JI'Morgan Short Tam Bond Fund II
the New Jersey Daily Municipal Income Fund, Inc.
the General Terms For Accounts and Services
JPMorgan Intermediate Tax-Free Income
the Connecticut Daily Tax Free Income Fund. Inc.
JPMorgan Fleming
International Equity Fund
Private Bank Client Service
the JPMorgan Family of Mutual Funds
JPMorgan NJ Tax Free Income Fund
Reich & Tang Distributors Inc.
Reich & Tang
Asset Managanent L.P