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Set 10

102p35,398w

Main USD/TRY 4.85 LOANS TRYm Akbank Garanti Halkbank Isbank Vakifbank Yapi Kredi Total Stage 1 177483.751 179942.836 208018.025 225447.282 189194.53 189206.167 SUM(C5:H5)=1169292.591 Stage ... COVERAGE TRYm Akbank Garanti Halkbank Isbank Vakifbank Yapi Kredi Average Stage 1 635.937 816.282 1003.91 1588.177 1541.675 1735.70 SUM(C12:H12)=7321.681 Stage ... Total loans TRYm Akbank Garanti Halkbank Isbank Vakifbank Yapi Kredi Average Stage 1 C5/C$8=0.8729778205803969 D5/D$8=0.8067322968360076 E5/E$8=0.936382575720149 F5/F$8=0.8936315197344263 G5/G$8=0.9304074451664599 H5/H

https://www.justice.gov/epstein/files/DataSet%2010/EFTA01437401.pdf

EFTA01436457Set 10

2018-07-197p997w

high end (greater exposure to short-term debt as a percentage of total), and Akbank and Garanti on the low end. Also, c.75% of the FX debt is USD-denominated ... perspective, Vakifbank, Yapi Kredi and Isbank are relatively more sensitive when compared to Garanti, Akbank and Halkbank. Under a bearish scenario in which rollover ratios retreat to the levels ... Vakifbank (-14%), Yapi Kredi (-12%), and Isbank (-10%) relatively more sensitive vs. Garanti (-5.5%), Akbank (-6%) and Halkbank (-9%). Assessing FX refinancing risk: While the likely increase in FX borrowing

https://www.justice.gov/epstein/files/DataSet%2010/EFTA01436457.pdf

EFTA01388103Set 10

2018-05-301p174w

suggested by the CBT US05.3bn USD4.9en USD4.5bn USL14.4bn LW 023 0.221 S s"' Akbank Gorant !shank Vatabank Yepi Kredi Cash earl Inc/edits'? RP' Due hum mom MrIles • Del fromPant

https://www.justice.gov/epstein/files/DataSet%2010/EFTA01388103.pdf

Corpus: 1990-03-17 – 2025-12-01

December 2025

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Set 10

3