandocrogormallielVerrbershOReenWavoxameR* Redeem Membership Rewards® Points for a Williams-Sonoma® Gift Certificate With a gift certificate from Williams-Sonoma, Cardmembers For a store near you, visit enrolled in the Membership Rewards program can shop from wllllams•sonoma.com or call 1.800-541.2233. WILLIAMS-SONOMA among thousands of culinary products from around the world, including the finest professional-quality cookware, (MR Message 9451) cutlery, dinnerware and tableware, plus unique specialty foods and an impressive selection of cookbooks. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01661261 Dr‘c-vtd Fcr JEFFREY E EPSTEIN az DUPLICATE COPY rser Nu s CSairg (We 08/29/06 Page 5 of 10 Notice of Changes to Your Agreement Wo are making Important Changes to your Amcor:an Express Cardmember Agreement (*Agreement, governing the American Express° Card Account identified on this Notice. These changes become effective on the dates indicated below, whether or not you receive a billing statement. This Notice formally amends your Agreement, and any contrary or conflicting language in that Agreement is replaced fully and completely. Note that the terms of your Account are subject to change (inuding increasing APRs/DPRs and fees, changing fixed APRs/DPRs to variable APRs/DPRs, and adding new terms) in accordance with the Agreement governing your Account. Ali terms of the Agreement not amended herein remain in full force and effect. This is an important Notice of changes to your Agreement Wo recommend that you carefully review these changes, share them with any Additional Cardmembers on your Account, and then keep this Notice for future reference. If you have questions regarding this Notice, please call the telephone number listed on the back of your American Express Card. Finance Charges on Features Effective with billing periods beginning on or after September 1, 2006, the following sentence is added to the end of paragraph A of the Finance Charges on Features section of your Agreement: addition, Finance Charges will not accrue during a billing period on any Feature balance if, by the Closing Date of that billing period, payment in full of the New Balance shown on the statement for the previous billing period is credited to your Account; provided, however, that Finance Charges will accrue on transactions added at your request to a Feature balance during the billing period." Average Daily Balance Method for Calculation of Finance Charges Effective with billing periods beginning on cc after September 1, 2006, the first sentence of the second paragraph of the Average Daily Balance Method for Calculation of Finance Charges section of your Agreement is deleted, and the third paragraph of that section is deleted and replaced with the blowing: "At our discretion, we may exclude certain categories of debit transactions or foes from the calculation of the daily balances. Unless we elect to use a tater date, we add a Charge to the daily balance as follows: For Charges (other than Finance Charges) that we added to a balance automatically, we add the Charge to the appropriate daily balance for the Feature as of the transaction date of the Charge. For Charges that are not added to a balance automatically (e.g., in response to a specific transfer request), we add the Charge to the appropriate daily balance for the Feature as of the date we process the request: Linked Accounts Effective October 1, 2006, you wil accrue 2 points for every dollar charged at any Centurion Rewards partner and billed to your Centurion Card account. For every dollar charged at these establishments and tailed to your other linked accounts you will accrue only 1 point. Other Important Information About Your Account Roadside Assistance Enhancement Effective October 1, 2006, we are enhancing Roadside Assistance by removing the requirement that you must be at least 50 miles from home to receive program services. Roadside Assistance program services will be available when you are al home cc traveing locally. Program Terms and Conditions apply. Best Value Guarantee Decommission The Best Value Guarantee program will terminate on October 1, 2006. Any purchases charged to your Card account on or after October 1, 2006, will not be eligible for the program. Accordingly, any provisions under the heading Best Value Guarantee that accompany your Agreement are deleted effective October 1, 2006. Free Shipping and Handling Decommission The program that provides limited free shipping and handling for wane and catalog purchases from select merchants charged to your Card Account will terminate on October 1, 2006. Such transactions made after September 30, 2006, will not be eligible for the free shipping and handling program. S1486 BP/TRI 4FY I/0806 EFTA01661262 DUPLICATE COPY Ptop cd For Page 6 of 10 JEFFREY E EPSTEIN Event Ticket Protection Plan Effective October 1, 2036, we are adding the Event Ticket Protection Plan as an additional benefit for your American Express Card. A copy of the Description of Coverage appears below. EVENT TICKET PROTECTION PLAN- DESCRIPTION OF COVERAGE Underwritten by AMEX Assurance Company Administrative Office, 3500 Packeriand Drive, De Pere, Wisconsin, 54115 (Herein called the Company) Coverage Overview The Event Ticket Protection Plan provides insurance to a Cardmember when the expense of a Ticket has been charged to the Cardmember's Account and the Ticketholder cannot use the Ticket due to a Covered Incident for which benefits are payable under this Plan. We will reimburse You, up to a maximurn coverage limit of 55,000 per Occurrence Centurion, for the expense of the unused Ticket charged to Your Account for two Covered Incidents for each Account for each 12-month period beginning when the eligible Ticket has been charged to the Cardmember's Account. II Ticket reimbursement, due to a Covered Incident for which benefits are provided under this Plan, is provided to the Ticketholder by a Producer, Venue, or other Insurance, the coverage provided by the Event Ticket Protection Plan becomes secondary and will pay only that portion of the Ticket expense not reimbursed by the Producer, Venue, or other insurance. Definitions Certain words used In this Description of Coverage are capitalized throughout and have special meanings. Account: means Your American Express Card account. Cardmember: means a person who has been issued an American Express Card that is current and for which the Account is In good standing and who maintains a Permanent Residence In the 50 United States of America or the District of Columbia Covered Incident: means an incident listed under the Description of Benefits section of the Plan. Delay: means any delay other than a Transportation Accident. Destroyed Ticket: means a Ticket that cannot be redeemed as a direct result of a misfortune experienced by the Ticketholder which takes place prior to the Event and destroys the Ticketholder's Ticket. Event: means a public gathering for an audience that will Include the Ticketholder, which is legal, takes place within the 50 United States of America or the District of Columbia, and which requires an admission fee in exchange for a Ticket. Lost Ticket: means a Ticket misplaced and not located or located after the Event for which it was purchased. Medical Emergency: means an unforeseen bodily injury or illness to You or any member of Your household, of such severity as to reqtire Medically Necessary treatment Medically Necessary: means unforeseen urgently required treatment to You or any member of Your household by a Physician or Dentist Multi-day Ticket: means a Ticket that may be used more than once for an Event that is the same or related and which occurs on consecutive days over a period of not more than several successive weeks. Occurrence: means the expense charged to the same Account of a Cardmember for the entire cost of the purchase, separately or together, of any number of Tickets for the same Event, including Ticket handling fees. Permanent Residence: means the ono primary dwelling place where the Cardmember permanently resides and to which they intend to return. Physician or Dentist: means a person licensed in the healing arts, other than a member of the Cardmember's family, and acting within the scope of their license for the service or treatment provided. Plan: means the Description of Coverage for the Event Ticket Protection Plan. Policy: means the Group Insurance Master Policy and any attachments, endorsements, riders and applications associated with it. Producer: means the person or group of persons who provide the financial backing and who are responsible for conducting the Event. Season Ticket: means the purchase of admission as a subscriber or season Ticketholder to a series of similar forms of diversion, education or entertainment to be attended over a period of weeks, months, or years. Ticket• means written evidence permitting admission to an Event, including a Multi-day Ticketor Season Ticket, which clearly indicates the name of the Event, the date on which the Event d to take place and the Event Vonuo, by moans of which an Occurrence can be established. Ticket does not include transportation on a vehicle of any kind to or at an Event or parking at an Event. Ticketholder means either the Cardmember who has charged the expense of their Ticket to an Account or a person who has received a Ticket from the Cardmember either by arrangement with such person or as a gift. Transportation Accident: means physical damage to the vehicle transporting You to the Event which delays or ends the Ticketholder's travel and causes the Ticketholder to miss the Event. Venue: means the name and location of the facility where the Event is to take place. We, Us, Our: means AMEX Assurance Company and its duly authorized agents. You, Your, Yourself: means the Cardmember. Description Of Benefits Benefits are payable only to the Cardmember, to whose Account the expense of the Ticket has been charged, when a loss occurs as a result of any of the following: (1) Medical Emergency; (2) cancellation of the Event by the Producer or Venue without providing full reimbursement of the Ticket cost, an equal value ticket or a rain check; (3) catastrophe, regardless of cause, in the immediate vicinity of the Event site to which the TickethcIders access is prevented by governmental authority; (4) Transportation Accident; (5) Destroyed Ticket; (6) theft of Ticket; (7) jury duty; (8) subpoena or other unanticipated legal process; (9) death; (10) or emergency call to duty as a member of a National Guard unit or Active Reserve or for active duty members of the United States Armed Forces; or (11) Lost Ticket. Exclusions Benefits are not payable if the loss for which coverage is sought was directly cc indirectiy, wholly or partially, contributed to or caused by the following: (1) infirmity, disease or sickness of the Ticketholder, other than as defined by Medical Emergency; (2) Delay; (3) fraud or illegal activity of any kind by the Ticketholder; (4) confiscation by any governmental authority; (5) active participation in a civil public disturbance or protest; or (6) S8586 BP/MUET12C/0806 EFTA01661263 DUPLICATE COPY Proparcd Fcc CtAing halt Page 7 of 10 JEFFREY E EPSTEIN 08/29/06 negligent failure of a duty to care by any third patty in whose possession a Ticket has been temporarly placed by the Ticketholder. Claims If a Tickethokler experiences a loss for which You believe a benefit is payable under this Plan, You must provide both Notice of Claim and Proof of Loss. Notice of Claim Notce of claim should be provided to Us within 30 days of the loss. You may contact us by phone by calling toll-free stateside 1.800.620.4991 or, it from overseas, by calling collect 1-303-273-6498. You may also write to us at Event Ticket Protection Plan, PO Box 402, Golden CO 80402. Failure to provide notice of claim within 30 days wit not invalidate a claim or reduce any benefit payment that may be found to be eligible, if it can be shown that it was provided as soon as reasonably possible. At the time You provide Us with notice of claim, We will assist You with Your proof of loss by providing You with instructions and with documents, which You must complete and return to Us. You are required to cooperate with Us and provide documentation as requested by Us which Is required and necessary to process Your claim and determine if benefits are payable. If all required documentation is not received within 30 days of the date of the Covered Incident (except for documentation which has not been furnished for reasons beyond Your control), coverage may be denied. It ts Your responsibility to provide all required documentation necessary. Proof of Lose Proof of loss requires that You send Us all the information We request, at Your expense, in order that Your claim may be evaluated and that We may make a determination as to whether the claim may be paid. Except in the Instance of theft, Destroyed Ticket or Lost Ticket, as noted under the Description of Benefits, We will require that You provide Us with the Ticket which could not be used because of a Covered Incident for which insurance is provided under this Plan. In addition to the Ticket. We will ask that You include with Your proof of loss any documentation We may request In order to establish the existence of a Covered Incident eligible for coverage under the Description of Benefits. We reserve the right to deny the claim if tho Ticket You submit as part of Your proof of loss evidences redemption by any mark, stamp, hole, tear cr other evidence of redemption. If admission to an Event was charged to Your Account, but in lieu of a Ticket You received only confirmation of admission by e-mail or the promise of admission to the Event upon picking up a Ticket at the Event, and if a Covered Incident occurred for which a claim may be payable under this Plan, You must cooperate with Us in providing proof of loss as to the Covered Incident, and We win attempt to complete the necessary research to determine that the charge to Your account was for admission to the Event as claimed by You. You must provide satisfactory proof of loss as soon as possible after We have Informed You as to what You must provide Us and in no case more than 30 days after being so informed, except it it can be shown that it was provided as soon as reasonably panels. Proof of ices documentation may be mailed to Us at the same address as listed above for mailing a notice of claim. Payment of Claims If Ticket reimbursement, due to a Covered Incident for which benefits are provided under this Plan, is provided to the Ticketholder by a Producer, Venue, or other insurance, the coverage provided by the Event Ticket Protection Plan becomes secondary and win pay only that portion of the Ticket expense not reimbursed by the Producer, Venue, or other insurance. If Your proof of Ion demonstrates that Your claim is payable according to this Plan, We will reimburse You the amount charged to Your Account for the Event Ticket You purchased, less any reimbursement You may receive, up to the maximum coverage limit as stated in the Coverage-OvervIew section. Any payment that We make In gcod faith wil fully discharge Us to the extent of that payment. When a Covered Incident has caused the Ticketholder to experience a loss for the total charge to the Account and that charge is more than the actual face value of the Ticket, eligible benefits will be available on a pro rata reimbursement basis determined by the number of separate Tickets purchased for that Event. When a Covered Incident has caused the Ticketholder to experierce a loss in conjunction with a Multi-day Ticket or Season Ticket. eligible benefits will be available on a pro rata basis determined by days for Multi-day Tickets and by series length for Season Tickets. Benefits are only eligible for the Ticketholder who experienced a loss for which this Plan provides benefits. You will be reimbursed only for those Tickets and on a pro rata basis. Right of Recovery In the event of a payment under this Plan, We are entitled, and become subrogated, to the extent of such payment, to all of the Ticketholders rights and remedies against any responsible party. Upon Our request, the Ticketholder must provide us reasonable assistance. Including signing documents if necessary, to bring suit in the Ticketholder's name and do nothing after loss to harm Our rights. When You have been paid under this Plan by Us and the Ticketholder recovers from another, the amount recovered shall be held in trust for Us and reimbursed to Us to the extent of Our payment. If Our payments for losses exceed the maximum amount payable to You under any benefit of this Plan, We have the right to recover any amount exceeding the maximum amount payable. General Provisions Description of Coverage Any conflict between the terms of the Description of Coverage and the Policy wil be decided in favor of the Policy. A copy of the Policy will be S8586 BP/MUETI2C/0806 EFTA01661264 DUPLICATE COPY Pecparol For Page 8 of 10 JEFFREY E EPSTEIN maintained and kept by Us and may be examined by You at any time. Entire Contract; Changes This Plan, the Po'icy, any applications, endorsements or riders and any other attachments make up the entire contract. Any statement You make is a representation and not a warranty. This Plan may be changed at any time by providing notice to you. Only the President, Vice-President or Secretary of AMEX Assurance Company may change or waive the provisions of the Plan. No agent or other person may change the Plan or waive any of Its terms. Termination or Cancellation Coverage will cease 12:01am standard time on the earlest of the following: (1) the date You no longer maintain a Permanent Residence in the 50 United States of America or the District of Columbia; (2) the date We determine that misrepresentation or fraud occurred; (3) the date the Policy is cancelled; (4) tie date You are no longer a Cardmember and Your Account ceases to remain in good standing; or (5) the date the Plan is not available in the location where You maintain a Permanent Residence. Termination of coverage will not prejudice any claim originating prior to termination subject to ail other terms of this Plan. Fraud If any request for benefits made under the Plan is determined to be fraudulent or if any fraudulent means or devices are used by You, any Tickethelder, or by anyone acting on Your behalf to obtain benefits, all benefits will be forfeited. Legal Actions No legal action may be brought to recover against this Plan within 60 days after initial written proof of loss has been received by Us. No such action may be brought alter three years from the time written proof of loss is required to be given if a time limit of this Plan is less than allowed by the laws of the state where You live, the limit is extended to meet the minimum time avowed by such law. Important Additional Information For You Benefits provided under the Event Ticket Protection Plan extend to Tickets You purchase and charge to Your Account that You intend to use or have purchased on behalf of others or as gifts. Reimbursement for any Covered Incident applies only to You. Only You have a ciaim to insurance benefits under the Event Ticket Protection Plan. AMEX Assurance Company may cancel this Plan at any time by sending a written notice at least thirty (30) days in advance to You at Your last known address. The Event Ticket Protection Plan is underwritten by AMEX Assurance Company, Administrative Office, De Pere, WI. Coverage is determined by the terms,:cOnditions and exclusions of Group Master Policy AX0974 and is subject to change with notice. This document does not replace the Policy. This document replaces all existing prier Plan documents You may have received for the Event Ticket Protection Plan. This Description of Coverage is an important document. Please read it and keep it in a safe place. In Witness Whereof, We have caused this Description of Coverage to be signed by Our officers: p Kenneth J. Dal, President Paul Ft Johnston, Secretary AMEX Assurance Company AMEX Assurance Company ETP-DOC 12'05 CEN Important Information regarding benefit changes for Missouri residents: The Description of Coverage ETP-DOC 12105 has changed to ETP-DOC-CEN 05/06. AMEX ASSURANCE COMPANY, Administrative Office:3500 Packerland Drive, De Pere, WI 54115 For residents of lAssouri, the Event Ticket Protection Plan Description of Coverage to which this rider is attached is amended to include the bold italio&edlanguage as follows: Notice of Claim Notice of claim should be provided to Us within 30 days of the loss however, no claim will be denied based upon the insured's failure to provide notice within such specified time, unless this failure operates to prejudice the rights of the Insurer. You may contact us by phone by calling toll-free stateside 1.800.620.4991 or, if from overseas, by calling collect 1.303.273.6498. You may also write to us at Event Ticket Protection Plan. PO Box 402. Golden CO 80402. General Provisions Legal Actions No legal action may be brought to recover against this Plan within 60 days after initial written proof of loss has been received by Us. No such S8586 BP/MUET12C/0806 EFTA01661265 DUPLICATE COPY Prcpccd Fo, Nutty r.,Ouritmi Ctz'ro Da:e Page 9 of 10 JEFFREY E EPSTEIN 08/29/06 a action may be brought after ten years from the time written proof of loss Is required to be given. If a time limit of this Plan is less than allowed by the laws of the state where You live, the limit is extended to meet the minimum time allowed by such law. Questions For questions please call the telephone number on the back of Your card. There are no other changes to the Description of Coverage. By: Kenneth J. Clak, President Paul R. Johnston, Secretary ETP-RDR1-MO 05106 Important Information regarding benefit changes for Vermont residents: AMEX ASSURANCE COMPANY, Administrative Office: 3500 Packerland Drive, De Pere, WI 54115 For residents of Vermont, the Event Ticket Protection Plan Description of Coverage to which this rider Is attached Is amended to include the boldItalicized language as follows: Important AdditionalInformation For You AMEX Assurance Company may cancel this Plan at any time by sending a written notice at least forty-five (45)days in advance to You at Your last known address. There me no other changes to the Description of Coverage. By:Kenneth J. Ciak, President Pau! R. Johnston, Secretary ETP-RDR1•VT 12/05 S8586 BP/MUET12C/0806 EFTA01661266 DUPLICATE COPY Prepared For JEFFREY E EPSTEIN Ea= Page 10 of 10 Notice of Changes to Your Agreement We are making Important Changes to your American Express° Card Account identified on this Notice. These changes become effective on the dates indicated below, whether or not you receive a biting statement. This Notice formally amends your Agreement, and any contrary or conflicting language in that Agreement is replaced fully and completely. This is an important Notice of changes to your American Express Card Account. We recommend that you carefuly review these changes, share them with any Additional Cardmembers on your Account, and then keep this Notice for future reference. If you have questions regarding this Notice, please call the telephone number listed on the back of your American Express Card. Everyday Spend Bonus Decommission Effective October 1, 20C6, you will no longer accrue 2 Membership Rewards points for every dollar of 'everyday spend' charged to your linked Accounts. Instead you will receive 1 point for every dollar of 'everyday spend: Accordingly, the third sentence of the first paragraph of the Point Accrual section of the program terms and conditions is deleted. S4986 BP/MR01FYI/0806 EFTA01661267 DUPLICATE COPY Membership:RewaSs® h. Centurion® Card a' " Points Available Statement of Account czar 0i3/31/06:4{Orchurge4 due are oaid in NI accOutare in good staking.: Prepxo:1Fos ma ys Closing Dale JEFFREY E EPSTEIN 09/29/06 Page 1 of 8 Nem Pally $ New Please Pay By Pre tcu) Solaro, $ Pawnent Actidy ho. Ac4uslintt Balance $ 10/14/06 0.00 0.00 I-4,729.42 4,729.42 Please reler to page 3 for important information regarding your account Your membership will be renewed next month. Please refer to the Renewal Notice on Page 3 For assistance or questions about your account, contact us at www.amerIcanexpress.com or call Customer Service at 1-877-877-0987. Discover Fine Hotels & Resorts Offers Online Visit the new Fine Hotels & Resorts online directory. Now you can learn about the exclusive offers available to Centurion® members with the simple click of a mouse. You can also review • the latest information and special benefits offered at each property to plan your next travels. Read about the local attractions and sites near the properties or peruse through the photo galleries. To learn more, visit www.americanexpress.com/centurlon. Activity " sc' 44°Ddelda Amount $ Total of Payment Activity 0.00 Amounts Duo in Full Activity for JEFFREY E EPSTEIN Card )00:000C<X4-31005 09/06/06 POLO RETAIL CORP NEW YORK NY 4,65796 APPAREUACCESSORIES 09/26/06 AMAZON.COM PAYMENTS AMZN.COM/BILL WA 71A6 98108 AMZ'AMAZON PAYMENTS MERCHANDISE ROC No. 0083923741 Total Due in Full Activity 4,729.42 Plcms• kid onto perlorthen habit,Mali ant fainwith yrs panel I Corrinued on Page 3 inter Please Pay By: Please enter account Payment Coupon 3715.657814-31005 10/14/06 number on all cheeks and correspondence. Make check payable to American Express. JEFFREY E EPSTEIN 457 MADISON AVE 4FL Total Amount Due See Finance Charges NEW YORK NY 10022-6843 $4,729.42 section on reverse side for a description o' when additional Finance Charges are not assessed on Features. Check here if address a telephone number has charged. Please rote Mail Payment to: changes on reverse side. AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 11111111 IIIIIIII 1111111111III III 000472942000472942 25 rl EFTA01661268 DUPLICATE COPY Pnparod Fa Page 2 of 8 JEFFREY E EPSTEIN >DOOCIM Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must be sent to the payment address shown on your statement and must include the remittance coupon from your statement. Payments must be made with a single check or draft drawn on a, US bank and payable In US dollars, or with a negotiable Instrument payable in US dollars and clearable through the US banking system, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on all payments. If To Pay By Phone payment does not conform to these requirements, credting may be delayed and additional Charges may be imposed. If we 1-800-472-9297 accept payment made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment into US dollarst unless a particular rate is required by law. Please do not send post-dated checks. They will be Customer Service and deposited upon receipt. Our acceptance of any payment marked with a restrictive legend will not operate as an accord and satisfaction without our express prior written approval. Authorization for Electronic Debit: We will process checks Lost or Stolen Card electronically, at first presentment and any re presentments, by transmitting the amount of the check, routing, number, 1-877-877-0987 account number and check serial number to your financial institution, unless the check is nitprocessed° electronically or a 24 hoursf7 days less costly process Is available. By Submitting a Check for payment, you authorize us to initiate an electronic debit from your bank or asset account. When vie process your check electronically, your payment may be debited to your bank or asset Express Cash account as soon as the same day we receive your check, and you will not receye that canceled check with your bank or 1.800-CASH-NOW asset account statement. II we cannot coiled the funds electronically we may issue a draft against your bank or asset account for the amount of the check. Authorization for Electronic Payments: By using Pay By Computer, Pay By Phone International Collect or any other electronic payment service of ours you will be authorizing us to initiate an electronic debit to the financial account you specify in the amount you request. Payments received after 5:00 p.m. MST may not be credited until the next 1.954.503.8905 day. Allocation of Payments and Credits: Subject to applicable law, we will apply and allocate payments and credits among Features and Charges on your Account in any order and manner determined by us in our sok discretion. Finance Hearing Impaired Charges: Average Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADB (9am-Spm EST) Method to calculate FC cn your Account Under this method, we figure the FC on your Account by applying the Daily TTY: 1-800-221-9950 Periodic Rate (DPR) to the FOB (as described below) for each Feature (inducfing current transactions). Different daily FAX: 1-800-695.9090 periodic rates may be applied to separate Feature balances. To get the ADB for each feature, we (1) take the beginning In NY: 1-800-522-1897 balance for each day (mduding unpaid FC from previous biting periods) (2) add any new transactions, debits, or fees, (3) subtract any payments a credits, and (4)make any appropriate adjustments. For each day after the first day of the biting Large Print and Braille period, we also add an amount of interest equal to the previous days daily balance multiplied by the DPR for the Feature. This gives us the daily balance for the Feature for that day and the beginning balance for that Feature for the next Statements day. If this balance is negative, it is considered to be zero. Then, we add up all the daily balances for the Feature for the 1-877-877-0987 • billing period ard d:vide the total by the number of days in the billing period. This gives us the ADB for tho Feature. If you pay the NOW Balance cn this statement by the next Closing Date, then you will avoid additional FC on features included in this New Balance. If you multiply the ADB for each Feature by the number of days in the billing period and the DPR for that Feature, the result will ba the FC ea-erased on that Feature, except for variations caused by rounding. The total FC for the billing period is calculated by adding the FC assessed on al Feattres of the Account. This method of calculating the ADB and FC resulb in daily compounding of FC. Transactions Made In Foreign Currencies: If you incur a Charge in a Correspondence foreign currency,it will be converted into US dollars on the dated is processed by us or our agents. Unless a particular rate is required by applicable law, we wit choose a conversion rate that is acceptable to us for that date. Currently, the conversion Customer Service, The rate we use for a Charge in a foreign currency is no greater than (a) the highest official conversion rate published by a Centurion' Card from government agency, or (b) the highest interbank conversion rate identified by is from customary banking sources, on the American Express conversion date or the prior business day, in each instance increased by 2%. This conversion rate may differ from rates P.O. Box 297846 in effect on the date of your charge. Charges converted by establishments (such as airlines) will be baled at the rates such Ft. Lauderdale, FL establishments use. Billing Rights Summary: In Case of Errors or Questions About Your Bill: If you think your bit is incorrect, or if you need more information about atransaction on your bill, write us on a separate sheet of paper at the 33329-7846 Customer Service address noted to the right. We must hear from you no later than 60 days after we sent you the first till on which the error or problem appeared. You can telephone us at the number indicated on tho front of this statement, but doing Customer Service so will not preserve your rights. In your letter, give us the following information: 1. Your name and account number 2. The P.O. Box 297804 dollar amount of the suspected error; 3. Describe why you believe there is an error. If you need more information, describe Ft. Lauderdale, FL the item you are unsure about. Y0u do not have to pay any amount in question while we are investigating, but you are still 33329-7804 obligated to pay the parts of your bill that are not in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. If you have authorized us to pay your bill automatica from Payments our checking or savings account, you can stop the payment on any amount you think iS wrong. To stop the payment your P.O. BOX 2855 y otter must beach us three business dayt before the automatic payment is scheduled to occur. Special Rule for Credit NEW YORK NY Card Purchases: Ifyou have a problemwith the quality of gout or services that you purchasedwith a credit card, and )rou 10116-2855 have tried in (pod faili to =red the problem with the merthant, you may not have to pay the remaining amount due on the goods or services. You have this protection onlywhen the purchase pike was more than $50 and the purchase was made in your home state a within 100 mdes of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the property or services, al purchases are covered regardless of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) is shown on this statement, it represents money owed to you. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of tho six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credt balance if the amount is $1.00 or more. New York residents may contact the New York Banking Department to obtain a comparative fisting of creditcard rates, fees and grace periods by eating 1-800-518-8866. Change of Address • To change your address online, visit www.americanexpress.comfupdatecontactinfo r comet on trent • For Name or Company Name changes, please call the Customer Service do not use number on the back of your Card. • If your address or phone number has changed to a FOREIGN ADDRESS OR PHONE, please call Customer Service. • Please print clearly In blue or black Ink only in the boxes provided. Street Address City, Slate zip code Please provide your Area Code and e-mail address to Home Piton* receive important Area code and account updates and J wok Phone exclusive Cardmember Final (optimal) offers and beneRs. You may Veit the American Express Privacy Statement at www.arnericanovress.00rniprivacy for maedetads and to set your email preferences. EFTA01661269 DUPLICATE COPY Chaim Dab Page 3 of 8 JEFFREY E EPSTEIN 09/29/06 Important Notice Renewal Notice Your membership renews next month. The following account terms are in effect at time of renewal, unless otherwise Please refer to page 2 indicated. for further important intonation rcgardng Statement Information: The amount due on any statement is payable upon receipt of the statement and must be paid your account by the dosing date of the next statement to keep your account current. Annual Fee: The annual fee is $1,000.00 for the Basic Centurion Card and $500.00 for each Additional Centurion Card. The annual fee is $175.00 for up to three Additional Platinum Cards on your Account and $175.00 for each Additional Platinum Card on your Account after the first three, $45.00 for up to five Additional Gold Cards on your Account and $45.00 for each Additional Gold Card on your Account after the first five. You can avoid paying the annual fee by dsccntinuing your membership by calling the Customer Service telephone number cn Page 2 when you receive the statement on which the annual fee is billed. The $5.00 annual subscription fee for Departures magazine is included in the annual fee for your Centurion membership. If you do not wish to receive Departures magazine, please call 1.877-509.3993, Monday through Friday, 9am - 5pm EST. Grace Period for Purchases on Flexible Payment Features: 30 days on average if previous balance is paid in full, for enrollees in Sign & Travel° or Extended Payment Optionlm Flexible Payment Features - otherwise, no grace period. Method of Computing the Balance Subject to Finance Charge for Purchases on Flexible Payment Features: Average Daily Balance (including new purchases, excluding new purchases made on the Sign & Traver) or Extended Payment Option" Flexible Payment Feature by Cardmembers enrolled in such Features). APR Information: The Annual Percentage Rates (APRs) and Daily Periodic Rates (DPRs) for each billing period may vary based on the applicable Prime Rate. The Prime Rate used to determine the variable APRs and DPRs is the Prime Rate published in The Wall Street Journal (a) cn the first day of that biting period or (b) two days prior to the Closing Date of that billing period, whichever is higher. For either of thOSe dates that is not a customary publication day for The Wall Street Journal, we will substitute the closest preceding customary pubreation day. Please see your Ca:dmember Agreement. Any promotional rate will terminate if you fail to pay the minimum amount due by the payment due date or upon any condition that causes a default or other penalty rate to apply to your account and then the applicable default or penalty rate will apply. You may have access to one or more Flexible Payment Features as pad of your Card account. The APRs and DPRs listed beloN are applicable to the following as of the Closing Date of this statement: Centurion/Sign & Travel Tter Rate Description APR DPR PREFERRED Prime + 5.90% 14.15% 0.0388% STANDARD Prime + 590% 14.15% 0.0388% DEFAULT Prime + 21.99% 30.24% 0.0828% EFTA01661270 DUPLICATE COPY Piga.:I for 'cam%Nulty 30000. JEFFREY E EPSTEIN )000C- Page 4 of 8 EFTA01661271 MembeNfilictigferrils Plus® Page 5 of 8 Monthly Statement and Program News American Express• For questions about your Statement Period Membership Rewards account, contact August 1, 2006 - August 31, 2006 1-800-AXP-EARN Account activity after this period does not appear on this statement (297-3276) Propartd lor www.americanexpress.cornfrewards JEFFREY E EPSTEIN Available Points Mt:hp Rewards. Axount Nutter American Express 1M33334712 3,325,317 Membership Rewards P.O. Box 297813 Points are available when charges are Earn Double Points for all Ft. Lauderdale, FL 33329.9785 paid in fun and all your accounts are in Everyday Spend Points your Everyday Spend - good standng. earned this period: groceries, gas, pharmacy Available Points Include Everyday Spend Points. 9,191 Account Summary Opening points balance 3,422,927 New points earned +102,390 Points transferred or redeemed -200,000 Reinstated points and adjustments 0 New points balance =3,325,317 New Points Earned 08/01/06 - 08/31/06 Points Activity On Everyday Bonus Points Total Points Activity Eligible Charges Points Awarded Per Card Centurion 0 0 0 0 )00(X-XXXXX4-31005 Platinum 0 0 0 0 )000C-XXXM9-32002 Gold 4,029 0 0 4,029 =Or-X=00-42008 Adel Gold 0 0 0 0 XXXX-XXXXXB-45019 Adel Gold 11,577 0 0 11,577 XXXX-X)00069.43030 Gold 0 0 0 0 >C00(40000€ -61005 Adel Gold 21,140 8,197 0 29,337 =OW0000(2-63019 Add? Gold 17,650 495 0 18,145 )000(-X)000(2-63027 Addl Gold 3,982 466 0 4,448 XXxx-xvvro-62oso Add, Gold 34,821 33 0 34,854 )000(400GXX2-63076 Totals 93,199 9,191 0 102,390 Points Transferred or Redeemed 08/01/06 - 08/31/08 Points Transferred Request or Redeemed Date $1,000 Saks Fifth Avenue Gift Certificate 100,000 8/31/06 Mont number 0316171395 $1,000 Saks Fifth Avenue Gift Certificate 100,000 8/31/06 Accwanunix0016173196 Total 200,000 Membership Rewards Plus points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standng. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated fora fee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards Plus program Terms and Conditions in your Membership Rewards Plus Guide. If you have questions, please visit vinvw.americanexpress.comrmembershiprewardsplus or call 1-800-AXP-1090 (297-1090). From overseas, call collect 305.816.2799. Continued on reverse EFTA01661272 American Exprese , Prt9"dice JEFFREY E E9LJF EWFATE COPY s mfmaCRSHIP letertenhp Reerards0 Anent Number Page 6 of 8 1M33334712 *REIIIhRPI Earn 10x Points When You Send Gorgeous Flowers! Earn 10x Membership Rewards® points when you send Earn 10x Points whenever Teleflora's flowers from Teleflora's Flower Club at www.membershiprewards.flowerclub.com. Teleflora's unique floral bouquets don't come around every day. But if you shop with Teleffora's Flower Club at vimrw.mcmbershIp FLOWER CLUB() you'd like, we can deliver them in only a day. Plus earn rewards.ffowerclub.com or call 1.800.775.7523 bonus points for you! 100% florist designed and hand staffing now and anytime throughout 2006. delivered. Vabd trout, 12•31/06 ONLY on adore placed through URI shorn stoat Carrel be eariarred AID any (MR Bonus ID 1609) other oiler or specie pernolon. To be ofgbkr to earn barn porn. yen roue be MOW h 010 MoybershgRewards Ftwarn al the tine el purchase ad you must charge your puteleger0 an eigt4e. emoted Amertan meg Card. Bons parts wet be ceded to your Itemberebb Rewards acomel wth.0 1047 Area ebegra Croat on your ben, stattment ems IR 1600. Earn DOUBLE Points on Stays of S850 or More in a Single Transaction at Vail Resorts The snow hasn't started to fly, but planning your ski vacation For Reservations call now could be a great way to kick off your winter. Book a stay 1-866-736-8549, visit VAIL RESORTS' www.snow.com/amex or at Vail, Beaver Creek, Breckenridge, Keystone or Heavenly contact your professional Just Anther Day Jo Paradise- resort between 8/15/06-10/15/06, and you can look forward travel Planner and have ea R o CS to a world-class vacation to some of North America's best ski them call 1.866.736.8549. resorts--and double points! (MR Bonus ID 5716) Boren porn etc vad on for toDirgo nude group 145643641549 or www.snow.conremex. Bonus ports we one be awarded on Indir0A1payments et MO ce more In a single Inneglort Manna 5000 bean born For Caremorebor duv peanolian peered To be elgblo to ewn bona porta. you must be triad n me Ihrnberag Rewards, pcgrom x In gm el lelrib and you must charge your to:Rog on an regdo, caroled Amman Expense Crud behneollfl50010150 and bevel Ihringh YIS07. Bono lls web: aedied to your Mentoneep Rewords ercountntin 6-5 weeks alter ttorgee vont On you berg eafornent. Sono el 5716. QuietComforte Noise•Cancelling Headphones from Bose: QC'" 2 & New QC3 Models Available! With QuietComfort® headphones from Bose®, you'll enjoy an To redeem, visit www. unmatched combination of quality audio performance, membershiprewards. comlboseheadphones _SASE® acclaimed noise reduction technology and lightweight, comfortable fit. Your choice: QC"" 2 headphones for or call 1.800-AXP-EARN (297-3276) by October 15, around-ear use (35,000 points - BOS70) and the new QC3 2006. headphones if you prefer a smaller, on-ear alternative (MR Message 5125) (40,000 points - B0S98). Redeem for these great Bose products by October 15, 2006. Tema and cordtions ol the MeerberstipReftardslb poyam apply. Redeem Membership Rewards® Points for Live Entertainment Redeem Membership Rewards points for ticket savings on To take advantage of this concerts, the arts, family entertainment or sporting events at offer, simply Sit ticketmaster the American Express® Ticket Savings Center. www.tIckelmaster.com/ amok. (MR Message 6228) Tont Into ripply. Sated to ornotely. Pent veins and coderneco revels vary by show. Redeem Membership Rewards® Points for The Home Depot Gift Cards! You can redeem Membership Rewards points for The Home To start redeeming Depot Gift Card, good at The Home Depot or EXPO Design Membership Rewards points today, log on to Center. Choose from more than 40,000 items, from www.americanexpress. appliances to interior decor to power tools. The Home Depot com/rewards or call Gift Card is just right for enhancing your home, 1-800-AXP-EARN condominium, apartment or office. Shop at one of the more (297-3276). than 1,800 convenient locations throughout the U.S. and (MR Message 3154) Canada. Or for more information, visit www.homedepot.com or www.EXPO.com. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01661273 DUPLICATE COPY Prepared Fa It Hunter Acecu xxxx Obsirg Date Page 7 of 8 JEFFREY E EPSTEIN 09/29/06 s CuStomExtras- Gain Access to Airport Lounges with Priority Pass"" To enroll, visit wvertamericanexpress. With this exclusive Centurions benefit, enjoy access to over 500 corn/centurion or call airport lounges worldwide, regardless of which carrier you are flying, Centurion Customer traveling class, or whether you belong to an airline lounge program. Service at 1.877.877-09877 and Simply show your Priority Pass at the door for entry. Guests may join select option 3. For a list you for a nominal fee that is charged directly to your Card. of lounge locations, visit www.pdoritypass.com. Program terms and conditions apply. For full program information, visit www.americanexpress.com/centurion. Centunon member must present Priority Pass (CE 107775) card to gain access to participating lounges. Centurion member must be 21 years of age to enter into the airport club lounge without a parent or guardian. Centurion members' guests may acce‘c participating lounges for a $24 fee, which will automatically bo charged to the Centurion Card after the visit has been reported by the participating lounge. Explore the Centurion® Website Visit SVWW.americanexpress. Learn more about your Centurion membership on the Centurion tom/centurion to learn website. The website is a resource available exclusively to Centurion more about your benefits members. Use the site to enroll in your benefits and review the details 24 hours a day, 7 days a week of Centurion benefit programs. You can also search for By Invitation Onlys events, Fine Hotels & Resorts properties, and select (CE 107774) restaurants. Reward Yourself with USA TODAY for Only $.55 per Day To redeem, call 1-800472-0001 and Start your day off right with home or office delivery of USA TODAY. mention code 727 or visit USA TODAY delivers the news you need to know, when you need it, us at www.subscribe. in a concise format to save you time. USA TODAY...It's what people usatoday.com/yourdeal. are talking about. Just 13 weeks for $35.75.26 weeks for $71.50 or (CE 107778) 52 weeks for $143.00. NEVER GRAY. Only American Express* Cards are accepted. Vold In Alaska. Local sales tax when applicable will be added to your order. Now Accepting American Express® Cards! If there are other places where you would like to Perillo Tours - America's travel company to Italy and Hawaii. Since see the Card accepted, 1945. First class, fully escorted, all-inclusive vacations. Call please call the Customer 1-800.431-1515 or www.perillotours.com. Service number that is located at the top of your statement or the number Xaviar's of Piermont - What happens when genius encounters a that is on the back of your blank plate. Located at 506 Piermont Avenue in Piermont, NY. Card. Contact us at 845-359-7007 or www.xaviers.com. (CE 107978) In Vino - Offers a wide selection of quality wines, with a list topping out at 189 wines. Serves a full menu with our famous pastas. 215 E. 4th St., NYC. Call 212.539-1011. Join Us • Support Boys & Girls Clubs of America Visit www.mylifemycard. com/donatebgca for American Express is proud to support the 2006 Centennial more informabon or to /EN 4, Celebration of Boys & Girls Clubs of America. Help create 100 more make a donation. -2 .,0 years of hope and opportunity for kids by donating to BGCA. For fro \\,.. " every donation made with an American Express® Card, American (CE 107780) O MS & CUM t" Express will donate an additional $5. CMS aMINKI1 2 00 6 tams% ma.Crewordwa American Express will donate an additional $5 for every donation made with an American Express Card, up to $25,000, through December 31st, 2006. Additional $5 donation is not tax deductible. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01661274 DUPLICATE COPY Prcpued Fa Ateotril Nuntes Page 8 of 8 JEFFREY E EPSTEIN )0OO(- Are You Overpaying for Personal Checks? Order now at www.amexpub.corn/ Tired of the inconvenience of ordering your personal checks through checks/statement cc call your bank? Since 1997, American Express Publishing has been 1.800662.2314 to request offering personal and business checks and accessories to a brochure. Cardmembers at prices up to 50% less than financial institutions. (CE 107890) Other quality products we offer are address labels, deposit slips, checkbook organizers, stamps, binders, and more. We adhere to security features that exceed industry standards, as well as strict confidentiality of account information. And, we offer an unconditional money-back satisfaction guarantee. Order your checks now from a trusted name—American Express. Extend Your Warranty! For more Information, visit us online at Suddenly your camera stops working the day after the manufacturer's www.americanexpress. warranty expired. Easily fixed. With the Buyer's Assurance Plan, if you convba. purchase a covered item entirely with your American Expresso Card, the terms of the warranty are extended for up to one additional year (CE 107888) CAFO !EMBER BENEFITS on warranties of five years or less that are eligible in the U.S. Bt Assurance Plan is underwritten by AMEX Assurance Company, Administrative OhlIer,sGreen Bay, WI. Coverage is determined by the terms, CO S, and exclusions of Policy AX0953 and is subject to change with notice. This document does not supplement or replace the Policy. Use the Card to Make Bill Paying Easy Visit www.amedcanexpress. Enjoy the time-saving convenience of using your Card to pay your comlabp45 for more bills. You can consolidate your payments and make sure your bills information. are paid on time. And you're backed by the security of American Express. Contact your providers directly and tell them to charge your (CE 107887) CAM/MEMBER BFIIEFITS monthly bills like wireless to your Card. Terms and conditions apply. Not all providers service all markets. In some instances it may take more than one billing cyde before initial paid amounts are posted to the Card account. Please remember to cancel these payments with your service provider if you dose your Card account, and advise your service provider if your Card account number changes. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01661275 DUPLICATE COPY tint , Centurion® Card Statement of Account it 09/30/06,"xlierictiaigeiS weliaTd • full end all ai: rlteate gebriet Neon:IFor &tare Phmter Clain) Dee JEFFREY E EPSTEIN • 10/29/06 Page 1 418 New A.Metey $ New Please Pay By Puma BehleCe $ ParmentAthoty $ AcreesOrerree Balance S 11/13/06 4,729.42 -4,729.42 +1,078.88 1,078.88 Please refer to page 3 for impatient information regarding your account For assistance or questions about your account, contact us at www.americanexpress.com or call Customer Service at 1-877-877-0987. Fly Your Own Way with the Private Jets Services Program The Private Jets Services Program features six leading industry providers, offering the convenience, flexibility and privacy to enhance your travel plans. The variety of private jet options--on-demand charter, jet membership, and fractional ownership—makes it easy to accommodate your private flight needs. In addition, Centurion members enjoy a service credit, as well as special savings when booking with PJSP partners. Program terms and conditions apply. For full program information, visit www.amerIcanexpress.comicenturlon. To see how the Private Jet Services Program can complement your travel, call Centurion Travel Service at 1-877-877-0987, and select option 1. Activity .""*"" da° Amount $ ,4,729142::: Mount $ Due In Full Activity for JEFFREY E EPSTEIN Card X>CCOCOCa4-310C6 10/11/06 AMAZON.COM PAYMENTS AMZN.COWBILL WA 55.94 98108 AMMMAZON PAYMENTS MERCHANDISE ROC No. 0091090079 10/18/06 AMAZON.COM AMZN.COM/BILL WA 22.94 98101 AMAZON.COM MERCHANDISE ROC No. 0095780430 10129/06 Membership Renewal Fee 1,000.00 Total Due in Full Activity 1,078.88 # More Sod on rho perforeSen b&ew. de!rh ant reeurn w4h your porrnenl 4 Continued on Page 3 Payment Coupon AcCount Number Please Pay By: Please enter account 3715-657814-31005 11/13/06 number on all checks and correspondence. Make check payable to American Express. JEFFREY E EPSTEIN See Finance Charges 457 MADISON AVE 4FL Total Amount Due section on reverse side for NEW YORK NY 10022-6843 $1,078.88 a description of when additional Finance Charges are not assessed on Features. IIIJIIIIId ,,,,, Check here if address cc telephone number has changed. Please note Mail Payment to: 11.1.111,1.11.1,1011,11,11,11,11,,IIII,M11.,11.1111.„1.111 changes on reverse side. AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 IIIIIIII III II MULL 'It'll II II II IIII II II III 000107888000107888 25 rl EFTA01661276 DUPLICATE COPY Prcparai Fa Amoral fe.rtziomm Page 2 of 8 JEFFREY E EPSTEIN X;Ca- )3 Payments: Payments received after 12:00 noon may not be crocfited until the next day. Payments must be sent to the payment address shown on your statement and must include the remittance coupon from your statement. Payments must be made with a single check or draft drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system, or through an electronic payment method payable in US dollars and clearable through the L15 banking system. Your Account number must be included on all payments. If To Pay By Phone payment does not conform to these requirements, credting may be delayed and additional Charges may be imposed. If we 1.800-472-9297 accept payment made in a foreign currency, we wit choose a conversion rate that is acceptable to us to convert your payment Nto US dollars unless a particular rate is required by law. Please do not send post-dated checks. They wal be Customer Service and deposited upon receipt. Our acceptance of any payment marked with a restrictive legend will not ocerate as an accord and satisfaction without our express prior written approval. Authorization for Electronic Debit: We will process checks Lost or Stolen Card electronically, at first presentment and any re-presentments, by transmitting the amount cf the check, routing number, 1.877-877-0987 account number and check serial number to your financial institution, unless the check is not processable electronically or a 24 hourra days less costly process is available. By submitting a check for payment, you authorize us to initiate an electronic debit from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset Express Cash account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or 1.800-CASH-NOW asset account statement. If we cannot collect the funds electronically we may issue a draft against your bank or asset account for the amount of the check Authorization for Electronic Payments: By using Pay By Comr3uter, Pay By Phone International Collect or any other electronic payment service of ours, you will be authorizing us to initiate an electronic debit M the financial 1.954.503.8905 account you specify in the amount you request. Payments received after 5:00 p.m. MST may not be credited until the next day. Allocation of Payments and Credits: Subject to applicable law, we will apply and allocate payments and credits among Features and Charges on your Account in arty order and manner determined by us in our sole discretion. Finance Hearing Impaired Charges: Average Daily Balance (ADS) Method for Calculation of Finance Charges (FC): We use the ADB (gam- m EST) Method to calculate FC on your Account_ Under this method, we figure the FC on your Am-flint by applying the Daily TTY: t-800.221.9950 Periodic Rate (DPR) to the ADS (as described below) for each Feature (includry current transactions). Different daily FAX: 1-800-695-9090 periodic rates may be applied to separate Feature balances. To get the ADB for each feature, we (1) take the beginning In NY: 1.800.522.1897 balance for each day (inck g unpaid FC from previous billing periods) (2) add any new transactions, debits, cr fees, (3) subtract any payments or °codes, and (4) make any appropriate adjustments. For each day after the first day of the billing Large Print and Braille period, we also add an amount of interest equal to the previous day's daily balance multiplied by the DPR for the Feature. This gives us the daily balance for the Feature for that day and the beginning balance for that Feature for the next Statements day. If this balance is negative, it is considered to be zero. Then, we add up all the daily balances for the Feature for the 1.677.877.0987 billing period and dvide the total by the number of days in the billing period. This gives us the ADS for the Feature. If you pay the New Balance on this statement by the next Closing Date, then you will avcsd additional FC en features included in this New Balance. If you multiply ADS for each Feature by Me numbevariables in the billing period and the DPR for that Feature, the result will be the PC assessed on that Feature, except for ns caused by roundly. The total FC for the bitting period is calculated by adding the FC assessed on all Features of the Account. This method or calculating the ADB and FC results in daily compounding of FC. Transactions Made in Foreign Currencies: If ou incur a Charge in a Correspondence foreign currency,it will be converted into US dollars on the date it is processed by us or our agents. Unless a particular rate is required by applicable law, we will choose a conversion rate that is acceptable to us for that date. Currently, the conversion Customer Service, The rate we use for a Charge in a foreign currency is no greater than (a) the highest official conversion rate published by a Centurion° Card from government agency, or (b) the highest interbank conversion rate identified by us from customary banking sources, on the American Express c0nversion date or the prior business day,In each Instance Increased by 2%. Ths conversion rate may differ from rates P.O. Box 297846 in effect on the date of your charge. Charges converted by establishments (such as airlines) will be billed at the rates such Lauderdale, FL estabishments use. Billing Rights Summary: In Caso of Errors or Ouestions About Your Bill: If you think your bill is Ft. incorrect, or if you need more information aWut atransaction on your bill, write us on a separate sheet of paper at the 33329-7846 Customer Service address noted to the right. We must hear from you no later than 60 days after we sent you the rst loll on which the erre( Or problem appeared. You can telephone us at thenumber indicatedon the front Of this statement, but doing Customer Service so will notpreserve: your rig its. In your letter, give us the following Nformation: 1. Yourname and account number,- 2. The P.O. Box 297804 dollar amount of the suspected error; 3. Describe why you beleve there is an error. II you need more information, describe FL Lauderdale, FL the item you are unsure about. You do not have lo pay any amount in question white we we investigating, but you are still 33329.7804 obligated to pay the pasts of your bill that are not in question. While we investigate your question, we cannot reportyou as delinquent or take any actiontocomet the amount you question. If you have autrarized uS t0 pay your bill automaticaKy from Payments your checking or savings-account, you can stop the payment on any amount you think is Wrong. To stop the paymentyour RO. BOX 2855 letter must reach us three business days before the automatic payment is scheduled to occur. Special Rule for Credit NEW YORK NY Card Purchases: If you have a problem with the quality of goods or services that you purchased with a credit card, and you 10116-2855 have tried in good faith to correct the problem with the merchant, you may rot have to pay pre remaining amount due on the goods or services. You have this protection oNy when the purchase price was more than 550 and the purchasewas made in your home slate or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the property or services, all purchases are covered regard ess of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) is shown on this statement, it represents money owed to you. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to you for the Credit balance if the amount is $1.00 or more. New York residents may contact the New York Banking Department to obtain a comparative listingof avdt card rates, fees and grace periods bycalling 1-800-518-8866. Change of Address • To change your address online, visit www.americanexpress.com/updatecontactinto coloci on front • For Name or Company Name changes, please call the Customer Service do nu use number on the back of your Card. • If your address or phone number has changed to a FOREIGN ADDRESS OR PHONE, please call Customer Service. • Please print clearly In blue or black Ink only in the boxes provided. Street Address Cky. Stale zip Cede Please provide your Area Code and e-mail address to Horne Phone receive important account updates and Area Cede and work Phone Email (optional) II _ exclusive Cardmember offers and benefits. You may visit the American Express Privacy Statement at www.ameticanoxPress.com/privacy for more details and to set your email preferences. EFTA01661277 DUPLICATE COPY Peepa:rd Axount Ntmx: Clesic Dale Page 3 of 8 JEFFREY E EPSTEIN XXXX-X 10/29/06 Important Notice Please refer to page 2 Information on Flexible Payment Features for further important You may have access to one or more Flexible.Payment Features as part of your Card account. The current Annual information regarding Percentage Rates (APRs) and Daily Periodic Rates (DPRs) for the Floible Payment Features we as follows: your account For Sign & Travel, the APR is 14.15%, the DPR is 0.0388% EFTA01661278 DUPLICATE COPY JEFFREY E EPSTEIN Page 4 of 8 x "-iiiik at i EFTA01661279 MembelValcifgarrts Plus® Page 5 of 8 Monthly Statement and Program News American Errrest• For questions about your Statement Period MEMBERSHIP Membership Rewards account, contact September 1, 2006 - September 30, 2006 1-800-AXP-EARN (297-3276) Account activity after this period does not appear on this statement /1 /4 * R!WARD www.arnericanexpress.com/rewards JEFFREY E EPSTEIN Available Points PM'ntcnlip Reetaxls. Account Number American Express 1M33334712 3,291,871 Membership Rewards P.O. Box 297813 Points are available when charges are Earn Double Points for all Ft. Lauderdale, FL 33329.9785 paid in full and all your accounts are in Everyday Spend Points your Everyday Spend - good standing. earned this period: groceries, gas, pharmacy Available points Include Everyday Spend Points. 14,976 Account Summary Opening points balance 3,325,317 New points earned +196,554 Points transferred or redeemed -230,000 Reinstated points and adjustments 0' New points balance =3,291,871 flew Points Earned 09/01/06 - 09/30/06 Points Activity On Everyday Spend Bonus Points Total Points Activity Eligible Charges Points Awarded Per Card Centurion 4,729 0 0 4,729 XXXX40000(4-31005 Platinum 0 0 0 0 )000(40000(9-32002 Gold 20,059 0 0 20,059 MX00000(8-42008 Add1 Gold 0 0 0 0 )C<XX-X)00003-45019 Addl Gold 7,309 263 0 7,572 >C<XX-XX)00(8-43030 Gold 0 0 0 0 )000(-)CC00(2-61005 Addl Gold 83,775 471 0 84,246 )3(XX-xX)00(2-63019 Add, Gold 34,011 659 0 34,670 )00(X4GXXXX2-63027 Adcfl Gold 17,046 13,531 0 30,577 )000(-XXXXX2-62860 Addl Gold 14,649 52 0 14,701 XXXX-XXXXX2-63076 Totals 181,578 14,976 0 196,554 Points Transferred or Redeemed 09/01/06 - 09/30/06 Points Transferred or Redeemed Ret ate est $1,000 Saks Fifth Avenue Gift Certificate 100,000 9/08/06 Account ratter COMMA $1,000 Saks Fifth Avenue Gift Certificate 100,000 9/08/06 Amami muter 0016265675 $200 Saks Fifth Avenue Gift Certificate 20,000 9/08/06 Amami ranter 001(i2ES876 $100 Saks Fifth Avenue Gift Certificate 10,000 9/08/06 Aoccull mite 001626$677 Total 230,000 Membership Rewards Plus points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards Plus program Terms and Conditions in your Membership Rewards Plus Guide. If you have questions, please visit www.americanexpress.com/membershIprewardsplus or call 1.800-AXP-1090 (297-1090). From overseas, call collect 305-816-2799. Continued on reverse EFTA01661280 American Express• EIRVFMATE COPY 1 ____ JEFFREY E mentsensuin daubed* Retired) Accoul Wray Page 6 of 8 1M33334712 iri ) R. . .ll. at. rr.,,,,, i The Capital Grille Invites You to Enjoy an Extraordinary Meal at Two New Locations The Capital Grille is pleased to celebrate the grand opening Redeem Membership of two new locations: Milwaukee, WI and Lombard, IL. Enjoy Rewards° points for a $100 or a $250 certificate dry-aged steaks, chops and fresh seafood, and an award- to The Capital Grille at winning collection of over 400 wines. From mouthwatering www.membershlp appetizers to irresistible desserts, you can savor classic fare rewards.com. in an atmosphere that is both luxurious and relaxed. For (MR Message 6456) more information, visit www.thecapitalgrllle.com. AI Membersh0 Renard.program terms and Condians apply. Earn Triple Points at Hilton Hawaiian Village® Beach Resort & Spa and Hilton Waikoloa Village Starting this fall, you can earn 3x points at Hilton Hawaiian Visit www.HIlton Village on Oahu or Hilton Waikoloa Village on Hawaii's Big HawallanVillage.com, call 1.800-HILTONS or contact Hilton Island. Book an eligible rate from $229 and stay from 10/1/06 your local travel Hawaii to 4/30/07 to earn points for all charges, including resort professional. Must enter Travel should take you paces purchases, charged to your room when you use your request code P5 and pay American Express® Card! an eligible rate. To din band Pod% you must be ended in the Me/den:tip Rewads® program at On UM el tight/don (MR Bonus ID 5263) aid chard your stay en an enrolled Ailletk4A Eiden Card. Etiolate tans cargo how 5229 to StZWrocm.toull. single et dad* icy/piney. Ird0ble tans include Cod Tivided to) govertmeN asd inlay. Karna'ara itiawd radian), atiotesdet peckage. cap:adoarc' fiakPkuwention rates. Room dards theta a srording charged to your recta. plus °Goble rate lcdpirg charges. exctichrg *day* sues when anal bate pad on me ended Cad. Bonus dints wit to orodted>3 your secisa 1012 weeks alley charges atkdat en your statement. Eked OD: 5263. Redeem Today for the Sony XM Ready Shelf System • Only 35,000 Points! The Sony XM-ready shelf system features XM Connect & To redeem, visit www. Play compatibility, 170 watts of total power with 85 watts per membershlprewards. SONY channel x 2, 5-disc CD changer with CD pop-up loading mechanism, PC/audio in for digital music or PC input, 3-way speaker system, S-Master® digital amplifier and AM/FM tuner com/SonyXMReady or call 1.800-AXP-EARN (297.3276) by November 15, 2006. with 30 presets. Redeem today for this or other great (MR Message 8464) products from Sony only in the Membership Rewards® program. Reward Code: HLX450. Points: 35,000. Tema aid conStions ea to Mentors)* Remand yogiam apply. Redeem Membership Rewards® Points for the Red, White & Blue Concert Honoring Doug Flutie The 2006 Red, White and Blue award will be presented to For more information, log Doug Flutie at his retirement celebration by the city of Boston on to www.amerIcan express.coneboston for his unyielding support of the city and its charities. This redwhIteandblue. star-studded benefit concert will include performances by Keith Lockhart and friends including of the band Boston. (MR Message 4348) Olin, uakl WI82DX-11/13/2006.= matey. Proceeds wit bin* the Doug FM*. Jr. Fourditon lot Autism. Tads ere nal lax Redeem Membership Rewards® Points for Brooks Brothers Gift Cards! Brooks Brothers is the premier American purveyor of classic Shop using your Brooks apparel. The collections for men, women and boys continue Brothers Gift Cards in retail and factory stores ffy6:-laitem, to define elegance with timeless style and quality that is second-to-none. nationwide, online at www.BrooksBrothers. corn or by catalog at 1.800-274-1815. (MR Message 3522) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01661281 DUPLICATE COPY Pachuca For Amain, Nutt Caic Da Page 7 of 8 JEFFREY E EPSTEIN XXXX- 10/29/06 CustontExtras- Get Your Premium Seats for Sports Action in NYC and LA For tickets, call 1-800-455-1657, You have access to some of the best seats in the house through our (8am-11pm EST, Premium Tickets Program offered as part of your Centurion Card seven days a week). benefits. Enjoy prime seating and VIP access at venues in New York (CE 107961) and Los Angeles while you take in the best in professional entertainment. All sales are final and nonrefundable and resale is prohibtled. Details and prices are subject to change. Suites, packages and tickets are available on a first-come, first-served basis. All ticket orders are subied to service charges. Payment must be made using the Centurion Card from American Express. Availabftity is !flied. Reward Yourself with a Gift Card from Saks Fifth Avenue To enroll in the SaksRewards program, Earn SaksRewards when you shop with your Centurion Card at Saks call 1.888-307-7736. Fifth Avenue stores and saks.com. The more you spend, the larger Please see the October the Saks Gift Card Reward--up to 8800. Simply enroll your Centurion newsletter to learn about this month's exclusive Card in the SaksRewards program, and we can track your spend at Saks Fifth Avenue La ' Saks Fifth Avenue retroactive from January 1, 2006. Prairie gift. SalcsRewards terms and conditions apply. SaksRewards provides rewards to customers (CE 107962) who enroll in the program with a Centurion Card. Rewards are not valid on Off 5th store purchases. Other exclusions apply. If you enroll and spend $1,000 or more in qualifying purchases during the 2006 calendar year, you will earn an SFA Gift Card Reward good toward future purchases at Saks Fifth Avenue. The SFA gift card will be mailed to you by April, 2007 for your 2006 spend. Earn Membership Rewards® Bonus Points at One Carnegie Hill For more information on One Carnegie Hill, visit us Sign a lease at One Carnegie Hill and earn 25,000 Membership at www.onecameglehlll. Rewards bonus points when you pay your rent with an American corn. For more Express@ Card. Introducing the Upper East Side's extraordinary new information on the Membership Rewards luxury rental, featuring an 18,000-square-foot Residents' Club and program, visit exclusive benefits available through this special offer from Related wymernericanexpress. Rentals and American Express - One Carnegie Hill - 215 East 96th com/rewards or call Street. Offer valid until 2/28/07. 1-800-AXP-EARN (297-3276), nsrstimimIMCfr (CE 107905) To earn bonus points, you must be enrolled In the Membership Rewards program at the time of sign-up or renewal and you must charge your rent on an eligible, enrolled American Express Card. Rent payment must be made through Automatic Bill Payment. ID: 0270 Save 61% OFF the Newsstand Price for Sports Weekly! 52 weeks only $34.95. Subscribe or give a gift of Sports Weekly and SAVE UP TO 61% OFF Call 1.800.872.1415 and the Newsstand! USA Today's Sports Weekly takes readers inside the mention promo 145 or go dIUSA dugouts, locker rooms, and playing fields. Including the best fantasy information available for baseball and football. Sports Weekly offers online to www.mysportsweeldy. com/bestdeal. =AY the impacting content avid sports fans want. (CE 108038) SpostsWesidy Only American Express* Cards are accepted. Void in Alaska Local sales tax when applicalke will be added to your order. Savings calculated off the newsstand price of $1.75 per copy. Now Accepting American Express® Cards! If there are other places where you would like to Roto-Rooter - America's Neighborhood Plumber-0. For fast, see the Card accepted, professional plumbing and drain service, call 1-800-GET-ROTO please call the Customer (438-7686) or schedule online at www.rotorooter.com. Service number that is located at the top of your statement or the number Porter House New York - Michael Lomonaco's contemporary that is on the back of your American steakhouse with a premier seafood program. 10 Columbus Card. Circle, NYC. 212-823-9500. www.porterhousenewyork.com. (CE 107921) AJ Maxwell's Steakhouse - Classics in a sophisticated Rockefeller Center locale, ideal for business lunches, pre-theater, or private events. 57 W. 48th St. 212-262-6200. www.ajmaxwells.com. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01661282 DUPLICATE COPY Prepared For N Page 8 of 8 JEFFREY E EPSTEIN XXJ(X-)OOO. FREE Dream Book'" Guide To request your Dream Book guide, call People who write down their retirement dreams are much more likely Ameriprise Financial at to achieve them. So Ameriprise Financial created the Dream Book 1.866.801-7517 or visit guide to help you do just that. The Dream Book helps you craft a www.amertprise.com. Itnoaktmottel Ameriprise firodol e. vision of your ideal retirement, and take steps toward making it a reality. Ameriprise Financial is a financial planning company with more than 110 years of experience. Let Ameriprise Financial help you get started--request yours today. (CE 108057) Brokerage, investments and financial advisory services are made available through Ameriprise Financial Services Inc., Member NASD and SIPC, an Ameriprise Financial company. °2006 Ameriprise Financial, Inc. All rights reserved Join Us • Support Boys & Girls Clubs of America Visit www.mylifemycard. com/bgca to learn more Boys & Girls Clubs of America gives young people the skills they about BGCA and how you -CEN 4, need to succeed. The Club is a place that offers programs and can help create 100 more ‘ activities every day--after school and on weekends--when kids are in years of hope and o., ,...o. -, need of positive, productive outlets. BGCA is dedicated to inspiring opportunity for kids. O and enabling all young people to realize their full potential. WEI IIIGIEBOME (CE 108008) 0 1,10.0. 2006 tmecesa twore•an Are You Overpaying for Personal Checks? Order now at www.amexpub.com/ Tired of the inconvenience of ordering your personal checks through checks/statement or call your bank? Since 1997, American Express Publishing has been 1.800662.2314 to offering personal and business checks and accessories to request a brochure. Cardmembers at prices up to 50% less than financial institutions. (CE 108125) Other quality products we offer are address labels, deposit slips, checkbook organizers, stamps, binders and more. We adhere to security features that exceed industry standards, as well as strict confidentiality ofaccount inforniation. And, we otter an unconditional money-back satisfaction guarantee. Order your checks now from a trusted name--American Express. Protect Your Identity - Protect Your Credit To learn more, or to take advantage of our 30-day With CreditSecuree from American Express, you'll get the tools you review period, visit us at need to help protect one of your most valuable assets--your credit. wyy.amencanexpress. tillA bist You'll receive unlimited access to your credit reports and scores from all three national credit bureaus, along with 24/7 credit monitoring, com/creditprotection. CA9DMEMSES (CE 108070) BEUEFITS and much more. Save Time Paying Your Bills with the Card Visit mvw.americanexpress. Enjoy the time-saving convenience of using your Card to pay your comlabp45 for more bills. You can consolidate your payments and make sure your bills information. are paid on time. And you're backed by the security of American Express. Contact your providers directly and tell them to charge your (CE 108071) monthly bills like cable/satellite to your Card. Terms and conditions apply. Not all providers service all markets. In some instances it may take more than one billing cycle before initial paid amounts are posted to the Card account. Please remember to cancel these payments with your service provider if you close your Card account, and advise your service provider if your Card account number changes. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01661283 DUPLICATE COPY Centurion® Card Statement of Account OccirgDao • Proparal For JEFFREY E EPSTEIN 11129/06 Page 1of 9 Illifiiii Netv Acrity $ New Please Pay By Pawllea Atheti Adjustr.e nes Balance $ Banco$ 12/14/06 1,078.88 -1,078.88 +1,684.56 1,684.56 Please refer to page 3 for important information regarding your account See Page 9 For A Notice Of Changes To Your Membership Rewardse Program Account For assistance or questions about your account, contact us at www.americanexpress.com or call Customer Service at 1-877-877-0987. Save Time Paying Your Bills with the Card Enjoy the time-saving convenience of using your Card to pay your bills. You can consolidate your payments and make sure your sills are paid on time. And you're backed by the security of American Express. Contact your providers directly and tell them to charge your monthly bills like cable/satellite to your Card. Activity YBe "Pa ° Amount4 11/04(.0 PaYment RePeiY,ect ' Plflniqou .4 Amount $ Due in Full Activity for JEFFREY E EPSTEIN Ord =00:COX4•31C05 11/10/06 ADMIT ONE TICKETS ADNEW YORK NY 675.00 2123822800 11/21/06 AMAZON.COM AMZN.COM/BILL WA 53.94 98101 AMAZON.COM MERCHANDISE ROC No. 0015573598 11/28/06 MERCEDES BENZ OF GREGREENWICH CT 955.62 SALES/SERVICE/REPAIR ROC No. 0000000000 Total Due in Full Activity 1,684.56 4 Nese Ion cot. perleeation bob:FN.detach rd tea wit+ rut pawnent Continued on Page 3 Payment Coupon 4.0:0ummulw, Please Pay By: Please enter account 3715-657814-31005 12/14/06 number on all checks and correspondence. Make check payable to American Enxess. JEFFREY E EPSTEIN See Finance Charges 457 MADISON AVE 4FL Total Amount Due section on reverse side for NEW YORK NY 10022-6843 $1,684.56 a description of when additional Finance Charges are not assessed on Features. Check here if address or telephone number has changed. Please note Mall Payment to: changes on reverse side. AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 I,,,lIll I 1000168 4 560[0168456 25 ri EFTA01661284 DUPLICATE COPY Patpmal Fa Page 2 019 JEFFREY E EPSTEIN itio ciarthx= Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must be sent to the payment address shown on your statement and must include the remittance coupon from your statement. Payments must be made with a single check or draft drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on all payments. If To Pay By Phone payment does not conform to these requirements, crediting may be delayed and additional Charges may be imposed. If we 1400-472-9297 accept payment made M a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment into US dollars, unless a particular rate is required by law. Please do not send post-dated checks. They will be deposited upon receipt. Our acceptance Of any payment marked with a restrictive legerd will not operate as an accord and Customer Service and satisfaction without our express prior written approval. Authorization for Electronic Debit: We cute process checks Lost or Stolen Card electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, 1.877.877.0987 account number and check serial number to your financial institution, unless the check is not processed° electronically or a 24 hours/7 days less costly process is available. By submitting a check for payment, you authorize us to initiate an electronic debit from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset Express Cash account as soon as the same day we receive your check, and you will not receive that canceled check with your bank or 1-800-CASH-NOW asset account statement. If we cannot collect the funds electronically we may issue a draft against your bank or asset account for the amount of the check. Authorization for Electronic Payments: By using Pay By Computer, Pay By Phone International Collect or any other electronic payment service of ours you will be authorizing us to initiate an electronic debit to the financial account you specify in the amount you request. Payments received after 5:00 p.m. MST may not be credited until the next 1.954-503.8905 day. Allocation of Payments and Credits: Subject to applicable law, we wit apply and allocate payments and credits among Features and Charges on your Account in any order and manner determined by us in our sore discretion. Finance Bearing Charges: Average Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADS (gam- m EST) Method to calculate FC on your Account. Under this method, we figure the FC on your Account by applying the Daily TTY: 1.500-221.9950 Periodic Rate (DPR) to the ADS (as described below) for each Feature (including current transactions). Different dally FAX: 1.800.695-9090 periodic rates may be applied to separate Feature balances. To get the ADB for each feature, we (1) take the becinning In NY: 1.800.522.1897 balance for each day (incuding unpaid FC from previous billing periods) (2) add any new transactions, debits, or fees, (3) subtract any payments or credits, and (4) make any appropriate adjustments. For each day after the first day of the billing Large Print and Braille period, we also add an amount of interest equal to the previous dayls daily balance multiplied by the DPR for the Feature. This gives us the daily balance for the Feature for that day and the beginning balance for that Feature for the next Statements day. If this balance's negative, it is considered to be zero. Then, we add kip all the daily balances for the Feature for the 1-877-877-0987 billing period and divide the total by the number of daysin the billing period. This gives us the ADS for the Feature. If you pay the New Balance on this statement by the next Closing Date, then you will avoid additional FC on features inckided in this New Balance. If you multiply the ADS for each Feature by the number of days in the billing period and the DPR for that Feature, the result will be the FC assessed on that Feature, except for variations caused by rounding. The total FC for the billing period is calculated by addug the FC assessed on all Features of the Account. This method of calculating the ADS and FC results In daily compounding of FC. Transactions Made In Foreign Currencies: If you incur a Otarge in,a Correspondence foreign currency, ft will be converted into US dollars on the date it is processed by us mom agents. Unless a particular rate is required by applicable law, we will choose a conversion rate that is acceptable to us for that date. Currently, the conversion Customer Service, The rate we use for a Charge in a foreign currency is no greater than (a) the highest official conversion rate published by a Centurion* Card from government agency, or (b) the highest interbank conversion rate identified by us from customary banking sources, on the American Express conversiondafe Or the pnor buSineSs day,In each instance Increased by 2%. This conversion rate may differ from rates P.O. Box 297846 in effect on the date of your charge. Charges converted by establishments (such as airlines) will be billed at the rates such Ft. Lauderdale, FL establishments use. Billing Rights Summary: in Case of Errors or Questions About Your Bill: If you think your bid is incorrect, or if you need more information about atransaction on your bill, write us on a separate sheet of paper at the 33329-7846 Customer Service address noted to the right. We must hear from you no later than 60 days after we sent you the first bill on which the erroror problem appeared. You can telephone us at the number indicated on the front of this statement, but ddng Customer Service so will not preserve your rights. In your letter, give us the following information: 1. Your name and account number; 2. me P.O. Box 297804 dollar amount of the suspected error, 3. Describe why you believe there is an error. If you need more information, describe Ft. Lauderdale, FL the item you are unsure about. You do not have to pay any amount in question while we are investigating, but you are slit 33329-7804 obligated to pay the parts of your bill that are not in question. While we investigate your question, we cannot report you as delinquent carJae any action to collect the amount you question. If you have authorized us to pay your bill automatically from Payments your checking 61SM/figs account, you can step thepayment on any amount you think •Wrong. To stop the oaymentyour P.O, BOX 2855 letter must reach us three business days before the automatic payment is scheduled to occur. Special Rule for Credit NEW YORK NY ' - Card Purchases: If you have a problem with the quality of goo: or services that you purchasedwith a credit card, and you 10116.2855 have tried in good faith to correct the problem with the merchant, you may not have to pay the remaining amount due on the goods or services. You have this protection only when the purchase price was more than 550 and the purchase was made in your home state or within 100 mks of your mailing address. (If we own cr operate the merchant, or if we mailed you the advertisement for the property or services, all purchases are covered regardess of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) is shown on this statement, it represents money owed to you. If you do not make sufficient charges against the credit balance or request a refund, we wil, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, Issue a check to you for the credit balance if the amount is $1.00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of area card rates, fees and grace periods by caring 1.800-518-8866. Change of Address • To change your address online, visit www.americanexpress.com/updatecontactinfo COITCC1 on front • For Name or Company Name changes, please call the Customer Service do not use number on the back of your Card. • If your address or phone number has changed to a FOREIGN ADDRESS OR PHONE, please call Customer Service. • Please print clearly in blue or black ink only in the boxes provided. Street Address Cry. State Zip Coin Please provide your Area Coda an! e-mail address to wane Phone receive important Area code ant account updates and J Work Phone exclusive Cardmombor Enid (optional) offers and benefits. YoumwvIsit the AmericanExpress Privacy Statement at VAPItn 0)Trw.comfpnvacy for more details andto set your email preferences. EFTA01661285 DUPLICATE COPY Prepxyd For Account Matt Ctairg OX. Page 309 JEFFREY E EPSTEIN )OOO<- 11/29/06 Important Notice Please refer to page 2 Information on Flexible Payment Features for further important You may have access to one or more Flexible Payment Features as part of your Card account. The current Annual information regard/1g Percentage Rates (APRs) and Daily Periods Rates (DPRs) for the Flexible Payment Features are as follows: your account For Sign & Travel, the APR is 14.15%, the DPR is 0.0388% EFTA01661286 DUPLICATE COPY Prep.ved For Page 4 of 9 JEFFREY E EPSTEIN )ocoopooa EFTA01661287 MembeNfikfirgirarrils Plus® Page 5 of 9 Monthly Statement and Program News American E xp s For questions about your Statement Period artmoknSHIP Membership Rewards account, contact October 1, 2006 - October 31, 2006 1-800-AXP-EARN Account activity after this period does not appear on this statement 4 - 7IIEWAR LI (297-3276) Prepered wmtamencanexpress.com/rewards JEFFREY E EPSTEIN Available Points Mernirembp Flewasclate Accotel Wafter American Express 1M33334712 3,461,646 Membership) Rewards P.O. Box 297813 Points are available when charges are Earn Double Points for all Ft. Lauderdale, FL 33329-9785 paid in full and all your accounts are in Everyday Spend Points your Everyday Spend - good standing. earned this period: groceries, gas, armacy Available points include Everyday Spend Points. 1,323 Account Summary Opening points balance 3,291,871 New points earned +169,775 Points transferred or redeemed 0 Reinstated points and adjustments 0 New points balance =3,461,646 New Points Earned 10/01/06 • 10/31/06 Points Activity On Everyday Spend BOnus Points Total Points Activity Eligible Charges Points Awarded Per Card Centurion 79 0 0 79 )000 0X)00(431005 Platinum 0 0 0 0 XXXX-X)00GX9-32002 Gold 4,846 0 0 -3,846 XXXX-0000X8.42008 Addi Gold 304 0 0 304 )000(400(XX8-45019 Add1 Gold 8,299 0 0 8,299 )00000000(8-43030 Gold 0 0 0 0 )00000000C-61005 Addi Gold 28,101 390 0 28,491 )00000000(2-63019 Addi Gold 59,476 487 0 59,963 XXXX-X)000(2-63027 Addi Gold 18,388 414 0 18,802 >300(00000(2-62060 Addi Gold 57,651 32 0 57,683 )000(00000(2-63076 Totals 168,452 1,323 0 169,775 Membership Rewards Plus points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards Plus program Terms and Conditions in your Membership Rewards Plus Guide. If you have questions, please visit wwmamericanexpress.com/membershiprewardsplus or call 1.800-AXP-1090 (297-1090). From overseas, call collect 305.816.2799. Special Holiday Offer at BonusPointsMall.com" Shop now at BONUS; BonusPointsMall.com Rewards* program, is a new feature of the Membership where you can earn double points at BonusPointsMall.com and watch the points add 2 over 125 brand -name retailers all year round. As a special gift for you during the holidays, earn 3x points from up--it's that simple! 0 November 15th to December 31st! (MR Bonus ID-2X pts: 0807 MR Holiday Bonus ID: 0972) 00rer valid 12arn EST 12/190S lo 11:S9pm EST 1201106. To be ergbler you mud be a U.S. Caaknerrter corded in the laernbershb Reawe program al the In Cl purcharre and you muat thane your qualtywor PLauhr-a tuouGh BamorPcinbUal can On an elkele. emoted Mierkan Eaxetar0 Card. Bows coda are aorardad Ice all qual tying fratathcec at partepaltignwcharls thrash EcranPorastadrxenrattbonal tonne and conanan acply ard *par at Www.TIOnUsPointalaall.contnermarisp. Bonus pads wool be collo11 to your Program accare vratrin 1042 after charges ii:ear co your bin; stamen!. 8onua 11).2% Ra: 0807. Nelda/ Bonus: 0972. Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01661288 American Express• PrePatcdiu E99136FATE COPY JEFFREY E MEMBERSHIP Martershp Reward:® tocart NUTtter Page 6 of 9 1M33334712 RHIP Give the Holiday Gift That Speaks Volumes Aria/ lei /It* fair', Barnes & Noble Gift Cards--Good in all Barnes & Noble and To start redeeming today, B. Dalton Bookseller stores nationwide and online at log on to myw.americanexpress. Barnes & Noble.com (www.bn.com). Choose nearly com/rewards or call anything and everything from books for every interest to CDs 1.800-AXP-EARN and DVDs and more, all from America's largest bookstore, (297-3276). Barnes & Noble. (MR Message 2197) Barnes IS Noble is not a sponsor a co-sponsor cr this peernotOn. Piste este bask a on card lot toms and aorta:ratline. Barnes & Note is not liable :el any Fated a actutli darn, Waled te the Ont lock05 600 oVac. Earn 2x Points This Holiday Season on Purchases of $65 or more at Clinique.com! Exclusively at Clinique.com, American Express® Visit Cllnique.com today Cardmembers can earn double Membership Rewards® to earn double points! CLINIQUE points with every Clinique.com purchase of $65 or more until 12/31/06. Browse Clinique's full range of holiday gifts, as well as skin care products for both men and women. (MR Bonus ID 2638) Oder veld to purelosee nude 771405 - 1241408 orb and eel void on porcaus purchasers Earn tc pet% cn any Mate Niches. d 365 a more. To be ektible to earn bonus pea s, TOM most be tooled sl the tikerbealta Revert program Flatotare) al the frne ol pstose end younut twos your purchase on an eight entoled American Emcees Cacti. Bonus points oil be tacked to Pot Frotorn a0),S4 `"thin 8-8 weeks on. elutes wow on year bite statement Bonus ID: 2638. Redeem Membership Rewards® Points for The Cheesecake Factory® Gift Cards! Ann.ritax Exprigs The Cheesecake Factory is much more than just To start redeeming cheesecake! The Cheesecake Factory is a unique, upscale Membership Rewards points today, log on to casual dining restaurant offering more than 200 menu www.amencanexpress. selections including appetizers, specialty salads, pastas, and corn/rewards or call pizzas, as well as great steaks and burgers, sandwiches, 1.890-AXP-EARN fresh fish and seafood. Be sure to save room for one of their (297-3276). 40 delicious cheesecakes and desserts with a cappuccino or (MR Message 4401) latte. At The Cheesecake Faecal,, there is truly "Something for Everyone!" Celebrate the Season • Earn 10x Points at FTD.COM®! Celebrate the season with flowers and gifts and earn 10x Decorate the table with Membership Rewards® points when you shop at FTD0 and earn 10x points when you shop at www.ftd.com/amexpromo. Decorate the table with our www.ttd.com/amex exclusive line of FTD® Holiday Centerpieces. Or tempt their promo. sweet tooth with delicious gourmet gifts including cookies, chocolates, fruit baskets, and more! Same-day delivery is (MR Bonus ID 7870) available on florist-delivered products. Oder even 12430a nit violin swan 54Y0/1 acortlied %vitt other otors tan FTD. Banta pooh ecreted bead on Ntal IX1:4) Only. To earn taxa Pante. you trust to ontotod in to lieenberslip Ronda program aids:it:net purchase and charge psochasolo an otoldo, 041/05“1 Amman Est:coast Card. ectun pcints set be credad b pas MentirehipRewaids aosount 10.12 weeks af &Way date ard atom sopear on Who atatemeri. Bonus ID: 7870. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01661289 DUPLICATE COPY Prepared Fa Clxrug Dab> Page 7 of 9 JEFFREY E EPSTEIN 11/29/08 CustomExtnts- Visit vAwr.InCircle.com Centurion Benefits at Bergdorf Goodman and Neiman Marcus for complete details and Shop Bergdorf Goodman and Neiman Marcus for a perfect holiday to view rewards. gift and experience an exclusive rewards program. Earn InCircle points—reach membership status with 5,000 points in one calendar (CE 108138) year. Membership benefits include invitations to special events, additional points on your birthday and copies of exclusive Bergdorf Goodman and Neiman Marcus publications. Earn one InCircle point for each dollar charged at Bergdorf Goodman and haalman Marcus on your enrolled Card—exclude sales tax, shipping, beauty salons, alterations, gift packaging and gift cards. You have until March 1, 2037, to redeem 2006 program points. Book an Exclusive Vacation with Orient-Express Call Centurion Travel Service at Interested in a trip of a lifetime? Orient-Express Hotels, Trains & 1-877-8774987, option 1 Cruises has created three exceptional trips exclusively for Centurion ard mention promotion members. Visit Peru, France, or Asia and experience insider access Code 07850040. beyond what is available to others. Trips are limited to 24 passengers (CE 108139) and fill up fast, so call Centurion Travel Service today at 1-877-877-0987, option 1 and be sure to mention promotion code C7850040. Program terms and conditions apply. For full program information, visit wvnv.ameticanexpress.comicenturion. Reserve your vacation Book a Vacation Through Centurion Destinations" Vacations today through Centurion Travel Service at For a world of travel adventure, look to Centurion Destinations 1.877.877-0987, and Vacations. The eleven partners will help you create one-of-a-kind, select option 1. WMMEM BER personalized vacations. Whether your ideal travel experience is a (CE 108180) BENEMS family get-together or a romantic getaway, laid-back beach bumming or nonstop adventure--look to these travel specialists to create the vacation of a lifetime. Program terms and conditions apply. For full program information, visit vninv.americanexpress.com/centurion. Now Accepting American Express® Cards! If there are other places where you would like to Tuesday Morning - Find a treasure trove of first-quality, see the Card accepted, closeout-priced home accents, luxury linens, crystal, gifts, and more. please call the Customer www.tuesdaymorning.com or 1-888-TUE-8989. Service number that is located at the top of your statement or the number Basso 56 - Chef-owner Paolo Catini offers regional Italian cuisine in that is on the back of yew the Lincoln Center/Columbus Circle/Carnegie Hall area. 234 W. 56th Card. St., NYC. 212-265-2610. (CE 108096) Turco's - Specialty supermarket and catering located at 380 Downing Drive in Yorktown Heights or 381 North Central in Hartsdale. Contact us at 914-761-4414 or www.turcos.com. Pay Your Quarterly Taxes with the Card - Earn Rewards wymamericanexpress. comrtaxes Earn rewards while paying your taxes. You can pay your Quarterly Estimated (1040ES) federal, state, and local property taxes as well as (CE 108181) Quarterly Employee Withholdings (Form 941) business taxes with the .CAPDMEMBER American Express® Card. For additional information, visit BENEFITS : www.americanexpress.com/taxes. All federal, state, local and business tax payments made with the Card are subect to a convenience fee charged by either of the two IRS-approved payment processors, Official Payments Corp. and PAY1040.00m. All Card terms and conditions apply. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01661290 DUPLICATE COPY Propted For Page 8 of 9 JEFFREY E EPSTEIN )OOO(-XX:COM The Gift Cards that Give More Purchase yours wine today. Especially during the holidays, our next generation Gift Cards are a thoughtful way to show you care. Just like the classic American Visit www.amedcan Express® Gift Card, they can also be used at millions of different express.contrgift. places for all kinds of things.* And now, you can give more because (CE 108183) each Gift Card has special offers from retailers, restaurants and merchants nationwide. In the U.S. where American Express is accepted. Terms, conditions and restr:cticns apAv to Gift Card use. Special offers are subject to change. Visit www.americanexpress.com/ specialottem for more details. Cardmembers Save with Ameriprise Auto & Home Insurance Cal 1-800-842-3344 today and be sure to mention American Express Cardmembers could save hundreds on auto reference code 1N9 to insurance with Ameriprise Auto & Home Insurance. Cardmembers receive your quick, who switched to our auto insurance saved an average of $456 per no-obligation quote. Or, if year.* Our competitive pricing, quality service and financial stability you prefer, visit wwthameriprisecom/ INSURANCE have satisfied more than half-a-million drivers. Join one of the autohome to get your fastest-growing insurance companies in the country today. quote. Auto & Home Insurance Is underwritten by Ameripdse Insurance Company, AMEX Assurance Company or IDS Property Casualty Insurance Company, De Pere, WI. (CE 108136) 'Savings is a 12-month average reported by new policyholders between 5/1/05 - 2/28/06. Individual savings and experience may vary based upon a variety of faders inducing, tut • not Imited to, driving experience aid typo of automotile insured. Help Us Support BGCA's Centennial Celebration Visit www.mylifemycard. comilsgca to learn more Boys & Girls Clubs of America gives young people the skills they about BGCA and how you •tE, ist 4), need to succeed. The Club is a place that offers programs and can help create 100 more activities every day--after school and on weekends--when kids are in years of hope and need of positive, productive outlets. BGCA is dedicated to inspiring opportunity for kids. C.)41 a 7r• and enabling all young people to realize their full potential. BOYS a =BC= (CE 108154) OPMEMIT z oo6 Ovapag LMILeargh;Nnellir.4 Are You Overpaying For Personal Checks? Order now at www.amexpub.com/ Tired of the inconvenience of ordering your personal checks through checks/statement or call your bank? Since 1997, American Express Publishing has been 1.800-662.2314 to request offering personal and business checks and accessories to a brochure. Cardmembers at prices up to 50% less than financial institutions. (CE 108256) Other quality products we offer are address labels, deposit slips, checkbook organizers, stamps, binders, and more. We adhere to security features that exceed industry standards, as well as strict confidentiality of account information. And, we offer an unconditional money-back satisfaction guarantee. Order your checks now from a trusted name--American Express. Protect Your Identity' Protect Your Credit To learn more, or to take advantage of our 30-day With CreditSecure® from American Express, you'll get the tools you review period, visit us at need to help protect one of your most valuable assets—your credit. www.amestcanexpress. You'll receive unlimited access to your credit reports and scores from oamicreditprotection all three national credit bureaus, along with 24/7 credit monitoring, (CE 108207) and much more. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01661291 Cbiro Da!e Page 9 of 9 JEFFREY E E°STEIN 11/29/05 Notice of Changes to Your Agreement We are making important Changes to the Membership Rewards program associated with your American Express° Card Account identified on this Notice. These changes become effective on the dates indicated below, whether or not you receive a statement. This Notice formally amends your Agreement and any contrary or conflicting language in that Agreement is replaced fully and completely. This Is an important Notice of changes. We recommend that you carefully review these changes, share them with any Additional Cardmembers on your Account, and then keep this Notice for future reference. If you have any questions, please call the telephone number listed on the back of your American Express Card. Program Name Change Effective April 15, 2007, the name of the Membership Rewards Plus° program is changing to the Membership Rewards Firstsm program. MO1 N6 BPA4U/MR01/1106 EFTA01661292 DUPLICATE COPY 30308,588 Imbeirshij).ROWards!'; Centurion® Card Points °Available Statement of Account ;-at 11430/06, when C4,043 due are paid in full and all accounts arein good standing. Prepased For Nt r calimose JEFFREY E EPSTEIN 12/29/06 Page 1 of 8 Swale/4y $ New Please Pay By frdpstnents Balance $ Previous Baines $ Palmeri MI* $ 01/13/07 1,684.56 -1,684.56 +1,988.61 1,988.61 Please refer to page 3 for important informat on regarding your account For assistance or questions about your account, contact us at www.americanexpress.com or call Customer Service at 1-877-877-0987. Earn Double Points on Holiday Retail Purchases Use your American Expresso Card for all your qualifying retail purchases from November 1 - December 31, 2006, and you can earn double Membership Rewards. points. Plus, the many retail benefits that come with your Card allow you to shop with confidence and security. So, shop with your American Express Card during the holidays and reap the rewards of Cardmembership. Enrollment is required. See the CustomExtras" pages at the end of your statement for additional terms and conditions. Activity hicalas dab Mounts :\etaCtalaltitV, knountS Due in Full Activity for JEFFREY E EPSTEIN Cod XXXX.XCCOC4-314:03 12/02/06 DEUTSCHE LUFTHANSA 1,879.62 DEUTSCHE LUFTHANSA From: To: Carrier: Class: MINSK (BY MS0) FRANKFURT INTL 99 99 NEW YORK (JFK INT LH FRANKFURT INTL LH MINSK (BY MS0) LH Ticket Number: 12/05/06 AMAZON.COM AMZN.COM/BILL WA 14.87 98101 AMAZON.COM MERCHANDISE ROC No. 0025349046 12/15/06 POLO RETAIL CORP NEW YORK NY 65.00 APPAREL/ACCESSORIES Please btl en the perlotMimi:elan,. detach end robin wit yotr paymnl Continued on Page 3 Account Humber Please Pay By: Please enter account Payment Coupon 3715-657814-31005 01/13/07 number on all chocks and correspondence. Make check payalie to American Express. JEFFREY E EPSTEIN See Finance Charges 457 MADISON AVE 4FL Total Amount Due section on reverse side for NEW YORK NY 10022-6843 $1,988.61 a description of when additional Finance Charges are not assessed or Features. ,,,,, Check here if address or telephone number has changed. Please note Mail Payment to: changes on reverse side. AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 h.HH hidhamdMnInlikhMJAI.did 000198861000198861 25 rl EFTA01661293 DUPLICATE COPY Prritamod fa Vedanta Page 2 of 8 JEFFREY E EPSTEIN Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must be sent to the payment address shown on your statement and must include the remittance coupon from your statement. Payments must be made w.th a single check cr draft drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on all payments. If To Pay By Phone payment does not conform to these requirements, crediting may be delayed and additional Charges may be imposed. If we 1400-472-9297 accept payment made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment into US dollarsi unless a particular rate is required by law. Pease do not send post-dated checks. They will be Customer Service and deposited upon receipt. Our acceptance of any payment marked with a restrictive legend will not operate as an accord and satisfaction without our express mid written approval. Authorization for Electronic Debit: We wil process checks Lost or Stolen Card electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, 1-877-877-0987 account number and check serial number to your financial institution, unless the chock is not processable electronically or a 24 hours/7 days less costly process is available. By submitting a check for payment, you authorize us to initiate an electrode debit from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset Express Cash account as soon as the same day we receive your check, and you will not recewe that cancelled check with your bank or 1-800-CASH-NOW asset account statement. If we cannot collect the funds electronically we may Issue a draft against your bank or asset account for the amount of the check Authorization for Electronic Payments: By using Pay By Computer, Pay By Phone International Collect or any other electronic payment service of ours, you will be authorizing us to initiate an e ronic debit to the financial 1954-503.8905 account you specify in the amount you request. Payments received after 5:00 pm. MST may not be credted until the next day. Allocation of Payments and Credits: Subject to applicable lea/, we will apdy and allocate payments and credits among Features and Charges on your Account in any order aid manner determined by us In our sole discretion. Finance Hearing Impaired Charges: Average Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADS (gam-5pm EST) Method to calculate FC-on your Account. Under this method, we figure the FC on your Account by applying the Daily TTY: 1-800-221-9950 Periodic Rate (DPR) to the ADB (as described below) for each Feature (inciudng current transactions). Different daily FAX: 1-800.695.9090 periodc rates may be applied to separate Feature balances. To get the ADB for each feature, we (1) take, the beginning In NY: 1-800-522-1897 balance for each clay (indicting unpaid FC from previous billing periods) (2) add any new transactions, debits, or fees (3) subtract any payments or credits, and (4) make any appropriate adjustments. For each day alter the first day of the bilhng Large Print and Braille period, non also add an amount of interest equal to the previous day's daily balance multiplied by the DPR for the Statements Feature. This gives us the daily balance for the Feature for that day and the beginning balance for that Feature for the next day. If this balance is negative, it is considered to be zero. Then, we add up all the daily balances for the Feature for the 1-877-877-0987 • biking period and divide the total by the number of days in the tilling period. This gives us the ADB for the Feature. If you pay the New Balance on this statement by the next tow° Date, then you will avok: additional FC on features included in this New Balance. If you multiply the ADB for each Feature by Me number of days in the billing period and the DPR for that Feature, the result will be the FC assessed on that Feature, except for variations caused by rounding. The total FC for the biliirg penod s calculated by adding the FC assessed on all Features of the Account. This method of calculating the ,40,9 and FC result in daily compounding of FO. Transactions Made in Foreign Currencies: If incur a arge in a Correspondence foreign currency, it will be converted into US dollarson the date it is processed by us or our agents. Unless a particular rate is required by aoplicablo law, we will choose a conversion rate that is acceptable to us for that date. Cunently, the conversion Customer Service, The rate we use for a Charge in a foreign currency is no greater than (a) the highest official conversion rate published by a Centurion Card from government agency, or (b) the highest interbank conversion rate identified by us from customary banking sources, on the American Express conversion date or the pnor business day, In each Instance Increased by 2%. This conversion rate may differ from rates P.O. Box 297846 in effect on the date of your charge. Charges converted by establishments (such as airlines) will be baled at the rates such Ft. Lauderdale, FL establishments use. Billing Rights Summary in Case of Errors or Questions About Your Bill: If you think your bill is incorrect, or if you need more in onnation about atransaction on your bill, write us on a separate sheet of paper at the 33329-7846 Customer Service address noted to the right. We must hear from you no later than 60days aner we sent you the lint bill on which the error or problem appeared. You can telephone us at the number indicated on the front of this statement, but doing Customer Service so will not preserve your rights. In your letter, give us the follow.ng information: 1. Your name and account number:2. The P.O. Box 297804 dollar amount of the suspected error; 3. Describe why you beieve there is an error. If you need more information, describe Ft. Lauderdale, FL the item you arc unsure about. You do not have to pay any amount in question while we are investigating, but you are still 33329-7804 obligated to pay the parts,of your bill that are not in question. While we investigate your question, we cannot report you as delinquent or take any actionto collect the amount you question. If you have authorized usto pay your bill automatically from Payments your checking or savings account you can stop the payment on any amount you think is wrong. To stop the payment your P.O. BOX 2855 letter must reach us three business days before the automatic payment is scheduled to occur. Special Rule for Credit NEW YORK NY • Card Purchases: If you have a problem with the quality of s or services that you purchasedwith a creditcard,and you 10116-2855 have tried in good fa4h to correct the problem with the merchant, you may not have to pay the remaining amount due on the goods or services. You have this protection only when the purchase price was more than 650 and the purchase was made in your home state or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the property or services, all purchases are covered regardess of amount or location of the purchase.) Credit Balance: if a credit balance (designated CR) is shown on this statement, it represents money owed to you. If you do net make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is $1.00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800-518-8866. Change of Address • To change your address online, visit www-americanexpress.comrupdatccontactInfo Il correct on front do nal vs* • For Name or Company Name changes, please call the Customer Service number on the back of your Card. • If your address or phone number has changed to a FOREIGN ADDRESS OR PHONE, please call Customer Service. • Please print clearly in blue or black ink only in the boxes provided. Street Address City, Stale Zip Code Pease provide your Area Cede and e-mail address to HOMO Phobia receive important account updates and J Area Code are Work Phone exclusive Cardmember Email leiationor) offers and benefits. You may visit the American Express Privacy Statement at wv.w.americanexpross.comtpnvaey for more details and to set your email preferences. EFTA01661294 DUPLICATE COPY Prepared For Azarl Nutt Chins Data Page 3 of 8 JEFFREY E EPSTEIN =a- 12/29/06 un Due in Full continued 12127/06 AMAZON.COM AMZN.COMILL WA 2912 98101 AMAZON.COM MERCHANDISE ROC No. 0042313022 Total Due in Full Activity 1,988.61 Important Notice Please refer to page 2 Information on Flexible Payment Features for further important You may have access to one or more Flexible Payment Features as part of your Card account. The anent Annual information regarding Percentage Rates (APRs) and Daly Perfecto Rates (DPRs) for the Flexible Payment Features are as follows: your account For Sign & Travel, the APR is 14.15%, the DPR is 0.0388% EFTA01661295 DUPLICATE COPY PreparedFa Iccouni Nine.' JEFFREY E EPSTEIN )00(X-X)O00( Page 4 of EFTA01661296 membeNfiligtigfectitis Plus® Page 5 of 8 Monthly Statement and Program News American Exprese , For questions about your Statement Period Membership Rewards account, contact November 1, 2006 - November 30, 2006 1-800-AXP-EARN Account activity after this period does not appear on this statement (297-3276) Prepared la www.americanexpress.com/renvards JEFFREY E EPSTEIN Available Points lambership Rewayds0 Amount Number American Express 1M33334712 3,608,588 Membership Rewards P.O. Box 297813 Points are available when charges are paid in full and all your accounts re in Ft. Lauderdale, FL 33329.9785 good standing. Account Summary Opening points balance 3,461,646 New points earned +146,942 Points transferred or redeemed 0 Reinstated points and adjustments 0 New points balance —3,608,588 New Points Earned 11/01/06 - 11/30/06 Points Activity On Bonus Points Total Points Activity Eligible Charges Awarded Per Card Centurion 1,685 0 1,685 XXXX400000-31005 Platinum 0 0 0 )00CX-)C0000-32002 Gold 31,621 0 31,621 XXXX-MOCX8-42008 Addi Gold 0 0 0 )00(X-X)00008-45019 Addl Gold 15,937 0 15,937 )000C-)0000(8-4,3030 Gold 0 0 0 )000(000000:2-61005 Addl Gold 31,030. 0 31,030 )000(40000(243019 Addl Gold 17,737 0 17,737 Koownnnno-63027 Add1Gold 6,049 0 6,049 )000C-)000((2-62060 Add1Gold 42,883 0 42,883 )000(-X)000(2-63076 Totals 146,942 0 146,942 Membership Rewards Plus points earned may be transferred or redeemed as long as all enrolled Card accounts we in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards Plus program Terms and Conditions in your Membership Rewards Plus Guide. If you have questions, please visit wvnv.amerIcanexpress.comrmembershiprewardsplus or call 1-800-AXP-1090 (297-1090). From overseas, call collect 305.816-2799. Stay at a Marriott Vacation Club Villa! Marriott Vacation Club Villas offer all of the comforts of home To preview this reward and in some of the world's most sought after vacation to redeem points, visit Amnon.Agh: destinations. Spacious villas feature kitchens, living and www.membership rewards.com or call VACATION CLUB. dining areas, master bedrooms with soaking tub, washer/dryer and morel Choose from 2 destinations with 1-800-AXP-EARN f297-3276). For more INTERNAT IONAL information, visit these exclusive Membership Rewards packages. Choose www.vacationclub.com. from a 5 or 7-night package with accommodations in a one or two-bedroom villa in sunny Palm Beach, Aruba—or stay 3 (MR Message 4259) nights in a two-bedroom villa in beautiful Palm Desert, CA. Tams act cordaans of ilse Marbersap Ramada progra-n appy. Far mom iicanafon. ask wowmcabershOrretadscan. Tans and Ian may apply. Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01661297 An:cricae Expresso E PATE COPY EFFREY PJIrFei kt hlemberclip Rewadsg Account ?barter Page 6 of 8 1M33334712 Earn Double Points This Holiday Season Every Time You Spend 8150 or More at Loehmann's! Shop for everyone on your list at Loehmann's, and earn a gift visit for you too--double points! Loehmann's is a place to find a www.toehmenns.com to find a Loehmann's store variety of top designer names at bargain prices. Now you LOEHMANNS can earn double Membership Rewards® points every time nearest you. you spend $150 or more from November 28, 2006 - January (MR Bonus ID 4966) 1, 2007 at Loehmann's. OW" ved Ia cuatams mac* 112608- VI/07 In acts only and not vald on gal cards a proWen purchases. To be etc's*, to wen bona poet, you mat be orrotkd n to Morrtorshg Rendspr ats rPrcgra-n) a tin um cI prchase and You Mal CAWS. Your WSW, d SI50 cc come on an mgt emoted Americas Express® Cart Saws ports wart be cleated to pow Prcgrom =cud wain 64 allot coraac *WS en YOur ailrig ',Werner& Banos x:4966. Saks Fifth Avenue Celebrate this holiday season and give the ultimate gift of For store locations nearest choice. Redeem Membership Rewards® points for a Saks you, visit www.saks.com or call 1.800.347.9177. Fifth Avenue gift certificate. A modern retailing icon, Saks FIFTH Fifth Avenue has always been synonymous with world-class (MR Message 4304) AVENUE luxury. For over 80 years, Saks Fifth Avenue has been the premier choice for discerning shoppers with refined taste and a trendsetting fashion sense. Known for offering the very best in high-quality fashion, Saks is an ideal place for stylish and sophisticated gifts. Reward Yourself with the Harmon Kardon® Universal Activity Based Remote • 30,000 Points Simplify your home theater with this universal activity-based To redeem, visit www.membership remote. Features a Web-based setup where all your rewards.comMarmon harman/kardore electronic equipment is programmed into the remote by KardonRemote or call filling out simple online forms. It also enables you to choose 1.800-AXP-EARN an activity icon from the color LCD screen! Redeem for this (297-3276) by January 15, or other great home theater goods only from the American 2007. Express Membership Rewards® program. (Reward code: (MR Message 4294) RY2766. Points: 30,000). Tons and octagons of the Marborshg Rewards gagman awry. Redeem Membership Rewards® Points to Plan a Winter Wonderland Vacation! Enter the world of Vail, Beaver Creek, Breckenridge, To preview this reward and Keystone and Heavenly resorts, where you'll ski through to redeem points, visit VAIL RESORTS' www.membershlp pristine alpine bowls, stroll through quaint villages lined with rewards.com or call Just Attotbst sly In Piralt0- eclectic boutiques, ride rails in one of the world's top terrain 1.800-AXP-EARN * * 0 parks and carve turns on an immaculately groomed cruiser. (297-3276). Or, simply stop and take in the dramatic view of a sparkling (MR Message 7042) blue lake or dine in a cozy mountain lodge. Create a one of a kind vacation when you redeem Membership Rewards points for the ultimate ski experience. Tann at ccedtons d the Llantershg Retards® prcgrern wk. For awe Inlarnabo, visa wwwmemberShIpreWardS.COM. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01661298 DUPLICATE COPY Prepared Fa Argowt Nutter axe.; Dale Page 7 of 8 JEFFREY E EPSTEIN )00C<-XXXXX 12/29/06 CustomEx-tras- Book an Exclusive VaCation with Orient-Express Trips are limited to 24 passengers and fil up fast, Interested in a trip of a lifetime? Orient-Express Hotels, Trains & so call Centurion Travel Cruises has created three exceptional trips exclusively for Centurion Service today at members. Visit Peru, France, or Asia and experience insider access 1477-877-0987, option 1 and be sure to mention beyond what is available to others. You can also earn up to 50,000 promotion code Membership Rewards® bonus points through Centurion C7850040. Destinations" Vacations. Program terms and conditions apply. For full program information, visit (CE 108283) wvow.americanexpress.comicentution. To be eligible to earn bonus points, you must be enrolled in the Membership Rewards program at the time of purchase and you must charge your purchase on an eligible, enrolled American Expresso Card in the Centurion member s name. Bonus points will be credited to your Membership Rewards account within 10-12 weeks after charges appear on your billing statement. Book Your Next Cruise Through Cruise Privileges To see how Cruise Privileges can The Cruise Privileges program features some of the finest cruise lines complement your voyage, in the world and special amenities created exclusively to enhance call Centurion Travel your cruise vacation. The variety of travel options makes it easy to Service at 14774774)987, and find a style to suit your interests--active or laid back, cozy or grand. select option 1. And, when you book a cruise through one of these partners, you can receive valuable amenities, Including a $500 shipboard credit. (CE 108282) Program terms and conditions apply. For full program information, visit www.americanexpress.com/centurion. Now Accepting American Express® Cards! If there are other places where you would like to The Vermont Country Store - Rediscover long-lost brands and see the Card accepted, hard-to-find products. Shop at www.vermontcountrystore.com, by please call the Customer catalogue 802-362-8470, or at our stores. Service number that is located at the top of your statement or the number The Russian Tea Room - The New York City landmark opens its that Is on the back of your doors offering modern Continental cuisine and famous Russian Card. classics. For reservations, call 212-581-7100. (CE 108220) Acqua at Seaport - Come and visit us at the South Street Seaport and try one of our chefs exquisitely prepared dishes. 21.Peck Slip, New York City. 212-349-4433. Savings at usaflorist.com (CE 108295) Order a perfect gift for any occasion and receive $10.00 off every order of $29.99 or more. Make the holidays, a birthday, anniversary or any special day memorable. It's easy with our same-day delivery service. usafforistor Order online at www.usaflorist.com/AMX or call 24 hours at 1.800-838-8853 and refer to code AMX to receive your savings. Valid Only with the American Expresso Card and minimum purchase of $29.99. Same-day delivery when ordered by 3pm in recipients' time zone. Not valid in conjunction with any other offer. Otter expirabon date is 9/20/2007. Pay Your Quarterly Taxes with the Card - Earn Rewards www.ameffeenexpress. comffaxes Earn rewards while paying your taxes. You can pay your Quarterly Estimated (1040ES) federal, state, and local property taxes as well as (CE 108288) Quarterly Employee Withholdings (Form 941) business taxes with the CARaltiliefg American Express® Card. MERU ,I-• For additional information, visit www.amerlcanexpress.com/taxes. All federal, state, local and business tax payments made with the Card are sutiect to a convenience fee charged by either of the two IRS-approved payment processors, Official Payments Corp. and PAYt 040.com. All Card terms and condhons apply. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01661299 DUPLICATE COPY Frcoared For recersart Way. Page 8 of 8 JEFFREY E EPSTEIN >000(rXXXX Experience Luxury and Savings • Preferred Hotel Group Please visit us at www.prefeiredhotel American Express. Cardmembers are Invited to enjoy unique group.com/amox or your amenities and superb rates with savings between 20% and 50% at travel agent to book your participating Preferred Hotel Group properties. In addition, each Stay More package today! participating hotel will offer one of the following special welcome (CE 108301) amenities: Guaranteed room upgrade . Daily breakfast . Welcome bottle of wine or champagne . A unique hotel specific amenity Offer valid through 12/31/07. All rates are per room, per night and not combinable with any other promotions or programs, some restrictions such as minimum stays and blackout dates apply. Rates may vary, are valid at participating hotels only, subject to availability and may change without notice. Welcome amenities van/ and are subject to change without notice. Guarantee and payment must be made with your American Express Card. Void where prohibited. Sail into Adventure with Celebrity Cruises® and Mariner Club Call American Express Travel toll-free at With the American Express° Mariner Club, the ocean is your playground. By 14377.MP-4577 and booking a Celebrity Cruises Sailing with the American Express Mariner Club, you Mention Promo Code. F1910001 to learn about can enjoy exclusive benefits such as competitive fares, a friendy and this and other exciting professional on-board host, an exclusive cocktail party, a complimentary Celebrity sidings shoreside event, Cardmember-only benefits and morel (CE 108285) Explore the wonders of the British Isles. Depart on May 17 for a 9-day visit that includes Holland, Scotland and Ireland. As part of the American Express Mariner Club enjoy a morning tour of Kirkwall, Orkney Islands, Scotland. If you would like to explore Norway, Sweden, Finland, Estonia, Denmark and Russia instead, choose the 14-day Scandinavia and Russia cruise departing June 16th. Discover the pleasure of sailing with Celebrity and the American Express Mariner Club. Mariner host, shoreside events and cocktail parties contingent on minimum number of passengers and are subject to change. Offers we capacity controlled & may be modified/withdrawn without prior notice. American Express Travel Related Services Company, Inc. acts solely as sales agent for travel suppliers and is not liable for the actionsfinactions of such suppliers. CST# 1022318-10, TA-002.Registered Iowa Travel Agency NV It 2001-0126, Washington UV/1600-469-694, ML.81192. 2006 American Express. Ship's Registry: The Bahamas Promo Code: F1910001 FREE Dream Book" Guide To request your bream Book Guide, call People who write down their retirement dreams are much more likely Ameriprise Financial at to achieve them. So Ameriprise Financial created the Dream Book 1-866-801-7517. Guide to help you do just that. The Dream Book helps you craft a e vision of your ideal retirement, and to take steps toward makihg it a www.amenprise.com nactgallotobti reality. Ameriprise Financial is a financial planning company with (CE 108278) Ameriprise more than 110 years of experience. Let Ameriprise Financial help you rwanoai get started—request yours today. Brokerage, investments and financial advisory services are made available through Arne-incise Financial Services Inc., Member NASD and SIPC, an Ameriprise Financial company. 02006 Ameriprise Financial., Inc. All rights reserved. Give More with American Expresso Gift Cards To learn more or order online, visit us al vwe.amoricanexpress. Your friends and loved ones will have the freedom to use their gift at com/gift. millions of places, virtually everywhere American Express Cards are accepted.* And each Gift Card comes with a choice of special offers (CE 108360) that can be used at participating retailers, restaurants and other merchants nationwide.** in the U.S., use only at merchants that accept American Express. " Terms, conditions and restrictions apply to Gift Card use. Special offers are subject to change. Visit www.americanexpiess.com/specialotters for more details. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01661300 DUPLICATE COPY Centurion® Card Statement of Account Prepared For Men° Dee JEFFREY E EPSTEIN 01/29/07 Page 1 of 8 New Adtity $ Now Please Pay By Prnfan Betarat $ Penal frdhity $ Ine.Pdiustnents Balance $ 02/13/07 1,988.61 -1,988.61 +533.65 533.65 Please refer to page 3 for important information regarding your account For assistance or questions about your account, contact us at www.amerlcanexpress.com or call Customer Service at 1-877-877-0987. Exclusive Benefits at Equinox Fitness Clubs Equinox brings you more value to an already incredible fitness experience through exclusive Centurion benefits. Join Equinox with your Centurion® Card and receive benefits such as special membership pricing, 5 personal training sessions, 10 childcare sessions, 3 Signature massages, a complimentary E-assessment, and 5 guest passes. Also, receive ongoing annual benefits including 2 personal training sessions with the purchase of a package, two 50-minute Signature spa treatments with the purchase of 10 or more, and 2 coupons for The Shop. Program terms and conditions apply. For more information, call Equinox at 212-774-6376 or visit an Equinox location. For a full list of Equinox locations, go to equlnoxfitness.com. Activity frt' s"""cw° Amount Pn9M'AlLirmIlsesm-ntmoiw Amount $ Due in Full Activity for JEFFREY E EPSTEIN caxi=cooc-314= 12/29/06 THE CHARLES HOTEL CAMBRIDGE MA 36.35 Arrival Date Departure Date 05/04/06 12/29/06 00000000 LODGING 01/08/07 BRITESMILE 0049 NEW YORK NY 399.00 2123978786 Desaiprion MEDICAL LABS 3 Fie—ne fold on ••• palatal:a tebs. detach and return •ah your parlors' Continued on Page 3 Amami Nutt*. Please Pay By: Ream enter account Payment Coupon 3715-657814-31005 02/13/07 number on all checks and correspondence. Make check payable to American Express. JEFFREY E EPSTEIN 457 MADISON AVE 4FL Total Amount sn Du ece ts :) tio Finnoanee revCehrse argas for NEW YORK NY 10022-6843 $ "'" a description of when additional Finance Charges are not assessed on Features. Check here if address or telephone number has changed. Please note Mail Payment to: changes on reverse side. AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 '11111111111111111111111111II II III 000053365000053365 25 44 EFTA01661301 DUPLICATE COPY Reposed For Page 2 of 8 JEFFREY E EPSTEIN )OOO(-)OOOO1. Payments: Payments received after 12:00 noon may not be credited until the next day. Payments mud be sent to the payment addess shown on your statement and must include the remittance cou_pon from your statement. Payments must be made with a single check or draft drawn on a US bank and payable in US dollars, or with a negotiable instrument payable In US dollars and clearable through the US banking system, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be inducted on all payments. If To Pay By Phone payment does not conform to these requirements, crediting may be delayed and additional Charges may be imposed. If we 1.800.472.9297 accept payment made in a foreign currency, we wrl choose a conversion rate that is acceptable to us to convert your payment into US dollars unless a particular rate is required by law. Please do not send post-dated checks. They will be Customer Service and deposited upon receipt. (lour acceptance of any payment marked with a restrictive legend will not operate as an accord and satisfaction without our express prior written approval. Authorization for Electronic Debit: We will process checks Lost or Stolen Card eledronicaly, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, 1.877.877.0987 account number and check serial number to your financial institution, unless the chock is not processable electronically or a 24 hours/7 days less costly process is available. By submitting a check for payment, you authorize us to initiate an electronic debt from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset Express Cash account as soon as the same day we receive your check, and you will not receive that cancelled cheek wth your bank cr 1-800-CASH-NOW asset account statement. If we cannot collect the funds electronically we may issue a draft against your bank or asset account for the amount of the check. Authorization for Electronic Payments: Byysing Pay By Computer, Pay By Phone International Colect or any other electronic payment service of ours, you will be authorizing us to inmate an e.ectronic debit to the financial 1-954-503-8905 account you specify in the amount you request. Payments received after 5:00 p.m. MST may not be credited until the next day. Allocation of Payments and Credits: Subset to applicable law, we will apply and allocate payments and credits among Features and Charges on your Account in any order and manner determined by us in our sole discretion. Finance Hearing Impaired Charges: Average Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADB (9am-5pm EST) Method to calculale FC on your Account. Under this method, we figure tho FC on your Account by applying the Daily TTY: 1-800-221-9950 Periodic Rate (DPR) to the ADB (as described below) for each Feature (inducing current transactions). Different daily FAX: 1.800.695.9090 periodic rates may be applied to separate Feature balances. To get the ADB for each feature, we (1) take the beginning In NY: 1.800.522.1897 balance for each day (including unpaid FC from previous billing periods) (2) add any new transactions, debits, or fees (3) subtract any payments or credits, and (4)make any appropriate adjustments. For each day after the first day of the billing Large Print period, i+ also add an amount of interest equal to the previous day's daily balance multiplied by file DPR for the Statements and Braille Feature. This gives us the daily balance for the Feature for that day and the beginning balance for that Feature for the next day. If this balance is negathre, it Is considered to be zero. Then, we add up all the daily balances for the Feature for the 1.877.877-0987 biting period and divide the total by the number of days iDate,illing penod. avoidgives us te ) ADS for the Feature. If you pay the New Balance on this statement by the next Closing then you will additional FC on features included in this New Balance. If you multiply the ADB for each Feature by the number of days in the billing period and the DPF1 for that Feature, the result will be the FC assessed on that Feature, except for variations caused by rounding. The total FC for the billing period is calculated by adding the FC assessed on all Features of the Account. This method of calculafing the ADB and FC results in daily compounding of FC. Transactions Made in Foreign Currencies: If you incur a Otarge in a The Centurion Card foreign Currency, it will be converted into US dollars on the date it is processed by us or our agents. Unless a particular rate is from American Express required by applicable law, we will choose a conversion rate that is acceptable to us for that date. Currently, the conversion Customer Service rate we use for a Charge in a foreign currency is no greater than (a) the highest official conversion rate published by a P.O. Box 297846 govemment agency, or (b) the highest interbank conversion rate identified by us from customary banking sources, on the Ft. Lauderdale, FL conversion date or the prior business day, In each instance increased by 2%. This conversion rate may Vier from rates 33329-7846 in effect on the date of your charge. Charges converted by establishments (such as airlines) will be billed at the rates such establishments use. Billing Rights Summary: In Case of Errors or Questions About Your Bill: if you think your bill is incorrect, or if you need more inforrnabon about atransaction on your bid, write us on a separate sheet of paper at the Evress Cash Customer Service address noted to the right. We must hear from you no later than 60 days after we sent you the first bill on P.O. Box 297815 which the error or problem appeared. You can telephone us at the number indicated on the front of this statement, but doing Ft. Lauderdale, FL so wit not preserve your rights. In your letter, give us the following information: 1. Your name and account number; 2. The 33329-7815 dollar amount of the suspected error; 3. Descnbe why you believe there is an error. If you need more information, describe Payments youu the item you are unsure about. You do not have to pay any amount in question whlo wo are investigating, but you are still P.O. obligated to pay the parts of your bill that are not in question. While we investigate your question, we cannot report as as delinquent or take any action to coliectthe amount you question. If you have authorized usto pay your bill automatically from NEW YORK NY BOX 2855 your checicingor savings-account, you can stop the payment on any amount you think is wrong. To step the payment your 10118-2855 letter must reach us three business days before the automatic payment is scheduled to occur. Special Rule for Credit Card Purchases: if you haves problem with the cruelty of coca- or services that you purchased with a credit card, and you have tried in good faith to coned the problem with the merchant, you may not have to pay the remaining amount due on the goods or sennces. You have this protection only when the purchase price was more than;50 and the purchase was made in your home state or witNn 100 miles of ycur mane address. (If we own or operate the merchant, or If we mailed you the advertisement for the property or services, all purchases are covered regardless of amount or location of the purchase.) Credit Balance: if a creditbalance (designatedCR) is shown on this statement, it represents money owed to you. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount Is $1.00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing ofmilt card rates, fees and grace periods by calling 1-800-518-8866. Change of Address • To change your address online, visit wvnv.americanexpress.com/updatecontactinto r =MI on keel • For Name or Company Name changes, please call the Customer Service do mci use number on the back of your Card. • If your address or phone number has changed to a FOREIGN ADDRESS OR PHONE, please call Customer Service. • Please print clearly in blue or black Ink only in the boxes provided. Street Address Fl L cdy Slate Dp Code 1 1 Please provide your Area code and e-mail address to Keene Phew receive important acocunt updates and umeni Area Code and Work Phone exclusive Cardmember Li Email (optimal) offers and benefits. You mayvisit the American Express Privacy Statement at MY. americanexpress.com/pnvacy for more details and to set youremail preferences. EFTA01661302