CLIENT ACKNOWLEDGES

AGREES

Trustee

SSN

Client

the Pre-Dispute Arbitration Clause

CONFIRMATION OF AUTHORITY

EIN Corporation

Authorized Party Date

Securities and Other Property

FED

Authorized Party

SOUTHERN FINANCIAL

Sony

Party Date Epstein Print Narne/TitleJeffreY Signature of Officer

ANOINT

Confirmation

kndi

LOANED

THE PRE.DISPUTE ARBITRATION CLAUSE IN SECTION III

Print Name

CONFIRMATION OF AUTHORITY TO BORROW

Authorized Party Data Print Name/Title

LOANED

Ott

PWM