EFTA01726901

DUPLICATE COPY Prepared Fix JEFFREY E EPSTEIN xxxxh•TrXXX4-31005 Page 8 of 8 Identity Theft Assistance - Free from American Express For more information, visit us online at No matter how careful you are, identity theft can happen to you. But www.americanexpress. here's the good news. With Identity Theft Assistance, we have comridtheftassIstance. representatives on call when you need them--24/7--in case the unexpected does happen. We can help determine if you are a victim (CE 105326) of identity theft, recommend steps for recovery and offer tips on how to protect yourself in the future. On request, we'll also send you a comprehensive package designed to further help you navigate the recovery process. Should you discover that somebody is using your identity online or in shops, you can turn to American Express for help. And more good news--as a valued Cardmember, you automatically receive Identity Theft Assistance, free of charge. Sign Up For Account Alerts from American Express To sign up for Account Alerts visit Get important information pertaining to your account delivered to www.amerlcanexpress. you--whenever and wherever you want. With Account Alerts from tom/alerts. American Express, you can choose to be notified when your payment is due or when it is received, when irregular account activity is (CE 105345) detected or when you are approaching your line of credit/spending limit. Alerts can be sent to your e-mail address, mobile phone, pager or PDA. Use Your Card to Donate to Your Favorite Charity ww.v.amencanexpress. corn/donate. Charitable giving is easy and rewarding when you use your Card at the American Express Donation Site. Search and donate to over (CE 105344) 850,000 U.S. charitable organizations. You can give to multiple charities in one transaction and your donation is 100% tax deductible. Return Protection - We'll Take It Back When Others Won't For more information, visit us online at From time to time, merchants refuse to take back items you purchase www.amencanexpress. at the store or online. That's why it's nice to know if you're dissatisfied comketumprotection. with any eligible purchases you made with the Card and the merchant won't take it back, Return Protection can help. Perhaps the (CE 105327) item is too big. Maybe you don't like the color. Simply contact us within 90 days from the date of purchase and American Express will reimburse you for the purchase price up to $300 per item, excluding shipping and handling. Return Protection refunds are limited to up to $1,000 annually per Card account. Coverage is subject to additional terms, conditions, and exclusions. Enjoy Access To Once-In-A-Lifetime Experiences For a list of By Invitation Only events, call Enjoy exclusive access to once-in-a-lifetime experiences - from sports 1.800-455-1657 from and fine dining to the visual and performing arts. These unique 8 am. • 11 p.m. ET. F:t::::;:r:::::::/, experiences are custom designed for Centurion members and are i unavailable to the general public. Past offerings have included a wine (CE 105347) /,/,'3.• \ ji ms tzWitnace ; . dinner with an appearance by a world-renowned wine critic, and the opportunity to watch a famous artist at work in his private studio. .4 a ' ""”'.1 Transportation and accommodation costs are additional unless otherwise stated. The price indicated covers event costs only. All sales are final and non-refundable and resale is prohibited. Details and prices are subject to change. Packages are available on a first-come first-served basis. Availability is limited. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726901 DUPLICATE COPY 5,968g709 Membership Rewards® Centurion® Card Points A,vailable Statement of Account :at 12/31/04, when charges due are paid in >full and all accounts are in good standng, Preparid For closlm Dab JEFFREY E EPSTEIN 02/28/05 Page 1 of 8 Now Aclwity$ Now Please Pay By prediouslkWaS Paytnint ACWIN $ I Adjustments Balance $ 03/15/05 1,897.00 -1,897.00 +444.51 444.51 Please refer to page 3 for important information regarding your account Contact us at www.americanexpress.com or call Customer Service at 1-877-877-0987. Enjoy Broadway Like Never Before with the Your Reward® Program Standing ovations are guaranteed when you use Membership Rewards® points for an inspiring Broadway excursion. We'll arrange for two house seats to a Broadway show, a romantic dinner for you and your guest, and roundtrip limousine transportation. Let the Your Reward Program make this occasion extra special. Call a Your Reward Specialist today to experience Broadway and an unforgettable evening. To redeem this reward or learn more about all of our experiential rewards, please call 1.800-AXP-EARN (297-3276), 24-hours a day, 7 days a week. Points needed: 265,000. .. • Maw catirg deo Activity Mama A;(141ezersiirei(*IYitgAttigglii,-fliguL7;it . Amounts Due In Full Activity for JEFFREY E EPSTEIN CamIXMOMOMMODS 02/03/05 FREDERIC FEKKAI NY NY 156.20 BARBER/BEAUTY SHOP ROC No. 0000000348 02/22/05 FREDERIC FEKKAI NY NY 288.31 BARBER/BEAUTY SHOP ROC No. 0000003507 Total Due in Full Activity 444.51 Floasofed on the Ferfaalan tecw.cletsh and Mum wth you: parsed Continued on Page 3 Please Pay By: Please enter account Payment Coupon 05 03115/05 number on WI checks and correspondence. Make check payable to American Express. JEFFREY E EPSTEIN 457 MADISON AVE 4FL Total Amount Due To avoidCharges additional on NEW YORK NY 10022-6843 $444.51 Finance Purchases, pay New Balance before Payment Due Date. Iul ..... Check here if your address or telephone number has changed. Note changes on reverse side. Mail Payment to: AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 11111111 IlrrrIllllralll lllllrrlrlrrlrlrlll111f1 ,111,1 EFTA01726902 DUPLICATE COPY Prepared For Mown!MAWS Page 2 of 8 JEFFREY E EPSTEIN )OOO(•)OOOO(4-31005 • Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must be sent to the payment address shown on your statement and must include the remittance coupon from your statement. Payments must be made with a single check or draft drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking tydem, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be inc. ded on all payments. If To Pay By Phone payment does not conform to these requirements, crediting may be delayed and additional Charges may be imposed. If we 1-800-472-9297 accept payment made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment into US dollars,. unless a particular rate is required by law. Please do not send post-dated checks. They will be Customer Service and deposited upon receipt. Our acceptance of any payment marked with a restrictive legend will not operate as an accord and satisfaction without our express prior written approval. Authorization for Electronic Debit: We wift process checks Lost or Stolen Card electronically at first presentment and any re-presentments, by transmitting the amount of the check, routing number, 1-877477-0987 account number and check serial number to your financial institution, unless the check is not amasser:to electronically or a 24 hoursi7 days less costly process is available. By submitting a check for payment you authorize us to initiate an electronic debit from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset Express Cash account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or 1.800-CASH-NOW asset account statement. If we cannot coiled the funds electronically we may issue a draft against your bank or asset account for the amount of the check. Authorization for Electronic Payments: Byusing Pay By Computer, Pay By Phone International Collect or any other electronic payment service of ours you will be authorizing us to initiate an electronic debit to the financial 1.954-503.8905 account you specify in the amount you request. Payments received after 5:00 p.m. MST may not be credited until the next day. Allocation of Payments and CredIts: Subject to applicable law, we will apply and allocate payments and credits among Features and Charges on your Account in any order and manner determined by us in our sole discretion. Finance Hearing Impaired Charges: Average Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADB (9am-5pm EST) Method to calculate FC on your Account. Under this method, we figure the FC on your Account by applying the Daily TTY: 1.800.221.0050 Periodic Rate (DPR) to the ADB (as described below) for each Feature (including current transactions). Different daily FAX: 1-800-695-9090 periodic rates may be aWied to separate Feature balances. To get the ADB for each feature, we (1) take the beginning In NY: 1-800-552-1897 balance for each day (inWuding unpaid FC from previous billing periods) (2) add any new transactions, debits, or fees (3) subtract any payments or credits, and (4) make any appropriate adjustments. For each day after the first day of the billing period, we also add an amount of interest equal to the previous day's daily balance multiplied by the DPR for the Feature. This gives us the daily balance for the Feature for that day and the beginning balance for that Feature for the next day. If this balance is negative, it is considered to be zero. Then, we add up all the daily balances for the Feature for the billing period and divide the total by the number of days in the billing period. This gives us the ADB for the Feature. For all Correspondence Features the ADB will be considered to be zero if you paid the total Account balance,. if any, shown on your previous month's statement by the Closing Date of the current billing period. If you multiply the ADB for each Feature by the number Customer Service, The of days in the billing period and the DPR for that Feature, the result will be the FC assessed on that Feature except for variations caused by rounding. The total FC for the billing riod is calculated by adding the FC assessed on all Features of Centurion' Card from the Account. This method of calculating the ADS and FOresults in daily compounding of FO. Transactions Made in American Express Foreign Currencies: If you incur a Charge in a foreign currency, it will be converted into US dollars on the date it is P.O. Box 297846 processed by us or our agents. Unless a particular rate is required by applicable law, we will choose a conversion rate that Ft. Lauderdale, FL is acceptable to us for that date. Currently, the conversion rate we use for a Charge in a foreign currency is no greater than 33329-7846 (a) the highest official conversion rate published by a government agency, or (b) the highest interbank conversion rate identified by us from customary banking sources, on the conversion date or the prior business day, in each Instance Customer Service Increased by 2%. This conversion rate may differ from rates in effect on the date of your charge. Charges converted by P.O. Box 297804 establishments (such as airlines) will be billed at the rates such establishments use. Billing Rights Summary: In Case of Ft. Lauderdale, FL Errors or Questions About Your Bill: If you think your bill is incorrect, or if you need more information about a transaction on your bill, write us on a separate sheet of paper at the Customer Service address noted to the right. We must 33329-7804 hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can Payments telephone us at the number indicated on the frontof this statement, but doirgso will not preserve your rights. In your letter, give us the following information: 1. Your name and account number; 2. The dollar amount of the suspected error; 3. P.O. BOX 2855 Describe why you believe there is an error. If you need more information, describe the item you are unsure about. You do NEW YORK NY not have to pay,any amount in question while we are investigating, but you are still obligated to pay the parts of your bill that 10116-2955 are not in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you.question. If you have authonzed us to pay your bill automatically from your checking or savings account, you can stop the payment on any amount you think is wrong. To stop the payment your letter must reach us three business days before the automatic payment is scheduled to occur. Special Rule for Credit Card Purchases: If you have a problem with the quality of goods or services that you purchased with a credit card, and you have tried In good faith to correct the problem with the merchant, you may not have to pay the remaining amount due on the goods or services. You have this protection only when the purchase price was more than $50 and the purchase was made in your home state or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the property or services, all purchases are covered regardless of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) is shown on this statement, it represents money owed to you. If you do not make sufficient charges against the aedt balance or request a refund, we will, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is $1.00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800.518.8866. Change of Address It coded on load de rd wee Name Company Name Shred. Address City. Slate Lp Core Providing your email Ages Code and address to American Home Phone Express will enable you Area Cede and to receive special offers, Work Phone suitedto your needs. Email EFTA01726903 DUPLICATE COPY Prqaared For Arxounl Itrbse CLAsig DMe Page 3 of 8 JEFFREY E EPSTEIN XXXX-X>0O0(4-31005 02(28/05 Important Notice Please refer to page 2 Information on Flexible Payment Features for further important You may have access to one or more Flexible Payment Features as part of your Card account. The current Annual information regarcing Percentage Rates (APRs) and Daily Period° Rates (DPRs) for the Flexible Payment Features are as follows: your account For Sign & Travel, the APR is 11.13%, the 0PR is 0.0305% EFTA01726904 DUPLICATE COPY Repend For JEFFREY E EPSTEIN )000(-)0000(431005 Page 4 of 8 EFTA01726905 MembelMitHafiads Plus"' Monthly Statement and Page 5 of 8 Program News American Express* For questions about your Statement Period Membership Rewards account, contact December 1, 2004 - December 31, 2004 1-800-AXP-EARN Account activity after this period does not appear on this statement (297-3276) PMPWed for JEFFREY E EPSTEIN Available Points Iminv.americanexpress.comirewards American Express Membership Rewards n al Meter Points are available when charges are 5,968,709 PO Box 297813 paid in full and all your accounts are in Everyday Spend Points Earn Double Points for all Ft. Lauderdale, FL 33329-9785 good standing. earned this period: your Everyday Spend- Available points Include everyday spend points. 27,743 groceries, gas, pharmacy Account Summary Opening points balance 6,202,510 New points earned +166,199 Points transferred or redeemed -400,000 Reinstated points and adjustments 0 New points balance =5,968,709 New Points Earned 12/01/04 • 12/31/04 Points Activity On Everyday Spend Bonus Points Total Pointe Activity Eligible Charges Points Awarded Per Card Centurion 765 0 85 850 3715-657814-31005 CONSUMER CENTURION GROUP COE Platinum 0 0 0 0 3713-818259-32002 Gold 18,593 0 0 18,593 3718.463688.41000 Addl Gold 851 0 0 851 3718.463688.44012 Addl Gold 26,534 0 0 26,534 3718-463688-43030 Addl Gold 0 0 0 0 371846368841042 Business Gold 0 0 0 0 3727-162568-41009 Gold 0 0 0 0 3727-686332-61005 Add'I Gold 44,662 17,186 0 61,848 3727-686332-62011 Add'I Gold 40,190 10,374 0 50,564 3727-686332-63027 Addl Gold 6,776 183 0 6,959 3727-686332-62060 Totals 138,371 27,743 85 166,199 Points Transferred or Redeemed 12/01/04 - 12/31/04 Points Transferred Request or Redeemed Date $1,000 Saks Fifth Avenue Gift Certificate 100,000 12/03/04 Amount 'saber 00101815/8 $1,000 Saks Fifth Avenue Gift Certificate 100,000 12/03/04 Account maim 0010181547 $1,000 Saks Fifth Avenue Gift Certificate 100,000 12/03/04 Account rather 0010811548 $1,000 Saks Fifth Avenue Gift Certificate 100,000 12/03/04 Account unbar 0010181549 Total 400,000 Mentgithlp Rieman:1i PLI pokes owned may be transferred tx redeemed as long ea as emoted Card oxcerts are in geed staning Pants transfewed or roaccnica canna be renewedback into the program. Fond led points can be reinstated tor a fee by calling the number provided below. Emble Cardcharges ere *Pined in the Montero*. Reerant Plus program Tenn: ad Cordite:mins,: Membership Rewards Plus Guido. II you ham questions, pews vac www.arnstIcannacceas.conemembershiprewaraspIus or cal 1-EMAXP-1093 (2974090). Fran overseas, call coke, 205816-2799. Continued on reverse EFTA01726906 Prepared .4merican Expresso for EIRWIPAWATE COPY JEFFREY E rignieepSHIP illiggilAcdcuntNimber Page 6 of 8 Support Tsunami Support Reliefs with Membership Rewards® points Alt flitali EXprref' Use Membership Rewards points to support the Tsunami For more information, MEMBEASNIP Disaster Relief effort. Now through March 31, 2005, you can log on to www.ammicanexpress. 111. redeem points TO MAKE A DONATION TO ANY OF 70 com/rewards. 4 r4 fi niA l" organizations that are providing aid in countries affected by Tsunami. (MR Message 4061) Earn Triple points at American Pearl Afilltetill3 ES 71*$* Choose the beautiful gift of pearls or another unique creation Visit Me M e E for someone special at American Pearl. Packaged in a www.americanpeartcom or call 1.800.847-3275 to distinctive red box, your American Pearl gift is sure to strike 'Ittg ['Ili RD the perfect romantic note. And now, you can earn triple Membership Rewards® points on any purchase of $1,000 or shop and earn points. (Bonus ID 1048) more now through April 30th, 2005. aler valid km December 1.2001 to Ord 30, 2C05 purchases cd $1.000 or mere. To be *tie beam tortes point, ya rrcbt be arced hew PAecnberibp Reward* engem el the One of putteese and you mat Norge yap perch.= a an Node, carded knercan ExTreeet, Ca:elective Orris ?Alb, credted le yew Membenstop Rematch rocountwittin 64 mein Met theses cg:peas on yevr brag ',Werner& &cos ID- lee Redeem points for The Capital Grille Certificates T H E Enjoy gracious service and an elegant and relaxed Log on to atmosphere at The Capital Grille. Nationally acclaimed for www.americanexpress. corn/rewards or call dry-aging steaks on the premises, The Capital Grille serves CAPITAL: classic steakhouse offerings, such as chops, lobsters and 1.800-AXP-EARN (297-3276). G .R.I.L.L.E fresh seafood. The restaurant also features an award-winning wine list with more than 300 wines from which to choose. (MR Message 4012) Redeem points for a $100 or 5250 The Capital Grille certificate. Vote the Membership Rewards® program Your Favorite Rewards program! Now through March 15, 2005, you can vote for the 17th Log on to Annual Freddie Awards. This is your chance to voice your vmnvireddieawards.com to cast your vote now! opinions about your favorite frequent travel program, like the Membership Rewards program. (MR Message 5218) Bloomingdale's Makes Membership Rewards® points More Fashionable Now, when you use your eligible, enrolled American For a store near you, visit daringcties Express® Card*, you can redeem your earned points for vnvw. bloomIngdales. corn or call Bloomingdale's gift cards** that are valid at all 1.800.555-SHOP Bloomingdale's stores and on bloomingdales.com. (555-7467). (MR Message 1014) 'borne roman, imminent and palmed d an annual pecgrem lee. Terms, ccodecce and rrnerkeons accly. —Tema and condors are appkd bsll Cage. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726907 DUPLICATE COPY Repent! Foe Accarg Hinter czoeirg Dam Page 7 of 8 JEFFREY E EPSTEIN >00000000(4-31005 02/28/05 CustomExtras- Support Tsunami Relief Efforts To support tsunami relief, you can donate through At American Express, we are committed to supporting relief efforts in the American Express the Asian countries devastated by the recent earthquake and Tsunami Relief page resulting tsunamis. Given the enormity of the recent disaster in located off of the Southeast Asia, we want to maximize the support given to the many American Express home page at www.american relief organizations that are collecting funds at this time of great need. express.com. Please Therefore, we have decided to waive all fees associated with click on the "Help Support accepting American Express® Card charges for tsunami disaster relief Tsunami Relief Efforts" organizations that have all been recognized by the U.S. government link (CE 105485) as providing assistance to people affected by the earthquake and tsunamis. Year-End Summary Available Online Please call Centurion Your detailed Year-End Summary for 2004 is accessible online with Customer Service at 1.877.877.0987, option 3 increased functionality and flexibility. New this year is the option to with any questions. sort charges as "personal" or "business" for easier tax preparation _ 11:41", ""c`".1 and more efficient expense management. A copy of the summary will (CE 105453) • .3 also be sent to you by mail. Access your Year-End Summary online at ras www.americanexpress.com/yes. Then log in with your Manage Your Card Account user ID and password. Enjoy Early Access to Great Tickets To purchase tickets or gel more information, call Be the first. Get some of the best. At venues in New York, LA, and 1.800.455.1657 daily Miami, Centurion® members get early access to luxury suites and between 8:00am and rereted es-r-s^.-51 ticket sales for certain concerts, sporting events, and more. The seats 11:00pm. are often not available to the general public. Even better, Centurion (CE 105450) ' lice! members frequently have access to VIP areas for a look at the action up close. All sales are final and nonrefundable and resale is prohibited. Details and prices are subject to change. Suites, packages, and tickets are available on a first-come, first-served basis. All ticket orders are subject to service charges. Payment must be made using the Centurion Card from American Express. Ticket limits may apply. Availability is limited. Tickets will be sold in pairs. Great Ski Offers at American Express Selects Visit wvnv.american express.com/ski for great Visit American Express Selects at www.americanexpress.com/ski ski offers. for great ski offers exclusively for American Express® Cardmembers. Whether you want to ski the moguls in Maine or cruise the powder in (CE 105422) Park City, we have valuable offers to help you travel to your favorite resorts for an incredible ski vacation. Now Accepting American Express® Cards! If there are other places where you would like to Life Line Screening - Painless, non-invasive screening for strokes, see the Card accepted, completed in 10 minutes. Coast-to-coast availability. Call please call the Customer 1-800-597-3754 or visit www.lifelinescreening.com. Service number that is located at the top of your statement or the number Princess House - Products that help you cook with confidence, that is on the back of your entertain with ease and dine with distinction. Enhance your home and Card. your life, contact us at www.princesshouse.com. (CE 1ngf4A9) RK - REBECCAS of Greenwich, CT has opened RK...An American Brasserie located at 22 Elm Place in Rye, NY. Modern America Cuisine behind a glass wall kitchen. Call 914-967-8900. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726908 DUPLICATE COPY Proromei For Accost Number Page Sof 8 JEFFREY E EPSTEIN >CO0O0O=4-31005 Pay Your Bills Automatically With the Card Visit www.americanexpress. Pay everything from your cable and telephone bills to your com/abp26 for a list of newspaper subscription and health club membership with your Card. participating providers, or It's a simple way to consolidate your payments and to help ensure to learn more. Start benefiting from the your bills are paid on time. You will have fewer checks to write and convenience of Automatic you will still continue to get a statement from your service provider to Bill Payment today! keep for your records. To learn more, visit www.americanexpress.com/abp26 and find a complete list of (CE 105477) participating providers. Centurion® Concierge - Dedicated to Your Needs Call Centurion Concierge at 1.877.877-0987, option Centurion Concierge can help you with virtually any request, at any 2 to take advantage of the hour, anywhere in the world. Have Centurion Concierge secure professional kiestyle ;V•z.,nenctriverfee41,3 reservations at an international or domestic restaurant for a special assistance available to occasion or upcoming trip, locate goods and services unavailable you. v' Tots OPIT 'mina locally, research entertainment options, arrange for special gifts, and (CE 105478) much more. It's like having a personal assistant with you while at home or while traveling abroad. There is typically no cost to you for most efforts Concierge consultants perform on your behalf, although you are responsible for any purchases and/or shipping charges you authorize. Fees may apply for meetings and event planning. Special Access with Elite Frequent Flyer Benefits To take advantage of these valuable benefits, Without having to meet any mileage requirements, you are entitled to contact Centurion enroll in the Gold Elite level of the frequent-flyer programs of Customer Services at Continental Airlines, Delta Air Lines, and US Airways®. You'll receive 1.677.871.0987, option 3. .,i, ......... . .... s ..• .1.7.. s all of-the current program benefits and accrue miles at an accelerated (CE 105480) 41* .r- nil' 1 ,.......j. 'mos rate. i Benefits vary from program to program and we subject to change without written notice. Benefits are based upon space availability. The terms and conditions of each individual partner program apply. Partner programs require enrollment. Participating partners are subject to change. Earn Double Points Every Day on the Centurion® Card For more information, call Centurion Customer Earn double Membership Rewards® points for your purchases when Service at you use your Centurion Card at supermarkets, drugstores, gas 1-677-877-0987, option 3. . ,,::.. .. stations, the U.S. Postal Service, and to pay your wireless phone bill. Double points for everyday purchases is an ongoing benefit of your (CE 105479) it.T. .Cisr".", i It 3115ii*1/0ii 11 Centurion membership. k \::-.......• 'a 4 Double points for purchases made with the Card at qualifying stand-alone supermarkets, drugstores, gas stations, the U.S. Postal Service, and for payments for wireless phone bills (excluding bulk purchases of wireless time) will be credited to your Membership Rewards account 12 -14 weeks after charges appear on your monthly billing statement. Not valid in the departments of superstores and warehouse clubs. Terms and conditions for the Membership Rewards program apply. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726909 DUPLICATE COPY 6,109,814 Membership Rewardse Centurions Card Points Statement of Account at 01/3105, svhen charges due‘are paid in full'and all accounts ire in "good standng. Precacd For CiaurgDwo JEFFREY E EPSTEIN 03/29/05 Page 1 of 10 N.e as New Please Pay By Novick. Balance $ Pawnee* K£4MS le•c. AgAvatneras Balance $ 04/13/05 444.51 -444.51 +553.79 553.79 Please refer to page 3 for important information regarding your account See Page 7 For A Notice Of Changes To Your Agreement See Page 9 For An Important Privacy Notice Contact us at www.americanexpress.com or call Customer Service at 1-877-877-0987. Activity ." °" Ravinge AnwuntS ,05e:4•PilkiailitroOtred - Thank You L03/1161 /44451 Amount$ Due in Full Activity for JEFFREY E EPSTEIN Chad )000(-XOcOC#31®S 03/05/05 FREDERIC FEKKAI NY NY 171.20 BARBEFVBEAUTY SHOP ROC No. 0000006003 03/10/05 2ND AVE DEU NEW YORK NY 21.13 01 FOOD/BEVERAGE 03/15/05 PALM RESTAURANT-NEW NEW YORK NY 66.26 FOOD/BEVERAGE FOOD/BEV 66.26 TIP 03/24/05 TRAVISA VISA SERVICENEW YORK NY 139.00 PROFESSIONAL SERVICES 03/24/05 FREDERIC FEKKAI NY NY 156.20 BARBER/BEAUTY SHOP ROC No. 0000000027 Total Due in Full Activity 553.79 Fleaao loll cnaeperbrazn blow. doxh and calmwill pact parnem Continued on Page 3 tw13/Boys: Please en Please Pay nt and nntearilaac eoauka Payment Coupon number correspondence. Make check payable to American Express. JEFFREY E EPSTEIN 457 MADISON AVE 4FL Total Amount Due To avoidCharges additional on Finance NEW YORK NY 10022-6843 $553.79 Purchases, pay New Balance before Payment Due Date. Itttllllanlltttltltlttltltilrrlrtlttlltlltllltltltlattiltllll Check here if your address or telephone number has changed. Note changes on reverse side. Mail Payment to: AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 EFTA01726910 DUPLICATE COPY Peepatol For Account Norther Page 2 of 10 JEFFREY E EPSTEIN )OOO(-XXXXX4-31005 Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must be sent to the payment address shown on your statement and must include the remittance coupon from your statement. Payments must be made with a single check or draft drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking oystem, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on all payments. If To Pay By Phone payment does not conform to these requirements, crediting may be detayed and additional Charges may be imposed. If we 1.800472--9297 accept payment made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment into US dollars, unless a particular rate is required by law. Please do not send post-dated checks. They will be deposited upon receipt. Our acceptance of any payment marked with a restrictive legend will not operate as an accord and Customer Service and satisfaction without our express prior written approval. Authorization for Electronic Debit: We will process checks Lost or Stolen Card electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, 1.877-877-0987 account number and check serial number to your financial institution, unless the check is not processable electronically or a 24 hours/7 days less costly process is available. By submitting a check for payment, you authorize us to initiate an electronic debit from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset Express Cash account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or 1-800-CASH-NOW asset account statement. If we cannot cdiect the funds electronically we may issue a draft against your bank or asset account for the amount of the check. Authorization for Electronic Payments: By using Pay By Computer, Pay By Phone International Collect or any other electronic payment service of ours, you will be authorizing us to initiate an electronic debit to the financial account you specify in the amount you request. Payments received after 5:00 p.m. MST may not be credited until the next 1.954503.8905 day. Allocation of Payments and Credits: Subject to applicable law, we will apply and allocate payments and credits among Features and Charges on your Account in any order and manner determined by us in our sole dscretion. Finance Hearin Im Charges: Average Daily Balance (ADP) Method for Calculation of Finance Charges (FC): We use the ADB (9am EST) Method to calculate FC on your Account. Under this method, we figure the FC on your Account by applying the Daily TTY: 1I.800.221.0050 Periodic Rate (DPR) to the ADB (as described below) for each Feature (nducfing current transactions). Different daily FAX: 1-800-695-9090 periodic rates may be applied to separate Feature balances. To get the ADB for each feature, we (1) take the beginning In NY: 1.800.552.1897 balance for each day (including unpaid FC from previous billing periods) (2) add any new transactions, debits, or fees (3) subtract any payments or credits, and (4) make any appropriate adjustments. For each day after Me first day of the billing period, we also add an amount of interest equal to the previous day's daily balance multiplied by Me DPR for the Feature. This gives us the daily balance for the Feature for that day and the beginning balance for that Feature for the next day. If this balance is negative, it is considered to be zero. Then, we add up all the daily balances for the Feature for the billing period and divide the total by the number of days in the billing period. This gives us the ADB for the Feature. For all Features the ADB will be considered to be zero if you paid the total Account balance if any, shown on your previous • Correspondence month's statement by the Closing Date of the current billing period. If you multiply the ADB for each Feature by the number Customer Service, The of days in the billing period and the DPR for that Feature, the result will be the FC assessed on that Feature except for variations caused by rounding. The total FC for the billing period is calculated by adding the FC assessed on all Features of Centurion. Card from the Account. This method of calculating the ADB and FC results in daily compounding of FO. Transactions Made in American Express Foreign Currencies: If you incur a Charge in a foreign currency, it wilt be convertedinto US dollars on the date it is P.O. Box 297846 processed by us or our agents. Unless a particular rate is required by applicable law, we will choose a conversion rate that Ft. Lauderdale, FL IS acceptable to us for that date. Currently, the conversion rate we use for a Charge in a foreign currency is no greater than 33329-7846 (a) the highest official conversion rate published by a government agency, or (b) the highest interbank conversion rate identified by us from customary banking sources, on the conversion date or the prior business day, in each instance Customer Service Increased by 2%. This conversion rate may differ from rates in effect on the date of your charge. Charges converted by P.O. Box 297804 establishments (such es airlines) will be billed at the rates such establishments use. Billing Rights Summary: In Case of Ft. Lauderdale, FL Errors or Questions About Your Bill: If you think your bill is incorrect or it you need more information about a transaction on your bill, write us on a separate sheet of paper at the Customer Service address noted to the right. We must 33329-7804 hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can Payments telephone us at the number indicated on the front of this statement, but doing so will not preserve your rights. In your letter, P.O. BOX 2855 give us the following information: 1. Your name and account number; 2. The dollar amount of the suspected error; 3. Describe why you believe there is an error. If you need more information, describe the item you are unsure about. You do NEW YORK NY not have to pay any amount in question while we are investigating, but you are still obligated to pay the parts of your bill that 10116-2855 are not in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. If you have authorized us to pay your bill automatically from your checking or savings account, you can stop the payment on any amount you think is wrong. To stop the payment your letter must reach us three business days before the automatic payment is scheduled to occur. Special Rule for Credit Card Purchases: If you have a problem with the quality of goods or services that you purchased with a credit card, and you have tried in good faith to correct the problem with the merchant, you may not have to pay the remaining amount due on the goods or services. You have this protection only when the purchase price was more than $50 and the purchase was made in your home state or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the property or services, all purchases are covered regardless of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) is shown on this statement, it represents money owed to you. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is $1.00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800-518-8866. Change of Address Plowed on front do not no Name COmpany Nat. Strom Address Gil', Sta* r _Li to O:do Providing your email Area Code and address to American Home Primo Express will enable you to receive special offers, j Area Code and Utak Phone suited to your needs. Email EFTA01726911 DUPLICATE COPY hewed Fa Account Nun r Clown; Ode Page 3 of 10 JEFFREY E EPSTEIN XXXX-XXXXX4.31005 03/29/05 Important Notice Please refer to page 2 Information on Flexible Payment Features for further important You may have access to one or more Flexible Payment Features as part of your Card account. The current Annual information regarding Percentage Rates (APRs) and Daily Periodc Rates (DPFts) for the Flexible Payment Features are as follows: your account • For Sign & Travel, the APR is 11.39%, the DPR is 0.0312% EFTA01726912 DUPLICATE COPY Pmper•IFor tont Nurher JEFFREY E EPSTEIN Page 4 of 10 )000C-X>000(4-31005 EFTA01726913 NlembelWitgferrils Plus° Page 5 of 10 Monthly Statement and Program News American Expr.” se For questions about your Statement Period Membership Rewards account, contact January 1, 2005 - January 31, 2005 1-800-AXP-EARN Account activity after this period does not appear on this statement (297-3276) Proparedla www.americanexpress.conVrewards JEFFREY E EPSTEIN Available Points Matti:h. Reno:dee Aoccant Number American Express 6,109,814 Membership Rewards P.O. Box 297813 Points are available when charges are Earn Double Points for all Ft. Lauderdale, FL 33329.9785 paid in full and all your accounts are in Everyday Spend Points your Everyday Spend - good standing. earned this period: groceries, gas, pharmacy Available points Include Everyday Spend Points. 27,991 Account Summary Opening points balance 5,968,709 New points earned +141,105 Points transferred or redeemed 0 Reinstated points and adjustments 0 New points balance =6,109,814 New Points Earned 01/01/05 - 01/31/05 Points Activity On Everyday Spend Bonus Points Total Points Activity Eligible Charges Points Awarded Per Card Centurion 1,897 0 0 1,897 3715-657814-31005 Platinum 0 0 0 0 3713.818259.32002 Gold 15,275 396 0 15,671 3718-463688-41000 Aden Gold 87 0 0 87 3718-463688-44012 Addl Gold 10,981 0 1,814 12,795 3718-463688-43030 Orbitz 2x pis 2004-6 1917 Add! Gold 0 0 0 3718,463688-41042 Business Gold 0 0 0 0 3727-16256841009 Gold 0 0 0 0 3727-686332-61005 Add'I Gold 42,483 14,154 0 56,637 3727-686332-62011 Add'! Gold 36,205 13,025 0 49,230 3727-686332-63027 Add? Gold 4,372 416 0 4,788 3727-686332-62060 Totals 111,300 27,991 1,814 141,105 Membership Rewards Plus points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards Plus program Termsand Conditions in your Membership Rewards Plus Guide. If you have questions, please visit www.americanexpress.com/membershiprewardsplus or call 1.800•AXP-1090 (297-1090). From overseas, call collect 305.816.2799. Transfer Membership Rewards® points to Aeroplane Miles Transfer Membership Rewards points to your Aeroplan Miles To review these rewards account and enjoy worldwide travel! Journey to over 700 and redeem points, visit vnyw.amerIcanexpress. destinations in 120 countries on any of the 17 members of corn/rewards or call the Star Alliance' network, including Air Canada. Flights 1.800-AXP-EARN AIR CANADA start at just 15,000 Aeroplan Miles. 1,000 Membership (297-3276). Rewards points equal 1,000 Aeroplan Miles. For more (MR Message 2027) information on Aeroplan, visit www.aeroplan.com or call 1-800-361-5373. Tams and cc...dhotis ci the Mater:Sp Retards poRran sixty. For more inlarriation, www.membershipcewards.com. Continued on mom Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726914 Precebeed JEFFREY E EIRypalrFATE COPY ' American Ear' resSO tak RBARDAP • rl Number Page 6 of 10 Earn Double points for Your Tickets at kt.com With 15 year's experience, tkt.com offers premium seating to Book online at concerts, theater and sporting events. Now earn Double www.tld.com or call srttkt.com 1.800-ALL-SHOWS to Membership Rewards® points on all your tickets through eam Double points. April 15th, 2005. (Bonus ID 2764) Cloar max:114.7n d 2.503 bona poi t. 010, expires, Apa 1911, 2005. robe 00* lo own bonus pcnts, you roun to On(0401 in ITO Members/soRewards prayrun at the tune or punkt," and you mat charge your Connate cc an eltottr. erroro4 Amencal Excreo40 Card. Bonus pcints oru be cradled to Your Merrnonho Rewards recount within 68weeb aver charges appear on 'our bdwj starcrnent eau 0:2764. Introducing TAG Heuer to the Membership Rewards® program AMC; teal: Express' TAG Heuer watches are now available in the Membership View all of the TAG Heuer BM E-O M B c hjprip Rewards program. You can choose from watches such as rewards at /As • www.amerIcanexpress. the TAG Heuer Formula 1 Chronograph Watch (CMP1) for corn/rewards. 85,000 points or the TAG Heuer Aquaracer Men's Quartz Watch (CMP2) for 110,000 points. (MR Message 9355) Al product atm aro sobjoct to avalcalty. Nato rewards may net be reamed or err:harped wins Cowan to be damped co delataut Damped co deficave lin mutt be returned witin 100ayeddielvery. No odavewa ream we aricephod Wier 1044*. Spoil Mom with Flowers & Gifts from FTD.COM! Mother's Day is Sunday, May 8th! Redeem Membership Shop online at vAvw.ttd. Rewards® points and spoil the special Mom's in your life. comtamexmr75 or call 1-800-SEND-FTD and FTD.COM Redeem points for certificates towards fresh flowers and unique gifts from FTD.COM. Or, shop online using your give promo code 2112. American Express Card and send her a floral arrangement (MR Message 8513) hand delivered by a quality FTD® Florist or spoil her with a special gift of chocolates, a spa set, jewelry and more! Come WeeCurexclusive line cif FTDe Mother's Day products.Shop early for the best selection! Hotel Night Stays Start at Just 10,000 Priority Club® Points! With more than 3,500 locations worldwide, the Priority Club To review these rewards Rewards family of hotel brands includes InterContinental®, and redeem points, visit www.americanexpress. Crowne Plaza®, Hotel Indigo'", Holiday Inn®, Holiday Inn com/rewards or call Express®, Staybridge Suites® and Candlewood Suites®. 1.800-AXP-EARN Redeem Priority Club points for free room nights, gift (297-3276). certificates and brand-name merchandise. (MR Message 9353) Tams and cordtcoa d the Martership Rewards. Foy= qxky. Foe more inbemabon, vis:1 revny.mamberahlprewardssom. Redeem points Today for Spring Savings Sports Authority, Gan Sports, Sportmart and Oshman's carry Call 1.888-LOOK4TSA SPORTS Autu9RFK an unbeatable selection of golf, team sports, snowsports and fitness equipment, plus, much more at great prices! Redeem points today for the best in sports! (566-5487) for the store nearest you. Reward certificate may be redeemed for product only. Limit one certificate per purchase. Valid at store locations only. Not valid online. (MR Message 8074) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726915 DUPLICATE COPY Paciaal Fa Co:4v Da* Page 7 of 10 JEFFREY E EPSTEIN 03/29/05 Notice of Changes to Your Agreement We are making Important Changes to your American Express Cardmember Agreement ("Agreement') governing the American Express. Card Account Identified on this Notice. Unless otherwise Indicated below, these changes become effective with billing periods beginning on or after May 1, 2005, whether or not you receive a billing statement. This Notice formally amends your Agreement, and any contrary or conflicting language in that Agreement is replaced fully and completely. Note that the terms of your Account are subject to change (including increasing APRs/DPRs and fees, changing fixed APRs/DPRs to variable APRs/DPRs, and adding new terms) in accordance with the Agreement governing your Account. All terms of the Agreement not amended herein remain in full force and effect. This is an important Notice of changes to your Agreement. We recommend that you carefully review these changes, share them with any Additional Cardmembers on your Account, and keep this Notice for future reference. If you have questions regarding this Notice, please call the telephone number listed on the back of your American Express Card. Determining the Prime Rate Applicable to your Account We are changing the timing of when we determine the Prime Rate used to calculate the variable APRs (and corresponding DPRs) applicable to your Account. Accordingly, we are replacing subsection C of the Finance Charges on Features section of your Agreement with the following: ' C. The 'Prime Rate' Is determined once with respect to each billing period. The Prime Rate for each billing period is the Prime Rate - • published in the Money Rates section (or successor section) of The Wall Street Journal on (a) the first day of that billing period or (b) the day that is two days prior to the Closing Date of that billing period, whichever is higher. In each case, if such a day Is not a customary publication day for The Wall Street Journal, we will substitute the closest preceding day that is a customary publication day. If The Wall Street Journal ceases or suspends publication, we may refer to the Prime Rate published in any other newspaper of general circulation in New York, New York, or we may substitute a similar reference rate at our sole discretion. Any Increase or decrease to an APR resulting from a change in the Prime Rate takes effect as of the first day of the billing period. An Increase in the Prime Rate means that the variable APRs (and corresponding DPRs) applicable to your Account will increase and you may incur higher Finance Charges and may have a higher Minimum Amount Due? Average Daily Balance Method for Calculation of Finance Charges (Effective May 8, 2005) We are revising the Average Daily Balance Method for Calculation of Finance Charges section of your Agreement to add the following two sentences to the end of that section: °In our sole discretion, we also may round any calculations made in determining the Finance Charges on your Account in any way that is convenient to us. Any such rounding may apply to or cause-variations In your DPRs.' Arbitration (Effective May 8, 2005) We are amending certain subsections of the Arbitration section of your Agreement as follows (references to subsections below refer to those subsections in the Arbitration section of your Agreement): We are replacing the first sentence of the Definitions subsection with the following: "As used in this Arbitration Provision, the term "Claim' means any claim, dispute or controversy between you and us arising from or relating to your Account, this Agreement, the Electronic Funds Transfer Services Agreement, and any other related or prior agreement that you may have had with us, or the relationships resulting from any of the above agreements ("Agreements"), except for the validity, enforceability or scope of this Arbitration Provision or the Agreements: We are replacing the Initiation of Arbitration Proceeding/Selection of Administrator subsection with the following: "Initiation of Arbitration Proceeding/Selection of Administrator. Any Claim shall be resolved, upon the election by you or us, by arbitration pursuant to this Arbitration Provision and the code of procedures of the national arbitration organization to which the Claim is referred In effect at the time the Claim is filed (the "Code"), except to the extent the Code conflicts with this Agreement Claims shall be referred to either the National Arbitration Forum ('NAP) or the American Arbitration Association (*AAA"), as selected by the party electing to use arbitration. If a selection by us of either of these organizations is unacceptable to you, you shall have the right within 30 days after you receive notice of our election to select the other organization listed to serve as arbitration administrator. For a copy of the procedures, to file a Claim or for other information about these organizations, contact them as follows: • NAF at P.O. Box 50191, Minneapolis, MN 55405; website: vmww.arbitration•forum.com. • MA at 335 Madison Avenue, New York, NY 10017; website: www.adr.org: We are replacing the first sentence of the Significance of Arbitration subsection with the following: "IF ARBITRATION IS CHOSEN BY ANY PARTY WITH RESPECT TO A CLAIM, NEITHER YOU NOR WE WILL HAVE THE RIGHT TO LITIGATE THAT CLAIM IN COURT OR HAVE A JURY TRIAL ON THAT CLAIM! We are adding the following two sentences to the end of the Restrictions on Arbitration subsection: "No arbitration award or decision will have any preclusive effect as to issues or claims in any dispute with anyone who is not a named party to the arbitration. Notwithstanding any other provision in this Agreement (including but not limited to the 'Continuation' provision below) and without waiving either party's right to appeal such decision, should any portion of this Restrictions on Arbitration" provision be deemed invalid or unenforceable, then the entire Arbitration Provision (other than this sentence) shall not apply? We are replacing the second sentence of the Continuation subsection with the following: 'Except as otherwise provided in the 'Restrictions on Arbitration' provision above, if any portion of this Arbitration Provision (other than the 'Restrictions on Arbitration" provision) Is deemed invalid or unenforceable, it shall not invalidate the remaining portions of this Arbitration Provision, the Agreement or any predecessor agreement you may have had with us, each of which shall be enforceable regardless of such invalidity." BP/TR3FYI/0305 T2313 EFTA01726916 DUPLICATE COPY JEFFREY E EPSTEIN Page 8 of 10 Other Important Information About Your Account Annual EFT Error Resolution Notice This notice is to inform you about how you should notify us of errors or questions regarding any electronic fund transfers you initiate using your American Express Card, including Express Cash transactions, or electronic payments you make to American Express using Pay By Phone, Pay By Computer, or any other American Express electronic payment service. In case of errors or questions about your Electronic Transfers, please telephone us at 1.800-IPAY-AXP for Pay By Phone and Pay By Computer questions, and at 1.800-CASH-NOW for Express Cash and Automatic Payment questions. Alternatively, you may write to us at American Express Travel Related Services Company, Inc., Electronic Funds Services, P.O. Box 297815, Ft. Lauderdale, FL 33329-7815, or e-mail us by clicldng on the Customer Service link online at vnvw.americanexpress.com. We must hear from you no later than 60 days after we sent the FIRST statement on which the problem or error appeared or question arose. When you contact us, please provide the following information: (1) Your name and account number. (2) Description of the error or the transfer you are unsure about. Explain as clearly as you can why you believe it is an error or why you need more information. (3) The date and dollar amount of the suspected error. If younotify us by phone, we may require that you send us your complaint or question in writing within 10 business days of the call. We will determine whether an error occurred within 10 business days and will correct any error promptly. If we need more time, however, we may take up to 45 days to investigate your complaint or question. If we decide to do this, we will credit your account within 10 business days for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation. If we ask you to put your complaint or question in writing and we do not receive it within 10 business days, we may not credit your account. For errors involving new accounts, point-of-sale or foreign-initiated transactions, we may take up to 90 days to investigate your complaint or question. We will tell you the results within three business days after completing our Investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies 0 the documents that we used in our investigation. Insurance Products Notice We identity insurance providers and products that may be of interest to you. In this role we may act on behalf of the insurance provider, as permitted by law. We receive compensation from insurance providers that may vary by provider and product. Also, we may receive additional compensation or financial benefit when AMEX Assurance Company or another American Express entity acts as the insurer or reinsurer for these products. The arrangements we have with providers, including the potential to insure or reinsure products, may also influence what products and providers we identify. BP/TR3FYI/0305 T2313 EFTA01726917 DUPLICATE COPY PreprodFa Cb*gD4* Page 9 of 10 JEFFREY E EPSTEIN SIM 03/29/05 An Important Notice Concerning Cardmember Privacy This Privacy Notice is addressed to United States holders of personal American Express Charge Cards or accounts, Optima Cards or accounts, and other personal credit card accounts that we issue, and to United States holders of business charge and credit cards from OPEN: The Small Business Network- from American Express. This Notice explains how we collect and safeguard information about you and how to tell us your opt out choices. In this Notice, American Express Travel Related Services Company, Inc., American Express Centurion Bank, and American Express Bank, FSB are called 'American Express,' "we,"our," and 'us.' The cards and accounts that we issue are called 'Cards' or "Card accounts." Holders of those Card accounts are called "Cardmembers' or "you.' "Affiliates" refers to other companies in the American Express family, related to us by common control or ownership. What Information Do We Collect? institutions with whom we jointly offer products We obtain information about you from a variety and services. And we may disclose it to other third of sources. You provide us with information about parties as permitted by law. For example, we disclose yourself, for example, by completing Card applications. Cardmember Information in response to subpoenas, to This includes your name, address, social security credit reporting agencies, and to help prevent fraud. number, and income and asset information. Your use of the Card and your other transactions with us and our Your Opt Out Choices Affiliates provide us with additional information, such as You have "opt out" choices about offers that may be your spending and payment history. sent to you and how those offers may be delivered to you. You may also opt out from certain disclosures of Other sources, such as credit reporting agencies and Cardmember Information. Your opt out choices and providers of marketing information, furnish us with how to opt out are explained below. additional information about your credit history, purchasing preferences, and other matters. We also Offers for Products and Services of Other obtain information in connection with our efforts to Companies protect against fraud. We call all of this information We work with other companies, such as merchants that "Cardmember Information: accept the Card, so that you may receive offers for their products and services. We use Cardmember What Do We Do with This Information? Information to help make these offers more relevant We use Cardmember Information in connection with and valuable to you. If you respond to one of these delivering products and services to you. To do this it is offers, the other company will know certain information often necessary to share it with our Affiliates and other about you, such as your name, that you are a companies we work with. These include companies that Cardmember, and that you met the qualifications manage Card accounts, offer affinity, frequent-user, and established for the offer. reward programs, companies that perform marketing services and other business operations for us, and Your Choice: You may opt out from receiving these companies whose products or services are provided as offers by calling us at 800-297-8378 or by filling out a benefit of your Card account. We may also share the attached form and returning it to the address on Cardmember Information with other financial the form. You may also include the form with your regular payment. Please Note: You may receive additional privacy notices that provide information and different opt out choices for other Card accounts that are applicable only to those accounts. Please complete this form if you choose to opt out and wish to mail your response rather If you do not than use the toll-free number, which is 800-297-8378. Return this form to American Express have a payment along with your payment coupon using the payment envelope enclosed with your statement. envelope, mail your response to: American Offers for Products and Services of Offers for American Express Products Express Other Companies and Services Cardmember ID Do not use Cardmember Information to Mail Offers: Do not use Cardmember Information send me offers for products and services Information to mail me offers for American Services of other companies. Express products and services. P.O. Box 299836 Credit Information Provided to El Telephone Offers: Do not contact me by Ft. Lauderdale Our Affiliates telephone to offer me products and services. FL 33329-9836 0 Do not share credit-related information about me (except as described in this Notice) with American Express Affiliates. Account Number 3715.657814-31005 MU/ILFJ0305 T3085 EFTA01726918 DUPLICATE COPY Prepared For Page 100,10 JEFFREY E EPSTEIN Offers for American Express Products and Services E-Mail Offers We may send you e-mail offers for our products Mail Offers and services, and those of our Affiliates and other We may use Cardmember Information to mail you companies we work with. We don't share e-mail offers for American Express products and services. addresses with other companies for them to market Your Choice: To opt out from receiving these mailings, their own products and services to you. call us at 800-297-8378 or fill out the attached form and Your Choice: To opt out from receiving these e-mail return it to the address on the form. You may also offers, enter your preferences at the "Set E-Mail include the form with your regular payment Preferences° page of our Internet Privacy Statement at Telephone Offers www.americanexpress.com/preferences. We may contact you by telephone about our products Additional Information About Your Opt Out Choices and services or those that we offer with our business If you are the primary Cardmember on your Card partners. account, your opt out choices will also apply to any Your Choice: To opt out from receiving telephone other Cardmembers on your Card account. If you opt offers, call us at 800.297.8378 or fill out the attached out, we may still include notices and information about form and return it to the address on the form. You may the Card and other products and services when also include the form with your regular payment communicating with you about your Card account and related products and services. Information We Share with Our Affiliates Our Affiliates include financial advisors, publishers, Information Security insurers, and travelers cheques issuers. American We take commercially reasonable physical, electronic Express Travel Related Services Company, Inc., and and procedural steps to help safeguard Cardmember American Express Centurion Bank, and American Information. Express Bank, FSB are Affiliates of each other. We may Former Customers disclose certain Cardmember Information to our If you cancel your Card, or your Card account(s) Affiliates to provide services for your Card account and are closed, we will continue to treat and safeguard to develop and send you offers for their products and Cardmember Information about you as described in services. We are permitted by law to share with our this Notice. Affiliates information.about.our transactions and . . experiences with you, such as your payment history. For Vermont Cardmembers Only But you can opt out of our sharing with our Affiliates If your Card account has a Vermont billing address, other credit-related information (such as your credit we will automatically treat your account as If you had history as shown on a consumer report). checked the lower-left hand box on the attached opt out form. We may share your name and contact Your Choice: To opt out from our sharing credit-related information, and information about our transactions or information with our Affiliates (except as permitted by experiences with you, with financial institutions with law) call us at 800-297-8378 or fill out the attached form whom we Jointly offer financial products and services and return it to the address on the form. You may also and with our Affiliates. This Notice describes opt out Include the form with your regular payment choices about certain other uses of Cardmember Information. MU/ILE/0305 73065 EFTA01726919 DUPLICATE COPY 00).,, P,f9;tt*14 Centurion® Card e ItearattlpReitatclls Poi Ava1lab"le' Statement of Account ef92/313/051-.-Whelich1400 00Pitd in .;:fullktdAtacCOrn rake,l000drilendil,B:: Peeow cc! For ciosimoa JEFFREY E EPSTEIN 04/29/05 Page 1 of 6 New t:,,Avet S New Please Pay By Provded ablarda S Parnell Aclidty $ M. Adt.stra'3 Balance $ 05/14/05 553.79 -553.79 +156.20 156.20 Please refer to page 1 for important information regarding your account Contact us at www.americanexpress.com or call Customer Service at 1-877-877-0987. Introducing the Centurion Website American Express is proud to announce the launch of www.americanexpress.com/ centurion--the new website designed exclusively for and accessible only to Centurions members. At your leisure, you can access all your Centurion benefits and manage your account online. To access the site, use your existing American Express user ID and password. If you are a new user, log on to www.americanexpress.com/centurion to register your account. For assistance, call Centurion customer service at 1-877-877-0987, option 3. Activity ""11°`P" .maca Amounts riotIPIWTSPOTe. ss3i9 Due in Full Activity for JEFFREY E EPSTEIN AimumS Cud) X;(.%%00(4.31005 04/21/05 FREDERIC FEKKAI NY NY 156.20 BARBER/BEAUTY SHOP ROC No. 0000006396 Total Due in Full Activity 156.20 Important Notice Information on Flexible Payment Features Please refer to page 2 for further important You may have access to one or more Flexible Payment Features as part of your Card account. The current Annual information regarding Percentage Rates (APRs) and Daily Periodic Rates (OPRs) for the Flexible Payment Features are as follows: your account For Sign & Travel, the APR is 11.64%, the DPR is 0.0319% + Plead krIJOn the perforedon Sam detach ant return will your payenord Payment Coupon Please Pay By: Please enter account 05/14/05 number on all checks and correspondence. Make check payable to American Express. JEFFREY E EPSTEIN 457 MADISON AVE 4FL Total Amount Due Check here if your address or telephone number has NEW YORK NY 10022-6843 $156.20 changed. Note changes on reverse side. Mail Payment to: AMERICAN EXPRESS PO BOX 360001 FT LAUDERDALE FL 33336-0001 EFTA01726920 DUPLICATE COPY PrepreelFor Acc t Number Page 2 of 6 JEFFREY E EPSTEIN )000(40000(4-31005 Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must be sent to the payment address shown on your statement and must include the remittance coupon from your statement. Payments must be made with a single check or draft drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on all payments. If To Pay By Phone payment does not conform to these requirements, crediting may be delayed and additional Charges may be imposed. If we 1.800472.9297 accept payment made in a foreign currency, we win choose a conversion rate that is acceptable to us to convert your payment into US dollars, unless a particular rate is required by law. Please do not send post-dated checks. They will be Customer Service and deposited upon receipt. Our acceptance of any payment marked with a restrictive legend will not operate as an accord and satisfaction without our express prior written approval. Authorization for Electronic Debit: We will process checks Lost or Stolen Card electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, 1-877-877-0987 account number and check serial number to your financial institution, unless the check is not processable electronically or a 24 hours/7 days less costly process is available. By submitting a check for payment, you authorize us to initiate an electronic debit from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset Express Cash account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or 1-800-CASH-NOW asset account statement. If we cannot collect the kinds electronically we may issue a draft against your bank or asset account for the amount of the check. Authorization for Electronic Payments: By using Pay By Computer, Pay By Phone International Collect or any other electronic payment service of ours you will be authorizing us to initiate an electronic debit to the financial account you speoify in the amount you request. Payments received after 5:00 p.m. MST may not be credited until the next 1.954-503.8905 day. Allocation of Payments and Credits: Subject to applicable law, we will apply and allocate payments and credits among Features and Charges on your Account in any order and manner determined by us in our sole discretion. Finance Hearing Impaired Charges: Average Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADB (9am-5pm EST) Method to calculate FC on your Account. Under this method, we figure the FC on your Account by applying the Daily WY: 1.800.221.0050 Periodic Rate (DPR) to the ADB (as described below) for each Feature Onetucfing current transactions). Different daily FAX: 1-800-695-9090 periodic rates may be applied to separate Feature balances. To get the ADB for each feature, we (1) take the beginning In NY: 1-800-552-1897 balance for each day (including unpaid FC from previous billing periods) (2) add any new transactions, debits, or fees, f3) subtract any payments or credits, arid (4) make any appropriate actustments. For each day after the first day of the billing period, we also add an amount of interest equal to the previous day's daily balance multiplied by the OPR for the Feature. This gives us the daily balance for the Feature for that day and the beginning balance for that Feature for the next O day. If this balan egative, it is considered to be zero. Then, p at the daily balances for the Feature for the billing period anddivide the total by the number of days in the billingpenal This gives us the ADB for the Feature. For all Correspondence Features the ADB will be considered to be zero if you paid the total Account balance, if any, shown on your previous month's statement by the Closing Date of the current billing period. If you multiply the ADB for each Feature by the number Customer Service, The of days in the billing period and the DPR for that Feature, the result will be the FC assessed on that Feature except for variations caused by rounding. The total FC for the billing period is calculated by adding the FC assessed on all Features of Centurion' Card from the Account. This method ofcalculating the ADB and F0 results in daily compounding of FO. Transactions Made In American Express Foreign Currencies: If you incur a Charge in a foreign currency, it win be converted into US dollars on the date it is P.O. Box 297846 processed by us or our agents. Unless a particular rate is required by applicable law, we will choose a conversion rate that Ft. Lauderdale, FL is acceptable to us for that date. Currently, the conversion rate we use for a Charge in a foreign currency is no greater than 33329-7846 (a) thehighest yib official conversion rate published by a government agency, or (b) the highest interbank conversion rate identified us from customary banking sources, on the conversion date or the prior business day, in each Instance Customer Service increased by 2%. This conversion rate may differ from rates in effect on the date of your charge. Charges converted by P.O. Box 297804 establishments (such as airlines) will be billed at the rates such establishments use. Bilftna Rights Summary: In Casa of Ft. Lauderdale, FL Errors or Questions About Your Bill: If you think your bill is incorrect, or it you need more information about a transaction on your bill, write us on a separate sheet of paper at the Customer Service address noted to the right. We must 33329-7804 hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can Payments telephone us at the number indicated on the front of this statement, but doing sowill not preserve your rights. Inyour letter, PO BOX 360001 give us the following information: 1. Your name and account number; 2. The dollar amount of the suspected error; 3. Describe why you believe there is an error. If you need more information, describe the item you are unsure about. You do FT LAUDERDALE not have to pay any amount in question while we are investigating, but you are still obligated to pay the parts of your bill that FL are not in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the 33336-0001 amount you question. If you have authonzed us to pay your bill automatically from your checking or savings account, you can stop the payment on any amount you think is wrong. To stop the payment your letter must reach us three business days before the automatic payment is scheduled to occur. Special Rule for Credit Card Purchases: If you have a problem with the quality of goods or services that you purchased with a credit card, and you have tried in good faith to correct the problem with the merchant, you may not have to pay the remaining amount due on the goods or services. You have this protection only when the purchase price was more than $50 and the purchase was made in your home state or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the property or services, all purchases are covered regardless of amount or location of the purchase.) Credit Balance: If a credit balance (designated, CR) is shown on this statement, it represents money owed to you. If you do not make sufficient charges against the credt balance or request a refund, we will, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is $1.00 or more. New York residents may contact the New York Banking Department to obtain a oomparative listing of credit card rates, fees and grace periods by calling 1.800.518.8866. Change or Address II correct on front do not use Name Ccapany Nemo Street Address City, Stale r r9 Code Providing your email Area code and address to American Hone Phone Express will enable you Aroa Code one to receive special offers, immil Walt Phom suited to your needs. Final EFTA01726921 MembelVfiteigfartis Plus® Page 3 of 6 Monthly Statement and Program News AmerieanExpre”. For questions about your Statement Period ~, MEMBERSHIP Membership Rewards account, contact February 1, 2005 - February 28, 2005 1-800-AXP-EARN Account activity alter this period does not appear on this statement AXAELVI (297-3276) Prepared lot vnvw.americanexpress.com/rewards JEFFREY E EPSTEIN Available Points illOISAccoalNinte American Express 6,065,934 Membership Rewards P.O. Box 297813 Points are available when charges are Earn Double Points for all Ft. Lauderdale, FL 33329-9785 paid in full and all your accounts are in Everyday Spend Points your Everyday Spend - good standing. earned this period: groceries, gas, pharmacy Available points include Everyday Spend Points. 49,939 Account Summary Opening points balance 6,109,814 New points earned +206,120 Points transferred or redeemed -250,000 Reinstated points and adjustments 0 New points balance — 6,065,934 New Points Earned 02/01/05 - 02/28/05 Points Activity On Everyday Spend Bonus Points Total Points Activity Eligible Charges Points Awarded Per Card Centurion 444 0 0 444 3715-657814-31005 Platinum 0 0 0 0 3713-818259-32002 Gold 14,096 388 0 14,484 3718-463688-42008 Addl Gold 402 0 0 402 3718-463688-45019 Addl Gold 16,629 0 0 16,629 3718-463688-43030 Addl Gold 0 0 0 0 3718-463688-41042 Business Gold 0 0 0 0 3727-162568-41009 Gold 0 0 0 0 3727-686332-61005 Addl Gold 91,546 37,853 0 129,399 3727-6nm:12-62011 Adcn Gold 31,155 11,559 0 42,714 3727-686312-63027 Addl Gold 1,909 139 0 2,048 3727-APATA, -62C60 Totals 156,181 49,939 0 206,120 Points Transferred or Redeemed 02/01/05 - 02/28/05 Points Transferred Request or Redeemed Date $250 Pottery Barn Gift Certificate 25,000 2/23/05 Account %rim C010550522 $250 Pottery Barn Gift Certificate 25,000 2/23/05 ACCCUM after 0710O6521 $250 Pottery Barn Gift Certificate 25,000 2/23/05 hxcerlmfter03101065% $250 Pottery Barn Gift Certificate 25,000 2/23/05 mmormitemiommo $250 Pottery Barn Gift Certificate 25,000 2/23/05 Amoommilmmmsesa $250 Pottery Barn Gift Certificate 25,000 2123/05 Account =Pimaolasssv $250 Pottery Barn Gift Certificate 25,000 2/23/05 Moan nutter 001%56528 $250 Pottery Barn Gift Certificate 25,000 2/23/05 Acearil ntmber 0010856629 $250 Pottery Bam Gift Certificate 25,000 2/23/05 Mew* ante 0310656S30 Continued on reverse EFTA01726922 Amer/CAA Express PHTh-° EINFEIFFATE COPY JEFFREY E 4aNISERSHIt Page 4 of 6 • • :4111.E1,1110 Points Transferred or Redeemed continued 02/01/05 - 02/28/05 Points Transferred Request or Redeemed Date $250 Pottery Barn Gift Certificate 25,000 2/23/05 Aoscrit muter CO)0656631 Total 250,000 Membership Rewards Plus points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated fora fee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards Plus program Terms and Conditions in your Membership Rewards Plus Guide. If you have questions, please visit vinvve.americanexpress.com/membershiprewardsplus or call 1.800-AXP-1090 (297-1090). From overseas, call collect 305-816-2799. Special Offer with Starwood Hotels! Starwood Hotels offers more than 750 of the world's best To receive offer, visit hotels including Four Points® by Sheraton. Stay at Four 1,wew.fourpoints.com/ launchamex or call Points by Sheraton and enjoy the Four Points by Sheraton 1.888.625-4988 provide STARW000 PRISFERREO GUEST Four Comfort Bed with a plush mattress, plump pillows, crisp registration code FP4. cotton sheets and a cozy duvet. For a limited time, receive To moll in Stanwood 4,000 bonus Starpoints® with 3 consecutive stays at any Preferred Guest, visit www.SPG.com or call participating Four Points by Sheraton property. Promotion 1.888.625.4988. good for stays between April 12th and June 7th, 2005. (MR Message 5041) No Cadre ter may earn mare than 12000bonus Slarpoirts m conroclon with the prcenerice. Boon SierpcInts tellpost bte Carkrember's account weir L vs 6 weer of gedeprip ray. ito rgble say 4 deed as one or moot CCeeealAre rialls al quallyerg rate. Earn 10x Membership Rewards® points This Mother's Day with GiftSense'l Looking for the perfect gift to send Mom this Mother's Day? Visit www.gittsense. Find a wonderful gift for her at GiftSense.com and earn 10x com/amxmr or call Gift Membership Rewards points for yourself! GiftSense has a variety of ideal gifts for your mother or grandmother. Come 1.800.383.7142 and give promo code 9947 to earn Sense find just what you were looking for or perhaps something wonderfully unexpected. GiftSense is a trusted partner of 10x points whenever you shop every day, all year. (MR Message 7138) FTD.COM. Cry veld ihrarit 12/2146 Na veld in teat star a in artier:aeon wet any other ode: earn eitSeoce. To eau bOtTA OW* teAl mutt be ended A the PAS/Mth0 PABTATS WaSuat el he line or Ise:a.m. and • champ your purchase loan elOtie. enrolled Arroccan Expros19 Card. Bonus pokes tell be credited r rut MOtInl wthn 10.12 weeks seer Osage. appear on yap tiTag ablosient Bonus 0:5602 Limited Time Offer • Delta SkyMiles® Bonus Between 04/1/05.05/15/05, earn a 20% Delta SkyMiles bonus Not yet a Delta SkyMiles when you transfer 76,000 or more Membership Rewards® member? le.Delta points to your Delta SkyMiles account. Transfer less than Call 1.8004232323 or SkyMiles• 76,000 points and earn a 15% bonus. Register either at o to www.delta.com/ delta.com/membershiprewards or call 1-800-266-7077. gkymiles today! s Then, transfer points at www.americanexpress.com/ (MR Message 7001) rewards or call 1-800-AXP-EARN (297-3276). The bonus will be awarded on the total number of SkyMiles received due to the transfer of points during the promotional period. SkrAdes gm:yarn rubs ardecerilkos apt Crud renter Vanslernrg points ro &omen aiinee yak be eitakred Of 60304 PW Pa* 1910 VA Thie cbtge 4l0 otket the excise AM American apace cowry par to thegorerriner on ugh Vermacirans Earn 10x Membership Rewards® points This Mother's Day with Butterfield Blooms! Remember your Mom this Mother's Day with exquisite Visit www.butterfield flowers and earn 10x Membership Rewards points for blooms.com/amxmr or B Bunt4UNd yourself when you shop with Butterfield Blooms! Butterfield Blooms will create a beautiful floral design that will dazzle your mom and deliver a fresh and exceptional experience call 1.888.8BBLOOM and give promo code 9949 to earn 10x points whenever you shop every day, all days after your order arrives. Make this a memorable year! Mother's Day with Butterfield Blooms. (MR Message 8303) Oder valid through 12/31,06. Not valor a rwl Glatel or us con'xraco with any othet oiler hail SATATaell Scam. To earn boos point, you rota be ericled per 1.1errikerthiu Renard% program ad the int, of pazhase and charge your MOM to art ARM MORS AnterMan gnawer®Card: BMA pthts w4 be credred torts eccosec wohm 10.12 peer at& clines toped/ on tour burg :amend. Benue 0: 6627. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726923 DUPLICATE COPY Prepared Fa Accati Mater Ckeing Onto Page 5 of 6 JEFFREY E EPSTEIN XYXX-XXXXX4-31005 04/29/05 CustomExtrar Join the Fight Against Breast Cancer For more information, or to register for the 3-Day, call Throughout 2005, thousands of women and men will join together for 1.800.996.3DAY or visit Breast Cancer 3-Day events, raising millions of dollars for the Susan www.The3Day.org today. G. Komen Breast Cancer Foundation and the National Philanthropic Trust Breast Cancer Fund. Register for or donate to one of the 12 (CE 105512) Breast Cancer 3-Day events with your American Express® Card and American Express will make an additional donation to the fight against breast cancer. For all donations and registration fees charged to an American Express Card through wxnv.The3Day.org, American Express will contribute an additional .2% of the donation or registration fee to the &east Cancer 3-Day. Now Accepting American Express® Cards! If there are other places where you would like to Regis Salons - For the latest in cut, color, texturizing and finishing see the Card accepted, services. Located in major malls throughout the U.S. Visit please call the Customer www.regissalons.com or call 1-800-777-4444. Service number that is located at the top of your statement or the number Sapa Restaurant - Indulge your senses and prepare for an that is on the back of your unforgettable French-Vietnamese dining experience. Visit us at 43 Card. West 24th Street or at www.sapanyc.com. Call 212-929-1800. (CE 105492) The Moinian Group - Looking for a home? Visit www.molnianrentals.com. Seven Manhattan properties. Pay your rent with your American Express Card. It's rent well spent. CTS and Your Dedicated Centurion® Travel Counselor Call Centurion Travel Service today at Wherever your travels may take you, Centurion Travel Service is on 1.877.877.0987, option 1. call to answer any 9uestions, every day, all day. Upon your first contact with Centurion Travel Service, you'll be assigned a dedicated (CE 105569) Travel Counselor who can help you take advantage of exclusive travel benefits like airline upgrades, shipboard credits and value-rich travel programs such as Fine Hotels & Resorts, Private Jet Services Program, Centurion Villas`" and Centurion Cruise Privileges. Program terms and conditions apply. For full program information, visit www.amerIcanexpress.comicenturion. Neiman Marcus Shopping Earns Extra Rewards For more information, or to enroll your Centurion Card Reward yourself twice for each purchase when you shop with the with InCircle Rewards, Centurion® Card at Neiman Marcus stores nationwide. Simply enroll call 1-888-INCIRCLE your Card in the Neiman Marcus InCircle Rewards® program and (1-888-462-4725). earn one InCircle Rewards point as well as one Membership (CE 105570) Rewards® point for every purchase you charge using your enrolled Centurion Card. Once you earn 5,000 points within one calendar year, you achieve InCircle Rewards membership status. As a member, you will receive addtional benefits, such as complimentary gift packaging on purchases of $25 or more, invitations to special events, and copies of exclusive Neiman Marcus publications: the book, entree, the point, and the update. Visit www.NelmanMarcus.com/incircle for complete program rules. Membership Rewards terms and conditions apply. Give Your Home a New Look with Exclusive Savings Visit www.mylIfemycard. com/springhome for From April 4-May 31, 2005, take advantage of our special offers and great offers and rebates. rebates from top brands like KitchenAid® and Benjamin Moore®. And, every day from May 10-May 23, the coolest home products and (CE 105539) experiences are up for grabs at special Cardmember-only prices, including My Organized Home, a dream organizing package brought to you by REAL SIMPLE®. Check out www.mylifemycard.com/springhome. Void where prohibited. Restrictions may apply. Actual items subject to change. Quantities on featured items are limited and will be sold on a first come, first served hasiq. See mnamylifemycard.comispringhomo for lull terms and conditions. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726924 DUPLICATE COPY Prepared Fix Page 6 of 6 JEFFREY E EPSTEIN )00ot-)000(X4-31005 15% Off Your Purchase of $200 or More at Johnston & Murphy Call 1.800.424-2854 or log on to www.Johnston Call, click or stop by a Johnston & Murphy store to receive 15% off mutphy.com your next purchase of $200, or more. We offer a wide selection of premium men's footwear, accessories, apparel and small leather (CE 105554) goods. Call 1-800-424-2854 to order a catalog or find the retail JOHNSTON &MURPHY location nearest you. Or, you can visit our website at www.johnstonmurphy.com. Be sure to use promo code AMEX0415 on the phone, in our stores or when placing an order on our website. Payment must be made with the American Express* Card. Expiration date June 30th, 2005. Save $50 on Home Lighting and Decor at LAMPS PLUS! • To redeem, bring tin offer to any LAMPS PLUS Enhance your kitchen, bathroom--any room in your home with store, or use code fashionable new lighting designs by LAMPS PLUS. Great values on OP89AXAP5X, online at 1,000s of chandeliers, table and floor lamps, outdoor lighting, and www.LAMPSPLUS.com more, all at America's Lighting Superstore! To find one of our lighting or by phone, 1.890.762-1967. mreints Lenin; superstore locations, visit LAMPSPLUS.com for maps and store hours, or call 1-800-782-1967, 7-days-a-week, to talk to a lighting Use your American consultant. Offer valid on purchases of $250 or more from March 1, Express* Card. 2005 through July 31, 2005. (CE105575) Excludes shipping and applicable taxes. Not valid on sale items, fans by Casablanca Signature, Portable Series, Monte Carlo, Minka Aire Designer series, Craftmade or Matthews Fan Co. ceiling fans. Limit 1 offer per Cardmember. Other restrictions may apply. Pay Your Bills Automatically with the Card Visit xmny.americanexpress. Pay everything from your cable and telephone bills to your comiabp26 for a list of newspaper subscription and health club membership with your Card. participating providers, or It's a simple way to consolidate your payments and to help ensure to learn more. Start your bills are paid on time. You will have fewer checks to write and benefiting from the convenience of Automatic you will still continue to get a statement from your service provider to Bill Payment today! keep for your records. (CE 105595) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726925 DUPLICATE COPY 6;27;,848 MemberShip Rewards® Centurion® Card Points Mailable •, Statement of Account at 03/31/05, when charges due are paid in' M uAtar129.5.1IP,R% Prepare:IF« Pedrgt)go JEFFREY E EPSTEIN 05/29/05 Page 1 of 8 New Aceory New Please Pay By PrevitusBalanceS PerronPerivrr Irc. /iguanas Balance S 06/13/05 156.20 •156.20 469&90 698.90 Please refer to page 3 for important information regarding your account Contact us at www.americanexpress.com or call Customer Service at 1-877-877-0987. Book Your Vacation with Centurion Destinations." Vacations For a world of travel adventure, look to Centurion Destinations Vacations. The eleven partners will help you create one-of-a-kind, personalized vacations. Whether your ideal travel experience is a family get-together or a romantic getaway, laid-back beach bumming or non-stop adventure—look to these travel specialists to create the vacation of a lifetime, and earn up to 50,000 Membership Rewards® bonus points. Reserve your vacation today through Centurion Travel Service at 1-877-877-0987, option 1. Program terms and conditions apply. For full program information, visit www.americanexpress.com/centurion. w.wpwinadm. Amount! Activity :4511WWWNWmIthEMMISSAMINIMArH Ateovitte Due In Full Activity for JEFFREY E EPSTEIN CAM>=000=44M06 05/12/05 TELECHARGE SVCE NEW YORK NY 217.00 TICKETS/RESERVATION/ETC ROC No. 11140088 05/24/05 FREDERIC FEKKAI NY NY 370.42 BARBER/BEAUTY SHOP ROC No. 0000004231 05/25/05 APAAZON.OOM SUPERSTORAMAZON.COM WA 111.48 MERCHANDISE APWSUPERSTORE ROC No. 0034306459 Total Due in Full Activity 698.90 Psere Ickl on the perforsronbekw. &Itch ard return veal yaw reamed Continued on Page 3 AmmordNirribw Please Pay By: Please enter account Payment Coupon 06/13/05 number on all checks and correspondence. Make check payable to American Express. JEFFREY E EPSTEIN Check here if your address 457 MADISON AVE 4FL Total Amount Due or telephone number has NEW YORK NY 10022-6843 $698.90 changed. Note changes on reverse side. INdllI...II....ILIttIrlrllrJrrLdNLIILddJIttLJdl Mail Payment to: HdaddhkhdkHdhlIdIALMILAIRiddH AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 11.1111 . . I1l.1.IIIIIIIIIIIIIIII 1111.-.11.11111. 1I EFTA01726926 DUPLICATE COPY Prepared For Page 2 of 8 JEFFREY E EPSTEIN X)00(-)0000(431005 Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must be sent to the payment address shown on your statement and must include the remittance coupon from your statement. Payments must be made with a single check or draft drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on all payments. If To Pay By Phone payment does not conform to these requirements, crediting may be delayed and additional Charges may be imposed. If we 1.800.472.9297 accept payment made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment into US dollars, unless a particular rate is required by law. Please do not send post-dated checks. They will be deposited upon receipt. Our acceptance of any payment marked with a restrictive legend will not operate as an accord and Customer Service and satisfaction without our express prior written approval. Authorization for Electronic Debit: We will process checks Lost or Stolen Card electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, 1-877-877-0987 account number and check serial number to your financial institution, unless the check is not processable electronically or a 24 hours/7 days less costly process is available. By submitting a check for payment, you authorize us to initiate an electronic debit from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset Express Cash account as soon as the same day we receive your check, and you will not receive that cancelled theck with your bank or 1-NO-CASH-NOW acct account statement. If we cannot collect the funds electronically we may issue a draft against your bank or asset account for the amount of the check. Authorization for Electronic Payments: By using Pay By Computer, Pay By Phone International Collect or any other electronic payment service of ours, you will be authorizing us to initiate an electronic debit to the financial 1-954-503-8905 account you specify in the amount you r uest. Payments received after 5:00 p.m. MST may not be credited until the next day. Allocation of Payments and Credits: Subject to applicable law, we will apply and allocate payments and credts among Features and Charges on your Account in any order and manner determined by us in our sole discretion. Finance Hearing Impaired Charges: Average Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADS (9am-5pm EST) Method to calculate FC on your Account. Under this method, we figure the FC on your Account by applying the Daily TTY: 1-800-221-0050 Periodic Rate (DPR) to the ADB (as described below) for each Feature (including current transachonsl. Different daily FAX: 1.800-695-9090 periodic rates may be applied to separate Feature balances. To get the ADB for each feature, we (1) take the beginning In NY: 1-800-552-1897 balance for each day (includng unpaid FC from previous billing periods) (2) add any new transactions, debits, or fees (3) subtract any payments or credits, and (4) make any appropriate adjustments. For each day after the first day of the billing period, we also add an amount of interest equal to the previous dayk daily balance multiplied by the DPR for the Feature. This gives us the daily balance for the Feature for that day and the beginning balance for that Feature for the next day. If this balance is negative, it is considered to be zero. Then, we add up all the daily balances for the Feature for the billing period and divide the total by the number of days In the billing period. This gives us the ADS for the Feature. For all Correspondence Features the ADB will be considered to be zero if you paid the total Account balance if any, shown on your previous month's statement by the Closing Date of the current billing period. If you multiply the ADB for each Feature by the number Customer Service, The of days in the billing period and the DPR for that Feature, the result will be the FC assessed on that Feature except for variations caused by rounding. The total FC for the billingjoeriod is calculated by adding the FC assessed on all f=eatures of Centurion* Card from the Account. This method of calculating the ADS and FC results in daily compounding of FC. Transactions Made in American Express Foreign Currencies: If you incur a ammo in a foreign currency, it will be converted into US dollars on the date it is P.O. Box 297846 processed by us or our agents. Unless a particular rate is required by applicable law, we will choose a conversion rate that Ft. Lauderdale, FL is acceptable to us for that date. Currently, the conversion rate we use for a Charge in a foreign currency is no greater than 33329-7846 (a) the highest official conversion rate published by a government agency, or (b) the highest interbank conversion rate identified by us from customary banking sources, on the conversion date or the prior business day, in each Instance Customer Service Increased by 2%. This conversion rate may differ from rates in effect on the date of your charge. Charges converted by P.O. Box 297804 establishments (such as airlines) will be billed at the rates such establishments use. Billing Rights Summary: In Case of Ft. Lauderdale, FL Errors or Questions About Your Bill: If you think your bill is incorrect, or if you need more Information abouta transaction on your bill, write us on a separate sheet of paper at the Customer Service address noted to the right. We must 33329-7804 hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can telephone us al the number indicated on the front of this statementibutdoingsawillnotpreserveyour rights. leyour letter, effme.rits P.O. BOX give us the following information: 1. Your name and account number; 2. The dollar amount of the suspected error; 3. 2855 Describe why you believe there is an error. If you need more information, describe the item you are unsure about. You do NEW YORK NY not have to pay any amount in question while we are investigating, but you are still obligated fo pay the parts of your bill that 10116-2855 are not in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. If you have authorized us to pay your bill automatically from your checking-or savingsaccount, you can stop the payment on any amount you think is wrong. To stop the payment your letter must reach us three business days before the automatic payment iS scheduled to occur. Special Rule for Credit Card Purchases: If you have a problem with the quality of goods or services that you purchased with a credit card, and you have tried in good faith to correct the problem with the merchant, you may not have to pay the remaining amount due on the goods or services. You have this protection only when the purchase price was more than $50 and the purchase was made in your home state or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the property or services, all purchases are covered regardless of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) is shown on this statement, it represents money owed to you. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is $1.00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800-518.8866. Change of Address r correct on Ircal do not u:o Nome Company Name Slice( Addicts 77 -T T City, slate Zp Code Pr Providing your email Area Cade and address to American Hems Phone Express will enable you Area Cede and to receivespecial offers, Week Phone suited to your needs. Email EFTA01726927 DUPLICATE COPY Premed FIX Accar4 Number Clang De.* Page 3 of 8 JEFFREY E EPSTEIN XXXX-XXXXX4.31005 05/29/05 Important Notice Please refer to page 2 Information on Flexible Payment Features for further important You may have access to one or more Flexible Payment Features as part of your Card account. The current Annual information regarding Percentage Rates (APRs) and Daily Periodic Rates (DPRs) for the Flexible Payment Features are as follows: your account For Sign & Travel, the APR is 11.64%, the DPR is 0.0319% EFTA01726928 DUPLICATE COPY Ptcpucd Fa NWunl Page 4 o(8 JEFFREY E EPSTEIN )OOCXN-X)OOO(4-31005 EFTA01726929 membelVfilfifgaiiis nue Page 5 of 8 Monthly Statement and Program News American Exprene For questions about your Statement Period rn5/11E1413ERSIllel Membership Rewards account, contact March 1, 2005 • March 31, 2005 1-800-AXP-EARN Account activity after this period does not appear on this statement A HI (297-3276) Propane iCf www.americanexpress.com/rewards JEFFREY E EPSTEIN Available Points stmt. RetaftbeAMCRIM NWItte American Express 6,272,848 Membership Rewards P.O. Box 297813 Points are available when charges are Earn Double Points for all Ft. Lauderdale, FL 33329.9785 paid in full and WI your accounts are in Everyday Spend Points your Everyday Spend - good standing. earned this period: groceries, gas, pharmacy Available points Include Everyday Spend Points. 54,216 Account Summary Opening points balance 6,065,934 New points earned +206,914 Points transferred or redeemed 0 Reinstated points and adjustments 0 New points balance =6,272,846 New Points Earned 03/01/05 - 03/31/05 Points Activity On Everyday Spend Bonus Points Total Points Activity Eligible Charges Points Awarded Per Card Centurion 553 0 0 553 371665781431005 Platinum 0 0 0 0 3713-818259-32002 Gold 3,329 0 0 3,329 3718-46368842008 Add? Gold 470 0 0 470 3718.463688.45019 Add? Gold 46,808 0 0 45,808 3718-463688-43030 Addl Gold 0 0 0 0 3718-463688-41042 Business Gold 0 0 0 0 3727-162568-41009 Gold 0 0 0 0 3727-686TO-61005 Addl Gold 61,513 26,304 0 87,817 3727-68633242011 Addl Gold 36,773 27,714 100 64,587 3727.686332-63027 OSRLovertOO 100pts 1577 Addl Gold 4,052 198 100 4,350 3727-6881.12-62060 OSRLowROO 100pts 1577 Totals 152,498 54,216 200 206,914 Membership Rewards Plus points earned may be transferred or redeemed as tong as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards Plus program Terms and Conditions in your Membership Rewards Plus Guide. If you have questions, please visit wvnv.americanexpress.com/membershiprewardsplus or call 1.800-AXP-1090 (297-1090). From overseas, call collect 305-816.2799. Redeem points for Home Depot Gift Cards At The Home Depot, use your American Express® Card to Dont forget, you can create an enjoyable and relaxing sanctuary for summer. Just redeem points for Home Depot Gift Cards up to use quick changes in color and texture. A beautiful paint $500, good at every finish, vibrant plants, attractive lamps and a cool rug can all Home Depot and EXPO transform your setting. And, don't forget to create an inviting Design Center. living space outside too. Grills, patio furniture, decks, (MR Message 2360) landscaping and outdoor lighting will create the ideal retreat. You'll want to spend your summer vacation right at home. Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726930 American Expres:* PN1' 3' ed ENP EI n tpATE COPY JEFFREY E Page 6 of 8 Earn Double points from Panasonic.com & Free Shipping! Shopping for your favorite consumer electronics products at Panasonic New offer! Visit Panasonic.com is even more rewarding. Now you can earn wynv.panasonlc.com/ amexrewards for double Membership Rewards' points on any item of $499 or complete details. more, when you use your American Express® Card at ideas for life Panasonic.com. You'll also enjoy free shipping on ALL products at Panasonic.com, so get shopping now! Visit (MR Message 5294) www.panasonic.com/amexrewards for complete details. Ober yid V1/05-12/31,05. Ilannern 180:0 peires per Cantnentier ding waraion. To earn bras nninn.yw intol be enteral in itia PAcatorebp Reward* Prrcrrn al lee writtanxtriaso ale chart' you wohne to an etabetenriMed Amernan Entrees CaM. Serra post rrb be credred lo you: account Whit 6-8 web Me: Mama maw capper beteg stlernent. Bonus 0:3647. You Can Use Membership Rewards® points to Book a Vacation! AtaiiieitiO EX P.113 Take a cruise around the Greek Islands. Dine on red snapper Call 1.800-AXP-EARN at 2 in Martinique. Or dive into one of Hana's Seven Sacred Pools (297-3276) option 2 in Maui. Whatever your preference, Featured Hotels, Cruises today, or visit VIIEN 11 .,,,, • and Vacation Packages can get you there. It's simple. Just select a destination from over 500 hotels, cruises and www.americanexpress. com/travelspeclals to check out the latest vacation packages, and let our Travel Counselors book your Travel Specials. And get ready to go! entire trip. What are you waiting for? (MR Message 7087) Tema ard tone tkos cite Monter:hp Rewards& prcgrarn meek For more blefmatat vet warrememberehlprewardenom. Welcome to the World of Fairmont Hotels & Resorts Fairmont Hotels & Resorts has locations in the U.S., To learn more about these Barbados, Bermuda, Dubai, Monaco, Mexico and Canada. rewards and redeem points, visit Redeem Membership Rewards® points and give yourself or www.amerIcanexpress. someone you love a vacation with a Certificate for a com/rewards or call HOTELS Et RESORTS one-night stay in one of Fairmont's breathtaking 1.800-AXP-EARN locations--including breakfast for two each morning. (297.3276). (MR Message 3183) Tome ardCOndfaCte N InePaembentlep Reeterde0 program *Op For mare ink011akel.vis4 vnywanernbersblprewat•Incom. . . . . Earn 5x points When You Shop For Dad This Father's Day From Sharperlmage.com! THE Looking for a unique gift to give Dad this Father's Day? The Sharper Image® is a leading source of innovative, Visit www.Shamedmage. com/amexpolnts to earn 5x points all year long! SHARPER high-quality products that help make life better and more enjoyable. Plus, when you shop at www.sharperimage. (MR Message 8363) IMAGE' com/amexpoints, you can earn 5x Membership Rewards® points for yourself--all year long! Ober Wel 013.Y Weems go to www.sharpertmago.comiamexpolnts Ihrourt navos To earn bar pats you must be entente an the Worrbershp Rewards. program at the tam Cl palms. ere Cheer WIZ purelvect to an elgt6; c-rdkd Arnernan Express* Case. Not vale In MCC.. phonerinal Were et lot The 934F41 tea°. Anal 444. Other tyro afWl. Bonus point/ will to awasded 10-12 week, Mer changes anew on you Wig statement Berns 0:1076. Redeem for Restoration Hardware This Spring At Restoration Hardware, you'll explore an exceptionally well For a store near you, visit merchandised world of high-quality textiles, furniture, www.restomtlon N.STORATIOM lighting, bathware, hardware and amusements. These are hardware.com or call 1.800.762.1005. ± HARDWARE 1 products of lasting value, classic design and all imbued with a brand that speaks to superb taste and a free-spirited (MR Message 7015) individuality. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726931 DUPLICATE COPY Ptepaged Fog PCCOunl Nuritet SingDele Page 7 of 8 JEFFREY E EPSTEIN XXXX-XX3Ca4-31005 05/29/05 Request Your FREE Financial Workbook Order your FREE guide today by calling American Available from American Express Financial Advisors, our Smart Money Express Financial Management Workbook contains 20 pages of easy-to-follow Advisors Inc. at AMERICAN information including worksheets, checklists, and charts. American 1.866.549.5947. Express Financial Advisors is here to help you achieve financial (CE 105667) success. In the complimentary workbook, you will find simple steps • and smart strategies that will help you find ways to reduce your taxes, nancial Adviso plan for college, balance risks and investments and determine your net worth. American Express Financial Advisors Inc. Member NASD. American Express Company is separate from American Express Financial Advisors Inc. and is not a broker-dealer. Mortgage Rates Are Still Low Contact us today! Call 1.800-297.1008 or visit If you're looking to buy a home or to refinance your current mortgage, www.americanexpress. American Express Mortgages* can save you hundreds of dollars a com/mortgages. month in mortgage payments. Plus, it's fast and easy to get a Use offer code C92. same-clay loan decision. (CE 105699) EOWL HOUSING LENDER 'Mortgage loans are provided by American Express Bank, FSB, an FDIC-insured federal savings bank. American Express Bank, FSB, is an American Express company and an Equal Housing Lender. Receive $25 Off Promotion code only valid at www.hpshopping.com Save $25 on a single item purchase priced $250 or more. Apply the or by calling promotion code shown below when you check out. Promotion code 1.888.999.4747 when you only valid at www.hpshopping.com when you use your American use your American Express Card. hpshoppiag Expresso Card. Use promotion code: SV1322. Promotion code valid May 1, 2005 through June 30, 2005 (CE 105705) A saskliery oaf Not valid in conjunction with any other offer. Limited to one usage per Cardmember. Promotion code limited to one product. Void where prohibited, taxed or restricted by law. Nontransferable. Not valid retroactively on previously purchased products, auction products, instant rebates, Compaq Presafio desktop PCs enoing with a "V or Z", HP Pavilion desktop PCs ending with "00y, 10y, 10e". Not valid for any resale activity as defined by hpshopping.com. Visit Customer Service on www.hpshopping.com for details. Support the U.S. Fund for UNICEF and We Will Too! We'll match a portion of your gilt, and make your American Express, through an alliance with Kintera, is proud to assist gift work harder when you the U.S. Fund for UNICEF in helping to build a better world for charge your donation to children. The U.S. Fund for UNICEF helps provide lifesaving health the U.S. Fund for UNICEF care, clean water, improved nutrition, education, and emergency on your American Express unicefe relief to millions of children in developing nations. This Mother's Day and throughout the month of May, we'll match a portion of your Card. Visit iinvw.unIcet usa.org/amex to contribute, and please contribution when you use your American Expresso Card to make a give generously. gift at www.unicefusa.org/amex. (CE 105723) For all donations charged to an American Express Card through varmunIcefusa.orgramex, American Express will contribute an additional 0.20% of the donation. All donations to the U.S. Fund for UNICEF are fully tax deductible. Now Accepting American Express@ Cards! If there are other places where you would like to Loehmann's - Top designer fashions for women and men at savings see the Card accepted, you won't believe! Visit www.loehmanns.com for a calendar of please call the Customer events, store locations, and more. Service number that is located at the top of your statement or the number Salon AKS 5th - We are opening the doors to our newest location at that is on the back of your 689 5th Ave and 54th Street. Come and experience all our Card. professional beauty services from head to toe. Call 212-888-0707. (CE 105627) NYC Paintball - Come experience the hot, fast-growing extreme sport at NYC'S premier paintball facility. All new! Minutes from Manhattan. Call 1-888-PBALL-NY or visit www.nypaintball.com. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726932 DUPLICATE COPY Prep.3/ed Fa Aocounl 'toter Page 8 of 8 JEFFREY E EPSTEIN XXXX-XX)C(X4-31005 Earn Points When You Pay Your Bills Automatically To get started, visit wormamericanexpress. Do you know that when you pay your wireless phone bill com/abp34 for the links automatically with the Centurion® Card from American Express, you and phone numbers of can earn double Membership Rewards® points automatically, too? service providers who Automatic Bill Payment is the simple way to consolidate your accept the Card for automatic till payment. 311 payments and make sure that your bills are paid on time. Start benefiting from the convenience of Automatic Bill Payment today. (CE 105685) Terms and conditions apply. Not all providers service all markets. In some instances, it may take more than one billing cycle before initial paid amounts are posted to the Card account. Please remember to cancel these payments with your service provider if you close your Card account, and advise your service provider if your Card account number changes. Enjoy Elite Status from Centurion Car Rental Partners To enroll, call Centurion Member As a Centurion® member, you will receive valuable benefits at Avis® Services at and Hertz®. Plus, you can enjoy additional benefits once you enroll as 1.877.877.0987, option 3 a member of Avis' President's Club and Hertz #1 Club Gold®, to request an enrollment 5 including complimentary upgrades and other special amenities kit. r .,.3 Tits ikucce (subject to availability). (CE 105687) Enrollment required for Avis President's Club and Hertz #1 Club Gold. Benefits may vary by partner. Participating partners are subject to change. Benefits are available at participating locations and subject to availability. Upgrades are subject to fleet availability at time of rental. Standard rental terms and conditions apply. Hertz #1 Club Golds is a registered trademark of Hertz System, Inc. The minimum rental age for Hertz #1 Club Gold membership is 25 years. Time Is Money, and We Can Save You Both! Call for your no-obligation quote today! Call Call to obtain a FREE no-obligation auto insurance quote. We know 1-800-842-3344 or visit your time is valuable, that's why we provide fast, easy, convenient vAmamericenexpress. ways to obtain a quote. Once you've obtained a quote, we are comfautohome. Your confident you will find our rates to be some of the best in the industry. reference number: 1N9. Plus, we offer great benefits like 24-hour roadside assistance free with (CE 105692) towing coverage, a variety of payment options, the ability to report a claim 24 hours a day and the freedom to pick your own repair shop. Property Casualty Insurance is underwritten by AMEX Assurance Company (licensed in all 50 states, Puerto Rico and Canada) or IDS Property Casualty Insurance Company (licensed in AZ, CA, IL, IN, MN, SD, TX and WI)-both in De Pere, WI. Pay Your Bill Easily - Online Sign up today at www.americanexpress. Sign up to pay your bill online and experience the ease of paying comfpayeardbill. your charges anytime and anywhere. With 24/7 access to your account, all you have to do is log on to view your statement and most (CE 105694) recent account activity, and then pay your bill in a matter of seconds--without a single stamp or envelope. You'll even receive an instant payment confirmation as soon as you're through. And, for your added convenience, you can print and save your statement for your records. Make paying your bill online a part of your monthly routine. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726933 DUPLICATE COPY 2,918,067 Centurion® Card Membership Rewards®, Points Available Statement of Account at 04/30/05, when charges due are paid in full and all accounts are in good stancing. Papered Fe( OmkgDede JEFFREY E EPSTEIN 06/29/05 Page 1 of 12 r Aday $ New Please Pay By PieriCUS BYarce Panne* AcMy $ Ire. freatnetts Balance $ 07/14/05 698.90 -698.90 +9,191.96 9,191.96 Please refer to page 3 for important information regarding your account Contact us at www.americanexpress.com or call Customer Service at 1-877-877-0987. Welcome to Bergdorf Goodman Rewards 2005 Fine gifts, delectable dining and exotic expeditions await you within the enticing world of Bergdorf Goodman Rewards 2005. Our enhanced loyalty program lets you choose from an extensive list of pleasures and delights. Rewards points are offered to Centurion® members with one point earned for every eligible dollar spent. To enroll your Centurion Card or for more information, please call 1-888.528-5778. All items subject to availability. Important restrictions apply to many of the rewards. The program year began January 1, 2005, and will end December 31, 2005. Any points accrued during this time must be redeemed by February 28, 2006. I-doges Foggy cla)e Activity Amount S J7C. .,IbOMKW,J amount $ Due in Full Activity for JEFFREY E EPSTEIN CAM=IX400000410M 06/03/05 FREDERIC FEKKAI NY NY 312.39 BARBER/BEAUTY SHOP ROC No. 0000006478 06/09/05 CIRCUIT CTY 110662W PALM BEACH FL 470.44 ELECTRONICS/APPUANCES ROC No. 05202269 06/10/05 FREDERIC FEKKAI NY NY 100.00 ROC No. 0000008166 06/11/05 C. ORRICO PB PALM BEACH FL 43026 APPAREUACCESSORIES ROC No. 0000039460 06/22/05 P01.0 RETAIL CORP NEW YORK NY 3,612.14 APPAREUACCESSORIES + Please loll on the perlorabon Wow. death and Nano with yew paAnent Continued on Page 3 Payment Coupon Please Pay By: Please enter account 07/14/05 number on all checks and correspondence. Make check payable to American Express. JEFFREY E EPSTEIN 457 MADISON AVE 4FL Total Amount Due Check here if your address NEW YORK NY 10022-6843 $9,191.96 or telephone number has changed. Note changes on reverse side. lull Mail Payment to: AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 EFTA01726934 DUPLICATE COPY Prepared For xcent Wertz( Page 2 of 12 JEFFREY E EPSTEIN XXXX-)0(XXX4-31005 Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must be sent to the payment address shown on your statement and must include the remittance cou_pon from your statement. Payments must be made with a single check or draft drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on all payments. If To Pay By Phone payment does not conform to these requirements, crediting may be delayed and additional Charges may be imposed. If we 1-800-472-9297 accept payment made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment into US dollars, unless a particular rate is required by law. Please do not send post-dated checks. They will be deposited upon receipt. Our acceptance of any payment marked with a restrictive legend win not operate as an accord and Customer Service and satisfaction without our express prior written approval. Authorization for Electronic Debit: We win process checks Lost or Stolen Card electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, 1-877-877-0987 account number and check serial number to your financial institution, unless the check is not processable electronically or a 24 hoursf7 days less costly process is available. By submitting a check for payment you authorize us to initiate an electronic debit from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset Express Cash account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or 1-800-CASH-NOW asset account statement. If we cannot collect the funds electronically we may issue a draft against your bank or asset account for the amount of the check. Authorization for Electronic Payments: By using Pay By Computer, Pay By Phone International Collect or any other electronic payment service of ours, you will be authorizing us to initiate an electronic debit to the financial account you specify in the amount you request. Payments received after 5:00 p.m. MST may not be credited until the next 1.954.503.8905 day. Allocation of Payments and Credits: Subject to applicable law, we will apply and allocate payments and credits among Features and Charges on your Arrhiint in any order and manner determined by us in our sole discretion. Finance Hearing Impaired Charges: Average Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADB (gam-5pm EST) Method to calculate FC on your Account. Under this method, we figure the FC on your Account by applying the Daily TTY: 1.800-221.0050 Periodic Rate (DPR) to the ADB (as described below) for each Feature (including current transactions). Different daily FAX: 1-800-695-9090 periodic rates may be appfied to separate Feature balances. To get the ADB for each feature, we (1) take the beginning In NY: 1.800552.1897 balance for each day (including unpaid FC from previous billing periods) (2) add any new transactions, debits, or fees (3-) subtract any payments or credits, and (4) make any appropriate adjustments. For each day after the first day of the billing period, we also add an amount of interest equal to the previous days daily balance multiplied by the DPR for the Feature. This gives us the daily balance for the Feature for that and the beginning balance for that Feature for the next day. If this balance is negative, it is considered to be zero. Then, we add up all the daily balances for the Feature for the billing period and divide the total by the number of days in the billing period. This gives us the ADB for the Feature. For all Features the ADB will be considered to be zero if you paid the total Account balance, if any, shown on your previous • Correspondence month's statement by the Closing Date of the current billing period. If you multiply the ADB for each Feature by the number Customer Service, The of days in the billing period and the DPR for that Feature, the result will be the FC assessed on that Feature except for variations caused by rounding. The total FC for the billing period is calculated by adding the FC assessed on all Features of Centurion' Card from the Account. This method of calculating the ADB and FC results in daily compounding of FC. Transactions Made in American Express Foreign Currencies: If you incur a Charge in a foreign currency, it win be converted into US dollars on the date it is P.O. Box 297846 processed by us or our agents. Unless a particular rate is required by appficable law, we will choose a conversion rate that Ft. Lauderdale, FL ts acceptable to us for that date. Currently, the conversion rate we use for a Charge in a foreign currency is no greater than 33329-7846 (a) the hi hest official conversion rate published by a government agency, or (b) the highest interbank conversion rate identified us from customary banking sources, on the conversion date or the prior business day, in each instance Customer Service increased y 2%. This conversion rate may differ from rates in effect on the date of your charge. Charges converted by P.O. Box 297804 establishments (such as airlines) will be billed at the rates such establishments use. Billing Rights Summary: In Case of Errors or Questions About Your Bill: If you think your bill is incorrect or if you need more information about a Ft. Lauderdale, FL transaction on your bill, write us on a separate sheet of paper at the Customer Service address noted to the right. We must 33329.7804 hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can Payments telephone us at the number indicated on the front of this statement;but doing so will not preserve your rights. In your letter, P.O. BOX 2855 give us the following information: 1. Your name and account number; 2. The dollar amount of the suspected error; 3. Describe why you believe there is an error. If you need more information, describe the item you we unsure about. You do NEW YORK NY not have to pay any amount in question while we are investigating, but you are still obligated to pay the parts of your bill that 10116-2855 are not in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. If you have authonzed us to pay your bill automatically from your checking or savings-account, you can stop the payment on any amount you think is wrong. To stop the payment your letter must reach us three business days before the automatic payment is scheduled to occur. Special Rule for Credit Card Purchases: If you have a problem with the quality of goods or services that you purchased with a credit card, and you have tried in good faith to correct the problem with the merchant, you may not have to pay the remaining amount due on the goo& or services. You have this protection only when the purchase price was more than $50 and the purchase was made in your home state or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the property or services, all purchases are covered regardless of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) is shown on this statement, it represents money owed to you. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is $1.00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees andgrace periodsby calling 1-800-518-8866. Change of Address II correct on front do rid use Name Cortgany Name Street Address Orly, SW.* r L_L H T1 I I Bp Cods Providing your email Area Code and address to American Hans Pacers Express will enable you Area Code and to receive special offers, work Phone suitedto your needs. Email EFTA01726935 DUPLICATE COPY P‘cpato:, Fcc A4count Nisrber Clrirg Da2o Page 3 of 12 JEFFREY E EPSTEIN )000(-XXXXX4.31005 06/29/05 Due in Full continued Amount 3 06/23/05 BERGDORF GOODMAN NEW YORK NY 409.66 TORO PIANA 06/23/05 BERGDORF GOODMAN NEW YORK NY 3,436.58 AKRIS 06/23/05 BERGDORF GOODMAN NEW YORK NY 420.49 RALPH LAUREN Total Due in Full Activity 9,191.96 Important Notice Please refer to page 2 Information on Flexible Payment Features for further important You may have access to one or more Flexible Payment Features as art of your Card account. The current Annual information regarding Percentage Rates (APRs) and Daily Periodic Rates (DPRs) for the Flexible Payment Features are as follows: your account For Sign & Travel, the APR is 11.90%, the DPR is 0.0326% EFTA01726936 DUPLICATE COPY PrefiXt0 For Aocar Page 4 at 12 JEFFREY E EPSTEIN )(AWN-X=O(4-31005 EFTA01726937 MembeiNfilriniZfikies Plus® Page Sot 12 Monthly Statement and Program News American Express• For questions about your Statement Period Membership Rewards account, contact April 1, 2005 - April 30, 2005 1-800-AXP-EARN Account activity after this period does not appear on this statement Vtit" .)1E (297-3276) Prepared la vhviv.americanexpress.corarrewards JEFFREY E EPSTEIN Available Points Numter American Express 2,918,067 Membership Rewards P.O. Box 297813 Points are available when charges we Earn Double Points for all Ft. Lauderdale FL 33329-9785 paid in full and all your accounts are in Everyday Spend Points your Everyday Spend • good standing. earned this period: groceries, gas, pharmacy Available points include Everyday Spend Points. 26,087 Account Summary Opening points balance 6,272,848 New points earned +170,219 Points transferred or redeemed -3,525,000 Reinstated points and adjustments 0 New points balance =2,918,067 New Points Earned 04/01/05 -04/30/05 Points Activity On Everyday end Bonus Points Total Points Activity Eligible Charges ?? Awarded Per Card Centurion 156 0 0 156 3715-65781441005 Platinum 0 0 0 0 37134318259--V002 Gold 2,216 0 0 2,216 3718-463688-42008 Addi Gold 179 0 0 179 3718-463688-45019 Addi Gold 15,169 0 0 15,169 3718-463688-43030 Business Gold 0 0 0 0 3727-162568-41009 Gold 0 0 0 0 3727-686332-61005 Add.' Gold 61 222 11,976 300 73,498 3727-686332-62011 OSRLowROC 10Opts 1577 Addi Gold 56,371 13,983 302 70,656 3727-68nT19-63027 Best Western 2xpts 7525 Addi Gold 7,909 128 308 8,345 3727-686332-62060 Best Western 2xpts 7525 Totals 143,222 26,087 910 170,219 Points Transferred or Redeemed 04/01/05 - 04/30/05 Points Transferred Reevest or Redeemed Date $1,000 Saks Fdth Avenue Gift Certificate 100,000 4/15/05 Amwe rambef 0011245035 $1,000 Saks Fifth Avenue Gift Certificate 100,000 4/15/05 Accoat mmter 0011245005 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 00:Ourd ember C011297007 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Account ranter 0011297009 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Ao:ownl mite 0011297009 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Accouni umber 00112970/0 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Axourt rrnbar 0011297011 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Axeuril neater 0011297012 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Account umber 0011297013 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Account miter 0011297014 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Continued on reverse ACCOIN ranter 0011297015 EFTA01726938 American Exp "" °1" E9V ErhATE COPY JEFFREY E ourl Nurba Page 6 of 12 Points Transferred or Redeemed continued 04/01/05 - 04/30105 Points Transferred Request or Redeemed Date $250 Restoration Hardware Gift Certificate 25,000 4/22/05 8888881number 0011297018 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Account nia7bar 0011297017 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 boounl mentor 0011297018 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Account motor 0011297019 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Account mm88,8011297119 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Account nab. 0011297218 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Account auntie{0011297219 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Aszswit amber 0011297020 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Accost number 0311297021 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 ACCOUM maw 0311297022 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Aoxunl number 0311297023 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 • Accowd mate 0011297028 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Acsounl number 0011237025 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Amami number C011297028 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Account make 0011297120 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Acowntrarixt 0011297121 $250 Restoration Hardware Gift Certificate 25,000 • 4/22/05 Account num8c7. 0011297122 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 kccortnatlx• 0311297123 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Ataxia ranter 0011297124 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Pawed 'nate 0011297125 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Accoult motet 0011297128 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Prosd nesther 0011297127 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 3,3:ounl number 0011297128 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Account muter 0011137120 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Accouni ryas 0011297220 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Account nastier C011227221 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Accourartrrie 0011297222 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Await renter 0011297223 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Accost wane 0011297714 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Amax* minter 0011297225 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 mean number 0011297226 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Amount number 0011297227 Continued on next page EFTA01726939 American Express E JJATE COPY JEFFREY Accost thsribcc Page 7 of 12 Points Transferred or Redeemed continued 04/01/05 •04/30/05 Points Transferred or Redeemed Rent $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Account number 0011297228 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Ammo' nutrbet 0011297729 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Petard nunisar 0311297033 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Pecan mrnbca 0011297031 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Moor* mote 0011297025 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Accost mentor 0)11297036 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Acocurat mentor 0011297037 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Account number 0011237406 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Accoutt nutter 0011297019 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 mecum camber 0011297130 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Account nenber 0011297131 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Account motor 0011297132 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Account turbot 0011297133 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Acmml 111.111)(ff 0011297131 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Atecont Aunty 0011297135 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Account number 03112,7136 • $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Pecan mobs( 0011297137 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Atcast number 0011297136 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 accost amt.:,0011297230 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Aoccurt (gnat 0011297231 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Pecan member 0711297232 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Account matt 0011297233 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Acocurtt mote 0311297234 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Pennourd ranter 0011297235 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Account mater 0011297236 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Nxouid weber 0011297237 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 account nuttier 0011297040 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Account mm9.40311297041 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Acton' Mt. 0011297012 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 ACCOIX4 nterbet 0011297013 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Pawn number 0011297044 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Azoonl mote:C0I1297045 Continued on reverse EFTA01726940 Amer ican Expre::s* XtbliPEWFATE COPY JEFFREY E CV nozcord McNutt Page 8 of 12 Points Transferred or Redeemed continued 04/01/05 - 04/30105 -0 nts Transferred RefDale uest or Redeemed $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Account ranter 0011297048 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 tort =rice 0011287047 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Account miler C0112870* $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Account arta C0112970$9 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Accost Imbue 0011297050 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Account nun** 0011297051 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Account Witt 0011297052 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Accost mile 03112e4k+65 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Accost numbur 0011298966 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Account mitt 0:111290967 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Account limbo 03112SECa $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Account number 001129003 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Account muter 0011296970 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 ftexonl number 0011280871 $250 Restoration Hardware Gift Certificate 25,000, , 4/22/05 Accost noTtei00i1296972 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Account muter 0011296977 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Account miter 0011296974 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Accost mete 0011296889 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Accost turtle C011297C60 5250 Restoration Hardware Gift Certificate 25,000 4/22/05 Accost nate 0311297%1 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Accost Intl* 001129708 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 ocean mote 130112970% $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Accord numbs 0011287094 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Account nu to 0313287095 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Amount MRS( 0011297086 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Account no-rbor 0011287007 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Account maim 0011297086 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Account lumber C011297069 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Account runty 0011207030 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Account onto. 0011297281 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Account runt. 00112872/2 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Account noodle 0011297267 Continued on next pegs EFTA01726941 EY Elniti nFATE COPY JEFFR E Page 9 of 12 HAR D Points Transferred or Redeemed continued 04/01/05 - 04/30/05 Points Transferred Request or Redeemed Date $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Account motet C011297284 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Pond number COI 1750285 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Accour4 number 0011297288 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Account! reinter 0011297287 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 ACCOMI mete C011297288 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Account pater 0011297289 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 ACCOON Mater 031129,1500 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 &own! rtnier 0011298891 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Account nutter 0011296992 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Account !WON 00106993 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 414counl mats 031129699/ $250 Restoration Hardware Gift Certificate 25,000 4/22/05 AcccvM maim 0011298995 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Meoes4 number 0311296996 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Pawedmrnbe 0311220397 $250 Restoration Hardware Gift Certificate 25,000 • 4/22/05 Moan oaths 0011291839. $250 Restoration Hardware Gift Certificate . 25,000 4/22/05 &cart miter 0011297290 $250 Restoration Hardware Gift Certificate • 25,000 4/22/05 Account ntrnt44 0011297291 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Mont runts 0011297292 $250 Restoration Hardware Gift Certificate 25,000 4/22/05 ACCOUAI rot:ter 00112972EG $250 Restoration Hardware Gift Certificate 25,000 4/22/05 Account mother 0011297294 $1,000 Saks Fifth Avenue Gift Certificate 100,000 4/26/05 Account number 0011329109 $1,000 Saks Fifth Avenue Gift Certificate 100,000 4/26/05 Account neerbar 0011=110 Total 3,525,000 Membership Rewards Plus points earned may be transferred or redeemed as to as an enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards Plus Program Terms and Conditions in your Membership Rewards Plus Guide. if you have questions, please visit www.americanexpress.com/membershiprewardsplus or call 1-800-AXP-1090 (297-1090). From overseas, call collect 305.816.2799. Continued on reverse EFTA01726942 Prepared tar A merican Grp ATE COPY JEFFREY E EIRWIPtiN aleffterstic Reward:0 Account Number Page 10 of 12 Earn Bonus Points with Wyndham Hotels & Resorts! Membership Rewardse enrollees who are also members of Visit Wyndham ByRequest can earn 500 points per stay at www.wyndham.com/ AWYNDHAM Wyndham Hotels & Resorts--every day, all year long! Also, membershiprowards for complete details. INF Hems & RESORTS when you choose Summerfield Suites by Wyndham you can earn 500 to 1,500 or more bonus points depending on length (MR Message 8075) of stay. Make sure to visit www.wyndham.com/ membershiprewards and book today! CI. her yard teach 12/31405. Bookirgs on fed wet:otos. other than Ittyralharneont. the PR ohytto foe Wrornam ByRotracs: tonal*. irctdeg points. Sao avar.vryndham.00rnimembershIprenvards foe &tut To own borax parts, you mat to (Traded er bath tie Momboruip Rewards program and the Vhrotia'n RyRoragst pr ram cit. tern of stay. Bows path aft txt crocked to your Iternbershp Rowwds stunt wean 10.12 watts alt stay a compote:. Boras ID: 3651. Get a Hot Ticket Across the Pond on Virgin Atlantic Airways Enroll in Virgin Atlantic's award-winning loyalty program, To Warn more about these Flying Club, and exchange Membership Rewards@ points for rewards and redeem points, visit wow. miles, where upgrades await. Virgin Atlantic offers the best americanoxpress.com/ virgin cabins in the sky, Premium Economy boasts a larger seat rewards or call 1.800- and Priority Boarding and Upper Class hosts an onboard AXP-EARN (297-3276). atlantic bar, massages and a handsome amenity kit, for starters. To enroll in Flying Club visit www.virgInatlantle. Purchase a full-fare ticket in Economy (Y or B class) or com/flyIngclub. Premium Economy (W or S class) and upgrade today. (MR Message 5506) Tema art ccrctnns of the Alenterstp Rewards program apply. For more satanaran, ant atamembershfprewat atom. Plan Your Next Trip with Hertz! Certificates can be used at any of the thousands of Hertz To learn more about these corporate locations worldwide toward rental charges and rewards and redeem points, visit optional services such as Hertz NeverLoste and Sirius www.americanexpress. satellite radio. Choose a $50, $75, $100, $200 or $300 corn/rewards or call Rent Wisely. reward toward your next rental with Hertz. 1.800-AXP-EARN (297-3276) aPpicable at partcpairg U.S. and wedded* buboes. apPicarber Win Pa bra avaiatre perished rate. exadtg watt can ecounl pregorm. Hertz co:levees we catinatie. t to thtee transactor on a ing'«ettal. Teens anitfrignial or the ?Milne(shja Rentards0 proven twat Ft mare atotraatort. vat (MR Message 7010) VAVVIIMMbOVOlptftWardS.COM. Redeem points This Summer for Shopping With Crate & Barrel! In addition to their exclusive collection of classic and For a store near you, visit contemporary furniture, Crate and Barrel offers a tempting wncrateandbarrel.com or call 1.800-996-9960. Crate&Barrel variety of bedding, glassware, dinnerware, kitchen and outdoor living products. (MR Message 6501) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726943 DUPLICATE COPY Prepared For AtCCOM NUMbef Cktig Dee Page 11 of 12 JEFFREY E EPSTEIN XXXX-X)OOO(431005 06/29/05 „CustomExtrar woor-• • American Express Presents Yahoo! Broadway For the ultimate Broadway experience, visit wow. Now, there's one stop for tickets to some of the biggest hits on broadway.yahoo.com Broadway! American Express presents Broadway live on Yahoo! today. And see how a little With one click, you can get updated information on shows, including drama can make your day. behind-the-scenes video clips, photos and all the backstage buzz. As (CE 105861) an American Express® Cardmember, you can take advantage of special offers like advance tickets to new shows before anyone else and exclusive gifts from Broadway's hottest shows. Shop Banana Republic Petites with This Exclusive Offer Redeem this exclusive offer at 15% off any purchase of 5100 or more on Banana Republic Petites vninv.BananaRepublic. items, June 1 through July 31, 2005. Plus, get free shipping when you comrpetiteotler. redeem this offer online. (CE 105868) BANANA RF.PURI IC PC/Thel. Come shop the Banana Republic Petites Collection in select stores or online, and enjoy this exclusive offer at www.BananaRepublIc.com/ petiteoffer. Offer valid June 1, 2005 through July 31, 2005, on American Express' Card purchases at select Banana Republic stores in the U.S. and at vnyw.BananaRepublIc.comrpettles for Petites merchandise only. Restrictions apply. See irAwr.BananaRepublic.com/petitcollfer for complete details. To receive the code, an e-mail address is required. Third Consecutive Night Free at Wyndham Resorts Call American Express Travel at Wyndham Resorts invites you to enjoy a free night for every two 1.800-AXP-3421 and ask nights paid with the American Express® Card at participating for Wyndham Resorts locations in the U.S., Mexico and the Caribbean through October 31, R&R ByRequest to 2005: Spend your extra day teeing off on championship courses, receive this offer. °WYNDHAM Note: American Express Notes& aesoars dining in world-class restaurants, indulging in head-to-toe spa Travel may charge a $35 • treatments or doing nothing at all. non-refundable service fee Must reserve under R&R ByRequest at time of booking. Valid at participating locations to assist you on your subject to availability. Blackout dates & other restrictions apply. Tax, resort fee and gratuity vacation needs. extra. Not valid to groups and on prior reservations. American Express acts solely as sales (CE 105859) agent for travel suppliers and is not liable for the actions or inactions of such suppliers. CST #1022318-10, TA-149 Registered Ohio Travel Agency, TA-002 Registered Iowa Travel Agency, NV% 2001.0126, Washington UBI# 600-469-694. MIA 1192. Promo C711:0001. Special Access with Airline Elite Status To take advantage of these valuable benefits, Without having to meet any mileage requirements, you are entitled to contact Centurion enroll in the Gold Elite level of the frequent-flyer programs of customer service at Continental Airlines®, Delta Air Lines, and US Airways®. You'll receive 1-877-877-0987, all of the current program benefits and accrue miles at an accelerated option 3. rate. (CE 105866) Benefits vary from program to program and are subject to change without written notice. Benefits are based upon space availability. The terms and conditions of each individual partner program apply. Partner programs require enrollment. Participating partners are subject to change. Luxury Suites and Premium Tickets Available For tickets, call 1.800.455.1657. You have access to some of the best seats in the house through our Luxury Suites and Premium Tickets Program offered as part of (CE 105865) rty: Cc m!naftFigrA.Ire Centurion® membership. Enjoy prime seating and VIP access at i venues in New York City and Los Angeles while you take in the best in professional entertainment. All sales are final and nonrefundable and resale is prohibited. Details and prices are subject to change. Suites, packages and tickets are available on a first-come, first-served basis. All ticket orders are subject to service charges. Payment must be made using the Centurion Card from American Express. Availability is limited. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726944 DUPLICATE COPY Prepared For Account Numbet Page 12 of 12 JEFFREY E EPSTEIN )000(-)0000X4-31 005 FREE Cardmember Investment Kit Learn six simple strategies for investing your money. Everyone knows investing is important. But, not all investors should Our free investment follow the same approach. How do you know which investment guid can show you how. moves are right for your personal needs and goals? Our 20-page Just c oall1-866-258-7089 guide, How to Invest Smarter Safer Better, can help take the or go to Ww%v.ameticaneXpress. complexity out of investing and set you in the right direction. Plus, comitnvestment. we'll also include a second brochure, Smart Financial Steps to Take Right Now, which provides tips and strategies that are commonly (CE 105854) overlooked. American Express Financial Advisors Inc. Member NASD. American Express Company is separate from American Express Financial Advisor Inc. and is not a broker-dealer. Sherwin-Williams Save 20% Off Regularly Priced Merchandise Go to vevertamericanexpress. Your neighborhood Sherwin-Wililams store is your place for high- comMffers to obtain your quality paint, a wide variety of wallpaper patterns, and the latest faux- coupon. finish techniques. For a store near you, call 1-800-4-SHERWIN or visit the new sherwin-williams.com website. Save 20% off regularly (CE 105857) priced merchandise on your next purchase at your neighborhood Sherwin-Williams store. Retail sales only. Valid on non-sale SHERWIN merchandise only. VVILLJAMS. Offer excludes Duration° Home, Duration • Exterior Coating, Color To Go" Paint Samples COLOR' Fan Decks and spray equipment. Cannot be combined with other promotional offers. Not Valid on online purchases. Void if copied, purchased, transferred or sold. Now Accepting American Express® Cards! If there are other places where you would like to Peebles, Bealls, Petals Royal & Stage - Brand-name apparel for the see the Card accepted, entire family at over 550 locations. Find the nearest store at please call the Customer www.stagestores.com or call 1.877-737-8243. Service number that is located at the top of your statement or the number Treasure Island - One of the largest selections of quality outdoor that is on the back of your furniture and home accents. Visit www.treasureislandstores.com to Card. find the store nearest you. (CE 105801) GLO - The new shining light of the NYC club scene at 431 W. 16th Street. 212-229-9119. www.glonightclubnyc.com. Centurion Concierge • Dedicated to Your Needs Call Centurion Member Services at Centurion® Concierge can help you with virtually any request, at any 1.877.877.0987, option 2 hour, anywhere in the world. Have Centurion Concierge secure to take advantage of the ' c? reservations at an international or domestic restaurant for a special professional lifestyle occasion or upcoming trip, locate goods and services unavailable assistance available to .."F\ you. YlIS it11.00 locally, research entertainment options, arrange for special gifts, and much more. It's like having a personal assistant with you while at (CE 105884) et Lui• ; home or while traveling abroad. There Is typically no cost to you for most efforts Concierge consultants perform on your behalf, although you are responsible for any purchases and/or shipping charges you authorize. Fees may apply for meetings and event planning. Pay Your Bill Easily - Online Sign up today at www.americanexpress. Sign up to pay your bill online and experience the ease of paying com/paycardbltl. your charges anytime and anywhere. With 24/7 access to your account, all you have to do is log on to view your statement and most (CE 105879) recent account activity, and then pay your bill in a matter of seconds--without a single stamp or envelope. You'll even receive an instant payment confirmation as soon as you're through. And, for your added convenience, you can print and save your statement for your records. Make paying your bill online a part of your monthly routine. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726945 DUPLICATE COPY 2 665 653 Membership Rewards® Centurion® Card Points Available Statement of Account at 05/31/05, when charges due are pad in full and all accounts are in good standng. , Prepamdra ccaijoxx JEFFREY E EPSTEIN SIM Nov Ag*AtIl S New 07/29/05 Page 1 of 8 Please Pay By Preto eswce Pmmert Actioni $ lon.MIOMMitt Balance $ 08/13/05 9,191.96 -9,191.96 +2,743.98 2,743.98 Please refer to page 3 for important information regarding your account Contact us at www.americanexpress.com or call Customer Service at 1-877-877-0987. 2005 US Open Tennis Championships See top talent compete at the 2005 US Open Tennis Championships. Enjoy your choice of dates and prime viewing in the American Express luxury suite in Arthur Ashe stadium. During the preliminary rounds and Semi-Finals, enjoy lavish in-suite amenities, buffet lunch or dinner, beer, wine, and soft drinks. The Finals package includes all the above amenities, plus a gourmet meal with open bar and in-suite meetings and photo opportunity with former tennis legend. All sales are final and nonrefundable. Resale is prohibited. Packages are available on a first-come, first-served basis. Availability is limited. Call 1-800-455-1657 for tickets. Activity nIca"xe-mgd'" Am0Unt$ 97m1040amelmatiart9:14WMINSiglhit - 4191`9e.: Amount' Due in Full Activity for JEFFREY E EPSTEIN camccotomm4cm 06/29/05 THE NEW AMSTERDAM THNEW YORK NY 400.00 05 OTHER SERVICES ROC No. 179298 07/06/05 NYU SCHOOL OF MED-PGNEW YORK NY 650.00 HOSPITALS 07/08/05 THE NEW AMSTERDAM THNEW YORK NY 200.00 05 OTHER SERVICES ROC No. 450230 07/12/05 THE NEW AMSTERDAM THNEW YORK NY 200.00 05 OTHER SERVICES ROC No. 450328 07/25/05 C. ORRICO PB PALM BEACH FL 554.19 APPAREUACCESSORIES ROC No. 0000041005 + Pica kb enIto ponnungn te:om cktath and War van your primont Continued on Page 3 Anteurt Nuntot Please Pay By: Please enter account Payment Coupon 08/13/05 number on all checks and correspondence. Make check payable to American Express. JEFFREY E EPSTEIN 457 MADISON AVE 4FL Total Amount Due Check here ifnumber your address has or telephone NEW YORK NY 10022-6843 $2,743.98 changed. Note changes on reverse side. Mail Payment to: AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 EFTA01726946 DUPLICATE COPY Prepared For Patina Number Page 2 of 8 JEFFREY E EPSTEIN )OCOWOOOO(4-31005 Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must be sent to the payment address shown on your statement and must include the remittance coupon from your statement. Payments must be made with a single check or draft drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on all payments. If To Pay By Phone payment does not conform to these requirements, crediting may be delayed and additional Charges may be imposed. If we 1-800-472-9297 accept payment made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment into US dollars, unless a particular rate is required by law. Please do not send post-dated checks. They will be Customer Service and deposited upon receipt. Our acceptance of any payment marked with a restrictive legend will not operate as an accord and satisfaction without our express prior written approval. Authorization for Electronic Debit: We will process checks Lost or Stolen Card electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, 1-877-877-0987 account number and check serial number to your financial institution, unless the check is not processable electronically or a 24 hours/7 days less costly process is available. By submitting a check for payment, you authorize us to initiate an electronic debit from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset Express Cash account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or 1.800-CASH-NOW asset account statement. If we cannot collect the funds electronically we may issue a draft against your bank or asset account for the amount of the check Authorization for Electronic Payments: By using Pay By Computer, Pay By Phone International Collect or any other electronic payment service of ours you will be authorizing us to initiate an electronic debit to the financial 1-954-5034905 account you specify in the amount you request. Payments received after 5:00 p.m. MST may not be credited until the next day. Allocation of Payments and Credits: Subject to applicable law, we will apply and allocate payments and credits among Features and Charges on your Account in any order and manner determined by us in our sole discretion. Finance Hearir?frpaired Charges: Average Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADB (9am- Method to calculate FC on your Account. Under this method, we figure the FC on your Account by applying the Daily TTY: 1.800EST) -221-0050 Periodic Rate (DPR) to the ADS (as described below) for each Feature Oncluding current transactional Different daily FAX: 1-800-695-9090 periodic rates may be applied to separate Feature balances. To get the ADB for each feature, we (1) take the beginning In NY: 1.800.552-1897 balance for each day (includinig unpaid FC from previous baling periods) (2) add any new transactions, debits, or fees (3) subtract any payments or credits, and (4) make any appropriate adjustments. For each day after the first day of the billing period, we also add an amount of interest equal to the previous days daily balance multiplied by the DPR for the Feature. This gives us the daily balance for the Feature for that day and the beginning balance for that Feature for the next day. If this balance is negative, it is considered to be zero. Then, we add up all the daily balances for the Feature for the billing period and divide the total by the number of days in the billing period. This gives us the ADB for the Feature. For all Features the ADS will be considered to be zero if you paid the total Account tialance, if any, shown on your previous • Correspondence month's statement by the Closing Date of the current billing period. If you multiply the ADB for each Feature by the number Customer Service, The of days in the billing period and the DPR for that Feature, the result will be the FC assessed on that Feature except for variations caused by rounding. The total FC for the billing period is calculated by adding the FC assessed on all Features of Centurion. Card from the Account. This method ofcalculating the ADB and FC results in daily compounding of FC. Transactions Made in American Express Foreign Currencies: If you incur a Charge in a foreign currency, it will be convertedinto US dollars on the date it is P.O. Box 297846 processed by us or our agents. Unless a particular rate is required by applicable law, we will choose a conversion rate that Ft. Lauderdale, FL is acceptable to us for that dale. Currently, the conversion rate we use for a Charge in a foreign currency is no greater than 33329.7846 (a) the highest official conversion rate published by a government agency, or (b) the highest interbank conversion rate identified by us from customary banking sources, on the conversion date or the prior business day, in each instance Customer Service Increased by 2%. This conversion rate may differ from rates in effect on the date of your charge. Charges converted by P.O. Box 297804 establishments (such as airlines) will be billed at the rates such establishments use. Billing Rights Summary: In Case of Ft. Lauderdale, FL Errors or Questions About Your Bill: If you think your bill is incorrect, or if you need more information about a transaction on your bill, write us on a separate sheet of paper at the Customer Service address noted to the right. We must 33329-7804 hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can Payments telephoneus at the number indicated on the front of this statement, but doing so will not preserve your rights. In your letter, P.O. BOX 2855 give us the following information: 1. Your name and account number; 2. The dollar amount of the suspected error; 3. Desaibe why you believe there is an error. If you need more information, describe the item you are unsure about. You do NEW YORK NY not have to pay any amount in question while we are investigating, but you are still obligated to pay the parts of your bill that 10116-2855 are not in question. White we investigate your question, we cannot report you as delinquent or take any action to collect the amount you qUestion.ff you haye authorized us to pay your bill automatically from your checking or savings account, you can stop the payment on, any amount you think is wrong. To stop the payment your letter must reach us three business days before the automatic payment is scheduled to occur. Special Rule for Credit Card Purchases: If you have a problem with the quality of goods or services that you purchased with a credit card, and you have tried in good faith to correct the problem with the merchant, you may not have to pay the remaining amount due on the goods or services. You have this protection only when the purchase price was more than $50 and the purchase was made in your home state or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the property or services, all purchases are covered regardless of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) is shown on this statement, it represents money owed to you. If you do not make sufficient charges against the credit balance or request a refund, we wnl, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is $1.00 or more. New York residents may contact the New York BanWng Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1.800-518.8866. Change of Address If correct on front do r,Ol use Name i_L_L_LJ Company Name &reef Address r-T u T1 Cry, state re Code Providing your email Area Code and address to American Home Phone Express will enable you Area Code and to receive special offers, j Work Phone suited to your needs. Erna EFTA01726947 DUPLICATE COPY Repro:IFor Accost. Nolte Cbirq Dale Page 3 of 8 JEFFREY E EPSTEIN XXXX-)00=4-31005 07/29/05 0/110411i Due In Full continued 07/25105 C. ORRICO PB PALM BEACH FL 269.79 APPAREL/ACCESSORIES ROC No. 0000041015 07/26/05 FULL ACCESS ENTERTA12019740600 NJ 470.00 TICKET AGENCY Total Due in Full Activity 2,743.98 Important Notice Please refer to page 2 Information on Flexible Payment Features for further important You may have access to one or more Flexible Payment Features as pad of your Card account. The current Annual information regarding Percentage Rates (APRs) and Daily Periodic Rates (DPRs) for the Flexible Payment Features are as follows: your account For Sign & Travel, the APR is 12.15%, the DPR is 0.0333% EFTA01726948 DUPLICATE COPY Pitpared Fee Page 4 of 8 JEFFREY E EPSTEIN XXXX-)C0000-31005 EFTA01726949 MembeRM9*gfarlls Plus° Page 5 of 8 Monthly Statement and Program News American Express° For questions about your Statement Period Membership Rewards account, contact May 1, 2005 - May 31, 2005 1-800-AXP-EARN Account activity after this period does not appear on this statement (297-3276) Prepsied Sat www.americanexpress.cornhewards JEFFREY E EPSTEIN Available Points Membership Rewards-0 MeanNulty American Express 2,665,653 Membership Rewards P.O. Box 297813 Points are available when charges are Earn Double Points for all Ft. Lauderdale, FL 33329-9785 paid in full and ail your accounts are in Everyday Spend Points your Everyday Spend - good standing. earned this period: groceries, gas, pharmacy Available points include Everyday Spend Points. 25,983 Account Summary Opening points balance 2,918,067 New points earned +147,586 Points transferred or redeemed -400,000 Reinstated points arid adjustments 0 New points balance =2,665,653 New Points Earned 05/01/05 - 05/31/05 Points Activity On Everyday Spend Bonus Points Total Points Activity Eligible Charges Points Awarded Per Card Centurion 698 0 0 698 3715-657814-31005 Platinum 0 0 0 0 3713-818259-32002 Gold 4,809 0 0 4,809 3718-463688-42008 Addl Gold 73 0 0 73 3718-463688-45019 Addl Gold 38,145 0 0 38,145 3718-463688-43030 Business Gold 0 0 0 0 3727-16256841009 Gold 0 0 o 3727-686332-61005 Addl Gold 61,891 25,572 0 87,463 3727-686332-62011 Addl Gold 11,420 166 0 11,586 3727-estraw.63027 Addl Gold 4,567 245 0 4,812 3727-686332-62060 Totals 121,603 25,983 0 147,586 Points Transferred or Redeemed 05/01/05 - 05/31/05 Points Transferred Request or Redeemed Date $1,000 Saks Fifth Avenue Gift Certificate 100,000 5/31/05 /exeunt rather 0011998128 $1,000 Saks Fifth Avenue Gift Certificate 100,000 5/31/05 Accounl meter 00115€03I27 $1,000 Saks Fifth Avenue Gift Certificate 100,000 5/31/05 Aocoutd nark.0011506125 $1,000 Saks Fifth Avenue Gift Certificate 100,000 5/31/05 Account neater 0011588129 Total 400,000 Membership Rewards Plus points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards Plus program Terms and Conditions in your Membership Rewards Plus Guide. If you have questions, please visit www.americanexpress.com/membershiprewardsplus or call 1-800-AXP-1090 (297-1090). From overseas, call collect 305-816-2799. Continued on reverse EFTA01726950 American Express< Preetd AIF EInFATE COPY JEFFREY E Illcsitore. Reward:a Mcrn-t.tbrier Page 6 of 8 Limited Time Offer on a Silver Creative Zen Micro 5GB MP3 Player Arise:team ex stile Redeem for the new Creative Zen Micro 5 GB MP3 Player for To get this great offer visit www.amerIcanexpress. MEMSERSIelf reduced Membership Rewards® points from 37,000 to corn/rewards or call 32,000 Membership Rewards points. This is one of the most R EII)AR I imaginative and eye catching MP3 player to date. The Zen Micro's tiny size of the player shouldn't compromise the 1-800-AXP-EARN (297-3276). (MR Message 0256) hundreds of songs it can hold which is up to 2,500 songs. Take advantage of this great deal until August 15, 2005. This offer is applicable for reward code PRM529. `.axis Ott Is gad *1 Atguel 15, 2035 Experience South African Airways Beginning July 2, 2005, South African Airways is offering For reservations, call South African Airways at direct service four times a week from Washington D.C. 1.800.722.9675. To Ye& SOUTH AFRICAN (Dulles) to Johannesburg. With our superb on-time review these rewards and AIRWAYS performance and award-winning in-flight service, you'll see redeem points, visit why we're Africa's leading airline. Redeem for an economy www.americanexpress. corn/rewards or call class ticket for 80,000 Membership Rewards® points, or an 1.800-AXP-EARN economy companion class ticket for 40,000 Membership (297-3276). Rewards points. For reservations, call South African Airways (MR Message 3290) at 1-800-722-9675. Terms and ocations d Iha Mentors* Rewords pagan apply. RV mae irkartgon. vise vrommemberaMprewardaccom. Redeem Memberihip Rewards® points for Travel on Amtrak am -rnaK Amtrak has added premium Metroliner service on the To learn more about these rewards and Northeast corridor during the Acela Express service redeem points, visit disruption. Between NY & Washington there is hourly service vAvw.americanexpress. from 6:00 am to 6:00 pm. Between NY & Boston, there will com/rewards or call be limited Metroliner.service, but additional Regional trains 1.800-AXP-EARN (297-3276). have been added to the schedule. You can redeem Membership Rewards points for Amtrak® Certificates and go (MR Message 7070) to any of the 500 Amtrak destinations. Travel on Amtrak to exciting cities and entertaining family vacation spots. Tema and tot of ea *erten* Ron* pro;tem apply. For nine Informs/on. ask wveamernbershIprewordstorn. Earn Up To 10,000 Bonus points with Sprint PCS® Service Keeping your family close has never been easier. Because Call toll•free 1-877-PCS-AMEX or now, when you activate up to five new lines of Sprint PCS Sprint Service with preferred credit, you can earn up to 10,000 Membership Rewards® bonus points, or 2,000 points for visit www.sprint.com/ amex2000. each new line of service with a two-year Sprint PCS (MR Bonus ID 3101) Advantage Agreement.* 004 veld tab 0:0105. Clem we ace alai** eretystere and we sttioa to charge. To= end ocitaims an*. A nenrelinieble 536 plane ecirealces lee and 5150 eaty lemanation lee apply to each fine. Eyck** ord depocks apply. Nd Canting% all other Mot 0 =5 SOM. To be eigble 10 ea-n to* poida you mat be encored nl,e Ma 0. cap Rewords proara'n the ace 01 pooches® ant you must dingo your *chase cc an Males erten:darned= ExpressiliCaid. Bonn points we be crocited be ear account vankt10 12 *eke Met ehrges tcpeas on yea bang stalemert Bonus ID 3101. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726951 DUPLICATE COPY Plepwed Fct Account Murtha et:Gig Dee Page 7 of 8 JEFFREY E EPSTEIN =a -M=4-31005 07/29/05 CustornExtrar Stay Up-to-Date by E-Mail! Visit www.americanexpress. Would you like information about American Express products and com/myemall and sign up services, plus valuable savings on travel, entertainment, and retail today! purchases to be delivered to your inbox? Just visit www.americanexpress.com/myemail, provide your e-mail address (CE 105971) along with your Card number and the 4-digit Card ID number printed above your account number, and we'll get you started today! We may also inform you of important account updates and Cardmember offers from time to time. You can learn more about how we use your e-mail address by reading the American Express Privacy Statement at www.americanexpress.com/privacy, and you can visit the E-mail Preferences page at wmv.americanexpress.comipreferences to review or change your e-mail choices at any time. Great TraveI Offers to Celebrate Las Vegas' 100th Birthday To start planning your Las Vegas getaway, go to Isn't it time for you to experience the thrill of Vegas? It's Las Vegas' www.mytifemycard. 100th birthday and your American Expresso Card is your ticket to comilasvegas now! exclusive offers all year long. Imagine yourself in a luxurious suite overlooking the city, dining at a celebrity chefs restaurant or enjoying (CE 106006) one of Vegas' famed entertainers. The excitement is all at your fingertips. Or, you can just relax and rejuvenate with a massage in a world-class spa. It's your choice and your American Express Card can help get you there. Simply log on to www.mylifemycard.com/lasvegas to see all the exclusive offers created just for American Express Cardmembers. Help Make Life Simpler with Sprint® (CE 105979) Sign up for Automatic Bill Payment with Sprint® by visiting www.sprintcom/amx. Or call 1-888-221-4727. -* Sprint. Now Accepting American Express® Cards! If there are other places where you would like to Wynn Las Vegas - The doors are open to Steve Wynn's newest see the Card accepted, 2,700-room resort hotel "Wynn Las Vegas." Reserve at ptease call the Customer 1-888-320-WYNN. www.wynnlasvegas.com. Service number that is located at the top of your statement or the number Eurofly - Italy's newest airline on the North American market offers that is on the back of your direct non-stop service between JFK airport and Bologna, Naples and Card. Palermo. Visit www.EuroflyUSA.com. (CE 105907) Nostalgia Oak Warehouse - Unique assortment of fine oak furniture. 2090 Jericho Tpke. New Hyde Park, NY, 516-328-1711 or 1741 Broadhollow Rd. Farmingdale, NY. 631-249-7811. Premium Global Assist® Hotline - Travel with Confidence For more information, call 1.800.345.2639 or the When you travel 100 miles or more away from home, rely on Premium direct-dial collect number, Global Assist Hotline for around-the-clock medical, legal, or financial 715443-7979. assistance. For medical needs, American Express will provide you r r.=`"c'En't, I 3M5 6) 4 NOW si with a list of physicians and dentists in your destination, assist with travel arrangements if you need to get home in a hurry, and pay for the cost of emergency transport to a medical facility. You can also (CE 105990) look to American Express for help with visas, passports, lost luggage, and more. Premium Global Assist Hotline must arrange all medical and visitor transportation. Because this is an assistance service, we cannot reimburse you for expenses you incur on your own. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726952 DUPLICATE COPY Piepand Fa Axounl Page 8 of 8 JEFFREY E EPSTEIN XJ(AN-X)00(X4-31005 Earn Extra Points with InterContinentale Hotels Group To make a reservation and register for this Priority Club® members can register and stay through August 31 to summer promotion call earn 2,000 bonus points or 500 miles, up to 20,000 points or 5,000 Centurion Travel Service miles, for every second stay at InterContinental, Crowne Plaza, Hotel at 1.877.877.0987, option 1. To enroll in the Indigo, Holiday Inn, Holiday Inn Express, Staybridge Suites, and Priority Club Rewards Candlewood Suites hotels worldwide. Centurion® members can earn program, call Centurion an additional 500 Priority Club points on every stay at InterContinental Customer Service at Hotels Group locations in the U.S., Canada, Central and South 1-877-877-0987, option 3. America and the Caribbean. (CE 105989) Visit ww.v.prIodtyclub.com/2000 for terms and conditions. Centurion bonus: U.S. residents only, must register for promotion in advance. 500 bonus points awarded on all qualifying stays when you book and pay with your Centurion Card from 5/16/05 to 8/31/05. Special Offers This Summer with American Express Selects Visit www.mylifemycard. com/mysummer for a This summer, American Express Selects gives you special access to complete list of offers and offers you won't find anywhere else. Visit the site where merchants terms and conations. present the most tempting opportunities they can think of--just for you. (CE 105987) Visit www.mylifemycard.com/mysummer for a complete list of offers and terms and conditions. USA TODAY Early Morning Delivery for Only $0.48 Per Day! Call 1.800.872.0001 and mention promo 608. Or, USA TODAY's fast-paced format starts you off smart, so why not get it delivered place your order online to your home or office? Every business day, USA TODAY delivers all the www.myusatoday.com/ important news that can affect your company, your career and your family. Stay statement. informed and enrich your life with exclusive and unique stories only found in USA (CE 105982) TODAY. Call today and save 36% off the newsstand price--13 weeks for $31.20, 26 weeks for $62.40 or 52 weeks for $124.80. Plus, if you join our EZ-Pay NEVER GRAY. program, you will receive an additional 2 weeks free.' Subscribe today for home or office delivery of the nation's newspaper. Terms ft Conditions: To redeem this offer, you must use your American Express Card. Offer void outside the U.S. Local sales tax, when applicable, will be added to your order. Carrier delivery may not be available in your area. Savings calculated against the newsstand rate of $0.75 per copy. At the end of your term, you may choose to renew at our current renewal rates. If you join our EZ-Pay program, your American Express° Card will automatically be charged upon renewal of your subscription at the renewal rate for the otter you have selected. You wiN notice a charge on your credit card at the end of every term for your subscription. You may notify us to cancel automatic payments at any time. Promotion expires 10/1/2005. How Much Money Could You Save? Call 1-800.842.3344 today and be sure to mention If you haven't shopped for car insurance lately you might be throwing reference code 1N9 to money out the window. Get a quote from the American Express receive your quick, Property Casualty companies to see how much YOU could save*. no-obligation quote. - Save $225 when you switch from AIG. Or, if you prefer, visit www.americanexpress. - Save $231 when you switch from Allstate. com/autohome to get - Save $266 when you switch from Geico. your quote. - Save $327 when you switch from Progressive. Savings vary by state and apply to certain coverages. (CE 105969) 'Price comparison data collected from respondents at time of contact. Individual savings may vary based upon a variety of factors. Property Casualty insurance is underwritten by AMEX Assurance Company or IDS Property Casualty Insurance Company. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you moot these criteria. EFTA01726953 DUPLICATE COPY Centurion® Card Statement of Account Premed For clomp mp JEFFREY E EPSTEIN 08/29/05 Page 1 of 8 New Amety$ New Please Pay By Preticus as S PamentAcenty$ ho At:AM-rent Balance $ 09/13/05 2,743.98 -2,743.98 +8,257.11 8,257.11 Please refer to page 4 for important information regarding your account Contact us at vvww.americanexpress.com or call Customer Service at 1-877-877-0987. Stay in an Exceptional Villa Through Centurion Villas Looking for a home away from home in Europe, the Caribbean, Mexico or the United States? With Centurion Villas, you can plan a personal retreat at a luxurious beach cottage, an elegant villa, or an exclusive, private residence and quickly become enmeshed in the local way of life—and receive a valuable amenity of $750, or more. For more information about the full range of homes and experiences available through Centurion Villas, call the specialists at Centurion Travel Service at 1-877-877-0987, and select option 1. Program terms and conditions apply. For full program information, visit www.amerIcanexpress.comicenturlon. Activity rd=rwmgat Amounts roommAgooemmeivo-purk,op,„:::. 2;743,98k; Amounts Due in Full Activity for JEFFREY E EPSTEIN Cad )5C00)5000041C05 07/29/05 THE NEW AMSTERDAM THNEW YORK NY 300.00 05 OTHER SERVICES ROC No. 450966 07/30/05 THE NEW AMSTERDAM THNEW YORK NY 300.00 05 OTHERSERVICES ROC No. 451017 08/02/05 LUFTHANSA AIRLINES NEW YORK NY 742.00 LUFTHANSA AIRLINES Fexn: To: Cartier: Class: J F KENNEDY NP NY FRANKFURT GERMANY LH WJ SOFIA BULGARIA LH WJ MUNICH GERMANY LH WJ J F KENNEDY NP NY LH WJ Date of Departure: 09/08 Document Type: PASSENGER TICKET + Flees° 100 on PIB perlortnon Dhow, MOO and return win your pannent Continued on Page 3 Please Pay By: Please enter account Payment Coupon Min 09/13/05 number on all checks and correspondence. Make check payable to American Express. JEFFREY E EPSTEIN See Finance Charges 457 MADISON AVE 4FL Total Amount Due section on reverse side for NEW YORK NY 10022-6843 $8,257.11 a description of when additional Finance Charges are not assessed on Features. Check here if address or telephone number has changed. Please note Mail Payment to: changes on reverse side. AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 EFTA01726954 DUPLICATE COPY Papssed For Amami Weber Page 2 of 8 JEFFREY E EPSTEIN )C00000000-31 005 Payments: Payments received after 12:00 noon may not be cradled until the next day. Payments must be sent to the payment address shown an your statement and must include the remittance coupon from your statement. Partents must be made with a single check or draft drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system, or through an electronic payment method payable in • US dollars and clearable through the US banking system. Your Account number must be included on all payments. If To Pay By Phone payment does not conform to these requirements, crediting may be delayed and additional Charges may be imposed. If we 1.800-472.9297 accept payment made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment into US dollars, unless a particularrate is required by law. Please do not send post-dated checks. They will be Customer Service and deposited upon receipt. Our acceptance of any payment marked with a restrictive legend win not operate as an accord and satisfaction without our express prior written approval. Authorization for Electronic Debit: We will process checis Lost or Stolen Card electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, 1-877-877-0987 account number and check serial number to your financial institution, unless the check is not processable electronically or a 24 hoursr7 days less costly process is available. By submitting a check for payment, you authorize us to initiate an electronic debit from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset Express Cash account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or 1-800-CASH-NOW asset account statement. If we cannot collect the funds electronically we may issue a draft against your bank or asset account forthe amount of the check. Authorization for Electronic Payments: By using Pay By Computer, Pay By Phone International Collect or any other electronic payment service of ours you will be authorizing us to initiate an electronic debit M the financial account you specify in the amount you request. Payments received after 5:00 p.m. MST may not be credited until the next 1.954-503.8905 day. Allocation of Payments and Credits: Subject to applicable law, we will apply and allocate payments and credits among Features and Charges on your Account in any order and manner determined by us in our sole discretion. Finance Hearing Impaired Charges: Average Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADS (9arn-5pm EST) Method to calculate FC on your Account. Under this method, we figure the FC on your Account by applying the Daily M: 1.800-221-0050 Periodic Rate (DPR) to the ADB (as described below) for each Feature (including current transactions). Different daily FAX: 1-800-695.9090 periodic rates may be applied to separate Feature balances. To get the ADS for each feature, we (1) take the beginning In NY: 1-800-522-1897 balance for each day (including unpaid FC from previous billing periods) (2) add any new transactions, debits, or fees (3) subtract any payments or credits, and (4) make any appropriate adjustments. For each day after the first day of the billing Lange Print and Braille paned, we also add an amount of interest equal to the previous days daily balance multiplied by the DPR for the Statements Feature. This gives us the daily balance for the Feature for that day and the beginning balance for that Feature for the next 1-877-877-0987 day. If this balance is negative, it is considered to be zero. Then, we add up all the daily balances for the Feature for the • billing period and divide the total by the number of days in the billing period. This gives us the ADS for the Feature. If you pay the New Balance on this statement by the next Closing Date, then you will avoid additional FC on features included in this New Balance. If you multiply the ADB for each Feature by the number of days in the billing period and the DPR for that Feature, the result will be the FC assessed on that Feature, except for variations caused by rounding. The total FC for the billingLperiod is calculated by adding the FC assessed on all Features of the Account. This method of calculating the ADS and FC results in daily compounding of FO. Transactions Made In Foreign Currencies: If ou incur a Charge in a Correspondence foreign currency, it will be converted into US dollars on the date it is processed by us or our agents. Unless a particular rate is required by applicable law, we will choose a conversion rate that is acceptable to us for that date. Currently, the conversion Customer Service, The rate we use for a Charge in a foreign currency is no greater than (a) the highest official conversion rate published by a Centurion' Card from government agency, or (b) the highest interbank conversion rate identified by us from customary banking sources, on the American Express conversion date or Me prior business day,In each Instance increased by 2%. This conversion rate may differ from rates P.O. Box 297846 in effect on the date of your charge. Charges converted by establishments (such as airlines) will be billed at the rates such FL Lauderdale, FL establishments use. Billing Rights Summary: In Case of Errors or Questions About Your Bill: If you think your bill is 33329-7846 incorrect, or if you need more information about atransaction on your bill, write us on a separate sheet of paper at the Customer Service address noted to the right. We must hear from you no later than 60 days alter we sent you the first till on which the error or problem appnared. You can telephone us at the number indicated on the front of this statement, but doing Customer Service so will not preserve your rights. In your letter, give us the following information: 1. Your name and account number,- 2: The P.O. Box 297804 dollar amount of the suspected error; 3. Describe why you believe there is an error. If you need more information, describe Ft. Lauderdale, FL the item you are unsure about. You do not have to pay any amount in question while we are investigating, but you are still 33329-7804 obligated to pay the parts of your bill that are not in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. If you have authorized us to pay your bat automatically from Payments your check ngor savings account, you can stop the payment on anyamount you think is wrong. To stop the payment your P.O. BOX 2855 letter must reach us three business clays before the automatic payment is scheduled to occur. Special Rule for Credit NEW YORK NY Card Purchases: If you have a problem with the quality of goods or services that you purchased with a credit card, and you 10116.2855 have tried in good faith to correct the problem with the merchant, you may not have to pay t_he remaining amount due on the goods or services. You have this protection only when the purchase price was more than 550 and the purchase was made in your home state or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the property or services, all purchases are covered regardless of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) is shown on this statement, it represents money owed to you. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six.month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is $1.00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of ere& cardrates, fees andgrace periods by calling 1-800-518-8866. Change of Address II =led on front do not use Name Company Name Street Address LT -T-TTTT-1 ----FET Sq, State Zp Code Providing your email Area Code end address to American Hoots Phone Express wall enable you to receive special offers, mi Area Cede and Week Phone suited to your needs. EMS EFTA01726955 DUPLICATE COPY Piepted Fa AOSairil Mintier CI:eArg Date Page 3 of 8 JEFFREY E EPSTEIN XXXX-XXXXX4-31005 08/29/05 MmauntS Due in Full continued 08/02/05 AMAZON.COM PAYMENTS AMZN.COMIBILL WA 21.85 MERCHANDISE AMZ'AMAZON PAYMENTS ROC No. 0065481429 08/02/05 AMAZON.COM PAYMENTS AMZN.COMIBILL WA 13.44 MERCHANDISE AMZ'AMAZON PAYMENTS ROC No. 0065481511 08/02/05 AMAZON.COM SUPERSTORAMZN.COM/BILL WA 410.74 MERCHANDISE AMZ'SUPERSTORE ROC No. 0066021428 08/02/05 AMAZON.COM SUPERSTORAMZN.COWBILL WA 118.04 MERCHANDISE AMZ'SUPERSTORE ROC No. 0066021433 08/02/05 AMAZON.COM SUPERSTORAMZN.COMIBILL WA 69.82 MERCHANDISE AMZ'SUPERSTORE ROC No. 0066108159 08/02/05 AMAZON.COM SUPERSTORAMZN.COWBIU. WA 259.59 MERCHANDISE AMZ'SUPERSTORE ROC No. 0066106881 08/02/05 AMAZON.COM SUPERSTORMAZN.COM/BILL WA 23.97 MERCHANDISE AMZ'SUPERSTORE ROC No. 0066262730 08/02/05 AMAZON.COM SUPERSTORMAZN.00M/BILL WA 16.71 MERCHANDISE AMZ'SUPERSTORE ROC No. 0066386575 08/11/05 AMAZON.COM SUPERSTORAMZN.COM/BILL WA 32.19 MERCHANDISE AMZ'SUPERSTORE ROC No. 0069763158 08/11/05 AMAZON.COM SUPERSTORAMZN.COM/BILL WA 32.37 MERCHANDISE AMZ'SUPERSTORE ROC No. 0070376201 08/13/05 AMAZON.COM SUPERSTORAMZN.COM/BILL WA 32.14 MERCHANDISE AMZ'SUPERSTORE ROC No. 0071519863 08/13/05 AMAZON.COM SUPERSTORAMZN.COWBILL WA 58.05 MERCHANDISE AMZ'SUPERSTORE ROC No. 0071525789 08/15/05 AMAZON.COM SUPERSTORAMZN.COWBILL WA 21.04 MERCHANDISE AMZ'SUPERSTORE ROC No. 0071514082 08/16/05 FULL ACCESS ENTERTAI2019740600 NJ 675.00 TICKET AGENCY 08/16/05 POLO RETAIL CORP NEW YORK NY 4,351.08 APPAREUACCESSORIES Continued on reverse EFTA01726956 DUPLICATE COPY Page 4 ol8 JEFFREY E EPSTEIN j16)`6VIrcoco-3 ocks /4 Due in Full continued MtountS 08/16/05 THE NEW AMSTERDAM THNEW YORK NY 400.00 05 OTHER SERVICES ROC No. 370817 08/18/05 FREDERIC FEKKAI NY NY 316.74 BARBER/BEAUTY SHOP ROC No. 0000002834 08/20/05 AMAZON.COM SUPERSTORAMZN.COM/BILL WA 12.96 MERCHANDISE AMZ•SUPERSTORE ROC No. 0076809863 08/25/05 AMAZON.COM SUPERSTORAMZN.COM/BILI. WA 26.94 MERCHANDISE AMZ•SUPERSTORE ROC No. 0077180201 08/28/05 AMAZON.COM SUPERSTORAMZN.CONVBILL WA 22.44 MERCHANDISE AMZ'SUPERSTORE ROC No. 0077950714 Total Due in Full Activity 8,257.11 Important Notice Please refer to page 2 Information on Flexible Payment Features for further important You may have access to one or more Flexible Payment Features as part of your Card account. The current Annual information regarding Percentage Rates (APRs) and Daily Periodic Rates (OPRs) for the Fleibte Payment Features are as follows: your account For Sign & Travel, the APR is 12.40%, the DPR is 0.0340% EFTA01726957 MembePiSfritgifirriis Plus' Page 5 of 8 Monthly Statement and Program News For questions about your Statement Period Membership Rewards account, contact June 1, 2005 - June 30, 2005 1-800-AXP-EARN Account activity after this period does not appear on this statement (297-3276) Pivoted Ice www.americanexpress.com/rewards JEFFREY E EPSTEIN Available Points 1Nu7bor American Express 2,484,893 Membership Rewards P.O. Box 297813 Points are available when charges are Earn Double Points for all Ft. Lauderdale, FL 33329-9785 paid in full and all your accounts are in Everyday Spend Points your Everyday Spend - good standing. earned this period: groceries, gas, pharmacy Available points include Everyday Spend Points. 16,221 Account Summary Opening points balance 2,665,653 New points earned +119,240 Points transferred or redeemed -300,000 Reinstated points and adjustments 0. New points balance =2,484,893 New Points Earned 06/01/05 - 06/30/05 Points Activity On Everyday Spend Bonus Points Total Points Activity Eligible Charges Points Awarded Per Card Centurion 9,191 0 4,267 13,458 3715-657814-31005 CONSUMER CENTURION GROUP CCE Platinum 0 0 0 0 3713-818259-32002 Gold 7,961 0 0 7,961 3718-46368842008 Add1 Gold 501 0 0 501 3718-463688-45019 Add1 Gold 24,791 0 0 24,791 3718-463688-43030 Business Gold 0 0 0 0 3727-16256841009 Gold 0 0 0 0 3727-68633241005 Addi Gold 18,960 5,941 0 24,901 3727-686332-62011 Add1 Gold 35,907 10,156 0 46,063 3727-nrisns9-&van Add1 Gold 1,441 124 0 1,565 3727-easno-62060 Totals 98,752 16,221 4,267 119,240 Points Transferred or Redeemed 06/01/05 - 06/30/05 Points Transferred Request or Redeemed Date $1,000 Saks Fifth Avenue Gift Certificate 100,000 6/13/05 Account enter 0311691764 $1,000 Saks Fifth Avenue Gift Certificate 100,000 6/13/05 Account nrnber 0011%176S $1,000 Saks Fifth Avenue Gift Certificate 100,000 6/13/05 Account ring( 00110317% Total 300,000 Membership Rewards Plus points earned may be transferred or redeemed as long a all enrolled Card accounts are in good standng. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for-a fee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards Plus program Terms and Conditions in your Membership Rewards Plus Guide. If you have questions, please visit www.americanexpress.comimembershlprewardsplus or call 1.8000-AXP-1090 (297-1090). From overseas, call collect 305-816-2799. Continued on reverse EFTA01726958 American Express ,. PaPand,o, E9MPEIrFATE COPY JEFFREY E itlE.14 BEfl5HIP ;:NR EVAR Page 6 of 8 Limited Time Offer - Toshiba DVD Player Redeem for the Toshiba 5-Disc Progressive Scan DVD To redeem, visit Player—only 12,000 Membership Rewards® points (originally www.americanexpress. TOSHIBA 15,000 points). Offer valid through September 15, 2005. Have a movie marathon with this progressive scan DVD player. Features a 5-disc carousel design, ColorStream® pro comfrawards or call 1-800-AXP-EARN (297-3276) by September 15, 2005. component video outputs, 3D virtual sound, a JPEG viewer (MR Message 3159) and DVD/CD/MP3 playback. Remote control included. Dimensions: 17"W x 3"H x 17"D (Reward Code: RY1726). Stadad Mordxesda Baer& %%ITO and CCO14311S adtty. Use Miles as Money"' with GlobalPasse Transfer Membership Rewards® points to GlobalPass miles To learn more about and use GlobalMiles — as currency to purchase non-reward these rewards and redeem points, visit GI balPasf airline tickets on over 600 airlines worldwide. GlobalPass is www.amerIcanexpress. *Sr an online booking engine with some of the best available comkewards or call airfares in the market. There are no restrictions and no 1.800-AXP-EARN blackout dates! Tickets can be purchased with GlobalPass (297-3276). miles or a combination of GlobalPass miles and your (MR Message 5260) American Express® Card. Use Miles as Money with GlobalPass®. Tarns and ccodtons d tie I/et-dash p &watt engem apply. For =PS itonnxionl rise wrydemettcanexpress.centerewards. Reward Yourself with the Best Brands in Beauty at Gloss Redeem Membership Rewards® points and shop for the best To start redeeming today, and latest from Bobbi Brown, Chanel, Clarins, Clinique, visit wvnv.membershlp rewards.com or call GL Oh1SS. Estee Lauder, La Mer, MAC, Origins, Prescriptives, Stile, and more. Gloss keeps you up-to-the-minute with the world of beauty, bringing you the hottest-trends-in makeup, skincare and fragrance. 1.800-AXP-EARN (297-3276). (MR Message 5142) Redeem Membership Rewards® points for a Gap GiftCard Gap has everything you need to help express your personal For the nearest store, call style. From jeans and Ts to khakis and oxfords, you'll find 1.800-GAPSTYLE or GAP great clothes and accessories for men, women, boys, girls and babies. shop the ahvays-open gap.com store. (MR Message 4184) Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726959 DUPLICATE COPY Prepared Fa Mead Ntrater Closing Date Page 7 of 8 JEFFREY E EPSTEIN XXXX-)000C(4-31005 08/29/05 CustomExtras- e l oosts-t• Heiman Marcus Shopping Earns Extra Rewards For more information, or to enroll your Centurion Card Reward yourself twice for each purchase when you shop with the with InCircle Rewards, call Centurion® Card at Neiman Marcus stores nationwide. Simply enroll 1.888•INCIRCLE your Card in the Neiman Marcus InCircle Rewards® program and (462-4725). earn one InCircle Rewards point as well as one Membership (CE 106131) Rewards® point for every purchase you charge using your enrolled Centurion Card. The InCircle Rewards program gives you one InCircle Rewards point for each dollar spent excluding sales tax, shipping, beauty salons, alterations, gift packaging, NM gift cards and Louis Vuitton purchases. Reach Made Rewards membership status upon earning 5,000 points within one calendar year (January through December) and begin redeeming InCircle Rewards points for gifts and travel. Visit vnwv.NeimanMarcus.com/incircle for InCircle Rewards program details. Membership Rewards terms and conditions apply. Planning to Vacation Overseas? To take advantage of this offer at exclusive rates, Stay in touch with family and friends by renting an international cell call Concierge at phone from WorldRoam. With coverage in 170 countries, 24-hour 1.877-877.0987, option 2, customer support and voicemail, you'll feel right at home--anywhere or call WoddRoam at in the world. Centurion® members receive free line rental for up to 60 1.888.309.8560 and mention offer code ;IR' 11081 days*. CSM805. Al! rentals and calls must be charged to your Centurion Card. Phone delivery charges (CE 106133) apply. Rental charges commence on the "Start Date" and conclude on "Disconnection Date". A $300 deposit is applied up to 5 days before the 'Start Date". If deposit amount is exceeded, charges will apply based on usage. Calls are charged for all outgoing and received calls at a flat rate per minute ranging from $1.99 to $6.99 based on origin of call. The final invoice details all charges. 'Offer valid until 12/31/2005. Double the Miles - Double the Smiles Enroll between July 1st and October 31st, 2005, Delta Air Lines and Song® have created an offer exclusively for at della.comdalldouble American Express® Cardmembers--enroll and earn double-flown miles or flysong.com/ miles for your qualifying Delta and Song flights September 1, 2005 falldoublemiles. ®.Delta rth through October 31, 2005, when you use your American Express Card to purchase your tickets at delta.com or flysong.com. Now (CE 106110) good goes around that's something to smile about. All Song flights are operated by Delta Air Lines. All travel and online enrollment must be completed by 10/31/05. Valid only on Delta, Delta Shuttle', Delta Connection' or Song flights operated in the contiguous 48 United States, sold under the DL code. Additional restrictions apply. For details, go to delta.comitalldoublemlles. All SkyMiles program rules apply. To review the rules, visit delta.com/skymiles. Offer subject to change. Free Room Upgrade at Hilton Caribbean and Latin America* To see the list of participating hotels and to Stay 4 or more nights at participating Hilton Hotels in the Caribbean book online, visit and Latin America and receive a guaranteed free upgrade to a www.hiltoncaribbean. superior room category. Guests must pay with the American com/amx, call Express® Card. Participating Hilton hotels are located in Argentina, 1.800-HILTONS or call your local travel agent. Brazil, Colombia, Venezuela, Ecuador, and throughout the Caribbean Request plan code ZO at Hilton islands including Coral by Hilton all-inclusive resorts and 2 new resorts in Barbados and Santo Domingo. time of booking. (CE 106126) 'Upgrades will be given at check in. Minimum 4 nights stay required. Must pay with valid American Express Card. Valid from 7/1.11/15/05 for Hilton Caribbean and Latin America hotels and 9/I.11/15/05 for Coral by Hilton all-inclusive resorts. Blackout dates apply. Advance reservations required. Now Accepting American Expresso Cards! If there are other places where you would like to Boyles Furniture - We're offering more of the prices that N.C. is see the Card accepted, known for--name-brands, white-glove delivery and design assistance. please call the Customer www.boyles.com or call 828-326-1039. Service number that is located at the top of your statement or the number Trump University - Learn how to help grow your personal fortune that is on the back of your from Donald Trump and 7 experts on wealth creation. Plus, FREE Card. exclusive reports. www.TrumpUniversity.com/AXP. (CE 106040) Madd Fun - NYC's newest and largest indoor family entertainment center. Lots of games, rides, food, and more. 303 Stanley Ave, Brooklyn, NY. 11207. 718-498-9002. www.maddfun.com. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726960 DUPLICATE COPY Presxued Fix Cantu , mint. Page 8 of 8 JEFFREY E EPSTEIN )00000000(4-31005 Exclusive Offer to American Express® Cardmembers 'Brothermall Gift Certificates are Log on to www.brothermall.com where you'll find our full line of genuine brother transferable, but non- supplies and accessories. Over 1,000 items to choose from--including specially reusable and non- priced closeouts and great savings on refurbished products. Call toll-free refundable. Certificate has no cash value and 1.888.879.3232 to speak to one of our customer service representatives to help cannot be exchanged or you find the item you are looking for. Our online store is open 24 hours a day, redeemed for other items. 7 days a week. When you enter any order totaling $50 and pay using your Certificates expire American Express Card, you'll receive a $10 Brothermall Gift Certificate' plus a 12/31/2005. FREE 30-minute Prepaid calling card"--a $13.99 value. (CE 106125) FREE Standard ground shipping on orders shipped within the continental U.S. (Hawaii and Alaska excluded). Mention Promotional Code BMAE05 when placing your order by phone or enter this code when ordering online. Offer expires August 31, 2005. 'tailing cards are valid for calls made within the continental U.S. (including Hawaii and Alaska). International dating is limited to individual countries and the applicable rates/units apply. Calling card expires 11/30/2005. MCI Terms apply. ' 200.5 Brother International Corporation Get Connected and Get More Out of the Card! Visit www.americanexpress. You can have important account updates and exclusive Cardmember com/myemall and sign-up offers delivered right to your inbox. Just visit today! www.americanexpress.com/myemall, and input your e-mail address, Card number and the 4-digit Card ID number printed above (CE 106079) your account number--the latest offers and news will be sent to you automatically. For more on how we use your e-mail address, please read the American Express Privacy Statement at wvinv.americanexpress.com/privacy. You can visit the E-Mail Preferences page-at www.americanexpress.com/preferences to review or change your e-mail choices at any time. Save 15% OFF All Gifts at Wine Country Gift BasketsTM Visit Wine Country Gift Baskets website al Wine Country Gift Baskets offers a large assortment of beautifully ywAv.winecountrygift designed, affordable, handmade gourmet food, wine and spa gift baskets.com to save 15% baskets. For a limited time, American Express® Cardmembers will (taxes, shipping & enjoy even greater savings! Place an online order from August 1 handling excluded) on your next purchase when through September 20, 2005, using catalog code ABC1234 at you pay with your checkout, and save 15% OFF Wine Country Gift Baskets everyday American Express Card low prices. and use catalog code ABC1234 at checkout. (CE 106139) We guarantee the timely arrival of your gifts in perfect condition. If you or your recipient are not 100% satisfied, simply return the item for replacement or a prompt refund. Prime Tickets For Macy's Passport '05 - Fashion Show Tickets on sale 8/14 SAN FRANCISCO Fort American Express presents Passport, a spectacular theatrical fashion Mason Center: show captivating you with music, live performances, supermodels, Opening Night, 9/21. celebrities, internationally acclaimed fashion designers, and the best Gala Evening, 9/22. of Macy's Fall collection. Unlike any other fashion show, Passport LOS ANGELES Barker FASPORTI/Y6 OS Hangar: merges fashion with compassion and is attended by more than Gala Evening, 9/29. 10,000 annually. Now in its 24th year, Passport has raised nearly $20 Tickets subject to million for HIV/AlDs research, prevention and direct-care programs. availability. This unique evening includes a reception, live auction, and the (CE 106146) Passport Fashion Show. Join us and experience the journey. For more information, please visit www.ticketmaster.com/passport. Runway Seats $150. Premium Seats $75. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726961 DUPLICATE COPY 2 602 365 Membership Rewards® Centurion® Card Points Available Statement of Account at 07/31/05, when charges due are paid in Jun and all accounts #ft10.909d!an,c,599. precompot csaireow JEFFREY E EPSTEIN 09/29/05 Page 1 of 8 Now Activy$ New Please Pay By Previeus atlarce $ Pawned klhay $ we AsAuslintriU Balance 10/14/05 8,257.11 -8,257.11 +1,011.78 1,011.78 Please refer to page 3 for important information regarding your account Your membership will be renewed next month. Please refer to the Renewal Notice on page 3 Contact us at www.americanexpress.com or call Customer Service at 1.877.877.0987. Earn Double points Every Day on the Centurion® Card Earn double Membership Rewardso points for your purchases when you use your Centurion Card at stand-alone supermarkets, drugstores, gas stations, the U.S. Postal Service, and to pay your wireless phone bill. Double points for everyday purchases is an ongoing benefit of your Centurion membership. And you'll continue to earn one point for virtually every dollar charged to your Centurion Card when making other purchases. Offer applies at qualifying stand-alone supermarkets, drug stores, gas stations, and the U.S. Postal Service. Not valid in the departments of superstores or warehouse clubs. To pay your wireless phone bill automatically, please call your wireless provider. Activity "rdnascabrgdaw Amourd$ - Thank YOU • 41257AVl Amount $ Due In Full Activity for JEFFREY E EPSTEIN' OMIXON4X*M4KW 08/26/05 FREDERIC FEKKAI NY NY 171.20 BARBERIBEAUTY SHOP ROC No. 0000004593 08/27/05 FREDERIC FEKKAI NY NY 190.96 BARBER/BEAUTY SHOP ROC No. 0000004905 08/30/05 AMAZON.COM SUPERSTORAMZN.COWBILL WA 63.52 MERCHANDISE AMrSUPERSTORE ROC No. 0079127085 09/02/05 GUTHY-RENKER CORP 800235-6050 CA 85.95 ACNEMEDICINE ROC No. 0080035149 + Filmse kid on the perbraecn babe,. 63.th ard 'Nan w11 p:tx paymcnt Continued on Page 3 Payment Coupon Please Pay By: Please enter account 10/14/05 number on all checks and correspondence. Make check payable to American Express. JEFFREY E EPSTEIN See Finance Charges 457 MADISON AVE 4FL Total Amount Due section on reverse side for NEW YORK NY 10022-6843 $1,011.78 a description of when additional Finance Charges are not assessed on Features. Check here if address or telephone number has changed. Please note Mail Payment to: HJJ0JAWIRILIMALLIILR0H.Ja changes on reverse side. AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 EFTA01726962 DUPLICATE COPY Prepared Fog Accost Page 2 of 8 JEFFREY E EPSTEIN )000(N-)OCCa4-31005 Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must be sent to the payment address shown on your statement and must include the remittance coupon from your statement. Payments must be made with a single check or draft drawn on a US bank and payable in US dollars, or with a negotiaM instrument payable in US dollars and clearable through the US banking system, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on all payments. If To Pay By Phone payment does not conform to these requirements, crediting may be delayed and additional Charges may be imposed. If we 1-800472-9297 accept payment made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment into US dollars, unless a particular rate is required by law. Please do not send post-dated checks. They will be Customer Service and deposited upon receipt. Our acceptance of any payment marked with a restrictive legend will not operate as an accord and satisfaction without our express prior written approval. Authorization for Electronic Debit: We will process checks Lost or Stolen Card electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, 1-877-877-0987 account number and check serial number to your financial institution, unless the check is not processable electronically or a 24 hoursf7 days less costly process is available. By submitting a check for payment, you authorize us to initiate an electronic debit from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset Express Cash account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or 1-800-CASH-NOW asset account statement. If we cannot coiled the funds electronically we may issue a draft against your bank or asset account for the amount of the check Authorisation for Electronic Payments: By using Pay By Computer, Pay By Phone or any other electronic payment service of ours you will be authorizing us to initiate an electronic debit to the financial International Collect account you specify in the amount you request. Payments received after 5:00 p.m. MST may not be credited until the next 1-954-503-8905 day. Allocation of Payments and Credits: Subject to applicable law, we will apply and allocate payments and credits among Features and Charges on your Account in any order and manner determined by us in our sole discretion. Finance Hearing Impaired Charges: Average Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADB (9am-5pm EST) Method to calculate FC on your Account. Under this method, we figure the FC on your Account by applying the Daily TTY: i-800-221.9950 Periodic Rate (DPR) to the ADB (as described below) for each Feriture (including current transactions). Different daily FAX: 1.800-695-9090 periodic rates may be applied to separate Feature balances. To get the ADB for each feature, we (1) take the beginning In NY: 1-800-522-1897 balance for each day (including unpaid FC from previous billing periods) (2) add any new transactions, debits, or fees (3) subtract any payments or credits, and (4) make any appropriate adjustments. For each day after the first day of the billing petted, we also add an amount of Interest equal to the previous day's daily balance multiplied by the DPR for the Large Print and Braille Feature. This gives us the daily Valance for the Feature for that day and the beginning balance for that Feature for the next Statements day. If this balance is negative, it is considered to be zero. Then, we add up all the daily balances for the Feature for the 1.877.877-0987 billing period and divide the total by the number of days in the billing period. This gives us the ADB for the Feature. If you pay the New Balance on this statement by the next Closing Date, then you will avoid additional FC on features included in this New Balance. If you multiply the ADB for each Feature by the number of days in the billing period and the DPR for that Feature, the result will be the FC assessed on that Feature, except for variations caused by rounding. The total FC for the O billing period is calculated by adding the FC assessed on all Features of the Account. This method of calculating the ADB and FC results in daily compounding of FO. Transactions Made in Foreign Currencies: If you incur a Charge in a Correspondence foreign currency,it will be converted into US dollars on the date it is processed by us or our agents. Unless a particular rate is required by applicable law, we will choose a conversion rate that is acceptable to us for that date. Currently, the conversion Customer Service, The rate we use for a Charge in a foreign currency is no greater than (a) the highest official conversion rate published by a Centurion° Card from government agency, crib) the highest interbank conversion rate identified by us from customary banking sources, on the American Express conversion date or the pnor business day,In each instance increased by 2%. This conversion rate may differ from rates P.O. Box 297846 in effect on the date of your charge. Charges converted by establishments (such as airlines) will be bilW at the rates such establishments use. Billing Rights Summary: In Case of Errors or Questions About Your BIB: If you think your bill is Ft. Lauderdale, FL incorrect, or if you need more information about atransaction on your bill, write us on a separate sheet of paper at the 33329.7846 Customer Service address noted to the right. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can telephone us at the number indicated on the front of this statement, but doing Customer Service so will not preserve your rights. In your letter, give us the following information: 1. Your name and account number; 2. The P.O. Box 297804 dollar amount of the suspected error; 3. Describe why you believe there is an error. If you need more information, describe Ft. Lauderdale, FL the item you are unsure about. You do not have to pay any amount in question while we are investigating, but you are still 33329-7804 obligated to pay the parts,of your bill that are not in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. If you have authorized us to pay your bill automatically from Payments your checking or sayings account, you can stop the payment on any amount you think is wrong. To stop the payment your P.O. BOX 2855 letter must reach us three business days before the automatic payment Is scheduled to occur. Special Rule for Credit NEW YORK NY' Card Purchases: II you have a problem with the quality of goods or senricesthat you purchased with a credit card, and you 10116-2855 have tried in good faith tocorrect the problem with the merchant, you may not have to pay the remaining amount due on the goods or services. You have this protection only when the purchase price was more than 550 and the purchase was made in your home state or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the property or services, all piurthases are covered regardess of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) is shown on this statement, it represents money owed to you. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is $1.00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-518-8866. Change of Address • To change your address online, visit vnwr.americanexpress.corntupdatecontactinfo cooed on front do nor use • For Name or Company Name changes, please call the Customer Service number on the back of your Card. • If your address or phone number has changed to a FOREIGN ADDRESS OR PHONE, please call Customer Service. • Please print clearly in blue or black ink only in the boxes provided. Sneer Addreco City. Store tr, Code Please provide your Area Code and e-mail address to Home Phone receive important account updates and I I j Area code end Work Phone exclusive Cardmember Erne! (optional) offers and benefits. You mayvisit the American Express Privacy Statement at vnyw.americanexpress.corn/pnvacy for more details and to set your email preferences. EFTA01726963 DUPLICATE COPY FrepartA Fc• Fk., ge 3 of 8 JEFFREY E EPSTEIN X XXX-XXXXX4 -31C35 09729105 Due in Full continued Amount 09/08/05 FREDERIC FEKKAI NY NY 324.77 BARBER/BEAUTY SHOP ROC No. 0000007094 09/09/05 AMAZON.COM SUPERSTORAMZN.COWBILL WA 68.83 MERCHANDISE AMZ'SUPERSTORE ROC No. 0084877228 0W21/05 AMAZON.COM SUPERSTORMAZN.COM/BILL WA 106.55 MERCHANDISE AMZISUPERSTORE ROC No. 0089831920 Total Due in Full Activity 1,011.78 Important Notice Renewal Notice Your membership renews next month. The following account terms are in effect at time of renewal, unless otherwise Please refer to page 2 indicated. for further important information regarding Statement Information: The amount due on any statement is payable upon receipt of the statement and must be paid your account by the closing date of the next statement to keep your account current. Annual Fee: The annual fee is $1,000.00 for the Basic Centurion Card and 8500.00 for each Additional Centurion Card, $175.00 for each Additional Platinum Card, and $45.00 for each Additional Gold Card. The annual fee is increased by $5 if the billing address of the account is outside the US. You can avoid paying the annual fee by discontinuing your membership by calling the Customer Service telephone number on page 2 when you receive the statement on which the annual fee is billed. The $5 annual subscription fee for Departures magazine is included in the annual fee for your Centurion Card membership. If you do not wish to receive Departures magazine, please call 1-877-509-3993, Monday through Friday, 9am - 5pm EST. Grace Period for Purchases on Flexible Payment Features: 30 days on average if previous balance is paid in full, for enrollees in Sign & Travel° or Extended Payment Option' Flexible Payment Features - otherwise, no grace period. Method of Computing the Balance Subject to Finance Charge (FC) for Purchases on Flexible Payment Features: Average Daily Balance (including new purchases, excluding new purchases made on the Sign & Travel° or Extended Payment Option" Flexible Payment Feature by Cardmembers enrolled in such Features). APR Information: The Annual Percentage Rates (APRs) and Daily Periodic Rates (DPRs) for each billing period may vary based on the applicable Prime Rate. The Prime Rate used to determine the variable APRs and DPRs is the Prime Rate published in The Wall Street Journal (a) on the first day of that billing period or (b) two days prior to the Closing Date of that bitting period, whichever is higher. For either of those dates that is not a customary publication day for The Wall Street Journel, we will substitute the closest preceding customary publication day. Please see your Cardmember Agreement. Any promotional rate will terminate if you fail to pay the minimum amount due by the payment due date or upon any condition that causes a default or other penalty rate to apply to your account and then the applicable default or penalty rate will apply. You may have accp‘s to one or more Flexible Payment Features as part of your Card account. The APRs and DPRs listed below are applicable to the following as of the Closing Date of this statement:: Centurion/Sign 8 Travel Tier Rate Description APR DPR PREFERRED Prime + 5.90% 12.63% 0.0346% STANDARD Prime + 5.90% 12.63% 0.0346% DEFAULT Prime + 21.99% 28.72% 0.0786% EFTA01726964 DUPLICATE COPY Priparei For Kean%Mate Page 4 of 8 JEFFREY E EPSTEIN )OOOC-=OO(4-31005 EFTA01726965 MembePVfilicirgirarils Plus" Page 5 of Monthly Statement and Program News Americas: Express* For questions about your Membership Rewards account, contact Statement Period July 1, 2005 - July 31, 2005 • .•MEMBERSHIP 1-800-AXP-EARN (297-3276) Account activity after this period does not appear on this statement Prtpred fee ,REWhRul www.americanexpress.com/rewards JEFFREY E EPS AosseTEIN Available Points Mittrbenh' RewsdH9 nt Hunter American Express 2,602,365 Membership Rewards P.O. Box 297813 Points are available when charges are Earn Double Points for all Ft. Lauderdale, FL 33329-9785 paid in full and all your accounts are in Everyday Spend Points your Everyday Spend - good standing. earned this period: groceries, gas, pharmacy Available points include Everyday Spend Points. 9,105 Account Summary Opening points balance 2,484,893 New points earned +117,472 Points transferred or redeemed 0 Reinstated points and adjustments 0 New points balance =2,602,365 New Points Earned 07/01/05 - 07/31/05 Points Activity On Everyday Spend Bonus Points Total Points Activity Eligible Charges Points Awarded Per Card Centurion 2,744 0 0 2,744 3715-657814-31005 Platinum 0 0 0 0 3713-818259-32002 Gold 5,743 0 0 5,743 3718-463688-42008 Addl Gold 100 0 100 3718-463688-45019 Add1 Gold 41,289 0 0 41,289 3718-463688-43030 Business Gold 0 0 0 0 3727-16256841009 Gold 0 0 0 0 3727486332-61005 Add1 Gold 42,712 8,621 0 51,333 3727-686332-62011 Add! Gold 13,751 241 0 13,992 3727-686332-63027 Add1 Gold 2,028 243 0 2,271 3727-68633262060 Totals 108,367 9,105 0 117,472 Membership Rewards Plus points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards Plus program Terms and Conditions in your Membership Rewards Plus Guide. If you have questions, please visit vAvw.americanexpress.com/membershiprewardsplus or call 1.800-AXP-1090 (297.1090). From overseas, call collect 305-816-2799. Earn double points at Boyles Distinctive Furniture! Double points Aug 22- BOYLES blirtIsCtive eunstrtillE Earn double Membership Rewards® points on Boyles Distinctive Furniture purchases charged to your American Expresso Card from Aug 22-Oct 22, 2005. Boyles offers NC Oct 22, 2005 at Boyles Distinctive Furniture, visit boytes.com or call pricing 30%-50% below retail on an incredible name-brand 828426-1039. selection, white-glove delivery service, talented design assistance and double Membership Rewards points! Visit (MR Bonus ID 5434) boyles.com or call 828-326-1039. TO be eipiths tO earn tams pout, you must be entered in the Memberst:p Reward: progrxn a the trne of purchase and °woe your Burelura to an (Ica*. entered American Eeriest Card Bentz poets N,li bo aedded to your Mtmbershp Rewards AcomintimINn 68 weeks rer eho-vc-: *pear en year bang statement Bonus 0:$434. Continued on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726966 American Express• I 13r ghlig n IFATE COPY JEFFREY E ntNLcnber Page 6 of B Important Information • US Airways Dividend Miles Program Amnia - an Express' In conjunction with the planned merger of America West Please call Airlines and US Airways, effective January 1, 2006, US 1.800-AXP-EARN (297-3276) if you have any Airways will no longer participate in the Membership questions. Rewards® program and Membership Rewards points may no longer be redeemed for miles in the US Airways Dividend (MR Message 3240) Miles program. All such point transfers must be completed before January 1, 2006, and are considered final and non-refundable. Fly on Virtually Any Airline, Including US Airways Am es i r4 n. Ex p You can now instantly redeem Membership Rewards® points Book your travel on ME Me E to book travel online on US Airways or virtually any other wv.w.americanexpress. com/travel. airline by going to www.amerlcanexpress.com/travel. There ist.111-1A.fl. I are no blackout dates, no restrictions, and no extra steps which means you now have more flexibility than ever when (MR Message 0076) using your points for travel. Book your trip today. Support Hurricane Katrina Relief by Redeeming Membership Rewards® Points A.tiltlitairEx 7184 American Express® Cardmembers enrolled in the For more information, Membership Rewards program can redeem points to log on to httpJlamex. justgive.orgikatrina. support charities aiding communities devastated by the hurricane. They can also charge a donation on their (MR Message 5084) American Express Card. Fe term cortlricno ant antittiarts, please vise hropa/amex.lustglve.orglotrIna. shopAmex® • Search - Compare - Redeem points Browse and redeem Membership Rewards® points for over Visit shopAmex.com 2 million brand-name products. From the latest fashions and today! empAinex accessories to must-have electronics, shopAmex has what you're looking for. Just SEARCH, COMPARE prices then (MR Message 2374) REDEEM points. shopAmex has over 90 merchants, most offering overnight or second-day shipping. For mccurel eel qua#y, licerbership Flowarda p&. wil be aukenalicaly ece‘ded from the prolwao, eckding o*nsd shedr9tdmIlrg ant accikablo osbnalod 'a Thew trarestiona aro errommtle. A molt lc. the median wsl bolssucd lo %Debiting stidomeft on to Cud ihal was used In the purchase. Di. Belt may not arpoat next to Mohan pun:hand we, Iderrborahlo Retail% resells. Earn double points at Tourneau • WatchFest 2005! Celebrate Watchfest 2005! Visit any Tourneau or Tourneau Visit Toumeau in October Watch Gear Store during the entire month of October 2005 2005 to earn double points! TOURMAU SINCI $900 and earn double Membership Rewards® points on any purchase when you use an eligible, enrolled American (MR Bonus ID 4150) Express® Card. To be Vey* to cam tau pada, you must by emceed In Ma Ilaroteratip Rewards pew= at Malmo el welds. and you mml chargo your ix:Wiese cm an att.+ melee Ornarban Ewes Cast Boma yids yai Do memos So your idamdanthip ads vain 6-$ wake at charges Weer an yOul Deed stab:cwt. Bonus 1D:4150. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726967 DUPLICATE COPY Propxod For Account Nunber Oceirg Dole Page 7 of 8 JEFFREY E EPSTEIN >C<XX-XX)00(4-31005 09/29/05 CustomDctrar Details on Retail Protection Services Log on to amerIcanexpress. The Purchase Protection Plan* covers an eligible item for up to 90 com/pp for more days from the date of purchase if it is stolen or accidentally damaged, information on the including vandalism. Coverage is limited to $1,000 per Occurrence. Purchase Protection Plan With the Buyer's Assurance Plan* you can shop worry-free knowing and americanexpress. com/be for more that the terms of the original manufacturer's warranty will be matched information on the Buyer's up to one additional year, on warranties of five years or less that are Assurance Plan. eligible in the U.S. 'Coverage is underwritten by AMEX Assurance Company, Administrative Office, Green (CE 106365) Bay, WI. Coverage is determined by the terms, conditions, exclusions of Policies AX0951 and AX0953 respectively and is subject to change with notice. This document does not supplement or replace the Policy. Airport Club Access with The Priority Pass"' Program To enroll, call Centurion Customer Senrice at Access over 450 airport lounges worldwide with Priority Pass 1.877.877-0987, option 3. irrespective of who you are flying with or what class you are traveling .nr.r"9 a in. You'll have full use of lounge facilities including phones, fax machines, Internet access, refreshments and the chance to relax (CE 106238) ' 31/5* 1160{ i before your flight. Your guests may also enter for a $24.00 per guest, per visit fee. Centurion* members may access Priority Pass lounges worldwide, on a complimentary basis. Centurion member must present Priority Pass Card to access participating lounges. Card member is liable for guest visits, Centurion member must be 21 years of age to enter the airport dub lounge without a parent or guardian. Card members must adhere to all house rules of participating clubs. Amenities may vary among airport dub locations. Partners and locations subject to change. Special Amenities Through Fine Hotels & Resorts Program Reserve your Fine Hotels & Resort Program The 2005 Fine Hotels & Resorts Program offers you an exclusive array accommodations through of personal courtesies at over 500 of the world's finest properties. As CTS today by calling canat.4 ., a guest at any participating hotel or resort, enjoy preferential 1-877-877-0987, option 1. treatment and the following complimentary amenities exclusive for (CE 106241) 31O Mieta Centurion members when you book through CTS--room upgrade upon arrival (based on availability), daily complimentary continental breakfast for two, 4:00pm late checkout, plus an additional amenity specific to each property. Program terms and conditions apply. For full program information, visa americanexpress.com/centurion. Try Your Favorite Magazine FREE for Two Months! (CE 106282) Steal offer for American Expresso Cardmembers-t a subscription to lime, Entertainment Weekly, Money, Golf Magazine, Parenting or In Style FREE for two Time Inc months. Take advantage of this risk-free offer today. Log on to www.FREEmag4cardmembers.com or call 1-800-352-1212 for full details. Please use the following code to take advantage of this special offer - AXP030. TIME ENTERTAINMENT MONEY WEEKLY GOLF MAGAZINE PARENTING IN STYLE Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726968 DUPLICATE COPY Prefixed Fee Amw Page 8 of 8 JEFFREY E EPSTEIN xxxZ!X)000(4-31005 15% Off Your Purchase of $200 or More at Johnston & Murphy Call 1.800.424.2854 or log onto Call, click or stop by a Johnston & Murphy store to receive 15% off Johnstonmulphy.com your next purchase of $200 or more. We offer a wide selection of premium men's footwear, accessories, apparel and small leather (CE 106283) goods. Call 1-800-424-2854 to order a catalog or find the retail JOHNSTON &MURPHY location nearest you. Or, you can visit our website at johnstonmurphy.com. Be sure to use promo code AEXP0905 on the phone, in our stores or when placing an order on our website. Payment must be made with the American Expresso Card. Expiration date is November 30, 2005. Join the Walk that Millions Will Never Forget! Please join us in taking steps to end Alzheimer's. More than 43 million Americans have Alzheimer's disease. Memory To register for the 2005 Walk is the Alzheimer's Association national signature event to help Alzheimer's Association those battling Alzheimer's. Since 1989, Memory Walk participants Memory Walk in your area have raised more than $175 million. American Express, through an call 1.800.272.3900 or visit atz.kintera.orgtamex. alliance with Kintera, will make an additional contribution for all donations charged to an American Express® Card through Memory (CE 106316) Walk websites during 2005. The Alzheimer's Association will receive an additional contribution of 0.20% from American Express for all donations charged to an American Express Card through Memory Walk websites during 2005. Donations are 100% tax-deductible. Terms and conditions of the American Express and Kintera For Your Cause program apply. A Change in Auto Insurance Can Bring You More Than Change Make the change today! Call 1.800-842-3344 or You could save $200* when you change to Ameriprise Auto & Home visit ameriprise.com/ Insurance, formerly known as the American Express Property autohome. Be sure to Casualty companies. mention reference code 1N9 to receive your quick, Ameriprise no-obligation quote. Aorbincenloosoute While our name is changing, our high standards for service will keno wal.42 remain. We will continue to offer valuable extras like 24-hour roadside (CE 106302) assistance--free with towing coverage, 24-hour claims reporting service and the ability to service your policy and report a claim online. Trice comparison data collected from respondents at time of contact. Statistics are based on a countrywide average during a two-year period ending 9/30/04. Tune In to Free Tracks from MSN® Music! Start shopping today at muslc.msn.comfaxp. For every 10 songs you purchase from MSN Music with your American Express® Card, you'll receive one free song credit. There's (CE 106242) no limit to the number of song credits you can earn, so the more you buy, the more should be coming your way. And what a selection! You can choose your favorite tracks from a library of over half-a-million songs from classical to alternative to blues to folk to rock and every genre in between. Offer expires November 7, 2005. Song credits will be automatically credited to your MSN Music account. An active MSN Music account is required to redeem your free downloads. Song credits must be earned by 11/07/2005 and redeemed by Now Accepting American Express® Cards! If there are other playa where you would like to The Inn at Little Washington - Experience Patrick O'Connell's see the Card accepted, refined world-renowned American cuisine in a fantasy world, just an dstomer hour outside Washington, DC. 540-675-3800. Segenumber that is located at the top of your statement or the number Claudio's Restaurant - Waterfront dining in historic Greenport, L. I. that is on the back of your Family-run since 1870. Deep harbor marina. Visit claudlos.com or Card. call 631-477-0627. (CE 106176) Ben & Jack's Steakhouse - Offering a fine-dining experience in the Grand Central area that's perfect for business, social or romantic occasions. 219 E. 44th St., NYC. 212-682-5678. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726969 DUPLICATE COPY 2 762 596. Membership Re arils Centurion® Card Points,Avallatt Statement of Account at 08/31/05, when charges due im p* full and an accounts are in gcodet x r, P:coxed Fct CheingDate JEFFREY E EPSTEIN 10/30/05 Page 1 of 10 MmActeity$ New Please Pay By Payment AcliUre $ irc.AvrevoerrorSs Balance $ Previous earrite $ 11/14/05 1,011.78 -1,011.78 +4,585.05 4,585.05 Please refer to page 3 for important information regarding your acoount For assistance or questions about your account, contact us at www.americanexpress.com or call Customer Service at 1-877-877-0987. Hot Plates® - Your Table Is Waiting Every day Hot Plates is your entrée to some of the hottest restaurants in the U.S. More than 100 top restaurants in New York, Los Angeles, San Francisco, Miami and Las Vegas set aside a coveted table at lunch and dinner for Centurion® members. To make reservations, please call Concierge at 1-877-877-0987, option 2..Reservations are provided on a first-come, first-served basis, so please call as early as possible. All cancellations must be made by calling at least 24 hours in advance of reservation. Otherwise, you will be subject to a cancellation fee of $15-per-person (minimum of $60, maximum of $120). Activity htdis Ma° de AmountS mosidst,z4iNymole9ovetthTwn,Ypowntetit •.7A5k*.. • r'4011' ,,.. 78 Amount Due In Full Activity for JEFFREY E EPSTEIN comemoccowum Apiordos,:?:c .DUTHY-RENKER CORP 800-235-6050 CA -40.00 • Crecit AVSNceP cJ.65,,9214a t->s, 10/05/05 AMAZON.COM SUPERSTORAMZN COWBILL WA 26.18 MERCHANDISE AMMUPERSTORE ROC No. 0096771364 10/05/05 NYU SCHOOL OF MED CTNEW YORK NY 200.00 HOSPITALS 10/05/05 AMAZON.COM SUPERSTORAMZN.00IvVBILL WA 19.80 MERCHANDISE AMZ*SUPERSTORE ROC No. 0096650906 + Please Kr on the pploraxn bola". &tech aril rerun wall your Pl)rntnt + Continued on Page 3 Please Pay By: Please enter account Payment Coupon 11/14/05 number on all checks and correspondence. Make check payable to American Express. JEFFREY E EPSTEIN 457 MADISON AVE 4FL Total Amount Due See Finance Charges on reverse side for NEW YORK NY 10022-6843 $4,585.05 section a description of when additional Finance Charges are not assessed on Features. I...III ..... Check here if address or telephone number has changed. Please note Mail Payment to: changes on reverse side. AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 IIIIIIII II,.Ill.lI,,,,IIIIIIIIIIIIIIIIIIIIIIIIIIII, IIrI EFTA01726970 DUPLICATE COPY Prepared For AownNn cur Page 2 of 10 JEFFREY E EPSTEIN X)00(-J0C0a4-31005 Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must be sent to the payment address shown on your statement and must include the remittance coupon from your statement. Payments must be made with a single check or draft drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on all payments. If payment does not conform to these requirements, crediting may be delayed and additional Charges may be imposed. If we fa To Pay By Phone accept payment made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your 1-800-472-9297 payment into US dollars, unless a particular rate is required by law. Please do not send post-dated checks. They will be deposited upon receipt. Our acceptance of any payment marked with a restrictive legend will not operate as an accord and Customer Service and satisfaction without our express prior written approval. Authorization for Electronic Debit: We will process checks Lost or Stolen Card electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, 1-877-877-0987 account number and check serial number to your financial institution, unless the check is not processable electronically or a 24 hours/7 days less costly process is available. By submitting a check for payment, you authorize us to initiate an electronic debit from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset Express Cash account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or 1.800-CASH-NOW asset account statement. If we cannot collect the funds electronically we may issue a draft against your bank or asset account for the amount of the check. Authorization for Electronic Payments: By using Pay By Computer,Pay By Phone International Coated or any other electronic payment service of ours, you will be authorizing us to initiate an electronic debit to the financial account you specify in the amount you request. Payments received after 5:00 p.m. MST may not be credited until the next 1.954.503.8905 day. Allocation of Payments and Credits: Subject to applicable law, we will apply and allocate payments and credits among Features and Charges on your Account in any order and manner determined by us in our sole dzoretion. Finance Hearing Impaired Charges: Average Daily Balance (ADS) Method for Calculation of Finance Charges (FC): We use the ADS (9am-5pm EST) Method to calculate FC on your Account. Under this method, we figure the FC on your Account by applying the Daily TTY: 1.800.221.9950 Periodic Rate (DPR) to the ADB (as described below) for each Feature ('including current transactions). Different daily FM: 1-800-695-9090 periodic rates may be applied to separate Feature balances. To get the ADB for each feature, we (1) take, the beginning In NY: 1.800.522.1897 balance for each day (including unpaid FC from previous billing periods) (2) add any new transactions, debits, or lee; (4) subtract any payments or credis, and (4) make any appropriate adjustments. For each day after the first day of the billing Large Print and Braille period, we also add an amount of interest equal to the previous days daily balance multiplied by the CPR for the This gives us the daily balance for the Feature for that day and the beginning balance for that Feature for the next Statements day. If this balance is negative, it is considered to be zero. Then, we add up all the daily balances for the Feature for the 1.877-877.0987 billing period and divide the total by the number of days in the billing period. Thisgives us the ADB for the Feature. If you pay the New Balance on this statement by the next Closing Date, then you will avoid additional FC on features includedin this New Balance. If yOu multiply the ADS. for each Feature by the number of days in the billing period and the DPR for that . Feature, the result will be the FC assessed on that Feature, except for variations caused by rounding. The total FC for the billingJ50000 is calculated by adding the FC assessed on all Features of the Account. This method of calculating the ADB and FC results In daily compounding of FC. Transactions Made In Foreign Currencies: If you incur a Charge in a Correspondence foreign currency, it will be convertedinto US dollars on the date it is processed by us or our agents. Unless a particular rate is received by applicable law, we will choose a conversion rate that is acceptable to tie for that date. Currently, the conversion Customer Service, The rate we use for a Charge in a foreign currency is no greater than (a) the highest official conversion rate published by a Centurions Card from govemment agency, or (b) the highest interbank conversion rate identified by us from customary banking sources, on the American Express conversion date otitis poor businessday, in each Instance increased by 2%. Thisconversion rate may differ from rates P.O. Box 297846 in effect on the date of your charge. Charges converted by establishments (such as airlines) will be tilled at the rates such Ft. Lauderdale, FL establishments use. Billing Rights Summary: In Case of Errors or Questions About Your Bill: If you think your bill is 33329.7846 incorrect, or if you need more information ahniit atransaction on your bill, write us on a separate sheet of paper at the Customer Service address noted to the right. We must hear from you no later than 60 days after we sent you the first till on which the error or problem appeared. You can telephone us at the number indicated on the front of this statement, but doing Customer Service so will not preserve your rights. In your letter, give us the following information: 1. Your name and'account number 2. The P.O.tox 297804 dollar amount of the suspected error; 3. Describe why you believe there is an error. If you need more information, describe Ft. Lauderdale, FL the item you are unsure about. You do not have to pay any amount in question while we are investigating, but you are still 33329.7804 obligated to pay the parts of your bill that are not in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. If you have authorized us to pay your bat automatically from Payments your checking or savings account, you can stop the payment on any amount you think is wrong. To stop the payment your P.O. BOX 2855 letter must reach us three business days before the automatic payment is scheduled to occur. Special Rule for Credit NEW YORK NY Card Purchases: if you have a problem with the quality of goods or services that you purchased with a credit card, and you 10116-PRSS have tried in good faith to correct the problem with the merchant, you may not have to pay the remaining amount due onthe goods or services. You have this protection only when the purchase price was more than $50 andthe purchase was made in your home state or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisementfor the property or services, all purchases are covered regardless of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) is shown on this statement, it represents money owed to you. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 clays after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is $1.00 or more. New York residents may contact the New York Banking Department to obtain a oomparative listing of credit card rates, fees and grace periods by caring 1-800-518-8866. Change of Address • To change your address online, visit www.americanexpress.comfupdatecontactlnfo II Correct on front • For Name or Company Name changes, please call the Customer Service do not use number on the back of your Card. • It your address or phone number has changed to a FOREIGN ADDRESS OR PHONE, please call Customer Service. • Please print clearly in blue or black ink only in the boxes provided. Steel Ackkess Cry, SW* Zp Cale Please provide your Ana Code and e-mail address to Homo Phone receive important Area Code and account updates and J Work Mono exclusive Cardmember Email (optional) offers and benefits. You mayvisit the American Express Privacy Statement at vnvw.amencanexpress.conVprivacy for more details and to set your email preferences. EFTA01726971 DUPLICATE COPY Prepated For Amcor* Number Cbsing Oato Page 3 of 10 JEFFREY E EPSTEIN X)OO(4OOO0O1-31005 10/30/05 Amount* Due in Full continued 10/07/05 GUTHY•RENKER CORP 800-235-6050 CA 40.00 ACNEMEDICINE ROC No. 0097063316 10/08/05 FREDERIC FEKKAI NY NY 452.97 BARBEFVBEAUTY SHOP ROC No. 0000004621 10/13/05 POW RETAIL CORP NEW YORK NY 2,617.26 APPAREL/ACCESSORIE$ 10/15/05 AMAZON.COM SUPERSTORAMZN.COMMILL WA 32.95 MERCHANDISE AMrSUPERSTORE ROC No. 0001858646 10/25/05 TICKETMASTER NY 40 NEW YORK NY 218.30 DISNEYS UON KING (NY 10/27/05 AMAZON.COM SUPERSTORAMZN.COWBILL WA 17.59 MERCHANDISE AMZ'SUPERSTORE ROC No. 0006862811 10/30/05 Membership Renewal Fee 1,000.00 Total Due in Full Activity 4,585.05 Important Notice Please refer to page 2 Information on Flexible Payment Features for further important You may have access to one or more Flexible Payment Features as part of your Card account. The current Annual information regarding Percentage Rates (APRs) and Daily Periodic Rates (DPRs) for the Flexible Payment Features are as follows: your account For Sign & Travel, the APR is 12.63%, the DPR is 0.0346% EFTA01726972 DUPLICATE COPY JEFFREY E EPSTEIN .X.X*X-X.X.*XX4-31005 EFTA01726973 membeNfilfirgrriis Plus® Page 5 of 10 Monthly Statement and Program News Arne:it:an Exp For questions about your Statement Period Membership Rewards account, contact August 1, 2005 - August 31, 2005 1-800-AXP-EARN Account activity alter this period does not appear on this statement (297-3276) PrEated Ice www.americanexpress.com/rewards JEFFREY E EPSTEIN Available Points M blunter American Express 2,762,598 Membership Rewards P.O. Box 297813 Points are available when charges are Earn Double Points for all Ft. Lauderdale, FL 33329.9785 paid in full and all your accounts are in Everyday Spend Points your Everyday Spend - good standing. earned this period: groceries, gas, pharmacy Available points Include Everyday 16,904 Spend Points. Account Summary Opening points balance 2,602,365 New points earned +160,233 Points transferred or redeemed 0 Reinstated points and adjustments 0 New points balance =2,762,598 New Points Earned 08/01/05 - 08/31/05 Points Activity On Everyday Spend Bonus Points Total Points Activity Eligible Charges Points Awarded Per Card Centurion 8,257 0 0 8,257 3715-657814-31005 Platinum 0 0 0 0 3713-818259-32002 Gold 9,976 0 0 9,976 3718-463688-42008 Adcrl Gold 23 0 0 23 3718-463688-45019 Add'i Gold 23,560 0 0 23,560 3718-463688-43030 Business Gold 0 0 0 0 3727-162568-41009 Gold 0 0 0 0 3727-68633241005 Adcri Gold 35,882 8,628 0 44,510 3727-686332-62011 Addl Gold 54,979 7,900 0 62,879 3727-686332-63027 Add1 Gold 10,652 376 0 11,028 3727-696332-62060 Totals 143,329 16,904 0 160,233 Membership Rewards Plus points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below. Eligible Card charges we outlined in the.Membership Rewards Plus program Terms and Cordtions in your Membership Rewards Plus Guide. If you have questions, please visit www.americanexpress.com/membershlprewardsplus or call 1-800-AXP-1090 (297-1090). From overseas, call collect 305-816-2799. Important Information - In conjunction with the planned merger of America West Airlines and US Airways, US Airways Dividend effective January 1, 2006, US Airways will no longer participate in the Membership Miles Program Rewards® program and Membership Rewards®, points may no longer be redeemed for miles in the US Airways Dividend Miles program. All such point transfers must be completed before January 1, 2006 and are considered final and non-refundable. As an alternative, Membership Rewards® enrollees can redeem points and book travel online at www.americanexpress.com/travel and fly on virtually any airline, including US Airways. Please call 1 -800-AXP-EARN if you have any questions. Continued on reverse EFTA01726974 American E xpre $5 , JEFFREY E EIRVElapATE COPY ^,ee,nl loiter Page 6 of 10 Rewards Plus Gold Card Rewards Plus Gold Card ("RPG") Membership Rewards® ("MR") Membership Rewards® Program Point Accrual Change Program Point Accrual Change MR Terms and Conditions ("T&Cs") are changing effective January 1, 2006 to provide that Corporate Cards ("CCs") linked to an MR account with an RPG Card will no longer earn 2 MR points during the first year of RPG Cardmembership and 1.5 MR points during each succeeding year of membership for every dollar charged on such linked CCs with any airline or hotel having a Frequent Customer program participating in MR. Consumer Cards and small business Cards linked to the RPG Card will continue to be awarded the bonus. Accordingly, the last sentence of paragraph 1 of the Point Accrual section of the T&Cs is changing to include "consumer and Business" between "Linked" and "Accounts'. Membership Rewards® MR Terms and Conditions ("T&Cs") are changing effective 12/1/2005 to charge an Plus program ("MR") Fee annual fee of $150 to enroll a Corporate Card ("CC") in MR, even if it is linked to an Change MR account with enrolled charge cards other than a Centurion Card. This change applies to CCs enrolled in MR before that date on the next anniversary of such CC's enrollment date that occurs on or after that date. Accordingly: Sentence 3, paragraph 1 of the Annual Fees section of the T&Cs is changing to read: "The annual fee to enroll a Corporate Card is $150 unless the Corporate Card is linked to a Plus program account with a Centurion Card." The words "$35 annual fee for each Corporate Card and an additional" are being deleted from sentence 4, paragraph 1. Support Hurricane Katrina Relief by Redeeming Membership Rewards® Points Ater:actin Ex rase American Express® Cardmembers enrolled in the For more information, Membership Rewards.program can redeem points to log on to http:llamex. juatolve.oigfkatrIna. support charities aiding communities devastated by the hurricane. They can also charge a donation on their (MR Message 5084) American Express Card. For Norms conslikos art to aictions. 00484) van http:namex.Juelgtve.oligkittrina. Book Your Next Vacation Using Membership Rewards® Points Aina et lain rxiai.ext Did you know that the Membership Rewards program has For a complete listing of Tt• € TA a EASAlp over 500 hotel, cruise and vacation packages that you can partners and destinations log on to www.ameelcan book directly through American Express Travel Counselors? t Log on to www.amerlcanexpress.com/landandsea for a complete listing of partners and destinations, then call express.com/landandsea or call 1.600-AXP-EARN (297-3276) and select option 2. 1-800-AXP-EARN & select option 2 to book your trip today! Tema are ordeals et the Morrinetshp Rowan:le [mg= apply. Fer more inftanano4 vls3 (MR Message 4435) www.ameelconexpress.comnowards. Earn 2x Points This Fall with Spa Finder®! Eam double Membership Rewards® points from Spa Finder Visit www.Spafindencom on all purchases. Spa Finder Gift Certificates are redeemable or call 1.888-ALL-SPAS (255-7727) to earn double PA INDE lk TMi USIVIt141 G 110 PA s at thousands of day, destination, resort and medical spas worldwide. Also, The Spa Store collection otters a way to replicate the spa experience at home. So, go online at points. (MR Bonus ID 6441) Spafinder.com or call 1-888-ALL-SPAS (255-7727) and earn double points today. Otter sad eves* MV OS. To eam bonus points you must be encored in the Plemtemnp Renstde &t om the treed poets= aidPlaty KOJIpurchase loan eliaptio. entea0:1 Al110600neoxess• cam. Boma ,b oil be csodio3 to your account wdhn 64 weeks a. changes appear on yam tiling stalemont BONA Do: 6441. Continued on next pogo Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726975 iPNgsy was E ahtpdapATE COPY Asiat.mtmeeRi../. American Expresc• - Page 7 of 10 elA-To tc REWARD°I Start Planning a Great Getaway with Delta! Earn a 30% Delta SkyMiles® bonus when you transfer Not a SkyMiles Member? Membership Rewards® points to your SkyMiles account Join at innvw.delta.com/ ADelta slcymlles or call today. Then, use your miles to take that dream vacation with 1.800-323-2323. SkyMiles. Delta to over 480 destinations. This offer ends 11/30/05. (MR Message 4485) To in the Mice you must enrol any line betifeen Octet. t arci November 30. 2036 at waw.dtbe.com.ransferbonus a edi 1.840466-7077. TswNrd Mernbership Reemers girt must be made in one Ind awn and 'he meths( ci tortes mtes you receete Ls bond on theIda nutter ciFoils transierial dorm the prandional panda Al Skylbks pcooreen 'VS andmews abr. Earn 10x Points with GiftSense'"! Express yourself with the perfect gift and earn 10x Visit wvAv.GIftSense. Membership Rewards® points whenever you shop at comfamxmr or call eheSense 1.800.383.7142 and give GiftSense.com. Come find wonderful gifts for a variety of promo code 9947. people and perhaps something pleasantly unexpected. GiftSense is a trusted partner of FTD.COM. Visit (MR Bonus ID 5842) www.GiftSense.com/amxmr or call 1-800-383-7142 and give promo code 9947 to earn 10x points--everyday, all year! Crier veld trough 12/3145. Nor veld in reel! mores a in c0niur0kri with any ems filer km Gitgeose. To tam tons pee* gst must be encase Mem Membership Resales pogo:snot to tine dpurehtZe ard charge pectiase to an *kW; enrolee American Eigxesste Cad. Bonus part oil be creedal torur acCetel within 1012 weeks after cyder is delimited and dune* lipped( on your blIrg stgoment. Dana ID: Seel. Earn Double Points at PanasonicDirect panasonic Earn double Membership Rewards® points with the purchase visit www.panasonlc. of a Panasonic Toughbooke elite laptop when you use your spa for complete ot details. TOUGHBOOK American Express® Card. These stylish laptops come in 4 inspiring colors. Magnesium alloy cases, shock-mounted (MR Bonus ID 3647) hard drives and a long battery life make them perfect for life on the road. Enjoy free standard shipping on ALL products at PanasonicDirect.coml Cita vale 6/105-3/31,03. Atesimun 10.000 ptriCenlmorster drug prcenclion. To earn bonus points, you rival to enrolee M Pa Mertbandip Reward, cmgra'n at It. wr. of Mothaz4 aM charge your purchase to en eigark toothed Ants, Espies, Card. Banos penis ssi, be melee to sour sewn! rills 6-8 week, der charges *pea an soar berg stskerer/ Bonus ID:3647. Redeem Membership Rewards® Points for Brooks Brothers Gift Cards! Established in 1818, Brooks Brothers is the premier To start redeeming today, American purveyor of classic apparel. Their collections log on to www.americanexpress. *I2hiffeeya, continue to define elegance with timeless style and quality that is second-to-none. For store locations, call comfrewards or call 1.800-AXP-EARN 1-800-274-1815 or go to www.BrooksBrothers.com. (297-3276). (MR Message 5497) With Bloomingdale's, Membership Rewards® Points Are Even More Fashionable When you use your eligible, enrolled American Expresso To start redeeming today, Card*, you can redeem points for Bloomingdale's gift log on to blaring:this cards" that are valid at all Bloomingdale's stores and on bloomingdales.com. For a Bloomingdale's near you, visit www.americanexpress. corn/rewards or call 1-800-AXP-EARN www.bloomingdales.com or call 1-800-555-SHOP (297-3276). (555-7467). (MR Message 9393) *SOT.Cris femme eminent and pagnent d en afraid program fee. Tama, modems and restistices ardy. —Teems mei conchlicets ere eophsi tor cads. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726976 .4 meri‘an Ex-pre:se Prclz.x.11" EIRVElnipATE COPY JEFFREY E Page 8 of 10 EFTA01726977 DUPLICATE COPY Psepased Far Account Winter Cbao Dab Page 9 of 10 JEFFREY E EPSTEIN XXXX-XX)000-31005 10/30/05 CustornExtrat International Airline Program - 2 Fly for the Price of I Make your reservations through CTS today by With the International Airline Program, a companion can fly with you calling 1477-877-0987, aboard one of our participating carriers when you make your option 1. reservation through Centurion® Travel Service (CTS). Just purchase a full-fare First Class or Business Class ticket with CTS and you'll (CE 106407) receive a complimentary ticket with the same itinerary as your own. There's no limit to the number of times you can take advantage of this benefit and practically no limit to your choice of international destinations. Program terms and conditions apply. For full program information, visit vnwtamericanexpress.comicenturion. An Elite Travel Service for our Centurion® Members Make your travel plans through CTS today by Wherever your travels may take you--across the state or around the calling 1-877-877-0W, globe--Centurion Travel Service is on call to assist you with all your option 1. vacation planning needs. Our team of travel professionals can help throughout your travels, even when you are time zones away. Upon (CE 106388) veq your first contact with Centurion Travel Service, you'll be assigned a ru- personal Travel Counselor. When you need to make travel plans, you can rely on your Travel Counselor to customize a vacation that suits your needs. Also, take advantage of exclusive travel benefits such as hotel upgrades and shipboard credits that will enhance the value and experience of your vacation. Try Up to Two Great Magazines FREE for Two Months! (CE 106377) Special offer for American Expresso Cardmembers--try up to two subscriptions to People, Time, Sports Illustrated, Entertainment Weekly, Money, Golf Magazine, or In Style FREE for two months. Take advantage of this risk-free offer today. Log on to wy.rw.TRIALmag4members.00m or call 1.800.442.3273 for full details. Please use the following code to take advantage of this special offer - AXP113. Try up to two of these PEOPLE TIME SPORTS popular magazines ILLUSTRATED FREE for two months: Entertaining coverage of The Al news magazine. If it has to do with spoils, the most intriguing people. fans find it here. ENTERTAINMENT MONEY GOLF MAGAZINE IN STYLE WEEKLY Offering first-hand reports Trusted advice on how to Giving valuable insight to Insider's guide to beauty, on the world of plan, invest, and spend aid your golf game. fashion, home and entertainment. your money today. entertainment. Now Accepting American Express® Cards! If there are other places where you would like to Christian Book Distributors (CBD) - Over 190,000 books, CDs, gifts, see the Card accepted, and much more at www.Christianbook.com. 1-800-247-4784. please call the Customer Service number that is AIR PLUS - Offers great fares from JFK to Spain and beyond. Our located at the top of your statement or the number Class Plus is half the cost of business class on most other airlines! that is on the back of your www.airplususa.com or 1-877-999-PLUS. Card. Precision Tile and Marble - If you are an architect, contractor or a (CE 106337) residential home owner, our expert craftmanship will bring your project to life. 516-433-8453. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726978 DUPLICATE COPY Repeal Fa Account Nun*. Page 10 of 10 JEFFREY E EPSTEIN )00C(40000(4-31005 Save 25% on an Ideal Escape Package from Omni Hotels Book your Ideal Escape today at OmnlHotels. Taking that long-deserved getaway to recharge the batteries just got corn or by calling easier with Omni's Ideal Escapes. From 9/16/05-01/29/06, use your 1.800-The-Omni. American Expresso Card to book a two-night weekend stay at select aNtfloms Omni Hotels and you'll receive: luxury accommodations at a savings of 25% off the regular room rate, complimentary breakfast for two and (CE 106382) ism1 isiiriXtorac renowned concierge service. Offer valid at Omni Hotels except NYC, Cancun & Puerto Aventuras. Prepaid, 7-day non-refundable advance purchase of 2 consecutive nights weekend stay required. Reservations cannot be cancelled/changed within 7 days of scheduled arrival. Offer includes breakfast, is not applicable to groups & cannot be combined with other discounts. Rate reflects 25% savings off regular weekend room rate. Late checkout upon request. Subject to availability, based on double occupancy. Other restrictions, blackout dates apply. Save 20% - 50% and More at Preferred Hotels® & Resorts For reservations, visit www.preferredhotels. When you book a stay and pay with your American Express® Card comistaymore, call you'll receive a rate savings of 20%-50% off at participating 1-800-323-7500 or 4 properties. Additionally, each participating hotel will offer one of the contact your travel professional. Offer valid 46 following special welcome amenities: Guaranteed room upgrade, until March 31, 2006. daily continental breakfast, welcome bottle of wine or champagne, MaliIL /1 MIWelts and a unique hotel-specific amenity. (CE 106381) To redeem this offer you must use your American Express Card. Subject to availability. Rates and welcome amenities may vary and are valid at participating hotels only. Participating hotels are subject to change without notice. Offer can not be combined with other promotions or offers. Advance reservations/order required. Blackout dates apply. Must be of legal drinking age to consume alcohol. Please drink responsibly. Other restrictions may apply. Save 55% on Your Next State-to-State Move* To take advantage of these savings, please call Simplify. your next move with proven service and preferred savings on 1.866.214.1616 or professional moving services. Move with nationally trusted movers, visit httpdiaamyhome 1711133. Allied and North American Van Lines, and experience worry-free benefits.com by December 31, 2005. service and-receive special-savings-of 55%-off the-tariff rate. on Of An interstate moving* when you use your American Express® Card. Plus, (CE 106399) get additional savings on in-transit storage and personal property 166, vier protection coverage. ricwthAmetical The 55% savings applies to interstate household moves between the 48 contiguous states. 'The interstate moving savings is based 'on rates in published tariff HGB 400-N (or reissues thereof) in effect on the date of the shipment loads. Allied Van Lines, Inc. U.S. DOT No. 076235. North American Van Lines, Inc. U.S. DOT No. 070851. Get Connected and Get More Out of the Card! Visit www.americanexpress. You can have important account updates and exclusive Cardmember com/myemall and sign up offers delivered nght to your inbox. Just visit www.americanexpress. today! com/myemail, and input your e-mail address, Card number and the 4-digit Card ID number pnnted above your account number—the (CE 106376) latest offers and news will be sent to you automatically. For more on how we use your e-mail address, please read the American Express Privacy Statement at www.amerIcanexpress.com/privacy. You can visit the EMail Preferences page at viww.americanexpress.comipreferences to review or change your e-mail choices at any time. Earn Double Points by Donating to Your Favorite Charities To make a donation, go to www.americanexpress. The American Express Donation Site connects you to important corn/give causes including Education, Health, Disaster Relief and many more. Through December 31, 2005 donate to any of the 1.5 million (CE 106380) BONUS; charitable organizations listed on the American Express Donation Site and earn double Membership Rewards® points* for every dollar you donate with an eligible, enrolled American Express® Card. Terms and conditions of the Membership Rewards program apply. For more information visit www.americanexpress.com/rewards. Donations of Membership Rewards points are not tax deductible. 'Bonus points will be credited to your Membership Rewards account within 6-8 weeks after charges appear on your billing statement. 25,000 maximum bonus points per account. Bonus ID: 5459. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726979 DUPLICATE COPY Centurion@ Card Membership liewardi® Points Available., Statement of Account at 09/30/05, when chaMe&due are paid in full and,all,accounts are in good standing. Proparod For AccordRunty( Ckaing Otte JEFFREY E EPSTEIN 11/29/05 Page 1 of 8 NtwAtdy$ New Please Pay By Previcts Balarto$ Pooled/tellyAye Imosdpstmft Balance $ 12/14/05 4,585.05 -4,585.05 +13,002.05 13,002.05 Please refer to page 3 for important information regarding your account For assistance or questions about your account, contact us at www.americanexpress.com or call Customer Service at 1-877.877-0987. Ultimate Flexibility with the Private Jet Services Program The Private Jet Services Program can transform not only how you fly, but also how you feel about flying. Fly where you want, when you want and in the company of your own choosing. The Private Jet Services Program features some of the most.respected names in the Industry. Of course, as a Centurion' member, you enjoy an exclusive extra benefit with whichever private jet option you select. For more information, visit www.amerIcanexpress.comicenturion or call Centurion Travel Service at 1-877-877-0987, option 1. Program terms and conditions apply. For full program information, visit www.americanexpress.comkenturlon. Activity •Ircfr-sn'xc'rgdata Amounts • • .e.fAii c-t„539-52 Due in Full Activity for JEFFREY E EPSTEIN Amounts Cad >COX•Xwni 1100 11/02/05 AMAZON.COM SUPERSTORAMZN.COM/BILL WA 65.98 MERCHANDISE AMZ•SUPERSTORE ROC No. 0009850141 11/04/05 AMAZON.COM SUPERSTORAMZN.COWB1LL WA 22.86 MERCHANDISE AMZ'SUPERSTORE ROC No. 0011318653 11/06/05 AMAZON.COM SUPERSTORAMZN.00M/BILL WA 109.61 MERCHANDISE AMZSUPERSTORE ROC No. 0012235260 Para kid on the perleraton below, detach and learn KO sour (+Wei Continued on Page 3 Payment Coupon Please Pay By; Please enter account 12/14,05 number on all checks and correspondence. Make check payable to American Express. JEFFREY E EPSTEIN 457 MADISON AVE 4FL Total Amount Due S NEW YORK NY 10022-6843 $13,002.05 section a Fi on reverse side for description Chwhens nance of additional Finance Charges are not assessed on Features. Check here if address or telephone number has Mail Payment to: MOddlikhdhflandIALIARMInddH : ImairlIg :oPntase 2tude. AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 IIIIIIII Iltttllrllutrltllt I I.II.I.II.I.I.I.II.I.IIII..I. I I I II I EFTA01726980 DUPLICATE COPY Enpared Fer 7.:counl Nulty Page 2 of 8 JEFFREY E EPSTEIN )00000000(4-31005 Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must be sent to the payment address shown on your statement and must include the remittance coupon from your statement. Payments must be made with a single check or draft drawn on a US bank and payable in US dollars, or with a negotiable instrument US dollars clearablettliterrotiughblgewUS ng s banking \sC •rrAi,c2ro•u thrr nufign eretniegt;iogi:?lag= orgegilorcla r ts in payable t ar dollars through It To Pay By Phone payment does not conform to these requirements, crediting may be delayed and additional Charges may be imposed. If we 1-800472-9297 accept payment made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment into US dollars, unless a particular rate is required by law. Please do not send post-dated checks. They will be deposited upon receipt. Our acceptance of any payment marked with a restrictive legend will not operate as an accord and Customer Service and satisfaction without our express prior written approval. Authorization for Electronic Debit: We will process checks Lost or Stolen Card electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, 1-877-877-0987 account number and check serial number to your financial institution, unless the check is not processable electronically or a 24 hours/7 days less costly process is available. By submitting a check for payment, you authorize us to initiate an electronic debit from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset Express Cash account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or 1.800-CASH-NOW asset account statement. If we cannot coilect the funds electronically we may issue a draft against your bank or asset account for the amount of the check. Authorization for Electronic Payments: By using Pay By Computer, Pay By Phone or any other electronic payment service of ours you will be authorizing us to initiate an electronic debit to the financial International Collect account you specify in the amount you request. Payments received after 5:00 p.m. MST may not be credited until the next 1.954503.8905 day. Allocation of Ppyments and Cr Subject to applicable law, we will apply and allocate payments and credits among Features and Charges on your Account in any order and manner determined by us in our sole discretion. Finance Hearing Impaired Charges: Average Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADB (gam-Spm EST) Method to calculate FC on your Account. Under this method, we figure the FC on your Account by applying the Daily TTY: 1.800.221.9950 Periodic Rate (DPR) to the ADB (as described below) for each Feature (inducing current transactions). Different daily FAX: 1.800-695-9090 periodic rates may be applied to separate Feature balances. To get the ADB for each feature, we (1) take the beginning In NY: 1-800.522-1897 balance for each day (including unpaid FC from previous billing periods) (2) add any new transactions, debits, or fees (3) subtract any payments or credits, and (4) make any appropriate adjustments. For each day after the first day of the billing Large Print and Braila period, we also add an amount of interest equal to the previous day's daily balance multiplied by the DPR for the Feature. This gives us the daily balance for the Feature for that day and the beginning balance for that Feature for the next Statements da. If this balance is negative, it is considered to be zero. Then, we add u all the dell balances for the Feature for the 1.877.877.0987 billing penal and divide the total by the number of days in the billing period. This gives us the ADS for the Feature. If you pay the New Balance on this statement by the next Closing Date, then you will avoid additional FC on features included in this New Balance. If you multiply the ADB for each Feature by the number of days in the billing period and the DPR for that Feature, the result will be the FC assessed on that Feature, except for variations caused by rounding. The total FC for the tilling period is calculated by adding the FC assessed on all Features of the Account. This method of calculating the ADB and FC results in daily compounding of FC. Transactions Made in Foreign Currencies: If incur a Charge in a • Correspondence foreign currency, it will be converted into US dollars on the date it is processed by us or our agents. nless a particular rate is required by applicable law, we will choose a conversion rate that is acceptable to us for that date. urrently, the conversion Customer Service, The rate we use for a Charge in a foreign currency is no greater than (a) the highest official conversion rate published by a Centurion* Card from government agency, or (b) the highest interbank conversion rate identified by us from customary banking sources, on the American Express conversion date or the prior business day,In each Instance increased by 2%. This conversion rate may differ from rates P.O. Box 297846 in effect on the date of your charge. Charges converted by establishments (such as airlines) will be billed at the rates such Ft. Lauderdale, FL establishments use. Billing Rights Summary: In Case of Errors or Questions About Your Bill: If you think your bill is incorrect, or if you need more information about atransaction on your bill, write us on a separate sheet of paper at the 33329-7846 Customer Service address noted to the right. We must hear from you no later than 60 days after we sent you the First bill on which the error or problem ay ared. You can telephone us at the number indicated on the front of this statement, but doing Customer Service so will not preserve your rig . lnyour letter, giveus the following information: Your name andecbotInt number;.2. The P.O. Box 297804 dollar amount of the suspected error; 3. Describe why you believe there is an error. If you need more information, describe Ft. Lauderdale, FL the item you are unsure about. You do not have to pay any amount in question while we are investigating, but you afe still 33329-7804 obligated to pay the parts of your bill that are not in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. If you have auftiorized usto pay your bill automatically from Payments your dieclOg or savings account, you can stop the payment en any amount you think is wrong. To stop the payment your P.O. BOX Ps155 letter must reach us three business days before the automatic payment is scheduled to occur. Special Rule for Credit NEW YORK NY Card Purchases: if you have a problem with the quality of goods or services that you purchased with a credit card, and you 10116-2855 have tried in good faith to cared the problem with the merchant, you may not have to pay the remaining amount due on the goods orservices. You have this protection only when the purchase price was more than $50 and the purchase was made in your home state or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the property or services, all purchases are covered regardless of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) is shown on this statement, it represents money owed to you. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is $1.00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees and grace periods bycalling 1.800.518.8866. Change of Address • To change your address online, visit www.americanexpress.comlupdatecontactinfo corms on tient • For Name or Company Name changes, please call the Customer Service do no: use number on the back of your Card. • If your address or phone number has changed to a FOREIGN ADDRESS OR PHONE, please call Customer Service. • Please print clearly in blue or black Ink only in the boxes provided. Slicer Adams, Qty. Stale Le Codes Please provide your Area Cede and e-mail address to 14:TA P1)0110 receive important Area Cada and account updates and j Work Phono exclusive Cardmem ter Email (oµbnae offers andbenefits. You may visit the American Express Privacy Statement at wvnv.amencanexpress.00m/privacy for more details and to set your email preferences. EFTA01726981 DUPLICATE COPY Prep.vcd For Account amber Cicero Dab Page 3 of 8 JEFFREY E EPSTEIN XXXX-X)000(4-31005 11/29/05 Due In Full continued 11109/05 AMAZON.COM SUPERSTORAMZN.COWBILL WA 30.19 MERCHANDISE AMZ'SUPERSTORE ROC No. C013372625 11/18/05 POLO RETAIL CORP NEW YORK NY 4,545.85 APPAREUACCESSORIES 11/18/05 POLO RETAIL CORP NEW YORK NY 322.96 APPAREL/ACCESSORIES 11/18/05 POLO RETAIL CORP NEW YORK NY 230.30 APPAREUACCESSORIES 11/18/05 POLO RETAIL CORP NEW YORK NY 3,675.27 APPAREL/ACCESSORIES 11/19/05 POLO RETAIL CORP NEW YORK NY 3,119.03 GENERAL MERCHANDISE 11/26/05 LUFTHANSA AIRUNES NEW YORK NY 880.00 LUFTHANSA AIRLINES From: To: Carrier: Class: J F KENNEDY A/P NY FRANKFURT GERMANY LH OK SOFIA BULGARIA LH OK FRANKFURT GERMANY LH VK LH VK Date of Departure: 12/16 NY Document Type: PASSENGER TICKET Total Due in Full Activity 13,002.05 Important Notice Please refer to page 2 Information on Flexible Payment Features for further important You may have access lo one or more Flexible Payment Features as pat of your Card account. The current Annual information regarding Percentage Rates (APRs) and Daily Periodic Rates (DPRs) for the Flexible Payment Features are as follows: your account For Sign & Travel, the APR is 12.88%, the DPR is 0.0353% EFTA01726982 DUPLICATE COPY Prepased For Page 4 of 8 JEFFREY E EPSTEIN )000(•X)000(431005 EFTA01726983 membeRSI9tigfarTis Plot Page 5 of 8 Monthly Statement and Program News American Ex pr.-ase For questions about your Statement Period MEMBER SNIP Membership Rewards account, contact September 1, 2005 - September 30, 2005 1-800-AXP-EARN (297-3276) Account activity after this period does not appear on this statement Prepared lot fi REPIRAD , I vnyw.americanexpress.corn/rewards JEFFREY E EPSTEIN Available Points American Express 2,501,755 Membership Rewards P.O. Box 297813 Points are available when charges are Earn Double Points for all Ft. Lauderdale, FL 33329-9785 paid in full and all your accounts are in Everyday Spend Points your Everyday Spend - good staMng. earned this period: groceries, gas, pharmacy Available points Include Everyday Spend Points. 23,956 Account Summary Opening points balance 2,762,598 New points earned +139,157 Points transferred or redeemed -400,000 Reinstated points and adjustments 0 New points balance =2,501,755 New Points Earned 09/01/05 - 09/30105 Points Activity On Everyday Spend Points Total Points Eligible Charges Points Bonuswarded A PerActivityCard Centurion 1,013 0 1,013 3715-657814-31005 Platinum 0 0 0 0 371341825942002 Gold 8,498 0 8,498 3718-463688-42008 Add? Gold 59 0 59 3718-463688.45019 Mcrl Gold 26,405 0 26,405 3718.463688.43030 Business Gold 0 0 0 0 3727-162568-41009 Gold 0 0 0 3727-686332-61005 Addl Gold 52,093 21,766 0 73,859 3727-686332-62011 Addl Gold 19,387 1,761 0 21,148 3727-686332-63027 Addl Gold 7,746 429 0 8,175 3727486332-62060 Totals 115,201 23,956 0 139,157 Points Transferred or Redeemed 09101/05 - 09/30/05 Points Transferred Recnest or Redeemed hltre $1,000 Saks Fifth Avenue Gift Certificate 100,000 9/08/05 Account nutter 0012333447 $1,000 Saks Fifth Avenue Gift Certificate 100,000 9/08/05 Iccounl aster C01233344$ $1,000 Saks Fifth Avenue Gift Certificate 100,000 9/08/05 Actounl nutbar C012333649 $1,000 Saks Fdth Avenue Gift Certificate 100,000 9/08/05 Pocoum turbo( 0012333450 Total 400,000 Membership Rewards Plus points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards Plus program Terms and Conditions in your Membership Rewards Plus Guide. If you have questions, please visit www.americanexpress.com/membershipmwardsplus or call 1-800-AXP-1090 (297-1090). From overseas, call coiled 305.816-2799. Continued on reverse EFTA01726984 A me,- Exprel so JP ElnithipATE COPY r.PargdREY E EFF MEMBERSHIP Number Page 6 o18 IRMI .rS tn Limited Offer - Axion 5.3"-Wide LCD Portable DVD Player Ana t's !tan es:used' The 5.3"-Wide Screen LCD DVD Player only 21,000 Standard Membership lag ER4)IIP Membership Rewards® points (originally 25,000 points). Offer Rewards terms and conditions apply. valid through 12/20/05. This DVD player has built-in Axi-port R II for external N tuner and Game Joystick. Features include (MR Message 5107) •. . • So high-quality sound/picture, hi-resolution 5.3" screen 16:9 TFT LCD, dual stereo speakers and headphone outputs, 3-second anti-shock/anti-vibration DVD Deck, s-video output for external TV/monitor, remote, AC Adaptor, battery and car cord included. Reward Code PRM762. Earn 10x Points with Butterfield Blooms! Impress a special someone with an exceptional floral design Visit www.butterfleld from Butterfield Blooms. Striking, dazzling, memorable, these blooms.comfamexmr or B Bunt4A110 are the emotions that our designs inspire. Choose from our exclusive collections or view one of our other unique floral bouquets. Earn 10x Membership Rewards® points when you call 1.888.8BBLOOM and give promo code 9949. (MR Bonus ID 6627) shop at www.buttertleldblooms.com/ amexmr. Leave a lasting impression! Geer ward 0voLgh 12/11/06.15al ward in idea stets cc in cceivecten web any Wa Clef han gdlorfieli 21eonv. To earn bonus gab*, you nod be ersotd in the Morrterag Rewards® program al lho enad pupate ardavgo yew pacbase ban e(gble. erreikd American 0pressibCvd. poet be eroited lora Ma ntershp Rewards accounl 10.12 weeks abet order o delWorad and aups appear on your Wing ablarrovi BCOJS 0:4427. Support Hurricane Katrina Relief by Redeeming Membership Rewards® Points *nailion ia.t* ad-. American Express® Cardmembers enrolled in the For more information, Membership Rewards program can redeem points to log on to http://amex. justgive.org/katrina. support FEMA-approved charities aiding communities devastated by the hurricane. You can also charge a donation (MR Message 4025) on. your American Express Card. Earn 5x Points at Sharperlmage.com! THE Get a jump start on your holiday shopping with Sharperlmage.com! Earn 5x points on all your purchases Visit www.sharperimage. com/amexpolnts to earn 5x points all year long! SHARPER when you visit www.sharperimage.com/amexpoInts. The Sharper Image® is a leading source of innovative, high- (MR Bonus ID 1076) IMAGE quality products that help make life better and more enjoyable. You can find original gifts while earning 5x points for yourself! Oder vald ONLY at onew.aborporlmaga.comiamoxpolnla 0va* 124105, To earn boos per* yOu mug bo enrobad n iho Mcrrborshg RenwaiW0 Volta), at ONO froe Of Plane and chu94) Yew Pwalaasa Man erg bfo. anreledOmettan Evans. Cad. Bad Niels valbocredlokl it aoacord wtnb 10-12 weeks alter °WV-3*p.m on your statement Ka wad ki SUN. ptgnMM6adn ci lor TM %wee hags Am-bon VS. ONIT WM. opp),.. Bata 0:1076. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726985 DUPLICATE COPY Prepared Fat Account Mortar Claang DaTo Page 7 of 8 JEFFREY E EPSTEIN )000cXXXXX4-31005 11/29/05 Custom&tras• Exclusive Benefits at Equinox Fitness Clubs For full program information, visit As the exclusive fitness provider to Centurion® members, Equinox www.americanexpress. offers more value to an already incredible fitness experience. Join com/centurion. Equinox with your Centurion Card and receive benefits including special membership pricing, 5 personal training sessions, 10 (CE 106538) childcare sessions, 3 Signature massages, a complimentary E-assessment, 5 guest passes, and more! And, you'll receive ongoing annual benefits as well, including 2 personal training sessions with the purchase of a package, 2 50-minute Signature spa treatments with a purchase of a package of 10 or more, and 2 coupons for The Shop. Program terms and conditions apply. Enjoy Fine Dining Around the World To make a Fine Dining reservation, please call For dinner reservations across town, across the country, or across 1-877-877-0987, option 2. timei the ocean, look to the Fine Dining program available to you as a Centurion® member. Every day, a reservation is held at more than (CE 106537) CARTISIEMIIEN 1,000 of the most highly acclaimed restaurants in the U.S., Canada BENEFITS and abroad. So when the need arises for a reservation at a hometown favorite or an outstanding restaurant in another city, Fine Dining can help. Reservations are provided on a first-come, first-served basis, so please call as earIX as possible. All cancellations must be made by calling Centurion Concierge at least 24 hours m advance of the reservation; otherwise, a $15.per-person cancellation fee ($60 minimum, $120 maximum) will apply. Get a Free Roundtrip Airline Ticket with Sprint® For more details or to take American Express® Cardmembers will receive a free domestic advantage of this limited time offer, go to roundtrip airfare when activating a new line of Sprint PCS service. Top www.spdnt.com/amx36 destination cities--no blackout dates--major Airlines. Activation or call 1.877.219.3131. required by 1/31/06, with a 2-year subscriber agreement. Payment (CE 106527) must be made with an American Express Card. Additional restrictions apply. Subject to credit. May require a deposit. $150 early termination Sprint and $36 activation fees apply. Terms and conditions apply. Taxes/fees may apply. Limit 2 free roundtrip vouchers per customenhousehold. Additional terms and conditions apply. 02005 Sprint. All rights reserved. All trademarks are the property of their respective owners A Vacation Experience You'll Never Forget Go to www.myllfemycard. Sail the Italian and French Rivieras. Explore historic European cities. coin/vacation starting Yacht through the awe-inspiring Panama Canal. These are the kinds October 10, 2005, and of vacations that last a lifetime. And, as an American Express® take advantage of Cardmember, you are entitled to exclusive offers on a host of exclusive vacation offers, experiences and savings. spectacular excursions that are sure to inspire your passions. So the next time you're planning a holiday, don't just opt for the usual. Give (CE 106528) yourself an experience to remember. Go to www.mylifemycard.com/vacation starting October 10, 2005, and take advantage of exclusive vacation offers, experiences and savings. Now Accepting American Express® Cards! If there are other places where you would like to The Shoe Dept. - Find a terrific selection and great prices on casual, see the Card accepted, dress and brand-name athletic shoes. www.shoedept.com. please call the Customer Service number that is Country in New York - Join Chef/Owner Geoffrey Zakarian this fall for located at the top of your statement or the number seasonal bounty in a gloriously restored Beaux Arts interior. that is on the back of your 90 Madison Avenue, NYC. 212-889-7100. Card. Beau Brummel - Looking Good, Feeling Great--That's Beau (CE 106449) Brummel. Men's European Fashion Boutique. 287 Columbus Ave. between 73rd & 74th St. 212-877-3689. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726986 DUPLICATE COPY Rwencl Re Page 8 of 8 JEFFREY E EPSTEIN )000(-)0000(431005 Great Ski Offers Only for American Express® Cardmembers imv.myllfemycard. com/mountaIns. Need to get away this winter? Fresh powder, fast runs, mountain scenery, great meals and exciting nightlife all await you. Visit (CE 106530) American Express• Selects' at www.mylifemycard.com/ mountains for great ski offers exclusively for American Express Cardmembers. Take advantage of great offers from ski destinations across North America and get away from it all—even if it's just for a weekend. 30% Off Vacations at SnapTravel.com/americanexpress Get 30% off when you book a vacation and pay There's a new universe of family-friendly vacations out there for you to with the Card. To book, or discover. From Orlando to the Caribbean, skiing to golfing, we are for more information, visit proud to offer you—powered by Snap Travel—spacious and luxurious www.snaptravel.com/ accommodations. So, if you're looking for something beyond what americanexpress or call 1.866.644-2015 today. you think of when you think of family vacations, let Amencan Express take you there. (CE 106529) Subject to availability. Advance reservations required. Snap Travel is offered by RCI Holiday Network, Inc., an Indiana licensed real estate salesperson, whose principal broker is John Lawrence Hertweck. Snap Travel is a service mark licensed to such licensee. All rights reserved. Each office is independently owned and operated. Car Rental Insurance at No Additional Cost For more information, visit www.americanexpress. Use your Card to reserve and pay for an auto rental from a eornfearrentInsurance. Commercial Car Rental Company and be covered for theft of or damage to most rental vehicles--at no additional charge. Simply (CE 106575) CARDMEMBER decline the collision damage waiver .(CDW) or similar option offered BENERTS by the Rental Company. This coverage is in excess to your other sources of insurance and applies for the first 30 days of rental. Car Rental Loss and Damage Insurance is underwritten by AMEX Assurance Company, Administrative Office, Green Bay, WI. Coverage is determined by the terms, conditions, and exclusions of Policy AX0925 and is subject to change with notice. This document does not supplement or replace the Policy. Sign Up for American Express® Alerts To sign up for Alerts visit www.americanexpress. Be notified automatically by e-mail or on your wireless device when coin/alerts. there's important news regarding your Card account. Sign up to receive helpful Alerts. You can decide to immediately know when a (CE 106577) payment is due, a payment is received, your balance is updated, your Card account experiences irregular account activity, and if you're approaching your credit or spending limit. Enroll In Alerts now at www.americanexpress.com/alerts. Pay Your Bill Easily - Online Sign up today at vnwe.amerIcanexpress. Manage your American Express• Card account payments on your comfpayeardbIll. schedule. Pay immediately or schedule a future payment. You can pay it online, anytime you have Internet access. Just enroll to Pay By (CE 106581) a Computer. It's the most convenient way to pay your bill and help avoid a late fee. Once it's paid, you'll get instant confirmation. Plus, you can set up helpful Alerts. Enroll now at www.americanexpress. com/paycardblll. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726987 DUPLICATE COPY 2 676 193 Centurion® Card Membership Rewards® Pointa Statement of Account at 10/31/05 when chaiges dueirePad irlm full and all accounts‘are ingood standitg.',: Papand For OmioDaM JEFFREY E EPSTEIN 12/29/05 Page 1 of 8 New AcOoly $ New Please Pay By Pm/Ma Balance $ Raman Minty $ AdjustoaMs Balance S 01/13/06 13,002.05 -13,002.05 +6,480.57 6,480.57 Please refer to page 3 for important information regarding your account For assistance or questions about your account, contact us at www.americanexpress.com or call Customer Service at 1-877-877-0987. Earn Double Membership Rewards® Points Use your Centurion® Card to pay for everyday items at supermarkets, gas stations and drug stores, because you can earn double points towards your next vacation on many of the things you buy every day. For additional information, please call Centurion Member Services at 1-877-877-0987, option 3. Double points offer applies at qualifying stand-alone supermarkets, drugstores, gas stations, the U.S. Postal Service, and for payments for wireless phone bills (excluding bulk purchases of wireless time). Not valid in the departments of superstores or warehouse clubs. Terms and conditions of the Membership Rewards program apply. Visit www.americanexpress.com/ rewards for full program terms and conditions. Activity t "P"" Amount S 13002.05: ; AmounM Due In Full Activity for JEFFREY E EPSTEIN Card )30C4=0:0-310:6 12/18/05 AMAZON.COM SUPERSTORAMZN.COMMILL WA 30.90 MERCHANDISE AMMUPERSTORE ROC No. 0037274653 12/18/05 AMAZON.COM SUPERSTORAMZN.COM/BILL . WA 32.95 MERCHANDISE AMMUPERSTORE ROC No. 0037405359 12,18/05 AMAZON.COM SUPERSTORAMZN.COWBILL WA 16.72 MERCHANDISE AMZ'SUPERSTORE ROC No. 0037392638 Pk•ase lob on the peM1Yabco bebw, detach and ream wan mar Awned 3 Continued on Page 3 Payment Coupon Please Pay By: Please enter account 01/13/06 number on all checks and correspondence. Make check payable to American Express. JEFFREY E EPSTEIN See Finance Charges 457 MADISON AVE 4FL Total Amount Due section on reverse side for NEW YORK NY 10022-6843 $6,480.57 a description of when additional Finance Charges are not assessed on Features. IniIIII...11,...,1,1..1.1.11.,1..1..lialilll..1.1.1...11.1,II Check here if address or telephone number has changed. Please note Mail Payment to: HAdlIddkkhdkHdhlldhilkIdAdhlffluddll changes on reverse side. AMERICAN EXPRESS P.O. BOX 2855 NEW YORK NY 10116-2855 EFTA01726988 DUPLICATE COPY Prepared For Page 2 of 8 JEFFREY E EPSTEIN )000(1-4)000cos-moos Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must be sent to the payment address shown on your statement and must include the remittance coupon from your statement. Payments must be made with a single check or draft drawn on a US bank and payable in US dollars, or with a r.egoliaOe instrument payable in USan dollars he \sr: it renkcco oruthnrtogim h ta: rentt srpgiec ip naer ci?era om neattod cayaitts. ird ars d cearable tro asuagb likatith er URhbtankiteil syste kinri g. To Pay By Phone payment does not conform to these requirements, crediting may be delayed and additional Charges may be imposed. If we 1-800472-9297 accept payment made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment into US dollars unless a particular rate is required by law. Please do not send post-dated checks. They will be deposited upon receipt. Our acceptance of any payment marked with a restrictive legend will not operate as an accord and Customer Service and satisfaction without our express prior written approval. Authorization for Electronic Debit: We will process checks Lost or Stolen Card electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, 1-877-877-0987 account number and check serial number to your financial institution, unless the check is not processable electronically or a 24 hoursa days less costly process is available. By submitting a check for payment „ you authorize us to Initiate an electronic debit from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset Express Cash account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or 1-800-CASH-NOW asset account statement If we cannot collect the funds electronically we may issue a draft against your bank or asset account for the amount of the check Authorization for Electronic Payments: By,using Pay By Computer, Pay By Phone International Collect or any other electronic payment service of ours, you will be authorizing us to initate an electronic debit to the financial account you specify in the amount you request. Payments received after 5:00 p.m. MST may not be credited until the next 1-954-503-8905 day. Allocation of Payments and Credits: Suttect to applicable law, we will apply and allocate payments and credits among Features and Charges on your Account in any order and manner determined by us in our sole discretion. Finance Hearing Impaired Charges: Average Daily Balance (ADS) Method for Calculation of Finance Charges (FC): We use the ADB (9arn-5pm EST) Method to calculate FC on your Account. Under this method, we figure the FC on your Account by applying the Daily TTY: 1-800-221-9950 Periodic Rate (DPR) to the ADB (as described below) for each Feature (including current transactions). Different daily FAX: 1-800-695-9090 periodic rates may be applied to separate Feature balances. To get the ADB for each feature, we (1) take the beginning In NY: 1.800522.1897 balance for each day (including unpaid FC from previous billing periods) (2) add any new transactions, debits, or fees (3) subtract any payments or °reale, and (4) make any appropriate a4ustmentg. For each day after the first day of the billing Large Print and Braille period, we also add an amount of interest equal to the previous day's deity balance multiplied by the DPR for the Feature. This gives us the daily balance for the Feature for that day and the beginning balance for that Feature for the next Statements day. If this balance is negative, it is considered to be zero. Then, we add up all the daily balances for the Feature for the 1.877-877.0987 • billing period and divide the total by the number of days in the billing period. This gives us the ADB for the Feature. If you pay the New Balance on this statement by the next Closing Date, then you will avoid additional FC on features included in this New Balance. It you multiply the ADS for each Feature by the number of days in the billing period and the DPR for that Feature, the result win be the FC assessed on that Feature, except for variations caused by rounding. The total FC for the billing period is calculated by adding the FC assessed on all Features of the Account. This method of calculating the ACV and FC results in daily compounding of FC. Transactions Made In Foreign Currencies: Ifbryou incur a Charge in a Correspondence foreigncurrency it will be converted into US dollars on the date it is processed by us or our agents. nless a particular rate is required by applicable law, we will choose a conversion rate that is acceptable to us for that date. urrently, the conversion Customer Service, The rate we use for a Charge in a foreign currency is no greater than (a) the highest official conversion rate published by a Centurions Card from government agency, or (b) the highest interbank conversion rate identified by us from customary banking sources, on the American Express conversion date or the pnor business day, in each Instance Increased by 2%. This conversion rate may differ from rates P.O. Box 297846 in effect on the date of your charge. Charges converted by establishments (such as airlines) will be tilled at the rates such Ft. Lauderdale, FL establishments use. Sillily Rights Summary; In Case of Errors or Questions About Your Bill: If you thinkyour bill is incorrect, or if you need more in ormation about atransaction on your bill, write us on a separate sheet of paper at the 33329.7846 Customer Service address noted to the right. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can telephone us at the number indicated on the front of this statement, but doing Customer Service so will not preserve your rights. In your letter, give us the following information: 1. Your name and account number,•'2. The P.O. Box 297804 dollar amount of the suspected error; 3. Describe why you believe there is an error. If you need more information, describe Ft. Lauderdale, FL the item you are unsure about. You do not have to pay any amount in question while we are investigating, but you are still 33329-7804 obligated to pay the parts of your bill that are not in question. While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you question. If you have authorized usto pay your bill automatically u as from Payments your checking or savings account, you can stop the payment on any amount you think is wrong. To stop the payment your P.O. BOX 2855 letter must reach us three business days before the autoi attiglayment is scheduled to occur. Special Rule for Credit NEW YORK NY Card Purchases: If you have a problem with the quality of a or services that you purchased with a credit card, and you 10116.2855 have tried in good faith to correct the problem with the merchant, you may not have to pay the remaining amount due on the goods or sennces. You have this protection only when the purchase price was more than $50 and the purchase was made in your home state or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the property or services, all purchases are covered regardless of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) is shown on this statement, 4 represents money owed to you. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month period following the date of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is $1.00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of credit cardrates, fees and grace periods by calling 1.800.518.8866. Change of Address • To change your address online, visit www.americanexpress.com/updatecontactinfo I owed on kcal • For Name or Company Name changes, please call the Customer Service do not use number on the back of your Card. • If your address or phone number has changed to a FOREIGN ADDRESS OR PHONE, please call Customer Service. • Please print clearly in blue or black ink only in the boxes provided. street address Cory, State FTM Bp Code Area code end Horne Phone n Please provide your e-mail address to receive important Area Code and account updates and Imoj Work Phone exclusive Cardmember Enka (option) offers and benefits. You may visit the American Express Privacy Statement at 5,wnv.amencanexpress.comfprivacy for more details and to set your email preferences. EFTA01726989 DUPLICATE COPY Pro:pawl Fcc Azocal NUT/Xf C'teirg 04.e Page 3 018 JEFFREY E EPSTEIN )O0(X-XXXXX4-31005 12/29/05 Due In Full continued Amount 12/27/05 CARAT ST BARTHELEMY GUADELOUPE 6,400.00 GOODS/SERVICES Total Due in Full Activity 6,480.57 Important Notice Please refer to page 2 Information on Flexible Payment Features for further important You may have access to one or more Flexible Payment Features as part of your Card account. The current Annual information regarding Percentage Rates (APRs) arid Daily Periodic Rates (DPRs) for the Flexible Payment Features are as follows: your account For Sign & Travel, the APR Is 13.14%, the DPR is 0.0360% EFTA01726990 DUPLICATE COPY Romani Page 4 of 8 JEFFREY E EPSTEIN Za l!wTtxrkxx4-31005 EFTA01726991 Membegifitriigicarils Plus® Page 5 of 8 Monthly Statement and Program News American Expr.,ss• For questions about your Membership Rewards account, Statement Period ...Ei ttasrAt. contact October 1, 2005 • October 31, 2005 1-800-AXP-EARN Account activity after this period does not appear on this statement [RAVI (297-3276) Pteposed for www.americanexpress.conVrewards JEFFREY E EPSTEIN Available Points el Number American Express 2,676,193 Membership Rewards P.O. Box 297813 Points are available when charges are Eam Double Points for all Ft. Lauderdale, FL 33329-9785 paid in full and all your accounts are in Everyday Spend Points your Everyday Spend - good standing. earned this period: groceries, gas, pharmacy Available points include Everyday Spend Points. 16,228 Account Summary Opening points balance 2,501,755 New points earned +174,438 Points transferred or redeemed 0 Reinstated points and adjustments 0 New points balance =2,676,193 New Points Earned 10/01/05 • 1W31/05 Points Activity On Everyday Spend Bonus Points Total Points Activity Eligible Charges Points Awarded Per Card Centurion 3,585 0 0 3,585 3715457814-31005 Platinum 0 0 0 0 3713-818259-32002 Gold 6,441 0 0 6,441 3718.463688.42008 Add'i Gold. 505 0 0 505 3718.463688.45019 Addl Gold 74,825 201 0 75,026 3718-463688-43030 Business Gold 0 0 0 0 3727-16256841009 Gold 0 0 0 0 3727-68m12.61005 Addl Gold 38,287 8,660 0 46,947 3727.68633242011 Add'I Gold 30,440 6,784 0 36,224 3727.686332-63027 Adcrl Gold 4,127 1,583 0 5,710 3727-686332-62060 Totals 158,210 16,228 0 174,438 Membership Rewards Plus points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards Plus program Terms and Conditions in your Membership Rewards Plus Guide. If you have questions, please visit vnaw.americanexpress.comfmembershIprewardsplus or call 1-800-AXP-1090 (297-1090). From overseas, call collect 305-816-2799. Switch to EarthLink® - Earn 3,000 Membership Rewards® Points! Sign up for EarthUnk today and earn 3,000 Membership Call 1-866-748-7902 or Rewards points! *Select blazing-fast EarthUnk High-Speed visit www.earthlInknet/ erEarthLink partners/amxfstmt to sign We tweehe moved yam Internet or reliable Dial-Up and experience top-quality up today! Have your service. **You can add thousands of points to your eligible, enrolled American Membership Rewards account, and get all the benefits of Express* Card account EarthLink's safe and secure Internet service as well. number and EadhLink offer code handy when you 'Actual dam-toll speeds may vaist dowsing on dslanso, hnequay. and ;none setvbe sign up. —To esn talus port. you nut be ontotol n me bkenbeish0 Rewatdsprogram of the erne of enrolmere ard you must ohwge me moray foes on an elgtie, encored AITlerCal Ensrose Carl Bonus points sell be (MR Message 9162) credited torte eccounlwitin 10.12 weeks altar occold month 01 Earth/ink continucue service changes attiNar Var barg starnia. Oatlot Arson* aid °NW') to hiphopeed coalmen only. EtelhUnk w/1 r1 oe* once Pet 81104•taniP NM'S. programn lancets usgtacfing le hglespeed. , Cdsb oiler code: 1024882, Dial-Up neer code: 1024481. crier code: Continuos/ on reverse Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726992 America,: £.cprr.s ATE COPY jP ierrli fEY E E r Nuroar Page 6 of 8 Limited Time Offer - Sony Noise Cancel ing Headphones , m4„0„.smie ArneTiede en:trete Redeem for the Sony Noise Cancelling Headphones--only 13,O0O Membership Rewards® points (originally 16,8OO To redeem, visit www.membership rewards.comirewards or points). Offer valid through January 15, 2006. These Noise ilt,41R [HOPI Cancelling Headphones have 9mm driver units, volume control, miniature connection box, reduce noise by 70% and call 1.800-AXP-EARN (297-3276) by January 15, 2006. are ideal for traveling. 58.8" cord length, weight 1.7oz. (MR Message 0511) StaXIMI PAMItatabio Retards terns and _titers Redeem Membership Rewards® Points This Holiday Season at shopAmex.com Look to shopAmex.com this holiday season for brand-name Visit wvmshopAmex. merchandise from electronics to sporting goods and even corn todayl fashionable apparel, jewelry, and more. Search over 2 million (MR Message 8017) products, compare prices, then redeem. Avoid the mall crowds and lineups and take advantage of overnight shipping to ensure your item arrives in time. For =tuft1W (Nally, Member** Rewards OS wlibe do:USW lot the rothaase. ircludesa es,maled stigpinptardkg aid *actable lazes. Trons.sbons ero irrevocato. A date kr the purchase me be issued bye. rroarthent end eared lot the pa=t=e wit be neual 10 a blIrg statement of the earns Card account to vetch t* MerriaersheRewards annual See is blkd. Thedebit are the ant may not appear on e. Ora etVemeN. Mentershao Rene,s enrollees will any scarf VW is not In good elandang plus Comorek Card reenters with cay the Corp:teas Card enrolbd in the hiembetship Rewards program may redeem pons lot rtedxts on *Meknes- Earn 10x Points with Teleflora's Flower Club All Year! Now, earn 1Ox Membership Rewards® points when you shop Earn 10x points whenever Teleflora's s FLOWER CLUBO with Teleflora's Flower Club at www.membershlprewards. flowerclub.com or call 1-800-775.7523. Select beautiful you shop with Teleflora's Flower Club at www.membershlp holiday flowers, find last-minute gift ideas or brighten any day rewards.flowerclub.com with flowers and gifts from the Flower Club--plus, earn bonus or call 1.800-775.7523 points for you. starting now and anytime throughout 2006. Vald I 111K4-1/31/07 only on oeca dace:, Itrecgh URI or 1-BCO mente cIon above. Canna be (MR Bonus ID 1600) canbinad wit any other tea a special pH:mations. To awn tom: pone.. you must bo onro7e1sn me Idember0:2 Rewards® program ad the lino of pacSoae and you mat: °have your arehaes man elgtie. enroted American Enamsea Cad. Som. poiras vati be crooked to yur a:cart mean 10-12 %wets ter chvgera eccear on Ning s'aiement Ocean m.1600. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726993 DUPLICATE COPY Prepared Fee Atwood Ntmber Cicebeg Dab Page 7 of 8 JEFFREY E EPSTEIN )O=4OO(XX4-31005 12129/05 CustomExtrar 4 1.1 01 .0 Luxury Suites & Premium Tickets Available For tickets, call 1.800.455.1657 You have access to some of the best seats in the house through our 8am-11pm ET, seven Luxury Suites and Premium Tickets Program offered as part of days a week. Centurion€ membership. Enjoy prime seating and VIP access at professional basketball and hockey and other live entertainment (CE 106676) CARDMEMBER .BENEFITS._. events at venues in New York City and Los Angeles. Centurion members also have access to the new Platinum Lounge from American Express at the STAPLES Center" in Los Angeles. All sales are final and nonrefundable and resale is prohibited. Details and prices are subject to change. Suites, packages and tickets are available on a first come, first served basis. NI ticket orders are subject to service charges. Payment must be made using the Centurion* Card. Availability is limited. Book Your Next Cruise Through Centurion Cruise Privileges To see how Centurion Cruise Privileges can The Centurion Cruise Privileges program features four of the finest complement your voyage, cruise lines in the world and special amenities created to enhance call Centurion Travel your cruise vacation. The breadth of travel options makes it easy to Service at find a style to suit your interests--active or laid back, cozy or grand. 1.877-877-0987, and select option 1. And, when you book a cruise through one of these program partners, you will receive valuable amenities, including a $500 shipboard credit. (CE 106650) Program terms and conditions apply. For full program information, visit vnvw.americanexpress.comrcentudon. Special Holiday Price for American Express® Cardmembers Call 1.800.462.3438 or visit www.cardmember speclal.com today and Magazines make perfect gifts! And now you can get one for everyone on your list for use code AXP196 to take $19.95 per subscription. We have a magazine for everyone on your list: The "fashionistas" advantage of this special will love In 804e, your favorite sports fan will definitely want Sports Illustrated, and don't holiday offer. forget the family chef who'll want the recipes in Cooking Light. You can even treat yourself too this holiday-just pick your favorite magazine. (CE 106642) Don't miss out on this special low holiday price. Give a magazine gift today! Special Holiday Price Give any of these Only $19.95per Visit www.cardmember popular magazines. subscription. special.com and use code AXP196. ENTERTAINMENT IN STYLE TIME FORTUNE WEEKLY COOKING LIGHT SPORTS ILLUSTRATED MONEY REAL SIMPLE GOLF SOUTHERN LIVING Travel Medical Protection - Travel with Peace of Mind There are some things you can't pack in a Travel Medical Protection, offered exclusively to American Express€ suitcase, like adequate Cardmembers, provides insurance coverage for up to $100,000 for insurance. So, travel with eligible expenses related to evacuations and medical and dental peace of mind! To learn emergencies, while on a Covered Trip traveling anywhere in the more about the coverage or how You can enroll world, when more than 150 mile radius from Your Permanent yourself and your loved Residence for up to 45* days whether driving, flying on a Scheduled ones, call 1-800-297-2900 Airline or taking the Amtrak. and mention RSVP code Travel Medical Protection is underwritten by AMEX Assurance Company, Administrative KP3. office, De Pere, Wisconsin. Coverage is subject to the terms, conditions, and exclusions of (CE 106664) Master Policies: (varies per state) AX0950, AX09t6, /0(0124 or Policy Form Number TMP-IND and is subject to change with notice. in most states. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726994 DUPLICATE COPY Pupated Fa Pcrnn JEFFREY E EPSTEIN Page Bat 8 )COCKN-XXXXX4-31005 Now Accepting American Express® Cards! If there are other paces where you would like to AIG Life - Protect your family with quality term life insurance at great see the Card accepted, rates. For your free quote, call Matrix Direct now at 1-800-207-6928 please call the Customer or visit www.aigtermlife.com. Service number that is located at the top of your statement or the number Top of the Rock Observation Deck - Spectacular 360-degree view that is on the back of your of New York City from the 70-story summit of 30 Rockefeller Plaza. Card. Order tickets at www.topoftherocknyc.com. (CE t06607) Earl Monroe's Restaurant - The NBA legend brings his elegant style to NYC. Fresh seafood and great views of the Hudson River. Valet parking. 750 W. 145th St. 212-491-1500. Sign Up for American Express® Alerts To sign up for Alerts, visit www.americanexpress. Be notified automatically by e-mail or on your wireless device when comfalerts. there's important news regarding your Card account. Sign up to receive helpful Alerts. You can decide to immediately know when a (CE 106684) payment is due, a payment is received, your balance is updated, your Card account experiences irregular account activity, and if you're approaching your credit or spending limit. Enroll in Alerts now at www.americanexpress.com/alerts. Extend Your Warranty! For more information, visa us online at Suddenly, your cell phone stops working only days after the www.americanexpress. manufacturer's warranty has expired. Easily fixed. With the Buyer's com/ba Assurance Plan, if you purchase a covered item entirely with your American Express® Card, the terms of the warranty are extended for (CE 106662) up to one additional year on warranties of five years or less that are eligible in the U.S. Buyer's Assurance Plan is underwritten by AMEX Assurance Company, Administrative Office, Green Bay, WI. Coverage is determined by the terms, conditions, and exclusions of Policy AX0953 and is subject to change with notice. This document does not supplement or replace the Policy. The Purchase Protection Plan For more information, visit us online at The cat knocked over the brand new vase--good thing you bought it www. amerleanexpre:ss. with your Card. The Purchase Protection Plan will repair, replace, or corn/pp. reimburse the amount you charge to the Card for covered items, up to $1,000 per Occurrence, if they are accidentally damaged or stolen (CE 106683) within 90 days from the date of purchase. Purchase Protection Plan is underwritten by AMEX Assurance Company, Administrative Office, Green Bay, WI. Coverage is determined by the terms, conditions, and exclusions of Policy AX0951 and is subject to change with notice. This document does not supplement or replace the Policy. Offers are made only to Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01726995 DUPLICATE COPY • 2;719;790 • •V Centurion® Card ;;Membership,ReWMTIt Points Availlakr':,, Statement of Account at11/30/05,4.then chifferdWis, .4fulLand alt ao:ounts are in goodStanding: Prepared Foe Clouse Date JEFFREY E EPSTEIN 01/29/06 Page 1 of 8 New tc:Mty New Please Pay By Previous Memo, $ Papnent Activity $ lx Ok.arneriN Balance S 02/13/06 6,480.57 -6,480.57 +92.40 92.40 Please refer to page 3 for important information regarding your account For assistance or questions about your account, contact us at www.americanexpress.com or call Customer Service at 1-877-877-0987. Centurion Travel Service Wherever your travels may take you--across the state or around the globe--Centurion Travel Service (CTS) is on call to assist you with all your vacation planning needs. Our team of travel professionals can help throughout your travels, even when you are time zones away. Upon your first contact with CTS, you'll be assigned a personal Travel Counselor. You can rely on your Travel Counselor to customize a vacation that suits your needs and takes advantage of exclusive travel benefits such as hotel upgrades and shipboard credits. Call CTS at 1-877-877-0987, and select option 1. Program terms and conditions apply. For full program information, visit www.americanexpress.com/centurion. Activity vd""P'sbn"a AmountS (31/°9/C6. Payment 44EMMF. , Amounts Due in Full Activity for JEFFREY E EPSTEIN CarDOCCOOCCO(4-31035 01/04/06 LOEWS CINEPLEX FANDANGO.COM NY 24.50 MOVIE TKTS FANDANGO.COM 866-857-5191 ROC No. 0046212728 01/10/06 GUTHY-RENKER CORP 800-235-6050 CA 67.90 ACNEMEDICINE ROC No. 0048926347 Total Due in Full Activity 92.40 + Mass Idd on the perk:taboo Won, detach end 'Oa Wei your payenonl # Continued on Page 3 Payment Coupon Please Pay By: Please enter account 02/13/06 number on all checlm and correspondence. Make check payable to American Express. JEFFREY E EPSTEIN See Finance Charges 457 MADISON AVE 4FL Total Amount Due section on reverse side for NEW YORK NY 10022-6843 $92.40 a description of when additional Finance Charges are not assessed on Features. ill Check here if address or telephone number has changed. Please note Mail Payment to: changes on reverse side. AMERICAN EXPRESS PO BOX 360001 FT LAUDERDALE FL 33336-0001 EFTA01726996 DUPLICATE COPY Premed Fa J.Igril Nen@ Page 2 of 8 JEFFREY E EPSTEIN X)00(-XXXXX4-31005 Payments: Payments received after 12:00 noon may not be credited until the next day. Payments must be sent to the payment address shown on your statement and must include the remittance coupon from your statement. Payments must be made with a single check or draft drawn on a US bank and payable in US dollars, or with a negotiable instrument payable in US dollars and clearable through the US banking system, or through an electronic payment method payable in US dollars and clearable through the US banking system. Your Account number must be included on all payments. If To Pay By Phone payment does not conform to these requirements, crediting may be delayed and additional Charges may be imposed. If we 1-800-472-9297 accept payment made in a foreign currency, we will choose a conversion rate that is acceptable to us to convert your payment into US dollars, unless a particular rate is required by law. Please do not send post-dated checks. They will be Customer Service and deposited upon receipt. Our acceptance of any payment marked with a restrictive legend will not operate as an accord and satisfaction without our express prior written approval. Authorization for Electronic Debit: We will process checks Lost or Stolen Card electronically, at first presentment and any re-presentments, by transmitting the amount of the check, routing number, 1.877.877.0987 account number and check serial number to your financial institution, unless the check is not processable electronically or a 24 hours/7 days less costly process is available. By submitting a check for payment, you authorize us to initiate an electronic debit from your bank or asset account. When we process your check electronically, your payment may be debited to your bank or asset Express Cash account as soon as the same day we receive your check, and you will not receive that cancelled check with your bank or 1-800-CASH-NOW asset account statement. If we cannot collect the funds electronically we may issue a draft against your bank or asset account for the amount of the check Authorization for Electronic Payments: Byusing Pay By Computer, Pay By Phone International Collect or any other electronic payment service of ours you will be authorizing us to initiate an electronic debit to the financial 1-954-503-8905 account you specify in the amount you request. Payments received after 5:00 p.m. MST may not be credited until the next day. Allocation of Payments and Credits: Subject to applicable law, we will apply and allocate payments and credits among Features and Charges on your Account in any order and manner determined by us in our sole discretion. Finance Hearing Impaired Charges: Average Daily Balance (ADB) Method for Calculation of Finance Charges (FC): We use the ADB (9am-5pm EST) Method to calculate FC on your Account. Under this method, we figure the FC on your Account by applying the Daily TTY: 1-800-221-9950 Periodic Rate (DPR) to the ADB (as described below) for each Feature (inducing current transactions). Different daily FAX: 1.800.695.9090 periodic rates may be applied to separate Feature balances. To get the ADS for each feature, we (1) take the beginning In NY: 1.800.522.1897 balance for each day (lecturing unpaid FC from previous billing periods) (2) add any new transactions, debts, or fees (3) subtract any payments or credds, and (4) make any appropriate adjustments. For each day after the first day of the billing Large Print and Braille period, we also add an amount of interest equal to the previous day's daily balance multiplied by the OFR for the Statements Feature. This gives us the daily balance for the Feature for that day and the beginning balance for that Feature for the next day. If this balance is negative, it is considered to be zero. Then, we add up all the daily balances for the Feature for the 1-877-877-0987 billing period and divide the total by the number of days in the billing period. This gives us the ADB for the Feature. If you pay the New Balance on this statement by the next Closing Date, then you will avoid additional FC on features includedin this New Balance. If y0u multiply the ADB for each Feature by the number of days in the billing period and the DPR for that Feature, the result will be the FC assessed on that Feature, except for variations caused by rounding. The total FC for the billingperiod is calculated by adding the FC assessed on all Features of the Account. This method of calculating the ADB and FC results in daily compounding of FC. Transactions Made in Foreign Currencies: If you incur a Charge in a Correspondence foreign currency, twill be converted into US dollars on the date it is processedby us or our agents. Unless a particular rate is required by applicable law, we will choose a conversion rate that is acceptable to us for that date. Currently, the conversion Customer Service, The rate we use for a Charge in a foreign currency is no greater than (a) the highest official conversion rate published by a Centurions Card from govemment agency, or (b) the highest interbank conversion rate identified by us from customary banking sources, on the American Express conversion dale or the prior business day, in each Instance increased by 2°A. This conversion rate may differ from rates P.O. Box 297846 in effect on the date of your charge. Charges converted by establishments (such as airlines) will be billed at the rates such Ft. Lauderdale, FL establishments use. Gitlin° Rid is Summary: In Case of Errors or Questions About Your Bill: If you think your bill is incorrect, or if you need more information about atransaction on your bill, write us on a separate sheet of paper at the 33329-7846 Customer Service address noted to the right. We must hear from you no later than 60 days after we sent you the first bill on which the °nor or problem appeared. You can telephone us at the number indicated on the front of this statement, but doing Customer Service so will not preserve your rights. In your letter, give us the following information: 1. Your name and account number 2. The P.O. Box 297804 dollar amount of the suspected error; 3. Describe why you believe there is an error. If you need more information, describe Ft. Lauderdale, FL youas the item you are unsure about You do not have to pay any amount in question while we are investigating, but you are still 33329.7804 u obligated to pay the parts of your bill that are not in question. While we investigate your question, we cannot report as delinquent or take any action to collect the amount you question. If you have authorized usto pay your bill automatically from Payments your checking or savings account, you can stop the payment on any amount you think is wrong. To stop the-payment your PO BOX 360001 lettelmust reach us three business days before the automatic payment is scheduled to occur. Special Rule for Credit FT LAUDERDALE Card Purchases: If you have a problem with the quality of goothor services that you purchased with a credit card, and you FL have tried in good faith to correct the problem with the 'merchant, you may not have to pay the remaining amount due on the 33336-0001 goods or services. You have this protection only when the purchase price was more than 950 and the purchase was made in your home state or within 100 miles of your mailing address. (If we own or operate the merchant, or if we mailed you the advertisement for the property or services, all purchases are covered regardless of amount or location of the purchase.) Credit Balance: If a credit balance (designated CR) is shown on this statement, it represents money owed to you. If you do not make sufficient charges against the credit balance or request a refund, we will, within 30 days after expiration of the six-month period following the dale of the first statement indicating the credit balance, issue a check to you for the credit balance if the amount is $1.00 or more. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees andgrace periods by calling 1.800.518.8866. Change of Address • To change your address online, visit wenv.americanexpress.com/updatecontactinto 1correct on trod • For Namo or Company Name changes, please call the Customer Service do nap ace number on the back of your Card. • If your address or phone number has changed to a FOREIGN ADDRESS OR PHONE, please call Customer Service. • Please print clearly in blue or black ink only in the boxes provided. Strad Addreze 1 OH, State Sp Cede Please provide your Area Cede and e-mail address to Horne Phone receive important Area Cede and account updates and Work Phone J exclusive Cardmember Ernal (opkenar) offers and benefits. Youmayvisit the American Express Privacy Statement at vnvw.amencanexpress.com/privacy for more details andto set your email preferences. EFTA01726997 DUPLICATE COPY PawedFee Account Number Gloom Dale Page 3 of 8 JEFFREY E EPSTEIN XXXX-X)OGXX4-31005 01/29/06 Important Notice Please refer to page 2 Information on Flexible Payment Features for fudher important You may have access to one or more Flexible Payment Features as part of your Card account. The current Annual information regarding Percentage Rates (APRs) and Daily Periodic Rates (DPRs) for the Flexile Payment Features are as follows: your account For Sign 8 Travel, the APR is 13.14%, the 0PR is 0.0360% EFTA01726998 DUPLICATE COPY F1*pared For Mnbn Page 4 of 8 JEFFREY E EPSTEIN Arot000coot-31005 EFTA01726999 membefaVi9iWaitis Plus° Page 5 of 8 Monthly Statement and Program News American Expr< For questions about your Statement Period Membership Rewards account, contact November 1, 2005 - November 30, 2005 1-800-AXP-EARN Account activity after this period does not appear on this statement (297-3276) Prepared for www.americanexpress.com/rewards JEFFREY E EPSTEIN Available Points • • nt Nutter American Express 2,719,790 Membership Rewards P.O. Box 297813 hen charges are Earn Double Points for all Ft. Lauderdale, FL 33329-9785 paid in full and all your accounts are in Everyday Spend Points your Everyday Spend - good standing. earned this period: groceries, gas, pharmacy Available points include Everyday Spend Points. 8,011 Account Summary Opening points balance 2,676,193 New points earned +143,597 Points transferred or redeemed -100,000 Reinstated points and adjustments 0 New points balance =2,719,790 New Points Earned 11/01/05. 11/30/05 Points Activity On Everyday Spend Bonus Points Total PointsPer Activity Eligible Charges Points Awarded Card Centurion 13,002 0 0 13,002 3715-657814-31005 Platinum 0 0 0 0 3713-818259-32002 Gold 9,207 0 0 9,207 3718-463688-42008 Add'I Gold 156 0 0 156 3718-463688-45019 Add'I Gold 19,879 0 0 19,879 3718-463688-43030 Business Gold 0 0 0 0 3727-162568-41009 Gold 0 0 0 0 3727-889232-61005 Add? Gold 82,874 7,549 0 90,423 3727-686332-62011 Addl Gold 4,366 242 0 4,608 3727-696332-63027 Adel Gold 6,052 220 50 6,322 3727-686332-62060 McDonald's 50 pts 8134 Totals 135,536 8,011 50 143,597 Points Transferred or Redeemed 11/01/05 - 11/30/05 Points Transferred Date Recar st or Redeemed a $1,000 Saks Fifth Avenue Gift Certificate 100,000 11/08/05 AW number 0012925003 Total 100,000 Membership Rewards Plus points earned may be transferred or redeemed as long as all enrolled Card accounts are in good standing. Points transferred or redeemed cannot be reversed back into the program. Forfeited points can be reinstated for a fee by calling the number provided below. Eligible Card charges are outlined in the Membership Rewards Plus program Terms and Conditions in your Membership Rewards Plus Guide. If you have questions, please visit wwwamericanexpress.com/membershiprewardsplus or call 1.800-AXP-1090 (297-1090). From overseas, call collect 305-816-2799. Continued on reverse EFTA01727000