EFTA01726803

DUPLICATE COPY 4,243,456 • . Membership:Rewards® Centurion® Card ef.:4•MP0. Statement of Account at01/2k114,,',,,hen charges are paid m ankl*LiStri -F99Ynts are in 0c9d490cIEN Prepared Fe, A000unt MITCH CIoMg Dale JEFFREY E EPSTEIN 3715-657814-31005 01/29/04 Page 1 of 7 New Please Pay By Previous Balree$ Parient Atter/ $ Actusimonb ew Balance S 02/13/04 7,784.70 -7,784.70 +6,484.17 6,484.17 Please refer to page 4 for important information regarding your account Contact us at www.americanexpress.com or call Customer Service at 1-877-877-0987. Delta'sNewA3oki lMedaMone Program Benefits Effective January 1, 2004, Delta Air Lines' new upgrade policy and additional benefits will be available to Gold Medallion members to help make their trips more enjoyable. Without meeting any minimum requirements, you are eligible to enroll in the Delta SkyMiles® Gold Medallion program. Just call Centurion Member Services at 1-877-877-0987 to enroll and receive all the special services to which you are entitled. All standard Delta SkyMiles program rules and conditions apply. Activity "es“Pcarnt6 Amounts ,.;01/12/04* Paymentifleoeived - Thank You , -7,784 70 Due in Full Activity for JEFFREY E EPSTEIN Amount$ Cud )000(00300C4-SICOS 1/21/04","; W.C2131.0 WIDEEVENT GROFORT LEE NJ -450.00 ,.:.‘•0000.0121;THEATRICAL PRODUCERS Great 12/27/03 FREDERIC FEKKAI NY NY 171.20 _ • all. onR-4•=1619291•BABBEFVBEALITY SHOP ROC ACcicip000-C. 12/31/03 AMAZON.COM SUPERSTORATAZ - 4 15.19 00 IFXWTBC6W MERCHANDISE -Neteter•-•- ROC No. 000000 •" 01/02/04 FREDERIC FEKKA1 NY NY -• 00 137296 BARBER/BEAUTY SHOP ROC No. 000000 FSaaso led en th: WIDIOSZCI betypo. detach and (mum...My= parnert Continued on Page 3 Payment Coupon Nurter Please Pay By: Please enter account 3715-657814-31005 02/13/04 number on all checks and correspondence. To avoid additional Finance Charges on JEFFREY E EPSTEIN Purchases, pay New Total Amount Due Balance before Payment 457 MADISON AVE 4FL Due Date. NEW YORK NY 10022-6843 $6,484.17 Note any address and/or telephone number change on reverse side. Unless Li nnnkuII!nnlIlultlrllululnlulullultltlutlNitll you check here, this change will apply to au of your Card Accounts except any Corporate Card Mail Payment to: AMERICAN EXPRESS Accounts you may have. P.O. BOX 2855 NEW YORK NY 10116-2855 0000371565781431005 000648417000648417 25 rl EFTA01726803 DUPLICATE COPY Procured For Page 2 of 7 JEFFREY E EPSTEIN mOr )a-)0000(4-31005 Payments: Payments received after 12:00 noon or on weekends or holidays may not be credited until the next business day. Payments must be in US Dollars and drawn on a bank located in the US and (except for electronic foayments) placed in the enclosed envelope with the remittance stub and the account number indicated on the check. Please do not send post-dated checks. They will be deposited upon receipt. If payment is made in any other form or rstny other location, there may be a delay in processing. We reserve the right to process checks electronically, at fi presentment and any re-presentments, by transmitting the amount of the check., routing number,soon, account number and check serial number to To Pay By Phone your financial institution. Your checking account may be debited as as the same day we receive your payment. If 1-800-472-9297 we can not collect the funds electronically at first presentment, we may le a draft against your account for the amount of the check Authorization for Electronic Payments: By using the American Express Pay By Computer, Pay Customer Service and By Phone or any other American Express electronic payment service, you will be authorizing American Express Lost or Stolen Card to initiate an electronic debit to the financial account you specify in the amount you request. To use 1-877-877-0987 Pay By Computer, please visit us at wwwarnericanexpress.com. Lost or Stolen Card: If the Card is lost or stolen, 24 hours/7 days telephone us immediately at the number indicated on your paper statement, or click on the Customer Service link online. Outside the US. contact the nearest American Express Travel Service Office or call any local American Express office. Finance Charges: Average Daily Balance Method for Calculation of Finance Charges (FC):We use the Average Express Cash Daily Balance method to calculate FC on your Account. Under this method, we figure the FC on your Account by applying 1-800-CASH-NOW the daily periodic rate to the Average Daily Balance (as described below) for each feature (such as Purchase, Cash Advance and Balance Transfer features) of your Account (including current trans(ctions). To get the Average Daily International Collect Balance fordeach feature, we (1) take the beginning balance for the feature each day (inducting unpaid FC from previous 1-954-503-8905 billing perios), (2) add any new transactions, ter debits, or fees, (3) subtract any payments or credits, and (4) make any af appropriate adjustments. For each dey the first day of the billing period, we also acid Of) amount of interest equal to the previous day's daily balance multiplied by the .dally periodic rate for the feature. Hewing Impaired This gives us the daily balance for the feature for that day and the beginning balance for the feature furore next day. If this (9am-5pm EST) balance is negative, ft is considered to be zero. Then, we add up all the daily balances for the feature fr the billing period TTY: 1-800-221-0050 and divide the total by the number of days in the billing period. This gives us the Average Daily Balance for the feature. For FAX: 1-800-695-9090 all features except Cash Advances andcertain promotions, the Average Daily Balance will be considered to be zero if you In NY: 1-800-552-1897 paid the New Balance, if any, shown on your previous month's statement by the Payment Due Dale shown on that statement. If you multiply the Average Daily Balance for each feature by the number of days in the billing period and the daily periodic rate for that feature, the result will be the FC assessed on that feature, except for variations caused M. rouncling. The total FC for the billing period is calculated by adding the FC assessed on all features of the Account. method of calculating the Average Daily Balance and FC results In daily compounding of FC. The minimum V is FC for any billing periodin which FC are imposed is $0.50. Correspondence Billing Rights mammary In Case of Errors or Questions About Your Bill: If you think your bill is incorrect, or if you need more in ormation about a transaction on your bill, write to us at the address Indicated on your paper statement, or click Customer Service, The on the Customer Service link online. We must hear from you no later than 60 days after we sent you the first biU on which Centurion' Card from the error or problem appeared. You can telephone us,but doing so will not preserve your rights. In your American Express correspondence give us the following information: 1. Your name and account number; 2. The dollar amount of the P.O. Box 297846 suspected error; crbe the error and explain, if you can, why you believe there is an error. If you need more information, desc you the item you are unsure about. You do not have to pay any amount in question while we we Ft. Lauderdale, FL investigating, but ou are still obligated to pay the parts of your bill that are not in question. While we investigate your 33329.7846 question, we cannot report you as delinquent or take any action to collect the amount you question. If you have authorized i s to pay your bill automatically from your savings or checking account, you can stop the payment on any amount you think Customer Service sop is wrong. To payment, you must notify us three business days before the automatic payment is scheduled to occur. P.O. Box 297804 Special Rule For Credit Card Purchases: If you have aproblem with the quality of goods or services that you Ft. ,Lauderdale, FL purchased wrth the card, and you have tned in good farth to cog the problem with the merchant, you may not have to pay . 33329-700c the remaining amount due on the goods or services. You have this protection only when the purchase pricewas more than $50 and the purchase was made in your home state cr within 100 miles of your mailing address. (If we own or operate the Payments merchant, or if we mailed you the advertisement for the property or services, all purchases are covered regardless of P.O. BOX 2855 amount or location of the purchase.) NEW YORK NY in Case of Errors or Questions About Your Electronic Transfers: Please contact us by clicking on the Customer 10116-2855 Service Link online at .,vvnv.americanexpress.com, or you can call us at 1-800-IPAY-AXP for Pay By Phone & Pay By Computer issues, or 1-800-CASH-NOW for Express Cash & automatic payment issues. You can also write to the Express Cash Operations address inteated on your statement. If you think your statement, receipt, or transaction is wrong, please contact us as soon as possible. We must hear from you no later than 60 days after we sent you the FIRST statement on which the problem or error appeared. When contacting us: 1. Tell us your name & account number; 2. Provide the dollar amount of the suspected error; 3. Describe the error or the transfer you are unsure of, & explain as clearly as you can why you believe there is an error or why you need more information. INe will investigate your complaint & correct any error promptly. If we take more than 10 lousiness days to do this, we will credit your account for the amount you think is in error,so that you will have use of the money during the time it takes us to complete our investigation. Credit Balance: If a credit balance (designated TR" is shown on this statement, it represents MOney owed to you. You may make charges against the credit balance or request a refund. If you do not make sufficient charges against the credit balance Or request a refund, b within 30 days after expiration of the six.month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance in your account if the amount is $1.00 or more. Creditor: American Express Centurion Bank. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, lees and grace periods by calling1-800-518-8866. Change or Address e correct on front do not use Name Company Name Street Address any. State r 1 re Cork Providing your email Area code and address to American Home Phone Area Code and I Express will enable you to receive special offers, ji Work Moe suited to your needs. Etna EFTA01726804 DUPLICATE COPY Prepared Fe. Accourl Nisrixa Gleekg Datra Page 3 of 7 JEFFREY E EPSTEIN XXXX-XXXXX4-31005 01/29/04 nmount5 Due In Full continued 01/03/04 COMPUSAN0611 WEST PALM BEA FL 1,141.26 00 100028286 33409 ROC No. 000000 01/06/04 TASCHEN AMERICA, LLCBEVERLY HILLS CA 1,500.00 00 VFME93954 BOOK STORE ROC No. 000000 01/06/04 FREDERIC FEKKAI NY NY 32948 00 8555051 BARBER/BEAUTY SHOP ROC No. 000000 01/08/04 AMAZON.COM SUPERSTORAMAZON.COM WA 17.97 00 KN1CH3F61 MERCHANDISE ROC No. 000000 01/13/04 FREDERIC FEKKAI NY NY 288.32 00 505051 BARBER/BEAUTY SHOP ROC No. 000000 01/13/04 SALON AKS NEW YORK NY 286.41 00 013141352 HAIR/NAILS/SKIN CARE ROC No. 000000 01/15/04 FREDERIC FEKKAI NY NY 171.20 00 172027 BARBER/BEAUTY SHOP ROC No. 000000 01/16/04 AMERICAN AIRLINES SAN ANTONIO TX 210.20 TKTIt 0057479833334 Routing Details Not Available Passenger Name: Document Type: 00000000 01/16/04 TRAVELOCITY 18002569089 TX 5.00 00 011609165 TRAVEL/TOURS/FEES ROC No. 000000 01/21/04 WORLD WIDE EVENT GROFORT LEE NJ 450.00 00 0000-0121 THEATRICAL PRODUCERS ROC No. 000000 01/21/04 WORLD WIDE EVENT GROFORT LEE NJ 450.00 00 0000-0121 THEATRICAL PRODUCERS ROC No. 000000 01/21/04 FREDERIC FEKKAI NY NY 171.20 CO 100514 BARBER/BEAUTY SHOP ROC No. 000000 Continued on reverse EFTA01726805 DUPLICATE COPY Ptcpxod For Account Mittel' Page 4 of7 JEFFREY E EPSTEIN XXXX-X)00041-31005 Amounts Due In Full continued 01/23/04 HICKEY CHEMISTS LTD NEW YORK NY 124.75 07910908 PRESC NDRIES 01/24/04 TASCHEN AMERICA, LLCBEVERLY HILLS CA 1,200.00 00 VXYE88038 BOOK STORE ROC No. 000000 01/28/04 THE NEW AMSTERDAM THNEW YORK NY 300.00 00 343000620 TICKET AGENCIES ROC No. 000000 Total Due in Full Activity 6,484.17 Important Notice Please refer to page 2 Information on Flexible Payment Features for further important You may have access to one or more Flexible Payment Features as pad of your Card account. The current Annual information regarding Percentage Rates (APRs) and Daily Periodc Rates (DPRs) for the Flexible Payment Features we as follows: your account For Sign & Travel, the APR is 9.89%, the DPR is 0.0271% EFTA01726806 MembeRsilitiCtiefaiits Pius" Monthly Statement and Page 5 of 7 Program News American Express For questions about your Statement Period Membership Rewards account, contact November 1, 2003 - November 30, 2003 1-800-AXP-EARN Account activity after this period does not appear on this statement (297-3276) Prepare:1la JEFFREY E EPSTEIN Available Points www.americanexpess.comkewards lambert:lb Rervards.Mown limber 1M33334712 4,243,456 American Express Membership Rewards Points are available when charges are PO Box 297813 paid in full and all your accounts are in Everyday Spend Points Earn Double Points for all Ft. Lauderdale, FL 33329.9785 good standing. earned this period: your Everyday Spend- Available points Include everyday spend points. 22,773 groceries, gas, pharmacy Account Summary Opening points balance 4,108,837 New points earned +134,619 Points transferred or redeemed 0 Reinstated points and adjustments 0 New points balance =4,243,456 New Points Earned 11/01/03 - 11/30/03 Points Activity On Everyday Spend Bonus Points Total Points Activity Eligible Charges Points Awarded Per Card Centurion 821 0 0 821 3715-657814-31005 Platinum 0 0 0 0 3713-818259-32002 Gold 2,771 0 0 2,771 3718-463688-41000 Add] Gold 1,412 0 0 1,412 3718-463688-44012 Addl Gold 21,191 0 0 21,191 3718-463688-43030 Adel Gold 0 0 0 0 3718-463688-41042 Business Gold 0 0 3727-162568-41009 Gold 0 0 0 0 3727-68633241005 Add'I Gold 26,696 4,345 2,000 33,041 3727-686332-62011 I Love NY Double Points 8073 Addl Gold 39,341 17,978 0 57,319 3727-6863:42.63027 Add'I Gold 17,242 450 372 18,064 3727.686332-62060 Choice Hotels 2x Pb 8970 Totals 109,474 22,773 2,372 134,619 lawybershgRewards Pia cants earned may be bansfecred a redeem:dashes arr af ended Card aCCOUrft Se o, Val Starde9 P0113 Sansterreti a redeemed canna be reversal back irtro the pagram Forfeited palms can be reinstated former by calling the Minter provided below. EIghle Card charge. we collard in ere liamberehS Rewards Pas program Tarns and Cordaro in yar Marbersifp Rewards Pius Gude. ryes bare cpaaaw. rxeasemst svww.ametIcanexpress,comtmembershiprewardsplus ct cal 1.900AXP-1090 (297.1090). Fran watches, cal eclat 71:54119.2799. Earn More! New ways to earn points. IMPORTANT NOTICE OF MEMBERSHIP REWARDS® PROGRAM CHANGES A to ixt raw. 8a.p r • Effective March 15, 2004, 1) the fee to reinstate points Please note important forfeited for late payment will Increase to $29 for each month program changes. of points reinstated, 2) for Cardmembers who cancel their i‘Eti-E• A • Membership Rewards enrollment (or all Card Accounts enrolled in the program), but still have one Card account (MR Message 6288) open, the time penod to redeem accrued points will change from 6 months to 30 days, 3) for each Corporate Card linked to a Membership Rewards account with another enrolled charge Card, the additional annual fee will increase to $35. Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726807 American Earrasra Piel5":114° EIRKWATE COPY JEFFREY E MEMBERSHIP Menai-map Rerramls4) Account Number Page 6 of 7 1M33334712 IMPORTANT NOTICE OF MEMBERSHIP REWARDS® PROGRAM CHANGES anon' lean ei p arta Effective March 15, 2004, for each transfer of points into the Please note important totem) E"09P Frequent Flyer program of a US airline, a fee of $0.0004 per program changes. point, with a maximum fee of $50, will be charged to your PEI si I)) Card account. We charge this fee to offset the federal excise (MR Message 9193) tax we must pay on such transfers. The fee may be more or less than the actual amount of the excise tax we pay on any individual transfer. Get Great Value with National! New in 2004, National lets Membership Rewards® enrollees To redeem for National use certificates towards the best Daily, Weekend or Weekly Car Rental certificates, visit rates available at the time of booking. Customers also get to www.amerlcanexpress. choose the vehicle they prefer in the car class reserved. corn/rewards or call Book your reservation by visiting www.nationalcar.com or 1.800-AXP-EARN calling 1-800-CAR-RENT (227-7368). (297-3276). (MR Message 1098) blaband mass sod be vain Whin beau Fetal rate salable thrown Nffaarrars race reeetvafen a Web ato al the Imo of restevabsn. Vegan wit be valid -Mb the beet teat role sal one of any of Mixers awed decants 0O1d rant permits cospon. Vouchers are na vdd wth Natctrats contracted rake such as Assoc-anal rate. Corp:rale Account rates ci Tao Wee. 10x Points at FTD.COM® This Valentine's Day! Find the perfect way to show how much you care this Shop at Valentine's Day with specially designed FTD® bouquets ftd.com/amexpromo and earn 10x Points. including roses starting at just $39.99, gift baskets, teddy bears and other fine gifts. Plus, earn 10x Membership (Bonus ID 1675) Rewards® points when you shop at www.ftd.com/amexpromo. Offer reds SWUM-Cannot Sr paraded *at Ober of or accialpromobros. Not valet on Ottraytu pada. To be elpffffe to cambran pants sou mat bo onrcled in the Marbashp Rowadeprvam al the tine a pachate and charge you pachase lo an eldbie, enrolled lenercan Effsraser Cord. Bona, pants wil be created to your scour* wash 1012 waits. Barns 0:1676. Earn 10,000 Hilton HHonors® bonus points! Now through March 31, 2004, earn 10,000 Hilton HHonors To transfer Membership bonus points when you transfer a minimum of 30,000 Rewards points to Hilton HHonors, go Membership Rewards® points to Hilton HHonors. You to vAvw.americanexpress. Hilton HHonors' normally earn 1,300 Hilton HHonors points per 1,000 corn/rewards or call Membership Rewards points tranferred. Hilton HHonors 1.800-AXP EARN points can be redeemed for a world of exciting rewards, (297-3276). including stays at more than over 2,500 Hilton Family hotels (MR Message 9307) worldwide. For reservations at Hilton HHonors Hotels, visit www.hiltonhhonors.com or call 1-800-HHONORS. Lint el ors talus per marbor. Avast. V101-3/3IAX lomemberdip Howes ertotoe• boa US Orly. Heal KNonors mentors* eam Points & Meat and ledrapaat 0t pate we sAeot to Nhlesaart Term Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726808 DUPLICATE COPY Proparol For Accask Maar Caro Da Page 7 of 7 JEFFREY E EPSTEIN )000(40000(4-31005 01/29/04 rnExtras- Discontinuation of Amtrak® Benefit For more information on your Centurion As of January 11, 2004, Centurion® members will no longer receive membership benefits and complimentary access to Amtrak® ClubAcelC lounges with the services, please call purchase of a same-day ticket. We regret any inconvenience this may Centurion Member cause. To learn about new benefits, including travel programs, see Services at 1.877.877-0987 Option 3. the exclusive Centurion newsletter, which is enclosed with your monthly American Express® Card statement or call Centurion (CE 104122) Members Services. 28 New Properties Added . To make reservations or to learn more about Fine The Fine Hotels & Resorts program has added 28 exciting properties Hotels & Resorts, call to its exclusive membership for 2004. When you make your Fine CTS at 1.877.877.0987 Hotels & Resorts reservations through Centurion Travel Service, you'll or refer your travel receive valuable amenities including a room upgrade at check-in professional to CTS. when it is available, daily Continental breakfast for two, a guaranteed (CE 104124) 4pm late checkout, and a special gift, service or benefit that varies by property. Program Terms, Condtions, and Restrictions apply. American Express acts solely as sales agent for travel suppliers and is not liable for the actions or inactions of such suppliers. CST # 1022318-10, Washington UM N00469-694, ML # 1192,TA-149. Registered Ohio travel agency. Program Code: C312:0000. Special Access Packages at Madison Square Garden Call 1.800.321-RSVP, 8am to 11pm EST to As a Centurion® member, this season experience the action with purchase your seats Hockey Legends Nights and Basketball Courtside Nights tickets. With today. 3 ....- 4 this special VIP package, you can meet with an alumnus of the home team or another special guest, enjoy a buffet dinner and open bar at (CE 104125) 3:-,15:1, 0 ,),,icia the Club restaurant, and watch the competition heat up with premium • ‘i""—' seats. For available dates, visit wenv.amerIcanexpress.comfluxurysuites, and click on "Madson Square Garden" or call 1.800.321-RSVP, 8am to 11pm EST. All sales are final and non-refundable and resale is prohibited. Details and prices are subject to change. Packages are available on a first-come, first-served basis. Availability is limited. Sign Up for American Express® Alerts To sign up for Alerts, visit wvnv.arnerIcanexpress. Get important information pertaining to your Account delivered to you corn/alerts. --whenever and wherever you want. With American Express Alerts, you can choose to be notified when your payment is due, irregular (CE 104153) account activity is detected, your payment is received and when you are approaching your line of credit/spending limit. Alerts can be sent to your e-mail address, mobile phone, pager or PDA. Now Accepting the American Express® Card! If there we other places where you would like to Law America - A plan that provides legal protection with law firms see the Card accepted, nationwide. Benefits include trial representation. 1-800-453-9376. please call the Customer www.lawamerlca.net Service number that is located at the top of your statement or the number The Oak Room Restaurant - Gourmet cuisine, fine wine and an that is on the back of your elegant and unique destination place. 263 Prospect Ave., Brooklyn, Card. NY. 718-788-0400. www.oakroomrestaurant.com (CE 104070) Creative Playthings - Manufacturer and retailer of quality wooden swing sets. Call 1-800-24-SWING or visit us at www.creativeplaythings.com! Creating fun since 1951! Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726809 DUPLICATE COPY 4,442,550 Membership Rewards€ Centurion® Card :.Points Available S Statement of Account at02/29/04, when chargesarepM In andalgYour accciunts we in gobd M Focal For AmouldNurbet ClairoNdo JEFFREY E EPSTEIN 3715-657814-31005 02/29/04 Page 1 of Now Activity New Please Pay By Preraus Bthafte PeeneMidAte Ire. Alton:eta Balance 03/15/04 6,484.17 -6,484.17 +11,943.64 11,943.64 Please refer to page 3 for important information regarding your account Effective March 15th, 2004 significant changes to the Membership Rewards® program will be implemented. Please refer to your Membership Rewards point summary statement for further details. If you have questions regarding these changes, please contact Membership Rewards at americanexpress.com/rewards or 1-800-MP-EARN (297-3276). Contact us at www.americanexpress.com or call Customer Service at 1-877-877-0987. Activity Imtanaarge" Amount $ f 7;484417B Amanda Due In Full Activity for JEFFREY E EPSTEIN camwowooflues 02/04/04 AMAZON.COM SUPERSTORAMAZON.COM WA 26.64 MERCHANDISE AMAZON' US RETAIL ROC No. 0023925618 02/04/04 TELECHARGE SVCE NEW YORK NY 426.50 TICKETS/RESERVATION/ETC ROC No. 7294362 02/06/04 HOPEWELL PHARMACY 609.4661960 NJ 20.00 PRESCRIPTIONS/SUNDIRES ROC No. 0000000059 02/06/04 DR THOMAS J MAGNANI NEW YORK NY 30.00 00 GENERAL MERCHANDISE 02/09/04 DR THOMAS J MAGNANI NEW YORK NY 335.00 00 GENERAL MERCHANDISE 02/11/04 METAMETRIX INC. 7704465483 GA 272.00 MEDICAUDENTAL LAB ROC No. 0000004945 02/18/04 SALON AKS NEW YORK NY 130.23 HAIFVNAILS/SKIN CARE 3 Place Si on the peroration below, death and tan wth your parwa Continued on Page 3 Payment Coupon Accarit Nwnber Please Pay By: Please enter account 3715-657814-31005 03/15/04 number on all checks and correspondence. To avoid additional Finance Charges on JEFFREY E EPSTEIN Purchases, pay New Balance before Payment Total Amount Due Due 457 MADISON AVE 4FL Date. NEW YORK NY 10022-6843 $11,943.64 Note any address and/or . telephone number change on reverse side. Unless LIMA,,,,,ILLMIAJALHuldd.hddl you check here, this change will apply to all of your Card Accounts except any Corporate Card Mail Payment to: AMERICAN EXPRESS Accounts you may have. P.O. BOX 2855 NEW YORK NY 10116-2855 LIM 0000371565781431005 001194364001194364 25 rl EFTA01726810 DUPLICATE COPY Prepared For rant Wm-A Page 2 of 8 JEFFREY E EPSTEIN XXXX-XXXXX4-31005 Payments: Payments received after 12:00 noon or on weekends or holidays may not be credited until the next business day. Payments must be in US Dollars and drawn on a bank located in the US and (except for electronic payments) placed in the enclosed envelope with the remittance stub and the account number indicated on the check Please do not send post-dated checks. Theywill be deposited upon receipt. If payment is made in any other form or at any other location, there may be a delay in processing. We reserve the right to process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to To Pay By Phone your financial institution. Your checking account may be debited as soon as the same day we receive your payment. If 1.800-472.9297 we can not collect the funds electronically at first presentment, we may issue a draft against your account for the amount of the check. Authorization for Electronic Payments: By using the American Express Pay By Computer, Pay Customer Service and By Phone or any other American Express electronic payment service, you will be authorizing American Express Lost or Stolen Card to initiate an electronic debit to the financial account you specify in the amount you request. To use 1.877.877-0987 Pay By Computer, please visit us at www.americanexpress.com. Lost or Stolen Card: If the Card is lost or stolen, 24 hoursr7 days telephone us immediately at the number indicated on your paper statement, or clidt on the Customer Service link online. Outside the U.S. contact the nearest American Express Travel Service Office or call any local American Express office. Finance Charges: Average Daily Balance Method for Calculation of Finance Charges (FC):We use the Average Express Cash Daily Balance method to ca/tulate FC on your Account. Under this method, we figure the FC on your Account by applying 1-800-CASH-NOW the daily periodic rate to the Average Daly Balance (as described below) for each feature (such as Purchase, Cash Advance and Balance Transfer features) of your Account (including current transactions). To get the Average Daily International Collect Balance for each feature, we (1) take the beginning balance for the feature each day (including unpaid FC from previous 1.954-503.8905 billing periods), (2) add any new transactions, debits, afees, (3) subtract any payments or credits, and (4) make any appropriate adjustments. For each day after the first day of the billing period, we also add an amount of Head Impaired Interest equal to the previous day's daily balance multiplied by the daily periodic rate for the feature. (9am- ST") This gives us the daily balance for the feature for that day and the beginning balance for the feature for the next day. If this 1-80E0-221-0050 balance is negative, it is considered to be zero. Then, we add up all the daily balances for the feature for the billing period and divide the total by the number of days in the billing period. This gives us the Average Daily Balance for the feature. For FAX: 1.800-695-9090 all features except Cash Advances and certain promotions, the Average Daily Balance will be considered to be zero if you In NY: 1-800-552-1897 • paid the New Balance, if any, shown on your previous month's statement by the Payment Due Date shown on that statement. If you multiply the Average Daly Balance for each feature by the number of days in the billing period and the daily periodic rate for that feature, the result will be the FC assessed on that feature, except for variations caused by rounding. The total FC for the billing period is calculated by adding the FC assessed on all features of the Account. This method of calculating the Average Daily Balance and FC results In daily compounding of FC. The minimum FC for any billing period in which FC are imposed is $0.50. Correspondence Billing Rights Summary: In Case of Errors or Questions About Your Bill: If you think your bill is incorrect, or if you need more information about a transaction on your bill, write to us at the address indicated on your paper statement, or crick Customer Service, The on the Customer Service link online. We mast hear from you no later than 60 days after we sent you the first bill on which Centurion*, Card from the error or problem appeared. You can telephone us but doing so will not preserve your rights. In your American Express correspondence, give us the following information: 1. Your name and account number; 2. The dollar amount of the P.O. Box 297846 suspected error; 3. Describe the error and explain, it you can, why you believe there is an error. If you need more Ft. Lauderdale, FL information, describe the item you are unsure about. You do not have to pay any amount in question while we are 33329.7846 investigating, but you are still obligated to pay the pasts of your bill that are not in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. If you have authorized us to pay your ball automatically from your savings or checking actount, you can stop the payment on any amount you think Customer Service is wrong. To stop the payment, you must notify us three business days before the automatic payment is scheduled to occur. P.O. Box 297804 Special Rule For Credit Card Purchases: If you have a problem with the quality of goods or services that you Ft. Lauderdale, FL purchased with the card, and you have tried in good faith to correct the problem with the merchant, you may not have to pay 33329-7804 the remaining amount due on the goods or services. You have this protection only when the purchase price was more than $50 and the purchase was made in your home state or within 100 mges of your mailing address. (If we own or operate the Payments merchant, or if we mailed you the advertisement for the property or services, all purchases are covered regardless of P.O. BOX 2fL5 amount or location of the purchase.) NEW YORK NY In Case of Errors or Questions About Your Electronic Transfers: Please contact us by clicking on the Customer 10116-2855 Service Unk online at WVAV.americanaxpress com, or you can call us at 1.800-IPAY-AXP for Pay By Phone & Pay By Computer issues, or 1.800-CASH-NOW for Express Cash & automatic payment issues. You can also write to the Express Cash Operations address indicated on your statement. If you think your statement, receipt, or transaction is wrong, please contact us as soon as possible. We must hear from you no later than 60 days after we sent you the FIRST statement on which the problem or error appeared. When contacting us: 1. Tell us your name & account number; 2. Provide the dollar amount of the suspected error; 3. Describe the error or the transfer you are unsure of, & explain as clearly as you can why you believe there is an error or why you need more information. We will investigate your complaint & correct any error promptly. If we take more than 10 business days to do this, we will credit your account for the amount you think is in error, so that you will have use of the money during the time it takes us to complete our investigation. Credit Balance: If a credit balance (designated "CR) is shown on this statement, it represents money owed to you. You may make charges against the credd balance or request a refund. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance in your account if the amount is $1.00 or more. Creditor: American Express Centurion Bank. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. Change or Address wow] en Irani do nal use Name Cco Name Stool Addtoss Gay, Slaw r Zpecdo Providing your email Area Cede ond address to American Home Phone Express willenable you Area Cede and to receive special offers, Week Phone suited to your needs. Email EFTA01726811 DUPLICATE COPY PuttFa Accost Page 4 of 8 JEFFREY E EPSTEIN )OO(Xn-XXXXX4-3100.5 EFTA01726812 MembeRliiniefairts Plus' Monthly Statement and Page 5 of 8 Program News American Express' , For questions about your Statement Period Membership Rewards account, contact December 1, 2003 - December 31, 2003 1-800-AXP-EARN Account activity after this period does not appear on this statement (297-3276) Prepared le JEFFREY E EPSTEIN Available Points www.americanexpress.com/rewards PArrnbashp Rewards.. Account Number 1M33334712 4,442,550 American Express Membership Rewards Points are available when charges are PO Box 297813 paid in full and all your accounts are in Everyday Spend Points Earn Double Points for all Ft. Lauderdale, FL 33329-9785 good standng. earned this period: your Everyday Spend- Available points include everyday groceries, gas, pharmacy spend points. 32,367 Account Summary Opening points balance 4,243,456 New points earned +199,094 Points transferred or redeemed 0 Reinstated points and adjustments 0 New points balance =4,442,550 New Points Earned 12/01/03 - 12/31/03 Points Activity On Everyday Spend Bonus Pods Total Points Activity Eligible Charges Points Awarded Per Card Centurion 7,784 0 0 7,784 3715-657814-31005 Platinum 0 0 0 3713-818259-32002 Gold 36,468 0 0 36,468 3718-46368841000 Add'l Gold 542 0 0 542 3718-463688-44012 Adel Gold 13,022 71 0 13,093 3718-463688-43030 Add, Gold 0 0 0 3718.463688.41042 Business Gold 0 0 0 0 3727-162568-41009 Gold 0 0 0 0 3727-686332.61005 Add'I Gold 65,824 6,019 0 71,843 3727-686332-62011 Addl Gold 39,823 26,109 0 65,932 3727-686332-63027 Addl Gold 3,264 168 0 3,432 3727-686332-62060 Totals 166,727 32,367 0 199,094 thenthershp Retards Pb. pow earned may be banslerred et redeem& as lore air al envied Card =curt men Good Sirdrg. Racal banslerred or redeemed cannot be owned bath ri o the pro7am. Forfeited points ran be reinstated female* by calling the number provided below. Elgago Card charge: are wined in the Membership Remade Plus prcgram Tema aid Corclacns in yow Membership Rewwds Plus Cade. N yw have questions. please yistt caw rothrnericanexpresacomanembereldprewordsplus cr cal 1-80}AXPAOSO (297-1080l. From vetoes. WItotem 305-8162799. Earn More! New ways to earn points. Earn Double Points on Toshiba Computer Products Shop online at www.shoptoshiba.com, your direct source Earn double points today for Toshiba computer products, and uou can earn double by shopping on www.shoptoshiba.corn TOSHIBA points every time you use your eligible, enrolled American Express® Card from 1/15/04 - 3/15/04. Choose from a wide selection of portable computers, accessories, wireless (Bonus ID 1609) technology products, Pocket PCs, projectors, mobile server computing solutions and more. Munro 3.0:0 byes pares per bastion ant 106COncam pants pet Cardrixenbre during promciaan period. Town brew pads, so mutt be emoted in the threw,* Rewards. thegraM the lino of pinclthse and chaos)car purchase wth an aisle. crrokd American Ewen. Card. Bonn ptinta call be credred le your a:ccunl mein 6.8 weeks. Beat ID: 1609. Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726813 American Express. PieStal ter JEFFREY E E 9h1F EWATE COPY MEMBERSMI!. Mombershp Reward:® Aocart thrrisor Page 6 of 8 1M33334712 '1% ht4It 11 R • • I Smith & Wollensky Restaurant Group Certificates Redeem points for a $100 or $250 Certificate, valid at any To redeem Membership Smith & Wollensky location throughout the country in New rewards* points visit www.americanexpress. York, Miami Beach, Chicago, New Orleans, Las Vegas, com/rewards or call Washington D.C., Philadelphia, Columbus, Dallas and 1•800•AXP-EARN Houston. In addition, visit Smith & Wollensky's six New York (297.3276). City concepts: Maloney & Porcelli, Park Avenue Café, (MR Message 8015) ONEcps, The Manhattan Ocean Club, The Post House and Cite. For more information on restaurant locations, visit www.smlthandwollensky.com or call 1-877-783-2555. 1Ox Points Plus the Perfect Gift at GiftSense.com Gift Sense"' online shopping provides smart ideas and Earn 10x Points at answers for every gift giving need--in one convenient place. www.giftsense.com /amexmrl • EVERYDAY, Plus, you can earn 10x Membership Rewards® points! As a ALL YEAR trusted partner of FTD.COM®, GiftSense.com offers secure I Sense Git transactions, guaranteed satisfaction, dependable delivery and quality products. (Bonus ID 5842) Expires /2,31/01. NM void in retail stores cc will other Mrs. Product ;Cite 4/01.40$ stipprg. To earn Wow points. you must be enrolled h the MoTberthip Rewards program as the tMe ot purchase: and et/we your purcAtse lo en *Ws, enrolled hmoican Eapirms0C.vd. Boma port wIl to croited Is your amount wiEn 10.12 wee/3. Scum ID: 5842. Rewarding Ski Vacations from Vail Resorts! Conditions are excellent for a getaway to Vail, Beaver Creek, Call 1.888.671.2047 or Breckenridge'TM, Keystone and Heavenly resorts. Redeem visit www.snow.com for VAIL R (SORTS' packages, pricing, and Membership Rewards® points for ski vacations, lift tickets, information. Jot ascribes Day Is Paradise lessons, and rentals! Plus, we're offering the Big Deal at et OD. 0 Keystone--hotel rooms from only $69/night and 2-bedroom (MR Message 8139) condos from $109/night! Offer includes free activities such as sleigh rides, ice skating, snow shoeing, wine tasting and more. Keystone otler yak, mii.mnirt Mar: Mum hotel ant Soda Rite cordo arritade 1/10/7/01ant 321.4/1804 co aveabilty. RAM silica to Moroa al any tins. Not void let grecuskorOarerces. ResedMonatatzkout darn SP. ba US Airways® Announces New Nonstop Service ■ With service to over 400 destinations worldwide, US Airways To learn more and redeem is pleased to announce its new nonstop service between points, visit N•Sess Charlotte and La Romana, Dominican Republic. Enjoy the www.americanexpress. corn/rewards or call world-renowned golf courses and white sand beaches 1.600-AXP-EARN U•S AIRWAYS unique to this eastern region of the Dominican Republic. (297-3276). To book Redeem Membership Rewards® points for reward travel on award travel, visit www.usairways.com US Airways to this or other exciting destinations in the Caribbean. (MR Message 1040) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726814 DUPLICATE COPY Prepared Re Account Mabee Closing Ode Page 7 of 8 JEFFREY E EPSTEIN XXXX-)OOO(X4-31005 02/29/04 CustomExtras- Centurion® Concierge - A Service to Enhance Your Life Centurion Concierge is available to you wound Imagine your own dedicated staff standing by 24 hours a day, to the dock from anywhere provide assistance with your social and professional activities. in the world by calling r3t7.7"'nef‘ , Centurion Concierge is your resource for all of your personal 1.877.877-0987. C .ri • shopping, dining and entertainment needs. Whether you're trying to (CE 104246) 4 find a rare, signed first edition by your favorite author or this year's 31L5 ism 5 4 7.- '1;.. hottest must-have, Concierge can help you with virtually any request 'I a t ...wt . . __. • , from helping to plan celebrations to making last-minute dinner reservations. You are responsible for any purchases and/or shipping charges you authorize. Premium Global Assist - Travel with Confidence For assistance, call Centurion Member Leave your wallet on the Orient Express? Need to find a doctor in Services at Rio? Thanks to Premium Global Assist® from American Express, you 1.877.877.0987, Se can get the medical, legal or financial help you need when you are option 3. F 4. 04rirenOSS , 100 miles or more away from home. Premium Global Assist can direct (CE 104164) 31S *11000 . I you to English-speaking medical and legal professionals, guarantee hotel check-in even if you've lost your wallet, provide free emergency roadside assistance, coordinate emergency medical transportation, as well as help you with visas, passports, lost luggage, and more. Terms and Conditions apply. Enjoy Access to Once-in-a-Lifetime Experiences For more details on upcoming By Enjoy exclusive access to once-in-a-lifetime experiences--from sports Only events, call and fine dining to the visual and performing arts. These unique 1.800.455.1657. experiences are custom designed for Centurion members and are unavailable to the general public. Past offerings have included a wine (CE 104163) dinner with an appearance by a world-renowned wine critic, and the opportunity to watch a famous artist at work in his private studio. You can also choose to redeem Membership Rewards® points for By Invitation &dye events. Terms and Conditions apply. Enjoy Access to Delta Crown Room Clubs® Terms and Conditions apply. For full program As a Centurion member, enjoy access to 41 Delta Crown Room details and a list of Clubs in airports worldwide. Present your Centurion® Card, Delta, locations, call Centurion Delta Connection®, or Song '" ticket valid for same-day travel, and a Member Services at government-issued ID to gain access for you, your spouse and 1.877.877.0987. children under the age of 21, or up to two traveling companions. (CE 104247) Enjoy complimentary newspapers, magazines, and fully stocked bar as well as access to dataports, computers, fax machines, telephones and photocopy machines. Now Accepting the American Express® Card! If there are other places where you would like to Napster - Discover and buy music in a whole new way with Napster see the Card accepted, 2.O. To buy tracks, burn or transfer any albums, visit us at please call the Customer www.napster.com. Service number that is located at the top of your statement or the number Avdeals.com/Plasma.com - Your online source for home theater that is on the back of your equipment. For more information on plasma screens, LCD TVs and Card. video projectors, call 1-877-722-8948 or visit www.avdeals.com. (CE 104176) Times Square Brewery - Returns to Times Square at 210 West 42nd Street in New York City with its dazzling and exciting views of fabulous 42nd Street! 212-398-1234. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726815 DUPLICATE COPY Prepased Fa hmourIN Page 8 of 8 JEFFREY E EPSTEIN XXXX-XXXXX4-31005 FEE-FREE American Express® Travelers Cheques! Buy your Fee-Free American Express As an American Express Cardmember, you can purchase FEE-FREE* Travelers Cheques American Express Travelers Cheques and Cheques for Two® at before you leave! participating American Express Travel Service locations. Behind every Travelers Cheques is someone who can help in a travel emergency To locate your nearest American Express Travel 24/7-- from placing lost or stolen Cheques, to assistance with Services location, call Travelers replacing lost credit cards and passports.** Cheques 1.888-AXP-0056. 'Not all services available at all locations. Subject to all local laws and cash availability. (CE 104193) 'Proof of Travelers Cheques purchase may be required. Credit Card Replacement Assistance is for major bank-issued credit cards only. Fees for passport/credit card replacement are the sole responsibility of the customer. For complete Terms, call 1-800-221.7282. The 2004 South Beach Wine & Food Festival in Miami Simply visit www.sobewineandfood Join Emeril Lagasse, Bobby Flay, Alton Brown, Eric Ripert, Alain fest.com or call Ducasse, Ming Tsai and dozens of others for an unbeatably delicious 1.866-333-S0BE. SOUTH BEACH weekend on the beach, March 5-7, 2004, at one of the country's most Mention Promo Code: WINE exciting wine and culinary events, the South Beach Wine & Food Festival. The South Beach Wine & Food Festival offers a celebrity chef wIne&food0304 to receive your American Express exclusive offer. &FOOD FEST I VAL and wine-makers golf tournament, a champagne barbeque on the sand, wine and food pairing seminars, an interactive cooking lunch (CE 104233) and an elegant special tribute brunch. You will also receive 15% off the purchase of a weekend pass when you use your American Express® Card. Carry the TravelFunds® Card from American Express The TravelFunds Card— a new safe way to carry The TravelFunds Card is a prepaid, reloadable card that's safer than your travel money. cash and isn't linked to your bank account. If it's lost or stolen, your balance is refunded, usually within 24 hours. When you carry it, you Purchase your can even get help replacing a lost or stolen passport or major credit TravelFunds Card, by visiting cards*. It's accepted at millions of places worldwide, as well as wvnv.amerfcanexpress. hundreds of thousands of ATMs**. comAravelfundscard or by calling 'Proof of TravelFunds Card purchase may be required. Credit card replacement assistance 1.888.412-6945. is for major bank-issued credit cards only (not retail store, gasoline, calling cards, etc.). (CE 104244) Fees for passport/credit card replacement are the sole responsibility of the customer. "ATM Fees apply. For complete Terms, visit www.americanexpress.com or call 1.888.412.6945. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726816 DUPLICATE COPY 4,570,318 - Membership Rewards® Centurion® Card Points Available Statement of Account -at01/31/04, when charges due are paid in full and all accounts are in goodstandng. Premed ra Accouramimw ckeieowo JEFFREY E EPSTEIN 3715-657814-31005 03/29/04 Page 1 of 10 Nom ActivXy S New Please Pay By Prevcus Balarce $ Numerpl Attility M. Adp-stmcols Balance $ 04/13/04 11,943.64 -11,943.64 +12,500.94 12,500.94 Please refer to page 4 for important information regarding your account See Page 7 For A Notice Of Changes To Your Agreement See Page 9 For An Important Privacy Notice Contact us at www.americanexpress.com or call Customer Service at 1.877-877-0987. . • fr Activity own Nang do* Amount 03/97/0472.., ipayinerihReceived,-;Thank you • 11,,P431 AmountS Due In Full Activity for JEFFREY E EPSTEIN cakop=ocoxiilloas 02/29/04 SHUTTERS-LODGING SANTA MONICA CA 4.87 Arrival Date Departure Date No of Nights 02/27/04 02/29/04 2 00000000 03/01/04 SHUTTERS-LODGING SANTA MONICA CA 7,083.62 Arrival Date Departure Date No of Nights 02/27/04 02/29/04 2 00000000 03/01/04 SHUTTERS-LODGING SANTA MONICA CA 39.78 Arrival Date Departure Date 03/01/04 03/01/04 00000000 03/01/04 SHUTTERS-LODGING SANTA MONICA • CA 21.00 Arrival Date Departure Date 03/01/04 03/01/04 00000000 03/01/04 ONE ON ONE PRODUCTIO2126916000 NY 375.00 PROFESSIONAL SEVICES, N 03/02/04 FREDERIC FEKKAI NY NY 330.34 BARBEFUBEAUTY SHOP ROC No. 0000003311 Pleata kid on the peekcelim Mow, Mach Lid COLT wt you parried Continued on Pogo 3 Accoun: blunter Please Pay By: Please enter account Payment Coupon 3715-657814-31005 ea/iy04 number on all checks and correspondence. To avoid additional Finance Charges on JEFFREY E EPSTEIN Purchases, pay New Balance before Payment Total Amount Due Due 457 MADISON AVE 4FL Date. NEW YORK NY 10022-6843 $12,500.94 Note any address and/or telephone number change on reverse side. Unless you check here, this change will apply to all of your Card Accounts except any Corporate Card Mail Payment to: AMERICAN EXPRESS Accounts you may have. P.O. BOX 2855 NEW YORK NY 10116-2855 MI I I II II I II II Illeill11111111111 0000371565781431005 001250094001250094 25 rl EFTA01726817 DUPLICATE COPY Repent) For PawlMotu Page 2 of 10 JEFFREY E EPSTEIN )00000000(4-31005 Payments: Payments received atter 12:00 noon or on weekends or holidays may not be credited until the next business day. Payments must be in US Dollars and drawn on a bank located in the US and (except for electronic payments) placed in the enclosed envelope with the remittance stub and the account number indicated on the check. Please do not send post-dated checks. They will be deposited upon receipt. If payment is made in any other form Or at any other location, there may be a delay in prooessing. We reserve the right to process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to To Pay By Phone your financial institution. Your checking account may be debited as soon as the same day we receive your payment. If 1-800-472-9297 we can not collect the funds electronically at first presentment, we may issue a draft against your account for the amount of the check Authorization for Electronic Payments: By using the American Express Pay By Computer, Pay Customer Service and By Phone or any other American Express electronic payment service, you will be authorizing American Express Lost or Stolen Card to initiate an electronic debit to the financial account you specify in the amount you request. To use 1-877-877-0987 Pay By Computer, please visit us at www.americanexpress.com. Lost or Stolen Card: If the Card is lost or stolen, 24 hoursll days telephone us immediately at the number indicated on your paper statement, or dick on the Customer Service link online. Outside the U.S. contact the nearest American Express Travel Service Office arca any local American Express office. Finance Charges: Average Daily Balance Method for Calculation of Finance Charges (FC):We use the Average Express Cash Daily Balance method to calculate FC on your Account. Under this method, we figure the FC on your Account by applying 1.800-CASH-NOW the daily periodic rate to the Average Daily Balance (as described below) for each feature (such as Purchase, Cash Advance and Balance Transfer features) of your Account (including current transactions). To get the Average Daily International Collect Balance for each feature, we (1) take the beginning balance for the feature each day (including unpaid FC horn previous 1.954-503.8905 billing periodsi,u(2) add any new transactions, debits, or fees, (3) subtract any payments or credits, and (4) make any appropriate a tments. For each day after the lint day of the billing period, we also add an amount of Hearing Impaired Interest equ to the previous day's daily balance multiplied by the daily periodic rate for the feature. (9am-5pm EST) This gives us the daily balance for the feature for that day and the beginning balance for the feature for the next day. If this TTY: 1.800.221.0050 balance is negative,d is considered to be zero. Then, we addup all the daily balances for the feature for the billing period and divide the total by the number of days in the billing period. This gives us the Average Daily Balance for the feature. For FAX: 1-800-695-9090 all features except Cash Advances and certain promotions, the Average Daily Balance will be considered to be zero if you In NY: 1.800-552-1897 paid the New Balance, if any, shown on your previous month's statement by the Payment Due Date shown on that statement. If you multiply the Average Daily Balance for each feature by the number of days in the tilling period and the daily periodic rate for that feature, the result will be the FC assessed on that feature, except for variations caused by roundin . The total FC for the tilling period is calculated by adding the FC assessed on all features of the Amount. This O of calculating the Average Daily Balance and FC results in daily compounding of PC. The minimum FC for any billing period in which FC are imposed is $0.50. Correspondence Blaine Rlahts Summary: In Case of Errors or Questions About Your Bill: If youthink your bill is incorrect, or if you need more in ormation about a transaction on your bill, write to us at the address indicated on your paper statement, or click Customer Service, The on the Customer Service link online. We must hear from you no later than 60 days after we sent you the first bill on which Centurione Card from the error or problem appeared. You can telephone us but doing so will not preserve your rights. In your American Express correspondence, give us the following information: 1. Your name and account number; 2. The dollar amount of the P.O. Box 297846 suspected error; 3. Describe the error and explain, if you can, why you believe there is an error. If you need more Ft. Lauderdale, FL information, describe the item you are unsure about. You do not have to pay any amount in question while we are 33329-7846 Investigating, but you are still obligated to pay the parts of your bill that are not in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. If you have authorized us to pay your bill automatically from your savings or checking account, you can stop the payment on any amount you think Customer Service is wrong. To stop the payment, you must notify us three business days before the automatic payment is scheduled to occur. P.O. Box 297804 Special Rule For Credit Card Purchases: If you have a problem with the quality of goods or services that you Ft. Lauderdale, FL purchased with the card, and you have tried in good faith to correct the problem with the merchant, you may not have to pay 33329-7804 the remaining amount due on the goods or services. You have this protection only when the purchase price was more than $50 and the purchase was made in your home state or within 100 miles of your mailing address. (if we own or operate the Payments merchant, or if we mailed you the advertisement for the property or services, all purchases are covered regardless of P.O. BOX 2855 amount or location of the purchase.) In Case of Errors or Questions About Your Electronic Transfers: Please NEW YORK NY contact us by cliddng on the Customer Service Link online at www.americanexpress.com, or ,you can call us 10116-2855 at 1-800-IPAY-AXP for Pay By Phone & Pay By Computer issues, or 1.800-CASH-NOW for Express Gash & automatic payment issues. You can also write to the Express Cash Operations address indicated on your statement. If you think your statement, receipt, or transaction is wrong, please contact us as soon as possible. We must hear from you no later than 60 days after we sent you the FIRST statement on which the problem or error appeared. When contacting us: 1. Tell us your name & account number; 2. Provide the dollar amount of the suspected error; 3. Describe the error or the transfer you are unsure of, 8 explain as clearly as you can why you believe there is an error or why you need more information. We will investigate your complaint & correct any error promptly. If we take more than 10 business days to do this, we will credit your account for the amount you think is in error, so that you will have use of the money during the time it takes us to complete our investigation. Credit Balance: If a credit balance (designated "CRI) Is shown on this statement, it represents money owed to you. You may make charges against the credit balance or request a refund. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance in your account if the amount is $1.00 or more.Creditor: American Express Centurion Bank or American Express Bank, FSB. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees andgrace periods bycalling 1-800-518.8866. Change of Address correct on front do nil Name ConArY Name Suet Address pH+ H CeY, sub Zo, Coda Providing your email Area Cede and address to American Han. Phone Area Code and U Express will enable you to receive special offers, Work Phone suited to your needs. Erna EFTA01726818 DUPLICATE COPY Prepred For Accounl Wilber CbsTrg ow Page 3 of 10 JEFFREY E EPSTEIN XXXX-XXXXX4,31005 03/29/04 Amounts Due In Full continued 03/02/04 FREDERIC FEKKAI NY NY 589.05 BARBER/BEAUTY SHOP ROC No. 0000003323 03/03/04 SALON AKS NEW YORK NY 208.30 HAIR/NAILS/SKIN CARE 03103/04 FREDERIC FEKKAI NY NY 342.39 BARBER/BEAUTY SHOP ROC No. 0000003496 03/03/04 AMAZON.COM SUPERSTORAMAZON.COM WA 17.96 MERCHANDISE ROC No. 0036472575 03/05/04 DELTA AIR LINES SAN ANTONIO TX 87.60 DELTA AIR LINES From: To: Cartier: Class: WEST PALM BEACH FL LAGUARDIA INTL A/P DL TW NOT AVAILABLE Ticket Number: 00674902681434 Date of Departure: 03/10 Passenger Name: KIEDIS/D Document Type: PASSENGER TICKET 03/05/04 DELTA AIR LINES SAN ANTONIO TX. 87.60 DELTA AIR LINES From: To: Cartier: Class: WEST PAW BEACH FL LAGUARDIA INTL NP DL TW NOT AVAILABLE Ticket Number: 0 Date of Departure: 03/10 Passenger Name: Document Type: PASSENGER TICKET 03/05/04 FREDERIC FEKKAI NY NY 171.20 BARBER/BEAUTY SHOP ROC No. 0000004023 03/05/04 TRAVELOCITY 18002569089 TX 10.00 TRAVEL/TOURS/FEES ROC No. 0000000594 03/09/04 THE CHARLES HOTEL CAMBRIDGE MA 1,594.47 LODGING ROC No. 114894 03/10/04 FREDERIC FEKKAI NY NY 171.20 BARBEFVBEAUTY SHOP ROC No. 0000000600 03/11/04 FREDERIC FEKKAI NY NY 156.20 BARBERIBEAUTY SHOP ROC No. 0000000805 03/18/04 AMAZON.COM SUPERSTORAMAZON.COM WA 30.48 MERCHANDISE ROC No. 0042088393 03/22/04 CHRISTIE,MANSON & WOLONDON UK 97.77 PUBLICATIONS CATALOGUES ROC No. 0000024683 03/22/04 SOTHEBY'S 800444-3709 CT 63.60 CATALOG SUBS ROC No. 0043896498 03/24/04 CARMINE'S 91ST NEW YORKNY 314.50 FOOD/BEV FOOD/BEV 264.50 TIP 50.00 Continued on reverse EFTA01726819 DUPLICATE COPY Prepvor! For AxcinNu.nbei Page 4 of 10 JEFFREY E EPSTEIN )OCO(4OOOO(4-31005 Due in Full continued ens 0W25/04 DELTA AIR LINES MANKATO MN 291.19 DELTA AIR LINES From: To: Carrier: Class: WEST PALM BEACH FL ATLANTA GA DL MA CLEVELAND OH DL MA Ticket Number: 0p67 4474,25632 Date of Departure: 0V26 Passenger Name Document Type: PASSENGER TICKET 03/25/04 ORBITZ LW CHICAGO IL 6.00 ORBITZ • SERVICE FEES ROC No. 008236328 03125/04 FREDERIC FEKKAI NY NV 406.82 BARBER/BEAUTY SHOP ROC No. 0000304393 Total Duo in Full Activity 12,500.94 Important Notice Please refer to page 2 Information on Flexible Payment Features for further important You may have access to one or more Flexible Payment Features as pwt of your Card account. The current Annual information regarding Percentage Rates (APRs) and Daly Periodic Rates (DPRs) for the Flexible Payment Features are as follows: your account For Sign & Travel, the APR is 9.89%, the DPR is 0.0271% EFTA01726820 Membefailikfiiiffins Plus' Monthly Statement and Page 5 of 10 Program News American Expresse For questions about your Statement Period MEMBERSH1f, Membership Rewards account, - January 31, 2004 January 1, 2004 contact 1-800-AXP-EARN Account activity after this period does not appear on this statement :At;R (297-3276) Prepped kr JEFFREY E EPSTEIN Available Points vvw.americanexpress.com/rewards inembersda Rewash*. Account Swam 1M33334712 4,570,318 American Express Membership Rewards Points are available when charges are PO Box 297813 paid in lull and all your accounts are in Everyday Spend Points Earn Double Points for all Ft. Lauderdale, FL 33329-9785 good standing. earned this period: your Everyday Spend- groceries, gas, pharmacy Available points include everyday spend points. 17,724 Account Summary Opening points balance 4,442,550 New points earned +127,768 Points transferred or redeemed 0 Reinstated points and adjustments 0 New points balance =4,570,318 New Points Earned 01/01/04.01/31/04 Points Activity On Everyday Spend Bonus Points Total Points Activity Eligible Charges Points Awarded Per Card Centurion 6,482 125 0 6,607 3715-657814-31005 Platinum 0 0 0 0 3713-818259-32002 Gold 5,136 0 0 5,136 3718-463688-41000 Add1 Gold 639 0 0 639 3718-463688-44012 Addl Gold 13,844 0 0 13,844 3718-463688-43030 Addl Gold 0 0 0 0 3718-463688-41042 Business Gold 0 0 0 0 3727-162568-41009 Gold 0 0 0 0 3727-686332-61005 AM Gold 34,658 9,264 0 43,922 3727•Awno.62011 Adel Gold 44,860 7,649 0 52,509 3727-686332-63027 Adel Gold 4,425 686 0 5,111 3727-686332-62060 Totals 110,044 17,724 0 127,768 Membership Rewords Plus Feints *weed may be translerred a tedeswed as tag as ad enrolled Card aneceints are incased standrig. Points earaNced ca redeemed caw% be reversed task in* dna ;twain. Forfeited points can be reinstated for a fee by calling the number provided below. Eltptio Cadcharges aro veined in the Menatersivo Rewards Plus dogram Feed and Ccreldore in your ModsushP Rewards Plus rude. Frau ham Qatar.% aid wwwsineficanexptess.conalmombershiprewardsplue ea ow 143.00-AXP-10$0 (V7-1030). Fran tworseas, cal coned 1627E0. Earn More! New ways to earn points. Important Notice of Membership Rewards® Program Changes at ld tf i tan Copt eV,. Effective May 1, 2004, eligible Cardmembers will no longer (MR Message 6195) accrue two Membership Rewards points for virtually every dollar charged at stand-alone hardware and home improvement stores. Instead, Cardmembers will accrue one point for every dollar charged at such stores. Program changes adly only to Rewards Green S God. Preferred Rewards Osten & Gee. Rewards Pfau Gcd. Plahntrn Cards. Ceduricol9 Cad, Gal Fnansal. ONE FinancialAccount Ptelnum Cad. FINinurn Ended Services Cad, Feely American Easiest% Green God antPlatinum Cwt.. Cadtnevisers wit code= to accrue two pitt lawery dcaa: charged n tt o U.S. at quaff ed stardwlane surennarkea, daytime. gas Malan. Se US. Postal Seneco. and la wakes Owed SI pawner*. Bilt purchases d wseicas lane save only one pitt per dollar. Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726821 American Esp res>e P-Pxodso, E9MPEIrF ATE COPY JEFFREY E • memelEBS1411! hicaterchp Reward:0 Aexcrl Ntrnbcr Page 6 of 10 1M33334712 RHIPI Redeem Points for Pottery Barn Brands Certificates Pottery Barn, Pottery Barn Kids and PBteen are a few of the To redeem points, visit newest Membership Rewards® partners. For comfortable www.amertcanexpress. corn/rewards or call P OTTEre B A IIN and casual furnishings and accessories for your entire home, 1-800-AXP-EARN from your living room to your child's rooms, Pottery Barn, (2974276). Pottery Barn Kids and PBteen's gift certificates are redeemable through our stores and catalogs. (MR Message 3219) Plan Your Next Vacation with Marriott Rewards® Ntarnott Voted Best Hotel Program in the World by Business Traveler magazine seven years in a row. With 300 reward options Marriott Rewards lets you choose from hotel stays, airline To transfer Membership Rewards' points to Marriott Rewards, visit www.amerIcanexpress. REWARDS. miles, vacation packages, and more! Earn and redeem Marriott Rewards points at nine quality Marriott® hotel brands corn/rewards or call 1.800-AXP-EARN worldwide, offering more resorts, spas and on-site golf than (297-3276). any other program. Visit MarrlottRewards.com for a full (MR Message 4508) listing. Fly to Japan for only 30,000 Membership Rewards® Points! In celebration of five years of service from Houston to To transfer Membership Tokyo/Narita, Continental Airlines offers Membership Rewards points to Continental m Rewards® enrollees reward travel to Japan for 50% off the OnePass miles, visit www.americanexpress. Airlines 0:10a standard Membership Rewards® points. From April 1 com/rewards or through May 30, 2004, transfer 30,000 Membership Rewards call 1-800-AXP-EARN points into your OnePass® account and redeem for a (297-3276). roundtrip, trans-Pacific, Standard Reward Economy-Class (MR Message 2100) ticket. You would normally need to transfer 60,000 Membership Rewards points. Otter veldonly on Coronental Aitlem.operatelligtft. Mercy met =ludo Cullman:6 tight 6/7649. Receded travel dales gpy. Mileage purchase not av laWia. Terms and Ca4t et tw Oceass program *ply. 000 Mcmberchis Rewards Nob equals WM Once= Earn Sx Points from sharperimage.com ALL YEAR! THE Sharper Image offers innovative products for the home, office and travel that make life easier and more enjoyable. PLUS, Shop today at www.sharperimage. com/amexbonus and SHARPER you can earn 5X Membership Rewards® points for every dollar you spend when you shop at earn 5x points. www.sharperimage.comfamexbonus. (Bonus ID 1076) Otter teas/ ONLY noon you go b wenteltarperlmage.cornlameabOnue Uxeugh 1241104. Toni bones ports, you must be enteed in tie Neatest* Rewards wawa", Xamine al purchase and Menge your purchase loan eke*. enroledSMertan EANOZO, Csti Net yard i, alone, peonsena ceders cc for the Slugs* Image Aunto Ste. atar terns *64. Bawl points we be awarded Mein 10.12 weele. Bans et: 1076 Earn DOUBLE Points from Spa Finder • All Year! You can now earn DOUBLE Membership Rewards® points Visit www.spafinder.com on all purchases online from Spafinder.com or by calling or call 1.888-ALL-SPAS and start earning double Spa finders 1-888-ALL-SPAS and using your American Express® Card-- everyday, all year! Choose from gift certificates redeemable at over 1,100 day, destination and resort spas worldwide and points! (Bonus ID 6441) from a wide selection of products from the spa merchandise collection. Otto vaid through 12/31.04 TON 0166:40 le ean bonus points. you mut/ be ended in the Manbettehl) Rewards program &Ono &two/purchase and charge your purchase a, en rapt*. ervored AittriCan Expose Card. Bonus peens wil tarsi techmthin 6al weeks. gongs ID: 6441 Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726822 DUPLICATE COPY Ftepwre Fcr Closing Dale Page 7 of 10 JEFFREY E EPSTEIN 3715-657814-31005 03/29/04 Notice of Changes to Your Agreement We are making Important Changes to your American Express Cardmember Agreement governing the American Express° Card Account identified on this Notice. We urge you and any Additional Cardmembers on your Account to read this Notice carefully. The changes made to the Cardmember Agreement will become effective as Indicated below. This Notice formally amends that Agreement and any contrary or conflicting language in that Agreement Is replaced fully and completely. Note that the terms of your Account are subject to change (Including increasing APRs and fees and changing fixed APRs to variable APRs) in accordance with the Agreement governing your Account. All terms of the Agreement not amended herein remain in full force and effect. This is an important Notice of changes to your American Express Card Account Agreement. We recommend that you carefully review the changes, and then file this Notice for future reference. If you have questions regarding this Notice, please call the telephone number listed on the back of your American Express Card. Annual Fees for Basic and Additional Cards Effective immediately, the section of your Cardmember Agreement entitled Annual Fees is replaced with the following: We will bill your Account an annual fee of $1,000 for the Basic Card, $500 for each Additional Card, $175 for each Additional Platinum Card, and $45 for each Additional Gold Card on your Account." Dishonored Payment Fee (Effective May 8, 2004) • We are Increasing the fee to $38 whenever any check, similar instrument, electronic payment order that we receive, or a check presented at an American Express Travel Services Office or other authorized location is not honored by your bank or other financial institution. Accordingly, we are amending the Other Fees section of your Cardmember Agreement applicable to Dishonored Payments by replacing "529" with138." We are also replacing the "$29" with '$38" in the Fees section of your "Agreement between Cardmember and American Express Travel Related Services Company, Inc. Concerning Electronic Funds Transfer Services.' APR Applicable to Features for Accounts (Effective with billing periods ending in June 2004) We are amending the Finance Charges on Features section of your Cardmember Agreement as follows: Determining the Prime Rate Applicable to Your Account We are changing the timing of when we determine the Prime Rate used to calculate the variable APRs applicable to your Account to the higher of the 1st or 25th day of the month prior to the month in which your billing period ends. Accordingly, the subsection of the Finance Charges on Features section of your Cardmember Agreement that describes the Prime Rate is revised to replace "20th day' with "25th day.' APR Applicable to Accounts in Default We are changing the Default Rate on all Features from a fixed APR of 23.99% to a variable APR equal to the Prime Rate plus 21.99%. This change will apply to Accounts that are at the Default Rate as of the effective date as well as Accounts that go into default in the future. Accordingly, the sentence in the Finance Charges on Features section of your Cardmember Agreement that describes the Default Rate is replaced with the following sentence: "The Default Rate is a DPR which corresponds to an APR equal to the Prime Rate plus 21.99%." Monthly Payment-Minimum Payment (Effective with billing periods ending in October 2004) We are changing the calculation of the Minimum Amount Due on your Account. In some cases, as described below, we will increase the Minimum Amount Due by $15. Accordingly, we are substituting the third paragraph of the section of your Agreement entitled Billing Statements/Amount Due with the following: •The Amount Due for any Charges associated with Features will be the greatest of: • 1/50th of the New Balance of all Features on the Closing Date of the billing statement (the calculation of which is rounded to the nearest whole dollar), • the current billed Finance Charges, or • $20 (or the total outstanding balance of all Features if it is less than $20). If the greatest of the three calculations immediately above is the current billed Finance Charges, then we will add $15 to the calculation of the Minimum Amount Due for Charges associated with Features." BP/TR3FYI/0304 EFTA01726823 DUPLICATE COPY aown' Nurea Page 8 of 10 JEFFREY E EPSTEIN 3715-657814-31005 Other Important Information About Your Account Annual EFT Error Resolution Notice This notice Is to inform you about how you should notify us of errors or questions regarding any electronic fund transfers you initiate using your American Express Card or electronic payments you make to American Express using Pay By Phone, Pay By Computer, or any other American Express electronic payment service. In case of errors or questions about your Electronic Transfers, please telephone us at 1.800-IPAY-AXP for Pay By Phone and Pay By Computer questions, and at 1-800-CASH-NOW for Express Cash and Automatic Payment questions. Alternatively, you may write to us at the Express Cash Operations address indicated on your billing statement or E-mail us by clicking on the Customer Service Link online at vnvw.americanexpress.com. We must hear from you no later than 60 days after we sent the FIRST statement on which the problem or error appeared or question arose. When you contact us, please provide the following information: (1) Tell us your name and account number. (2) Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe it Is an error or why you need more Information. (3) Tell us the date and dollar amount of the suspected error. If you tell us orally, we may require that you send us your complaint or question in writing within 10 business days of the call. We will determine whether an error occurred within 10 business days and will correct any error promptly. If we need more time, however, we may take up to 45 days to Investigate your complaint or question. If we decide we need up to 45 days, we will credit your account within 10 business days for the amount you think is In error, so that you will have the use of the money during the time it takes us to complete our Investigation. If we ask you to put your complaint or question in writing and we do not receive it within 10 business days, we may not credit your account. For errors involving new accounts, point-of-sale or foreign-initiated transactions, we may take up to SO days to investigate your complaint or question. We will tell you the results within three business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. BP/TR3FYI/0304 EFTA01726824 DUPLICATE COPY Pscpoiod For Amount Number Page 10 of 10 JEFFREY E EPSTEIN 3715-657814-31005 Offers for American Express Products and Services E-Mall Offers We may send you e-mail offers for our products Mail Offers and services, and those of our Affiliates and other We may mail you offers for American Express products companies we work with. We don't share e-mail and services. addresses with other companies for them to market Your choice: To opt out from receiving these mailings, their own products and services to you. call us at 800-297-8378 or fill out the attached form and Your choice: To opt out from receiving these e-mail return it to the address on the form. You may also offers, enter your preferences at the 'Set E-Mail Include the form with your regular payment. Preferences" page of our Internet Privacy Statement at Telephone Offers www.americanexpress.com/preferences. We may contact you by telephone about our products Additional Information About Your Opt Out Choices and services or those that we offer with our business If you are the primary Cardmember on your Card partners. account, your opt out choices will also apply to any Your choice: To opt out from receiving telephone other Cardmembers on your Card account. If you opt offers, call us at 800-297-8378 or fill out the attached out, we may still include notices and information about form and return it to the address on the form. You may the Card and other products and services when also include the form with your regular payment communicating with you about your Card account and related products and services. Information We Share with Our Affiliates Our Affiliates include financial advisors, publishers, Information Security insurers, and travelers cheques issuers. American We take commercially reasonable physical, electronic Express Travel Related Services Company, Inc., and and procedural steps to help safeguard Cardmember American Express Centurion Bank, and American Information. Express Bank, FSB are Affiliates of each other. We may Former Customers disclose certain Cardmember Information to our If you cancel your Card, or your Card account(s) Affiliates to provide services for your Card account and are closed, we will continue to treat and safeguard to develop and send you offers for their products and Cardmember Information about you as described in services. We are permitted by law to share with our this Notice. Affiliates information about our transactions and experiences with you, such as your payment history. For Vermont Cardmembers Only But you can opt out of our sharing with our Affiliates If your Card account has a Vermont billing address, other credit-related information (such as your credit we will automatically treat your account as if you had history as shown on a consumer report). checked the lower-left hand box on the attached opt out form. We may share your name and contact Your Choice: information, and information about our transactions or To opt out from our sharing credit-related information experiences with you, with financial institutions with with our Affiliates (except as permitted by law) call us at whom we jointly offer financial products and services 800-297-8378 or fill out the attached form and return it and with our Affiliates. This Notice describes opt out to the address on the form. You may also include the choices about certain other uses of Cardmember form with your regular payment. Information. MUME/0304 FDR 706671 75047 EFTA01726825 DUPLICATE COPY ~ X4,722,440 Membership Rewards® Centurion® Card Statement of Account al02/29/04, whoWcIyargeS'dice?deliaid:In: ftiltand all accounts are ingood stanrbrrg,. Prepared Fa Account Ntnel Clacig Dale JEFFREY E EPSTEIN 3715-657814-31005 04/29/04 Page 1 of 8 New Activiy $ New Please Pay By Pf0/1“1, Balance Permanl y$ Pt. Ackuslmenis Balance $ 05/14/04 12,500.94 -12,500.94 +6,960.18 6,960.18 Please refer to page 3 for important information regarding your account Contact us at www.americanexpress.com or call Customer Service at 1-877-877-0987. Centurion® Concierge - Dedicated to Your Needs Your personal Centurion Concierge can help you with virtually any request, at any hour, anywhere in the world. Let Concierge secure reservations at an international or domestic restaurant for a special occasion or upcoming trip, locate goods and services unavailable locally, research entertainment options, arrange for special Mother's Day gifts and flowers and much more. It's like having a personal assistant with you while at home or while traveling abroad. Call Centurion Member Services at 1-877-877-0987, option 2 to take advantage of the professional lifestyle assistance available to you. Activity ." esP)caw2dt° AmeuntS 01/06/04" payinent Received.7::ThirilsYea;a 12.500.94" Amount $ Due in Full Activity for JEFFREY E EPSTEIN Cad noa.nccu.441005 03/30/04 PASSPORTS & VISA.COMALPHARETTA GA 107.00 PASSPORT COMPANY ROC No. 0000000014 04/03/04 FREDERIC FEKKAI NY NY 156.20 BARBER/BEAUTY SHOP ROC No. 0000006828 04/03/04 FREDERIC FEKKAI NY NY 442.55 BARBER/BEAUTY SHOP ROC No. 0000006826 04/13/04 FREDERIC FEKKAI NY NY 15620 BARBEFVBEAUTY SHOP ROC No. 0000009131 04/14/04 TASCHEN AMERICA, LLCBEVERLY HILLS CA 1,200.00 BOOK STORE ROC No. 0000004114 + Meese loll on Beporloraecnbekw. &bah ad mum wdh your payment Continued on Page 3 Accountmaw Please Pay By: Please enter account Payment Coupon 3715-657814-31005 05/14/04 number on all checks and correspondence. To avoid additional Finance Charges on JEFFREY E EPSTEIN Purchases, pay New 457 MADISON AVE 4FL Total Amount Due Balance before Payment Due Date. NEW YORK NY 10022-6843 $6,960.18 Note any address andfor telephone number change on reverse side. Unless you check here, this change will apply to all of your Card Accounts except any Corporate Card Mail Payment to: Accounts you may have. AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 11111111 111111111111111111111111111111111111111111111,1 0000371565781431005 000696018000696018 25 rl EFTA01726826 DUPLICATE COPY Prepared For Aee Page 2 of 8 JEFFREY E EPSTEIN Z e ia-X)00C0-31005 Payments: Payments received after 12:00 noon or on weekends or holidays may not be credited until the next business day. Payments must be in US Dollars and drawn on a bank located in the US and (except for electronic payments) placed in the enclosed envelope with the remittance stub and the account number indicated on the check. Please do not send post-dated checks. They will be deposited upon receipt. If payment is made in any other form or at any other location, there may be a delay in processing. We reserve the right to process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to tas To Pay By Phone your financial institution. Your checking account may be debited as soon as the same day we receive your payment. If 1.800-472.9297 we can not collect the funds electronically at first presentment, we may issue a draft against your account for the amount of the check Authorization for Electronic Payments: iBy using the American Express Pay By Computer, Pay Customer Service and By Phone or any other American Express electronic payment service, you will be authorizing American Express Lost or Stolen Card to initiate an electronic debit to the financial account you specify in the amount you request. To use 1-877-877-0987 Pay By Computer, please visit us at www.americanexpress.com. Lost or Stolen Card: If the Card is lost or stolen, 24 hours/7 days telephone us immediately at the number indicated on your paper statement, or click on the Customer Service link online. Outside the U.S. contact the nearest American Express Travel Service Office or call any local American Express office. Finance Charges: Average Daily Balance Method for Calculation of Finance Charges (FC):We use the Average Express Cash Dairy Balance method to calculate FC on your Account. Under this method, we figure the FC on your Account by applying 1-800-CASH-NOW the daily periodic rate to the Average Daily Balance (as described below) for each feature such as Purchase, Cash Advance and Balance Transfer features)) of your Account (including current transactions). To get the Average Daily International Collect Balance for each feature, we (1) take the beginning balance for the feature each day (including unpaid FC from previous 1-954-503-8905 billing periods (2) add any new transactions, debits or fees, (3) subtract any payments or credits, and (4) make any appropriate stments. For each lax eRer the first day of the billing period, we also add en amount Hearing Impaired interest equ to the previous days dolly balance multiplied by the daily periodic rate for the feature. (9am-5pm EST) This gives us the daily balance for the feature for that day and the beginning balance for the feature for the next day. If this balance is negative, It is considered to be zero. Then, we add up all the daily balances for the feature for the billing period TTY: 1-800-221-0050 and divide the total by the number of days in the billing period. This gives us the Average Daily Balance for the feature. For FAX: 1-800-695-9090 all features except Cash Advances andcertain promotions, the Average Daily Balance will be considered to be zero if you In NY: 1.800.552.1897 paid the New Balance, if any, shown on your previous month's statement by the Payment Due Date shown on that statement. If you multiply the Average Daily Balance for each feature by the number of days in the billing period and the daily periodic rate for that feature, the result will be the FC assessed on that feature, except for variations caused qt roundng. The total FC for the billing period is calculated by adding the FC assessed on all features of the Account. This method - of calculating the Average Daily Balance and FC results in daily compounding of FC. The minimum FC for any billi period in which FC are imposed is $0.50. Correspondence Billing Rights ummary: In Case of Errors or Questions About Your Bill: If you think your bill is incorrect, or if you need more information about a transaction on your bill, write to us at the address indicated on your paper statement, or click Customer Service, The on the Customer Service link online. We must hear from you no later than 60 days after we sent you the first bill on which Centurion' Card from the error or problem appeared. You can telephone us but doing so will not preserve your rights. In your American Express correspondence, give us the following information: 1. Your name and account number; 2. The dollar amount of the P.O. Box 297846 suspected error; 3. Describe the error and explain, if you can, why you believe there is'an error. If you need more Ft. Lauderdale, FL information, describe the item you are unsure about. You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. While we investigate your 33329-7846 question, we cannot report you as delinquentor take any action to collect the amount you question. If you have authonzed us to pay your bill automatically from your savings or checking account, you can stop the payment on any amount you think Customer Service is wrong. To stop the payment, you must notify us three business days before the automatic payment is scheduled to occur. P.O. Box 297804 Special Rule For Credit Card Purchases: If you have a problem with the quality of goods or services that you Ft. Lauderdale, FL purchased with the card, and you have tried in good faith to correct the problem with the merchant, you may not have to pay 33329-7804 the remaining amount due on the goods or services. You have this protection only when the purchase price was more than $50 and the purchase was made in your home state or within 100 miles of your mailing address. (If we own or operate the Payments merchant, or if we mailed you the advertisement for the property or services, all purchases are covered regardless of P.O. BOX 2855 amount or location of the purchase.) In Case of Errors or Questions About Your Electronic Transfers: Please NEW YORK NY contact us by clicking on the Customer Service Link online at www.aMeriCanexpreSS.00m, or you can call us 10116-2855 at 1-800-IPAY-AXP for Pay By Phone & Pay By Computer issues, or 1-800-CASH-NOW for Express Cash & automatic • payment issues. You can also write to the Express Cash Operations address indicated on your statement. If you think your statement, receipt, or transaction is wrong, please contact us as soon as possible. We must hear from you no later than 60 days after we sent you the FIRST statement on which the problem or error appeared. When contacting us: 1. Tell us your name & account number; 2. Provide the dollar amount of the suspected error; 3. Describe the error or the transfer you are unsure of, & explain as clearly as you can why you believe there is an error or why you need more information. We will investigate your complaint & correct any error promptly. If we take more than 10 business days to do this, we will credit your account for the amount you think is in error, so that you will have use of the money during the time ft takes us to complete our investigation. Credit Balance: If a credit balance (designated 'CR') is shown on this statement, it represents money owed to you. You may make charges against the credit balance or request a refund. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance in your account if the amount is $1.00 or more.Crethtor: American Express Centurion Bank or American Express Bank, FSB. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800.518-8866. Change of Address II correct on from do mime Name Company Name Street Addreta ra d City. Slate LP Code Providing your email Area Code and address to American Hone Phone Express will enable you Area Coda and Immo] to receive special offers, work Phone suited toyour needs. Ernad EFTA01726827 DUPLICATE COPY Prepared Fa Meow/ Hunter Ckcing Date Page 3 of 8 JEFFREY E EPSTEIN XXXX-)OOOO(4-31005 04/29/04 /MOWN* Due in Full continued 04/14/04 TASCHEN AMERICA, LLCBEVERLY HILLS CA 1,500.00 BOOK STORE ROC No. 0030004105 04/18/04 FREDERIC FEKKAI NY NY 15.00 BARBEFVBEAUTY SHOP ROC No. 0000000087 04/16/04 THE CHARLES HOTEL CAMBRIDGE MA 281.13 LODGING ROC No. 122330 04/16/04 THE CHARLES HOTEL CAMBRIDGE MA 1,608.62 LODGING ROC No. 122329 04/17/04 THE CHARLES HOTEL CAMBRIDGE MA 6.30 LODGING ROC No. 122330 04/17/04 THE CHARLES HOTEL CAMBRIDGE MA 13.91 LODGING ROC No. 122329 04/21/04 SALON AKS NEW YORK NY 442.64 HAIR/NAILS/SKIN CARE 04/22/04 AMTRAK INTERNET DC 204.00 AMTRAK Routing Details Not Available Ticket Number: 55402453015719 Date of Departure: 04/22 Passenger Name: Document Type: VENDOR SALE 04/22/04 FREDERIC FEKKAI NY NY 337.18 BARBEFVBEAUTY SHOP ROC No. 0000001524 04/24/04 FREDERIC FEKKAI NY NY 318.25 BARBEFVBEAUTY SHOP ROC No. 0000002188 04/28/04 FREDERIC FEKKAI NY NY 171.20 BARBEFVBEAUTY SHOP ROC No. 0000002964 Total Due in Full Activity 6,960.18 Important Notice Please refer to page 2 Information on Flexible Payment Features for further important You may have access to one or more Flexible Payment Features as part of your Cad account. The current Annual information regarding Percentage Rates (APRs) and Daily Periodic Rates (DPRs) for the Flexible Payment Features are as forms: your account For Sign & Travel, the APR is 9.89%, the DPR is 0.0271% EFTA01726828 DUPLICATE COPY Prcywo:1 For AxamtNurboi Page 4 of 8 JEFFREY E EPSTEIN )OOO(-XX)O(X4-31005 EFTA01726829 MembelMilf4Teffilits Pine Monthly Statement and Page 5 of 8 Program News American Exrress• For questions about your Statement Period Membership Rewards account, contact February 1, 2004 - February 29, 2004 1-800-AXP-EARN Account activity after this period does not appear on this statement (297-3276) Prepared for JEFFREY E EPSTEIN Available Points www.americanexpress.com/rewards atembarship RewaxisO ACO011ni Number 1M33334712 4,722,440 American Express Membership Rewards Points are available when charges are PO Box 297813 paid in full and all your accounts are in Everyday Spend Points Earn Double Points for all Ft. Lauderdale, FL 33329.9785 good standing. earned this period: your Everyday Spend- Available points Include everyday spend points. 23,764 groceries, 94-$, Pharmacy Account Summary Opening points balance 4,570,318 New points earned +152,122 Points transferred or redeemed 0 Reinstated points and adjustments 0 New points balance =4,722,440 New Points Earned 02/01/04 - 02J2W04 Points Activity On Everyday Spend Bonus Points Total Points Activity Eligible Charges Points Awarded Per Card Centurion 11,944 20 3,490 15,454 3715-657814-31005 CentunortMR Partner Bonus 7242 Platinum 0 0 0 0 3713418259.32002 Gold 15,163 0 0 15,163 3718.463688.41000 Addi Gold 1,762 91 0 1,853 3718-463688-44012 Addi Gold 36,105 0 0 36,105 3718-463688-43030 Addi Gold 0 0 0 0 3718-46368841042 Business Gold 0 0 0 0 3727-162568-4i0O9 Gold 0 0 0 0 37274rwets.61005 Addi Gold 44,103 19,114 0 63,217 3727-68633242011 Addi Gold 13,049 4,313 0 17,362 3727-696332-63027 Add'I Gold 2,742 226 0 2,968 3727-MA1W-62060 Totals 124,868 23,764 3,490 152,122 Mentenlip Rwanda Pan ports earned maybe transferred a redeemed to lord as Al 'maul Coal as000nd are n good Vandeg Pants transferred cc rodeo-no! rail be reversed fork info the progra-n. Forfeited points can be reinstated fora tee by calling the number provided below. Eroble Cadchugs, are cutined hi the tatrotashio Rewards Pius dodern Terms and CIXIClitiOulf in v‘ur Itembershp Rewards Rd Guido. II you haat quedon& please vet ‘yonvamericanexprossoomtmembershtprewardspluscr u,ll I.&0-AXPACCO (297.1020). From ovezeos, call censer 3054142799. Earn More! New ways to earn points. Important Notice of Membership Rewards® Program Changes Effective May 1, 2004, eligible Cardmembers will no longer (MR Message 6195) accrue two Membership Rewards points for virtually every dollar charged at stand-alone hardware and home improvement stores. Instead, Cardmembers will accrue one point for every dollar charged at such stores. Program Grandee anay only to Rewards Green & Odd, Pectenod Rewords Groan & Gold Acworth Pao Gold Pisan Cace.d. Centurion® Card, God Financial. ONE Fiondsl Moat/ Paint:next Pta&rum Praxis; &maces Cad. Fddry Arrferban Duress Green, Gold and Plainin Cards. Fickle Carchnembars vol =anus to a:true too ports la every 6tdar charged in the U.S. of graded rarddono toocunfinfea. dagotttes. gas aligns. the BS. Postal Sombe, aid for wireest, Phone bit pro-noels. guapurchams vareess litre axeue cely one port per dollar. Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726830 A in er scan Express PrcPared a re l a tpATE COPY JEFFREY E lionterdip Rends* Moak Nut Page 6 of 8 1M33334712 Redeem Membership Rewards® Points for a Now LG Microwave LG, one of the world's leading manufacturer of microwave To redeem, visit ovens, would like to introduce the first Combination www.americanexpress. com/rewards or call Microwave Oven and Toaster for 23,000 points. This item 1.800-AXP-EARN comes in Stainless Steel and features a .9 CU FT oven (297-3276). capacity, 900 watt microwave, and 800 watt toaster with 9 browning levels.(PRM342) (MR Mesage 8028) Introducing Aeroplane/Air Canada! Membership Rewards@ program welcomes Aeroplane ! To redeem, go to style rewards.prirnEK Starting April 1, 2004, transfer Membership Rewards points to Aeroplan Miles for travel to over 120 countries on the seventeen members of the Star AllianceTM network, including americanexpress.com/ rewards or call 1.600-AXP-EARN (297-3276) Aeroplan* Air Canada. 1,000 Membership Rewards points equal 1,000 Aeroplan Miles. (MR Message 7057) Double Points for Mother's Day at Elizabeth Arden Buy your Mother's Day gift certicates early or treat yourself Call 1.800.99ARDEN or with a spa package from Elizabeth Arden Red Door Salons. visit www.reddoor salons.com. Elizabeth Arden Earn double points from April 10th to May 10th on any red door salon & spa purchase of $150 or more online or in a Red Door Salon. (Bonus ID 9788) Bonus Roils only eemiatie m pafickarana Red Door Sikes buskers and lee Woe tramekcera not vakl et airy Red Door Sabre locked weir &penned stores. Al RedDote gil cerlicalte purchased ate are *bre fa bonus points and may be used et wry Red Dom Spa. GA *decks purchased wehodtkitnerl stores we Snead*. la tows pork. Obi wed kern Apd 10h - PAay 10* 2001. Stardard enrdenere tem* ecpbr. Bonus ID: 9786. Earn 10x Points from FTD.COM® This Mother's Day! Find the perfect way to show how much you care this Shop at wanvitd.comf Mother's Day with FTD.COM. Choose from floral amexpromo this Mothers Day. FTD.COM arrangements hand delivered by an FTDe Florist. Or, send gourmet chocolates, relaxing spa sets and more! Shop (Bonus ID 1675) online and earn 10x points at www.ftd.com/amexpromo. Geer void on suchases hen oviwitd.carnlamexprorno 1N0.41 1231iO4. Cannot*, ocyrbiod wet any Oho Ores et special Remake. Nor yard to DisotO pock* To to duke for tows kin* you meat be enrolled er the MeybershO Rovardvi pracwn as the line d packs* and charge your µichase loan eliAtle, molted A:rod= Oki** Card. BMW pants are mark to your scount wain 1012 weds. dter charges appear on your king arson Bonus 0:1675. Redeem for Stays at Hyatt Hotels and Resorts®! Membership Rewards@ enrollees can redeem points for For more information, visit rejuvenating stays at participating Hyatt hotels and resorts wyv.amedcanexpress. H YAT T worldwide, with stay certificates available for 25,000 to com/rewards or call 1.800-AXP-EARN 60,000 points. With more than 200 locations worldwide, (297-3276) _ • HOTELS 'C., RESORTS . Hyatt hotels are renowned for distinctive architecture, award-winning cuisine and impeccable service. Now is the (MR Message 6304) perfect time to enjoy the many experiences Hyatt has to offer, as unique and different as its location and surroundings. For detaled Hyatt teak.* Terme and Cord's** and ricanakrt pivise vegt hitp,AFalEeaka.hyafcm. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726831 DUPLICATE COPY Prep:dal Ftx Award Nurber Clceiv DMa Page 7 of 8 JEFFREY E EPSTEIN )OOO(-)0OOO(4-31005 04/29/04 CustomExtras• Maintain Communications While Abroad For more information or to order, call Centurion members who travel to any of 140 countries worldwide can 1.877-877.0987, option 1. maintain contact with family and business associates by renting an Use offer code international wireless phone. You will receive your phone free of CSM404. charge for up to 30 days on all wireless phone rentals of one week or (CE 104303) more, so you only pay for the calls you make. And, new for 2004, free protection against phone theft or accidental damage is also included. M charges for phone rental, phone purchase, and calls must be charges to your Centurions Card from American Express. Full Terms and Conditions apply. Airport Club Access Around the World For more information on lounge locations, call Frequent flyers will appreciate this benefit--complimentary access to Centurion Member participating Continental Airlines Presidents Club®, Delta Crown Services at Room Club® and Northwest WorldClubse airport lounges. Simply 1.877.877-0987 ir:44;1,737.47.7,71 present your Centurion® Card, government-issued ID and ticket valid option 3. ij VIM .1.4 1001 ft for travel that day with the corresponding airline operating the flight. (CE 104301) You may also bring as guests, your spouse and children under the age of 21 or up to two travel companions per visit. Program Terms and Conditions apply. For full Terms and Conditions, call Centurion Member Services at 1.877.877.0987, option 3. Enjoy Fine Dining Around the World To make a Fine Dining reservation, call For dinner reservations across town, across the country, or across Concierge at the ocean, look to the Fine Dining program available to you as a 1-877.877.0987, option 2. r.... --...74=:1 Centurion member. Every day, a reservation is held at more than 1,000 of the most highly acclaimed restaurants in the U.S., Canada (CE 104342) ( 311; I* 'lieu g and abroad. So, when the need arises for a reservation at a ?r, - ' '. hometown favorite or an outstanding restaurant in another city, 0 , ,...,,.._ . ..: . ., rely on the Fine Dining program. Reservations are provided on a first-come, first-served basis, so please call as early as possible. All cancellations must be made by calling Centurions Concierge at least 24 hours in advance of the reservation. Otherwise, a $15-per-person cancellation fee ($60 minimum, $120 maximum) will apply. FEE-FREE American Expresso Travelers Cheques! To find your nearest American Express Travel As an American Express Cardmember you can purchase FEE-FREE* Services location, call American Express Travelers Cheques and Cheques for Two® at 1.800-AXP-8347. participating American Express Travel Service locations. Behind every Travelers Cheque is someone who can help in a travel emergency (CE 104335) 24/7--from replacing lost or stolen Cheques, to assistance with Travelers replacing lost credit cards and passports.** Cheques 'Not all services available at all locations. Subject to all local laws and cash availability. "Proof of Travelers Cheques purchase may be required. Credit Card Replacement Assistance is fOr major bank-issued credit cards only. Fees for passport/credit card replacement are the sole responsibility of the customer. For complete Terms, call 1-800-AXP-8347. Share Our Strength's Taste of the Nation wvinv.testeofthenation. org/amex. American Express is The Official Card of Share Our Strength's Taste of the Nation®, a series of culinary benefits supporting anti-hunger (CE 104318) and anti-poverty efforts. You can help support a worthy cause while enjoying delicious tastes from talented chefs. Every spring, thousands of chefs and restaurateurs donate their product, time and talents at more than 70 events throughout the United States and Canada. To find a Taste of the Nation event near you and purchase TMTSAtUTJON tickets, visit www.tasteofthenation.org/amex. One-hundred percent of ticket proceeds go towards anti-hunger and anti-poverty programs. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726832 DUPLICATE COPY Prepand Foe Accost Nut JEFFREY E EPSTEIN Page Sol 8 )000(40000(4-31005 New TravelFunds® Card Offer for AARP Members Offer available for AARP members only at: A special offer for AARP members: Receive a complimentary www.amp.orgramex and emergency travel kit with the purchase of $1,000 or more in enter promotion code TravelFunds Cards from American Express*. It's a prepaid, 101 on the order tom. reloadable card that's safer than carrying cash, and isn't linked to (CE 104331) ESS your bank account. If it's lost or stolen, your balance is refunded, usually within 24 hours. Offer also available for purchases of American Express Travelers Cheques and foreign currency. limit one kit per order. For complete Terms and Conditions, visit www.aarp.orglamex and enter promotion code 101. Now Accepting the American Express® Card If there we other places where you would like to BJ's Wholesale Club, Inc. - Now accepts the American Express see the Card accepted, Card. Visit a Club today! For the BJ's Club nearest you, go to please call the Customer www.BJS.com or call 1-800-BJS-CLUB. Service number that is located at the top of your statement or the number Pan American Airways - Serving New England, Myrtle Beach, SC, that is on the back of your Florida and the Caribbean. Visit www.Flypanam.com or call Card. 1-800-FLYPANAM and experience our comfort and convenience. (CE 104270) National Product Sales - NPS is focused on the customer looking for great values. Join us on the Web at www.E-NPS.com. Also, check out our great values at www.NPSBookie.com. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726833 DUPLICATE COPY I In JR Centurion® Card Points vill able Statement of Account at 03/31/04, when charges due are. full and all accounts are in good st Prcposod Foe ArreN int Number GIGS; Drafre JEFFREY E EPSTEIN 3715-657814-31005 05/30/04 Page 1 o18 Now Aelvty New Please Pay By Pievkaus Parte Adult, $ Artstrerts Balance 06/14/04 6,960.18 -6,960.18 +6,800.35 6,800.35 Please refer to page 3 for important information regarding your account Contact us at www.americanexpress.com or call Customer Service at 1-877-877-0987. CTS - Your Full-Service Travel Agency At Centurion Travel Service (CTS), your highly experienced Centurion Travel Counselor will handle all of the details of your next trip, whether you're off on vacation or traveling abroad for business. With one toll-free call, you can make air, hotel, car rental arrangements and even plan an adventure vacation or exotic cruise. And, when you arrange your travel through CTS, you'll also enjoy valuable upgrades and amenities. To make a reservation, call CTS at 1-877- 877-0987, option 1 or refer your travel agent to CTS. American Express acts soley as sales agent for travel suppliers and is not liable for the actions or inactions of such suppliers. CST# 1022318-10, TA-149 Registered Ohio Travel Agency, Washington UBI# 600-469.694, ML#1192. Activity 'Includes posin2 Cal. Mount S • OSA ()tar, Payment Receivecl- Thank Your. Amount $ Due in Full Activity for JEFFREY E EPSTEIN esti=CO30=4-31005 04/29/04 KAPLAN-NMSR LOS ANGELES CA 5,520.00 TUITION/FEES 05/12/04 FREDERIC FEKKAI NY NY 267.71 BARBER/BEAUTY SHOP ROC No. 0000006842 05/27/04 SALON AKS NEW YORK NY 234.34 HAIR/NAILS/SKIN CARE 05/27/04 BTC 2000 INC NEW YORK NY 25.00 TRAVEL TAX PREPARATION SERVICE + Pinup bid on me peibratbn tercw.betach and Mum wit your parrs* + Continued on Page 3 Acceort Meter Please Pay By: Please enter account Payment Coupon 3715-657814-31005 06/14104 number on all checks and correspondence. To avoid additional Finance Charges on Purchases, pay New JEFFREY E EPSTEIN Balance before Payment 457 MADISON AVE 4FL Total Amount Due Due Date. NEW YORK NY 10022-6843 $6,800.35 Note any address and/or telephone number change on reverse side. Unless you check here, this change will apply to all of your Card Accounts except any Corporate Card Mail Payment to: Accounts you may have. AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 0000371565781431005 000680035000680035 25 ri EFTA01726834 DUPLICATE COPY Propared For Page 2 018 JEFFREY E EPSTEIN xx*x-xibcxx4-31005 Payments: Payments received after 12:00 noon or on weekends or holidays may not be credited until the next business day. Payments must be in US Dollars and &awn on a bank located in the US and (except for electronic payments) placed in the enclosed envelope with the remittance stub and the account number indicated on the check. Please do not send post-dated checks. Theywill be deposited upon receipt. If payment is made in any other form or at any other location, there may be a delay in processing. We reserve the right to process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to To Pay By Phone your financial institution. Your checking account may be debited as soon as the same day we receive your payment. If 1.800-072.9297 we can not coiled the funds electronically at first presentmenL we may issue a draft against your account for the amount of the check. Authorization for Electronic Payments: By using the American Express Pay By Computer, Pay Customer Service and By Phone or any other American Express electronic payment service, you will be authorizing American Express Lost or Stolen Card to initiate an Vectronic debit to the financial account you specify in the amount you request. To use 1-877-877-0987 Pay By Computer, please visit us at www.americanexpress.com. Lost or Stolen Card: If the Card is lost or stolen, 24 hours/7 days telephone us immediately at the number indicated on your paper statement, or click on the Customer Service link online. Outside the U.S. contact the nearest American Express Travel Service Office orcall any local American Express office. Finance Charges: Average Daily Balance Method for Calculation of Finance Charges (FC):We use the Average Express Cash Daily Balance method to calculate FC on your Account. Under this method, we figure the FC on your Acccunt by applying 1.800-CASH-NOW the daily periodic rate to the Average Daily Balance (as described below) for each feature (such as Purchase, Cash Advance and Balance Transfer features)) of your Account (inducing current transactions). To get the Average Daily international Collect Balance for each feature, we (1) take the beginning balance for the feature each day (inducing unpaid FC from previous 1.954.503.8905 billing periods), (2) add any new transactions, debits, or fees, (3) subtract any payments or credits, and (4) make any appropriate actustments. For each day after the first day of the billing period, we also add an amount of Hearing Impaired interest equal to the previous day's daily balance multiplied by the daily periodic rate for the feature. (9am-Spm EST) This gives us the daily balance for the feature for that day and the beginning balance for the feature for the next day. If this TTY: 1.800.221-0050 balance is negative, it is considered to be zero. Then, we addl.* all the daily balances for the feature for the billing period FAX: 1.800.695.9090 and &vide the total by the number of days in the billing period. Tit gives us the Average Daily Balance for the feature. For all features except Cash Advances and certain promotions, the Average Daily Balance will be considered to be zero if you In NY: 1.800552.1897 paid the New Balance, if any, shown on your previous month's statement by the Payment Due Date shown on that statement. If you multiply the Average Daily Balance for each feature by the number of days in the tilling period and the daily periodic rate for that feature, the result will be the FC assessedon that feature, except for variations caused by rounding. The total FC for the billing period is calculated by adding the FC assessed on all features of the Account. This method of calculating the Average Daily Balance and FC results in daily compounding of FC. The minimum FC for any billing period in which FC are imposed is $0.50. Correspondence Billing Rlahts Summary: In Case of Errors or Questions About Your Bill: If you think your bill is incorrect, or if you needmore information about a transaction on your bill, write to us at the address indicated on your paper statement, or click Customer Service, The on the Customer Service link online. We must hear from you no later than 60 days after we sent you the first bill on which Centurion° Card from the error or problem appeared. You can telephone us but doing so will not preserve your rights. In your American Express correspondence, give us the following information: 1. Your name and account number; 2. The dollar amount of the P.O. Box 297846 suspected error; 3. Describe the error and explain, if you can, why you believe there is an error. If you need more Ft. Lauderdale, FL information, describe the item you are unsure about. You do not have to pay any amount in question while we are 33329-7846 investigating, but you are still obligated to pay the parts of your bill that are rot in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. If you have authonzed us to pay your bill automatically from your savings or checking account, you can stop the payment on any amount you think Customer Service is wrong. To stop the payment, you must notify us three business days before the automatic payment is scheduled to occur. P.O. Box 297804 Special Rule For Credit Card Purchases: If you have a problem with the quality of goods or services that you Ft. Lauderdale, FL purchased with the card, and you have tried in good faith to coned the problem with the merchant, you may not have to pay 33329-7804 the remaining amount due on the goods or services. You have this protection only when the purchase price was more than $50 and the purchase was made in your home state or within 100 miles of your mailing address. (If we own or operate the Payments merchant, or if we mailed you the advertisement for the property or services, all purchases are covered regardless of P.O. BOX 2855 amount or location of the purchase.) In Case of Errors or Questions About Your Electronic Transfers: Please NEW YORK NY contact us by clicking on the Customer Service Link onkne at vnvw.americanexpress.com, or you can call us 10116-2855 at 1-8004PAY-AXP for Pay By Phone & Pay By Computer issues, or 1-800-CASH-NOW for Express Cash & automatic payment issues. You can also write to the Express Cash Operations address indicated on your statement. If you think your statement, receipt, or transaction is wrong, please contact us as soon as possible. We must hear from you no later than 60 days after we sent you the FIRST statement on which the problem or error appeared. When contacting us: t Tell us your name & account number; 2. Provide the dollar amount of the suspected error; 3. Describe the error or the transfer you are unsure of, & explain as clearly as you can why you believe there is an error or why you need more information. We will investigate your complaint & correct any error promptly. If we take more than 10 business days to do this, we will credit your account for the amount you think is in error, so that you will have use of the money during the time it takes us to complete our investigation. Credit Balance: If a credit balance (designated "CRS is shown on this statement, it represents money owed to you. You may make charges against the credit balance or request a refund. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance in your account if the amount is $1.00 or more.Cre tor: American Express Centurion Bank or American Express Bank, FSB. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. Change of Address u correct on heal do floc use Name Company Nome Stoat Adduove Cdy. Slide FEnilmi±==== Ti 3p Cole Providing your email address to American Area Code and Homo Phono Area Code and LL Express will enable you to receive special offers, work Phone suited to your needs. Entail EFTA01726835 DUPLICATE COPY Prepared For ActCool Number Closing Date Page 3 of 8 JEFFREY E EPSTEIN )O(XX-)OOOO(4-31005 05/30/04 Amount Due in Full continued 05/28/04 BRITISH AIRWAYS NEW YORK NY 753.30 BRITISH AIRWAYS From: To: Cartier: Class: SOFIA BULGARIA LONDON HEATHROW UK BA ML J F KENNEDY A/P NY BA ML LONDON HEATHROW UK BA LL SOFIA BULGARIA BA LL Ticket Number: 12575079519774 Date of Departure: 06/14 Passenger Name: EVTIMOVA/K Document Type: PASSENGER TICKET Total Due in Full Activity 6,800.35 Important Notice Please refer to page 2 Information on Flexible Payment Features for further important You may have access to one or more Flexible Payment Features as part of your Card account. The current Annual information regarding Percentage Rates (APRs) and Daily Periodic Rates (DPRs) for the Flexible Payment Features are as follows: your account For Sign & Travel, the APR is 9.89%, the DPR is 0.0271% EFTA01726836 DUPLICATE COPY Peopond Fe. Page 4 of 13 JEFFREY E EPSTEIN Voarcisocot-31005 EFTA01726837 MembeNflifilefiliffis Plus' Monthly Statement and Page 5 of 8 Program News Amer can Expres5+ For questions about your Statement Period Membership Rewards account, March 1, 2004 - March 31, 2004 contact 1-800-AXP-EARN Account activity after this period does not appear on this statement Prepared kr REUIHP (297-3276) JEFFREY E EPSTEIN Available Paints www.americanexpress.com/rewards IbmitereMp Rewords. AcccuN Number 1 M33334712 4,835,744 American Express Membership Rewards Points are available when charges are PO Box 297813 paid in full and all your accounts are in Everyday Spend Points Earn Double Points for all Ft. Lauderdale, FL 33329.9785 good standing. earned this period: your Everyday Spend- Available points Include everyday groceries, gas, pharmacy spend points. 23,158 Account Summary Opening points balance 4,722,440 New points earned +113,304 Points transferred or redeemed 0 Reinstated points and adjustments 0 New points balance =4,835,744 New Points Earned 03/01/04 - 03/31/04 Points Activity On Everyday Spend Bonus Points Total Points Activity Eligible Charges Points Awarded Per Card Centurion 12,501 0 467 12,968 3715-657814-31005 CritniUriOnMR Portnor Bonus 7242 Platinum 0 0 0 0 3713-818259-32002 Gold 8,548 0 0 8,548 3716-463688.41000 Add'l Gold 117 0 0 117 3718463688-44012 Addl Gold 13,831 0 0 13,831 3718463688-43030 Add'I Gold 0 0 0 3718-463688-41042 Business Gold 0 0 0 0 3727-162568.41009 Gold 0 0 0 0 3727-686332-61005 Addl Gold 16,903 2,041 0 18,944 3727-686332-62011 Adcrl Gold 32,982 20,891 0 53,873 3727-686332-63027 Add1 Gold 4,797 226 0 5,023 3727-Ans.w.62060 Totals 89,679 23,158 467 113,304 Mtvnbershb Rewards Pia points earned may to tramfared or redeems.] s keg az all emoted Cant amounts wont:al starchy. Points vanalarcd or re:bawd owns be ravened Inmli it the program. Forfeited points can be reinstated for a lee by calUns the number provided below. Elate Card charges as *Mined in the Itunbastip Rewards Pits prom= Terms and Orman" in your Mernbershp Rewards Plus Ga. 7 you myecsiostons, ponce vitt www.smermanexpreSSMonYmembershIprrwardsplus or call l.800-MP-1090 (207.1090). From oeaseas, ea/ Wand 305416-2799. Earn More! New ways to earn points. Important Notice of Membership Rewards® Program Changes Are t,icgA Eifttf Fe Effective May 1, 2004, eligible Cardmembers will no longer (MR Message 6195) accrue two Membership Rewards points for virtually every dollar charged at stand-alone hardware and home improvement stores. Instead, Cardmembers will accrue one point for every dollar charged at such stores. Erogamobargm yciy crib so Rewards Green 8 Gott Reared Rewards Green 8 ads Rewards Pius Goy PliffIl.111COMB. Centsvicnis Co* God Frs.:ACNE FinancialAmount Plenum Card, Ninon Finarcial Seek*: Card. Fidetty tirrorionn Ewe...Green. God and Plabun Cards. El.pbe Cardmotcrs wil continue to ammo %so points lot avow dcar chayrd in the US. al qwiled starddkas superman** drup.Mres. gas MtCcry the US. Postalservice. ardix wireless phone IMIpssynerrs. purchases at wiebss lino morue ony one mil per dorm. Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726838 PreParodkr American Express• _OhlpelrFATE COPY JEFFREY E tr mon-tora.c.Rew.mays /canal Nurbor Page 6 of 8 1M33334712 Attend Golf School at Hilton Head! Experience world-class golf instruction from Golf Academy of To redeem Membership Hilton Head at Sea Pines. Redeem Membership Rewards® Rewards points visit, GolfAcWademy points for golf instruction from Class A PGA professionals! www.americanexpress. corn/rewards or call School sessions include instruction, personalized at Sea Pines improvement manual, lunch, and more. Schedule a one-day 1-800-AXP-EARN (297-3276). golf school for 50,000 Membership Rewards points, a two- (MR Message 4172) day golf school for 100,000 points or a three-day golf school for 175,000 points. Please call 1-843-785-4540 or visit www.golfacademy.net for more information. Go to Space with Membership Rewards®Points! Space Adventures, the world's leading space tourism To redeem points, visit www.americanexpress. company, offers a wide range of luxury adventures including comfrewards or call zero-gravity, edge of space and sub-orbital flights. 1-800-AXP-EARN Experience the feeling of weightlessness or see the curvature (297-3276). of the Earth while traveling at twice the speed of sound. Redeem Membership Rewards® points to use toward these (MR Message 5209) amazing flight experiences. For more details, visit www.spaceadventures.com or call 1-888-85-SPACE (77223). 1Ox Points Plus the Perfect Gift at GiftSense.com Gift Sense"' online shopping provides smart ideas and Earn 10X points at answers for every gift-giving need this Spring--all in one www.giftsense.com/ ,Gift convenient place--plus you can earn 10x Membership Rewards® points! A trusted partner of FTD.COM®, amexmr1 everyday and all year. Sense www.GiftSense.com offers quality products, dependable delivery, secure transactions and guaranteed satisfaction. (MR Message 5287) Emile 12/3104. Not veld n retail sem or rah cbser caws. Produce pace exclsdee shjckg. To own banns point, runnel be enrekel in me Members* Rewmds poky= et Me tyro of Niehaus and <lunge your pmehase 10 an elebek enselodemerean Eames* Gard. Benue *MS MI *MOW to Km, aeCoUni Wann 10.12 weeks. Berms 0 5842. Introducing a Hike Golf Exclusive Nike Golf would like to introduce the Tiger Woods package Redeem now at for 55,000 Membership Rewards® points (NIKE20). This vevnv.americanexpress. com/rewards or call N I K E c O I. F exclusive package features the Nike Ignite Driver, a dozen 1.800-AXP-EARN Nike One Golf Balls and The Upper Deck Tiger Woods (297-3276) special collectible tin trading card set. This offer is only available while quantities last. (MR Message 4221) Celebrate Summer with Smith & Hawken Discover the best in outdoor entertaining at Smith & Hawken. To redeem points for a From Premium Teak" furniture to the Backyard Firepir to $50, $100, or $200 Smith & Hawken Gift Card, go to all the plants, containers and garden structure needed to www.amedcanexpress. create the garden room of your dreams, you'll find a wealth corn/rewards or call of products ideal for outdoor living. For store locations or to 1-800-AXP-EARN request a catalog, call 1-888.883-3725. Or visit us at (297-3276). SmithandHawken.com (MR Message 6433) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726839 DUPLICATE COPY Prepared For Account Meter Closiq Dale Page 7 of 8 JEFFREY E EPSTEIN XXXX-)0000(4-31005 05/30/04 CUst0MEXtrar 40. 4000" Tiger Woods and Other Great Golfers in Ireland To purchase your package or to request additional From October 1 through October 3, 2004, you can attend the World information, call Golf Championships--American Express Championship in Kilkenny, 1.800-321-RSVP from Ireland. You'll enjoy exclusive, on-course hospitality and the flam-11pm ET beginning May 4th. opportunity to walk inside the ropes with two professional golfers during competitive play. You're also invited to attend a special (CE 104417) evening function featuring Tiger Woods.* 'Tiger Woods' appearance is subject to change. Package is non-refundable and airfare is not included in the package price. Package details are subject to change. Los Angeles Baseball Tickets and Suites Now on Sale Call 1.800.321-RSVP Sam to 11pm ET for more As a Centurion® member, you can enjoy professional baseball in Los information or to purchase Angeles this season from plush seats located between.the dugouts tickets. rerat4"*.2 behind home plate or a private luxury suite that accommodates up to (CE 104418) 20 people. Tickets include premium parking passes. Heti) ikrt ieca ..t All sales are final and nonrefundable and resale is prohibited. Details and prices are subject to change. Suites and tickets are available on a first-come, first-served basis. All ticket orders are subject to service charges. Payment must be made using the Centurion Card from American Express. Ticket limits may apply. Availability is limited. Special Access with Elite Frequent Flyer Benefits To take advantage of these valuable benefits, Without having to meet any mileage requirements, you are entitled to contact Centurion Member enroll in the Gold Elite level of the frequent-flyer programs of Services (CMS) at Continental Airlines, Delta Air Lines, and US Airways®. You'll receive 1.877-877-0987, option 3. all of the current program benefits and accrue miles at an accelerated (CE 104446) rate. Benefits vary from program to program and are subject to change without written notice. Benefits are based upon space availability. The Terms and Conditions of each individual partner program apply. Partner programs require enrollment. Participating partners are subject to change. Now Accepting the American Express® Card! If there are other places where you would like to Stonebridge Life - Need financial security for your family? Check out see the Card accepted, what Stonebridge Life can do for you. Call 1-800-362-6900 or visit please call the Customer www.takingcarelife.com. Service number that is located at the top of your statement or the number Despatch of Southampton Moving & Storage - Local and overseas that is on the back of your moves. Full-service storage facility. Southampton, NY. Call us at Card. 631-283-3000 or 1-800-827-MOVE. www.despatchmovers.com. (CE 104361) Famous Footwear - Now finding shoes is made more convenient than ever, because we welcome the American Express Card. For a store near you, call 1.800-40FAMOUS. Give American Express Gift Cheques® Today! To find your nearest American ExpressTravel Give American Express Gift Cheques for any occasion--Father's Services locations, call Day, weddings, birthdays, graduations or even just to say "thank 1.888-AXP-0084. you." Unlike store gift cards or certificates, American Express Gift (CE 104421) Cheques® have no expiration date and are available in a variety of prepaid denominations.* Gift Cheques come elegantly wrapped in a gold envelope and you can include your own personalized message. Gift Cheques are available for purchase at participating American Express Travel Services locations. Ask for them today! 'Denominations are available in $25, $50 and $100. For complete Terms andCom:16°ns, call 1.877-AXP-GIFT. Gift Cheques are available for purchase at participating American Express Travel Services locations using your American Express* Card. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726840 DUPLICATE COPY Prepxod Fat Page 8 of 8 JEFFREY E EPSTEIN )06&-)OOOO(4-31005 Carry the TravelFunds® Card from American Express TravelFunds Card from American Express is Whenever you travel, consider taking the prepaid, reloadable accepted at millions of TravelFunds Card from American Express--instead of cash or debit places that accept cards. It's safer than cash and is a convenient way to carry money American Express. while you travel. Unlike debit cards, it's not linked to your bank Purchase yours today at www.americanexpress. account and you'll have access to valuable travel services such as com/buytto or by calling passport/credit card replacement assistance.* 1-888-412-6945. Proof of TravelFunds Card purchase may be required. Credit card replacement assistance (CE 104424) is for major bank•Issued credit cards only (not retail store, gasoline, calling cards, etc.). 'Fees fix passport/credit card replacement are the sole responsibility of the customer. ATM fees apply. For complete Terms, visit vivrw.amerIcanexpress.com/buytto or call 1488-412-6945. Use Your Card to Help Sick Children and Their Families For a list of participating merchants, and to team Use your American Express® Card at participating merchants from more, visit www.american Mother's Day to Father's Day 2004 and we'll make a donation to express.comimakeroom Ronald McDonald House Charities. Donations will help families stay toheal. near their sick children while they're getting treatment. So please (CE 104411) Make Room to Heal and give thousands of families the healing comfort of a home-away-from-home when they need it most. V4-181 ,,Ve Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726841 DUPLICATE COPY 4;981,080 Dmemberrship Reyn(rdO).- Centurion® Card • Points Avallabbi Statement of Account ;et 64/30/04;Vition ehenjostrue are Paidin full arid allTaccounta are. in goad standing:. Prop./al For ?soar Natter Ckairg Dab JEFFREY E EPSTEIN 3715.657814-31005 06/29/04 Page 1 of 7 New Amity $ New Please Pay By Prevkus Beres $ Fewer, ACB.W $ ho..64=ents Balance $ 07/14/04 6,800.35 -6,800.35 +3,665.03 3,665.03 Please refer to page 3 for important information regarding your account Contact us at www.americanexpress.com or call Customer Service at 1-877-877-0987. Earn Double Points on the Centurion® Card Earn double Membership Rewardso points for your purchases when you use the Centurion Card at supermarkets, drugstores, gas stations, the U.S. Postal Service, and to pay wireless phone bills. Double points for everycay purchases is an ongoing benefit of your Centurion membership. And, you'll continue to earn one point for virtually every dollar charged to the Card when making other purchases. For more information, call Centurion Member Services at 1-877-877-0987, option 3. Offer applies at qualifying stand-alone drug stores, gas stations, and the U.S. Postal Service. Not valid in the departments of superstores or warehouse dubs. To pay your wireless phone bill automatically, please call your wireless provider. Activity • 'tress Amoont$ voso,fte: 112airsTeri<Fw441vpd,Pithrfoulti ,. rreaN, , o. . Vtatc:it. atifyagratt-W94. AmountS Duo In Full Activity for JEFFREY E EPSTEIN Ord >00C4X/00011-311:05 06/0104 SALON AKS NEW YORK NY 234.34 HAIR/NAILS/SKIN CARE 06/04/04 FULL ACCESS ENTERTM2019740600 NJ 450.00 TICKET AGENCY 06/06/04 FREDERIC FEKKAI NY NY 312.97 BARBER/BEAUTY SHOP ROC No. 00000IK1787 06/09434 US AIRWAYS MANKATO MN 114.60 US AIRWAYS From: To: Carrier: Class: BOSTON MA LAGUARDIA INTL NP US 02 NOT AVAILABLE Ticket Number. 0 2 Date of Departure: 06/11 Passenger Name Document Type: ET Pleasse fed on en peciahen bkcw, detach and fektri payrtmt Continued on Page 3 Atteunt Was. Please Pay By: Please enter account Payment Coupon 3715457814-31005 07/14/04 number on all checks and correspondence. To avoid additional Finance Charges on JEFFREY E EPSTEIN Purchases, pay New 457 MADISON AVE 4FL Total Amount Due Balance before Payment Due Date. NEW YORK NY 10022-6843 $3,665.03 Note changes to address or telephone number on reverse side. Unless you check here, this change will apply to all of your Card Accounts except any Corporate Card Accounts Mail Payment to: you may have. AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 n 11111111 11111111011111111111111111111111111111111111111 0000371565781431005 000366503000366503 25 H EFTA01726842 DUPLICATE COPY Prapami For Oeecatnurbr Page 2 of 7 JEFFREY E EPSTEIN )000(-)00000-31005 Payments: Payments received after 12:00 noon or on weekends or holidays may not be credited until the next business day. Payments must be in US Dollars and drawn on a bank located in the US and (except for electronic payments) placed in the enclosed envelope with the remittance stub and the account number indicated on the check Please do not send post-dated checks. They will be deposited upon receipt. If payment is made in any other form or at any other location, there may be a delay in processing. VVe reserve the right to process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to To Pay By Phone your financial institution. Your checking account may be debited as soon as the same day we receive your payment. If I.800.472.9297 we can not coiled the funds electronically at first presentment, we may issue a draft against your account for the amount of the check. Authorization for Electronic Payments: by using the American Express Pay By Computer, Pay Customer Service and By Phone or any other American Express electronic payment service, you win be authorizing American Express Lost or Stolen Card to initiate an electronic debit to the financial account you specify in the amount you request. To use 1-877-877-0987 Pay By Computer, please visit us at wyny.arnericanexpress.com. Lost or Stolen Card: If the Card is lost or stolen, 24 hours/? days telephone us immediately at the number indicated on your paper statement, or dirk on the Customer Service link online. Outside the U.S. contact the newest American Express Travel Service Office or call any local American Express office. Finance Charges: Average Daily Balance Method for Calculation of Finance Charges (FC):We use the Average Express Cash Daily Balance method to calculate FC on your Account. Under this method, we figure the FC on your Account by applying 1-800-CASH-NOW the clay periodic rate to the Average Daily Balance (as described below) for each feature {such as Purchase, Gash Advance and Balance Transfer features) of your Account (including current transactions). To get the Average Daily International Collect Balance for each feature, we (1) take the beginning balance for the feature each day (including unpaid FC from previous 1.954-503-8905 billing periods), (2) add any new transactions, debits, or fees, (3) subtract any payments or credits, and (4) make any appropriate adjustments. For each day after the first day of the billing period, we also add an amount of Hearing Impaired interest equal to the previous day's daily balance multiplied by the deity periodic rate for the feature. (9am-5pm EST) This gives us the daily balance for the feature for that day and the beginning balance for the feature for the next day. If this TTY: 1-800-221-0050 balance is negative, it is considered to be zero. Then, we add up all the daily balances for the feature for the billing period and divide the total by the number of days in the billing period. This gives us the Average Daily Balance for the feature. For FAX: 1.800.695-9090 all features except Cash Advances andcertain promotions, the Average Daily Balance will be considered to be zero if you In NY: 1.800.552.1897 • paid the New Balance, if any, shown on your previous month'sstatement by the Payment Due Date shown on that statement. If you multiply the Average Daily Balance for each feature by the number of days in the billing period and the daily periodic rate for that feature, the result will be the FC assessed on that feature, except for variations caused by rounding. The total FC for the billing period is calculated by adding the FC assessed on all features of the Account. This method of calculating the Average Daily Balance and FC results In daily compounding of FC. The minimum FC for any billing periodin which FC are imposed is $0.50. Correspondence Billing Rights Summary: In Case of Errors or Questions About Your Bill: If you think your bill is incorrect, or if you need more intormation about a transaction on your bill, write to us at the address indicated on your paper statement, or didc Customer Service, The on the Customer Service link online. We must hear from you no later than 60 days after we sent you the first bill on which Centurion° Card from the error or problem appeared. You can telephone us but doing so will not preserve your rights. In your American Express correspondence, give us the following information: 1. Your name and account number; 2. The dollar amount of the P.O. Box 297846 suspected error; 3. Describe the error and explain, if you can, why you believe there is an error. It you need more Ft. Lauderdale, FL information, describe the item you are unsure about. You do not have to pay any amount in question while we are 33329-7846 investigating, but you are still obligated to pay the parts of your bill that are not in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. If you have authonzed us to pay your bill automatically from your savings or checking account, you can stop the payment on any amount you think Customer Service is wrong. To slop the payment, you must notify us three business days before the automatic payment is scheduled tooccur P 0 Box 297804 Special Rule For Credit Card Purchases: If you have a problem with the quality of goods or services that you Ft. Lauderdale, FL purchased with the card, and you have tried in good faith to correct the problem with the merchant, you may not have to pay 33329-7804 the remaining amount due on the goods or senkes. You have this protection only when the purchase price was more than $50 and the purchase was made in your home state or wit iles of your mailing address. (If we own or operate the Payments merchant, or if we mailed you the advertisement for the propertyor services, all purchases are covered regardess of P.O. BOX 2855 amount or location of the purchase.) In Case of Errors or Questions About Your Electronic Transfers: Please NEW YORK NY contact us by clicking on the Customer Service Link online at www.americanexpress.com, or you can call us 10116.2855 at 1.800-IPAY-AXP for Pay By Phone & Pay By Computer issues, or 1-800-CASH-NOW for Express Cash & automatic payment issues. You can also write to the Express Gash Operations address indcated on your statement. If you think your statement receipt, or transaction is wrong, please contact us as soon as possible. We must hear from you no later than 60 days after we sent you the FIRST statement on which the problem or error appeared. When contacting us: 1. Tell us your name & account number; 2. Provide the dollar amount of the suspected error; 3. Describe the error or the transfer you are unsure of, & explain as clearly as you can why you believe there is an error or why you need more information. We will investigate your complaint & correct any error promptly. If we take more than 10 business days to do this, we will credit your account for the amount you think is in error, so that you will have use of the money during the time it takes us to complete our investigation. Credit Balance: If a credit balance (designated 'CR") is shown on this statement, it represents money owed to you. You may make charges against the credit balance or request a refund. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to_you for the credit balance in your account if the amount is $1.00 or more.Credtor: American Express Centurion Sank or American Express Bank, FSB. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods bycalling 1-800-518-8866. Change of Address ii correct on front r do not no Name Company Name SOW Address Qty, Salo Zip Cate Providing your email Mn Coda and address to American Norm Phone Express willenable you Area Coda and to receive special offers, j Work Phone suited to your needs. Email EFTA01726843 DUPLICATE COPY Prepared Far Account (Amber Ckeirg Do Page 3 of 7 JEFFREY E EPSTEIN XXXX-)OOOO(4-31005 06/29/04 ATOURIS Due in Full continued 06/09/04 ORBITZ LW CHICAGO IL 6.00 ORBITZ • SERVICE FEES ROC No. 009784135 06/10/04 INFINITY NEW YORK NY 143.39 APPAREUACCESS 06/14/04 JETBLUE SALT LAKE UT 236.40 From: To: Carrier: Class: J F KENNEDY NP NY SAN JUAN PUERTO RI 86 R1 NOT AVAILABLE Date of Departure• Passenger Name Document Type: 06/16/04 CAPE AIR RESERVATIFIYANNIS MA 119.50 TRANSPORTATION SERVICES 06/16/04 CAPE AIR RESERVATIFfYANNIS MA 119.50 TRANSPORTATION SERVICES 06/21/04 M.M. & A. ELM CREEK NE 278.00 COMPUTER CONSLT/SOFTWAR ROC No. 0000000000 06/22/04 POLO RETAIL CORP NEW YORK NY 1,475.13 APPAREL/ACCESSORIES 06/22/04 FREDERIC FEKKAI NY NY 171.20 BARBEFVBEAUTY SHOP ROC No. 0000007531 Total Due in Full Activity 3,665.03 Important Notice Please refer to page 2 Information on Flexible Payment Features for further Important You may have access to one or more Flexible Payment Features as part of your Card account. The current Annual information regarding Percentage Rates (APRs) and Daily Periodic Rates (DPRs) for the Flexible Payment Features we as fellows: your account For Sign 8 Travel, the APR is 9.89%, the DPR is 0.0271% EFTA01726844 DUPLICATE COPY PricoredFot JEFFREY E EPSTEIN A:COUM Ntrftet )OCCOCCOCX4-31005 Page 4 of 7 EFTA01726845 MentheRfafilefiefals Plus" Monthly Statement and Page 5 of 7 Program News American E spacial' For questions about your Statement Period Membership Rewards account, contact April 1, 2004 - April 30, 2004 1-800-AXP-EARN Account activity after this period does not appear on this statement (297-3276) Prepared for JEFFREY E EPSTEIN Available Points www.americanexpress.corn/rewardS Mentertirip FlowxdvbAcccard Number American Express 1M13334712 4,981,080 Membership, Rewards Points are available when charges are PO Box 297813 paid in full and all your accounts are in Everyday Spend Points Earn Double Points for all Ft. Lauderdale, FL 33329-9785 good standing. Available points Include everyday 24,368 groceries, earned this period:your Everyday Spend- gas, pharmacy spend points. Account Summary Opening points balance 4,835,744 New points earned +145,336 Points transferred or redeemed 0 Reinstated points and adjustments 0 New points balance =4,981,080 New Points Earned 04/01/04 - 04/30/04 Points Activity On Everyday Spend Bonus Points Total Points Activity Eligible Charges Points Awarded Per Card Centurion 6,960 0 0 6,960 3715-657814-31005 Platinum 0 0 0 0 3713-818259-32002 Gold 5,627 0 0 5,627 3718.46368841000 Add! Gold 350 0 0 350 3718463688-44012 Addl Gold 20,774 0 0 20,774 3718463688.43030 Add' Gold 0 0 0 0 3718-46368841042 Business Gold 0 0 0 0 3727-162568-41009 Gold 0 0 0 0 3727-W33P-61005 Add'I Gold 54,403 5,959 0 60,362 3727-686332-62011 Addi Gold 32,105 18,118 0 50,223 3727-6likno-a3n27 Addl Gold 749 291 0 1,040 3727-686332-62060 Totals 120,968 24,368 0 145,336 Mecnbealid Rereads eLs poets earned may be transferred a redeemed as big as ell enrolled Card arcourds are in good sladdrel. Perris Varolecred a redeemed cannot be reversed back lab lire program. Forfeited points an be reinstated loyalty by calling the number provided below. egret. Card charges are maned in to Member:he ROW4APS Plus ertgearn Teens and Coedbere in your Members,* Flewarle. Plus Gel*.X you haus questiara. ;tease vise www.americanexpress.comMeinberslUprewardsplus or tad 1-1303-AXP-10$0 (297.10%). From overseas. ci l matt 3018164799. Earn More! New ways to eam points. Free Nights Start at 10,000 Priority Club points! Reward yourself and redeem points for great stays at any of Visit the more than 3,500 hotels worldwide in the Priority Club americanexpress.cond rewards or call Rewards family of brands. From vibrant city centers to 1.800-AXP-EARN preferred resort destinations, there are choices for virtually (297-3276) to transfer every travel occasion. The Priority Club Rewards family of Membership Rewards* brands includes InterContinental®, Crowne Plaza®, Holiday points. Inn®, Holiday Inn Express®, Staybridge Suites® and (MR Message 6452) Candlewood Suites*. Free nights start at 10,000 Priority Club points. Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726846 American Expreso• P'coxm"°' EIRWEIrFATE COPY JEFFREY E member.* Remit..ACCOSTI Nutter Page 6 of 7 1M33334712 Exciting Vacation Activities from Your Reward® This summer use Membership Rewards® points to Visit www.american experience all your vacation destination has to offer. With the express.com/rewards or call 1.800-AXP-EARN YOUR REWARD Your Reward® program, you can experience a golf or tennis (297-3276) to redeem lesson, the view from a hot air balloon or settle in for a meal points. prepared by a personal chef. No matter where your travels take you, the Your Reward program can design something (MR Message 9487) just for you. Fly to the Caribbean with Air Jamaica! Enjoy legendary Lovebird Hospitality on the airline voted Call 1-800-523-5585 for World's Best to the Caribbean for six years in a row by reservations or visit vAvvialriamalca.com. ear-lornctIccr 'World Travel Awards'! Redeem 35,000 Membership SeunPloyr •••••••••••14.0 Rewards® points for economy-class travel to Jamaica or to (MR Message 0376) any of Air Jamaica's Caribbean island destinations including Antigua, Barbados, Bonaire, Curacao, Grenada and St. Lucia. Double points on your next family vacation! a SeaWorld Earn double Membership Rewards® points and get family vacation when you book and pay for an adventure vacation at Sea World, Busch Gardens or Sesame Place between 6/1/04-9/15/04, for travel by 12/31/04. Create a customized Go to vnvw.seawctid vacations.com, wvAv. busohgatdens vacatIons. corn or YAVW.SeS8M0 placevacations.com, &OVERTURF PARKS O4. vacation or choose one of the featured packages. enter code AXPFUN Po NO and plan your trip. (Bonus ID 6625) To ergtto Ic earn bona pada, you must be enrcikd in the bAnnteralw Rawartla ;warn dew ano d on an *de amoral Panniaan E4arad, Ono. Scow ;oft te cradled Ku your re ' Rawaccla Main 44 woola star charging:pm on ycur Nang s1 Bonus ID ICS Meals and Snacks Available for Purchase on Delta High-quality meals and snacks from names like Atlanta Not already a SkyMiles Bread Company and Savorings are now available for member? Enroll today at ADelta www.delta.com or call purchase in Economy Class on Delta flights lasting 3.5 hours 1.800-3234323. SkyMiles. or more in the continental U.S. To see a menu for your next flight, go to "Inflight Dining" located in the Travel section (MR Message 2342) of www.delta.com. Transfer Membership Rewards® points to SkyMiles® today and book Award Travel on Delta. Redeem at GAP this Summer Summer is in the air! Welcome warm weather in breezy Visit www.american tiered styles and floral prints. Redeem Membership express.comirewards or call 1-800.AXP-EARN Rewards® points this summer for Gap Gift Cards! (297.3276) to redeem points today. (MR Message 7008) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726847 DUPLICATE COPY Prctred for Account Minter Cimino Dan Page 7 of 7 JEFFREY E EPSTEIN X)00(-)000(X4.31005 06/29/04 CustomExtrar r t. Special Access with Elite Frequent Flyer Benefits To take advantage of these valuable benefits, Without having to meet any mileage requirements, you are entitled to contact Centurion Member enroll in the Gold Elite level of the frequent-flyer programs of Services (CMS) at Continental Airlines, Delta Air Lines, and US Airways®. You'll receive 1.877.877.0987, option 3. rat y.=...... all of the current program benefits and accrue miles at an accelerated (CE 104473) mss 'tau rate. Benefits vary from program to program and are subject to change without written notice. Benefits are based upon space availability. The Terms and Conditions of each individual partner program apply. Partner programs require enrollment. Participating partners are subject to change. Women's Professional Basketball Tickets Now Available Purchase your tickets today by calling Catch the excitement of professional women's basketball at Madison 1.800.55.1657, Square Garden in New York City for this 2004 season. As a (Sam to 11pm EST, on to Centurion® member, you have access to single-game tickets for the 7 days a week). r• entire regular season. Seats are located in the first five rows of the (CE 104474) arena. All sales are final and non-refundable and resale Is prohibited. Details and prices are subject to change. Tickets are available on a first-come, first-served basis. All ticket orders are subject to service charges. Payment must be made using the Centurion Card from American Express. Ticket limits may apply. Availability is limited. Tickets will be sold in pairs. American Express® Gift Card - For All Occasions American Express Gift Card: The American Express Gift Card is a perfect solution for all of your - Prepaid gift-giving needs. Whether buying gifts for your loved ones for • Accepted in millions of Father's Day or special events like graduation and weddings, the Gift restaurants and retailers in the U.S. Card makes a perfect gift for any occasion because it is accepted all - Funds never expire over the place.* The Card is available in denominations from $25 to Available at: $500 and is packaged in a gold envelope with a personalized www.amertcanexpress. message card.** com/bestgift or 1.866.256-GIFT. *Accepted at millions of retailers and restaurants throughout the U.S. where American (CE 104533) Expresso Cards are accepted. "Card and shipping fees apply. For complete Terms and Conditions, please visit vAvw.americanexpress.comtestgift or call 1-877-AXP-GIFT. Now Accepting the American Express® Card! If there are other places where you would like to Gooseberry Patch - Where you can find all the comforts of home. see the Card accepted, Shop online at www.gooseberrypatch.com or call 1-800-854-6673 please call the Customer for more information. Service number that is located at the top of your statement or the number Montauk Home Center - A friendly staff to help you with your that is on the back of your plumbing specialty/hardware, lumber service and all building needs. Card. 94 Industrial Road, Montauk, NY. 631-668-6800. (CE 104481) Arcade Department Store - 30,000 items including bed, bath, kitchen, toys and clothing. Located in the Historic Whaling District at 14 Front St. Greenport, NY. 631-477-1440. Share the Rewards - The American Express Donation Site Use your Card to donate to a favorite charity at Charitable giving is now even easier when you use your Card at the lAnyw.americanexpress. American Express Donation Site. com/donate. (CE 104469) Make a donation to any of over 850,000 U.S. charitable organizations. You can give to multiple charities in one transaction or set up Recurring Donations to a favorite charity. Donations are tax deductible and you will receive an instant e-mail receipt for tax purposes. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726848 DUPLICATE COPY 6,131 084 t • Membership ,Rewards® Centurion® Card Points Availatifirx:,?;:x • Statement of Account 'al 05/31/04, when cher:OeStdue:ase paid in' full and all accounts areingood Slanting. Prcpand Foe Aoccani timber Cicaing Dare JEFFREY E EPSTEIN 3715.657814.31005 07/29/04 Page 1 of 7 Nov/Activity $ New Please Pay By Prev:aa SACCO $ Payrant itIver $ Inc. Adjustnenta Balance S 08/13/04 3,665.03 -3,665.03 +2,816.90 2,816.90 Please refer to page 3 for important information regarding your account Contact us at www.americanexpress.com or call Customer Service at 1-877-877-0987. CTS - Your Full-Service Travel Agency At Centurion Travel Services (CTS), your-highly experienced Centurion& Travel Counselor will handle all of the details of your next trip, whether you're off on vacation or traveling abroad for business. With one toll-free call, you can make air, hotel, and car rental arrangements and even plan an adventure vacation or exotic cruise. And, when you book your travel through CTS you'll also enjoy valuable upgrades and amenities. To make a reservation, call CTS today at 1-877-877-0987, option 1. American Express acts soley as sales agent for travel suppliers and is not liable for the actions or inactions of such suppliers. CST# 1022318-10, TA-149 Registered Ohio Travel Agency, Washington UBI# 600-469-694, ML#1192.TA-002 Registered Iowa Travel Agency. NV #2001-0126. leafs reetngctate Activity Amount ::07171,Fkif4iii*rio,t9P1Ws1/2 7)4PItAou Nolti Due in Full Activity for JEFFREY E EPSTEIN Poeta ecisrisiv Amount= Cod XXOC•XXCa4-31035 06/30/04 ROXTON BAILEY ROBINSON HUNGERFORD UK aC0 120.56 POW* SW1012 GOODS/SERVICES 07/12/04 LUFTHANSA AIRUNES NEW YORK NY 898.00 LUFTHANSA AIRUNES From: To: Carrier: Class: J F KENNEDY A/P NY MUNICH GERMANY LH WH SOFIA BULGARIA LH WH FRANKFURT GERMANY LH WH J F KENNEDY A/P NY U-I WH Ticket Number: 22010813672562 Date of Departure: 08/25 Passenger Name: TCHERNEVA/D Document Type: PASSENGER TICKET 07/15/04 FREDERIC FEKKAI NY NY 171.20 GOODS/SERVICES g4 Please Ica onil*perforafion bobs. detach and Mum war= payment Continued on Page 3 Payment Coupon 3715-657mmusnimw Please Pay By: Please enter account 814-31005 08/13/04 number on all checks and correspondence. To avoid additional Finance Charges on JEFFREY E EPSTEIN Purchases, pay New Balance before Payment Total Amount Due Due 457 MADISON AVE 4FL Date. NEW YORK NY 10022-6843 $2,816.90 Note changes to address or telephone number on reverse side. Unless you check here, this change will apply to all of your Card Accounts except any Corporate Card Accounts Mail Payment to: you may have. AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 0000371565781431005 000281690000281690 25 d EFTA01726849 DUPLICATE COPY Prwad For Mown Number Page 2 of 7 JEFFREY E EPSTEIN )00000000(4-31005 Payments: Payments received after 12:00 noon or on weekends or holidays may not be credited until the next business day. Payments must be in US Dollars and drawn on a bank located in the US and (except for electronic payments) placed in the enclosed envelope with the remittance stub and the account number indicated on the check. Please do not send post-dated checks. They will be deposited upon receipt. If payment is made in any other form or at any other location, there may be a delay in processing. We reserve the right to process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to To Pay By Phone your financial institution. Your checking account may be debited as soon as the same day we receive your payment. If 1.800-472.9297 we can not collect the funds electronically at first gesentment, we may issue a draft against your account for the amount of the check. Authorization for Electronic Payments: By using the American Express Pay By Computer, Pay Customer Service and By Phone or any other American Express electronic payment service, you will be authorizing American Express Lost or Stolen Card to initiate an electronic debit to the financial account you specify in the amount you request. To use 1-877-877-0987 Pay By Computer, please visit us at vavve.americanexpess.com. Lost or Stolen Card: If the Card is lost or stolen, 24 hours/7 days telephone us immediately at the number indicated on your paper statement, or click on the Customer Service link online. Outside the U.S. contact the nearest American Express Travel Service Office areal] any local American Express office. Finance Charges: Average Daily Balance Method for Calculation of Finance Charges (FC):We use the Average Express Cash Daily Balance method to calculate FC on your Account. Under this method, we figure the FC on your Account by applythg 1-800-CASH-NOW the daily periodic rate to the Average Daily Balance (as described below) for each feature {such as Purchase, Cash Advance and Balance Transfer features) of your Account (including current transactions). To get the Average Daily International Collect Balance for each feature, we (1) take the beginning balance for the feature each day (including unpaid FC from previous 1.954-503.8905 billing periods), (2) add any new transactions, debts, or fees, (3) subtract any payments or credits, and (4) make any appropriate adjustments. For each day after the first day of the billing period, we also add an amount of Hearing Impaired Interest equal to the previous days daily balance multiplied by the daily periodic rate for the feature. (9am-5pm EST) This gives us the daily balance for the feature for that day and the beginning balance fertile feature for the next day. If this TTY: 1-800-M1-0050 balance is negative, ft is considered to be zero. Then, we addup all the daily balances for the feature for the billing period and divide the total by the number of days in the billing period. This gives us the Average Daily Balance for the feature. For FAX: 1-800-695-9090 all features except Cash Advances and certain promotions, the Average Daily Balance will be considered to be zero it you In NY: 1-800-552-1897 • paid the New Balance if any, shown on your previous month's statement by the Payment Due Date shown on that statement. If you multiply the Average Daily Balance for each feature by the number of days in the billing period and the daily periodic rate for hat feature, the result will be the FC assessed on that feature, except for variations caused by rounding. The total FC for the billing period is calculated by adding the FC assessed on all features of the Account. This method- of calculating the Average Daily Balance and FC results In dolly compounding of FC. The minimum FC for any billingperiod inwhich FC are imposed is $0.50. Correspondence Billing Rights Summary: In Case of Errors or Questions About Your Bill: If you think your bill is incorrect, or if you need more information about a transaction on parr NILwrite to us at the address indicated on your paper statement, or dick Customer Service, The on the Customer Service link online. We must hear from you no later than 60 days after we sent you the first bill on which Centurion* Card from the error or problem appeared. You can telephone us but doing so will not preserve your rights. In your American Express correspondence, give us the following Information: 1. Your name and account number; 2. The dollar amount of the P.O. Box 297846 suspected error; & Describe the error and explain, if you can, why you believe there is an error. If you need more Ft. Lauderdale, FL information, describe the item you are unsure about. You do not have to pay any amount in question while we are 33329-7846 investigating, but you are still obligated to pay the parts of your bill that are not in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. If you have authonzed us to pay your bill automatically from your savings or checking account, you can stop the payment on any amount you think Customer Service is wrong. To stop the payment, you must notify us three business days before the automatic payment is scheduled to occur. P.O. Box 297804 Special Rule For Credit Card Purchases: If you have a problem with the quality of goods or services that you Ft. Lauderdale, FL purchased with the card, and you have tried in good faith to correct the problem with the merchant, you may not have to pay 33329-7804 the remaining amount due on the goods or services. You have this protection only when the purchase price was more than $50 and the purchase was made in your home Mate or within 100 miles of your mailing address. (If we own or operate the Payments merchant, or if we mailed you the advertisement for the property or services, all purchases are covered regardless of P.O. BOX 2855 amount or location of the purchase.) In Case of Errors or Questions About 'four Electronic Transfers: Please NEW YORK NY contact us by clicking on the Customer Service Unk online at vnwr.americanexpres.s.com, or you can call us 10116-2855 at 1-800-IPAY-AXP for Pay By Phone & Pay By Computer issues, or 1-800-CASH-NOW for Express Cash & automatic payment issues. You can also write to the Express Cash Operations address indicated on your statement. If you think your statement, receipt, or transaction is wrong, please contact us as soon as possible. We must hear from you no later than 60 days after we sent you the FIRST statement on which the problem or error appeared. When contacting us: 1. Tell us your name & account number; 2. Provide the dollar amount of the suspected error; 3. Describe the error or the transfer you are unsure of, & explain as dearly as you can why you believe there is an error or why you need more information. We will investigate your complaint & correct any error promptly. If we take more than 10 business days to do this, we will credit your account for the amount you think is in error, so that you will have use of the money during the time it takes us to complete our investigation. Credit Balance: If a credit balance (designated 'CR, is shown on this statement, it represents money owed to you. You may make charges against the credit balance or request a refund. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check toyou for the credit balance in your account if the amount is $1.00 or more.Creditort American Express Centurion Bank or American Express Bank, FSB. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800.518.8866. Change GI Address coned on Iront do not use Name Company Na", Street Addrees City, State r Mi l t' I Zp code Providing youremail Area Code and address to American Vane Phone Express will enable you Area Code and to receive special oilers, Work Phone suited to your needs. Entail EFTA01726850 DUPLICATE COPY Prepaed For Account Nurber Ckeel Dale Page 3017 JEFFREY E EPSTEIN )OOO(-XXXXX4-31005 07/29/04 Due In Full continued Faegn Sprang ATOURI 07/15/04 FREDERIC FEKKAI NY NY 171.20 GOODS/SERVICES 07/19/04 AMTRAK INTERNET DC 396.00 Routing Details Not Available 07/19/04 FREDERIC FEKKAI NY NY 171.20 GOODS/SERVICES 07/28/04 LAST MINUTE GETAWAYS8887571555 NY 888.74 RESTAURANT SERVICES Total Due in Full Activity 2,816.90 Important Notice Please refer to page 2 Information on Flexible Payment Features for further important You may have access to one or more Flexible Payment Features as part of your Card account. The current Annual information regarding Percentage Rates (APRs) and Daily Periodic Rates (DPRs) for the Flexible Payment Features are as follows: your account For Sign & Travel, the APR is 9.89%, the DPR is 0.0271% EFTA01726851 DUPLICATE COPY Pivotal For Pap 4 of 7 JEFFREY E EPSTEIN )0000-)0000(4-31005 EFTA01726852 MembeRfainigilins Plus' Monthly Statement and Page 5 of 7 Program News American E r en* For questions about your Statement Period e a, MGMEGRSRIP Membership Rewards account, contact May 1, 2004 • May 31, 2004 Account activity after this period does not appear on this statement i 1-800-AXP-EARN -1E1H: P I ere (297-3276) Protpatod Ici JEFFREY E EPSTEIN Available Points wvv.americanexpress.00mfrewards Itambersbp RewashOPosount Nutrbot 1M33334712 5,131,084 American Express Membership Rewards Points are available when charges are PO Box 297813 paid in full and all your accounts are in Everyday Spend Points Earn Double Points for all Ft. Lauderdale, FL 33329-9785 good standing. earned this period: your Everyday Spend- Available points Include everyday spend points. 38a53 groceries, gas, pharmacy Account Summary Opening points balance 4,981,080 New points earned +150.004 Points transferred or redeemed 0 Reinstated points and adjustments 0 New points balance =5,131,084 New Points Earned 05/01/04 - 05/31/04 Points Activity On Everyday Spend Bonus Points Total Points Activity Eligibe Charges Points Awarded Per Card Centurion 6,800 0 0 6,800 3715-657814-31005 Platinum 0 0 0 0 3713-818259-32002 Gold 3,239 54 0 . 3,293 3718-463688-41000 Add'l Gold 265 0 0 265 3718-463688-44012 Addl Gold 42,649 0 0 42,649 3718-46368643030 Adcrl Gold 0 0 0 0 3718-463688-41042 Business Gold 0 0 0 0 3727-16256841009 Gold 0 0 0 0 3727-686332-61005 Add', Gold 31,161 15,881 0 47,042 3727-68R:1.v-62011 Add1 Gold 3727-rvinno.63027 25,517 22,414 0 47,931 Arlin Gold 2,020 4 0 2,024 3727-666332-62060 Totals 111,651 38,353 0 150,004 Mord:cal* Flewatch Pb, ports owned maybe Itansnuod Cf rodccmcd as org as al conied Card oxourls Ms n plod &twang Pont Sartlettal ICOWn93 cannot to taunted bath Yto the aoograns Forfeited points can be reinstated for a tee by calling the number provided below. Eigtle Casoldwpes we cssfosi in Pe Stambarshp Rowe, Pisa poosram Tema andCoo:15one in yew Meabetshp Rewacch Plus Glide. It you have 'suasion.. p4se visl vcoretamerIca nexpress.cointmeinbersh4newardsplus or call 1-800/asS1-1660 1297-10301. From naatscup call oiled 305416-2799. Earn More! New ways to earn points. Fly to Mexico on Frontier Airlines Redeem 30,000 Membership Rewards® points for an Visit www.american Economy Class ticket on Frontier Airlines and fly to any express.comkewards or FRONTIER destination the airlines flies in Mexico, including Cabo San Lucas, Cancun, Ixtapa/Zihuatenejo, Mazatlan and Puerto call 1.800-AXP-EARN (297-3276). A I R L I N E S Vallarta. Consider Frontier for other destinations as well. It is the one of the largest jet carriers at Denver International Airport, with nonstop service from there to more than 40 (MR Message 3184) cities in the U.S. and Mexico. Call Frontier Airlines at 1-877-302-8803 to make a reservation. Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726853 American Exprers• Peci—cd JEFFREY E ErNiPelnipATE COPY mereffeasArif. Met 51* Row-a le Account Nutter Page 6 of 7 1M33334712 SeaWorld and Busch Gardens Adventure Parks a SeaWorld. Experience a world of unique attractions and incredible thrills by redeeming Membership Rewards' points for tickets to SeaWorld and Busch Gardens Adventure Parks. To review these rewards and redeem points for tickets, visit www. americanexpress.com/ rewards or call ADVENTURE PARKS You can redeem for tickets for multiple parks, including 1.800-AXP-EARN 04.4 x... u. rams. (297-3276). Busch Gardens (Tampa, Williamsburg), Adventure Island (Tampa), SeaWorld (San Antonio, San Diego, (MR Message 3076) Orlando), Water Country (Williamsburg) and Sesame Place (Philadelphia). TicSets for Atherton Ward frarrpo), Busch Gardens (Trope) and SeaWortl (Al Wars) yard through March 31. 2C05. reliefs for Bserea Gagers (Wriarrolourg), Wider Country Nalltensbure) ad Seen Placa (Alsladalahla) are saki esofghIle 2004 season. Teases are naPreRi eeaeE bet a skiers Donate Membership Rewards® Points to More Than 850,000 Charities Arne:Jean Ex • it Fs Lend a hand to those in need with Membership Rewards To start donating points. Now, you can donate Membership Rewards points to Membership Rewards points, visit www. more than 850,000 charities. americanexpress.comf give. Log on to www.amerlcanexpress.com/give and redeem points today. (MR Message 6334) Earn 50% More Starpoints! Transfer Membership Rewards® points to your Starwood Transfer points at www. Preferred Guest (SPG) account from July 1 to August 31, americanexpress.comf rewards or call 2004, and receive 50% more Starpoints! That's 500 1.800-AXP-EARN STARW000 PREFERRED GUEST Starpoints for every 1,000 Membership Rewards points (297-3276) or contact transferred, instead of the regular 333 Starpoints. Stanwood Preferred Guest at 1-888-625-4988 or www.spg.com. SPG unites more than 750 of the world's best hotels including Westine Hotels & Resorts and Sheraton® Hotels & (Message 4064) Resorts. To mien enreiloes ryes( ewe a quaffed slay ;Joao:wood IINN arel Raton pasted 10 Neil arount width the pact 12 manta Fleming's Prime Steakhouse & Wine Bar Certificates Turn an evening out into a memorable occasion. Fleming's To start redeeming today, Prime Steakhouse & Wine Bar is renowned for its stylish log on to www.american express.comlrewards or dining, lively atmosphere and innovative wine list. Redeem call 1-800-AXP-EARN Membership Rewards' points for $50 or $100 certificates (297-3276). toward your dining experience at Fleming's Prime Steakhouse & Wine Bar. (MR Message 5227) For more information or to find a location nearest to you, visit www.flemingssteakhouse.com. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726854 DUPLICATE COPY Prcoated Fix Mooed Mather Ckeala Dale Page 7 of 7 JEFFREY E EPSTEIN XXXX-)OO0O(4-31005 07/29/04 Airport Club Access Around the World For more information on lounge locations, call Frequent flyers will appreciate this benefit--complimentary access to Centurion Member participating Continental Airlines Presidents Club®, Delta Crown Services at Room Club® and Northwest WorldClubs® airport lounges. You'll enjoy 1.877.877.0987, complimentary access by simply presenting your Centurion® Card, option 3. government-issued ID and ticket valid for travel that day with the (CE 104626) corresponding airline operating the flight. You may also bring your spouse and children under the age of 21, or up to two travel companions per visit. Program Terms and Conditions apply. For full Terms and Conditions, call Centurion Member Services at 1.877.877-0987, option 3. Los Angeles Baseball Tickets and Suites Now on Sale Call 1.800.455.1657 (8arn-11pm EST, 7 days a As a Centurion® member, you can enjoy professional baseball in Los week) to purchase your Angeles this season from plush seats located between the dugouts tickets today. r fre:77etic; . ..1 behind home plate (includes premium parking passes) or from a private luxury suite that accommodates up to 20 people. (CE 104627) nu G Imes • a .. MI sales are final and nonrefundable and resale is prohibited. Details and prices are subject to change. Suites and tickets are available on a first-come, first-served basis. All ticket orders are subject to service charges. Payment must be made using the Centurion Card from American Express. Ticket limits may apply. Availability is limited. A Special TravelFunds Card Offer for AARP Members Offer available for AARP members only et Receive a complimentary emergency travel kit with the purchase of vinvw.aarp.orgramex $1,000 or more in TravelFunds Cards from American Express.* It has and at 1.800-721.9754. the safety and security of Travelers Cheques and the convenience of Members must enter or mention promotion code a Card. The TravelFunds Card is prepaid and reloadable. It is safer 101. than carrying cash and is not linked to your bank account. If it is lost or stolen, your balance is refunded, usually within 24 hours. Offer also (CE 104632) available when purchasing American Express Travelers Cheques and foreign currency. 'Limit one kit per order. There is a $14.95 issuance fee per TravelFunds Card purchase, which includes standard shipping and processing. For complete Terms and Conditions, visit www.earp.org/amex. Now Accepting the American Express® Card! If there are other places where you would Ike to Wendy's® - Enjoy hot 'n juicy® hamburgers, Garden Sensation' see the Card accepted, Salads and Chicken Temptations". Applies to locations that accept please call the Customer American Express Cards. www.wendys.com. Service number that is located at the top of your statement or the number Staybridge Suites Hotel - All new upscale suites with complimentary that is on the back of your daily breakfast, family-friendly Jersey shore location. 732-380-9300. Card. www.staybridge.com. (CE 104594) Bruegger's Bagels - For breakfast and lunch meetings. Fresh-baked bagels, cream cheese, sandwiches and coffee. For participating locations: 1-888-8BAKERY or www.brueggers.com. How to Save up to 15% Off a Shopping Bill in Europe To find out more about tax-free shopping, please When shopping in the European Union countries, VAT (equivalent to visit vrvirmamerican sales tax) is included in the prices that you see, rather than added on express.com/traveltIps. at the cash register. As a resident outside of the European Union, one Please don't forget to ask can reclaim up to 15% off the purchase price when leaving the a representative from Customs and Excise to country. And, so not to waste time at the airport foreign exchange stamp the form upon final desks, one can simply indicate on the form that they would like the departure. refund to be credited to their American Express® Card. (CE 104591) A person must be resident outside of the European Union in order to benefit from tax-free shopping. VAT rates and minimum spending requirements vary by country. Please refer to wvnv.amerIcanexpress.com/traveltIps for further details. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726855 DUPLICATE COPY Earn points on all of your , Puichases, everywhere Centurions Card you use the Card. , Statement of Account Visit viww 3MCnCanexpreSS.00rnirewar35. Prepared For Acecul Nutter Omit Dale JEFFREY E EPSTEIN 3715-657814-31005 08/29/04 Page 1 of 8 New AerviryS New Please Pay By Prerrietz Starter $ Namara Acealy Ine.AdUatnenla Balance $ 09/13/04 2,816.96 -2,816.90 +5,877.10 5,877.10 Please refer to page 4 for important information regarding your account Contact us at www.americanexpress.com or call Customer Service at 1-877-877-0987. Conekorge.YourReliabk,Resource As a Centurion® Card member, you have access to an incredibly valuable resource right at your fingertips. Consider all of the tasks you have to accomplish on a daily basis. Now imagine reliable assistance to help you accomplish them--your dedicated Concierge. Whether you need help securing dinner reservations for a night on the town, sending flowers to a loved one, finding a thoughtful gift for a special anniversary or planning fun activities for the weekend, Concierge has the creative expertise to handle all of the details and make your life more enjoyable. Call Centurion Concierge 24 hours a day, 365 days a year at 1-877-877-0987, option 2. Nicole, toting dale Activity Amount $ ..1o8I9g)4! .Paynierteeppy,ecl- Thank You -2,816 90 ; Amount $ Due In Full Activity for JEFFREY E EPSTEIN Card /COO( ));XX)(4 3 ICOS • 00/03/04' AMAZON COM PAYMENTSAMAZON.COM -24.55 MERCHANDISE:;1C Credit AMZPAMAZON PAYMENTS ROC No; 0097830663 07/28/04 FREDERIC FEKKAI NY NY 285.33 GOODS/SERVICES 07/30/04 AMTRAK INTERNET DC 275.00 Routing Details Not Availed° 07/30/04 AMAZON.COM PAYMENTS AMAZON.COM WA 24.55 MERCHANDISE AMZ'AMAZON PAYMENTS ROC No. 0096607661 Pkaze kid on evr partial= below. datsh and return Mt purr (unbent Continued on Page 3 Payment Coupon AcmAMIffber Please Pay By: Please enter account 3715-657814-31005 09/13/04 number on all checks and correspondence. To avoid additional Finance Charges on JEFFREY E EPSTEIN Purchases, pay New Balance before Payment Total Amount Due Due 457 MADISON AVE 4FL Date. NEW YORK NY 10022-6843 ss,amui Note changes to address or telephone number on reverse side. Unless you check here, this change will apply to all of your Card • ..,ounts except any Corporate Card Accounts Mail Payment to: you may have. AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 l,..IIII 0000371565781431005 000587710000587710 25 rt EFTA01726856 DUPLICATE COPY Piepancl For account Number Page 2 of 8 JEFFREY E EPSTEIN >00(X-X)000(4-31005 Payments: Payments received after 12:00 noon or on weekends or holidays may not be credited until the next business day. Payments must be in US Dollars and drawn on a bank located in the US and (except for electronic payments) placed in the enclosed envelope with the remittance stub and the account number indicated on the check Mese do not send post-dated checks. They will be deposited upon receipt. If payment is made in any other form or at any other location, there may be a delay in processing. We reserve the right to process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check routing number, account number and check serial number to To Pay By Phone your financial institution. Your checking account may be debited as soon as the same day we receive your payment. If 1-800-472-9297 we can not col!ect the funds electronically at first presentment we may issue a draft against your account for the amount of the check Authorization for Electronic Payments:By using the American Express Pay By Computer, Pay Customer Service and By Phone or any other American Express electronic payment service, you will be authorizing American Express Lost or Stolen Card to Initiate an electronic debit to the financial account you specify in the amount you request. To use 1.877.877.0987 Pay By Computer, please visit us at www.americanexpress.com. Lost or Stolen Card: If the Card is lost or stolen, 24 hoursa days telephone us immediately at the number indicated on your paper statement, or click on the Customer Service link online. Outside the U.S. contact the nearest American Express Travel Senrice Office or call any local American Express office. Finance Charges: Average Daily Balance Method for Calculation of Finance Charges (FC):We use the Average Express Cash Daily Balance method to calculate FC on your Account. Under this method, we figure the FC on your Account by applying 1-800-CASH-NOW the daily periodic rate to the Average Daily Balance (as described below) for each feature (such as Purchase, Cash Advance and Balance Transfer features) of your Account (including current transactions). To get the Average Daily International Collect Balance for each feature, we (1) take the beginning balance for the feature each day (incluang unpaid FC from previous 1-954-503-8905 billing periods), (2) add any new transactions, debits, or fees, (3) subtract any payments or credits, and (4) make any appropriate athustments. For each day after the first day of the billing poliod, we also add an amount of Hearing Impaired interest equal to the previous day's daily balance multiplied by the daily periodic rate for the feature. (9am-5pm EST) This gives us the daily balance for the feature for that day and the beginning balance for the feature for the next day. If this try: 1-800-M1-0050 balance is negative, It is considered to be zero, Then, we addup all the day balances for the feature for the billing period and divide the total by the number of days in the billing period. This gives us the Average Daily Balance for the feature. For FAX: 1.800.695.9090 all features except Cash Advances and certain promotions, the Average Daily Balance will be considered to be zero if you in NY: 1-800-552-1897 paid the New Balance, if any, shown on your previous month's statement by the Payment Due Date shown on that statement. If you multiply the Average Daily Balance for each feature by the number of days in the billing period and the daily periodic rate for that feature, the result will be the FC assessed on that feature, except for variations caused by rounding. The total FC for the billing period is calculated by adding the FC assessed on all features of the Account. This O method- of calculating the Average Deily Balance and FC results In daily compounding of FC. The minimum FC for any billing period in which FC are imposed is $0.50. Correspondence Billing Flights Summary: In Case of Errors or Questions About Your Bill: If you think your bill is incorrect, or if you needmore information about a transaction on your bill, write tous at the address indicated on your paper statement, or click Customer Service, The on the Customer Service link online. We must hear from you no later than 60 days after we sent you the first bill on which Centurion° Card from the error or problem appeared. You can telephone us but doing so will not preserve your rights. In your American Express correspondence, give us the following information: 1. Your name and account number; 2. The dollar amount of the P.O. Box 297846 suspected error; 3. Describe the error and explain, if you can, why you believe there is an error. If you need more Ft. Lauderdale, FL information, describe the item you are unsure about. You do not have to pay any amount in question while we are 33329.7846 investigating, but you are still obligated to pay the pads of your bill that are not in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. If you have authonzed us to pay your bill automatically from your savings or chedting account, you can stop the payment on any amount you think Customer Service is wrong. To stop the payment, you must notify us three business days before the automatic payment is scheduled to occur. P.O. Box 297804 Special Rule For CreditCard' Purchases: If you have a problem with the quality of goods or services that you Ft. Lauderdale, FL purchased with the card, and you have tried in good faith to correct the problem with the merchant, you may not have to pay 33329.7804 the remaining amount due on the goods or services. You have this protection only when the purchase price was more than $50 and the purchase was made in your home state or within 100 miles of your mailing address. (If we own or operate the Payments merchant, or if we mailed you the advertisement for the property or services, all purchases are covered regardless of P.O. BOX 2855 amount or location of the purchase.) In Case of Errors or Questions About Your Electronic Transfers: Please NEW YORK NY contact us by clicking on the Customer Service Link online at vnvw.americanexpress.com, or you can call us 10116.2855 at 1-800-IPAY-AXP for Pay By Phone & Pay By Computer issues, or 1-800-CASH-NOW for Express Cash & automatic payment issues. You can also write to the Express Cash Operations address indicated on your statement. If you think your statement, receipt, or transaction is wrong, please contact us as soon as possible. We must hear from you no later than 60 days after we sent you the FIRST statement on which the problem or error appeared. When contacting us: 1. Tell us your name & account number; 2. Provide the dollar amount of the suspected error, 3. Describe the error or the transfer you are unsure of, & explain as dearly as you can why you believe there is an error or why you need more information. We will investigate your complaint & correct any error promptly. If we take more than 10 business days to do this, we will credit your account for the amount you think is in error, so that you will have use of the money during the time it takes us to complete our investigation. Credit Balance: If a credit balance (designated 'CR') is shown on this statement, it represents money owed to you. You may make charges against the credit balance or request a refund. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance in your account if the amount is $1.00 or more. Creditor: American Express Centurion Bank. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. Change of Address E weed on front do not use Name Company Name Street Address City, Slate Zip Code Providing your email Ares Code and address to American Kane Phone Express will enable you Area Code aril to receive special offers, Weak Phone suited to your needs. Email EFTA01726857 DUPUCATE COPY Prepmed fa Account Ntrthef craft OS Page 3 of 8 JEFFREY E EPSTEIN XXXX-)0000(4 - 3100.5 08/29/04 mans Due In Full continued 08/03/04 DELTA AIR UNES MANKATO MN 124.60 DELTA AIR UNES From: To: Cartier: Class: J F KENNEDY NP NY WEST PALM BEACH FL DL KW NOT AVAILABLE Ticket Number: 00611675536415 Date of Departure: 08/06 Passenger Name: FONTANILLA/R Document Type: PASSENGER TICKET 08/03/04 DELTA AIR UNES MANKATO MN 124.60 DELTA AIR UNES From: To: Carrier: Class: J F KENNEDY NP NV WEST PALM BEACH FL DL KW NOT AVAILABLE Ticket Number: 00611675536426 Date of Departure: 08/06 Passenger Name. FONTANILLML Document Type: PASSENGER TICKET 08/03/04 ORBITZ LLC CHICAGO IL 12.00 GOODS/SERVICES 08/04/04 DELTA AIR UNES MANKATO MN 254.60 DELTA AIR UNES From: To: Cartier: Class: J F KENNEDY NP NY WEST PALM BEACH FL DL YS NOT AVAILABLE Ticket Number: 00611677229310 Date of Departure: 08/06 Passenger Name: MULLEN/D Document Type: PASSENGER TICKET 08/04/04 AMERICAN AIRLINES MANKATO MN 548.20 AMERICAN AIRUNES From: To: Carrier: Class: J F KENNEDY NP NY SAN JUAN PUERTO RI AA BX NOT AVAILABLE Ticket Number: 00111676979105 Date of Departure: 08/04 Passenger Name: Document Type: PASSENGER TICKET 08/04/04 AMERICAN AIRLINES MANKATO MN 548.20 AMERICAN AIRLINES From: To: Canter: Class: J F KENNEDY NP NY SAN JUAN PUERTO RI AA BX NOT AVAILABLE Ticket Number: Date of Departure: 08/04 Passenger Name: Document Type: PASSENGER TICKET 08/0404 ORBITZ LLC CHICAGO IL 12.00 GOODS/SERVICES 08/04/04 ORBITZ LLC CHICAGO IL 6.00 GOODS/SERVICES 08/04/04 CAPE MR-SAN JUAN MIAMI FL 239.00 GCODS/SERVICES 08/09/04 THE NEW AMSTERDAM THNEW YORK NY 500.00 GOODS/SERVICES 08/17/04 D J*WALL ST JOURNALL900-568-7625 MA 319.00 GOODS/SERVICES 08/19/04 TOD'S BEVERLY HILLS CA 1,860.00 GOODS/SERVICES 08/19/04 TOO'S BEVERLY HILLS CA 768.57 GOODS/SERVICES Total Due in Full Activity 5,877.10 Continued on reverse EFTA01726858 DUPLICATE COPY PrepsecI For Ac rMnlxe Page 4 of 8 JEFFREY E EPSTEIN X0000000(431005 Important Notice Please refer to page 2 Information on Flexible Payment Features for further important You may have access to one or more Flexible Payment Features as part of your Card account. The current Annual information regarding Percentage Rates (APRs) and Daily Periodic Rates (DPRs) for the Flexible Payment Features are as follows: your account For Sign & Travel, the APR is 10.15%, the DPR is 0.0278% EFTA01726859 Pluses Monthly Statement and Page 5 of 8 Program News American Express , For questions about your Statement Period (3",, ..1 ME ma, FirjIT Membership Rewards account, contact June 1 2004 • June 30, 2004 1-800-AXP-EARN Account activity after this period does not appear on this statement tt, A EN RP Fevered la • . -'1,/' (297-3276) JEFFREY E EPSTEIN Available Points bwmamericanexpress.comirewarth Oliortorshp Parroals• Acme* Hunter 1M33334712 5,288,720 American Express Membership Rewards Points are available when charges are PO Box 297813 paid in full and all your accounts are in Everyday Spend Points Earn Double Points for all Ft. Lauderdale, FL 33329-9785 good standng. earned this period: your Everyday Spend- Available points Include everyday groceries, gas, pharmacy spend points. 30,953 Account Summary Opening points balance 5,131,084 New points earned +157,610 Points transferred or redeemed 0 Reinstated points and adjustments +26 New points balance =5,288,720 New Points Earned 06/01/04 - 06/30/04 Points Activity On Everyday Sren Bonus Points Total Points Activity Eligible Charges Points Awarded Per Card Centurion 3,665 0 119 3,784 3715.65781431005 CenturionIVIR Partner Bonus 7242 Platinum 0 0 0 0 3713-816259-32002 Gold 2,158 0 2,158 3718-463688.41000 Addl Gold 4,804 0 4,804 3718-463688-44012 Adel Gold 43,412 0 43,412 3718.463688.43030 Add1 Gold 0 0 0 0 3718463688-41042 Business Gold 0 0 0 0 3727-162568-41009 Gold 0 0 0 0 3727-68633241005 Adel Gold 38,934 23,932 0 62,866 3727-6863-V-62011 Adel Gold 25,437 7,021 0 32,458 3727-ArtArt2.63027 Adel Gold 8,128 0 0 8,128 3727-686332-62060 Totals 126,538 30,953 119 157,610 Reinstated Points and Adjustments 06/01/04 - 06/30/04 Number Of Date Points Home Impr Adjustment 26 6/29/04 Total 26 PhaillaCtsh0 Rewards Plus p*ls earned may be trarotetted or redeem& as lend as at enroTed Cad =act we in goad standing. Pain's tramterred a redeemed earecr be ionised beck Info to pregtam. Fortelted polMs can be reinstated for a tee by calling Me number provided below. Rigtio Cad charges are cogned n e,e titerrixasNo Rewords Pas program Term and Corcoran: n>our bieentembg Retards Pko Rudolf 1:1/1 have camYorei, 0600 Visit vonvomtricanexpreaconanembershiprewardsplus a eat 1400.AXP-10S0 (297.1093). Fran overseas. to cd'eet 305416-2799. Continued on reverse EFTA01726860 American Exprese• PrcPx°d JEFFREY E ShlitInFATE COPY tnerteeship Pewee:Ise AccennINurber Page 6 of 8 1M33334712 Earn More! New ways to earn points. Hold a Meeting at an Omni Hotel and Earn up to 30,000 Bonus Points Choose an Omni Hotel property for your next meeting or Call Omni Hotel today at BONUS event and earn DOUBLE Membership Rewards® points on all 1.800.788.OMNI (788-6664) to arrange your guest room charges made on an eligible, enrolled American next meeting or event and Express® Card, PLUS, earn an additional 5,000 points for ask for your Membership events with guest room charges of $20,000. Valid for Rewards bonus points! meetings booked and held between 06/01/04 and 05/31/05, (MR Message 3073) so call an Omni Hotel meeting planner today. Dates Ora avetded for Pa first 325,020 in guest roan charges oily. Med be irckded in contreci in CIS( to teepee Wen reward:. Caned be used in emestelion seen eta dscoune at spend ellett Tote Out* to earn tented pants. you mud to ceedkel in Ps Motheaten Rewards 'swam d he tine ce purchase and cheeps your punkas* to on elgbte. emoted AffrOfiCan OVOSS Cad. Ban?? ”:.LPS vnl be 'traded wain 10.12 woad anix ea/Preens appose on your tang staiernene Bonsai° 79V. Use Miles as Money with GlobalPass® GlobalPass offers Membership Rewards® enrollees the ability To transfer Membership to use Miles as Money toward any airline, anytime. With the Rewards points to GlobalPass Miles, call GlobalFass SuperAwarde" Program, transfer Membership 1.800-AXP-EARN Rewards points to GlobalMiles'" and redeem toward tickets (297-3276) or go to on any airline worldwide! GlobalPass also offers www.american GlobalAwards®, allowing enrollees to redeem Membership express.com/rewards. Rewards points toward travel on GlobalPass Affiliated Airlines (MR Message 6387) including AeroPostal, TACA and KLM. Earn Up to 1,500 Bonus Points with AOL® 9.0 Optimized! Membership Rewards® enrollees get AOL--FREE for 50 days. Call 1.800.276.3459 or Plus, earn up to 1,500 bonus points (500/paid mo.) when visit www.free.aol. com/mr1 for complete you sign up with an eligible, enrolled American Express® terms and conditions. Card and stay on AOL after the trial period ends. (MR Message 9033) AOL TRW. MUST BE USED WITHIN 50 DAYS OF PIRA. SIGN-0N. To avaca being fah Wild brae bar elePdee by 00003 wag phase ct esdpay AOL Ices llreileatior tows Kett Tote agile la beaus panes. mud be smoked n licerterseep Ansonia at line AGA leo Is chaiptel to Allet<Carce Bean points Ml be awarded 50O111O lot eanh pad monk d AOL trunterthp lees to max d 1.500 • . Mehl chive AMmeekly lee to elgbb. enrolled AMEA Card. Bonus perms will be accdoi to hip Peened, ton weir 10-12 weeks eller energies appear on Infra stn, To to ametdsd beers pant, you mu--t pay AM mealy tnentcahC loos by ansos. Baja 10:1492. Experience Italy with Alitalia! As Italy's premier airline, Alitalia offers the most non-stop Visit www.amedcan flights to Italy from all its U.S. gateways. Enjoy wide-body express.com/rewards or Alitalia cad 1.800-AXP-EARN seats, superb gastronomy, an extraordinary in-flight boutique (297-3276). and world-famous service from the people who have turned living into an art form. (MR Message 6344) Redeem Membership Rewards® points and experience the passion of Italy. Take advantage of the new Magnifica Class Companion reward and bring a friend! Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726861 DUPLICATE COPY PooPosed Fa ksosse Pante cure 0.go Page 7 of 8 JEFFREY E EPSTEIN )OOO(-)OO0O(4-31005 08/29/04 CustomExtrar Enjoy Fine Dining Around the World To make a Fine Dining reservation, call For dinner reservations across town, across the country, or across Concierge at the ocean, look to the Fine Dining program available to you as a 1.877-877-0987, Centurion® member. Every day, a reservation is held at more than option 2. 1,000 of the most highly acclaimed restaurants in the U.S., Canada (CE 104765) and abroad. So when the need arises for a reservation at a hometown favorite or an outstanding restaurant in another city, Fine Dining can help. Reservations are provided on a first-come, first-served basis, so please call as early as possible. All cancellations must be made by calling Centurion Concierge at least 24 hours in advance of the reservation, otherwise a $15-per-person cancellation fee ($60 minimum; $120 maximum) will apply. Premium Global Assist® Hotline - Travel with Confidence Call Centurion Member Services at When you travel 100 miles or more away from home, rely on Premium 1.877477.0987, option 3. Global Assist Hotline for around-the-clock medical, legal, or financial assistance. For medical needs, American Express will provide you (CE 104766) with a list of physicians and dentists in your destination, assist with moos ; travel arrangements if you need to get home in a hurry, and pay for the cost of emergency transport to a medical facility. You can also look to American Express for help with visas, passports, lost luggage, and more. Premium Global Assist Hotline must arrange all medical and visitor transportation. Because this is an assistance service, we cannot reimburse you for expenses you incur on your own. Macy's Passport '04: Fashion Show Benefit Tickets on sale 8/15. SAN FRANCISCO Fort American Express presents, Passport a spectacular theatrical fashion Mason Center. show captivating you with music, live performances, supermodels, Cardmember Evening, celebrities, internationally acclaimed fashion designers, and the best 9/22. Black Tie Gala Evening, of Macy's Fall collection. Unlike any other fashion show, Passport 9/23. *macyt &I s,* merges fashion and compassion, and this year returns revitalized to LOS ANGELES Barker inspire. Now in its 22nd year, Passport has raised nearly $18 million Hangar: VIP Lounge and for HIV/AIDS research, prevention and direct-care programs. The Gala Evening, 9/30. evening includes a reception, Celebrity Fantasy Auction, and the (CE 104764) Passport Fashion Show. Join us and experience the journey. For more information, please visit www.ticketmaster.com/passport. Runway Seats $150. Preferred Seats $75. Now Accepting American Express® Cards! If there are other places where you would like to Cardi's Furniture Superstores & The Rhode Island Design Center see the Card accepted, - Same-day furniture delivery, 7 Days A Week! Visit please call the Customer www.cardisfurniture.com or call 508-379-7510 for locations. Service number that is located at the top of your statement or the number Molton Brown London - Experience a collection of luxury body and that is on the back of your skin therapies to renew, refresh and restart yourself. Now at 1098 Card. Third Avenue, NY, NY. www.moltonbrown.co.uk. (CE 104721) it Cigno - Classic regional Italian cuisine. Located at 1505 Weaver Street in Scarsdale, NY. Call us at 914-472-8484. Reservations are recommended. A Special TravelFunds® Card Offer for AARP Members Offer available for AARP members ONLY at Receive a complimentary emergency travel kit with the purchase of www.aarp.orglamex and $1000 or more in TravelFunds Cards from American Express.* at 1-800.721.9754. It has the safety and security of Travelers Cheques with the Members must enter or mention promotion code convenience of a plastic Card. It's also prepaid and reloadable. Like 101. Travelers Cheques, if it is lost or stolen, the balance on your Card is refunded, usually within 24 hrs. Offer is also available for U.S. (CE 104772) Travelers Cheques, "fee-free" foreign currency Travelers Cheques and "fee-free" foreign currency. 'Limit one kit per order. There is a $14.95 issuance fee per TravelFunds Card purchase, which includes standard shipping and processing, $15.00 order fee plus shipping for U.S. Travelers Cheques. For complete terms and conditions, visit www.aarp.org/amex. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726862 DUPLICATE COPY Prepared For Aoocunt Page 8 of 8 JEFFREY E EPSTEIN 005 Donate to the MDA Telethon With the Card and We Will Too! Well donate $5 to the MDA when you charge American Express is a proud sponsor of the 2004 Jerry Lewis your contribution to your Muscular Dystrophy Telethon. MDA combats neuromuscular diseases American Express. Card through programs of worldwide research, comprehensive medical during the telethon. and community services, and far-reaching professional and public Please check local listings and tune in on September health education. And, to celebrate our seventh consecutive year as a 5-6 and give generously! IltrAtaftlfee sponsor, American Express is going to make a $5 contribution for every time a donation is charged to the Card during the telethon. (CE 104763) If you aren't able to tune in, go to www.mdausa.org to donate and learn more about MDA. $5 donations from American Express to the MDA are not tax-deductible. American Express will donate a maximum of $160,000. Sign Up For American Express Alerts To sign up for Alerts, visit www.ameticanexpress. Get important information pertaining to your account delivered to you coin/alerts whenever and wherever you want. With American Express Alerts, you can choose to be notified when your payment is due, irregular (CE 104907) account activity is detected, your payment is received and you are approaching your line of credit/spending limit. Alerts can be sent to your e-mail address, mobile phone, pager or PDA. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726863 DUPLICATE COPY Earn points on all of your purohaSes, everywhere Centurion® Card y se the Card. Statement of Account ^-vxamencarlexPreSs 77 ViositilWVAIU wardS. Prepared For Occarrit Water CIS'', Pere JEFFREY E EPSTEIN 3715-657814-31005 09/29/04 Page 1 of 7 New Actieity New Please Pay By Previous Balance Fo0roeol teeny Adir.r.haeob Balance $ 10/14/04 5,877.10 -5,877.10 +6,729.61 6,729.61 Please refer to page 3 for important information regarding your account Your membership will be renewed next month. Please refer to the Renewal Notice on page 3 Contact us at www.americanexpress.com or call Customer Service at 1-877-877-0987. Financial Control and Double Membership Rewards® Points It's universal--you take out money from the bank and after a week, you wonder where it went. Using your Centurion® Card to pay for everyday errands at supermarkets, gas stations and drug stores can help you keep track of your expenses. Each month, you will receive a detailed statement of all your purchases made with the Card. And don't forget, you can earn double points toward your next vacation. Offer applies at qualifying stand-alone supermarkets, drugstores, gas stations, the U.S. Postal Service, and for payments for wireless phone bills (excluding bulk purchases of wireless time). Not valid in the departments of superstores or warehouse clubs. Terms and conditions of the Membership Rewards program apply. Activity .1"d"P`ee'°a•+le Nnount$ :#99ttnotr.' COM , . 4AVT AmouMS Due In Full Activity for JEFFREY E EPSTEIN comnowowwwwos 08/30/04 KOL AUTO RENTAL W PALM BEACH FL 86.87 AUTO RENTAL ROC No. 66001376 08/30/04 POLO RETAIL CORPORATPALM BEACH FL 3=40 GENERAL MERCHANDISE 08/31/04 BROOKS BROTHERS 028 PALM BEACH FL 457.92 SWEATERS 08/31/04 POLO RETAIL CORPORATPALM BEACH FL 315.88 GENERAL MERCHANDISE 08/31/04 SHOE INN PALM BEACH FL 842.52 5999/38 SHOES/ACC ROC No. 0000000014 + Please roil Co tie peolorafto below, detach ant WNW.** Sur pasneN Continued on Page 3 Acwalimmew Please Pay By: Please enter account Payment Coupon 3715-657814-31005 10/14/04 number on all checks and correspondence. To avoid additional Finance Charges on Purchases, pay New JEFFREY E EPSTEIN 457 MADISON AVE 4FL Total Amount Due Balance before Payment Due Date. NEW YORK NY 10022-6843 $6,729.61 Note changes to address or telephone number on reverse side. Unless you IIIIIn III I iiiii I I 1111III IIIII Ohl II IIII 111111111110 check here, this change will apply to all of your Card Accounts except any Corporate Card Accounts Mail Payment to: you may have. AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 11111111 0000371565781431005 000672961000672961 25 ti EFTA01726864 DUPLICATE COPY fireweed For Page 2 of 7 JEFFREY E EPSTEIN XXXX-XXXXX4-31005 Payments: Payments received after 12:00 noon or on weekends or holidays may not be credited until the next business dayy. Payments must be in US Dollars and drawn on a bank located in the US and (except for electronic payments) placed in the enclosed enveiope with the remittance stub and the amount number indicated on the check. Please do not send post-dated checks. They will be deposited upon receipt. If payment is made in any other form or at any other location, there may be a delay in processing. We reserve the right to process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to To Pay By Phone your financial institution. Your checking account may be debited as soon as the same day we receive your payment. If 1-800-472-9297 we can not collect the funds electronically at first presentment we may issue a draft against your account for the amount of the check Authorization for Electronic Payments: By using the American Express Pay By Computer, Pay Customer Service and By Phone or any other American Express electronic payment service, you will be authorizing American Express Lost or Stolen Card to initiate an electronic debit to the financial account you specify in the amount you request. To use 1-877-877-0987 Pay By Computer, please visit us at www.americanexpress.com. Lost or Stolen Card: If the Card is lost or stolen, 24 hours/7 days telephone us immediately at the number indicated on your paper statement, or crick on the Customer Service link online. Outside the U.S. contact the nearest American Express Travel Service Office or call any local American Express office. Finance Charges: Average Daily Balance Method for Calculation of Finance Charges (FC):We use the Average Express Cash Daily Balance method to calculate FC on your Account. Under this method, we figure the FC on your Account by applying -800-CASH-NOW the daily periodic rate to the Average Daily Balance (as described below) for each feature {such as Purchase, Cash Advance and Balance Transfer features) of your Account (including current transactions). To get the Average Daily International Collect Balance for each feature, we (1) take the beginning balance for the feature each day (includng unpaid FC from previous 1.954.503-8905 billing periods), (2) add any new transactions, debits or fees, (3) subtract any payments or credits, and (4) make any appropriate adjustments. For each day alter the first day of the billing period, we also add an amount of Healing Impaired interest equal to the previous day's daily balance multiplied by the daily periodic rate for the feature. (9arn-5pm EST) This gives us the daily balance for the feature for that day and the beginning balance for the feature for the next day. If this TTY: 1.800.221.0050 balance is negative, it is considered to be zero. Then, we add up all the daily balances for the feature for the billing period and divide the total by the number of days in the tilling period. This gives us the Average Daily Balance for the feature. For FM: 1-800-695-9090 all features except Cash Advances and certain promotions, the Average Daily Balance will be considered to be zero if you In NY: 1.800.552.1897 • paid the New Balance if any, shown on your previous month's statement by the Payment Due Date shown on that statement. If you the Average Daily Balance for each feature by the number of days in the billing period and the daily periodic rate for multi&at h feature, the result will be the FC assessed on that feature, except for variations caused the rounding. The total FC for the billing period is calculated by adding the FC assessed on all features of the Account. This method of calculating the Average Daily Balance and FC results in daily compounding of FC. The minimum FC for any billing period in which FC are imposed is $0.50. Correspondence Billing Rights Summary: In Case of Errors or Questions About Your Bill: If you think your bill is incorrect, or if you needmore information about a transaction on your tiff, write to us at the address indicated on your paper statement, or click Customer Service, The on the Customer Service link online. We mu hear from you no later than 60 days after we sent you the first bill on which Centurions Card from the error or problem appeared. You can telephone us but doing so will not preserve your rights. In your American Express correspondence, give us the following Information: 1. Your name and account number; 2. The dollar amount of the P.O. Box 297846 suspected error; 3. Describe the error and explain, if you can, why you believe there is an error. If you need more Ft. Lauderdale, FL information, describe the item you are unsure about. You do not have to pay any amount in question while we are 33329-7846 investigating, but you are still obligated to pay the parts of your bill that are not in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. If you have authonzed us to pay your bill automatically from your savings or checlang account, you can stop the payment on any amount you think Customer Service is wrong. To stop the payment, you must notify us three business days before the automatic payment is scheduledto occur. P.O. Box 297804 Special Rule For Credit Card Purchases: If you have a problem with the quality of goods or services that you Ft. Lauderdale, FL purchased with the card, and you have triedin good faith to coned the problemwith the merchant, you may not have to pay 33329-7804 the remaining amount due on the goods or services. You have this protection only when the purchase price was more than $50 and the purchase was made in your home state or within 100 miles of your mailing address. (If we own or operate the Payments merchant, or if we mailed you the advertisement for the property or services, all purchases are covered regardless of P.O. BOX 2855 amount or location of the purchase.) In Case of Errors or Questions About Your Electronic Transfers: Please NEW YORK NY contact us by clicking on the Customer Service Link online at viiinv.americanexpress.com, or you can call us 10116-2855 at 1-800-IPAY-AXP for Pay By Phone & Pay By Computer issues, or 1-800-CASH-NOW for Express Cash & automatic payment issues. You can also write to the Express Cash Operations address indicated on your statement. If you think your statement, receipt, or transaction is wrong, please contact us as soon as possible. We must heat from you no later than 60 days after we sent you the FIRST statement on which the problem or error appeared. When contacting us: 1. Tell us your name & account number; 2. Provide the dollar amount of the suspected error; 3. Describe the error or the transfer you are unsure of, & explain as dearly as you can why you believe there is an error or why you need more information. We win investigate your complaint & correct any error promptly. If we take more than 10 business days to do this, we will credit your account for the amount you think is in error, so that you will have use of the money during the time it takes us to complete our investigation. Credit Balance: If a credit balance (designated "CR4) is shown on this statement, it represents money owed to you. You may make charges against the credit balance or request a refund. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance in your account if the amount is $1.00 or more. Creditor: American Express Centurion Bank New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800-518.8866. Change of Address If correct on from do not use Karoo Company Name &reel Address Cfv. SWe r F tp Code Providing your email Area cede end address to American Home Phone Express will enable you Area code and .... m i to receive special offers, Work Phone Suited to your needs. Erna EFTA01726865 DUPLICATE COPY PiCpX(CI For Axccat Niniber ng Palo Page 3 of 7 JEFFREY E EPSTEIN XXXX->00(XX4-31005 09/29/04 Due in Full continued Amounts 09/08/04 THE CHARLES HOTEL CAMBRIDGE MA 773.58 LODGING ROC No. 148039 09/08/04 THE CHARLES HOTEL CAMBRIDGE MA 318.20 LODGING ROC No. 148303 09/09/04 TICKETMASTER NY 40 NEW YORK NY 216.05 DISNEYS LION KING (NY 09/09/04 TICKETMASTER NY 40 NEW YORK NY 1.75 TICKETS 09/09/04 THE CHARLES HOTEL CAMBRIDGE MA 21.88 LODGING ROC No. 148039 09/13/04 FREDERIC FEKKAI NY NY 316.36 BARBER/BEAUTY SHOP ROC No. 0000006374 09/15/04 FREDERIC FEKKAI NY NY 156.20 BARBER/BEAUTY SHOP ROC No. 0000006822 Total Due In Full Activity 6,729.61 Important Notice Renewal Notice Statement Information: The amount due on any statement is payable upon receipt of the statement and must be paid Please refer to page 2 by the closing date of the next statement to keep your account current. You may discontinue your membership by for further important calling Customer Service when the annual fee is billed. information regarding Annual Fee: The annual fee is $1,000.00 for the Basic Centurion Card and $500.00 for each Additional Centurion your account Card, $175.00 for each Additional Platinum Card, and $45.00 for each Additional Gold Card. The annual lee for each Card is increased by $5 if the billing address of the account is outside the US. The $5 annual subscription fee for Departures magazine is included in the annual fee for your Centurion Card membership. If you do not wish to receive Departures magazine, please call 1.877.509.3993, Monday through Friday, 9am - 5pm EST. Grace Period for Purchases on Flexible Payment Features: 30 days on average if previous balance is paid in full, for enrollees in Sign & Travel* or Extended Payment Option" Flexible Payment Features otherwise, no grace period. Method of Computing the Balance Subject to Finance Charge (FC) for Purchases on Flexible Payment Features: Average Daily Balance (including new purchases, excluding new purchases made on the Sign & Travel° or Extended Payment Option' Flexible Payment Feature by Cardmembers enrolled in such Features). APR Information: The Annual Percentage Rates (APRs) and Daily Percentage Rates (DPRs) may vary based on the applicable Prime Rate (PR). The PR used to determine the APR and DPR is the higher of the PRs listed in the Well Street Journal on the 1st or 25th day (or if such date is not a business day, the next business day) of the prior month. If a promotional rate is in effect, that rate will apply and expire according to the promotional terms disclosed to you when you were offered the account or promotional opportunity. Please see your Cardmember agreement. You may have access to one or more Flexible Payment Features as pad of your Card Account. The Annual Percentage Rates (APRs) and Daily Periodic Rates (OPRs) listed below are applicable to the following: Centunon/Sign & Travel Tier Rate Description APR DPR PREFERRED Prime + 5.90% 10.40% 0.0285% STANDARD Prime + 690% 10.40% 0.0285% DEFAULT Prime + 21.99% 26.49% 0.0725% EFTA01726866 DUPLICATE COPY Preprod For Account Page 4 of 7 JEFFREY E EPSTEIN >oo&NrithrXX4-31005 EFTA01726867 MembeMOPPe CHs Plus' Monthly Statement and Page 5 of 7 Program News American Express* For questions about your Statement Period Membership Rewards account, July 1, 2004 - July 31, 2004 contact 1-800-AXP-EARN Account activity after this period does not appear on this statement (297-3276) Prepared kr JEFFREY E EPSTEIN Available Points www.americanexpess.com/rewards kteerterelip Renate ACCOLIM Number 1M33334712 5,414,060 American Express Membership Rewards Points are available when charges are PO Box 297813 paid in full and all your accounts are in Everyday Spend Points Earn Double Points for all Ft. Lauderdale, FL 33329-9785 good standing. this period: your Everyday Spend- Available points Include everyday earned26 296 groceries, gas, pharmacy spend points. Account Summary Opening points balance 5,288,720 New points earned 4- 124,836 Points transferred or redeemed 0 Reinstated points and adjustments +504 New points balance =5,414,060 New Points Earned 07/01/04 - 07/31/04 Points Activity On Everyday Spend Bonus Points Total Points Activity Eligible Charges Points Awarded Per Card Centurion 2,817 0 2,817 3715-657814-31005 Platinum 0 0 0 0 3713418259-32002 Gold 2,362 233 0 2,595 3718-46368841000 Add! Gold 195 0 0 195 3718-463688-44012 Add! Gold 24,283 0 0 24,283 3718-463688-43030 Add! Gold 0 0 0 0 3718-463688-41042 Business Gold 0 0 0 .0 3727-162568-41009 Gold 0 0 0 0 3727486332-61005 Add! Gold 32,915 20,425 0 53,340 3727444x4p.e201I Addi Gold 33,173 5,051 0 38,224 372748633243027 Add1 Gold 2,795 587 0 3,382 3727-Paft332-62060 Totals 98,540 26,296 0 124,836 Reinstated Points and Adjustments 07/01/04 • 07/31/04 Number Of Date Points EDS Bonus Point Adj 504 7/14/04 Total 504 MarberstipRewarda Plus Wes earns may be transferral a ;enamod as tag =Senn:deg Cod awaits are ,good gongs. Pons transferred or Seeman canna to remised back irto the yastam. Forfeited points can be reinstated Roofers by calling the number provided below. Eight* Cord charges we ("fined In the ktartershp Flervads PS: program Terms .rd Candela:as in your trkenberstip Rewards Flue Gdns. I pair have QIXSti:01S, please visa www.amerkanexpress.congmemberehlprewardsplus a call 1-800-AXP.ICGO ita7-1090). From 0/0(VMS cal carat 205-816-2799. Continued on reverse EFTA01726868 American Erpress• Pitcatdkc ErakirEldpATE COPY JEFFREY E ',Webers* Rews-deAt Anti throw Page 6 of 7 1M33334712 Everything You Need, for Every Room in Your House at Pottery Barn At Pottery Barn, you'll find sophisticated furnishings with Visit wvAv.american exclusive designs that exemplify superb quality and timeless expross.comfrewards or call 1-800-AXP-EARN POTTERYBARN style. Visit us today—we'll help you create rooms that make (297-3276). you feel welcome every time you walk in the door. (MR Message 5066) Fly Cathay Pacific Airways to Hong Kong memoERs),4p Aniti 114, $xp '''' Cathay Pacific Airways offers service from North America (Los Angeles, San Francisco, New York, Vancouver and Call Cathay Pacific at 1.800-233.2742 to make your reservation. Then, Toronto) to Hong Kong, with convenient connections to over visit www.american 80 destinations worldwide on one of the world's youngest express.com/rewards Tel fleets. or call 1.800-AXP-EARN (297-3276) to redeem points. On Cathay Pacific, you may redeem 20,000 Membership Rewards® points for a $299 Economy Class ticket or 70,000 (MR Message 8221) points for a free Economy Class ticket to Hong Kong. McCormick & Schmick's Seafood Restaurants Enjoy some of the freshest seafood available each and every To start redeeming today CCORMICK day or as National Seafood Month begins in October. Renowned for their 'Fresh Approach'to dining, this for a $50, $100 or $150 gift card, visit wens!. & CHMICK'S restaurant group prints new menus daily to offer more than americanexpress.com/ rewards a call SEAFOOD RESTAURANTS 30 varieties of the freshest seafood. Now is the ideal time to 1-800-AXP-EARN think gatherings or gift cards for the holidays. (297-3276). (MR Message 4524) To find a restaurant near you call 1-888-344-6861 or log on to www.McCormickandSchmicks.com. Earn Double Points at Tourneau • WatchFest 2004 Celebrate Watchfest 2004! Visit any Tourneau or Tourneau (Bonus ID 2308) Watch Gear Store during the entire month of October 2004, TOURI1EAU Send( 1000 and earn double Membership Rewards® points on any purchase when you use an eligible, enrolled American Express® Card. Not eyelid* at Toumeete Las Vegas Iccaecet Tote iaktge to earn Penn pants. you rat be WOW In the Idarrbershlp Rewards ettgrani al the any el webs* anl you must chage tour purchase en an en-c Arnnican EYIVOSSCazd. Bonus pcinIs wi be credrad to yap kterrtaeskp Rewards accevrt wean 6.8 weeks aver charges appear °rotator brag statement. BOnes D.2305 Plan Your Next Vacation to Europe with SWISS SWISS offers daily service from Boston, Chicago, Los Once you have a swiss Swiss International Air Linos Angeles, New York's JFK, Newark, and Miami to more than 40 destinations throughout Europe. confirmed reservation, redeem for the desired certificate by visiting www.americanexpress. Redeem 40,000 Membership Rewards® points for an com/rewards or call Economy Class Companion Ticket to Europe. Call SWISS at 1.800-AXP-EARN (297.3276). 1-877-FLY-SWISS (359-7947) to make your reservation today. (MR Message 8033) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726869 DUPLICATE COPY Prepared For Amain, Weber CloCr0 Dale Page 7 of 7 JEFFREY E EPSTEIN )00000000(4-31005 09/29/04 an ...CustomExtras- Premium Seats at the STAPLES Center Call 1-800-455-1657 (8 am-11pm EST, seven Use your Centurion® Card to get some of the best seats in the house days a week) for more for professional hockey and basketball at the STAPLES Center. You information or to buy can also score hot tickets to most other sports and musical events at tickets. the Los Angeles landmark. (CE 104834) NI sales are final and nonrefundable and resale is prohibited. Details and prices are subject to change. Suite, packages, and tickets are available on a first-come, first•served basis. NI ticket orders are subject to service charges. Payment must be made using the Centurion Card from American Express.Ticket limits may apply. Availability is limited.Tickets will be sold in pairs. Special Access with Hotel Elite Status To take advantage of these valuable benefits, Without having to meet virtually any minimums or special contact Centurion Member requirements, you are entitled to enroll in the elite levels of the Services (CMS) at frequent guest programs of the Hilton Family of Hotels, 1-877-877-0987, option 3. InterContinentale Hotels and Resorts, and Starwoode Hotels & (CE 104835) .11l5 x . 1/00$ Resorts Worldwide. _ • Benefits vary from program to program arid are subject to change without written notice. Benefits are based upon space availability. The terms and conditions of each individual partner program apply. Partner programs require enrollment. Participating partners are subject to change. Carry the TravelFunds® Card from American Express TravelFundse Card from American Express is The safety of Travelers Cheques with the convenience of a Card. The accepted at millions of prepaid, reloadable TravelFunds Card from American Express is a places that accept safe way to carry money when you travel. Unlike debit cards, it is not American Express linked to your bank account. You'll also have access to valuable travel Cards. Purchase yours today at www.american services such as passport/credit card replacement assistance.* express.com/buytfc or by calling 'Proof of TravelFunds Card purchase may be required. Credit card replacement assistance 1.877-I BUY-TFC. is for major bank-issued credit cards only (not for retail store, gasoline, calling cards, etc). Fees for passport/credit card replacement assistance are the sole responsibility of the (CE 104838) customer. ATM fees apply. For complete terms, visit vnintiamericanexpress.comibuytk or call 1-888-412-6945. Now Accepting American Express® Cards! If there are other places where you would like to eteamz - Teams and leagues in more than 100 sports use eteamz see the Card accepted, Web sites and services. Visit www.eteamz.com or call please call the Customer 1-888-543-7223. eteamz is part of The Active Network, Inc. Service number that is located at the top of your statement or the number Global Gatherings - Patisserie and restaurant selling eclectic home that is on the back of your and gift items from around the globe. We are on 156 South Central Card. Avenue in Hartsdale, NY. 914-683-1833. (CE 104870) Baby Superman - Baby bedding and gear at discount prices--unique items not found at national chains. Nationwide shipping. Visit us at www.babysupermart.com. Online Fraud Protection Guarantee To learn more, visit www.americanexpress. When you use the American Express® Card online, you won't be com. responsible for any unauthorized charges. Period. No fine print, no deductible--just pure protection, so you can shop with confidence (CE 104909) anywhere on the Internet. Should any unauthorized charges appear on your statement, simply notify us by calling the number on the back of your Card. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726870 DUPLICATE COPY Earn points on all of your • purchases, everywhere Centurion® Card you use.the. Card. Statement of Account Gist www.arnericaneiPreSS Cam/rewards. Propond For ACCGAI Nutty Ckz.ng DaN2 JEFFREY E EPSTEIN 3715-657814-31005 10/29/04 Page 1 of 8 New &betty $ New Please Pay By Previa'', &Saxe S Ptornen Actray $ InO.AdjustrnenP3 Balance $ 11/13/04 6,729.61 -6,729.61 +1,211.20 1,211.20 Please refer to page 3 for important information regarding your account Contact us at www.americanexpress.com or call Customer Service at 1-877-877-O987. Ctocierge-YourReHableResource As a Centurion® member you have access to an incredibly valuable resource right at your fingertips. Consider all of the tasks you have to accomplish on a daily basis. Now imagine reliable assistance to help you accomplish them--your dedicated Concierge. Whether you need help securing dinner reservations for a night on the town, sending flowers to a loved one, finding a thoughtful gift for a special anniversary or planning fun activities for the weekend, Concierge has the creative expertise to handle all of the details and make your life more enjoyable. Call Centurion Concierge 24 hours a day, 365 days a year at 1-877-877-0987, option 2. Activity .ind"a Cc" dth2 kmunt$ 109woeirrient sepeikgcr*cpi4fIvoit, arnovnts Due In Full Activity for JEFFREY E EPSTEIN Caid XXCOCCCIX4-31C05 09/30/04*ilCTHEpLANTERSINNqCHARLESTptiqWSC'i Data Depure Date,, 6/15/04'4' 09130/0412 THE PLANTERS INNri CHARLESTONr 7 -40/15/04:,:, , RED RESERVATION Please fad on the perktabca berm. death and Mum web ma prier, $ Continued on Page 3 Axeurt Nuntee Please Pay By: Please enter account Payment Coupon 3715-657814-31005 11/13/04 number on all checks and correspondence. To avoid additional Finance Charges on Purchases, pay New JEFFREY E EPSTEIN Balance before Payment 457 MADISON AVE 4FL Total Amount Due Due Date. NEW YORK NY 10022-6843 $1,211.20 Note changes to address or telephone number on reverse side. Unless you check here, this change will apply to all of your Card Accounts except any Corporate Card Accounts Mail Payment to: HdaJAIJAHMIHJIALIAANIUM you may have. AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 IIIIIIII ,I,I 0000371565781431005 000121120000121120 25 rl EFTA01726871 DUPLICATE COPY Prepared For Mncetauriter JEFFREY E EPSTEIN Page 2 of 8 )000(-)0000(4-31005 Payments: Payments received after 12:00 noon or on weekends or holidays may not be credited until the next business day. Payments must be in US Dollars and &awn on a bank located in the US and (except for electronic payments) placed in the enclosed envelope with the remittance stub and the account number indicated on the check. Please do not send post-dated checks. They will be deposited upon receipt. If payment is made in any other form or at any other location, there may be a delay in processing. We reserve the right to process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to To Pay By Phone your financial institution. Your checking account may be debited as soon as the same day we receive your payment. If 1-800472-9297 we can not collect the funds electronically at first presentment, we may issue a draft against your account for the amount of the check. Authorization for Electronic Payments: by using the American Express Pay By Computer, Pay Customer Service and By Phone or any other American Express electronic payment service, you will be authorizing American Express Lost or Stolen Card to initiate an electronic debit to the financial account you specify in the amount you request. To use 1-877-877-0987 Pay By Computer, please visit us at www.americanexpress.com. Lost or Stolen Card: If the Card is lost or stolen, 24 hours/7 days telephone us immediately at the number indicated on your pnenr statement, or click on the Customer Service link online. Outside the U.S. contact the nearest American Express Travel Service Office or call any local American Express office. Finance Charges: Average Daily Balance Method for Calculation of Finance Charges (FC):We use the Average Express Cash Daily Balance method to calculate FC on your Account. Under this method, we figure the FC on your Account by applying 1-800-CASH-NOW the daily periodic rate to the Average Daily Balance (as described below) for each feature fsuch as Purchase, Cash Advance and Balance Transfer features) of your Account (inclucfing current transactions). To get the Average Daily International Collect Balance for each feature, we (1) take the beginning balance for the feature each day (including unpaid FC from previous 1.954-503-8905 billing periods), (2) add any new transactions, debits, or fees, (3) subtract any payments or credits, and (4) make any appropriate adjustments. For each day after the first day of the billing period, we also add an amount of Hearing Impaired interest equal to the previous day's daily balance multiplied by the daily periodic rate for the feature. (9am-5pm EST) This gives us the daily balance for the feature for that day and the beginning balance for the feature for the next day. If this balance is negative it is considered to be zero. Then, we add up all the daily balances for the feature for the billing period "Ti': 1-300.221-0050 and divide the total by the number of days in the billing period. This gives us the Average Daily Balance for the feature. For FAX: 1.800.695.9090 all features except Cash Advances andcertain promotions, the Average Daily Balance will be considered to be zero if you In NY: 1.800-552-1897 paid the New Balance, if any, shown on your previous month's statement by the Payment Due Date shown on that statement. If you multiply the Average Daily Balance for each feature by the number of days in the billing period and the daily periodic rate for that feature, the result will be the FC assessed on that feature, except for variations caused by rouncling. The total FC for the billing period is calculated by adding the FC assessed on all features of the Account. This method of calculating the Average Daily Balance and FC results in daily compounding of FC. The minimum FC for any billing period in which FC are imposed is $0.50. Correspondence Ratline Rights Summary: In Case of Errors or Questions About Your Sill: If you think your bill is incorrect, or if you needmore information atout a transaction on your bill, write to us at the address indicated on your paper statement, or dick Customer Service, The on the Customer Service link online. We must hear from you no later than 60 days after we sent you the first bill on which Centurions Card from the error or problem appeared. You can telephone us but doing so will not preserve your rights. In your American Express correspondence, give us the following information: 1. Your name and account number; 2. The dollar amount of the P.O. Box 297846 suspected error; 3. Describe the error and explain, if you can, why you believe there is an error. If you need more Ft. Lauderdale, FL information, describe the item yciu are unsure about. You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. While we investigate your 33329-7846 question, we cannot report you as delinquent or take any action to collect the amount you question. If you have authonzed us to pay your bill automatically from your savings or checking account, you can stop the payment on any amount you think Customer Service is wrong. Tostopthe payment, you must notify us three businessdays before the automatic payment is scheduled to occur. P.O. Box 297804 Special Rule For Credit Card Purchases: If you have a problem with the quality of goods or services that you Ft. Lauderdale, FL purchased with the card, and you have tried in good faith to correct the problem with the merchant, you may not have to pay 33329.7804 the remaining amount due on the goods or services. You have this protection only when the purchase price was more than $50 and the purchase was made in your home state or within 100 miles of your mailing address. (If we own or operate the Payments merchant, or if we mailed you the advertisement for the property or services, all purchases are covered regardless of P.O. BOX 2855 amount or location of the purchase.) In Case of Errors or Questions About Your Electronic Transfers: Please NEW YORK NY contact us by clicking on the Customer Service Link online at www.arnericanexpress.com, or you can call us 10116-2855 at 1-800-IPAY-AXP for Pay By Phone & Pay By Computer issues, or 1.800-CASH-NOW for Express Cash & automatic payment issues. You can also write to the Express Cash Operations address indicated on your statement. It yOU think your statement receipt, or transaction is wrong, please contact us as soon as possible. We must hear from you no later than 60 days after we sent you the FIRST statement on which the problem or error appeared. When contacting us: 1. Tell us your name & account number; 2. Provide the dollar amount of the suspected error; 3. Describe the error or the transfer you are unsure of, & explain as dearly as you can why you believe there is an error or why you need more information. We will investigate your complaint & correct any error promptly. If we take more than 10 business days to do this, we will credit your account for the amount you think is in error, so that you will have use of the money during the time it takes us to complete our investigation. Credit Balance: If a credit balance (designated ICH) is shown on this statement, it represents money owed to you. You may make charges against the credit balance or request a refund. II you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance in your account if the amount is $1.00 or more. Creditor: American Express Centurion Bank. New York residents may contact the New York Banking Department to obtain a comparative fisting of credit card rates, fees and grace periods bycalling 1-800-518-8866. Change of Address COMO on horn do not era Name Company Name Street A6Preze City. Slate r Zip Cede Providing youremail Area Code and address to American Home Phone Express will enable you Area code and to receive special offers, j Work Phone suited to your needs. Email EFTA01726872 DUPLICATE COPY Prepared Fa Accoonl Nutt: ClaigDa* Page 3 of 8 JEFFREY E EPSTEIN X)00(-X)000(4-31005 10/29/04 Due in Full continued Amami $ 09/29/04 THE PLANTERS INN CHARLESTON SC 310.00 Arrival Date Departure Date No of Nights 10/14/04 10/15/04 1 00000000 CARDEPOSIT 09/29/04 THE PLANTERS INN CHARLESTON SC 650.00 Arrival Date Departure Date No of Nights 10/14/04 10/15/04 1 00000000 ASSURED RESERVATION 10/08/04 FREDERIC FEKKAI NY NY 171.20 BARBER/BEAUTY SHOP ROC No. 0000002498 10/29/04 Membership Renewal Fee 1,000.00 Total Duo in Full Activity 1,211.20 Important Notice Please refer to page 2 Information on Flexible Payment Features for further important You may have access to one or more Flexible Payment Features as part of your Card account. The current Annual information regarding Percentage Rates (APRs) and Daily Periock Rates (DPRs) for the Flexible Payment Features are as follows: your account For Sign & Travel, the APR is 10.65%, the DPR is 0.0292% EFTA01726873 DUPLICATE COPY Preparal Fcc Pape 4 of 8 JEFFREY E EPSTEIN )000(400000-31005 EFTA01726874 MembeRINVITe ts Plus`" Monthly Statement and Page 5 of 8 Program News AneliCCIP: EXPle$0' For questions about your Statement Period MEMBERSHIP Membership Rewards account, August 1, 2004 • August 31, 2004 contact 1-800-AXP-EARN Account activity after this period does not appear on this statement Prepared la REIVARD (297-3276) JEFFREY E EPSTEIN Available Points vnvvtamericanexpress.com/rewards Mertenthip nevem:Ise Mame Hinter 1M33334712 5,549,969 American Express Membership Rewards Points are available when charges are PO Box 297813 paid in full and all your accounts are in Everyday Spend Points Earn Double Points for all Ft. Lauderdale, FL 33329-9785 good standing. 27 earned this period: your Everyday Spend- Available points Include everyday groceries, gas, pharmacy spend points. 34 Account Summary Opening points balance 5,414,060 New points earned +135,909 Points transferred or redeemed 0 Reinstated points and adjustments 0 New points balance =5,549,969 New Points Earned 08/01/04 - 08/31/04 Points Activity On Everyday Spend Bonus Points Total Points Activity Eligible Charges Points Awarded Per Card Centurion 5,878 0 1,096 7,479 3715-657814-31005 Obis 2x pts 2004-6 1917 505 CONSUMER CENTURION GROUP GCE Platinum 1,060 0 0 1,060 3713-818259-32002 Gold 6,588 0 0 6,588 3718-46368841000 Addl Gold 34 0 34 3718.46368844012 Addl Gold 24,367 0 310 24,781 3718-463688-43030 Orbitz 2x pts 20044 1917 . 104 OSBN Staples Summer 04 1692 Addl Gold 0 0 0 0 371846368841042 Business Gold 0 0 0 0 3727-16256841009 Gold 0 0 0 0 3727-686332-61005 Addl Gold 31,277 17,645 0 48,922 3727-686332-62011 Addl Gold 31,108 9,437 59 40,604 3727-686332-63027 OSBN Staples Summer 04 1692 Addl Gold 6,289 152 0 6,441 3727-6863n-62060 Totals 106,601 27,234 2,074 135,909 Mcntershp Rewards Mos points earned may bo tranderrod or redasend as long as a4 enrciltd Card mccurin we it geed stardng. Peens earnietted or redeemed cannel to teemed todt into the program Perfeltail points can be reinstated for a fee by calling the number provided below. Elsnbk. Cardona:gm aro allied in the MaMterstip Rewards Plus ;moron Torres ardCordtian in )W PAYTtettlip Rewards Plus Gude. If you have;tenons, pinto visot swersmerleanexpress.ternImenbemIllprewalasplus or cal 1.8COAXP•1090 (297.10:0). Fran overseas. Cal ootecl 3053162799. Continued on reverse EFTA01726875 Pr" ed ice JEFFREY E ..yi eln ipATE COPY American Express* hicrnbashp Peet.vC.Aotounl Norrber Page 6 of 8 1M33334712 Important Notice Regarding Marriott Rewards® Option ANN/tie A',-Es As of January 1, 2005, point transfers into the Marriott Important Message: "a1E e.10 EX S.Il1P Rewards program will no longer be an option in the Marriott Rewards* to leave the Membership Rewards," Membership Rewards® program. All point transfers into the Program. , I, , Marriott Rewards program must be complete by December 31, 2004. Please remember that any Membership Rewards To see the full array of point transfers into the Marriott Rewards program are rewards accessible to you, log on to vnvw.american considered final and non-refundable. express.comfrewards. Marriott certificates will remain a reward option in the (MR Message 5069) Membership Rewards program. Earn Bonus Points at Top Retailers Through Milesmall.com Here's a great way to earn bonus points at 150 of the most Visit www.Mitesmall.com/ well-known brands. Enroll at Milesmall.com and when you americanexpress to enroll MILesMaitcom shop through their online mall using a registered American and register and start earning bonus points Express® Card--you can earn bonus points for your today! Remember you can purchases all year round. Visit www.Milesmall.com/ only earn bonus points americanexpress to register and see how many bonus when you link though Milesmall.com. points can be earned when you shop with Milesmall.com. Enrdment and terms and *colones la Micsmatocen app/f. To be regbfa to cam terra pconts. you mutt (MR Bonus ID 2449) be weeded in Ihe Merrbershia Remade/1recce/nal the Imo DI pinches* aid you must charge your purchase en an elytie, mySW Arnencen Egress Card. Bras parts val be cowed to your Prajorn arcounl whin 10.12 weeks ear charges appcka: on your bin; sLeernom. Program veld Koh 030806 to 03,0805. Bonus 10:2669. Plan Your Next Ski Vacation with Aspen/Snowmass Redeem Membership Rewards® points for Aspen/Snowmass To review these rewards for your next ski vacation. You can redeem points for and redeem points, visit www.amedcanexpress. ASPENANOWMASS certificates for skiing, snowboarding or rentals at each of the four mountains--Snowmass, Aspen Mountain, Aspen cam/rewards or call 1.800-AXP-EARN Highlands and Buttermilk. For more information, call (297-3276). 1-800-525-6300 or visit www.aspensnowmass.com. (MR Message 3376) Rewards mid Owou;s1 Apr! 11. 2006. Earn Five Membership Rewards® points from Sharperimage.com This Holiday-Season Find unique gift ideas and earn five Membership Rewards THE points for virtually every dollar you spend when you shop at Shop at www.sharper Image.corn/amexpoInts today and earn five points SHARPER www.sharperimage.com/amexpoints. The Sharper Image shares the fun of discovering innovative products that make for every dollar you spend this holiday season. life easier and more enjoyable. As one of America's premier IMAGE' specialty online retailers, sharperimage.com is a great place (MR Message 3243) for great gift ideas this holiday season. Ote vdd ONLY when you 9e to www.sharpedmage.conamexpointe teach 12/31431. To ems bonus pails youreed to cnroled n the himnberstm Retard: pay.® at theIne of Purchase aM orange your purchase to an ebgblo corded Exprt4s49 Card. Not void in sixes, ph:he:Mai-ceders or lot The Simper Image Aucton ifs. Chhor terrre. aPpIy. Peres Point; vat be *seeded * your hterrborshbRends aeccunt 10-12 wefts :hr charges appear ea yar [ding wakened. Bars ID* 1016. Limited Time Offer from Rail Europe! For a limited time, redeem 15,000 points and receive a To review these rewards certificate for $100 off any Rail Europe booking of $350 or and redeem points, visit vonnv.americanexpress. anO_OgOcurit more. This offer is valid for bookings between October 1, 2004 and November 30, 2004. So act fast. corn/rewards or call 1.800-AXP-EARN (297-3276). Rail Europe is one of the largest suppliers of European rail (MR Message 3190) and travel services in North America. Pecluves based on Iwo people luneirg testier, stkject to am/04611y. Cain bitched dale* apply. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726876 DUPLICATE COPY Nimrod For Account Nurrter Gleam Dtde Page 7 of 8 JEFFREY E EPSTEIN XXXX40000C4-31006 10/29/04 a .CustomExtras- r es. Introducing a New Limited-Edition Publication For more information, contact Centurion Member Published especially for Centurion® members with a frequency of four Services at times a year, this new publication has been created for a very specific 1.877-877.0987. virde4lOrIICETYST, ,Tr . . and limited audience--you. As such, it will reflect not only your needs (CE 104999) but your aspirations, providing a sometimes rare, always unique look Anus 100l at the world of travel, food and wine, fashion, and culture. It promises to not only enhance your understanding of those worlds but to provide special access to them as well. Get Premium Seats & Packages at Madison Square Garden To reserve your tickets, call 1.800.455.1657 It's time for another exciting season of pro sports at Madison Square (8arn-11pm EST, Garden in NYC. As a Centurion® member, you have not only the seven days a week). inside track to premium seats, you also have special opportunities to (CE 104983) meet and talk with sports notables at the games during our Chalk Talks and Legends Nights. All sales are Sinai and nonrefundable and resale is prohibited. Details and prices are subject to change. Suites, packages, and tickets are available on a first-come, first-served basis. All ticket orders are subject to service charges. Payment must be made using the Centurion Card from American Express. Ticket limits may apply. Availability is limited. 'tickets will te sold in pairs. American Express® Gift Cards - Good All Over the Place! Buy your Card at participating in-person American Express Gift Cards are accepted in millions of different locations, online— at places,* for millions of different things. From sporting goods to sushi www.amMeanexpress. and for holidays or special occasions, be sure to give your loved ones com/gift or via one at exactly what they want, every time. Unlike store gift cards or 1-866-256-GIFT. certificates, American Express Gift Cards never expire and are (CE 104986) replaceable if lost or stolen.** Buy American Express Gift Cards today—the perfect gift, every time. 'The Card is good in the U.S. wherever American Express Cards are accepted. Cards' fees may apply. "The remaining hinds on the Card can be replaced, replacement card fees may apply. "'Online sales through Cheques-on-Line, Inc. Card and shipping fees apply. For complete terms, visit www.americanexpress.com. Now Accepting American Express® Cards! If there are other places where you would like to Amazing Savings - 86 stores with closeout merchandise arriving see the Card accepted, daily. Amazing brands. Amazing closeouts. For locations, call please call the Customer 1-888-AMAZING or visit www.amazingsavings.com. Service number that is located at the top of your statement or the number Salon Pashah - Has been unveiled in New York City and truly sets a that is on the back of your new standard in hair care and innovative design. 601 Madison Card. Avenue. For an appointment call 212-371-7337. (CE 104926) Return Protection - We'll Take It Back When Others Won't For more information, visit us online at From time to time, merchants refuse to take back items you purchase www.americanexpress. at the store or online. That's why it's nice to know if you're dissatisfied comiretumprotectIon. with any eligible purchases you made with the Card and the merchant won't take it back, Return Protection can help. Perhaps the (CE 104995) item is too big. Maybe you don't like the color. Simply contact us within 90 days from the date of purchase and American Express will reimburse you for the purchase price up to $300 per item, excluding shipping and handling. Return Protection refunds, exclude shipping and handling, and are limited to up to $1,000 annually per Card account. Coverage is subject to additional Terms, Conditions, and Exclusions. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726877 DUPLICATE COPY Prepared Fa Amami Nina., Page 8 of 8 JEFFREY E EPSTEIN )CCXX-XXXXX4-31005 Earn Double Points by Donating to Your Favorite Charity To make a donation, go to www.americanexpress. Donate to any of over 1,000,000 U.S. charitable organizations and comfdonate. Terms and earn double Membership Rewards® points for every dollar you donate conditions of the with an eligible, enrolled Card. This bonus point promotion is only Membership Rewards BONUS; eligible to Cardmembers who donate through the American Express program apply. Donation Site between October 1, 2004 and December 31, 2004. For more information, visit r?•••• ecaE?) • ]Re.b N To earn bonus points, you must be enrolled in the Membership Rewards program at the wviw.americanexpress. com/rewards. time of the donation and must charge your purchase on an eligible, enrolled American Express Card. Donation of Membership Rewards points are not tax deductible. Bonus (CE 104978) points will be credited to your Membership Rewards account within 6.8 weeks after charges appear on your tilling statement. The maximum number of points you can earn through this promotion is 25,000. Bonus ID: 5969. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726878 DUPLICATE COPY 5,730,549 Membership Rewards, Centurion® Card "Points Available Statement of Account at 09730104, when charges due are paid in lull and all accounts,are In good . , standing.. ProarWFa AnwintNmber OwimMne JEFFREY E EPSTEIN 3715.657814.31005 11/29/04 Page 1 of 7 New $ New Please Pay By Preibm Edam. $ Payment OciMly k. AcIpstnere4 Balance S 12/14/04 1,211.20 -1,211.20 +966.20 966.20 Please refer to page 3 for important information regarding your account Contact us at www.americanexpress.com or call Customer Service at 1-877-877-0987. Centurion Travel Service - Customized Travel Planning At Centurion Travel Service (CTS), your highly experienced Centurion Travel Counselor will handle all of the details of your next trip, whether you're off on vacation or traveling abroad for business. When you book your travel through CTS, you'll enjoy valuable upgrades and amenities that will make your travel experience just that much more enjoyable. To make a reservation, call CTS today at 1-877-877-0987, option 1. American Express acts solely as a sales agent for travel suppliers and is not liable for the actions or inactions of such suppliers. CST# 1022318-10, TA-149 Registered Ohio Travel Agency, Washington UBI# 600-469-694, ML#1192, TA-002 registered Iowa Travel Agency, NV# 2001-0126. Amon nt $ Activity Inta". " da 11/08/04' U krPaYnieht ReceiVed AmoUnt$ Due in Full Activity for JEFFREY E EPSTEIN Cad )C00000CC(4-31035 10/28/04 FREDERIC FEKKAI NY NY 156.20 BARBER/BEAUTY SHOP ROC No. 0000007068 11/19/04 FULL ACCESS ENTERTAI2019740600 NJ 400.00 TICKET AGENCY 11/19/04 FULL ACCESS ENTERTAI2019740600 410.00 TICKET AGENCY Total Due in Full Activity 966.20 Please loll an to pedontS:n below, del:eh and ream wTh your !moment Continued on Peg. 3 Account Nurrix4 PleaseReyBr terenter account ks and Payment Coupon 3715-657814-31005 12/14/04 number o a ch correspondence. To avoid adc6tional Finance Charges on JEFFREY E EPSTEIN Purchases, pay New Total Amount Due Balance before Payment 457 MADISON AVE 4FL Due Date. NEW YORK NY 10022-6843 $966.20 Note changes to address or telephone number on reverse side. Unless you LIMA ..... check here, this change will apply to all of your Card Ar.a..unts except any Corporate Card Accounts Mail Payment to: you may have. AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 0000371565751431005 000096620000096620 25 ti EFTA01726879 DUPLICATE COPY Prepared For Accew4 (Atter Page 2 of 7 JEFFREY E EPSTEIN )000(40000(431 005 Payments: Payments received after 12:00 noon or on weekends or holidays may not be credited until the next business day. Payments must be in US Dollars and drawn on a bank located in the US and (except for electronic payments) placed in the enclosed envelope with the remittance stub and the account number indicated on the check. Please do not send post-dated checks. They will be deposited upon receipt. If payment is made in any other form or at any other boation, there may be a delay in processing. We reserve the right to process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to To Pay By Phone your financial institution. Your checking account may be debited as soon as the same day we receive your payment. If 1-800-472-9297 we can not collect the funds electronically at first presentment,we may issue a draft against your account for the amount of the check. Authorization for Electronic Payments: by the American Express Pay By Computer, Pay Customer Service and By Phone or any other American Express electronic payment service, you will be authorizing American Express Lost or Stolen Card to initiate an electronic debit to the financial account you specify in the amount you request. To use 1-877-877-0987 Pay By Computer, please visit us at www.americanexpress.com. Lost or Stolen Card: If the Card is lost or stolen, 24 hours!) days telephone us immediately at the number indicated on your paper statement, or dick on the Customer Service link online. Outside the U.S. contact the nearest American Express Travel 5erviceOlfice croak any local American Express office. Finance Charges: Average Daily Balance Method for Calculation of Finance Charges (FC):We use the Average Express Cash Daily Balance method to calculate FC on your Account. Under this method, we figure the FC on your Account by applying 1.800-CASH-NOW the daily periodic rate to the Average Daily Balance (as described below) for each feature (such as Purchase, Cash Advance and Balance Transfer features) of your Account (including current transactions). To get the Average Daily International Collect Balance for each feature, we (1) take the ginning balance for the feature each day (includng unpaid FC from previous 1.954.503.8905 billing periods), (2) add any new transactions, deNts, or fees, (3) subtract any payments or credits, and (4) make any appropriate adjustments. For each day after the first day of the billing period, we also add an amount of Hewing Impaired Interest equal to the previous day's daily balance multiplied by the daily periodic rate for the feature. (9am-Spm EST) This gives us the daily balance for the feature for that day and the beginning balance for the feature for the next day. If this balance is negative, it is considered to be zero. Then, we add up all the daily balances for the feature for the billing period TTY: 1.800.221.0050 and divide the total by the number of days in the billing period. This gives us the Average Daily Balance for the feature. For FM: 1.800.695.9090 WI features except Cash Advances andcertain promotions, the Average Daily Balance will be considered to be zero if you In NY: 1.800552.1897 paid the New Balance, if any, shown on your previous month's statement by the Payment Due Date shown on that statement. If you multiply the Average Daily Balance for each feature by the number of days in the billing period and the daily periodic rate for that feature, the result will be the FC assessed on that feature, except for variations caused by rounding. The total FC for the billing period is calculated by adding the FC assessed on all features of the Account. This method- of calculating the Average Daily Balance and FC results in daily compounding of FC. The minimum FC for any billing period in which FC are imposed is $0.50. Correspondence Billing Rights Summary: in Case of Errors or Questions About Your Bill: If you think your bill is incorrect, or if you needmore information about a transaction on ypir bill, write to us at the address indicated on your paper statement, or crick Customer Service, The on the Customer Service fink online. We must hear from you no later than 60 days after we sent you the first bill on which Centurion° Card from the error or problem appeared. You can telephone us but doing so will not preserve your rights. In your American Express correspondence, give us the following Information: 1. Your name and account number; 2. The dollar amount of the P.O. Box 297846 suspected error; 3. Describe the error and explain, if you can, why you believe there is an error. If you need more Ft. Lauderdale, FL information, describe the item you are unsure about. You do not have to pay any amount in question while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. While we investigate your 33329-7846 question, we cannot report you as delinquent or take any action to collect the amount you question. If you have authorized us to pay your bill automatically from your savings or checiring account, you can stop the payment on any amount you think Customer Service is wrong. To stop the payment, you must notify us three business days before the automatic payment is scheduled to occur. P.O. Box 297804 Special Rule For Credit Card Purchases: If you have a problem with the quality of goods or services that you Ft. Lauderdale, FL purchased with the card, and you have tried in good faith to coned the problem with the merchant, you may not have to pay 33329-7804 the remaining amount due on the goods or services. You have this protection only.when the purchase price was more than $50 and the purchase was made in yourhome state or within 100 mites of your mailing address..(ftwe own or operate the Payments merchant, or if we mailed you the advertisement for the property or services, all_ purchases are covered regardless of P.O. BOX 2855 amount or location of the purchase.) In Case of Errors or Questions About Your Electronic Transfers: Please NEW YORK NY contact us by clicking on the Customer Service Unk online at www.americanexpress.com, or you can call us 10116-2855 at 1-800•IPAY-AXP for Pay By Phone & Pay By Computer issues, or 1-800-CASH-NOW for Express Cash & automatic payment issues. You can also write to the Express Cash Operations address indicated on your statement. If you think your statement, receipt, or transaction is wrong, please contact us as soon as possible. We must hear from you no later than 60 days after we sent you the FIRST statement on which the problem or error appeared. When contacting us: 1. Tell us your name & account number; 2. Provide the dollar amount of the suspected error; 3. Describe the error or the transfer you are unsure of, & explain as clearly as you can why you believe there is an error or why you need more information. We will investigate your complaint & correct any error promptly. If we take more than 10 business days to do this, we will credit your account for the amount you think is in error, so that you will have use of the money during the time it takes us to complete our investigation. Credit Balance: If a credit balance (designated "CR") is shown on this statement, it represents money owed to you. You may make charges against the credit balance or request a refund. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance in your account if the amount is $1.00 or more. Creditor. American Express Centurion Bank. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periodsbycalling 1-800-518-8866. Change of Address ostecl on Irani do not use Name Company Name Street Address r City. State LP Cale P Providing youremail Area Coda and address to American Horne Phone Express will enable you Area Code and to receivespecial offers, j Work nom suited to your needs. Ems? EFTA01726880 DUPLICATE COPY Pifpxcd Fw Account Kerber Clookg Oa) Page 3 of 7 JEFFREY E EPSTEIN )000(-X)000(4-31005 11/29/04 Important Notice Please refer to page 2 Information on Flexible Payment Features for further important You may have access to one or more Flexible Payment Features as art of your Card account. The current Annual information regarding Percentage Rates (APRs) and Daily Periodic Rates (DPRs) for the Flexible Payment Features are as follows: your account For Sign & Travel, the APR Is 10.65%, the DPR is 0.0292% EFTA01726881 DUPLICATE COPY Picpatod For Page 4 of 7 JEFFREY E EPSTEIN )O0Og)O0OO(4-31005 EFTA01726882 MembeRifikfiFfeffilffis Flue Monthly Statement and Page 5 of 7 Program News American Express , For questions about your Statement Period Membership Rewards account, contact September 1, 2004 • September 30, 2004 Account activity after this period does not appear on this statement 1-800-AXP-EARN (297-3276) Prepared for JEFFREY E EPSTEIN Available Points www.americanexpress.comkewards Member:Om Renarelvt Paean Nutter 1M33334712 5,730,549 American Express Membership Rewards Points are available when charges are PO Box 297813 paid in full and all your accounts are-in Everyday Spend Points Eam Double Points for all Ft. Lauderdale, FL 33329-9785 good standing. earned this period: your Everyday Spend- Available points Include everyday groceries, gas, pharmacy spend points. 52,111 Account Summary Opening points balance 5,549,969 New points earned +180,580 Points transferred or redeemed 0 Reinstated points and adjustments 0 New points balance =5,730,549 New Points Earned 09/01834 - 09/30/04 Points Activity On Everyday SperM Bonus Points Total Points Activity Eligible Charges PaMa Awarded Per Card Centurion 6,730 0 0 6,730 3715457814-31005 Platinum 1,577 0 0 t577 3713-816259-32002 Gold 3,293 197 0 3,490 3718-463688-41000 Addl Gold 1,255 0 0 1,255 3718-463688-44012 Add' Gold 16,112 0 0 16,112 3718-463688-43030 Addl Gold 0 0 0 0 3719-46368841042 Business Gold 0 0 0 0 3727-162568-41009 Gold 0 0 . 0 0 3727-6$4339.61 Aden Gold 61,739 51,526 0 113,265 3727-68633242011 Add( Gold 36,365 243 0 36,608 3727-686332-63027 Addl Gold 1,398 145 0 1,543 3727-68633242060 Totals 128,469 52,111 0 180,580 Membershg Rereads Pan poet earned may be transterred a redeemed as brigand enrolled Cud amounts are in red stvang Ponta transferred or reckanal cannot bo mooned back rto the program. Forfeited points can be reinstated Wale by calling the number provided below. Etable Gardcharge, we otarnecl in the Marbetaip Rewards Plus program Terms and Gordraw in your Mombasa:a Rereads Piss Gude. II you haveRumba. Pease vtiol woow.americanexprestconamembersaprewardsplus a cal 119/GA)P-10S0 (297.1090). From ones, cello:tot 305416-2799 Earn Double Points at Sun & Ski Sports Earn double Membership Rewards® points on any vnvw.sunandski.com transaction of $150 or more when you use your American (MR Message 2331) SSUN & Sla Express® Card at Sun & Ski Sports from November 1, 2004 ens to January 15, 2005. Sun & Ski Sports specializes in helping adventurous outdoor dreams come true with a full line of clothing and equipment for skiing (snow and water), bicycling, skating, running and camping. For the closest store near you, go to www.sunandski.com. To bo elgblo to ern bonus ;cit, you must be cached in the MarberstipReemods pogrom at the lino d asthma ant charge your purchase to an agile. evectbd American Repent Cad, &anus going voll be credo:110 yew cecount 1014 weeks ober changes appear or your bibs eta/anent Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726883 American Exprevra P.Kwed foc E9LFEWFATE COPY JEFFREY E thembershp Rewarte Account Natter Page 6 of 7 1M33334712 Membership Rewards Announces New Car Rental Program to it ter* Kits Effective January 2005, the Membership Rewards® program Check cut the upcoming will enhance its car rental program by offering certificates 2005 Annual Program Guide for more details. from Avis, Hertz and its new partner Enterprise. Program benefits will include: applicability to best available rate and (MR Message 8060) additional discounts for Membership Rewards enrollees. Enroat to the lams onloordreorn eeecimo hoary i, 2005. Terms and conatano may vary by Partner. Ceetfcatee. Ilan IDa3gei. Dora Mahon* and Tarty wll be Issued Oroo7h December at. 2004 and wit be void 6 months Irctn Me of 44u,. New! Fairmont Hotels & Resorts Joins Membership Rewards® i ctermor7 Fairmont Hotels & Resorts is set to exceed your expectations Visit vnivw.amerIcan by providing warm, personal service in distinctive express.comfrewards or call 1-800-AXP-EARN surroundings. Choose from 3 different certificates, Ovation A, (297-3276). Ovation B and Ovation C. Rewards include one-night HOTELS ft RESORTS accommodations and breakfast for two the following (MR Message 9054) morning. For more information or for a list of participating locations, visit www.fairmont.com/ovation or call 1-888-742-7488. Advance 'enemata* regired. Al part vehas for onwnIght clay in a double-ccotpancy Famont man with broadest for M.o. At taxes and gra:uric. herded. EARN Double points for Your Tickets with TKT.com! With 15 years experience, TKT.com offers PREMIUM seating Book online at to concerts, theater and sporting events. Now earn double wvAv.7K7.com or call 1.800-ALL-SHOWS to Membership Rewards® points on all your tickets through earn double points. January 31, 2005. (Bonus ID 2764) Otter =man of 2.600 bonus pads tha-gb.01/31/2406..Totetatble to sae:abaci p0Ls, 70t mail be emoted n the thaixoshjo Rowaids prop:m*1MT** of pwcha and you nwet Chaige tut raw* ca ftn efable: coratedancrban Erma.. Catd. Boma points ma be eradftd yOur M Remade azotrd %Oki 64 wed* dror chaps *peat on you Ming MalOMCM. Berms ID:2764. JetBlue • Our Newest Membership Rewards® Program Partner • jetBlue Membership Rewards welcomes JetBlue Airways as its For more information newest airline transfer partner! Beginning December 8, 2004 about JetBlue or to join TrueBlue, visit you will be able to redeem Membership Rewards points www.jetbtue.com. directly into TrueBlue, JetBlue's Flight Gratitude program. AIRWAYS' JetBlue serves 29 destinations in 12 states, Puerto Rico, the Visit www.american Dominican Republic and now Nassau, The Bahamas. All expiess.com(rewards or call 1.800-AXP-EARN JetBlue aircraft feature roomy all-leather seats each (297-3276). equipped with free live satellite television, offering up to 36 (MR Message 5031) channels of DIRECTV® Programming at every seat. 250 MententipRehr* plate epusk 1 TrueBluepeint (1,750 point mini:men teeter). Earn 10x Points with Butterfield Blooms! Impress your special someone this holiday season with a Visit vvvrvi.butterfield beautiful, festive floral and botanix design from Butterfield blooms.comiamxmr or B Bunt! ,infAld Blooms. Choose from our unique selection to reflect your good taste and personal style, and earn 10x Membership Rewards® points when you shop at www.butterfieldblooms. call 1-888-8BBLOOM and give promo code 9949. (Bonus ID 6627) com/amexmr. We have the holiday flowers that they will truly love! Ofer v*Sel through 12atcs. Not void h real Maim or it coomnebon wilt any des aro: Iran Buterfield Dooms. To eam tame pant, an nat be molar n the MarborshpRensts Pregern at the tn. a gurchne and char year bertha... to an sigb's. encored Aftrcan Expresstli Cox,. Earn PCItt3 wM be creased to your aocasl wain 1012 weeks after chatges apex on ye., blIro Mgement Dorms I>: 6127. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726884 DUPLICATE COPY Fiecxyrd Fb Account etre= axing Date Page 7 of 7 JEFFREY E EPSTEIN XXXX-XXOCC4-31005 11/29/04 e catornExtras" Holiday Help with the Your Reward® Program Visit vnwr.membership rewards.com to choose The holiday season is fast approaching, so give a gift that family and from a list of popular friends will always remember. The Your Reward program lets you give packages or call Your one-of-a-kind experiences by simply redeeming Membership Reward at 1.800-AXP-EARN Rewards® points. Our Experience Specialists can research and (297.3276) and let your arrange a truly memorable gift experience, like a night on the town, a imagination be the perfect personal chef or a decadent spa retreat. gift. Packages are subject to availability. All vendors must accept the American Expresso Card. Unless otherwise noted, alt gratuities and taxes are included in the package point value. (CE 105086) Packages are based on certain costs and times associated with products and service. If these change, point redemption may increase. Save 25% on purchases at The New York Times Store Visit www.nytstore.com to see the entire collection. The New York Times Store offers hundreds of products--from books to Be sure to use the classic photographs, reprints of vintage newspapers to posters. promotion code AMXNOV when ordering to get your Nita savings. STORE Offer expires January 31, 2005. Purchases receive 25% off regular price before taxes, (CE 105091) shipping and handling. Purchases must be made with the American Expresso Card. 25% savings does not apply to crossword books with a retail value of $6.95 or less and cannot be combined with other offers. Sales tax applies where applicable. Saks Makes Holiday Shopping More Rewarding To enroll in the SaksRewards program, Earn SaksRewards and Membership Rewardse points every time you cal -888-307-7736. shop with your Centurion® Card at Saks Fifth Avenue stores and at www.saks.com. The more you spend, the larger the Saks Gift Card (CE 105088) Reward you can receive. Not yet enrolled? Enrollment is retroactive to January 1, so no Centurion Card purchase for 2004 goes unrewarded. Membership Rewards program terms and conditions apply. Saks Rewards provides rewards to customers who enroll in the program with a Centurion Card. Rewards are not valid on Off 5th Outlet Store purchases. If you enroll and spend $1,000 or more during the 2004 calendar year, you will earn an SFA Gift Card Reward good toward future shopping at Saks Fifth Avenue. The SFA Gift Card Reward will be mailed to you by April 2005, for your 2004 spending. Other exclusions apply. Now Accepting American Express® Cards! If there are other places where you would like to Allstate® - Now you can help protect your auto and home and pay see the Card accepted, with your Card. Visit your local Allstate agent, call 1-800-ALLSTATE please call the Customer or go to www.Allstate.com for information. Service number that is located at the top of your statement or the number Raymour & Flanigan - One of the largest furniture retailers in the that is on the back of your Northeast now accepts American Express Cards. Go to Card. www.RaymourFlanigan.com today to find the store nearest you. (CE 105052) En Japanese Brasserie - Traditional Japanese cuisine with a modern twist. 435 Hudson St. at Leroy, New York, NY, 10014. 212-647-9196 or www.enjb.com. Earn Double Points by Donating to Your Favorite Charity To make a donation, go to www.americanexpress. Donate to any of over 1,000,000 U.S. charitable organizations and com/donate. BONUS'S earn Double Membership Rewards® points for every dollar you donate with an eligible, enrolled American Express. Card. This bonus point promotion is only eligible to Cardmembers who donate through Terms and conditions of the Membership Rewards EURO! -4 Ch the American Express Donation Site between October 1, 2004 and December 31, 2004. To earn bonus points, you must be enrolled in the Membership Rewards program at the time of the donation and must charge your purchase on an eligible, enrolled American program apply. For more information visit wflamerIcanexpress. com/rewards. Express Card. Donations of Membership Rewards points are not tax deductible. Bonus (CE 105058) paints will be credited to your Membership Rewards account within 6-8 weeks after charges appear on your trilling statement. The maximum number of points you can earn through this promotion is 25,000. Bonus ID: 5969. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726885 DUPLICATE COPY $,873,216 < Membership ,Rewards® Centurion® Card Points Available Statement of Account at 10/31/04, Mien charges due are paidin full and all accounts are in good standing. Prepared Fa Account Number Cleerra Dab JEFFREY E EPSTEIN 3715-657814-31005 12/29/04 Page 1 of 8 New Aeliely New Please Pay By Precious Salute $ Pageant Aceely $ e. Balance; 01/13/05 966.20 -966.20 +765.40 765.40 Please refer to page 3 for important information regarding your account Contact us at www.americanexpress.com or call Customer Service at 1-877-877-0987. Financial Control and Double Membership Rewards® points It's universal--you take money out of the bank and after a week, you wonder where it went. Using your Centurions Card to pay for everyday errands at supermarkets, gas stations and drugstores can help you keep track of your expenses. Each month, you will receive a detailed statement of all your purchases made with the Card. And don't forget, you can earn double points toward your next vacation. Offer applies at qualifying stand-alone supermarkets, drugstores, gas stations, the U.S. Postal Service, and for payments for wireless phone bills (excluding bulk purchases of wireless time). Not valid in the departments of superstores or warehouse clubs. Terms and conditions of the Membership Rewards program apply. Activity • hIcatn"""'"e Amount KliNwpfleftestkatekcilarkTnenttc Amount Due In Full Activity for JEFFREY E EPSTEIN Cana )3O0C43O0044410C6 12/02/04 FREDERIC FEKKAI NY NY 15620 BARBER/BEAUTY SHOP ROC No. 0000005116 12/17/04 FREDERIC FEKKAI NY NY 176.20 . _ BARBEFVBEAUTY SHOP ROC No. 0000009848 12/29/04 HENRY'S CAR RENTALS ST.BARTHELEMY 85.00 Rental Date: 12/29/04 Return Date: 12/29/04 Agreement Number: 17 12/29/04 THE HOUSE GUSTAVIA GUADELOUPE 348.00 GOODS/SERVICES Total Due in Full Activity 765.40 4 Flew* fold on M pelcceenn below. Ceish and (Own v.th p>ut paymcce Continued on Page 3 ewl Numb( Please Pay By: Please enter account Payment Coupon 814-31005 3715-657M 01/13/05 number on all checks and correspondence. To avoid additional Finance Charges on Purchases, pay New JEFFREY E EPSTEIN Balance before Payment 457 MADISON AVE 4FL Total Amount Due Due Date. NEW YORK NY 10022 - 6843 $765.40 Note changes to address or telephone number on reverse side. Unless you check here, this change will apply to all of your Card Accounts except any Corporate Card Accounts Mail Payment to: you may have. AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 0000371565781431005 000076540000076540 25 rl EFTA01726886 DUPLICATE COPY Propane, for Accost% *neer Page 2 of 8 JEFFREY E EPSTEIN )000(-)0000(431005 Payments: Payments received after 12:00 noon or on weekends or holidays may not be credited until the next business day. Payments must be in US Dollars and drawn on a bank located in the US and (except for electronic payments) placed in the enclosed envelope with the remittance stub and the account number indicated on the check Please do not send post-dated checks. They will be deposited upon receipt. If payment is made in any other form or at any other location, there may be a delay in processing. We reserve the right to process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to To Pay By Phone your financial institution. Your checking account may be debited as soon as the same day we receive your payment. If 1.800.472.9297 we can not collect the funds electronically at first presentment, we may issue a draft against your account for the amount of the check. Authorization for Electronic Payments: By using the American Express Pay By Computer, Pay Customer Service and By Phone or any other American Express electronic payment service, you will be authorizing American Express Lost or Stolen Card to initiate an electronic debit to the financial account you specify in the amount you request. To use 1-877-877-0987 Pay By Computer, please visit us at wvnv.arnericanexpress.com. Lost or Stolen Card: If the Card is lost or stolen, 24 hours!? days telephone us immediately at the number indicated on your paper statement, or click on the Customer Service link online. Outside the U.S. contact the nearest American Express Travel Service Office or call any local American Express office. Finance Charges: Average Daily Balance Method for Calculation of Finance Charges (FC):We use the Average Express Cash Daily Balance method to calculate FC on your Account. Under this method, we figure the FC on your Account by applying 1400-CASH-NOW the daily periodic rate to the Average Daily Balance (as described below) for each feature Duch as Purchase, Gash Advance and Balance Transfer features)) of your Account (including current transactions). To get the Average Daily International Collect Balance for each feature, we (1) take the beginning balance for the feature each day (including unpaid FC from previous 1-954-503-8905 billing periods (2) add any new transactions, debite, or fees, (3) subtract any payments or credits, and (4) make any appropriate ustments. For each day after the first day of the billing period, we also add en amount of Heari Impaired interest equ to the previous day's daily balance multiplied by the deity periodic rate for the feature. pm EST) This gives us the daily balance for the feature for that day and the beginning balance forthe feature for the next day. If this TTY 1.800.221-0050 balance is negative, it is considered to be zero. Then, we add up all the daily balances for the feature for the billing period FAX: 1-800.695.9090 and divide the total by the number of days in the billing period. This gives us the Average Daily Balance for the feature. For all features except Cash Advances and certain promotions, the Average Daily Balance will be considered to be zero if you in NY: 1-800-552-1897 paid the New Balance if any, shown on your previous month's statement by the Payment Due Date shown on that statement. If you multirly the Average Daily Balance for each feature by the number of days in the billing period and the daily periodic rate for hat feature, the result will be the FC assessed on that feature, except for variations caused by rounding. The total FC for the billing period is calculated by adding the FC assessed on all features of the Account. This method- of calculating the Average Deily Balance and FC results In daily compounding of FC. The minimum FC for any billing period in which FC are imposed is S0.50. Correspondence Billing Rights Summary: In Case of Errors or Questions About Your Bill: If you think your bill is incorrect, or if you need more information about a transaction on your bill, write to us at the address indicated on your paper statement, or click Customer Service, The on the Customer Service link online. We must hear from you no later than 60 days after we sent you the first bid on which Centurion* Card from the error or problem appeared. You can telephone us but doing so will not preserve Your rights. In your American Express correspondence, give us the following Information: 1. Your name and account number; 2. The dollar amount of the P.O. Box 297846 suspected error; 3. Describe the error and explain, if you can, why you believe there is an error. If you need more Ft. Lauderdale, FL information, describe the item you are unsure about. You do not have to pay any amount in question while we are 33329-7846 investigating, but you are still obligated to pay the parts of your bill that are not in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. If you have authonzed us to pay your bill automatically from your savings or checking account, you can stop the payment on any amount you think Customer Service is wrong. To stop the payment, you must notify us three business days before the automatic payment is scheduled to occur. P.O. Box 297804 Special Rule for Credit Card Purchases: II you have a problem with the quality of goods or services that you Ft. Lauderdale, FL purchased with the card, and you have tried in good faith tocccrect the problem with the merchant, you may not have to pay 33329.7804 the remaining amount due on the goods or services. You have this protection only when the purchase price was more than $50 and the purchase was made in your home state or withinl 00 miles of.yourmailing address..(lfwe own or operate the Payments merchant, or if we mailed you the advertisement for the property or services, all purchases are covered regardless of P.O. BOX 2855 amount or location of the purchase.) In Case of Errors or Questions About Your Electronic Transfers: Please NEW YORK NY contact us by clicking on the Customer Service Link online at vonv.americanexpress.com, or you can call us 10116-2855 at 1-800-IPAY-AXP for Pay By Phone & Pay By Computer issues, or 1-800-CASH-NOW for Express Cash & automatic payment issues. You can also write to the Express Cash Operations address indicated on your statement. If you think your statement, receipt, or transaction is wrong, please contact us as soon as possible. We must hear from you no later than 60 days after we sent you the FIRST statement on which the problem or error appeared. When contacting us: t Tell us your name & account number; 2. Provide the dollar amount of the suspected error; 3. Describe the error or the transfer you are unsure of, & explain as clearly as you can why you believe there is an error or why you need more information. We will investigate your complaint & correct any error promptly. If we take more than 10 business days to do this, we will credit your account for the amount you think is in error, so that you will have use of the money during the time it takes us to complete our investigation. Credit Balance: If a credit balance (designated NCR, is shown on this statement, it represents money owed to you. You may make charges against the credit balance or request a refund. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance in your account if the amount is $1.00 or more. Creditor: American Express Centurion Bank. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. Change of Address It cured on front do not uza Name Company Name Streit &Oaten City, slaw Zap Coda Providing your email Area Code and address to American Homo Nacos Express will enable you Area Code and to receive special offers, Work Phone suited to your needs. Email EFTA01726887 DUPLICATE COPY Preptcal For Account Nutt., Clocig Dahl Page 3 of 8 JEFFREY E EPSTEIN XXXX-XXXXX4-31005 12/29/04 Important Notice Please refer to page 2 Information on Flexible Payment Features for further important You may have access to one or more Flexitee Payment Features as part of your Card account. The current Annual information regarding Percentage Rates (APRs) and Daily Periodic Rates (OPRs) for the Flexible Payment Features are as follows: your account For Sign & Travel, the APR is 10.88%, the DPR is 0.0298% EFTA01726888 DUPLICATE COPY P'epatod Fee A=Psit NuNror Page 4 of 8 JEFFREY E EPSTEIN XJOO(-)OOaX4-31005 EFTA01726889 Membefflitticiiiiliiits Plus' Monthly Statement and Page 5 of 8 Program News For questions about your Statement Period Membership Rewards account, October 1, 2004 - October 31, 2004 contact 1-800-AXP-EARN Account activity after this period does not appear on this statement (297-3276) Prepared tor JEFFREY E EPSTEIN Available Points yamamericanexpressoonVrewards bkmbershp Rewadq Acoctnt Monier 1M33334712 5,873,216 American Express Membership Rewards Points are available when charges are PO Box 297813 paid in full and all your accounts are in Everyday Spend Points Earn Double Points for all Ft. Lauderdale, FL 33329.9785 good standing. earned this period: your Everyday Spend- Available points Include everyday spend points. 19,064 groceries, gas, pharmacy Account Summary Opening points balance 5,730,549 New points earned +142,667 Points transferred or redeemed 0 Reinstated points and adjustments 0 New points balance =5,873,216 New Points Earned 10101/04- 10/31/04 Points Activity On Everyday Spend Bonus Points Total Points Activity Eligible Charges Points Awarded Per Card Centurion 211 0 0 211 3715-65781441005 Platinum 0 0 0 0 3713418259-32002 Gold 6,241 -430 0 5,811 3718-46368841000 Add? Gold 964 0 0 964 3718-463688-44012 Add! Gold 52,742 0 0 52,742 3718463688-43030 Add? Gold 0 0 0 0 3718-46368841042 Business Gold 0. 0 0 0 3727-16256841009 Gold 0 0 0 0 3727-68633241005 Addl Gold 44,359 14,138 160 58,657 3727-686332-62011 CholceHotele04 2449785 Addl Gold 14,590 5,004 336 19,930 3727-686332-63027 OholccHotelisiO4 2449785 Add'I Gold 3,989 352 11 4,352 372748633242060 OSBN Staples Summer 04 1692 Totals 123,096 19,064 507 142,667 Merrier:So Rewards Plus points earned may be tronskrred cc redeemed ss to g es al enrolled Card amounts are iss good standt4 Pants Vanden.] or ridwned cannabis ieverscd back inlo tie proyam. Forfeited points can be reinstated for a fee by calling the number provided below. El9ide Cadcharges are wined in the Meet erchip Rewards P)us Grogram Terms andCore:Ecru in yw Merit:mho ReNatd. Rut abide. Nyco have coret6sca. rime via wenvaunerIcanexpresstontimemberatilprewardsplus or cal 1.500.AXP-1090 (297.1090). Fran onarseas.eal WWI 30S-8162799. Wyndham Hotels & Resorts is joining the Membership Rewards® program! Wyndham Hotels & Resorts has destinations throughout To review these rewards North America, the Caribbean and Mexico. At every and redeem points, visit VIVAV.801011canexpress. Wyndham, you'll find a casually elegant atmosphere and corn/rewards or call amenities such as Herman Miller Aeron® chairs and Golden 1.800-AXP-EARN Door® toiletries. Redeem Certificates at Wyndham Hotels, (297.3276). Wyndham Resorts, Wyndham Luxury Resorts or Summer-field (MR Message 9185) Suites by Wyndham. atimi lo avaStaky Adeacce reservations reputed Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726890 Prepaced to American Expreset• JJOATE COPY JEFFREY E EIRtiftily 1- -5 --_teeratictustite utu"` t Itemteshp Reettst torourl Nvnter Page 6 of 8 1M33334712 XIII BARU ' Earn Double Points from Oreck Vacuum Earn double points when you use your Card to purchase the Call 1-800-646-6934 today Celoc® Hypo-Allergenic Plus 8 lb Oreck XL® Vacuum by and earn double points on your ()reek XL° Vacuum ORIECK calling 1-800-646-6934. PLUS, for using your Card you'll also receive the 5 lb Oreck Compact Canister with 8 and receive a free compact canister just for using your attachments perfect for small pickups and hard to reach Card. places. (Bonus ID 9836) Crier vats 10/1314 °youth 1/31A35. Na mad et store pa-chases. To earn bonus Oda yOu rent be Credit in the Mimbershit Rewarded prograrn at the Imo el puttiede lind tharge your ;oohed ban elgtit emoted Amu cal Exixed0 Card. Bond pods wi be cierted b))*Ur Weerberelip Remits amount vatic 6.8 weeks der Nava arced m you: brim statement BMus ID (1836. EARN Double points for Your Tickets with TKT.com! With 15 years experience, TKT.com offers PREMIUM seating Book online at to concerts, theater and sporting events. Now earn double www.TKT.com or call liktecom Membership Rewards® points on all your tickets through January 31, 2005. 1.800-ALL-SHOWS to earn double points. (Bonus ID 2764) Otter maxima d2.500 bonuspoints thaghO1/31/2O35. To bo dig V* to can bonus part. you must be enrolled h the Mettorthc Rends program at the lino tputoltsc and you rt‘lt cedoro tnur purchase on an did3c corded American EgxecsD Cart emus toots ad be crafted :o your Mccbceshat Reward: account vatin CS weeks eV chatge; A.154.4. CA )vur deg stakfreg. Bonet ID: 2764. Earn 10x Points with Flower Club Earn 10x Membership Rewards® points when you shop Visit vAvw.membershlp Teleflorals with Flower Club through January 31, 2005. Visit www.membershiprewards.flowerclub.com or call 1-800-775-7523 to select beautiful holiday flowers or find rewards.1lowerclub.com or call 1.800.775.7523 to send flowers or gifts for FLOWER CLUB6 last-minute gift ideas. So brighten everyone's day with them, and earn 10x points for you. flowers or a gift from the Flower Club, and bonus points for (Bonus ID 0237) you. ors must at plaNd &Mph VRL eldam add Ce by Odd bttween11/1/O1-1/314O510 cruelty tar bonus pats. Camel ber cal:4W craw Sere ce spogg prcniebans. To earn b you anal be molarb lAgmtaxstrg Ante program4d thebar or se cad charge yo'x pachase to an *eh waled Anvatiaan &prase Cart 80014 Ode wit be crelatl to tour amount wttin 10-12 weeks St charges apper on your Nire stelgunt Bonus 0: 0237. The Membership Rewards® program Welcomes Skip Barber! Skip Barber--The most trusted name in race driving To review these rewards instruction. Since 1975, Skip Barber has operated a fully and redeem points, visit www.ameticanexpress. integrated system of racing schools, driving schools, and corn/rewards or call more. Skip Barber delivers a combination of high-quality 1.800-AXP-EARN instruction, equipment, facilities and memorable experiences. (297-3276). Redeem today for access to racing or driving schools. (MR Message 8325) Subject to aws'aciity. Advarce relcivYce4 regaled. Cat Sep Darter at 1.600.221-1131 at load 3 erode. before )tl.1 want to make your re:orv.,:eon. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726891 DUPLICATE COPY Pupated For Accouni Minter Ckeig Dale Page 7 of 8 JEFFREY E EPSTEIN )0000000a4-31005 12/29/04 CustomExtrar Earn Double Points by Donating to Your Favorite Charities To make a donation, go to www.amertcanexpress. Donate to any of over 1,000,000 U.S. charitable organizations and com/donate. earn double Membership Rewards® points for every dollar you donate Terms and conditions of BONUS IA IP with an eligible, enrolled American Express® Card. This bonus point promotion is only eligible to Cardmembers who donate through the the Membership Rewards program apply. For more American Express Donation Site between October 1, 2004 and information, visit &WWI! December 31, 2004. To earn bonus points, you must be enrolled in the Membership Rewards program at the www.amelicanexpress. comirewards. time of the donation and must charge your purchase on an eligible, enrolled American Express Card. Donations of Membership Rewards points are not tax deductible. Bonus (CE 105195) pants will be credited to your Membership Rewards account within 6-8 weeks after charges appear on your baling statement. The maximum number of points you can earn through this promotion is 25,000. Bonus ID: 5969. Great Ski Offers at American Express Selects Visit www.amerIcanexpress. Visit American Express Selects at www.americanexpress.com/ski com/ski for great ski for great ski offers exclusively for American Expresso Cardmembers. offers. Whether you want to ski the moguls in Maine or cruise the powder in Park City, we have valuable offers to help you travel to your favorite (CE 105206) resorts for an incredible ski vacation. Now Accepting American Express® Cards! If there are other places where you would like to DEB - Offering popularly priced fashion, apparel and accessories for see the Card accepted, junior and plus-sized fashion-conscious females. Call please call the Customer 1-800-DEBSHOPS or go to www.debshops.com. Service number that is located at the top of your statement or the number StereoAdvantage.com - Setting a standard in consumer electronics. that is on the back of your Free Lifetime Service, shipping to all 50 states. Visit our website or Card. call us at 1-800-835-7290. (CE 105132) Gateway Playhouse - Long Island's professional musical theatre offering Holiday Shows & musicals, May-Sept. Call 1-888.4-TIXNOW for tkts and group rates. Visit www.gatewayplayhouse.com. Luxury Suites & Premium Tickets Available For tickets, can 1-800-455-1657. Enjoy access to some of the best seats in the house through our Luxury Suites and Premium Tickets Program offered as part of (CE 105230) I "arearcaaT nass / Centurion® membership. Luxuriate in our suites at venues in New eirint‘ York and Los Angeles while you take in the best in professional TIL5 t011OCII i entertainment. Premium Tickets are also available for select events in New York City. 1 a All sales are final and nonrefundable and resale is prohibited. Details and prices are subiect to change. Payment must be made using the Centurion Card from American Express. Availability is limited. Sign Up for Account Alerts from American Express® To sign up for Account Alerts, visit Get important information pertaining to your Account delivered to www.americanoxpress. you--whenever and wherever you want. With Account Alerts from com/alerts. American Express, you can choose to be notified when your payment is due or when it is received, when irregular account activity is (CE 105227) detected, or when you are approaching your line of credit/spending limit. Alerts can be sent to your e-mail address, mobile phone, pager, or PDA. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726892 DUPLICATE COPY Pitpartd for JEFFREY E EPSTEIN Aocourt xx)&14-)0600(4-31005 Page 8 of Special Access with Elite Frequent Flyer Benefits To take advantage of these valuable benefits, Without having to meet any mileage requirements, you are entitled to contact Centurion Member enroll in the Gold Elite level of the frequent-flyer programs of Services (CMS) at Continental Airlines®, Delta Air Lines, and US Airways®. You'll receive 1.877-877.0987, option 3. all of the current program benefits and accrue miles at an accelerated (CE 105232) 3115 isoot rate. 5 5 Benefits vary from program to program and are subject to change without written notice. Benefits are based upon space availability. The terms arid conditions of each individual partner program apply. Partner programs require enrollment. Participating partners are subject to change. Pay Your Bill Easily - Online Sign up today at Sign up to pay your bill online and experience the ease of paying www.americanexpress. com/paycardbUl. your charges anytime and anywhere. With 2417 access to your account, all you have to do is log on to view your statement and most (CE 105222) recent account activity, and then pay your bill in a matter of seconds--without a single stamp or envelope. You'll even receive an instant payment confirmation as soon as you're through. And, for your added convenience, you can print and save your statement for your records. Make paying your bill online a part of your monthly routine. Use Your Card to Donate to Your Favorite Charity visit Charitable giving is easy and rewarding when you use your Card at www.americanexpress. comfdonate. the American Express® Donation Site. Search and donate to over 850,000 U.S. charitable organizations. You can give to multiple (CE 105226) charities in one transaction and your donation is 100% tax deductible. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726893 DUPLICATE COPY 6,202,510 embership, Rewards, Centurion@ Card Points Available Statement of Account at, WQW:i/11MR.Wiip,,doelik ig / i1 4 " ):Ctitr4t s7*WP g.I.V takintl:c Roomed For Ao:curd Harbor axing OS JEFFREY E EPSTEIN 3715-657814-31005 01/30/05 Page 1 of 8 New k:Itity S New Please Pay By ProioosEoWm$ Paumerdladortr$ Inc. Adrurtnorts Balance S 02/14/05 765.40 -765.40 +1,897.00 1,897.00 Please refer to page 3 for important information regarding your account Contact us at www.americanexpress.com or call Customer Service at 1-877-877-0987. Centurion Travel Service - Customized Travel Planning At Centurion Travel Service (CTS), your highly experienced Centurion Travel Counselor will handle all of the details of your next trip, whether you're off on vacation or traveling abroad for business. When you book your travel through CTS, you can enjoy valuable upgrades and amenities that will help make your travel experience just that much more enjoyable. To make a reservation, call CTS today at 1-877-877-0987, option 1. American Express acts solely as sales agent for travel suppliers and is not liable for the actions or inactions of such suppliers. CST# 1022318-10, TA-149 Registered Ohio Travel Agency, Washington UBI# 600-469-694, ML#1192, TA-002 registered Iowa Travel Agency, NV# 2001.0126. Activity odeak"""`" Ammon PYowPFar.e•-Rpceivq5tijWkSstbtS' ,.,Z.tf.. T-9.0.4,4j3 Due in Full Activity for JEFFREY E EPSTEIN FateEn EI;I:dra Amounts Card >OCCO>300C(4-31C05 12/29/04 LE COMPTOIR AU GIGARE,ST BARTHELEMY 33,00 45S5 Eutoean Union S REMERCIE DE VOTRE Euro 12/29/04 CHRISTIAN DIOR COUTURE, SAINT BARTHELEMY 293.1:0 403.77 Eurqoom Union S REMERCIE DE VOTRE Euro 12/29/04 LAURENT EFFEL, GUSTAVIA 890.00 960.69 European Union S REMERCIE DE VOTRE Euro 12/29104 FREDERIC FEKKAI NY NY 174.20 BARBER/BEAUTY SHOP ROC No. 0000002277 01/06/05 FREDERIC FEKKAI NY NY 312.39 BARBER/BEAUTY SHOP ROC No. 0000003354 Total Due in Full Activity 1,897.00 Piste laid on the perforerito Woo, drool, and worn Wit yo'/ women! 4 Continued on Pegs 3 Payment Coupon AccouM !Arbon Please Pay By: Please enter account 3715-657814-31005 02/14/05 number on all checks and correspondence. To avoid additional Finance Charges on JEFFREY E EPSTEIN Purchases, pay New 457 MADISON AVE 4FL Total Amount Due Balance before Payment Due Date. NEW YORK NY 10022-6843 $1,897.00 Check here if your address or telephone number has changed. Note changes on ImIIII„.II..... reverse side. This change will apply to all of your Card Accounts except any Corporate Card Accounts Mail Payment to: you may have. AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 1,1.1111 00003715657811431005 000189700000189700 25 rl EFTA01726894 DUPLICATE COPY Prccored For Accourt NINON Page 2 of 8 JEFFREY E EPSTEIN )00000000(4-31005 Payments: Payments received after 12:00 noon or on weekends or holidays may not be credited until the next business day. Payments must be in US Dollars and drawn on a bank located in the US and (except for electronic payments) placed in the enclosed envelope with the remittance stub and the account number indicated on the check. Please do not send post-dated checks. They will be deposited upon receipt. If payment is made in any other form or at any other location, there may be a delay in processing. We reserve the right to process checks electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, account number and check serial number to tai To Pay By Phone your financial institution. Your checking account may be debited as soon as the same day we receive your payment. If 1.800.472.9297 we can not collect the funds electronically at first presentment, we may issue a draft against your account for the amount of the check. Authorization for Electronic Payments: By using the American Express Pay By Computer, Pay Customer Service and By Phone or any other American Express electronic payment service, you will be authorizing American Express Lost or Stolen Card to initiate an electronic debit to the financial account you specify in the amount you request. To use 1.877.877.0987 Pay By Computer, please visit us at www.americanexpress.com. Lost or Stolen Card: If the Card is lost or stolen, 24 hoursr7 days telephone us immediately at the number indicated on your paper statement, or click on the Customer Service link online. Outside the U.S. contact the nearest American Express Travel Service Office orcall any local American Express office. Finance Charges: Average Dally Balance Method for Calculation of Finance Charges (FC):We use the Average Express Cash Daily Balance method to calculate FC on your Account. Under this method, we figure the FC on your Account by applying 1.800-CASH-NOW the daily periodic rate to the Average Daily Balance (as described below) for each feature {such as Purchase, Cash Advance and Balance Transfer features) of your Account (including current transactions). To get the Average Daily International Collect Balance for each feature, we (1) take the beginning balance for the feature each day (including unpaid FC from previous 1-954-503-8905 billing periods), (2) add any new transactions, debits, or fees, (3) subtract any payments or credits, and (4) make any appropriate adjustments. For each day after the first day of the billing period, we also add en amount of Hearin am-5pmg Impaired Interest equal to the previous day's daily balance multiplied by the (daily periodic rate for the feature. (9am-5pm EST) This gives us the daily balance for the feature for that day and the beginning balance for the feature for the next day. If this balance is negative, it is considered to be zero. Then, we add up all the daily balances for the feature for the bilfing period TTY: 1.800.221-1X!50 and divide the total by the number of days in the billing period. This gives us the Average Daily Balance for the feature. For FAX: 1-800.695.9090 all features except Cash Advances and certain promotions, the Average Daily Balance will be considered to be zero if you In NY: 1-800-552-1897 paid the New Balance, if any, shown on your previous month's statement by the Payment Due Date shown on that statement. If you multiply the Average Daily Balance for each feature by the number of days in the billing period and the daily periodic rate for that feature, the result will be the FC assessed on that feature, except for variations caused by rounding. The total FC for the billing period is calculated by adding the FC assessed on all features of the Account. This O method- of calculating the Average Daily Balance and FC results in daily compounding of FC. The minimum FC for any billing period in which FC are imposed is 60.50. Correspondence BIllIno Rights Summary: In Case of Errors or Questions About Your BIll: If you think your bill is incorrect, or if you need more information about a transaction on your bill, write to us at the address indicated on your paper statement, or click Customer Service, The on the Customer Service link online. We must hear from you no later than 60 days after we sent you the first bill on which Centurion* Card from the error or problem appeared. You can telephone us but doing so will not preserve your rights. In your American Express correspondence, give us the following information: 1. Your name and account number; 2. The dollar amount of the P.O. Box 297846 suspected error; S. Describe the error and explain, if you can, why you believe there is an error. If you need more Ft. Lauderdale, FL information, describe the tern you are unsure about. You do not have to pay any amount in question white we are investigating, but you are still obligated to pay the parts of your bill that are not in question. While we investigate your 33329-7846 question, we cannot report you as delinquent or take any action to collect the amount you question. If you have authonzed us to pay your bill automatically from your savings or checking account you can stop the payment on any amount you think Customer Service is wrong. To stop the payment, you must notify us three business days before the automatic payment is scheduled to occur. P.O. Box 297804 Special Rule For Credit Card Purchases: If you have a problem with the quality of goods or services that you Ft. Lauderdale, FL purchased with the card, and you have tried in good faith to correct the problem with the merchant, you may not have to pay 33329.7804 the remaining amount due on the goods or services. You have this protection only when the purchase price was more than $50 and the purchase was made in your home gate or within 100 miles of your mailing address:(If we own or operate the Payments merchant, or if we mailed you the advertisement for the property or services, all purchases are covered regardless of P.O. BOX 2855 amount or location of the purchase.) In Case of Errors or Questions About Your Electronic Transfers: Please NEW YORK NY contact us by clicking on the Customer Service Link online at www.americanexpress.00m, or you can call us 10116-2855 at 1.800-IPAY-AXP for Pay By Phone & Pay By Computer issues, or 1-800-CASH-NOW for Express Cash & automatic payment issues. You can also write to the Express Cash Operations address indicated on your statement. If you think your statement, receipt, or transaction is wrong, please tented us as soon as possible. We must hear from you no later than 60 days after we sent you the FIRST statement on which the problem or error appeared. When contacting us: 1. Tell us your name & account number; 2. Provide the dollar amount of the suspected error; 3. Describe the error or the transfer you are unsure of, & explain as clearly as you can why you believe there is an error or why you need more information. We will investigate your complaint & correct any error promptly. If we take more than 10 business days to do this, we will credit your account for the amount you think is in error, so that you will have use of the money during the time it takes us to complete our investigation. Credit Balance: If a credit balance (designated 'CR, is shown on this statement, it represents money owed to you. You may make charges against the credit balance or request a refund. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance in your account if the amount is $1.00 or more. Creditor: American Express Centurion Bank. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800-518-8866. Change of Address a correct on freed r do nit use Name CemParlY Name Stool Address City, sun by Colo I I Providing your email Area Order and address to American Home Phone Express will enable you Area Code and ummomml to receive special offers, Work Phone suited to your needs. Fend EFTA01726895 DUPLICATE COPY PreparedFa Accounl Nurrbee aCeing Dare Page 3 of 8 JEFFREY E EPSTEIN XXXX-XXXXX4-31005 01/30/05 Important Notice Please refer to page 2 Information on Flexible Payment Features for further important You may have access to one or more Flexible Payment Features as part of your Card account. The current Annual information regarding Percentage Rates (APRs) and Daily Periodic Rates (DPRs) for the Flexible Payment Features are as follows: your account For Sign & Travel, the APR is 11.13%, the DPR is 0.0305% EFTA01726896 DUPLICATE COPY Prepared For JEFFREY E EPSTEIN roroarZakteicas EFTA01726897 MembeNfili94lefiiiiIis Plus' Monthly Statement and Page 5 of 8 Program News American Express+ For questions about your Statement Period Membership Rewards account, - November 30, 2004 contact November 1, 2004 Account activity after this period does not appear on this statement 1-800-AXP-EARN (297-3276) PrepaodIs JEFFREY E EPSTEIN Available Points wwwamericanexpress.comhowards Member:Ma Rcveardse kootriNtrnber 1M33334712 6,202,510 American Express Membership Rewards Points are available when charges are PO Box 297813 paid in full and all your accounts are in Everyday Spend Points Earn Double Points for all Ft. Lauderdale, FL 33329-9785 good standing. earned this period: your Everyday Spend- Available points include everyday 106,536 groceries, gas, pharmacy spend points. Account Summary Opening points balance 5,873,216 New points earned +329,294 Points transferred or redeemed 0 Reinstated points and adjustments 0 New points balance =6,202,510 New Points Earned 11/01/04 - 11/30/04 Points Activity On Everyday Spend Bonus Points Total Points Activity Eligible Charges Points Awarded Per Card Centurion 966 0 500 1,466 3715457814-31005 Auto Bill Pay-50Opts 8188 Platinum 0 0 0 0 3713418259-32002 Gold -1,410 0 0 -1,410 3718-463688-41000 Addl Gold 819 64 0 883 3718-463688-44012 Addl Gold 21,538 0 0 21,538 3718.463688.43030 Addl Gold 0 0 0 0 3718.463688.41042 Business Gold 0 0 0 0 3727-162568-41009 Gold 0 0 0 0 3727-68633241005 Addl Gold 54,777 8,009 0 62,786 3727-686332-62011 Addl Gold 136,213 98,307 0 234,520 3727-688m2.63027 Addl Gold 9,355 156 0 9,511 3727486332-62060 Totals 222,258 106,536 500 329,294 thimbershis Retards Pm pants earned may be Irancterrea or redeemed as lora as all enrokd Cad acorn =kneed ataoling Pont. banalerred a redeemed cannot be roversid Wok into tra pcgran. Forfeited pointscan be reinstated loaf., by calling the number provided below. Copia, Card charges aro outIned 1, the Pernitershio Rewaids Pia ptcgrern Terms ant Conclacconrxr Motrzho Rational: Pan Cuba. l you taro cryestals. vovarAmerIcanexpress.conuTnembershIprewardspies cc cal 1-K040(P-1090 (297-1030). Flom overseas, call onkel 306418-V$. Support Tsunami Support Reliefs with Membership Rewards® points Use Membership Rewards points to support the Tsunami For more information, log on to Disaster Relief effort. Now through March 31, 2005, you can www.amedcanexpress. redeem points TO MAKE A DONATION TO ANY OF 70 com/rewards. organizations that are providing aid in countries affected by Tsunami. (MR Message 4061) Continued on wens. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726898 American Express* P cibr V EIntpATE COPY JEFFREY E ( 0.,I 114eMBERSHIP Martershp Rawads. Account NutoK 1M33334712 s E •RP• I : 1 Page 6 of 8 Restoration Hardware Joins the Membership Rewards® program Restore your faith in quality and service and reward yourself Shop at over 100 with a Restoration Hardware Gift Certificate. Easily find Restoration Hardware DESTORATI OM Designer quality Home Lighting, Home Furnishings and stores, our catalog 1.800.762.1005 or online s N. HARDWARE 1 1 Textiles, Outdoor Furniture and Garden Accessories. at www.Restorationhard ware.com. (MR Message 8137) Earn 10x Membership Rewards® points from Butterfield Blooms Surprise your Valentine with beautiful flowers from Butterfield Shop online at Blooms. Choose from a dozen classic roses or a variety of wvAv.butterfletdblooms. B Bunt! ,rofjtid beautiful floral and botanical design solutions that show your personal style and good taste. Best of all, earn 10x Membership Rewards points when you com/amxmr or call 1.888.8BBLOOM with promo code 9949 and remember your loved ones with style this Valentine's shop at www.butterfieldblooms.com/amxmr or call Day! 1-888-8BBLOOM (822.5666) with promo code 9949. °ter vad Uvough 12/31.05. Not vela real sires or in cer(rateion with any other offer Iron Bufferfeld (Bonus ID 6627) Boam. To own bonus pirta. you not to reared in the &terriers/1P Rewards program al the fen* of wenn* and Outgo your Ix-echo-se to an eIgible. enrolled AmtekanExpresse Cad Bonus pants MIbe credrkd to yew Martershp Rowat accoul "thin 1012 weals ass dwpos einox on your blfrg statement Bonus ID:6627. Earn 50% More Starpoints® Transfer Membership Rewards® points to your Starwood To review these rewards and redeem points, visit Preferred Guest account from January 1 to March 31, 2005, www.americanexpress. and receive 50% more Starpoints.That's 500 Starpoints for comlrewards or call STARW000 PREFERRED GUEST every 1,000 Membership Rewards points transferred, instead 1.800-AXP-EARN of the regular 333 Starpoints. Starwood unites more than 750 (297-3276). of the world's best hotels including Westin®-Hotels & • (MR Message 5051) Resorts, Sheraton® Hotels & Resorts and W hotels®. Subject la al leans and condtons al the e-awcod Preferred Guest program To reclean MOTORS mat have equal:Sod slay of Stanvccd hdels and mod posted lo their ascourt within the past l2 mord& New! Redeem Points for The Melting Pot Gift Cards! Ater:lean Ex ins Now you can redeem points for Melting Pot gift cards. At To redeem for a $50, $100 The Melting Pot, fondue becomes a memorable four-course or $150 The Melting Pot gift card, visit dining experience. Guests enjoy a choice of four flavorful www.amertcanexpress. fondue cooking styles and a variety of tasty entrees including corn/rewards or call lobster and sirloin, combined with special dipping sauces. 1-800-AXP-EARN The menu also includes creamy cheese fondues, fresh (297-3276). salads, fine wines and mouthwatering chocolate fondue (MR Message 7324) desserts. To find one of our over 80 locations near you, visit www.meltingpot.com. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726899 DUPLICATE COPY Prepared Fe. Accost Nurixr Call.,Da Page 7 of 8 JEFFREY E EPSTEIN XXXX-XXX)O(4-31005 01/30/05 CuStOmExtrar Now Accepting American Express® Cards! If there are other places where you would like to AIG Small Business® - Consumers can now purchase business see the Card accepted, insurance coverage backed by AIG's financial strength. Call please call the Customer 1-877-867-3783 to learn more. Service number that is located at the top of your statement or the number CedarWorks Playsets - Made from splinter-free and chemical-free that is on the back of your northern white cedar. Holds over 2,000 lbs.! Call 1-800-GO-CEDAR Card. for our catalog or visit us at www.cedarworks.com. (CE 105277) The Inn at Palmetto Bluff - Luxury resort with 50 waterfront cottages, meeting space, golf course, restaurant & spa. Bluffton, SC. Call 1-866-706-6565 or visit www.aubergeresorts.com. Free Up Your Time with Automatic Bill Pay To get started, visit www.americanexpress. Spend more time doing what you want to do instead of what you com/abp18. have to do. Call your service providers--from the cable company to the gym—and arrange for automatic billing to your Centurion® Card. (CE 105295) The bills are paid automatically, and you're left with more free time ns 110011 and less clutter. . • • •_!.!!•to.'-2.-- In some instances, it may take more than one billing cycle before initial paid amounts are posted 10 the Card account. Please remember to cancel these payments with your service provider if you close your Card account, and advise your service provider if your Card account number changes. If you do not see your service providers listed on the website, contact them directly to inquire about Card payment. Exclusive Benefits at Equinox Fitness Clubs For more information or to enroll, call Equinox at As the exclusive provider of fitness benefits to Centurion® members, 212474-6376 or visit Equinox offers new members a benefits package valued at over vnvw.equinoxfitness. $1,700—including complimentary sessions with a personal trainer, spa corn. treatments, access to "E", its elite invitation-only training facility, and (CE 105292) nu aw other amenities. 1 g. • Benefits subject to change or termination. For new Equinox members only who purchase a one-year membership with their Centurions Card. Payment must be made with the Centurion Card from American Express in the Centunon member's name. Current Equinox members and Card members who reside 25 miles outside any Equinox facility may contact Centurion Concierge to learn about additional benefits and to enroll. Full terms and conditions apply. Visit Bermuda - Resort Credit and up to $150 Statement Credit To plan your vacation to Bermuda and for details Bermuda--a perfect getaway just 2 hours from the East Coast. Other Islands offer on your Cardmember an escape from civilization, Bermuda offers a chance to bask in it. A colorful and Annual Travel Benefit, call elegant Island with great scenery, golf courses, tennis courts, world-class spas, American Express Travel toll-free at 1.888-AXP- sophisticated shopping and gourmet dining. Fall and winter are perfect times to 0433. CST# 1022318-10, enjoy the outdoors. Ride a moped through cobblestone streets past Parliament TA-149 Registered Ohio and pink sand beaches. Simply reserve your vacation of four nights or more with Travel Agency, TA-002 American Express. Travel to receive $150 resort credit to be used for hotel Registered Iowa Travel amenities including food and beverage, spa treatments, golf and water sports Agency, NW 2001-0126, where available'. And, when paying with your American Express Card, take Washington UBIft 600- advantage of your Annual Travel Benefit—, a statement credit up to $150. 469-694, M181192. TA Promo Code: D134:001. (CE 105300) 'On new bookings from 1/01/05 to 2128/05. Travel through 3/31/05. Restrictions may apply. Resort Credit of $150 per booking can be used towards food and beverage, spa treatments, golf and water sports where available. Resort credit only valid at hotel booked. Taxes and gratuities not included. "On purchase offered by a vacation package operator through participating American Express Travel Services U.S. locations of $2,000 or more per booking for $100 credit, or only for Gold, Platinum Carde & Centurions charge Card members, $2,500 or more for $150 credit. Not valid on independent airrhotelIcar rental reservations. Available once per Card account per year. May only redeem 1 per booking. Terms and conditions apply. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726900