From: Jennie Saunders
Sent: Tuesday, Januarylill il li
To: Jeffrey Epstein
Subject: FW: Life Insurance
Can we discuss in the morning xooxoxox
Jennie =aunders I Founder & Chairman I
www.coreaccess.net <http://www.coreaccess.net> =
From:=/b> =Ian J. Kramer imailto
Sent: =onday, January 10, 2011 10:13 AM
To: Jennie =aunders
Subject: Life Insurance
Hi Jennie,
I just left you a voice mail =n your cell in reference to the emails I've sent to you and =angene regarding converting part
of your life insurance into a =ermanant type which would be with you and Dangene for your whole =ife. You were very
interested in this when we first met but =anted to address this at the end of last year since you had many =xpenses at
that time. I bring it up now since your half birthday is a =ouple of days away and then you become a year older for life
insurance =nd the premiums are higher than first discussed. We can still =ave your current age and premiums if we
convert shortly after these =idpoints too.
Please let me know your =houghts.
Alan
Alan J. Kramer =FP, CLTC, MBA, LUTCF
Agent<=>
New York Life =nsurance Company
6 Auer Court, =uite F
EFTA_R1_00139170
EFTA01800040
East Brunswick, NJ =8816
=em>
120 Broadway, 37th =loor
New York, NY =0271
If you do not wish to =eceive email communications from New York Life, please reply to this =mail, using the words "Opt
out" in the subject line. Please =opy email_optout@newyorklife.com New York Life Insurance Co., 51 =adison Ave., New
York, NY 10010
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EFTA01800041