the Jilviorgan Family of Mutual Funds
Morgan Tax Aware Large Cap Value Fund
JPMorgan NJ Tax Free Income Fund
JPMorgan Tax-Free Income Fund
the Deposit Accounts Agreement
JPMorgan NY Intermediate Tax Free Income
Reich & Tang Distributors Inc.
JI'Morgan Intermediate Tax-Free Income Fund
Morgan Tax Aware US Equity Fund
JPMorgan Private Bank Client Service
Aware Short-Intermediate Income Fund
J.P. Morgan Funds Distributor. Inc.