BANCO POPULAR R St. Thomas. VI 00801-8580
October 30. 2015
Mr. ThomasMukomal
President
IGY-AYH St. Thomas Holdings, LLC
717 5th Avenue 18th Floor
New York, New York ... other party in writing) if to the Borrower or the Guarantor:
Mr. ThomasMukomal
President
IGY-AYH St. Thomas Holdings, LLC
717 5th Avenue 18th Floor
New York, New York ... PAGE 10
APPROVED AND ACCEPTED
IGY•AYH ST. THOMAS HOLDINGS, LLC
By: Date:
ThomasMukomal, President
By: Date:
Secretary
GUARANTOR
ISLAND GLOBAL YACHTING, LTD
By: Date:
ThomasMukomal, President